Wealth Starts Today! https://takedownpcyvonneb.podbean.com I am a graduate of the School of Hard Knocks. I've made blunders with money over the years, and that's why I can help you to avoid the pitfalls and to save for your future. Saving $1,000,000 is doable so come and find out how it's done.  

]]> Fri, 09 Oct 2026 17:12:21 -0300 https://podbean.com/?v=5.5 en Copyright 2026 All rights reserved. Education:How To 1440 episodic I am a graduate of the School of Hard Knocks. I’ve made blunders with money over the years, and that’s why I can help you to avoid the pitfalls and to save for your future. Saving $1,000,000 is doable so come and find out how it’s done. takedownpcyvonneb takedownpcyvonneb No false https://pbcdn1.podbean.com/img/podbean-logo/podbean_82.jpg Wealth Starts Today! https://takedownpcyvonneb.podbean.com 144 144 Wealth Starts Today! Episode 99 - Frugal Fridays with Yvonne 100926 Wealth Starts Today! Episode 99 - Frugal Fridays with Yvonne 100926 https://takedownpcyvonneb.podbean.com/e/wealth-starts-today-episode-99-frugal-fridays-with-yvonne-100926/ https://takedownpcyvonneb.podbean.com/e/wealth-starts-today-episode-99-frugal-fridays-with-yvonne-100926/#comments Fri, 09 Oct 2026 17:12:21 -0300 takedownpcyvonneb.podbean.com/dc163629-a7c6-3fbc-9572-708ccc96334d Part 1 – Wrap up of Millionaire Next Door. Do you know how much your monthly debt is? It’s imperative that you learn what your numbers are and how to remain in control of your finances. What you make vs. What you owe.

Plus, I shared my recipe for Quick and Dirty Chili – Brown 1 lb. of ground beef, or ground turkey or ground chicken. Drain and add a pack of chili seasoning mix. Add the meat to 1 can of diced tomatoes, 1 can of tomato soup and 1 can of kidney beans (or whatever you like. I use Bush’s spicy chili beans) and heat for 15 minutes. Dinner for under $12. Perfection!

When it comes to creating generational wealth, does the recipient have a basic understanding of money and how to make it last? Helping vs. Enabling – don’t fall into the Enabling trap.

It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time.

Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

  • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000
  • Take what you own (Assets) minus what you owe (Debts)
  • What does it look like for you? How close did you come to the example listed above?
  • There is no right or wrong here. Use this as a guide
]]> Part 1 – Wrap up of Millionaire Next Door. Do you know how much your monthly debt is? It’s imperative that you learn what your numbers are and how to remain in control of your finances. What you make vs. What you owe.

Plus, I shared my recipe for Quick and Dirty Chili – Brown 1 lb. of ground beef, or ground turkey or ground chicken. Drain and add a pack of chili seasoning mix. Add the meat to 1 can of diced tomatoes, 1 can of tomato soup and 1 can of kidney beans (or whatever you like. I use Bush’s spicy chili beans) and heat for 15 minutes. Dinner for under $12. Perfection!

When it comes to creating generational wealth, does the recipient have a basic understanding of money and how to make it last? Helping vs. Enabling – don’t fall into the Enabling trap.

It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time.

Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

  • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000
  • Take what you own (Assets) minus what you owe (Debts)
  • What does it look like for you? How close did you come to the example listed above?
  • There is no right or wrong here. Use this as a guide
]]> takedownpcyvonneb false No 1127 10 full Wealth Starts Today! Episode 98 - Frugal Fridays with Yvonne 100226 Wealth Starts Today! Episode 98 - Frugal Fridays with Yvonne 100226 https://takedownpcyvonneb.podbean.com/e/wealth-starts-today-episode-98-frugal-fridays-with-yvonne-100226/ https://takedownpcyvonneb.podbean.com/e/wealth-starts-today-episode-98-frugal-fridays-with-yvonne-100226/#comments Fri, 02 Oct 2026 18:48:16 -0300 takedownpcyvonneb.podbean.com/025f0a57-3bee-3c54-bf4e-c331f4ea88c1 Please protect yourself and your loved ones from scams and fraud involving your hard-earned retirement money. It nearly happened to a lovely woman I know who’s a friend of the family.

When it comes to creating generational wealth, does the recipient have a basic understanding of money and how to make it last? Helping vs. Enabling – don’t fall into the Enabling trap.

It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time.

Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

  • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000
  • Take what you own (Assets) minus what you owe (Debts)
  • What does it look like for you? How close did you come to the example listed above?
  • There is no right or wrong here. Use this as a guide
]]> Please protect yourself and your loved ones from scams and fraud involving your hard-earned retirement money. It nearly happened to a lovely woman I know who’s a friend of the family.

When it comes to creating generational wealth, does the recipient have a basic understanding of money and how to make it last? Helping vs. Enabling – don’t fall into the Enabling trap.

It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time.

Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

  • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000
  • Take what you own (Assets) minus what you owe (Debts)
  • What does it look like for you? How close did you come to the example listed above?
  • There is no right or wrong here. Use this as a guide
]]> takedownpcyvonneb false No 1061 9 full Wealth Starts Today! Episode 97 - Frugal Fridays with Yvonne 092526 Wealth Starts Today! Episode 97 - Frugal Fridays with Yvonne 092526 https://takedownpcyvonneb.podbean.com/e/wealth-starts-today-episode-97-frugal-fridays-with-yvonne-092526/ https://takedownpcyvonneb.podbean.com/e/wealth-starts-today-episode-97-frugal-fridays-with-yvonne-092526/#comments Fri, 25 Sep 2026 19:59:09 -0300 takedownpcyvonneb.podbean.com/9cfc4d65-a676-3d9a-9127-ed79e46b8718 People of modest means have amassed a fortune by understanding this principle: Saving consistently, over time and with compounding interest will get you where you want to be financially.

When it comes to creating generational wealth, does the recipient have a basic understanding of money and how to make it last? Helping vs. Enabling – don’t fall into the Enabling trap.

It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time.

Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

  • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000
  • Take what you own (Assets) minus what you owe (Debts)
  • What does it look like for you? How close did you come to the example listed above?
  • There is no right or wrong here. Use this as a guide
]]> People of modest means have amassed a fortune by understanding this principle: Saving consistently, over time and with compounding interest will get you where you want to be financially.

When it comes to creating generational wealth, does the recipient have a basic understanding of money and how to make it last? Helping vs. Enabling – don’t fall into the Enabling trap.

It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time.

Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

  • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000
  • Take what you own (Assets) minus what you owe (Debts)
  • What does it look like for you? How close did you come to the example listed above?
  • There is no right or wrong here. Use this as a guide
]]> takedownpcyvonneb false No 1137 8 full Wealth Starts Today! Episode 96 - Frugal Fridays with Yvonne 091826 Wealth Starts Today! Episode 96 - Frugal Fridays with Yvonne 091826 https://takedownpcyvonneb.podbean.com/e/wealth-starts-today-episode-96-frugal-fridays-with-yvonne-091826/ https://takedownpcyvonneb.podbean.com/e/wealth-starts-today-episode-96-frugal-fridays-with-yvonne-091826/#comments Fri, 18 Sep 2026 19:37:29 -0300 takedownpcyvonneb.podbean.com/c49ff990-a3a3-32e7-b2cc-7711f97a997c People of modest means have amassed a fortune by understanding this principle: Saving consistently, over time and with compounding interest will get you where you want to be financially.

It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time.

Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

  • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000
  • Take what you own (Assets) minus what you owe (Debts)
  • What does it look like for you? How close did you come to the example listed above?
  • There is no right or wrong here. Use this as a guide
]]> People of modest means have amassed a fortune by understanding this principle: Saving consistently, over time and with compounding interest will get you where you want to be financially.

It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time.

Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

  • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000
  • Take what you own (Assets) minus what you owe (Debts)
  • What does it look like for you? How close did you come to the example listed above?
  • There is no right or wrong here. Use this as a guide
]]> takedownpcyvonneb false No 1114 7 full Wealth Starts Today! Episode 95 - Frugal Fridays with Yvonne 091126 Wealth Starts Today! Episode 95 - Frugal Fridays with Yvonne 091126 https://takedownpcyvonneb.podbean.com/e/wealth-starts-today-episode-95-frugal-fridays-with-yvonne-091126/ https://takedownpcyvonneb.podbean.com/e/wealth-starts-today-episode-95-frugal-fridays-with-yvonne-091126/#comments Fri, 11 Sep 2026 13:11:47 -0300 takedownpcyvonneb.podbean.com/c00a65d0-3c83-30b2-b579-1f7603f453f7 When it comes to creating generational wealth, does the recipient have a basic understanding of money and how to make it last? Helping vs. Enabling – don’t fall into the Enabling trap.

It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time.

Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

  • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000
  • Take what you own (Assets) minus what you owe (Debts)
  • What does it look like for you? How close did you come to the example listed above?
  • There is no right or wrong here. Use this as a guide
]]> When it comes to creating generational wealth, does the recipient have a basic understanding of money and how to make it last? Helping vs. Enabling – don’t fall into the Enabling trap.

It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time.

Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

  • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000
  • Take what you own (Assets) minus what you owe (Debts)
  • What does it look like for you? How close did you come to the example listed above?
  • There is no right or wrong here. Use this as a guide
]]> takedownpcyvonneb false No 1152 6 full Wealth Starts Today! Episode 94 - Frugal Fridays with Yvonne Wealth Starts Today! Episode 94 - Frugal Fridays with Yvonne https://takedownpcyvonneb.podbean.com/e/wealth-starts-today-episode-94-frugal-fridays-with-yvonne/ https://takedownpcyvonneb.podbean.com/e/wealth-starts-today-episode-94-frugal-fridays-with-yvonne/#comments Fri, 04 Sep 2026 20:11:23 -0300 takedownpcyvonneb.podbean.com/48764144-dcc7-3898-a22b-5f82e7630588 When it comes to creating generational wealth, does the recipient have a basic understanding of money and how to make it last? Helping vs. Enabling – don’t fall into the Enabling trap.

It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time.

Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

  • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000
  • Take what you own (Assets) minus what you owe (Debts)
  • What does it look like for you? How close did you come to the example listed above?
  • There is no right or wrong here. Use this as a guide
]]> When it comes to creating generational wealth, does the recipient have a basic understanding of money and how to make it last? Helping vs. Enabling – don’t fall into the Enabling trap.

It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time.

Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

  • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000
  • Take what you own (Assets) minus what you owe (Debts)
  • What does it look like for you? How close did you come to the example listed above?
  • There is no right or wrong here. Use this as a guide
]]> takedownpcyvonneb false No 1108 5 full Wealth Starts Today! - Episode 93 of Frugal Fridays with Yvonne Wealth Starts Today! - Episode 93 of Frugal Fridays with Yvonne https://takedownpcyvonneb.podbean.com/e/wealth-starts-today-episode-93-of-frugal-fridays-with-yvonne/ https://takedownpcyvonneb.podbean.com/e/wealth-starts-today-episode-93-of-frugal-fridays-with-yvonne/#comments Fri, 28 Aug 2026 14:55:27 -0300 takedownpcyvonneb.podbean.com/faa35419-d569-39a3-9f54-87a25e85c4e9 Parents saving for retirement while balancing the struggles of adult children.

Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time. Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth. Check it out: Your age times your current annual salary / ten. • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000 • Take what you own (Assets) minus what you owe (Debts) • What does it look like for you? How close did you come to the example listed above? • There is no right or wrong here. Use this as a guide

]]> Parents saving for retirement while balancing the struggles of adult children.

Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time. Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth. Check it out: Your age times your current annual salary / ten. • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000 • Take what you own (Assets) minus what you owe (Debts) • What does it look like for you? How close did you come to the example listed above? • There is no right or wrong here. Use this as a guide

]]> takedownpcyvonneb false No 1025 4 full Wealth Starts Today! Episode 92 - Frugal Fridays Wealth Starts Today! Episode 92 - Frugal Fridays https://takedownpcyvonneb.podbean.com/e/wealth-starts-today-episode-92-frugal-fridays/ https://takedownpcyvonneb.podbean.com/e/wealth-starts-today-episode-92-frugal-fridays/#comments Fri, 21 Aug 2026 12:24:32 -0300 takedownpcyvonneb.podbean.com/95fed6a5-9768-36e3-a218-cb95f033eb9d Your retirement savings is NOT to be used as a piggybank, so guard against it. It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time.

Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten. • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000 • Take what you own (Assets) minus what you owe (Debts) • What does it look like for you? How close did you come to the example listed above? • There is no right or wrong here. Use this as a guide

]]> Your retirement savings is NOT to be used as a piggybank, so guard against it. It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time.

Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten. • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000 • Take what you own (Assets) minus what you owe (Debts) • What does it look like for you? How close did you come to the example listed above? • There is no right or wrong here. Use this as a guide

]]> takedownpcyvonneb false No 1021 3 full Build Your Wealth One Step At A Time - Episode 91 Build Your Wealth One Step At A Time - Episode 91 https://takedownpcyvonneb.podbean.com/e/build-your-wealth-one-step-at-a-time-episode-91/ https://takedownpcyvonneb.podbean.com/e/build-your-wealth-one-step-at-a-time-episode-91/#comments Sat, 15 Aug 2026 18:07:06 -0300 takedownpcyvonneb.podbean.com/fccac57d-3d45-36f0-b4ab-0a6afcdabc82 It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time. Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth. Check it out: Your age times your current annual salary / ten. • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000 • Take what you own (Assets) minus what you owe (Debts) • What does it look like for you? How close did you come to the example listed above? • There is no right or wrong here. Use this as a guide

]]> It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time. Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth. Check it out: Your age times your current annual salary / ten. • Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000 • Take what you own (Assets) minus what you owe (Debts) • What does it look like for you? How close did you come to the example listed above? • There is no right or wrong here. Use this as a guide

]]> takedownpcyvonneb false No 1014 2 full June 25, 2026 - Steps to make $1 million last 30 years in retirement June 25, 2026 - Steps to make $1 million last 30 years in retirement https://takedownpcyvonneb.podbean.com/e/june-25-2026-steps-to-make-1-million-last-30-years-in-retirement/ https://takedownpcyvonneb.podbean.com/e/june-25-2026-steps-to-make-1-million-last-30-years-in-retirement/#comments Sun, 09 Aug 2026 00:26:59 -0300 yt:video:21CObPtoCJk We discuss simple steps to creating lifetime income - We are simple folks with questions about saving for our post-work lives, and part of a community of people helping one another. Have you ever wondered about your net worth? We used the strategies outlined in The Millionaire Next Door:

*Take your age times your current annual salary = what?

*Then, divide by 10 (Net worth to shoot for) = what dollar figure?

*Write down what you OWN (house, savings, etc.) and subtract what you OWE (debt) This is your net worth = What is the total?

*Is there a difference between what you want to shoot for and your actual net worth?

*Join us to learn Steps to make $1 million last 30 years in retirement

]]> We discuss simple steps to creating lifetime income - We are simple folks with questions about saving for our post-work lives, and part of a community of people helping one another. Have you ever wondered about your net worth? We used the strategies outlined in The Millionaire Next Door:

*Take your age times your current annual salary = what?

*Then, divide by 10 (Net worth to shoot for) = what dollar figure?

*Write down what you OWN (house, savings, etc.) and subtract what you OWE (debt) This is your net worth = What is the total?

*Is there a difference between what you want to shoot for and your actual net worth?

*Join us to learn Steps to make $1 million last 30 years in retirement

]]> takedownpcyvonneb false No 984 1 full July 21, 2026 - Protect your credit July 21, 2026 - Protect your credit https://takedownpcyvonneb.podbean.com/e/july-21-2026-protect-your-credit/ https://takedownpcyvonneb.podbean.com/e/july-21-2026-protect-your-credit/#comments Sun, 09 Aug 2026 00:26:25 -0300 yt:video:brzLegF36tA Protect your credit - What you make doesn't really matter. It's how much you've saved that will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time. Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

• Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000

• Take what you own (Assets) minus what you owe (Debts)

• What does it look like for you? How close did you come to the example listed above?

• There is no right or wrong here. Use this as a guide

]]> Protect your credit - What you make doesn't really matter. It's how much you've saved that will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time. Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

• Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000

• Take what you own (Assets) minus what you owe (Debts)

• What does it look like for you? How close did you come to the example listed above?

• There is no right or wrong here. Use this as a guide

]]> takedownpcyvonneb false No 903 1 full July 31, 2026 - Protect your money, your resources and your future. July 31, 2026 - Protect your money, your resources and your future. https://takedownpcyvonneb.podbean.com/e/july-31-2026-protect-your-money-your-resources-and-your-future/ https://takedownpcyvonneb.podbean.com/e/july-31-2026-protect-your-money-your-resources-and-your-future/#comments Sat, 01 Aug 2026 00:03:23 -0300 yt:video:wtWULdU2jlg Don't let anyone make you feel small for protecting you money, your resources and your future. It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time. Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

• Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000

• Take what you own (Assets) minus what you owe (Debts)

• What does it look like for you? How close did you come to the example listed above?

• There is no right or wrong here. Use this as a guide

]]> Don't let anyone make you feel small for protecting you money, your resources and your future. It doesn't matter what you make. It only matters how much you've saved. That's what will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time. Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

• Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000

• Take what you own (Assets) minus what you owe (Debts)

• What does it look like for you? How close did you come to the example listed above?

• There is no right or wrong here. Use this as a guide

]]> takedownpcyvonneb false No 1068 July 19, 2026 - Can you save and retire on $1 Million dollars? July 19, 2026 - Can you save and retire on $1 Million dollars? https://takedownpcyvonneb.podbean.com/e/july-19-2026-can-you-save-and-retire-on-1-million-dollars/ https://takedownpcyvonneb.podbean.com/e/july-19-2026-can-you-save-and-retire-on-1-million-dollars/#comments Sun, 19 Jul 2026 18:34:00 -0300 yt:video:YbW3moJhwT0 Can you save and retire on $1 Million dollars? - What you makes doesn't really matter. It's how much you;ve saved that will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time. Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

• Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000

• Take what you own (Assets) minus what you owe (Debts)

• What does it look like for you? How close did you come to the example listed above?

• There is no right or wrong here. Use this as a guide

]]> Can you save and retire on $1 Million dollars? - What you makes doesn't really matter. It's how much you;ve saved that will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time. Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

• Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000

• Take what you own (Assets) minus what you owe (Debts)

• What does it look like for you? How close did you come to the example listed above?

• There is no right or wrong here. Use this as a guide

]]> takedownpcyvonneb false No 932 July 14, 2026 - I earn $45k and save 10% for 40 years how much will I have July 14, 2026 - I earn $45k and save 10% for 40 years how much will I have https://takedownpcyvonneb.podbean.com/e/july-14-2026-i-earn-45k-and-save-10-for-40-years-how-much-will-i-have/ https://takedownpcyvonneb.podbean.com/e/july-14-2026-i-earn-45k-and-save-10-for-40-years-how-much-will-i-have/#comments Tue, 14 Jul 2026 20:15:43 -0300 yt:video:Vnfb1DLQ_2M What you makes doesn't really matter. It's how much you;ve saved that will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time. Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

• Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000

• Take what you own (Assets) minus what you owe (Debts)

• What does it look like for you? How close did you come to the example listed above?

• There is no right or wrong here. Use this as a guide

]]> What you makes doesn't really matter. It's how much you;ve saved that will secure your future. Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time. Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

• Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000

• Take what you own (Assets) minus what you owe (Debts)

• What does it look like for you? How close did you come to the example listed above?

• There is no right or wrong here. Use this as a guide

]]> takedownpcyvonneb false No 946 July 10, 2026 - Good tips and tricks for retirement savings: Save 10% July 10, 2026 - Good tips and tricks for retirement savings: Save 10% https://takedownpcyvonneb.podbean.com/e/july-10-2026-good-tips-and-tricks-for-retirement-savings-save-10/ https://takedownpcyvonneb.podbean.com/e/july-10-2026-good-tips-and-tricks-for-retirement-savings-save-10/#comments Fri, 10 Jul 2026 14:49:24 -0300 yt:video:RkWnWg7sOVE Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time. Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

• Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000

• Take what you own (Assets) minus what you owe (Debts)

• What does it look like for you? How close did you come to the example listed above?

• There is no right or wrong here. Use this as a guide

]]> Having a million dollars in retirement is possible - It requires saving consistently over an extended period of time. Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

• Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000

• Take what you own (Assets) minus what you owe (Debts)

• What does it look like for you? How close did you come to the example listed above?

• There is no right or wrong here. Use this as a guide

]]> takedownpcyvonneb false No 1071 June 30, 2026 - How to have $1,000,000 for retirement June 30, 2026 - How to have $1,000,000 for retirement https://takedownpcyvonneb.podbean.com/e/june-30-2026-how-to-have-1000000-for-retirement/ https://takedownpcyvonneb.podbean.com/e/june-30-2026-how-to-have-1000000-for-retirement/#comments Tue, 30 Jun 2026 23:53:37 -0300 yt:video:xqGnpS6f0x0 We talk about how to save money for our retirement years. Having a million dollars is possible - It requires saving consistently over an extended period of time. Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

• Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000

• Take what you own (Assets) minus what you owe (Debts)

• What does it look like for you? How close did you come to the example listed above?

• There is no right or wrong here. Use this as a guide

]]> We talk about how to save money for our retirement years. Having a million dollars is possible - It requires saving consistently over an extended period of time. Have you heard of the book, The Millionaire Next Door? There's a formula for determining your net worth.

Check it out: Your age times your current annual salary / ten.

• Example: You are 40 years old making $75,000 = $3,000,000 / 10 = $300,000

• Take what you own (Assets) minus what you owe (Debts)

• What does it look like for you? How close did you come to the example listed above?

• There is no right or wrong here. Use this as a guide

]]> takedownpcyvonneb false No 857 June 19, 2026 - Lifetime income June 19, 2026 - Lifetime income https://takedownpcyvonneb.podbean.com/e/june-19-2026-lifetime-income/ https://takedownpcyvonneb.podbean.com/e/june-19-2026-lifetime-income/#comments Fri, 19 Jun 2026 21:45:23 -0300 yt:video:Ql4t7kgxGio There is a simple strategy to prepare for your post-work life. Interested in the details? We discuss opening a retirement account and making consistent contributions over time of at least 5% of your pre-tax income. The funds will grow throughout your working life and will be there for you when you either #1 Don't want to work fulltime anymore or #2 You can't work anymore.

By the way, do you know how to calculate your net worth? We use the strategies found in the book, THE MILLIONAIRE NEXT DOOR. Take your current age and multiple by your current annual salary and then divide by 10. Then take what you OWN (a home, savings accounts, retirement accounts, etc.) and subtract what you OWE (what is the remaining balance on your mortgage, or the balance on your student loans, or do you have credit card debt, etc.) Compare the two. How close did you come to your net worth calculations when you took what you own minus what you owe? I was off by a bit when I completed the exercise, but I have a clue and can work toward remedying the shortfall. Join us and let's discuss.

]]> There is a simple strategy to prepare for your post-work life. Interested in the details? We discuss opening a retirement account and making consistent contributions over time of at least 5% of your pre-tax income. The funds will grow throughout your working life and will be there for you when you either #1 Don't want to work fulltime anymore or #2 You can't work anymore.

By the way, do you know how to calculate your net worth? We use the strategies found in the book, THE MILLIONAIRE NEXT DOOR. Take your current age and multiple by your current annual salary and then divide by 10. Then take what you OWN (a home, savings accounts, retirement accounts, etc.) and subtract what you OWE (what is the remaining balance on your mortgage, or the balance on your student loans, or do you have credit card debt, etc.) Compare the two. How close did you come to your net worth calculations when you took what you own minus what you owe? I was off by a bit when I completed the exercise, but I have a clue and can work toward remedying the shortfall. Join us and let's discuss.

]]> takedownpcyvonneb false No 1068 June 14, 2026 - Can you retire on $1 million? June 14, 2026 - Can you retire on $1 million? https://takedownpcyvonneb.podbean.com/e/june-14-2026-can-you-retire-on-1-million/ https://takedownpcyvonneb.podbean.com/e/june-14-2026-can-you-retire-on-1-million/#comments Sun, 14 Jun 2026 16:45:41 -0300 yt:video:q4KaFD_i6AE Just run your own race and don't compare yourself to anyone else! The answer to the question, "Can you retire on $1 million?" is an absolute, yes. See what we're talking about. Join us to discuss saving for YOUR future.

]]> Just run your own race and don't compare yourself to anyone else! The answer to the question, "Can you retire on $1 million?" is an absolute, yes. See what we're talking about. Join us to discuss saving for YOUR future.

]]> takedownpcyvonneb false No 1047 June 7, 2026 - Good tips and tricks for retirement savings: Save 10% June 7, 2026 - Good tips and tricks for retirement savings: Save 10% https://takedownpcyvonneb.podbean.com/e/june-7-2026-good-tips-and-tricks-for-retirement-savings-save-10/ https://takedownpcyvonneb.podbean.com/e/june-7-2026-good-tips-and-tricks-for-retirement-savings-save-10/#comments Sun, 07 Jun 2026 13:23:38 -0300 yt:video:uDlX9cwj9V8 We discuss figuring out your net worth: Take your age times your current annual salary, then divide by 10 to get an idea of where you currently stand. Then, add up the value of what you own (your home, your retirement savings, your savings accounts, etc.), then subtract your debts (What do you owe on your mortgage? How much do you owe on credit cards? What do you owe on student loans?) How close did you come to having your actual net worth match up to your calculations?

Also, have you heard of the TIAA Financial Literacy test? It is 28 questions. We talk about it and look at it as a good place to find out where we stand in regards to our financial literacy.

]]> We discuss figuring out your net worth: Take your age times your current annual salary, then divide by 10 to get an idea of where you currently stand. Then, add up the value of what you own (your home, your retirement savings, your savings accounts, etc.), then subtract your debts (What do you owe on your mortgage? How much do you owe on credit cards? What do you owe on student loans?) How close did you come to having your actual net worth match up to your calculations?

Also, have you heard of the TIAA Financial Literacy test? It is 28 questions. We talk about it and look at it as a good place to find out where we stand in regards to our financial literacy.

]]> takedownpcyvonneb false No 1074