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<channel>
    <title>Reverse Mortgage News by HECMWorld</title>
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    <description>Reverse Mortgage News &amp; Commentary The nation’s longest-running weekly podcast for the reverse mortgage professional.</description>
    <pubDate>Fri, 12 Jun 2026 05:14:40 -0700</pubDate>
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    <language>en</language>
    <spotify:countryOfOrigin>us</spotify:countryOfOrigin>
    <copyright>Copyright © 2024 Reverse Focus, Inc. All rights reserved.</copyright>
    <category>Business</category>
    <ttl>1440</ttl>
    <itunes:type>episodic</itunes:type>
          <itunes:summary>Mortgage news for reverse mortgage professionals, bankers and brokers. Launched in 2008 HECMWorld Weekly is the nation’s longest-running weekly reverse mortgage podcast. Topics include new regulations, HUD &amp; FHA updates and CFPB alerts for reverse mortgage loans. 683151</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
	<itunes:category text="Business">
		<itunes:category text="Marketing" />
	</itunes:category>
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        <itunes:name>HECMWorld</itunes:name>
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        <link>https://reversefortunes.podbean.com</link>
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    <item>
        <title>EP935: Homeowners Tap Equity, Housing Mobility Improves, and Washington Signals Change</title>
        <itunes:title>EP935: Homeowners Tap Equity, Housing Mobility Improves, and Washington Signals Change</itunes:title>
        <link>https://reversefortunes.podbean.com/e/ep935/</link>
                    <comments>https://reversefortunes.podbean.com/e/ep935/#comments</comments>        <pubDate>Fri, 12 Jun 2026 05:14:40 -0700</pubDate>
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                                    <description><![CDATA[<p>Housing wealth is becoming one of the most important financial resources available to older Americans — and this week’s news highlighted why.</p>
<p>In this episode of HECM World Weekly, we explore the growing role of home equity in retirement planning as homeowners increasingly access equity without refinancing, existing-home sales show signs of recovery, and policymakers look for ways to improve housing mobility.</p>
<p>We also examine new research showing housing wealth may be becoming more influential than income in shaping future financial outcomes, discuss proposed legislation aimed at encouraging senior downsizing, and explore why aging in place remains a critical part of the housing conversation.</p>
<p>Plus, we recap key takeaways from NRMLA’s Western Regional Meeting, including discussions around Reverse for Purchase, industry advocacy, aging-in-place solutions, artificial intelligence, and the future of retirement finance.</p>
<p>In this episode:</p>
<ul>
<li> Homeowners tap equity at the fastest pace since 2021
 • Why HELOCs and second liens are surging
 • Existing-home sales post their strongest month of 2026
 • New research on housing wealth and generational opportunity
 • The proposed Nest Egg Protection Act and senior downsizing incentives
 • Why aging in place remains a powerful housing trend
 • NRMLA Western Regional Meeting highlights
 • FHA leadership changes and what they could mean for HECMs</li>
</ul>
<p>As retirement planning and housing planning continue to converge, understanding home equity has never been more important.</p>
<p>Tune in and read the full article: https://hecmworld.com/2026/06/12/podcast-hecm-world-weekly-homeowners-tap-equity/</p>
<p>Subscribe to HECM World for weekly insights on reverse mortgages, retirement finance, housing wealth, aging in place, and the future of home equity.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Housing wealth is becoming one of the most important financial resources available to older Americans — and this week’s news highlighted why.</p>
<p>In this episode of HECM World Weekly, we explore the growing role of home equity in retirement planning as homeowners increasingly access equity without refinancing, existing-home sales show signs of recovery, and policymakers look for ways to improve housing mobility.</p>
<p>We also examine new research showing housing wealth may be becoming more influential than income in shaping future financial outcomes, discuss proposed legislation aimed at encouraging senior downsizing, and explore why aging in place remains a critical part of the housing conversation.</p>
<p>Plus, we recap key takeaways from NRMLA’s Western Regional Meeting, including discussions around Reverse for Purchase, industry advocacy, aging-in-place solutions, artificial intelligence, and the future of retirement finance.</p>
<p>In this episode:</p>
<ul>
<li> Homeowners tap equity at the fastest pace since 2021<br>
 • Why HELOCs and second liens are surging<br>
 • Existing-home sales post their strongest month of 2026<br>
 • New research on housing wealth and generational opportunity<br>
 • The proposed Nest Egg Protection Act and senior downsizing incentives<br>
 • Why aging in place remains a powerful housing trend<br>
 • NRMLA Western Regional Meeting highlights<br>
 • FHA leadership changes and what they could mean for HECMs</li>
</ul>
<p>As retirement planning and housing planning continue to converge, understanding home equity has never been more important.</p>
<p>Tune in and read the full article: https://hecmworld.com/2026/06/12/podcast-hecm-world-weekly-homeowners-tap-equity/</p>
<p>Subscribe to HECM World for weekly insights on reverse mortgages, retirement finance, housing wealth, aging in place, and the future of home equity.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/j6nk7vhdbazutfvb/June_129opwd.mp3" length="9621838" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Housing wealth is becoming one of the most important financial resources available to older Americans — and this week’s news highlighted why.
In this episode of HECM World Weekly, we explore the growing role of home equity in retirement planning as homeowners increasingly access equity without refinancing, existing-home sales show signs of recovery, and policymakers look for ways to improve housing mobility.
We also examine new research showing housing wealth may be becoming more influential than income in shaping future financial outcomes, discuss proposed legislation aimed at encouraging senior downsizing, and explore why aging in place remains a critical part of the housing conversation.
Plus, we recap key takeaways from NRMLA’s Western Regional Meeting, including discussions around Reverse for Purchase, industry advocacy, aging-in-place solutions, artificial intelligence, and the future of retirement finance.
In this episode:

 Homeowners tap equity at the fastest pace since 2021 • Why HELOCs and second liens are surging • Existing-home sales post their strongest month of 2026 • New research on housing wealth and generational opportunity • The proposed Nest Egg Protection Act and senior downsizing incentives • Why aging in place remains a powerful housing trend • NRMLA Western Regional Meeting highlights • FHA leadership changes and what they could mean for HECMs

As retirement planning and housing planning continue to converge, understanding home equity has never been more important.
Tune in and read the full article: https://hecmworld.com/2026/06/12/podcast-hecm-world-weekly-homeowners-tap-equity/
Subscribe to HECM World for weekly insights on reverse mortgages, retirement finance, housing wealth, aging in place, and the future of home equity.]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>601</itunes:duration>
                <itunes:episode>934</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>EP934: Buyers Return, Older Americans Carry the Economy, and Reverse Mortgage Consolidation Continues</title>
        <itunes:title>EP934: Buyers Return, Older Americans Carry the Economy, and Reverse Mortgage Consolidation Continues</itunes:title>
        <link>https://reversefortunes.podbean.com/e/ep934/</link>
                    <comments>https://reversefortunes.podbean.com/e/ep934/#comments</comments>        <pubDate>Fri, 05 Jun 2026 06:13:10 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/9c441b5a-62f6-3ba8-8850-d10950a6901a</guid>
                                    <description><![CDATA[<p>This week’s HECM World Weekly breaks down the latest housing and economic data shaping the future of retirement finance.</p>
<p>The housing market is becoming more rational again. Sellers are adjusting expectations, buyers remain active when affordability makes sense, and mortgage activity continues slowing under the weight of higher rates and elevated housing costs.</p>
<p>At the same time, new research shows Americans age 50+ now generate $12.5 trillion in economic activity annually — reinforcing just how central older homeowners have become to the broader U.S. economy.</p>
<p>But there’s another side to the story: Older Americans are also carrying more debt, facing higher living costs and increasingly relying on housing wealth to support retirement stability.</p>
<p>In this episode:</p>
<ul>
<li>Why the housing market is starting to normalize
</li>
<li>What slowing mortgage activity means for aging in place
</li>
<li>Why affordability is driving almost every housing decision now
</li>
<li>The growing economic influence of Americans 50+
</li>
<li>Rising debt pressure among retirees
</li>
<li>The emotional complexity behind the Great Wealth Transfer
</li>
<li>Onity’s approved reverse MSR sale to Finance of America
</li>
<li>The latest May 2026 HECM endorsement numbers</li>
</ul>
<p>The broader takeaway?
 Retirement planning is increasingly becoming housing planning.</p>
<p>Read the full article here: https://hecmworld.com/2026/06/05/podcast-buyers-return-older-americans-carry-the-economy/</p>
<p>Subscribe for weekly reverse mortgage industry news, housing insights and retirement finance analysis from HECM World.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>This week’s HECM World Weekly breaks down the latest housing and economic data shaping the future of retirement finance.</p>
<p>The housing market is becoming more rational again. Sellers are adjusting expectations, buyers remain active when affordability makes sense, and mortgage activity continues slowing under the weight of higher rates and elevated housing costs.</p>
<p>At the same time, new research shows Americans age 50+ now generate $12.5 trillion in economic activity annually — reinforcing just how central older homeowners have become to the broader U.S. economy.</p>
<p>But there’s another side to the story: Older Americans are also carrying more debt, facing higher living costs and increasingly relying on housing wealth to support retirement stability.</p>
<p>In this episode:</p>
<ul>
<li>Why the housing market is starting to normalize<br>
</li>
<li>What slowing mortgage activity means for aging in place<br>
</li>
<li>Why affordability is driving almost every housing decision now<br>
</li>
<li>The growing economic influence of Americans 50+<br>
</li>
<li>Rising debt pressure among retirees<br>
</li>
<li>The emotional complexity behind the Great Wealth Transfer<br>
</li>
<li>Onity’s approved reverse MSR sale to Finance of America<br>
</li>
<li>The latest May 2026 HECM endorsement numbers</li>
</ul>
<p>The broader takeaway?<br>
 Retirement planning is increasingly becoming housing planning.</p>
<p>Read the full article here: https://hecmworld.com/2026/06/05/podcast-buyers-return-older-americans-carry-the-economy/</p>
<p>Subscribe for weekly reverse mortgage industry news, housing insights and retirement finance analysis from HECM World.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/6z9km9k3jfu3hw7g/June_57hksn.mp3" length="12128339" type="audio/mpeg"/>
        <itunes:summary><![CDATA[This week’s HECM World Weekly breaks down the latest housing and economic data shaping the future of retirement finance.
The housing market is becoming more rational again. Sellers are adjusting expectations, buyers remain active when affordability makes sense, and mortgage activity continues slowing under the weight of higher rates and elevated housing costs.
At the same time, new research shows Americans age 50+ now generate $12.5 trillion in economic activity annually — reinforcing just how central older homeowners have become to the broader U.S. economy.
But there’s another side to the story: Older Americans are also carrying more debt, facing higher living costs and increasingly relying on housing wealth to support retirement stability.
In this episode:

Why the housing market is starting to normalize
What slowing mortgage activity means for aging in place
Why affordability is driving almost every housing decision now
The growing economic influence of Americans 50+
Rising debt pressure among retirees
The emotional complexity behind the Great Wealth Transfer
Onity’s approved reverse MSR sale to Finance of America
The latest May 2026 HECM endorsement numbers

The broader takeaway? Retirement planning is increasingly becoming housing planning.
Read the full article here: https://hecmworld.com/2026/06/05/podcast-buyers-return-older-americans-carry-the-economy/
Subscribe for weekly reverse mortgage industry news, housing insights and retirement finance analysis from HECM World.]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>758</itunes:duration>
                <itunes:episode>933</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>EP933: Housing Re-Freezes, Retirement Adapts, and Home Wealth Faces a Political Reckoning</title>
        <itunes:title>EP933: Housing Re-Freezes, Retirement Adapts, and Home Wealth Faces a Political Reckoning</itunes:title>
        <link>https://reversefortunes.podbean.com/e/ep933/</link>
                    <comments>https://reversefortunes.podbean.com/e/ep933/#comments</comments>        <pubDate>Fri, 29 May 2026 06:08:05 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/34081297-b417-33d8-88b9-44872e294077</guid>
                                    <description><![CDATA[<p>This week on HECM World Weekly, we unpack one of the biggest trends shaping the future of retirement and housing finance in America:</p>
<p>Housing wealth is becoming more important at the exact same moment the housing market itself is becoming more frozen, expensive and politically contested.</p>
<p>As mortgage rates climb back toward 6.7%, new-home sales slow, affordability pressures intensify and policymakers push more aggressive housing agendas, older Americans are increasingly being forced to rethink retirement, mobility and aging in place.</p>
<p>In this episode:
</p>
<ul>
<li>Why the U.S. housing market is becoming increasingly “stuck”</li>
<li>What higher mortgage rates mean for retirees and downsizers</li>
<li>Why aging in place is becoming more financially important</li>
<li>How affordability pressures are reshaping retirement behavior</li>
<li>The growing political debate surrounding housing wealth</li>
<li>Why home equity may become one of the defining retirement finance stories of the next decade</li>
</ul>
<p>Get the full show notes here: hecmworld.com</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>This week on HECM World Weekly, we unpack one of the biggest trends shaping the future of retirement and housing finance in America:</p>
<p>Housing wealth is becoming more important at the exact same moment the housing market itself is becoming more frozen, expensive and politically contested.</p>
<p>As mortgage rates climb back toward 6.7%, new-home sales slow, affordability pressures intensify and policymakers push more aggressive housing agendas, older Americans are increasingly being forced to rethink retirement, mobility and aging in place.</p>
<p>In this episode:<br>
</p>
<ul>
<li>Why the U.S. housing market is becoming increasingly “stuck”</li>
<li>What higher mortgage rates mean for retirees and downsizers</li>
<li>Why aging in place is becoming more financially important</li>
<li>How affordability pressures are reshaping retirement behavior</li>
<li>The growing political debate surrounding housing wealth</li>
<li>Why home equity may become one of the defining retirement finance stories of the next decade</li>
</ul>
<p>Get the full show notes here: hecmworld.com</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/qp6crn3xp5ipe5iw/May_298cdo9.mp3" length="11924375" type="audio/mpeg"/>
        <itunes:summary><![CDATA[This week on HECM World Weekly, we unpack one of the biggest trends shaping the future of retirement and housing finance in America:
Housing wealth is becoming more important at the exact same moment the housing market itself is becoming more frozen, expensive and politically contested.
As mortgage rates climb back toward 6.7%, new-home sales slow, affordability pressures intensify and policymakers push more aggressive housing agendas, older Americans are increasingly being forced to rethink retirement, mobility and aging in place.
In this episode:

Why the U.S. housing market is becoming increasingly “stuck”
What higher mortgage rates mean for retirees and downsizers
Why aging in place is becoming more financially important
How affordability pressures are reshaping retirement behavior
The growing political debate surrounding housing wealth
Why home equity may become one of the defining retirement finance stories of the next decade

Get the full show notes here: hecmworld.com]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>745</itunes:duration>
                <itunes:episode>932</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>EP932: HUD Warning Signs, Home Equity Regulation Evolves, and Retirement Pressure Builds</title>
        <itunes:title>EP932: HUD Warning Signs, Home Equity Regulation Evolves, and Retirement Pressure Builds</itunes:title>
        <link>https://reversefortunes.podbean.com/e/ep932/</link>
                    <comments>https://reversefortunes.podbean.com/e/ep932/#comments</comments>        <pubDate>Fri, 22 May 2026 07:46:09 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/08663a09-a12b-3e38-ab0d-d3b12e465c48</guid>
                                    <description><![CDATA[<p>This week’s developments across the reverse mortgage, retirement and housing sectors highlighted an increasingly important reality for the HECM industry: retirement pressure is intensifying, and home equity is becoming more central to how older Americans manage financial stability later in life.</p>
<p>From HUD audit failures exposing vulnerable reverse mortgage borrowers to potential default, to Illinois rolling out one of the nation’s most comprehensive home equity investment regulatory frameworks, the conversation around housing wealth continues shifting from optional strategy to financial necessity.</p>
<p>At the same time, new retirement research, capital gains concerns and mortgage assistance initiatives all reinforced the growing importance of liquidity, income sustainability and aging-in-place strategies.</p>
<p>For reverse mortgage professionals, the environment continues becoming more strategic, more policy-driven and more interconnected with mainstream retirement planning.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>This week’s developments across the reverse mortgage, retirement and housing sectors highlighted an increasingly important reality for the HECM industry: retirement pressure is intensifying, and home equity is becoming more central to how older Americans manage financial stability later in life.</p>
<p>From HUD audit failures exposing vulnerable reverse mortgage borrowers to potential default, to Illinois rolling out one of the nation’s most comprehensive home equity investment regulatory frameworks, the conversation around housing wealth continues shifting from optional strategy to financial necessity.</p>
<p>At the same time, new retirement research, capital gains concerns and mortgage assistance initiatives all reinforced the growing importance of liquidity, income sustainability and aging-in-place strategies.</p>
<p>For reverse mortgage professionals, the environment continues becoming more strategic, more policy-driven and more interconnected with mainstream retirement planning.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gagcq7rkb66xzjr8/May_229970g.mp3" length="16287552" type="audio/mpeg"/>
        <itunes:summary><![CDATA[This week’s developments across the reverse mortgage, retirement and housing sectors highlighted an increasingly important reality for the HECM industry: retirement pressure is intensifying, and home equity is becoming more central to how older Americans manage financial stability later in life.
From HUD audit failures exposing vulnerable reverse mortgage borrowers to potential default, to Illinois rolling out one of the nation’s most comprehensive home equity investment regulatory frameworks, the conversation around housing wealth continues shifting from optional strategy to financial necessity.
At the same time, new retirement research, capital gains concerns and mortgage assistance initiatives all reinforced the growing importance of liquidity, income sustainability and aging-in-place strategies.
For reverse mortgage professionals, the environment continues becoming more strategic, more policy-driven and more interconnected with mainstream retirement planning.]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>678</itunes:duration>
                <itunes:episode>931</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>EP931: Equity Softens, Housing Pressure Builds, and Home Wealth Takes Center Stage</title>
        <itunes:title>EP931: Equity Softens, Housing Pressure Builds, and Home Wealth Takes Center Stage</itunes:title>
        <link>https://reversefortunes.podbean.com/e/ep931/</link>
                    <comments>https://reversefortunes.podbean.com/e/ep931/#comments</comments>        <pubDate>Fri, 15 May 2026 04:33:14 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/c2178ec6-2d8a-3869-9ea4-f98dd2d79bdd</guid>
                                    <description><![CDATA[<p>Home equity is becoming one of the biggest retirement conversations in America.</p>
<p>In this week’s HECM World Weekly, Gabrielle Hayen breaks down:</p>
<ul>
<li> Why equity-rich homeowners are declining</li>
<li>Concerns retirees may be overestimating housing wealth</li>
<li>The senior housing boom and affordability crisis</li>
<li>Why aging in place is becoming increasingly important</li>
<li>How financial planners are viewing home equity differently</li>
<li>Why retirement pressure continues building across America</li>
</ul>
<p>For reverse mortgage professionals, the landscape is shifting fast.</p>
<p>Read the companion article at hecmworld.com.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Home equity is becoming one of the biggest retirement conversations in America.</p>
<p>In this week’s HECM World Weekly, Gabrielle Hayen breaks down:</p>
<ul>
<li> Why equity-rich homeowners are declining</li>
<li>Concerns retirees may be overestimating housing wealth</li>
<li>The senior housing boom and affordability crisis</li>
<li>Why aging in place is becoming increasingly important</li>
<li>How financial planners are viewing home equity differently</li>
<li>Why retirement pressure continues building across America</li>
</ul>
<p>For reverse mortgage professionals, the landscape is shifting fast.</p>
<p>Read the companion article at hecmworld.com.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/t2888xp2uvqcuxt9/May_159pzif.mp3" length="8362109" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Home equity is becoming one of the biggest retirement conversations in America.
In this week’s HECM World Weekly, Gabrielle Hayen breaks down:

 Why equity-rich homeowners are declining
Concerns retirees may be overestimating housing wealth
The senior housing boom and affordability crisis
Why aging in place is becoming increasingly important
How financial planners are viewing home equity differently
Why retirement pressure continues building across America

For reverse mortgage professionals, the landscape is shifting fast.
Read the companion article at hecmworld.com.]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>522</itunes:duration>
                <itunes:episode>930</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>EP930: Momentum Builds, Pressure Rises, and the Market Keeps Shifting</title>
        <itunes:title>EP930: Momentum Builds, Pressure Rises, and the Market Keeps Shifting</itunes:title>
        <link>https://reversefortunes.podbean.com/e/ep930/</link>
                    <comments>https://reversefortunes.podbean.com/e/ep930/#comments</comments>        <pubDate>Fri, 08 May 2026 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/3211d8b9-7841-393d-b318-1518084e2b92</guid>
                                    <description><![CDATA[<p>This week has brought a mix of real, on-the-ground industry energy and some pretty telling macro signals.</p>
<p>From a packed room in Tennessee to rising foreclosure activity, shifting policy conversations, and changing family dynamics, the common thread is this: the environment around our clients is getting more complex, not less.</p>
<p>And that puts more weight on how we show up as professionals.</p>
<p>https://hecmworld.com/2026/05/08/podcast-momentum-builds-pressure-rises/</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>This week has brought a mix of real, on-the-ground industry energy and some pretty telling macro signals.</p>
<p>From a packed room in Tennessee to rising foreclosure activity, shifting policy conversations, and changing family dynamics, the common thread is this: the environment around our clients is getting more complex, not less.</p>
<p>And that puts more weight on how we show up as professionals.</p>
<p>https://hecmworld.com/2026/05/08/podcast-momentum-builds-pressure-rises/</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/w7v3ka7w96tx4vct/May_76z2ld.mp3" length="9671575" type="audio/mpeg"/>
        <itunes:summary><![CDATA[This week has brought a mix of real, on-the-ground industry energy and some pretty telling macro signals.
From a packed room in Tennessee to rising foreclosure activity, shifting policy conversations, and changing family dynamics, the common thread is this: the environment around our clients is getting more complex, not less.
And that puts more weight on how we show up as professionals.
https://hecmworld.com/2026/05/08/podcast-momentum-builds-pressure-rises/]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>604</itunes:duration>
                <itunes:episode>929</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>EP929:A New Chapter, Fresh Data, and a Clear Signal for the Industry</title>
        <itunes:title>EP929:A New Chapter, Fresh Data, and a Clear Signal for the Industry</itunes:title>
        <link>https://reversefortunes.podbean.com/e/ep929/</link>
                    <comments>https://reversefortunes.podbean.com/e/ep929/#comments</comments>        <pubDate>Fri, 01 May 2026 04:41:29 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/da8883e3-2103-32c3-b245-8a7c99f5b9df</guid>
                                    <description><![CDATA[<p>HECM World Weekly has a new home on Fridays and a new host in Gabrielle Hayen. This week we dig into what the latest retirement confidence research means for reverse mortgage professionals, why Gen X is heading into the HECM demographic under serious financial pressure, and why Boomers are sitting on a massive amount of equity with no plans to move. We also cover the February 2026 TPO-Broker Report now that HUD has finally released the data. A lot to unpack this week.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>HECM World Weekly has a new home on Fridays and a new host in Gabrielle Hayen. This week we dig into what the latest retirement confidence research means for reverse mortgage professionals, why Gen X is heading into the HECM demographic under serious financial pressure, and why Boomers are sitting on a massive amount of equity with no plans to move. We also cover the February 2026 TPO-Broker Report now that HUD has finally released the data. A lot to unpack this week.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ynubzhvkj9m8hpmd/MAY_1_News_Wrap5zezm.mp3" length="4936097" type="audio/mpeg"/>
        <itunes:summary><![CDATA[HECM World Weekly has a new home on Fridays and a new host in Gabrielle Hayen. This week we dig into what the latest retirement confidence research means for reverse mortgage professionals, why Gen X is heading into the HECM demographic under serious financial pressure, and why Boomers are sitting on a massive amount of equity with no plans to move. We also cover the February 2026 TPO-Broker Report now that HUD has finally released the data. A lot to unpack this week.]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>308</itunes:duration>
                <itunes:episode>928</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E928: 20% of HECM Counselees Face Monthly Budget Shortfalls</title>
        <itunes:title>E928: 20% of HECM Counselees Face Monthly Budget Shortfalls</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e928-20-of-hecm-counselees-face-monthly-budget-shortfalls/</link>
                    <comments>https://reversefortunes.podbean.com/e/e928-20-of-hecm-counselees-face-monthly-budget-shortfalls/#comments</comments>        <pubDate>Mon, 27 Apr 2026 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/64c5ac85-daa1-3b12-b7e3-a3143787d63b</guid>
                                    <description><![CDATA[<ul>
<li>[<a href='https://finance.yahoo.com/economy/policy/articles/one-five-seniors-seeking-reverse-130000961.html'>Yahoo Finance</a>] The HUD-approved HECM counseling agency Greenpath Financial Wellness reveals the shocking truth 20% of counselees are facing.</li>
<li>[<a href='https://www.housingwire.com/articles/age-matters-in-home-equity-decisions'>Housing Wire</a>] Industry expert Dan Hultquist explains how most home equity advice is not appropriate for older homeowners. </li>
<li>[<a href='https://www.timesfreepress.com/news/2026/apr/03/think-20-years-ahead-the-real-reason-to-downsize/'>The Daily Mail</a>] Thanks to new assessment fees, many older Florida condo owners are forced to sell their condos for pennies on the dollar.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[<a href='https://finance.yahoo.com/economy/policy/articles/one-five-seniors-seeking-reverse-130000961.html'>Yahoo Finance</a>] The HUD-approved HECM counseling agency Greenpath Financial Wellness reveals the shocking truth 20% of counselees are facing.</li>
<li>[<a href='https://www.housingwire.com/articles/age-matters-in-home-equity-decisions'>Housing Wire</a>] Industry expert Dan Hultquist explains how most home equity advice is not appropriate for older homeowners. </li>
<li>[<a href='https://www.timesfreepress.com/news/2026/apr/03/think-20-years-ahead-the-real-reason-to-downsize/'>The Daily Mail</a>] Thanks to new assessment fees, many older Florida condo owners are forced to sell their condos for pennies on the dollar.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/85u4z2486u3jpfg7/E928.mp3" length="16482555" type="audio/mpeg"/>
        <itunes:summary>Recent data reveals 1-in-5 HECM counselees are running a budget deficit. Dan Hultquist reveals why most mortgage advice isn’t age-appropriate for retirees. And, Florida seniors now face trying to sell nearly worthless condos-here’s why.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>686</itunes:duration>
                <itunes:episode>927</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E927: Another Unison Home Equity Investment Lawsuit: The Rest of the Story</title>
        <itunes:title>E927: Another Unison Home Equity Investment Lawsuit: The Rest of the Story</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e927-another-unison-home-equity-investment-lawsuit-the-rest-of-the-story/</link>
                    <comments>https://reversefortunes.podbean.com/e/e927-another-unison-home-equity-investment-lawsuit-the-rest-of-the-story/#comments</comments>        <pubDate>Mon, 20 Apr 2026 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/14518f14-a1fc-34eb-9072-8ef35615e08c</guid>
                                    <description><![CDATA[<ul>
<li>[<a href='https://www.9news.com/article/money/consumer/steve-on-your-side/home-equity-loan-contract-lawsuit-investment/73-42d87afc-be80-4d2b-a5c1-c481d0bdd702'>NBC 9 News</a>] One Colorado couple filed suit against home equity investment provider Unison, seeking class action status.</li>
<li>[<a href='https://www.housingwire.com/articles/private-label-reverse-hecm-q1-2026/'>Housing Wire</a>] The numbers tell the story. For the first time, private reverse mortgage dollar volume surpassed HECMs.</li>
<li> <a href='https://www.moneydigest.com/2142239/worst-baby-boomer-spending-habits-avoid-entirely/'>Money Digest</a>] These are baby boomers' spending habits that undermine their retirement security.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[<a href='https://www.9news.com/article/money/consumer/steve-on-your-side/home-equity-loan-contract-lawsuit-investment/73-42d87afc-be80-4d2b-a5c1-c481d0bdd702'>NBC 9 News</a>] One Colorado couple filed suit against home equity investment provider Unison, seeking class action status.</li>
<li>[<a href='https://www.housingwire.com/articles/private-label-reverse-hecm-q1-2026/'>Housing Wire</a>] The numbers tell the story. For the first time, private reverse mortgage dollar volume surpassed HECMs.</li>
<li> <a href='https://www.moneydigest.com/2142239/worst-baby-boomer-spending-habits-avoid-entirely/'>Money Digest</a>] These are baby boomers' spending habits that undermine their retirement security.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bhn5sy6ndgd7zn8b/E927.mp3" length="15769099" type="audio/mpeg"/>
        <itunes:summary>A Denver-area couple has filed a lawsuit against Home Equity Investment Company Union and is seeking class action status. Here’s what we know. For the first time, proprietary or private reverse mortgage loan volume measured in dollars has surpassed HECMs. Also, these are baby boomer spending habits that undermine their retirement security.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>656</itunes:duration>
                <itunes:episode>926</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E926: Are Insurance Companies Spying on Your Borrowers?</title>
        <itunes:title>E926: Are Insurance Companies Spying on Your Borrowers?</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e926-are-insurance-companies-spying-on-your-borrowers/</link>
                    <comments>https://reversefortunes.podbean.com/e/e926-are-insurance-companies-spying-on-your-borrowers/#comments</comments>        <pubDate>Mon, 13 Apr 2026 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/8806d623-810e-305f-82d5-30a84ec7c165</guid>
                                    <description><![CDATA[<ul>
<li>[<a href='https://www.moneytalksnews.com/insurance-companies-using-drones-to-jack-rates-cancel-policies-ways-to-fight-back/'>Money Talks News</a>] Homeowners' insurance companies are using digital surveillance to spy on homeowners to cancel policies and increase premiums. Here’s how they can fight back.</li>
<li>[<a href='https://www.housingwire.com/articles/first-american-novad-lawsuit/'>Housing Wire</a>] First American Title files suit seeking to freeze $1.6M in Novad Asset Management assets. </li>
<li>[<a href='https://www.timesfreepress.com/news/2026/apr/03/think-20-years-ahead-the-real-reason-to-downsize/'>Chattanooga Times Free Press</a>] More older homeowners are learning the cost of staying in a home not suited to age in place.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[<a href='https://www.moneytalksnews.com/insurance-companies-using-drones-to-jack-rates-cancel-policies-ways-to-fight-back/'>Money Talks News</a>] Homeowners' insurance companies are using digital surveillance to spy on homeowners to cancel policies and increase premiums. Here’s how they can fight back.</li>
<li>[<a href='https://www.housingwire.com/articles/first-american-novad-lawsuit/'>Housing Wire</a>] First American Title files suit seeking to freeze $1.6M in Novad Asset Management assets. </li>
<li>[<a href='https://www.timesfreepress.com/news/2026/apr/03/think-20-years-ahead-the-real-reason-to-downsize/'>Chattanooga Times Free Press</a>] More older homeowners are learning the cost of staying in a home not suited to age in place.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/zjj4ujwix4px3j4a/E926.mp3" length="17017334" type="audio/mpeg"/>
        <itunes:summary><![CDATA[
[Money Talks News] Homeowners' insurance companies are using digital surveillance to spy on homeowners to cancel policies and increase premiums. Here’s how they can fight back.
[Housing Wire] First American Title files suit seeking to freeze $1.6M in Novad Asset Management assets. 
[Chattanooga Times Free Press] More older homeowners are learning the cost of staying in a home not suited to age in place.Watch our video podcast here!

]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>708</itunes:duration>
                <itunes:episode>925</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E925: Oh, You Can’t Take That Away: Court Protects HECM Borrower</title>
        <itunes:title>E925: Oh, You Can’t Take That Away: Court Protects HECM Borrower</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e925-oh-you-can-t-take-that-away-court-protects-hecm-borrower/</link>
                    <comments>https://reversefortunes.podbean.com/e/e925-oh-you-can-t-take-that-away-court-protects-hecm-borrower/#comments</comments>        <pubDate>Mon, 06 Apr 2026 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/579c4cb3-624a-32d3-9a0b-840d49ed1bb7</guid>
                                    <description><![CDATA[<ul>
<li>[<a href='https://www.housingwire.com/articles/florida-reverse-mortgage-homestead'>Housing Wire</a>] A widow of a HECM borrower was seeking non-borrowing spouse protections until she was foreclosed on. A Lawsuit followed.</li>
<li>[<a href='https://www.housingwire.com/articles/florida-reverse-mortgage-homestead'>Housing Wire</a>] A default judgment led to one creditor attempting to force withdrawals from one HECM borrower's line of credit. Here's what the courts said. </li>
<li>[<a href='https://hecmworld.com/2026/03/31/press-reverse-plus-smartfi-proprietary-integration/'>HECMWorld</a>] Reverse plus Analyzer is now integrated with these proprietary loans.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[<a href='https://www.housingwire.com/articles/florida-reverse-mortgage-homestead'>Housing Wire</a>] A widow of a HECM borrower was seeking non-borrowing spouse protections until she was foreclosed on. A Lawsuit followed.</li>
<li>[<a href='https://www.housingwire.com/articles/florida-reverse-mortgage-homestead'>Housing Wire</a>] A default judgment led to one creditor attempting to force withdrawals from one HECM borrower's line of credit. Here's what the courts said. </li>
<li>[<a href='https://hecmworld.com/2026/03/31/press-reverse-plus-smartfi-proprietary-integration/'>HECMWorld</a>] Reverse plus Analyzer is now integrated with these proprietary loans.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/s8irc935khtjihd2/E925.mp3" length="14806121" type="audio/mpeg"/>
        <itunes:summary>A Florida court protected one HECM borrower’s financial backstop from garnishment. Here’s why. Her husband took a HECM; she’s a non-borrowing spouse. She’s sought non-borrowing spouse protections after the fact and has now filed suit. Will she prevail? And Reverse plus announces its first proprietary loan integration on its RM Analyzer sales and illustration platform.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>617</itunes:duration>
                <itunes:episode>924</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E924: The equity borrower profile has changed- Have your conversations</title>
        <itunes:title>E924: The equity borrower profile has changed- Have your conversations</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e924-the-equity-borrower-profile-has-changed-have-your-conversations/</link>
                    <comments>https://reversefortunes.podbean.com/e/e924-the-equity-borrower-profile-has-changed-have-your-conversations/#comments</comments>        <pubDate>Mon, 30 Mar 2026 07:56:12 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/610f427d-646c-3343-a2a4-9536cf382ca4</guid>
                                    <description><![CDATA[<ul>
<li>[HECMWorld] Reverse mortgage news round-up: Four stories in four-minutes.</li>
<li>[RMI] Reverse Market Insight's Market Minute with Jon McCue.</li>
<li>[Kipliner] HELOCs and the equity lending landscape have changed. New conversations in home equity lending.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[HECMWorld] Reverse mortgage news round-up: Four stories in four-minutes.</li>
<li>[RMI] Reverse Market Insight's Market Minute with Jon McCue.</li>
<li>[Kipliner] HELOCs and the equity lending landscape have changed. New conversations in home equity lending.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bfz5ywnb3g2rte7f/E924.mp3" length="19906268" type="audio/mpeg"/>
        <itunes:summary><![CDATA[
[HECMWorld] Reverse mortgage news round-up: Four stories in four-minutes.
[RMI] Reverse Market Insight's Market Minute with Jon McCue.
[Kipliner] HELOCs and the equity lending landscape have changed. New conversations in home equity lending.Watch our video podcast here!

]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>829</itunes:duration>
                <itunes:episode>923</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E923: Trump's Executive Orders Target Housing Affordability and Credit Access</title>
        <itunes:title>E923: Trump's Executive Orders Target Housing Affordability and Credit Access</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e923-trumps-executive-orders-target-housing-affordability-and-credit-access/</link>
                    <comments>https://reversefortunes.podbean.com/e/e923-trumps-executive-orders-target-housing-affordability-and-credit-access/#comments</comments>        <pubDate>Mon, 23 Mar 2026 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/24b69f20-9d27-31f6-8199-fb138468721e</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] President Trump signs two executive orders that address housing affordability and homebuyers' credit.</li>
<li>[HECMWorld] Exclusive Interview: Sometimes a HECM or reverse mortgage isn’t the right fit. Do homeowners always need zero mortgage payments? HighTechLending’s Eric Ellsworth shared how Equity Select can help to fill the gaps.</li>
<li>[Housing Wire] How home modifications and Accessory Dwelling Units (ADUs) help homeowners age in place.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] President Trump signs two executive orders that address housing affordability and homebuyers' credit.</li>
<li>[HECMWorld] Exclusive Interview: Sometimes a HECM or reverse mortgage isn’t the right fit. Do homeowners always need zero mortgage payments? HighTechLending’s Eric Ellsworth shared how Equity Select can help to fill the gaps.</li>
<li>[Housing Wire] How home modifications and Accessory Dwelling Units (ADUs) help homeowners age in place.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/33ecjk6mc62fhqt8/E923.mp3" length="28858327" type="audio/mpeg"/>
        <itunes:summary>Here’s how Trump’s executive order may impact home prices, inventory, and older homeowners. Exclusive Interview: HighTechLending’s Eric Ellsworth shares how Equity Select helps fill the gaps in HECM lending. Here’s how seniors can leverage their home equity for renovations and how building an ADU can help prepare for in-home care.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1202</itunes:duration>
                <itunes:episode>922</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E922: How Home Equity Investment Regulatory Woes Are Tarnishing Reverse Mortgages</title>
        <itunes:title>E922: How Home Equity Investment Regulatory Woes Are Tarnishing Reverse Mortgages</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e922-how-the-iran-war-is-impacting-the-hecm-10-year-cmt-index/</link>
                    <comments>https://reversefortunes.podbean.com/e/e922-how-the-iran-war-is-impacting-the-hecm-10-year-cmt-index/#comments</comments>        <pubDate>Mon, 16 Mar 2026 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/e102cf1a-5b31-3707-af28-8853b92aedda</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] How state lawmakers’ response to HEI contracts can undermine reverse mortgage perceptions.</li>
<li>[HECMWorld] Exclusive Interview: Mark O'Neil on Mutual of Omaha Mortgage's sponsorship of a reverse mortgage certification with the National Association of Mortgage Brokers.</li>
<li>[Housing Wire] A leading housing analyst notes how the Iran war and oil disruptions are driving up mortgage rates.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] How state lawmakers’ response to HEI contracts can undermine reverse mortgage perceptions.</li>
<li>[HECMWorld] Exclusive Interview: Mark O'Neil on Mutual of Omaha Mortgage's sponsorship of a reverse mortgage certification with the National Association of Mortgage Brokers.</li>
<li>[Housing Wire] A leading housing analyst notes how the Iran war and oil disruptions are driving up mortgage rates.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/r8e2njxsnkmjbjy5/E922.mp3" length="22438474" type="audio/mpeg"/>
        <itunes:summary>Here’s how the Iran war is impacting the HECM 10-Year CMT index and what forces are at play. Watch our exclusive interview with Mutual of Omaha’s Mark O’Neil on elevating broker education with this broker certification program. Here are the implications of the latest home equity investment lawsuit and how it impacts the HECM program’s reputation.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>934</itunes:duration>
                <itunes:episode>921</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E921: The Housing Inventory Map That May Surprise Reverse Pros</title>
        <itunes:title>E921: The Housing Inventory Map That May Surprise Reverse Pros</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e921-the-housing-inventory-map-that-may-surprise-reverse-pros/</link>
                    <comments>https://reversefortunes.podbean.com/e/e921-the-housing-inventory-map-that-may-surprise-reverse-pros/#comments</comments>        <pubDate>Mon, 09 Mar 2026 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/de1ce87d-9af7-3a8b-849d-0594d21451b6</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] This housing inventory map may surprise you.</li>
<li>[NRMLA] NRMLA requests changes to New Jersey HECM counseling bill.</li>
<li>[Yahoo] Occupancy certifications aren't only for HECM loans. They're being required for some traditional mortgage holders.  

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] This housing inventory map may surprise you.</li>
<li>[NRMLA] NRMLA requests changes to New Jersey HECM counseling bill.</li>
<li>[Yahoo] Occupancy certifications aren't only for HECM loans. They're being required for some traditional mortgage holders.  <br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/pkfjbxih4kfr8evi/E921.mp3" length="15479453" type="audio/mpeg"/>
        <itunes:summary>An Altos Research housing inventory map shows 36 states still facing shortages, and several where home sale inventory has exploded.  NRMLA provides feedback on  New Jersey’s proposed new rescission rule and in-person counseling mandate. A Yahoo report surprisingly reveals that forward lenders have taken occupancy certification to the next level.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>644</itunes:duration>
                <itunes:episode>920</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E920: Coordinating a reverse mortgage with Medicaid</title>
        <itunes:title>E920: Coordinating a reverse mortgage with Medicaid</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e920-coordinating-a-reverse-mortgage-with-medicaid/</link>
                    <comments>https://reversefortunes.podbean.com/e/e920-coordinating-a-reverse-mortgage-with-medicaid/#comments</comments>        <pubDate>Mon, 02 Mar 2026 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/76eb9e5f-804d-3fdd-b840-83bbb920adb8</guid>
                                    <description><![CDATA[<ul>
<li>[Allaire Elder Law] Structuring a reverse mortgage with Medicaid.</li>
<li>[HECMWorld] An inside look at Fairway's new certification partnership.</li>
<li>[NAR] Many only have $1K in retirement savings. Home equity may be a lifeline. 

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Allaire Elder Law] Structuring a reverse mortgage with Medicaid.</li>
<li>[HECMWorld] An inside look at Fairway's new certification partnership.</li>
<li>[NAR] Many only have $1K in retirement savings. Home equity may be a lifeline. <br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/jyk5hvcnxezb3gxg/E920.mp3" length="28466490" type="audio/mpeg"/>
        <itunes:summary>First, attorney Halley C. Allaire explains how a reverse mortgage can be carefully coordinated with Medicaid-funded care — without jeopardizing eligibility. Then, we sit down with Fairway Mortgage leaders to discuss their partnership with NAIFA and the Certified Home Equity Advisor designation, signaling a push toward higher professional standards in home equity advice. Finally, new research highlighted by the National Association of REALTORS® reveals a stark retirement savings gap — and why home equity may be the lifeline millions of Americans are counting on.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1185</itunes:duration>
                <itunes:episode>919</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E919: Mortgage Originator's Biggest Challenge in 2026.</title>
        <itunes:title>E919: Mortgage Originator's Biggest Challenge in 2026.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e919-mortgage-originators-biggest-challenge-in-2026/</link>
                    <comments>https://reversefortunes.podbean.com/e/e919-mortgage-originators-biggest-challenge-in-2026/#comments</comments>        <pubDate>Mon, 23 Feb 2026 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/4c757ad6-e41f-3bed-8287-280acc827b35</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] These are the challenges mortgage pros will face in 2026.</li>
<li>[Money Made] I want to stay. My children want me to downsize.</li>
<li>[Fairway Mortgage] Fairway and NAIFA launch the Certified Home Equity Advisor (CHEA) designation.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] These are the challenges mortgage pros will face in 2026.</li>
<li>[Money Made] I want to stay. My children want me to downsize.</li>
<li>[Fairway Mortgage] Fairway and NAIFA launch the Certified Home Equity Advisor (CHEA) designation.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ucuvx5abmg6vpdqc/E919.mp3" length="15490111" type="audio/mpeg"/>
        <itunes:summary>[Housing Wire] 
HousingWire warns that the next mortgage “recovery” won’t lift all lenders equally, and reverse mortgage pros aren’t immune to that shift.

Other Stories: 

[Money Made] Should older homeowners stay put, downsize, or tap home equity to fund retirement? A new MoneyMade piece breaks down the emotional pull of staying in a longtime home versus the financial reality of making the numbers work. 

[Fairway-HECMWorld] Fairway and NAIFA are launching a new Certified Home Equity Advisor (CHEA) credential aimed at financial and insurance professionals, not loan originators. The goal: bring housing wealth into mainstream retirement planning discussion..</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>645</itunes:duration>
                <itunes:episode>918</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E918: Why California Seniors Are Being Priced Out of Their Own Homes</title>
        <itunes:title>E918: Why California Seniors Are Being Priced Out of Their Own Homes</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e918-why-california-seniors-are-being-priced-out-of-their-own-homes/</link>
                    <comments>https://reversefortunes.podbean.com/e/e918-why-california-seniors-are-being-priced-out-of-their-own-homes/#comments</comments>        <pubDate>Mon, 16 Feb 2026 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/df3597cf-f7a0-379c-8629-882f7a47589a</guid>
                                    <description><![CDATA[<ul>
<li>[The Sacramento Bee] Californians spend almost half their income on their mortgage. </li>
<li>[Housing Wire] Barry Habib, Logan Mohtashami say housing market set for pent-up demand surge.</li>
<li>[Oregon Live] Impacted HECM borrowers may receive payouts from banned loan servicers as part of a CFPB settlement.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[The Sacramento Bee] Californians spend almost half their income on their mortgage. </li>
<li>[Housing Wire] Barry Habib, Logan Mohtashami say housing market set for pent-up demand surge.</li>
<li>[Oregon Live] Impacted HECM borrowers may receive payouts from banned loan servicers as part of a CFPB settlement.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/sicr9tayh6qd479c/E918.mp3" length="15983512" type="audio/mpeg"/>
        <itunes:summary>How housing affordability impacts senior homeowners in the Golden State

[The Sacramento Bee] New data shows California households are spending nearly half of their income on housing. Here’s how this impacts senior homeowners.
Other Stories: 

[Housing Wire] Barry Habib and Housing Wire Economist Logan Mohtashami see the housing market poised for a surge in buyer demand. 
[NRMLA] Impacted HECM borrowers may receive payouts from banned loan servicers as part of a CFPB consent order.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>666</itunes:duration>
                <itunes:episode>917</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E917:Workers are increasingly raiding their 401(k)s</title>
        <itunes:title>E917:Workers are increasingly raiding their 401(k)s</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e917workers-are-increasingly-raiding-their-401ks/</link>
                    <comments>https://reversefortunes.podbean.com/e/e917workers-are-increasingly-raiding-their-401ks/#comments</comments>        <pubDate>Mon, 09 Feb 2026 07:34:24 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/2905df3f-1496-3549-aac7-3378b89fd6ed</guid>
                                    <description><![CDATA[<ul>
<li>[Allianz Life] Workers are increasingly raiding their 401(k)s. </li>
<li>[Wallet Hub] These are the best and worst places to retire.</li>
<li>[Oregon Live] Family frets about costs of settling their father's estate, which has a reverse mortgage.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Allianz Life] Workers are increasingly raiding their 401(k)s. </li>
<li>[Wallet Hub] These are the best and worst places to retire.</li>
<li>[Oregon Live] Family frets about costs of settling their father's estate, which has a reverse mortgage.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/mcj4swa9sw8uipu4/E917.mp3" length="16732077" type="audio/mpeg"/>
        <itunes:summary>[Allianz Life] Studies from Allianz Life and Payroll Integrations reveal just how many workers are raiding their 401(k) accounts by age group and what they’re using them for.

Other Stories: 
[Wallet Hub] The best and worst states in which to retire. See where states rank and why. 
[Oregon Live] Will we get stuck with the fees from a nightmare reverse mortgage situation?</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>696</itunes:duration>
                <itunes:episode>916</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E916: Cybersecurity Tips for Seniors</title>
        <itunes:title>E916: Cybersecurity Tips for Seniors</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e916-cybersecurity-tips-for-seniors/</link>
                    <comments>https://reversefortunes.podbean.com/e/e916-cybersecurity-tips-for-seniors/#comments</comments>        <pubDate>Mon, 02 Feb 2026 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/d5341d80-1809-35ec-857e-4eb3a1bc3361</guid>
                                    <description><![CDATA[<ul>
<li>[New York Times] Here’s why retirees are more likely to be denied a mortgage or home equity loan. </li>
<li>[Housing Wire] HighTechLending launches a second-lien position version of Equity Select.</li>
<li>[Longbridge Financial] Cybersecurity tips for seniors.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[New York Times] Here’s why retirees are more likely to be denied a mortgage or home equity loan. </li>
<li>[Housing Wire] HighTechLending launches a second-lien position version of Equity Select.</li>
<li>[Longbridge Financial] Cybersecurity tips for seniors.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ia5iig2was27h5st/E916.mp3" length="15916430" type="audio/mpeg"/>
        <itunes:summary><![CDATA[
[New York Times] Here’s why retirees are more likely to be denied a mortgage or home equity loan. 
[Housing Wire] HighTechLending launches a second-lien position version of Equity Select.
[Longbridge Financial] Cybersecurity tips for seniors.Watch our video podcast here!

]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>663</itunes:duration>
                <itunes:episode>915</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E915: Here's why seniors' homes often sell for less</title>
        <itunes:title>E915: Here's why seniors' homes often sell for less</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e915-heres-why-seniors-homes-often-sell-for-less/</link>
                    <comments>https://reversefortunes.podbean.com/e/e915-heres-why-seniors-homes-often-sell-for-less/#comments</comments>        <pubDate>Mon, 26 Jan 2026 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/8c4a6c97-5a16-3541-8c37-d2397f47dcd7</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] Here's why many seniors' homes sell for less.</li>
<li>[Justia] Ask a lawyer: Should I sign an heirship release on my dad's house?</li>
<li>[RMI] Reverse Market Insight's Market Minute with Jon McCue.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] Here's why many seniors' homes sell for less.</li>
<li>[Justia] Ask a lawyer: Should I sign an heirship release on my dad's house?</li>
<li>[RMI] Reverse Market Insight's Market Minute with Jon McCue.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4e7tsus57cfjxhmx/E915.mp3" length="20262996" type="audio/mpeg"/>
        <itunes:summary>Why seniors’ homes often sell for less
[Housing Wire] Recent data reveals why senior homeowners often end up with a lower home sale price than their younger counterparts. 

Other Stories: 
[Justia] Should I sign an heirship release on my dad’s home with a reverse mortgage?
[RMI] RMI’s Market Minute with Jon McCue.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>844</itunes:duration>
                <itunes:episode>914</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E914: Reddit: My in-laws are in over their heads with their mortgage.</title>
        <itunes:title>E914: Reddit: My in-laws are in over their heads with their mortgage.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e914-reddit-my-in-laws-are-in-over-their-heads-with-their-mortgage/</link>
                    <comments>https://reversefortunes.podbean.com/e/e914-reddit-my-in-laws-are-in-over-their-heads-with-their-mortgage/#comments</comments>        <pubDate>Mon, 19 Jan 2026 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/2137431e-e7f1-36cb-a603-8aa68a9a54b6</guid>
                                    <description><![CDATA[<ul>
<li>[Reddit] My in-laws are in over their heads with their mortgage. What should I do?</li>
<li>[Housing Wire] Social Security earned benefits at risk under proposed reforms.</li>
<li>[Realtor.com] How a $6 trillion wealth transfer is fueling luxury real estate.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Reddit] My in-laws are in over their heads with their mortgage. What should I do?</li>
<li>[Housing Wire] Social Security earned benefits at risk under proposed reforms.</li>
<li>[Realtor.com] How a $6 trillion wealth transfer is fueling luxury real estate.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/94tjwtq2njmx676k/E914.mp3" length="19942004" type="audio/mpeg"/>
        <itunes:summary>[Reddit] A Reddit user posts his concern that his retired in-laws are in over their heads with their mortgage payment.

Other Stories: 
[Realtor.com] How $6 trillion in wealth transfer is fueling the luxury real estate market.
[Housing Wire] Earned benefits would be at risk under these proposed Social Security reforms.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>830</itunes:duration>
                <itunes:episode>913</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E913: The Average Retiree Has This Much Home Equity</title>
        <itunes:title>E913: The Average Retiree Has This Much Home Equity</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e913-the-average-retiree-has-this-much-home-equity/</link>
                    <comments>https://reversefortunes.podbean.com/e/e913-the-average-retiree-has-this-much-home-equity/#comments</comments>        <pubDate>Mon, 12 Jan 2026 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/1d7e7893-cd16-388b-bd83-c2ef7d61d6af</guid>
                                    <description><![CDATA[<ul>
<li>[Investopedia] The average retiree has this much home equity.</li>
<li>[Housing Wire] How one lender ranked #1 in 2025 despite a tepid market.</li>
<li>[NewsWeek] Here are the cities where home values are expected to fall the most in 2026.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Investopedia] The average retiree has this much home equity.</li>
<li>[Housing Wire] How one lender ranked #1 in 2025 despite a tepid market.</li>
<li>[NewsWeek] Here are the cities where home values are expected to fall the most in 2026.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/yn8gcacb7zearpbz/E913.mp3" length="16875019" type="audio/mpeg"/>
        <itunes:summary><![CDATA[
[Investopedia] The average retiree has this much home equity.
[Housing Wire] How one lender ranked #1 in 2025 despite a tepid market.
[NewsWeek] Here are the cities where home values are expected to fall the most in 2026.Watch our video podcast here!

]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>702</itunes:duration>
                <itunes:episode>912</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E912: Which is less expensive? Downsizing or getting a reverse mortgage?</title>
        <itunes:title>E912: Which is less expensive? Downsizing or getting a reverse mortgage?</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e912-which-is-less-expensive-downsizing-or-getting-a-reverse-mortgage/</link>
                    <comments>https://reversefortunes.podbean.com/e/e912-which-is-less-expensive-downsizing-or-getting-a-reverse-mortgage/#comments</comments>        <pubDate>Mon, 05 Jan 2026 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/066a6886-6369-3c0c-9aa9-c6049663e3ff</guid>
                                    <description><![CDATA[<ul>
<li>[Las Vegas Real Estate Review] Which is less expensive? Downsizing or getting a reverse mortgage?</li>
<li>[Housing Wire] A judge rules against HomeTap's defense strategy: lawsuit will continue.</li>
<li>[Housing Wire] Logan Mohtashami’s 2026 housing market forecast.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Las Vegas Real Estate Review] Which is less expensive? Downsizing or getting a reverse mortgage?</li>
<li>[Housing Wire] A judge rules against HomeTap's defense strategy: lawsuit will continue.</li>
<li>[Housing Wire] Logan Mohtashami’s 2026 housing market forecast.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/qg5misrw6a6xr2xp/E912.mp3" length="14057556" type="audio/mpeg"/>
        <itunes:summary>A Reverse Mortgage or Downsizing? Which is Most Cost-Effective? 
[Las Vegas Real Estate Review] Which saves more money in the long-term? Downsizing or getting a reverse mortgage? A look a hidden expenses, goals, and lifestyle choices. 
Other Stories: 

[Housing Wire] Judge Rules Against HomeTap As Lawsuit Proceeds.

[Housing Wire] Here’s where Housing Wire’s analyst and real estate expert Logan Mohtashami sees the U.S. housing market heading in 2026</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>586</itunes:duration>
                <itunes:episode>911</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E911: The CFPB's Proposed Reg B Changes Would Impact HECM Lending</title>
        <itunes:title>E911: The CFPB's Proposed Reg B Changes Would Impact HECM Lending</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e911-the-cfpbs-proposed-reg-b-changes-would-impact-hecm-lending/</link>
                    <comments>https://reversefortunes.podbean.com/e/e911-the-cfpbs-proposed-reg-b-changes-would-impact-hecm-lending/#comments</comments>        <pubDate>Mon, 29 Dec 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/4a99806d-7e72-3803-bfaa-1e177d98b220</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] NRMLA responds to the CFPB's proposed changes to Reg B that would substantially impact the HECM program.</li>
<li>[News Break] Here's when Dave Ramsey recommends taking Social Security benefits as early as possible.</li>
<li>[JP Morgan Asset Management] JP Morgan’s analysis reveals the true impacts credit card debt has on retirement savings and preparedness.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] NRMLA responds to the CFPB's proposed changes to Reg B that would substantially impact the HECM program.</li>
<li>[News Break] Here's when Dave Ramsey recommends taking Social Security benefits as early as possible.</li>
<li>[JP Morgan Asset Management] JP Morgan’s analysis reveals the true impacts credit card debt has on retirement savings and preparedness.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gv87666fmfwgrj22/E911.mp3" length="20380234" type="audio/mpeg"/>
        <itunes:summary>The CFPB’s proposed Reg B changes would impact the foundation of HECM lending

[Housing Wire] CFPB proposed changes to Regulation B may not specifically target the HECM, but the NRMLA warns that they could still create wide-reaching unintended consequences.  

Other Stories: 

[News Break] Dave Ramsey Says to Take Social Security Sooner Than Later.

[JP Morgan Asset Management] JP Morgan’s Analysis Reveals the Impact of Credit Card Debt on Retirement</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>849</itunes:duration>
                <itunes:episode>910</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E910: Survey Finds Most Americans Expect Social Security Cuts</title>
        <itunes:title>E910: Survey Finds Most Americans Expect Social Security Cuts</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e910-survey-finds-most-americans-expect-social-security-cuts/</link>
                    <comments>https://reversefortunes.podbean.com/e/e910-survey-finds-most-americans-expect-social-security-cuts/#comments</comments>        <pubDate>Mon, 22 Dec 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/a96a205c-6ca0-3f70-8db8-5ae9fb1770a1</guid>
                                    <description><![CDATA[<ul>
<li>[The Cato Institute] Survey reveals most expect Social Security benefits will be cut in the future</li>
<li>[Business Wire] A $2.5 billion capital commitment from Blue Owl to Finance of America sends an important signal about the future of reverse mortgage lending.</li>
<li>[Reverse Market Insight] Reverse Market Insight’s Market Minute with Jon McCue reviewing all the latest trends in HECM originations.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[The Cato Institute] Survey reveals most expect Social Security benefits will be cut in the future</li>
<li>[Business Wire] A $2.5 billion capital commitment from Blue Owl to Finance of America sends an important signal about the future of reverse mortgage lending.</li>
<li>[Reverse Market Insight] Reverse Market Insight’s Market Minute with Jon McCue reviewing all the latest trends in HECM originations.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/c64thhmtstu45shi/E910.mp3" length="21440387" type="audio/mpeg"/>
        <itunes:summary>Survey reveals most expect Social Security benefits cuts to save the program.
A new Cato Institute survey shows 70% of Americans expect future Social Security cuts—raising urgent questions about how retirees will replace lost income if the program falls short.  

Other Stories: 

[Business Wire] A $2.5 billion capital commitment from Blue Owl to Finance of America sends an important signal about the outlook of reverse mortgage lending.

[Reverse Market Insight] Reverse Market Insight’s Market Minute with Jon McCue reviewing all the latest trends in HECM originations.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>893</itunes:duration>
                <itunes:episode>909</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E909: How ‘Shadow Listings’ Can Hurt Seniors’ Home Values</title>
        <itunes:title>E909: How ‘Shadow Listings’ Can Hurt Seniors’ Home Values</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e909-how-shadow-listings-can-hurt-seniors-home-values/</link>
                    <comments>https://reversefortunes.podbean.com/e/e909-how-shadow-listings-can-hurt-seniors-home-values/#comments</comments>        <pubDate>Mon, 15 Dec 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/97b5b985-c868-3882-a893-bbf155d52eae</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] How 'shadow listings' reduce senior homeowners' final sales price.</li>
<li>[Housing Wire] HUD extends the comment period in the Federal Register for proposed HECM reforms.</li>
<li>[Housing Wire] Why credit report costs will skyrocket in 2026.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] How 'shadow listings' reduce senior homeowners' final sales price.</li>
<li>[Housing Wire] HUD extends the comment period in the Federal Register for proposed HECM reforms.</li>
<li>[Housing Wire] Why credit report costs will skyrocket in 2026.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3g9e32zjc85pb9gc/E909.mp3" length="14628070" type="audio/mpeg"/>
        <itunes:summary>A recent Housing Wire column reveals new concerns about how “shadow listings” may lower a senior’s final home sale price, robbing them of equity. 

Other Stories: 

[Housing Wire] HUD has extended the comment period in the Federal Register for proposed HECM changes.

[Housing Wire] Credit report costs could surge by as much as 60% in 2026. Here’s why.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>609</itunes:duration>
                <itunes:episode>908</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E908: What’s the Best Reverse Payout Plan &amp; Think Twice Before Postponing Social Security</title>
        <itunes:title>E908: What’s the Best Reverse Payout Plan &amp; Think Twice Before Postponing Social Security</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e908-what-s-the-best-reverse-payout-plan-think-twice-before-postponing-social-security/</link>
                    <comments>https://reversefortunes.podbean.com/e/e908-what-s-the-best-reverse-payout-plan-think-twice-before-postponing-social-security/#comments</comments>        <pubDate>Mon, 08 Dec 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/53df54ca-17c8-3a3d-a1ef-d422d728fc04</guid>
                                    <description><![CDATA[<ul>
<li>[The Mortgage Reports] The best way to structure a HECM?</li>
<li>[Housing Wire] Stop marketing like it's 2008.</li>
<li>[AOL] Two financial experts warn against postponing Social Security until age 70. Here's why.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[The Mortgage Reports] The best way to structure a HECM?</li>
<li>[Housing Wire] Stop marketing like it's 2008.</li>
<li>[AOL] Two financial experts warn against postponing Social Security until age 70. Here's why.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/d22b7e9z43vvwxcc/E908.mp3" length="17409798" type="audio/mpeg"/>
        <itunes:summary>Structuring a reverse mortgage for long-term results 
The Mortgage Reports outlines the considerations in structuring the most effective payout plan for a federally-insured Home Equity Conversion Mortgage (HECM reverse mortgage).
 
Other Stories: 
[Housing Wire] There are lessons for reverse mortgage originators in a recent column that cautions traditional mortgage pros from using the same marketing strategies from 2008 that are no longer relevant.

[AOL] Two experts point out the risks in the retirement strategy of postponing Social Security benefits until age 70- here’s why.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>725</itunes:duration>
                <itunes:episode>907</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E907: The 2026 HECM Limit &amp; A HELOC with No Payment Shock</title>
        <itunes:title>E907: The 2026 HECM Limit &amp; A HELOC with No Payment Shock</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e907-the-2026-hecm-limit-a-heloc-with-no-payment-shock/</link>
                    <comments>https://reversefortunes.podbean.com/e/e907-the-2026-hecm-limit-a-heloc-with-no-payment-shock/#comments</comments>        <pubDate>Mon, 01 Dec 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/68e8bc3d-6413-30f5-b787-f9028b3218e8</guid>
                                    <description><![CDATA[<ul>
<li>[HECMWorld] Exclusive Interview: HighTech Lending's NEW Equity Select HELOC. </li>
<li>[FHFA] Here's the 2026 HECM limit!</li>
<li>[Housing Wire] Here's how much Medicare Part B premiums and deductibles will increase in 2026.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[HECMWorld] Exclusive Interview: HighTech Lending's NEW Equity Select HELOC. </li>
<li>[FHFA] Here's the 2026 HECM limit!</li>
<li>[Housing Wire] Here's how much Medicare Part B premiums and deductibles will increase in 2026.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/rxxqsag8rsr4n9uu/E907.mp3" length="33826817" type="audio/mpeg"/>
        <itunes:summary>Exclusive Interview: HighTech Lending’s NEW Equity Select HELOC:

We sat down with HighTech Lending’s CEO &amp; President, David Pesking, and EVP of National Sales, Eric Ellsworth, to learn more about the forces behind the creation of their latest loan offering for senior homeowners: Equity Select.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1409</itunes:duration>
                <itunes:episode>906</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E906:Liberty to Stop Reverse Originations in 2026 -Sell Servicing Rights to Finance of America</title>
        <itunes:title>E906:Liberty to Stop Reverse Originations in 2026 -Sell Servicing Rights to Finance of America</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e906liberty-to-stop-reverse-originations-in-2026-sell-servicing-rights-to-finance-of-america/</link>
                    <comments>https://reversefortunes.podbean.com/e/e906liberty-to-stop-reverse-originations-in-2026-sell-servicing-rights-to-finance-of-america/#comments</comments>        <pubDate>Mon, 24 Nov 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/8e66bd90-f888-3e57-9492-7e618d42be4e</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] Trade group seeks to exclude mortgage programs from future government shutdowns. </li>
<li>[Yahoo Finance] Here's where the experts see mortgage rates trending 2026-2029.</li>
<li>[Yahoo Finance] The Trump Admin floats the idea of portable mortgage loans.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] Trade group seeks to exclude mortgage programs from future government shutdowns. </li>
<li>[Yahoo Finance] Here's where the experts see mortgage rates trending 2026-2029.</li>
<li>[Yahoo Finance] The Trump Admin floats the idea of portable mortgage loans.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/g35hz4v87brf92jy/E906.mp3" length="16054356" type="audio/mpeg"/>
        <itunes:summary>Liberty Reverse Mortgage will exit reverse originations in 2026 and sell its servicing rights to Finance of America (FOA). We also break down the latest 5-year mortgage-rate forecasts that will impact HECM expected rates. Plus, the Trump administration is floating the idea of “portable mortgages” in the effort to unlock housing inventory, which could open more HECM for Purchase opportunities.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>668</itunes:duration>
                <itunes:episode>905</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E905: Trade group seeks to exclude mortgage programs from future government shutdowns</title>
        <itunes:title>E905: Trade group seeks to exclude mortgage programs from future government shutdowns</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e905-trade-group-seeks-to-exclude-mortgage-programs-from-future-government-shutdowns/</link>
                    <comments>https://reversefortunes.podbean.com/e/e905-trade-group-seeks-to-exclude-mortgage-programs-from-future-government-shutdowns/#comments</comments>        <pubDate>Mon, 17 Nov 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/fcf352a9-e796-3062-ac11-fd4f6f1d00b7</guid>
                                    <description><![CDATA[<ul>
<li>[Mortgage Professional of America] Trade group seeks to exclude mortgage programs from future government shutdowns. </li>
<li>[Housing Wire] The HEI battle continues in Massachusetts vs. HomeTap.</li>
<li>[Business Insider] A new retirement trend: Naturally Occurring Retirement Communities.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Mortgage Professional of America] Trade group seeks to exclude mortgage programs from future government shutdowns. </li>
<li>[Housing Wire] The HEI battle continues in Massachusetts vs<em>. </em>HomeTap.</li>
<li>[Business Insider] A new retirement trend: Naturally Occurring Retirement Communities.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/np3gybqfs6ux5q6t/E905.mp3" length="12998030" type="audio/mpeg"/>
        <itunes:summary>Trade group seeks to shield mortgage programs from future government shutdowns
[Mortgage Professional of America] Washington may have ended the shutdown, but the fight to protect key mortgage programs is far from over. This week, we break down CHLA’s push to shield FHA and HECM lending from future political stalemates, examine a high-stakes lawsuit that could redefine home-equity investments, and discuss how entire neighborhoods are quietly becoming America’s new retirement communities.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>541</itunes:duration>
                <itunes:episode>904</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E904: Exclusive Interview: The leaders of Atlas VMS &amp; QuantumReverse announce a new technology partnership</title>
        <itunes:title>E904: Exclusive Interview: The leaders of Atlas VMS &amp; QuantumReverse announce a new technology partnership</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e904-exclusive-interview-the-leaders-of-atlas-vms-quantumreverse-announce-a-new-technology-partnership/</link>
                    <comments>https://reversefortunes.podbean.com/e/e904-exclusive-interview-the-leaders-of-atlas-vms-quantumreverse-announce-a-new-technology-partnership/#comments</comments>        <pubDate>Mon, 10 Nov 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/d0fc4d4f-77eb-3d9f-abbb-1b80d444a068</guid>
                                    <description><![CDATA[<ul>
<li>[Coastal News] A tribute to one of our own: Rosemarie Liftoff.</li>
<li>[Housing Wire] Senate Democrats propose bill to boost Social Security &amp; VA payments.</li>
<li>[HECMWorld] Exclusive Interview: The leaders of Atlas VMS &amp; QuantumReverse announce a new technology partnership.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Coastal News] A tribute to one of our own: Rosemarie Liftoff.</li>
<li>[Housing Wire] Senate Democrats propose bill to boost Social Security &amp; VA payments<em>.</em></li>
<li>[HECMWorld] Exclusive Interview: The leaders of Atlas VMS &amp; QuantumReverse announce a new technology partnership.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/xikcn39u6kr8j8y8/E904.mp3" length="21261710" type="audio/mpeg"/>
        <itunes:summary>Story 1: A tribute to one of our own: Rosemarie Liftoff.
Story 2: Senate Democrats propose bill to boost Social Security &amp; VA payments.
Story 3: Exclusive Interview: The leaders of Atlas VMS &amp; QuantumReverse announce a new technology partnership.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>885</itunes:duration>
                <itunes:episode>903</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E903: High Tech Lending Launches a New Flexible Senior HELOC</title>
        <itunes:title>E903: High Tech Lending Launches a New Flexible Senior HELOC</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e903-high-tech-lending-launches-a-new-flexible-senior-heloc/</link>
                    <comments>https://reversefortunes.podbean.com/e/e903-high-tech-lending-launches-a-new-flexible-senior-heloc/#comments</comments>        <pubDate>Mon, 03 Nov 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/ab0bb0bf-0de6-3006-8c97-71596be08b5b</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] High Tech Lending launches a new flexible senior HELOC.</li>
<li>[RMI] All the latest HECM data in Revere Market Insight's Market Minute.</li>
<li>[Law Offices of Laurie E. Ohall] One law firm addresses the question of how heirs can settle an estate with a reverse mortgage.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] High Tech Lending launches a new flexible senior HELOC.</li>
<li>[RMI] All the latest HECM data in Revere Market Insight's <em>Market Minute.</em></li>
<li>[Law Offices of Laurie E. Ohall] One law firm addresses the question of how heirs can settle an estate with a reverse mortgage.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/rqpad9tu27i76fjc/E903.mp3" length="15448106" type="audio/mpeg"/>
        <itunes:summary>HighTechLending’s new HELOC offers flexibility
[Housing Wire] HighTechLending has launched a new HELOC alternative that offers flexibility and features similar to a credit card.

Other Stories: 

[Revere Market Insight] Here are the latest HECM trends in RMI’s Market Minute with Jon McCue.

[Law Offices of Laurie E. Ohall] One law firm addresses the question of how heirs can settle an estate with a reverse mortgage.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>643</itunes:duration>
                <itunes:episode>902</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E902: Rates Fall, Sellers Struggle, and Florida Eyes Major Tax Cuts</title>
        <itunes:title>E902: Rates Fall, Sellers Struggle, and Florida Eyes Major Tax Cuts</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e902-rates-fall-sellers-struggle-and-florida-eyes-major-tax-cuts/</link>
                    <comments>https://reversefortunes.podbean.com/e/e902-rates-fall-sellers-struggle-and-florida-eyes-major-tax-cuts/#comments</comments>        <pubDate>Mon, 27 Oct 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/f7751e42-a6af-3582-a038-8b2826511f18</guid>
                                    <description><![CDATA[<ul>
<li>[Reuters] Treasury rates are falling-here's why.</li>
<li>[Business Insider] America’s desperate homesellers</li>
<li>[Fortune] Florida lawmakers weigh sweeping property tax reforms that could slash bills for homeowners.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Reuters] Treasury rates are falling-here's why.</li>
<li>[Business Insider] America’s desperate homesellers</li>
<li>[Fortune] Florida lawmakers weigh sweeping property tax reforms that could slash bills for homeowners.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/zczq5m5abcmkxpim/E902.mp3" length="15789161" type="audio/mpeg"/>
        <itunes:summary>E902: Treasury Rates Are Falling
[Reuters] Falling Treasury yields are giving HECM applicants a boost in available proceeds, but they also hint at deeper economic uncertainty.

Other Stories: 

[Business Insider] America’s desperate homesellers.

[CBS News] Florida lawmakers weigh sweeping property tax cuts that could slash bills for homeowners.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>657</itunes:duration>
                <itunes:episode>901</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E901:Here's how reverse mortgage default counseling works.</title>
        <itunes:title>E901:Here's how reverse mortgage default counseling works.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e901/</link>
                    <comments>https://reversefortunes.podbean.com/e/e901/#comments</comments>        <pubDate>Mon, 20 Oct 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/0cb877af-a010-3dff-8138-906f98a34072</guid>
                                    <description><![CDATA[<ul>
<li>[Credit.org] Here's how reverse mortgage default counseling works.</li>
<li>[Housing Wire] RMI launches Reverse Qualifier for traditional lenders.</li>
<li>[Fortune] The Oracle of Wall Street says boomers control the housing market and will stay put.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Credit.org] Here's how reverse mortgage default counseling works.</li>
<li>[Housing Wire] RMI launches <em>Reverse Qualifier</em> for traditional lenders.</li>
<li>[Fortune] The Oracle of Wall Street says boomers control the housing market and will stay put.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/i526mvkp3rxy4ksa/E901.mp3" length="13486415" type="audio/mpeg"/>
        <itunes:summary>EPISODE #901:

Here’s what happens during HECM default counseling.
[Credit.org] Credit.org provides a glimpse into how reverse mortgage default counseling helps homeowners avoid foreclosure, and what options borrowers may have.

Other Stories: 
[Housing Wire] Here’s how RMI’s new Reverse Qualifier is bridging the gap between traditional lenders and reverse mortgage originations.

[Fortune] Wall Street’s “Oracle” says Boomers still control America’s housing market.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>561</itunes:duration>
                <itunes:episode>900</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E900: The Shocking Cost of Poverty for Older Americans</title>
        <itunes:title>E900: The Shocking Cost of Poverty for Older Americans</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e900-the-shocking-cost-of-poverty-for-older-americans/</link>
                    <comments>https://reversefortunes.podbean.com/e/e900-the-shocking-cost-of-poverty-for-older-americans/#comments</comments>        <pubDate>Mon, 13 Oct 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/81fa6465-adf0-3001-aa2e-5501e442d026</guid>
                                    <description><![CDATA[<ul>
<li>[CBS News] The shocking true cost of poverty for older Americans.</li>
<li>[MarketWatch] One dutiful son asks if he should use his 401(k) to pay off his mother's tapped-out reverse mortgage.</li>
<li>[Chrisman] Single-Purpose Reverse Mortgages. Who should consider one, and what are the pros and cons of such a loan?

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[CBS News] The shocking true cost of poverty for older Americans.</li>
<li>[MarketWatch] One dutiful son asks if he should use his 401(k) to pay off his mother's tapped-out reverse mortgage.</li>
<li>[Chrisman] Single-Purpose Reverse Mortgages. Who should consider one, and what are the pros and cons of such a loan?<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3gcub99t9segziad/E900.mp3" length="15483842" type="audio/mpeg"/>
        <itunes:summary>Poverty exacts its cost in years
[CBS News] The shocking true cost of poverty for older Americans.

Other Stories: 
[MarketWatch] One dutiful son asked if he should use part of his 401(k) to pay off the reverse mortgage his mom has completely tapped out.

[CBS News] Single-Purpose Reverse Mortgages. Who should consider one, and what are the pros and cons of such a loan?</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>644</itunes:duration>
                <itunes:episode>899</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E899: A Surprising Lesson for Reverse Mortgage Pros from Ramsey Solutions</title>
        <itunes:title>E899: A Surprising Lesson for Reverse Mortgage Pros from Ramsey Solutions</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e899-a-surprising-lesson-for-reverse-mortgage-pros-from-ramsey-solutions/</link>
                    <comments>https://reversefortunes.podbean.com/e/e899-a-surprising-lesson-for-reverse-mortgage-pros-from-ramsey-solutions/#comments</comments>        <pubDate>Mon, 06 Oct 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/6f8eacd5-dc80-305a-a9f6-053e2cd69e96</guid>
                                    <description><![CDATA[<ul>
<li>[Yahoo Finance] A recent Ramsey Solutions show holds one lesson for reverse mortgage pros.</li>
<li>[Atlas VMS] Atlas VMS and QuantumReverse announce a new technology partnership.</li>
<li>[Chrisman Commentary] The Chrisman Commentary notes this particular reverse mortgage opportunity.</li>
<li>[HECMWorld] A look back at HECM endorsement trends in fiscal year 2025.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Yahoo Finance] A recent Ramsey Solutions show holds one lesson for reverse mortgage pros.</li>
<li>[Atlas VMS] Atlas VMS and QuantumReverse announce a new technology partnership.</li>
<li>[Chrisman Commentary] The Chrisman Commentary notes this particular reverse mortgage opportunity.</li>
<li>[HECMWorld] A look back at HECM endorsement trends in fiscal year 2025.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bhzexn73xuawq384/E899.mp3" length="13486415" type="audio/mpeg"/>
        <itunes:summary>Ramsey Show Points to a Common Threat
[Yahoo Finance] Here’s one lesson reverse mortgage pros can take from a recent episode of the Ramsey Show.

Other Stories: 
[Atlas Valuation] Atlas Valuation and QuantumReverse have partnered on this groundbreaking integration.
[Chrisman Commentary] Jesse Allen, President of Retail Reverse Mortgage Lending at Rate, was featured in last Wednesday’s Chrisman Commentary about this overlooked HECM opportunity. 
[HECMWorld] A summary of HECM endorsement data for fiscal year 2025, historical comparisons, and the latest trends.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>561</itunes:duration>
                <itunes:episode>898</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E898: Smartfi Shutters Retail Reverse Division- The Latest Senior Demographics</title>
        <itunes:title>E898: Smartfi Shutters Retail Reverse Division- The Latest Senior Demographics</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e898-smartfi-shutters-retail-reverse-division-the-latest-senior-demographics/</link>
                    <comments>https://reversefortunes.podbean.com/e/e898-smartfi-shutters-retail-reverse-division-the-latest-senior-demographics/#comments</comments>        <pubDate>Mon, 29 Sep 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/f0260439-b6b1-315e-85e5-702acde53e7e</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] Smartfi just closed its retail reverse mortgage division, returning its focus to wholesale lending.</li>
<li>[Kiplingers] 6 changes that are coming to Social Security in 2026.. </li>
<li>[BradleyWindrow] Insights from an extensive collection of senior demographic data.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] Smartfi just closed its retail reverse mortgage division, returning its focus to wholesale lending.</li>
<li>[Kiplingers] 6 changes that are coming to Social Security in 2026.. </li>
<li>[BradleyWindrow] Insights from an extensive collection of senior demographic data.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/59kdpsv6gc4bs9a5/E898.mp3" length="20583989" type="audio/mpeg"/>
        <itunes:summary>EPISODE #898:

The top reverse mortgage stories for the week of September 29th
[Housing Wire / RMD] Smarfi shuttered its retail division, returning its focus to wholesale.
Other Stories: 

[Kiplingers] Here are six changes coming to Social Security in 2026.

[Bradley Windrow] Here’s what the most recent senior demographic data tells us</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>857</itunes:duration>
                <itunes:episode>897</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E897: Time, Money &amp; Value: Preventing HECM Defaults</title>
        <itunes:title>E897: Time, Money &amp; Value: Preventing HECM Defaults</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e897-time-money-value-preventing-hecm-defaults/</link>
                    <comments>https://reversefortunes.podbean.com/e/e897-time-money-value-preventing-hecm-defaults/#comments</comments>        <pubDate>Mon, 22 Sep 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/69f9ef01-46d1-3693-813e-9753d9c7b17f</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] How one company is helping prevent HECM foreclosures, saving time, money, and preserving the home's value.</li>
<li>[Yahoo Finance] American Senior Lending launches a new first-position home equity loan. </li>
<li>[Newsweek] Here are the markets where home values are falling.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] How one company is helping prevent HECM foreclosures, saving time, money, and preserving the home's value.</li>
<li>[Yahoo Finance] American Senior Lending launches a new first-position home equity loan. </li>
<li>[Newsweek] Here are the markets where home values are falling.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/c6ausfgmkgj47t4k/E897.mp3" length="15141533" type="audio/mpeg"/>
        <itunes:summary>EPISODE #897:

How Scrivnr is working to reduce HECM foreclosures
[Housing Wire / RMD] One company has a proven method of preventing HECM foreclosures. Here’s what they’re doing and how their service can help reduce the stigma of reverse mortgage ‘foreclosures’.

Other Stories: 
[Yahoo Finance] American Senior Lending Launches a new equity loan.
[Newsweek] Here are the markets where home values have plummeted</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>630</itunes:duration>
                <itunes:episode>896</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E896: A New HELOC for Seniors – How Rate is Boosting Loan Volume</title>
        <itunes:title>E896: A New HELOC for Seniors – How Rate is Boosting Loan Volume</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e896-a-new-heloc-for-seniors-%e2%80%93-how-rate-is-boosting-loan-volume/</link>
                    <comments>https://reversefortunes.podbean.com/e/e896-a-new-heloc-for-seniors-%e2%80%93-how-rate-is-boosting-loan-volume/#comments</comments>        <pubDate>Mon, 15 Sep 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/773229cc-963b-3efc-9514-1e261276c739</guid>
                                    <description><![CDATA[<ul>
<li>[HECMWorld.com]  There’s a new HELOC in town. Learn about Longbridge’s brand-new HELOC alternative for homeowners 62 and older.</li>
<li>[HECMWorld] An interview with Rate's Jesse Q. Allen. </li>
<li>[Mayer Brown] Illinois proposes several new regulations for Home Equity Sharing Arrangements (Home Equity Investments)

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[HECMWorld.com]  There’s a new HELOC in town. Learn about Longbridge’s brand-new HELOC alternative for homeowners 62 and older.</li>
<li>[HECMWorld] An interview with Rate's Jesse Q. Allen. </li>
<li>[Mayer Brown] Illinois proposes several new regulations for Home Equity Sharing Arrangements (Home Equity Investments)<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/v7rke79b7ff4d8s6/E896.mp3" length="24150644" type="audio/mpeg"/>
        <itunes:summary>How Rate is Driving Growth: An Interview with Jesse Q. Allen
[HECMWorld] Jesse Allen shares insights on the 60% year-over-year client growth and doubling of volume. The role of proprietary products and the importance of focusing on client scenarios over products. How demographic trends and industry modernization are influencing the market. The significance of understanding the client’s “why” and using technology to engage at the “point of thought.”. 

Other Stories: 

[Longbridge Financial] There’s a new HELOC in town. Learn about Longbridge’s brand-new HELOC alternative for homeowners 62 and older.

[Mayer Brown] Illinois proposes several new regulations for Home Equity Sharing Arrangements (Home Equity Investments)</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1006</itunes:duration>
                <itunes:episode>895</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E895: What’s a CRMP Designation Worth? An Interview with C2 Financial's Shain Urwin &amp; Scott Harmes</title>
        <itunes:title>E895: What’s a CRMP Designation Worth? An Interview with C2 Financial's Shain Urwin &amp; Scott Harmes</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e895-what-s-a-crmp-designation-worth-an-interview-with-c2-financials-shain-urwin-scott-harmes/</link>
                    <comments>https://reversefortunes.podbean.com/e/e895-what-s-a-crmp-designation-worth-an-interview-with-c2-financials-shain-urwin-scott-harmes/#comments</comments>        <pubDate>Mon, 08 Sep 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/a1961af0-1976-32db-a6fc-94f41e464089</guid>
                                    <description><![CDATA[<ul>
<li>[HECMWorld.com] What's a CRMP designation worth? An interview with C2 Financial's Shain Urwin and Scott Harmes</li>
<li>[CBS News] Are reverse mortgages riskier in today’s housing market?.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[HECMWorld.com] What's a CRMP designation worth? An interview with C2 Financial's Shain Urwin and Scott Harmes</li>
<li>[CBS News] Are reverse mortgages riskier in today’s housing market?.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bebir33iapuxshkv/E895.mp3" length="31676417" type="audio/mpeg"/>
        <itunes:summary>EPISODE #895:

What’s a CRMP designation worth? Ask C2 Financial’s Scott Harmes &amp; Shain Urwin
[HECMWorld] What’s a CRMP designation worth? We ask Shain Urwin &amp; Scott Harmes of C2 Financial how reverse mortgage professionals can best prepare for the exam and the benefits of holding the designation.
Other Stories: 

[CBS News] Are reverse mortgages riskier in today’s housing market?</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1319</itunes:duration>
                <itunes:episode>894</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E894: Here’s where an unpaid utility bill can lead to foreclosure</title>
        <itunes:title>E894: Here’s where an unpaid utility bill can lead to foreclosure</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e894-here-s-where-an-unpaid-utility-bill-can-lead-to-foreclosure/</link>
                    <comments>https://reversefortunes.podbean.com/e/e894-here-s-where-an-unpaid-utility-bill-can-lead-to-foreclosure/#comments</comments>        <pubDate>Mon, 01 Sep 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/554f7638-6cc8-37bf-a18f-cdc33c21d238</guid>
                                    <description><![CDATA[<ul>
<li>[Realtor.com] Here’s where an unpaid utility bill can lead to foreclosure.</li>
<li>[Reverse Market Insight] RMI's Market Minute with all the latest trends in HECM loan activity.</li>
<li>[Housing Wire] Older American homeowners support housing reforms and affordable housing.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Realtor.com] Here’s where an unpaid utility bill can lead to foreclosure.</li>
<li>[Reverse Market Insight] RMI's Market Minute with all the latest trends in HECM loan activity.</li>
<li>[Housing Wire] Older American homeowners support housing reforms and affordable housing.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/b325q75ct6r7xdv5/E894.mp3" length="15757187" type="audio/mpeg"/>
        <itunes:summary>Here’s where an unpaid utility bill can lead to foreclosure

[Realtor.com] Can an unpaid water bill lead to a foreclosure? One Brooklyn man found out it can. Here are the states and cities that can place a lien on a home for unpaid utility bills.
Other Stories: 

[Housing Wire] Homeowners support zoning reforms to encourage homebuilding. Also, comparing the costs of aging in place versus assisted living or nursing home care.

[RMI] The monthly installment of Reverse Market Insight’s Market Minute with Jon McCue, with the latest HECM endorsement trends.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>656</itunes:duration>
                <itunes:episode>893</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E893: Is the Housing Market at an Inflection Point?</title>
        <itunes:title>E893: Is the Housing Market at an Inflection Point?</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e893-3-things-you-can-tell-undecided-homeowners/</link>
                    <comments>https://reversefortunes.podbean.com/e/e893-3-things-you-can-tell-undecided-homeowners/#comments</comments>        <pubDate>Mon, 25 Aug 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/e39e567d-a711-3c15-8165-857c81ac0742</guid>
                                    <description><![CDATA[<ul>
<li>[CBS News] 3 reverse mortgage red flags to watch for.</li>
<li>[NewsWeek] The housing market is at an 'inflection point'.</li>
<li>[BlackRock] 5 trends shaping retirement in the U.S.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[CBS News] 3 reverse mortgage red flags to watch for.</li>
<li>[NewsWeek] The housing market is at an 'inflection point'.</li>
<li>[BlackRock] 5 trends shaping retirement in the U.S.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/thvu6vk6bkqk2yfh/E893.mp3" length="13486415" type="audio/mpeg"/>
        <itunes:summary>[CBS News] A CBS News column warns readers of three reverse mortgage red flags to watch for. Here’s how you can explain these points to potential borrowers, build trust, and close more loans.
Other Stories: 

[NewsWeek] Here’s why one market watcher says the housing market is at an inflection point.

[BlackRock] The 5 trends that are shaping retirement.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>561</itunes:duration>
                <itunes:episode>892</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E892: Here are the Misleading Ads one HECM Pro Keeps Receiving</title>
        <itunes:title>E892: Here are the Misleading Ads one HECM Pro Keeps Receiving</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e892-here-are-the-misleading-ads-one-hecm-pro-keeps-receiving/</link>
                    <comments>https://reversefortunes.podbean.com/e/e892-here-are-the-misleading-ads-one-hecm-pro-keeps-receiving/#comments</comments>        <pubDate>Mon, 18 Aug 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/ca89e275-21c6-3397-9fb1-066994605ba8</guid>
                                    <description><![CDATA[<ul>
<li>[HECMWorld Exclusive] One HECM pro’s experience with deceptive ads</li>
<li>[Housing Wire] Several states’ insurance of last resort plans are facing collapse.</li>
<li>[LinkedIn] Olson vs. Unison: When no-debt isn’t what it seems.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[HECMWorld Exclusive] One HECM pro’s experience with deceptive ads</li>
<li>[Housing Wire] Several states’ insurance of last resort plans are facing collapse.</li>
<li>[LinkedIn] Olson vs. Unison: When no-debt isn’t what it seems.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ny2wavdfas5pkhy6/E892.mp3" length="29893403" type="audio/mpeg"/>
        <itunes:summary>One HECM pro’s experience with deceptive ads

[HECMWorld] One reverse mortgage professional who got his own HECM is now a target of misleading and deceptive reverse mortgage direct mail ads and phone calls. Plus, several states’ insurance of last resort plans are facing collapse, and a recent court ruling raises questions about the claims of equity contracts having ‘no debt’.

Other Stories: 

[Housing Wire] Several states’ insurance of last resort plans are facing collapse.
[LinkedIn] Olson vs. Unison: When no-debt isn’t what it seems.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1245</itunes:duration>
                <itunes:episode>891</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E891: Many older homeowners are too broke to fix it.</title>
        <itunes:title>E891: Many older homeowners are too broke to fix it.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e891-many-older-homeowners-are-too-broke-to-fix-it/</link>
                    <comments>https://reversefortunes.podbean.com/e/e891-many-older-homeowners-are-too-broke-to-fix-it/#comments</comments>        <pubDate>Mon, 11 Aug 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/62de9695-6466-3a77-b9a7-bae30b08d822</guid>
                                    <description><![CDATA[<ul>
<li>[Harvard Joint Center for Housing Studies] Many older homeowners are too broke to fix it.</li>
<li>[Saving Advice] Are Local Governments Targeting Senior Homeowners?</li>
<li>[HECMWorld] Where Has Reverse Mortgage Daily’s Chris Clow Gone? Here’s where.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Harvard Joint Center for Housing Studies] Many older homeowners are too broke to fix it.</li>
<li>[Saving Advice] Are Local Governments Targeting Senior Homeowners?</li>
<li>[HECMWorld] Where Has Reverse Mortgage Daily’s Chris Clow Gone? Here’s where.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/u4qtem2js5qexawg/E891.mp3" length="14378549" type="audio/mpeg"/>
        <itunes:summary>Older homeowners find simple repairs unaffordable
[Harvard Joint Center for Housing Studies] A recent report by the Harvard Joint Center for Housing Studies has uncovered an unsettling trend among older American homeowners: For many, routine repairs and critical upgrades simply cost too much.
Other Stories: 

[HECMWorld] Where Has Reverse Mortgage Daily’s Chris Clow Gone? Here’s where.

[Saving Advice] Are Local Governments Targeting Senior Homeowners?</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>598</itunes:duration>
                <itunes:episode>890</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E890: The Real Reason 40% of Homeowners are Mortgage-Free</title>
        <itunes:title>E890: The Real Reason 40% of Homeowners are Mortgage-Free</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e890-the-real-reason-40-of-homeowners-are-mortgage-free/</link>
                    <comments>https://reversefortunes.podbean.com/e/e890-the-real-reason-40-of-homeowners-are-mortgage-free/#comments</comments>        <pubDate>Mon, 04 Aug 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/fe9ae91d-fb8f-3230-b06f-3e52660cca46</guid>
                                    <description><![CDATA[<ul>
<li>[ResiClub] The real reason 40% of homeowners are mortgage-free.</li>
<li>[HUD/US Census Bureau] Here's why new home inventory has spiked.</li>
<li>[Seniorly] Outliving your retirement nest egg is more likely in these cities.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[ResiClub] The real reason 40% of homeowners are mortgage-free.</li>
<li>[HUD/US Census Bureau] Here's why new home inventory has spiked.</li>
<li>[Seniorly] Outliving your retirement nest egg is more likely in these cities.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/34repj96k4d3g4ez/E890.mp3" length="14780417" type="audio/mpeg"/>
        <itunes:summary>Nearly 4-in-10 homes are mortgage-free

[ResiClub] A record number of U.S. homeowners now own their homes outright, and the reasons behind this trend might surprise you. It’s reshaping everything from housing supply to generational wealth—and opening new doors for retirement planning. In this episode, we unpack what’s driving the shift and what it could mean for reverse mortgage professionals.

Other Stories: 

[HUD/US Census Bureau] Here’s why new home inventory is surging and what it may mean for existing home prices.

[Seniorly] Here are the cities where retirees are more likely to outlive their retirement nest egg and where their dollars stretch further.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>615</itunes:duration>
                <itunes:episode>889</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E889: NEW Rankings of the Best &amp; Worst Places to Retire</title>
        <itunes:title>E889: NEW Rankings of the Best &amp; Worst Places to Retire</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e889-new-rankings-of-the-best-worst-places-to-retire/</link>
                    <comments>https://reversefortunes.podbean.com/e/e889-new-rankings-of-the-best-worst-places-to-retire/#comments</comments>        <pubDate>Mon, 28 Jul 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/5e3237c1-01c5-31ef-be7d-c3b2eb399dbe</guid>
                                    <description><![CDATA[<ul>
<li>[Bankrate] A shakeup of the rankings of the best and worst places to retire.</li>
<li>[Money Talks News] Here's why Gen X is postponing retirement.</li>
<li>[RMI] Reverse Market Insight's Market Minute with Jon McCue.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Bankrate] A shakeup of the rankings of the best and worst places to retire.</li>
<li>[Money Talks News] Here's why Gen X is postponing retirement.</li>
<li>[RMI] Reverse Market Insight's Market Minute with Jon McCue.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bn55kmy7pifctgny/E889.mp3" length="21333181" type="audio/mpeg"/>
        <itunes:summary>What was once the best place to retire is no more.

[Bank Rate] For decades, one state was the undisputed king of retirement. Sunshine, no state income tax, endless golf courses—it had all the makings of a retiree’s paradise. But according to a new 2025 report from Bank Rate, those golden years may be better spent somewhere a little… cooler. Literally and figuratively.
Other Stories: 

[Money Talks News] More Generation Xers are postponing retirement. Here’s why. 

[Reverse Market Insight] RMI’s Market Minute with Jon McCue. We now have all of HUD’s recent HECM data!</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>888</itunes:duration>
                <itunes:episode>888</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E888: When Helping Hurts: The Bank of Mom &amp; Dad</title>
        <itunes:title>E888: When Helping Hurts: The Bank of Mom &amp; Dad</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e888-when-helping-hurts-the-bank-of-mom-dad/</link>
                    <comments>https://reversefortunes.podbean.com/e/e888-when-helping-hurts-the-bank-of-mom-dad/#comments</comments>        <pubDate>Mon, 21 Jul 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/712d8689-dd1d-3250-a1d6-000b4d8eb7a3</guid>
                                    <description><![CDATA[<ul>
<li>[Bloombert] When helping hurts: The Bank of Mom &amp; Dad.</li>
<li>[Redfin] Pending home sales crash as home values hit record highs.</li>
<li>[Pennsylvania State House] Reverse mortgage bill casts shade on the loan.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Bloombert] When helping hurts: The Bank of Mom &amp; Dad.</li>
<li>[Redfin] Pending home sales crash as home values hit record highs.</li>
<li>[Pennsylvania State House] Reverse mortgage bill casts shade on the loan.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/8nuybdwispufz2gz/E888.mp3" length="14201125" type="audio/mpeg"/>
        <itunes:summary>EPISODE #888:

The Bank of Mom &amp; Dad.

[Bloomberg] More parents are watching their retirement savings quietly slip away… not on travel or hobbies, but covering rent, groceries, and even grad school for their adult kids. In this week’s segment, we’ll unpack the real cost of the “Bank of Mom and Dad” — and how a reverse mortgage could help keep retirement on track.
Other Stories: 

[Redfin] Pending home sales crash as home values hit record highs. 

[Pennsylvania State House] Reverse mortgage counseling bill casts shade on the loan.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>591</itunes:duration>
                <itunes:episode>887</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E887: Reverse mortgage borrower accused of torching his home</title>
        <itunes:title>E887: Reverse mortgage borrower accused of torching his home</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e887-reverse-mortgage-borrower-accused-of-torching-his-home/</link>
                    <comments>https://reversefortunes.podbean.com/e/e887-reverse-mortgage-borrower-accused-of-torching-his-home/#comments</comments>        <pubDate>Mon, 14 Jul 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/0825feef-9bbb-30bc-9b49-c4f20d959d5e</guid>
                                    <description><![CDATA[<ul>
<li>[Detroit Free Press] Reverse mortgage borrower accused of torching his home.</li>
<li>[Soc Sec/NPR] Despite the Big Beautiful Bill, Social Security benefits continue to be taxed.</li>
<li>[News Week] Home sales are frozen in the HECM's largest market.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Detroit Free Press] Reverse mortgage borrower accused of torching his home.</li>
<li>[Soc Sec/NPR] Despite the Big Beautiful Bill, Social Security benefits continue to be taxed.</li>
<li>[News Week] Home sales are frozen in the HECM's largest market.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tp8n4zz4688hpnac/E887.mp3" length="13878879" type="audio/mpeg"/>
        <itunes:summary>EPISODE #887:

HECM borrower accused of torching his home.

[Detroit Free Press] Reverse mortgage borrower accused of torching his home.
Other Stories: 


[Soc Sec/NPR] Despite the Big Beautiful Bill, Social Security benefits continue to be taxed..

[News Week] Home sales are frozen in the HECM’s largest market.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>578</itunes:duration>
                <itunes:episode>886</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E886: 5 potential solutions to the looming long term care crisis.</title>
        <itunes:title>E886: 5 potential solutions to the looming long term care crisis.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e886-5-potential-solutions-to-the-looming-long-term-care-crisis/</link>
                    <comments>https://reversefortunes.podbean.com/e/e886-5-potential-solutions-to-the-looming-long-term-care-crisis/#comments</comments>        <pubDate>Mon, 07 Jul 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/ae5866b9-5899-3538-9974-a73e6f89f916</guid>
                                    <description><![CDATA[<ul>
<li>[Morning Star] 5 potential solutions to the looming Long Term Care crisis.</li>
<li>[HUD/Housing Wire] HUD is moving its national headquarters.</li>
<li>[Reverse Market Insight] RMI's Market Minute with Jon McCue.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Morning Star] 5 potential solutions to the looming Long Term Care crisis.</li>
<li>[HUD/Housing Wire] HUD is moving its national headquarters.</li>
<li>[Reverse Market Insight] RMI's Market Minute with Jon McCue.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4bwqi8e77n72ivgf/E886.mp3" length="15483842" type="audio/mpeg"/>
        <itunes:summary>Episode #886

[Morning Star] 5 potential solutions to the looming Long Term Care crisis.
[HUD/Housing Wire] HUD is moving its national headquarters.
[Reverse Market Insight] RMI’s Market Minute with Jon McCue.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>644</itunes:duration>
                <itunes:episode>885</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E885: Nearly half a million seniors are delinquent on student loans</title>
        <itunes:title>E885: Nearly half a million seniors are delinquent on student loans</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e885-nearly-half-a-million-seniors-are-delinquent-on-student-loans/</link>
                    <comments>https://reversefortunes.podbean.com/e/e885-nearly-half-a-million-seniors-are-delinquent-on-student-loans/#comments</comments>        <pubDate>Mon, 30 Jun 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/9efd8a22-26ae-341f-a88e-8a5fe58a459e</guid>
                                    <description><![CDATA[<ul>
<li>[AP News] Nearly half a million seniors are delinquent on student loans.</li>
<li>[Housing Wire] Here’s how one financial planner came to embrace reverse mortgages.</li>
<li>[Money Wise] A 59-year-old is eyeing retirement but still owes $81k on her mortgage. Should she pay it off to retire?.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[AP News] Nearly half a million seniors are delinquent on student loans.</li>
<li>[Housing Wire] Here’s how one financial planner came to embrace reverse mortgages.</li>
<li>[Money Wise] A 59-year-old is eyeing retirement but still owes $81k on her mortgage. Should she pay it off to retire?.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/nvshyhtzawe8y59u/E885.mp3" length="13633119" type="audio/mpeg"/>
        <itunes:summary>EPISODE #885:

[AP News] It’s not just Generation X that’s buckling under the weight of delinquent student loan debt. So are older Americans over the age of 60. Here are the latest developments…
Other Stories: 

[Housing Wire] Here’s how one financial planner came to embrace reverse mortgages.

[MoneyWise] A 59-year-old is eyeing retirement but still owes $81k on her mortgage. Should she pay it off to retire?</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>567</itunes:duration>
                <itunes:episode>884</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E884: A 75-Year Old Asks If She Should Payoff Her HECM</title>
        <itunes:title>E884: A 75-Year Old Asks If She Should Payoff Her HECM</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e884-a-75-year-old-asks-if-she-should-payoff-her-hecm/</link>
                    <comments>https://reversefortunes.podbean.com/e/e884-a-75-year-old-asks-if-she-should-payoff-her-hecm/#comments</comments>        <pubDate>Mon, 23 Jun 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/e1aab83c-1afd-3185-a5b9-601a7e14f5bd</guid>
                                    <description><![CDATA[<ul>
<li>[MarketWatch] A 75-year-old asks if she should pay off her HECM loan.</li>
<li>[World Financial Society] Here are the retirement trends reverse mortgage professionals should know.</li>
<li>[The National Association of Home Builders] Over 70% of homebuilders report a surge in demand for aging-in-place features.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[MarketWatch] A 75-year-old asks if she should pay off her HECM loan.</li>
<li>[World Financial Society] Here are the retirement trends reverse mortgage professionals should know.</li>
<li>[The National Association of Home Builders] Over 70% of homebuilders report a surge in demand for aging-in-place features.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/td7tpkvyk666g3yx/E884.mp3" length="11952923" type="audio/mpeg"/>
        <itunes:summary>A 75-year-old with a reverse mortgage asks if she should pay it off

[MarketWatch] A 75-year-old woman wrote MarketWatch asking if she should liquidate her investments to pay off her reverse mortgage for her daughter, who would inherit the home.

Other Stories: 
[World Financial Society] Here are the retirement trends reverse mortgage professionals should know.
[The National Association of Home Builders] Over 70% of homebuilders report a surge in demand for aging-in-place features.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>497</itunes:duration>
                <itunes:episode>883</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E883: Do digital newsletters generate reverse mortgage leads?</title>
        <itunes:title>E883: Do digital newsletters generate reverse mortgage leads?</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e883-do-digital-newsletters-generate-reverse-mortgage-leads/</link>
                    <comments>https://reversefortunes.podbean.com/e/e883-do-digital-newsletters-generate-reverse-mortgage-leads/#comments</comments>        <pubDate>Mon, 16 Jun 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/0465f581-74e2-37d3-b3ec-6b75ddeb256c</guid>
                                    <description><![CDATA[<ul>
<li>[HECMWorld] Do digital newsletters generate reverse mortgage leads?</li>
<li>[Santa Monica Daily Press] California’s $100 Million Mortgage Relief Program Includes Reverse Mortgages. </li>
<li>[The Federal Reserve] Projected 2026 HUD layoffs, and the Trump administration is scrambling to rehire federal workers despite plans for further layoffs in 2026.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[HECMWorld] Do digital newsletters generate reverse mortgage leads?</li>
<li>[Santa Monica Daily Press] California’s $100 Million Mortgage Relief Program Includes Reverse Mortgages. </li>
<li>[The Federal Reserve] Projected 2026 HUD layoffs, and the Trump administration is scrambling to rehire federal workers despite plans for further layoffs in 2026.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/p2cbkq2kcri5xgnn/E883.mp3" length="22698653" type="audio/mpeg"/>
        <itunes:summary>[WordFlirt] 20 years ago, newsletters were the rage when reverse mortgage originators and lenders were sending out considerable volumes of direct mail.  But do they work now? To answer that question, we interviewed  WordFlirt founder Claudia Loens. Here’s our brief interview recorded earlier. 
Other Stories: 

[Santa Monica Daily Press] California’s $100 Million Mortgage Relief Program Includes Reverse Mortgages.

[Money Talks News] The Trump administration is scrambling to rehire federal workers despite plans for further layoffs in 2026.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>945</itunes:duration>
                <itunes:episode>882</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E882: Why Australia has a backlog of 16,000 reverse mortgage applications</title>
        <itunes:title>E882: Why Australia has a backlog of 16,000 reverse mortgage applications</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e882-why-australia-has-a-backlog-of-16000-reverse-mortgage-applications/</link>
                    <comments>https://reversefortunes.podbean.com/e/e882-why-australia-has-a-backlog-of-16000-reverse-mortgage-applications/#comments</comments>        <pubDate>Mon, 09 Jun 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/fc161b9d-3c29-3ba6-8106-c1953cf67756</guid>
                                    <description><![CDATA[<ul>
<li>[The West Australian] Why Australia has a backlog of 16,000 reverse mortgage applications.</li>
<li>[Investopedia] Six ways retirees can manage debt. </li>
<li>[The Federal Reserve] Key takeaways from the Federal Reserve’s Household Economic Well-Being Report.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[The West Australian] Why Australia has a backlog of 16,000 reverse mortgage applications.</li>
<li>[Investopedia] Six ways retirees can manage debt. </li>
<li>[The Federal Reserve] Key takeaways from the Federal Reserve’s Household Economic Well-Being Report.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/eaggrh447xjygqqa/E882.mp3" length="13986085" type="audio/mpeg"/>
        <itunes:summary>EPISODE #882:

Australia’s reverse mortgage demand is surging but there’s one hitch
[Housing Wire &amp; The West Australian] Australia’s government-backed reverse mortgage, known as the Home Equity Access Scheme, is seeing surging demand but also significant delays in processing applications. The Western Australian reported that some applications have…

Other Stories: 

[Investopedia] Six ways to manage debt in retirement.
[The Federal Reserve] Key takeaways from the Federal Reserve’s Household Economic Data Report.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>582</itunes:duration>
                <itunes:episode>881</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E881: The Poor ‘Millionaire’ Homeowners Club</title>
        <itunes:title>E881: The Poor ‘Millionaire’ Homeowners Club</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e881-the-poor-millionaire-homeowners-club/</link>
                    <comments>https://reversefortunes.podbean.com/e/e881-the-poor-millionaire-homeowners-club/#comments</comments>        <pubDate>Mon, 02 Jun 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/c83c6c39-0e33-34e4-b0c1-5d0ac6747f6d</guid>
                                    <description><![CDATA[<ul>
<li>[The Globe &amp; Mail] The Poor ‘Millionaire’ Homeowners Club.</li>
<li>[Realtor.com] What Realtor.com’s latest housing market trends report means for HECM professionals. </li>
<li>[RMI] Reverse Market Insight's Market Minute.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[The Globe &amp; Mail] The Poor ‘Millionaire’ Homeowners Club.</li>
<li>[Realtor.com] What Realtor.com’s latest housing market trends report means for HECM professionals. </li>
<li>[RMI] Reverse Market Insight's Market Minute.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/xmd8yr7pwhgx8kkd/E881.mp3" length="14307078" type="audio/mpeg"/>
        <itunes:summary>EPISODE #881:

Poor Millionaire Homeowners?! Yup!
[The Globe &amp; Mail] Oh, to be a millionaire. That’s the dream older workers carry with them as they approach retirement. So what if you end up being a millionaire, but you’re poor?

Other Stories: 

[Realtor.com] Realtor.com’s latest housing trends report reveals some very notable trends in the housing market. Here’s what HECM pros should know.

[RMI] Are baby boomers to blame for a shortage of housing inventory?</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>595</itunes:duration>
                <itunes:episode>880</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E880: Why Florida’s Housing Market is Facing a Perfect Storm</title>
        <itunes:title>E880: Why Florida’s Housing Market is Facing a Perfect Storm</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e880-why-florida-s-housing-market-is-facing-a-perfect-storm/</link>
                    <comments>https://reversefortunes.podbean.com/e/e880-why-florida-s-housing-market-is-facing-a-perfect-storm/#comments</comments>        <pubDate>Mon, 26 May 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/f8fb28d1-551b-37e6-a59d-e3b7d97a7409</guid>
                                    <description><![CDATA[<ul>
<li>[HECMWorld] Why Florida's housing market is facing a perfect storm.</li>
<li>[National Mortgage News] What one economist has to say about home equity and reverse mortgages. </li>
<li>[MSN] Are baby boomers to blame for a shortage of housing inventory?</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[HECMWorld] Why Florida's housing market is facing a perfect storm.</li>
<li>[National Mortgage News] What one economist has to say about home equity and reverse mortgages. </li>
<li>[MSN] Are baby boomers to blame for a shortage of housing inventory?</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/fc8d3ujkbiq626aa/E880.mp3" length="13058843" type="audio/mpeg"/>
        <itunes:summary>EPISODE #880:

Why Florida’s Housing Market is Facing a Perfect Storm
[HECMWorld] Here’s what local and national real estate professionals are saying about Florida’s housing a market and the forces that may create a perfect storm. [LinkedIn}
Other Stories: 

[National Mortgage News] What one economist had to say about home equity and reverse mortgages.

[MSN] Are baby boomers to blame for a shortage of housing inventory?</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>543</itunes:duration>
                <itunes:episode>879</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E879: How Finance of America’s New TV Ad is Playing a Different Tune</title>
        <itunes:title>E879: How Finance of America’s New TV Ad is Playing a Different Tune</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e879-how-finance-of-america-s-new-tv-ad-is-playing-a-different-tune/</link>
                    <comments>https://reversefortunes.podbean.com/e/e879-how-finance-of-america-s-new-tv-ad-is-playing-a-different-tune/#comments</comments>        <pubDate>Mon, 19 May 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/fb26c5e2-b6bc-37eb-bb01-f78de65f298a</guid>
                                    <description><![CDATA[<ul>
<li>[iSpot.tv] How Finance of America's new TV ad is playing a new tune.</li>
<li>[HECMWorld] Why cash flow is better than income for retirees.</li>
<li>[Springer] Reverse Mortgages and the Italian Population.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[iSpot.tv] How Finance of America's new TV ad is playing a new tune.</li>
<li>[HECMWorld] Why cash flow is better than income for retirees.</li>
<li>[Springer] Reverse Mortgages and the Italian Population.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tchmkccu4vdskcgz/E879.mp3" length="13736564" type="audio/mpeg"/>
        <itunes:summary>EPISODE #879:

How FAR’s new RM ad is playing a different tune
[HECMWorld] We examine how Finance of America’s bold new ad is reshaping reverse mortgage perceptions by appealing to a different demographic with a new approach.
Other Stories: 

[HECMWorld] Why cash flow is better than income for retirees.

[Springer.com] Reverse mortgages and the Italian population.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>572</itunes:duration>
                <itunes:episode>878</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E878: Why the 'cheapest' way to tap home equity isn't a sure bet</title>
        <itunes:title>E878: Why the 'cheapest' way to tap home equity isn't a sure bet</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e878-why-the-cheapest-way-to-tap-home-equity-isnt-a-sure-bet/</link>
                    <comments>https://reversefortunes.podbean.com/e/e878-why-the-cheapest-way-to-tap-home-equity-isnt-a-sure-bet/#comments</comments>        <pubDate>Mon, 12 May 2025 06:36:14 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/b0b44a25-4b6d-3a93-8ead-6442e40969e6</guid>
                                    <description><![CDATA[<ul>
<li>[CBS News] Why the 'cheapest' way to tap home equity isn't a sure bet.</li>
<li>[AOL] I’m 72: Should I pay my taxes or lose my home?</li>
<li>[Housing Wire] In Memoriam: Kathy Martinez.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[CBS News] Why the 'cheapest' way to tap home equity isn't a sure bet.</li>
<li>[AOL] I’m 72: Should I pay my taxes or lose my home?</li>
<li>[Housing Wire] In Memoriam: Kathy Martinez.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/x8vray8b8k3ehuby/E878.mp3" length="13308364" type="audio/mpeg"/>
        <itunes:summary>What’s the cheapest way to tap record home equity?
[CBS News] Homeowners are sitting on an average of $313,000 in equity—what is the cheapest way homeowners can tap their equity? We compare the ‘true cost’ of HELOCs and Home Equity Conversion Mortgages (HECMs).
Other Stories: 

[AOL] I’m 72: Should I pay my taxes or lose my home?

[Housing Wire] In Memoriam: Kathy Martinez.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>554</itunes:duration>
                <itunes:episode>877</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E877: Americans fear being broke in retirement more than dying.</title>
        <itunes:title>E877: Americans fear being broke in retirement more than dying.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e877-americans-fear-being-broke-in-retirement-more-than-dying/</link>
                    <comments>https://reversefortunes.podbean.com/e/e877-americans-fear-being-broke-in-retirement-more-than-dying/#comments</comments>        <pubDate>Mon, 05 May 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/1c9a4ee8-ae27-310f-8ba1-f4fbfb0d9d04</guid>
                                    <description><![CDATA[<ul>
<li>[Money Talks] Americans fear being broke in retirement more than dying.</li>
<li>[Housing Wire] A recap of NRMLA's latest advocacy efforts in Washington, DC.</li>
<li>[Market Watch] Here's where homeowners are struggling to sell.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Money Talks] Americans fear being broke in retirement more than dying.</li>
<li>[Housing Wire] A recap of NRMLA's latest advocacy efforts in Washington, DC.</li>
<li>[Market Watch] Here's where homeowners are struggling to sell.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/it6w6de4u4imdmvk/E877.mp3" length="12172351" type="audio/mpeg"/>
        <itunes:summary><![CDATA[
[Money Talks] Americans fear being broke in retirement more than dying.
[Housing Wire] A recap of NRMLA's latest advocacy efforts in Washington, DC.
[Market Watch] Here's where homeowners are struggling to sell.

Watch our video podcast here!
]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>507</itunes:duration>
                <itunes:episode>876</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E876: Surprise! Here’s what generation is buying the most homes</title>
        <itunes:title>E876: Surprise! Here’s what generation is buying the most homes</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e876-surprise-here-s-what-generation-is-buying-the-most-homes/</link>
                    <comments>https://reversefortunes.podbean.com/e/e876-surprise-here-s-what-generation-is-buying-the-most-homes/#comments</comments>        <pubDate>Mon, 28 Apr 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/303e6212-d09e-3dab-8486-ea00b0234e6d</guid>
                                    <description><![CDATA[<ul>
<li>[National Association of Realtors] Surprise! Here’s what generation is buying the most homes.</li>
<li>[News Week] The Texas housing market could be poised for a BIG housing price correction. Here’s why…</li>
<li>[Reverse Market Insight] RMI's Market Minute with Jon McCue: The latest HECM trends and data.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[National Association of Realtors] Surprise! Here’s what generation is buying the most homes.</li>
<li>[News Week] The Texas housing market could be poised for a BIG housing price correction. Here’s why…</li>
<li>[Reverse Market Insight] RMI's Market Minute with Jon McCue: The latest HECM trends and data.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/scjhxmpbjgq9du4t/E876.mp3" length="15804835" type="audio/mpeg"/>
        <itunes:summary>EPISODE #876:

NAR’s recent report reveals which generation is buying the most homes
The National Association of Realtors’ recent report reveals a surprising trend among recent homebuyers, as shown by generation… 
Other Stories: 

[Reverse Market Insight] RMI’s Market Minute: We joined Jon McCue for all of the latest trends in HECM lending. 

[NewsWeek] The Texas housing market could be poised for a BIG housing price correction. Here’s why…</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>658</itunes:duration>
                <itunes:episode>875</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E875: Why Retirees Who Move to Lower-Tax States Don’t Save as Much as Expected</title>
        <itunes:title>E875: Why Retirees Who Move to Lower-Tax States Don’t Save as Much as Expected</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e875-hud-oig-report-found-hecm-residency-fraud-and-few-controls/</link>
                    <comments>https://reversefortunes.podbean.com/e/e875-hud-oig-report-found-hecm-residency-fraud-and-few-controls/#comments</comments>        <pubDate>Mon, 21 Apr 2025 07:03:54 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/329d7452-a323-38e2-a035-facea089ce7b</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire / HUD] HUD OIG report found HECM residency fraud and few controls. </li>
<li>[Housing Wire] Have advisors lost interest in the HECM?</li>
<li>[Wall Street Journal] Why retirees who relocate to states with no income tax don't always save money.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire / HUD] HUD OIG report found HECM residency fraud and few controls. </li>
<li>[Housing Wire] Have advisors lost interest in the HECM?</li>
<li>[Wall Street Journal] Why retirees who relocate to states with no income tax don't always save money.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/idfxaxnd5vz7q7bm/E875.mp3" length="11952923" type="audio/mpeg"/>
        <itunes:summary>HUD’s OIG report exposes continuing occupancy issues
While HUD’s residency requirements for HECM borrowers are clear, a recent memo from the agency’s Office of the Inspector General uncovered blatant violations and few controls in place to prevent fraud. 
Other Stories: 

[Housing Wire] Has Advisors’ Interest in the Reverse Mortgage Waned? 

[The Wall Street Journal] Retirees Who Move to Lower-Tax States Don’t Save as Much as Expected.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>497</itunes:duration>
                <itunes:episode>874</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E874: The Retirement Debt Pandemic</title>
        <itunes:title>E874: The Retirement Debt Pandemic</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e874-the-retirement-debt-pandemic/</link>
                    <comments>https://reversefortunes.podbean.com/e/e874-the-retirement-debt-pandemic/#comments</comments>        <pubDate>Mon, 14 Apr 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/fed12d06-c9e9-3a1e-a629-0c01e0a2b23a</guid>
                                    <description><![CDATA[<ul>
<li>[National Debt Relief] Survey shows debt in retirement is the new reality.</li>
<li>[Moravec Varga &amp; Mooney] Reverse mortgages and probate.</li>
<li>[Yahoo Finance] The Florida housing boom is over.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[National Debt Relief] Survey shows debt in retirement is the new reality.</li>
<li>[Moravec Varga &amp; Mooney] Reverse mortgages and probate.</li>
<li>[Yahoo Finance] The Florida housing boom is over.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/mmi8x2ai4g6dqqqt/E874.mp3" length="13522150" type="audio/mpeg"/>
        <itunes:summary>EPISODE #874:

What National Debt Relief’s Survey Reveals.
Debt is a voracious consumer of Americans’ quality of life and robs them of their future financial security. The survey results released from National Debt Relief on April 2nd paint a sobering picture of the state of retirement preparedness.
Other Stories: 

[Moravec Varga &amp; Mooney] Reverse mortgages and probate: What to know.

[Yahoo Finance] Florida Housing Boom has Weakened.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>563</itunes:duration>
                <itunes:episode>873</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E873: In Memoriam</title>
        <itunes:title>E873: In Memoriam</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e873-in-memoriam/</link>
                    <comments>https://reversefortunes.podbean.com/e/e873-in-memoriam/#comments</comments>        <pubDate>Mon, 07 Apr 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/d0876c06-804c-3ecc-9d1d-9e4990ea0d26</guid>
                                    <description><![CDATA[<ul>
<li>[HECMWorld] The reverse mortgage community recently lost these two men.</li>
<li>[Housing Wire] Finance of America's CEO gives an update on the status of the HMBS 2.0 program.</li>
<li>[HECMWorld] Mutual of Omaha Mortgage released this new private or proprietary reverse mortgage. Here's what we know... </li>
<li>[HECMWorld] FHA HECM data is back online!</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[HECMWorld] The reverse mortgage community recently lost these two men.</li>
<li>[Housing Wire] Finance of America's CEO gives an update on the status of the HMBS 2.0 program.</li>
<li>[HECMWorld] Mutual of Omaha Mortgage released this new private or proprietary reverse mortgage. Here's what we know... </li>
<li>[HECMWorld] FHA HECM data is back online!</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/m9nffgayyjuwmk99/E873.mp3" length="12806676" type="audio/mpeg"/>
        <itunes:summary>In Memoriam.
In the ever-evolving world of reverse mortgages, a select few have left an indelible mark—pioneers, mentors, and advocates who dedicated their careers to serving seniors and shaping our industry. Unfortunately, we’ve learned we’ve recently lost two members of our community.
Other Stories: 

[Housing Wire] Finance of America CEO gives an update on the status of the HMBS 2.0 securities program.

[HECMWorld] Mutual of Omaha Mortgage launches its private reverse mortgage-Meet Secure Equity.

[HECMWorld] FHA HECM data is back online!</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>533</itunes:duration>
                <itunes:episode>872</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
        <podcast:chapters url="https://mcdn.podbean.com/mf/web/26ugicqu6trimba6/E873_chapters.json" type="application/json" />    </item>
    <item>
        <title>E872: Funding an Early Inheritance with a Reverse Mortgage</title>
        <itunes:title>E872: Funding an Early Inheritance with a Reverse Mortgage</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e872-funding-an-early-inheritance-with-a-reverse-mortgage/</link>
                    <comments>https://reversefortunes.podbean.com/e/e872-funding-an-early-inheritance-with-a-reverse-mortgage/#comments</comments>        <pubDate>Mon, 31 Mar 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/c02cfffd-be08-3cd1-b265-a62897300a5b</guid>
                                    <description><![CDATA[<ul>
<li>[Faith-Fi] The pros and cons of funding and early inheritance with a reverse mortgage.</li>
<li>[The National Review] HUD bans non-permanent aliens from getting government-backed loans.</li>
<li>[HECMWorld] How home sales influence reverse mortgage lending. </li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Faith-Fi] The pros and cons of funding and early inheritance with a reverse mortgage.</li>
<li>[The National Review] HUD bans non-permanent aliens from getting government-backed loans.</li>
<li>[HECMWorld] How home sales influence reverse mortgage lending. </li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/u5mh8bd9j3742amb/E872.mp3" length="14913328" type="audio/mpeg"/>
        <itunes:summary>EPISODE #872:

The pros and cons of using a reverse mortgage to fund an early inheritance.
[Faith-Fi] A recent podcast interview on Faith-Fi with Harlan Accola, Movement Mortgage’s National Reverse Mortgage Director, sheds light on the advantages and disadvantages of using a reverse mortgage to provide an early inheritance.
Other Stories: 

[National Review] HUD Bans Non-Permanent Residents from Government-Backed Loans.

[HECMWorld] How Total Home Sales Influence Reverse Mortgage Lending.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>621</itunes:duration>
                <itunes:episode>871</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E870: How to Supercharge the HECM for Purchase</title>
        <itunes:title>E870: How to Supercharge the HECM for Purchase</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e870-how-to-supercharge-the-hecm-for-purchase/</link>
                    <comments>https://reversefortunes.podbean.com/e/e870-how-to-supercharge-the-hecm-for-purchase/#comments</comments>        <pubDate>Mon, 17 Mar 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/ad4ee0c6-fff4-3855-b8fa-ab4143e1e852</guid>
                                    <description><![CDATA[<ul>
<li>[HECMWorld Exclusive] How to supercharge the H4P.</li>
<li>[Go Banking Rates] 4 reasons baby boomers are house-poor in retirement.</li>
<li>[Oregon Live] Mom has a reverse mortgage but needs to move for long-term care. </li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[HECMWorld Exclusive] How to supercharge the H4P.</li>
<li>[Go Banking Rates] 4 reasons baby boomers are house-poor in retirement.</li>
<li>[Oregon Live] Mom has a reverse mortgage but needs to move for long-term care. </li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/45nu29cxjbab6ia4/E870.mp3" length="14877592" type="audio/mpeg"/>
        <itunes:summary><![CDATA[
[HECMWorld Exclusive] How to supercharge the H4P.
[Go Banking Rates] 4 reasons baby boomers are house-poor in retirement.
[Oregon Live] Mom has a reverse mortgage but needs to move for long-term care. 

Watch our video podcast here!
]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>619</itunes:duration>
                <itunes:episode>870</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E869: HECM National Servicing Center Faces DOGE Closure</title>
        <itunes:title>E869: HECM National Servicing Center Faces DOGE Closure</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e869-hecm-national-servicing-center-faces-doge-closure/</link>
                    <comments>https://reversefortunes.podbean.com/e/e869-hecm-national-servicing-center-faces-doge-closure/#comments</comments>        <pubDate>Mon, 10 Mar 2025 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/c54bb564-1d63-30e7-94da-0d605b0da42b</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] HECM National Servicing Center Faces DOGE Closure.</li>
<li>[Bloomberg | Housing Wire] The CFPB Ain't Dead Yet.</li>
<li>[HECMWorld Exclusive] How one HECM pro has leveraged the power of storytelling to reach older homeowners. </li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] HECM National Servicing Center Faces DOGE Closure.</li>
<li>[Bloomberg | Housing Wire] The CFPB Ain't Dead Yet.</li>
<li>[HECMWorld Exclusive] How one HECM pro has leveraged the power of storytelling to reach older homeowners. </li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/izsmjg7dwe39863a/E869.mp3" length="20940717" type="audio/mpeg"/>
        <itunes:summary>EPISODE #869:

The closure of HUD’s Tulsa field office would impact key HECM operations. 
[Bloomberg | Housing Wire] DOGE’s planned closure of HUD field offices across the nation likely will include the Tulsa, Oklahoma field office, which houses HECM operations and the National Servicing Center.  
[Read the full story]

Other Stories: 
[Housing Wire] The CFPB ain’t dead yet.
[HECMWorld Exclusive] How one HECM pro has leveraged the power of storytelling to reach older homeowners.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>872</itunes:duration>
                <itunes:episode>869</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E868: It’s not a good time to be a Home Equity Alternative Company</title>
        <itunes:title>E868: It’s not a good time to be a Home Equity Alternative Company</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e868-it-s-not-a-good-time-to-be-a-home-equity-alternative-company/</link>
                    <comments>https://reversefortunes.podbean.com/e/e868-it-s-not-a-good-time-to-be-a-home-equity-alternative-company/#comments</comments>        <pubDate>Mon, 03 Mar 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/4884bcee-eb27-35b2-b507-5744605215a8</guid>
                                    <description><![CDATA[<ul>
<li>[Ballard Spahr LLP] Massachusetts AG sues Hometap.</li>
<li>[Housing Wire] An Internal memo reveals where DOGE plans to slash HUD's budget and staffing.</li>
<li>[Reverse Market Insight] RMI's Market Minute with Jon McCue. </li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Ballard Spahr LLP] Massachusetts AG sues Hometap.</li>
<li>[Housing Wire] An Internal memo reveals where DOGE plans to slash HUD's budget and staffing.</li>
<li>[Reverse Market Insight] RMI's Market Minute with Jon McCue. </li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/xmtnk37jmiscf3du/E868.mp3" length="16518291" type="audio/mpeg"/>
        <itunes:summary>EPISODE #868:

Massachusetts AG sues the home equity alternative company Hometap. 
[Ballard Spahr, LLP] Now’s not a good time to be a company offering home equity alternatives to reverse mortgages or HELOCs. Last month, the CFPB issued a warning on equity sharing arrangements. Last October, Washington State’s Attorney General’s office filed a suit against Unison. Now, Hometap is in the crosshairs of the Massachusetts State Attorney General’s office, who allege that the company “pervasively and systematically violated the state’s consumer protection laws.

Other Stories: 

[Housing Wire] An Internal memo reveals where DOGE plans to slash HUD’s budget and staffing.

[Reverse Market Insight] RMI’s Market Minute with Jon McCue.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>688</itunes:duration>
                <itunes:episode>868</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E867: A Cure for 'Perma-Renting' in Reverse</title>
        <itunes:title>E867: A Cure for 'Perma-Renting' in Reverse</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e867-a-cure-for-perma-renting-in-reverse/</link>
                    <comments>https://reversefortunes.podbean.com/e/e867-a-cure-for-perma-renting-in-reverse/#comments</comments>        <pubDate>Mon, 24 Feb 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/840b7e46-ebeb-345d-98d7-755622b12c54</guid>
                                    <description><![CDATA[<ul>
<li>[The Financial Post] A Cure for 'Perma-Renting' in Reverse.</li>
<li>[Fortune] The Boomer Housing Crisis is On Pace to Get Worse.</li>
<li>[HECMWorld Exclusive] How One Reverse Mortgage Pro Generated 37 Leads in Three Months. </li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[The Financial Post] A Cure for 'Perma-Renting' in Reverse.</li>
<li>[Fortune] The Boomer Housing Crisis is On Pace to Get Worse.</li>
<li>[HECMWorld Exclusive] How One Reverse Mortgage Pro Generated 37 Leads in Three Months. </li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wzdgw2te3u56cz9j/E867.mp3" length="15983512" type="audio/mpeg"/>
        <itunes:summary><![CDATA[
[The Financial Post] A Cure for 'Perma-Renting' in Reverse.
[Fortune] The Boomer Housing Crisis is On Pace to Get Worse.
[HECMWorld Exclusive] How One Reverse Mortgage Pro Generated 37 Leads in Three Months. 

Watch our video podcast here!
]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>665</itunes:duration>
                <itunes:episode>867</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E866: How a Reverse Mortgage Paid Off for Me — Twice</title>
        <itunes:title>E866: How a Reverse Mortgage Paid Off for Me — Twice</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e866-how-a-reverse-mortgage-paid-off-for-me-%e2%80%94-twice/</link>
                    <comments>https://reversefortunes.podbean.com/e/e866-how-a-reverse-mortgage-paid-off-for-me-%e2%80%94-twice/#comments</comments>        <pubDate>Mon, 17 Feb 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/1b9ff820-cfe2-384f-bf26-d847c6456bf9</guid>
                                    <description><![CDATA[<ul>
<li>[Money Talk News] How a Reverse Mortgage Paid Off for Me — Twice.</li>
<li>[NPR} CFPB Headquarters Closed: Agency Neutered &amp; Budget Axed.</li>
<li>[The Center for Retirement Research] A think tank's 17-step plan to fix Social Security. </li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Money Talk News] How a Reverse Mortgage Paid Off for Me — Twice.</li>
<li>[NPR} CFPB Headquarters Closed: Agency Neutered &amp; Budget Axed.</li>
<li>[The Center for Retirement Research] A think tank's 17-step plan to fix Social Security. </li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4q5px5ibbw9sexza/E866.mp3" length="14057556" type="audio/mpeg"/>
        <itunes:summary>EPISODE #866:

How a Reverse Mortgage Paid Off for Me — Twice
[Money Talk News] Here’s how one widow took her first reverse mortgage in 2004 and why she got a second HECM after relocating.
[Read the full story]

Other Stories: 

[NPR] CFPB Headquarters Closed: Agency Neutered &amp; Budget Axed.

[Center for Retirement Research] A Think Tank’s 17-Step Plan to Fix Social Security.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>585</itunes:duration>
                <itunes:episode>866</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E865: The Trump administration halts most CFPB work</title>
        <itunes:title>E865: The Trump administration halts most CFPB work</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e865-the-trump-administration-halts-all-cfpb-work/</link>
                    <comments>https://reversefortunes.podbean.com/e/e865-the-trump-administration-halts-all-cfpb-work/#comments</comments>        <pubDate>Mon, 10 Feb 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/c15a3861-e553-3178-90f9-28b3732e9162</guid>
                                    <description><![CDATA[<ul>
<li>[HECMWorld] An update on Chicago-are scammer: the rest of the story.</li>
<li>[AP News} Scott Turner confirmed as Secretary of Housing and Urban Development</li>
<li>[CBS News] 3 Reasons to borrow against a paid-off home.</li>
<li>[Lending Tree] Nearly all Adults 66-71 have non-mortgage debt.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[HECMWorld] An update on Chicago-are scammer: the rest of the story.</li>
<li>[AP News} Scott Turner confirmed as Secretary of Housing and Urban Development</li>
<li>[CBS News] 3 Reasons to borrow against a paid-off home.</li>
<li>[Lending Tree] Nearly all Adults 66-71 have non-mortgage debt.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/u5mfdntwxpurwjqs/E865.mp3" length="17659319" type="audio/mpeg"/>
        <itunes:summary>[HECMWorld] An update on Chicago-are scammer: the rest of the story.
[AP News} Scott Turner confirmed as Secretary of Housing and Urban Development
[CBS News] 3 Reasons to borrow against a paid-off home.
[Lending Tree] Nearly all Adults 66-71 have non-mortgage debt.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>735</itunes:duration>
                <itunes:episode>865</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#864: How One Scammer Prompted a New Illinois Bill</title>
        <itunes:title>#864: How One Scammer Prompted a New Illinois Bill</itunes:title>
        <link>https://reversefortunes.podbean.com/e/864-how-one-scammer-prompted-a-new-illinois-bill/</link>
                    <comments>https://reversefortunes.podbean.com/e/864-how-one-scammer-prompted-a-new-illinois-bill/#comments</comments>        <pubDate>Mon, 03 Feb 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/74dfcfe9-82e5-3be8-9847-f7092acd8ea9</guid>
                                    <description><![CDATA[<ul>
<li>[CBS] New Illinois bill prompted by reverse mortgage home improvement scam.</li>
<li>[CFPB] The CFPB issues findings on home equity products.</li>
<li>[RMI] Reverse Market Insight’s Market Minute with Jon McCue..</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[CBS] New Illinois bill prompted by reverse mortgage home improvement scam.</li>
<li>[CFPB] The CFPB issues findings on home equity products.</li>
<li>[RMI] Reverse Market Insight’s Market Minute with Jon McCue..</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/am6jdmjp36aagwk9/E864.mp3" length="24828364" type="audio/mpeg"/>
        <itunes:summary>Home Improvement Reverse Mortgage Scam Prompts New Illinois Bill
[CBS News] One Illinois scammer was so prolific in victimizing older homeowners tricking them into a reverse mortgage that it prompted the State Assembly to draft a new bill.

Other Stories: 

[CFPB] The CFPB issues findings on home equity products.
Read the full story @ https://www.consumerfinance.gov/data-research/research-reports/issue-spotlight-home-equity-contracts-market-overview/

[RMI] Reverse Market Insight’s Market Minute with Jon McCue.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1034</itunes:duration>
                <itunes:episode>864</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E863: President Trump appoints acting HUD Secretary</title>
        <itunes:title>E863: President Trump appoints acting HUD Secretary</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e863-president-trump-appoints-acting-hud-secretary/</link>
                    <comments>https://reversefortunes.podbean.com/e/e863-president-trump-appoints-acting-hud-secretary/#comments</comments>        <pubDate>Mon, 27 Jan 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/035d15ec-f099-3a20-aea0-d7f0f88496e4</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] President Trump appoints acting HUD Secretary</li>
<li>[Housing Wire] Trump issues an executive order to address the housing affordability crisis.</li>
<li>[HECMWorld] Meet Gabe Bodner: One Trust Home Loan’s new 55+ Lending Division leader.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] President Trump appoints acting HUD Secretary</li>
<li>[Housing Wire] Trump issues an executive order to address the housing affordability crisis.</li>
<li>[HECMWorld] Meet Gabe Bodner: One Trust Home Loan’s new 55+ Lending Division leader.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dgkwad567jz4bwc2/E863.mp3" length="13236893" type="audio/mpeg"/>
        <itunes:summary>This week’s stories:

[Housing Wire] President Trump appoints acting HUD Secretary
[Housing Wire] Trump issues an executive order to address the housing affordability crisis.
[HECMWorld] Meet Gabe Bodner: One Trust Home Loan’s new 55+ Lending Division leader.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>551</itunes:duration>
                <itunes:episode>863</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E862: What LA fire victims with a reverse mortgage need to know.</title>
        <itunes:title>E862: What LA fire victims with a reverse mortgage need to know.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e862-what-la-fire-victims-with-a-reverse-mortgage-need-to-know/</link>
                    <comments>https://reversefortunes.podbean.com/e/e862-what-la-fire-victims-with-a-reverse-mortgage-need-to-know/#comments</comments>        <pubDate>Mon, 20 Jan 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/d8307dec-b24c-3da2-9bdf-495c945b1f06</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] What LA fire victims with a reverse mortgage need to know. </li>
<li>[Yahoo Finance] 4 signs they've found the right reverse mortgage lender.</li>
<li>[Motley Fool] 5 ways one older homeowner keeps his housing expenses low...very low.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] What LA fire victims with a reverse mortgage need to know. </li>
<li>[Yahoo Finance] 4 signs they've found the right reverse mortgage lender.</li>
<li>[Motley Fool] 5 ways one older homeowner keeps his housing expenses low...very low.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7yhknxvwmkqvrsce/E862.mp3" length="11382408" type="audio/mpeg"/>
        <itunes:summary>EPISODE #862:

What LA fire victims with a reverse mortgage need to know.
[Housing Wire] Here’s what LA fire victims with a reverse mortgage need to do and how servicers can help.
[Read the full story]

Other Stories: 
[Yahoo Finance] 4 Signs They’ve Found the Right Reverse Mortgage Lender
[Motley Fool] 2 Ways a Trump Presidency May Help Seniors.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>472</itunes:duration>
                <itunes:episode>862</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E861: The silver lining in a challenging reverse mortgage market</title>
        <itunes:title>E861: The silver lining in a challenging reverse mortgage market</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e861-the-silver-lining-in-a-challenging-reverse-mortgage-market/</link>
                    <comments>https://reversefortunes.podbean.com/e/e861-the-silver-lining-in-a-challenging-reverse-mortgage-market/#comments</comments>        <pubDate>Mon, 13 Jan 2025 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/1666245a-891f-3d95-8676-d0f817cf9450</guid>
                                    <description><![CDATA[<ul>
<li>[NRMLA] The silver lining in a challenging reverse mortgage market. </li>
<li>[MSN] Should I financially help my parents to avoid them getting a reverse mortgage?</li>
<li>[Go Banking Rates] 5 ways one older homeowner keeps his housing expenses low...very low.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[NRMLA] The silver lining in a challenging reverse mortgage market. </li>
<li>[MSN] Should I financially help my parents to avoid them getting a reverse mortgage?</li>
<li>[Go Banking Rates] 5 ways one older homeowner keeps his housing expenses low...very low.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gkiitnkmicxechxi/E861.mp3" length="9634503" type="audio/mpeg"/>
        <itunes:summary><![CDATA[
[NRMLA] The silver lining in a challenging reverse mortgage market. 
[MSN] Should I financially help my parents to avoid them getting a reverse mortgage?
[Go Banking Rates] 5 ways one older homeowner keeps his housing expenses low...very low.

Watch our video podcast here!
]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>401</itunes:duration>
                <itunes:episode>861</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E860: A HECM for Purchase Success Story</title>
        <itunes:title>E860: A HECM for Purchase Success Story</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e860-a-hecm-for-purchase-success-story/</link>
                    <comments>https://reversefortunes.podbean.com/e/e860-a-hecm-for-purchase-success-story/#comments</comments>        <pubDate>Tue, 07 Jan 2025 15:20:58 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/48dd141a-2d36-3f60-a567-09cae0b5dfa6</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] A HECM for Purchase Success Story</li>
<li>[NRMLA Online] Political change is coming but housing policy is bipartisan.</li>
<li>[RMI] RMI’s Market Minute with Jon McCue.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] A HECM for Purchase Success Story</li>
<li>[NRMLA Online] Political change is coming but housing policy is bipartisan.</li>
<li>[RMI] RMI’s <em>Market Minute</em> with Jon McCue.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/grcj8gbpeh26ww58/E860.mp3" length="14809883" type="audio/mpeg"/>
        <itunes:summary>EPISODE #860: Happy New Year!

A HECM for Purchase Success Story.
[Housing Wire] 
Here’s how one Facebook post helped one couple relocate and purchase their retirement home near the coast of South Carolina…   

Other Stories: 

[NRMLA Online] Political change is coming but housing policy is bipartisan.

[Reverse Market Insight] RMI’s Market Minute with Jon McCue</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>616</itunes:duration>
                <itunes:episode>860</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E859: Baby boomers are expected to leave $17 trillion in home equity to their heirs</title>
        <itunes:title>E859: Baby boomers are expected to leave $17 trillion in home equity to their heirs</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e859-baby-boomers-are-expected-to-leave-17-trillion-in-home-equity-to-their-heirs/</link>
                    <comments>https://reversefortunes.podbean.com/e/e859-baby-boomers-are-expected-to-leave-17-trillion-in-home-equity-to-their-heirs/#comments</comments>        <pubDate>Mon, 30 Dec 2024 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/6c4546f6-d731-3903-a00b-914b0c8b4dfc</guid>
                                    <description><![CDATA[<ul>
<li>[Newsweek] Baby boomers are expected to leave $17 trillion in home equity to their heirs</li>
<li>[MSN] A daughter tells Ramsey Solutions why she is refusing to help her mother with a reverse mortgage to cover property charges- Now her family resents her.</li>
<li>[Housing Wire] Reverse Mortgages make a splash at the MBA’s annual conference.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Newsweek] Baby boomers are expected to leave $17 trillion in home equity to their heirs</li>
<li>[MSN] A daughter tells Ramsey Solutions why she is refusing to help her mother with a reverse mortgage to cover property charges- Now her family resents her.</li>
<li>[Housing Wire] Reverse Mortgages make a splash at the MBA’s annual conference.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ahdxewrzkgkvi9qm/E859.mp3" length="14199871" type="audio/mpeg"/>
        <itunes:summary>EPISODE #859

Baby boomers to pass on $17T in equity.
[Newsweek] 
Baby boomers are holding onto an incredible amount of housing wealth. Recent data reveals boomers intend to pass on an estimated $17 trillion in home equity to their heirs.   

Other Stories: 

[MSN] A daughter refuses to help her mother with a reverse mortgage to cover property charges- Now her family resents her.
[Housing Wire] Reverse Mortgages make a splash at the MBA’s annual conference.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>591</itunes:duration>
                <itunes:episode>859</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E858: The HMBS program has gone from one to eliminate to one to emulate.</title>
        <itunes:title>E858: The HMBS program has gone from one to eliminate to one to emulate.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e858-the-hmbs-program-has-gone-from-one-to-eliminate-to-one-to-emulate/</link>
                    <comments>https://reversefortunes.podbean.com/e/e858-the-hmbs-program-has-gone-from-one-to-eliminate-to-one-to-emulate/#comments</comments>        <pubDate>Mon, 23 Dec 2024 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/ed0be763-817c-3e9f-b529-53184772b5bf</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] The HMBS program has gone from one to eliminate to one to emulate.</li>
<li>[Go Banking Rates] Auto loans are the new ‘mortgage’ but for a depreciating asset.</li>
<li>[HECMWorld]  Despite the Fed’s rate cut last week here’s mortgage rates are unlikely to drop.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] The HMBS program has gone from one to eliminate to one to emulate.</li>
<li>[Go Banking Rates] Auto loans are the new ‘mortgage’ but for a depreciating asset.</li>
<li>[HECMWorld]  Despite the Fed’s rate cut last week here’s mortgage rates are unlikely to drop.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/muz5hbp4izn3bziv/E858.mp3" length="13094578" type="audio/mpeg"/>
        <itunes:summary><![CDATA[
[Housing Wire] The HMBS program has gone from one to eliminate to one to emulate.
[Go Banking Rates] Auto loans are the new ‘mortgage’ but for a depreciating asset.
[HECMWorld]  Despite the Fed’s rate cut last week here’s mortgage rates are unlikely to drop.

Watch our video podcast here!
]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>545</itunes:duration>
                <itunes:episode>858</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E857: The October Surprise. What's FHA's latest HECM application data tells us</title>
        <itunes:title>E857: The October Surprise. What's FHA's latest HECM application data tells us</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e857-the-october-surprise-whats-fhas-latest-hecm-application-data-tells-us/</link>
                    <comments>https://reversefortunes.podbean.com/e/e857-the-october-surprise-whats-fhas-latest-hecm-application-data-tells-us/#comments</comments>        <pubDate>Mon, 16 Dec 2024 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/7a7b2c21-33ce-3009-bbda-f40de2226cc2</guid>
                                    <description><![CDATA[<ul>
<li>[FHA] The October Surprise. What FHA's latest HECM application data tell us.</li>
<li>[Housing Wire] Gabe Bodner takes the reigns of One Trust Home Loan’s 55+ Lending</li>
<li>[24/7 WallSt] Ramsey Solutions is NOT spot-on about reverse mortgages. Here's why.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[FHA] The October Surprise. What FHA's latest HECM application data tell us.</li>
<li>[Housing Wire] Gabe Bodner takes the reigns of One Trust Home Loan’s 55+ Lending</li>
<li>[24/7 WallSt] Ramsey Solutions is NOT spot-on about reverse mortgages. Here's why.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/nk5ay4ercc883vcv/E857.mp3" length="10954836" type="audio/mpeg"/>
        <itunes:summary>EPISODE #857

The latest case number assignments for HECM loans were released. Here’s what October’s application data reveals… 

[Listen for Details]  

Other Stories: 

[24/7 WallStreet] Ramsey Solutions is still spreading falsehoods about reverse mortgages.
[Housing Wire] Gabe Bodner takes the reigns of One Trust Home Loan’s 55+ lending division</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>456</itunes:duration>
                <itunes:episode>857</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E856: FHA announces 2025 HECM Limit</title>
        <itunes:title>E856: FHA announces 2025 HECM Limit</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e856-fha-announces-2025-hecm-limit/</link>
                    <comments>https://reversefortunes.podbean.com/e/e856-fha-announces-2025-hecm-limit/#comments</comments>        <pubDate>Mon, 09 Dec 2024 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/71397ea0-3160-3e43-9db0-c9932b82a49b</guid>
                                    <description><![CDATA[<ul>
<li>[Housing Wire] FHA announces 2025 HECM Limit</li>
<li>[Investopedia] Are falling Treasury yields a sign of the Trump effect?</li>
<li>[Housing Wire] Industry veteran Jesse Allen moves to Rate with an eye on growth.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Housing Wire] FHA announces 2025 HECM Limit</li>
<li>[Investopedia] Are falling Treasury yields a sign of the Trump effect?</li>
<li>[Housing Wire] Industry veteran Jesse Allen moves to Rate with an eye on growth.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/vgxt3vucudtds7xg/E856.mp3" length="13415571" type="audio/mpeg"/>
        <itunes:summary>EPISODE #856

FHA announces the 2025 HECM Limit.
[Housing Wire / Reverse Mortgage Daily] 
FHA announced the new HECM limit for 2025. Here’s what we know and what industry leaders are saying.

[Listen for Details] 

Other Stories: 


[Investopedia / CNBC] Are falling Treasury yields a sign of the Trump effect?

[Housing Wire] Industry veteran Jesse Allen moves to Rate with an eye on growth.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>558</itunes:duration>
                <itunes:episode>856</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E855: Will reverse mortgage surge in 2025? Here’s what one broker says.</title>
        <itunes:title>E855: Will reverse mortgage surge in 2025? Here’s what one broker says.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e855-will-reverse-mortgage-surge-in-2025-here-s-what-one-broker-says/</link>
                    <comments>https://reversefortunes.podbean.com/e/e855-will-reverse-mortgage-surge-in-2025-here-s-what-one-broker-says/#comments</comments>        <pubDate>Mon, 02 Dec 2024 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/86dcbfcc-5f96-32fb-970e-6be675545f99</guid>
                                    <description><![CDATA[<ul>
<li>[Mortgage Professional of America]Will reverse mortgage surge in 2025? Here’s what one broker says.</li>
<li>[Reverse Market Insight] RMI’s HECM Market Minute with Jon McCue.</li>
<li>[Housing Wire] President-Elect Trump announces his pick for HUD Secretary.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[Mortgage Professional of America]Will reverse mortgage surge in 2025? Here’s what one broker says.</li>
<li>[Reverse Market Insight] RMI’s HECM Market Minute with Jon McCue.</li>
<li>[Housing Wire] President-Elect Trump announces his pick for HUD Secretary.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/grk7vr7dvp3f4v6q/E855.mp3" length="12496479" type="audio/mpeg"/>
        <itunes:summary>EPISODE #855

Why reverse mortgages may become an increasingly viable option.
[Mortgage Professional of America] 
Corrina Carter, president and founder at CMS Mortgage, told Mortgage Professional America she expects reverse mortgage could become an increasingly viable option for many in 2025 and beyond.

[Listen for Details] 

Other Stories: 

[Reverse Market Insight] RMI’s HECM Market Minute with Jon McCue.

[Housing Wire] President-Elect Trump announces his pick for HUD Secretary.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>520</itunes:duration>
                <itunes:episode>855</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E854: 'Expert' advice about reverse mortgages? Not so much.</title>
        <itunes:title>E854: 'Expert' advice about reverse mortgages? Not so much.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e854-expert-advice-about-reverse-mortgages-not-so-much/</link>
                    <comments>https://reversefortunes.podbean.com/e/e854-expert-advice-about-reverse-mortgages-not-so-much/#comments</comments>        <pubDate>Mon, 25 Nov 2024 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/e9f6fef5-ea5c-300b-a97a-34c406c513c4</guid>
                                    <description><![CDATA[<ul>
<li>[GoBankingRates / Yahoo Finance]'Expert' advice about reverse mortgages? Not so much.</li>
<li>[Housing Wire] Back in Black. The HECM's Performance in the FHA Portfolio.</li>
<li>[Newsweek / The Washington Post] How a Trump presidency may impact home values.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[GoBankingRates / Yahoo Finance]'Expert' advice about reverse mortgages? Not so much.</li>
<li>[Housing Wire] Back in Black. The HECM's Performance in the FHA Portfolio.</li>
<li>[Newsweek / The Washington Post] How a Trump presidency may impact home values.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2dgfhdwvdfdgqkih/E854.mp3" length="12381122" type="audio/mpeg"/>
        <itunes:summary>EPISODE #854

Expert Advice About Reverse Mortgages? Not so much.
[GoBankingRates / Yahoo Finance] 
Expert advice about reverse mortgages in the media is often misleading and inaccurate. Here’s a recent example from a column in GoBankingRates.

[Listen for Details] 

Other Stories: 

[Housing Wire] Back in Black. HECM Performance in the FHA Portfolio

[Newsweek] How a Trump Presidency May Impact Home Values.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>515</itunes:duration>
                <itunes:episode>854</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E853: Here's why homeowners may be overconfident in their retirement preparedness.</title>
        <itunes:title>E853: Here's why homeowners may be overconfident in their retirement preparedness.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e853-heres-why-homeowners-may-be-overconfident-in-their-retirement-preparedness/</link>
                    <comments>https://reversefortunes.podbean.com/e/e853-heres-why-homeowners-may-be-overconfident-in-their-retirement-preparedness/#comments</comments>        <pubDate>Mon, 18 Nov 2024 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/66448972-ddd1-31c9-9e82-26c0b12cf3b1</guid>
                                    <description><![CDATA[<ul>
<li>[CNBC] Here's why homeowners may be overconfident in their retirement preparedness.
</li>
<li>[Money Wise] A 73-year-old with $27K in annual healthcare expenses looks to tap home equity safely.</li>
<li>[The Motley Foot] Here’s how much Social Security Benefits &amp; Medicare premiums will increase in 2025.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul>
<li>[CNBC] Here's why homeowners may be overconfident in their retirement preparedness.<br>
</li>
<li>[Money Wise] A 73-year-old with $27K in annual healthcare expenses looks to tap home equity safely.</li>
<li>[The Motley Foot] Here’s how much Social Security Benefits &amp; Medicare premiums will increase in 2025.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/za7mfxpj8cmym57d/E853.mp3" length="11703401" type="audio/mpeg"/>
        <itunes:summary>EPISODE #853

Here’s why homeowners may be overconfident in their retirement preparedness.
[CNBC] One survey has found that homeowners are often overconfident about their retirement readiness. Why? Here’s what the experts have to say…

[Listen for Details] 

Other Stories: 

[Money Wise] A 73-year-old with $27K in annual healthcare expenses looks to tap home equity safely.

[The Motley Fool] Here’s how much Social Security Benefits &amp; Medicare premiums will increase in 2025.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>487</itunes:duration>
                <itunes:episode>853</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E852: Survey shows public employees worried they won’t have enough money to last in retirement</title>
        <itunes:title>E852: Survey shows public employees worried they won’t have enough money to last in retirement</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e852-survey-shows-public-employees-worried-they-won-t-have-enough-money-to-last-in-retirement/</link>
                    <comments>https://reversefortunes.podbean.com/e/e852-survey-shows-public-employees-worried-they-won-t-have-enough-money-to-last-in-retirement/#comments</comments>        <pubDate>Tue, 12 Nov 2024 16:06:09 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/0faa04bc-9f23-3870-a696-3a77fb3df914</guid>
                                    <description><![CDATA[<ul><li>[Mission Square] Survey reveals the majority of public employees worry they won’t have enough money to last in retirement.
</li>
<li>[The Financial Post] Baby boomers and Gen X are taking on more mortgage debt.</li>
<li>[Fox Money] Retirees with student loan debt risk Social Security garnishments.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Mission Square] Survey reveals the majority of public employees worry they won’t have enough money to last in retirement.<br>
</li>
<li>[The Financial Post] Baby boomers and Gen X are taking on more mortgage debt.</li>
<li>[Fox Money] Retirees with student loan debt risk Social Security garnishments.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/v4g7x6h56d2k5kaq/E852.mp3" length="10989945" type="audio/mpeg"/>
        <itunes:summary>[Mission Square] Survey reveals the majority of public employees worry they won’t have enough money to last in retirement. Often one assumes that public employees will retire with a hefty pension- one that would likely exceed those retiring from the private sector. One survey shows we may need to rethink that assumption. 


A new national survey of public service employees from MissionSquare Research Institute reveals the vast majority of public employees (81%) are concerned they won’t have enough money to last throughout their retirement years.
[Listen for Details] 

Other Stories: 

[The Financial Post] Baby boomers and Gen X are taking on more mortgage debt.

[Fox Money] Retirees with student loan debt risk Social Security garnishments.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>457</itunes:duration>
                <itunes:episode>852</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E851: What in the world is propping up home prices?</title>
        <itunes:title>E851: What in the world is propping up home prices?</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e851-what-in-the-world-is-propping-up-home-prices/</link>
                    <comments>https://reversefortunes.podbean.com/e/e851-what-in-the-world-is-propping-up-home-prices/#comments</comments>        <pubDate>Mon, 04 Nov 2024 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/10b54a17-54b6-3b63-8298-b81abaa63d97</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire] What in the world is propping up home prices?
</li>
<li>[John Hancock] What concerns baby boomers the most may surprise you.</li>
<li>[Housing Wire] When is an equity-sharing arrangement a reverse mortgage? One lawsuit seeks to settle this question.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] What in the world is propping up home prices?<br>
</li>
<li>[John Hancock] What concerns baby boomers the most may surprise you.</li>
<li>[Housing Wire] When is an equity-sharing arrangement a reverse mortgage? One lawsuit seeks to settle this question.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/u3xxbcn54e2dak7y/E851.mp3" length="11097151" type="audio/mpeg"/>
        <itunes:summary>EPISODE #851

What in the world is propping up home prices?
[Housing Wire] Against a backdrop of economic uncertainty home prices have been surprisingly resilient. That’s good news for older homeowners and bad news for would-be homebuyers. Here’s why…
[Listen for Details] 
Other Stories: 

[Housing Wire] A lawsuit prompts the question, “When is Equity Sharing a Reverse Mortgage?”

[John Hancock] Here’s what concerns baby boomers the most</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>462</itunes:duration>
                <itunes:episode>851</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E850: The HECM’s 10-Year CMT Rate Climbs After Fed Funds Rate Cut</title>
        <itunes:title>E850: The HECM’s 10-Year CMT Rate Climbs After Fed Funds Rate Cut</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e850-the-hecm-s-10-year-cmt-rate-climbs-after-fed-funds-rate-cut/</link>
                    <comments>https://reversefortunes.podbean.com/e/e850-the-hecm-s-10-year-cmt-rate-climbs-after-fed-funds-rate-cut/#comments</comments>        <pubDate>Mon, 28 Oct 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/afde0197-8299-3e49-8194-64e090c89bf4</guid>
                                    <description><![CDATA[<ul><li>[HECMWorld] The HECM’s 10-Year CMT Rate Climbs After Fed Funds Rate Cut.
</li>
<li>[Reverse Market Insight] RMI’s Jon McCue returns for this month’s installment of RMI’s Market Minute.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[HECMWorld] The HECM’s 10-Year CMT Rate Climbs After Fed Funds Rate Cut.<br>
</li>
<li>[Reverse Market Insight] RMI’s Jon McCue returns for this month’s installment of RMI’s Market Minute.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bmdfypgiibqx6tci/E850.mp3" length="9955496" type="audio/mpeg"/>
        <itunes:summary>EPISODE #850

The HECM’s 10-Year CMT Rate Climbs After Fed Funds Rate Cut

[HECMWorld] Since the Federal Reserve cut its benchmark interest rate on September 18th the 10-year Constant Maturity Treasury rate has climbed from 3.70% to 4.20%- a jump of 50 basis points. 
[Listen for Details] 

Other Stories: 
[Reverse Market Insight] RMI’s Jon McCue returns for this month’s installment of RMI’s Market Minute.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>415</itunes:duration>
                <itunes:episode>850</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E849: What's a Reverse Mortgage Vacation?!</title>
        <itunes:title>E849: What's a Reverse Mortgage Vacation?!</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e849-whats-a-reverse-mortgage-vacation/</link>
                    <comments>https://reversefortunes.podbean.com/e/e849-whats-a-reverse-mortgage-vacation/#comments</comments>        <pubDate>Mon, 21 Oct 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/4fe6ec07-18e9-3a5e-8475-12645a77c81e</guid>
                                    <description><![CDATA[<ul><li>[HECMWorld] A reverse mortgage vacation? If you haven’t heard of such a thing you’re not alone. To explain we interviewed Movement Mortgage National Reverse Mortgage Director Harlan Accola…  [Listen for Details]
</li>
<li>[CBS News] Here’s how much a senior would pay for a $60,000 HELOC. </li>
<li>[Money Wise] Why the Fed’s rate cut is good news for retirees.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[HECMWorld] A reverse mortgage vacation? If you haven’t heard of such a thing you’re not alone. To explain we interviewed Movement Mortgage National Reverse Mortgage Director Harlan Accola…  [Listen for Details]<br>
</li>
<li>[CBS News] Here’s how much a senior would pay for a $60,000 HELOC. </li>
<li>[Money Wise] Why the Fed’s rate cut is good news for retirees.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/6mxsskushyqrpfs4/849.mp3" length="13843143" type="audio/mpeg"/>
        <itunes:summary>EPISODE #849
What’s a reverse mortgage vacation?
[HECMWorld] A reverse mortgage vacation? If you haven’t heard of such a thing you’re not alone. To explain we interviewed Movement Mortgage National Reverse Mortgage Director Harlan Accola…  [Listen for Details] 
Other Stories: 
[CBS News] Here’s how much a senior would pay for a $60,000 HELOC.

[Money Wise] Why the Fed’s rate cut is good news for retirees.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>576</itunes:duration>
                <itunes:episode>849</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E848: A Guide to Downsizing for Retirees</title>
        <itunes:title>E848: A Guide to Downsizing for Retirees</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e848-a-guide-to-downsizing-for-retirees/</link>
                    <comments>https://reversefortunes.podbean.com/e/e848-a-guide-to-downsizing-for-retirees/#comments</comments>        <pubDate>Mon, 14 Oct 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/f65528a4-1a5f-34c5-8608-dab90d01e3f9</guid>
                                    <description><![CDATA[<ul><li>[Bank Rate] FHA Commissioner: A Guide to Downsizing for Retirees
</li>
<li>[Housing Wire] Ginnie Mae: New HECM Demand on the Horizon. </li>
<li>[CBS Money Watch] Is a Reverse Mortgage or a HELOC Better for Seniors? Experts Weigh In.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Bank Rate] FHA Commissioner: A Guide to Downsizing for Retirees<br>
</li>
<li>[Housing Wire] Ginnie Mae: New HECM Demand on the Horizon. </li>
<li>[CBS Money Watch] Is a Reverse Mortgage or a HELOC Better for Seniors? Experts Weigh In.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/yxhajajskzw4cssw/E848.mp3" length="12452593" type="audio/mpeg"/>
        <itunes:summary>A Guide to Downsizing for Retirees
[Bank Rate] Older homeowners have a myriad of reasons for downsizing their home. It could be reducing expenses, moving closer to family or friends, or reducing required upkeep and maintenance. For some, it’s an economic necessity triggered by medical expenses, surging homeowners insurance premiums. A recent Bank Rate column provides these helpful tips for older homeowners…  [Listen for Details]
Other Stories: 
[Housing Wire] Ginnie Mae: New HECM Demand on the Horizon.

[CBS Money Watch] Is a Reverse Mortgage or a HELOC Better for Seniors? Experts Weigh In.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>518</itunes:duration>
                <itunes:episode>848</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E847: FHA Commissioner: The HECM a Critical Piece of the Retirement Puzzle</title>
        <itunes:title>E847: FHA Commissioner: The HECM a Critical Piece of the Retirement Puzzle</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e847-fha-commissioner-the-hecm-a-critical-piece-of-the-retirement-puzzle/</link>
                    <comments>https://reversefortunes.podbean.com/e/e847-fha-commissioner-the-hecm-a-critical-piece-of-the-retirement-puzzle/#comments</comments>        <pubDate>Mon, 07 Oct 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/08a8a6f0-a2f4-391f-ac15-a7de94c6e684</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire] FHA Commissioner: The HECM a Critical Piece of the Retirement Puzzle.
</li>
<li>[Yahoo Finance] Survey Reveals Retirees are Happier Than Older Workers. </li>
<li>[KJZZ Radio] Aging in Place Out of Reach for Most.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] FHA Commissioner: The HECM a Critical Piece of the Retirement Puzzle.<br>
</li>
<li>[Yahoo Finance] Survey Reveals Retirees are Happier Than Older Workers. </li>
<li>[KJZZ Radio] Aging in Place Out of Reach for Most.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/yq9re2cibzvitgwa/E847.mp3" length="12594908" type="audio/mpeg"/>
        <itunes:summary>EPISODE #847
FHA Commissioner speaks to HECM professionals on program perspectives and observations
The National Reverse Mortgage Lenders Association Annual Meetings are a time to network with fellow reverse mortgage professionals and an opportunity to hear from the top leadership of the housing agencies that manage the federally-insured Home Equity Conversion Mortgage.. Here’s what FHA Commissioner Julia Gordon had to say about the HECM program. [Listen for Details]
Other Stories: 
[Yahoo Finance | Housing Wire] Survey Reveals Retirees are Happier Than Older Workers.

[KJZZ Radio] Aging in Place Out of Reach for Most.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>524</itunes:duration>
                <itunes:episode>847</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E846: Boomer Struggles After Retiring to Care for Ailing Wife</title>
        <itunes:title>E846: Boomer Struggles After Retiring to Care for Ailing Wife</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e846-nrmla-ceo-announces-retirement-at-annual-meeting/</link>
                    <comments>https://reversefortunes.podbean.com/e/e846-nrmla-ceo-announces-retirement-at-annual-meeting/#comments</comments>        <pubDate>Mon, 30 Sep 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/e3900804-42cb-3e9b-9b70-2d637957cfd1</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire] NRMLA CEO Announces Retirement at Annual Meeting.
</li>
<li>[Business Insider] A boomer struggles to survive on Social Security after retiring early to care full-time for his ailing wife. </li>
<li>[The Maine Wire] Maine mayor suggests older residents may want to get a reverse mortgage to pay for surging property taxes.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] NRMLA CEO Announces Retirement at Annual Meeting.<br>
</li>
<li>[Business Insider] A boomer struggles to survive on Social Security after retiring early to care full-time for his ailing wife. </li>
<li>[The Maine Wire] Maine mayor suggests older residents may want to get a reverse mortgage to pay for surging property taxes.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dgka79zmbeh9xzf7/E846.mp3" length="10098438" type="audio/mpeg"/>
        <itunes:summary>[Housing Wire] Long-time NRMLA CEO Announces Retirement
Last week, the National Reverse Mortgage Lenders Association Annual  Meeting &amp; Expo was notable for many reasons- most remarkable was the announcement of a major change in the association’s management and leadership... [Listen for Details] 

Other Stories: 

[Business Insider] A boomer struggles to survive on Social Security after retiring early to care full-time for his ailing wife.
[The Maine Wire] Maine mayor suggests older residents may want to get a reverse mortgage to pay for surging property taxes.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>421</itunes:duration>
                <itunes:episode>846</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E845: Here’s Where Home Equity is Rising &amp; Falling</title>
        <itunes:title>E845: Here’s Where Home Equity is Rising &amp; Falling</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e845-here-s-where-home-equity-is-rising-falling/</link>
                    <comments>https://reversefortunes.podbean.com/e/e845-here-s-where-home-equity-is-rising-falling/#comments</comments>        <pubDate>Mon, 23 Sep 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/6f4d5a91-1262-383c-ad4d-b38cbb915cc5</guid>
                                    <description><![CDATA[<ul><li>[CNBC] Here’s where home values are rising and falling nationwide.
</li>
<li>[CNBC] The Federal Reserve slashed the Fed Funds Rate by 50 basis points. How will this impact the HECM’s 10-Year CMT index? </li>
<li>[Reverse Market Insight] Our monthly installment of RMI’s Market Minute with Jon McCue for all the latest HECM origination and endorsement trends.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[CNBC] Here’s where home values are rising and falling nationwide.<br>
</li>
<li>[CNBC] The Federal Reserve slashed the Fed Funds Rate by 50 basis points. How will this impact the HECM’s 10-Year CMT index? </li>
<li>[Reverse Market Insight] Our monthly installment of RMI’s Market Minute with Jon McCue for all the latest HECM origination and endorsement trends.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ue5r8dk78net2n6u/E845.mp3" length="14418673" type="audio/mpeg"/>
        <itunes:summary>EPISODE #845
Here’s where home values are rising and falling nationwide. What’s bad for first-time homebuyers is great for older homeowners who may want to tap into a portion of their home’s value. However, home values and equity are falling in these metros… [Listen for Details] 

Other Stories: 
[CNBC] The Federal Reserve slashed the Fed Funds Rate by 50 basis points. How will this impact the HECM’s 10-Year CMT index?
[Reverse Market Insight] Our monthly installment of RMI’s Market Minute with Jon McCue for all the latest HECM origination and endorsement trends.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>600</itunes:duration>
                <itunes:episode>845</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E844: Barrons: Barrons: A Reverse Mortgage May Be Good for Those Short of Cash</title>
        <itunes:title>E844: Barrons: Barrons: A Reverse Mortgage May Be Good for Those Short of Cash</itunes:title>
        <link>https://reversefortunes.podbean.com/e/barrons-barrons-a-reverse-mortgage-may-be-good-for-those-short-of-cash/</link>
                    <comments>https://reversefortunes.podbean.com/e/barrons-barrons-a-reverse-mortgage-may-be-good-for-those-short-of-cash/#comments</comments>        <pubDate>Mon, 16 Sep 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/9c8f871d-2990-305e-b864-a69b9b2c0899</guid>
                                    <description><![CDATA[<ul><li>[Barrons] A reverse mortgage may be good for those short of cash.
</li>
<li>[Clever Real Estate] A recent survey by Clever Real Estate reveals the motivations and pressing concerns of baby boomer homeowners on a variety of subjects.</li>
<li>[National Mortgage News] Reflecting on two decades of reverse mortgage spokespersons and marketing.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Barrons] A reverse mortgage may be good for those short of cash.<br>
</li>
<li>[Clever Real Estate] A recent survey by Clever Real Estate reveals the motivations and pressing concerns of baby boomer homeowners on a variety of subjects.</li>
<li>[National Mortgage News] Reflecting on two decades of reverse mortgage spokespersons and marketing.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/yy5285mh2a2iuj3t/E844.mp3" length="14039375" type="audio/mpeg"/>
        <itunes:summary>EPISODE #844
Barrons: A Reverse Mortgage May Be Good for Those Short on Cash
Barrons reports some advisors are touting a different approach to help retirees meet future cash needs: a reverse mortgage line of credit.  [Listen for Details] 
Other Stories: 

[Clever Real Estate] A recent survey by Clever Real Estate reveals the motivations and pressing concerns of baby boomer homeowners on a variety of subjects.
[National Mortgage News] Reflecting on reverse mortgage spokespersons, marketing methods.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>584</itunes:duration>
                <itunes:episode>844</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E843: How Will An Interest Rate Cut Impact HECM Lending?</title>
        <itunes:title>E843: How Will An Interest Rate Cut Impact HECM Lending?</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e843-how-will-an-interest-rate-cut-impact-hecm-lending/</link>
                    <comments>https://reversefortunes.podbean.com/e/e843-how-will-an-interest-rate-cut-impact-hecm-lending/#comments</comments>        <pubDate>Mon, 09 Sep 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/a54df8bb-181b-3ee9-8415-3150897e981a</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire / RMD] How would an interest rate cut impact HECM lending?</li>
<li>[Kiplinger's] How one divorce specialist turned to reverse mortgages as a potential gray divorce solution.</li>
<li>[HECMWorld] Where have all the HELOCs gone?!</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire / RMD] How would an interest rate cut impact HECM lending?</li>
<li>[Kiplinger's] How one divorce specialist turned to reverse mortgages as a potential gray divorce solution.</li>
<li>[HECMWorld] Where have all the HELOCs gone?!</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/6v8c8bzcsnzvziz7/E843.mp3" length="12916528" type="audio/mpeg"/>
        <itunes:summary>EPISODE #843
How Would Interest Rate Cuts Help HECM Lending?
Wall Street isn’t the only one anticipating interest rate cuts. Here’s what some industry leaders have to say about the potential for HECM originations. [Listen for Details]
 
Other Stories: 
[Kiplinger’s] How a Reverse Mortgage Could Be a Gray Divorce Solution.
[HECMWorld] Where Have All the HELOCs Gone?</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>538</itunes:duration>
                <itunes:episode>843</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E842: Inheriting a House Is More Expensive Than People Think</title>
        <itunes:title>E842: Inheriting a House Is More Expensive Than People Think</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e842-inheriting-a-house-is-more-expensive-than-people-think/</link>
                    <comments>https://reversefortunes.podbean.com/e/e842-inheriting-a-house-is-more-expensive-than-people-think/#comments</comments>        <pubDate>Mon, 02 Sep 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/61cd6e5a-828d-375b-82a2-a502e379468f</guid>
                                    <description><![CDATA[<ul><li>[Lifehacker] Inheriting a House Is More Expensive Than People Think.</li>
<li>[RMI Market Minute] Reverse Market Insight's Jon McCue with the Latest HECM Trends and Data. </li>
<li>[Insurify] ‘Everything Has Gone Up’. Retirees Feel the Squeeze of Inflation.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Lifehacker] Inheriting a House Is More Expensive Than People Think.</li>
<li>[RMI Market Minute] Reverse Market Insight's Jon McCue with the Latest HECM Trends and Data. </li>
<li>[Insurify] ‘Everything Has Gone Up’. Retirees Feel the Squeeze of Inflation.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/z9gxese8dtr8b6n8/E842.mp3" length="16910755" type="audio/mpeg"/>
        <itunes:summary>Inheriting a House Is More Expensive Than People Think
When you encounter homeowners who plan on leaving their home to their children you may want to refer to the points made in a recent Lifehacker column.
 
Other Stories: 

[Reverse Market Insight] RMI’s Market Minute.

[Insurify] ‘Everything Has Gone Up’. Retirees Feel the Squeeze of Inflation.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>704</itunes:duration>
                <itunes:episode>842</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>How One Reverse Lender is Leveraging its ‘Forward Machine”E841:</title>
        <itunes:title>How One Reverse Lender is Leveraging its ‘Forward Machine”E841:</itunes:title>
        <link>https://reversefortunes.podbean.com/e/how-one-reverse-lender-is-leveraging-its-forward-machine-e841/</link>
                    <comments>https://reversefortunes.podbean.com/e/how-one-reverse-lender-is-leveraging-its-forward-machine-e841/#comments</comments>        <pubDate>Mon, 26 Aug 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/df767877-48c7-3b1f-81af-f7c3cb8c0bff</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire] How One Reverse Lender is Leveraging its ‘Forward Machine”</li>
<li>[Go Banking Rates] 5 Common Expenses Retirees Cannot Afford.</li>
<li>[Financial Forecast Center] Where is the 10-Year Constant Maturity Likely to Move?</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] How One Reverse Lender is Leveraging its ‘Forward Machine”</li>
<li>[Go Banking Rates] 5 Common Expenses Retirees Cannot Afford.</li>
<li>[Financial Forecast Center] Where is the 10-Year Constant Maturity Likely to Move?</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/emae822m6t5ibwcc/E841.mp3" length="10811894" type="audio/mpeg"/>
        <itunes:summary>EPISODE #841
Leveraging traditional lending
Housing Wire’s Chris Clow reports on some strategic changes that have yielded big results for one reverse mortgage lender..
 
Other Stories: 

[Go Banking Rates] 5 Common Expenses Retirees Cannot Afford.

[Financial Forecast Center] Where is the 10-Year Constant Maturity Likely to Move?</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>450</itunes:duration>
                <itunes:episode>841</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E840: Reverse Mortgages as a Gray Divorce Solution</title>
        <itunes:title>E840: Reverse Mortgages as a Gray Divorce Solution</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e840-reverse-mortgages-as-a-gray-divorce-solution/</link>
                    <comments>https://reversefortunes.podbean.com/e/e840-reverse-mortgages-as-a-gray-divorce-solution/#comments</comments>        <pubDate>Mon, 19 Aug 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/6c871f59-d442-3f90-9a09-f0570b41a3bd</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire] Reverse Mortgages: A Gray Divorce Solution.</li>
<li>[Business Wire] They May Not Want A Reverse Mortgage But Healthcare Expenses Could Motivate Many to Reconsider.</li>
<li>[Equitable] Equitable Survey Shows Half of Americans Don’t Believe Retiring at Age 65 is Realistic.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] Reverse Mortgages: A Gray Divorce Solution.</li>
<li>[Business Wire] They May Not Want A Reverse Mortgage But Healthcare Expenses Could Motivate Many to Reconsider.</li>
<li>[Equitable] Equitable Survey Shows Half of Americans Don’t Believe Retiring at Age 65 is Realistic.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/6rigbdpfiz3tyh96/E840.mp3" length="13700828" type="audio/mpeg"/>
        <itunes:summary><![CDATA[[Housing Wire] Reverse Mortgages: A Gray Divorce Solution.
[Business Wire] They May Not Want A Reverse Mortgage But Healthcare Expenses Could Motivate Many to Reconsider.
[Equitable] Equitable Survey Shows Half of Americans Don’t Believe Retiring at Age 65 is Realistic.
Watch our video podcast here!
]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>570</itunes:duration>
                <itunes:episode>840</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E839: South African Reverse Mortgages, Suzie Orman, &amp; HMBS 2.0 Update</title>
        <itunes:title>E839: South African Reverse Mortgages, Suzie Orman, &amp; HMBS 2.0 Update</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e839-south-african-reverse-mortgages-suzie-orman-hmbs-20-update/</link>
                    <comments>https://reversefortunes.podbean.com/e/e839-south-african-reverse-mortgages-suzie-orman-hmbs-20-update/#comments</comments>        <pubDate>Mon, 12 Aug 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/4dfb7407-c5e6-3852-ba6b-a75ce62de5cf</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire] NRMLA and the MBA provide feedback to Ginnie Mae on the new HMBS 2.0 program.</li>
<li>[Housing Wire] HighTech Lending rebrands its wholesale division.</li>
<li>[Reverse Mortgage News Roundup] A quick recap of recent HECM news.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] NRMLA and the MBA provide feedback to Ginnie Mae on the new HMBS 2.0 program.</li>
<li>[Housing Wire] HighTech Lending rebrands its wholesale division.</li>
<li>[Reverse Mortgage News Roundup] A quick recap of recent HECM news.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ib4ndv88vwcgku7b/E839.mp3" length="11280217" type="audio/mpeg"/>
        <itunes:summary>EPISODE #839
The Reverse Mortgage News Round-Up
South African Crypto Asset Marketplace Does Capital Raise for Reverse Mortgage Provider.
Suzie Orman Says Using a Reverse Mortgage for Daughter’s Wedding Will Backfire Big Time.
Free webinar on how to better address and prevent reverse mortgage objections.
Other Stories: 

[Housing Wire] Both NRMLA &amp; the MBA Submit Comments on Ginnie Mae’s New HECM Securitization Program

[Housing Wire] HighTech Lending Rebrands Wholesale Channel.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>469</itunes:duration>
                <itunes:episode>839</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E838: Can You Get a Reverse Mortgage if You're in Foreclosure?</title>
        <itunes:title>E838: Can You Get a Reverse Mortgage if You're in Foreclosure?</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e838-can-you-get-a-reverse-mortgage-if-youre-in-foreclosure/</link>
                    <comments>https://reversefortunes.podbean.com/e/e838-can-you-get-a-reverse-mortgage-if-youre-in-foreclosure/#comments</comments>        <pubDate>Mon, 05 Aug 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/d65c4158-2b97-3814-9868-f189dbd034e7</guid>
                                    <description><![CDATA[<ul><li>[Sternberg Law Group] Can You Get a Reverse Mortgage if You’re in Foreclosure?</li>
<li>[Yahoo Finance] I Willed My House to the Grandkids but Just Got a $100K Mortgage. Did I make the right choice?</li>
<li>[Reverse Mortgage News Roundup] A quick recap of recent HECM news.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Sternberg Law Group] Can You Get a Reverse Mortgage if You’re in Foreclosure?</li>
<li>[Yahoo Finance] I Willed My House to the Grandkids but Just Got a $100K Mortgage. Did I make the right choice?</li>
<li>[Reverse Mortgage News Roundup] A quick recap of recent HECM news.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/zmq3trp3n53pkjtq/E838.mp3" length="10098438" type="audio/mpeg"/>
        <itunes:summary>EPISODE #838
Can You Get a Reverse Mortgage if You’re in Foreclosure?
[Sternberg Law Group] A recent column from the Sternberg Law Group addresses the question some unfortunate homeowners may find themselves in. They defaulted on their mortgage and are facing foreclosure but are interested in getting a reverse mortgage.  [Listen for Details]
 
Other Stories: 

[Yahoo Finance] I Willed My House to the Grandkids but Just Got a $100K Mortgage. Did I make the right choice?

[Reverse Mortgage News Roundup] (1) SmartFi hires industry veteran to head new retail reverse mortgage division, (2) Finance of America’s reverse stock split boosts share price, and (3) August 14th webinar will focus on overcoming reverse mortgage objections.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>420</itunes:duration>
                <itunes:episode>838</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E837: Australians Told to Monetize Their Home for Retirement</title>
        <itunes:title>E837: Australians Told to Monetize Their Home for Retirement</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e837-australians-told-to-monetize-their-home-for-retirement/</link>
                    <comments>https://reversefortunes.podbean.com/e/e837-australians-told-to-monetize-their-home-for-retirement/#comments</comments>        <pubDate>Mon, 29 Jul 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/b8134195-649f-3fbd-be66-001430ba973f</guid>
                                    <description><![CDATA[<ul><li>[Business Times] Australians Told to Monetize Their Home for Retirement.</li>
<li>[AARP] AARP Announces Vision for a National Plan on Aging.</li>
<li>[Reverse Market Insight] RMI's Market Minute with Jon McCue.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Business Times] Australians Told to Monetize Their Home for Retirement.</li>
<li>[AARP] AARP Announces Vision for a National Plan on Aging.</li>
<li>[Reverse Market Insight] RMI's Market Minute with Jon McCue.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2zqifq6ezxytw7xa/E837.mp3" length="14307078" type="audio/mpeg"/>
        <itunes:summary>EPISODE #837
Australians Told to Monetize Their Home for Retirement
[Business Times] While Australia has one of the most robust government pension programs in the world many Australians are unprepared for retirement not unlike older homeowners in the U.S. Consequently, there’s a push for more homeowners down under to monetize their homes according to a recent column in the Business Times.  [Listen for Details]
 
Other Stories: 

[Reverse Market Insight] Reverse Market Insight’s Market Minute with the latest HECM trends.

[AARP] AARP Announces Vision for a National Plan on Aging.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>595</itunes:duration>
                <itunes:episode>837</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E836: A New CFPB Rule Would Increase Foreclosure Protections</title>
        <itunes:title>E836: A New CFPB Rule Would Increase Foreclosure Protections</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e836-a-new-cfpb-rule-would-increase-foreclosure-protections/</link>
                    <comments>https://reversefortunes.podbean.com/e/e836-a-new-cfpb-rule-would-increase-foreclosure-protections/#comments</comments>        <pubDate>Mon, 22 Jul 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/74f3799e-d5e7-3f0e-8012-d04709f01e3e</guid>
                                    <description><![CDATA[<ul><li>[NRMLA/HUD] A New CFPB Rule Would Increase Foreclosure Protections.</li>
<li>[HUD] HUD Charges Appraiser, AMC, and Lender with Appraisal Bias.</li>
<li>[KSNV Las Vegas] These States Have the Most Foreclosures.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[NRMLA/HUD] A New CFPB Rule Would Increase Foreclosure Protections.</li>
<li>[HUD] HUD Charges Appraiser, AMC, and Lender with Appraisal Bias.</li>
<li>[KSNV Las Vegas] These States Have the Most Foreclosures.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/74ciadwjh4uccxii/E836.mp3" length="13590981" type="audio/mpeg"/>
        <itunes:summary>EPISODE #836
New CFPB Rule Would Increase Foreclosure Protections
[NRMLA] Earlier this month the Consumer Financial Protection Bureau published a proposed rule that would provide traditional and reverse mortgages with substantial protections against foreclosure. {Listen for Details}
 
Other Stories: 

[HUD] HUD Charges Appraiser, AMC, and Lender with Appraisal Bias.

[KSNV Las Vegas] These States Have the Most Foreclosures.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>566</itunes:duration>
                <itunes:episode>836</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
        <podcast:chapters url="https://mcdn.podbean.com/mf/web/jaw2rd3umgvgpqhi/E836_chapters.json" type="application/json" />    </item>
    <item>
        <title>E835: Unlocking Hidden Retirement Cash</title>
        <itunes:title>E835: Unlocking Hidden Retirement Cash</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e835-unlocking-hidden-retirement-cash/</link>
                    <comments>https://reversefortunes.podbean.com/e/e835-unlocking-hidden-retirement-cash/#comments</comments>        <pubDate>Mon, 15 Jul 2024 06:56:12 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/b945f9cd-afe1-30ef-b2eb-395b1bf36630</guid>
                                    <description><![CDATA[<ul><li>[The Street] Unlocking Hidden Retirement Cash.</li>
<li>[National Retirement Institue] More Than a Quarter of Retired Investors Continue to Pay Off Mortgage and Credit Card Debt.</li>
<li>[Altos Research]Housing Price Cuts and Inventory Continue to Grow.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[The Street] Unlocking Hidden Retirement Cash.</li>
<li>[National Retirement Institue] More Than a Quarter of Retired Investors Continue to Pay Off Mortgage and Credit Card Debt.</li>
<li>[Altos Research]Housing Price Cuts and Inventory Continue to Grow.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5iygtxux4dk392c2/E835.mp3" length="11744779" type="audio/mpeg"/>
        <itunes:summary>Episode #835

Unlocking Hidden Retirement Cash
[The Street] Most retirees have more wealth in their homes than they realize. But why do so few advisors address housing wealth? That’s a question Mutual of Omaha’s Mitchell Cooper addresses in his recent column. {Listen for Details}
 
Other Stories: 

[National Retirement Institute] More Than a Quarter of Retired Investors Continue to Pay Off Mortgage and Credit Card Debt.

[Altos Research] Housing Price Cuts and Inventory Continue to grow.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>489</itunes:duration>
                <itunes:episode>835</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E834: Ginnie Mae Releases Details on New HECM MBS 2.0.</title>
        <itunes:title>E834: Ginnie Mae Releases Details on New HECM MBS 2.0.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e834-a-reverse-mortgage-in-your-pocket/</link>
                    <comments>https://reversefortunes.podbean.com/e/e834-a-reverse-mortgage-in-your-pocket/#comments</comments>        <pubDate>Mon, 08 Jul 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/27d92872-0843-3e19-b206-881c83f8c010</guid>
                                    <description><![CDATA[<ul><li>[Nerd Wallet] A Reverse Mortgage in Your Pocket?</li>
<li>[Ginnie Mae] New Ginnie Mae HECM Mortgage-Backed Security Aims to Ease Liquidity Crunch.</li>
<li>[Yahoo Finance]Here's Where Retirees are Moviing.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Nerd Wallet] A Reverse Mortgage in Your Pocket?</li>
<li>[Ginnie Mae] New Ginnie Mae HECM Mortgage-Backed Security Aims to Ease Liquidity Crunch.</li>
<li>[Yahoo Finance]Here's Where Retirees are Moviing.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/zfza7ku45vghta53/E834.mp3" length="11489615" type="audio/mpeg"/>
        <itunes:summary>A Reverse Mortgage in Your Pocket?
[Nerd Wallet] Innovation continues despite an uncertain housing and real estate market. One such product could be seen as a reverse mortgage in your pocket
[Listen for details]

Other Stories: 

[Ginnie Mae] New Ginnie Mae HECM Mortgage-Backed Security Aims to Ease Liquidity Crunch.

[Yahoo Finance] Here’s where retirees are moving.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>478</itunes:duration>
                <itunes:episode>834</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E833: The Unexpected Downsides of Aging in Place</title>
        <itunes:title>E833: The Unexpected Downsides of Aging in Place</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e833-the-unexpected-downsides-of-aging-in-place/</link>
                    <comments>https://reversefortunes.podbean.com/e/e833-the-unexpected-downsides-of-aging-in-place/#comments</comments>        <pubDate>Mon, 01 Jul 2024 00:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/0dcb8e60-8e70-3fc3-9cd3-6d53850eaaf7</guid>
                                    <description><![CDATA[<ul><li>[Next Avenue] The unexpected downsides of aging in place.</li>
<li>[Green Building Elements Strict condo Rules quash reverse mortgage.</li>
<li>[Yahoo Finance] Did you know Montana has its own reverse mortgage program?</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Next Avenue] The unexpected downsides of aging in place.</li>
<li>[Green Building Elements Strict condo Rules quash reverse mortgage.</li>
<li>[Yahoo Finance] Did you know Montana has its own reverse mortgage program?</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ju7x8fxcvayyb5eq/E833.mp3" length="12702115" type="audio/mpeg"/>
        <itunes:summary>EPISODE #833
The Unexpected Downsides of Aging in Place
[Next Avenue] A recent column in Next Avenue highlights some of the unforeseen challenges older Americans may encounter when aging in place.n for Details]

Other Stories: 

[Green Building Elements] Strict Condo Rules quash reverse mortgage.

[Yahoo Finance] Did you know Montana has its own reverse mortgage?</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>529</itunes:duration>
                <itunes:episode>833</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E832: The CFPB issues a consent order against a former national HECM servicer.</title>
        <itunes:title>E832: The CFPB issues a consent order against a former national HECM servicer.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e832-the-cfpb-issues-a-consent-order-against-a-former-national-hecm-servicer/</link>
                    <comments>https://reversefortunes.podbean.com/e/e832-the-cfpb-issues-a-consent-order-against-a-former-national-hecm-servicer/#comments</comments>        <pubDate>Mon, 24 Jun 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/d8036660-8e86-30b2-8264-89fc3548f129</guid>
                                    <description><![CDATA[<ul><li>[National Mortgage News] The CFPB issues a consent order against a former national HECM servicer.</li>
<li>[Reverse Market Insight] RMI's Market Minute with Jon McCue brings you the latest trends in HECM loan volume, regional trends, and more.</li>
<li>[National Consumer Law Center] Industry Advocates Highlight Measures to Counter Elder Real Estate Fraud.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[National Mortgage News] The CFPB issues a consent order against a former national HECM servicer.</li>
<li>[Reverse Market Insight] RMI's Market Minute with Jon McCue brings you the latest trends in HECM loan volume, regional trends, and more.</li>
<li>[National Consumer Law Center] Industry Advocates Highlight Measures to Counter Elder Real Estate Fraud.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/d2ejtpfwyzu948gw/E832.mp3" length="20477409" type="audio/mpeg"/>
        <itunes:summary>EPISODE #832
The CFPB issues consent order against former national HECM servicer
[National Mortgage News] Last week the Consumer Financial Protection Bureau (CFPB) issued a consent order against former HECM servicer Novad Management and Sutherland Global seeking millions in civil and monetary damages.n for Details]

Other Stories: 

[Reverse Market Insight] The latest HECM trends and data from RMI’s Jon McCue.

[National Consumer Law Center] Industry Advocates Highlight Measures to Counter Elder Real Estate Fraud. Press release.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>853</itunes:duration>
                <itunes:episode>832</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E831: Interview: A Revolution in HECM Calculators</title>
        <itunes:title>E831: Interview: A Revolution in HECM Calculators</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e831-interview-a-revolution-in-hecm-calculators/</link>
                    <comments>https://reversefortunes.podbean.com/e/e831-interview-a-revolution-in-hecm-calculators/#comments</comments>        <pubDate>Mon, 17 Jun 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/4fe728aa-8972-3041-a673-3c7c42387455</guid>
                                    <description><![CDATA[<ul><li>[HECMWorld] A Revolution in HECM Calculators: An Interview with Lenderful Solution's Paul Lehnert.</li>
<li>[National Mortgage News] Finance of America Reverse trims more jobs to right-size its lending operations.</li>
<li>[CNBC] Why tapping into home equity is tricky.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[HECMWorld] A Revolution in HECM Calculators: An Interview with Lenderful Solution's Paul Lehnert.</li>
<li>[National Mortgage News] Finance of America Reverse trims more jobs to right-size its lending operations.</li>
<li>[CNBC] Why tapping into home equity is tricky.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/inirmz7spsrnibkn/E831.mp3" length="20619724" type="audio/mpeg"/>
        <itunes:summary>EPISODE #831
Exclusive Interview: A Revolution in HECM Calculations
Lenderful Solutions has revolutionized the typical HECM calculator with its Point-of-Sale consumer interface. We interview Paul Lehnert to learn more about this powerful sales tool.[sListen for Details]

Other Stories: 

[National Mortgage News] Finance of America Reverse trims more jobs to right size its lending operations.

[CNBC] Why tapping into record home equity is tricky.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>858</itunes:duration>
                <itunes:episode>831</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E830: U.S. Senator sounds the alarm on skyrocketing flood insurance premiums</title>
        <itunes:title>E830: U.S. Senator sounds the alarm on skyrocketing flood insurance premiums</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e830-us-senator-sounds-the-alarm-on-skyrocketing-flood-insurance-premiums/</link>
                    <comments>https://reversefortunes.podbean.com/e/e830-us-senator-sounds-the-alarm-on-skyrocketing-flood-insurance-premiums/#comments</comments>        <pubDate>Mon, 10 Jun 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/52fac763-62c7-3b13-b7fd-e1491adfde4d</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire] Flood insurance premium hikes endanger one reverse mortgage couple and others.</li>
<li>[Housing Wire] Ginnie Mae's new HECM mortgage-backed security product is on schedule for release this year with details coming this month.</li>
<li>[CNN Finance] Zero-down mortgages are back! Here's what you need to know.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] Flood insurance premium hikes endanger one reverse mortgage couple and others.</li>
<li>[Housing Wire] Ginnie Mae's new HECM mortgage-backed security product is on schedule for release this year with details coming this month.</li>
<li>[CNN Finance] Zero-down mortgages are back! Here's what you need to know.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5p8x9kp98rb38tvu/E830.mp3" length="12493971" type="audio/mpeg"/>
        <itunes:summary>EPISODE #830
Flood insurance may force reverse mortgage borrowers to give up their home
[Housing Wire] U.S. Senator Bill Cassidy (R-LA) exposes how FEMA’s new flood rating methodology is putting one couple with a reverse mortgage at risk among others. [Listen for Details]

Other Stories: 

[Housing Wire] Ginnie Mae says new HECM mortgage-backed security should be launched by year’s end with initial details coming this month.

[CNN] Zero-down mortgages are back! Here’s what you need to know..</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>520</itunes:duration>
                <itunes:episode>830</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E829: F is for Family...and Fraud.</title>
        <itunes:title>E829: F is for Family...and Fraud.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e829-f-is-for-familyand-fraud/</link>
                    <comments>https://reversefortunes.podbean.com/e/e829-f-is-for-familyand-fraud/#comments</comments>        <pubDate>Mon, 03 Jun 2024 15:53:26 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/00d92a6f-7342-3e42-8245-9dc684c0fc73</guid>
                                    <description><![CDATA[<ul><li>[Michigan Live] F Stands for Family...and Fraud.</li>
<li>[The Associated Press] Some older Americans splurge to keep homes accessible.</li>
<li>[Yahoo Finance] Older mortgage applicants are more likely to be denied a mortgage.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Michigan Live] F Stands for Family...and Fraud.</li>
<li>[The Associated Press] Some older Americans splurge to keep homes accessible.</li>
<li>[Yahoo Finance] Older mortgage applicants are more likely to be denied a mortgage.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9xj7x6ecd3nvmqc2/E829.mp3" length="12915901" type="audio/mpeg"/>
        <itunes:summary>Fraud &amp; Family often go hand in hand
[Michigan Live] Financial fraud is often committed by family members. Especially elder financial abuse as shown in a recent Dear Amy column in Michigan Live.. [Listen for Details]

Other Stories: 

[The Associated Press] Some older Americans splurge to keep homes accessible.

[Yahoo Finance] Older mortgage applicants are much more likely to be denied a mortgage.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>537</itunes:duration>
                <itunes:episode>829</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E828: 4 ways Baby Boomers become house-poor in Retirement</title>
        <itunes:title>E828: 4 ways Baby Boomers become house-poor in Retirement</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e828-4-ways-baby-boomers-become-house-poor-in-retirement/</link>
                    <comments>https://reversefortunes.podbean.com/e/e828-4-ways-baby-boomers-become-house-poor-in-retirement/#comments</comments>        <pubDate>Mon, 27 May 2024 01:00:00 -0700</pubDate>
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                                    <description><![CDATA[<ul><li>[Go Banking Rates] 4 ways Baby Boomers become house-poor in Retirement.</li>
<li>[New York Times] The high-class problem that is home equity.</li>
<li>[Reverse Market Insight] RMI's Market Minute with Jon McCue.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Go Banking Rates] 4 ways Baby Boomers become house-poor in Retirement.</li>
<li>[New York Times] The high-class problem that is home equity.</li>
<li>[Reverse Market Insight] RMI's Market Minute with Jon McCue.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/v6yuiibmt4qyjt6f/E828.mp3" length="16767813" type="audio/mpeg"/>
        <itunes:summary>[Go Banking Rates] Here are four reasons more Baby Boomers now find themselves being house-poor.

Other Stories:
[New York Times] The high-class problem that is home equity.
[Reverse Market Insight] RMI’s Market Minute with Jon McCue.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>698</itunes:duration>
                <itunes:episode>828</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E827: Retirement is becoming a luxury.</title>
        <itunes:title>E827: Retirement is becoming a luxury.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e827-retirement-is-becoming-a-luxury/</link>
                    <comments>https://reversefortunes.podbean.com/e/e827-retirement-is-becoming-a-luxury/#comments</comments>        <pubDate>Mon, 20 May 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/f453515d-9e42-32a3-9696-632776319a42</guid>
                                    <description><![CDATA[<ul><li>[Tampa Bay Times Editorial Board] Retirement is becoming a luxury.</li>
<li>[RMD/Housing Wire] Atlas Valuation hired former AAG Head Appraiser.</li>
<li>[CBS News Money Watch] When is a reverse mortgage the best home equity option? The experts weigh in.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Tampa Bay Times Editorial Board] Retirement is becoming a luxury.</li>
<li>[RMD/Housing Wire] Atlas Valuation hired former AAG Head Appraiser.</li>
<li>[CBS News Money Watch] When is a reverse mortgage the best home equity option? The experts weigh in.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/i4ttsfcac3z2kq6z/E827.mp3" length="11100286" type="audio/mpeg"/>
        <itunes:summary>EPISODE #827
Retirement is Becoming a Luxury
[Tampa Bay Times Editorial Board] 

A recent AARP survey finds that retirement is increasingly becoming a luxury. Here’s what the survey reveals…[Listen for Details]

Other Stories: 

[RMD/Housing Wire] Atlas Valuation hires former AAG head appraiser.

[CBW Money Watch] Experts weigh in when a reverse mortgage is the best home equity option.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>462</itunes:duration>
                <itunes:episode>827</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E826: Appraisal bias protections apply to HECM applicants</title>
        <itunes:title>E826: Appraisal bias protections apply to HECM applicants</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e826-appraisal-bias-protections-apply-to-hecm-applicants/</link>
                    <comments>https://reversefortunes.podbean.com/e/e826-appraisal-bias-protections-apply-to-hecm-applicants/#comments</comments>        <pubDate>Mon, 13 May 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/78d101a4-43d0-389b-a6ab-74c38bc96ef6</guid>
                                    <description><![CDATA[<ul><li>[RMD-Housing Wire] Appraisal bias protections apply to HECM applicants.</li>
<li>[Belleville News-Democrat] Congressional bill seeks to change the index used to calculate Social Security's Cost of Living Adjustment (COLA).</li>
<li>[Yahoo Finance] Mortgage demand falls with high interest rates and home values.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[RMD-Housing Wire] Appraisal bias protections apply to HECM applicants.</li>
<li>[Belleville News-Democrat] Congressional bill seeks to change the index used to calculate Social Security's Cost of Living Adjustment (COLA).</li>
<li>[Yahoo Finance] Mortgage demand falls with high interest rates and home values.</li>
</ul>
<p><a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></p>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/jrk5c6hgh5ivd56u/E826.mp3" length="9991858" type="audio/mpeg"/>
        <itunes:summary>Appraisal bias protections apply to HECMs
[RMD/Housing Wire]

The Department of Housing and Urban Development and The Federal Housing Administration announced that appraisal bias protections extend to homeowners applying for a Home Equity Conversion Mortgage (HECM)…[Listen for Details]



Other Stories: 

[RMD/Housing Wire] Bill seeks to switch the index used to calculate Social Security Cost of Living Adjustments (COLAs). 

[Yahoo Finance] Mortgage demand falls with high rates and home prices.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>416</itunes:duration>
                <itunes:episode>826</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E825: HUD curtails some planned HECM for Purchase concessions</title>
        <itunes:title>E825: HUD curtails some planned HECM for Purchase concessions</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e825-hud-curtails-some-planned-hecm-for-purchase-concessions/</link>
                    <comments>https://reversefortunes.podbean.com/e/e825-hud-curtails-some-planned-hecm-for-purchase-concessions/#comments</comments>        <pubDate>Mon, 06 May 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/26a9fb11-6411-3516-8c2c-fc5faf7a97bd</guid>
                                    <description><![CDATA[<ul><li>[RMD-Housing Wire] HUD pulls back some planned HECM for Purchase contributions.</li>
<li>[Belleville News-Democrat] A vacant duplex has been deteriorating for five years after the HECM borrower died.</li>
<li>[Finance Buzz] Home insurance forcing many older Florida residents to sell, or give up coverage.</li>
<li>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[RMD-Housing Wire] HUD pulls back some planned HECM for Purchase contributions.</li>
<li>[Belleville News-Democrat] A vacant duplex has been deteriorating for five years after the HECM borrower died.</li>
<li>[Finance Buzz] Home insurance forcing many older Florida residents to sell, or give up coverage.</li>
<li><br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/arm3cpbndmge92xa/E825.mp3" length="12238180" type="audio/mpeg"/>
        <itunes:summary>EPISODE #825
HUD pulls back some allowable HECM for Purchase contributions
[RMD/Housing Wire]

After input from interested parties in the Federal Register HUD has decided to pull back on one type of sale contribution… [Listen for details]


Other Stories: 

[Belleville News-Democrat] A vacant duplex has been deteriorating for five years after the HECM borrower died.

[Finance Buzz] Home insurance forcing many older Florida residents to sell, or give up coverage.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>509</itunes:duration>
                <itunes:episode>825</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E824: Aging in place or stuck in place?</title>
        <itunes:title>E824: Aging in place or stuck in place?</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e824-aging-in-place-or-stuck-in-place/</link>
                    <comments>https://reversefortunes.podbean.com/e/e824-aging-in-place-or-stuck-in-place/#comments</comments>        <pubDate>Mon, 29 Apr 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/c4f8e58c-4fce-38c7-8d89-65e922ec12af</guid>
                                    <description><![CDATA[<ul><li>[New York Times] Aging in place or stuck in place?</li>
<li>[CBS News Money Watch] 3 moves seniors should consider with inflation still high.</li>
<li>[RMI] Reverse Market Insights ‘Market Minute’ with Jon McCue.</li>
<li>[Housing Wire] Norcom mortgage’s former reverse mortgage team seeking a new home.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[New York Times] Aging in place or stuck in place?</li>
<li>[CBS News Money Watch] 3 moves seniors should consider with inflation still high.</li>
<li>[RMI] Reverse Market Insights ‘Market Minute’ with Jon McCue.</li>
<li>[Housing Wire] Norcom mortgage’s former reverse mortgage team seeking a new home.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/heyy8mdn3ub88utq/E824.mp3" length="22942842" type="audio/mpeg"/>
        <itunes:summary>Aging in Place or Stuck in Place?
[New York Times]

“Are they aging in place, or stuck in place?” asked Linna Zhu, a research economist at the Urban Institute. “Do we need to rethink this so-called American dream? It worked for previous generations, but does it still work today?”


Other Stories: 

[CBS News Money Watch] 3 moves seniors should consider with inflation still high.

[RMI] Reverse Market Insights ‘Market Minute’ with Jon McCue.

[Housing Wire] Norcom mortgage’s former reverse mortgage team seeking a new home.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>701</itunes:duration>
                <itunes:episode>824</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E823: Rising rates impact reverse mortgage payouts.</title>
        <itunes:title>E823: Rising rates impact reverse mortgage payouts.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e823-rising-rates-impact-reverse-mortgage-payouts/</link>
                    <comments>https://reversefortunes.podbean.com/e/e823-rising-rates-impact-reverse-mortgage-payouts/#comments</comments>        <pubDate>Mon, 22 Apr 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/fd09013b-b160-3444-b2aa-8b6fcada6a1a</guid>
                                    <description><![CDATA[<ul><li>[AARP] Rising rates impact reverse mortgage payouts.</li>
<li>[New York Times] Boomers bought up the big homes and they're not budging.</li>
<li>[Market Watch] I'm running out of options: Mother-in-law cannot pay her bills.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[AARP] Rising rates impact reverse mortgage payouts.</li>
<li>[New York Times] Boomers bought up the big homes and they're not budging.</li>
<li>[Market Watch] I'm running out of options: Mother-in-law cannot pay her bills.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2y666yhn922rryu4/E823.mp3" length="11955430" type="audio/mpeg"/>
        <itunes:summary>EPISODE #823
AARP notes interest rate impact on would-be reverse mortgage borrowers
[AARP]

“Just as they are for homeowners or would-be homeowners with conventional mortgages, higher interest rates are bad news for people who have or are considering reverse mortgages. But not entirely, and not necessarily in the ways they might think.”


Other Stories: 

[New York Times] Boomers bought up the big homes and they’re not budging

[Market Watch] I’m running out of options: Mother-in-Law can’t pay her bills.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>497</itunes:duration>
                <itunes:episode>823</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E822: Two things most reverse pros don’t know about the expected rate.</title>
        <itunes:title>E822: Two things most reverse pros don’t know about the expected rate.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e822-two-things-most-reverse-pros-don-t-know-about-the-expected-rate/</link>
                    <comments>https://reversefortunes.podbean.com/e/e822-two-things-most-reverse-pros-don-t-know-about-the-expected-rate/#comments</comments>        <pubDate>Tue, 16 Apr 2024 11:19:06 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/8dab6d22-3475-3037-8d26-b031e9e4ff92</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire] Two things most reverse mortgage pros may not know about the expected rate.</li>
<li>[Housing Wire] A federal judge allows the majority of a suit against Ginnie Mae to proceed.</li>
<li>[Fortune] Many Wall Street investors expect this instead of a hard or soft economic landing.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] Two things most reverse mortgage pros may not know about the expected rate.</li>
<li>[Housing Wire] A federal judge allows the majority of a suit against Ginnie Mae to proceed.</li>
<li>[Fortune] Many Wall Street investors expect this instead of a hard or soft economic landing.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5jkmf9wncvre84jg/E822.mp3" length="11845716" type="audio/mpeg"/>
        <itunes:summary>[Housing Wire] Two things most reverse mortgage pros may not know about the expected rate.
[Housing Wire] A federal judge allows the majority of a suit against Ginnie Mae to proceed.
[Fortune] Many Wall Street investors expect this instead of a hard or soft economic landing.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>493</itunes:duration>
                <itunes:episode>822</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E821: HECM applications: Major changes underway</title>
        <itunes:title>E821: HECM applications: Major changes underway</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e821-hecm-applications-major-changes-underway/</link>
                    <comments>https://reversefortunes.podbean.com/e/e821-hecm-applications-major-changes-underway/#comments</comments>        <pubDate>Mon, 08 Apr 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/c1d73c14-5bd3-38e8-a216-023adfe63036</guid>
                                    <description><![CDATA[<ul><li>[HUD/FHA] HECM applications: Major changes underway</li>
<li>[California Mortgage Relief] Time is running out for California homeowners to apply for financial assistance  for property charges</li>
<li>[HUD] How vacant HECM properties are sold

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[HUD/FHA] HECM applications: Major changes underway</li>
<li>[California Mortgage Relief] Time is running out for California homeowners to apply for financial assistance  for property charges</li>
<li>[HUD] How vacant HECM properties are sold<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ymek8d/E821.mp3" length="10384322" type="audio/mpeg"/>
        <itunes:summary>Episode#821: Major changes underway for HECM applications

[California Mortgage Relief] Time is running out for California homeowners to apply for financial assistance  for property charges
[HUD] How vacant HECM properties are sold</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>432</itunes:duration>
                <itunes:episode>821</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E820: U.S. Senator calls for more oversight of HECM mortgage-backed securities program</title>
        <itunes:title>E820: U.S. Senator calls for more oversight of HECM mortgage-backed securities program</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e820-us-senator-calls-for-more-oversight-of-hecm-mortgage-backed-securities-program/</link>
                    <comments>https://reversefortunes.podbean.com/e/e820-us-senator-calls-for-more-oversight-of-hecm-mortgage-backed-securities-program/#comments</comments>        <pubDate>Mon, 01 Apr 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/4586780c-dbbd-3c0f-9a8b-83f434e507ca</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire] U.S. Senator calls for more oversight of HECM mortgage-backed securities program.</li>
<li>[RMI] Reverse Market Insight's Market Minute with Jon McCue..</li>
<li>[Journal Courier] Is downsizing worth it in retirement?

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] U.S. Senator calls for more oversight of HECM mortgage-backed securities program.</li>
<li>[RMI] Reverse Market Insight's Market Minute with Jon McCue..</li>
<li>[Journal Courier] Is downsizing worth it in retirement?<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/32r8qi/E820.mp3" length="15532743" type="audio/mpeg"/>
        <itunes:summary>EPISODE #820
Senator Mike Braun calls for increased oversight of the HECM MBS program
[Housing Wire]

U.S. Senator Mike Braun wrote a letter to Ginnie Mae’s president asking for policy solutions to prevent a collapse of the secondary market HMBS program.  [Listen for details] 


Other Stories: 

[Reverse Market Insight] Our monthly segment of RMI’s Market Minute.

[Journal Courier]  Is downsizing worth it for retirees?</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>647</itunes:duration>
                <itunes:episode>820</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E819: Unable to afford healthcare in retirement?Here are 5 options including a reverse mortgage.</title>
        <itunes:title>E819: Unable to afford healthcare in retirement?Here are 5 options including a reverse mortgage.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e819-unable-to-afford-healthcare-in-retirementhere-are-5-options-including-a-reverse-mortgage/</link>
                    <comments>https://reversefortunes.podbean.com/e/e819-unable-to-afford-healthcare-in-retirementhere-are-5-options-including-a-reverse-mortgage/#comments</comments>        <pubDate>Mon, 25 Mar 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/656e0a92-f86e-35b6-bb09-28427cf1bff2</guid>
                                    <description><![CDATA[<ul><li>[Cleveland.com] Unable to afford healthcare in retirement? Here are 5 options including a reverse mortgage.</li>
<li>[Redfin] Home listings surge in biggest increase in 3 years: Asking prices drop.</li>
<li>[CNBC] No Rate Cut: The Fed holds rates steady after hot inflation report.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Cleveland.com] Unable to afford healthcare in retirement? Here are 5 options including a reverse mortgage.</li>
<li>[Redfin] Home listings surge in biggest increase in 3 years: Asking prices drop.</li>
<li>[CNBC] No Rate Cut: The Fed holds rates steady after hot inflation report.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/jgnfnb/E819.mp3" length="13629357" type="audio/mpeg"/>
        <itunes:summary>EPISODE #819
Can you afford health care in retirement? If not here are some options
[Cleveland.com]

Unable to afford healthcare in retirement? Here are some options retirees should consider in addition to a reverse mortgage.  [Listen for details] 


Other Stories: 

[Redfin] Home listings surge in biggest increase in 3 years: Asking prices drop.

[CNBC]  No Rate Cut: The Fed holds rates steady after hot inflation report.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>567</itunes:duration>
                <itunes:episode>819</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E818: Elderly woman murdered in a plot that involved a reverse mortgage</title>
        <itunes:title>E818: Elderly woman murdered in a plot that involved a reverse mortgage</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e818-elderly-woman-murdered-in-a-plot-that-involved-a-reverse-mortgage/</link>
                    <comments>https://reversefortunes.podbean.com/e/e818-elderly-woman-murdered-in-a-plot-that-involved-a-reverse-mortgage/#comments</comments>        <pubDate>Mon, 18 Mar 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/fb8533c0-1bee-3fb5-b5b9-695f1e13a258</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire] Parent Company of former HECM lender converts to Chapter 7</li>
<li>[San Jose Mercury News] Elderly woman murdered in a plot that involved a reverse mortgage</li>
<li>[Housing Wire] HUD’s proposed budget reveals requested HECM reverse mortgage changes in Congressional request.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] Parent Company of former HECM lender converts to Chapter 7</li>
<li>[San Jose Mercury News] Elderly woman murdered in a plot that involved a reverse mortgage</li>
<li>[Housing Wire] HUD’s proposed budget reveals requested HECM reverse mortgage changes in Congressional request.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/qtdj74/E818.mp3" length="12951636" type="audio/mpeg"/>
        <itunes:summary>EPISODE #818
Parent company of former HECM lender converts to Chapter 7 Bankruptcy
[Housing Wire]

A judge in the U.S. Bankruptcy Court for the District of Delaware has allowed the parent company of a former reverse mortgage lender to convert from Chapter 11 to Chapter 7 bankruptcy. Here’s why the conversion was granted by the court. Here are the details.  


Other Stories: 

[San Jose Mercury News] Elderly woman murdered in scam that involved a reverse mortgage

[Housing Wire]  HUD’s proposed budget reveals reverse mortgage Congressional requests</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>580</itunes:duration>
                <itunes:episode>818</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E817: Six questions to ask before getting a reverse mortgage</title>
        <itunes:title>E817: Six questions to ask before getting a reverse mortgage</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e817-six-questions-to-ask-before-getting-a-reverse-mortgage/</link>
                    <comments>https://reversefortunes.podbean.com/e/e817-six-questions-to-ask-before-getting-a-reverse-mortgage/#comments</comments>        <pubDate>Mon, 11 Mar 2024 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/93ac4f7a-a3cd-3bc9-a51c-ca915ec4e7ed</guid>
                                    <description><![CDATA[<ul><li>[Kiplingers] Six questions to ask before getting a reverse mortgage</li>
<li>[National Mortgage News]  Nation’s largest mortgage lender shutters mortgage origination platform</li>
<li>[Atlantic Black Star Journal] Burying the Lede. Yet another potentially misleading reverse mortgage foreclosure story.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Kiplingers] Six questions to ask before getting a reverse mortgage</li>
<li>[National Mortgage News]  Nation’s largest mortgage lender shutters mortgage origination platform</li>
<li>[Atlantic Black Star Journal] Burying the Lede. Yet another potentially misleading reverse mortgage foreclosure story.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/shsukm/Ei817.mp3" length="15555313" type="audio/mpeg"/>
        <itunes:summary>Six questions to ask before getting a reverse mortgage
[Kiplingers]

Six financial professionals from Kiplinger Advisor Collective submit questions homeowners should consider before getting a reverse mortgage. Spoiler alert- they’re actually fair-minded..  


Other Stories:

[Atlantic Black Star Journal] Yet another potentially misleading reverse mortgage foreclosure story.

[National Mortgage News]  Nation’s largest mortgage lender shutters mortgage origination platform.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>647</itunes:duration>
                <itunes:episode>817</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E816: One Bay Area county reduces ADU fees to help ease senior housing crunch</title>
        <itunes:title>E816: One Bay Area county reduces ADU fees to help ease senior housing crunch</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e816-one-bay-area-county-reduces-adu-fees-to-help-ease-senior-housing-crunch/</link>
                    <comments>https://reversefortunes.podbean.com/e/e816-one-bay-area-county-reduces-adu-fees-to-help-ease-senior-housing-crunch/#comments</comments>        <pubDate>Mon, 04 Mar 2024 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/e55e8057-e161-3fb9-b0fe-529f6b7a0de4</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire] One Bay Area county reduces ADU fees to help ease senior housing crunch</li>
<li>[Richmond Biz Senset] A judge determines former Live Well CEO’s criminal restitution</li>
<li>[Multiple Sources] Traditional mortgage demand drops to a record low

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] One Bay Area county reduces ADU fees to help ease senior housing crunch</li>
<li>[Richmond Biz Senset] A judge determines former Live Well CEO’s criminal restitution</li>
<li>[Multiple Sources] Traditional mortgage demand drops to a record low<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/Lenderful-HW'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/rpr2hm/E816.mp3" length="13967277" type="audio/mpeg"/>
        <itunes:summary>EPISODE #816
Bay Area lawmakers modify ADU rules to ease senior housing crunch
[Housing Wire]

One Bay Area county approved reduced fees for accessory dwelling units (ADUs) to help ease the housing crunch for those in transition, especially seniors.  


Other Stories:

[Richmond Biz Sense] A judge determines former Live Well CEO’s criminal restitution.


[Housing Wire]  Traditional mortgage demand drops to a record low.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>582</itunes:duration>
                <itunes:episode>816</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E815: How one reverse mortgage pro helped spur a scammer's arrest</title>
        <itunes:title>E815: How one reverse mortgage pro helped spur a scammer's arrest</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e815-how-one-reverse-mortgage-pro-helped-spur-a-scammers-arrest/</link>
                    <comments>https://reversefortunes.podbean.com/e/e815-how-one-reverse-mortgage-pro-helped-spur-a-scammers-arrest/#comments</comments>        <pubDate>Mon, 26 Feb 2024 05:55:06 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/23a8154d-7ea5-3bc5-9e19-73dd186b3bc3</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire] How One Reverse Pro Prompted a Scammer’s Arrest</li>
<li>[Reverse Market Insight] RMI’s Jon McCue returns to explain the latest reverse mortgage trends in our monthly installment of the Market Minute</li>
<li>[Housing Wire] Fairway Independent Mortgage’s reverse mortgage division is making big changes in its strategy and key staffing.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://www.hecmworld.com/'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] How One Reverse Pro Prompted a Scammer’s Arrest</li>
<li>[Reverse Market Insight] RMI’s Jon McCue returns to explain the latest reverse mortgage trends in our monthly installment of the Market Minute</li>
<li>[Housing Wire] Fairway Independent Mortgage’s reverse mortgage division is making big changes in its strategy and key staffing.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://www.hecmworld.com/'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/biib54/E815.mp3" length="14092665" type="audio/mpeg"/>
        <itunes:summary>EPISODE #815
How one reverse pro helped catch a fraudster
[Housing Wire]

A suspected fraudster who may have defrauded multiple elderly victims was arrested thanks in part to an alert reverse mortgage professional. 


Other Stories:

[Reverse Market Insight] RMI’s Jon McCue returns to explain the latest reverse mortgage trends in our monthly installment of the Market Minute.

[Housing Wire] Fairway Independent Mortgage’s reverse mortgage division is making big changes in its strategy and key staffing.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>587</itunes:duration>
                <itunes:episode>815</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E814: HECM Application Volume Falls</title>
        <itunes:title>E814: HECM Application Volume Falls</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e814-hecm-application-volume-falls/</link>
                    <comments>https://reversefortunes.podbean.com/e/e814-hecm-application-volume-falls/#comments</comments>        <pubDate>Mon, 19 Feb 2024 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/7e237bec-7967-3fc9-b390-67f71a285f22</guid>
                                    <description><![CDATA[<ul><li>[FHA] HECM application activity drops</li>
<li>[Bank Rate] Is the housing market going to crash in 2024?</li>
<li>[Motely Fool] No soft economic landing says Citi economist

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://www.hecmworld.com/'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[FHA] HECM application activity drops</li>
<li>[Bank Rate] Is the housing market going to crash in 2024?</li>
<li>[Motely Fool] No soft economic landing says Citi economist<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://www.hecmworld.com/'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/qwytcx/E814.mp3" length="11169876" type="audio/mpeg"/>
        <itunes:summary><![CDATA[[FHA] HECM application activity drops
[Bank Rate] Is the housing market going to crash in 2024?
[Motely Fool] No soft economic landing says Citi economistWatch our video podcast here!
]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>465</itunes:duration>
                <itunes:episode>814</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E813:Here's when it's okay for homeowners to be in 2nd place</title>
        <itunes:title>E813:Here's when it's okay for homeowners to be in 2nd place</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e813heres-when-its-okay-for-homeowners-to-be-in-2nd-place/</link>
                    <comments>https://reversefortunes.podbean.com/e/e813heres-when-its-okay-for-homeowners-to-be-in-2nd-place/#comments</comments>        <pubDate>Tue, 13 Feb 2024 11:31:48 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/b5549d8f-3c19-39de-b95d-d4aa9a777815</guid>
                                    <description><![CDATA[<ul><li>[PR Wire India] Here's when it's okay for homeowners to be in 2nd place</li>
<li>[Housing Wire] Reverse mortgage pros report a strong start to 2024</li>
<li>[MarketWatch] Should my 87-year-old mom owing $425K on a $1M home get a reverse mortgage?

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://www.hecmworld.com/'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[PR Wire India] Here's when it's okay for homeowners to be in 2nd place</li>
<li>[Housing Wire] Reverse mortgage pros report a strong start to 2024</li>
<li>[MarketWatch] Should my 87-year-old mom owing $425K on a $1M home get a reverse mortgage?<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://www.hecmworld.com/'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/p75wgm/E813.mp3" length="13914614" type="audio/mpeg"/>
        <itunes:summary>EPISODE #813
It’s okay to be in second place 
[PR Wire India]

Sometimes it’s okay to be second, as in 2nd Place, in retirement.

 

Other Stories:

[Housing Wire] Some reverse originators report a strong start to 2024

[Market Watch] Should my 87-year-old mom owing $425K on a $1M home get a reverse mortgage?</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>579</itunes:duration>
                <itunes:episode>813</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E812: Fannie Mae's 2024 economic and interest rate outlook</title>
        <itunes:title>E812: Fannie Mae's 2024 economic and interest rate outlook</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e812-fannie-maes-2024-economic-and-interest-rate-outlook/</link>
                    <comments>https://reversefortunes.podbean.com/e/e812-fannie-maes-2024-economic-and-interest-rate-outlook/#comments</comments>        <pubDate>Mon, 05 Feb 2024 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/20783810-1112-3461-99f7-bb970d1e6d32</guid>
                                    <description><![CDATA[<ul><li>[HousingWire] Fannie Mae economists offer outlook on the housing market &amp; interest rates</li>
<li>[Gainesville Register] Study shows a quarter of seniors could relocate, boost retirement with home equity</li>
<li>[Housing Wire] NRMLA 2024 annual meeting location announced

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://www.hecmworld.com/'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[HousingWire] Fannie Mae economists offer outlook on the housing market &amp; interest rates</li>
<li>[Gainesville Register] Study shows a quarter of seniors could relocate, boost retirement with home equity</li>
<li>[Housing Wire] NRMLA 2024 annual meeting location announced<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://www.hecmworld.com/'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/m3sh8z/E812.mp3" length="12533468" type="audio/mpeg"/>
        <itunes:summary>A growing majority of economists and housing experts expect interest rates to ease- the question is when and how much. A recent Housing Wire interview with Fannie Mae’s Chief Economist provides more insight.

[HousingWire] Fannie Mae economists offer outlook on the housing market &amp; interest rates
[Gainesville Register] Study shows a quarter of seniors could relocate, boost retirement with home equity
[Housing Wire] NRMLA 2024 annual meeting location announced</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>522</itunes:duration>
                <itunes:episode>812</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E811: The big surprise despite low HECM loan volumes</title>
        <itunes:title>E811: The big surprise despite low HECM loan volumes</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e811-the-big-surprise-despite-low-hecm-loan-volumes/</link>
                    <comments>https://reversefortunes.podbean.com/e/e811-the-big-surprise-despite-low-hecm-loan-volumes/#comments</comments>        <pubDate>Mon, 29 Jan 2024 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/3396cb8d-0d95-357a-aefb-445f5b8bdf0b</guid>
                                    <description><![CDATA[<ul><li>[Reverse Market Insight] HECM volumes and first-time borrowers</li>
<li>[Housing Wire] Court approves former Live Well employee class action settlement </li>
<li>[Housing Wire] Aging in place could transform Chicago’s housing market

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://www.hecmworld.com/'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Reverse Market Insight] HECM volumes and first-time borrowers</li>
<li>[Housing Wire] Court approves former Live Well employee class action settlement </li>
<li>[Housing Wire] Aging in place could transform Chicago’s housing market<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://www.hecmworld.com/'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/xxb2d5/E811.mp3" length="15983512" type="audio/mpeg"/>
        <itunes:summary>HECM volume and 1st-time borrowers 
 

[Reverse Market Insight]

RMI’s Jon McCue reviews recent data that reveals a surprising trends despite depressed HECM endorsement activity. Here’s what he had to say…

 

Other Stories:

[Housing Wire] Court approves former Live Well employee class action settlement 
 
[Housing Wire] Aging in place could transform Chicago’s housing market</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>665</itunes:duration>
                <itunes:episode>811</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E810: Why U.S. Treasuries and the 10-Year CMT are Surging</title>
        <itunes:title>E810: Why U.S. Treasuries and the 10-Year CMT are Surging</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e810-why-us-treasuries-and-the-10-year-cmt-are-surging/</link>
                    <comments>https://reversefortunes.podbean.com/e/e810-why-us-treasuries-and-the-10-year-cmt-are-surging/#comments</comments>        <pubDate>Mon, 22 Jan 2024 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/5bb4bec6-a6cd-3694-a4b6-6af1fba81265</guid>
                                    <description><![CDATA[<ul><li>[All Maa] Here's how reverse mortgages work in India</li>
<li>[CNBC] Why U.S. treasuries and the 10-year CMT are surging</li>
<li>[Housing Wire] Ginnie Mae proposes a new HECM security to ease liquidity challenges

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[All Maa] Here's how reverse mortgages work in India</li>
<li>[CNBC] Why U.S. treasuries and the 10-year CMT are surging</li>
<li>[Housing Wire] Ginnie Mae proposes a new HECM security to ease liquidity challenges<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/mifvap/E810.mp3" length="10644769" type="audio/mpeg"/>
        <itunes:summary>EPISODE #810
Here’s how reverse mortgages in India
[All Maa]

While reverse mortgages have been in India for nearly 15-years, the program, not unlike the United States, has not gained widespread acceptance and faces similair misconceptions.

 

Other Stories:

 

[Housing Wire] A new HECM security could help ease the industry’s present liquidity challenge
[CNBC] Here’s why 10-year treasuries have jumped up above 4%</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>443</itunes:duration>
                <itunes:episode>810</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
        <podcast:chapters url="https://mcdn.podbean.com/mf/web/277aj6/E810_chapters.json" type="application/json" />    </item>
    <item>
        <title>E809: What is loan servicing oversight?</title>
        <itunes:title>E809: What is loan servicing oversight?</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e809-congressional-budget-showdown-could-cut-housing-agencies-budgets/</link>
                    <comments>https://reversefortunes.podbean.com/e/e809-congressional-budget-showdown-could-cut-housing-agencies-budgets/#comments</comments>        <pubDate>Mon, 15 Jan 2024 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/2e331603-89b3-31b2-b7b8-93f5b3854723</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire] HUD, FHA, and Ginnie Mae Face potential budget cuts</li>
<li>[Housing Wire] Another national lender is the latest victim of a cyberattack</li>
<li>[HECMWorld] What is Loan Servicing Oversight? Find out in our exclusive interview with Reverse Market Insight

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] HUD, FHA, and Ginnie Mae Face potential budget cuts</li>
<li>[Housing Wire] Another national lender is the latest victim of a cyberattack</li>
<li>[HECMWorld] What is Loan Servicing Oversight? Find out in our exclusive interview with Reverse Market Insight<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/nqd2fs/E809.mp3" length="23404586" type="audio/mpeg"/>
        <itunes:summary>With a potential budget showdown looming in Congress, several housing agencies could see budget cuts- so much so that the ability of FHA to endorse HECM loans could be impacted.

[Housing Wire] Another national lender is the latest victim of a cyberattack
[HECMWorld] What is Loan Servicing Oversight? Find out in our exclusive interview with Reverse Market Insight</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>975</itunes:duration>
                <itunes:episode>809</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E808: How retirees can downsize even in today’s market</title>
        <itunes:title>E808: How retirees can downsize even in today’s market</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e808-how-retirees-can-downsize-even-in-today-s-market/</link>
                    <comments>https://reversefortunes.podbean.com/e/e808-how-retirees-can-downsize-even-in-today-s-market/#comments</comments>        <pubDate>Mon, 08 Jan 2024 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/0fcf314b-3dfe-37a3-8e02-0bd1d27580ce</guid>
                                    <description><![CDATA[<ul><li>[Kiplinger] How retirees can downsize even in today’s market</li>
<li>[Reverse Mortgage Daily] Shifting forward professionals into reverse</li>
<li>[Reverse Mortgage Daily] Harvard researchers say tapping home equity has advantages &amp; risks

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Kiplinger] How retirees can downsize even in today’s market</li>
<li>[Reverse Mortgage Daily] Shifting forward professionals into reverse</li>
<li>[Reverse Mortgage Daily] Harvard researchers say tapping home equity has advantages &amp; risks<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/n9i9fh/E808.mp3" length="13236893" type="audio/mpeg"/>
        <itunes:summary>EPISODE #808
How retirees can downsize even in today’s market
[Kiplingers]

For many retirees, downsizing is practical and makes financial sense. But how do older homebuyers manage to relocate in today’s turbulent housing market?

Other Stories:

[Reverse Mortgage Daily] Shifting forward professionals into reverse
[Reverse Mortgage Daily] Harvard researchers say tapping home equity has advantages &amp; risks</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>551</itunes:duration>
                <itunes:episode>808</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E807:The Biggest Reverse Mortgage Trends of 2023.</title>
        <itunes:title>E807:The Biggest Reverse Mortgage Trends of 2023.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e807the-biggest-reverse-mortgage-trends-of-2023/</link>
                    <comments>https://reversefortunes.podbean.com/e/e807the-biggest-reverse-mortgage-trends-of-2023/#comments</comments>        <pubDate>Mon, 01 Jan 2024 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/db6b94cc-ffbc-38db-a773-f8e96ba9e73e</guid>
                                    <description><![CDATA[<ul><li>[RMD] The Biggest Reverse Mortgage Trends of 2023</li>
<li>[News Break] Colorado’s New Shield for Reverse Mortgage Borrowers</li>
<li>[Magnates Finance] The Intersection of Real Estate and Reverse Mortgages

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[RMD] The Biggest Reverse Mortgage Trends of 2023</li>
<li>[News Break] Colorado’s New Shield for Reverse Mortgage Borrowers</li>
<li>[Magnates Finance] The Intersection of Real Estate and Reverse Mortgages<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wmrjw8/E807.mp3" length="11998062" type="audio/mpeg"/>
        <itunes:summary>EPISODE #807
The Biggest Reverse Mortgage Trends of 2023
[Reverse Mortgage Daily]

Reverse Mortgage Daily’s Chris Clow has complied the biggest developments of 2023 in the reverse mortgage industry. What follows is a summary…

 

Other Stories:

[Reverse Mortgage Daily] The Biggest Reverse Mortgage Trends of 2023
[News Break] Colorado’s New Shield for Reverse Mortgage Borrowers
[Magnates Finance] The Intersection of Real Estate and Reverse Mortgages</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>499</itunes:duration>
                <itunes:episode>807</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E806:32,000 reverse mortgage clients’ data breached in cyberattack</title>
        <itunes:title>E806:32,000 reverse mortgage clients’ data breached in cyberattack</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e806-the-mortgage-bankers-association-to-increase-reverse-mortgage-activity-in-2024/</link>
                    <comments>https://reversefortunes.podbean.com/e/e806-the-mortgage-bankers-association-to-increase-reverse-mortgage-activity-in-2024/#comments</comments>        <pubDate>Tue, 26 Dec 2023 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/759f3353-df1e-348f-8f5d-a51b906edde6</guid>
                                    <description><![CDATA[<ul><li>[RMD] The Mortgage Bankers Association to increase reverse mortgage activity in 2024.</li>
<li>[Security Week] 32,000 reverse mortgage clients' data breached in cyberattack
</li>
<li>[Fortune] More boomers are staying in their jobs instead of retiring</li>
<li>[RMI] Revere Market Insight's Market Minute with Jon McCue

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[RMD] The Mortgage Bankers Association to increase reverse mortgage activity in 2024.</li>
<li>[Security Week] 32,000 reverse mortgage clients' data breached in cyberattack<br>
</li>
<li>[Fortune] More boomers are staying in their jobs instead of retiring</li>
<li>[RMI] Revere Market Insight's Market Minute with Jon McCue<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/64b4nj/E806.mp3" length="15426790" type="audio/mpeg"/>
        <itunes:summary>EPISODE #806

The Mortgage Bankers Association (MBA) has plans to do more with reverse mortgages as interest in the loan continues to grow.

[Business Wire] Finance of America Companies receives stock listing notice from the New York Stock Exchange

[Fortune] More boomers are staying in their jobs instead of retiring

[RMI} Reverse Market Insight’s Market Minute with Jon McCue</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>642</itunes:duration>
                <itunes:episode>806</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E805: AARP joins class action lawsuit against RMF and Celink</title>
        <itunes:title>E805: AARP joins class action lawsuit against RMF and Celink</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e805-aarp-joins-class-action-lawsuit-against-rmf-and-celink/</link>
                    <comments>https://reversefortunes.podbean.com/e/e805-aarp-joins-class-action-lawsuit-against-rmf-and-celink/#comments</comments>        <pubDate>Mon, 18 Dec 2023 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/01116340-dd15-3033-b652-7f16ce9bf944</guid>
                                    <description><![CDATA[<ul><li>[Money.com] Redfin &amp; Zillow: Where mortgage rates and home prices are headingI</li>
<li>[Ginnie Mae] Ginnie Mae reveals HECM mortgage-backed securities particulars</li>
<li>[RMD] AARP joins class action lawsuit against RMF and Celink

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Money.com] Redfin &amp; Zillow: Where mortgage rates and home prices are headingI</li>
<li>[Ginnie Mae] Ginnie Mae reveals HECM mortgage-backed securities particulars</li>
<li>[RMD] AARP joins class action lawsuit against RMF and Celink<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/m5ifqe/E805.mp3" length="14913328" type="audio/mpeg"/>
        <itunes:summary>AARP joins class action lawsuit against RMF and Celink
[Reverse Mortgage Daily]

AARP has joined a class action lawsuit against former reverse mortgage lender Reverse Mortgage Funding (RMF) and loan servicer Celink.

Other Stories:

[Money.com] Redfin &amp; Zillow: Where mortgage rates and home prices are heading
[Ginnie Mae] Ginnie Mae reveals HECM mortgage-backed securities particulars</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>621</itunes:duration>
                <itunes:episode>805</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E804: How one reverse mortgage servicer is utilizing AI</title>
        <itunes:title>E804: How one reverse mortgage servicer is utilizing AI</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e804-how-one-reverse-mortgage-servicer-is-utilizing-ai/</link>
                    <comments>https://reversefortunes.podbean.com/e/e804-how-one-reverse-mortgage-servicer-is-utilizing-ai/#comments</comments>        <pubDate>Mon, 11 Dec 2023 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/91460bf3-f471-3dbf-b14c-810d474e224b</guid>
                                    <description><![CDATA[<ul><li>[National Mortgage News] How one reverse mortgage servicer is utilizing AI</li>
<li>[NRMLA] HUD updates HECM loan servicing policies</li>
<li>[RMD] Why one analyst predicts baby boomers will move to sell their homes

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[National Mortgage News] How one reverse mortgage servicer is utilizing AI</li>
<li>[NRMLA] HUD updates HECM loan servicing policies</li>
<li>[RMD] Why one analyst predicts baby boomers will move to sell their homes<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/vnensz/E804.mp3" length="11828789" type="audio/mpeg"/>
        <itunes:summary>EPISODE #804
How one reverse mortgage servicer is utilizing AI
[National Mortgage News]

A recent interview between National Mortgage News’ technology reporter and Celink’s Chief Information Officer reveals how AI is being utilized in the servicing of reverse mortgage loans. Here are a few notable excerpts…

 

Other Stories:

[NRMLA] HUD Updates Servicing Policies
[Reverse Mortgage Daily] Why one analyst predicts baby boomers will move to sell their homes</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>492</itunes:duration>
                <itunes:episode>804</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E803: Could Reverse Mortgages Be the “Value” Play for Millions of Older Americans?</title>
        <itunes:title>E803: Could Reverse Mortgages Be the “Value” Play for Millions of Older Americans?</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e803-could-reverse-mortgages-be-the-value-play-for-millions-of-older-americans/</link>
                    <comments>https://reversefortunes.podbean.com/e/e803-could-reverse-mortgages-be-the-value-play-for-millions-of-older-americans/#comments</comments>        <pubDate>Mon, 04 Dec 2023 07:01:12 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/7e9e9b93-2437-32a6-aa14-fae3970e9ac3</guid>
                                    <description><![CDATA[<ul><li>[The Street] Could Reverse Mortgages Be the “Value” Play for Millions of Older Americans?</li>
<li>[HECMWorld] FHA increases HECM limit for 2024. Here’s how much</li>
<li>[Trusted Mortgage Capital] How rate volatility is changing reverse mortgages

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[The Street] Could Reverse Mortgages Be the “Value” Play for Millions of Older Americans?</li>
<li>[HECMWorld] FHA increases HECM limit for 2024. Here’s how much</li>
<li>[Trusted Mortgage Capital] How rate volatility is changing reverse mortgages<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/i43fq5/E803.mp3" length="11310937" type="audio/mpeg"/>
        <itunes:summary>EPISODE #803
Could Reverse Mortgages Be the “Value” Play for Millions of Older Americans?
[The Street]

“When we consider the liquidity options and flexibility they [reverse mortgages] can bring to a long-term retirement plan, they are truly a value play that should be considered.”

Other Stories:

[HECMWorld] FHA increases HECM limit for 2024. Here’s how much
[Trusted Mortgage Capital] How rate volatility is changing reverse mortgages</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>471</itunes:duration>
                <itunes:episode>803</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E802: Top-10 Reverse Mortgage Lender Closes Reverse Division</title>
        <itunes:title>E802: Top-10 Reverse Mortgage Lender Closes Reverse Division</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e802-top-10-reverse-mortgage-lender-closes-reverse-division/</link>
                    <comments>https://reversefortunes.podbean.com/e/e802-top-10-reverse-mortgage-lender-closes-reverse-division/#comments</comments>        <pubDate>Mon, 27 Nov 2023 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/d47da4b0-b20d-383a-a057-76ca778d978d</guid>
                                    <description><![CDATA[<ul><li>[Reverse Mortgage Daily] Open Mortgage exits reverse mortgage lending</li>
<li>[RMI] Reverse Market Insight's 'Market Minute'</li>
<li>[Reverse Mortgage Daily] HECM mortgage-backed securities pose a significant risk to HUD

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Reverse Mortgage Daily] Open Mortgage exits reverse mortgage lending</li>
<li>[RMI] Reverse Market Insight's 'Market Minute'</li>
<li>[Reverse Mortgage Daily] HECM mortgage-backed securities pose a significant risk to HUD<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7fi7ms/E802.mp3" length="13203039" type="audio/mpeg"/>
        <itunes:summary>Top-Ten lender closes reverse mortgage division
[Reverse Mortgage Daily]

Top-ten HECM lender Open Mortgage announced the closure of their reverse mortgage division citing profitability challenges from...

Other Stories:

[RMI] Reverse Market Insight’s Market Minute
[RMD] HECM mortgage-backed securities pose a significant risk to HUD</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>542</itunes:duration>
                <itunes:episode>802</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E801: The HECM MMI Fund Remains Positive</title>
        <itunes:title>E801: The HECM MMI Fund Remains Positive</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e801-the-hecm-mmi-fund-remains-positive/</link>
                    <comments>https://reversefortunes.podbean.com/e/e801-the-hecm-mmi-fund-remains-positive/#comments</comments>        <pubDate>Mon, 20 Nov 2023 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/af1398e7-7a10-3c20-a2e3-1ac12b51a528</guid>
                                    <description><![CDATA[<ul><li>[Reverse Mortgage Daily] HECM MMI Fund Remains Positive for Now</li>
<li>[AOL] Americans continue to ransack their retirement savings, survey finds</li>
<li>[Reverse Mortgage Daily] HUD announces plan to add more housing counselors

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Reverse Mortgage Daily] HECM MMI Fund Remains Positive for Now</li>
<li>[AOL] Americans continue to ransack their retirement savings, survey finds</li>
<li>[Reverse Mortgage Daily] HUD announces plan to add more housing counselors<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/evj6tm/E801.mp3" length="12452593" type="audio/mpeg"/>
        <itunes:summary>EPISODE #801
The HECM program’s capital ratio

[Reverse Mortgage Daily]
While the HECM portion of FHA’s portfolio remains positive its capital ratio has slightly slipped thanks to the program’s extreme sensitivity to home price appreciation and interest rates…

Other Stories:

[AOL] Americans continue to ransack their retirement savings, survey finds
[RMD] HUD announces plan to add more housing counselors</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>518</itunes:duration>
                <itunes:episode>801</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E800: [CBS] The six fastest ways to cash out your home equity</title>
        <itunes:title>E800: [CBS] The six fastest ways to cash out your home equity</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e800-reverse-focus-partners-with-ai-tool-provider-reachality/</link>
                    <comments>https://reversefortunes.podbean.com/e/e800-reverse-focus-partners-with-ai-tool-provider-reachality/#comments</comments>        <pubDate>Mon, 13 Nov 2023 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/b767da99-5e30-3ecc-90a1-f65e21bb9ae4</guid>
                                    <description><![CDATA[<ul><li>[Reverse Mortgage Daily] Reverse Focus partners with AI Tool provider Reachality</li>
<li>[CBS] The six fastest ways to cash out your home equity</li>
<li>[Reverse Mortgage Daily] HUD Inspector General launches an inquiry into how Ginnie Mae monitored RMF.

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Reverse Mortgage Daily] Reverse Focus partners with AI Tool provider Reachality</li>
<li>[CBS] The six fastest ways to cash out your home equity</li>
<li>[Reverse Mortgage Daily] HUD Inspector General launches an inquiry into how Ginnie Mae monitored RMF.<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/spsebk/E800.mp3" length="14271342" type="audio/mpeg"/>
        <itunes:summary>[Reverse Mortgage Daily]

There’s been much media buzz about ‘AI’ or Artificial Intelligence but where can it be used in the reverse mortgage industry? Reverse Focus has partnered with Reachality-, a trailblazing AI Integration and Software Development company.

 

Other Stories:

[CBS] The six fastest ways to cash out your home equity
[RMD] HUD Inspector General launches an inquiry into how Ginnie Mae monitored RMF.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>594</itunes:duration>
                <itunes:episode>800</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E799: FHA publishes new HECM guidance in a consolidated handbook</title>
        <itunes:title>E799: FHA publishes new HECM guidance in a consolidated handbook</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e799-fha-publishes-new-hecm-guidance-in-a-consolidated-handbook/</link>
                    <comments>https://reversefortunes.podbean.com/e/e799-fha-publishes-new-hecm-guidance-in-a-consolidated-handbook/#comments</comments>        <pubDate>Mon, 06 Nov 2023 01:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/c726ad79-f597-39d9-94ea-a6de637a9b54</guid>
                                    <description><![CDATA[<ul><li>[The Sydney Morning Herald] Australians are flocking to reverse mortgages</li>
<li>[The Mortgage Report] FHA publishes new HECM guidance in a consolidated handbook</li>
<li>[CNBC] Why planning to work longer is a bad retirement plan

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[The Sydney Morning Herald] Australians are flocking to reverse mortgages</li>
<li>[The Mortgage Report] FHA publishes new HECM guidance in a consolidated handbook</li>
<li>[CNBC] Why planning to work longer is a bad retirement plan<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/42c6y5/E799.mp3" length="14271342" type="audio/mpeg"/>
        <itunes:summary>EPISODE #799
FHA consolidates HECM guidance in an updated handbook
[The Mortgage Report]

After two years of engagement and feedback from HECM lenders, servicers, consumer advocates, and other housing industry participants the Federal Housing Administration (FHA) released its updated handbook which consolidates HECM policies.

Other Stories:

[The Sydney Morning Herald] 
Australians are flocking to the reverse mortgage. program. Why not here in the U.S.?
[CNBC] 
Why planning to work longer is a bad retirement plan.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>474</itunes:duration>
                <itunes:episode>799</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E798: FHA Commissioner says the agency is fully committed to the HECM program</title>
        <itunes:title>E798: FHA Commissioner says the agency is fully committed to the HECM program</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e798-fha-commissioner-says-the-agency-is-fully-committed-to-the-hecm-program/</link>
                    <comments>https://reversefortunes.podbean.com/e/e798-fha-commissioner-says-the-agency-is-fully-committed-to-the-hecm-program/#comments</comments>        <pubDate>Mon, 30 Oct 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/027e4a70-c5af-3e68-b115-d7d2ef92da15</guid>
                                    <description><![CDATA[<ul><li>[RMD] FHA Commissioner says the agency is fully committed to the HECM program</li>
<li>[Seeking Alpha] Finance of America expands its second lien reverse mortgage</li>
<li>[RMD] Seller credits for H4P? FHA proposes policy change in the federal register to allow seller contributions

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[RMD] FHA Commissioner says the agency is fully committed to the HECM program</li>
<li>[Seeking Alpha] Finance of America expands its second lien reverse mortgage</li>
<li>[RMD] Seller credits for H4P? FHA proposes policy change in the federal register to allow seller contributions<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/z2w4ib/E798.mp3" length="10604377" type="audio/mpeg"/>
        <itunes:summary>EPISODE #798
FHA Commissioner says the agency is fully committed to the HECM program
[Reverse Mortgage Daily]

FHA Commissioner Julia Gordon reaffirmed the agency’s commitment to the HECM program in her keynote address to the National Reverse Mortgage Lenders Association (NRMLA) Annual Meeting in Nashville, Tennessee last week.

Other Stories:

[Seeking Alpha] Finance of America expands its second lien reverse mortgage
[RMD] Seller credits for H4P? FHA proposes policy change in the federal register to allow seller contributions</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>441</itunes:duration>
                <itunes:episode>798</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E797: Why one Canadian financial advisor reversed here thoughts on reverse mortgages</title>
        <itunes:title>E797: Why one Canadian financial advisor reversed here thoughts on reverse mortgages</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e797-why-one-canadian-financial-advisor-reversed-here-thoughts-on-reverse-mortgages/</link>
                    <comments>https://reversefortunes.podbean.com/e/e797-why-one-canadian-financial-advisor-reversed-here-thoughts-on-reverse-mortgages/#comments</comments>        <pubDate>Mon, 23 Oct 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/388bf529-7ba4-34a9-9508-7e3b458a44a0</guid>
                                    <description><![CDATA[<ul><li>[Canadian Mortgage Trends] Why I reversed my thoughts on reverse mortgages</li>
<li>[RMI] Reverse Market Insight's Market Minute</li>
<li>[NewJersey.com] Social Security Cost of Living Allowance will increase by this much

<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Canadian Mortgage Trends] Why I reversed my thoughts on reverse mortgages</li>
<li>[RMI] Reverse Market Insight's <em>Market Minute</em></li>
<li>[NewJersey.com] Social Security Cost of Living Allowance will increase by this much<br>
<br>
<a href='https://www.youtube.com/reversefocus'>Watch our video podcast here!</a></li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dzk9te/E797.mp3" length="11310937" type="audio/mpeg"/>
        <itunes:summary>EPISODE #797
Why I reversed my thoughts on reverse mortgages
[Canadian Mortgage Trends] ”For years, I shared in the skepticism surrounding reverse mortgages, even voicing my reservations on CTV.” One Canadian financial commentator recounts her journey from a reverse mortgage skeptic to one who embraced the loan as a viable...

Other Stories:

[Reverse Market Insight] RMI’s Market Minute with Jon McCue
[New Jersey-com] Social Security Administration announces 2024 cost of living adjustment</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>471</itunes:duration>
                <itunes:episode>797</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E796: Most people say they want to ’age in place’ but what does that really mean?</title>
        <itunes:title>E796: Most people say they want to ’age in place’ but what does that really mean?</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e796-most-people-say-they-want-to-age-in-place-but-what-does-that-really-mean/</link>
                    <comments>https://reversefortunes.podbean.com/e/e796-most-people-say-they-want-to-age-in-place-but-what-does-that-really-mean/#comments</comments>        <pubDate>Mon, 16 Oct 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/307a556f-2c0f-3572-b18a-c8976332b4fd</guid>
                                    <description><![CDATA[<ul><li>[Morningstar] Most people say they want to 'age in place' but what does that really mean?</li>
<li>[RMD] How reverse mortgage marketing can challenge product myths.</li>
<li>[CNBC] The housing industry urges the Fed to stop raising interest rates or risk a hard economic landing.

<a href='https://hecmworld.com/reverse-mortgage-news/podcast-whats-aging-in-place/'>Watch our video of the podcast here</a>!</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Morningstar] Most people say they want to 'age in place' but what does that really mean?</li>
<li>[RMD] How reverse mortgage marketing can challenge product myths.</li>
<li>[CNBC] The housing industry urges the Fed to stop raising interest rates or risk a hard economic landing.<br>
<br>
<a href='https://hecmworld.com/reverse-mortgage-news/podcast-whats-aging-in-place/'>Watch our video of the podcast here</a>!</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/iffimy/E796.mp3" length="17659319" type="audio/mpeg"/>
        <itunes:summary>Most People Say They Want to ‘Age in Place.’ But What Does That Really Mean?
[Moringstar] “People toss around that phrase,” says Jennifer Molinsky, project director of the Housing an Aging Society Program at the Joint Center for Housing Studies of Harvard University. “But what does it really mean? And what do you need to be considering if that’s your plan?”

Other Stories:

[RMD] How reverse mortgage marketing can challenge product myths
[CNBC] The Housing Industry Urges The Fed to Stop Raising Interest Rates or risk an economic hard landing</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>735</itunes:duration>
                <itunes:episode>796</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E795: A Ramsey Solutions caller asks if she should use a reverse mortgage to buy a rental</title>
        <itunes:title>E795: A Ramsey Solutions caller asks if she should use a reverse mortgage to buy a rental</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e795-a-ramsey-solutions-caller-asks-if-she-should-use-a-reverse-mortgage-to-buy-a-rental/</link>
                    <comments>https://reversefortunes.podbean.com/e/e795-a-ramsey-solutions-caller-asks-if-she-should-use-a-reverse-mortgage-to-buy-a-rental/#comments</comments>        <pubDate>Mon, 09 Oct 2023 14:27:32 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/c7290e03-a9ea-3248-8402-b30c03e2e74e</guid>
                                    <description><![CDATA[<ul><li>[YouTube] A Ramsey Solutions caller asks if she should use a reverse mortgage to buy a rental</li>
<li>[Bloombert] Reverse-Mortgage Suit Claims Feds Reneged on Loan Promise</li>
<li>[Forbes] CFPB Strikes Out Where It Is Most Needed says Jack Guttentag</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[YouTube] A Ramsey Solutions caller asks if she should use a reverse mortgage to buy a rental</li>
<li>[Bloombert] Reverse-Mortgage Suit Claims Feds Reneged on Loan Promise</li>
<li>[Forbes] CFPB Strikes Out Where It Is Most Needed says Jack Guttentag</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/45kwux/E795.mp3" length="13450679" type="audio/mpeg"/>
        <itunes:summary>EPISODE #795
A Ramsey Solutions caller asks if she should use a reverse mortgage to buy a rental property
One caller to the Ramsey Solutions Show asked if she should get a reverse mortgage on her primary residence for the purpose of using the loan proceeds to purchase a rental property to generate monthly income. Here’s what the show’s hosts had to say… [Watch the YouTube video of the Ramsey Show]

Other Stories:

[Bloombert] Reverse-Mortgage Suit Claims Feds Reneged on Loan Promise
[Forbes] CFPB Strikes Out Where It Is Most Needed says Jack Guttentag</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>560</itunes:duration>
                <itunes:episode>795</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E794: Why your home is a terrible inheritance for your kids</title>
        <itunes:title>E794: Why your home is a terrible inheritance for your kids</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e794-why-your-home-is-a-terrible-inheritance-for-your-kids/</link>
                    <comments>https://reversefortunes.podbean.com/e/e794-why-your-home-is-a-terrible-inheritance-for-your-kids/#comments</comments>        <pubDate>Mon, 02 Oct 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/3065863e-da12-3ee6-b79d-91d84ce52f9e</guid>
                                    <description><![CDATA[<ul><li>[Kiplinger.com] Your home would be a t4erribhle inheritance for your kids</li>
<li>[RMD] The National Association of Mortgage Brokers launches its new reverse mortgage certification</li>
<li>[Money.com] What older Americans need to know about Social Security's 2024 Cost of Living Adjustment (COLA)</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Kiplinger.com] Your home would be a t4erribhle inheritance for your kids</li>
<li>[RMD] The National Association of Mortgage Brokers launches its new reverse mortgage certification</li>
<li>[Money.com] What older Americans need to know about Social Security's 2024 Cost of Living Adjustment (COLA)</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5nea4a/E794.mp3" length="12312786" type="audio/mpeg"/>
        <itunes:summary>EPISODE #794
Why your home is a terrible inheritance for your kids
Finance of America Reverse President Kristen Sieffert penned a guest column in Kiplinger.com that exposes the problems in bequeathing a house to heirs and the unanticipated problems that can follow.

Other Stories:

[RMD] The National Association of Mortgage Brokers launches its new reverse mortgage certification

[Money.com] What older Americans need to know about Social Security’s 2024 Cost of Living Adjustment (COLA)</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>512</itunes:duration>
                <itunes:episode>794</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E793: This surprise expense is likely to upend retirees budgets</title>
        <itunes:title>E793: This surprise expense is likely to upend retirees budgets</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e793-this-surprise-expense-is-likely-to-upend-retirees-budgets/</link>
                    <comments>https://reversefortunes.podbean.com/e/e793-this-surprise-expense-is-likely-to-upend-retirees-budgets/#comments</comments>        <pubDate>Mon, 25 Sep 2023 01:00:00 -0700</pubDate>
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                                    <description><![CDATA[<ul><li>[Money.com] This surprise expense is likely to upend retirees budgets</li>
<li>[RMI] Reverse Market Insights Reverse Market Minute with Jon McCue</li>
<li>[RMD] What happens to HECMs if the federal government shuts down?</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Money.com] This surprise expense is likely to upend retirees budgets</li>
<li>[RMI] Reverse Market Insights Reverse Market Minute with Jon McCue</li>
<li>[RMD] What happens to HECMs if the federal government shuts down?</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/isbc3q/E793.mp3" length="13922764" type="audio/mpeg"/>
        <itunes:summary>EPISODE #793
This surprise expense is likely to upend retirees’ budgets
Recent research from T-Rowe Price shows this expense is most likely to upend retirees’ budgets. Hint: it’s not healthcare...

Other Stories:

[RMI] Reverse Market Insights Reverse Market Minute with Jon McCue
[RMD] What happens to HECMs if the federal government shuts down?</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>579</itunes:duration>
                <itunes:episode>793</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E792: The U.S. Housing Market is Caught in a Trap!</title>
        <itunes:title>E792: The U.S. Housing Market is Caught in a Trap!</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e792-the-us-housing-market-is-caught-in-a-trap/</link>
                    <comments>https://reversefortunes.podbean.com/e/e792-the-us-housing-market-is-caught-in-a-trap/#comments</comments>        <pubDate>Mon, 18 Sep 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/c42dc24e-013f-3c8d-bea7-08c8cd530819</guid>
                                    <description><![CDATA[<ul><li>[HUD] Updated HUD Counseling Handbook includes enhanced HECM guidance</li>
<li>[RMD] Former Live Well CEO denied motion for a new trial
[US News] The U.S. Housing Market is Caught in a Trap </li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[HUD] Updated HUD Counseling Handbook includes enhanced HECM guidance</li>
<li>[RMD] Former Live Well CEO denied motion for a new trial<br>
[US News] The U.S. Housing Market is Caught in a Trap </li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5genwq/E792.mp3" length="11453879" type="audio/mpeg"/>
        <itunes:summary>On September 8th, the Department of Housing and Urban Development press release spelled out recent updates to the agency’s counseling program handbook- several of which are specific to HECM counseling. The release notes, ‘The update is the first set of comprehensive changes implemented since 2010’.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>477</itunes:duration>
                <itunes:episode>792</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E791: When a reverse mortgage is likely a scam</title>
        <itunes:title>E791: When a reverse mortgage is likely a scam</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e791-when-a-reverse-mortgage-is-likely-a-scam/</link>
                    <comments>https://reversefortunes.podbean.com/e/e791-when-a-reverse-mortgage-is-likely-a-scam/#comments</comments>        <pubDate>Mon, 11 Sep 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/7b90ca77-9094-30e3-b2ce-71491fa0519e</guid>
                                    <description><![CDATA[<ul><li>[Yahoo Finance] When a reverse mortgage may be a scam</li>
<li>[Morningstar] 2 Ways to Use Home Equity to Fund Retirement
[BankRate] Housing market predictions: The forecast for the next 5 years</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Yahoo Finance] When a reverse mortgage may be a scam</li>
<li>[Morningstar] 2 Ways to Use Home Equity to Fund Retirement<br>
[BankRate] Housing market predictions: The forecast for the next 5 years</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/vrn5tc/E791.mp3" length="14630578" type="audio/mpeg"/>
        <itunes:summary>EPISODE #792
When a reverse mortgage offer may be a scam
[Yahoo Finance] There are times when homeowners should run the other way- or simply hang up the phone if they encounter any of the following when being presented with a reverse mortgage.

Other Stories:

[Morningstar] 2 Ways to Use Home Equity to Fund Retirement
[BankRate] Housing market predictions: The forecast for the next 5 years</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>609</itunes:duration>
                <itunes:episode>791</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E790: Property Tax Relief is still available in California</title>
        <itunes:title>E790: Property Tax Relief is still available in California</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e790-mexico-s-reverse-mortgage-market-opportunity/</link>
                    <comments>https://reversefortunes.podbean.com/e/e790-mexico-s-reverse-mortgage-market-opportunity/#comments</comments>        <pubDate>Mon, 04 Sep 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/ac8518df-fbb0-3de5-82d2-ae0f3ac3a283</guid>
                                    <description><![CDATA[<ul><li>[Bullfrag.com] Mexico's reverse mortgage market opportunity</li>
<li>[The San Francisco Chronicle] Mortgage relief is still available in California</li>
<li>[TheMessenger.com] A risky proposition: More homeowners are forgoing insurance</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Bullfrag.com] Mexico's reverse mortgage market opportunity</li>
<li>[The San Francisco Chronicle] Mortgage relief is still available in California</li>
<li>[TheMessenger.com] A risky proposition: More homeowners are forgoing insurance</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/hfvut2/E790.mp3" length="12818098" type="audio/mpeg"/>
        <itunes:summary>EPISODE #789
Mexico’s Reverse Mortgage Market Opportunity
[Bullfrag.com] Mexico’s Center for Economic and Budgetary Research analysis reveals the market potential for reverse mortgages and how the loan is presently structured. Learn more...

Other Stories:

[The San Francisco Chronicle] Mortgage relief is still available in California
[TheMessenger.com] A risky proposition: More homeowners are forgoing insurance</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>533</itunes:duration>
                <itunes:episode>790</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#789: The 10-year CMT Index is forecast to drop in 2024</title>
        <itunes:title>#789: The 10-year CMT Index is forecast to drop in 2024</itunes:title>
        <link>https://reversefortunes.podbean.com/e/789-the-10-year-cmt-index-is-forecast-to-drop-in-2024/</link>
                    <comments>https://reversefortunes.podbean.com/e/789-the-10-year-cmt-index-is-forecast-to-drop-in-2024/#comments</comments>        <pubDate>Mon, 28 Aug 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/19e0d5f3-8505-316e-b713-4ba681d8cbf9</guid>
                                    <description><![CDATA[<ul><li>[Reverse Market Insight] The reverse mortgage Market Minute with Jon McCue</li>
<li>[Financial Advisor Magazine] The complex truth about reverse mortgages</li>
<li>[Money.com] Americans say they’ll need $5,000 a month to retire comfortably</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Reverse Market Insight] The reverse mortgage Market Minute with Jon McCue</li>
<li>[Financial Advisor Magazine] The complex truth about reverse mortgages</li>
<li>[Money.com] Americans say they’ll need $5,000 a month to retire comfortably</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4np3d8/E789.mp3" length="14877592" type="audio/mpeg"/>
        <itunes:summary>EPISODE #789
The 10-year CMT Index forecast to drop in 2024
The Statista Research Department, who correctly forecasted August’s 10-year Constant Maturity Treasury Rate,  released their latest forecast for the 10-year CMT to fall to…

Other Stories:

[Reverse Market Insight] The reverse mortgage Market Minute with Jon McCue
[Financial Advisor Magazine] The complex truth about reverse mortgages
[Money.com] Americans say they’ll need $5,000 a month to retire comfortably</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>619</itunes:duration>
                <itunes:episode>789</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E788: Will demographics be the saving grace for HECM lending?</title>
        <itunes:title>E788: Will demographics be the saving grace for HECM lending?</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e788-will-demographics-be-the-saving-grace-for-hecm-lending/</link>
                    <comments>https://reversefortunes.podbean.com/e/e788-will-demographics-be-the-saving-grace-for-hecm-lending/#comments</comments>        <pubDate>Mon, 21 Aug 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/48870edb-5189-3d08-9d6a-92541f62bce6</guid>
                                    <description><![CDATA[<ul><li>[Reverse Mortgage Daily] Will demographics be the saving grace for HECM lending?</li>
<li>[Reverse Mortgage Daily] The State of Hawaii says now-bankrupt RMF owes unpaid taxes</li>
<li>[Housing Wire] The CFPB issues a nearly $2M fine to one mortgage lender and real estate agency</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Reverse Mortgage Daily] Will demographics be the saving grace for HECM lending?</li>
<li>[Reverse Mortgage Daily] The State of Hawaii says now-bankrupt RMF owes unpaid taxes</li>
<li>[Housing Wire] The CFPB issues a nearly $2M fine to one mortgage lender and real estate agency</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/muudec/E788.mp3" length="11132887" type="audio/mpeg"/>
        <itunes:summary>EPISODE #788
Will demographics be the saving grace for HECM lending?
For decades many reverse mortgage industry participants have touted the demographic advantages that should boost the reverse mortgage’s acceptance and overall loan volume. So far that has not come to pass. Demographics are not destiny but they do hold valuable insights.

[Reverse Mortgage Daily] Reverse Mortgage Daily reports that according to the U.S. Census Bureau’s population projections, 4.4 million Americans will reach the age of 65 in 2024— a figure that comes out to roughly 12,000 people per day.

Other Stories:

[Reverse Mortgage Daily] The State of Hawaii says now-bankrupt RMF owes unpaid taxes
[Housing Wire] The CFPB issues a nearly $2M fine to one mortgage lender and realtors</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>463</itunes:duration>
                <itunes:episode>788</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E787: Mortgage rates may go down in the fall</title>
        <itunes:title>E787: Mortgage rates may go down in the fall</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e787-mortgage-rates-may-go-down-in-the-fall/</link>
                    <comments>https://reversefortunes.podbean.com/e/e787-mortgage-rates-may-go-down-in-the-fall/#comments</comments>        <pubDate>Mon, 14 Aug 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/f440f1fe-a0b4-3c0e-9e30-01ec8017bfe6</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire] Mortgage rates may go down in the fall</li>
<li>[Reverse Mortgage Daily] Finance of America Companies Post $221M Loss</li>
<li>[CNBC] Only 10% plan to postpone Social Security...</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] Mortgage rates may go down in the fall</li>
<li>[Reverse Mortgage Daily] Finance of America Companies Post $221M Loss</li>
<li>[CNBC] Only 10% plan to postpone Social Security...</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/cuynvz/E787.mp3" length="11346673" type="audio/mpeg"/>
        <itunes:summary>EPISODE #787

Mortgage rates may go down in the fall
[Housing Wire] Reverse mortgage professionals are increasingly directing their attention to the traditional mortgage market knowing how 30-year mortgage rates impact home prices. .

HousingWire reports that 30-year fixed mortgage rates continued to climb for the third consecutive week, rising to 6.96%, but may go down this fall if...

Other Stories:

[Reverse Mortgage Daily] Finance of America Companies Post $221M loss
[CNBC] Only 10% plan to postpone Social Security...</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>472</itunes:duration>
                <itunes:episode>787</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E786: If mortgage rates fall to 5% the housing market could get interesting</title>
        <itunes:title>E786: If mortgage rates fall to 5% the housing market could get interesting</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e786-if-mortgage-rates-fall-to-5-the-housing-market-could-get-interesting/</link>
                    <comments>https://reversefortunes.podbean.com/e/e786-if-mortgage-rates-fall-to-5-the-housing-market-could-get-interesting/#comments</comments>        <pubDate>Mon, 07 Aug 2023 01:00:00 -0700</pubDate>
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                                    <description><![CDATA[<ul><li>[Housing Wire] If mortgage rates fall to 5% the housing market could get interesting</li>
<li>[News Channel 8] Credit Denied: Dave Bancroft shares his experience and why more Americans’ loan applications are being denied</li>
<li>[RMD] HECM endorsements grow while the secondary market is challenged</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] If mortgage rates fall to 5% the housing market could get interesting</li>
<li>[News Channel 8] Credit Denied: Dave Bancroft shares his experience and why more Americans’ loan applications are being denied</li>
<li>[RMD] HECM endorsements grow while the secondary market is challenged</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/iy9wq4/E786.mp3" length="13272629" type="audio/mpeg"/>
        <itunes:summary>If mortgage rates fall to 5% the housing market could get interesting
The housing market is essentially frozen with millions of would-be home sellers sitting tight not wanting to sell and buy a new home only to get stuck with a 7-percent or higher mortgage rate. Reverse mortgage professionals while not directly impacted by home sales are closely watching their local housing market for any signs of a shift. That shift could be triggered by one event according to a recent column in Housing Wire...
Other Stories:

* [News Channel 8] Credit Denied: Dave Bancroft shares his experience and why more Americans’ loan applications are being denied

* [RMD] HECM endorsements grow while the secondary market is challenged...</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>552</itunes:duration>
                <itunes:episode>786</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E785: Gasps were heard in the room: Appraisal Bias</title>
        <itunes:title>E785: Gasps were heard in the room: Appraisal Bias</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e785-gasps-were-heard-in-the-room-appraisal-bias/</link>
                    <comments>https://reversefortunes.podbean.com/e/e785-gasps-were-heard-in-the-room-appraisal-bias/#comments</comments>        <pubDate>Mon, 31 Jul 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/d042cca5-d31c-3b2d-9d8a-a27f89f0ef61</guid>
                                    <description><![CDATA[<ul><li>[Reverse Mortgage Daily] Gasps in the room</li>
<li>[AOM] Homebuyers should look at these things before making an offer</li>
<li>[Housing Wire] The Fed says no recession is expected, but housing… </li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Reverse Mortgage Daily] Gasps in the room</li>
<li>[AOM] Homebuyers should look at these things before making an offer</li>
<li>[Housing Wire] The Fed says no recession is expected, but housing… </li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/c95t77/E785.mp3" length="13524658" type="audio/mpeg"/>
        <itunes:summary>Episode #785 Stories:

* [Reverse Mortgage Daily] Gasps in the room
* [AOM] Homebuyers should look at these things before making an offer
* [Housing Wire] The Fed says no recession is expected, but housing…</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>563</itunes:duration>
                <itunes:episode>785</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E784: The Mortgage News Roundup from across the nation</title>
        <itunes:title>E784: The Mortgage News Roundup from across the nation</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e784-the-mortgage-news-roundup-from-across-the-nation/</link>
                    <comments>https://reversefortunes.podbean.com/e/e784-the-mortgage-news-roundup-from-across-the-nation/#comments</comments>        <pubDate>Mon, 24 Jul 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/fb0c5654-6422-3116-837a-cdfeecdf8e71</guid>
                                    <description><![CDATA[<ul><li>[Various Sources] NEW: The Mortgage News Roundup.</li>
<li>[Reverse Market Insight] The Reverse Market Minute with Jon McCue.</li>
<li>[RMD] Why proprietary reverse mortgage loan volume has declined in California.</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Various Sources] NEW: The Mortgage News Roundup.</li>
<li>[Reverse Market Insight] The Reverse Market Minute with Jon McCue.</li>
<li>[RMD] Why proprietary reverse mortgage loan volume has declined in California.</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/vcwm33/E784.mp3" length="14378549" type="audio/mpeg"/>
        <itunes:summary>EPISODE #784
The Mortgage News Roundup &amp; the Reverse Market Minute with Reverse Market Insight
[Various Source ] The nation’s 4th-largest traditional mortgage lender announces layoffs. More small lenders are getting acquired, here’s why. When new construction is cheaper than existing homes.
Other Stories:

[Reverse Market Insight] The Reverse Market Minute with Jon McCue.
[RMD] Why proprietary reverse mortgage loan volume has declined in California.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>598</itunes:duration>
                <itunes:episode>784</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E783: FHA to cover payments when a HECM lender is in default say ML</title>
        <itunes:title>E783: FHA to cover payments when a HECM lender is in default say ML</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e783-fha-to-cover-payments-when-a-hecm-lender-is-in-default-say-ml/</link>
                    <comments>https://reversefortunes.podbean.com/e/e783-fha-to-cover-payments-when-a-hecm-lender-is-in-default-say-ml/#comments</comments>        <pubDate>Mon, 17 Jul 2023 01:00:00 -0700</pubDate>
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                                    <description><![CDATA[<ul><li>[RMD] FHA to cover payments when a lender is in default say Mortgagee Letter</li>
<li>[CNBC] Treasury rates spike on positive employment data.</li>
<li>[Morningstar] I’m 61, laid off, and have $550K in savings. Can I retire?</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[RMD] FHA to cover payments when a lender is in default say Mortgagee Letter</li>
<li>[CNBC] Treasury rates spike on positive employment data.</li>
<li>[Morningstar] I’m 61, laid off, and have $550K in savings. Can I retire?</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
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        <itunes:summary>FHA to cover payments when a lender is in default say ML
by Shannon HicksJuly 17, 2023


Unable to use the embedded player? Listen here.

EPISODE #783
[Reverse Mortgage Daily ] FHA’s latest HECM-related mortgagee letter explains what happens when a reverse mortgage lender defaults on their obligation to make timely payments to the borrower.

Other Stories:

[CNBC] Treasury rates spike on positive employment data.
[Morningstar] I’m 61, laid off, and have $550K in savings. Can I retire?</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>401</itunes:duration>
                <itunes:episode>783</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E782: What Boomers are looking for in senior housing</title>
        <itunes:title>E782: What Boomers are looking for in senior housing</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e782-what-boomers-are-looking-for-in-senior-housing/</link>
                    <comments>https://reversefortunes.podbean.com/e/e782-what-boomers-are-looking-for-in-senior-housing/#comments</comments>        <pubDate>Mon, 10 Jul 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/3d78e7ff-8fb0-37ab-b5da-100bf485507e</guid>
                                    <description><![CDATA[<ul><li>[The M Report] What Boomers are looking for in senior housing</li>
<li>[Money-com] More states giving property tax breaks to seniors.</li>
<li>[Yahoo Finance] Foreclosures Are Rising: What this Means for the Housing Market.</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[The M Report] What Boomers are looking for in senior housing</li>
<li>[Money-com] More states giving property tax breaks to seniors.</li>
<li>[Yahoo Finance] Foreclosures Are Rising: What this Means for the Housing Market.</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/8vfbqu/E782.mp3" length="11382408" type="audio/mpeg"/>
        <itunes:summary>EPISODE #782
These are the priorities for seniors looking to relocate…
[The Mortgage Report ] The American Seniors Housing Association (ASHA) has released a report detailing the senior living priorities of the Baby Boomer generation.
Other Stories:

[Money-com] More states giving property tax breaks to seniors.
[Yahoo Finance] Foreclosures Are Rising: What this Means for the Housing Market.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>474</itunes:duration>
                <itunes:episode>782</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E781: Dave Ramsey was at a loss for words until...</title>
        <itunes:title>E781: Dave Ramsey was at a loss for words until...</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e781-dave-ramsey-was-at-a-loss-for-words-until/</link>
                    <comments>https://reversefortunes.podbean.com/e/e781-dave-ramsey-was-at-a-loss-for-words-until/#comments</comments>        <pubDate>Mon, 03 Jul 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/d628eda5-2059-3190-8c35-1f7262d19889</guid>
                                    <description><![CDATA[<ul><li>[Money Wise] Dave Ramsey was at a loss for words with one caller until...</li>
<li>[Retirement Living] Survey reveals boomer's attitudes about retiring into a Recession</li>
<li>[HECMWorld Exclusive] An interview with George Downey on why he moved to The Federal Savings Bank</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Money Wise] Dave Ramsey was at a loss for words with one caller until...</li>
<li>[Retirement Living] Survey reveals boomer's attitudes about retiring into a Recession</li>
<li>[HECMWorld Exclusive] An interview with George Downey on why he moved to The Federal Savings Bank</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/epzriv/E781-b.mp3" length="13165422" type="audio/mpeg"/>
        <itunes:summary>EPISODE #781
Dave Ramsey was at a loss for words with one caller until...
[Money Wise ] A 70-year-old called Ramsey Solutions and seemingly had Dave Ramsey stumped until he learned they had this asset...and no, it’s not a reverse mortgage
Other Stories:

[Retirement Living] Survey reveals boomers’ attitudes about retiring into a recession.
[HECMWorld Exclusive] An interview with George Downey on why he moved to The Federal Savings Bank.</itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>548</itunes:duration>
                <itunes:episode>781</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E780:[Yahoo Finance] How do you pay back a reverse mortgage?</title>
        <itunes:title>E780:[Yahoo Finance] How do you pay back a reverse mortgage?</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e780yahoo-finance-how-do-you-pay-back-a-reverse-mortgage/</link>
                    <comments>https://reversefortunes.podbean.com/e/e780yahoo-finance-how-do-you-pay-back-a-reverse-mortgage/#comments</comments>        <pubDate>Mon, 26 Jun 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/cae91ec1-1d07-33c4-9a67-68e026fc6028</guid>
                                    <description><![CDATA[<ul><li>[Yahoo Finance] How do you pay back a reverse mortgage?</li>
<li>[Revere Market Insight] The Reverse Market Minute with Jon McCue</li>
<li>[Reverse Mortgage Daily] HUD's spring agenda holds HECM proposals</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Yahoo Finance] How do you pay back a reverse mortgage?</li>
<li>[Revere Market Insight] The Reverse Market Minute with Jon McCue</li>
<li>[Reverse Mortgage Daily] HUD's spring agenda holds HECM proposals</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dczuxt/E780.mp3" length="12281439" type="audio/mpeg"/>
        <itunes:summary><![CDATA[[Yahoo Finance] How do you pay back a reverse mortgage?
[Revere Market Insight] The Reverse Market Minute with Jon McCue
[Reverse Mortgage Daily] HUD's spring agenda holds HECM proposals
]]></itunes:summary>
        <itunes:author>HECMWorld</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>511</itunes:duration>
                <itunes:episode>780</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E779: Tightening mortgage credit may boost reverse mortgages</title>
        <itunes:title>E779: Tightening mortgage credit may boost reverse mortgages</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e779-tightening-mortgage-credit-may-boost-reverse-mortgages/</link>
                    <comments>https://reversefortunes.podbean.com/e/e779-tightening-mortgage-credit-may-boost-reverse-mortgages/#comments</comments>        <pubDate>Mon, 19 Jun 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/c3edbb86-89e4-316d-9664-112455e05b2f</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire] Tightening mortgage credit may boost the HECM</li>
<li>[Finance of America Reverse] Can You Use a Reverse Mortgage to Build an ADU?</li>
<li>[Reverse Mortgage Daily] Reverse mortgages loans ready to expand in Europe</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] Tightening mortgage credit may boost the HECM</li>
<li>[Finance of America Reverse] Can You Use a Reverse Mortgage to Build an ADU?</li>
<li>[Reverse Mortgage Daily] Reverse mortgages loans ready to expand in Europe</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bdn6ck/E779.mp3" length="11739137" type="audio/mpeg"/>
        <itunes:summary>EPISODE #779
How tightening mortgage credit may make reverse mortgages more appealing

[Housing Wire]There’s a reason why fewer potential homebuyers and those seeking to tap into their home’s equity may no longer qualify: increasing mortgage interest rates and stubbornly high home prices. Will this make reverse mortgages more appealing?
Other Stories:

* [Finance of America Reverse] Can You Use a Reverse Mortgage to Build an ADU?
* [Reverse Mortgage Daily] Reverse mortgages loans ready to expand in Europe</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>488</itunes:duration>
                <itunes:episode>779</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E778: Where are home prices headed? USA Today</title>
        <itunes:title>E778: Where are home prices headed? USA Today</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e778-new-fha-handbook-with-hecm-policies-at-the-finish-line/</link>
                    <comments>https://reversefortunes.podbean.com/e/e778-new-fha-handbook-with-hecm-policies-at-the-finish-line/#comments</comments>        <pubDate>Mon, 12 Jun 2023 01:00:00 -0700</pubDate>
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                                    <description><![CDATA[<ul><li>[Reverse Mortgage Daily] New FHA handbook with HECM policies at the finish line</li>
<li>[USA Today] Where are home prices headed?</li>
<li>[Honolulu Civil Beat] Attorney comes out of retirement to vacate a reverse mortgage foreclosure</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Reverse Mortgage Daily] New FHA handbook with HECM policies at the finish line</li>
<li>[USA Today] Where are home prices headed?</li>
<li>[Honolulu Civil Beat] Attorney comes out of retirement to vacate a reverse mortgage foreclosure</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/vmxknf/E778.mp3" length="10740423" type="audio/mpeg"/>
        <itunes:summary>EPISODE #778
New FHA handbook with HECM policies at the finish line
The soon-to-be-released updated FHA handbook will incorporate several recent policy changes and HECM mortgagee letters.

Other Stories:

[Reverse Mortgage Daily] New FHA handbook with HECM policies at the finish line
[USA Today] Where are home prices headed?
[Honolulu Civil Beat] Attorney comes out of retirement to vacate a reverse mortgage foreclosure</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>447</itunes:duration>
                <itunes:episode>778</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E777: Managing debt in retirement</title>
        <itunes:title>E777: Managing debt in retirement</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e777-managing-debt-in-retirement/</link>
                    <comments>https://reversefortunes.podbean.com/e/e777-managing-debt-in-retirement/#comments</comments>        <pubDate>Mon, 05 Jun 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/195ffbd4-542a-3608-88d0-018972708593</guid>
                                    <description><![CDATA[<ul><li>[Yakima Herald Republic] Managing debt in retirement</li>
<li>[HECMWorld] What May's HECM endorsements can tell us</li>
<li>[Realtor-com] May 2023 Monthly Housing Market Trends Report
</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Yakima Herald Republic] Managing debt in retirement</li>
<li>[HECMWorld] What May's HECM endorsements can tell us</li>
<li>[Realtor-com] May 2023 Monthly Housing Market Trends Report<br>
</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dejj6t/E777.mp3" length="10169909" type="audio/mpeg"/>
        <itunes:summary>Managing Debt in Retirement
31% of Americans 60 and older say they have more debt than they can manage.

[Yakima Herald Republic] Managing debt in retirement
[HECMWorld] What May’s HECM endorsements can tell us
[Realtor-com] May 2023 Monthly Housing Market Trends Report</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>423</itunes:duration>
                <itunes:episode>777</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E776: Fannie Mae economist: the signs housing prices will drop in your city</title>
        <itunes:title>E776: Fannie Mae economist: the signs housing prices will drop in your city</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e776-fannie-mae-economist-the-signs-housing-prices-will-drop-in-your-city/</link>
                    <comments>https://reversefortunes.podbean.com/e/e776-fannie-mae-economist-the-signs-housing-prices-will-drop-in-your-city/#comments</comments>        <pubDate>Tue, 30 May 2023 05:39:15 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/d7b9d820-09d8-3934-9f17-d804c2af1d87</guid>
                                    <description><![CDATA[<ul><li>[Knowledge at Wharton] Should I pay off my home early?</li>
<li>[MarketWatch] Fannie Mae economist: the signs housing prices will drop in your city</li>
<li>[Reverse Mortgage Daily] Interest owed on late HECM payments says draft mortgagee letter
</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Knowledge at Wharton] Should I pay off my home early?</li>
<li>[MarketWatch] Fannie Mae economist: the signs housing prices will drop in your city</li>
<li>[Reverse Mortgage Daily] Interest owed on late HECM payments says draft mortgagee letter<br>
</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5qjqjd/E776.mp3" length="10119754" type="audio/mpeg"/>
        <itunes:summary>Episode #776: Fannie Mae economist: the signs housing prices will drop in your city

[Knowledge at Wharton] Should I pay off my home early?
[MarketWatch] Fannie Mae economist: the signs housing prices will drop in your city
[Reverse Mortgage Daily] Interest owed on late HECM payments says draft mortgagee lette</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>421</itunes:duration>
                <itunes:episode>776</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E775: Boomers and the refi boom reckoning</title>
        <itunes:title>E775: Boomers and the refi boom reckoning</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e775-boomers-and-the-refi-boom-reckoning/</link>
                    <comments>https://reversefortunes.podbean.com/e/e775-boomers-and-the-refi-boom-reckoning/#comments</comments>        <pubDate>Mon, 22 May 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/925395d2-428a-3a56-a8bb-5a6af8c88d91</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire] Boomers and the refi Boom reckoning</li>
<li>[Reverse Mortgage Daily] A Congressman & HUD stop fire victim’s HECM Foreclosure</li>
<li>[Reverse Mortgage Daily] Home equity lender launches equity dashboard</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] Boomers and the refi Boom reckoning</li>
<li>[Reverse Mortgage Daily] A Congressman & HUD stop fire victim’s HECM Foreclosure</li>
<li>[Reverse Mortgage Daily] Home equity lender launches equity dashboard</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5tc7tc/E775.mp3" length="11275202" type="audio/mpeg"/>
        <itunes:summary>EPISODE #775
Boomers and the refi boom reckoning
[Housing Wire] With housing inventories already strained half of homeowners with a mortgage in America report they have little or no financial incentive to sell their home...

Other Stories:

[Housing Wire] Boomers and the refi boom reckoning
[Reverse Mortgage Daily] A Congressman &amp; HUD stop fire victim’s HECM foreclosure
[Reverse Mortgage Daily] Home equity lender launches equity dashboard</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>469</itunes:duration>
                <itunes:episode>775</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E774: Survey reveals home equity loan intent</title>
        <itunes:title>E774: Survey reveals home equity loan intent</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e774-is-a-reverse-mortgage-worth-it-here-s-what-experts-think/</link>
                    <comments>https://reversefortunes.podbean.com/e/e774-is-a-reverse-mortgage-worth-it-here-s-what-experts-think/#comments</comments>        <pubDate>Mon, 15 May 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/0f35c6d1-3e50-3a98-8e97-32b3e13c64a2</guid>
                                    <description><![CDATA[<ul><li>[Business Wire] Accurate Group Releases its 2023 U.S. Home Equity Loan and Homeowner Intent Survey
[Money Watch] Is a reverse mortgage worth it? Here’s what experts think
[National Mortgage News] Finance of America posts a profit, aims to dominate the HECM market</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Business Wire] Accurate Group Releases its 2023 U.S. Home Equity Loan and Homeowner Intent Survey<br>
[Money Watch] Is a reverse mortgage worth it? Here’s what experts think<br>
[National Mortgage News] Finance of America posts a profit, aims to dominate the HECM market</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7uxe5q/E774.mp3" length="12282066" type="audio/mpeg"/>
        <itunes:summary>EPISODE #774
Accurate Group releases survey showing how homeowners plan to leverage their home equity
[Business Wire] Accurate Group surveyed over 1,000 consumers across the nation in the first quarter of 2023 to capture their intentions on how they plan to leverage or tap into their home equity.

Other Stories:

[Business Wire] Accurate Group Releases 2023 U.S. Home Equity Loan and Homeowner Intent Survey
[Money Watch] Is a reverse mortgage worth it? Here’s what experts think
[National Mortgage News] Finance of America posts a profit, aims to dominate the HECM market</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>511</itunes:duration>
                <itunes:episode>774</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E773: MBA subsidiary starts reverse mortgage working group</title>
        <itunes:title>E773: MBA subsidiary starts reverse mortgage working group</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e773-mba-subsidiary-starts-reverse-mortgage-working-group/</link>
                    <comments>https://reversefortunes.podbean.com/e/e773-mba-subsidiary-starts-reverse-mortgage-working-group/#comments</comments>        <pubDate>Mon, 08 May 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/87b3b08a-c5d1-335e-a253-5b0584e4f6e9</guid>
                                    <description><![CDATA[<ul><li>[Reverse Mortgage Daily] Subsidiary of Mortgage Bankers Association begins reverse mortgage working group</li>
<li>[Business Insider] A brutal reckoning for real estate agents</li>
<li>
<p class="p1">[Insider Observer] District Court rules in Ocwen’s favor and orders the CFPB to abide by a settlement agreement</p>
</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Reverse Mortgage Daily] Subsidiary of Mortgage Bankers Association begins reverse mortgage working group</li>
<li>[Business Insider] A brutal reckoning for real estate agents</li>
<li>
<p class="p1">[Insider Observer] District Court rules in Ocwen’s favor and orders the CFPB to abide by a settlement agreement</p>
</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/e4sy7u/E773.mp3" length="8422003" type="audio/mpeg"/>
        <itunes:summary>A subsidiary of the Mortgage Bankers Association begins reverse mortgage working group
[Reverse Mortgage Daily] RMD reports a subsidiary of the Mortgage Bankers Association (MBA) has started the develop a working group on developing and standardizing reverse mortgages.

Other Stories:

[Reverse Mortgage Daily] Subsidiary of Mortgage Bankers Association begins reverse mortgage working group
[Business Insider] A brutal reckoning for real estate agents
[Insider Observer] District Court rules in Ocwen’s favor and orders the CFPB to abide by a settlement agreement</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>350</itunes:duration>
                <itunes:episode>773</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E772: The Problem with being House-Rich</title>
        <itunes:title>E772: The Problem with being House-Rich</itunes:title>
        <link>https://reversefortunes.podbean.com/e/communication-breakdown-leads-to-a-reverse-mortgage-foreclosure/</link>
                    <comments>https://reversefortunes.podbean.com/e/communication-breakdown-leads-to-a-reverse-mortgage-foreclosure/#comments</comments>        <pubDate>Mon, 01 May 2023 01:00:00 -0700</pubDate>
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                                    <description><![CDATA[<ul><li>[The Chrisman Commentary ] Chrisman Commentary addresses reverse mortgages</li>
<li>[A Wealth of Common Sense] What are the problems with being house-rich? One columnist explains the downside of locked-up home equity…</li>
<li>[KBTX News] Communication breakdown leads to reverse mortgage foreclosur</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[The Chrisman Commentary ] Chrisman Commentary addresses reverse mortgages</li>
<li>[A Wealth of Common Sense] What are the problems with being house-rich? One columnist explains the downside of locked-up home equity…</li>
<li>[KBTX News] Communication breakdown leads to reverse mortgage foreclosur</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/v99rzu/E772.mp3" length="11168622" type="audio/mpeg"/>
        <itunes:summary>EPISODE #772
The Problem With Being House Rich
[A Wealth of Common Sense] “There’s a problem with having your wealth so concentrated in your home.”

Other Stories:

[The Chrisman Commentary ] Chrisman Commentary addresses reverse mortgages
[A Wealth of Common Sense] What are the problems with being house-rich? One columnist explains the downside of locked-up home equity…
[KBTX News] Communication breakdown leads to reverse mortgage foreclosure</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>465</itunes:duration>
                <itunes:episode>772</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E771: High mortgage rates have homeowners staying put</title>
        <itunes:title>E771: High mortgage rates have homeowners staying put</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e771-high-mortgage-rates-have-homeowners-staying-put/</link>
                    <comments>https://reversefortunes.podbean.com/e/e771-high-mortgage-rates-have-homeowners-staying-put/#comments</comments>        <pubDate>Mon, 24 Apr 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/0900db47-2633-3727-8d5f-2e802b97f3e1</guid>
                                    <description><![CDATA[<ul><li>[Housing Wire ] High mortgage rates have homeowners staying put</li>
<li>[Reverse Market Insight] The monthly installment of the 'Market Minute' with RMI's Jon McCue</li>
<li>[Reverse Mortgage Daily] RMD commentary: Industry growth requires a new message</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire ] High mortgage rates have homeowners staying put</li>
<li>[Reverse Market Insight] The monthly installment of the 'Market Minute' with RMI's Jon McCue</li>
<li>[Reverse Mortgage Daily] RMD commentary: Industry growth requires a new message</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/sstccf/E771.mp3" length="10026967" type="audio/mpeg"/>
        <itunes:summary>High mortgage rates have homeowners staying put
[Housing Wire] ”Elevated mortgage rates are continuing to give homeowners a reason to stay at their current homes, according to the 2023 Borrower Insights Survey conducted by ICE Mortgage Technology...”

Other Stories:

[Housing Wire ] High mortgage rates have homeowners staying put
[Reverse Market Insight] The monthly installment of the ’Market Minute’ with RMI’s Jon McCue
[Reverse Mortgage Daily] RMD commentary: Industry growth requires a new message</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>417</itunes:duration>
                <itunes:episode>771</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E770: FHA issues draft guidance for accessory dwelling units</title>
        <itunes:title>E770: FHA issues draft guidance for accessory dwelling units</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e770-fha-issues-draft-guidance-for-accessory-dwelling-units/</link>
                    <comments>https://reversefortunes.podbean.com/e/e770-fha-issues-draft-guidance-for-accessory-dwelling-units/#comments</comments>        <pubDate>Mon, 17 Apr 2023 01:00:00 -0700</pubDate>
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                                    <description><![CDATA[<ul><li>[Housing Wire] FHA issues draft guidance for accessory dwelling units</li>
<li>[ReverseMortgageDaily] Guaranteed Rate to increase its reverse mortgage division</li>
<li>[Scotsman Guide] FHA loan volume dropped sharply in the final months of 2022</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Housing Wire] FHA issues draft guidance for accessory dwelling units</li>
<li>[ReverseMortgageDaily] Guaranteed Rate to increase its reverse mortgage division</li>
<li>[Scotsman Guide] FHA loan volume dropped sharply in the final months of 2022</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
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        <itunes:summary>FHA issues draft guidance for accessory dwelling units
by Shannon HicksApril 17, 2023


Unable to use the embedded player? Listen here.

EPISODE #770
FHA issues draft guidance for accessory dwelling units
A draft mortgagee letter from the FHA would allow the inclusion of rental income in the HECM financial assessment. The proposal would also apply to traditional…

Other Stories:

[Housing Wire ] FHA issues draft guidance for accessory dwelling units
[Reverse Mortgage Daily] Draft mortgagee letter would give an earlier start to HECM assignment claim filing
[Scotsman Guide] FHA loan volume dropped sharply in the final months of 2022</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>382</itunes:duration>
                <itunes:episode>770</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E769: Older Americans see the biggest property tax spikes in these cities</title>
        <itunes:title>E769: Older Americans see the biggest property tax spikes in these cities</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e769-older-americans-see-the-biggest-property-tax-spikes-in-these-cities/</link>
                    <comments>https://reversefortunes.podbean.com/e/e769-older-americans-see-the-biggest-property-tax-spikes-in-these-cities/#comments</comments>        <pubDate>Mon, 10 Apr 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/0821d118-732c-3423-921c-cccc721d8efe</guid>
                                    <description><![CDATA[<ul><li>[The Mortgage Report ] Older Americans see the biggest property tax spikes in these cities</li>
<li>[Reverse Mortgage Daily] Draft mortgagee letter would give an earlier start to HECM assignment claim filing</li>
<li>[Multiple Source] Finance of America's acquisition of AAG complete</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[The Mortgage Report ] Older Americans see the biggest property tax spikes in these cities</li>
<li>[Reverse Mortgage Daily] Draft mortgagee letter would give an earlier start to HECM assignment claim filing</li>
<li>[Multiple Source] Finance of America's acquisition of AAG complete</li>
</ul>
<p><a href='https://bit.ly/3Qosfpm'></a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2tudyh/E769.mp3" length="10847630" type="audio/mpeg"/>
        <itunes:summary>EPISODE #769
Older Americans see the biggest property tax spikes in these cities
Recent data from Lending Tree reveals which cities are seeing the largest surge in property tax bills between 2019-2021. First is...

Other Stories:

[The Mortgage Report ] Older Americans see the biggest property tax spikes in these cities
[Reverse Mortgage Daily] Draft mortgagee letter would give an earlier start to HECM assignment claim filing
[Multiple Source] Finance of America’s acquisition of AAG complete</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>451</itunes:duration>
                <itunes:episode>769</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E768: One broker shares lessons learned from the great recession for today’s market</title>
        <itunes:title>E768: One broker shares lessons learned from the great recession for today’s market</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e768-one-broker-shares-lessons-learned-from-the-great-recession-for-today-s-market/</link>
                    <comments>https://reversefortunes.podbean.com/e/e768-one-broker-shares-lessons-learned-from-the-great-recession-for-today-s-market/#comments</comments>        <pubDate>Mon, 03 Apr 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/f7cec7fe-1141-3bde-9c20-5a006d0b8edc</guid>
                                    <description><![CDATA[<ul><li>[Mortgage Professionals of America] One broker shares lessons learned from the great recession</li>
<li>[Reverse Mortgage Daily] Housing experts weigh in on avoiding a HECM market collapse</li>
<li>[Mortgage Orb] National Association of Mortgage Brokers Partners with Liberty Reverse Mortgage</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Mortgage Professionals of America] One broker shares lessons learned from the great recession</li>
<li>[Reverse Mortgage Daily] Housing experts weigh in on avoiding a HECM market collapse</li>
<li>[Mortgage Orb] National Association of Mortgage Brokers Partners with Liberty Reverse Mortgage</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ea2wug/E768.mp3" length="14660662" type="audio/mpeg"/>
        <itunes:summary><![CDATA[[Mortgage Professionals of America] One broker shares lessons learned from the great recession
[Reverse Mortgage Daily] Housing experts weigh in on avoiding a HECM market collapse
[Mortgage Orb] National Association of Mortgage Brokers Partners with Liberty Reverse Mortgage
]]></itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>610</itunes:duration>
                <itunes:episode>768</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E767: Attorneys are investigating if an Equity-Sharing agreement is actually a reverse mortgage loan</title>
        <itunes:title>E767: Attorneys are investigating if an Equity-Sharing agreement is actually a reverse mortgage loan</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e767-can-social-security-keep-pace-with-high-inflation/</link>
                    <comments>https://reversefortunes.podbean.com/e/e767-can-social-security-keep-pace-with-high-inflation/#comments</comments>        <pubDate>Mon, 27 Mar 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/9c2c257b-1d6b-3ab7-8106-b204dc9d16e5</guid>
                                    <description><![CDATA[<ul><li>[Reverse Mortgage Daily] One lender speaks out on navigating a tough reverse market</li>
<li>[ClassAction-org] Attorneys investigating if equity sharing agreement is actually a reverse mortgage loan</li>
<li>[Morningstar] Can Social Security keep pace with high inflation?</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[Reverse Mortgage Daily] One lender speaks out on navigating a tough reverse market</li>
<li>[ClassAction-org] Attorneys investigating if equity sharing agreement is actually a reverse mortgage loan</li>
<li>[Morningstar] Can Social Security keep pace with high inflation?</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/iykjey/E767.mp3" length="12309651" type="audio/mpeg"/>
        <itunes:summary><![CDATA[[Reverse Mortgage Daily] One lender speaks out on navigating a tough reverse market
[ClassAction-org] Attorneys investigating if equity sharing agreement is actually a reverse mortgage loan
[Morningstar] Can Social Security keep pace with high inflation?
]]></itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>512</itunes:duration>
                <itunes:episode>767</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E766: Silicon Valley Bank’s collapse and U.S. Treasury volatility</title>
        <itunes:title>E766: Silicon Valley Bank’s collapse and U.S. Treasury volatility</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e766-what-s-happing-to-the-ustreasury-market/</link>
                    <comments>https://reversefortunes.podbean.com/e/e766-what-s-happing-to-the-ustreasury-market/#comments</comments>        <pubDate>Mon, 20 Mar 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/98d680b2-d898-329f-84b7-98b642a75d4e</guid>
                                    <description><![CDATA[<ul><li>[CNBC] What’s going on with U.S. Treasuries and the 10-year CMT?</li>
<li>
<p>[News from around the Industry] Reverse Mortgage News Roundup</p>
</li>
<li>[Reverse Market Insight] RMI’s Market Minute</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[CNBC] What’s going on with U.S. Treasuries and the 10-year CMT?</li>
<li>
<p>[News from around the Industry] Reverse Mortgage News Roundup</p>
</li>
<li>[Reverse Market Insight] RMI’s Market Minute</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ku8jbr/E766.mp3" length="12987372" type="audio/mpeg"/>
        <itunes:summary>EPISODE #766
U.S. Treasuries yields fall in wake of bank collapse
What’s going on with U.S. Treasuries and the 10-year CMT?

Other Stories:

[CNBC] What’s going on with U.S. Treasuries and the 10-year CMT?
[News from around the Industry] Reverse Mortgage News Roundup
[Reverse Market Insight] RMI’s Market Minute</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>541</itunes:duration>
                <itunes:episode>766</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E765: Why moving in retirement can earn you an extra $100,000+</title>
        <itunes:title>E765: Why moving in retirement can earn you an extra $100,000+</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e765-why-moving-in-retirement-can-earn-you-an-extra-100000/</link>
                    <comments>https://reversefortunes.podbean.com/e/e765-why-moving-in-retirement-can-earn-you-an-extra-100000/#comments</comments>        <pubDate>Mon, 13 Mar 2023 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/e432a78d-d6fa-34d8-922e-ac4e63c8d5fc</guid>
                                    <description><![CDATA[<ul><li>[CNBC] Why moving in retirement can earn you an extra $100,000+</li>
<li>
<p>[Orange & Blue Press] Massachusetts Bill funds remote reverse mortgage counseling</p>
</li>
<li>[CBS Colorado] Mortgage company rescinds reverse mortgage foreclosure on fire victim</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[CNBC] Why moving in retirement can earn you an extra $100,000+</li>
<li>
<p>[Orange & Blue Press] Massachusetts Bill funds remote reverse mortgage counseling</p>
</li>
<li>[CBS Colorado] Mortgage company rescinds reverse mortgage foreclosure on fire victim</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/mazra6/E765.mp3" length="9206931" type="audio/mpeg"/>
        <itunes:summary>EPISODE #765
Why moving in retirement can earn you an extra $100,000+
Moving in retirement can unlock a tidy sum of money to help fund your non-working years says a recent CNBC article.

Other Stories:

[CNBC] Why moving in retirement can earn you an extra $100,000+
[CBS Colorado] Mortgage company rescinds reverse mortgage foreclosure on a fire victim
[Orange &amp; Blue Press] Massachusetts Bill funds remote reverse mortgage counseling</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>383</itunes:duration>
                <itunes:episode>765</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E764: Fannie Mae: Appraisals are no longer the default option</title>
        <itunes:title>E764: Fannie Mae: Appraisals are no longer the default option</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e764-fannie-mae-appraisals-are-no-longer-the-default-option/</link>
                    <comments>https://reversefortunes.podbean.com/e/e764-fannie-mae-appraisals-are-no-longer-the-default-option/#comments</comments>        <pubDate>Mon, 06 Mar 2023 00:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/73abf8c6-baed-3f09-8bde-759c23d7f91f</guid>
                                    <description><![CDATA[<ul><li>[HighTechLending] In memoriam of Don Currie</li>
<li>
<p>[Housing Wire] Fannie Mae: Appraisals are no longer the default option</p>
</li>
<li>
<p>[National Mortgage News] Former Live Well CEO out on bond pending appeal</p>
</li>
<li>
<p class="p1">[ReverseMortgageDaily] Here's the final rule for FHA adjustable rate mortgages including HECM loans</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>[HighTechLending] In memoriam of Don Currie</li>
<li>
<p>[Housing Wire] Fannie Mae: Appraisals are no longer the default option</p>
</li>
<li>
<p>[National Mortgage News] Former Live Well CEO out on bond pending appeal</p>
</li>
<li>
<p class="p1">[ReverseMortgageDaily] Here's the final rule for FHA adjustable rate mortgages including HECM loans</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dzndtz/E764.mp3" length="9206931" type="audio/mpeg"/>
        <itunes:summary>EPISODE #764
In memoriam of Don Currie
Fannie Mae: Appraisals are no longer the default option
Fannie Mae is including more options for property valuations. To learn more we interviewed AMC Class Valuation Chief Appraiser John Dingeman.

Other Stories:

[National Mortgage News ] Former Live Well CEO out on bond pending appeal

[ReverseMortgageDaily] Here’s the final rule for FHA adjustable rate mortgages</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>383</itunes:duration>
                <itunes:episode>764</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E763: Over half of seniors surveyed say Social Security raises don’t keep pace with inflation</title>
        <itunes:title>E763: Over half of seniors surveyed say Social Security raises don’t keep pace with inflation</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e763-over-half-of-seniors-surveyed-say-social-security-raises-don-t-keep-pace-with-inflation/</link>
                    <comments>https://reversefortunes.podbean.com/e/e763-over-half-of-seniors-surveyed-say-social-security-raises-don-t-keep-pace-with-inflation/#comments</comments>        <pubDate>Mon, 27 Feb 2023 00:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/7bd1dd5b-9060-3548-bdc4-fe27aa8eec9f</guid>
                                    <description><![CDATA[<ul><li>
<p>[GoBankingRates] Over half of seniors say Social Security raise doesn’t keep pace with inflation</p>
</li>
<li>
<p>[Reverse Market Insight] Reverse Market Minute with Jon McCue</p>
</li>
<li>
<p class="p1">[ReverseMortgageDaily] Fairway names new division head and team leadership roles</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>[GoBankingRates] Over half of seniors say Social Security raise doesn’t keep pace with inflation</p>
</li>
<li>
<p>[Reverse Market Insight] Reverse Market Minute with Jon McCue</p>
</li>
<li>
<p class="p1">[ReverseMortgageDaily] Fairway names new division head and team leadership roles</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ngp2vy/E763.mp3" length="11465791" type="audio/mpeg"/>
        <itunes:summary>EPISODE #763
Over half of seniors say Social Security raise doesn’t keep pace with inflation.

A new survey found over half of seniors don’t believe the recent 8.7% Social Security cost of living adjustment keeps up with rising prices.

Other Stories:

[HECMWorld ] Reverse Market Insight’s Market Minute with Jon McCue

[ReverseMortgageDaily] Fairway names new division head and team leadership roles</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>477</itunes:duration>
                <itunes:episode>763</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E762: Ginnie Mae adjusts the minimum HECM mortgage-backed security pool size</title>
        <itunes:title>E762: Ginnie Mae adjusts the minimum HECM mortgage-backed security pool size</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e762-ginnie-mae-adjusts-the-minimum-hecm-mortgage-backed-security-pool-size/</link>
                    <comments>https://reversefortunes.podbean.com/e/e762-ginnie-mae-adjusts-the-minimum-hecm-mortgage-backed-security-pool-size/#comments</comments>        <pubDate>Mon, 20 Feb 2023 00:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/aa9c5fce-c6e6-316f-8f14-86f7ab13e0ea</guid>
                                    <description><![CDATA[<ul><li>
<p>[DS News] Ginnie Mae adjusts the minimum HECM mortgage-backed security pool size</p>
</li>
<li>
<p>[Forbes] Inflation And Rising Costs Create Fear Of Having To Work Into Your 70s</p>
</li>
<li>
<p class="p1">[GoBankingRates] Proposed bill would give $2,400 more in Social Security each year</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>[DS News] Ginnie Mae adjusts the minimum HECM mortgage-backed security pool size</p>
</li>
<li>
<p>[Forbes] Inflation And Rising Costs Create Fear Of Having To Work Into Your 70s</p>
</li>
<li>
<p class="p1">[GoBankingRates] Proposed bill would give $2,400 more in Social Security each year</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bky44q/E762.mp3" length="10312224" type="audio/mpeg"/>
        <itunes:summary>EPISODE #762
Ginnie Mae adjusts the minimum HECM mortgage-backed security pool size
In the wake of the bankruptcy of Reverse Mortgage Funding Ginnie Mae announced a historic change to the minimum pool size of HECM Mortgage-Backed Securities (HMBS)…

Other Stories:

[Forbes ] Inflation And Rising Costs Create Fear Of Having To Work Into Your 70s

[GoBankingRates] Proposed bill would give $2,400 more in Social Security each year</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>429</itunes:duration>
                <itunes:episode>762</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E761: Recent bankruptcy exposes where HECM lenders are vulnerable</title>
        <itunes:title>E761: Recent bankruptcy exposes where HECM lenders are vulnerable</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e671-recent-bankruptcy-exposes-where-hecm-lenders-are-vulnerable/</link>
                    <comments>https://reversefortunes.podbean.com/e/e671-recent-bankruptcy-exposes-where-hecm-lenders-are-vulnerable/#comments</comments>        <pubDate>Mon, 13 Feb 2023 00:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/56b8585e-9565-3038-a529-039d3d3e1e39</guid>
                                    <description><![CDATA[<ul><li>
<p>[Reverse Mortgage Daily] RMF's bankruptcy exposes where HECM lenders are vulnerable</p>
</li>
<li>
<p>[Mortgage Professionals of America] A dark night of the soul leads one mortgage pro to diversify</p>
</li>
<li>
<p class="p1">[Yahoo Finance] What causes retirees to sell their homes?</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>[Reverse Mortgage Daily] RMF's bankruptcy exposes where HECM lenders are vulnerable</p>
</li>
<li>
<p>[Mortgage Professionals of America] A dark night of the soul leads one mortgage pro to diversify</p>
</li>
<li>
<p class="p1">[Yahoo Finance] What causes retirees to sell their homes?</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3qd88w/E761.mp3" length="13665092" type="audio/mpeg"/>
        <itunes:summary>EPISODE #761
Here’s where HECM lenders are vulnerable
In its January 24th column Urban notes the recent bankruptcy of Reverse Mortgage Funding exposes lender vulnerabilities in the HECM program. Here’s why...

Other Stories:

[Mortgage Professionals of America ] A dark night of the soul leads mortgage pro to diversify

[Yahoo Finance] What causes retirees to sell their homes?</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>569</itunes:duration>
                <itunes:episode>761</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#760: HECM Reverse Mortgage Expectations vs. Reality</title>
        <itunes:title>#760: HECM Reverse Mortgage Expectations vs. Reality</itunes:title>
        <link>https://reversefortunes.podbean.com/e/760-hecm-reverse-mortgage-expectations-vs-reality/</link>
                    <comments>https://reversefortunes.podbean.com/e/760-hecm-reverse-mortgage-expectations-vs-reality/#comments</comments>        <pubDate>Mon, 06 Feb 2023 00:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/5ea65fb2-3ba0-31fd-8bf0-b3a70592950e</guid>
                                    <description><![CDATA[<ul><li>
<p>[Reverse Mortgage Daily] Expectations vs Reality: RMI looks at HECM endorsements</p>
</li>
<li>
<p>[Sales Advice-com] Does retirement savings include home equity?</p>
</li>
<li>
<p class="p1">[Reverse Mortgage Daily] Big changes at Fairway's reverse mortgage division</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>[Reverse Mortgage Daily] Expectations vs Reality: RMI looks at HECM endorsements</p>
</li>
<li>
<p>[Sales Advice-com] Does retirement savings include home equity?</p>
</li>
<li>
<p class="p1">[Reverse Mortgage Daily] Big changes at Fairway's reverse mortgage division</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/28yctm/E760.mp3" length="9670239" type="audio/mpeg"/>
        <itunes:summary>EPISODE #760
Expectations vs Reality: RMI looks at HECM endorsements
Here’s why January’s drop in endorsements was not unexpected and where RMI’s president sees endorsements trending in 2023.

Other Stories:

[Reverse Mortgage Daily] Fairway makes big changes in the reverse mortgage division

[SavingAdvice-com] Does retirement savings include home equity?</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>403</itunes:duration>
                <itunes:episode>760</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E759: The 10-Year CMT Index forecast for 2023</title>
        <itunes:title>E759: The 10-Year CMT Index forecast for 2023</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e759-the-10-year-cmt-index-forecast-for-2023/</link>
                    <comments>https://reversefortunes.podbean.com/e/e759-the-10-year-cmt-index-forecast-for-2023/#comments</comments>        <pubDate>Mon, 30 Jan 2023 00:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/0de76f1e-86e7-3ace-843d-57f4ae2835fb</guid>
                                    <description><![CDATA[<ul><li>
<p>[Statistica] Economists' 2023 forecast for the HECM CMT index</p>
</li>
<li>
<p>[Reverse Mortgage Daily] Sales leaseback company pursues reverse mortgage partnerships</p>
</li>
<li>
<p class="p1">[Reverse Mortgage Daily] Opinion: How the reverse mortgage industry is failing seniors</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>[Statistica] Economists' 2023 forecast for the HECM CMT index</p>
</li>
<li>
<p>[Reverse Mortgage Daily] Sales leaseback company pursues reverse mortgage partnerships</p>
</li>
<li>
<p class="p1">[Reverse Mortgage Daily] Opinion: How the reverse mortgage industry is failing seniors</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/xjew5w/E759.mp3" length="9282163" type="audio/mpeg"/>
        <itunes:summary>EPISODE #759
Economists’ 2023 forecast for the HECM CMT index
After a series of consistent increases in the 10-year CMT, the index is now whipsawing back and forth. Here’s one economic group’s projection of where the HECM’s key rate will go in 2023.

Other Stories:

[Reverse Mortgage Daily] Sales leaseback company pursues reverse mortgage partnerships

[Reverse Mortgage Daily] Opinion: How the reverse mortgage industry is failing seniors</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>386</itunes:duration>
                <itunes:episode>759</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E757: More employees to be laid off in February and March</title>
        <itunes:title>E757: More employees to be laid off in February and March</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e757-more-reverse-mortgage-funding-employees-to-be-laid-off-in-february-and-march/</link>
                    <comments>https://reversefortunes.podbean.com/e/e757-more-reverse-mortgage-funding-employees-to-be-laid-off-in-february-and-march/#comments</comments>        <pubDate>Mon, 16 Jan 2023 00:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/70debd87-1555-346a-b22b-3fceb1464263</guid>
                                    <description><![CDATA[<ul><li>
<p>[RMD] HECM counseling agency shuts down reverse info center</p>
</li>
<li>
<p>[San Francisco Gate] In a down market a reverse mortgage replaces portfolio withdrawals</p>
</li>
<li>[RMD] More Reverse Mortgage Funding employees to be laid off in February and March
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>[RMD] HECM counseling agency shuts down reverse info center</p>
</li>
<li>
<p>[San Francisco Gate] In a down market a reverse mortgage replaces portfolio withdrawals</p>
</li>
<li>[RMD] More Reverse Mortgage Funding employees to be laid off in February and March<br>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bt6aya/E757.mp3" length="7958696" type="audio/mpeg"/>
        <itunes:summary><![CDATA[
[RMD] HECM counseling agency shuts down reverse info center


[San Francisco Gate] In a down market a reverse mortgage replaces portfolio withdrawals

[RMD] More Reverse Mortgage Funding employees to be laid off in February and March
]]></itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>331</itunes:duration>
                <itunes:episode>757</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E756: Draft FHA appraisal policy would give HECM applicants more choices when seeking the reconsideration of their home’s appraised value.</title>
        <itunes:title>E756: Draft FHA appraisal policy would give HECM applicants more choices when seeking the reconsideration of their home’s appraised value.</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e756/</link>
                    <comments>https://reversefortunes.podbean.com/e/e756/#comments</comments>        <pubDate>Mon, 09 Jan 2023 00:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/6b8944e9-c4b7-3d34-83ed-cc36e09301b3</guid>
                                    <description><![CDATA[<ul><li>
<p>[Reverse Mortgage Daily] Does a $1 million HECM limit cut into private reverse mortgages?</p>
</li>
<li>
<p>[Reverse Mortgage Daily] Draft FHA appraisal policy would give HECM applicants more choices when seeking the reconsideration of their home's appraised value</p>
</li>
<li>[Forbes] The S&P 500 Lost More Than 18% In 2022: Should Retirees Be Worried?
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>[Reverse Mortgage Daily] Does a $1 million HECM limit cut into private reverse mortgages?</p>
</li>
<li>
<p>[Reverse Mortgage Daily] Draft FHA appraisal policy would give HECM applicants more choices when seeking the reconsideration of their home's appraised value</p>
</li>
<li>[Forbes] The S&P 500 Lost More Than 18% In 2022: Should Retirees Be Worried?<br>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/49isx3/E756.mp3" length="10633217" type="audio/mpeg"/>
        <itunes:summary>EPISODE #756
Does a $1 million HECM limit cut into private reverse mortgages?
Reverse Mortgage Daily’s Chris Clow interviewed Understanding Reverse’s Dan Hultquist to learn more.
according to a recent report from Lending Tree

Other Stories:

[TheNewDaily.com] Ask the Expert: Switching to reverse can work, but get advice first

[Forbes] The S&amp;P 500 Lost More Than 18% In 2022: Should Retirees Be Worried?</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>442</itunes:duration>
                <itunes:episode>756</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E755:Over 10 million seniors are still burdened with a monthly mortgage payment</title>
        <itunes:title>E755:Over 10 million seniors are still burdened with a monthly mortgage payment</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e755/</link>
                    <comments>https://reversefortunes.podbean.com/e/e755/#comments</comments>        <pubDate>Mon, 02 Jan 2023 00:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/76570cbd-c70f-33a0-b44a-dc762a2b1262</guid>
                                    <description><![CDATA[<ul><li>
<p>[Epoch Times] Over 10 Million seniors are still burdened with a monthly mortgage payment</p>
</li>
<li>
<p>[IRA] Ginnie & Fannie Seize RMF Assets</p>
</li>
<li>[Housing Wire] Comparing this housing market recession to the 2008 crash
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>[Epoch Times] Over 10 Million seniors are still burdened with a monthly mortgage payment</p>
</li>
<li>
<p>[IRA] Ginnie & Fannie Seize RMF Assets</p>
</li>
<li>[Housing Wire] Comparing this housing market recession to the 2008 crash<br>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/euwb25/E755.mp3" length="12381749" type="audio/mpeg"/>
        <itunes:summary>EPISODE #755
Over 10 Million seniors are still burdened with a monthly mortgage payment
More than 10 million people across the United States aged 65 and older are still paying off their home mortgages, even into retirement years, according to a recent report from Lending Tree.

Other Stories:

[IRA] Ginnie &amp; Fannie Seize RMF Assets

[Housing Wire] Comparing this housing market recession to 2008</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>515</itunes:duration>
                <itunes:episode>755</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E754: Latest industry HECM data may reveal opportunities in 2023</title>
        <itunes:title>E754: Latest industry HECM data may reveal opportunities in 2023</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e754-latest-industry-hecm-data-may-reveal-opportunities-in-2023/</link>
                    <comments>https://reversefortunes.podbean.com/e/e754-latest-industry-hecm-data-may-reveal-opportunities-in-2023/#comments</comments>        <pubDate>Mon, 26 Dec 2022 00:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/057dec30-616d-3ef9-8b4e-9e13fd807f06</guid>
                                    <description><![CDATA[<ul><li>
<p>[RMD] Latest industry HECM data may reveal opportunities in 2023</p>
</li>
<li>
<p>[McKnight Senior Living] HECM borrowers delinquent on property charges get a much-needed reprieve</p>
</li>
<li>[RMI] Reverse Market Insight’s Market Minute
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>[RMD] Latest industry HECM data may reveal opportunities in 2023</p>
</li>
<li>
<p>[McKnight Senior Living] HECM borrowers delinquent on property charges get a much-needed reprieve</p>
</li>
<li>[RMI] Reverse Market Insight’s Market Minute<br>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ms9p9w/E754.mp3" length="12487701" type="audio/mpeg"/>
        <itunes:summary>[RMD] Recent HECM data may reveal opportunities for 2023

Other Stories:

[McKnight Senior Living] HECM borrowers delinquent on property charges get a much-needed reprieve

[RMI] Reverse Market Insight’s Market Minute</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>520</itunes:duration>
                <itunes:episode>754</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E753: Celink is now HUD’s official HECM loan servicer</title>
        <itunes:title>E753: Celink is now HUD’s official HECM loan servicer</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e753-celink-is-now-hud-s-official-hecm-loan-servicer/</link>
                    <comments>https://reversefortunes.podbean.com/e/e753-celink-is-now-hud-s-official-hecm-loan-servicer/#comments</comments>        <pubDate>Mon, 19 Dec 2022 00:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/bcd6b98e-9912-30ff-b0ed-ee4f5c3e5258</guid>
                                    <description><![CDATA[<ul><li>
<p>[RMD] Celink is now HUD's official HECM loan servicer</p>
</li>
<li>
<p>[MarketWatch] A hot market cools way down</p>
</li>
<li>[RMD] Behind the scenes on FAR’s acquisition of AAG’s direct sales channel
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>[RMD] Celink is now HUD's official HECM loan servicer</p>
</li>
<li>
<p>[MarketWatch] A hot market cools way down</p>
</li>
<li>[RMD] Behind the scenes on FAR’s acquisition of AAG’s direct sales channel<br>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5grzz9/E753.mp3" length="11382408" type="audio/mpeg"/>
        <itunes:summary>It’s official: Celink now provides loan servicing for Home Equity Conversion Mortgage (HECM) reverse loans sponsored by the Federal Housing Administration (FHA).

* [MarketWatch] A hot market cools way down

* [RMD] Behind the scenes on FAR’s acquisition of AAG’s direct sales channel</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>474</itunes:duration>
                <itunes:episode>753</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E752: ’Mortgage bonds are cheap but no one is buying’</title>
        <itunes:title>E752: ’Mortgage bonds are cheap but no one is buying’</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e752-what-led-to-the-collapse-of-reverse-mortgage-funding/</link>
                    <comments>https://reversefortunes.podbean.com/e/e752-what-led-to-the-collapse-of-reverse-mortgage-funding/#comments</comments>        <pubDate>Mon, 12 Dec 2022 00:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/aa74819c-1cc1-3988-b814-e9820eff9ffa</guid>
                                    <description><![CDATA[<ul><li>
<p>[RMD] What led to the collapse of Reverse Mortgage Funding</p>
</li>
<li>
<p>[MarketWatch] Mortgage bonds are cheap but no one is buying</p>
</li>
<li>[The Miami Herald] Well-known political commentator facing charges of ripping off her mother- in part using a reverse mortgage

</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>[RMD] What led to the collapse of Reverse Mortgage Funding</p>
</li>
<li>
<p>[MarketWatch] Mortgage bonds are cheap but no one is buying</p>
</li>
<li>[The Miami Herald] Well-known political commentator facing charges of ripping off her mother- in part using a reverse mortgage<br>
<br>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/jv97k9/E752.mp3" length="12671395" type="audio/mpeg"/>
        <itunes:summary>EPISODE #752
The forces behind the collapse of Reverse Mortgage Funding
A summary of Reverse Mortgage Daily’s in-depth investigation into the forces behind the collapse of Reverse Mortgage Funding.

Other Stories:

[MarketWatch] Mortgage bonds are cheap but ‘no one is buying

[The Miami Herald] Well-known political commentator facing charges of ripping off her mother- in part using a reverse mortgage</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>527</itunes:duration>
                <itunes:episode>752</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E751: 2023 HECM Limit Increased!</title>
        <itunes:title>E751: 2023 HECM Limit Increased!</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e751-reverse-mortgage-funding-files-for-chapter-11-bankruptcy/</link>
                    <comments>https://reversefortunes.podbean.com/e/e751-reverse-mortgage-funding-files-for-chapter-11-bankruptcy/#comments</comments>        <pubDate>Mon, 05 Dec 2022 00:01:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/38f263cd-3664-30e0-ad5b-ed8a89b0ccce</guid>
                                    <description><![CDATA[<ul><li>
<p>Reverse Mortgage Funding files for Chapter 11 Bankruptcy</p>
</li>
<li>
<p>[RMD] HUD increases loan limit for the federally-insured Home Equity Conversion Mortgage</p>
</li>
<li>[The Financial Post] A reverse mortgage by a different name?

</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>Reverse Mortgage Funding files for Chapter 11 Bankruptcy</p>
</li>
<li>
<p>[RMD] HUD increases loan limit for the federally-insured Home Equity Conversion Mortgage</p>
</li>
<li>[The Financial Post] A reverse mortgage by a different name?<br>
<br>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/rnr3w7/E751.mp3" length="12487701" type="audio/mpeg"/>
        <itunes:summary>EPISODE #751
Reverse Mortgage Funding files for Chapter 11 Bankruptcy
One of the nation’s largest reverse mortgage lenders filed for Chapter 11 Bankruptcy last week. What does Chapter 11 Bankruptcy accomplish and who is impacted…

Other Stories:

[RMD] HUD increases loan limit for the federally-insured Home Equity Conversion Mortgage

[The Financial Post] A reverse mortgage by a different name?</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>520</itunes:duration>
                <itunes:episode>751</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E750: RMI’s Market Minute: What a Ride!</title>
        <itunes:title>E750: RMI’s Market Minute: What a Ride!</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e750-forbes-why-retirees-with-a-mortgage-should-get-a-hecm-reverse-mortgage-instead/</link>
                    <comments>https://reversefortunes.podbean.com/e/e750-forbes-why-retirees-with-a-mortgage-should-get-a-hecm-reverse-mortgage-instead/#comments</comments>        <pubDate>Mon, 28 Nov 2022 00:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/863a0ac9-7290-37fd-b3a9-05f6f7ade757</guid>
                                    <description><![CDATA[<ul><li>
<p>[Forbes] Why retirees with a mortgage should get a HECM instead</p>
</li>
<li>
<p>[Reverse Market Insight] The monthly Market Minute with Jon McCue'. What a Ride!</p>
</li>
<li>Reverse Mortgage Funding exits hits pause on originations

</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>[Forbes] Why retirees with a mortgage should get a HECM instead</p>
</li>
<li>
<p>[Reverse Market Insight] The monthly Market Minute with Jon McCue'. What a Ride!</p>
</li>
<li>Reverse Mortgage Funding exits hits pause on originations<br>
<br>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/57dunh/E750.mp3" length="9634503" type="audio/mpeg"/>
        <itunes:summary>EPISODE #750
Forbes: Why retirees with a mortgage should get a HECM instead
Jack Guttentag writes in Forbes, ”About 60% of the homeowners reaching 62 today have outstanding mortgage balances, and most of them have limited financial assets”.

Other Stories:

[Reverse Market Insight] The monthly Market Minute with Jon McCue

[Reverse Mortgage Daily] Reverse Mortgage Funding exits hits pause on originations</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>401</itunes:duration>
                <itunes:episode>750</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E749: Forbes: Housing market predictions for the next 5 years</title>
        <itunes:title>E749: Forbes: Housing market predictions for the next 5 years</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e749-forbes-housing-market-predictions-for-the-next-5-years/</link>
                    <comments>https://reversefortunes.podbean.com/e/e749-forbes-housing-market-predictions-for-the-next-5-years/#comments</comments>        <pubDate>Mon, 21 Nov 2022 00:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/bc9fd7d9-9084-3da3-86b4-8a47658501d0</guid>
                                    <description><![CDATA[<ul><li>
<p>[Forbes] Housing Market Predictions For The Next 5 Years</p>
</li>
<li>
<p>[ThinkAdvisor] Jamie Hopkins: Why Debt Is ‘Powerful'</p>
</li>
<li>[Revese Mortgage Daily] The biggest reverse mortgage trends of 2022

</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>[Forbes] Housing Market Predictions For The Next 5 Years</p>
</li>
<li>
<p>[ThinkAdvisor] Jamie Hopkins: Why Debt Is ‘Powerful'</p>
</li>
<li>[Revese Mortgage Daily] The biggest reverse mortgage trends of 2022<br>
<br>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9fm2kr/E749.mp3" length="15091378" type="audio/mpeg"/>
        <itunes:summary>EPISODE #749
Should I plan to liquidate my IRA and get a reverse mortgage?
[Forbes ] Forbes reveals major housing market predictions from economists and housing experts. A must-hear segment!

Other Stories:

[ThinkAdvisor] Jamie Hopkins: Why Debt Is ‘Powerful

[Reverse Mortgage Daily] The biggest reverse mortgage trends of 2022</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>628</itunes:duration>
                <itunes:episode>749</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E748: Is liquidating an IRA better than a reverse mortgage?</title>
        <itunes:title>E748: Is liquidating an IRA better than a reverse mortgage?</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e748-is-liquidating-an-ira-better-than-a-reverse-mortgage/</link>
                    <comments>https://reversefortunes.podbean.com/e/e748-is-liquidating-an-ira-better-than-a-reverse-mortgage/#comments</comments>        <pubDate>Mon, 14 Nov 2022 00:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/11006ed8-4993-3094-b276-b760ff68f06b</guid>
                                    <description><![CDATA[<ul><li>
<p>Is liquidating an IRA better than a reverse mortgage?</p>
</li>
<li>
<p>Retirement Delays Create Challenges for Plan Sponsors Highlighting Opportunities for Financial Professionals and Consultants</p>
</li>
<li>Advisor's Edge: Should clients use home equity to fund retirement?

</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>Is liquidating an IRA better than a reverse mortgage?</p>
</li>
<li>
<p>Retirement Delays Create Challenges for Plan Sponsors Highlighting Opportunities for Financial Professionals and Consultants</p>
</li>
<li>Advisor's Edge: Should clients use home equity to fund retirement?<br>
<br>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/vyy95n/E748.mp3" length="12666379" type="audio/mpeg"/>
        <itunes:summary>EPISODE #748
Should I plan to liquidate my IRA and get a reverse mortgage?
[NewJersey-com ] One reader asks a local financial columnist if it’s better to liquidate her IRA as her own private reverse mortgage. The implications are stark…

Other Stories:

Retirement Delays Create Challenges for Plan Sponsors Highlighting Opportunities for Financial Professionals and Consultants

Advisor’s Edge: Should clients use home equity to fund retirement?</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>527</itunes:duration>
                <itunes:episode>748</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E747: Lenders who diversify product offerings more likely to survive market fallout &amp; lender consolidation</title>
        <itunes:title>E747: Lenders who diversify product offerings more likely to survive market fallout &amp; lender consolidation</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e747-lenders-who-diversify-product-offerings-more-likely-to-survive-market-fallout-lender-consolidation/</link>
                    <comments>https://reversefortunes.podbean.com/e/e747-lenders-who-diversify-product-offerings-more-likely-to-survive-market-fallout-lender-consolidation/#comments</comments>        <pubDate>Mon, 07 Nov 2022 00:00:00 -0800</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/9cb9f66b-085e-3af6-b142-194f5139a64e</guid>
                                    <description><![CDATA[<ul><li>
<p>Reverse mortgages are a saving grace for non-bank originators</p>
</li>
<li>
<p>Nutter Home Loans gives details on shutdown and lawsuit</p>
</li>
<li>AARP: Sooner than later it’s time to talk about housing needs late in life</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>Reverse mortgages are a saving grace for non-bank originators</p>
</li>
<li>
<p>Nutter Home Loans gives details on shutdown and lawsuit</p>
</li>
<li>AARP: Sooner than later it’s time to talk about housing needs late in life</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/sexitt/E747.mp3" length="12416857" type="audio/mpeg"/>
        <itunes:summary>[Housing Wire] Up to 30% of the 1,000 largest independent mortgage banks are projected to disappear by the end of 2023 via sales, mergers, or failures in the wake of the double whammy of still-rising inflation and interest rates. One asset group company is focusing on working with nonbank originators to offer additional asset classes such as HELOCs, second-liens, or reverse mortgages...

Other Stories:
* Nutter Home Loans gives details on shutdown and lawsuit

* AARP: Sooner than later it’s time to talk about housing needs late in life</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>517</itunes:duration>
                <itunes:episode>747</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E746: What happened to September HECM Endorsements?</title>
        <itunes:title>E746: What happened to September HECM Endorsements?</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e746-home-equity-may-be-a-solution-for-retirees-battling-inflation/</link>
                    <comments>https://reversefortunes.podbean.com/e/e746-home-equity-may-be-a-solution-for-retirees-battling-inflation/#comments</comments>        <pubDate>Mon, 31 Oct 2022 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/85cceaf7-bd88-36fa-9063-bc2876a7a79f</guid>
                                    <description><![CDATA[<ul><li>
<p>Home equity may be a solution for retirees battling inflation</p>
</li>
<li>Largest HECM lenders make big changes</li>
<li>Reverse Market Insight's Market Minute</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>Home equity may be a solution for retirees battling inflation</p>
</li>
<li>Largest HECM lenders make big changes</li>
<li>Reverse Market Insight's Market Minute</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/a5ajzy/E746.mp3" length="10597481" type="audio/mpeg"/>
        <itunes:summary>EPISODE #746
Home equity may be a solution for retirees battling inflation
[MarketWatch] With inflation at a 40-year high, many Americans are struggling to make ends meet. Here’s how tapping into one’s home equity can possibly help...

Other Stories:

Finance of America Mortgage closes forward unit- reverse remains the focus

AAG cuts workforce in changing market</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>441</itunes:duration>
                <itunes:episode>746</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E745: Experts weigh in on what homeowners should do in a softening market</title>
        <itunes:title>E745: Experts weigh in on what homeowners should do in a softening market</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e745-experts-weigh-in-on-what-homeowners-should-do-in-a-softening-market/</link>
                    <comments>https://reversefortunes.podbean.com/e/e745-experts-weigh-in-on-what-homeowners-should-do-in-a-softening-market/#comments</comments>        <pubDate>Mon, 24 Oct 2022 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/a9d1d5d4-0b7e-3a83-ab63-74a0a1ebce63</guid>
                                    <description><![CDATA[<ul><li>
<p>Experts weigh in on how homeowners should react to softening home values</p>
</li>
<li>Builders Warn Collapse Is ‘Unsustainable’—And Prices Could Tumble Another 20%</li>
<li>Social Security's Cost of Living Increase Means Benefits May Run Out Sooner: Here's why</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>Experts weigh in on how homeowners should react to softening home values</p>
</li>
<li>Builders Warn Collapse Is ‘Unsustainable’—And Prices Could Tumble Another 20%</li>
<li>Social Security's Cost of Living Increase Means Benefits May Run Out Sooner: Here's why</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5xr74n/E745.mp3" length="12702115" type="audio/mpeg"/>
        <itunes:summary>EPISODE #745
Experts weigh in on how homeowners should react to softening home values
[InsuranceNewsNet-com] Are we headed for a major market crash? Are there things to consider like reverse mortgages to help weather eroding market conditions? Several experts weigh in with their advice...

Other Stories:

Housing Market Recession: Home Builders Warn Collapse Is ‘Unsustainable’—And Prices Could Tumble Another 20%

Social Security’s Cost of Living Increase Means Benefits May Run Out Sooner</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>529</itunes:duration>
                <itunes:episode>745</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E744: Hurricane Ian traumatized Floridians. It also erased their nest egg</title>
        <itunes:title>E744: Hurricane Ian traumatized Floridians. It also erased their nest egg</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e744-hurricane-ian-traumatized-floridians-it-also-erased-their-nest-egg/</link>
                    <comments>https://reversefortunes.podbean.com/e/e744-hurricane-ian-traumatized-floridians-it-also-erased-their-nest-egg/#comments</comments>        <pubDate>Mon, 17 Oct 2022 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/f41da2a4-3118-33e2-b18d-b06049a56320</guid>
                                    <description><![CDATA[<ul><li>
<p>Hurricane Ian traumatized Floridians. It also erased their nest egg</p>
</li>
<li>
<p> </p>
Don’t Be Complacent During The “Critical Retirement Decision” Zone</li>
<li>The CFPB wants to hear from you!
<p class="p1">

</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>
<p>Hurricane Ian traumatized Floridians. It also erased their nest egg</p>
</li>
<li>
<p> </p>
Don’t Be Complacent During The “Critical Retirement Decision” Zone</li>
<li>The CFPB wants to hear from you!<br>
<p class="p1"><br>
<br>
</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/jwq3dp/E744.mp3" length="11955430" type="audio/mpeg"/>
        <itunes:summary>EPISODE #744
The CFPB wants to hear from you
The Consumer Financial Protection Bureau (Bureau or CFPB) is seeking comment from the public about (1) ways to facilitate mortgage refinances for consumers who would benefit from refinancing, especially consumers with smaller loan balances; and (2) ways to reduce risks for consumers who experience disruptions in their financial situation that could interfere with their ability to remain current on their mortgage payments. The press release refers to this solicitation as a Request for Information (RFI).

Other Stories:

Don’t Be Complacent During The “Critical Retirement Decision” Zone

Hurricane Ian traumatized Floridians. It also erased their nest egg</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>497</itunes:duration>
                <itunes:episode>744</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E743: A closer look at September’s HECM Endorsement data</title>
        <itunes:title>E743: A closer look at September’s HECM Endorsement data</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e743-moodys-analytics-says-210-housing-markets-could-crash-25-30/</link>
                    <comments>https://reversefortunes.podbean.com/e/e743-moodys-analytics-says-210-housing-markets-could-crash-25-30/#comments</comments>        <pubDate>Mon, 10 Oct 2022 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/7c07cefe-9d42-32d6-a84c-9ce6d94f670d</guid>
                                    <description><![CDATA[<ul><li>Moodys Analytics says 210 housing markets could crash 25-30%</li>
<li>Homebuilder sell-off to impact neighborhood home values</li>
<li>A closer look at September's HECM Endorsement data
<p class="p1">

</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>Moodys Analytics says 210 housing markets could crash 25-30%</li>
<li>Homebuilder sell-off to impact neighborhood home values</li>
<li>A closer look at September's HECM Endorsement data<br>
<p class="p1"><br>
<br>
</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gtraa2/E743.mp3" length="13665092" type="audio/mpeg"/>
        <itunes:summary>EPISODE #743
Moodys says these 210 housing markets could crash 25-30%
[Fortune] “Moody’s Analytics expects that U.S. home price decline to widen to between 25% to 30% in 210 ”significantly overvalued” housing markets.

Other Stories:

Homebuilder sell-off to impact neighborhood home values

A closer look at September’s HECM Endorsement data</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>569</itunes:duration>
                <itunes:episode>743</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E742: As the Market Falls, New Retirees Need a Plan</title>
        <itunes:title>E742: As the Market Falls, New Retirees Need a Plan</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e742-as-the-market-falls-new-retirees-need-a-plan/</link>
                    <comments>https://reversefortunes.podbean.com/e/e742-as-the-market-falls-new-retirees-need-a-plan/#comments</comments>        <pubDate>Mon, 03 Oct 2022 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/98ce0e08-ced7-3e67-ad29-30aa1c37b5ef</guid>
                                    <description><![CDATA[<ul><li>As the Market Falls, New Retirees Need a Plan</li>
<li>Reverse mortgage veteran says opportunities remain high despite economic challenges</li>
<li>What to expect now for home prices, stocks and bonds
<p class="p1">

</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>As the Market Falls, New Retirees Need a Plan</li>
<li>Reverse mortgage veteran says opportunities remain high despite economic challenges</li>
<li>What to expect now for home prices, stocks and bonds<br>
<p class="p1"><br>
<br>
</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/d42pfd/E742.mp3" length="11100913" type="audio/mpeg"/>
        <itunes:summary>EPISODE #742
As the Market Falls, New Retirees Need a Plan
[Kiplinger] ”Anyone newly retired or nearly so must feel like they have the worst timing in the world. A portfolio tends to be largest near retirement, just before those savings are about to be drawn down..”

Other Stories:

** Reverse mortgage veteran says opportunities remain high despite economic challenges

** What to expect now for home prices, stocks, and bonds</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>462</itunes:duration>
                <itunes:episode>742</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E741: How falling home values will bring down inflation</title>
        <itunes:title>E741: How falling home values will bring down inflation</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e741-how-falling-home-values-will-bring-down-inflation/</link>
                    <comments>https://reversefortunes.podbean.com/e/e741-how-falling-home-values-will-bring-down-inflation/#comments</comments>        <pubDate>Mon, 26 Sep 2022 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/e89664e2-b1cb-3a61-96c2-8cd3fc4e6cb1</guid>
                                    <description><![CDATA[<ul><li>How falling home values will bring down inflation</li>
<li>5 Ways to Generate Income in Retirement Without Going Back to Work</li>
<li>Reverse Market Insight's 'Market Minute'
<p class="p1">

</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>How falling home values will bring down inflation</li>
<li>5 Ways to Generate Income in Retirement Without Going Back to Work</li>
<li>Reverse Market Insight's 'Market Minute'<br>
<p class="p1"><br>
<br>
</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/pesyxp/E741.mp3" length="12238180" type="audio/mpeg"/>
        <itunes:summary>EPISODE #741
How falling home values will bring down inflation
Housing represents one of the largest portions of the Consumer Price Index’s ’basket of goods’ that is used to determine our current rate of inflation. Here’s how much economists expect housing prices to impact inflation.

Other Stories:

5 Ways to Generate Income in Retirement Without Going Back to Work

Reverse Market Insight’s ’Market Minute’</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>509</itunes:duration>
                <itunes:episode>741</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E740: How to help keep reverse mortgage property charges current</title>
        <itunes:title>E740: How to help keep reverse mortgage property charges current</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e740-how-to-help-keep-reverse-mortgage-property-charges-current/</link>
                    <comments>https://reversefortunes.podbean.com/e/e740-how-to-help-keep-reverse-mortgage-property-charges-current/#comments</comments>        <pubDate>Mon, 19 Sep 2022 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/ae9cbcfa-7e6f-3cd7-bedb-715d61917b70</guid>
                                    <description><![CDATA[<ul><li>How to help keep reverse mortgage property charges current</li>
<li>Social Security Recipients Could Get Their Biggest Raise Since 1981</li>
<li>Debt after Death
<p class="p1">

</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>How to help keep reverse mortgage property charges current</li>
<li>Social Security Recipients Could Get Their Biggest Raise Since 1981</li>
<li>Debt after Death<br>
<p class="p1"><br>
<br>
</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/haf4hk/E740.mp3" length="12915901" type="audio/mpeg"/>
        <itunes:summary>EPISODE #740
How to help keep reverse mortgage property charges current
In a recent Mortgage Orb column, Michael Whiting addresses the importance of paying property charges on a reverse mortgage and how they can be kept current.

Other Stories:

Social Security Recipients Could Get Their Biggest Raise Since 1981

Debt after Death</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>538</itunes:duration>
                <itunes:episode>740</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E739: Analyst who predicted 2008 crash sees home values going down this much</title>
        <itunes:title>E739: Analyst who predicted 2008 crash sees home values going down this much</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e739-the-most-effective-product-messaging-for-reverse-mortgages/</link>
                    <comments>https://reversefortunes.podbean.com/e/e739-the-most-effective-product-messaging-for-reverse-mortgages/#comments</comments>        <pubDate>Mon, 12 Sep 2022 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/e0f8a723-a6f6-3d45-af8a-ae6c9761a42c</guid>
                                    <description><![CDATA[<ul><li>The most effective product messaging for reverse mortgages</li>
<li>‘Poison’ Ivy Zelman—the analyst who predicted the 2008 housing bust—sees U.S. home prices falling this much</li>
<li>Protect Your Retirement Income from Inflation
<p class="p1">

</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>The most effective product messaging for reverse mortgages</li>
<li>‘Poison’ Ivy Zelman—the analyst who predicted the 2008 housing bust—sees U.S. home prices falling this much</li>
<li>Protect Your Retirement Income from Inflation<br>
<p class="p1"><br>
<br>
</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/n3ehg5/E739.mp3" length="12166709" type="audio/mpeg"/>
        <itunes:summary>Episode #739: 

** The most effective product messaging for reverse mortgages
** ‘Poison’ Ivy Zelman—the analyst who predicted the 2008 housing bust—sees U.S. home prices falling this much
** Protect Your Retirement Income from Inflation</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>506</itunes:duration>
                <itunes:episode>739</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E738: HECM Counseling committee addresses property defaults</title>
        <itunes:title>E738: HECM Counseling committee addresses property defaults</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e738-hecm-counseling-committee-addresses-property-defaults/</link>
                    <comments>https://reversefortunes.podbean.com/e/e738-hecm-counseling-committee-addresses-property-defaults/#comments</comments>        <pubDate>Mon, 05 Sep 2022 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/7e4d0149-975f-36d3-83de-c83d790cb4ac</guid>
                                    <description><![CDATA[<ul><li>HECM Counseling committee addresses property defaults</li>
<li>Income for Life: Strategies to Avoid Running Out of Money in Retirement</li>
<li>Averting disaster with a Medicaid Planner
<p class="p1">

</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>HECM Counseling committee addresses property defaults</li>
<li>Income for Life: Strategies to Avoid Running Out of Money in Retirement</li>
<li>Averting disaster with a Medicaid Planner<br>
<p class="p1"><br>
<br>
</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gtcy35/E738.mp3" length="12635032" type="audio/mpeg"/>
        <itunes:summary>EPISODE #738
HECM Counseling committee addresses property defaults
[Reverse Mortgage Daily] HUD’s Housing Counseling Federal Advisory Committee met and looked at lingering issues in HECM loans- including some borrowers who unexpectedly ended up in foreclosure.

Other Stories:

** [Think Advisor] Income for Life: Strategies to Avoid Running Out of Money in Retirement

** Averting disaster with a Medicaid Planner</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>526</itunes:duration>
                <itunes:episode>738</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E737: Fannie Mae: ’Dark days ahead for the housing market’</title>
        <itunes:title>E737: Fannie Mae: ’Dark days ahead for the housing market’</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e737-fannie-mae-dark-days-ahead-for-the-housing-market/</link>
                    <comments>https://reversefortunes.podbean.com/e/e737-fannie-mae-dark-days-ahead-for-the-housing-market/#comments</comments>        <pubDate>Mon, 29 Aug 2022 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/a0d3fb90-45e6-3ee3-8527-6aa4b32cca58</guid>
                                    <description><![CDATA[<ul><li>Fannie Mae economists downgrade their housing forecast- 'dark days ahead'.</li>
<li>Divorce after 50 can leave your retirement with nothing.
</li>
<li>
<p class="p1">HUD Secretary outlines priorities and plans to curb appraisal bias</p>
<p class="p1">

</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>Fannie Mae economists downgrade their housing forecast- 'dark days ahead'.</li>
<li>Divorce after 50 can leave your retirement with nothing.<br>
</li>
<li>
<p class="p1">HUD Secretary outlines priorities and plans to curb appraisal bias</p>
<p class="p1"><br>
<br>
</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/mkugyn/E737.mp3" length="8992518" type="audio/mpeg"/>
        <itunes:summary>EPISODE #737
Fannie Mae economists downgrade their housing forecast. Here’s why
[Housing Wire] It will get worse for the housing market – and mortgage industry – before it gets better. That’s the takeaway from a group of economists at Fannie Mae who slashed their forecast for 2022 home sales this week.

Other Stories:

Divorce after 50 can leave your retirement with nothing.

HUD Secretary outlines priorities and plans to curb appraisal bias.</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>374</itunes:duration>
                <itunes:episode>737</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E736: California reverse mortgage borrowers encouraged to seek assistance</title>
        <itunes:title>E736: California reverse mortgage borrowers encouraged to seek assistance</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e736-california-reverse-mortgage-borrowers-encouraged-to-seek-assistance/</link>
                    <comments>https://reversefortunes.podbean.com/e/e736-california-reverse-mortgage-borrowers-encouraged-to-seek-assistance/#comments</comments>        <pubDate>Mon, 22 Aug 2022 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/0914fc2c-f21f-35fd-8298-ff0bbedef5c9</guid>
                                    <description><![CDATA[<ul><li>California reverse mortgage borrowers encouraged to seek assistance</li>
<li>HECM Update: Reverse Market Insight's 'Market Minute'
</li>
<li>
<p class="p1">Social Security recipients may get a big raise thanks to inflation</p>
<p class="p1">

</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>California reverse mortgage borrowers encouraged to seek assistance</li>
<li>HECM Update: Reverse Market Insight's 'Market Minute'<br>
</li>
<li>
<p class="p1">Social Security recipients may get a big raise thanks to inflation</p>
<p class="p1"><br>
<br>
</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/k6gtkv/E736.mp3" length="11203731" type="audio/mpeg"/>
        <itunes:summary>EPISODE #736
Reverse mortgage borrowers with delinquent property charges encouraged to seek relief
[Reverse Mortgage Daily] The office of the California Attorney General Rob Bonta published an alert last week encouraging state residents impacted by the Covid-19 pandemic to seek assistance to repay house payments.

.

Other Stories:

* Social Security recipients may get a big raise thanks to inflation.

* The Reverse Mortgage Market Minute with Reverse Market Insight’s Jon McCue.</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>466</itunes:duration>
                <itunes:episode>736</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E735: Is the HECM ”teetering on collapse”?</title>
        <itunes:title>E735: Is the HECM ”teetering on collapse”?</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e735-50-of-gen-x-ers-can-t-afford-to-help-parents/</link>
                    <comments>https://reversefortunes.podbean.com/e/e735-50-of-gen-x-ers-can-t-afford-to-help-parents/#comments</comments>        <pubDate>Mon, 15 Aug 2022 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/719e6113-9adf-3579-9a92-b356b1d61b6d</guid>
                                    <description><![CDATA[<ul><li>HECM ‘teetering on collapse’. RMD interviews former Ginnie Mae president</li>
<li>You can’t take the money and run- Borrowers must return money to rescind the loan
</li>
<li>
<p class="p1">Half of Generation Xers cannot afford to help their parents</p>
<p class="p1">

</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>HECM ‘teetering on collapse’. RMD interviews former Ginnie Mae president</li>
<li>You can’t take the money and run- Borrowers must return money to rescind the loan<br>
</li>
<li>
<p class="p1">Half of Generation Xers cannot afford to help their parents</p>
<p class="p1"><br>
<br>
</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/jrtmxv/E735.mp3" length="13992981" type="audio/mpeg"/>
        <itunes:summary>[Yahoo Finance] Inflation and current economic conditions are creating problems for senior Baby Boomers, and new data from American Advisors Group (AAG) shows that those financial issues could become a problem for their Generation X (Gen X) children.

Other Stories:

HECM ‘teetering on collapse’. RMD interviews former Ginnie Mae president

You can’t take the money and run- Borrowers must return money to rescind the loan</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>582</itunes:duration>
                <itunes:episode>735</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>E734: ‘A time-honored loan in FHA’. RMD sits down with FHA Commissioner</title>
        <itunes:title>E734: ‘A time-honored loan in FHA’. RMD sits down with FHA Commissioner</itunes:title>
        <link>https://reversefortunes.podbean.com/e/e734-us-facing-a-potential-perfect-storm-for-a-housing-crisis/</link>
                    <comments>https://reversefortunes.podbean.com/e/e734-us-facing-a-potential-perfect-storm-for-a-housing-crisis/#comments</comments>        <pubDate>Mon, 08 Aug 2022 01:00:00 -0700</pubDate>
        <guid isPermaLink="false">reversefortunes.podbean.com/b5ba161a-1aa5-34db-9051-875f7e4daf75</guid>
                                    <description><![CDATA[<ul><li>The U.S. facing a potential ‘perfect storm’ for a housing crisis</li>
<li>‘A time-honored loan in FHA’. RMD sits down with FHA Commissioner
</li>
<li>
<p class="p1">Workers Say Inflation Is Now the No. 1 Obstacle to a Comfortable Retirement</p>
<p class="p1">

</p>
</li>
</ul>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>The U.S. facing a potential ‘perfect storm’ for a housing crisis</li>
<li>‘A time-honored loan in FHA’. RMD sits down with FHA Commissioner<br>
</li>
<li>
<p class="p1">Workers Say Inflation Is Now the No. 1 Obstacle to a Comfortable Retirement</p>
<p class="p1"><br>
<br>
</p>
</li>
</ul>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/54yxem/E734.mp3" length="12445070" type="audio/mpeg"/>
        <itunes:summary>EPISODE #734

The U.S. is facing a ”perfect storm” for a housing crisis similar to that of 2008, according to Jose Torres, a senior economist for Interactive Brokers, said Newsweek in a recent column.

Other Stories:

‘A time-honored loan in FHA’. RMD sits down with FHA Commissioner

Workers Say Inflation Is Now the No. 1 Obstacle to a Comfortable Retirement</itunes:summary>
        <itunes:author>Reverse Focus, Inc</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>514</itunes:duration>
                <itunes:episode>734</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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