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    <description><![CDATA[<p>In "Understanding Your Lenders," host Monée Boswell explains the Five C's of Credit—Character, Capacity, Capital, Collateral, and Conditions—and their role in loan approval. This episode offers practical insights for those applying for a loan or interested in understanding lender decision-making processes.</p>]]></description>
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        <title>Understanding Your Lenders: Episode #3: Opening An Account_Oct 6, 2025 18:20</title>
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        <title>Understanding Your Lenders: Episode #2 How Lenders Evaluate Borrowers</title>
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