The Mortgage Dudes Podcast

HR Hasn't Got Us Yet!

Wed, 08 Apr 2026 07:23:50 -0500

The Dudes are back after a busy break and a lot has happened in the world. Find out how that is affecting mortgages.

Thanks for listening and enjoy the show!

For more information and to apply for free visit: https://greentreeloan.com or https://moloneymortgage.com

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321 MA Mortgage Lender & Mortgage Broker MC1579, NH 1579MB1860036BCH, RI 20153125LL B03 DBA Equity Resources of Ohio, Inc.

Certain restrictions apply, call for details. #mortgage #lending #realestate #homebuying

The Dudes Storm the Ivory Tower of Mortgages

Mon, 05 Jan 2026 11:54:34 -0500

Big questions are not best for the big companies. The dudes go over some hot topics of mortgage financing for the start of 2026.

Thanks for listening and enjoy the show!

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For more information and to apply for free visit: https://greentreeloan.com or https://moloneymortgage.com

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Shane Marzullo | Greentree Mortgage Services | 419-861-9008

7555 Airport Hwy, Suite A * Holland, OH 43528

NMLS 275577/133641, MI FR0018548

Ed Moloney | Equity Resources, Inc. | 774-573-0329

465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536

NMLS 1579/10321 MA Mortgage Lender & Mortgage Broker MC1579, NH 1579MB1860036BCH, RI 20153125LL B03 DBA Equity Resources of Ohio, Inc.

Loan Program Examples are for Educational Purposes Only. This is Not a Commitment to Lend. Programs are Subject to Change Without Notice. Certain Restrictions Apply, Call for Details.

Discover Inner Peace with Home Owning

Fri, 11 Jul 2025 12:25:00 -0500

Thanks for listening and enjoy the show!

For more information and to apply for free visit: https://greentreeloan.com or https://moloneymortgage.com

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528

NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536

NMLS 1579/10321 MA Mortgage Lender & Mortgage Broker MC1579, NH 1579MB1860036BCH, RI 20153125LL B03 DBA Equity Resources of Ohio, Inc.

Certain restrictions apply, call for details.

00:15:31 - 00:15:38

Conventional 30 Year Loan with a 5% down payment on a $300,000 purchase price (Loan Amount $285,000) with a 6.99% fixed interest rate/7.422% APR for 30 years = $1,946.25.

Payment is Principal & Interest + Mortgage Insurance. Does not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.

Program terms & conditions are subject to change at any time. This is not a commitment to lend

Two Bald, Loudmouthed, Flying Purple Mortgage Lenders

Tue, 06 May 2025 13:54:40 -0500

In this episode, the dudes discuss DSCR, Construction loans, Insurance advice, Temporary Buy Downs & the current Ohio and Massachusetts markets. As well, of course, what ever pops in their heads.

Thanks for listening and enjoy the show!

For more information and to apply for free visit: https://greentreeloan.com or https://moloneymortgage.com

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528

NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536

NMLS 1579/10321 MA Mortgage Lender & Mortgage Broker MC1579, NH 1579MB1860036BCH, RI 20153125LL B03 DBA Equity Resources of Ohio, Inc.

Certain restrictions apply, call for details.

00:15:31 - 00:15:38

Conventional 30 Year Loan with a 5% down payment on a $300,000 purchase price (Loan Amount $285,000) with a 6.99% fixed interest rate/7.422% APR for 30 years = $1,946.25.

Payment is Principal & Interest + Mortgage Insurance. Does not include amounts for taxes and insurance premiums. The actual payment obligation will be greater.

Program terms & conditions are subject to change at any time. This is not a commitment to lend.

The Dudes Whig Out!

Mon, 17 Feb 2025 08:36:52 -0500

The dudes are back (sort of) giving us an update of what they been up to and how current events are affecting mortgages.

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/

_____________________________________________________________

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548

____________________________________________________________________________________________________________________________________________________________________________________

Conventional loan. Loan Amount $270,000 with a 7.500% fixed interest rate/7.680% APR for 30 years = $1,887.88 monthly payment*. Conventional loan refinance. Loan Amount $255,000 with a 6.375% fixed interest rate/6.503% APR for 30 years = $1,590.87 monthly payment*. *Payment is Principal & Interest only, based on a 800 credit score. Conventional loan with a 5% down payment. Loan Amount $285,000 with a 8.000% fixed interest rate/8.247% APR for 30 years = $2,141.11 monthly payment. Payment is Principal, Interest & Mortgage Insurance based on a 800 credit score. Conventional loan with a 5% down payment. Loan Amount $237,500 with a 7.125% fixed interest rate/7.410% APR for 30 years = $1,643.62 monthly payment. Payment is Principal, Interest & Mortgage Insurance based on a 790 credit score. Conventional loan with a 3% down payment. Loan Amount $174,600 with a 6.750% fixed interest rate/7.120% APR for 30 years = $1,700 monthly payment. Payment is Principal, Interest & Mortgage Insurance based on a 790 credit score, plus estimated amounts for taxes and home insurance premiums. These examples do not include amounts for taxes and home insurance premiums. The actual payment obligation will be greater Rates available as of 2/2025 but subject to change. Final approval subject to credit review. Loan program examples are for illustrative purposes only. This is not a commitment to lend.

Flags, Fish & Finance

Thu, 12 Dec 2024 09:22:54 -0500

In this episode, The Dudes discuss the reality of buying and owning rentals, Down Payment Assistant Programs, How a new President affects mortgages, and their favorite cigars. Thanks for listening and enjoy the show!

For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/

Shane Marzullo 419-861-9008 Greentree Mortgage Services

7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc. 774-573-0329 465

E Falmouth Hwy, Ste B * East Falmouth, MA 02536

NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc. Certain restrictions apply, call for details.

Bald is Buddha-ful

Tue, 15 Oct 2024 08:28:50 -0500

The dudes catch up from their month off with their end of summer shenanigans, then go back to business. Have you considered buying a home with a friend? What's the truth of credit karma? Is a one stop shop realtor the best for buyers? Check out this episode for the answer for these questions.

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/

_____________________________________________________________

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc. 774-573-0329 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc. Certain restrictions apply, call for details.

The Men, The Myths, The Dudes

Mon, 12 Aug 2024 11:16:00 -0500

There is so much misinformation out there about buying homes these days. The dudes go over some of the top Home Buying Myths today and educate you on how you can be a homeowner regardless of the negative things you hear.

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/

_____________________________________________________________

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548

FHA loan with 3.5% down payment. Loan Amount $245,471 with a fixed interest rate of 6.500% (7.110% APR) for 30 years = $1,661.55 monthly payment.

Conventional loan with 20% down payment. Loan Amount $280,000 with a 7.000% fixed interest rate/7.060% APR for 30 years = $1,862.85 monthly payment.

Conventional loan with 3% down payment. Loan amount $130,950 with a fixed interest rate of 6.5% (6.859% APR) for 30 years = $860.43 monthly payment.

Conventional loan with Loan Amount $240,000 with a 6.625% fixed interest rate/6.711% APR for 30 years = $1536.75 monthly payment.

Conventional loan with Loan Amount $240,000 with a 6.625% fixed interest rate/6.767% APR for 15 years = $2107.19 monthly payment.

Payment is Principal & Interest only, based on a 790 credit score. Does not include amounts for taxes & home insurance premiums. The actual payment obligation will be greater. Final approval subject to credit review. Loan program examples are for illustrative purposes only. This is not a commitment to lend.

Even the Pizza Man Can with Time and a Plan!

Fri, 12 Jul 2024 08:41:58 -0500

This week, the dudes are serving up a hot fresh mortgage pie! Listen to learn about VA loans, continuing information on Multi-Family Homes, what other services The Dudes provide, and what have they been up too this summer!

Thanks for listening and enjoy the show!

_____________________________________________________________________________________________________________________

For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/

_____________________________________________________________________________________________________________________

Shane Marzullo Greentree Mortgage Services

419-861-9008 | 7555 Airport Hwy, Suite A * Holland, OH 43528

NMLS 275577/133641, MI FR0018548

Ed Moloney Equity Resources, Inc.

774-573-0329 | 465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536 NMLS 1579/10321

MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc.

Certain restrictions apply, call for details.

The Cather and The d-RYE-ve

Sun, 09 Jun 2024 11:18:00 -0500

Join Shane and Ed as they educate on FHA, Non-Occupant Co-Borrower and Multifamily units. Then, the age old debate of which is better, fishing or golfing.

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/

_____________________________________________________________

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548

The Glamper and The Fisherman

Fri, 10 May 2024 11:54:00 -0500

The dudes discuss insurance, how to decide how much home you can afford, buying a foreclosed home, and how glamping is better than fishing.

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free

visit https://greentreeloan.com/ or https://moloneymortgage.com/

_____________________________________________________________

Shane Marzullo 419-861-9008 Greentree Mortgage Services 7555 Airport Hwy, Suite A * Holland, OH 43528 NMLS 275577/133641, MI FR0018548

Loan program example is for educational purposes. This is not a commitment to lend. Programs are subject to change without notice. Certain restrictions apply, call for details.

Trigger Leads TRIGGER ME!! (When I Should Lock Your Rate and What the Heck are Trigger Leads)

Fri, 12 Apr 2024 07:11:23 -0500

In today's episode the dudes talk the right timing to lock a rate and do a dive into what are trigger leads and why they put the dudes in a mood.

To get out of the scope of the trigger leads, check out our instructions here,

https://rebrand.ly/RemoveFromLists

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free visit https://greentreeloan.com/ or https://moloneymortgage.com/

_____________________________________________________________

Shane Marzullo

419-861-9008

Greentree Mortgage Services

7555 Airport Hwy, Suite A * Holland, OH 43528

NMLS 275577/133641, MI FR0018548

Ed Moloney

Equity Resources, Inc.

774-573-0329

465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536

NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03

DBA Equity Resources of Ohio, Inc.

Certain restrictions apply, call for details.

Ep.2 Listen to the Professionals

Sat, 09 Mar 2024 08:00:00 -0500

Ed and Shane discuss how anyone can be a homeowner regardless of the myths and misinformation out there.

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free

visit https://greentreeloan.com/ or http://www.moloneymortgage.com/

_____________________________________________________________

Shane Marzullo

419-861-9008

Greentree Mortgage Services

7555 Airport Hwy, Suite A * Holland, OH 43528

NMLS 275577/133641, MI FR0018548

Ed Moloney

Equity Resources, Inc.

774-573-0329

465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536

NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579.

NH 23282-MB-BCH. RI 20153125LL B03

DBA Equity Resources of Ohio, Inc.

Certain restrictions apply, call for details.

*Compliance*

00:04:23:23 - Conventional loan with a 20% down payment. Loan Amount $280,000 with a 7% fixed interest rate/7.060% APR for 30 years = $1,862.85 monthly payment.**

00:05:12:01 - Conventional loan with a 3% down payment. Loan Amount $242,500 with a 7% fixed interest rate/7.331% APR for 30 years = $1,680.05 monthly payment. ** Conventional loan with a 5% down payment. Loan Amount $237,500 with a 6.5% fixed interest rate/6.767% APR for 30 years = $1,550.64 monthly payment.**

00:17:12:17 - Purchase Price $1,150,000 with a $425,000 down payment. Loan Amount $725,000.Fixed APR 7.427 for 30 years = $5,007.39 monthly payment* * Refinance: Loan Amount $725,000. Fixed APR 6.564% for 30 years = $4,582.49 monthly payment**

00:21:02:12 - Conventional loan with a 20% down payment. Loan Amount $200,000 with a 6.875% fixed interest rate/6.958% APR for 30 years = $1,313.86 monthly payment.** *Conventional loan with an 20% down payment. Loan Amount $200,000 with a 6.875% fixed interest rate/7.081% APR for 15 years = $1,783.71 monthly payment.**

**Disclaimer**

Payment is Principal &; Interest based on a 790 credit score. Does not include amounts for taxes and home insurance premiums. The actual payment obligation will be greater. Final approval subject to credit review. This is not a commitment to lend. Loan program example is for educational, illustrative purposes only.

Welcome to Our Show!

Tue, 30 Jan 2024 15:03:55 -0500

Meet your hosts, Shane Marzullo of Greentree Mortgage Services and Ed Moloney of Equity Resources, Inc., two of the most knowledgeable, and possibly the wackiest, mortgage lenders around.

In this episode, you will get to know the dudes, hear their goals for this show, and learn the true facts of the current market for January 2024.

Thanks for listening and enjoy the show!

__________________________________________

For more information and to apply for free visit

https://greentreeloan.com/ or https://moloneymortgage.com/ _____________________________________________________________

Shane Marzullo

Greentree Mortgage Services

419-861-9008

7555 Airport Hwy, Suite A * Holland, OH 43528

NMLS 275577/133641, MI FR0018548

Ed Moloney

Equity Resources, Inc.

774-573-0329

465 E Falmouth Hwy, Ste B * East Falmouth, MA 02536

NMLS 1579/10321 MA Mortgage Lender & MA Mortgage Broker MC1579. NH 23282-MB-BCH. RI 20153125LL B03 DBA Equity Resources of Ohio, Inc.

Certain restrictions apply, call for details.