<?xml version="1.0" encoding="UTF-8"?><!-- generator="podbean/5.5" -->
<rss version="2.0"
     xmlns:content="http://purl.org/rss/1.0/modules/content/"
     xmlns:atom="http://www.w3.org/2005/Atom"
     xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd"
     xmlns:spotify="http://www.spotify.com/ns/rss"
     xmlns:podcast="https://podcastindex.org/namespace/1.0"
    xmlns:media="http://search.yahoo.com/mrss/">

<channel>
    <title>MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms</title>
    <atom:link href="https://feed.podbean.com/moneymindfulmoms/feed.xml" rel="self" type="application/rss+xml"/>
    <link>https://moneymindfulmoms.com</link>
    <description><![CDATA[<p><strong>Feel behind with money? You're in the right place.</strong></p>
<p>Money Mindful Moms is the podcast for moms in their 40s who feel behind financially and are ready to change that.</p>
<p>I'm Krista! A wife, mom of three, and someone currently paying off six figures of debt. I'm not sharing advice from the finish line. I'm in the middle of the journey right alongside you.</p>
<p>Every week, we'll talk about budgeting, paying off debt, saving money, increasing your income, and changing the habits and mindset that keep so many of us feeling stuck. You'll get practical strategies you can actually use, honest conversations, and plenty of encouragement without the guilt or perfectionism.</p>
<p>Whether you're trying to pay off debt, build your savings, stop overspending, or finally feel confident with your money, you're welcome here.</p>
<p><strong>New here?</strong></p>
<p>Grab the free <strong>Money Mindful Moms Start Here Guide</strong> for the 21 podcast episodes I recommend if you're new to the show or ready for a financial reset.</p>
<p><a href="https://subscribepage.io/YtIUFT">Grab the Money Mindful Moms Start HERE Guide</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Facebook: facebook.com/moneymindfulmoms</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
<p>Join the Money Mindful Moms Club! To join, simply request to follow @moneymindfulmomsclub on Instagram.  Each month we have a different theme we're working on and I share inspiration and motivation to help you on your financial journey</p>
<p><em>I'm glad you're here! </em></p>
<p><em>xo, </em></p>
<p><em>&lt;3 Krista</em></p>
<p></p>]]></description>
    <pubDate>Tue, 15 Sep 2026 04:34:00 -0700</pubDate>
    <generator>https://podbean.com/?v=5.5</generator>
    <language>en</language>
        <copyright>Copyright 2023 All rights reserved.</copyright>
    <category>Education:Self-Improvement</category>
    <ttl>1440</ttl>
    <itunes:type>episodic</itunes:type>
          <itunes:summary>Money Mindful Moms is the podcast for any woman who’s ever thought, “I should have figured this out by now.”

I’m Krista — a busy mom working to pay off over six figures of debt while raising a family and I’ve learned (sometimes the hard way) how to build savings, stick to a budget, and feel confident with money.  

And I want to take as many moms with me as I can.  Because one of my core beliefs is that moms with money skills will change the world. Go ahead and write it on my tombstone :)

If you’ve ever felt ashamed of your debt, avoided checking your bank account, drained your savings for unexpected expenses, or wondered how to catch up on retirement with limited time — this show is for you.

Each episode is packed with real talk, simple money tips, and mindset shifts to help you take control of your finances — even if you’re getting a late start.

I’m so glad you’re here!

＜3 Krista

Next steps: Join The Money Mindful Moms Club!  It’s a virtual club for moms getting their finances together and each month we focus on a different topic.  Everything from debt payoff, to money mindset, and everything in between.  And the best part? It’s a pay-what-you-want club! 

https://www.facebook.com/groups/moneymindfulmomsclub/

Ready to take the first step to paying off your debt (...like, for good this time?)  Grab my FREE Ditching Debt Once And For All Workshop

https://subscribepage.io/G4xLK7

Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Tik Tok: @moneymindfulmoms</itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
	<itunes:category text="Education">
		<itunes:category text="Self-Improvement" />
	</itunes:category>
	<itunes:category text="Kids &amp; Family">
		<itunes:category text="Parenting" />
	</itunes:category>
    <itunes:owner>
        <itunes:name>Krista Naldjian</itunes:name>
            </itunes:owner>
    	<itunes:block>No</itunes:block>
	<itunes:explicit>false</itunes:explicit>
    <itunes:image href="https://pbcdn1.podbean.com/imglogo/image-logo/16302548/Podcast_Cover_Fall_2025awa7x.jpg" />
    <image>
        <url>https://pbcdn1.podbean.com/imglogo/image-logo/16302548/Podcast_Cover_Fall_2025awa7x.jpg</url>
        <title>MONEY MINDFUL MOMS - Money mindset for moms, Budgeting for beginners, Mom life on a budget, Money making ideas for moms</title>
        <link>https://moneymindfulmoms.com</link>
        <width>144</width>
        <height>144</height>
    </image>
    <item>
        <title>206. When your money goals are moving along at a snail's pace.  A mindset shift when it's taking forever to reach your goals</title>
        <itunes:title>206. When your money goals are moving along at a snail's pace.  A mindset shift when it's taking forever to reach your goals</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/206-when-your-money-goals-are-moving-along-at-a-snails-pace-a-mindset-shift-when-its-taking-forever-to-reach-your-goals/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/206-when-your-money-goals-are-moving-along-at-a-snails-pace-a-mindset-shift-when-its-taking-forever-to-reach-your-goals/#comments</comments>        <pubDate>Tue, 15 Sep 2026 04:34:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/fca17c1d-768e-37bf-8bcf-4645f5dc08a7</guid>
                                    <description><![CDATA[<p>*This podcast is NOT financial advice. It's simply for educational purposes.</p>
<p>Hi friends, </p>
<p>Today's episode is especially for you if you've ever said:</p>
<p>- Why is it taking so long to get this debt paid off?!</p>
<p>- Why does everyone else seem to be doing this so much faster?</p>
<p>- Is it even worth it?</p>
<p>I've felt all those same feelings and I've got the receipts to prove it in today's episode. Less tangible takeaways and more mindset shifts for you in today's episode.  I pray it's exactly what you needed today. </p>
<p>xo</p>
<p>Krista</p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>*This podcast is NOT financial advice. It's simply for educational purposes.</p>
<p>Hi friends, </p>
<p>Today's episode is especially for you if you've ever said:</p>
<p>- Why is it taking so long to get this debt paid off?!</p>
<p>- Why does everyone else seem to be doing this so much faster?</p>
<p>- Is it even worth it?</p>
<p>I've felt all those same feelings and I've got the receipts to prove it in today's episode. Less tangible takeaways and more mindset shifts for you in today's episode.  I pray it's exactly what you needed today. </p>
<p><em>xo</em></p>
<p><em>Krista</em></p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7s35qpbe4nv4zhhs/206_When_your_money_goals_are_moving_along_at_a_snail_s_pace_A_mindset_shift_for_you_1_bpojq.mp3" length="12291463" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*This podcast is NOT financial advice. It's simply for educational purposes.
Hi friends, 
Today's episode is especially for you if you've ever said:
- Why is it taking so long to get this debt paid off?!
- Why does everyone else seem to be doing this so much faster?
- Is it even worth it?
I've felt all those same feelings and I've got the receipts to prove it in today's episode. Less tangible takeaways and more mindset shifts for you in today's episode.  I pray it's exactly what you needed today. 
xo
Krista
----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>543</itunes:duration>
                <itunes:episode>216</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>205. One car repair away from a complete meltdown</title>
        <itunes:title>205. One car repair away from a complete meltdown</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/205-one-car-repair-away-from-a-complete-meltdown/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/205-one-car-repair-away-from-a-complete-meltdown/#comments</comments>        <pubDate>Tue, 08 Sep 2026 04:48:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/cdae22a8-c5b3-36b2-8ef0-2ac3c19bde66</guid>
                                    <description><![CDATA[<p>*This podcast is NOT financial advice. It's simply for educational purposes.</p>
<p>Be sure to listen until the end of this episode for an update!</p>
<p>Happy Tuesday!</p>
<p>We had some car trouble over the weekend that inspired me to do an episode on Emergency expenses.  </p>
<p>I hope it inspires you to put some systems in place to be ok when the next $ emergency pops up. </p>
<p>Alright now I'm off to turn this week around!</p>
<p>xo</p>
<p>Krista</p>
<p>In this episode I mention: </p>
<p>-High Yield Savings Accounts.  If you want to compare rates, <a href='https://secure.money.com/lp/savings-accounts/lp/best-high-yield-savings-accounts-abm-creator?pcuid=j4f19ce16925&amp;tsv=pcu-55502-control&amp;jump_from_embed=true'>here are some of my favorite HYSAs.</a> </p>
<p>- If you don't just need any old side hustle, but an actual side hustle strategy you can grab my <a href='https://buymeacoffee.com/moneymindfulmoms/e/524863'>Moms Side Hustle Guide</a></p>
<p>ps:</p>
<p>It's not too late to join us in the NEW Money Mindful Moms Club and do a Budget Bootcamp with us this month! Right now it's just $19 a month when you sign up to join us in September!  <a href='https://buy.stripe.com/14AfZh6vcedD2hIe0p7ss0e'>Use this link for special pricing!</a></p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>*This podcast is NOT financial advice. It's simply for educational purposes.</p>
<p><em>Be sure to listen until the end of this episode for an update!</em></p>
<p>Happy Tuesday!</p>
<p>We had some car trouble over the weekend that inspired me to do an episode on Emergency expenses.  </p>
<p>I hope it inspires you to put some systems in place to be ok when the next $ emergency pops up. </p>
<p>Alright now I'm off to turn this week around!</p>
<p><em>xo</em></p>
<p><em>Krista</em></p>
<p>In this episode I mention: </p>
<p>-High Yield Savings Accounts.  If you want to compare rates, <a href='https://secure.money.com/lp/savings-accounts/lp/best-high-yield-savings-accounts-abm-creator?pcuid=j4f19ce16925&amp;tsv=pcu-55502-control&amp;jump_from_embed=true'>here are some of my favorite HYSAs.</a> </p>
<p>- If you don't just need any old side hustle, but an actual side hustle strategy you can grab my <a href='https://buymeacoffee.com/moneymindfulmoms/e/524863'>Moms Side Hustle Guide</a></p>
<p>ps:</p>
<p>It's not too late to join us in the NEW Money Mindful Moms Club and do a Budget Bootcamp with us this month! Right now it's just $19 a month when you sign up to join us in September!  <a href='https://buy.stripe.com/14AfZh6vcedD2hIe0p7ss0e'>Use this link for special pricing!</a></p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/m7jbya88dq8yzu96/205_One_car_repair_away_from_a_complete_meltdown78ozt.mp3" length="16363791" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*This podcast is NOT financial advice. It's simply for educational purposes.
Be sure to listen until the end of this episode for an update!
Happy Tuesday!
We had some car trouble over the weekend that inspired me to do an episode on Emergency expenses.  
I hope it inspires you to put some systems in place to be ok when the next $ emergency pops up. 
Alright now I'm off to turn this week around!
xo
Krista
In this episode I mention: 
-High Yield Savings Accounts.  If you want to compare rates, here are some of my favorite HYSAs. 
- If you don't just need any old side hustle, but an actual side hustle strategy you can grab my Moms Side Hustle Guide
ps:
It's not too late to join us in the NEW Money Mindful Moms Club and do a Budget Bootcamp with us this month! Right now it's just $19 a month when you sign up to join us in September!  Use this link for special pricing!
----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>728</itunes:duration>
                <itunes:episode>215</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>204. Rowing upstream in a K shaped economy</title>
        <itunes:title>204. Rowing upstream in a K shaped economy</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/204-rowing-upstream-in-a-k-shaped-economy/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/204-rowing-upstream-in-a-k-shaped-economy/#comments</comments>        <pubDate>Tue, 01 Sep 2026 05:07:26 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/0b5e0f31-2fd5-30bc-9034-d0fda0ff65b7</guid>
                                    <description><![CDATA[<p>*This podcast is NOT financial advice. It's simply for educational purposes.</p>
<p>Well hey, friend!</p>
<p>This episode is for the moms who are struggling in this economy to feel seen.  I hope it not only does that, but gives you some tools to move up and out of the stuck season you're in.  </p>
<p>xo,</p>
<p>&lt;3 Krista </p>
<p>ps:</p>
<p>It's not too late to join us in the NEW Money Mindful Moms Club and do a Budget Bootcamp with us this month! Right now it's just $19 a month when you sign up to join us in September!  <a href='https://buy.stripe.com/14AfZh6vcedD2hIe0p7ss0e'>Use this link for special pricing!</a></p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>*This podcast is NOT financial advice. It's simply for educational purposes.</p>
<p>Well hey, friend!</p>
<p>This episode is for the moms who are struggling in this economy to feel seen.  I hope it not only does that, but gives you some tools to move up and out of the stuck season you're in.  </p>
<p>xo,</p>
<p><em>&lt;3 Krista</em> </p>
<p>ps:</p>
<p>It's not too late to join us in the NEW Money Mindful Moms Club and do a Budget Bootcamp with us this month! Right now it's just $19 a month when you sign up to join us in September!  <a href='https://buy.stripe.com/14AfZh6vcedD2hIe0p7ss0e'>Use this link for special pricing!</a></p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/xzmcvaqkhfe3qxsj/204_Rowing_upstream_in_a_K-_shaped_economy8f37b.mp3" length="17447699" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*This podcast is NOT financial advice. It's simply for educational purposes.
Well hey, friend!
This episode is for the moms who are struggling in this economy to feel seen.  I hope it not only does that, but gives you some tools to move up and out of the stuck season you're in.  
xo,
&lt;3 Krista 
ps:
It's not too late to join us in the NEW Money Mindful Moms Club and do a Budget Bootcamp with us this month! Right now it's just $19 a month when you sign up to join us in September!  Use this link for special pricing!
----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>771</itunes:duration>
                <itunes:episode>214</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>"I never seem to stick to my budget"</title>
        <itunes:title>"I never seem to stick to my budget"</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/i-never-seem-to-stick-to-my-budget/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/i-never-seem-to-stick-to-my-budget/#comments</comments>        <pubDate>Sun, 30 Aug 2026 09:37:29 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/20372a2d-6cf5-3e4b-bc10-a6ad9fe7b176</guid>
                                    <description><![CDATA[<p>*This podcast is NOT financial advice. It's simply for educational purposes.</p>
<p>The long and short of it, we're doing a budget Bootcamp inside the new MMM Club in September and I want you to join us!</p>
<p>Right now it's just $19 a month when you sign up to join us in September!  <a href='https://buy.stripe.com/14AfZh6vcedD2hIe0p7ss0e'>Use this link for special pricing!</a></p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>*This podcast is NOT financial advice. It's simply for educational purposes.</p>
<p>The long and short of it, we're doing a budget Bootcamp inside the new MMM Club in September and I want you to join us!</p>
<p>Right now it's just $19 a month when you sign up to join us in September!  <a href='https://buy.stripe.com/14AfZh6vcedD2hIe0p7ss0e'>Use this link for special pricing!</a></p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/6tpp3989r7bf7efv/Bootcamp_commercial9gcnr.mp3" length="5500494" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*This podcast is NOT financial advice. It's simply for educational purposes.
The long and short of it, we're doing a budget Bootcamp inside the new MMM Club in September and I want you to join us!
Right now it's just $19 a month when you sign up to join us in September!  Use this link for special pricing!
----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>229</itunes:duration>
                <itunes:episode>213</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>203. You probably need to make more money</title>
        <itunes:title>203. You probably need to make more money</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/203-you-probably-need-to-make-more-money/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/203-you-probably-need-to-make-more-money/#comments</comments>        <pubDate>Tue, 25 Aug 2026 04:48:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c936b63d-7211-3c49-a899-5136a53423fa</guid>
                                    <description><![CDATA[<p>*This podcast is NOT financial advice. It's simply for educational purposes.</p>
<p>Hi friend, </p>
<p>Things have changed and what I would have told you a couple years ago isn't the same as what I will tell you today.  You probably need to make more money.  </p>
<p>If you have been trying to make your budget work and it's just not working even though you've cut back on a lot of your spending, you probably need to make more money. </p>
<p>In this episode I'm sharing how to figure out if that's the problem and what to do about it. </p>
<p>I don't want you thinking something's wrong with you when it's not a you problem, it's an income problem.  I hope this helps you get started. </p>
<p>xo,</p>
<p>&lt;3 Krista </p>
<p>Also in today's episode:</p>
<p>- I share my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Money Mindful Moms Side Hustle Guide</a> if you are ready to start a side hustle but need someone to walk you through all the things. It's just $19. </p>
<p>- I also share that my current pay-what-you-want Club called The Money Mindful Moms Club is ending at the end of August, but it's not the end of the club forever! My current Membership The Momentum Circle will now be called The Money Mindful Moms Club and it is the one place I'll be able to invest my extra time in to help you take action towards your money goals. </p>
<p>If you're ready to join the NEW Money Mindful Moms Club, right now it's just $19 a month when you sign up to join us in September!  <a href='https://buy.stripe.com/14AfZh6vcedD2hIe0p7ss0e'>Use this link for special pricing!</a></p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>*This podcast is NOT financial advice. It's simply for educational purposes.</p>
<p>Hi friend, </p>
<p>Things have changed and what I would have told you a couple years ago isn't the same as what I will tell you today.  You probably need to make more money.  </p>
<p>If you have been trying to make your budget work and it's just not working even though you've cut back on a lot of your spending, you probably need to make more money. </p>
<p>In this episode I'm sharing how to figure out if that's the problem and what to do about it. </p>
<p>I don't want you thinking something's wrong with you when it's not a you problem, it's an income problem.  I hope this helps you get started. </p>
<p>xo,</p>
<p><em>&lt;3 Krista</em> </p>
<p>Also in today's episode:</p>
<p>- I share my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Money Mindful Moms Side Hustle Guide</a> if you are ready to start a side hustle but need someone to walk you through all the things. It's just $19. </p>
<p>- I also share that my current pay-what-you-want Club called The Money Mindful Moms Club is ending at the end of August, but it's not the end of the club forever! My current Membership The Momentum Circle will now be called The Money Mindful Moms Club and it is the one place I'll be able to invest my extra time in to help you take action towards your money goals. </p>
<p>If you're ready to join the NEW Money Mindful Moms Club, right now it's just $19 a month when you sign up to join us in September!  <a href='https://buy.stripe.com/14AfZh6vcedD2hIe0p7ss0e'>Use this link for special pricing!</a></p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/hb44m7e2p93eppgb/203_You_probably_need_to_make_more_moneybhhq4.mp3" length="17891805" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*This podcast is NOT financial advice. It's simply for educational purposes.
Hi friend, 
Things have changed and what I would have told you a couple years ago isn't the same as what I will tell you today.  You probably need to make more money.  
If you have been trying to make your budget work and it's just not working even though you've cut back on a lot of your spending, you probably need to make more money. 
In this episode I'm sharing how to figure out if that's the problem and what to do about it. 
I don't want you thinking something's wrong with you when it's not a you problem, it's an income problem.  I hope this helps you get started. 
xo,
&lt;3 Krista 
Also in today's episode:
- I share my Money Mindful Moms Side Hustle Guide if you are ready to start a side hustle but need someone to walk you through all the things. It's just $19. 
- I also share that my current pay-what-you-want Club called The Money Mindful Moms Club is ending at the end of August, but it's not the end of the club forever! My current Membership The Momentum Circle will now be called The Money Mindful Moms Club and it is the one place I'll be able to invest my extra time in to help you take action towards your money goals. 
If you're ready to join the NEW Money Mindful Moms Club, right now it's just $19 a month when you sign up to join us in September!  Use this link for special pricing!
----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>806</itunes:duration>
                <itunes:episode>212</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>202. You're not starting over again</title>
        <itunes:title>202. You're not starting over again</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/202-youre-not-starting-over-again/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/202-youre-not-starting-over-again/#comments</comments>        <pubDate>Tue, 18 Aug 2026 05:07:24 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/a897dbb5-cc7f-302c-91dc-2d237c08164e</guid>
                                    <description><![CDATA[<p>If you're in a stop/start cycle with your money goals, that ends today.  Today I break down why starting over isn't the goal, resetting is. </p>
<p>So put down that brand new budgeting template and your new highlighters.  I'm going to show you how you don't have to start from scratch every time you fall off track.  </p>
<p>xo,</p>
<p>&lt;3 Krista </p>
<p>ps. We're starting a new segment on the show sharing YOUR money wins.  If you'd like to share a win you've had, send me a DM over on Instagram @moneymindfulmoms and I just might choose your win to share on an upcoming episode!</p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>If you're in a stop/start cycle with your money goals, that ends today.  Today I break down why starting over isn't the goal, resetting is. </p>
<p>So put down that brand new budgeting template and your new highlighters.  I'm going to show you how you don't have to start from scratch every time you fall off track.  </p>
<p>xo,</p>
<p><em>&lt;3 Krista</em> </p>
<p>ps. We're starting a new segment on the show sharing YOUR money wins.  If you'd like to share a win you've had, send me a DM over on Instagram @moneymindfulmoms and I just might choose your win to share on an upcoming episode!</p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tb9eser5gvi99c9z/202_You_re_not_starting_over_again7o5ig.mp3" length="15177658" type="audio/mpeg"/>
        <itunes:summary><![CDATA[If you're in a stop/start cycle with your money goals, that ends today.  Today I break down why starting over isn't the goal, resetting is. 
So put down that brand new budgeting template and your new highlighters.  I'm going to show you how you don't have to start from scratch every time you fall off track.  
xo,
&lt;3 Krista 
ps. We're starting a new segment on the show sharing YOUR money wins.  If you'd like to share a win you've had, send me a DM over on Instagram @moneymindfulmoms and I just might choose your win to share on an upcoming episode!
----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>689</itunes:duration>
                <itunes:episode>211</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>201. My Debt Payoff is back... here's what happened.</title>
        <itunes:title>201. My Debt Payoff is back... here's what happened.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/201-my-debt-payoff-is-back-heres-what-happened/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/201-my-debt-payoff-is-back-heres-what-happened/#comments</comments>        <pubDate>Tue, 11 Aug 2026 05:03:52 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/8c064214-3ea8-330e-9695-00db53315158</guid>
                                    <description><![CDATA[<p>Debt Payoff... let's talk about it. </p>
<p>I was making progress towards paying off our debt... and then I wasn't.  What happened?  And what's the status now? </p>
<p>In today's episode I break it down and share some takeaways from it that I think could help you.  </p>
<p>If you're in a season of pausing, just know you're not alone!</p>
<p>xo,</p>
<p>&lt;3 Krista </p>
<p>ps. We're starting a new segment on the show sharing YOUR money wins.  If you'd like to share a win you've had, send me a DM over on Instagram @moneymindfulmoms and I just might choose your win to share on an upcoming episode!</p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Debt Payoff... let's talk about it. </p>
<p>I was making progress towards paying off our debt... and then I wasn't.  What happened?  And what's the status now? </p>
<p>In today's episode I break it down and share some takeaways from it that I think could help you.  </p>
<p>If you're in a season of pausing, just know you're not alone!</p>
<p>xo,</p>
<p><em>&lt;3 Krista</em> </p>
<p>ps. We're starting a new segment on the show sharing YOUR money wins.  If you'd like to share a win you've had, send me a DM over on Instagram @moneymindfulmoms and I just might choose your win to share on an upcoming episode!</p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/mbq2d6ucybx9fygs/201_My_Debt_Payoff_is_back_here_s_what_happened9atlt.mp3" length="15752837" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Debt Payoff... let's talk about it. 
I was making progress towards paying off our debt... and then I wasn't.  What happened?  And what's the status now? 
In today's episode I break it down and share some takeaways from it that I think could help you.  
If you're in a season of pausing, just know you're not alone!
xo,
&lt;3 Krista 
ps. We're starting a new segment on the show sharing YOUR money wins.  If you'd like to share a win you've had, send me a DM over on Instagram @moneymindfulmoms and I just might choose your win to share on an upcoming episode!
----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>700</itunes:duration>
                <itunes:episode>210</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>200. Entering Our Money On Purpose Season</title>
        <itunes:title>200. Entering Our Money On Purpose Season</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/200-entering-our-money-on-purpose-season/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/200-entering-our-money-on-purpose-season/#comments</comments>        <pubDate>Tue, 04 Aug 2026 04:20:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/eda48b7a-a33f-369c-a24b-0f6af77f97e2</guid>
                                    <description><![CDATA[<p>Welcome to a NEW season of the Money Mindful Moms Podcast.</p>
<p>I'm calling this our "Money on Purpose" season.  </p>
<p>I know many of you are at different places along the journey but I think we can all be on the same page about wanting our money to feel on purpose instead of feeling like our money is bossing us around. </p>
<p>So that's where we're headed this season and I hope you'll come along for the ride.</p>
<p>xo,</p>
<p>&lt;3 Krista </p>
<p>ps.  In today's episode I shared we'll be doing a new segment on the show sharing your money wins.  If you'd like to share a win you've had, send me a DM over on Instagram @moneymindfulmoms and I just might choose your win to share on an upcoming episode!</p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome to a NEW season of the Money Mindful Moms Podcast.</p>
<p>I'm calling this our "Money on Purpose" season.  </p>
<p>I know many of you are at different places along the journey but I think we can all be on the same page about wanting our money to feel on purpose instead of feeling like our money is bossing us around. </p>
<p>So that's where we're headed this season and I hope you'll come along for the ride.</p>
<p>xo,</p>
<p><em>&lt;3 Krista</em> </p>
<p>ps.  In today's episode I shared we'll be doing a new segment on the show sharing your money wins.  If you'd like to share a win you've had, send me a DM over on Instagram @moneymindfulmoms and I just might choose your win to share on an upcoming episode!</p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/s6uf6jt93r77scnr/200_Entering_Our_Money_on_Purpose_Seasonbpiq3.mp3" length="10110814" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to a NEW season of the Money Mindful Moms Podcast.
I'm calling this our "Money on Purpose" season.  
I know many of you are at different places along the journey but I think we can all be on the same page about wanting our money to feel on purpose instead of feeling like our money is bossing us around. 
So that's where we're headed this season and I hope you'll come along for the ride.
xo,
&lt;3 Krista 
ps.  In today's episode I shared we'll be doing a new segment on the show sharing your money wins.  If you'd like to share a win you've had, send me a DM over on Instagram @moneymindfulmoms and I just might choose your win to share on an upcoming episode!
----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>451</itunes:duration>
                <itunes:episode>209</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>199. Summer Rewind Series- Part 4.  Revisiting our most popular episodes from this past year</title>
        <itunes:title>199. Summer Rewind Series- Part 4.  Revisiting our most popular episodes from this past year</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/199-summer-rewind-series-part-4-revisiting-our-most-popular-episodes-from-this-past-year/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/199-summer-rewind-series-part-4-revisiting-our-most-popular-episodes-from-this-past-year/#comments</comments>        <pubDate>Mon, 27 Jul 2026 04:02:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/2768dc7f-dca6-3496-a0e7-3452cb59f40b</guid>
                                    <description><![CDATA[<p>Hi friends!</p>
<p>Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year. </p>
<p>Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals. </p>
<p>See you back here in August with fresh episodes!</p>
<p>xo,</p>
<p>&lt;3 Krista </p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friends!</p>
<p>Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year. </p>
<p>Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals. </p>
<p>See you back here in August with fresh episodes!</p>
<p>xo,</p>
<p><em>&lt;3 Krista</em> </p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kwvnwfm4yzd7tpzp/199_Summer_Rewind_Series-_Part_4_Revisiting_our_most_popular_episodes_from_this_yeara7mt6.mp3" length="18490938" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friends!
Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year. 
Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals. 
See you back here in August with fresh episodes!
xo,
&lt;3 Krista 
----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>811</itunes:duration>
                <itunes:episode>208</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>198. Summer Rewind Series- Part 3.  Revisiting our most popular episodes from this past year</title>
        <itunes:title>198. Summer Rewind Series- Part 3.  Revisiting our most popular episodes from this past year</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/198-summer-rewind-series-part-3-revisiting-our-most-popular-episodes-from-this-past-year/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/198-summer-rewind-series-part-3-revisiting-our-most-popular-episodes-from-this-past-year/#comments</comments>        <pubDate>Mon, 20 Jul 2026 04:01:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/e5376d91-a172-3383-93d8-048e6d1d44e2</guid>
                                    <description><![CDATA[<p>Hi friends!</p>
<p>Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year. </p>
<p>Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals. </p>
<p>See you back here in August with fresh episodes!</p>
<p>xo,</p>
<p>&lt;3 Krista </p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friends!</p>
<p>Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year. </p>
<p>Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals. </p>
<p>See you back here in August with fresh episodes!</p>
<p>xo,</p>
<p><em>&lt;3 Krista</em> </p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3f2i66is5e4ngx5i/198_Summer_Rewind_Series-_Part_3_Revisiting_our_most_popular_episodes_from_this_year9cydm.mp3" length="16152902" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friends!
Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year. 
Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals. 
See you back here in August with fresh episodes!
xo,
&lt;3 Krista 
----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>709</itunes:duration>
                <itunes:episode>207</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>197. Summer Rewind Series- Part 2.  Revisiting our most popular episodes from this past year</title>
        <itunes:title>197. Summer Rewind Series- Part 2.  Revisiting our most popular episodes from this past year</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/197-summer-rewind-series-part-2-revisiting-our-most-popular-episodes-from-this-past-year/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/197-summer-rewind-series-part-2-revisiting-our-most-popular-episodes-from-this-past-year/#comments</comments>        <pubDate>Mon, 13 Jul 2026 04:01:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/eb9a42ba-dd42-3703-ac37-f1aa8f7f27ef</guid>
                                    <description><![CDATA[<p>Hi friends!</p>
<p>Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year. </p>
<p>Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals. </p>
<p>See you back here in August with fresh episodes!</p>
<p>xo,</p>
<p>&lt;3 Krista </p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friends!</p>
<p>Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year. </p>
<p>Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals. </p>
<p>See you back here in August with fresh episodes!</p>
<p>xo,</p>
<p><em>&lt;3 Krista</em> </p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2s4ku4hncmtpzdcu/197_Summer_Rewind_Series-_Part_2_Revisiting_our_most_popular_episodes_from_this_year87wfy.mp3" length="13641007" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friends!
Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year. 
Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals. 
See you back here in August with fresh episodes!
xo,
&lt;3 Krista 
----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>902</itunes:duration>
                <itunes:episode>206</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>196. Summer Rewind Series- Part 1.  Revisiting our most popular episodes from this past year</title>
        <itunes:title>196. Summer Rewind Series- Part 1.  Revisiting our most popular episodes from this past year</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/196-summer-rewind-series-part-1-revisiting-our-most-popular-episodes-from-this-past-year/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/196-summer-rewind-series-part-1-revisiting-our-most-popular-episodes-from-this-past-year/#comments</comments>        <pubDate>Tue, 07 Jul 2026 04:57:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/7acdae95-9685-3f79-8648-1be3ccdc904a</guid>
                                    <description><![CDATA[<p>Hi friends!</p>
<p>Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year. </p>
<p>Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals. </p>
<p>See you back here in August with fresh episodes!</p>
<p>xo,</p>
<p>&lt;3 Krista </p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friends!</p>
<p>Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year. </p>
<p>Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals. </p>
<p>See you back here in August with fresh episodes!</p>
<p>xo,</p>
<p><em>&lt;3 Krista</em> </p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7m4qqq3sgc4va94n/196_Summer_Rewind_Series-_Part_1_Revisiting_our_most_popular_episodes_from_this_year9sj19.mp3" length="13922951" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friends!
Every July I take a break from recording new episodes of the podcast and re-visit some of the most popular episodes from the past year. 
Whether this episode is new to you or you're re-listening for a refresher, I hope this episode encourages you and helps you keep moving towards the direction of your money goals. 
See you back here in August with fresh episodes!
xo,
&lt;3 Krista 
----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>694</itunes:duration>
                <itunes:episode>205</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>195. Stuck in a financial rut?  Here's how I would shake things up</title>
        <itunes:title>195. Stuck in a financial rut?  Here's how I would shake things up</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/195-stuck-in-a-financial-rut-heres-how-i-would-shake-things-up/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/195-stuck-in-a-financial-rut-heres-how-i-would-shake-things-up/#comments</comments>        <pubDate>Tue, 30 Jun 2026 04:46:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/49143982-90fa-3104-bffa-0268c0648e34</guid>
                                    <description><![CDATA[<p>As we head into summer I wanted to share a thought I had about my time in college and an unexpected impact on my life from those years that could help you shake things up financially if you need to get unstuck.</p>
<p>See you in August with fresh episodes!</p>
<p>xo,</p>
<p>&lt;3 Krista </p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>As we head into summer I wanted to share a thought I had about my time in college and an unexpected impact on my life from those years that could help you shake things up financially if you need to get unstuck.</p>
<p><em>See you in August with fresh episodes!</em></p>
<p>xo,</p>
<p><em>&lt;3 Krista</em> </p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gw48tqn4h7uc76gc/195_Stuck_in_a_financial_rut_Here_s_how_I_would_shake_things_up9eydu.mp3" length="10832922" type="audio/mpeg"/>
        <itunes:summary><![CDATA[As we head into summer I wanted to share a thought I had about my time in college and an unexpected impact on my life from those years that could help you shake things up financially if you need to get unstuck.
See you in August with fresh episodes!
xo,
&lt;3 Krista 
----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>469</itunes:duration>
                <itunes:episode>204</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>194. What a normal money week looks like at my house</title>
        <itunes:title>194. What a normal money week looks like at my house</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/194-what-a-normal-money-week-looks-like-at-my-house/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/194-what-a-normal-money-week-looks-like-at-my-house/#comments</comments>        <pubDate>Tue, 23 Jun 2026 04:57:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c9d4ced3-1245-3206-85fc-682095022a7d</guid>
                                    <description><![CDATA[<p>"But what if my week doesn't go according to plan?"</p>
<p>Honestly, that's pretty much me every week.  We shuffle things around, we move money from one budget category to another, and we move on.  </p>
<p>Today I'm sharing what our money looked like last week.  What went well and what busted the budget.  </p>
<p>Because I want you to know it almost never turns out perfectly according to plan,  even for someone who's been doing this for a while like me. </p>
<p>xo,</p>
<p>&lt;3 Krista </p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>"But what if my week doesn't go according to plan?"</em></p>
<p>Honestly, that's pretty much me every week.  We shuffle things around, we move money from one budget category to another, and we move on.  </p>
<p>Today I'm sharing what our money looked like last week.  What went well and what busted the budget.  </p>
<p>Because I want you to know it almost never turns out perfectly according to plan,  even for someone who's been doing this for a while like me. </p>
<p>xo,</p>
<p><em>&lt;3 Krista</em> </p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/c3yjfe8ej2ceafbp/194_What_a_normal_money_week_looks_like_at_my_house84iuq.mp3" length="16428838" type="audio/mpeg"/>
        <itunes:summary><![CDATA["But what if my week doesn't go according to plan?"
Honestly, that's pretty much me every week.  We shuffle things around, we move money from one budget category to another, and we move on.  
Today I'm sharing what our money looked like last week.  What went well and what busted the budget.  
Because I want you to know it almost never turns out perfectly according to plan,  even for someone who's been doing this for a while like me. 
xo,
&lt;3 Krista 
----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>718</itunes:duration>
                <itunes:episode>203</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>193. 5 things I've stopped spending money on that I don't miss at all</title>
        <itunes:title>193. 5 things I've stopped spending money on that I don't miss at all</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/193-5-things-ive-stopped-spending-money-on-that-i-dont-miss-at-all/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/193-5-things-ive-stopped-spending-money-on-that-i-dont-miss-at-all/#comments</comments>        <pubDate>Tue, 16 Jun 2026 14:54:08 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/a5d03ca4-40e5-33f2-9036-7045dd406691</guid>
                                    <description><![CDATA[<p>If you're in a money saving season, same! </p>
<p>We're trying to save where we can so we can continue spending on the things that matter most to us.  </p>
<p>So for today's episode I thought I'd share a handful of things we've given up spending money on that we really don't miss at all.  Maybe these will be things you'll want to give up or maybe it will just inspire you to come up with your own list of things you can cut back on for a season.</p>
<p>Spoiler... it's not coffee that I'm giving up :)</p>
<p>xo,</p>
<p>&lt;3 Krista</p>
<p>ps. it's not too late to join the Summer Savings Challenge!  If you want to join the challenge you need to be a part of <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>The Momentum Circle</a></p>
<p>Every Monday in June you'll receive an email with your action items related to the Summer Savings Challenge.  </p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>If you're in a money saving season, same! </p>
<p>We're trying to save where we can so we can continue spending on the things that matter most to us.  </p>
<p>So for today's episode I thought I'd share a handful of things we've given up spending money on that we really don't miss at all.  Maybe these will be things you'll want to give up or maybe it will just inspire you to come up with your own list of things you can cut back on for a season.</p>
<p>Spoiler... it's not coffee that I'm giving up :)</p>
<p>xo,</p>
<p><em>&lt;3 Krista</em></p>
<p>ps. it's not too late to join the Summer Savings Challenge!  If you want to join the challenge you need to be a part of <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>The Momentum Circle</a></p>
<p>Every Monday in June you'll receive an email with your action items related to the Summer Savings Challenge.  </p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ehedtiaz8ymacm2j/193_5_things_I_ve_stopped_spending_money_on_that_I_don_t_miss_at_alla7avb.mp3" length="14886141" type="audio/mpeg"/>
        <itunes:summary><![CDATA[If you're in a money saving season, same! 
We're trying to save where we can so we can continue spending on the things that matter most to us.  
So for today's episode I thought I'd share a handful of things we've given up spending money on that we really don't miss at all.  Maybe these will be things you'll want to give up or maybe it will just inspire you to come up with your own list of things you can cut back on for a season.
Spoiler... it's not coffee that I'm giving up :)
xo,
&lt;3 Krista
ps. it's not too late to join the Summer Savings Challenge!  If you want to join the challenge you need to be a part of The Momentum Circle
Every Monday in June you'll receive an email with your action items related to the Summer Savings Challenge.  
----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>667</itunes:duration>
                <itunes:episode>202</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>192. Permission to Disconnect a Little over the Summer with 1 Very Important Step to Take First)</title>
        <itunes:title>192. Permission to Disconnect a Little over the Summer with 1 Very Important Step to Take First)</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/192-permission-to-disconnect-a-little-over-the-summer-with-1-very-important-step-to-take-first/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/192-permission-to-disconnect-a-little-over-the-summer-with-1-very-important-step-to-take-first/#comments</comments>        <pubDate>Tue, 09 Jun 2026 04:41:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/2beeb430-a252-3766-b903-16bb6442390f</guid>
                                    <description><![CDATA[<p>Hi friend! </p>
<p>If you're ready to soak up summer and need some permission to take some of the energy you normally put towards your money goals and focus it on some R&amp;R or more time with your family, I see you.  I am you.  </p>
<p>But before you go MIA, I have one thing for you to do before you go lay by the pool for a while and it will make your life so much easier (not to mention it will be easier to jump back into your goals when you're ready.)</p>
<p>Cheers to a great summer!</p>
<p>&lt;3 Krista</p>
<p>ps. it's not to join the Summer Savings Challenge!  If you want to join the challenge you need to be a part of <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>The Momentum Circle</a></p>
<p>Every Monday in June you'll receive an email with your action items related to the Summer Savings Challenge.  </p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friend! </p>
<p>If you're ready to soak up summer and need some permission to take some of the energy you normally put towards your money goals and focus it on some R&amp;R or more time with your family, I see you.  I am you.  </p>
<p>But before you go MIA, I have one thing for you to do before you go lay by the pool for a while and it will make your life so much easier (not to mention it will be easier to jump back into your goals when you're ready.)</p>
<p>Cheers to a great summer!</p>
<p><em>&lt;3 Krista</em></p>
<p>ps. it's not to join the Summer Savings Challenge!  If you want to join the challenge you need to be a part of <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>The Momentum Circle</a></p>
<p>Every Monday in June you'll receive an email with your action items related to the Summer Savings Challenge.  </p>
<p>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kdkict7i9gud29gb/192_Permission_to_disconnect_a_little_over_the_summer_with_1_very_important_step_to_take_first_6pikr.mp3" length="9384992" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friend! 
If you're ready to soak up summer and need some permission to take some of the energy you normally put towards your money goals and focus it on some R&amp;R or more time with your family, I see you.  I am you.  
But before you go MIA, I have one thing for you to do before you go lay by the pool for a while and it will make your life so much easier (not to mention it will be easier to jump back into your goals when you're ready.)
Cheers to a great summer!
&lt;3 Krista
ps. it's not to join the Summer Savings Challenge!  If you want to join the challenge you need to be a part of The Momentum Circle
Every Monday in June you'll receive an email with your action items related to the Summer Savings Challenge.  
----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>539</itunes:duration>
                <itunes:episode>201</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>191. Stop Dreading Summer! You can stay on budget when routines look different</title>
        <itunes:title>191. Stop Dreading Summer! You can stay on budget when routines look different</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/191-stop-dreading-summer-you-can-stay-on-budget-when-routines-look-different/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/191-stop-dreading-summer-you-can-stay-on-budget-when-routines-look-different/#comments</comments>        <pubDate>Tue, 26 May 2026 04:44:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/f10647e8-6cbc-3173-b551-644844ca7ebe</guid>
                                    <description><![CDATA[<p>Summer is (almost) here!</p>
<p>Summer can mean slowing down, shifting away from our regular routines, and sometimes, our budgets and $ goals get pushed aside until the kids are back in school.  </p>
<p>But there is a way you can stay on budget even over the summer months, and in this episode we're talking about it.  </p>
<p>In this episode I share: </p>
<p>The Summer Savings Challenge starts June 1st!</p>
<p>If you want to join the challenge you need to be a part of <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>The Momentum Circle</a></p>
<p>Every Monday in June you'll receive an email with your action items related to the Summer Savings Challenge.  </p>
<p>I'm excited to save with you this summer!</p>
<p>xo</p>
<p> &lt;3 Krista----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Summer is (almost) here!</p>
<p>Summer can mean slowing down, shifting away from our regular routines, and sometimes, our budgets and $ goals get pushed aside until the kids are back in school.  </p>
<p>But there is a way you can stay on budget even over the summer months, and in this episode we're talking about it.  </p>
<p>In this episode I share: </p>
<p>The Summer Savings Challenge starts June 1st!</p>
<p>If you want to join the challenge you need to be a part of <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>The Momentum Circle</a></p>
<p>Every Monday in June you'll receive an email with your action items related to the Summer Savings Challenge.  </p>
<p>I'm excited to save with you this summer!</p>
<p><em>xo</em></p>
<p> <em>&lt;3 Krista</em>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gzjasqwic3gujvbp/191_Stop_Dreading_Summer-_You_Can_Stay_on_Budget_When_Routines_Look_Different5z2vz.mp3" length="12646843" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Summer is (almost) here!
Summer can mean slowing down, shifting away from our regular routines, and sometimes, our budgets and $ goals get pushed aside until the kids are back in school.  
But there is a way you can stay on budget even over the summer months, and in this episode we're talking about it.  
In this episode I share: 
The Summer Savings Challenge starts June 1st!
If you want to join the challenge you need to be a part of The Momentum Circle
Every Monday in June you'll receive an email with your action items related to the Summer Savings Challenge.  
I'm excited to save with you this summer!
xo
 &lt;3 Krista----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>561</itunes:duration>
                <itunes:episode>200</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>190. Tiny Financial Wins That Actually Changed My Life</title>
        <itunes:title>190. Tiny Financial Wins That Actually Changed My Life</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/190-tiny-financial-wins-that-actually-changed-my-life/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/190-tiny-financial-wins-that-actually-changed-my-life/#comments</comments>        <pubDate>Tue, 19 May 2026 04:55:39 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/a28ee2de-c3a5-3dfc-a14b-aa1c6bf0b095</guid>
                                    <description><![CDATA[<p>Hi friends!</p>
<p>Do you ever feel like the small things you're doing to achieve your money goals aren't enough? </p>
<p>Maybe it's starting to feel like it's not worth it because you're not making huge strides towards your debt payoff or savings goals. </p>
<p>Today's episode is for you. As someone who works with women on their money goals I get a front row view to how it's actually the small things consistently that add up and today I'm sharing the small wins that I've personally had that have made all the difference. </p>
<p>With you,</p>
<p> &lt;3 Krista----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friends!</p>
<p>Do you ever feel like the small things you're doing to achieve your money goals aren't enough? </p>
<p>Maybe it's starting to feel like it's not worth it because you're not making huge strides towards your debt payoff or savings goals. </p>
<p>Today's episode is for you. As someone who works with women on their money goals I get a front row view to how it's actually the small things consistently that add up and today I'm sharing the small wins that I've personally had that have made all the difference. </p>
<p>With you,</p>
<p> <em>&lt;3 Krista</em>----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/xxkwmj6syqvmqfts/190_Tiny_Financial_Wins_That_Actually_Changed_My_Life60dsf.mp3" length="19165176" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friends!
Do you ever feel like the small things you're doing to achieve your money goals aren't enough? 
Maybe it's starting to feel like it's not worth it because you're not making huge strides towards your debt payoff or savings goals. 
Today's episode is for you. As someone who works with women on their money goals I get a front row view to how it's actually the small things consistently that add up and today I'm sharing the small wins that I've personally had that have made all the difference. 
With you,
 &lt;3 Krista----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>846</itunes:duration>
                <itunes:episode>199</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>189. How I'm preparing for the financial unknown in this economy</title>
        <itunes:title>189. How I'm preparing for the financial unknown in this economy</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/189-ho-im-preparing-for-the-financial-unknown-in-this-economy/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/189-ho-im-preparing-for-the-financial-unknown-in-this-economy/#comments</comments>        <pubDate>Tue, 12 May 2026 04:20:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/438647c5-8c44-3f87-8b49-50d8c7fa8f46</guid>
                                    <description><![CDATA[<p>Hi friends!</p>
<p>If you're one of the many people I know feeling the stress of financial uncertainty thanks to the state of the economy and the world, today's episode is for you.  I share 3 things I'm doing differently right now to prepare for the unknown as best I can. </p>
<p>I hope it helps you feel like you're not alone!</p>
<p>Hugs,</p>
<p>Krista----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friends!</p>
<p>If you're one of the many people I know feeling the stress of financial uncertainty thanks to the state of the economy and the world, today's episode is for you.  I share 3 things I'm doing differently right now to prepare for the unknown as best I can. </p>
<p>I hope it helps you feel like you're not alone!</p>
<p>Hugs,</p>
<p>Krista----more----</p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/zcphu82ap2kdj9rr/189_How_I_m_preparing_for_the_financial_unknown_in_this_economyasl63.mp3" length="17421910" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friends!
If you're one of the many people I know feeling the stress of financial uncertainty thanks to the state of the economy and the world, today's episode is for you.  I share 3 things I'm doing differently right now to prepare for the unknown as best I can. 
I hope it helps you feel like you're not alone!
Hugs,
Krista----more----
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>776</itunes:duration>
                <itunes:episode>198</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>188. This is the Part Where Most People Quietly Give Up</title>
        <itunes:title>188. This is the Part Where Most People Quietly Give Up</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/188-this-is-the-part-where-most-people-quietly-give-up/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/188-this-is-the-part-where-most-people-quietly-give-up/#comments</comments>        <pubDate>Tue, 05 May 2026 04:35:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/933e4171-51bf-372e-a73f-a7241227edda</guid>
                                    <description><![CDATA[<p>Hi friends!</p>
<p>If you're past the honeymoon phase with your $ goals and you're currently working out the plan you created months or even years ago, you might be in the messy middle, and I want to help!</p>
<p>Today's episode is a pep talk but if you need more on this topic, I would definitely join my pay-what-you-want <a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'>Money Mindful Moms Club</a> (simply request to follow the private IG account) </p>
<p>OR join my membership called <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>The Momentum Circle</a>.  We'll be doing a deep dive into contentment, staying the course, and lots of other things that can happen in the messy middle. </p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friends!</p>
<p>If you're past the honeymoon phase with your $ goals and you're currently working out the plan you created months or even years ago, you might be in the messy middle, and I want to help!</p>
<p>Today's episode is a pep talk but if you need more on this topic, I would definitely join my pay-what-you-want <a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'>Money Mindful Moms Club</a> (simply request to follow the private IG account) </p>
<p>OR join my membership called <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>The Momentum Circle</a>.  We'll be doing a deep dive into contentment, staying the course, and lots of other things that can happen in the messy middle. </p>
<p>More from Krista:</p>
<p>- New here?  I have a FREE <a href='http://subscribepage.io/YtIUFT'>Money Mindful Moms Start Here Guide</a> which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.</p>
<p>- Grab my <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>Mom's Side Hustle Guide</a> for just $19!</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/v772t5n7r5yfxuxe/188_This_is_the_part_where_most_people_quietly_give_upa42jg.mp3" length="14930127" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friends!
If you're past the honeymoon phase with your $ goals and you're currently working out the plan you created months or even years ago, you might be in the messy middle, and I want to help!
Today's episode is a pep talk but if you need more on this topic, I would definitely join my pay-what-you-want Money Mindful Moms Club (simply request to follow the private IG account) 
OR join my membership called The Momentum Circle.  We'll be doing a deep dive into contentment, staying the course, and lots of other things that can happen in the messy middle. 
More from Krista:
- New here?  I have a FREE Money Mindful Moms Start Here Guide which gives you 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.
- Grab my Mom's Side Hustle Guide for just $19!
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>653</itunes:duration>
                <itunes:episode>197</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>187. Moms Making Money- Meet Kate! A Mom of 3 Who Started a Unique Side Hustle to Save $10K for a Family Disney Trip</title>
        <itunes:title>187. Moms Making Money- Meet Kate! A Mom of 3 Who Started a Unique Side Hustle to Save $10K for a Family Disney Trip</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/187-moms-making-money-meet-kate-a-mom-of-3-who-started-a-unique-side-hustle-to-save-10k-for-a-family-disney-trip/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/187-moms-making-money-meet-kate-a-mom-of-3-who-started-a-unique-side-hustle-to-save-10k-for-a-family-disney-trip/#comments</comments>        <pubDate>Tue, 28 Apr 2026 05:08:15 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/983e6a88-a92b-36f4-a962-8e76b5c00471</guid>
                                    <description><![CDATA[<p>Hi friends!</p>
<p>The world feels expensive right now, I know.  So you might be thinking about how you can bring in extra income for your family, and I want to help!</p>
<p>This month I'll be interviewing moms with different types of side hustles so you can hear straight from them what it's like and if it's something you might want to explore a little more for yourself. </p>
<p>Today, I'm interviewing Kate from @lessiswhitmore</p>
<p>Kate is a Homeschooling Mom of 3 girls and decided to start a re-selling side hustle with her girls to save $10K for a family trip to Disney. </p>
<p>Here's how you can follow along with with Kate's goal:</p>
<p>IG - <a href='https://www.instagram.com/lessiswhitmore/'>https://www.instagram.com/hey.lauranicole/</a>
<a href='https://docs.google.com/spreadsheets/d/1jQlsboM0vV2Lc-ADq9xikm0ATGhZQRZIW0ebemNu924/copy?usp=sharing'>FREE Re-selling spreadsheet</a></p>
<p>----more----</p>
<p>Need to go deeper on side hustles?  I have something NEW for you!</p>
<p>The Mom Side Hustle Guide is now available for purchase!</p>
<p>This isn’t another list of random side hustles for you to pick from.</p>
<p>This is for the mom who knows she needs extra income… but feels stuck trying to figure out what actually makes sense for her life.</p>
<p>If you’ve ever thought:</p>
<ul>
<li>“I don’t have time to waste on the wrong thing”</li>
<li>“I need something that actually works for me”</li>
<li>“I just want to make money without overcomplicating it”</li>
</ul>
<p>This guide will walk you through how to identify the right side hustle for YOU—and give you a simple way to get started without the overwhelm.</p>
<p>If you’ve ever Googled “side hustle ideas” and immediately felt overwhelmed… this is for you.</p>
<p>You can grab it <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>HERE</a> for just $19.</p>
<p> With you, </p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>FREE from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>.</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friends!</p>
<p>The world feels expensive right now, I know.  So you might be thinking about how you can bring in extra income for your family, and I want to help!</p>
<p>This month I'll be interviewing moms with different types of side hustles so you can hear straight from them what it's like and if it's something you might want to explore a little more for yourself. </p>
<p>Today, I'm interviewing Kate from @lessiswhitmore</p>
<p>Kate is a Homeschooling Mom of 3 girls and decided to start a re-selling side hustle with her girls to save $10K for a family trip to Disney. </p>
<p>Here's how you can follow along with with Kate's goal:</p>
<p>IG - <a href='https://www.instagram.com/lessiswhitmore/'>https://www.instagram.com/hey.lauranicole/</a><br>
<a href='https://docs.google.com/spreadsheets/d/1jQlsboM0vV2Lc-ADq9xikm0ATGhZQRZIW0ebemNu924/copy?usp=sharing'>FREE Re-selling spreadsheet</a></p>
<p>----more----</p>
<p>Need to go deeper on side hustles?  I have something NEW for you!</p>
<p>The Mom Side Hustle Guide is now available for purchase!</p>
<p>This isn’t another list of random side hustles for you to pick from.</p>
<p>This is for the mom who knows she <em>needs</em> extra income… but feels stuck trying to figure out what actually makes sense for her life.</p>
<p>If you’ve ever thought:</p>
<ul>
<li>“I don’t have time to waste on the wrong thing”</li>
<li>“I need something that actually works for me”</li>
<li>“I just want to make money without overcomplicating it”</li>
</ul>
<p>This guide will walk you through how to identify the <em>right</em> side hustle for YOU—and give you a simple way to get started without the overwhelm.</p>
<p>If you’ve ever Googled “side hustle ideas” and immediately felt overwhelmed… this is for you.</p>
<p>You can grab it <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>HERE</a> for just $19.</p>
<p><em> With you, </em></p>
<p><em>&lt;3 Krista</em></p>
<p>----more----</p>
<p>FREE from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>.</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/qz8wuz96sc7k6x72/187_Moms_Making_Money-_Meet_Kate_A_Mom_of_3_Who_Started_a_Unique_Side_Hustle_to_save_10K_for_a_Family_Disney_Trip5yvw1.mp3" length="13492697" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friends!
The world feels expensive right now, I know.  So you might be thinking about how you can bring in extra income for your family, and I want to help!
This month I'll be interviewing moms with different types of side hustles so you can hear straight from them what it's like and if it's something you might want to explore a little more for yourself. 
Today, I'm interviewing Kate from @lessiswhitmore
Kate is a Homeschooling Mom of 3 girls and decided to start a re-selling side hustle with her girls to save $10K for a family trip to Disney. 
Here's how you can follow along with with Kate's goal:
IG - https://www.instagram.com/hey.lauranicole/FREE Re-selling spreadsheet
----more----
Need to go deeper on side hustles?  I have something NEW for you!
The Mom Side Hustle Guide is now available for purchase!
This isn’t another list of random side hustles for you to pick from.
This is for the mom who knows she needs extra income… but feels stuck trying to figure out what actually makes sense for her life.
If you’ve ever thought:

“I don’t have time to waste on the wrong thing”
“I need something that actually works for me”
“I just want to make money without overcomplicating it”

This guide will walk you through how to identify the right side hustle for YOU—and give you a simple way to get started without the overwhelm.
If you’ve ever Googled “side hustle ideas” and immediately felt overwhelmed… this is for you.
You can grab it HERE for just $19.
 With you, 
&lt;3 Krista
----more----
FREE from Money Mindful Moms!
The Money Mindful Moms Start Here Guide where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  
You can download it now for free HERE.
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>898</itunes:duration>
                <itunes:episode>196</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>186. Moms Making Money- Meet Laura Nicole! A Virtual Assistant Who Turned Her Side Hustle Into A Business That Pays Her A Full Time Income</title>
        <itunes:title>186. Moms Making Money- Meet Laura Nicole! A Virtual Assistant Who Turned Her Side Hustle Into A Business That Pays Her A Full Time Income</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/186-moms-making-money-meet-laura-nicole-a-virtual-assistant-who-turned-her-side-hustle-into-a-business-that-pays-her-a-full-time-income/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/186-moms-making-money-meet-laura-nicole-a-virtual-assistant-who-turned-her-side-hustle-into-a-business-that-pays-her-a-full-time-income/#comments</comments>        <pubDate>Tue, 21 Apr 2026 04:17:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/0e9a13b9-42ca-319f-9197-75cfb8bacb56</guid>
                                    <description><![CDATA[<p>Hi friends!</p>
<p>The world feels expensive right now, I know.  So you might be thinking about how you can bring in extra income for your family, and I want to help!</p>
<p>This month I'll be interviewing moms with different types of side hustles so you can hear straight from them what it's like and if it's something you might want to explore a little more for yourself. </p>
<p>Today, I'm interviewing Laura Nicole.</p>
<p>Laura Nicole is a Virtual Assistant coach and mom who’s on a mission to help women make money from home without sacrificing time with their kids.</p>
<p>She started her VA business when her daughter was just 5 months old, signing clients during nap time and replacing her teaching income within four months.</p>
<p>Now, she’s helped over 1,200 women build their own VA businesses using skills they already have - creating flexible, reliable income in the pockets of their day.</p>
<p>Here's how you can connect with Laura and learn more about becoming a VA:</p>
<p><a href='http://www.laurajtraining.com/'>www.laurajtraining.com</a> </p>
<p>IG - <a href='https://calendly.com/url?q=https%3A%2F%2Fwww.instagram.com%2Fhey.lauranicole%2F&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=6375ee344b209e9cd58becbfd02d86f9ac6415467a74c01bffbc59ef8ddec60f'>https://www.instagram.com/hey.lauranicole/</a>
Threads - <a href='https://calendly.com/url?q=https%3A%2F%2Fwww.threads.com%2F%40hey.lauranicole&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=fad821e48213da6bf589f09b43111b327bf2a5a6f7916e511a47553eb03b4930'>https://www.threads.com/@hey.lauranicole</a>
Email - <a href='mailto:hello@laurajtraining.com'>hello@laurajtraining.com</a>
Podcast - Your Virtual Assistant Coach
Freebie - <a href='https://calendly.com/url?q=https%3A%2F%2Fwww.laurajtraining.com%2Fmasterclass-registration-guest-podcast&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=7b57bd1e963afb39029c82a216b64ed99ff86fe535e4e372097c250588756e0c'>https://www.laurajtraining.com/masterclass-registration-guest-podcast</a></p>
<p>----more----</p>
<p>Need to go deeper on side hustles?  I have something NEW for you!</p>
<p>The Mom Side Hustle Guide is now available for purchase!</p>
<p>This isn’t another list of random side hustles for you to pick from.</p>
<p>This is for the mom who knows she needs extra income… but feels stuck trying to figure out what actually makes sense for her life.</p>
<p>If you’ve ever thought:</p>
<ul>
<li>“I don’t have time to waste on the wrong thing”</li>
<li>“I need something that actually works for me”</li>
<li>“I just want to make money without overcomplicating it”</li>
</ul>
<p>This guide will walk you through how to identify the right side hustle for YOU—and give you a simple way to get started without the overwhelm.</p>
<p>If you’ve ever Googled “side hustle ideas” and immediately felt overwhelmed… this is for you.</p>
<p>You can grab it <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>HERE</a> for just $19.</p>
<p> With you, </p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>FREE from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>.</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friends!</p>
<p>The world feels expensive right now, I know.  So you might be thinking about how you can bring in extra income for your family, and I want to help!</p>
<p>This month I'll be interviewing moms with different types of side hustles so you can hear straight from them what it's like and if it's something you might want to explore a little more for yourself. </p>
<p>Today, I'm interviewing Laura Nicole.</p>
<p>Laura Nicole is a Virtual Assistant coach and mom who’s on a mission to help women make money from home without sacrificing time with their kids.</p>
<p>She started her VA business when her daughter was just 5 months old, signing clients during nap time and replacing her teaching income within four months.</p>
<p>Now, she’s helped over 1,200 women build their own VA businesses using skills they already have - creating flexible, reliable income in the pockets of their day.</p>
<p>Here's how you can connect with Laura and learn more about becoming a VA:</p>
<p><a href='http://www.laurajtraining.com/'>www.laurajtraining.com</a> </p>
<p>IG - <a href='https://calendly.com/url?q=https%3A%2F%2Fwww.instagram.com%2Fhey.lauranicole%2F&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=6375ee344b209e9cd58becbfd02d86f9ac6415467a74c01bffbc59ef8ddec60f'>https://www.instagram.com/hey.lauranicole/</a><br>
Threads - <a href='https://calendly.com/url?q=https%3A%2F%2Fwww.threads.com%2F%40hey.lauranicole&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=fad821e48213da6bf589f09b43111b327bf2a5a6f7916e511a47553eb03b4930'>https://www.threads.com/@hey.lauranicole</a><br>
Email - <a href='mailto:hello@laurajtraining.com'>hello@laurajtraining.com</a><br>
Podcast - Your Virtual Assistant Coach<br>
Freebie - <a href='https://calendly.com/url?q=https%3A%2F%2Fwww.laurajtraining.com%2Fmasterclass-registration-guest-podcast&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=7b57bd1e963afb39029c82a216b64ed99ff86fe535e4e372097c250588756e0c'>https://www.laurajtraining.com/masterclass-registration-guest-podcast</a></p>
<p>----more----</p>
<p>Need to go deeper on side hustles?  I have something NEW for you!</p>
<p>The Mom Side Hustle Guide is now available for purchase!</p>
<p>This isn’t another list of random side hustles for you to pick from.</p>
<p>This is for the mom who knows she <em>needs</em> extra income… but feels stuck trying to figure out what actually makes sense for her life.</p>
<p>If you’ve ever thought:</p>
<ul>
<li>“I don’t have time to waste on the wrong thing”</li>
<li>“I need something that actually works for me”</li>
<li>“I just want to make money without overcomplicating it”</li>
</ul>
<p>This guide will walk you through how to identify the <em>right</em> side hustle for YOU—and give you a simple way to get started without the overwhelm.</p>
<p>If you’ve ever Googled “side hustle ideas” and immediately felt overwhelmed… this is for you.</p>
<p>You can grab it <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>HERE</a> for just $19.</p>
<p><em> With you, </em></p>
<p><em>&lt;3 Krista</em></p>
<p>----more----</p>
<p>FREE from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>.</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/8afrxu7e9ukmy5w3/186_Moms_Making_Money-_Meet_Laura_Nicole_A_Virtual_Assistant_who_turned_her_side_hustle_into_a_business_that_pays_her_a_full_time_incomeay2l0.mp3" length="21051801" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friends!
The world feels expensive right now, I know.  So you might be thinking about how you can bring in extra income for your family, and I want to help!
This month I'll be interviewing moms with different types of side hustles so you can hear straight from them what it's like and if it's something you might want to explore a little more for yourself. 
Today, I'm interviewing Laura Nicole.
Laura Nicole is a Virtual Assistant coach and mom who’s on a mission to help women make money from home without sacrificing time with their kids.
She started her VA business when her daughter was just 5 months old, signing clients during nap time and replacing her teaching income within four months.
Now, she’s helped over 1,200 women build their own VA businesses using skills they already have - creating flexible, reliable income in the pockets of their day.
Here's how you can connect with Laura and learn more about becoming a VA:
www.laurajtraining.com 
IG - https://www.instagram.com/hey.lauranicole/Threads - https://www.threads.com/@hey.lauranicoleEmail - hello@laurajtraining.comPodcast - Your Virtual Assistant CoachFreebie - https://www.laurajtraining.com/masterclass-registration-guest-podcast
----more----
Need to go deeper on side hustles?  I have something NEW for you!
The Mom Side Hustle Guide is now available for purchase!
This isn’t another list of random side hustles for you to pick from.
This is for the mom who knows she needs extra income… but feels stuck trying to figure out what actually makes sense for her life.
If you’ve ever thought:

“I don’t have time to waste on the wrong thing”
“I need something that actually works for me”
“I just want to make money without overcomplicating it”

This guide will walk you through how to identify the right side hustle for YOU—and give you a simple way to get started without the overwhelm.
If you’ve ever Googled “side hustle ideas” and immediately felt overwhelmed… this is for you.
You can grab it HERE for just $19.
 With you, 
&lt;3 Krista
----more----
FREE from Money Mindful Moms!
The Money Mindful Moms Start Here Guide where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  
You can download it now for free HERE.
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1400</itunes:duration>
                <itunes:episode>195</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>185. Moms Making Money- Meet Stephany Mason! An Etsy Shop Owner Who Sold $24K On One Product Alone Last Year</title>
        <itunes:title>185. Moms Making Money- Meet Stephany Mason! An Etsy Shop Owner Who Sold $24K On One Product Alone Last Year</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/185-moms-making-money-meet-stephany-mason-an-etsy-shop-owner-who-sold-24k-on-one-product-alone-last-year/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/185-moms-making-money-meet-stephany-mason-an-etsy-shop-owner-who-sold-24k-on-one-product-alone-last-year/#comments</comments>        <pubDate>Tue, 14 Apr 2026 04:07:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/de628c8e-0bbd-35fd-a57a-f535522d0764</guid>
                                    <description><![CDATA[<p>Hi friends!</p>
<p>The world feels expensive right now, I know.  So you might be thinking about how you can bring in extra income for your family, and I want to help!</p>
<p>This month I'll be interviewing moms with different types of side hustles so you can hear straight from them what it's like and if it's something you might want to explore a little more for yourself. </p>
<p>Today, I'm interviewing Stephany Mason! Stephany is a mom, wife, and Etsy Shop owner whose strategic marketing led her to selling $24K on just one of her products last year alone!</p>
<p>If you're curious if an Etsy shop or selling a product you create might be for you, this is a great conversation for you!</p>
<p>Here's how you can connect with Stephany and learn more about her products and get some marketing tips:</p>
<p><a href='https://www.etsy.com/shop/AutumnAndOakDesignCo'>Etsy Shop</a>
<a href='https://www.instagram.com/autumnandoakdesigns/'>Instagram</a>
<a href='https://www.tiktok.com/@thepinterestgirlie_'>Tik Tok</a></p>
<p>----more----</p>
<p>Need to go deeper on side hustles?  I have something NEW for you!</p>
<p>The Mom Side Hustle Guide is now available for purchase!</p>
<p>This isn’t another list of random side hustles for you to pick from.</p>
<p>This is for the mom who knows she needs extra income… but feels stuck trying to figure out what actually makes sense for her life.</p>
<p>If you’ve ever thought:</p>
<ul>
<li>“I don’t have time to waste on the wrong thing”</li>
<li>“I need something that actually works for me”</li>
<li>“I just want to make money without overcomplicating it”</li>
</ul>
<p>This guide will walk you through how to identify the right side hustle for YOU—and give you a simple way to get started without the overwhelm.</p>
<p>If you’ve ever Googled “side hustle ideas” and immediately felt overwhelmed… this is for you.</p>
<p>You can grab it <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>HERE</a> for just $19.</p>
<p> With you, </p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>FREE from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>.</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friends!</p>
<p>The world feels expensive right now, I know.  So you might be thinking about how you can bring in extra income for your family, and I want to help!</p>
<p>This month I'll be interviewing moms with different types of side hustles so you can hear straight from them what it's like and if it's something you might want to explore a little more for yourself. </p>
<p>Today, I'm interviewing Stephany Mason! Stephany is a mom, wife, and Etsy Shop owner whose strategic marketing led her to selling $24K on just one of her products last year alone!</p>
<p>If you're curious if an Etsy shop or selling a product you create might be for you, this is a great conversation for you!</p>
<p>Here's how you can connect with Stephany and learn more about her products and get some marketing tips:</p>
<p><a href='https://www.etsy.com/shop/AutumnAndOakDesignCo'>Etsy Shop</a><br>
<a href='https://www.instagram.com/autumnandoakdesigns/'>Instagram</a><br>
<a href='https://www.tiktok.com/@thepinterestgirlie_'>Tik Tok</a></p>
<p>----more----</p>
<p>Need to go deeper on side hustles?  I have something NEW for you!</p>
<p>The Mom Side Hustle Guide is now available for purchase!</p>
<p>This isn’t another list of random side hustles for you to pick from.</p>
<p>This is for the mom who knows she <em>needs</em> extra income… but feels stuck trying to figure out what actually makes sense for her life.</p>
<p>If you’ve ever thought:</p>
<ul>
<li>“I don’t have time to waste on the wrong thing”</li>
<li>“I need something that actually works for me”</li>
<li>“I just want to make money without overcomplicating it”</li>
</ul>
<p>This guide will walk you through how to identify the <em>right</em> side hustle for YOU—and give you a simple way to get started without the overwhelm.</p>
<p>If you’ve ever Googled “side hustle ideas” and immediately felt overwhelmed… this is for you.</p>
<p>You can grab it <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>HERE</a> for just $19.</p>
<p><em> With you, </em></p>
<p><em>&lt;3 Krista</em></p>
<p>----more----</p>
<p>FREE from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>.</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/yjh5z7eubctqeyx2/185_Moms_Making_Money-_Meet_Stephany_Mason_An_Etsy_Shop_Ownerag82d.mp3" length="15354350" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friends!
The world feels expensive right now, I know.  So you might be thinking about how you can bring in extra income for your family, and I want to help!
This month I'll be interviewing moms with different types of side hustles so you can hear straight from them what it's like and if it's something you might want to explore a little more for yourself. 
Today, I'm interviewing Stephany Mason! Stephany is a mom, wife, and Etsy Shop owner whose strategic marketing led her to selling $24K on just one of her products last year alone!
If you're curious if an Etsy shop or selling a product you create might be for you, this is a great conversation for you!
Here's how you can connect with Stephany and learn more about her products and get some marketing tips:
Etsy ShopInstagramTik Tok
----more----
Need to go deeper on side hustles?  I have something NEW for you!
The Mom Side Hustle Guide is now available for purchase!
This isn’t another list of random side hustles for you to pick from.
This is for the mom who knows she needs extra income… but feels stuck trying to figure out what actually makes sense for her life.
If you’ve ever thought:

“I don’t have time to waste on the wrong thing”
“I need something that actually works for me”
“I just want to make money without overcomplicating it”

This guide will walk you through how to identify the right side hustle for YOU—and give you a simple way to get started without the overwhelm.
If you’ve ever Googled “side hustle ideas” and immediately felt overwhelmed… this is for you.
You can grab it HERE for just $19.
 With you, 
&lt;3 Krista
----more----
FREE from Money Mindful Moms!
The Money Mindful Moms Start Here Guide where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  
You can download it now for free HERE.
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1083</itunes:duration>
                <itunes:episode>194</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>184. Moms Making Money- Meet Kylie Tewes! A Social Media Manager With 2 Small Kids</title>
        <itunes:title>184. Moms Making Money- Meet Kylie Tewes! A Social Media Manager With 2 Small Kids</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/184-moms-making-money-meet-kylie-tewes-a-social-media-manager-with-2-small-kids/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/184-moms-making-money-meet-kylie-tewes-a-social-media-manager-with-2-small-kids/#comments</comments>        <pubDate>Tue, 07 Apr 2026 05:39:26 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/f912b650-2afd-3ead-8804-e5277aab06a5</guid>
                                    <description><![CDATA[<p>Hi friends!</p>
<p>The world feels expensive right now, I know.  So you might be thinking about how you can bring in extra income for your family, and I want to help!</p>
<p>This month I'll be interviewing moms with different types of side hustles so you can hear straight from them what it's like and if it's something you might want to explore a little more for yourself. </p>
<p>Today, I'm interview Kylie Tewes! Kylie is a Christian wife, mom, and business owner who’s passionate about helping women build sustainable income without sacrificing their faith, family, or peace. With over a decade of experience in network marketing and now as a coach for aspiring social media managers, she’s known for blending practical strategy with a heart for obedience to God’s call. </p>
<p>If you're curious about what being a social media manager could look like, our conversation is a great place for you to learn more about it. </p>
<p>Here's how you can connect with Kylie and learn more about social media management:</p>
<p>Instagram.com/kylietewes
Facebook.com/itskylietewes
Tiktok.com/@kylietewes
<a href='mailto:Kylieteweswt@gmail.com'>Kylieteweswt@gmail.com</a></p>
<p>FREE 5 step launch plan to turn your social media skills into consistent income with social media management: <a href='https://calendly.com/url?q=https%3A%2F%2Fapi.leadconnectorhq.com%2Fwidget%2Fform%2FDaDsFt07Llxz9BUbQmuM&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=e603fef7f8684a820591452d54ea9d9874714c85cff8554a02a938198d067ffb'>https://api.leadconnectorhq.com/widget/form/DaDsFt07Llxz9BUbQmuM</a></p>
<p>Discover your income potential with my confident procing bot: <a href='https://calendly.com/url?q=http%3A%2F%2Fsystem.kylietewes.com%2Foffer-121824&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=9b5673bdec77f129bd2554fd7bdac5d3197becf90fb05762a49bb07e4e38ae94'>http://system.kylietewes.com/offer-121824</a></p>
<p>Social Media Management Businesss Launch Course: <a href='https://calendly.com/url?q=https%3A%2F%2F0fazbsoczc05polbmxgh.app.clientclub.net%2Fcourses%2Foffers%2F2eea3d63-1c92-49be-ae7b-ba4490e24c37&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=371ebe932e5e4691b66515612b8487aa9a89ea73d9308921eafdf3c57b9de33d'>https://0fazbsoczc05polbmxgh.app.clientclub.net/courses/offers/2eea3d63-1c92-49be-ae7b-ba4490e24c37</a></p>
<p>----more----</p>
<p>Need to go deeper on side hustles?  I have something NEW for you!</p>
<p>The Mom Side Hustle Guide is now available for purchase!</p>
<p>This isn’t another list of random side hustles for you to pick from.</p>
<p>This is for the mom who knows she needs extra income… but feels stuck trying to figure out what actually makes sense for her life.</p>
<p>If you’ve ever thought:</p>
<ul>
<li>“I don’t have time to waste on the wrong thing”</li>
<li>“I need something that actually works for me”</li>
<li>“I just want to make money without overcomplicating it”</li>
</ul>
<p>This guide will walk you through how to identify the right side hustle for YOU—and give you a simple way to get started without the overwhelm.</p>
<p>If you’ve ever Googled “side hustle ideas” and immediately felt overwhelmed… this is for you.</p>
<p>You can grab it <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>HERE</a> for just $19.</p>
<p> With you, </p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>FREE from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>.</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friends!</p>
<p>The world feels expensive right now, I know.  So you might be thinking about how you can bring in extra income for your family, and I want to help!</p>
<p>This month I'll be interviewing moms with different types of side hustles so you can hear straight from them what it's like and if it's something you might want to explore a little more for yourself. </p>
<p>Today, I'm interview Kylie Tewes! Kylie is a Christian wife, mom, and business owner who’s passionate about helping women build sustainable income without sacrificing their faith, family, or peace. With over a decade of experience in network marketing and now as a coach for aspiring social media managers, she’s known for blending practical strategy with a heart for obedience to God’s call. </p>
<p>If you're curious about what being a social media manager could look like, our conversation is a great place for you to learn more about it. </p>
<p>Here's how you can connect with Kylie and learn more about social media management:</p>
<p>Instagram.com/kylietewes<br>
Facebook.com/itskylietewes<br>
Tiktok.com/@kylietewes<br>
<a href='mailto:Kylieteweswt@gmail.com'>Kylieteweswt@gmail.com</a></p>
<p>FREE 5 step launch plan to turn your social media skills into consistent income with social media management: <a href='https://calendly.com/url?q=https%3A%2F%2Fapi.leadconnectorhq.com%2Fwidget%2Fform%2FDaDsFt07Llxz9BUbQmuM&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=e603fef7f8684a820591452d54ea9d9874714c85cff8554a02a938198d067ffb'>https://api.leadconnectorhq.com/widget/form/DaDsFt07Llxz9BUbQmuM</a></p>
<p>Discover your income potential with my confident procing bot: <a href='https://calendly.com/url?q=http%3A%2F%2Fsystem.kylietewes.com%2Foffer-121824&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=9b5673bdec77f129bd2554fd7bdac5d3197becf90fb05762a49bb07e4e38ae94'>http://system.kylietewes.com/offer-121824</a></p>
<p>Social Media Management Businesss Launch Course: <a href='https://calendly.com/url?q=https%3A%2F%2F0fazbsoczc05polbmxgh.app.clientclub.net%2Fcourses%2Foffers%2F2eea3d63-1c92-49be-ae7b-ba4490e24c37&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=371ebe932e5e4691b66515612b8487aa9a89ea73d9308921eafdf3c57b9de33d'>https://0fazbsoczc05polbmxgh.app.clientclub.net/courses/offers/2eea3d63-1c92-49be-ae7b-ba4490e24c37</a></p>
<p>----more----</p>
<p>Need to go deeper on side hustles?  I have something NEW for you!</p>
<p>The Mom Side Hustle Guide is now available for purchase!</p>
<p>This isn’t another list of random side hustles for you to pick from.</p>
<p>This is for the mom who knows she <em>needs</em> extra income… but feels stuck trying to figure out what actually makes sense for her life.</p>
<p>If you’ve ever thought:</p>
<ul>
<li>“I don’t have time to waste on the wrong thing”</li>
<li>“I need something that actually works for me”</li>
<li>“I just want to make money without overcomplicating it”</li>
</ul>
<p>This guide will walk you through how to identify the <em>right</em> side hustle for YOU—and give you a simple way to get started without the overwhelm.</p>
<p>If you’ve ever Googled “side hustle ideas” and immediately felt overwhelmed… this is for you.</p>
<p>You can grab it <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>HERE</a> for just $19.</p>
<p><em> With you, </em></p>
<p><em>&lt;3 Krista</em></p>
<p>----more----</p>
<p>FREE from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>.</p>
<p>----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/8zhgvupkgjda255a/184_Moms_Making_Money-_Meet_Kylie_Tewes_a_Social_Media_Manager_With_2_Small_Kids6m79a.mp3" length="29773740" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friends!
The world feels expensive right now, I know.  So you might be thinking about how you can bring in extra income for your family, and I want to help!
This month I'll be interviewing moms with different types of side hustles so you can hear straight from them what it's like and if it's something you might want to explore a little more for yourself. 
Today, I'm interview Kylie Tewes! Kylie is a Christian wife, mom, and business owner who’s passionate about helping women build sustainable income without sacrificing their faith, family, or peace. With over a decade of experience in network marketing and now as a coach for aspiring social media managers, she’s known for blending practical strategy with a heart for obedience to God’s call. 
If you're curious about what being a social media manager could look like, our conversation is a great place for you to learn more about it. 
Here's how you can connect with Kylie and learn more about social media management:
Instagram.com/kylietewesFacebook.com/itskylietewesTiktok.com/@kylietewesKylieteweswt@gmail.com
FREE 5 step launch plan to turn your social media skills into consistent income with social media management: https://api.leadconnectorhq.com/widget/form/DaDsFt07Llxz9BUbQmuM
Discover your income potential with my confident procing bot: http://system.kylietewes.com/offer-121824
Social Media Management Businesss Launch Course: https://0fazbsoczc05polbmxgh.app.clientclub.net/courses/offers/2eea3d63-1c92-49be-ae7b-ba4490e24c37
----more----
Need to go deeper on side hustles?  I have something NEW for you!
The Mom Side Hustle Guide is now available for purchase!
This isn’t another list of random side hustles for you to pick from.
This is for the mom who knows she needs extra income… but feels stuck trying to figure out what actually makes sense for her life.
If you’ve ever thought:

“I don’t have time to waste on the wrong thing”
“I need something that actually works for me”
“I just want to make money without overcomplicating it”

This guide will walk you through how to identify the right side hustle for YOU—and give you a simple way to get started without the overwhelm.
If you’ve ever Googled “side hustle ideas” and immediately felt overwhelmed… this is for you.
You can grab it HERE for just $19.
 With you, 
&lt;3 Krista
----more----
FREE from Money Mindful Moms!
The Money Mindful Moms Start Here Guide where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  
You can download it now for free HERE.
----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2005</itunes:duration>
                <itunes:episode>193</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>183. The 30-Day Money Reset Challenge Part 5- Turning Your Experiment Into a Money Making Side Hustle</title>
        <itunes:title>183. The 30-Day Money Reset Challenge Part 5- Turning Your Experiment Into a Money Making Side Hustle</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/183-the-30-day-money-reset-challenge-part-5-turning-your-experiment-into-a-money-making-side-hustle/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/183-the-30-day-money-reset-challenge-part-5-turning-your-experiment-into-a-money-making-side-hustle/#comments</comments>        <pubDate>Tue, 31 Mar 2026 04:35:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/4fc66ea6-861f-30ae-a60e-d1dcaea889a7</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.* </p>
<p>Let's wrap up our 30-Day challenge with a quick episode about side hustles!</p>
<p>Today, we're taking what we learned from our side hustle experiment and deciding if it is something you want to move forward with as a longer term side hustle.  </p>
<p>Need to go deeper on side hustles?  I have something NEW for you!</p>
<p>The Mom Side Hustle Guide is now available for purchase!</p>
<p>This isn’t another list of random side hustles for you to pick from.</p>
<p>This is for the mom who knows she needs extra income… but feels stuck trying to figure out what actually makes sense for her life.</p>
<p>If you’ve ever thought:</p>
<ul>
<li>“I don’t have time to waste on the wrong thing”</li>
<li>“I need something that actually works for me”</li>
<li>“I just want to make money without overcomplicating it”</li>
</ul>
<p>This guide will walk you through how to identify the right side hustle for YOU—and give you a simple way to get started without the overwhelm.</p>
<p>If you’ve ever Googled “side hustle ideas” and immediately felt overwhelmed… this is for you.</p>
<p>You can grab it <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>HERE</a> for just $19.</p>
<p> With you, </p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>FREE from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>. ----more----</p>
<p>Grab my Side Hustle Guides specifically designed for moms who don't want to pick from a list of random side hustles and cross your fingers that it works.</p>
<p>This 22-page guide takes you from “I should probably do something…” to picking the perfect side hustle for you, to actually getting started.</p>
<p>And my favorite part? The Side Hustle Match Worksheet that guides you through picking the best type of side hustle for you based on your goals and current season of life. </p>
<p>You can grab the guide <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>HERE</a> for just $19. ----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.* </p>
<p>Let's wrap up our 30-Day challenge with a quick episode about side hustles!</p>
<p>Today, we're taking what we learned from our side hustle experiment and deciding if it is something you want to move forward with as a longer term side hustle.  </p>
<p>Need to go deeper on side hustles?  I have something NEW for you!</p>
<p>The Mom Side Hustle Guide is now available for purchase!</p>
<p>This isn’t another list of random side hustles for you to pick from.</p>
<p>This is for the mom who knows she <em>needs</em> extra income… but feels stuck trying to figure out what actually makes sense for her life.</p>
<p>If you’ve ever thought:</p>
<ul>
<li>“I don’t have time to waste on the wrong thing”</li>
<li>“I need something that actually works for me”</li>
<li>“I just want to make money without overcomplicating it”</li>
</ul>
<p>This guide will walk you through how to identify the <em>right</em> side hustle for YOU—and give you a simple way to get started without the overwhelm.</p>
<p>If you’ve ever Googled “side hustle ideas” and immediately felt overwhelmed… this is for you.</p>
<p>You can grab it <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>HERE</a> for just $19.</p>
<p><em> With you, </em></p>
<p><em>&lt;3 Krista</em></p>
<p>----more----</p>
<p>FREE from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>. ----more----</p>
<p>Grab my Side Hustle Guides specifically designed for moms who don't want to pick from a list of random side hustles and cross your fingers that it works.</p>
<p>This 22-page guide takes you from “I should probably do something…” to picking the perfect side hustle for you, to actually getting started.</p>
<p><em>And my favorite part?</em> The Side Hustle Match Worksheet that guides you through picking the best type of side hustle for you based on your goals and current season of life. </p>
<p>You can grab the guide <a href='http://buymeacoffee.com/moneymindfulmoms/e/524863'>HERE</a> for just $19. ----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/by6cq4hsrzstwkc7/183_The_30-Day_Money_Reset_Challenge_Part_5-_Turning_your_experiment_into_a_money_making_side_hustle7e9pg.mp3" length="10410735" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.* 
Let's wrap up our 30-Day challenge with a quick episode about side hustles!
Today, we're taking what we learned from our side hustle experiment and deciding if it is something you want to move forward with as a longer term side hustle.  
Need to go deeper on side hustles?  I have something NEW for you!
The Mom Side Hustle Guide is now available for purchase!
This isn’t another list of random side hustles for you to pick from.
This is for the mom who knows she needs extra income… but feels stuck trying to figure out what actually makes sense for her life.
If you’ve ever thought:

“I don’t have time to waste on the wrong thing”
“I need something that actually works for me”
“I just want to make money without overcomplicating it”

This guide will walk you through how to identify the right side hustle for YOU—and give you a simple way to get started without the overwhelm.
If you’ve ever Googled “side hustle ideas” and immediately felt overwhelmed… this is for you.
You can grab it HERE for just $19.
 With you, 
&lt;3 Krista
----more----
FREE from Money Mindful Moms!
The Money Mindful Moms Start Here Guide where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  
You can download it now for free HERE. ----more----
Grab my Side Hustle Guides specifically designed for moms who don't want to pick from a list of random side hustles and cross your fingers that it works.
This 22-page guide takes you from “I should probably do something…” to picking the perfect side hustle for you, to actually getting started.
And my favorite part? The Side Hustle Match Worksheet that guides you through picking the best type of side hustle for you based on your goals and current season of life. 
You can grab the guide HERE for just $19. ----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>453</itunes:duration>
                <itunes:episode>192</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>182. The 30-Day Money Reset Challenge Part 4- A $300 Money Experiment</title>
        <itunes:title>182. The 30-Day Money Reset Challenge Part 4- A $300 Money Experiment</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/182-the-30-day-money-reset-challenge-part-4-a-300-money-experiment/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/182-the-30-day-money-reset-challenge-part-4-a-300-money-experiment/#comments</comments>        <pubDate>Tue, 24 Mar 2026 04:22:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/6c432d1e-1779-346c-881a-a3ba5da9dee4</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.* </p>
<p>We're in the middle of a 30-Day reset for our finances!</p>
<p>Each week I'll give you tangible tips to help you hit the reset buttons on your finances along with a mini challenge to set you in motion so you take action on what you learn instead of just listening and moving on.  </p>
<p>Today, we're shifting from being paralyzed with fear about starting a side hustle, to trying a little $300 money experiment instead.  </p>
<p>Like I said in today's episode, a business mindset says "what if I fail," an experiment mindset says "let's see what happens!" </p>
<p>Excited to hear what comes up for you this week!</p>
<p> With you, </p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>NEW from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>. ----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.* </p>
<p>We're in the middle of a 30-Day reset for our finances!</p>
<p>Each week I'll give you tangible tips to help you hit the reset buttons on your finances along with a mini challenge to set you in motion so you take action on what you learn instead of just listening and moving on.  </p>
<p>Today, we're shifting from being paralyzed with fear about starting a side hustle, to trying a little $300 money experiment instead.  </p>
<p>Like I said in today's episode, a business mindset says "what if I fail," an experiment mindset says "let's see what happens!" </p>
<p>Excited to hear what comes up for you this week!</p>
<p><em> With you, </em></p>
<p><em>&lt;3 Krista</em></p>
<p>----more----</p>
<p>NEW from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>. ----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/b2tfvmep4hwtwa92/182_The_30-Day_Money_Reset_Challenge_Part_4-_The_300_Money_Experiment7iky8.mp3" length="14927246" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.* 
We're in the middle of a 30-Day reset for our finances!
Each week I'll give you tangible tips to help you hit the reset buttons on your finances along with a mini challenge to set you in motion so you take action on what you learn instead of just listening and moving on.  
Today, we're shifting from being paralyzed with fear about starting a side hustle, to trying a little $300 money experiment instead.  
Like I said in today's episode, a business mindset says "what if I fail," an experiment mindset says "let's see what happens!" 
Excited to hear what comes up for you this week!
 With you, 
&lt;3 Krista
----more----
NEW from Money Mindful Moms!
The Money Mindful Moms Start Here Guide where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  
You can download it now for free HERE. ----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>655</itunes:duration>
                <itunes:episode>191</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>181. The 30-Day Money Reset Challenge Part 3- Finding Your Money Making Window</title>
        <itunes:title>181. The 30-Day Money Reset Challenge Part 3- Finding Your Money Making Window</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/181-the-30-day-money-reset-challenge-part-3-finding-your-money-making-window/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/181-the-30-day-money-reset-challenge-part-3-finding-your-money-making-window/#comments</comments>        <pubDate>Tue, 17 Mar 2026 04:56:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/3bf97825-178c-3001-932e-6bba83ddfe5a</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.* </p>
<p>We're in the middle of a 30-Day reset for our finances!</p>
<p>Each week I'll give you tangible tips to help you hit the reset buttons on your finances along with a mini challenge to set you in motion so you take action on what you learn instead of just listening and moving on.  </p>
<p>Today, let's help you find the time to make some extra money.  </p>
<p>You're a busy mom... I get it!  But if more money is what you need, I want to help you find the time to bring in some extra cash! </p>
<p>In this episode I reference the Money Mindful Moms Club.  We'd love to have you join us! Click <a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'>here</a> and request to join this pay-what-you-want club. </p>
<p> Rooting for you, </p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>NEW from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>. ----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.* </p>
<p>We're in the middle of a 30-Day reset for our finances!</p>
<p>Each week I'll give you tangible tips to help you hit the reset buttons on your finances along with a mini challenge to set you in motion so you take action on what you learn instead of just listening and moving on.  </p>
<p>Today, let's help you find the time to make some extra money.  </p>
<p>You're a busy mom... I get it!  But if more money is what you need, I want to help you find the time to bring in some extra cash! </p>
<p>In this episode I reference the Money Mindful Moms Club.  We'd love to have you join us! Click <a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'>here</a> and request to join this pay-what-you-want club. </p>
<p><em> Rooting for you, </em></p>
<p><em>&lt;3 Krista</em></p>
<p>----more----</p>
<p>NEW from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>. ----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/yiv4cyxzzssuqr8m/181_The_30-Day_Money_Reset_Challenge_Part_3-_Finding_Your_Money_Making_Window9hlne.mp3" length="11296891" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.* 
We're in the middle of a 30-Day reset for our finances!
Each week I'll give you tangible tips to help you hit the reset buttons on your finances along with a mini challenge to set you in motion so you take action on what you learn instead of just listening and moving on.  
Today, let's help you find the time to make some extra money.  
You're a busy mom... I get it!  But if more money is what you need, I want to help you find the time to bring in some extra cash! 
In this episode I reference the Money Mindful Moms Club.  We'd love to have you join us! Click here and request to join this pay-what-you-want club. 
 Rooting for you, 
&lt;3 Krista
----more----
NEW from Money Mindful Moms!
The Money Mindful Moms Start Here Guide where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  
You can download it now for free HERE. ----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>500</itunes:duration>
                <itunes:episode>190</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>180. The 30-Day Money Reset Challenge Part 2- Cancel, Delete, Unsubscribe</title>
        <itunes:title>180. The 30-Day Money Reset Challenge Part 2- Cancel, Delete, Unsubscribe</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/180-the-30-day-money-reset-challenge-part-2-cancel-delete-unsubscribe/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/180-the-30-day-money-reset-challenge-part-2-cancel-delete-unsubscribe/#comments</comments>        <pubDate>Wed, 11 Mar 2026 04:14:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/1cb7f27b-401d-3620-a23f-ab7a2e367fc9</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.* </p>
<p>We're in the middle of a 30-Day reset for our finances!</p>
<p>Each week I'll give you tangible tips to help you hit the reset buttons on your finances along with a mini challenge to set you in motion so you take action on what you learn instead of just listening and moving on.  </p>
<p>Today we're talking about the marketing tactics that might be making you spend more than you want to PLUS what to do about it.  </p>
<p>In this episode I give you these 4 action steps: </p>
<p>✔ Cancel 1 subscription</p>
<p>✔ Delete saved payment info from 3 websites</p>
<p>✔ Unsubscribe from 10 promotional emails</p>
<p>✔ Remove shopping apps from your phone for the week</p>
<p> Rooting for you, </p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>NEW from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>. ----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.* </p>
<p>We're in the middle of a 30-Day reset for our finances!</p>
<p>Each week I'll give you tangible tips to help you hit the reset buttons on your finances along with a mini challenge to set you in motion so you take action on what you learn instead of just listening and moving on.  </p>
<p>Today we're talking about the marketing tactics that might be making you spend more than you want to PLUS what to do about it.  </p>
<p>In this episode I give you these 4 action steps: </p>
<p>✔ Cancel 1 subscription</p>
<p>✔ Delete saved payment info from 3 websites</p>
<p>✔ Unsubscribe from 10 promotional emails</p>
<p>✔ Remove shopping apps from your phone for the week</p>
<p><em> Rooting for you, </em></p>
<p><em>&lt;3 Krista</em></p>
<p>----more----</p>
<p>NEW from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>. ----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7ib4reg5twyejykc/180_The_30-Day_Money_Reset_Challenge_Part_2-_Cancel_Delete_Unsubscribeaiq98.mp3" length="11923002" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.* 
We're in the middle of a 30-Day reset for our finances!
Each week I'll give you tangible tips to help you hit the reset buttons on your finances along with a mini challenge to set you in motion so you take action on what you learn instead of just listening and moving on.  
Today we're talking about the marketing tactics that might be making you spend more than you want to PLUS what to do about it.  
In this episode I give you these 4 action steps: 
✔ Cancel 1 subscription
✔ Delete saved payment info from 3 websites
✔ Unsubscribe from 10 promotional emails
✔ Remove shopping apps from your phone for the week
 Rooting for you, 
&lt;3 Krista
----more----
NEW from Money Mindful Moms!
The Money Mindful Moms Start Here Guide where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  
You can download it now for free HERE. ----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>529</itunes:duration>
                <itunes:episode>189</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>179. The 30-Day Money Reset Challenge Series Part 1- Find the Leaks</title>
        <itunes:title>179. The 30-Day Money Reset Challenge Series Part 1- Find the Leaks</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/179-the-30-day-money-reset-challenge-series-part-1-find-the-leaks/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/179-the-30-day-money-reset-challenge-series-part-1-find-the-leaks/#comments</comments>        <pubDate>Tue, 03 Mar 2026 04:31:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/74206833-cc1d-34e3-8cb4-ea9a14da507a</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Happy March!  </p>
<p>Let's do a little spring cleaning for our finances, shall we? </p>
<p>We're kicking off a 30-Day Money Reset!</p>
<p>Each week I'll give you tangible tips to help you hit the reset buttons on your finances along with a mini challenge to set you in motion so you take action on what you learn instead of just listening and moving on.  </p>
<p>Today we're talking about the quiet leaks that can make it really hard to get ahead if you're not aware of them.</p>
<p> Rooting for you, </p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>NEW from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>. ----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Happy March!  </p>
<p>Let's do a little spring cleaning for our finances, shall we? </p>
<p>We're kicking off a 30-Day Money Reset!</p>
<p>Each week I'll give you tangible tips to help you hit the reset buttons on your finances along with a mini challenge to set you in motion so you take action on what you learn instead of just listening and moving on.  </p>
<p>Today we're talking about the quiet leaks that can make it really hard to get ahead if you're not aware of them.</p>
<p><em> Rooting for you, </em></p>
<p><em>&lt;3 Krista</em></p>
<p>----more----</p>
<p>NEW from Money Mindful Moms!</p>
<p><a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>. ----more----</p>
<p>Want to work with me? </p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7mx7tvc59v7gazb6/179_The_30-Day_Money_Reset_Challenge_Series_Part_1-_Find_the_Leaks6i8lh.mp3" length="12463545" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
Happy March!  
Let's do a little spring cleaning for our finances, shall we? 
We're kicking off a 30-Day Money Reset!
Each week I'll give you tangible tips to help you hit the reset buttons on your finances along with a mini challenge to set you in motion so you take action on what you learn instead of just listening and moving on.  
Today we're talking about the quiet leaks that can make it really hard to get ahead if you're not aware of them.
 Rooting for you, 
&lt;3 Krista
----more----
NEW from Money Mindful Moms!
The Money Mindful Moms Start Here Guide where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  
You can download it now for free HERE. ----more----
Want to work with me? 
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram, Tik Tok &amp; Facebook: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>552</itunes:duration>
                <itunes:episode>188</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>178. If I Had to Start My Money Journey Over at 40, Here's What I'd Focus on First</title>
        <itunes:title>178. If I Had to Start My Money Journey Over at 40, Here's What I'd Focus on First</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/178-if-i-had-to-start-my-money-journey-over-at-40-heres-what-id-focus-on-first/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/178-if-i-had-to-start-my-money-journey-over-at-40-heres-what-id-focus-on-first/#comments</comments>        <pubDate>Tue, 24 Feb 2026 04:44:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c76d1045-0acc-31cf-8cf6-a58169af8b14</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Have you ever felt like you're too far behind financially to reach your goals?  </p>
<p>Like a clock is ticking and you know you should have done this at 20 but here you are at 40 and you're nowhere near where you thought you'd be.  </p>
<p>In today's episode I'm breaking down what I would do if I was starting over at 40.  And because you don't have time to waste on the wrong things, I'm sharing the 5 things I'd Focus on First.  </p>
<p>PLUS, I shared my new freebie called <a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>. </p>
<p>Believing you're right on time, </p>
<p>&lt;3 Krista----more----</p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Have you ever felt like you're too far behind financially to reach your goals?  </p>
<p>Like a clock is ticking and you know you should have done this at 20 but here you are at 40 and you're nowhere near where you thought you'd be.  </p>
<p>In today's episode I'm breaking down what I would do if I was starting over at 40.  And because you don't have time to waste on the wrong things, I'm sharing the 5 things I'd Focus on First.  </p>
<p>PLUS, I shared my new freebie called <a href='http://subscribepage.io/YtIUFT'>The Money Mindful Moms Start Here Guide</a> where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  </p>
<p>You can download it now for free <a href='http://subscribepage.io/YtIUFT'>HERE</a>. </p>
<p><em>Believing you're right on time, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p><em>xo, </em></p>
<p><em>Krista</em><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/pt9hwz2ky2dxvt8b/178_If_I_Had_to_My_Money_Journey_Over_at_40_Here_s_What_I_d_Focus_on_Firstbiapa.mp3" length="16263812" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
Have you ever felt like you're too far behind financially to reach your goals?  
Like a clock is ticking and you know you should have done this at 20 but here you are at 40 and you're nowhere near where you thought you'd be.  
In today's episode I'm breaking down what I would do if I was starting over at 40.  And because you don't have time to waste on the wrong things, I'm sharing the 5 things I'd Focus on First.  
PLUS, I shared my new freebie called The Money Mindful Moms Start Here Guide where I curated a list of 21 of my podcast episodes that I'd start with first if I were starting or re-starting my financial journey.  
You can download it now for free HERE. 
Believing you're right on time, 
&lt;3 Krista----more----
NEW from Money Mindful Moms: 
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>720</itunes:duration>
                <itunes:episode>187</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>177. Prepper Energy... But Make it Financial- Part 2</title>
        <itunes:title>177. Prepper Energy... But Make it Financial- Part 2</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/177-prepper-energy-but-make-it-financial-part-2/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/177-prepper-energy-but-make-it-financial-part-2/#comments</comments>        <pubDate>Tue, 17 Feb 2026 04:16:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/61edd4c7-1e23-3df2-a9e0-b6126daa7b81</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Have you heard of a prepper?  </p>
<p>They're someone who is preparing for something catastrophic by stockpiling food, supplies, and ammunition.  </p>
<p>This episode was inspired by my recent dive down a Tik Tok rabbit hole on them.  I may not be able to teach you how to grow your own food, but I can inspire you to become financially prepared for whatever is around the corner. </p>
<p>Last week we talked about the "why," but this week we're talking about the "how."  If you missed last week's episode you might want to listen to that one first.</p>
<p>Cheers to feeling prepared, </p>
<p>&lt;3 Krista----more----</p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Have you heard of a prepper?  </p>
<p>They're someone who is preparing for something catastrophic by stockpiling food, supplies, and ammunition.  </p>
<p>This episode was inspired by my recent dive down a Tik Tok rabbit hole on them.  I may not be able to teach you how to grow your own food, but I can inspire you to become financially prepared for whatever is around the corner. </p>
<p>Last week we talked about the "why," but this week we're talking about the "how."  If you missed last week's episode you might want to listen to that one first.</p>
<p><em>Cheers to feeling prepared, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p><em>xo, </em></p>
<p><em>Krista</em><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4t8isua3cgyx6cic/177_Prepper_Energy_But_Make_it_Financial-_Part_272d0z.mp3" length="19148229" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
Have you heard of a prepper?  
They're someone who is preparing for something catastrophic by stockpiling food, supplies, and ammunition.  
This episode was inspired by my recent dive down a Tik Tok rabbit hole on them.  I may not be able to teach you how to grow your own food, but I can inspire you to become financially prepared for whatever is around the corner. 
Last week we talked about the "why," but this week we're talking about the "how."  If you missed last week's episode you might want to listen to that one first.
Cheers to feeling prepared, 
&lt;3 Krista----more----
NEW from Money Mindful Moms: 
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>845</itunes:duration>
                <itunes:episode>186</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>176. Prepper Energy... But Make It Financial- Part 1</title>
        <itunes:title>176. Prepper Energy... But Make It Financial- Part 1</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/176-prepper-energy-but-make-it-financial-part-1/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/176-prepper-energy-but-make-it-financial-part-1/#comments</comments>        <pubDate>Tue, 10 Feb 2026 06:06:07 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/060f3607-44c8-3753-9742-5da9133a8305</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Have you heard of a prepper?  </p>
<p>They're someone who is preparing for something catastrophic by stockpiling food, supplies, and ammunition.  </p>
<p>This episode was inspired by my recent dive down a Tik Tok rabbit hole on them.  I may not be able to teach you how to grow your own food, but I can inspire you to become financially prepared for whatever is around the corner. </p>
<p>In today's episode I talk about the "why," but next week come back for part 2 where I talk about the "how."</p>
<p>Cheers to feeling prepared, </p>
<p>&lt;3 Krista----more----</p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Have you heard of a prepper?  </p>
<p>They're someone who is preparing for something catastrophic by stockpiling food, supplies, and ammunition.  </p>
<p>This episode was inspired by my recent dive down a Tik Tok rabbit hole on them.  I may not be able to teach you how to grow your own food, but I can inspire you to become financially prepared for whatever is around the corner. </p>
<p>In today's episode I talk about the "why," but next week come back for part 2 where I talk about the "how."</p>
<p><em>Cheers to feeling prepared, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p><em>xo, </em></p>
<p><em>Krista</em><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/d9sm9mqb28cje6pa/176_Prepper_Energy_But_Make_it_Financial-_Part_174i6w.mp3" length="13101731" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
Have you heard of a prepper?  
They're someone who is preparing for something catastrophic by stockpiling food, supplies, and ammunition.  
This episode was inspired by my recent dive down a Tik Tok rabbit hole on them.  I may not be able to teach you how to grow your own food, but I can inspire you to become financially prepared for whatever is around the corner. 
In today's episode I talk about the "why," but next week come back for part 2 where I talk about the "how."
Cheers to feeling prepared, 
&lt;3 Krista----more----
NEW from Money Mindful Moms: 
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>570</itunes:duration>
                <itunes:episode>185</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>175. When Everything Feels Urgent: How to Make Money Decisions Under Pressure</title>
        <itunes:title>175. When Everything Feels Urgent: How to Make Money Decisions Under Pressure</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/175-when-everything-feels-urgent-how-to-make-money-decisions-under-pressure/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/175-when-everything-feels-urgent-how-to-make-money-decisions-under-pressure/#comments</comments>        <pubDate>Tue, 03 Feb 2026 04:45:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/f47dbf48-34ff-3b12-bd58-8f7f50047632</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Has life been life-ing lately?  </p>
<p>When everything seems to be screaming for your attention financially, how do you quiet the noise and make the best decision? </p>
<p>Btw we're kicking off a new month in <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>The Momentum Circle</a> and if you could use some more support with focusing on money goals this month, we'd love to have you join us!</p>
<p>With you, </p>
<p>&lt;3 Krista----more----</p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Has life been life-ing lately?  </p>
<p>When everything seems to be screaming for your attention financially, how do you quiet the noise and make the best decision? </p>
<p>Btw we're kicking off a new month in <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>The Momentum Circle</a> and if you could use some more support with focusing on money goals this month, we'd love to have you join us!</p>
<p><em>With you, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p><em>xo, </em></p>
<p><em>Krista</em><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/55hbbbx89cgzwu7p/175_When_everything_feels_urgent_how_to_make_money_decisions_under_pressure772bj.mp3" length="16188241" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
Has life been life-ing lately?  
When everything seems to be screaming for your attention financially, how do you quiet the noise and make the best decision? 
Btw we're kicking off a new month in The Momentum Circle and if you could use some more support with focusing on money goals this month, we'd love to have you join us!
With you, 
&lt;3 Krista----more----
NEW from Money Mindful Moms: 
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>716</itunes:duration>
                <itunes:episode>184</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>174. What I would tell you about side hustles in 2026 if I wasn't afraid to hurt your feelings</title>
        <itunes:title>174. What I would tell you about side hustles in 2026 if I wasn't afraid to hurt your feelings</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/174-what-i-would-tell-you-about-side-hustles-in-2026-if-i-wasnt-afraid-to-hurt-your-feelings/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/174-what-i-would-tell-you-about-side-hustles-in-2026-if-i-wasnt-afraid-to-hurt-your-feelings/#comments</comments>        <pubDate>Tue, 27 Jan 2026 04:40:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/6803ad44-d232-331a-93b5-8e94f10bbd36</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Side hustles.  Let's have a chat.  </p>
<p>Today's episode was inspired by a comment on one of my recent <a href='https://www.tiktok.com/@moneymindfulmoms/video/7597922216168164638?is_from_webapp=1&amp;sender_device=pc&amp;web_id=7483986206771791390'>Tik Toks</a></p>
<p>In response to me suggesting you figure out if you have an income problem, an expense problem, or both, she said: </p>
<p>"Pretty sure I have both. How do I fix the income problem bc I have TRIED so many ways to bring in side hustles."</p>
<p>I feel like it's time we had a chat about side hustles.  Things are changing, and honestly, your life changes so your side hustles should too. </p>
<p>Hugs,</p>
<p>&lt;3 Krista----more----</p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Side hustles.  Let's have a chat.  </p>
<p>Today's episode was inspired by a comment on one of my recent <a href='https://www.tiktok.com/@moneymindfulmoms/video/7597922216168164638?is_from_webapp=1&amp;sender_device=pc&amp;web_id=7483986206771791390'>Tik Toks</a></p>
<p>In response to me suggesting you figure out if you have an income problem, an expense problem, or both, she said: </p>
<p><em>"Pretty sure I have both. How do I fix the income problem bc I have TRIED so many ways to bring in side hustles."</em></p>
<p>I feel like it's time we had a chat about side hustles.  Things are changing, and honestly, your life changes so your side hustles should too. </p>
<p>Hugs,</p>
<p><em>&lt;3 Krista----more----</em></p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p><em>xo, </em></p>
<p><em>Krista</em><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/uhz3dganghxfrdk7/174_What_I_wouuld_tell_you_about_side_hustles_in_2026_if_I_wasn_t_afraid_to_hurt_your_feelings9ips4.mp3" length="21403356" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
Side hustles.  Let's have a chat.  
Today's episode was inspired by a comment on one of my recent Tik Toks
In response to me suggesting you figure out if you have an income problem, an expense problem, or both, she said: 
"Pretty sure I have both. How do I fix the income problem bc I have TRIED so many ways to bring in side hustles."
I feel like it's time we had a chat about side hustles.  Things are changing, and honestly, your life changes so your side hustles should too. 
Hugs,
&lt;3 Krista----more----
NEW from Money Mindful Moms: 
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>954</itunes:duration>
                <itunes:episode>183</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>173. The Money Habits That Look Lazy But Are Actually Smart</title>
        <itunes:title>173. The Money Habits That Look Lazy But Are Actually Smart</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/173-the-money-habits-that-look-lazy-but-are-actually-smart/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/173-the-money-habits-that-look-lazy-but-are-actually-smart/#comments</comments>        <pubDate>Tue, 20 Jan 2026 04:41:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/41309089-26d6-3d28-9f33-bdb295ed5acc</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>If you're getting bored with your budget, this episode is for you. </p>
<p>Sometimes the boring, mundane, or seemingly lazy things you do when it comes to your money are actually smart.  </p>
<p>Just trust me on this and listen to today's episode to find out what "lazy" things you could be doing with your money that might help you get closer to your goals. </p>
<p>&lt;3 Krista----more----</p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>If you're getting bored with your budget, this episode is for you. </p>
<p>Sometimes the boring, mundane, or seemingly lazy things you do when it comes to your money are actually smart.  </p>
<p>Just trust me on this and listen to today's episode to find out what "lazy" things you could be doing with your money that might help you get closer to your goals. </p>
<p><em>&lt;3 Krista----more----</em></p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p><em>xo, </em></p>
<p><em>Krista</em><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/rcnmx8wdcjmcpdbs/173_The_Money_Habits_That_Look_Lazy_But_Are_Actually_Smart6gs0v.mp3" length="18260744" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
If you're getting bored with your budget, this episode is for you. 
Sometimes the boring, mundane, or seemingly lazy things you do when it comes to your money are actually smart.  
Just trust me on this and listen to today's episode to find out what "lazy" things you could be doing with your money that might help you get closer to your goals. 
&lt;3 Krista----more----
NEW from Money Mindful Moms: 
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>820</itunes:duration>
                <itunes:episode>182</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>172. If you're dragging 2025 debt (or 2024 debt, or 2023 debt...) into this year, let's change that</title>
        <itunes:title>172. If you're dragging 2025 debt (or 2024 debt, or 2023 debt...) into this year, let's change that</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/172-if-youre-dragging-2025-debt-or-2024-debt-or-2023-debt-into-this-year-lets-change-that/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/172-if-youre-dragging-2025-debt-or-2024-debt-or-2023-debt-into-this-year-lets-change-that/#comments</comments>        <pubDate>Tue, 13 Jan 2026 04:16:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/b233d143-3b0b-34dc-b3cf-f216112be2fa</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Hey friend!</p>
<p>Stuck in a debt cycle?  Let's change that in 2026. In this episode we talk about why you might be continuing to carry the same debt around for way longer than you'd like to admit (spoiler alert: it's designed to do that), and how you can break that cycle this year. </p>
<p>Cheers to breaking up with the cycle of debt this year!</p>
<p>&lt;3 Krista----more----</p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Hey friend!</p>
<p>Stuck in a debt cycle?  Let's change that in 2026. In this episode we talk about why you might be continuing to carry the same debt around for way longer than you'd like to admit (spoiler alert: it's designed to do that), and how you can break that cycle this year. </p>
<p>Cheers to breaking up with the cycle of debt this year!</p>
<p><em>&lt;3 Krista----more----</em></p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p><em>xo, </em></p>
<p><em>Krista</em><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/z23buz7xi55mv7s7/172_If_you_re_dragging_2025_debt_or_2024_debt_or_2023_debt_into_this_year_let_s_change_that8mbkq.mp3" length="23539856" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
Hey friend!
Stuck in a debt cycle?  Let's change that in 2026. In this episode we talk about why you might be continuing to carry the same debt around for way longer than you'd like to admit (spoiler alert: it's designed to do that), and how you can break that cycle this year. 
Cheers to breaking up with the cycle of debt this year!
&lt;3 Krista----more----
NEW from Money Mindful Moms: 
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, sign up for The Momentum Circle HERE
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1055</itunes:duration>
                <itunes:episode>181</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>If you've been meaning to get your money together</title>
        <itunes:title>If you've been meaning to get your money together</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/if-youve-been-meaning-to-get-your-money-together/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/if-youve-been-meaning-to-get-your-money-together/#comments</comments>        <pubDate>Fri, 09 Jan 2026 04:20:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/7528e729-0b50-323b-b8e5-910d02a63b24</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.* </p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, we're starting on Monday, January 12th!  Sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.* </p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, we're starting on Monday, January 12th!  Sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p><em>xo, </em></p>
<p><em>Krista</em><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/qnkb2srisbscyjef/Momentum_Circle_Commercial6hmzd.m4a" length="1175343" type="audio/x-m4a"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.* 
NEW from Money Mindful Moms: 
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, we're starting on Monday, January 12th!  Sign up for The Momentum Circle HERE
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>123</itunes:duration>
                <itunes:episode>180</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>171. 2026: The Year Your Bank Account Becomes Unrecognizable (In the Best Possible Way)</title>
        <itunes:title>171. 2026: The Year Your Bank Account Becomes Unrecognizable (In the Best Possible Way)</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/171-2026-the-year-your-bank-account-becomes-unrecognizable-in-the-best-possible-way/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/171-2026-the-year-your-bank-account-becomes-unrecognizable-in-the-best-possible-way/#comments</comments>        <pubDate>Tue, 06 Jan 2026 04:06:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/d8c86bb9-f447-3518-9d6b-991c23737138</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Money goals on the brain in 2026?  </p>
<p>You might be tempted to want to overhaul your entire finances at once but instead I want to give you some shifts to focus on this year.  And don't worry, you'll still make progress towards your goals.  We're just trying to avoid burn out over here.  </p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, we're starting on Monday, January 12th!  Sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Money goals on the brain in 2026?  </p>
<p>You might be tempted to want to overhaul your entire finances at once but instead I want to give you some shifts to focus on this year.  And don't worry, you'll still make progress towards your goals.  We're just trying to avoid burn out over here.  </p>
<p>NEW from Money Mindful Moms: </p>
<p>The Momentum Circle</p>
<p>The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”</p>
<p>Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.</p>
<p>Inside The Momentum Circle, you’ll get:</p>
<ul>
<li>
<p>A clear monthly money focus so you know what actually matters right now</p>
</li>
<li>
<p>A simple monthly roadmap with a clear start and finish</p>
</li>
<li>
<p>Weekly guidance you can count on (teaching, one doable action, support, and reflection)</p>
</li>
<li>
<p>Tools, prompts, and encouragement designed for consistency — not perfection</p>
</li>
</ul>
<p>If you're ready to join us, we're starting on Monday, January 12th!  Sign up for The Momentum Circle <a href='https://buymeacoffee.com/moneymindfulmoms/membership'>HERE</a></p>
<p><em>xo, </em></p>
<p><em>Krista</em><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gmme4raaar6cq8g5/171_2026_The_Year_Your_Bank_Account_Becomes_Unrecognizable_In_the_Best_Possible_Way_8hl30.mp3" length="14592410" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
Money goals on the brain in 2026?  
You might be tempted to want to overhaul your entire finances at once but instead I want to give you some shifts to focus on this year.  And don't worry, you'll still make progress towards your goals.  We're just trying to avoid burn out over here.  
NEW from Money Mindful Moms: 
The Momentum Circle
The Momentum Circle is the guided membership inside Money Mindful Moms for moms who want steady progress with their money, not pressure to “fix everything.”
Each month includes a clear focus, simple roadmap, and weekly support so you always know what to work on and what can wait.
Inside The Momentum Circle, you’ll get:


A clear monthly money focus so you know what actually matters right now


A simple monthly roadmap with a clear start and finish


Weekly guidance you can count on (teaching, one doable action, support, and reflection)


Tools, prompts, and encouragement designed for consistency — not perfection


If you're ready to join us, we're starting on Monday, January 12th!  Sign up for The Momentum Circle HERE
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>656</itunes:duration>
                <itunes:episode>179</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>170. My End-Of-The-Year Date With Myself Tradition.  Behind the Scenes of How I Strategize my Goals and Business Plans for the New Year</title>
        <itunes:title>170. My End-Of-The-Year Date With Myself Tradition.  Behind the Scenes of How I Strategize my Goals and Business Plans for the New Year</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/170-my-end-of-the-year-date-with-myself-tradition-behind-the-scenes-of-how-i-strategize-my-goals-and-business-plans-for-the-new-year/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/170-my-end-of-the-year-date-with-myself-tradition-behind-the-scenes-of-how-i-strategize-my-goals-and-business-plans-for-the-new-year/#comments</comments>        <pubDate>Tue, 30 Dec 2025 04:21:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/907acf8e-7414-373c-bffc-71826ed1fe23</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>If you're not setting aside time for yourself at the end of the year to reflect and plan for the New Year, I highly recommend it.  </p>
<p>This can look different for each person and situation but in this episode I share what I do every year and why I do it. </p>
<p>I hope it helps you with your own end-of-the-year goal setting!</p>
<p>In this episode I mention: </p>
<p>- The<a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'> Cozy Cash Plan</a> if you need more support with creating, or revamping your spending plan for 2026.  It's $7 through the end of the year but in January the price is going up so make sure you grab it in December if you've been meaning to get it.  </p>
<p>- Leaving a written review.  This is one way you can help our podcast grow in 2026!</p>
<p>There will be a lot more coming soon including something NEW for the New Year, but for now, enjoy this season with your families!</p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>If you're not setting aside time for yourself at the end of the year to reflect and plan for the New Year, I highly recommend it.  </p>
<p>This can look different for each person and situation but in this episode I share what I do every year and why I do it. </p>
<p>I hope it helps you with your own end-of-the-year goal setting!</p>
<p>In this episode I mention: </p>
<p>- The<a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'> Cozy Cash Plan</a> if you need more support with creating, or revamping your spending plan for 2026.  It's $7 through the end of the year but in January the price is going up so make sure you grab it in December if you've been meaning to get it.  </p>
<p>- Leaving a written review.  This is one way you can help our podcast grow in 2026!</p>
<p>There will be a lot more coming soon including something NEW for the New Year, but for now, enjoy this season with your families!</p>
<p><em>xo, </em></p>
<p><em>Krista----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/hks5u5xjjggds3gc/170_My_end-of-the-year_date_with_myself_tradition_Behind_the_scenes_of_how_I_strategize_my_goals_and_business_plans_for_the_new_year9syyu.mp3" length="19492874" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
If you're not setting aside time for yourself at the end of the year to reflect and plan for the New Year, I highly recommend it.  
This can look different for each person and situation but in this episode I share what I do every year and why I do it. 
I hope it helps you with your own end-of-the-year goal setting!
In this episode I mention: 
- The Cozy Cash Plan if you need more support with creating, or revamping your spending plan for 2026.  It's $7 through the end of the year but in January the price is going up so make sure you grab it in December if you've been meaning to get it.  
- Leaving a written review.  This is one way you can help our podcast grow in 2026!
There will be a lot more coming soon including something NEW for the New Year, but for now, enjoy this season with your families!
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>893</itunes:duration>
                <itunes:episode>178</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>169. The Only Money Rule I'm Following Between Christmsa and New Year's</title>
        <itunes:title>169. The Only Money Rule I'm Following Between Christmsa and New Year's</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/169-the-only-money-rule-im-following-between-christmsa-and-new-years/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/169-the-only-money-rule-im-following-between-christmsa-and-new-years/#comments</comments>        <pubDate>Tue, 23 Dec 2025 09:01:48 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/d45ed8f4-d4fe-36a1-a53c-5228d71fbb0d</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Merry Christmas!</p>
<p>I know you're probably ankle deep in wrapping paper, ribbon and bows but I hope this podcast episode is just the message you need to hear in this season. </p>
<p>Before you jump into mapping out your entire financial plan for the New Year, listen to this episode where I share the money rule I give myself for the week between Christmas and New Year's. </p>
<p>In this episode I mention: </p>
<p>- The<a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'> Cozy Cash Plan</a> if you need more support with creating, or revamping your spending plan for 2026.  It's $7 through the end of the year but in January the price is going up so make sure you grab it in December if you've been meaning to get it.  </p>
<p>There will be a lot more coming soon including something NEW for the New Year, but for now, enjoy this season with your families!</p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Merry Christmas!</p>
<p>I know you're probably ankle deep in wrapping paper, ribbon and bows but I hope this podcast episode is just the message you need to hear in this season. </p>
<p>Before you jump into mapping out your entire financial plan for the New Year, listen to this episode where I share the money rule I give myself for the week between Christmas and New Year's. </p>
<p>In this episode I mention: </p>
<p>- The<a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'> Cozy Cash Plan</a> if you need more support with creating, or revamping your spending plan for 2026.  It's $7 through the end of the year but in January the price is going up so make sure you grab it in December if you've been meaning to get it.  </p>
<p>There will be a lot more coming soon including something NEW for the New Year, but for now, enjoy this season with your families!</p>
<p><em>xo, </em></p>
<p><em>Krista----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ub64jggqfnrhhyit/169_The_Only_Money_Rule_I_m_Following_Between_Christmas_and_New_Year_s_1_a8gfe.mp3" length="7627911" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
Merry Christmas!
I know you're probably ankle deep in wrapping paper, ribbon and bows but I hope this podcast episode is just the message you need to hear in this season. 
Before you jump into mapping out your entire financial plan for the New Year, listen to this episode where I share the money rule I give myself for the week between Christmas and New Year's. 
In this episode I mention: 
- The Cozy Cash Plan if you need more support with creating, or revamping your spending plan for 2026.  It's $7 through the end of the year but in January the price is going up so make sure you grab it in December if you've been meaning to get it.  
There will be a lot more coming soon including something NEW for the New Year, but for now, enjoy this season with your families!
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>331</itunes:duration>
                <itunes:episode>177</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>168. If I were you: Mom Money Strategies for 2026 Part 3- Full Time Working Moms</title>
        <itunes:title>168. If I were you: Mom Money Strategies for 2026 Part 3- Full Time Working Moms</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/168-if-i-were-you-mom-money-strategies-for-2026-part-3-full-time-working-moms/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/168-if-i-were-you-mom-money-strategies-for-2026-part-3-full-time-working-moms/#comments</comments>        <pubDate>Tue, 16 Dec 2025 06:28:33 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/91968d6c-15b7-37aa-a311-ffb16e330ef2</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Hi friend! </p>
<p>2026 is around the corner and I know a lot of people have money on the mind so we're not waiting until January to start thinking about this.  </p>
<p>I'm rolling out a NEW 3 part series called "If I Were You: Mom Money Strategies For 2026 and each week I'll be sharing what I would focus on if I were a stay-at-home mom, a side hustling/part-time working mom, or a full time working mom  in this next year when it comes to money goals. </p>
<p>In this final episode we're talking to the moms who work full time. How to make sure the money you're working hard to make is working equally as hard for you and your family.</p>
<p>In this episode I mention: </p>
<p>- <a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'>The Money Mindful Moms Club</a>  In December we'll be going even further into our 2026 plans so you can join us if you'd like to get access to the private podcast, classes and other resources the girlies in the club get.</p>
<p>If you missed the other episodes for Stay-at-home-moms and moms who work side hustles or part time, you can go back and listen to those now.  They're the two episodes leading up to this one.  </p>
<p>And while you're at it, be sure to share these episodes with your mom friends.  We call could use a little encouragement for where we're at. </p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Hi friend! </p>
<p>2026 is around the corner and I know a lot of people have money on the mind so we're not waiting until January to start thinking about this.  </p>
<p>I'm rolling out a NEW 3 part series called "If I Were You: Mom Money Strategies For 2026 and each week I'll be sharing what I would focus on if I were a stay-at-home mom, a side hustling/part-time working mom, or a full time working mom  in this next year when it comes to money goals. </p>
<p>In this final episode we're talking to the moms who work full time. How to make sure the money you're working hard to make is working equally as hard for you and your family.</p>
<p>In this episode I mention: </p>
<p>- <a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'>The Money Mindful Moms Club</a>  In December we'll be going even further into our 2026 plans so you can join us if you'd like to get access to the private podcast, classes and other resources the girlies in the club get.</p>
<p>If you missed the other episodes for Stay-at-home-moms and moms who work side hustles or part time, you can go back and listen to those now.  They're the two episodes leading up to this one.  </p>
<p>And while you're at it, be sure to share these episodes with your mom friends.  We call could use a little encouragement for where we're at. </p>
<p><em>xo, </em></p>
<p><em>Krista</em><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/mvwn7fyg9xnevgez/168_If_I_were_you_Mom_Money_Strategies_for_2026_Part_3-_Full_Time_Working_Mombljkb.mp3" length="23890251" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
Hi friend! 
2026 is around the corner and I know a lot of people have money on the mind so we're not waiting until January to start thinking about this.  
I'm rolling out a NEW 3 part series called "If I Were You: Mom Money Strategies For 2026 and each week I'll be sharing what I would focus on if I were a stay-at-home mom, a side hustling/part-time working mom, or a full time working mom  in this next year when it comes to money goals. 
In this final episode we're talking to the moms who work full time. How to make sure the money you're working hard to make is working equally as hard for you and your family.
In this episode I mention: 
- The Money Mindful Moms Club  In December we'll be going even further into our 2026 plans so you can join us if you'd like to get access to the private podcast, classes and other resources the girlies in the club get.
If you missed the other episodes for Stay-at-home-moms and moms who work side hustles or part time, you can go back and listen to those now.  They're the two episodes leading up to this one.  
And while you're at it, be sure to share these episodes with your mom friends.  We call could use a little encouragement for where we're at. 
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1021</itunes:duration>
                <itunes:episode>176</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>167. If I were you: Mom Money Strategies for 2026 Part 2- Side Hustling/Part Time Working Moms</title>
        <itunes:title>167. If I were you: Mom Money Strategies for 2026 Part 2- Side Hustling/Part Time Working Moms</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/167-if-i-were-you-mom-money-strategies-for-2026-part-2-side-hustlingpart-time-working-moms/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/167-if-i-were-you-mom-money-strategies-for-2026-part-2-side-hustlingpart-time-working-moms/#comments</comments>        <pubDate>Tue, 09 Dec 2025 07:35:02 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/666ef390-0381-3bbd-88e0-400ac7b07c10</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Hi friend! </p>
<p>2026 is around the corner and I know a lot of people have money on the mind so we're not waiting until January to start thinking about this.  </p>
<p>I'm rolling out a NEW 3 part series called "If I Were You: Mom Money Strategies For 2026 and each week I'll be sharing what I would focus on if I were a stay-at-home mom, a side hustling/part-time working mom, or a full time working mom  in this next year when it comes to money goals. </p>
<p>This week we're talking to the moms who work sides hustles or part time jobs.  You're juggling a lot and I want to make sure the work you're putting in is actually helping your family instead of just spinning your wheels. </p>
<p>In this episode I mention: </p>
<p>- <a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'>The Money Mindful Moms Club</a>  In December we'll be going even further into our 2026 plans so you can join us if you'd like to get access to the private podcast, classes and other resources the girlies in the club get.</p>
<p>Next week I'll be sharing more specifically for moms who work full time jobs, so if that's you, check back in with us next week! </p>
<p>Let's get a head start on 2026 together!</p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Hi friend! </p>
<p>2026 is around the corner and I know a lot of people have money on the mind so we're not waiting until January to start thinking about this.  </p>
<p>I'm rolling out a NEW 3 part series called "If I Were You: Mom Money Strategies For 2026 and each week I'll be sharing what I would focus on if I were a stay-at-home mom, a side hustling/part-time working mom, or a full time working mom  in this next year when it comes to money goals. </p>
<p>This week we're talking to the moms who work sides hustles or part time jobs.  You're juggling a lot and I want to make sure the work you're putting in is actually helping your family instead of just spinning your wheels. </p>
<p>In this episode I mention: </p>
<p>- <a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'>The Money Mindful Moms Club</a>  In December we'll be going even further into our 2026 plans so you can join us if you'd like to get access to the private podcast, classes and other resources the girlies in the club get.</p>
<p>Next week I'll be sharing more specifically for moms who work full time jobs, so if that's you, check back in with us next week! </p>
<p>Let's get a head start on 2026 together!</p>
<p><em>xo, </em></p>
<p><em>Krista</em><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/jk3n6h5wnimyhrie/167_If_I_were_you_Mom_Money_Strategies_for_2026_Part_2-_Side_Hustling_Part_time_working_moms83mjr.mp3" length="27511712" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
Hi friend! 
2026 is around the corner and I know a lot of people have money on the mind so we're not waiting until January to start thinking about this.  
I'm rolling out a NEW 3 part series called "If I Were You: Mom Money Strategies For 2026 and each week I'll be sharing what I would focus on if I were a stay-at-home mom, a side hustling/part-time working mom, or a full time working mom  in this next year when it comes to money goals. 
This week we're talking to the moms who work sides hustles or part time jobs.  You're juggling a lot and I want to make sure the work you're putting in is actually helping your family instead of just spinning your wheels. 
In this episode I mention: 
- The Money Mindful Moms Club  In December we'll be going even further into our 2026 plans so you can join us if you'd like to get access to the private podcast, classes and other resources the girlies in the club get.
Next week I'll be sharing more specifically for moms who work full time jobs, so if that's you, check back in with us next week! 
Let's get a head start on 2026 together!
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1237</itunes:duration>
                <itunes:episode>175</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>166. If I Were You: Mom Money Strategies For 2026 Part 1- Stay-At-Home Moms</title>
        <itunes:title>166. If I Were You: Mom Money Strategies For 2026 Part 1- Stay-At-Home Moms</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/166-if-i-were-you-mom-money-strategies-for-2026-part-1-stay-at-home-moms/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/166-if-i-were-you-mom-money-strategies-for-2026-part-1-stay-at-home-moms/#comments</comments>        <pubDate>Tue, 02 Dec 2025 04:27:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/2bb9e669-a0be-39d0-973c-4aa4dc2ccc29</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Hi friend! </p>
<p>2026 is around the corner and I know a lot of people have money on the mind so we're not waiting until January to start thinking about this.  </p>
<p>I'm rolling out a NEW 3 part series called "If I Were You: Mom Money Strategies For 2026 and each week I'll be sharing what I would focus on if I were a stay-at-home mom, a side hustling/part-time working mom, or a full time working mom  in this next year when it comes to money goals. </p>
<p>This week we're kicking it off with Stay-At-Home Moms.  Just because you might not be the one bringing the money into the house, doesn't mean you can't financially support your family in other ways and we're going to dig into that in this episode.  </p>
<p>In this episode I mention: </p>
<p>- The <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>Cozy Cash Plan</a> if you need more support with creating, or revamping your spending plan for 2026.  It's $7 through the end of the year but in January the price is going up so make sure you grab it in December if you've been meaning to get it.  </p>
<p>- <a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'>The Money Mindful Moms Club</a>  In December we'll be going even further into our 2026 plans so you can join us if you'd like to get access to the private podcast, classes and other resources the girlies in the club get.</p>
<p>Next week I'll be sharing more specifically for moms who work side hustles or part time jobs, and the week after that I've got some things to share for my full time working mom friends.  </p>
<p>Let's get a head start on 2026 together!</p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Hi friend! </p>
<p>2026 is around the corner and I know a lot of people have money on the mind so we're not waiting until January to start thinking about this.  </p>
<p>I'm rolling out a NEW 3 part series called "If I Were You: Mom Money Strategies For 2026 and each week I'll be sharing what I would focus on if I were a stay-at-home mom, a side hustling/part-time working mom, or a full time working mom  in this next year when it comes to money goals. </p>
<p>This week we're kicking it off with Stay-At-Home Moms.  Just because you might not be the one bringing the money into the house, doesn't mean you can't financially support your family in other ways and we're going to dig into that in this episode.  </p>
<p>In this episode I mention: </p>
<p>- The <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>Cozy Cash Plan</a> if you need more support with creating, or revamping your spending plan for 2026.  It's $7 through the end of the year but in January the price is going up so make sure you grab it in December if you've been meaning to get it.  </p>
<p>- <a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'>The Money Mindful Moms Club</a>  In December we'll be going even further into our 2026 plans so you can join us if you'd like to get access to the private podcast, classes and other resources the girlies in the club get.</p>
<p>Next week I'll be sharing more specifically for moms who work side hustles or part time jobs, and the week after that I've got some things to share for my full time working mom friends.  </p>
<p>Let's get a head start on 2026 together!</p>
<p><em>xo, </em></p>
<p><em>Krista</em><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/m3by3q3ry4bkewzf/166_If_I_were_you_Mom_Money_Strategies_for_2026_Part_1-_Stay-at-home-momsag1vw.mp3" length="22340963" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
Hi friend! 
2026 is around the corner and I know a lot of people have money on the mind so we're not waiting until January to start thinking about this.  
I'm rolling out a NEW 3 part series called "If I Were You: Mom Money Strategies For 2026 and each week I'll be sharing what I would focus on if I were a stay-at-home mom, a side hustling/part-time working mom, or a full time working mom  in this next year when it comes to money goals. 
This week we're kicking it off with Stay-At-Home Moms.  Just because you might not be the one bringing the money into the house, doesn't mean you can't financially support your family in other ways and we're going to dig into that in this episode.  
In this episode I mention: 
- The Cozy Cash Plan if you need more support with creating, or revamping your spending plan for 2026.  It's $7 through the end of the year but in January the price is going up so make sure you grab it in December if you've been meaning to get it.  
- The Money Mindful Moms Club  In December we'll be going even further into our 2026 plans so you can join us if you'd like to get access to the private podcast, classes and other resources the girlies in the club get.
Next week I'll be sharing more specifically for moms who work side hustles or part time jobs, and the week after that I've got some things to share for my full time working mom friends.  
Let's get a head start on 2026 together!
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1016</itunes:duration>
                <itunes:episode>174</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>165. Slowing down to speed up.  A message on gratitude.</title>
        <itunes:title>165. Slowing down to speed up.  A message on gratitude.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/165-slowing-down-to-speed-up-a-message-on-gratitude/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/165-slowing-down-to-speed-up-a-message-on-gratitude/#comments</comments>        <pubDate>Tue, 25 Nov 2025 04:05:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/8f69c240-0757-31af-ba24-f5d63aec941b</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>A short and sweet episode on how I'm spending my favorite holiday.  </p>
<p>Wishing you all a very happy Thanksgiving!</p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>A short and sweet episode on how I'm spending my favorite holiday.  </p>
<p>Wishing you all a very happy Thanksgiving!</p>
<p><em>xo, </em></p>
<p><em>Krista</em><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7qsbeqyc8t8bsk2h/MMM_ep_1656nyoe.mp3" length="4341087" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
A short and sweet episode on how I'm spending my favorite holiday.  
Wishing you all a very happy Thanksgiving!
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>192</itunes:duration>
                <itunes:episode>173</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>164. When your kids are getting bigger and so are their expenses.  How to adjust when life gets more expensive as your kids get older</title>
        <itunes:title>164. When your kids are getting bigger and so are their expenses.  How to adjust when life gets more expensive as your kids get older</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/164-when-your-kids-are-getting-bigger-and-so-are-their-expenses-how-to-adjust-when-life-gets-more-expensive-as-your-kids-get-older/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/164-when-your-kids-are-getting-bigger-and-so-are-their-expenses-how-to-adjust-when-life-gets-more-expensive-as-your-kids-get-older/#comments</comments>        <pubDate>Tue, 18 Nov 2025 04:13:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/3c92f673-ebab-38ff-9865-b7871e6b9b02</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>- After school activities</p>
<p>- Social activities</p>
<p>- Tech Gadgets</p>
<p>- Extra food for growing kids</p>
<p>... it feels like the expenses just keep rising as kids get bigger.  So what can you do if you find yourself in a new season with your kids and their expenses?  Adjust your budget! </p>
<p>In this episode I give you 3 steps to take to reset your budget to reflect your new season of parenting big kids.  </p>
<p>And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited!  Just click <a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'>this link</a> and request to join our group... that's it!</p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>- After school activities</p>
<p>- Social activities</p>
<p>- Tech Gadgets</p>
<p>- Extra food for growing kids</p>
<p>... it feels like the expenses just keep rising as kids get bigger.  So what can you do if you find yourself in a new season with your kids and their expenses?  Adjust your budget! </p>
<p>In this episode I give you 3 steps to take to reset your budget to reflect your new season of parenting big kids.  </p>
<p>And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited!  Just click <a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'>this link</a> and request to join our group... that's it!</p>
<p><em>xo, </em></p>
<p><em>Krista</em><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/sbf4a5ubwn7czc4i/164_When_your_kids_are_getting_bigger_and_so_are_their_expenses_How_to_adjust_when_life_gets_more_expensive_as_your_kids_get_older8nna5.mp3" length="16984082" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
- After school activities
- Social activities
- Tech Gadgets
- Extra food for growing kids
... it feels like the expenses just keep rising as kids get bigger.  So what can you do if you find yourself in a new season with your kids and their expenses?  Adjust your budget! 
In this episode I give you 3 steps to take to reset your budget to reflect your new season of parenting big kids.  
And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited!  Just click this link and request to join our group... that's it!
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>747</itunes:duration>
                <itunes:episode>172</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>163. Stretching your paycheck without losing your sanity</title>
        <itunes:title>163. Stretching your paycheck without losing your sanity</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/163-stretching-your-paycheck-without-losing-your-sanity/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/163-stretching-your-paycheck-without-losing-your-sanity/#comments</comments>        <pubDate>Tue, 11 Nov 2025 05:59:39 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/09d15371-2db1-3793-bc9e-ba979c7adbcc</guid>
                                    <description><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Have you ever felt like your paycheck disappears almost as fast as it gets deposited?</p>
<p>Follow up question: Have you ever done some digging to see WHY that's happening?  </p>
<p>In today's episode we're going to talk about some of the common reasons why your paycheck could be disappearing so fast and how to address it.  </p>
<p>Let's make it last so you can actually enjoy what you worked so hard for!</p>
<p>And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited!  Just click <a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'>this link</a> and request to join our group... that's it!</p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>* This podcast is NOT financial advice. It's simply for educational purposes.*</p>
<p>Have you ever felt like your paycheck disappears almost as fast as it gets deposited?</p>
<p>Follow up question: Have you ever done some digging to see WHY that's happening?  </p>
<p>In today's episode we're going to talk about some of the common reasons why your paycheck could be disappearing so fast and how to address it.  </p>
<p>Let's make it last so you can actually enjoy what you worked so hard for!</p>
<p>And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited!  Just click <a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'>this link</a> and request to join our group... that's it!</p>
<p><em>xo, </em></p>
<p><em>Krista</em><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
<p><a href='https://subscribepage.io/G4xLK7'>My FREE Ditching Debt Once and for all Workshop</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/66sj8dp7y6hcwiyg/163_Stretching_your_paycheck_without_losing_your_sanity87yn7.mp3" length="14803320" type="audio/mpeg"/>
        <itunes:summary><![CDATA[* This podcast is NOT financial advice. It's simply for educational purposes.*
Have you ever felt like your paycheck disappears almost as fast as it gets deposited?
Follow up question: Have you ever done some digging to see WHY that's happening?  
In today's episode we're going to talk about some of the common reasons why your paycheck could be disappearing so fast and how to address it.  
Let's make it last so you can actually enjoy what you worked so hard for!
And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited!  Just click this link and request to join our group... that's it!
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms
My FREE Ditching Debt Once and for all Workshop]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>701</itunes:duration>
                <itunes:episode>171</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>162. Ditching debt over the holidays. How to spend with intention when the world is telling you to spend like crazy</title>
        <itunes:title>162. Ditching debt over the holidays. How to spend with intention when the world is telling you to spend like crazy</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/162-ditching-debt-over-the-holidays-how-to-spend-with-intention-when-the-world-is-telling-you-to-spend-like-crazy/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/162-ditching-debt-over-the-holidays-how-to-spend-with-intention-when-the-world-is-telling-you-to-spend-like-crazy/#comments</comments>        <pubDate>Tue, 04 Nov 2025 04:22:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/2e4a90ff-b1fa-31c1-84b8-aedb95278d5c</guid>
                                    <description><![CDATA[<p>Hi friends!</p>
<p>We're officially in Mariah Carey season and you're probably already seeing the work the marketing departments at retail companies have been putting in all year to get you to spend your money over the next 6 weeks.  </p>
<p>If you want to do things differently and simplify, we're covering everything from mindset to practical tips to help you stick to a tight budget this time of year.  </p>
<p>And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited!  Just click <a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'>this link</a> and request to join our group... that's it!</p>
<p>xo, </p>
<p>Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friends!</p>
<p>We're officially in Mariah Carey season and you're probably already seeing the work the marketing departments at retail companies have been putting in all year to get you to spend your money over the next 6 weeks.  </p>
<p>If you want to do things differently and simplify, we're covering everything from mindset to practical tips to help you stick to a tight budget this time of year.  </p>
<p>And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited!  Just click <a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'>this link</a> and request to join our group... that's it!</p>
<p><em>xo, </em></p>
<p><em>Krista</em><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/386p8iuvhxdextcj/162_Ditching_debt_over_the_holidays-_How_to_spend_with_intention_when_the_world_is_telling_you_to_spend_like_crazy7xgc0.mp3" length="16767528" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friends!
We're officially in Mariah Carey season and you're probably already seeing the work the marketing departments at retail companies have been putting in all year to get you to spend your money over the next 6 weeks.  
If you want to do things differently and simplify, we're covering everything from mindset to practical tips to help you stick to a tight budget this time of year.  
And if you could use some extra support, we're focusing on how to have a humble Christmas this year in the Money Mindful Moms Club and you're invited!  Just click this link and request to join our group... that's it!
xo, 
Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>751</itunes:duration>
                <itunes:episode>170</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>An $11 request</title>
        <itunes:title>An $11 request</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/an-11-request/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/an-11-request/#comments</comments>        <pubDate>Tue, 28 Oct 2025 05:22:13 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c189f386-cdfe-3716-87e6-29181009f8ee</guid>
                                    <description><![CDATA[<p>If you'd like to participate in this year's #Kellen11 I'd love to invite you to:</p>
<p>1. Donate $11 to a cause that means a lot to you (if it's a platform that you use hashtags the hashtag we always use is #Kellen11)</p>
<p>2. Send me a message to let me know where you donated.</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>If you'd like to participate in this year's #Kellen11 I'd love to invite you to:</p>
<p>1. Donate $11 to a cause that means a lot to you (if it's a platform that you use hashtags the hashtag we always use is #Kellen11)</p>
<p>2. Send me a message to let me know where you donated.</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kxasr8stz7cqgpzi/Kellen_11_2025_podcast6xt5r.m4a" length="1135901" type="audio/x-m4a"/>
        <itunes:summary><![CDATA[If you'd like to participate in this year's #Kellen11 I'd love to invite you to:
1. Donate $11 to a cause that means a lot to you (if it's a platform that you use hashtags the hashtag we always use is #Kellen11)
2. Send me a message to let me know where you donated.
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>130</itunes:duration>
                <itunes:episode>169</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>161. LIVE WORKSHOP: How to decide what sinking funds your family needs, AND how to make sure you can actually fund them</title>
        <itunes:title>161. LIVE WORKSHOP: How to decide what sinking funds your family needs, AND how to make sure you can actually fund them</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/161-live-workshop-how-to-decide-what-sinking-funds-your-family-needs-and-how-to-make-sure-you-can-actually-fund-them/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/161-live-workshop-how-to-decide-what-sinking-funds-your-family-needs-and-how-to-make-sure-you-can-actually-fund-them/#comments</comments>        <pubDate>Tue, 21 Oct 2025 05:33:06 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/088df5e2-7d70-3d19-99e6-1b180b30f2f6</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Hi friends!</p>
<p>Do you ever feel like things that don't quite fit into the emergency category but also aren't really monthly expenses are derailing your progress each month?</p>
<p>hello car registration, back-to-school, annual registration fees, etc. </p>
<p>Sinking funds can help!  Sinking funds are accounts where you put a small amount of  money aside each month for a specific purpose so it's there when you need it.  </p>
<p>This week in the Money Mindful Moms Club, we had a live workshop where we got together with the purpose of figuring out what sinking funds our families needed to prioritize and how we were going to make that a priority in our budget.  </p>
<p>If you've been curious about what it's like to be in the Money Mindful Moms Club, this is a small part of our conversation from that workshop.  </p>
<p>I hope it helps you as you work on getting your own sinking funds set up.  </p>
<p>We're saving a spot for you in the club!</p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Join us HERE</a></p>
<p>xo, </p>
<p>Krista----more----</p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What actually matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made just for you.</p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on

</li>
<li style="font-weight:400;">How to make progress (without burnout)

</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p>----more----</p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Hi friends!</p>
<p>Do you ever feel like things that don't quite fit into the emergency category but also aren't really monthly expenses are derailing your progress each month?</p>
<p><em>hello car registration, back-to-school, annual registration fees, etc. </em></p>
<p>Sinking funds can help!  Sinking funds are accounts where you put a small amount of  money aside each month for a specific purpose so it's there when you need it.  </p>
<p>This week in the Money Mindful Moms Club, we had a live workshop where we got together with the purpose of figuring out what sinking funds our families needed to prioritize and how we were going to make that a priority in our budget.  </p>
<p>If you've been curious about what it's like to be in the Money Mindful Moms Club, this is a small part of our conversation from that workshop.  </p>
<p>I hope it helps you as you work on getting your own sinking funds set up.  </p>
<p>We're saving a spot for you in the club!</p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Join us HERE</a></p>
<p><em>xo, </em></p>
<p><em>Krista----more----</em></p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What <em>actually</em> matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made <em>just for you.</em></p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on<br>
<br>
</li>
<li style="font-weight:400;">How to make progress (without burnout)<br>
<br>
</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p><em>----more----</em></p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ak3ea4fmhd5hd7rb/161_Live_training_sinking_funds9s732.mp3" length="12781569" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hi friends!
Do you ever feel like things that don't quite fit into the emergency category but also aren't really monthly expenses are derailing your progress each month?
hello car registration, back-to-school, annual registration fees, etc. 
Sinking funds can help!  Sinking funds are accounts where you put a small amount of  money aside each month for a specific purpose so it's there when you need it.  
This week in the Money Mindful Moms Club, we had a live workshop where we got together with the purpose of figuring out what sinking funds our families needed to prioritize and how we were going to make that a priority in our budget.  
If you've been curious about what it's like to be in the Money Mindful Moms Club, this is a small part of our conversation from that workshop.  
I hope it helps you as you work on getting your own sinking funds set up.  
We're saving a spot for you in the club!
Join us HERE
xo, 
Krista----more----
Need some extra support to create a plan?  I’ve got something for you!
The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.
You’ll talk to the Cozy Cash Plan just like you’re texting a friend.
It’ll ask you a few simple questions about:
✔️ Your money goals
✔️ What’s been tripping you up
✔️ What actually matters to you (like keeping takeout or coffee!)
At the end, you’ll get a simple, doable cash plan made just for you.

You’ll know what to focus on
How to make progress (without burnout)
And how to keep it up—even when life gets chaotic

It’s not too late. It’s just time to get cozy with your cash.
The Cozy Cash Plan is only $7 and it’s available now HERE. 
----more----
Did you know we have a Money Mindful Moms Club?  And you’re invited!
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>850</itunes:duration>
                <itunes:episode>168</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>160. A "Sunday reset" for your money</title>
        <itunes:title>160. A "Sunday reset" for your money</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/160-a-sunday-reset-for-your-money/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/160-a-sunday-reset-for-your-money/#comments</comments>        <pubDate>Tue, 14 Oct 2025 04:23:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c84727d9-8de6-35d4-827b-017b3a1d6b6e</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Hi friends!</p>
<p>One of the big pieces to the puzzle of making a budget that will work for the long haul is making it part of your routine.  </p>
<p>That's why once a week I sit down and do a "Sunday reset" for my money and in this episode I break down how I do it so you can start incorporating this into your own budgeting and debt payoff journey.</p>
<p>Love and belief!</p>
<p>xo, </p>
<p>Krista----more----</p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What actually matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made just for you.</p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on

</li>
<li style="font-weight:400;">How to make progress (without burnout)

</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p>----more----</p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Hi friends!</p>
<p>One of the big pieces to the puzzle of making a budget that will work for the long haul is making it part of your routine.  </p>
<p>That's why once a week I sit down and do a "Sunday reset" for my money and in this episode I break down how I do it so you can start incorporating this into your own budgeting and debt payoff journey.</p>
<p>Love and belief!</p>
<p><em>xo, </em></p>
<p><em>Krista----more----</em></p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What <em>actually</em> matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made <em>just for you.</em></p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on<br>
<br>
</li>
<li style="font-weight:400;">How to make progress (without burnout)<br>
<br>
</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p><em>----more----</em></p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ivcn2x89ckdmcfne/160_The_Sunday_reset_for_your_money9d6zy.mp3" length="20752544" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hi friends!
One of the big pieces to the puzzle of making a budget that will work for the long haul is making it part of your routine.  
That's why once a week I sit down and do a "Sunday reset" for my money and in this episode I break down how I do it so you can start incorporating this into your own budgeting and debt payoff journey.
Love and belief!
xo, 
Krista----more----
Need some extra support to create a plan?  I’ve got something for you!
The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.
You’ll talk to the Cozy Cash Plan just like you’re texting a friend.
It’ll ask you a few simple questions about:
✔️ Your money goals
✔️ What’s been tripping you up
✔️ What actually matters to you (like keeping takeout or coffee!)
At the end, you’ll get a simple, doable cash plan made just for you.

You’ll know what to focus on
How to make progress (without burnout)
And how to keep it up—even when life gets chaotic

It’s not too late. It’s just time to get cozy with your cash.
The Cozy Cash Plan is only $7 and it’s available now HERE. 
----more----
Did you know we have a Money Mindful Moms Club?  And you’re invited!
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>922</itunes:duration>
                <itunes:episode>167</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>159. New jobs, job losses and big transitions.  Adjusting your finances through change</title>
        <itunes:title>159. New jobs, job losses and big transitions.  Adjusting your finances through change</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/159-new-jobs-job-losses-and-big-transitions-adjusting-your-finances-through-change/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/159-new-jobs-job-losses-and-big-transitions-adjusting-your-finances-through-change/#comments</comments>        <pubDate>Tue, 07 Oct 2025 04:33:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/d4d3bb81-5050-3aa4-8149-398d41079e8c</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Hi friends!</p>
<p>I recently started a part time job and because of this change, we're changing up our budget a little bit.  If you're in a similar season of transitions, it might be time to revisit your plan or goals. </p>
<p>Or maybe you're going through a job loss or something similar that feels like it's not within your control but still affects your finances.  </p>
<p>If that is you then today's episode is especially for you.  Don't lose hope.  We can change the date but not the goal.</p>
<p>Love and belief!</p>
<p>xo, </p>
<p>Krista----more----</p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What actually matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made just for you.</p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on

</li>
<li style="font-weight:400;">How to make progress (without burnout)

</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p>----more----</p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Hi friends!</p>
<p>I recently started a part time job and because of this change, we're changing up our budget a little bit.  If you're in a similar season of transitions, it might be time to revisit your plan or goals. </p>
<p>Or maybe you're going through a job loss or something similar that feels like it's not within your control but still affects your finances.  </p>
<p>If that is you then today's episode is especially for you.  Don't lose hope.  We can change the date but not the goal.</p>
<p>Love and belief!</p>
<p><em>xo, </em></p>
<p><em>Krista----more----</em></p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What <em>actually</em> matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made <em>just for you.</em></p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on<br>
<br>
</li>
<li style="font-weight:400;">How to make progress (without burnout)<br>
<br>
</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p><em>----more----</em></p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dzpkeiyxkd56987n/159_New_jobs_job_losses_and_big_transitions_Adjusting_your_finances_through_changeaz0av.mp3" length="17495153" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hi friends!
I recently started a part time job and because of this change, we're changing up our budget a little bit.  If you're in a similar season of transitions, it might be time to revisit your plan or goals. 
Or maybe you're going through a job loss or something similar that feels like it's not within your control but still affects your finances.  
If that is you then today's episode is especially for you.  Don't lose hope.  We can change the date but not the goal.
Love and belief!
xo, 
Krista----more----
Need some extra support to create a plan?  I’ve got something for you!
The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.
You’ll talk to the Cozy Cash Plan just like you’re texting a friend.
It’ll ask you a few simple questions about:
✔️ Your money goals
✔️ What’s been tripping you up
✔️ What actually matters to you (like keeping takeout or coffee!)
At the end, you’ll get a simple, doable cash plan made just for you.

You’ll know what to focus on
How to make progress (without burnout)
And how to keep it up—even when life gets chaotic

It’s not too late. It’s just time to get cozy with your cash.
The Cozy Cash Plan is only $7 and it’s available now HERE. 
----more----
Did you know we have a Money Mindful Moms Club?  And you’re invited!
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>777</itunes:duration>
                <itunes:episode>166</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>158. Are "emergency expenses" popping up every month and derailing your progress?  One tool that can help</title>
        <itunes:title>158. Are "emergency expenses" popping up every month and derailing your progress?  One tool that can help</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/158-are-emergency-expenses-popping-up-every-month-and-derailing-your-progress-one-tool-that-can-help/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/158-are-emergency-expenses-popping-up-every-month-and-derailing-your-progress-one-tool-that-can-help/#comments</comments>        <pubDate>Tue, 30 Sep 2025 04:54:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/4ec88600-6029-3f34-b4e7-fe4084df2f31</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Can you relate to this?</p>
<p>You're moving along with the budget you created and then boom... back to school hits you with a bunch of extra expenses.  </p>
<p>So you get your bearings and get back on track and then, boom.... your kid's birthday comes and it takes you off track again.  </p>
<p>In our minds we think of these as emergencies but really, they're just expenses that aren't your typical day-to-day expenses.  There is a tool you can implement to better plan for these things before they happen and in today's episode we're going to talk all about it.  </p>
<p>I hope to see you in the MMM Club next month! :) </p>
<p>xo, </p>
<p>Krista----more----</p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What actually matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made just for you.</p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on

</li>
<li style="font-weight:400;">How to make progress (without burnout)

</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p>----more----</p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Can you relate to this?</p>
<p>You're moving along with the budget you created and then boom... back to school hits you with a bunch of extra expenses.  </p>
<p>So you get your bearings and get back on track and then, boom.... your kid's birthday comes and it takes you off track again.  </p>
<p>In our minds we think of these as emergencies but really, they're just expenses that aren't your typical day-to-day expenses.  There is a tool you can implement to better plan for these things before they happen and in today's episode we're going to talk all about it.  </p>
<p>I hope to see you in the MMM Club next month! :) </p>
<p><em>xo, </em></p>
<p><em>Krista----more----</em></p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What <em>actually</em> matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made <em>just for you.</em></p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on<br>
<br>
</li>
<li style="font-weight:400;">How to make progress (without burnout)<br>
<br>
</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p><em>----more----</em></p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/zzx64a8cqunuiutc/158_Are_emergency_expenses_popping_up_every_month_and_derailing_your_progress_One_tool_that_can_help9kj0k.mp3" length="14042938" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Can you relate to this?
You're moving along with the budget you created and then boom... back to school hits you with a bunch of extra expenses.  
So you get your bearings and get back on track and then, boom.... your kid's birthday comes and it takes you off track again.  
In our minds we think of these as emergencies but really, they're just expenses that aren't your typical day-to-day expenses.  There is a tool you can implement to better plan for these things before they happen and in today's episode we're going to talk all about it.  
I hope to see you in the MMM Club next month! :) 
xo, 
Krista----more----
Need some extra support to create a plan?  I’ve got something for you!
The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.
You’ll talk to the Cozy Cash Plan just like you’re texting a friend.
It’ll ask you a few simple questions about:
✔️ Your money goals
✔️ What’s been tripping you up
✔️ What actually matters to you (like keeping takeout or coffee!)
At the end, you’ll get a simple, doable cash plan made just for you.

You’ll know what to focus on
How to make progress (without burnout)
And how to keep it up—even when life gets chaotic

It’s not too late. It’s just time to get cozy with your cash.
The Cozy Cash Plan is only $7 and it’s available now HERE. 
----more----
Did you know we have a Money Mindful Moms Club?  And you’re invited!
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>701</itunes:duration>
                <itunes:episode>165</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>157. Monetizing your gifts.  Should you start a business or side hustle RIGHT NOW to make extra money?</title>
        <itunes:title>157. Monetizing your gifts.  Should you start a business or side hustle RIGHT NOW to make extra money?</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/157-monetizing-your-gifts-should-you-start-a-business-or-side-hustle-right-now-to-make-extra-money/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/157-monetizing-your-gifts-should-you-start-a-business-or-side-hustle-right-now-to-make-extra-money/#comments</comments>        <pubDate>Tue, 23 Sep 2025 04:03:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/71d42fdd-8e37-35e3-83cf-979538d0fd9a</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Hi friends!</p>
<p>Today's episode was inspired by a Tik Tok I saw (I wish I had saved it) where the creator was sharing her disappointment after starting a business and not making any money.  </p>
<p>As someone who has started several businesses and side hustles, I feel like this is an important conversation to have before you jump into starting your own business, especially if your main motivation for that business is to start making money quickly.  </p>
<p>Cheering you on in all seasons!</p>
<p>xo, </p>
<p>Krista----more----</p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What actually matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made just for you.</p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on

</li>
<li style="font-weight:400;">How to make progress (without burnout)

</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p>----more----</p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Hi friends!</p>
<p>Today's episode was inspired by a Tik Tok I saw (I wish I had saved it) where the creator was sharing her disappointment after starting a business and not making any money.  </p>
<p>As someone who has started several businesses and side hustles, I feel like this is an important conversation to have before you jump into starting your own business, especially if your main motivation for that business is to start making money quickly.  </p>
<p>Cheering you on in all seasons!</p>
<p><em>xo, </em></p>
<p><em>Krista----more----</em></p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What <em>actually</em> matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made <em>just for you.</em></p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on<br>
<br>
</li>
<li style="font-weight:400;">How to make progress (without burnout)<br>
<br>
</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p><em>----more----</em></p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wgrkdx4f42cawini/157_Monetizing_your_gifts-_should_you_start_a_business_or_side_hustle_right_now_to_make_extra_money_6i0is.mp3" length="15135289" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hi friends!
Today's episode was inspired by a Tik Tok I saw (I wish I had saved it) where the creator was sharing her disappointment after starting a business and not making any money.  
As someone who has started several businesses and side hustles, I feel like this is an important conversation to have before you jump into starting your own business, especially if your main motivation for that business is to start making money quickly.  
Cheering you on in all seasons!
xo, 
Krista----more----
Need some extra support to create a plan?  I’ve got something for you!
The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.
You’ll talk to the Cozy Cash Plan just like you’re texting a friend.
It’ll ask you a few simple questions about:
✔️ Your money goals
✔️ What’s been tripping you up
✔️ What actually matters to you (like keeping takeout or coffee!)
At the end, you’ll get a simple, doable cash plan made just for you.

You’ll know what to focus on
How to make progress (without burnout)
And how to keep it up—even when life gets chaotic

It’s not too late. It’s just time to get cozy with your cash.
The Cozy Cash Plan is only $7 and it’s available now HERE. 
----more----
Did you know we have a Money Mindful Moms Club?  And you’re invited!
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>701</itunes:duration>
                <itunes:episode>164</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>156. Trying to budget but always falling off track?  One simple thing you can do to get yourself back on track before the Holidays</title>
        <itunes:title>156. Trying to budget but always falling off track?  One simple thing you can do to get yourself back on track before the Holidays</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/156-trying-to-budget-but-always-falling-off-track-one-simple-thing-you-can-do-to-get-yourself-back-on-track-before-the-holidays/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/156-trying-to-budget-but-always-falling-off-track-one-simple-thing-you-can-do-to-get-yourself-back-on-track-before-the-holidays/#comments</comments>        <pubDate>Tue, 16 Sep 2025 04:46:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/53df90f2-fe3f-3b75-ad81-c36e8112b176</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Hi friends!</p>
<p>Is it safe to say not everyone is the biggest fan or budgeting?  </p>
<p>Whether you love it, or loathe it, we've all gotten off track from time to time.  With the holidays approaching, I thought it was a good time to have a heart to heart on being proactive with our budget knowing what's ahead the next few months. </p>
<p>So if you're off track, how do you get back on?  In this episode I'm sharing one thing you can do to get you back on track.  It doesn't have to be overwhelming.  </p>
<p>Let's get you back to being the boss of your money. </p>
<p>xo, </p>
<p>Krista----more----</p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What actually matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made just for you.</p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on

</li>
<li style="font-weight:400;">How to make progress (without burnout)

</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p>----more----</p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Hi friends!</p>
<p>Is it safe to say not everyone is the biggest fan or budgeting?  </p>
<p>Whether you love it, or loathe it, we've all gotten off track from time to time.  With the holidays approaching, I thought it was a good time to have a heart to heart on being proactive with our budget knowing what's ahead the next few months. </p>
<p>So if you're off track, how do you get back on?  In this episode I'm sharing one thing you can do to get you back on track.  It doesn't have to be overwhelming.  </p>
<p>Let's get you back to being the boss of your money. </p>
<p><em>xo, </em></p>
<p><em>Krista----more----</em></p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What <em>actually</em> matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made <em>just for you.</em></p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on<br>
<br>
</li>
<li style="font-weight:400;">How to make progress (without burnout)<br>
<br>
</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p><em>----more----</em></p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3rapcex3gvpcejk8/156_Trying_to_budget_but_always_falling_off_track_One_simple_thing_you_can_do_to_get_yourself_back_on_track_before_the_holidays63c9x.mp3" length="18330475" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hi friends!
Is it safe to say not everyone is the biggest fan or budgeting?  
Whether you love it, or loathe it, we've all gotten off track from time to time.  With the holidays approaching, I thought it was a good time to have a heart to heart on being proactive with our budget knowing what's ahead the next few months. 
So if you're off track, how do you get back on?  In this episode I'm sharing one thing you can do to get you back on track.  It doesn't have to be overwhelming.  
Let's get you back to being the boss of your money. 
xo, 
Krista----more----
Need some extra support to create a plan?  I’ve got something for you!
The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.
You’ll talk to the Cozy Cash Plan just like you’re texting a friend.
It’ll ask you a few simple questions about:
✔️ Your money goals
✔️ What’s been tripping you up
✔️ What actually matters to you (like keeping takeout or coffee!)
At the end, you’ll get a simple, doable cash plan made just for you.

You’ll know what to focus on
How to make progress (without burnout)
And how to keep it up—even when life gets chaotic

It’s not too late. It’s just time to get cozy with your cash.
The Cozy Cash Plan is only $7 and it’s available now HERE. 
----more----
Did you know we have a Money Mindful Moms Club?  And you’re invited!
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>834</itunes:duration>
                <itunes:episode>163</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>155. What's the status on our debt payoff?  An update on how much debt we have left and why it's taking so long.</title>
        <itunes:title>155. What's the status on our debt payoff?  An update on how much debt we have left and why it's taking so long.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/155-whats-the-status-on-our-debt-payoff-an-update-on-how-much-debt-we-have-left-and-why-its-taking-so-long/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/155-whats-the-status-on-our-debt-payoff-an-update-on-how-much-debt-we-have-left-and-why-its-taking-so-long/#comments</comments>        <pubDate>Tue, 09 Sep 2025 04:39:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c9093075-1838-37c8-8ece-3e72fd9a62dd</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Hi friends!</p>
<p>This whole thing started because I wanted to pay off our own debt so.... what's the status on that?  In today's very unscripted episode (you'll know what I mean when you listen,) I'm sharing an update on our debt payoff, and what bumps in the road have made it take a little longer than we planned. </p>
<p>PLUS I'll be sharing some questions you can ask yourself to make sure you're doing all you can in your own financial goals and not just making excuses.  </p>
<p>If any of that could help you on your journey, I'm happy to share.  </p>
<p>xo, </p>
<p>Krista----more----</p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What actually matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made just for you.</p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on

</li>
<li style="font-weight:400;">How to make progress (without burnout)

</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p>----more----</p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Hi friends!</p>
<p>This whole thing started because I wanted to pay off our own debt so.... what's the status on that?  In today's very unscripted episode (you'll know what I mean when you listen,) I'm sharing an update on our debt payoff, and what bumps in the road have made it take a little longer than we planned. </p>
<p>PLUS I'll be sharing some questions you can ask yourself to make sure you're doing all you can in your own financial goals and not just making excuses.  </p>
<p>If any of that could help you on your journey, I'm happy to share.  </p>
<p><em>xo, </em></p>
<p><em>Krista----more----</em></p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What <em>actually</em> matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made <em>just for you.</em></p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on<br>
<br>
</li>
<li style="font-weight:400;">How to make progress (without burnout)<br>
<br>
</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p><em>----more----</em></p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/n6s7ck4hqqrtmu9k/155_What_s_the_status_on_our_debt_payoff_An_update_on_how_much_debt_we_have_left_and_why_it_s_taking_so_long875yx.mp3" length="19541866" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hi friends!
This whole thing started because I wanted to pay off our own debt so.... what's the status on that?  In today's very unscripted episode (you'll know what I mean when you listen,) I'm sharing an update on our debt payoff, and what bumps in the road have made it take a little longer than we planned. 
PLUS I'll be sharing some questions you can ask yourself to make sure you're doing all you can in your own financial goals and not just making excuses.  
If any of that could help you on your journey, I'm happy to share.  
xo, 
Krista----more----
Need some extra support to create a plan?  I’ve got something for you!
The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.
You’ll talk to the Cozy Cash Plan just like you’re texting a friend.
It’ll ask you a few simple questions about:
✔️ Your money goals
✔️ What’s been tripping you up
✔️ What actually matters to you (like keeping takeout or coffee!)
At the end, you’ll get a simple, doable cash plan made just for you.

You’ll know what to focus on
How to make progress (without burnout)
And how to keep it up—even when life gets chaotic

It’s not too late. It’s just time to get cozy with your cash.
The Cozy Cash Plan is only $7 and it’s available now HERE. 
----more----
Did you know we have a Money Mindful Moms Club?  And you’re invited!
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>861</itunes:duration>
                <itunes:episode>162</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>154. 3 Habits that are keeping you stuck in a cycle of overspending and what to do to break free from spending money you don't have</title>
        <itunes:title>154. 3 Habits that are keeping you stuck in a cycle of overspending and what to do to break free from spending money you don't have</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/154-3-habits-that-are-keeping-you-stuck-in-a-cycle-of-overspending-and-what-to-do-to-break-free-from-spending-money-you-dont-have/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/154-3-habits-that-are-keeping-you-stuck-in-a-cycle-of-overspending-and-what-to-do-to-break-free-from-spending-money-you-dont-have/#comments</comments>        <pubDate>Tue, 02 Sep 2025 04:04:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c3525a9d-8733-398f-b8cc-cc2a92680c50</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Happy Tuesday!</p>
<p>This week we're talking about overspending because let's face it, you can make more money but if you're just going to go spend it all you're not going to get any closer to your goals.  </p>
<p>We're covering:</p>
<p>- 3 mindsets/habits that are keeping you stuck</p>
<p>- Tips for how to break those mindsets/habits</p>
<p>And don't forget!  If you want to dive deeper on this topic, that's exactly what we're covering in the <a href='https://www.instagram.com/moneymindfulmomsclub/'>Money Mindful Moms Club</a> this month and we're saving a seat for you!</p>
<p>Love and belief!</p>
<p>xo, </p>
<p>Krista----more----</p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What actually matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made just for you.</p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on

</li>
<li style="font-weight:400;">How to make progress (without burnout)

</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p>----more----</p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Happy Tuesday!</p>
<p>This week we're talking about overspending because let's face it, you can make more money but if you're just going to go spend it all you're not going to get any closer to your goals.  </p>
<p>We're covering:</p>
<p>- 3 mindsets/habits that are keeping you stuck</p>
<p>- Tips for how to break those mindsets/habits</p>
<p>And don't forget!  If you want to dive deeper on this topic, that's exactly what we're covering in the <a href='https://www.instagram.com/moneymindfulmomsclub/'>Money Mindful Moms Club</a> this month and we're saving a seat for you!</p>
<p>Love and belief!</p>
<p><em>xo, </em></p>
<p><em>Krista----more----</em></p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What <em>actually</em> matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made <em>just for you.</em></p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on<br>
<br>
</li>
<li style="font-weight:400;">How to make progress (without burnout)<br>
<br>
</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p><em>----more----</em></p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kugtw57yuaknu8tb/154_3_Habits_that_are_keeping_you_stuck_in_a_cycle_of_overspending_and_what_to_do_to_break_free_from_spending_money_you_don_t_have6hqyr.mp3" length="19110775" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Happy Tuesday!
This week we're talking about overspending because let's face it, you can make more money but if you're just going to go spend it all you're not going to get any closer to your goals.  
We're covering:
- 3 mindsets/habits that are keeping you stuck
- Tips for how to break those mindsets/habits
And don't forget!  If you want to dive deeper on this topic, that's exactly what we're covering in the Money Mindful Moms Club this month and we're saving a seat for you!
Love and belief!
xo, 
Krista----more----
Need some extra support to create a plan?  I’ve got something for you!
The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.
You’ll talk to the Cozy Cash Plan just like you’re texting a friend.
It’ll ask you a few simple questions about:
✔️ Your money goals
✔️ What’s been tripping you up
✔️ What actually matters to you (like keeping takeout or coffee!)
At the end, you’ll get a simple, doable cash plan made just for you.

You’ll know what to focus on
How to make progress (without burnout)
And how to keep it up—even when life gets chaotic

It’s not too late. It’s just time to get cozy with your cash.
The Cozy Cash Plan is only $7 and it’s available now HERE. 
----more----
Did you know we have a Money Mindful Moms Club?  And you’re invited!
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>845</itunes:duration>
                <itunes:episode>161</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>153. Here's what I'd do if I needed to bring in an extra $1,000 a month consistently</title>
        <itunes:title>153. Here's what I'd do if I needed to bring in an extra $1,000 a month consistently</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/153-heres-what-id-do-if-i-needed-to-bring-in-an-extra-1000-a-month-consistently/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/153-heres-what-id-do-if-i-needed-to-bring-in-an-extra-1000-a-month-consistently/#comments</comments>        <pubDate>Tue, 26 Aug 2025 04:02:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/cdd6bc7c-39ef-3f56-a688-97bddee06144</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Hey friends!  </p>
<p>I see it on my Tik Tok FYP, I read it in emails, I hear it in your voice message DMs... making more money is a priority for a lot of people right now.  And not just a few extra bucks.  Some of you need to bring in a significant amount of extra money each month. </p>
<p>But what is worth your time and energy if you need money asap?  There's an order of operations of what I would do if I was wanting to bring in extra money but didn't want to waste my time spinning my wheels. </p>
<p>In today's episode I break down the 4 steps I would take and the order I'd take them in.  No more wasting time and money trying to start a side hustle that goes nowhere or endlessly applying for jobs with not even so much as a response. </p>
<p>I hope this helps you take the best first step for you and for your family.  </p>
<p>Believing in you always!</p>
<p>xo, </p>
<p>Krista----more----</p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What actually matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made just for you.</p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on

</li>
<li style="font-weight:400;">How to make progress (without burnout)

</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p>----more----</p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Hey friends!  </p>
<p>I see it on my Tik Tok FYP, I read it in emails, I hear it in your voice message DMs... making more money is a priority for a lot of people right now.  And not just a few extra bucks.  Some of you need to bring in a significant amount of extra money each month. </p>
<p>But what is worth your time and energy if you need money asap?  There's an order of operations of what I would do if I was wanting to bring in extra money but didn't want to waste my time spinning my wheels. </p>
<p>In today's episode I break down the 4 steps I would take and the order I'd take them in.  No more wasting time and money trying to start a side hustle that goes nowhere or endlessly applying for jobs with not even so much as a response. </p>
<p>I hope this helps you take the best first step for you and for your family.  </p>
<p>Believing in you always!</p>
<p><em>xo, </em></p>
<p><em>Krista----more----</em></p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What <em>actually</em> matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made <em>just for you.</em></p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on<br>
<br>
</li>
<li style="font-weight:400;">How to make progress (without burnout)<br>
<br>
</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p><em>----more----</em></p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/c3eu28qhpm5b7hcn/153_Here_s_what_I_would_do_if_I_needed_to_bring_in_an_extra_1_000_a_month_consistentlya7znu.mp3" length="28221399" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hey friends!  
I see it on my Tik Tok FYP, I read it in emails, I hear it in your voice message DMs... making more money is a priority for a lot of people right now.  And not just a few extra bucks.  Some of you need to bring in a significant amount of extra money each month. 
But what is worth your time and energy if you need money asap?  There's an order of operations of what I would do if I was wanting to bring in extra money but didn't want to waste my time spinning my wheels. 
In today's episode I break down the 4 steps I would take and the order I'd take them in.  No more wasting time and money trying to start a side hustle that goes nowhere or endlessly applying for jobs with not even so much as a response. 
I hope this helps you take the best first step for you and for your family.  
Believing in you always!
xo, 
Krista----more----
Need some extra support to create a plan?  I’ve got something for you!
The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.
You’ll talk to the Cozy Cash Plan just like you’re texting a friend.
It’ll ask you a few simple questions about:
✔️ Your money goals
✔️ What’s been tripping you up
✔️ What actually matters to you (like keeping takeout or coffee!)
At the end, you’ll get a simple, doable cash plan made just for you.

You’ll know what to focus on
How to make progress (without burnout)
And how to keep it up—even when life gets chaotic

It’s not too late. It’s just time to get cozy with your cash.
The Cozy Cash Plan is only $7 and it’s available now HERE. 
----more----
Did you know we have a Money Mindful Moms Club?  And you’re invited!
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>946</itunes:duration>
                <itunes:episode>160</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>152. Saving money when you're already stretched thin? An honest conversation about money goals in 2025</title>
        <itunes:title>152. Saving money when you're already stretched thin? An honest conversation about money goals in 2025</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/152-saving-money-when-youre-already-stretched-thin-an-honest-conversation-about-money-goals-in-2025/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/152-saving-money-when-youre-already-stretched-thin-an-honest-conversation-about-money-goals-in-2025/#comments</comments>        <pubDate>Tue, 19 Aug 2025 04:43:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/97790213-2c1d-3b88-ab89-28ad90f4e9af</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Hey friends!  </p>
<p>Where do I even start?  How about grocery prices?  Maybe the job market?  </p>
<p>Honestly it doesn't even matter where I start, the point is a lot of people are feeling the pinch right now and maybe you're one of them.  </p>
<p>So how can we possibly save money when we're already maxed out?  </p>
<p>In today's episode I'll be sharing what I would do first if I wanted to be able to save money but felt like every dollar was going out as fast as it was coming in. </p>
<p>I hope it helps you take some steps in the right direction. </p>
<p>Resources mentioned in the episode are linked below. </p>
<p>xo, </p>
<p>Krista----more----</p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What actually matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made just for you.</p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on

</li>
<li style="font-weight:400;">How to make progress (without burnout)

</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p>----more----</p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Hey friends!  </p>
<p>Where do I even start?  How about grocery prices?  Maybe the job market?  </p>
<p>Honestly it doesn't even matter where I start, the point is a lot of people are feeling the pinch right now and maybe you're one of them.  </p>
<p>So how can we possibly save money when we're already maxed out?  </p>
<p>In today's episode I'll be sharing what I would do first if I wanted to be able to save money but felt like every dollar was going out as fast as it was coming in. </p>
<p>I hope it helps you take some steps in the right direction. </p>
<p>Resources mentioned in the episode are linked below. </p>
<p><em>xo, </em></p>
<p><em>Krista----more----</em></p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What <em>actually</em> matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made <em>just for you.</em></p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on<br>
<br>
</li>
<li style="font-weight:400;">How to make progress (without burnout)<br>
<br>
</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p><em>----more----</em></p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/czh4mzx9nv3iwwjd/152_Saving_money_when_you_re_already_stretched_thin_An_honest_conversation_about_money_goal_sin_202578z3r.mp3" length="15862046" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hey friends!  
Where do I even start?  How about grocery prices?  Maybe the job market?  
Honestly it doesn't even matter where I start, the point is a lot of people are feeling the pinch right now and maybe you're one of them.  
So how can we possibly save money when we're already maxed out?  
In today's episode I'll be sharing what I would do first if I wanted to be able to save money but felt like every dollar was going out as fast as it was coming in. 
I hope it helps you take some steps in the right direction. 
Resources mentioned in the episode are linked below. 
xo, 
Krista----more----
Need some extra support to create a plan?  I’ve got something for you!
The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.
You’ll talk to the Cozy Cash Plan just like you’re texting a friend.
It’ll ask you a few simple questions about:
✔️ Your money goals
✔️ What’s been tripping you up
✔️ What actually matters to you (like keeping takeout or coffee!)
At the end, you’ll get a simple, doable cash plan made just for you.

You’ll know what to focus on
How to make progress (without burnout)
And how to keep it up—even when life gets chaotic

It’s not too late. It’s just time to get cozy with your cash.
The Cozy Cash Plan is only $7 and it’s available now HERE. 
----more----
Did you know we have a Money Mindful Moms Club?  And you’re invited!
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>704</itunes:duration>
                <itunes:episode>159</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>151. Debt snowball vs. Debt avalanche- A debt payoff breakdown for beginners AND which plan I'm personally following</title>
        <itunes:title>151. Debt snowball vs. Debt avalanche- A debt payoff breakdown for beginners AND which plan I'm personally following</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/151-debt-snowball-vs-debt-avalanche-a-debt-payoff-breakdown-for-beginners-and-which-plan-im-personally-following/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/151-debt-snowball-vs-debt-avalanche-a-debt-payoff-breakdown-for-beginners-and-which-plan-im-personally-following/#comments</comments>        <pubDate>Tue, 12 Aug 2025 04:53:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/4dd66e42-1fe8-3018-85fc-6df29f0ceb94</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Hey friends!  </p>
<p>This week we're talking about paying off debt.  Here's what we cover:</p>
<p>- The debt snowball method details PLUS who I think this plan is best suited for</p>
<p>- The debt avalanche method details PLUS who I think this plan is best suited for</p>
<p>- A third, less popular option, but one I think you might want to take a look at in case it's a good fit. </p>
<p>- What plan we're following to pay off our debt. </p>
<p>I hope it helps you take the steps you need to get serious about debt payoff! </p>
<p>xo, </p>
<p>Krista----more----</p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What actually matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made just for you.</p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on

</li>
<li style="font-weight:400;">How to make progress (without burnout)

</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p>----more----</p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Hey friends!  </p>
<p>This week we're talking about paying off debt.  Here's what we cover:</p>
<p>- The debt snowball method details PLUS who I think this plan is best suited for</p>
<p>- The debt avalanche method details PLUS who I think this plan is best suited for</p>
<p>- A third, less popular option, but one I think you might want to take a look at in case it's a good fit. </p>
<p>- What plan we're following to pay off our debt. </p>
<p>I hope it helps you take the steps you need to get serious about debt payoff! </p>
<p><em>xo, </em></p>
<p><em>Krista----more----</em></p>
<p>Need some extra support to create a plan?  I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What <em>actually</em> matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made <em>just for you.</em></p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on<br>
<br>
</li>
<li style="font-weight:400;">How to make progress (without burnout)<br>
<br>
</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p><em>----more----</em></p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kmkh2nybw9mq3nsw/151_Debt_snowball_vs_Debt_avalanche-_a_debt_payoff_breakdown_for_beginners_AND_which_plan_I_m_personally_following9jp6i.mp3" length="16878108" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hey friends!  
This week we're talking about paying off debt.  Here's what we cover:
- The debt snowball method details PLUS who I think this plan is best suited for
- The debt avalanche method details PLUS who I think this plan is best suited for
- A third, less popular option, but one I think you might want to take a look at in case it's a good fit. 
- What plan we're following to pay off our debt. 
I hope it helps you take the steps you need to get serious about debt payoff! 
xo, 
Krista----more----
Need some extra support to create a plan?  I’ve got something for you!
The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.
You’ll talk to the Cozy Cash Plan just like you’re texting a friend.
It’ll ask you a few simple questions about:
✔️ Your money goals
✔️ What’s been tripping you up
✔️ What actually matters to you (like keeping takeout or coffee!)
At the end, you’ll get a simple, doable cash plan made just for you.

You’ll know what to focus on
How to make progress (without burnout)
And how to keep it up—even when life gets chaotic

It’s not too late. It’s just time to get cozy with your cash.
The Cozy Cash Plan is only $7 and it’s available now HERE. 
----more----
Did you know we have a Money Mindful Moms Club?  And you’re invited!
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>754</itunes:duration>
                <itunes:episode>158</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>150. Feeling behind with money?  Here's how to reset without the overwhelm</title>
        <itunes:title>150. Feeling behind with money?  Here's how to reset without the overwhelm</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/150-feeling-behind-with-money-heres-how-to-reset-without-the-overwhelm/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/150-feeling-behind-with-money-heres-how-to-reset-without-the-overwhelm/#comments</comments>        <pubDate>Tue, 05 Aug 2025 04:52:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/faac93e7-586d-38ce-ab6a-9bfd4ed0b23f</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Hey friends!  It’s so great to be back after a short break for the summer!  </p>
<p>The podcast is back with a little refresh!  Do you like the new cover art? Plus, you’ll find I’m honing in a little bit more on money for moms who feel like it’s too late for them to turn their finances around.  </p>
<p>And that’s what we’re talking about on today’s episode. </p>
<p>You’re in the right place if: </p>
<ul>
<li style="font-weight:400;">You assumed in you’d get your money together in your 20s and 30s but now you’re staring down 40 and still don’t have much in your savings or retirement to show for it.</li>
<li style="font-weight:400;">You took care of everyone else for a while and now you’re realizing your bank account is looking a little sparse and it’s time to take care of you. </li>
<li style="font-weight:400;">You thought once your kids got out of diapers and daycare you’d have enough money to work on money goals but now they’re bigger and expenses have only gotten bigger right alongside them. </li>
</ul>
<p>It’s not too late for you to turn this ship around!  </p>
<p>And if you could use some support with that, I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What actually matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made just for you.</p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on

</li>
<li style="font-weight:400;">How to make progress (without burnout)

</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p> </p>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p>Have a great week!</p>
<p>Xo, </p>
<p>&lt;3 Krista----more----</p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Hey friends!  It’s so great to be back after a short break for the summer!  </p>
<p>The podcast is back with a little refresh!  Do you like the new cover art? Plus, you’ll find I’m honing in a little bit more on money for moms who feel like it’s too late for them to turn their finances around.  </p>
<p>And that’s what we’re talking about on today’s episode. </p>
<p>You’re in the right place if: </p>
<ul>
<li style="font-weight:400;">You assumed in you’d get your money together in your 20s and 30s but now you’re staring down 40 and still don’t have much in your savings or retirement to show for it.</li>
<li style="font-weight:400;">You took care of everyone else for a while and now you’re realizing your bank account is looking a little sparse and it’s time to take care of you. </li>
<li style="font-weight:400;">You thought once your kids got out of diapers and daycare you’d have enough money to work on money goals but now they’re bigger and expenses have only gotten bigger right alongside them. </li>
</ul>
<p>It’s not too late for you to turn this ship around!  </p>
<p>And if you could use some support with that, I’ve got something for you!</p>
<p><a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>The NEW Cozy Cash Plan GPT</a> is a personalized chat that helps you build a money plan that actually fits your real life.</p>
<p>You’ll talk to the Cozy Cash Plan just like you’re texting a friend.</p>
<p>It’ll ask you a few simple questions about:</p>
<p>✔️ Your money goals</p>
<p>✔️ What’s been tripping you up</p>
<p>✔️ What <em>actually</em> matters to you (like keeping takeout or coffee!)</p>
<p>At the end, you’ll get a simple, doable cash plan made <em>just for you.</em></p>
<ul>
<li style="font-weight:400;">You’ll know what to focus on<br>
<br>
</li>
<li style="font-weight:400;">How to make progress (without burnout)<br>
<br>
</li>
<li style="font-weight:400;">And how to keep it up—even when life gets chaotic</li>
</ul>
<p> </p>
<p>It’s not too late. It’s just time to get cozy with your cash.</p>
<p>The Cozy Cash Plan is only $7 and it’s available now <a href='https://buymeacoffee.com/moneymindfulmoms/e/434378'>HERE</a>. </p>
<p>Have a great week!</p>
<p><em>Xo, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>Did you know we have a Money Mindful Moms Club?  And you’re invited!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.instagram.com/moneymindfulmomsclub/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram &amp; Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/pdu7bxir7izr2nd3/150_Feeling_behind_with_money_Here_s_how_to_reset_without_the_overwhelm5zkzc.mp3" length="17584810" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hey friends!  It’s so great to be back after a short break for the summer!  
The podcast is back with a little refresh!  Do you like the new cover art? Plus, you’ll find I’m honing in a little bit more on money for moms who feel like it’s too late for them to turn their finances around.  
And that’s what we’re talking about on today’s episode. 
You’re in the right place if: 

You assumed in you’d get your money together in your 20s and 30s but now you’re staring down 40 and still don’t have much in your savings or retirement to show for it.
You took care of everyone else for a while and now you’re realizing your bank account is looking a little sparse and it’s time to take care of you. 
You thought once your kids got out of diapers and daycare you’d have enough money to work on money goals but now they’re bigger and expenses have only gotten bigger right alongside them. 

It’s not too late for you to turn this ship around!  
And if you could use some support with that, I’ve got something for you!
The NEW Cozy Cash Plan GPT is a personalized chat that helps you build a money plan that actually fits your real life.
You’ll talk to the Cozy Cash Plan just like you’re texting a friend.
It’ll ask you a few simple questions about:
✔️ Your money goals
✔️ What’s been tripping you up
✔️ What actually matters to you (like keeping takeout or coffee!)
At the end, you’ll get a simple, doable cash plan made just for you.

You’ll know what to focus on
How to make progress (without burnout)
And how to keep it up—even when life gets chaotic

 
It’s not too late. It’s just time to get cozy with your cash.
The Cozy Cash Plan is only $7 and it’s available now HERE. 
Have a great week!
Xo, 
&lt;3 Krista----more----
Did you know we have a Money Mindful Moms Club?  And you’re invited!
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram &amp; Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>775</itunes:duration>
                <itunes:episode>157</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>149. Summer Rewind Series Part 5- The #1 Reason why you make good money but have nothing to show for it (and how to change that)</title>
        <itunes:title>149. Summer Rewind Series Part 5- The #1 Reason why you make good money but have nothing to show for it (and how to change that)</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/149-summer-rewind-series-part-5-the-1-reason-why-you-make-good-money-but-have-nothing-to-show-for-it-and-how-to-change-that/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/149-summer-rewind-series-part-5-the-1-reason-why-you-make-good-money-but-have-nothing-to-show-for-it-and-how-to-change-that/#comments</comments>        <pubDate>Tue, 29 Jul 2025 04:56:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/77ec21d6-7ae5-3ac1-b65c-b5736f9fd8f1</guid>
                                    <description><![CDATA[<p>Happy July!</p>
<p>I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!</p>
<p>Each episode in July will be a replay of one of our most popular episodes from this last year. </p>
<p>Today's episode was originally episode #122 where we talked about why you might be making good money with nothing to show for it.   </p>
<p>I hope it's a good refresher if you listened to the original!</p>
<p>And just a reminder, if you need some fresh content, you can always join the <a href='https://www.facebook.com/groups/moneymindfulmomsclub/'>Money Mindful Moms Club</a> and stay in the loop. </p>
<p>Have a great week!</p>
<p>xo,</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Happy July!</p>
<p>I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!</p>
<p>Each episode in July will be a replay of one of our most popular episodes from this last year. </p>
<p>Today's episode was originally episode #122 where we talked about why you might be making good money with nothing to show for it.   </p>
<p>I hope it's a good refresher if you listened to the original!</p>
<p>And just a reminder, if you need some fresh content, you can always join the <a href='https://www.facebook.com/groups/moneymindfulmomsclub/'>Money Mindful Moms Club</a> and stay in the loop. </p>
<p>Have a great week!</p>
<p><em>xo,</em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/a5mj8fijsgj5i3i9/149_Summer_Rewind_Series-_Ep_57avwx.mp3" length="15663503" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Happy July!
I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!
Each episode in July will be a replay of one of our most popular episodes from this last year. 
Today's episode was originally episode #122 where we talked about why you might be making good money with nothing to show for it.   
I hope it's a good refresher if you listened to the original!
And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop. 
Have a great week!
xo,
&lt;3 Krista
----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>909</itunes:duration>
                <itunes:episode>155</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>"I wish I would have started this in my 20s... it feels too late for me."</title>
        <itunes:title>"I wish I would have started this in my 20s... it feels too late for me."</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/i-wish-i-would-have-started-this-in-my-20s-it-feels-too-late-for-me/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/i-wish-i-would-have-started-this-in-my-20s-it-feels-too-late-for-me/#comments</comments>        <pubDate>Fri, 25 Jul 2025 04:11:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c4684173-3a57-39e4-b76d-a6793661985b</guid>
                                    <description><![CDATA[<p>Well hey strangers!</p>
<p>I hope you're enjoying your summer and the Summer Rewind Series we've been in here on the podcast.  </p>
<p>I'm slowly getting back into the swing of things after a glorious summer of chill vibes and family time.  But I wanted to take a minute to address some comments I've seen recently that simply could not pass up the opportunity to speak on. </p>
<p>"It's too late for me."</p>
<p>"I'm in my 40s... I should have done this in my 20s." </p>
<p>"I feel so behind."</p>
<p>I hear you.  You're not alone.  But we're also not going to stay here.  We've got to get into action.  No more waiting.  </p>
<p>And I have something coming in August to help with this. So be sure to listen to our first episode in August for more details. </p>
<p>And while you're at it,<a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'> join the Money Mindful Moms Club (now on Instagram)</a> for early access to this newbie that's going to help so many of you get unstuck.  </p>
<p>See you back here for real in August!</p>
<p>xo, </p>
<p>&lt;3 Krista</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Well hey strangers!</p>
<p>I hope you're enjoying your summer and the Summer Rewind Series we've been in here on the podcast.  </p>
<p>I'm slowly getting back into the swing of things after a glorious summer of chill vibes and family time.  But I wanted to take a minute to address some comments I've seen recently that simply could not pass up the opportunity to speak on. </p>
<p>"It's too late for me."</p>
<p>"I'm in my 40s... I should have done this in my 20s." </p>
<p>"I feel so behind."</p>
<p>I hear you.  You're not alone.  But we're also not going to stay here.  We've got to get into action.  No more waiting.  </p>
<p>And I have something coming in August to help with this. So be sure to listen to our first episode in August for more details. </p>
<p>And while you're at it,<a href='https://www.instagram.com/moneymindfulmomsclub/?hl=en'> join the Money Mindful Moms Club (now on Instagram)</a> for early access to this newbie that's going to help so many of you get unstuck.  </p>
<p>See you back here for real in August!</p>
<p><em>xo, </em></p>
<p><em>&lt;3 Krista</em></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/atmxvqaqainxjymk/July_extra_episode8rgzm.m4a" length="1350503" type="audio/x-m4a"/>
        <itunes:summary><![CDATA[Well hey strangers!
I hope you're enjoying your summer and the Summer Rewind Series we've been in here on the podcast.  
I'm slowly getting back into the swing of things after a glorious summer of chill vibes and family time.  But I wanted to take a minute to address some comments I've seen recently that simply could not pass up the opportunity to speak on. 
"It's too late for me."
"I'm in my 40s... I should have done this in my 20s." 
"I feel so behind."
I hear you.  You're not alone.  But we're also not going to stay here.  We've got to get into action.  No more waiting.  
And I have something coming in August to help with this. So be sure to listen to our first episode in August for more details. 
And while you're at it, join the Money Mindful Moms Club (now on Instagram) for early access to this newbie that's going to help so many of you get unstuck.  
See you back here for real in August!
xo, 
&lt;3 Krista]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>155</itunes:duration>
                <itunes:episode>156</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>148. Summer Rewind Series Part 4- You need a side hustle in 2025.  How to pick an additional income stream when you have no idea where to start</title>
        <itunes:title>148. Summer Rewind Series Part 4- You need a side hustle in 2025.  How to pick an additional income stream when you have no idea where to start</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/148-summer-rewind-series-part-4-you-need-a-side-hustle-in-2025-how-to-pick-an-additional-income-stream-when-you-have-no-idea-where-to-start/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/148-summer-rewind-series-part-4-you-need-a-side-hustle-in-2025-how-to-pick-an-additional-income-stream-when-you-have-no-idea-where-to-start/#comments</comments>        <pubDate>Tue, 22 Jul 2025 04:41:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c451888d-0e01-3f3f-8681-dc54e5c01163</guid>
                                    <description><![CDATA[<p>Happy July!</p>
<p>I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!</p>
<p>Each episode in July will be a replay of one of our most popular episodes from this last year. </p>
<p>Today's episode was originally episode #130 where I made the case for why you need a side hustle in 2025 and how to pick one.   </p>
<p>I hope it's a good refresher if you listened to the original!</p>
<p>And just a reminder, if you need some fresh content, you can always join the <a href='https://www.facebook.com/groups/moneymindfulmomsclub/'>Money Mindful Moms Club</a> and stay in the loop. </p>
<p>Have a great week!</p>
<p>xo,</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmo30</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Happy July!</p>
<p>I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!</p>
<p>Each episode in July will be a replay of one of our most popular episodes from this last year. </p>
<p>Today's episode was originally episode #130 where I made the case for why you need a side hustle in 2025 and how to pick one.   </p>
<p>I hope it's a good refresher if you listened to the original!</p>
<p>And just a reminder, if you need some fresh content, you can always join the <a href='https://www.facebook.com/groups/moneymindfulmomsclub/'>Money Mindful Moms Club</a> and stay in the loop. </p>
<p>Have a great week!</p>
<p><em>xo,</em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmo30</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/zxe7z9h35xagufjp/148_Summer_Rewind_Series-_Pt_467o1m.mp3" length="8295749" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Happy July!
I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!
Each episode in July will be a replay of one of our most popular episodes from this last year. 
Today's episode was originally episode #130 where I made the case for why you need a side hustle in 2025 and how to pick one.   
I hope it's a good refresher if you listened to the original!
And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop. 
Have a great week!
xo,
&lt;3 Krista
----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmo30]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>442</itunes:duration>
                <itunes:episode>154</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>147. Summer Rewind Series Part 3- Are you waiting to focus on your money goals?  A quick pep talk on timing.</title>
        <itunes:title>147. Summer Rewind Series Part 3- Are you waiting to focus on your money goals?  A quick pep talk on timing.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/147-summer-rewind-series-part-3-are-you-waiting-to-focus-on-your-money-goals-a-quick-pep-talk-on-timing/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/147-summer-rewind-series-part-3-are-you-waiting-to-focus-on-your-money-goals-a-quick-pep-talk-on-timing/#comments</comments>        <pubDate>Tue, 15 Jul 2025 04:39:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/8b86aa84-f717-3927-a912-fb77eb0ed7eb</guid>
                                    <description><![CDATA[<p>Happy July!</p>
<p>I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!</p>
<p>Each episode in July will be a replay of one of our most popular episodes from this last year. </p>
<p>Today's episode was originally episode #123 where I gave a pep talk on waiting for the "perfect time" to focus on your money goals.</p>
<p>I hope it's a good refresher if you listened to the original!</p>
<p>And just a reminder, if you need some fresh content, you can always join the <a href='https://www.facebook.com/groups/moneymindfulmomsclub/'>Money Mindful Moms Club</a> and stay in the loop. </p>
<p>Have a great week!</p>
<p>xo,</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Happy July!</p>
<p>I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!</p>
<p>Each episode in July will be a replay of one of our most popular episodes from this last year. </p>
<p>Today's episode was originally episode #123 where I gave a pep talk on waiting for the "perfect time" to focus on your money goals.</p>
<p>I hope it's a good refresher if you listened to the original!</p>
<p>And just a reminder, if you need some fresh content, you can always join the <a href='https://www.facebook.com/groups/moneymindfulmomsclub/'>Money Mindful Moms Club</a> and stay in the loop. </p>
<p>Have a great week!</p>
<p><em>xo,</em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kr6fmz38pihjaggi/147_Summer_Rewind_Series-_Pt_383yw9.mp3" length="15315152" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Happy July!
I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!
Each episode in July will be a replay of one of our most popular episodes from this last year. 
Today's episode was originally episode #123 where I gave a pep talk on waiting for the "perfect time" to focus on your money goals.
I hope it's a good refresher if you listened to the original!
And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop. 
Have a great week!
xo,
&lt;3 Krista
----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>904</itunes:duration>
                <itunes:episode>153</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>146. Summer Rewind Series Part 2-  "How do I get my spouse on board with the budget?" A round up of my most frequently asked questions</title>
        <itunes:title>146. Summer Rewind Series Part 2-  "How do I get my spouse on board with the budget?" A round up of my most frequently asked questions</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/146-summer-rewind-series-part-2-how-do-i-get-my-spouse-on-board-with-the-budget-a-round-up-of-my-most-frequently-asked-questions/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/146-summer-rewind-series-part-2-how-do-i-get-my-spouse-on-board-with-the-budget-a-round-up-of-my-most-frequently-asked-questions/#comments</comments>        <pubDate>Tue, 08 Jul 2025 04:36:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/cc937902-8ef5-3af2-a401-e085f859e547</guid>
                                    <description><![CDATA[<p>Happy July!</p>
<p>I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!</p>
<p>Each episode in July will be a replay of one of our most popular episodes from this last year. </p>
<p>Today's episode was originally episode #112 where I answered some of my most frequently asked questions including "How can I get my spouse on board with the budget?"  </p>
<p>I hope it's a good refresher if you listened to the original!</p>
<p>And just a reminder, if you need some fresh content, you can always join the <a href='https://www.facebook.com/groups/moneymindfulmomsclub/'>Money Mindful Moms Club</a> and stay in the loop. </p>
<p>Have a great week!</p>
<p>xo,</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Happy July!</p>
<p>I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!</p>
<p>Each episode in July will be a replay of one of our most popular episodes from this last year. </p>
<p>Today's episode was originally episode #112 where I answered some of my most frequently asked questions including "How can I get my spouse on board with the budget?"  </p>
<p>I hope it's a good refresher if you listened to the original!</p>
<p>And just a reminder, if you need some fresh content, you can always join the <a href='https://www.facebook.com/groups/moneymindfulmomsclub/'>Money Mindful Moms Club</a> and stay in the loop. </p>
<p>Have a great week!</p>
<p><em>xo,</em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dr35migmpmu4p68i/146_Summer_Rewind_Series_Pt_26wkr7.mp3" length="17937047" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Happy July!
I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!
Each episode in July will be a replay of one of our most popular episodes from this last year. 
Today's episode was originally episode #112 where I answered some of my most frequently asked questions including "How can I get my spouse on board with the budget?"  
I hope it's a good refresher if you listened to the original!
And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop. 
Have a great week!
xo,
&lt;3 Krista
----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1046</itunes:duration>
                <itunes:episode>152</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>145. Summer Rewind Series Part 1- Ask yourself these 3 questions to get clarity on HOW to increase your income</title>
        <itunes:title>145. Summer Rewind Series Part 1- Ask yourself these 3 questions to get clarity on HOW to increase your income</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/145-summer-rewind-series-part-1-ask-yourself-these-3-questions-to-get-clarity-on-how-to-increase-your-income/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/145-summer-rewind-series-part-1-ask-yourself-these-3-questions-to-get-clarity-on-how-to-increase-your-income/#comments</comments>        <pubDate>Tue, 01 Jul 2025 04:26:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/fabba76c-281a-3f67-b24b-36763d1bb4df</guid>
                                    <description><![CDATA[<p>Happy July!</p>
<p>I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!</p>
<p>Each episode in July will be a replay of one of our most popular episodes from this last year. </p>
<p>Today's episode was originally episode #104 where we talked about questions you can ask yourself to get clarity on how you can increase your income.  </p>
<p>I hope it's a good refresher if you listened to the original!</p>
<p>And just a reminder, if you need some fresh content, you can always join the <a href='https://www.facebook.com/groups/moneymindfulmomsclub/'>Money Mindful Moms Club</a> and stay in the loop. </p>
<p>Have a great week!</p>
<p>xo,</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Happy July!</p>
<p>I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!</p>
<p>Each episode in July will be a replay of one of our most popular episodes from this last year. </p>
<p>Today's episode was originally episode #104 where we talked about questions you can ask yourself to get clarity on how you can increase your income.  </p>
<p>I hope it's a good refresher if you listened to the original!</p>
<p>And just a reminder, if you need some fresh content, you can always join the <a href='https://www.facebook.com/groups/moneymindfulmomsclub/'>Money Mindful Moms Club</a> and stay in the loop. </p>
<p>Have a great week!</p>
<p><em>xo,</em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5p7geg8q7wh7tvhz/145_Summer_Rewind_Series_part_179owo.mp3" length="18560487" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Happy July!
I'm taking a podcast break this month so I can soak up our last few weeks of summer. But I can't leave you hanging if you need some inspo for your money goals this month so I'm bringing back the Summer Rewind Series!
Each episode in July will be a replay of one of our most popular episodes from this last year. 
Today's episode was originally episode #104 where we talked about questions you can ask yourself to get clarity on how you can increase your income.  
I hope it's a good refresher if you listened to the original!
And just a reminder, if you need some fresh content, you can always join the Money Mindful Moms Club and stay in the loop. 
Have a great week!
xo,
&lt;3 Krista
----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1084</itunes:duration>
                <itunes:episode>151</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>144. Don't forget about these 4 often overlooked back-to-school expenses</title>
        <itunes:title>144. Don't forget about these 4 often overlooked back-to-school expenses</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/144-dont-forget-about-these-4-often-overlooked-back-to-school-expenses/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/144-dont-forget-about-these-4-often-overlooked-back-to-school-expenses/#comments</comments>        <pubDate>Mon, 23 Jun 2025 04:19:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c7895e65-99d4-33cc-8e4e-f17f33a037d7</guid>
                                    <description><![CDATA[<p>It's time to start thinking about back-to-school!  Ok maybe not the actual back-to-school part of it, but at least the upcoming expenses part of it.   </p>
<p>In today's episode I'm sharing from personal experience some of the expenses that took me by surprise in past years.  </p>
<p>Not the crayons and pencils, but the things you don't think about until you get an email home from the school that take you by surprise.</p>
<p>So put these on your list, come up with a reasonable budget for the back-to-school season and start saving for it!</p>
<p>Ok... go ahead and go back to your summer programming... :) ----more----</p>
<p>And don't forget, it's not too late to join the Summer Savings Challenge!  We're unsubscribing to the idea that summer has to be an expensive season and choosing to spend the next 4 weeks making memories AND saving $ too!  </p>
<p><a href='https://www.facebook.com/groups/moneymindfulmomsclub'>Join the Summer Savings Challenge</a></p>
<p>Have a great week!</p>
<p>xo,</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>It's time to start thinking about back-to-school!  Ok maybe not the actual back-to-school part of it, but at least the upcoming expenses part of it.   </p>
<p>In today's episode I'm sharing from personal experience some of the expenses that took me by surprise in past years.  </p>
<p><em>Not the crayons and pencils, but the things you don't think about until you get an email home from the school that take you by surprise.</em></p>
<p>So put these on your list, come up with a reasonable budget for the back-to-school season and start saving for it!</p>
<p><em>Ok... go ahead and go back to your summer programming... :) ----more----</em></p>
<p>And don't forget, it's not too late to join the Summer Savings Challenge!  We're unsubscribing to the idea that summer has to be an expensive season and choosing to spend the next 4 weeks making memories AND saving $ too!  </p>
<p><a href='https://www.facebook.com/groups/moneymindfulmomsclub'>Join the Summer Savings Challenge</a></p>
<p>Have a great week!</p>
<p><em>xo,</em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/yner49yfu7jzmje2/144_Don_t_forget_about_these_4_often_overlooked_back-to-school_expensesbm2xp.mp3" length="13700372" type="audio/mpeg"/>
        <itunes:summary><![CDATA[It's time to start thinking about back-to-school!  Ok maybe not the actual back-to-school part of it, but at least the upcoming expenses part of it.   
In today's episode I'm sharing from personal experience some of the expenses that took me by surprise in past years.  
Not the crayons and pencils, but the things you don't think about until you get an email home from the school that take you by surprise.
So put these on your list, come up with a reasonable budget for the back-to-school season and start saving for it!
Ok... go ahead and go back to your summer programming... :) ----more----
And don't forget, it's not too late to join the Summer Savings Challenge!  We're unsubscribing to the idea that summer has to be an expensive season and choosing to spend the next 4 weeks making memories AND saving $ too!  
Join the Summer Savings Challenge
Have a great week!
xo,
&lt;3 Krista
----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>599</itunes:duration>
                <itunes:episode>150</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>143. What you can do this week to make a debt payment, even when money is tight</title>
        <itunes:title>143. What you can do this week to make a debt payment, even when money is tight</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/143-what-you-can-do-this-week-to-make-a-debt-payment-even-when-money-is-tight/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/143-what-you-can-do-this-week-to-make-a-debt-payment-even-when-money-is-tight/#comments</comments>        <pubDate>Tue, 17 Jun 2025 04:09:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c78e5d2f-f76e-3b8f-8358-ae9a152f3593</guid>
                                    <description><![CDATA[<p>Do you ever have those weeks where you think "there's no way I'm going to be able to make an extra debt payment.  There's nothing to cut."  Because same....</p>
<p>I posted a Tik Tok a little while back sharing some out-of-the-box things you can try this week to still be able to make a debt payment and it seemed to hit with a lot of people so I thought I would go into a little more depth here on the podcast.  </p>
<p>Money might be tight, but hopefully you can squeeze a few extra bucks out of your budget this week using some of these tips!</p>
<p>----more----</p>
<p>And don't forget, it's not too late to join the Summer Savings Challenge!  We're unsubscribing to the idea that summer has to be an expensive season and choosing to spend the next 4 weeks making memories AND saving $ too!  </p>
<p><a href='https://www.facebook.com/groups/moneymindfulmomsclub'>Join the Summer Savings Challenge</a></p>
<p>Have a great week!</p>
<p>xo,</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Do you ever have those weeks where you think "there's no way I'm going to be able to make an extra debt payment.  There's nothing to cut."  Because same....</p>
<p>I posted a Tik Tok a little while back sharing some out-of-the-box things you can try this week to still be able to make a debt payment and it seemed to hit with a lot of people so I thought I would go into a little more depth here on the podcast.  </p>
<p>Money might be tight, but hopefully you can squeeze a few extra bucks out of your budget this week using some of these tips!</p>
<p>----more----</p>
<p>And don't forget, it's not too late to join the Summer Savings Challenge!  We're unsubscribing to the idea that summer has to be an expensive season and choosing to spend the next 4 weeks making memories AND saving $ too!  </p>
<p><a href='https://www.facebook.com/groups/moneymindfulmomsclub'>Join the Summer Savings Challenge</a></p>
<p>Have a great week!</p>
<p><em>xo,</em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/zn3cd2mdvriew7pz/143_What_you_can_do_this_week_to_make_a_debt_payment_even_when_money_is_tight7utck.mp3" length="20835591" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Do you ever have those weeks where you think "there's no way I'm going to be able to make an extra debt payment.  There's nothing to cut."  Because same....
I posted a Tik Tok a little while back sharing some out-of-the-box things you can try this week to still be able to make a debt payment and it seemed to hit with a lot of people so I thought I would go into a little more depth here on the podcast.  
Money might be tight, but hopefully you can squeeze a few extra bucks out of your budget this week using some of these tips!
----more----
And don't forget, it's not too late to join the Summer Savings Challenge!  We're unsubscribing to the idea that summer has to be an expensive season and choosing to spend the next 4 weeks making memories AND saving $ too!  
Join the Summer Savings Challenge
Have a great week!
xo,
&lt;3 Krista
----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>919</itunes:duration>
                <itunes:episode>149</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>142. 5 things I'm skipping to trim my summer budget</title>
        <itunes:title>142. 5 things I'm skipping to trim my summer budget</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/142-5-things-im-skipping-to-trim-my-summer-budget/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/142-5-things-im-skipping-to-trim-my-summer-budget/#comments</comments>        <pubDate>Mon, 09 Jun 2025 11:06:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/3c05a253-4b09-30f7-ae6a-ff0eac8b04b1</guid>
                                    <description><![CDATA[<p>Are your kids already eating so many snacks or is it just mine?  Summer expenses can add up but with a little bit of planning and intention it doesn't have to be.  </p>
<p>I have 5 things I'm skipping this year to make sure my summer spending aligns with the goals that I have so in today's episode I thought I'd share them with you.  </p>
<p>And don't forget, it's not too late to join the Summer Savings Challenge!  We're unsubscribing to the idea that summer has to be an expensive season and choosing to spend the next 4 weeks making memories AND saving $ too!  </p>
<p><a href='https://www.facebook.com/groups/moneymindfulmomsclub'>Join the Summer Savings Challenge</a></p>
<p>Have a great week!</p>
<p>xo,</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Are your kids already eating so many snacks or is it just mine?  Summer expenses can add up but with a little bit of planning and intention it doesn't have to be.  </p>
<p>I have 5 things I'm skipping this year to make sure my summer spending aligns with the goals that I have so in today's episode I thought I'd share them with you.  </p>
<p>And don't forget, it's not too late to join the Summer Savings Challenge!  We're unsubscribing to the idea that summer has to be an expensive season and choosing to spend the next 4 weeks making memories AND saving $ too!  </p>
<p><a href='https://www.facebook.com/groups/moneymindfulmomsclub'>Join the Summer Savings Challenge</a></p>
<p>Have a great week!</p>
<p><em>xo,</em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/be8w9iy98g8g2ugb/142_5_things_I_m_skipping_to_trim_my_summer_budgetb877p.mp3" length="18503299" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are your kids already eating so many snacks or is it just mine?  Summer expenses can add up but with a little bit of planning and intention it doesn't have to be.  
I have 5 things I'm skipping this year to make sure my summer spending aligns with the goals that I have so in today's episode I thought I'd share them with you.  
And don't forget, it's not too late to join the Summer Savings Challenge!  We're unsubscribing to the idea that summer has to be an expensive season and choosing to spend the next 4 weeks making memories AND saving $ too!  
Join the Summer Savings Challenge
Have a great week!
xo,
&lt;3 Krista
----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>811</itunes:duration>
                <itunes:episode>148</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>141. What do you actually want?  Let’s chat about one shift I’ve seen in the last year from moms with money goals.</title>
        <itunes:title>141. What do you actually want?  Let’s chat about one shift I’ve seen in the last year from moms with money goals.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/141-what-do-you-actually-want-let-s-chat-about-one-shift-i-ve-seen-in-the-last-year-from-moms-with-money-goals/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/141-what-do-you-actually-want-let-s-chat-about-one-shift-i-ve-seen-in-the-last-year-from-moms-with-money-goals/#comments</comments>        <pubDate>Tue, 03 Jun 2025 05:22:19 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/7d338cc1-1d15-3858-b4a1-fd4723cd7d0b</guid>
                                    <description><![CDATA[<p>You know that scene from The Notebook where Noah asks Allie "What do you want?" and she says "It's not that simple!" Relatable because I change my mind all the time.  </p>
<p>In today's episode we're chatting about a shift I've seen recently with clients and online with what moms say they want when it comes to financial goals.  And spoiler, I'm kind of liking the change.  </p>
<p>Consider this your invite to send me a DM to discuss!  I'd love to hear your thoughts!</p>
<p>And don't forget, it's not too late to join the Summer Savings Challenge!  We're unsubscribing to the idea that summer has to be an expensive season and choosing to spend the next 4 weeks making memories AND saving $ too!  </p>
<p><a href='https://www.facebook.com/groups/moneymindfulmomsclub'>Join the Summer Savings Challenge</a></p>
<p>Have a great week!</p>
<p>xo,</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>You know that scene from The Notebook where Noah asks Allie <em>"What do you want?"</em> and she says <em>"It's not that simple!"</em> Relatable because I change my mind all the time.  </p>
<p>In today's episode we're chatting about a shift I've seen recently with clients and online with what moms say they want when it comes to financial goals.  And spoiler, I'm kind of liking the change.  </p>
<p>Consider this your invite to send me a DM to discuss!  I'd love to hear your thoughts!</p>
<p>And don't forget, it's not too late to join the Summer Savings Challenge!  We're unsubscribing to the idea that summer has to be an expensive season and choosing to spend the next 4 weeks making memories AND saving $ too!  </p>
<p><a href='https://www.facebook.com/groups/moneymindfulmomsclub'>Join the Summer Savings Challenge</a></p>
<p>Have a great week!</p>
<p><em>xo,</em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/588djyihf5kw5txh/141_What_do_you_actually_want_Let_s_chat_about_one_shift_I_ve_seen_in_the_last_year_from_moms_with_money_goalsbbfnd.mp3" length="15572184" type="audio/mpeg"/>
        <itunes:summary><![CDATA[You know that scene from The Notebook where Noah asks Allie "What do you want?" and she says "It's not that simple!" Relatable because I change my mind all the time.  
In today's episode we're chatting about a shift I've seen recently with clients and online with what moms say they want when it comes to financial goals.  And spoiler, I'm kind of liking the change.  
Consider this your invite to send me a DM to discuss!  I'd love to hear your thoughts!
And don't forget, it's not too late to join the Summer Savings Challenge!  We're unsubscribing to the idea that summer has to be an expensive season and choosing to spend the next 4 weeks making memories AND saving $ too!  
Join the Summer Savings Challenge
Have a great week!
xo,
&lt;3 Krista
----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>671</itunes:duration>
                <itunes:episode>147</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>140. Ready to S.A.V.E. this summer?  Join the Summer Savings Challenge!</title>
        <itunes:title>140. Ready to S.A.V.E. this summer?  Join the Summer Savings Challenge!</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/140-ready-to-save-this-summer-join-the-summer-savings-challenge/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/140-ready-to-save-this-summer-join-the-summer-savings-challenge/#comments</comments>        <pubDate>Tue, 27 May 2025 04:53:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/07b4d9e7-9de2-35f2-b973-dd896e7e15ab</guid>
                                    <description><![CDATA[<p>Summer doesn't have to be a throw away season for your money goals! </p>
<p>There IS a way you can feel proud of your savings progress AND still make Instagramable memories with your kiddos this summer!</p>
<p>In this episode I break down the S.A.V.E. framework we'll be using in the 4-week Summer Savings Challenge happening in the <a href='https://www.facebook.com/groups/moneymindfulmomsclub'>Money Mindful Moms Club</a> this June. </p>
<p>And this episode is your invitation to join us!  Because challenges are more fun with friends who are going the same direction as us and can help keep us accountable.  </p>
<p>You in?  Click <a href='https://www.facebook.com/groups/moneymindfulmomsclub'>HERE</a> now to join the pay-what-you-want club and get ready to kick off the challenge with us on Monday, June 2nd!</p>
<p>Excited to save with you this summer!</p>
<p>&lt;3 Krista----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Summer doesn't have to be a throw away season for your money goals! </p>
<p><em>There IS a way you can feel proud of your savings progress AND still make Instagramable memories with your kiddos this summer!</em></p>
<p>In this episode I break down the S.A.V.E. framework we'll be using in the 4-week Summer Savings Challenge happening in the <a href='https://www.facebook.com/groups/moneymindfulmomsclub'>Money Mindful Moms Club</a> this June. </p>
<p>And this episode is your invitation to join us!  Because challenges are more fun with friends who are going the same direction as us and can help keep us accountable.  </p>
<p>You in?  Click <a href='https://www.facebook.com/groups/moneymindfulmomsclub'>HERE</a> now to join the pay-what-you-want club and get ready to kick off the challenge with us on Monday, June 2nd!</p>
<p><em>Excited to save with you this summer!</em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/79hzu56rxv9sugye/140_Ready_to_SAVE_this_summer_Join_the_Summer_Savings_Challenge_ar0fj.mp3" length="9224468" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Summer doesn't have to be a throw away season for your money goals! 
There IS a way you can feel proud of your savings progress AND still make Instagramable memories with your kiddos this summer!
In this episode I break down the S.A.V.E. framework we'll be using in the 4-week Summer Savings Challenge happening in the Money Mindful Moms Club this June. 
And this episode is your invitation to join us!  Because challenges are more fun with friends who are going the same direction as us and can help keep us accountable.  
You in?  Click HERE now to join the pay-what-you-want club and get ready to kick off the challenge with us on Monday, June 2nd!
Excited to save with you this summer!
&lt;3 Krista----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>667</itunes:duration>
                <itunes:episode>146</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>139. So you paid off a credit card... now what?  Mindset shifts to help you create a new normal and a debt-free lifestyle</title>
        <itunes:title>139. So you paid off a credit card... now what?  Mindset shifts to help you create a new normal and a debt-free lifestyle</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/139-so-you-paid-off-a-credit-card-now-what-mindset-shifts-to-help-you-create-a-new-normal-and-a-debt-free-lifestyle/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/139-so-you-paid-off-a-credit-card-now-what-mindset-shifts-to-help-you-create-a-new-normal-and-a-debt-free-lifestyle/#comments</comments>        <pubDate>Tue, 20 May 2025 04:29:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/d7559db4-32cb-3844-ba30-f39677d9804c</guid>
                                    <description><![CDATA[<p>Are you on the verge of paying off one of your debts and wondering... what do I do next to make sure I stay debt free? </p>
<p>Today's episode is for you!</p>
<p>We covered:</p>
<p>- What you should change about your plan (if anything) after paying off debt</p>
<p>- Mindset shifts that can help you create a new default pattern when your old default was debt. </p>
<p>In case you need a pep talk, today's episode will deliver!</p>
<p>xo, </p>
<p>&lt;3 Krista----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Are you on the verge of paying off one of your debts and wondering... what do I do next to make sure I stay debt free? </p>
<p>Today's episode is for you!</p>
<p>We covered:</p>
<p>- What you should change about your plan (if anything) after paying off debt</p>
<p>- Mindset shifts that can help you create a new default pattern when your old default was debt. </p>
<p>In case you need a pep talk, today's episode will deliver!</p>
<p><em>xo, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/syahb3hszy36tgie/139_So_you_paid_off_a_credit_card_now_what_Mindset_shifts_to_help_you_create_a_new_normal_and_debt-free_lifestylebw32w.mp3" length="10030212" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you on the verge of paying off one of your debts and wondering... what do I do next to make sure I stay debt free? 
Today's episode is for you!
We covered:
- What you should change about your plan (if anything) after paying off debt
- Mindset shifts that can help you create a new default pattern when your old default was debt. 
In case you need a pep talk, today's episode will deliver!
xo, 
&lt;3 Krista----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>725</itunes:duration>
                <itunes:episode>145</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>138. Learn from my mistakes! 4 things I would do differently if I were starting over paying off debt</title>
        <itunes:title>138. Learn from my mistakes! 4 things I would do differently if I were starting over paying off debt</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/138-learn-from-my-mistakes-4-things-i-would-do-differently-if-i-were-starting-over-paying-off-debt/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/138-learn-from-my-mistakes-4-things-i-would-do-differently-if-i-were-starting-over-paying-off-debt/#comments</comments>        <pubDate>Tue, 13 May 2025 04:39:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/0f587a8f-8dfe-3c5f-b6ad-018de2009f93</guid>
                                    <description><![CDATA[<p>Signs this episode might be for you:</p>
<p>Stuck in a debt cycle?</p>
<p>Just getting started paying off debt? </p>
<p>Want to start saving money but you're having a hard time changing your spending habits?</p>
<p>Just unhappy with your progress towards your money goals?</p>
<p>If any of those sound like you, this episode could help!  I'm sharing 4 things that I would do differently if I were starting all over again so hopefully you can avoid the same mistakes.  </p>
<p>In this episode we cover:</p>
<p>- money mindset challenges</p>
<p>- practical steps</p>
<p>- areas of focus</p>
<p>- lots more! </p>
<p>I hope this helps save you time, headaches, and money! </p>
<p>Love and belief!</p>
<p>xo, </p>
<p>&lt;3 Krista----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Signs this episode might be for you:</p>
<p><em>Stuck in a debt cycle?</em></p>
<p><em>Just getting started paying off debt? </em></p>
<p><em>Want to start saving money but you're having a hard time changing your spending habits?</em></p>
<p><em>Just unhappy with your progress towards your money goals?</em></p>
<p>If any of those sound like you, this episode could help!  I'm sharing 4 things that I would do differently if I were starting all over again so hopefully you can avoid the same mistakes.  </p>
<p>In this episode we cover:</p>
<p><em>- money mindset challenges</em></p>
<p><em>- practical steps</em></p>
<p><em>- areas of focus</em></p>
<p><em>- lots more! </em></p>
<p>I hope this helps save you time, headaches, and money! </p>
<p>Love and belief!</p>
<p><em>xo, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/nhrrsrehequkfpg8/138_Learn_from_my_mistakes_4_things_I_would_do_if_I_were_starting_over_paying_off_debt60r4p.mp3" length="13222117" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Signs this episode might be for you:
Stuck in a debt cycle?
Just getting started paying off debt? 
Want to start saving money but you're having a hard time changing your spending habits?
Just unhappy with your progress towards your money goals?
If any of those sound like you, this episode could help!  I'm sharing 4 things that I would do differently if I were starting all over again so hopefully you can avoid the same mistakes.  
In this episode we cover:
- money mindset challenges
- practical steps
- areas of focus
- lots more! 
I hope this helps save you time, headaches, and money! 
Love and belief!
xo, 
&lt;3 Krista----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>956</itunes:duration>
                <itunes:episode>144</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>137. The Money Check-In You should do every month when you need to hit the reset button on your goals</title>
        <itunes:title>137. The Money Check-In You should do every month when you need to hit the reset button on your goals</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/137-the-money-check-in-you-should-do-every-month-when-you-need-to-hit-the-reset-button-on-your-goals/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/137-the-money-check-in-you-should-do-every-month-when-you-need-to-hit-the-reset-button-on-your-goals/#comments</comments>        <pubDate>Tue, 06 May 2025 04:19:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/7f8644bf-9eca-3035-bbfe-d5d526d948cd</guid>
                                    <description><![CDATA[<p>Off track when it comes to your goals?  Not even sure where you're at?  Feeling discouraged?</p>
<p>Sometimes you just need to hit the reset button, right?</p>
<p>In today's episode I'm showing you how to do just that.  In this episode we cover</p>
<p>-3 steps you can take (let's slow down so we can speed up)</p>
<p>-Some reflection questions to figure out what's going well and what's not</p>
<p>-What information you need to have to move forward. </p>
<p>Don't stay stuck when you don't have to.  </p>
<p>Believing in you!</p>
<p>xo, </p>
<p>&lt;3 Krista----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Off track when it comes to your goals?  Not even sure where you're at?  Feeling discouraged?</p>
<p>Sometimes you just need to hit the reset button, right?</p>
<p>In today's episode I'm showing you how to do just that.  In this episode we cover</p>
<p>-3 steps you can take (let's slow down so we can speed up)</p>
<p>-Some reflection questions to figure out what's going well and what's not</p>
<p>-What information you need to have to move forward. </p>
<p>Don't stay stuck when you don't have to.  </p>
<p>Believing in you!</p>
<p><em>xo, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/nwjgspqtnykmrnrv/137_The_Money_Check-In_you_should_do_every_month_when_you_need_to_hit_the_reset_button_on_your_goals6edda.mp3" length="8647651" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Off track when it comes to your goals?  Not even sure where you're at?  Feeling discouraged?
Sometimes you just need to hit the reset button, right?
In today's episode I'm showing you how to do just that.  In this episode we cover
-3 steps you can take (let's slow down so we can speed up)
-Some reflection questions to figure out what's going well and what's not
-What information you need to have to move forward. 
Don't stay stuck when you don't have to.  
Believing in you!
xo, 
&lt;3 Krista----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>626</itunes:duration>
                <itunes:episode>143</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>136. Savvy Mom Series Part 5- Adding an income stream while working a 9-5 with Francheska from 9 to 5 Mom with a Pod</title>
        <itunes:title>136. Savvy Mom Series Part 5- Adding an income stream while working a 9-5 with Francheska from 9 to 5 Mom with a Pod</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/136-savvy-mom-series-part-5-adding-an-income-stream-while-working-a-9-5-with-francheska-from-9-to-5-mom-with-a-pod/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/136-savvy-mom-series-part-5-adding-an-income-stream-while-working-a-9-5-with-francheska-from-9-to-5-mom-with-a-pod/#comments</comments>        <pubDate>Tue, 29 Apr 2025 04:11:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/24742fc4-631c-3269-ad4c-25a8ef8fbaa7</guid>
                                    <description><![CDATA[<p>Welcome to a new series, The Savvy Mom Series. </p>
<p>Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. </p>
<p>On today's episode, we're talking specifically to moms with a 9-5.</p>
<p>Francheska Stone is a podcast strategist, Podfest 2026 speaker, proud mama of a 2 1/2 year old daughter, and the founder of 9 to 5 Mom with a Pod - a space for moms who are working 9-to-5, raising little ones, and still trying to carve out time for their creative passions—whether it’s podcasting, content creation, a side hustle, or just finding themselves again. </p>
<p>I know many of you who work a 9-5 have passions outside of your work that you'd like to explore (and possibly turn into a business) but it can feel overwhelming and you may be wondering:</p>
<p>- When would I find the time?</p>
<p>- How can I keep myself from burning out?</p>
<p>- What is it actually like in the beginning phases of starting a business? </p>
<p>We talked about all of it! There is a way you can get your passion up an running alongside your current 9-5 while also being the Mom you want to be.  </p>
<p>To learn more from Francheska:</p>
<p><a href='https://www.google.com/url?q=http%3A%2F%2Fwww.9to5momwithapod.com&amp;sa=D&amp;source=calendar&amp;usd=2&amp;usg=AOvVaw2OASfviRNGeOL0WzJiNyMu'>www.9to5momwithapod.com</a>
<a href='https://www.google.com/url?q=https%3A%2F%2Fcalendly.com%2Furl%3Fq%3Dhttps%253A%252F%252Fwww.instagram.com%252F9to5momwithapod%252F%26user_uuid%3D84e76362-419d-4e89-9dea-b955743c4c9c%26stage%3D0%26hmac%3D9e32391f23285e8f26f4a3beffa572528bcd3dc6b9566f15f807bd544c8f6659&amp;sa=D&amp;source=calendar&amp;usd=2&amp;usg=AOvVaw1QjtBPRuZRwMnGl8THXGom'>https://www.instagram.com/9to5momwithapod/</a></p>
<p>I really hope you've enjoyed this series! </p>
<p>Officially labeling you a Savvy Mom!  </p>
<p>xo, </p>
<p>&lt;3 Krista----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome to a new series, <em>The Savvy Mom Series</em>. </p>
<p>Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. </p>
<p>On today's episode, we're talking specifically to moms with a 9-5.</p>
<p>Francheska Stone is a podcast strategist, Podfest 2026 speaker, proud mama of a 2 1/2 year old daughter, and the founder of 9 to 5 Mom with a Pod - a space for moms who are working 9-to-5, raising little ones, and still trying to carve out time for their creative passions—whether it’s podcasting, content creation, a side hustle, or just finding themselves again. </p>
<p>I know many of you who work a 9-5 have passions outside of your work that you'd like to explore (and possibly turn into a business) but it can feel overwhelming and you may be wondering:</p>
<p>- When would I find the time?</p>
<p>- How can I keep myself from burning out?</p>
<p>- What is it <em>actually like</em> in the beginning phases of starting a business? </p>
<p>We talked about all of it! There is a way you can get your passion up an running alongside your current 9-5 while also being the Mom you want to be.  </p>
<p>To learn more from Francheska:</p>
<p><a href='https://www.google.com/url?q=http%3A%2F%2Fwww.9to5momwithapod.com&amp;sa=D&amp;source=calendar&amp;usd=2&amp;usg=AOvVaw2OASfviRNGeOL0WzJiNyMu'>www.9to5momwithapod.com</a><br>
<a href='https://www.google.com/url?q=https%3A%2F%2Fcalendly.com%2Furl%3Fq%3Dhttps%253A%252F%252Fwww.instagram.com%252F9to5momwithapod%252F%26user_uuid%3D84e76362-419d-4e89-9dea-b955743c4c9c%26stage%3D0%26hmac%3D9e32391f23285e8f26f4a3beffa572528bcd3dc6b9566f15f807bd544c8f6659&amp;sa=D&amp;source=calendar&amp;usd=2&amp;usg=AOvVaw1QjtBPRuZRwMnGl8THXGom'>https://www.instagram.com/9to5momwithapod/</a></p>
<p>I really hope you've enjoyed this series! </p>
<p><em>Officially labeling you a Savvy Mom!  </em></p>
<p><em>xo, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tjfkqeyq5a8h9ykd/136_Savvy_Mom_Series_Part_5-_Adding_an_income_stream_while_working_a_9-5_with_Francheska_from_9_to_5_Mom_with_a_Pod9ahu2.mp3" length="18269510" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to a new series, The Savvy Mom Series. 
Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. 
On today's episode, we're talking specifically to moms with a 9-5.
Francheska Stone is a podcast strategist, Podfest 2026 speaker, proud mama of a 2 1/2 year old daughter, and the founder of 9 to 5 Mom with a Pod - a space for moms who are working 9-to-5, raising little ones, and still trying to carve out time for their creative passions—whether it’s podcasting, content creation, a side hustle, or just finding themselves again. 
I know many of you who work a 9-5 have passions outside of your work that you'd like to explore (and possibly turn into a business) but it can feel overwhelming and you may be wondering:
- When would I find the time?
- How can I keep myself from burning out?
- What is it actually like in the beginning phases of starting a business? 
We talked about all of it! There is a way you can get your passion up an running alongside your current 9-5 while also being the Mom you want to be.  
To learn more from Francheska:
www.9to5momwithapod.comhttps://www.instagram.com/9to5momwithapod/
I really hope you've enjoyed this series! 
Officially labeling you a Savvy Mom!  
xo, 
&lt;3 Krista----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1690</itunes:duration>
                <itunes:episode>142</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>135. The Savvy Mom Series Part 4- Remote work 101.  How to stand out with companies hiring for remote positions with Michelle from Virtual Work Studio</title>
        <itunes:title>135. The Savvy Mom Series Part 4- Remote work 101.  How to stand out with companies hiring for remote positions with Michelle from Virtual Work Studio</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/135-the-savvy-mom-series-part-4-remote-work-101-how-to-stand-out-with-companies-hiring-for-remote-positions-with-michelle-from-virtual-work-studio/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/135-the-savvy-mom-series-part-4-remote-work-101-how-to-stand-out-with-companies-hiring-for-remote-positions-with-michelle-from-virtual-work-studio/#comments</comments>        <pubDate>Tue, 22 Apr 2025 05:05:53 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/32c666f3-01c6-3f06-a47f-11d370f41ff1</guid>
                                    <description><![CDATA[<p>Welcome to a new series, The Savvy Mom Series. </p>
<p>Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. </p>
<p>On today's episode, we're talking all about remote work.  </p>
<p>The remote work scene is changing rapidly and it's more important than ever to know how to set yourself apart when you're looking for a job. </p>
<p>That's why I wanted to sit down with Michelle Puccinelli from Virtual Work Studio.  Michelle is a former high school history teacher turned remote worker.  She started in entry-level positions and worked her way into digital marketing and operations management.</p>
<p>Finally, she found her sweet spot managing remote teams. Over the last few years, she has hired and led hundreds of virtual workers. Now she runs Virtual Work Studio, an internship program that trains women who are looking to break into remote positions.</p>
<p>In this episode we talked about:</p>
<p>-Red flags when hiring, and green flags when hiring</p>
<p>-What's the current temperature of the remote work market and how can you set yourself apart?</p>
<p>- What are "soft skills" and why do they matter in the workplace?</p>
<p>If this sounds like a conversation you need to hear, you're in the right place. </p>
<p>To connect with Michelle: </p>
<p><a href='https://www.google.com/url?q=http%3A%2F%2Fwww.virtualworkstudio.com&amp;sa=D&amp;source=calendar&amp;usd=2&amp;usg=AOvVaw09TqliMK85uT-NK4m0rEPr'>www.virtualworkstudio.com</a>
<a href='https://www.google.com/url?q=http%3A%2F%2Finstagram.com%2Fmichellepuccinelli&amp;sa=D&amp;source=calendar&amp;usd=2&amp;usg=AOvVaw2-SPKUYOQJKWBY6rVCh7Y7'>instagram.com/michellepuccinelli</a>
<a href='https://www.google.com/url?q=http%3A%2F%2Finstagram.com%2Fvirtualworkstudio&amp;sa=D&amp;source=calendar&amp;usd=2&amp;usg=AOvVaw2O2z7-SK6X_9OLEyxrCRLZ'>instagram.com/virtualworkstudio</a></p>
<p>FREEBIES:
Free 7 Day Trial: <a href='https://www.google.com/url?q=http%3A%2F%2Fvirtualworkstudio.com%2Ftrial&amp;sa=D&amp;source=calendar&amp;usd=2&amp;usg=AOvVaw12OOC6IxNMAMLBQPQt6k-b'>virtualworkstudio.com/trial</a>
Soft Skill Quiz: <a href='https://virtualworkstudio.com/skill/'>https://virtualworkstudio.com/skill/</a></p>
<p>Getting savvier by the minute.  Proud of you!</p>
<p>xo, </p>
<p>&lt;3 Krista----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome to a new series, <em>The Savvy Mom Series</em>. </p>
<p>Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. </p>
<p>On today's episode, we're talking all about remote work.  </p>
<p>The remote work scene is changing rapidly and it's more important than ever to know how to set yourself apart when you're looking for a job. </p>
<p>That's why I wanted to sit down with Michelle Puccinelli from Virtual Work Studio.  Michelle is a former high school history teacher turned remote worker.  She started in entry-level positions and worked her way into digital marketing and operations management.</p>
<p>Finally, she found her sweet spot managing remote teams. Over the last few years, she has hired and led hundreds of virtual workers. Now she runs Virtual Work Studio, an internship program that trains women who are looking to break into remote positions.</p>
<p>In this episode we talked about:</p>
<p>-Red flags when hiring, and green flags when hiring</p>
<p>-What's the current temperature of the remote work market and how can you set yourself apart?</p>
<p>- What are "soft skills" and why do they matter in the workplace?</p>
<p>If this sounds like a conversation you need to hear, you're in the right place. </p>
<p>To connect with Michelle: </p>
<p><a href='https://www.google.com/url?q=http%3A%2F%2Fwww.virtualworkstudio.com&amp;sa=D&amp;source=calendar&amp;usd=2&amp;usg=AOvVaw09TqliMK85uT-NK4m0rEPr'>www.virtualworkstudio.com</a><br>
<a href='https://www.google.com/url?q=http%3A%2F%2Finstagram.com%2Fmichellepuccinelli&amp;sa=D&amp;source=calendar&amp;usd=2&amp;usg=AOvVaw2-SPKUYOQJKWBY6rVCh7Y7'>instagram.com/michellepuccinelli</a><br>
<a href='https://www.google.com/url?q=http%3A%2F%2Finstagram.com%2Fvirtualworkstudio&amp;sa=D&amp;source=calendar&amp;usd=2&amp;usg=AOvVaw2O2z7-SK6X_9OLEyxrCRLZ'>instagram.com/virtualworkstudio</a></p>
<p>FREEBIES:<br>
Free 7 Day Trial: <a href='https://www.google.com/url?q=http%3A%2F%2Fvirtualworkstudio.com%2Ftrial&amp;sa=D&amp;source=calendar&amp;usd=2&amp;usg=AOvVaw12OOC6IxNMAMLBQPQt6k-b'>virtualworkstudio.com/trial</a><br>
Soft Skill Quiz: <a href='https://virtualworkstudio.com/skill/'>https://virtualworkstudio.com/skill/</a></p>
<p><em>Getting savvier by the minute.  Proud of you!</em></p>
<p><em>xo, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/rt6wp5f9evmnskn4/135_The_Savvy_Mom_Series_Part_4-_Remote_work_101_How_to_stand_out_with_companies_hiring_for_remote_positions_with_Michelle_from_Virtual_Work_Studio7nay1.mp3" length="13973094" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to a new series, The Savvy Mom Series. 
Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. 
On today's episode, we're talking all about remote work.  
The remote work scene is changing rapidly and it's more important than ever to know how to set yourself apart when you're looking for a job. 
That's why I wanted to sit down with Michelle Puccinelli from Virtual Work Studio.  Michelle is a former high school history teacher turned remote worker.  She started in entry-level positions and worked her way into digital marketing and operations management.
Finally, she found her sweet spot managing remote teams. Over the last few years, she has hired and led hundreds of virtual workers. Now she runs Virtual Work Studio, an internship program that trains women who are looking to break into remote positions.
In this episode we talked about:
-Red flags when hiring, and green flags when hiring
-What's the current temperature of the remote work market and how can you set yourself apart?
- What are "soft skills" and why do they matter in the workplace?
If this sounds like a conversation you need to hear, you're in the right place. 
To connect with Michelle: 
www.virtualworkstudio.cominstagram.com/michellepuccinelliinstagram.com/virtualworkstudio
FREEBIES:Free 7 Day Trial: virtualworkstudio.com/trialSoft Skill Quiz: https://virtualworkstudio.com/skill/
Getting savvier by the minute.  Proud of you!
xo, 
&lt;3 Krista----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1275</itunes:duration>
                <itunes:episode>141</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>134. The Savvy Mom Series Part 3- Breaking down the steps to starting a small business (that doesn't take over your whole life) with Lizzie from Ambitious Mom</title>
        <itunes:title>134. The Savvy Mom Series Part 3- Breaking down the steps to starting a small business (that doesn't take over your whole life) with Lizzie from Ambitious Mom</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/134the-savvymom-seriespart3-breaking-down-the-steps-tostartinga-small-business-that-doesnttakeoveryourwhole-life-with-lizziefromambitiousmom/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/134the-savvymom-seriespart3-breaking-down-the-steps-tostartinga-small-business-that-doesnttakeoveryourwhole-life-with-lizziefromambitiousmom/#comments</comments>        <pubDate>Tue, 15 Apr 2025 04:44:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/af7987fa-1e1c-383a-99fb-05af369d5c6c</guid>
                                    <description><![CDATA[<p>Welcome to a new series, The Savvy Mom Series. </p>
<p>Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. </p>
<p>Today you're getting an inside look at a class that was recently held in my money club for moms called <a href='https://www.facebook.com/groups/moneymindfulmomsclub'>The Money Mindful Moms Club</a>.  </p>
<p>This month we're talking all things income and all the content we're bringing to the club is designed to help you boost your bottom line.  </p>
<p>Lizzie talks about her journey from baby business owner to now running multiple offers for her business that allows her to be home with her kids and homeschool.  </p>
<p>In her class she covers:</p>
<p>Mistakes to avoid if you're going to start a business</p>
<p>What business models are available to you if you want to do something from home. </p>
<p>The first 5 steps to take to get your business off the ground. </p>
<p>If you have thought about starting a business but it's felt like too much of an undertaking, this class is exactly what you need to hear.  </p>
<p>If you're not in the Money Mindful Moms Club yet, let's fix that!  Join the club <a href='https://www.facebook.com/groups/moneymindfulmomsclub'>HERE</a> for more classes and resources like this one.</p>
<p>To learn more from Lizzie:</p>
<p><a href='https://www.instagram.com/fiercelizzie/'>Instagram</a>
<a href='https://fiercelizzie.com/ambitious-mom-membership?fbclid=PAZXh0bgNhZW0CMTEAAaeEjqDA0C71-OZfRZj8zOKqeVsW1AaQrNDTJRS0VS1XKDNoDyYxwfPZd_84sw_aem_veGCEplMU8Y0v9PXyQbjOQ'>Join her Ambitious Moms Membership</a></p>
<p>Getting savvier by the minute.  Proud of you!</p>
<p>xo, </p>
<p>&lt;3 Krista----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome to a new series, <em>The Savvy Mom Series</em>. </p>
<p>Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. </p>
<p>Today you're getting an inside look at a class that was recently held in my money club for moms called <a href='https://www.facebook.com/groups/moneymindfulmomsclub'>The Money Mindful Moms Club</a>.  </p>
<p>This month we're talking all things income and all the content we're bringing to the club is designed to help you boost your bottom line.  </p>
<p>Lizzie talks about her journey from baby business owner to now running multiple offers for her business that allows her to be home with her kids and homeschool.  </p>
<p>In her class she covers:</p>
<p><em>Mistakes to avoid if you're going to start a business</em></p>
<p><em>What business models are available to you if you want to do something from home. </em></p>
<p><em>The first 5 steps to take to get your business off the ground. </em></p>
<p>If you have thought about starting a business but it's felt like too much of an undertaking, this class is exactly what you need to hear.  </p>
<p>If you're not in the Money Mindful Moms Club yet, let's fix that!  Join the club <a href='https://www.facebook.com/groups/moneymindfulmomsclub'>HERE</a> for more classes and resources like this one.</p>
<p>To learn more from Lizzie:</p>
<p><em><a href='https://www.instagram.com/fiercelizzie/'>Instagram</a><br>
<a href='https://fiercelizzie.com/ambitious-mom-membership?fbclid=PAZXh0bgNhZW0CMTEAAaeEjqDA0C71-OZfRZj8zOKqeVsW1AaQrNDTJRS0VS1XKDNoDyYxwfPZd_84sw_aem_veGCEplMU8Y0v9PXyQbjOQ'>Join her Ambitious Moms Membership</a></em></p>
<p><em>Getting savvier by the minute.  Proud of you!</em></p>
<p><em>xo, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/q43uqazhzfrsedbd/134_The_Savvy_Mom_Series_Part_3-_Breaking_down_the_steps_to_starting_a_small_business_that_doesn_t_take_over_your_whole_life_with_Lizzie_from_Ambitious_Mom7fcfq.mp3" length="37168791" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to a new series, The Savvy Mom Series. 
Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. 
Today you're getting an inside look at a class that was recently held in my money club for moms called The Money Mindful Moms Club.  
This month we're talking all things income and all the content we're bringing to the club is designed to help you boost your bottom line.  
Lizzie talks about her journey from baby business owner to now running multiple offers for her business that allows her to be home with her kids and homeschool.  
In her class she covers:
Mistakes to avoid if you're going to start a business
What business models are available to you if you want to do something from home. 
The first 5 steps to take to get your business off the ground. 
If you have thought about starting a business but it's felt like too much of an undertaking, this class is exactly what you need to hear.  
If you're not in the Money Mindful Moms Club yet, let's fix that!  Join the club HERE for more classes and resources like this one.
To learn more from Lizzie:
InstagramJoin her Ambitious Moms Membership
Getting savvier by the minute.  Proud of you!
xo, 
&lt;3 Krista----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>3645</itunes:duration>
                <itunes:episode>140</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>133. The Savvy Mom Series Part 2- When knowing what to do with your money isn't enough.  Breaking free from a scarcity mindset with licensed therapist Angela Williams</title>
        <itunes:title>133. The Savvy Mom Series Part 2- When knowing what to do with your money isn't enough.  Breaking free from a scarcity mindset with licensed therapist Angela Williams</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/133the-savvymom-seriespart2-when-knowing-what-todo-with-your-money-isntenough-breaking-free-from-ascarcity-mindset-with-licensedtherapistangela-wi/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/133the-savvymom-seriespart2-when-knowing-what-todo-with-your-money-isntenough-breaking-free-from-ascarcity-mindset-with-licensedtherapistangela-wi/#comments</comments>        <pubDate>Tue, 08 Apr 2025 04:31:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/38026efc-5ff2-3789-9f8b-6aa726c066f0</guid>
                                    <description><![CDATA[<p>Welcome to a new series, The Savvy Mom Series. </p>
<p>Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. </p>
<p>Today I'm chatting with Angela Williams, a licensed therapist, executive coach, corporate trainer, and founder of Angela Marie Coaching. With over 15 years of experience in psychology, leadership, and mindset coaching, she helps high-achievers—entrepreneurs, executives, and athletes—break free from stress, rewire their mindset, and create a life of success, well-being, and joy.</p>
<p>In our conversation we covered:</p>
<p>What is scarcity mindset vs. abundance mindset and why can it be so hard to go from scarcity to abundance?</p>
<p>What are some practical things you can do to rewire your brain and move into an abundant mindset?</p>
<p>Why do we sometimes know what to do but not do it?</p>
<p>If you know your money mindset could use some attention, this conversation is perfect for you.  </p>
<p>Angela has a free Wealth Blueprint Guide to share with you.  Grab your copy <a href='https://angelamariecoaching.kit.com/bdd7fd05d4'>HERE</a>. </p>
<p>To learn more from Angela:</p>
<p>Instagram: <a href='https://calendly.com/url?q=https%3A%2F%2Fwww.instagram.com%2Ftheangelamariewilliams&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=50eec16d58f4cb722754014cf04afd8295da5a8e06ff48aad32626f7ad1ff2c9'>https://www.instagram.com/theangelamariewilliams</a>
Linkedin: <a href='https://calendly.com/url?q=https%3A%2F%2Fwww.linkedin.com%2Fin%2Ftheangelamariewilliams&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=07c94907454f4f0b3c937f500a4832c5a1a10b58ff4afef91d67a8e0dd63234b'>https://www.linkedin.com/in/theangelamariewilliams</a>
YouTube: <a href='https://calendly.com/url?q=https%3A%2F%2Fyoutube.com%2F%40theangelamariewilliams&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=ba13409d654998e8d6533b45948dbebebb44f0bf03aad78bcd92a2258af7751c'>https://youtube.com/@theangelamariewilliams</a>
Podcast: The Bigger Braver Life Show <a href='https://calendly.com/url?q=https%3A%2F%2Fangelamarie.co%2Fpodcast%2F&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=8c12553af554deca6c8ad4830be23b8b232d9ac55164aebab12a89fd44ccc7de'>https://angelamarie.co/podcast/</a>
Website: <a href='https://calendly.com/url?q=https%3A%2F%2Fwww.angelamarie.co%2Ffreebies&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=156546c180ee7826fe24cbd16a9582d4abdcbf58813ef929a606e4ad38c50899'>https://www.angelamarie.co/freebies</a></p>
<p>Getting savvier by the minute.  Proud of you!</p>
<p>xo, </p>
<p>&lt;3 Krista----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome to a new series, <em>The Savvy Mom Series</em>. </p>
<p>Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. </p>
<p>Today I'm chatting with Angela Williams, a licensed therapist, executive coach, corporate trainer, and founder of Angela Marie Coaching. With over 15 years of experience in psychology, leadership, and mindset coaching, she helps high-achievers—entrepreneurs, executives, and athletes—break free from stress, rewire their mindset, and create a life of success, well-being, and joy.</p>
<p>In our conversation we covered:</p>
<p><em>What is scarcity mindset vs. abundance mindset and why can it be so hard to go from scarcity to abundance?</em></p>
<p><em>What are some practical things you can do to rewire your brain and move into an abundant mindset?</em></p>
<p><em>Why do we sometimes know what to do but not do it?</em></p>
<p>If you know your money mindset could use some attention, this conversation is perfect for you.  </p>
<p>Angela has a free Wealth Blueprint Guide to share with you.  Grab your copy <a href='https://angelamariecoaching.kit.com/bdd7fd05d4'>HERE</a>. </p>
<p>To learn more from Angela:</p>
<p><em>Instagram: <a href='https://calendly.com/url?q=https%3A%2F%2Fwww.instagram.com%2Ftheangelamariewilliams&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=50eec16d58f4cb722754014cf04afd8295da5a8e06ff48aad32626f7ad1ff2c9'>https://www.instagram.com/theangelamariewilliams</a><br>
Linkedin: <a href='https://calendly.com/url?q=https%3A%2F%2Fwww.linkedin.com%2Fin%2Ftheangelamariewilliams&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=07c94907454f4f0b3c937f500a4832c5a1a10b58ff4afef91d67a8e0dd63234b'>https://www.linkedin.com/in/theangelamariewilliams</a><br>
YouTube: <a href='https://calendly.com/url?q=https%3A%2F%2Fyoutube.com%2F%40theangelamariewilliams&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=ba13409d654998e8d6533b45948dbebebb44f0bf03aad78bcd92a2258af7751c'>https://youtube.com/@theangelamariewilliams</a><br>
Podcast: The Bigger Braver Life Show <a href='https://calendly.com/url?q=https%3A%2F%2Fangelamarie.co%2Fpodcast%2F&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=8c12553af554deca6c8ad4830be23b8b232d9ac55164aebab12a89fd44ccc7de'>https://angelamarie.co/podcast/</a><br>
Website: <a href='https://calendly.com/url?q=https%3A%2F%2Fwww.angelamarie.co%2Ffreebies&amp;user_uuid=84e76362-419d-4e89-9dea-b955743c4c9c&amp;stage=0&amp;hmac=156546c180ee7826fe24cbd16a9582d4abdcbf58813ef929a606e4ad38c50899'>https://www.angelamarie.co/freebies</a></em></p>
<p><em>Getting savvier by the minute.  Proud of you!</em></p>
<p><em>xo, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/uzkv94bsrke6knbx/133_The_Savvy_Mom_Series_Part_2-_When_knowing_what_to_do_with_your_money_isn_t_enough_Breaking_free_from_a_scarcity_mindset_with_licensed_therapist_Angela_Williams8ww7c.mp3" length="16745897" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to a new series, The Savvy Mom Series. 
Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. 
Today I'm chatting with Angela Williams, a licensed therapist, executive coach, corporate trainer, and founder of Angela Marie Coaching. With over 15 years of experience in psychology, leadership, and mindset coaching, she helps high-achievers—entrepreneurs, executives, and athletes—break free from stress, rewire their mindset, and create a life of success, well-being, and joy.
In our conversation we covered:
What is scarcity mindset vs. abundance mindset and why can it be so hard to go from scarcity to abundance?
What are some practical things you can do to rewire your brain and move into an abundant mindset?
Why do we sometimes know what to do but not do it?
If you know your money mindset could use some attention, this conversation is perfect for you.  
Angela has a free Wealth Blueprint Guide to share with you.  Grab your copy HERE. 
To learn more from Angela:
Instagram: https://www.instagram.com/theangelamariewilliamsLinkedin: https://www.linkedin.com/in/theangelamariewilliamsYouTube: https://youtube.com/@theangelamariewilliamsPodcast: The Bigger Braver Life Show https://angelamarie.co/podcast/Website: https://www.angelamarie.co/freebies
Getting savvier by the minute.  Proud of you!
xo, 
&lt;3 Krista----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1576</itunes:duration>
                <itunes:episode>139</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>132. The Savvy Mom Series- Is bankruptcy the best option for you?  Answering your questions about bankruptcy with Attorney Alia Khan</title>
        <itunes:title>132. The Savvy Mom Series- Is bankruptcy the best option for you?  Answering your questions about bankruptcy with Attorney Alia Khan</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/132-the-savvy-mom-series-is-bankruptcy-the-best-option-for-you-answering-your-questions-about-bankruptcy-with-attorney-alia-khan/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/132-the-savvy-mom-series-is-bankruptcy-the-best-option-for-you-answering-your-questions-about-bankruptcy-with-attorney-alia-khan/#comments</comments>        <pubDate>Tue, 01 Apr 2025 04:00:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/51d5bbdd-8563-3e57-82f9-c16581bf1b47</guid>
                                    <description><![CDATA[<p>Welcome to a new series, The Savvy Mom Series. </p>
<p>Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. </p>
<p>Today we're kicking things off with Alia Khan, and Attorney from California who specializes in Chapter 7 bankruptcy.  She has 17 years of experience and loves to help good people get rid of their bad debt. </p>
<p>If you have ever wondered:</p>
<p>What are the different types of bankruptcy?</p>
<p>What can you wipe out in a bankruptcy?</p>
<p>When should you consider it as an option?</p>
<p>Can you protect your home, cars or other assets in a bankruptcy?</p>
<p>Then this conversation is for you. </p>
<p>To learn more from Alia, be sure to follow her on <a href='https://www.tiktok.com/discover/the-bankruptcy-queen'>Tik Tok</a> and <a href='https://www.instagram.com/thebankruptcyqueen/'>Instagram</a> @thebankruptcyqueen</p>
<p>You can also visit her <a href='https://akhanlawoffices.com/#/'>website</a> and reach out to her directly to connect with her about your options. </p>
<p>I know a savvy Mom when I see one. Glad you're here. </p>
<p>xo, </p>
<p>&lt;3 Krista----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome to a new series, <em>The Savvy Mom Series</em>. </p>
<p>Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. </p>
<p>Today we're kicking things off with Alia Khan, and Attorney from California who specializes in Chapter 7 bankruptcy.  She has 17 years of experience and loves to help good people get rid of their bad debt. </p>
<p>If you have ever wondered:</p>
<p><em>What are the different types of bankruptcy?</em></p>
<p><em>What can you wipe out in a bankruptcy?</em></p>
<p><em>When should you consider it as an option?</em></p>
<p><em>Can you protect your home, cars or other assets in a bankruptcy?</em></p>
<p>Then this conversation is for you. </p>
<p>To learn more from Alia, be sure to follow her on <a href='https://www.tiktok.com/discover/the-bankruptcy-queen'>Tik Tok</a> and <a href='https://www.instagram.com/thebankruptcyqueen/'>Instagram</a> @thebankruptcyqueen</p>
<p>You can also visit her <a href='https://akhanlawoffices.com/#/'>website</a> and reach out to her directly to connect with her about your options. </p>
<p><em>I know a savvy Mom when I see one. Glad you're here. </em></p>
<p><em>xo, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/g4xwubr7a4rqkk8r/132_The_Savvy_Mom_Series-_Is_bankruptcy_the_best_option_for_you_Answering_your_questions_about_Bankruptcy_with_Attorney_Alia_Khanbjjt1.mp3" length="13949684" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to a new series, The Savvy Mom Series. 
Each week I'll be bringing you some expert guests who can help answer your questions about a variety of topics around money and motherhood.  These women have a lot to offer in terms of support and advice, and I know our conversations will help support you on your journey to becoming the best version of yourself. 
Today we're kicking things off with Alia Khan, and Attorney from California who specializes in Chapter 7 bankruptcy.  She has 17 years of experience and loves to help good people get rid of their bad debt. 
If you have ever wondered:
What are the different types of bankruptcy?
What can you wipe out in a bankruptcy?
When should you consider it as an option?
Can you protect your home, cars or other assets in a bankruptcy?
Then this conversation is for you. 
To learn more from Alia, be sure to follow her on Tik Tok and Instagram @thebankruptcyqueen
You can also visit her website and reach out to her directly to connect with her about your options. 
I know a savvy Mom when I see one. Glad you're here. 
xo, 
&lt;3 Krista----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1280</itunes:duration>
                <itunes:episode>138</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>131. Automating your finances- If you want to spend less time managing your money, here are 3 things I'd automate first</title>
        <itunes:title>131. Automating your finances- If you want to spend less time managing your money, here are 3 things I'd automate first</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/131-automating-your-finances-if-you-want-to-spend-less-time-managing-your-money-here-are-3-things-id-automate-first/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/131-automating-your-finances-if-you-want-to-spend-less-time-managing-your-money-here-are-3-things-id-automate-first/#comments</comments>        <pubDate>Tue, 25 Mar 2025 04:55:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c8471597-0650-3387-8cff-916ba5e4ed41</guid>
                                    <description><![CDATA[<p>Hi friend, </p>
<p>Let me guess... you're busy?!  </p>
<p>So that means you don't have time to waste on inefficient money management tasks, right?  </p>
<p>In today's episode I share with you 3 things I'd automate first to save you time (and brain space.) Plus I share why you want to focus on these 3 things first. </p>
<p>Here's a recap of the episode:</p>
<p>1. Savings (and investments if you're investing)</p>
<p>2. Debt payoff</p>
<p>3. Any recurring bills </p>
<p>And the biggest take away of all is you need to know your numbers to know exactly how much you can put towards savings or debt, and to know you can set up your bills on autopay and have the money in your account to pay them. </p>
<p>If you need help with that, I'll be dropping 1:1 budgeting session openings in the <a href='https://www.facebook.com/groups/moneymindfulmomsclub/'>Money Mindful Moms Club</a> next month.  These are sessions where you and I can do a deep dive into your numbers together and I can help you map out a plan based on your goals.  Make sure you're in the club to grab one of the open spots. </p>
<p>Cheers to saving time (and precious mental real estate)</p>
<p>xo, </p>
<p>&lt;3 Krista----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friend, </p>
<p>Let me guess... you're busy?!  </p>
<p>So that means you don't have time to waste on inefficient money management tasks, right?  </p>
<p>In today's episode I share with you 3 things I'd automate first to save you time <em>(and brain space.) </em>Plus I share why you want to focus on these 3 things first. </p>
<p>Here's a recap of the episode:</p>
<p>1. Savings (and investments if you're investing)</p>
<p>2. Debt payoff</p>
<p>3. Any recurring bills </p>
<p>And the biggest take away of all is you need to know your numbers to know exactly how much you can put towards savings or debt, and to know you can set up your bills on autopay and have the money in your account to pay them. </p>
<p>If you need help with that, I'll be dropping 1:1 budgeting session openings in the <a href='https://www.facebook.com/groups/moneymindfulmomsclub/'>Money Mindful Moms Club</a> next month.  These are sessions where you and I can do a deep dive into your numbers together and I can help you map out a plan based on your goals.  Make sure you're in the club to grab one of the open spots. </p>
<p><em>Cheers to saving time (and precious mental real estate)</em></p>
<p><em>xo, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4a7ydwsyw9fg832w/131_Automating_your_finances-_If_you_want_to_spend_less_time_managing_your_money_here_are_the_3_things_I_d_automate_first7b46j.mp3" length="10117167" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friend, 
Let me guess... you're busy?!  
So that means you don't have time to waste on inefficient money management tasks, right?  
In today's episode I share with you 3 things I'd automate first to save you time (and brain space.) Plus I share why you want to focus on these 3 things first. 
Here's a recap of the episode:
1. Savings (and investments if you're investing)
2. Debt payoff
3. Any recurring bills 
And the biggest take away of all is you need to know your numbers to know exactly how much you can put towards savings or debt, and to know you can set up your bills on autopay and have the money in your account to pay them. 
If you need help with that, I'll be dropping 1:1 budgeting session openings in the Money Mindful Moms Club next month.  These are sessions where you and I can do a deep dive into your numbers together and I can help you map out a plan based on your goals.  Make sure you're in the club to grab one of the open spots. 
Cheers to saving time (and precious mental real estate)
xo, 
&lt;3 Krista----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>738</itunes:duration>
                <itunes:episode>137</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>130. You need a side hustle in 2025.  How to pick an additional income stream when you have no idea where to start</title>
        <itunes:title>130. You need a side hustle in 2025.  How to pick an additional income stream when you have no idea where to start</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/130-you-need-a-side-hustle-in-2025-how-to-pick-an-additional-income-stream-when-you-have-no-idea-where-to-start/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/130-you-need-a-side-hustle-in-2025-how-to-pick-an-additional-income-stream-when-you-have-no-idea-where-to-start/#comments</comments>        <pubDate>Tue, 18 Mar 2025 04:08:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/71fc712a-19b5-3473-a7b9-d26e6010e5b4</guid>
                                    <description><![CDATA[<p>Hey friend!</p>
<p>Listen, I will never be the one to use fear tactics to motivate you to make changes with your finances.  But I will unapologetically tell you that burying your head in the sand and hoping for the best isn't the move either.  </p>
<p>I'll shoot you straight... you need a side hustle.  An additional income stream.  More money, honey.  Whatever you want to call it.</p>
<p>There's a lot up in the air right now in the world and I am really hoping everything falls into place, and if it does, then you'll just be further along towards your goals with the extra money you started making. </p>
<p>But if it doesn't, you'll need this money and you'll be so glad you have it. </p>
<p>So where to begin even choosing something?  In this episode I give you 3 questions to ask yourself to help you figure it out. </p>
<p>1. What do people compliment you on?</p>
<p>2. What hobbies do you have that you could monetize?</p>
<p>3. What things are you already doing in your day-to-day that you could monetize?</p>
<p>We just scratched the surface in this episode but next month in the <a href='https://www.facebook.com/groups/moneymindfulmomsclub/'>Money Mindful Moms Club</a> we'll be diving in fully to the topic of increasing your income so I hope you'll join us in the club!</p>
<p>Love you. Mean it.  Glad you're here.</p>
<p>xo, </p>
<p>&lt;3 Krista----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hey friend!</p>
<p>Listen, I will never be the one to use fear tactics to motivate you to make changes with your finances.  But I will unapologetically tell you that burying your head in the sand and hoping for the best isn't the move either.  </p>
<p>I'll shoot you straight... you need a side hustle.  An additional income stream.  More money, honey.  Whatever you want to call it.</p>
<p>There's a lot up in the air right now in the world and I am really hoping everything falls into place, and if it does, then you'll just be further along towards your goals with the extra money you started making. </p>
<p>But if it doesn't, you'll need this money and you'll be so glad you have it. </p>
<p>So where to begin even choosing something?  In this episode I give you 3 questions to ask yourself to help you figure it out. </p>
<p>1. What do people compliment you on?</p>
<p>2. What hobbies do you have that you could monetize?</p>
<p>3. What things are you already doing in your day-to-day that you could monetize?</p>
<p>We just scratched the surface in this episode but next month in the <a href='https://www.facebook.com/groups/moneymindfulmomsclub/'>Money Mindful Moms Club</a> we'll be diving in fully to the topic of increasing your income so I hope you'll join us in the club!</p>
<p><em>Love you. Mean it.  Glad you're here.</em></p>
<p><em>xo, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2e5fkj2c9qahf932/130_You_need_a_side_hustle_in_2025_How_to_pick_an_additional_income_stream_when_you_have_no_idea_where_to_starta9r3x.mp3" length="12881355" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hey friend!
Listen, I will never be the one to use fear tactics to motivate you to make changes with your finances.  But I will unapologetically tell you that burying your head in the sand and hoping for the best isn't the move either.  
I'll shoot you straight... you need a side hustle.  An additional income stream.  More money, honey.  Whatever you want to call it.
There's a lot up in the air right now in the world and I am really hoping everything falls into place, and if it does, then you'll just be further along towards your goals with the extra money you started making. 
But if it doesn't, you'll need this money and you'll be so glad you have it. 
So where to begin even choosing something?  In this episode I give you 3 questions to ask yourself to help you figure it out. 
1. What do people compliment you on?
2. What hobbies do you have that you could monetize?
3. What things are you already doing in your day-to-day that you could monetize?
We just scratched the surface in this episode but next month in the Money Mindful Moms Club we'll be diving in fully to the topic of increasing your income so I hope you'll join us in the club!
Love you. Mean it.  Glad you're here.
xo, 
&lt;3 Krista----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>937</itunes:duration>
                <itunes:episode>136</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>129. What you can do as a mom in an uncertain economy to feel more secure</title>
        <itunes:title>129. What you can do as a mom in an uncertain economy to feel more secure</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/129-what-you-can-do-as-a-mom-in-an-uncertain-economy-to-feel-more-secure/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/129-what-you-can-do-as-a-mom-in-an-uncertain-economy-to-feel-more-secure/#comments</comments>        <pubDate>Tue, 11 Mar 2025 04:13:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/af7f280e-1b43-340c-8a67-d57667902f66</guid>
                                    <description><![CDATA[<p>Hey friend!</p>
<p>Egg prices.... am I right?!  </p>
<p>Not just that but there's a lot to consider right now with everything going on in the world, especially as a mom who wants to make sure her family is secure.  </p>
<p>So today I'm talking about some dos and don'ts for life in 2025.  </p>
<p>In this episode I reference: </p>
<ul>
<li><a href='https://www.facebook.com/groups/moneymindfulmomsclub/'>The Money Mindful Moms Club</a>.  Pop in and grab what you need, when you need it.  It's designed to take the guess work out of your plan for progress towards your money goals.  </li>
<li><a href='http://raisin.com/en-us/referral-program?utm_source=email&amp;utm_medium=referral&amp;utm_campaign=raf-bonus'>My affiliate link for my High Yield Savings Account</a>.  In today's episode I mentioned putting your emergency savings in a High Yield Savings Account.  You can earn an up to $200 bonus using my referral code kristan040128! Select a savings account or CD, and enter code kristan040128 during the quick sign-up process to be eligible. Terms and conditions apply.</li>
</ul>
<p>The biggest message I want you to take away from this episode is to be proactive and control what you can control.  You've got this!</p>
<p>xo, </p>
<p>&lt;3 Krista----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hey friend!</p>
<p>Egg prices.... am I right?!  </p>
<p>Not just that but there's a lot to consider right now with everything going on in the world, especially as a mom who wants to make sure her family is secure.  </p>
<p>So today I'm talking about some dos and don'ts for life in 2025.  </p>
<p>In this episode I reference: </p>
<ul>
<li><a href='https://www.facebook.com/groups/moneymindfulmomsclub/'>The Money Mindful Moms Club</a>.  Pop in and grab what you need, when you need it.  It's designed to take the guess work out of your plan for progress towards your money goals.  </li>
<li><a href='http://raisin.com/en-us/referral-program?utm_source=email&amp;utm_medium=referral&amp;utm_campaign=raf-bonus'>My affiliate link for my High Yield Savings Account</a>.  In today's episode I mentioned putting your emergency savings in a High Yield Savings Account.  You can earn an up to $200 bonus using my referral code kristan040128! Select a savings account or CD, and enter code kristan040128 during the quick sign-up process to be eligible. Terms and conditions apply.</li>
</ul>
<p>The biggest message I want you to take away from this episode is to be proactive and control what you can control.  You've got this!</p>
<p><em>xo, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/z37uskarzg753h3y/129_What_you_can_do_as_a_mom_in_an_uncertain_economy_to_feel_more_secure8opbc.mp3" length="11499420" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hey friend!
Egg prices.... am I right?!  
Not just that but there's a lot to consider right now with everything going on in the world, especially as a mom who wants to make sure her family is secure.  
So today I'm talking about some dos and don'ts for life in 2025.  
In this episode I reference: 

The Money Mindful Moms Club.  Pop in and grab what you need, when you need it.  It's designed to take the guess work out of your plan for progress towards your money goals.  
My affiliate link for my High Yield Savings Account.  In today's episode I mentioned putting your emergency savings in a High Yield Savings Account.  You can earn an up to $200 bonus using my referral code kristan040128! Select a savings account or CD, and enter code kristan040128 during the quick sign-up process to be eligible. Terms and conditions apply.

The biggest message I want you to take away from this episode is to be proactive and control what you can control.  You've got this!
xo, 
&lt;3 Krista----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>832</itunes:duration>
                <itunes:episode>135</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>128. Spring Break on a budget- Here are 3 things I would do now if I wanted to make the most of my family time this spring break without spending any money</title>
        <itunes:title>128. Spring Break on a budget- Here are 3 things I would do now if I wanted to make the most of my family time this spring break without spending any money</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/128spring-break-ona-budgethereare3-things-iwould-donow-if-i-wantedto-make-the-most-ofmy-familytimethisspring-break-without-spendinganymoney/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/128spring-break-ona-budgethereare3-things-iwould-donow-if-i-wantedto-make-the-most-ofmy-familytimethisspring-break-without-spendinganymoney/#comments</comments>        <pubDate>Tue, 04 Mar 2025 04:14:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/4e562001-0852-3a86-beb3-8283e78aff10</guid>
                                    <description><![CDATA[<p>Happy March!</p>
<p>Do you have plans for the upcoming Spring Break?  Before you get tempted to spend money you don't have to make it magical for your kids, I want you to listen to today's episode.  </p>
<p>In this episode I share 3 things you can do now to start planning fun family experiences that cost little to nothing.  </p>
<p>PLUS in March I'll be giving you an action item for each episode (because sometimes we all need a little challenge to get us into action) so stay tuned until the end of the episode for your homework assignment that will help you take what you learn in this episode and put it into practice in your own life. </p>
<p>Sound good?! Glad you're here, and I hope to see you over in the Money Mindful Moms Club this month where we're focusing on cutting our grocery budgets because we'd rather have those extra hundreds of dollars every month going towards something way cooler than groceries.</p>
<p>xo, </p>
<p>&lt;3 Krista----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Happy March!</p>
<p>Do you have plans for the upcoming Spring Break?  Before you get tempted to spend money you don't have to make it magical for your kids, I want you to listen to today's episode.  </p>
<p>In this episode I share 3 things you can do now to start planning fun family experiences that cost little to nothing.  </p>
<p>PLUS in March I'll be giving you an action item for each episode (because sometimes we all need a little challenge to get us into action) so stay tuned until the end of the episode for your homework assignment that will help you take what you learn in this episode and put it into practice in your own life. </p>
<p>Sound good?! Glad you're here, and I hope to see you over in the Money Mindful Moms Club this month where we're focusing on cutting our grocery budgets because we'd rather have those extra hundreds of dollars every month going towards something way cooler than groceries.</p>
<p><em>xo, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/txagamf266sxdku6/128_Spring_Break_on_a_budget-_Here_are_3_things_I_would_do_now_if_I_wanted_to_make_the_most_of_my_family_time_this_spring_break_without_spending_any_moneya0dtn.mp3" length="12838857" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Happy March!
Do you have plans for the upcoming Spring Break?  Before you get tempted to spend money you don't have to make it magical for your kids, I want you to listen to today's episode.  
In this episode I share 3 things you can do now to start planning fun family experiences that cost little to nothing.  
PLUS in March I'll be giving you an action item for each episode (because sometimes we all need a little challenge to get us into action) so stay tuned until the end of the episode for your homework assignment that will help you take what you learn in this episode and put it into practice in your own life. 
Sound good?! Glad you're here, and I hope to see you over in the Money Mindful Moms Club this month where we're focusing on cutting our grocery budgets because we'd rather have those extra hundreds of dollars every month going towards something way cooler than groceries.
xo, 
&lt;3 Krista----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>926</itunes:duration>
                <itunes:episode>134</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>127. Life updates- 3 Major expenses we have coming up this year and what we're doing to prepare</title>
        <itunes:title>127. Life updates- 3 Major expenses we have coming up this year and what we're doing to prepare</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/127-life-updates-3-major-expenses-we-have-coming-up-this-year-and-what-were-doing-to-prepare/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/127-life-updates-3-major-expenses-we-have-coming-up-this-year-and-what-were-doing-to-prepare/#comments</comments>        <pubDate>Tue, 25 Feb 2025 04:21:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/4725932d-664a-3911-9843-2fdb929099ce</guid>
                                    <description><![CDATA[<p>Hey friends, </p>
<p>Today felt like a good day to share a little of our own money goals this year.  In today's episode I share 3 big things we have coming up (that have hefty price tags attached) and what we're doing to prepare.  </p>
<p>Plus, I share what the March theme is going to be inside of the Money Mindful Moms Club!  We're saving a seat for you there.  If you want to join us, all the details are below. </p>
<p>xo, </p>
<p>&lt;3 Krista----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hey friends, </p>
<p>Today felt like a good day to share a little of our own money goals this year.  In today's episode I share 3 big things we have coming up (that have hefty price tags attached) and what we're doing to prepare.  </p>
<p>Plus, I share what the March theme is going to be inside of the Money Mindful Moms Club!  We're saving a seat for you there.  If you want to join us, all the details are below. </p>
<p><em>xo, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/evnvs7sgi69uix2r/127_Life_updates-_3_Major_expenses_we_have_coming_up_this_year_and_what_we_re_doing_to_prepare84axu.mp3" length="10791480" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hey friends, 
Today felt like a good day to share a little of our own money goals this year.  In today's episode I share 3 big things we have coming up (that have hefty price tags attached) and what we're doing to prepare.  
Plus, I share what the March theme is going to be inside of the Money Mindful Moms Club!  We're saving a seat for you there.  If you want to join us, all the details are below. 
xo, 
&lt;3 Krista----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>785</itunes:duration>
                <itunes:episode>133</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>126. How do you learn to be "good with money" when it doesn't come naturally?  A pep talk from Krista</title>
        <itunes:title>126. How do you learn to be "good with money" when it doesn't come naturally?  A pep talk from Krista</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/126-how-do-you-learn-to-be-good-with-money-when-it-doesnt-come-naturally-a-pep-talk-from-krista/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/126-how-do-you-learn-to-be-good-with-money-when-it-doesnt-come-naturally-a-pep-talk-from-krista/#comments</comments>        <pubDate>Tue, 18 Feb 2025 04:34:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/68d23601-89b7-3264-9a90-3b609da500c8</guid>
                                    <description><![CDATA[<p>Hey Friends!</p>
<p>I'm so excited to be back today for a solo episode with a quick pep talk.  Have you ever felt like money just isn't your thing because it doesn't come naturally to you?  Maybe you have watched people win with money and thought how the heck do they do that?  </p>
<p>First of all, you're not alone.  </p>
<p>But most importantly, you can change that.  And in today's episode I share how I was recently reminded by watching someone win on social media that the answer is probably a lot closer than you think. </p>
<p>Believing in you!</p>
<p>xo, </p>
<p>&lt;3 Krista----more----</p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hey Friends!</p>
<p>I'm so excited to be back today for a solo episode with a quick pep talk.  Have you ever felt like money just isn't your thing because it doesn't come naturally to you?  Maybe you have watched people win with money and thought <em>how the heck do they do that? </em> </p>
<p>First of all, you're not alone.  </p>
<p>But most importantly, you can change that.  And in today's episode I share how I was recently reminded by watching someone win on social media that the answer is probably a lot closer than you think. </p>
<p>Believing in you!</p>
<p><em>xo, </em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p>ps. Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p>Tik Tok: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/pb5n8zc3gu5jha82/126_How_do_you_learn_to_be_good_with_money_when_it_doesn_t_come_naturally_A_pep_talk_from_Krista_9inju.mp3" length="7431281" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hey Friends!
I'm so excited to be back today for a solo episode with a quick pep talk.  Have you ever felt like money just isn't your thing because it doesn't come naturally to you?  Maybe you have watched people win with money and thought how the heck do they do that?  
First of all, you're not alone.  
But most importantly, you can change that.  And in today's episode I share how I was recently reminded by watching someone win on social media that the answer is probably a lot closer than you think. 
Believing in you!
xo, 
&lt;3 Krista----more----
ps. Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
Tik Tok: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>541</itunes:duration>
                <itunes:episode>132</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>125. A Money Management system for your kids.  How to teach your kids good money habits at any age with Emily from Raising Little Millionaires</title>
        <itunes:title>125. A Money Management system for your kids.  How to teach your kids good money habits at any age with Emily from Raising Little Millionaires</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/125-a-money-management-system-for-your-kids-how-to-teach-your-kids-good-money-habits-at-any-age-with-emily-from-raising-little-millionaires/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/125-a-money-management-system-for-your-kids-how-to-teach-your-kids-good-money-habits-at-any-age-with-emily-from-raising-little-millionaires/#comments</comments>        <pubDate>Tue, 11 Feb 2025 04:58:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/ae781cf5-3d7a-3c56-80a5-214c621772ea</guid>
                                    <description><![CDATA[<p>You want your kids to learn to handle their money, right?  But... how? </p>
<p>An allowance?  Piggy bank?  But what about teaching them how to save and spend and give?  On today's episode we're learning how to do this at any age with Email from Raising Little Millionaires.</p>
<p>Emily Holthaus is a self-taught money enthusiast, reformed overspender, and former educator with a background in curriculum design. After making every money mistake in the book and working her way from debt toward financial independence, sherealized that she wanted a different story for her own kids. When she couldn't find the resources or community she craved to teach them positive money habits, she decided to create it herself. Now, through Raising Little Millionaires, she helps busy parents teach their kids empowering money mindsets and habits that will set them up for lifelong success.</p>
<p>To learn more from Emily check her out on Instagram and head to her website to grab her E-Book</p>


<a href='https://www.raisinglittlemillionaires.com/'>https://www.raisinglittlemillionaires.com/</a> 
<a href='https://www.instagram.com/raisinglittlemillionaires/'>https://www.instagram.com/raisinglittlemillionaires/</a>
 
Here's to re-writing the money stories for ourselves and our kids!
&lt;3 Krista----more----
 


<p>Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop<a href='http://subscribepage.io/G4xLK7'> HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>You want your kids to learn to handle their money, right?  But... how? </p>
<p>An allowance?  Piggy bank?  But what about teaching them how to save and spend and give?  On today's episode we're learning how to do this at any age with Email from Raising Little Millionaires.</p>
<p>Emily Holthaus is a self-taught money enthusiast, reformed overspender, and former educator with a background in curriculum design. After making every money mistake in the book and working her way from debt toward financial independence, sherealized that she wanted a different story for her own kids. When she couldn't find the resources or community she craved to teach them positive money habits, she decided to create it herself. Now, through Raising Little Millionaires, she helps busy parents teach their kids empowering money mindsets and habits that will set them up for lifelong success.</p>
<p>To learn more from Emily check her out on Instagram and head to her website to grab her E-Book</p>


<a href='https://www.raisinglittlemillionaires.com/'>https://www.raisinglittlemillionaires.com/</a> 
<a href='https://www.instagram.com/raisinglittlemillionaires/'>https://www.instagram.com/raisinglittlemillionaires/</a>
 
Here's to re-writing the money stories for ourselves and our kids!
<em>&lt;3 Krista----more----</em>
 


<p>Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop</em><a href='http://subscribepage.io/G4xLK7'><em> </em><em>HERE</em></a><em> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gbme6gkzxbnxwe4x/125_A_Money_Management_system_for_your_kids_How_to_teach_your_kids_good_money_habits_at_any_age_with_Emily_from_Raising_Little_Millionaires8hv17.mp3" length="21455306" type="audio/mpeg"/>
        <itunes:summary><![CDATA[You want your kids to learn to handle their money, right?  But... how? 
An allowance?  Piggy bank?  But what about teaching them how to save and spend and give?  On today's episode we're learning how to do this at any age with Email from Raising Little Millionaires.
Emily Holthaus is a self-taught money enthusiast, reformed overspender, and former educator with a background in curriculum design. After making every money mistake in the book and working her way from debt toward financial independence, sherealized that she wanted a different story for her own kids. When she couldn't find the resources or community she craved to teach them positive money habits, she decided to create it herself. Now, through Raising Little Millionaires, she helps busy parents teach their kids empowering money mindsets and habits that will set them up for lifelong success.
To learn more from Emily check her out on Instagram and head to her website to grab her E-Book


https://www.raisinglittlemillionaires.com/ 
https://www.instagram.com/raisinglittlemillionaires/
 
Here's to re-writing the money stories for ourselves and our kids!
&lt;3 Krista----more----
 


Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1860</itunes:duration>
                <itunes:episode>131</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>124. The Homestead Challenge- How incorporating some homesteading principles can save you money with Brittany Gibson</title>
        <itunes:title>124. The Homestead Challenge- How incorporating some homesteading principles can save you money with Brittany Gibson</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/124-the-homestead-challenge-how-incorporating-some-homesteading-principles-can-save-you-money-with-brittany-gibson/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/124-the-homestead-challenge-how-incorporating-some-homesteading-principles-can-save-you-money-with-brittany-gibson/#comments</comments>        <pubDate>Tue, 04 Feb 2025 04:31:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/066ba030-0af5-3b58-a5bf-90444185e882</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Have you ever seen homesteading accounts and wondered if you could try to do some of those things to save money, but the more  you look into it, the more overwhelmed you get? </p>
<p>I have always been intrigued by the idea of saving money by making some things from scratch, but I don't have the time or money to be all in on in like I see a lot of homesteaders are. </p>
<p>When I first listened to Brittany Gibson's podcast where she shares about her Homestead Challenge, I knew I had to have her on the podcast because she teaches doable homesteading principles geared towards intentional living and finding contentment.  </p>
<p>In this episode Brittany shares:</p>
<p>- How homesteading can save you money.</p>
<p>- What to start with if you're limited on time and money. </p>
<p>- How to incorporate this into your lifestyle when you have young kids. </p>
<p>And Brittany was so nice to share some of her resources with us:</p>
<p><a href='https://www.google.com/url?q=https%3A%2F%2Fcalendly.com%2Furl%3Fq%3Dhttps%253A%252F%252Fthehomesteadchallenge.com%26user_uuid%3D84e76362-419d-4e89-9dea-b955743c4c9c%26stage%3D0%26hmac%3D321803dcdcb7d12608635bcccda2afb2e1f7f1ed221730fbcb71d7b454229f89&amp;sa=D&amp;source=calendar&amp;usd=2&amp;usg=AOvVaw0pHLBEyLwUXk96SwcBl_qG'>https://thehomesteadchallenge.com</a>
@brittanylgibson on Instagram
Podcast: The Homestead Challenge
<a href='https://www.google.com/url?q=http%3A%2F%2Fbit.ly%2Fhomesteadfreebies&amp;sa=D&amp;source=calendar&amp;usd=2&amp;usg=AOvVaw09bz1W0sxPKQQllRro8YgC'>bit.ly/homesteadfreebies</a> (freebie library)</p>
<p><a href='https://thehomesteadchallenge.com/crusty-squishy-delicious-heavenly-bread/'>Brittany's Bread Recipe</a> shared in the episode</p>
<p>----more----</p>
<p>Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop <a href='http://subscribepage.io/G4xLK7'>HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Have you ever seen homesteading accounts and wondered if you could try to do some of those things to save money, but the more  you look into it, the more overwhelmed you get? </p>
<p>I have always been intrigued by the idea of saving money by making some things from scratch, but I don't have the time or money to be all in on in like I see a lot of homesteaders are. </p>
<p>When I first listened to Brittany Gibson's podcast where she shares about her Homestead Challenge, I knew I had to have her on the podcast because she teaches doable homesteading principles geared towards intentional living and finding contentment.  </p>
<p>In this episode Brittany shares:</p>
<p>- How homesteading can save you money.</p>
<p>- What to start with if you're limited on time and money. </p>
<p>- How to incorporate this into your lifestyle when you have young kids. </p>
<p>And Brittany was so nice to share some of her resources with us:</p>
<p><a href='https://www.google.com/url?q=https%3A%2F%2Fcalendly.com%2Furl%3Fq%3Dhttps%253A%252F%252Fthehomesteadchallenge.com%26user_uuid%3D84e76362-419d-4e89-9dea-b955743c4c9c%26stage%3D0%26hmac%3D321803dcdcb7d12608635bcccda2afb2e1f7f1ed221730fbcb71d7b454229f89&amp;sa=D&amp;source=calendar&amp;usd=2&amp;usg=AOvVaw0pHLBEyLwUXk96SwcBl_qG'>https://thehomesteadchallenge.com</a><br>
@brittanylgibson on Instagram<br>
Podcast: The Homestead Challenge<br>
<a href='https://www.google.com/url?q=http%3A%2F%2Fbit.ly%2Fhomesteadfreebies&amp;sa=D&amp;source=calendar&amp;usd=2&amp;usg=AOvVaw09bz1W0sxPKQQllRro8YgC'>bit.ly/homesteadfreebies</a> (freebie library)</p>
<p><a href='https://thehomesteadchallenge.com/crusty-squishy-delicious-heavenly-bread/'>Brittany's Bread Recipe</a> shared in the episode</p>
<p>----more----</p>
<p>Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop <a href='http://subscribepage.io/G4xLK7'>HERE</a> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/j99fkr43ukhc3g52/124_The_Homestead_Challenge_How_incorporating_some_homesteading_principles_can_save_you_money_with_Brittany_Gibson7qrn8.mp3" length="14161693" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Have you ever seen homesteading accounts and wondered if you could try to do some of those things to save money, but the more  you look into it, the more overwhelmed you get? 
I have always been intrigued by the idea of saving money by making some things from scratch, but I don't have the time or money to be all in on in like I see a lot of homesteaders are. 
When I first listened to Brittany Gibson's podcast where she shares about her Homestead Challenge, I knew I had to have her on the podcast because she teaches doable homesteading principles geared towards intentional living and finding contentment.  
In this episode Brittany shares:
- How homesteading can save you money.
- What to start with if you're limited on time and money. 
- How to incorporate this into your lifestyle when you have young kids. 
And Brittany was so nice to share some of her resources with us:
https://thehomesteadchallenge.com@brittanylgibson on InstagramPodcast: The Homestead Challengebit.ly/homesteadfreebies (freebie library)
Brittany's Bread Recipe shared in the episode
----more----
Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1312</itunes:duration>
                <itunes:episode>128</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>You're invited to the Money Mindful Moms Club!  (and why you should consider joining us)</title>
        <itunes:title>You're invited to the Money Mindful Moms Club!  (and why you should consider joining us)</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/youre-invited-to-the-money-mindful-moms-club-and-why-you-should-consider-joining-us/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/youre-invited-to-the-money-mindful-moms-club-and-why-you-should-consider-joining-us/#comments</comments>        <pubDate>Thu, 30 Jan 2025 04:55:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c06ba0ca-8733-380b-89bd-6cc1e6612855</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>----more----</p>
<p>Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop <a href='http://subscribepage.io/G4xLK7'>HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>----more----</p>
<p>Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop <a href='http://subscribepage.io/G4xLK7'>HERE</a> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bwa85c6t62tu5ytx/Club_commercialaw89h.mp3" length="7274731" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
----more----
Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>303</itunes:duration>
                <itunes:episode>129</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>123. Are you waiting to focus on your money goals?  A quick pep talk on timing.</title>
        <itunes:title>123. Are you waiting to focus on your money goals?  A quick pep talk on timing.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/123-are-you-waiting-to-focus-on-your-money-goals-a-quick-pep-talk-on-timing/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/123-are-you-waiting-to-focus-on-your-money-goals-a-quick-pep-talk-on-timing/#comments</comments>        <pubDate>Tue, 28 Jan 2025 04:06:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/9631ce44-0962-31bb-a440-94cf7f7bc467</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Are you waiting to work on paying off debt, or getting your spending habit under control, or finally starting to save for the house you've always wanted?  </p>
<p>Is waiting really the best move?  </p>
<p>Maybe. </p>
<p>But there's one question you can ask yourself to find out.  I shared this quote from a podcast episode from my friend Alexis Greco of The Rhythm Reset Podcast. </p>
<p>Assuming it takes around 90 Days to achieve a goal and right now we're in January she said "are you ok with being the same person in April?"  </p>
<p>Sometimes the answer my be yes because you have more important things to focus on.  But oftentimes, no. </p>
<p>You can listen to that episode of The Rhythm Reset Podcast <a href='https://podcasts.apple.com/us/podcast/why-today-matters-small-rhythms-big-outcomes/id1729857499?i=1000682382016'>HERE</a></p>
<p>If the idea of being in the same place financially come April makes your skin crawl, I want to invite you to join the Money Mindful Moms Club!</p>
<p>----more----</p>
<p>Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop <a href='http://subscribepage.io/G4xLK7'>HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Are you waiting to work on paying off debt, or getting your spending habit under control, or finally starting to save for the house you've always wanted?  </p>
<p>Is waiting really the best move?  </p>
<p>Maybe. </p>
<p>But there's one question you can ask yourself to find out.  I shared this quote from a podcast episode from my friend Alexis Greco of The Rhythm Reset Podcast. </p>
<p>Assuming it takes around 90 Days to achieve a goal and right now we're in January she said <em>"are you ok with being the same person in April?"  </em></p>
<p>Sometimes the answer my be yes because you have more important things to focus on.  But oftentimes, no. </p>
<p>You can listen to that episode of The Rhythm Reset Podcast <a href='https://podcasts.apple.com/us/podcast/why-today-matters-small-rhythms-big-outcomes/id1729857499?i=1000682382016'>HERE</a></p>
<p>If the idea of being in the same place financially come April makes your skin crawl, I want to invite you to join the Money Mindful Moms Club!</p>
<p>----more----</p>
<p>Did you hear about the NEW Money Mindful Moms Club?</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join and we're just getting started! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop <a href='http://subscribepage.io/G4xLK7'>HERE</a> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/nn2ei3apqk3ri7ha/123_Are_you_waiting_to_focus_on_your_money_goals_A_quick_pep_talk_on_timingavl93.mp3" length="6314734" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Are you waiting to work on paying off debt, or getting your spending habit under control, or finally starting to save for the house you've always wanted?  
Is waiting really the best move?  
Maybe. 
But there's one question you can ask yourself to find out.  I shared this quote from a podcast episode from my friend Alexis Greco of The Rhythm Reset Podcast. 
Assuming it takes around 90 Days to achieve a goal and right now we're in January she said "are you ok with being the same person in April?"  
Sometimes the answer my be yes because you have more important things to focus on.  But oftentimes, no. 
You can listen to that episode of The Rhythm Reset Podcast HERE
If the idea of being in the same place financially come April makes your skin crawl, I want to invite you to join the Money Mindful Moms Club!
----more----
Did you hear about the NEW Money Mindful Moms Club?
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join and we're just getting started! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>462</itunes:duration>
                <itunes:episode>130</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>122. 2025 Money Moves Series- Part 3: Breaking the cycle of overspending this year made simpler with community and accountability</title>
        <itunes:title>122. 2025 Money Moves Series- Part 3: Breaking the cycle of overspending this year made simpler with community and accountability</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/122-2025-money-moves-series-part-3-breaking-the-cycle-of-overspending-this-year-made-simpler-with-community-and-accountability/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/122-2025-money-moves-series-part-3-breaking-the-cycle-of-overspending-this-year-made-simpler-with-community-and-accountability/#comments</comments>        <pubDate>Tue, 21 Jan 2025 04:12:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/4c40994f-691e-3137-a1ca-403cd6276f75</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Raise a virtual hand if any of these are spending triggers for you:</p>
<p>- Certain stores (Target, Home Goods... hey Costco, I see you!)</p>
<p>- Certain apps (Amazon, Instagram, LTK... thanks influencers!)</p>
<p>- Specific emotions... happiness, sadness, everything in between. </p>
<p>Then I'm so happy you're here for this episode.  I'll be talking about an often overlooked resource that helps you stay the course when trying to change long standing behaviors and beliefs.  </p>
<p>----more----</p>
<p>NEW!  In today's episode I announced our NEW Money Mindful Moms Club!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p>So how much is it to be in the Money Mindful Moms Club?  </p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join, and we'll officially be kicking things off on February 1st! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop <a href='http://subscribepage.io/G4xLK7'>HERE</a> or grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Raise a virtual hand if any of these are spending triggers for you:</p>
<p>- Certain stores (Target, Home Goods... hey Costco, I see you!)</p>
<p>- Certain apps (Amazon, Instagram, LTK... thanks influencers!)</p>
<p>- Specific emotions... happiness, sadness, everything in between. </p>
<p>Then I'm so happy you're here for this episode.  I'll be talking about an often overlooked resource that helps you stay the course when trying to change long standing behaviors and beliefs.  </p>
<p>----more----</p>
<p>NEW!  In today's episode I announced our NEW Money Mindful Moms Club!</p>
<p>The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. </p>
<p>The Money Mindful Moms Club will feature:</p>
<p>- A monthly theme along with action items and challenges to get you into action making changes in your own life.</p>
<p>- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. </p>
<p>- A growing resource library with printables and other materials for you to grab whenever you need. </p>
<p>- We plan to add more as the club grows</p>
<p><em>So how much is it to be in the Money Mindful Moms Club?  </em></p>
<p>That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  </p>
<p>This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  </p>
<p>It's now open for you to join, and we'll officially be kicking things off on February 1st! </p>
<p><a href='https://www.facebook.com/groups/1256638698897562/'>Click here to join The Money Mindful Moms Club</a></p>
<p>Can't wait to be club friends with you!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop <a href='http://subscribepage.io/G4xLK7'>HERE</a> or grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5qtj3h8aizm9u62u/122_2025_Money_Moves_Series-_Part_3-_Breaking_the_cycle_of_overspending_this_year_made_simpler_with_accountability8ue1s.mp3" length="12523319" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Raise a virtual hand if any of these are spending triggers for you:
- Certain stores (Target, Home Goods... hey Costco, I see you!)
- Certain apps (Amazon, Instagram, LTK... thanks influencers!)
- Specific emotions... happiness, sadness, everything in between. 
Then I'm so happy you're here for this episode.  I'll be talking about an often overlooked resource that helps you stay the course when trying to change long standing behaviors and beliefs.  
----more----
NEW!  In today's episode I announced our NEW Money Mindful Moms Club!
The Money Mindful Moms Club is for moms who want to get their financial sh*t together and need the accountability and support that comes along with a community. 
The Money Mindful Moms Club will feature:
- A monthly theme along with action items and challenges to get you into action making changes in your own life.
- A calendar of virtual events each month including classes, expert guest speakers, Q&amp;A's with Krista, and more. 
- A growing resource library with printables and other materials for you to grab whenever you need. 
- We plan to add more as the club grows
So how much is it to be in the Money Mindful Moms Club?  
That's up to you!  This is a pay what you want club.  Each month you'll find a pinned post at the top of the club with the calendar of events, plus a link for you to contribute what you feel like it's worth to you.  
This will allow us to continue bringing you the best resources to make this the environment where you can learn what you need to get your debt paid off, build up your savings, move on to the next stages of financial goals, and do it all while raising tiny humans.  
It's now open for you to join, and we'll officially be kicking things off on February 1st! 
Click here to join The Money Mindful Moms Club
Can't wait to be club friends with you!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Watch my NEW free "Ditching Debt Once and for all" Workshop HERE or grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>938</itunes:duration>
                <itunes:episode>127</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>121. 2025 Money Moves Series- Part 2: The #1 reason why you make good money but have nothing to show for it (and how to change that in 2025)</title>
        <itunes:title>121. 2025 Money Moves Series- Part 2: The #1 reason why you make good money but have nothing to show for it (and how to change that in 2025)</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/121-2025-money-moves-series-part-2-the-1-reason-why-you-make-good-money-but-have-nothing-to-show-for-it-and-how-to-change-that-in-2025/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/121-2025-money-moves-series-part-2-the-1-reason-why-you-make-good-money-but-have-nothing-to-show-for-it-and-how-to-change-that-in-2025/#comments</comments>        <pubDate>Tue, 14 Jan 2025 04:48:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c3a46707-297e-315f-964d-fd2faaa33b95</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>"I make good money, how come I have nothing left to pay off my debt or build up my savings?"</p>
<p>"I'm making more money now but that still doesn't seem to solve my debt problem."</p>
<p>Any of those sound familiar?  The truth is, more money doesn't = money problems solved.  And in today's episode I'm sharing the #1 reason I see this happen with the women I work with.  </p>
<p>And I'm  not just here to talk about problems, I'm here to bring a solution.  So listen all the way through for what you can do about it if you want to make a change this year. </p>
<p>----more----</p>
<p>NEW!  In today's episode I announced my brand new FREE "Ditching Debt Once And For All" Workshop. </p>
<p>If you want this to be your debt free year, you can grab this free workshop where we talk about some mindset shifts, some debt payoff mistakes you might be making, and some next steps so you can get your debt payoff plan up and running because you've got much cooler things to do with your money than give it to the credit card companies. </p>
<p><a href='http://subscribepage.io/G4xLK7'>Grab the new workshop HERE</a></p>
<p>Happy Debt free 2025, friend!</p>
<p>&lt;3 Krista----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>"I make good money, how come I have nothing left to pay off my debt or build up my savings?"</p>
<p>"I'm making more money now but that still doesn't seem to solve my debt problem."</p>
<p>Any of those sound familiar?  The truth is, more money doesn't = money problems solved.  And in today's episode I'm sharing the #1 reason I see this happen with the women I work with.  </p>
<p>And I'm  not just here to talk about problems, I'm here to bring a solution.  So listen all the way through for what you can do about it if you want to make a change this year. </p>
<p>----more----</p>
<p>NEW!  In today's episode I announced my brand new FREE "Ditching Debt Once And For All" Workshop. </p>
<p>If you want this to be your debt free year, you can grab this free workshop where we talk about some mindset shifts, some debt payoff mistakes you might be making, and some next steps so you can get your debt payoff plan up and running because you've got much cooler things to do with your money than give it to the credit card companies. </p>
<p><a href='http://subscribepage.io/G4xLK7'>Grab the new workshop HERE</a></p>
<p>Happy Debt free 2025, friend!</p>
<p><em>&lt;3 Krista----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/za7isq8bcqc3zisr/121_2025_Money_Moves_Series-_Part_2-_The_1_reason_why_you_make_good_money_but_have_nothing_to_show_for_it_and_what_you_can_do_to_change_that_in_2025_6auy5.mp3" length="11153070" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
"I make good money, how come I have nothing left to pay off my debt or build up my savings?"
"I'm making more money now but that still doesn't seem to solve my debt problem."
Any of those sound familiar?  The truth is, more money doesn't = money problems solved.  And in today's episode I'm sharing the #1 reason I see this happen with the women I work with.  
And I'm  not just here to talk about problems, I'm here to bring a solution.  So listen all the way through for what you can do about it if you want to make a change this year. 
----more----
NEW!  In today's episode I announced my brand new FREE "Ditching Debt Once And For All" Workshop. 
If you want this to be your debt free year, you can grab this free workshop where we talk about some mindset shifts, some debt payoff mistakes you might be making, and some next steps so you can get your debt payoff plan up and running because you've got much cooler things to do with your money than give it to the credit card companies. 
Grab the new workshop HERE
Happy Debt free 2025, friend!
&lt;3 Krista----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>817</itunes:duration>
                <itunes:episode>126</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>120. 2025 Money Moves Series- Part 1: Why you haven't been able to pay off your debt yet (and how to fix that in 2025)</title>
        <itunes:title>120. 2025 Money Moves Series- Part 1: Why you haven't been able to pay off your debt yet (and how to fix that in 2025)</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/120-2025-money-moves-series-part-1-why-you-havent-been-able-to-pay-off-your-debt-yet-and-how-to-fix-that-in-2025/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/120-2025-money-moves-series-part-1-why-you-havent-been-able-to-pay-off-your-debt-yet-and-how-to-fix-that-in-2025/#comments</comments>        <pubDate>Tue, 07 Jan 2025 04:25:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/4e7d7f05-ad5a-3bd8-b01a-de5ae054459a</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Happy New Year!!</p>
<p>If you have money goals this year, you've come to the right place.  In the 2025 Money Moves Series we'll be starting this year covering what you need to make this your best money year yet!</p>
<p>Today we're talking about debt.  Do you find yourself wondering...</p>
<p>- How am I still paying off debt after so much time?</p>
<p>- How will I ever get my debt paid off at this rate?</p>
<p>- What do I have to do differently this year so that I can finally get my debt paid off?</p>
<p>If any of that sounds familiar, this is your episode, friend!</p>
<p>Believing this will be your best year yet!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Happy New Year!!</p>
<p>If you have money goals this year, you've come to the right place.  In the 2025 Money Moves Series we'll be starting this year covering what you need to make this your best money year yet!</p>
<p>Today we're talking about debt.  Do you find yourself wondering...</p>
<p>- How am I still paying off debt after so much time?</p>
<p>- How will I ever get my debt paid off at this rate?</p>
<p>- What do I have to do differently this year so that I can finally get my debt paid off?</p>
<p>If any of that sounds familiar, this is your episode, friend!</p>
<p>Believing this will be your best year yet!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> HERE</em></a><em> to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/d92w7h2thgdxhut7/120_2025_Money_Moves_Series-_Part_1-_Why_you_haven_t_been_able_to_pay_off_your_debt_yet_and_how_to_fix_that_in_2025_6kfaj.mp3" length="14264377" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Happy New Year!!
If you have money goals this year, you've come to the right place.  In the 2025 Money Moves Series we'll be starting this year covering what you need to make this your best money year yet!
Today we're talking about debt.  Do you find yourself wondering...
- How am I still paying off debt after so much time?
- How will I ever get my debt paid off at this rate?
- What do I have to do differently this year so that I can finally get my debt paid off?
If any of that sounds familiar, this is your episode, friend!
Believing this will be your best year yet!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1059</itunes:duration>
                <itunes:episode>125</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>119. Wrapping up 2024- My money wins and losses this year and what I'm changing up in 2025</title>
        <itunes:title>119. Wrapping up 2024- My money wins and losses this year and what I'm changing up in 2025</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/119-wrapping-up-2024-my-money-wins-and-losses-this-year-and-what-im-changing-up-in-2025/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/119-wrapping-up-2024-my-money-wins-and-losses-this-year-and-what-im-changing-up-in-2025/#comments</comments>        <pubDate>Tue, 31 Dec 2024 04:45:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/6f6ba1d5-ceaa-35d5-bd51-6850f19bff76</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Happy New Year!!</p>
<p>Before the ball drops, and before we start talking all things 2025, I wanted to drop a quick episode sharing my money wins and losses for the year.  </p>
<p>I'll be so transparent, mistakes were made.  But there were also some really big wins as well.  And I'm sharing it all in this episode. </p>
<p>Plus I share one thing I want to do differently in 2025 that I feel really good about.  You'll just have to listen to hear it all!</p>
<p>----more----</p>
<p>LAST CALL! Your last chance to join the Overflow Program is for our round that kicks off on January 6th.  Enrollment is open now!  to learn more and to get yourself enrolled, click <a href='https://subscribepage.io/sVBhpO?fbclid=IwY2xjawHWkv1leHRuA2FlbQIxMAABHfGCDk3ESfOPxhTY28Nypx93YeDAm742-w9DGcV9RFPPnHZQ0ei2lE_igw_aem_91-OvHFhnfOdYkSFtQ2ixA'>HERE</a>. </p>
<p>Happy New Year friends!</p>
<p>&lt;3 Krista----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Happy New Year!!</p>
<p>Before the ball drops, and before we start talking all things 2025, I wanted to drop a quick episode sharing my money wins and losses for the year.  </p>
<p>I'll be so transparent, mistakes were made.  But there were also some really big wins as well.  And I'm sharing it all in this episode. </p>
<p>Plus I share one thing I want to do differently in 2025 that I feel really good about.  You'll just have to listen to hear it all!</p>
<p>----more----</p>
<p>LAST CALL! Your last chance to join the Overflow Program is for our round that kicks off on January 6th.  Enrollment is open now!  to learn more and to get yourself enrolled, click <a href='https://subscribepage.io/sVBhpO?fbclid=IwY2xjawHWkv1leHRuA2FlbQIxMAABHfGCDk3ESfOPxhTY28Nypx93YeDAm742-w9DGcV9RFPPnHZQ0ei2lE_igw_aem_91-OvHFhnfOdYkSFtQ2ixA'>HERE</a>. </p>
<p>Happy New Year friends!</p>
<p><em>&lt;3 Krista----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> </em><em>HERE</em></a><em> </em><em>to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7k5es2g389aya9ci/119_Wrapping_up_2024-_My_money_wins_and_losses_this_year_and_what_I_m_changing_up_in_2025b36ld.mp3" length="7596052" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Happy New Year!!
Before the ball drops, and before we start talking all things 2025, I wanted to drop a quick episode sharing my money wins and losses for the year.  
I'll be so transparent, mistakes were made.  But there were also some really big wins as well.  And I'm sharing it all in this episode. 
Plus I share one thing I want to do differently in 2025 that I feel really good about.  You'll just have to listen to hear it all!
----more----
LAST CALL! Your last chance to join the Overflow Program is for our round that kicks off on January 6th.  Enrollment is open now!  to learn more and to get yourself enrolled, click HERE. 
Happy New Year friends!
&lt;3 Krista----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>575</itunes:duration>
                <itunes:episode>124</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>7 Day No Spend Challenge starts tomorrow.... You in?</title>
        <itunes:title>7 Day No Spend Challenge starts tomorrow.... You in?</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/7-day-no-spend-challenge-starts-tomorrow-you-in/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/7-day-no-spend-challenge-starts-tomorrow-you-in/#comments</comments>        <pubDate>Thu, 26 Dec 2024 14:18:14 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/8c6ec505-50ef-39c7-ac05-3d2c16bb1f0f</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Tomorrow kicks off a 7 day no spend challenge and we want you to join us!  And if you're seeing this after we've already started, that's ok!  Jump in whenever!  Something is better than nothing, right?</p>
<p>To join the Instagram Broadcast Channel for extra support and accountability from me (with some bonus challenges) <a href='https://www.instagram.com/direct/inbox/?thread_key=8828467850594313'>click this link to join for free!</a></p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Tomorrow kicks off a 7 day no spend challenge and we want you to join us!  And if you're seeing this after we've already started, that's ok!  Jump in whenever!  Something is better than nothing, right?</p>
<p><em>To join the Instagram Broadcast Channel for extra support and accountability from me (with some bonus challenges) <a href='https://www.instagram.com/direct/inbox/?thread_key=8828467850594313'>click this link to join for free!</a></em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> </em><em>HERE</em></a><em> </em><em>to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/g4rnzrn4nsxec2w5/New_Recording_32amvuy.m4a" length="2018487" type="audio/x-m4a"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Tomorrow kicks off a 7 day no spend challenge and we want you to join us!  And if you're seeing this after we've already started, that's ok!  Jump in whenever!  Something is better than nothing, right?
To join the Instagram Broadcast Channel for extra support and accountability from me (with some bonus challenges) click this link to join for free!
----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>234</itunes:duration>
                <itunes:episode>123</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>118. What we spent on Christmas this year.  A peek inside our personal Holiday Season spending</title>
        <itunes:title>118. What we spent on Christmas this year.  A peek inside our personal Holiday Season spending</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/118-what-we-spent-on-christmas-this-year-a-peek-inside-our-personal-holiday-season-spending/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/118-what-we-spent-on-christmas-this-year-a-peek-inside-our-personal-holiday-season-spending/#comments</comments>        <pubDate>Tue, 24 Dec 2024 04:55:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/04d9ca70-7faf-37d6-bb3c-cbf0a425152f</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Do you love watching Day in the Life content because sometimes, you just want a peek into what other people are doing?  Please tell me I'm not the only nosy one?!  </p>
<p>In today's podcast episode I'm sharing exactly what we spent on the Holidays this year, the good, the bad, and the ugly.  </p>
<p>In this episode I reference Ohm Connect, a company that rewards you for saving energy.  If you want to check it out for yourself, use my affiliate link below</p>
<p><a href='https://refer.ohm.co/kristanaldjian%20'>https://refer.ohm.co/kristanaldjian </a></p>
<p>----more----</p>
<p>Don't forget! Your last chance to join the Overflow Program is for our round that kicks off on January 6th.  Enrollment is open now!  to learn more and to get yourself enrolled, click <a href='https://subscribepage.io/sVBhpO?fbclid=IwY2xjawHWkv1leHRuA2FlbQIxMAABHfGCDk3ESfOPxhTY28Nypx93YeDAm742-w9DGcV9RFPPnHZQ0ei2lE_igw_aem_91-OvHFhnfOdYkSFtQ2ixA'>HERE</a>. </p>
<p>Wishing you a very Merry Christmas!</p>
<p>&lt;3 Krista----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Do you love watching Day in the Life content because sometimes, you just want a peek into what other people are doing?  Please tell me I'm not the only nosy one?!  </p>
<p>In today's podcast episode I'm sharing exactly what we spent on the Holidays this year, the good, the bad, and the ugly.  </p>
<p>In this episode I reference Ohm Connect, a company that rewards you for saving energy.  If you want to check it out for yourself, use my affiliate link below</p>
<p><a href='https://refer.ohm.co/kristanaldjian%20'>https://refer.ohm.co/kristanaldjian </a></p>
<p>----more----</p>
<p>Don't forget! Your last chance to join the Overflow Program is for our round that kicks off on January 6th.  Enrollment is open now!  to learn more and to get yourself enrolled, click <a href='https://subscribepage.io/sVBhpO?fbclid=IwY2xjawHWkv1leHRuA2FlbQIxMAABHfGCDk3ESfOPxhTY28Nypx93YeDAm742-w9DGcV9RFPPnHZQ0ei2lE_igw_aem_91-OvHFhnfOdYkSFtQ2ixA'>HERE</a>. </p>
<p>Wishing you a very Merry Christmas!</p>
<p><em>&lt;3 Krista----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> </em><em>HERE</em></a><em> </em><em>to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/j6mxdqeasj979atj/118_What_we_spent_on_Christmas_this_year_A_peek_inside_our_personal_Holiday_Season_spendingac6rc.mp3" length="13299154" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Do you love watching Day in the Life content because sometimes, you just want a peek into what other people are doing?  Please tell me I'm not the only nosy one?!  
In today's podcast episode I'm sharing exactly what we spent on the Holidays this year, the good, the bad, and the ugly.  
In this episode I reference Ohm Connect, a company that rewards you for saving energy.  If you want to check it out for yourself, use my affiliate link below
https://refer.ohm.co/kristanaldjian 
----more----
Don't forget! Your last chance to join the Overflow Program is for our round that kicks off on January 6th.  Enrollment is open now!  to learn more and to get yourself enrolled, click HERE. 
Wishing you a very Merry Christmas!
&lt;3 Krista----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>968</itunes:duration>
                <itunes:episode>122</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>117. A year end reflection.  Check off these 4 things to get ready for your 2025 money goals.</title>
        <itunes:title>117. A year end reflection.  Check off these 4 things to get ready for your 2025 money goals.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/117-a-year-end-reflection-check-off-these-4-things-to-get-ready-for-your-2025-money-goals/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/117-a-year-end-reflection-check-off-these-4-things-to-get-ready-for-your-2025-money-goals/#comments</comments>        <pubDate>Tue, 17 Dec 2024 05:40:53 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/7fc9ff9e-0c13-3d68-b67e-3e02a7967e7c</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Before you get deep into wrapping presents and baking cookies, I wanted to drop a few reflection questions in today's podcast episode for you as you think about what money goals you have for 2025.  </p>
<p>Listen to this episode before you start planning your new year because your answers to these questions will help you get clarity on what your next steps should be.  </p>
<p> ----more----</p>
<p>Plus, I share in today's episode that enrollment for the last round of <a href='https://subscribepage.io/sVBhpO?fbclid=IwY2xjawHOT29leHRuA2FlbQIxMAABHTbiAEY4nGdckrcEqw3is0OgEK6Fz5GHGJari5dZ3OSozfGTiW_CSZpcCQ_aem_7KO-pU09yVvHwI_uRd_MUA'>The Overflow Program is now open!</a>  To learn more about this 8 week group coaching program, and to enroll, click <a href='https://subscribepage.io/sVBhpO?fbclid=IwY2xjawHOT29leHRuA2FlbQIxMAABHTbiAEY4nGdckrcEqw3is0OgEK6Fz5GHGJari5dZ3OSozfGTiW_CSZpcCQ_aem_7KO-pU09yVvHwI_uRd_MUA'>HERE</a>.  Enrollment closes January 3rd and it's the last time we'll be holding a round of this program so don't miss it!</p>
<p>Happy goal setting!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Before you get deep into wrapping presents and baking cookies, I wanted to drop a few reflection questions in today's podcast episode for you as you think about what money goals you have for 2025.  </p>
<p>Listen to this episode <em>before</em> you start planning your new year because your answers to these questions will help you get clarity on what your next steps should be.  </p>
<p> ----more----</p>
<p>Plus, I share in today's episode that enrollment for the last round of <a href='https://subscribepage.io/sVBhpO?fbclid=IwY2xjawHOT29leHRuA2FlbQIxMAABHTbiAEY4nGdckrcEqw3is0OgEK6Fz5GHGJari5dZ3OSozfGTiW_CSZpcCQ_aem_7KO-pU09yVvHwI_uRd_MUA'>The Overflow Program is now open!</a>  To learn more about this 8 week group coaching program, and to enroll, click <a href='https://subscribepage.io/sVBhpO?fbclid=IwY2xjawHOT29leHRuA2FlbQIxMAABHTbiAEY4nGdckrcEqw3is0OgEK6Fz5GHGJari5dZ3OSozfGTiW_CSZpcCQ_aem_7KO-pU09yVvHwI_uRd_MUA'>HERE</a>.  Enrollment closes January 3rd and it's the last time we'll be holding a round of this program so don't miss it!</p>
<p>Happy goal setting!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> </em><em>HERE</em></a><em> </em><em>to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7tewsywgh56byifk/117_A_year_end_reflection_Check_off_these_4_things_to_get_ready_for_your_2025_money_goalsbjkpp.mp3" length="12654594" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Before you get deep into wrapping presents and baking cookies, I wanted to drop a few reflection questions in today's podcast episode for you as you think about what money goals you have for 2025.  
Listen to this episode before you start planning your new year because your answers to these questions will help you get clarity on what your next steps should be.  
 ----more----
Plus, I share in today's episode that enrollment for the last round of The Overflow Program is now open!  To learn more about this 8 week group coaching program, and to enroll, click HERE.  Enrollment closes January 3rd and it's the last time we'll be holding a round of this program so don't miss it!
Happy goal setting!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>932</itunes:duration>
                <itunes:episode>121</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>116. Anticipating an income dip in 2025?  3 things you can do now to prepare for living on a lower income</title>
        <itunes:title>116. Anticipating an income dip in 2025?  3 things you can do now to prepare for living on a lower income</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/116-anticipating-an-income-dip-in-2025-3-things-you-can-do-now-to-prepare-for-living-on-a-lower-income/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/116-anticipating-an-income-dip-in-2025-3-things-you-can-do-now-to-prepare-for-living-on-a-lower-income/#comments</comments>        <pubDate>Tue, 10 Dec 2024 04:03:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/28095aa3-4fcc-3b5a-a397-75ee43f45790</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply fHave you ever had one of those </p>
<p>Let's talk taking a pay cut. </p>
<p>- Going on maternity leave</p>
<p>- Getting laid off</p>
<p>- Getting your hours cut</p>
<p>- Taking a new job for less pay</p>
<p>- Making the decision to be a Stay-at-home parent</p>
<p>There are many reasons why your income could be taking a dip in 2025, but before you panic, listen to today's episode. In this episode I'll share 3 things you should do now to help you prepare for this next season, and get your mind right so you can make the best decision on what your next move should be. </p>
<p>Love and belief, </p>
<p>&lt;3 Krista</p>
<p>ps something new is coming to Money Mindful Moms in the new year that I don't want you to miss! Make sure you're following the Money Mindful Moms show wherever you listen to podcasts so you don't miss the announcement!</p>
<p>----more----</p>
<p>Ready to get your debt paid once and for all?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply f</em>Have you ever had one of those </p>
<p>Let's talk taking a pay cut. </p>
<p>- Going on maternity leave</p>
<p>- Getting laid off</p>
<p>- Getting your hours cut</p>
<p>- Taking a new job for less pay</p>
<p>- Making the decision to be a Stay-at-home parent</p>
<p>There are many reasons why your income could be taking a dip in 2025, but before you panic, listen to today's episode. In this episode I'll share 3 things you should do now to help you prepare for this next season, and get your mind right so you can make the best decision on what your next move should be. </p>
<p><em>Love and belief, </em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>ps something new is coming to Money Mindful Moms in the new year that I don't want you to miss! Make sure you're following the Money Mindful Moms show wherever you listen to podcasts so you don't miss the announcement!</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid once and for all?  Grab my FREE Debt Free Get Started Guide</em><a href='http://subscribepage.io/K2tY2b'><em> </em><em>HERE</em></a><em> </em><em>to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/25pdv939augutgqf/116_Anticipating_an_income_dip_in_2025_3_things_you_can_do_now_to_prepare_for_living_on_a_lower_income9ckze.mp3" length="11515465" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply fHave you ever had one of those 
Let's talk taking a pay cut. 
- Going on maternity leave
- Getting laid off
- Getting your hours cut
- Taking a new job for less pay
- Making the decision to be a Stay-at-home parent
There are many reasons why your income could be taking a dip in 2025, but before you panic, listen to today's episode. In this episode I'll share 3 things you should do now to help you prepare for this next season, and get your mind right so you can make the best decision on what your next move should be. 
Love and belief, 
&lt;3 Krista
ps something new is coming to Money Mindful Moms in the new year that I don't want you to miss! Make sure you're following the Money Mindful Moms show wherever you listen to podcasts so you don't miss the announcement!
----more----
Ready to get your debt paid once and for all?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>837</itunes:duration>
                <itunes:episode>120</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>115. 5 Totally FREE gifts you can give this year.  Stay on budget while giving great gifts this Holiday Season</title>
        <itunes:title>115. 5 Totally FREE gifts you can give this year.  Stay on budget while giving great gifts this Holiday Season</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/115-5-totally-free-gifts-you-can-give-this-year-stay-on-budget-while-giving-great-gifts-this-holiday-season/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/115-5-totally-free-gifts-you-can-give-this-year-stay-on-budget-while-giving-great-gifts-this-holiday-season/#comments</comments>        <pubDate>Tue, 03 Dec 2024 04:22:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/7e7872bb-42c4-39a3-be0f-d34976f9003a</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>If you're looking at your list of people to shop for this Holiday Season, and you're not quite sure how your budget is going to cover it all, today's episode is for you! </p>
<p>In this episode I share 5 unique gift ideas that still let the people in your life know you're thinking of them, without it setting you back financially.  </p>
<p>Grab a cup of cocoa and let's wrap up your gift list... no pun intended.  ----more----</p>
<p>In this episode I asked you to send me a voice memo DM answering the question "I want to be a Money Mindful Mom because ________."  So send me a DM over on Instagram @moneymindfulmoms sharing what motivates you to be a Money Mindful Mom and I might just feature your answer on an upcoming podcast episode or social media post!</p>
<p>Make it a great week!</p>
<p>&lt;3 Krista----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide <a href='http://subscribepage.io/K2tY2b'>HERE </a>to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>If you're looking at your list of people to shop for this Holiday Season, and you're not quite sure how your budget is going to cover it all, today's episode is for you! </p>
<p>In this episode I share 5 unique gift ideas that still let the people in your life know you're thinking of them, without it setting you back financially.  </p>
<p>Grab a cup of cocoa and let's wrap up your gift list... no pun intended.  ----more----</p>
<p>In this episode I asked you to send me a voice memo DM answering the question "I want to be a Money Mindful Mom because ________."  So send me a DM over on Instagram @moneymindfulmoms sharing what motivates you to be a Money Mindful Mom and I might just feature your answer on an upcoming podcast episode or social media post!</p>
<p><em>Make it a great week!</em></p>
<p><em>&lt;3 Krista----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide <a href='http://subscribepage.io/K2tY2b'>HERE </a>to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gff7jgm245z3rrk5/115_5_Totally_FREE_gifts_you_can_give_this_year_Stay_on_budget_while_giving_great_gifts_this_holiday_season97fvg.mp3" length="13734217" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
If you're looking at your list of people to shop for this Holiday Season, and you're not quite sure how your budget is going to cover it all, today's episode is for you! 
In this episode I share 5 unique gift ideas that still let the people in your life know you're thinking of them, without it setting you back financially.  
Grab a cup of cocoa and let's wrap up your gift list... no pun intended.  ----more----
In this episode I asked you to send me a voice memo DM answering the question "I want to be a Money Mindful Mom because ________."  So send me a DM over on Instagram @moneymindfulmoms sharing what motivates you to be a Money Mindful Mom and I might just feature your answer on an upcoming podcast episode or social media post!
Make it a great week!
&lt;3 Krista----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>996</itunes:duration>
                <itunes:episode>119</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>114. Are you unconsciously derailing your progress?  My recent Aha Moment, plus how you can avoid the same trap and stay on track for your own debt payoff and money saving goals.</title>
        <itunes:title>114. Are you unconsciously derailing your progress?  My recent Aha Moment, plus how you can avoid the same trap and stay on track for your own debt payoff and money saving goals.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/114are-you-unconsciously-derailing-your-progressmyrecent-aha-momentplushow-you-can-avoid-the-same-trap-andstayon-trackfor-your-own-debt-payoffand-m/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/114are-you-unconsciously-derailing-your-progressmyrecent-aha-momentplushow-you-can-avoid-the-same-trap-andstayon-trackfor-your-own-debt-payoffand-m/#comments</comments>        <pubDate>Tue, 26 Nov 2024 04:02:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/734950b5-e735-3eba-9daa-552e0dbee48c</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Have you ever had one of those moments that you finally realize something about yourself you should have figured out much sooner?  </p>
<p>Oooof.  Same. </p>
<p>In today's episode I share a recent realization I had about my business that ultimately affects my money goals too.  </p>
<p>Sometimes we can't see the label from inside the jar and we need someone else that's outside to point it out for us, so I hope today's episode does that for you if you need it. ----more----</p>
<p>Don't forget! The Cash Christmas Workshop Recording is now available for just $23!  To purchase the workshop, <a href='https://buy.stripe.com/cN21697469dngso28k?fbclid=IwY2xjawGnOapleHRuA2FlbQIxMAABHaEOks20_38ULqyJP6z13omAuHLUROYGVdSIGon0UHIJ1xgg9Y_NLb68vw_aem_4gfkwKA-R5ZFkI4WhuRitg'>click here to order</a>, and within 24 hours (excluding weekends) you'll receive the workshop recording PLUS the printable packet to follow along with to create your own Cash Christmas plan. </p>
<p>Wishing you a beautiful Thanksgiving with the people you love most!</p>
<p>&lt;3 Krista----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide <a href='http://subscribepage.io/K2tY2b'>HERE </a>to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Have you ever had one of those moments that you finally realize something about yourself you should have figured out much sooner?  </p>
<p>Oooof.  Same. </p>
<p>In today's episode I share a recent realization I had about my business that ultimately affects my money goals too.  </p>
<p>Sometimes we can't see the label from inside the jar and we need someone else that's outside to point it out for us, so I hope today's episode does that for you if you need it. ----more----</p>
<p>Don't forget! The Cash Christmas Workshop Recording is now available for just $23!  To purchase the workshop, <a href='https://buy.stripe.com/cN21697469dngso28k?fbclid=IwY2xjawGnOapleHRuA2FlbQIxMAABHaEOks20_38ULqyJP6z13omAuHLUROYGVdSIGon0UHIJ1xgg9Y_NLb68vw_aem_4gfkwKA-R5ZFkI4WhuRitg'>click here to order</a>, and within 24 hours (excluding weekends) you'll receive the workshop recording PLUS the printable packet to follow along with to create your own Cash Christmas plan. </p>
<p>Wishing you a beautiful Thanksgiving with the people you love most!</p>
<p><em>&lt;3 Krista----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide <a href='http://subscribepage.io/K2tY2b'>HERE </a>to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wmnn3qcj8jpf33p8/114_Are_you_unconsciously_derailing_your_progress_My_recent_Aha_Moment_and_how_you_can_avoid_the_same_trap7lvdg.mp3" length="10371531" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Have you ever had one of those moments that you finally realize something about yourself you should have figured out much sooner?  
Oooof.  Same. 
In today's episode I share a recent realization I had about my business that ultimately affects my money goals too.  
Sometimes we can't see the label from inside the jar and we need someone else that's outside to point it out for us, so I hope today's episode does that for you if you need it. ----more----
Don't forget! The Cash Christmas Workshop Recording is now available for just $23!  To purchase the workshop, click here to order, and within 24 hours (excluding weekends) you'll receive the workshop recording PLUS the printable packet to follow along with to create your own Cash Christmas plan. 
Wishing you a beautiful Thanksgiving with the people you love most!
&lt;3 Krista----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>753</itunes:duration>
                <itunes:episode>118</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>113. Steal my Black Friday Strategy to stay on budget and out of credit card debt this Holiday Season</title>
        <itunes:title>113. Steal my Black Friday Strategy to stay on budget and out of credit card debt this Holiday Season</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/113-steal-my-black-friday-strategy-to-stay-on-budget-and-out-of-credit-card-debt-this-holiday-season/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/113-steal-my-black-friday-strategy-to-stay-on-budget-and-out-of-credit-card-debt-this-holiday-season/#comments</comments>        <pubDate>Tue, 19 Nov 2024 04:54:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/707b4842-5fa1-3fcd-9f0f-f7b651b9644f</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Getting ready to do some Holiday shopping?  Whether you're planning to do Black Friday shopping, or just need someone to break down some strategy on how to do your shopping over the entire Holiday Season while prioritizing staying on budget, this is for you!</p>
<p>In this episode, I shared the Cash Christmas Workshop Recording is now available for just $23!  To purchase the workshop, <a href='https://buy.stripe.com/cN21697469dngso28k?fbclid=IwY2xjawGnOapleHRuA2FlbQIxMAABHaEOks20_38ULqyJP6z13omAuHLUROYGVdSIGon0UHIJ1xgg9Y_NLb68vw_aem_4gfkwKA-R5ZFkI4WhuRitg'>click here to order</a>, and within 24 hours (excluding weekends) you'll receive the workshop recording PLUS the printable packet to follow along with to create your own Cash Christmas plan. </p>
<p>Believing this will be your most peaceful Holiday Season yet!</p>
<p>&lt;3 Krista----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide <a href='http://subscribepage.io/K2tY2b'>HERE </a>to get the ball rolling towards your debt free life----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Getting ready to do some Holiday shopping?  Whether you're planning to do Black Friday shopping, or just need someone to break down some strategy on how to do your shopping over the entire Holiday Season while prioritizing staying on budget, this is for you!</p>
<p>In this episode, I shared the Cash Christmas Workshop Recording is now available for just $23!  To purchase the workshop, <a href='https://buy.stripe.com/cN21697469dngso28k?fbclid=IwY2xjawGnOapleHRuA2FlbQIxMAABHaEOks20_38ULqyJP6z13omAuHLUROYGVdSIGon0UHIJ1xgg9Y_NLb68vw_aem_4gfkwKA-R5ZFkI4WhuRitg'>click here to order</a>, and within 24 hours (excluding weekends) you'll receive the workshop recording PLUS the printable packet to follow along with to create your own Cash Christmas plan. </p>
<p>Believing this will be your most peaceful Holiday Season yet!</p>
<p><em>&lt;3 Krista----more----</em></p>
<p><em>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide <a href='http://subscribepage.io/K2tY2b'>HERE </a>to get the ball rolling towards your debt free life----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ntg2bcbksr5zepz6/113_Steal_my_Black_Friday_Stragegy_to_Stay_on_budget_and_out_of_credit_card_debt_this_Holiday_seasonblpcq.mp3" length="11895619" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Getting ready to do some Holiday shopping?  Whether you're planning to do Black Friday shopping, or just need someone to break down some strategy on how to do your shopping over the entire Holiday Season while prioritizing staying on budget, this is for you!
In this episode, I shared the Cash Christmas Workshop Recording is now available for just $23!  To purchase the workshop, click here to order, and within 24 hours (excluding weekends) you'll receive the workshop recording PLUS the printable packet to follow along with to create your own Cash Christmas plan. 
Believing this will be your most peaceful Holiday Season yet!
&lt;3 Krista----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>858</itunes:duration>
                <itunes:episode>117</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>112. "How do I get my spouse on board with the budget?"  A round up of my most frequently asked questions</title>
        <itunes:title>112. "How do I get my spouse on board with the budget?"  A round up of my most frequently asked questions</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/112-how-do-i-get-my-spouse-on-board-with-the-budget-a-round-up-of-my-most-frequently-asked-questions/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/112-how-do-i-get-my-spouse-on-board-with-the-budget-a-round-up-of-my-most-frequently-asked-questions/#comments</comments>        <pubDate>Tue, 12 Nov 2024 04:21:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/1064cc2a-f448-3b00-b3aa-e60b9ca05d8e</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Have you ever wanted to know what budgeting app I use? </p>
<p>Or how to navigate a tricky money issue in your relationship?</p>
<p>Or if you should pay off your debt or build up your savings first?  </p>
<p>In today's episode I am answering some of the most common questions I get in my DMs and emails because sharing is caring and if people are curious enough to send me a message that must mean more of you have the same question. </p>
<p>In today's episode I'm able to give more extensive answers then I can in a quick DM so grab your notebook and pen and be ready to get your questions answered!</p>
<p>Have a question for me?  Please send me an email or an Instagram DM and I might just answer it on a future episode!</p>
<p>In this episode I reference my High Yield Savings Account.  Below is my affiliate link (I do get a small referral bonus when you sign up) if you want to get your own high yield savings account set up!</p>
<p>Check out the High Yield Savings Account I use <a href='https://www.raisin.com/en-us/referral-program?utm_source=email&amp;utm_medium=referral&amp;utm_campaign=raf-bonus&amp;fbclid=IwY2xjawGfEbxleHRuA2FlbQIxMAABHYS1xiMFcRnwoIqbW1qwRqi9gAeBNF_G13J-z2LP8ntdiQG4A9i65cR_8Q_aem_D6pT-fYHJa_kkKJTTTjvyg'>HERE</a></p>
<p>Use the code kristan040128 if you decide to sign up!</p>
<p>&lt;3 Krista----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Have you ever wanted to know what budgeting app I use? </p>
<p>Or how to navigate a tricky money issue in your relationship?</p>
<p>Or if you should pay off your debt or build up your savings first?  </p>
<p>In today's episode I am answering some of the most common questions I get in my DMs and emails because sharing is caring and if people are curious enough to send me a message that must mean more of you have the same question. </p>
<p>In today's episode I'm able to give more extensive answers then I can in a quick DM so grab your notebook and pen and be ready to get your questions answered!</p>
<p>Have a question for me?  Please send me an email or an Instagram DM and I might just answer it on a future episode!</p>
<p>In this episode I reference my High Yield Savings Account.  Below is my affiliate link (I do get a small referral bonus when you sign up) if you want to get your own high yield savings account set up!</p>
<p>Check out the High Yield Savings Account I use <a href='https://www.raisin.com/en-us/referral-program?utm_source=email&amp;utm_medium=referral&amp;utm_campaign=raf-bonus&amp;fbclid=IwY2xjawGfEbxleHRuA2FlbQIxMAABHYS1xiMFcRnwoIqbW1qwRqi9gAeBNF_G13J-z2LP8ntdiQG4A9i65cR_8Q_aem_D6pT-fYHJa_kkKJTTTjvyg'>HERE</a></p>
<p>Use the code kristan040128 if you decide to sign up!</p>
<p><em>&lt;3 Krista----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/aezu9tess2qh6ju4/112_How_do_I_get_my_spouse_on_board_with_the_buget_A_round_up_of_my_most_frequently_asked_questions9febg.mp3" length="14377744" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Have you ever wanted to know what budgeting app I use? 
Or how to navigate a tricky money issue in your relationship?
Or if you should pay off your debt or build up your savings first?  
In today's episode I am answering some of the most common questions I get in my DMs and emails because sharing is caring and if people are curious enough to send me a message that must mean more of you have the same question. 
In today's episode I'm able to give more extensive answers then I can in a quick DM so grab your notebook and pen and be ready to get your questions answered!
Have a question for me?  Please send me an email or an Instagram DM and I might just answer it on a future episode!
In this episode I reference my High Yield Savings Account.  Below is my affiliate link (I do get a small referral bonus when you sign up) if you want to get your own high yield savings account set up!
Check out the High Yield Savings Account I use HERE
Use the code kristan040128 if you decide to sign up!
&lt;3 Krista----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1049</itunes:duration>
                <itunes:episode>116</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Having a humble Christmas this year?  My invitation to join me in making this the best, most affordable Christmas yet!</title>
        <itunes:title>Having a humble Christmas this year?  My invitation to join me in making this the best, most affordable Christmas yet!</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/having-a-humble-christmas-this-year-my-invitation-to-join-me-in-making-this-the-best-most-affordable-christmas-yet/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/having-a-humble-christmas-this-year-my-invitation-to-join-me-in-making-this-the-best-most-affordable-christmas-yet/#comments</comments>        <pubDate>Thu, 07 Nov 2024 04:46:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/4b2c5de8-895a-35d1-a18a-ae6378dfdb08</guid>
                                    <description><![CDATA[<p>Dropping into your podcast feed on a Thursday because I want to make sure you heard about our Cash Christmas Workshop!</p>
<p>Did you know 44% of Americans are still paying off Holiday expenses by February?  But not you!  Not this year, anyway!  </p>
<p>This workshop is for someone who wants: </p>
<p>- To feel present with her family this season, instead of stressed about money. </p>
<p>- To keep things simple, but still magical. </p>
<p>- To get creative ideas on free and inexpensive gifts. </p>
<p>- To get creative ideas on how to make quick cash to pay for all things Holiday season. </p>
<p>- To put her head on her pillow on December 25th feeling like this was the best Christmas she can remember, and she can move on to the next season without the burden of making payments on the last season. </p>
<p>If that is you, consider yourself invited!</p>
<p>On Wednesday, November 13th at 6pm PST I will be hosting a Live workshop called the Cash Christmas Workshop and you can join us for just $13. </p>
<p>Registration is open now and closes on 11/12.  <a href='https://buy.stripe.com/00g4il3RU2OZb847sD'>Use this link to sign up!</a></p>
<p>Excited to help you make this your best, most affordable Christmas yet!</p>
<p>&lt;3 Krista</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Dropping into your podcast feed on a Thursday because I want to make sure you heard about our Cash Christmas Workshop!</p>
<p>Did you know 44% of Americans are still paying off Holiday expenses by February?  But not you!  Not this year, anyway!  </p>
<p>This workshop is for someone who wants: </p>
<p>- To feel present with her family this season, instead of stressed about money. </p>
<p>- To keep things simple, but still magical. </p>
<p>- To get creative ideas on free and inexpensive gifts. </p>
<p>- To get creative ideas on how to make quick cash to pay for all things Holiday season. </p>
<p>- To put her head on her pillow on December 25th feeling like this was the best Christmas she can remember, and she can move on to the next season without the burden of making payments on the last season. </p>
<p><em>If that is you, consider yourself invited!</em></p>
<p>On Wednesday, November 13th at 6pm PST I will be hosting a Live workshop called the Cash Christmas Workshop and you can join us for just $13. </p>
<p>Registration is open now and closes on 11/12.  <a href='https://buy.stripe.com/00g4il3RU2OZb847sD'>Use this link to sign up!</a></p>
<p>Excited to help you make this your best, most affordable Christmas yet!</p>
<p><em>&lt;3 Krista</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/g7g8ca6d24hc28db/Cash_Christmas_Commercial601jj.mp3" length="4347554" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Dropping into your podcast feed on a Thursday because I want to make sure you heard about our Cash Christmas Workshop!
Did you know 44% of Americans are still paying off Holiday expenses by February?  But not you!  Not this year, anyway!  
This workshop is for someone who wants: 
- To feel present with her family this season, instead of stressed about money. 
- To keep things simple, but still magical. 
- To get creative ideas on free and inexpensive gifts. 
- To get creative ideas on how to make quick cash to pay for all things Holiday season. 
- To put her head on her pillow on December 25th feeling like this was the best Christmas she can remember, and she can move on to the next season without the burden of making payments on the last season. 
If that is you, consider yourself invited!
On Wednesday, November 13th at 6pm PST I will be hosting a Live workshop called the Cash Christmas Workshop and you can join us for just $13. 
Registration is open now and closes on 11/12.  Use this link to sign up!
Excited to help you make this your best, most affordable Christmas yet!
&lt;3 Krista
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
 ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>181</itunes:duration>
                <itunes:episode>115</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>111. So you want to pay cash this Christmas?  2 things to focus on to avoid backsliding on your money goals this time of year</title>
        <itunes:title>111. So you want to pay cash this Christmas?  2 things to focus on to avoid backsliding on your money goals this time of year</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/111-so-you-want-to-pay-cash-this-christmas-2-things-to-focus-on-to-avoid-backsliding-on-your-money-goals-this-time-of-year/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/111-so-you-want-to-pay-cash-this-christmas-2-things-to-focus-on-to-avoid-backsliding-on-your-money-goals-this-time-of-year/#comments</comments>        <pubDate>Tue, 05 Nov 2024 04:39:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/63bfbbe4-0679-3330-81e4-4817e7da3a0d</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Happy November!  </p>
<p>The Holiday season is upon us... are you ready?  In the middle of planning the trips, and the outfits, and the gifts and the family experiences, let's not forget that it all is made possible by $$$$, right?</p>
<p>If this is the year you want to break the cycle of putting Christmas on a card and "figuring it out later"  I have 2 things I want you to focus on. </p>
<p>1. The "what."  What is your budget that you will stick to no matter what?</p>
<p>2. The "how."  How will you get the cash to pay for it all?  Will you work extra shifts?  Odd jobs?  Cut back on other expenses? </p>
<p>Like I shared in this episode if you need support with breaking down your Cash Christmas plan, I have a workshop for you!  </p>
<p>On Wednesday, November 13th at 6pm PST I will be hosting a Live workshop called the Cash Christmas Workshop and you can join us for just $13. </p>
<p>Registration is open now and closes on 11/12.  <a href='https://buy.stripe.com/00g4il3RU2OZb847sD'>Use this link to sign up!</a></p>
<p>Excited to help you make this your best, most affordable Christmas yet!</p>
<p>&lt;3 Krista</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Happy November!  </p>
<p>The Holiday season is upon us... are you ready?  In the middle of planning the trips, and the outfits, and the gifts and the family experiences, let's not forget that it all is made possible by $$$$, right?</p>
<p>If this is the year you want to break the cycle of putting Christmas on a card and "figuring it out later"  I have 2 things I want you to focus on. </p>
<p>1. The "what."  What is your budget that you will stick to no matter what?</p>
<p>2. The "how."  How will you get the cash to pay for it all?  Will you work extra shifts?  Odd jobs?  Cut back on other expenses? </p>
<p>Like I shared in this episode if you need support with breaking down your Cash Christmas plan, I have a workshop for you!  </p>
<p>On Wednesday, November 13th at 6pm PST I will be hosting a Live workshop called the Cash Christmas Workshop and you can join us for just $13. </p>
<p>Registration is open now and closes on 11/12.  <a href='https://buy.stripe.com/00g4il3RU2OZb847sD'>Use this link to sign up!</a></p>
<p>Excited to help you make this your best, most affordable Christmas yet!</p>
<p><em>&lt;3 Krista</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/d3fmfcyyrpp9ff2r/111_So_you_want_to_pay_cash_this_Christmas_2_things_to_focus_on_to_avoid_backsliding_on_your_money_goals_this_time_of_yearb4b8j.mp3" length="10234173" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Happy November!  
The Holiday season is upon us... are you ready?  In the middle of planning the trips, and the outfits, and the gifts and the family experiences, let's not forget that it all is made possible by $$$$, right?
If this is the year you want to break the cycle of putting Christmas on a card and "figuring it out later"  I have 2 things I want you to focus on. 
1. The "what."  What is your budget that you will stick to no matter what?
2. The "how."  How will you get the cash to pay for it all?  Will you work extra shifts?  Odd jobs?  Cut back on other expenses? 
Like I shared in this episode if you need support with breaking down your Cash Christmas plan, I have a workshop for you!  
On Wednesday, November 13th at 6pm PST I will be hosting a Live workshop called the Cash Christmas Workshop and you can join us for just $13. 
Registration is open now and closes on 11/12.  Use this link to sign up!
Excited to help you make this your best, most affordable Christmas yet!
&lt;3 Krista
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>741</itunes:duration>
                <itunes:episode>114</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>110. #Kellen11- Honoring our sweet boy 11 years later</title>
        <itunes:title>110. #Kellen11- Honoring our sweet boy 11 years later</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/110-kellen11-honoring-our-sweet-boy-11-years-later/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/110-kellen11-honoring-our-sweet-boy-11-years-later/#comments</comments>        <pubDate>Tue, 29 Oct 2024 04:34:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/db55dc29-3fb1-37d6-a715-5550f4eadb43</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Today's episode is a little different than our normal topic.  Today I'm sharing a piece of our story which is the loss of our son Kellen exactly 11 years ago.  </p>
<p>The number 11 holds a special place in our hearts and in today's episode I share our way of honoring him on this day each year by asking anyone that is able to to donate $11 to the charity or cause of your choice in his honor.</p>
<p>If you're able to give, we are so grateful!  If you do, please let us know where you donated so we can see the impact he continues to have all these years later by using the hashtag #Kellen11 </p>
<p>Thank you for your support. </p>
<p>&lt;3 The whole Naldjian family</p>
<p>ps.  If you're not sure where to give, consider this family that has gone through a lot and I'm sure would so appreciate your support. </p>
<p>Adelaide's battle with cancer- sweet Adelaide is the daughter of a high school friend who had been battling cancer for a long time when she passed away earlier this month.  If you'd like to support their family as they pick up the pieces after such a devastating loss, they have a GoFundMe <a href='https://gofund.me/4f28c936'>HERE</a>.</p>
<p> </p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Today's episode is a little different than our normal topic.  Today I'm sharing a piece of our story which is the loss of our son Kellen exactly 11 years ago.  </p>
<p>The number 11 holds a special place in our hearts and in today's episode I share our way of honoring him on this day each year by asking anyone that is able to to donate $11 to the charity or cause of your choice in his honor.</p>
<p>If you're able to give, we are so grateful!  If you do, please let us know where you donated so we can see the impact he continues to have all these years later by using the hashtag #Kellen11 </p>
<p>Thank you for your support. </p>
<p><em>&lt;3 The whole Naldjian family</em></p>
<p>ps.  If you're not sure where to give, consider this family that has gone through a lot and I'm sure would so appreciate your support. </p>
<p>Adelaide's battle with cancer- sweet Adelaide is the daughter of a high school friend who had been battling cancer for a long time when she passed away earlier this month.  If you'd like to support their family as they pick up the pieces after such a devastating loss, they have a GoFundMe <a href='https://gofund.me/4f28c936'>HERE</a>.</p>
<p> </p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/peeqzvbjj93m6dfv/110_Kellen11-_Honoring_our_sweet_boy_11_years_later9pl1m.mp3" length="6055195" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Today's episode is a little different than our normal topic.  Today I'm sharing a piece of our story which is the loss of our son Kellen exactly 11 years ago.  
The number 11 holds a special place in our hearts and in today's episode I share our way of honoring him on this day each year by asking anyone that is able to to donate $11 to the charity or cause of your choice in his honor.
If you're able to give, we are so grateful!  If you do, please let us know where you donated so we can see the impact he continues to have all these years later by using the hashtag #Kellen11 
Thank you for your support. 
&lt;3 The whole Naldjian family
ps.  If you're not sure where to give, consider this family that has gone through a lot and I'm sure would so appreciate your support. 
Adelaide's battle with cancer- sweet Adelaide is the daughter of a high school friend who had been battling cancer for a long time when she passed away earlier this month.  If you'd like to support their family as they pick up the pieces after such a devastating loss, they have a GoFundMe HERE.
 
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>449</itunes:duration>
                <itunes:episode>113</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>109. Navigating money goals when everything feels overwhelming.  Should I press pause or power through?</title>
        <itunes:title>109. Navigating money goals when everything feels overwhelming.  Should I press pause or power through?</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/109-navigating-money-goals-when-everything-feels-overwhelming-should-i-press-pause-or-power-through/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/109-navigating-money-goals-when-everything-feels-overwhelming-should-i-press-pause-or-power-through/#comments</comments>        <pubDate>Tue, 22 Oct 2024 04:49:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/40edaea8-130c-3beb-973d-dfa9dd7bbd09</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Hi friends!</p>
<p>Today's episode is for anyone who is feeling overwhelmed by money goals lately.  How do you know what to do next?  Should you press pause on your goals?  Should you power through?  Or maybe something in between?  </p>
<p>I'm in the middle of one of those seasons and in this episode I share 3 things that are helping me navigate this in hopes it encourages you as well. </p>
<p>Hugs,</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Hi friends!</p>
<p>Today's episode is for anyone who is feeling overwhelmed by money goals lately.  How do you know what to do next?  Should you press pause on your goals?  Should you power through?  Or maybe something in between?  </p>
<p>I'm in the middle of one of those seasons and in this episode I share 3 things that are helping me navigate this in hopes it encourages you as well. </p>
<p>Hugs,</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/mjxdib58x44k29r5/109_Navigating_Money_Goals_when_Everything_Feels_Overwhelming_Should_I_press_pause_or_power_through_893sd.mp3" length="10225615" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hi friends!
Today's episode is for anyone who is feeling overwhelmed by money goals lately.  How do you know what to do next?  Should you press pause on your goals?  Should you power through?  Or maybe something in between?  
I'm in the middle of one of those seasons and in this episode I share 3 things that are helping me navigate this in hopes it encourages you as well. 
Hugs,
&lt;3 Krista
----more----
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>731</itunes:duration>
                <itunes:episode>112</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>108. Moms Making Money Series Part 4- The Money Mindful Moms Story- How you can turn a hobby into a business and some common missteps to avoid</title>
        <itunes:title>108. Moms Making Money Series Part 4- The Money Mindful Moms Story- How you can turn a hobby into a business and some common missteps to avoid</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/108-moms-making-money-series-part-4-the-money-mindful-moms-story-how-you-can-turn-a-hobby-into-a-business-and-some-common-missteps-to-avoid/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/108-moms-making-money-series-part-4-the-money-mindful-moms-story-how-you-can-turn-a-hobby-into-a-business-and-some-common-missteps-to-avoid/#comments</comments>        <pubDate>Tue, 15 Oct 2024 04:52:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/4c42f99e-a2c9-31dd-aa07-acfac5593bc6</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families.  </p>
<p>I believe there's never been a better time to make money as a busy mom because there are so many options.  But what is the best option for you? </p>
<p>Over the next several weeks you'll hear from moms with various businesses and services they offer, and you'll hear straight from them how they started, what is working and what didn't work.  </p>
<p>Get ready to be inspired and, hopefully, get closer to finding your "thing" that combines your passions and also brings in an income to help support the dreams and goals you have for your family.  </p>
<p>Excited for you to learn from these amazing women!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families.  </p>
<p>I believe there's never been a better time to make money as a busy mom because there are so many options.  But what is the best option for you? </p>
<p>Over the next several weeks you'll hear from moms with various businesses and services they offer, and you'll hear straight from them how they started, what is working and what didn't work.  </p>
<p>Get ready to be inspired and, hopefully, get closer to finding your "thing" that combines your passions and also brings in an income to help support the dreams and goals you have for your family.  </p>
<p><em>Excited for you to learn from these amazing women!</em></p>
<p><em>&lt;3 Krista</em></p>
<p>----more----</p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tv4bx3ckhfk58y9i/108_Moms_Making_Money_Series_Part_4-_The_Money_Mindful_Moms_story_How_you_can_turn_a_hobby_into_a_business_an_some_common_missteps_to_avoidb89ms.mp3" length="19991789" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families.  
I believe there's never been a better time to make money as a busy mom because there are so many options.  But what is the best option for you? 
Over the next several weeks you'll hear from moms with various businesses and services they offer, and you'll hear straight from them how they started, what is working and what didn't work.  
Get ready to be inspired and, hopefully, get closer to finding your "thing" that combines your passions and also brings in an income to help support the dreams and goals you have for your family.  
Excited for you to learn from these amazing women!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1450</itunes:duration>
                <itunes:episode>111</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>107. Moms Making Money Series Part 3- Meet Natalie!  A mom with a teaching background who shares what having your own franchise could look like</title>
        <itunes:title>107. Moms Making Money Series Part 3- Meet Natalie!  A mom with a teaching background who shares what having your own franchise could look like</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/107-moms-making-money-series-part-3-meet-natalie-a-mom-with-a-teaching-background-who-shares-what-having-your-own-franchise-could-look-like/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/107-moms-making-money-series-part-3-meet-natalie-a-mom-with-a-teaching-background-who-shares-what-having-your-own-franchise-could-look-like/#comments</comments>        <pubDate>Tue, 08 Oct 2024 04:44:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/a35ee760-bc5c-3d40-993d-bb6629658b85</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families.  </p>
<p>I believe there's never been a better time to make money as a busy mom because there are so many options.  But what is the best option for you? </p>
<p>Over the next several weeks you'll hear from moms with various businesses and services they offer, and you'll hear straight from them how they started, what is working and what didn't work.  </p>
<p>Get ready to be inspired and, hopefully, get closer to finding your "thing" that combines your passions and also brings in an income to help support the dreams and goals you have for your family.  </p>
<p>Excited for you to learn from these amazing women!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>To learn more about Natalie and her Fit4Mom business, follow her on Instagram @fit4momeastcontracosta </p>
<p>or check out her <a href='https://eastcontracosta.fit4mom.com/'>website</a></p>
<p>If you're a local expectant mom, check out the free prenatal class Natalie referenced in the episode <a href='https://fit4mom-eastcontracosta.pike13.com/e/245675079?fbclid=IwY2xjawFv83FleHRuA2FlbQIxMAABHYcCG2CpqfsTqerK2EMrjh8y2VXfGVWWM2IZ4O9OSUcSDflJ7vKyWN4tRg_aem_DrooJTTNlrNn8CSbk2uqNg'>HERE</a></p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn: www.moneymindfulmoms.com</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families.  </p>
<p>I believe there's never been a better time to make money as a busy mom because there are so many options.  But what is the best option for you? </p>
<p>Over the next several weeks you'll hear from moms with various businesses and services they offer, and you'll hear straight from them how they started, what is working and what didn't work.  </p>
<p>Get ready to be inspired and, hopefully, get closer to finding your "thing" that combines your passions and also brings in an income to help support the dreams and goals you have for your family.  </p>
<p><em>Excited for you to learn from these amazing women!</em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p>To learn more about Natalie and her Fit4Mom business, follow her on Instagram @fit4momeastcontracosta </p>
<p>or check out her <a href='https://eastcontracosta.fit4mom.com/'>website</a></p>
<p>If you're a local expectant mom, check out the free prenatal class Natalie referenced in the episode <a href='https://fit4mom-eastcontracosta.pike13.com/e/245675079?fbclid=IwY2xjawFv83FleHRuA2FlbQIxMAABHYcCG2CpqfsTqerK2EMrjh8y2VXfGVWWM2IZ4O9OSUcSDflJ7vKyWN4tRg_aem_DrooJTTNlrNn8CSbk2uqNg'>HERE</a></p>
<p>----more----</p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn: www.moneymindfulmoms.com</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/m78bxmh7tyifp5au/107_Moms_Making_Money_Series_Part_3-_Meet_Natalie_A_mom_with_a_teaching_background_who_shares_what_having_your_own_franchise_could_look_likebpe11.mp3" length="14098982" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families.  
I believe there's never been a better time to make money as a busy mom because there are so many options.  But what is the best option for you? 
Over the next several weeks you'll hear from moms with various businesses and services they offer, and you'll hear straight from them how they started, what is working and what didn't work.  
Get ready to be inspired and, hopefully, get closer to finding your "thing" that combines your passions and also brings in an income to help support the dreams and goals you have for your family.  
Excited for you to learn from these amazing women!
&lt;3 Krista
----more----
To learn more about Natalie and her Fit4Mom business, follow her on Instagram @fit4momeastcontracosta 
or check out her website
If you're a local expectant mom, check out the free prenatal class Natalie referenced in the episode HERE
----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1340</itunes:duration>
                <itunes:episode>110</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>106. Moms Making Money Series Part 2- Meet Lex!  A Mom of 5 who started a photography business with one camera and is now a sought after local photographer with a studio</title>
        <itunes:title>106. Moms Making Money Series Part 2- Meet Lex!  A Mom of 5 who started a photography business with one camera and is now a sought after local photographer with a studio</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/106momsmaking-money-seriespart2-meet-lex-amomof-5who-started-a-photographybusinesswithone-cameraandis-now-a-soughtafter-local-photographerwitha-studio/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/106momsmaking-money-seriespart2-meet-lex-amomof-5who-started-a-photographybusinesswithone-cameraandis-now-a-soughtafter-local-photographerwitha-studio/#comments</comments>        <pubDate>Tue, 01 Oct 2024 04:16:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c401b4b3-b8bb-3afd-b9fe-6c92926ab200</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families.  </p>
<p>I believe there's never been a better time to make money as a busy mom because there are so many options.  But what is the best option for you? </p>
<p>Over the next several weeks you'll hear from moms with various businesses and services they offer, and you'll hear straight from them how they started, what is working and what didn't work.  </p>
<p>Get ready to be inspired and, hopefully, get closer to finding your "thing" that combines your passions and also brings in an income to help support the dreams and goals you have for your family.  </p>
<p>Excited for you to learn from these amazing women!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>To learn more about Lex and her business, follow her on Instagram @lexkaptures </p>
<p>and check out her website <a href='http://www.lexkaptures.com'>www.lexkaptures.com</a></p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn: www.moneymindfulmoms.com</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families.  </p>
<p>I believe there's never been a better time to make money as a busy mom because there are so many options.  But what is the best option for you? </p>
<p>Over the next several weeks you'll hear from moms with various businesses and services they offer, and you'll hear straight from them how they started, what is working and what didn't work.  </p>
<p>Get ready to be inspired and, hopefully, get closer to finding your "thing" that combines your passions and also brings in an income to help support the dreams and goals you have for your family.  </p>
<p><em>Excited for you to learn from these amazing women!</em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p>To learn more about Lex and her business, follow her on Instagram @lexkaptures </p>
<p>and check out her website <a href='http://www.lexkaptures.com'>www.lexkaptures.com</a></p>
<p>----more----</p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn: www.moneymindfulmoms.com</p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/s4qxhmrjep8ffpua/106_Moms_Making_Money_Series_Pt_2-_Meet_Lex_a_mom_of_5_who_grew_started_her_photography_business_to_provide_as_a_single_mom90ufp.mp3" length="13049211" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families.  
I believe there's never been a better time to make money as a busy mom because there are so many options.  But what is the best option for you? 
Over the next several weeks you'll hear from moms with various businesses and services they offer, and you'll hear straight from them how they started, what is working and what didn't work.  
Get ready to be inspired and, hopefully, get closer to finding your "thing" that combines your passions and also brings in an income to help support the dreams and goals you have for your family.  
Excited for you to learn from these amazing women!
&lt;3 Krista
----more----
To learn more about Lex and her business, follow her on Instagram @lexkaptures 
and check out her website www.lexkaptures.com
----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1189</itunes:duration>
                <itunes:episode>109</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>105. Moms Making Money Series Part 1- Meet Lizzie!  Homeschooling mom of 3 running a successful online business</title>
        <itunes:title>105. Moms Making Money Series Part 1- Meet Lizzie!  Homeschooling mom of 3 running a successful online business</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/105-moms-making-money-series-part-1-meet-lizzie-homeschooling-mom-of-3-running-a-successful-online-business/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/105-moms-making-money-series-part-1-meet-lizzie-homeschooling-mom-of-3-running-a-successful-online-business/#comments</comments>        <pubDate>Tue, 24 Sep 2024 04:45:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/4fee5437-60ee-322d-a8b0-59da110e4429</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families.  </p>
<p>I believe there's never been a better time to make money as a busy mom because there are so many options.  But what is the best option for you? </p>
<p>Over the next several weeks you'll hear from moms with various businesses and services they offer, and you'll hear straight from them how they started, what is working and what didn't work.  </p>
<p>Get ready to be inspired and, hopefully, get closer to finding your "thing" that combines your passions and also brings in an income to help support the dreams and goals you have for your family.  </p>
<p>Excited for you to learn from these amazing women!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>To learn more about Lizzie and her business, follow her on Instagram @fiercelizze and @theunmedicatedgirlies</p>
<p>and listen to her podcast <a href='https://podcasts.apple.com/us/podcast/the-unmedicated-girlies-empowered-informed-birth/id1561852103'>The Unmedicated Girlies</a></p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families.  </p>
<p>I believe there's never been a better time to make money as a busy mom because there are so many options.  But what is the best option for you? </p>
<p>Over the next several weeks you'll hear from moms with various businesses and services they offer, and you'll hear straight from them how they started, what is working and what didn't work.  </p>
<p>Get ready to be inspired and, hopefully, get closer to finding your "thing" that combines your passions and also brings in an income to help support the dreams and goals you have for your family.  </p>
<p><em>Excited for you to learn from these amazing women!</em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p>To learn more about Lizzie and her business, follow her on Instagram @fiercelizze and @theunmedicatedgirlies</p>
<p>and listen to her podcast <a href='https://podcasts.apple.com/us/podcast/the-unmedicated-girlies-empowered-informed-birth/id1561852103'>The Unmedicated Girlies</a></p>
<p>----more----</p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ehczvaesafcrgumc/105_Moms_making_money_series_Part_1-_Meet_Lizzie_homeschooling_mom_of_3_running_a_successful_online_business8cy2c.mp3" length="21022570" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Welcome to our new series called "Moms Making Money" where I will introduce you to some amazing moms who have found creative ways to provide an income for their families.  
I believe there's never been a better time to make money as a busy mom because there are so many options.  But what is the best option for you? 
Over the next several weeks you'll hear from moms with various businesses and services they offer, and you'll hear straight from them how they started, what is working and what didn't work.  
Get ready to be inspired and, hopefully, get closer to finding your "thing" that combines your passions and also brings in an income to help support the dreams and goals you have for your family.  
Excited for you to learn from these amazing women!
&lt;3 Krista
----more----
To learn more about Lizzie and her business, follow her on Instagram @fiercelizze and @theunmedicatedgirlies
and listen to her podcast The Unmedicated Girlies
----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2040</itunes:duration>
                <itunes:episode>108</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>104. Ask yourself these 3 questions to get clarity over HOW you can increase your income</title>
        <itunes:title>104. Ask yourself these 3 questions to get clarity over HOW you can increase your income</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/104-ask-yourself-these-3-questions-to-get-clarity-over-how-you-can-increase-your-income/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/104-ask-yourself-these-3-questions-to-get-clarity-over-how-you-can-increase-your-income/#comments</comments>        <pubDate>Tue, 17 Sep 2024 04:40:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c705da42-321f-3a63-bfce-38943de24b72</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Have you been trying to figure out how to make more money but you're not sure what your next step should be?  </p>
<p>Have you been googling things like:</p>
<p>- How to start an online business</p>
<p>- Work from home jobs</p>
<p>- Side hustles for moms</p>
<p>Before you do anything, I want you to listen to this episode first.  Not every opportunity is a good one for you and your family.  In today's episode I give you 3 questions to ask yourself first, that will help you get clarity over what your best "yes" looks like.  </p>
<p>You've got this mama!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Have you been trying to figure out how to make more money but you're not sure what your next step should be?  </p>
<p>Have you been googling things like:</p>
<p><em>- How to start an online business</em></p>
<p><em>- Work from home jobs</em></p>
<p><em>- Side hustles for moms</em></p>
<p>Before you do anything, I want you to listen to this episode first.  Not every opportunity is a good one for you and your family.  In today's episode I give you 3 questions to ask yourself first, that will help you get clarity over what your best "yes" looks like.  </p>
<p><em>You've got this mama!</em></p>
<p><em>&lt;3 Krista</em></p>
<p>----more----</p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kwdfmgbuh72xjnjf/104_Ask_yourself_these_3_questions_to_get_clarity_over_how_you_can_increase_your_income99h30.mp3" length="15641887" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Have you been trying to figure out how to make more money but you're not sure what your next step should be?  
Have you been googling things like:
- How to start an online business
- Work from home jobs
- Side hustles for moms
Before you do anything, I want you to listen to this episode first.  Not every opportunity is a good one for you and your family.  In today's episode I give you 3 questions to ask yourself first, that will help you get clarity over what your best "yes" looks like.  
You've got this mama!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1137</itunes:duration>
                <itunes:episode>107</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>103. 1 Year of the Money Mindful Moms Podcast!  Listen for a quick boost of inspiration when you need it most!</title>
        <itunes:title>103. 1 Year of the Money Mindful Moms Podcast!  Listen for a quick boost of inspiration when you need it most!</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/103-1-year-of-the-money-mindful-moms-podcast-listen-for-a-quick-boost-of-inspiration-when-you-need-it-most/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/103-1-year-of-the-money-mindful-moms-podcast-listen-for-a-quick-boost-of-inspiration-when-you-need-it-most/#comments</comments>        <pubDate>Tue, 10 Sep 2024 04:30:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/159e6dba-8b10-3ae8-be29-9bd95705a712</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>It's been 1 year since we hit publish on our first episode and what a journey it has been!  Today I share what almost held me back from sharing more about finances and what has happened since I embraced being a "work in progress."  I pray it inspires you to move in the direction of your dreams even when you're "not quite ready yet." </p>
<p>Love and belief, </p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>It's been 1 year since we hit publish on our first episode and what a journey it has been!  Today I share what almost held me back from sharing more about finances and what has happened since I embraced being a "work in progress."  I pray it inspires you to move in the direction of your dreams even when you're "not quite ready yet." </p>
<p>Love and belief, </p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7vk3p8cjr5bgc3tp/103_1_Year_of_the_Money_Mindful_Moms_Podcast_Listen_for_a_quick_boost_of_inspiration_abmrz.mp3" length="9738426" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
It's been 1 year since we hit publish on our first episode and what a journey it has been!  Today I share what almost held me back from sharing more about finances and what has happened since I embraced being a "work in progress."  I pray it inspires you to move in the direction of your dreams even when you're "not quite ready yet." 
Love and belief, 
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>748</itunes:duration>
                <itunes:episode>106</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>102. 3 Expenses to plan ahead for in your September budget so you can pay cash instead of adding to your debt</title>
        <itunes:title>102. 3 Expenses to plan ahead for in your September budget so you can pay cash instead of adding to your debt</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/102-3-expenses-to-plan-ahead-for-in-your-september-budget-so-you-can-pay-cash-instead-of-adding-to-your-debt/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/102-3-expenses-to-plan-ahead-for-in-your-september-budget-so-you-can-pay-cash-instead-of-adding-to-your-debt/#comments</comments>        <pubDate>Tue, 03 Sep 2024 04:23:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/3a981a4a-0da4-39fa-b608-4b8e72ea54e7</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Welcome to the 'Ber months!</p>
<p>These next few months are my favorite time of year (and also have some of the sneakiest extra expenses.)  If you want to start planning ahead so you can pay cash instead of throwing down your credit card and hoping you'll pay it off later, today's episode is for you!</p>
<p>Happy Fall, Y'all!</p>
<p>&lt;3 Krista----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Welcome to the 'Ber months!</p>
<p>These next few months are my favorite time of year (and also have some of the sneakiest extra expenses.)  If you want to start planning ahead <em>so you can pay cash</em> instead of throwing down your credit card and hoping you'll pay it off later, today's episode is for you!</p>
<p>Happy Fall, Y'all!</p>
<p><em>&lt;3 Krista----more----</em></p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/j85bzu8stvn5gm67/102_3_expenses_to_plan_ahead_for_in_your_September_budget_so_you_can_pay_cash_instead_of_adding_to_your_debta46rk.mp3" length="12956039" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Welcome to the 'Ber months!
These next few months are my favorite time of year (and also have some of the sneakiest extra expenses.)  If you want to start planning ahead so you can pay cash instead of throwing down your credit card and hoping you'll pay it off later, today's episode is for you!
Happy Fall, Y'all!
&lt;3 Krista----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>940</itunes:duration>
                <itunes:episode>105</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Student Showcase: When debt payoff leads to big life change- Elizabeth's story.</title>
        <itunes:title>Student Showcase: When debt payoff leads to big life change- Elizabeth's story.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/student-showcase-when-debt-payoff-leads-to-big-life-change-elizabeths-story/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/student-showcase-when-debt-payoff-leads-to-big-life-change-elizabeths-story/#comments</comments>        <pubDate>Thu, 29 Aug 2024 04:38:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/40de3326-9c95-3eea-9b73-6d74c685f0a8</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Dropping into your podcast feed for a quick reminder that The Overflow Program enrollment ends 7/31!  In today's chat you get to meet my friend Elizabeth who went through the program is now debt free!  </p>
<p>Believing you can do the same,</p>
<p>&lt;3 Krista</p>
<p>Like I shared in today’s episode, enrollment is NOW OPEN for The Overflow Program!</p>
<p>The Overflow Program:  My signature 8-week group coaching program for moms who want to make some significant changes in their finances because they want to open some doors in their life that can’t be opened without the finances to back it up.  To learn more and enroll, click <a href='http://subscribepage.io/sVBhpO'>HERE</a></p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Dropping into your podcast feed for a quick reminder that The Overflow Program enrollment ends 7/31!  In today's chat you get to meet my friend Elizabeth who went through the program is now debt free!  </p>
<p>Believing you can do the same,</p>
<p><em>&lt;3 Krista</em></p>
<p>Like I shared in today’s episode, enrollment is NOW OPEN for The Overflow Program!</p>
<p>The Overflow Program:  My signature 8-week group coaching program for moms who want to make some significant changes in their finances because they want to open some doors in their life that can’t be opened without the finances to back it up.  To learn more and enroll, click <a href='http://subscribepage.io/sVBhpO'>HERE</a></p>
<p>----more----</p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3w84f4648fd9eir7/Overflow_commercialbgxen.mp3" length="3755260" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Dropping into your podcast feed for a quick reminder that The Overflow Program enrollment ends 7/31!  In today's chat you get to meet my friend Elizabeth who went through the program is now debt free!  
Believing you can do the same,
&lt;3 Krista
Like I shared in today’s episode, enrollment is NOW OPEN for The Overflow Program!
The Overflow Program:  My signature 8-week group coaching program for moms who want to make some significant changes in their finances because they want to open some doors in their life that can’t be opened without the finances to back it up.  To learn more and enroll, click HERE
----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>281</itunes:duration>
                <itunes:episode>104</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>101. Are you the Queen of "just enough?"  Why this might be the one thing keeping you stuck in your money goals.</title>
        <itunes:title>101. Are you the Queen of "just enough?"  Why this might be the one thing keeping you stuck in your money goals.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/101-are-you-the-queen-of-just-enough-why-this-might-be-the-one-thing-keeping-you-stuck-in-your-money-goals/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/101-are-you-the-queen-of-just-enough-why-this-might-be-the-one-thing-keeping-you-stuck-in-your-money-goals/#comments</comments>        <pubDate>Tue, 27 Aug 2024 04:33:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/30e8d34c-4a19-3122-8318-3f877ac49b46</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Have you ever felt like you're doing "just enough?"  Like you're doing enough to get a B, but you're certainly not doing A+ work?  </p>
<p>In today's episode I break down how that might show up in your money goals and what it looks like to be committed vs. casual when it comes to your debt payoff goals.  </p>
<p>I hope it helps bring some clarity if you're feeling stuck.</p>
<p>Cheering for you, </p>
<p>&lt;3 Krista</p>
<p>Like I shared in today’s episode, enrollment is NOW OPEN for The Overflow Program!</p>
<p>The Overflow Program:  My signature 8-week group coaching program for moms who want to make some significant changes in their finances because they want to open some doors in their life that can’t be opened without the finances to back it up.  To learn more and enroll, click <a href='http://subscribepage.io/sVBhpO'>HERE</a></p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Have you ever felt like you're doing "just enough?"  Like you're doing enough to get a B, but you're certainly not doing A+ work?  </p>
<p>In today's episode I break down how that might show up in your money goals and what it looks like to be committed vs. casual when it comes to your debt payoff goals.  </p>
<p>I hope it helps bring some clarity if you're feeling stuck.</p>
<p><em>Cheering for you, </em></p>
<p><em>&lt;3 Krista</em></p>
<p>Like I shared in today’s episode, enrollment is NOW OPEN for The Overflow Program!</p>
<p>The Overflow Program:  My signature 8-week group coaching program for moms who want to make some significant changes in their finances because they want to open some doors in their life that can’t be opened without the finances to back it up.  To learn more and enroll, click <a href='http://subscribepage.io/sVBhpO'>HERE</a></p>
<p>----more----</p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/e6sjkztqgqf6myhy/101_Are_you_the_Queen_of_just_enough_What_if_this_is_the_one_thing_keeping_you_stuck_in_your_money_goals_7knko.mp3" length="12231076" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Have you ever felt like you're doing "just enough?"  Like you're doing enough to get a B, but you're certainly not doing A+ work?  
In today's episode I break down how that might show up in your money goals and what it looks like to be committed vs. casual when it comes to your debt payoff goals.  
I hope it helps bring some clarity if you're feeling stuck.
Cheering for you, 
&lt;3 Krista
Like I shared in today’s episode, enrollment is NOW OPEN for The Overflow Program!
The Overflow Program:  My signature 8-week group coaching program for moms who want to make some significant changes in their finances because they want to open some doors in their life that can’t be opened without the finances to back it up.  To learn more and enroll, click HERE
----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>899</itunes:duration>
                <itunes:episode>103</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>What would an extra $12K this year mean for your family?  LISTEN ASAP!</title>
        <itunes:title>What would an extra $12K this year mean for your family?  LISTEN ASAP!</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/what-would-an-extra-12k-this-year-mean-for-your-family-listen-asap/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/what-would-an-extra-12k-this-year-mean-for-your-family-listen-asap/#comments</comments>        <pubDate>Thu, 22 Aug 2024 04:43:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/53c53e3c-3bec-308d-bc00-958f143ec294</guid>
                                    <description><![CDATA[<p>Dropping in to the middle of your week with an announcement!</p>
<p>We have 2 opportunities to work with Krista and enrollment is NOW OPEN for both!</p>
<p>The 3 Days to $1K challenge: Let’s find or create an extra $1K consistently every month in your budget. To learn more and enroll, click <a href='http://subscribepage.io/JCN0Cy'>HERE</a></p>
<p>The Overflow Program:  My signature 8-week group coaching program for moms who want to make some significant changes in their finances because they want to open some doors in their life that can’t be opened without the finances to back it up.  To learn more and enroll, click <a href='http://subscribepage.io/sVBhpO'>HERE</a></p>
<p> </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>Dropping in to the middle of your week with an announcement!</em></p>
<p>We have 2 opportunities to work with Krista and enrollment is NOW OPEN for both!</p>
<p>The 3 Days to $1K challenge: Let’s find or create an extra $1K consistently every month in your budget. To learn more and enroll, click <a href='http://subscribepage.io/JCN0Cy'>HERE</a></p>
<p>The Overflow Program:  My signature 8-week group coaching program for moms who want to make some significant changes in their finances because they want to open some doors in their life that can’t be opened without the finances to back it up.  To learn more and enroll, click <a href='http://subscribepage.io/sVBhpO'>HERE</a></p>
<p> </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/74x7fmga4sysvrb2/Commercial.mp3" length="10739822" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Dropping in to the middle of your week with an announcement!
We have 2 opportunities to work with Krista and enrollment is NOW OPEN for both!
The 3 Days to $1K challenge: Let’s find or create an extra $1K consistently every month in your budget. To learn more and enroll, click HERE
The Overflow Program:  My signature 8-week group coaching program for moms who want to make some significant changes in their finances because they want to open some doors in their life that can’t be opened without the finances to back it up.  To learn more and enroll, click HERE
 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>447</itunes:duration>
                <itunes:episode>102</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>100. 100 Episodes of the Money Mindful Moms Show!  What I've learned from podcasting over these last 100 episodes and what's next for the show</title>
        <itunes:title>100. 100 Episodes of the Money Mindful Moms Show!  What I've learned from podcasting over these last 100 episodes and what's next for the show</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/100-100-episodes-of-the-money-mindful-moms-show-what-ive-learned-from-podcasting-over-these-last-100-episodes-and-whats-next-for-the-show/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/100-100-episodes-of-the-money-mindful-moms-show-what-ive-learned-from-podcasting-over-these-last-100-episodes-and-whats-next-for-the-show/#comments</comments>        <pubDate>Tue, 20 Aug 2024 04:41:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/7e1fb876-4470-34fb-a287-40a53b90c5bf</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>100 EPISODES!  We look pretty good for 100, don’t we?  </p>
<p>In today’s episode we’re celebrating 100 episodes of the Money Mindful Moms show by sharing the journey of the podcast from 0-100.  I share a little behind the scenes of the show (and my brain) and what’s next for the podcast. </p>
<p>I am so proud of this show and I’m honored that you carve time out of your schedule’s to listen every week.  Thank you so much for being here!</p>
<p>Cheers to this next season!</p>
<p>&lt;3 Krista</p>
<p>Like I shared in today’s episode, we have 2 opportunities to work with Krista and enrollment is NOW OPEN for both!</p>
<p>The 3 Days to $1K challenge: Let’s find or create an extra $1K consistently every month in your budget. To learn more and enroll, click <a href='http://subscribepage.io/JCN0Cy'>HERE</a></p>
<p>The Overflow Program:  My signature 8-week group coaching program for moms who want to make some significant changes in their finances because they want to open some doors in their life that can’t be opened without the finances to back it up.  To learn more and enroll, click <a href='http://subscribepage.io/sVBhpO'>HERE</a></p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>100 EPISODES!  We look pretty good for 100, don’t we?  </p>
<p>In today’s episode we’re celebrating 100 episodes of the Money Mindful Moms show by sharing the journey of the podcast from 0-100.  I share a little behind the scenes of the show (and my brain) and what’s next for the podcast. </p>
<p>I am so proud of this show and I’m honored that you carve time out of your schedule’s to listen every week.  Thank you so much for being here!</p>
<p>Cheers to this next season!</p>
<p><em>&lt;3 Krista</em></p>
<p>Like I shared in today’s episode, we have 2 opportunities to work with Krista and enrollment is NOW OPEN for both!</p>
<p>The 3 Days to $1K challenge: Let’s find or create an extra $1K consistently every month in your budget. To learn more and enroll, click <a href='http://subscribepage.io/JCN0Cy'>HERE</a></p>
<p>The Overflow Program:  My signature 8-week group coaching program for moms who want to make some significant changes in their finances because they want to open some doors in their life that can’t be opened without the finances to back it up.  To learn more and enroll, click <a href='http://subscribepage.io/sVBhpO'>HERE</a></p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4j4jva7gpqvfkpyb/100_100_Episodes_of_the_Money_Mindful_Moms_Show_What_I_ve_learned_from_podcasting_over_these_last_100_episodes_and_what_s_next_for_the_show8jd6m.mp3" length="15249638" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
100 EPISODES!  We look pretty good for 100, don’t we?  
In today’s episode we’re celebrating 100 episodes of the Money Mindful Moms show by sharing the journey of the podcast from 0-100.  I share a little behind the scenes of the show (and my brain) and what’s next for the podcast. 
I am so proud of this show and I’m honored that you carve time out of your schedule’s to listen every week.  Thank you so much for being here!
Cheers to this next season!
&lt;3 Krista
Like I shared in today’s episode, we have 2 opportunities to work with Krista and enrollment is NOW OPEN for both!
The 3 Days to $1K challenge: Let’s find or create an extra $1K consistently every month in your budget. To learn more and enroll, click HERE
The Overflow Program:  My signature 8-week group coaching program for moms who want to make some significant changes in their finances because they want to open some doors in their life that can’t be opened without the finances to back it up.  To learn more and enroll, click HERE
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1125</itunes:duration>
                <itunes:episode>101</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>99. "I wish I could pay off debt but I don't make enough money!"  How I would coach someone through this as a money coach</title>
        <itunes:title>99. "I wish I could pay off debt but I don't make enough money!"  How I would coach someone through this as a money coach</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/99-i-wish-i-could-pay-off-debt-but-i-dont-make-enough-money-how-i-would-coach-someone-through-this-as-a-money-coach/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/99-i-wish-i-could-pay-off-debt-but-i-dont-make-enough-money-how-i-would-coach-someone-through-this-as-a-money-coach/#comments</comments>        <pubDate>Thu, 15 Aug 2024 04:13:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/1e8b6288-52b3-3c17-b27c-7fc93d39b4be</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Have you ever felt like you're stuck in a debt cycle and if you only made more money you could break it?  I hear you!  More money feels like it's the answer but what if there was another solution?</p>
<p>In today's episode, I'll walk you through the questions I would ask a client experiencing the same thing to get to the root of the issue.</p>
<p>I hope this helps!</p>
<p>&lt;3 Krista</p>
<p>ps.  Save the dates!!!  My next 3 days to $1K Challenge is happening August 26-28 </p>
<p>AND</p>
<p>My next round of the 8 week Overflow Program kicks off the first week of September. </p>
<p>Links coming soon to register for each, but if you want to raise your hand and say "I"m in!" Please send me an email at <a href='mailto:moneymindfulmoms@gmail.com'>moneymindfulmoms@gmail.com</a> and I'll put you on my "first to know" list when registration opens.</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Have you ever felt like you're stuck in a debt cycle and if you only made more money you could break it?  I hear you!  More money feels like it's the answer but what if there was another solution?</p>
<p>In today's episode, I'll walk you through the questions I would ask a client experiencing the same thing to get to the root of the issue.</p>
<p><em>I hope this helps!</em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>ps.  Save the dates!!!  My next 3 days to $1K Challenge is happening August 26-28 </em></p>
<p><em>AND</em></p>
<p><em>My next round of the 8 week Overflow Program kicks off the first week of September. </em></p>
<p><em>Links coming soon to register for each, but if you want to raise your hand and say "I"m in!" Please send me an email at <a href='mailto:moneymindfulmoms@gmail.com'>moneymindfulmoms@gmail.com</a> and I'll put you on my "first to know" list when registration opens.</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dctx7i4fxpupb7ra/99_I_wish_I_could_pay_off_debt_but_I_don_t_make_enough_money_How_I_would_coach_someone_through_this_as_a_money_coach64s66.mp3" length="7987051" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Have you ever felt like you're stuck in a debt cycle and if you only made more money you could break it?  I hear you!  More money feels like it's the answer but what if there was another solution?
In today's episode, I'll walk you through the questions I would ask a client experiencing the same thing to get to the root of the issue.
I hope this helps!
&lt;3 Krista
ps.  Save the dates!!!  My next 3 days to $1K Challenge is happening August 26-28 
AND
My next round of the 8 week Overflow Program kicks off the first week of September. 
Links coming soon to register for each, but if you want to raise your hand and say "I"m in!" Please send me an email at moneymindfulmoms@gmail.com and I'll put you on my "first to know" list when registration opens.
----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>601</itunes:duration>
                <itunes:episode>100</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>98. "Budgets don't work for me."  If budgets haven't worked for you in the past, try these small changes before you throw in the towel</title>
        <itunes:title>98. "Budgets don't work for me."  If budgets haven't worked for you in the past, try these small changes before you throw in the towel</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/98-budgets-dont-work-for-me-if-budgets-havent-worked-for-you-in-the-past-try-these-small-changes-before-you-throw-in-the-towel/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/98-budgets-dont-work-for-me-if-budgets-havent-worked-for-you-in-the-past-try-these-small-changes-before-you-throw-in-the-towel/#comments</comments>        <pubDate>Tue, 13 Aug 2024 04:08:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/6005c172-cf8a-374b-b60b-348f8550a2c4</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Let me guess..</p>
<ul><li style="font-weight:400;">You try to do all the "right things" when it comes to your money</li>
<li style="font-weight:400;">You work hard</li>
<li style="font-weight:400;">You want to be a person who pays off her debt</li>
</ul>
<p>BUT.....</p>
<p>it feels like budgets just don't seem to work for you.</p>
<p>We've got you covered with today's episode because it may be coming down to making a few tweaks so it works for you and you stick to it. </p>
<p>Believing in you always, </p>
<p>&lt;3 Krista</p>
<p>ps.  Save the dates!!!  My next 3 days to $1K Challenge is happening August 26-28 </p>
<p>AND</p>
<p>My next round of the 8 week Overflow Program kicks off the first week of September. </p>
<p>Links coming soon to register for each, but if you want to raise your hand and say "I"m in!" Please send me an email at <a href='mailto:moneymindfulmoms@gmail.com'>moneymindfulmoms@gmail.com</a> and I'll put you on my "first to know" list when registration opens.</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Let me guess..</p>
<ul><li style="font-weight:400;">You try to do all the "right things" when it comes to your money</li>
<li style="font-weight:400;">You work hard</li>
<li style="font-weight:400;">You want to be a person who pays off her debt</li>
</ul>
<p><em>BUT.....</em></p>
<p>it feels like budgets just don't seem to work for you.</p>
<p>We've got you covered with today's episode because it may be coming down to making a few tweaks so it works for you and you stick to it. </p>
<p>Believing in you always, </p>
<p><em>&lt;3 Krista</em></p>
<p><em>ps.  Save the dates!!!  My next 3 days to $1K Challenge is happening August 26-28 </em></p>
<p><em>AND</em></p>
<p><em>My next round of the 8 week Overflow Program kicks off the first week of September. </em></p>
<p><em>Links coming soon to register for each, but if you want to raise your hand and say "I"m in!" Please send me an email at <a href='mailto:moneymindfulmoms@gmail.com'>moneymindfulmoms@gmail.com</a> and I'll put you on my "first to know" list when registration opens.</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/85jveijr7rjeucg6/98_Budgets_don_t_work_for_me_If_budgets_haven_t_worked_for_you_in_the_past_try_these_small_changes_before_you_throw_in_the_towel8gwj7.mp3" length="8585991" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Let me guess..
You try to do all the "right things" when it comes to your money
You work hard
You want to be a person who pays off her debt
BUT.....
it feels like budgets just don't seem to work for you.
We've got you covered with today's episode because it may be coming down to making a few tweaks so it works for you and you stick to it. 
Believing in you always, 
&lt;3 Krista
ps.  Save the dates!!!  My next 3 days to $1K Challenge is happening August 26-28 
AND
My next round of the 8 week Overflow Program kicks off the first week of September. 
Links coming soon to register for each, but if you want to raise your hand and say "I"m in!" Please send me an email at moneymindfulmoms@gmail.com and I'll put you on my "first to know" list when registration opens.
----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>644</itunes:duration>
                <itunes:episode>99</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>97. See more money from your Network Marketing Business- 4 Common indicators for long term success in business - PART THREE</title>
        <itunes:title>97. See more money from your Network Marketing Business- 4 Common indicators for long term success in business - PART THREE</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/97-see-more-money-from-your-network-marketing-business-4-common-indicators-for-long-term-success-in-business-part-three/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/97-see-more-money-from-your-network-marketing-business-4-common-indicators-for-long-term-success-in-business-part-three/#comments</comments>        <pubDate>Thu, 08 Aug 2024 04:13:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/11e51b9e-6d2f-3667-9638-681bab56d883</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Hey Network Marketing Mama!</p>
<p>You started your business because you wanted a flexible way to provide for your family, right?  So why does it feel like you're not seeing the financial reward?  </p>
<p>In today's episode I'll be sharing the common threads I see among Network Marketing moms with long term success.  The ones who are don't just have a quick rise to the top with a equally as fast crash to the bottom, but the ones who have consistent success financially (not counting the dips all businesses experience.) </p>
<p>Network Marketing can be a great business model when you have a solid personal finance foundation so let's get your money right so you can get your business right. </p>
<p>And don't forget to save the dates!  </p>
<p>-August 26-28 is the next round of the 3 Days to $1K challenge</p>
<p>-The first week of September will be the next round of The Overflow Program, my 8 week group coaching program.  </p>
<p>More details on those coming soon!</p>
<p>Cheering for you, </p>
<p>&lt;3 Krista</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Hey Network Marketing Mama!</p>
<p>You started your business because you wanted a flexible way to provide for your family, right?  So why does it feel like you're not seeing the financial reward?  </p>
<p>In today's episode I'll be sharing the common threads I see among Network Marketing moms with long term success.  The ones who are don't just have a quick rise to the top with a equally as fast crash to the bottom, but the ones who have consistent success financially (not counting the dips all businesses experience.) </p>
<p>Network Marketing can be a great business model when you have a solid personal finance foundation so let's get your money right so you can get your business right. </p>
<p><em>And don't forget to save the dates!  </em></p>
<p>-August 26-28 is the next round of the 3 Days to $1K challenge</p>
<p>-The first week of September will be the next round of The Overflow Program, my 8 week group coaching program.  </p>
<p>More details on those coming soon!</p>
<p>Cheering for you, </p>
<p><em>&lt;3 Krista</em></p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/aweyyknb49svzyh9/97_See_more_money_from_your_Network_Marketing_Business-_4_Common_indicators_for_long_term_success_in_business_-_PART_THREE6t5wk.mp3" length="12098613" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hey Network Marketing Mama!
You started your business because you wanted a flexible way to provide for your family, right?  So why does it feel like you're not seeing the financial reward?  
In today's episode I'll be sharing the common threads I see among Network Marketing moms with long term success.  The ones who are don't just have a quick rise to the top with a equally as fast crash to the bottom, but the ones who have consistent success financially (not counting the dips all businesses experience.) 
Network Marketing can be a great business model when you have a solid personal finance foundation so let's get your money right so you can get your business right. 
And don't forget to save the dates!  
-August 26-28 is the next round of the 3 Days to $1K challenge
-The first week of September will be the next round of The Overflow Program, my 8 week group coaching program.  
More details on those coming soon!
Cheering for you, 
&lt;3 Krista
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>894</itunes:duration>
                <itunes:episode>98</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>96. See more money from your Network Marketing Business- 3 money mistakes to avoid if you want to grow your business - PART TWO</title>
        <itunes:title>96. See more money from your Network Marketing Business- 3 money mistakes to avoid if you want to grow your business - PART TWO</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/96-see-more-money-from-your-network-marketing-business-3-money-mistakes-to-avoid-if-you-want-to-grow-your-business-part-two/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/96-see-more-money-from-your-network-marketing-business-3-money-mistakes-to-avoid-if-you-want-to-grow-your-business-part-two/#comments</comments>        <pubDate>Tue, 06 Aug 2024 04:08:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/ca4a58c0-9862-3a7e-91d0-f444cde8b0c3</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Hey Network Marketing Mama!</p>
<p>You started your business because you wanted a flexible way to provide for your family, right?  So why does it feel like you're not seeing the financial reward?  </p>
<p>In today's episode we're breaking down a few money mistakes that may be keeping you from reaching your full potential with your business. </p>
<p>These are things you may want to avoid in the future or they may be things you realize you're doing right now.  The good news is, you can make the necessary changes today!</p>
<p>Network Marketing can be a great business model when you have a solid personal finance foundation so let's get your money right so you can get your business right. </p>
<p>Cheering for you, </p>
<p>&lt;3 Krista</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Hey Network Marketing Mama!</p>
<p>You started your business because you wanted a flexible way to provide for your family, right?  So why does it feel like you're not seeing the financial reward?  </p>
<p>In today's episode we're breaking down a few money mistakes that may be keeping you from reaching your full potential with your business. </p>
<p>These are things you may want to avoid in the future or they may be things you realize you're doing right now.  The good news is, you can make the necessary changes today!</p>
<p>Network Marketing can be a great business model when you have a solid personal finance foundation so let's get your money right so you can get your business right. </p>
<p>Cheering for you, </p>
<p><em>&lt;3 Krista</em></p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ixvmh3m7gturd82s/96_See_more_money_from_your_Network_Marketing_Business-_3_money_mistakes_to_avoid_if_you_want_to_grow_your_business_-_PART_TWO9h7pg.mp3" length="11789668" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hey Network Marketing Mama!
You started your business because you wanted a flexible way to provide for your family, right?  So why does it feel like you're not seeing the financial reward?  
In today's episode we're breaking down a few money mistakes that may be keeping you from reaching your full potential with your business. 
These are things you may want to avoid in the future or they may be things you realize you're doing right now.  The good news is, you can make the necessary changes today!
Network Marketing can be a great business model when you have a solid personal finance foundation so let's get your money right so you can get your business right. 
Cheering for you, 
&lt;3 Krista
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>859</itunes:duration>
                <itunes:episode>97</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>95. See more money from your Network Marketing Business- How your money mindset might be what's holding you back from success in business- SERIES PART ONE</title>
        <itunes:title>95. See more money from your Network Marketing Business- How your money mindset might be what's holding you back from success in business- SERIES PART ONE</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/95-see-more-money-from-your-network-marketing-business-how-your-money-mindset-might-be-whats-holding-you-back-from-success-in-business-series-part-one/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/95-see-more-money-from-your-network-marketing-business-how-your-money-mindset-might-be-whats-holding-you-back-from-success-in-business-series-part-one/#comments</comments>        <pubDate>Thu, 01 Aug 2024 04:20:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/8b67488e-e38a-35c0-9310-321d74d7b2c9</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Do you have a Network Marketing business?  Or maybe a social selling business?  Would you like to see more money for the time you're putting in?  </p>
<p>Today we're kicking off a 3 part series specifically for you!  You don't have to work harder or a bunch more hours to see more money from your business.  </p>
<p>Strong personal finances are the foundation of strong business finances so we're going to do a deep dive into what might be going on if you're not seeing the financial reward from the time you're putting in. </p>
<p>In today's episode we cover your money mindset.  What beliefs you have about money that may be holding you back and how you can re-write your own money story.  Be sure to check back in the next week for more episodes in this series!</p>
<p>Love you, mean it!</p>
<p>&lt;3 Krista</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Do you have a Network Marketing business?  Or maybe a social selling business?  Would you like to see more money for the time you're putting in?  </p>
<p>Today we're kicking off a 3 part series specifically for you!  You don't have to work harder or a bunch more hours to see more money from your business.  </p>
<p>Strong personal finances are the foundation of strong business finances so we're going to do a deep dive into what might be going on if you're not seeing the financial reward from the time you're putting in. </p>
<p>In today's episode we cover your money mindset.  What beliefs you have about money that may be holding you back and how you can re-write your own money story.  Be sure to check back in the next week for more episodes in this series!</p>
<p>Love you, mean it!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/v756d9pw4gh4a2py/95_See_more_money_from_your_Network_Marketing_Business-_How_your_Money_Mindset_might_be_what_s_holding_you_back_from_success_in_business-_PART_ONE8i4qt.mp3" length="14074628" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Do you have a Network Marketing business?  Or maybe a social selling business?  Would you like to see more money for the time you're putting in?  
Today we're kicking off a 3 part series specifically for you!  You don't have to work harder or a bunch more hours to see more money from your business.  
Strong personal finances are the foundation of strong business finances so we're going to do a deep dive into what might be going on if you're not seeing the financial reward from the time you're putting in. 
In today's episode we cover your money mindset.  What beliefs you have about money that may be holding you back and how you can re-write your own money story.  Be sure to check back in the next week for more episodes in this series!
Love you, mean it!
&lt;3 Krista
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1038</itunes:duration>
                <itunes:episode>96</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>94. Get to your money goals faster by focusing on your grocery budget with special guest Rachel Coons</title>
        <itunes:title>94. Get to your money goals faster by focusing on your grocery budget with special guest Rachel Coons</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/94-get-to-your-money-goals-faster-by-focusing-on-your-grocery-budget-with-special-guest-rachel-coons/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/94-get-to-your-money-goals-faster-by-focusing-on-your-grocery-budget-with-special-guest-rachel-coons/#comments</comments>        <pubDate>Tue, 30 Jul 2024 04:16:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/f83e2b1b-8843-387b-84a0-6ab47492f9b1</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Grocery prices in 2024.... ugh.  </p>
<p>It's a topic on many people's minds these days.  Thankfully there is still a way you can cut back on your grocery budget and it's much simpler than you might think. </p>
<p>Today we have grocery budgeting expert Rachel Coons on the show to talk about why you should focus on this area of your budget and what your first steps can be.  </p>
<p>If you want to learn more about Rachel and how she helps other moms save on their groceries every month, follow her on Instagram @heyrachelcoons </p>
<p>And check out her free resources here:</p>
<p><a href='http://www.heyrachelcoons.com/savingsguide'>www.heyrachelcoons.com/savingsguide</a>
<a href='http://www.heyrachelcoons.com/class'>Www.heyrachelcoons.com/class</a></p>
<p>Happy Saving!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Grocery prices in 2024.... ugh.  </p>
<p>It's a topic on many people's minds these days.  Thankfully there is still a way you can cut back on your grocery budget and it's much simpler than you might think. </p>
<p>Today we have grocery budgeting expert Rachel Coons on the show to talk about why you should focus on this area of your budget and what your first steps can be.  </p>
<p>If you want to learn more about Rachel and how she helps other moms save on their groceries every month, follow her on Instagram @heyrachelcoons </p>
<p>And check out her free resources here:</p>
<p><a href='http://www.heyrachelcoons.com/savingsguide'>www.heyrachelcoons.com/savingsguide</a><br>
<a href='http://www.heyrachelcoons.com/class'>Www.heyrachelcoons.com/class</a></p>
<p><em>Happy Saving!</em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide<a href='http://subscribepage.io/K2tY2b'> HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ti77jnhimuvecuca/94_Get_to_your_money_goals_faster_by_focusing_on_your_grocery_budget_with_special_guest_Rachel_Coons8kmko.mp3" length="10143863" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Grocery prices in 2024.... ugh.  
It's a topic on many people's minds these days.  Thankfully there is still a way you can cut back on your grocery budget and it's much simpler than you might think. 
Today we have grocery budgeting expert Rachel Coons on the show to talk about why you should focus on this area of your budget and what your first steps can be.  
If you want to learn more about Rachel and how she helps other moms save on their groceries every month, follow her on Instagram @heyrachelcoons 
And check out her free resources here:
www.heyrachelcoons.com/savingsguideWww.heyrachelcoons.com/class
Happy Saving!
&lt;3 Krista
----more----
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1004</itunes:duration>
                <itunes:episode>95</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>93. 3 Ways to prevent burnout on your way to becoming debt free</title>
        <itunes:title>93. 3 Ways to prevent burnout on your way to becoming debt free</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/93-3-ways-to-prevent-burnout-on-your-way-to-becoming-debt-free/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/93-3-ways-to-prevent-burnout-on-your-way-to-becoming-debt-free/#comments</comments>        <pubDate>Thu, 25 Jul 2024 04:57:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/174feb07-5411-3b0d-a227-8cc6154a1b6a</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>If you're feeling burned out this episode is for you!</p>
<p>It's so easy to fall into burnout if you don't have some tools in your goal setting tool belt.  In today's episode I lay out 3 things that will help you keep from crashing and burning when it comes to your money goals.  </p>
<p>Keep on keeping on, </p>
<p>&lt;3 Krista</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide <a href='http://subscribepage.io/K2tY2b'>HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>If you're feeling burned out this episode is for you!</p>
<p>It's so easy to fall into burnout if you don't have some tools in your goal setting tool belt.  In today's episode I lay out 3 things that will help you keep from crashing and burning when it comes to your money goals.  </p>
<p><em>Keep on keeping on, </em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide <a href='http://subscribepage.io/K2tY2b'>HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/h72vah2erdiyrif7/93_3_Ways_to_prevent_burnout_on_your_way_to_becoming_debt_free78pxg.mp3" length="9284732" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
If you're feeling burned out this episode is for you!
It's so easy to fall into burnout if you don't have some tools in your goal setting tool belt.  In today's episode I lay out 3 things that will help you keep from crashing and burning when it comes to your money goals.  
Keep on keeping on, 
&lt;3 Krista
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>674</itunes:duration>
                <itunes:episode>94</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>92. A Mid- Year reset for your money goals.  It's not too late for 2024 to be your debt free year!</title>
        <itunes:title>92. A Mid- Year reset for your money goals.  It's not too late for 2024 to be your debt free year!</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/92-a-mid-year-reset-for-your-money-goals-its-not-too-late-for-2024-to-be-your-debt-free-year/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/92-a-mid-year-reset-for-your-money-goals-its-not-too-late-for-2024-to-be-your-debt-free-year/#comments</comments>        <pubDate>Tue, 23 Jul 2024 04:54:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/b079fd97-5eff-3588-b7e9-a1d3506479a5</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>We're passed the halfway mark on the year and you may be pumped with your progress, or you may be.... well.... less than impressed.  </p>
<p>Either way, this episode is the reset button you need for your money goals to finish out the year strong no matter where you're at. </p>
<p>Proud of you, </p>
<p>&lt;3 Krista</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide <a href='http://subscribepage.io/K2tY2b'>HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>We're passed the halfway mark on the year and you may be pumped with your progress, or you may be.... well.... less than impressed.  </p>
<p>Either way, this episode is the reset button you need for your money goals to finish out the year strong no matter where you're at. </p>
<p><em>Proud of you,</em> </p>
<p><em>&lt;3 Krista</em></p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide <a href='http://subscribepage.io/K2tY2b'>HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/v9xqpw8uwvessahp/92_A_Mid-Year_reset_for_your_money_goals_It_s_not_too_late_for_2024_to_be_your_debt_free_year_bv4du.mp3" length="9062562" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
We're passed the halfway mark on the year and you may be pumped with your progress, or you may be.... well.... less than impressed.  
Either way, this episode is the reset button you need for your money goals to finish out the year strong no matter where you're at. 
Proud of you, 
&lt;3 Krista
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>664</itunes:duration>
                <itunes:episode>93</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>91. When should you start applying for college scholarships?  Tips from scholarship coach Rockell Bartoli that will save you money on your child's college education</title>
        <itunes:title>91. When should you start applying for college scholarships?  Tips from scholarship coach Rockell Bartoli that will save you money on your child's college education</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/91-when-shouldyoustartapplyingfor-college-scholarshipstips-from-scholarship-coachrockell-bartolithatwillsaveyoumoneyon-your-childs-collegeeducation/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/91-when-shouldyoustartapplyingfor-college-scholarshipstips-from-scholarship-coachrockell-bartolithatwillsaveyoumoneyon-your-childs-collegeeducation/#comments</comments>        <pubDate>Thu, 18 Jul 2024 04:36:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/e3d52426-8ba8-3e7f-ae6e-09d3c5f4f624</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Attention parents of school age kids!  Did you know you can start applying for some scholarships as early as elementary school?  The early you start learning about your options, the easier the process will be when it's time to start applying. </p>
<p>On today's episode we are learning from Scholarship Coach Rockell Bartoli on how parents can start learning the process of applying for scholarships that could save you thousands of dollars on your child's education. </p>
<p>You don't want to miss this episode!</p>
<p>To connect with Rockell: </p>
<p>Listen to her podcast <a href='https://podcasts.apple.com/us/podcast/the-scholar-budget-helping-students-navigate-finances/id1709418010'>HERE</a></p>
<p>Find her on Instagram @thescholarbudget</p>
<p>&lt;3 Krista</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide <a href='http://subscribepage.io/K2tY2b'>HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Attention parents of school age kids!  Did you know you can start applying for some scholarships as early as elementary school?  The early you start learning about your options, the easier the process will be when it's time to start applying. </p>
<p>On today's episode we are learning from Scholarship Coach Rockell Bartoli on how parents can start learning the process of applying for scholarships that could save you thousands of dollars on your child's education. </p>
<p>You don't want to miss this episode!</p>
<p>To connect with Rockell: </p>
<p>Listen to her podcast <a href='https://podcasts.apple.com/us/podcast/the-scholar-budget-helping-students-navigate-finances/id1709418010'>HERE</a></p>
<p>Find her on Instagram @thescholarbudget</p>
<p><em>&lt;3 Krista</em></p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide <a href='http://subscribepage.io/K2tY2b'>HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2vi2pum9a7vbntbj/91_When_should_you_start_applying_for_college_scholarships_Tips_from_scholarship_coach_Rockell_Bartoli_that_will_save_you_money_on_your_child_s_college_educationavery.mp3" length="10853796" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Attention parents of school age kids!  Did you know you can start applying for some scholarships as early as elementary school?  The early you start learning about your options, the easier the process will be when it's time to start applying. 
On today's episode we are learning from Scholarship Coach Rockell Bartoli on how parents can start learning the process of applying for scholarships that could save you thousands of dollars on your child's education. 
You don't want to miss this episode!
To connect with Rockell: 
Listen to her podcast HERE
Find her on Instagram @thescholarbudget
&lt;3 Krista
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>988</itunes:duration>
                <itunes:episode>92</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>90. “I know I make plenty of money, where in the world is it all going?” You might not need a financial overhaul, just this simple mindset shift</title>
        <itunes:title>90. “I know I make plenty of money, where in the world is it all going?” You might not need a financial overhaul, just this simple mindset shift</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/90-i-know-i-make-plenty-of-money-where-in-the-world-is-it-all-going-you-might-not-need-a-financial-overhaul-just-this-simple-mindset-shift/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/90-i-know-i-make-plenty-of-money-where-in-the-world-is-it-all-going-you-might-not-need-a-financial-overhaul-just-this-simple-mindset-shift/#comments</comments>        <pubDate>Tue, 16 Jul 2024 04:19:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/0920a6cb-a6b0-3986-8969-abca184d7729</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Let me guess..</p>
<ul><li>You try to do all the "right things" when it comes to your money</li>
<li>You work hard</li>
<li>You want to be a person who saves, invests, gives, etc</li>
</ul>
<p>BUT.....</p>
<p>for some reason you can't seem to make any progress because where is it all going?</p>
<p>We've got you covered with today's episode because it may be coming down to a simple money mindset shift.</p>
<p>Believing in you always, </p>
<p>&lt;3 Krista</p>
<p>Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide <a href='http://subscribepage.io/K2tY2b'>HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Let me guess..</p>
<ul><li>You try to do all the "right things" when it comes to your money</li>
<li>You work hard</li>
<li>You want to be a person who saves, invests, gives, etc</li>
</ul>
<p><em>BUT.....</em></p>
<p>for some reason you can't seem to make any progress because where is it all going?</p>
<p>We've got you covered with today's episode because it may be coming down to a simple money mindset shift.</p>
<p>Believing in you always, </p>
<p><em>&lt;3 Krista</em></p>
<p><em>Ready to get your debt paid off this year?</em>  Grab my FREE Debt Free Get Started Guide <a href='http://subscribepage.io/K2tY2b'>HERE</a> to get the ball rolling towards your debt free life. </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/rm5svp7n7fg4rsdy/90_I_know_I_make_plenty_of_moneya9qoq.mp3" length="8599770" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Let me guess..
You try to do all the "right things" when it comes to your money
You work hard
You want to be a person who saves, invests, gives, etc
BUT.....
for some reason you can't seem to make any progress because where is it all going?
We've got you covered with today's episode because it may be coming down to a simple money mindset shift.
Believing in you always, 
&lt;3 Krista
Ready to get your debt paid off this year?  Grab my FREE Debt Free Get Started Guide HERE to get the ball rolling towards your debt free life. 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>641</itunes:duration>
                <itunes:episode>91</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>89. 40 Trips around the sun! An update on my credit card debt free by 40 goal</title>
        <itunes:title>89. 40 Trips around the sun! An update on my credit card debt free by 40 goal</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/89-40-trips-around-the-sun-an-update-on-my-credit-card-debt-free-by-40-goal/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/89-40-trips-around-the-sun-an-update-on-my-credit-card-debt-free-by-40-goal/#comments</comments>        <pubDate>Thu, 11 Jul 2024 04:28:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/d0b6e30a-acbc-314d-8b61-b6f9813e9f34</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
Happy Birthday to me! 
 
I'm closing the chapter on my 30s and moving into my 40s so I thought it was a good time to update you on my credit card debt free by 40 goal.  
 
And I have a birthday request!  For my birthday, I'd love for you to leave a written review and rating on the show if you haven't already.  If this show has helped or supported you in any way, it would mean the world to me if you would take 3 minutes to leave a review. 
 
Thanks for celebrating with me!
&lt;3 Krista
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
Happy Birthday to me! 
 
I'm closing the chapter on my 30s and moving into my 40s so I thought it was a good time to update you on my credit card debt free by 40 goal.  
 
And I have a birthday request!  For my birthday, I'd love for you to leave a written review and rating on the show if you haven't already.  If this show has helped or supported you in any way, it would mean the world to me if you would take 3 minutes to leave a review. 
 
Thanks for celebrating with me!
<em>&lt;3 Krista</em>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/x99vhq643ba4z7ph/89_40_trips_around_the_sun_An_update_on_my_credit_card_debt_free_by_40_goalakot8.mp3" length="8751077" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Happy Birthday to me! 
 
I'm closing the chapter on my 30s and moving into my 40s so I thought it was a good time to update you on my credit card debt free by 40 goal.  
 
And I have a birthday request!  For my birthday, I'd love for you to leave a written review and rating on the show if you haven't already.  If this show has helped or supported you in any way, it would mean the world to me if you would take 3 minutes to leave a review. 
 
Thanks for celebrating with me!
&lt;3 Krista
----more----
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>630</itunes:duration>
                <itunes:episode>90</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>88. Is money the only indicator of wealth?  Meet one mom on a mission to help moms heal from the inside out</title>
        <itunes:title>88. Is money the only indicator of wealth?  Meet one mom on a mission to help moms heal from the inside out</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/88-is-money-the-only-indicator-of-wealth-meet-one-mom-on-a-mission-to-help-moms-heal-from-the-inside-out/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/88-is-money-the-only-indicator-of-wealth-meet-one-mom-on-a-mission-to-help-moms-heal-from-the-inside-out/#comments</comments>        <pubDate>Tue, 09 Jul 2024 04:27:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/233d0f24-c20f-3ee7-949f-712cad7e153c</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>I am so excited to be back with fresh episodes!</p>
<p>Today I have a conversation that needs to be had.  Wealth is about so much more than just money. </p>
<p>Our physical and mental health are a big piece of the puzzle.  So today I have Katelyn Schwartz from Body by Kate to share her story of going from her own personal health struggles, to coaching women on how to heal from the inside out.  </p>
<p>As moms we carry so much for so many.  It's important we take care of ourselves too. </p>
<p>To connect with Katelyn:</p>
www.bodybykatellc.com
https://www.instagram.com/bodybykatellc/
https://apply.bodybykatellc.com/opt-in-hormone-freebie
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>I am so excited to be back with fresh episodes!</p>
<p>Today I have a conversation that needs to be had.  Wealth is about so much more than just money. </p>
<p>Our physical and mental health are a big piece of the puzzle.  So today I have Katelyn Schwartz from Body by Kate to share her story of going from her own personal health struggles, to coaching women on how to heal from the inside out.  </p>
<p>As moms we carry so much for so many.  It's important we take care of ourselves too. </p>
<p>To connect with Katelyn:</p>
www.bodybykatellc.com
https://www.instagram.com/bodybykatellc/
https://apply.bodybykatellc.com/opt-in-hormone-freebie
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/da6mizi2kvjszzkr/88_Is_money_the_only_indicator_of_wealth_Meet_one_mom_on_a_mission_to_help_other_moms_heal_from_the_inside_out8buip.mp3" length="11206086" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
I am so excited to be back with fresh episodes!
Today I have a conversation that needs to be had.  Wealth is about so much more than just money. 
Our physical and mental health are a big piece of the puzzle.  So today I have Katelyn Schwartz from Body by Kate to share her story of going from her own personal health struggles, to coaching women on how to heal from the inside out.  
As moms we carry so much for so many.  It's important we take care of ourselves too. 
To connect with Katelyn:
www.bodybykatellc.com
https://www.instagram.com/bodybykatellc/
https://apply.bodybykatellc.com/opt-in-hormone-freebie
----more----
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1041</itunes:duration>
                <itunes:episode>89</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>87. Summer Rewind Series- Got 10 minutes?  Here are 5 things you can do to improve your finances in 10 minutes or less</title>
        <itunes:title>87. Summer Rewind Series- Got 10 minutes?  Here are 5 things you can do to improve your finances in 10 minutes or less</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/87-summer-rewind-series-got-10-minutes-here-are-5-things-you-can-do-to-improve-your-finances-in-10-minutes-or-less/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/87-summer-rewind-series-got-10-minutes-here-are-5-things-you-can-do-to-improve-your-finances-in-10-minutes-or-less/#comments</comments>        <pubDate>Thu, 04 Jul 2024 04:00:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/4426d283-06d3-3a27-b8b3-9da2127eb8c0</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Welcome back to the Summer Rewind series, where we're revisiting some of our most popular episodes.  </p>
<p>If you're tight on time, today's episode is going to give you a few things you can do in small pockets of time to get started taking control of your finances.</p>
<p>Resources from this episode:</p>
<p>If you are ready to join the 3 Days to $1K Challenge we're kicking off the next round on July 8th!  </p>
<p>General Admission includes: 3 Days of live training (30 minutes each day), daily implementation steps to take that will transform your learning into results, a digital copy of the workbook. </p>
<p><a href='https://buy.stripe.com/8wMg13agiahr7VS9AH'>Click here to register for General Admission</a></p>
<p>VIP Admission includes: 3 Days of live training (30 minutes each day), daily implementation steps to take that will transform your learning into results, a digital copy of the workbook, AND 3 Days of live group training following each training (an additional 30 minutes each day.)</p>
<p><a href='https://buy.stripe.com/8wMdSV9ceblva405ku'>Click here to register for VIP Admission</a></p>
<p>Love and belief, </p>
<p>&lt;3 Krista</p>
<ol><li> If you're struggling with debt, make sure you grab my FREE resource,<a href='http://subscribepage.io/K2tY2b'> The Debt Payoff Get Started Guide</a></li>
</ol><p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Welcome back to the Summer Rewind series, where we're revisiting some of our most popular episodes.  </p>
<p>If you're tight on time, today's episode is going to give you a few things you can do in small pockets of time to get started taking control of your finances.</p>
<p>Resources from this episode:</p>
<p>If you are ready to join the 3 Days to $1K Challenge we're kicking off the next round on July 8th!  </p>
<p>General Admission includes: 3 Days of live training (30 minutes each day), daily implementation steps to take that will transform your learning into results, a digital copy of the workbook. </p>
<p><a href='https://buy.stripe.com/8wMg13agiahr7VS9AH'>Click here to register for General Admission</a></p>
<p>VIP Admission includes: 3 Days of live training (30 minutes each day), daily implementation steps to take that will transform your learning into results, a digital copy of the workbook, AND 3 Days of live group training following each training (an additional 30 minutes each day.)</p>
<p><a href='https://buy.stripe.com/8wMdSV9ceblva405ku'>Click here to register for VIP Admission</a></p>
<p>Love and belief, </p>
<p><em>&lt;3 Krista</em></p>
<ol><li><em> If you're struggling with debt, make sure you grab my FREE resource,</em><a href='http://subscribepage.io/K2tY2b'><em> The Debt Payoff Get Started Guide</em></a></li>
</ol><p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ktqr63ubbqzmmhkh/87_Summer_rewind_series-_Got_10_minutes_Here_are_5_things_you_can_do_to_improve_your_financesb32f6.mp3" length="13200526" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Welcome back to the Summer Rewind series, where we're revisiting some of our most popular episodes.  
If you're tight on time, today's episode is going to give you a few things you can do in small pockets of time to get started taking control of your finances.
Resources from this episode:
If you are ready to join the 3 Days to $1K Challenge we're kicking off the next round on July 8th!  
General Admission includes: 3 Days of live training (30 minutes each day), daily implementation steps to take that will transform your learning into results, a digital copy of the workbook. 
Click here to register for General Admission
VIP Admission includes: 3 Days of live training (30 minutes each day), daily implementation steps to take that will transform your learning into results, a digital copy of the workbook, AND 3 Days of live group training following each training (an additional 30 minutes each day.)
Click here to register for VIP Admission
Love and belief, 
&lt;3 Krista
 If you're struggling with debt, make sure you grab my FREE resource, The Debt Payoff Get Started Guide
----more----
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>954</itunes:duration>
                <itunes:episode>88</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>86. Summer Rewind Series- How we found an extra $500 per month in our already tight budget</title>
        <itunes:title>86. Summer Rewind Series- How we found an extra $500 per month in our already tight budget</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/86-summer-rewind-series-how-we-found-an-extra-500-per-month-in-our-already-tight-budget/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/86-summer-rewind-series-how-we-found-an-extra-500-per-month-in-our-already-tight-budget/#comments</comments>        <pubDate>Tue, 02 Jul 2024 04:51:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/e0d4343a-9174-30dc-ab58-a519d1f845cc</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Welcome back to the Summer Rewind series, where we're revisiting some of our most popular episodes.  </p>
<p>Today I share the story of how we were able to find some extra cuts to our budget when we were in a tight month.  </p>
<p>Resources from this episode:</p>
<p>If you are ready to join the 3 Days to $1K Challenge we're kicking off the next round on July 8th!  </p>
<p>General Admission includes: 3 Days of live training (30 minutes each day), daily implementation steps to take that will transform your learning into results, a digital copy of the workbook. </p>
<p><a href='https://buy.stripe.com/8wMg13agiahr7VS9AH'>Click here to register for General Admission</a></p>
<p>VIP Admission includes: 3 Days of live training (30 minutes each day), daily implementation steps to take that will transform your learning into results, a digital copy of the workbook, AND 3 Days of live group training following each training (an additional 30 minutes each day.)</p>
<p><a href='https://buy.stripe.com/8wMdSV9ceblva405ku'>Click here to register for VIP Admission</a></p>
<p>Love and belief, </p>
<p>&lt;3 Krista</p>
<ol><li> If you're struggling with debt, make sure you grab my FREE resource,<a href='http://subscribepage.io/K2tY2b'> The Debt Payoff Get Started Guide</a></li>
</ol><p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Welcome back to the Summer Rewind series, where we're revisiting some of our most popular episodes.  </p>
<p>Today I share the story of how we were able to find some extra cuts to our budget when we were in a tight month.  </p>
<p>Resources from this episode:</p>
<p>If you are ready to join the 3 Days to $1K Challenge we're kicking off the next round on July 8th!  </p>
<p>General Admission includes: 3 Days of live training (30 minutes each day), daily implementation steps to take that will transform your learning into results, a digital copy of the workbook. </p>
<p><a href='https://buy.stripe.com/8wMg13agiahr7VS9AH'>Click here to register for General Admission</a></p>
<p>VIP Admission includes: 3 Days of live training (30 minutes each day), daily implementation steps to take that will transform your learning into results, a digital copy of the workbook, AND 3 Days of live group training following each training (an additional 30 minutes each day.)</p>
<p><a href='https://buy.stripe.com/8wMdSV9ceblva405ku'>Click here to register for VIP Admission</a></p>
<p>Love and belief, </p>
<p><em>&lt;3 Krista</em></p>
<ol><li><em> If you're struggling with debt, make sure you grab my FREE resource,</em><a href='http://subscribepage.io/K2tY2b'><em> The Debt Payoff Get Started Guide</em></a></li>
</ol><p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/u9n7drdhbqtruyud/86_Summer_Rewind_Series-_How_we_found_an_extra_500_per_month_in_our_already_tight_budget9caq5.mp3" length="10935883" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Welcome back to the Summer Rewind series, where we're revisiting some of our most popular episodes.  
Today I share the story of how we were able to find some extra cuts to our budget when we were in a tight month.  
Resources from this episode:
If you are ready to join the 3 Days to $1K Challenge we're kicking off the next round on July 8th!  
General Admission includes: 3 Days of live training (30 minutes each day), daily implementation steps to take that will transform your learning into results, a digital copy of the workbook. 
Click here to register for General Admission
VIP Admission includes: 3 Days of live training (30 minutes each day), daily implementation steps to take that will transform your learning into results, a digital copy of the workbook, AND 3 Days of live group training following each training (an additional 30 minutes each day.)
Click here to register for VIP Admission
Love and belief, 
&lt;3 Krista
 If you're struggling with debt, make sure you grab my FREE resource, The Debt Payoff Get Started Guide
----more----
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>790</itunes:duration>
                <itunes:episode>87</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>85. Summer Rewind Series- Meet 1 mom who has grown her successful business from home while homeschooling</title>
        <itunes:title>85. Summer Rewind Series- Meet 1 mom who has grown her successful business from home while homeschooling</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/85-summer-rewind-series-meet-1-mom-who-has-grown-her-successful-business-from-home-while-homeschooling/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/85-summer-rewind-series-meet-1-mom-who-has-grown-her-successful-business-from-home-while-homeschooling/#comments</comments>        <pubDate>Thu, 27 Jun 2024 03:25:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/50dea36d-3ec5-3250-814c-28e42e6196a6</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Welcome to the Summer Rewind Series!  We're revisiting some of our most popular podcast episodes so far.  </p>
<p>On today's episode we're revisiting our episode where I interviewed a fellow business mama Lizzie aka @fiercelizzie on Instagram.  Lizzie has grown her business working part time from home while homeschooling her kids and in this episode I ask her all about how she's done that.</p>
<p>Did you hear about the FREE workshop I'm doing for moms in Network Marketing?  In this free workshop you'll get some first steps to un-mess your money so you can having thriving business. </p>
<p>To register for this free workshop happening 6/27 at 5pm PST click <a href='https://forms.gle/SSrVv2jVwmjibN3X8'>HERE</a></p>
<p>Love and belief, </p>
<p>&lt;3 Krista</p>
<ol><li> If you're struggling with debt, make sure you grab my FREE resource,<a href='http://subscribepage.io/K2tY2b'> The Debt Payoff Get Started Guide</a></li>
</ol><p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Welcome to the Summer Rewind Series!  We're revisiting some of our most popular podcast episodes so far.  </p>
<p>On today's episode we're revisiting our episode where I interviewed a fellow business mama Lizzie aka @fiercelizzie on Instagram.  Lizzie has grown her business working part time from home while homeschooling her kids and in this episode I ask her all about how she's done that.</p>
<p>Did you hear about the FREE workshop I'm doing for moms in Network Marketing?  In this free workshop you'll get some first steps to un-mess your money so you can having thriving business. </p>
<p>To register for this free workshop happening 6/27 at 5pm PST click <a href='https://forms.gle/SSrVv2jVwmjibN3X8'>HERE</a></p>
<p>Love and belief, </p>
<p><em>&lt;3 Krista</em></p>
<ol><li><em> If you're struggling with debt, make sure you grab my FREE resource,</em><a href='http://subscribepage.io/K2tY2b'><em> The Debt Payoff Get Started Guide</em></a></li>
</ol><p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/r7qc6pb4wwg4r8s4/85_Summer_Rewind_Series-_Meet_1_mom_who_has_grown_her_successful_business_and_podcast_from_home_while_raising_young_kidsa5oqt.mp3" length="18659638" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Welcome to the Summer Rewind Series!  We're revisiting some of our most popular podcast episodes so far.  
On today's episode we're revisiting our episode where I interviewed a fellow business mama Lizzie aka @fiercelizzie on Instagram.  Lizzie has grown her business working part time from home while homeschooling her kids and in this episode I ask her all about how she's done that.
Did you hear about the FREE workshop I'm doing for moms in Network Marketing?  In this free workshop you'll get some first steps to un-mess your money so you can having thriving business. 
To register for this free workshop happening 6/27 at 5pm PST click HERE
Love and belief, 
&lt;3 Krista
 If you're struggling with debt, make sure you grab my FREE resource, The Debt Payoff Get Started Guide
----more----
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1798</itunes:duration>
                <itunes:episode>86</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>84. Summer Rewind Series- Spending every paycheck as fast as it comes in?</title>
        <itunes:title>84. Summer Rewind Series- Spending every paycheck as fast as it comes in?</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/84-summer-rewind-series-spending-every-paycheck-as-fast-as-it-comes-in/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/84-summer-rewind-series-spending-every-paycheck-as-fast-as-it-comes-in/#comments</comments>        <pubDate>Tue, 25 Jun 2024 09:25:01 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/d3e69803-4346-312e-89da-3a104e77f9a4</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Welcome to the Summer Rewind Series!  We're revisiting some of our most popular podcast episodes so far.  </p>
<p>On today's episode we're revisiting our episode where I cover what to do if it feels like you're spending every paycheck just as fast as it comes in.</p>
<p>Did you hear about the FREE workshop I'm doing for moms in Network Marketing?  In this free workshop you'll get some first steps to un-mess your money so you can having thriving business. </p>
<p>To register for this free workshop happening 6/27 at 5pm PST click <a href='https://forms.gle/SSrVv2jVwmjibN3X8'>HERE</a></p>
<p>Love and belief, </p>
<p>&lt;3 Krista</p>
<ol><li> If you're struggling with debt, make sure you grab my FREE resource,<a href='http://subscribepage.io/K2tY2b'> The Debt Payoff Get Started Guide</a></li>
</ol><p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p> </p>
<p> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Welcome to the Summer Rewind Series!  We're revisiting some of our most popular podcast episodes so far.  </p>
<p>On today's episode we're revisiting our episode where I cover what to do if it feels like you're spending every paycheck just as fast as it comes in.</p>
<p>Did you hear about the FREE workshop I'm doing for moms in Network Marketing?  In this free workshop you'll get some first steps to un-mess your money so you can having thriving business. </p>
<p>To register for this free workshop happening 6/27 at 5pm PST click <a href='https://forms.gle/SSrVv2jVwmjibN3X8'>HERE</a></p>
<p>Love and belief, </p>
<p><em>&lt;3 Krista</em></p>
<ol><li><em> If you're struggling with debt, make sure you grab my FREE resource,</em><a href='http://subscribepage.io/K2tY2b'><em> The Debt Payoff Get Started Guide</em></a></li>
</ol><p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
<p> </p>
<p> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/akbyjdzj697x9u5p/84_Summer_Rewind_Series-_Spending_every_paycheck_as_fast_as_it_comes_in_6ul4t.mp3" length="14325350" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Welcome to the Summer Rewind Series!  We're revisiting some of our most popular podcast episodes so far.  
On today's episode we're revisiting our episode where I cover what to do if it feels like you're spending every paycheck just as fast as it comes in.
Did you hear about the FREE workshop I'm doing for moms in Network Marketing?  In this free workshop you'll get some first steps to un-mess your money so you can having thriving business. 
To register for this free workshop happening 6/27 at 5pm PST click HERE
Love and belief, 
&lt;3 Krista
 If you're struggling with debt, make sure you grab my FREE resource, The Debt Payoff Get Started Guide
----more----
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms
 
 ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1034</itunes:duration>
                <itunes:episode>85</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>"I'm not seeing money coming in from my business"- FREE WORKSHOP HAPPENING THIS THURSDAY</title>
        <itunes:title>"I'm not seeing money coming in from my business"- FREE WORKSHOP HAPPENING THIS THURSDAY</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/im-not-seeing-money-coming-in-from-my-business-free-workshop-happening-this-thursday/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/im-not-seeing-money-coming-in-from-my-business-free-workshop-happening-this-thursday/#comments</comments>        <pubDate>Sun, 23 Jun 2024 04:16:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/16702059-e971-3951-ab50-4166841ec34f</guid>
                                    <description><![CDATA[<p>Hey friend!  </p>
<p>Do you have a network marketing business that you are frustrated with because the money just ain't there?  </p>
<p>Or maybe it is there, you're just not seeing it because it seems to come in and go out with no consistency and certainly no system? </p>
<p>I have a free workshop just for you!</p>
<p>The Fund Your Fun Workshop is for the network marketing mama who wants her business to finally be able to pay for the fun extras she started her business for.  </p>
<p>- The extra vacation</p>
<p>- The extra bball league for her kids</p>
<p>- The extra guac on her burrito</p>
<p>Whatever that looks like for you, there is a way you can finally start seeing more of the money you're working hard to make. </p>
<p><a href='https://forms.gle/p27FPMg3E2rsQnwK9'>Register for the FREE workshop HERE</a> and go share it with all of your team members because team members who are making money are happy and loyal.  </p>
<p>xo, </p>
<p>&lt;3 Krista</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hey friend!  </p>
<p>Do you have a network marketing business that you are frustrated with because the money just ain't there?  </p>
<p>Or maybe it is there, you're just not seeing it because it seems to come in and go out with no consistency and certainly no system? </p>
<p>I have a free workshop just for you!</p>
<p>The Fund Your Fun Workshop is for the network marketing mama who wants her business to finally be able to pay for the fun extras she started her business for.  </p>
<p>- The extra vacation</p>
<p>- The extra bball league for her kids</p>
<p>- The extra guac on her burrito</p>
<p>Whatever that looks like for you, there is a way you can finally start seeing more of the money you're working hard to make. </p>
<p><a href='https://forms.gle/p27FPMg3E2rsQnwK9'>Register for the FREE workshop HERE</a> and go share it with all of your team members because team members who are making money are happy and loyal.  </p>
<p>xo, </p>
<p><em>&lt;3 Krista</em></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3rtbsihzb6fmzfe2/Fund_your_fun_commercialazn5l.mp3" length="7405761" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hey friend!  
Do you have a network marketing business that you are frustrated with because the money just ain't there?  
Or maybe it is there, you're just not seeing it because it seems to come in and go out with no consistency and certainly no system? 
I have a free workshop just for you!
The Fund Your Fun Workshop is for the network marketing mama who wants her business to finally be able to pay for the fun extras she started her business for.  
- The extra vacation
- The extra bball league for her kids
- The extra guac on her burrito
Whatever that looks like for you, there is a way you can finally start seeing more of the money you're working hard to make. 
Register for the FREE workshop HERE and go share it with all of your team members because team members who are making money are happy and loyal.  
xo, 
&lt;3 Krista]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>308</itunes:duration>
                <itunes:episode>84</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>83. "Money Blindness?"- What will you look back on and cringe about when it comes to your finances?</title>
        <itunes:title>83. "Money Blindness?"- What will you look back on and cringe about when it comes to your finances?</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/83-money-blindness-what-will-you-look-back-on-and-cringe-about-when-it-comes-to-your-finances/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/83-money-blindness-what-will-you-look-back-on-and-cringe-about-when-it-comes-to-your-finances/#comments</comments>        <pubDate>Thu, 20 Jun 2024 04:44:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/9359ba32-e508-31c1-867c-53ea102bb38d</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Have you heard of "Eyebrow Blindness?"  </p>
<p>It's this trend on Tik Tok where women are sharing pictures of their bad eyebrows from the past that make them cringe now.  And it got me thinking... what are my "money blindness" moments?  Those money decisions that you wish you could take back. The ones that make you scratch your head. </p>
<p>In this episode I'm sharing some of my "money blindness" moments, PLUS I share a few small things you may be doing right now that could turn into your future "money blindness" moments if you're not careful. </p>
<p>Wishing you good eyebrows and good money!</p>
<p>&lt;3 Krista</p>
<p>ps. If you're struggling with debt, make sure you grab my FREE resource,<a href='http://subscribepage.io/K2tY2b'> The Debt Payoff Get Started Guide</a></p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Have you heard of "Eyebrow Blindness?"  </p>
<p>It's this trend on Tik Tok where women are sharing pictures of their bad eyebrows from the past that make them cringe now.  And it got me thinking... what are my "money blindness" moments?  Those money decisions that you wish you could take back. The ones that make you scratch your head. </p>
<p>In this episode I'm sharing some of my "money blindness" moments, PLUS I share a few small things you may be doing right now that could turn into your future "money blindness" moments if you're not careful. </p>
<p>Wishing you good eyebrows and good money!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>ps. If you're struggling with debt, make sure you grab my FREE resource,</em><a href='http://subscribepage.io/K2tY2b'><em> The Debt Payoff Get Started Guide</em></a></p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/b5dbfss8zg53hrdz/83_Money_Blindness_-_What_will_you_look_back_on_and_cringe_about_when_it_comes_to_your_finances_1_apluo.mp3" length="11992547" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Have you heard of "Eyebrow Blindness?"  
It's this trend on Tik Tok where women are sharing pictures of their bad eyebrows from the past that make them cringe now.  And it got me thinking... what are my "money blindness" moments?  Those money decisions that you wish you could take back. The ones that make you scratch your head. 
In this episode I'm sharing some of my "money blindness" moments, PLUS I share a few small things you may be doing right now that could turn into your future "money blindness" moments if you're not careful. 
Wishing you good eyebrows and good money!
&lt;3 Krista
ps. If you're struggling with debt, make sure you grab my FREE resource, The Debt Payoff Get Started Guide
----more----
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>875</itunes:duration>
                <itunes:episode>83</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>82. 3 Tips for handling the changes to your budget during the summer when your kids are home from school</title>
        <itunes:title>82. 3 Tips for handling the changes to your budget during the summer when your kids are home from school</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/82-3-tips-for-handling-the-changes-to-your-budget-during-the-summer-when-your-kids-are-home-from-school/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/82-3-tips-for-handling-the-changes-to-your-budget-during-the-summer-when-your-kids-are-home-from-school/#comments</comments>        <pubDate>Tue, 18 Jun 2024 04:38:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/09946d94-66ae-3865-b708-a8f81c204bca</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Hey Mama!</p>
<p>Let me guess, kids being home for the summer is taking it's toll on your bank account balance? I've got you!</p>
<p>In today's episode I share 3 tips that will help you manage the changes over the summer without losing your mind or throwing in the towel on your money goals. </p>
<p>Cheers to a stress free summer!</p>
<p>&lt;3 Krista</p>
<p>ps. Click here to grab my FREE resource <a href='http://subscribepage.io/K2tY2b'> The Debt Payoff Get Started Guide </a></p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Hey Mama!</p>
<p>Let me guess, kids being home for the summer is taking it's toll on your bank account balance? I've got you!</p>
<p>In today's episode I share 3 tips that will help you manage the changes over the summer without losing your mind or throwing in the towel on your money goals. </p>
<p>Cheers to a stress free summer!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>ps. Click here to grab my FREE resource </em><a href='http://subscribepage.io/K2tY2b'><em> The Debt Payoff Get Started Guide </em></a></p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/upn47jynkngzsvbv/82_3_tips_for_handling_the_changes_to_your_budget_during_the_summer_when_your_kids_are_out_of_school91a6u.mp3" length="8204239" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hey Mama!
Let me guess, kids being home for the summer is taking it's toll on your bank account balance? I've got you!
In today's episode I share 3 tips that will help you manage the changes over the summer without losing your mind or throwing in the towel on your money goals. 
Cheers to a stress free summer!
&lt;3 Krista
ps. Click here to grab my FREE resource  The Debt Payoff Get Started Guide 
----more----
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>597</itunes:duration>
                <itunes:episode>82</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>81. How to know when you've outgrown your budget (and what to do about it)</title>
        <itunes:title>81. How to know when you've outgrown your budget (and what to do about it)</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/81-how-to-know-when-youve-outgrown-your-budget-and-what-to-do-about-it/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/81-how-to-know-when-youve-outgrown-your-budget-and-what-to-do-about-it/#comments</comments>        <pubDate>Thu, 13 Jun 2024 04:26:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/b0facd1a-2ed1-39bb-acb2-55f5058faff6</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Are you feeling like your budget just isn't working anymore? </p>
<p>There may be a reason for that: You are meant to outgrow your budget.  </p>
<p>In this episode you'll walk away with clues on when you may have outgrown your budget and steps to take when that happens to get back on track.</p>
<p>Resources from this episode:</p>
<p>---&gt; If you have a network marketing/direct selling business I need your feedback!  I'm creating a free personal finance workshop for network marketing Mamas and I would love if you took a few minutes to fill out <a href='https://docs.google.com/forms/d/e/1FAIpQLSdt_uzijW9a4y4s6eArGMktVEzhimTisV04eCPizjz6v684dQ/viewform?usp=sf_link'>this market research survey</a> as I develop the content of the workshop.  When you fill it out by 6/17 you will be entered to win a $25 Starbucks gift card.  Thank you for your help!</p>
<p>Love and belief, </p>
<p>&lt;3 Krista</p>
<p>ps. If you're struggling with debt, make sure you grab my FREE resource,<a href='http://subscribepage.io/K2tY2b'> The Debt Payoff Get Started Guide</a></p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p><em>Are you feeling like your budget just isn't working anymore? </em></p>
<p>There may be a reason for that: You are meant to outgrow your budget.  </p>
<p>In this episode you'll walk away with clues on when you may have outgrown your budget and steps to take when that happens to get back on track.</p>
<p>Resources from this episode:</p>
<p>---&gt; If you have a network marketing/direct selling business I need your feedback!  I'm creating a free personal finance workshop for network marketing Mamas and I would love if you took a few minutes to fill out <a href='https://docs.google.com/forms/d/e/1FAIpQLSdt_uzijW9a4y4s6eArGMktVEzhimTisV04eCPizjz6v684dQ/viewform?usp=sf_link'>this market research survey</a> as I develop the content of the workshop.  When you fill it out by 6/17 you will be entered to win a $25 Starbucks gift card.  Thank you for your help!</p>
<p>Love and belief, </p>
<p><em>&lt;3 Krista</em></p>
<p><em>ps. If you're struggling with debt, make sure you grab my FREE resource,</em><a href='http://subscribepage.io/K2tY2b'><em> </em><em>The Debt Payoff Get Started Guide</em></a></p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/fxjy7ux4zpx3faft/81_How_to_know_when_you_ve_outgrown_your_budget_and_what_to_do_about_it_9biny.mp3" length="9352611" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Are you feeling like your budget just isn't working anymore? 
There may be a reason for that: You are meant to outgrow your budget.  
In this episode you'll walk away with clues on when you may have outgrown your budget and steps to take when that happens to get back on track.
Resources from this episode:
---&gt; If you have a network marketing/direct selling business I need your feedback!  I'm creating a free personal finance workshop for network marketing Mamas and I would love if you took a few minutes to fill out this market research survey as I develop the content of the workshop.  When you fill it out by 6/17 you will be entered to win a $25 Starbucks gift card.  Thank you for your help!
Love and belief, 
&lt;3 Krista
ps. If you're struggling with debt, make sure you grab my FREE resource, The Debt Payoff Get Started Guide
----more----
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>699</itunes:duration>
                <itunes:episode>81</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>80. The side hustle I started last year that's helping us pay off our debt faster</title>
        <itunes:title>80. The side hustle I started last year that's helping us pay off our debt faster</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/80-the-side-hustle-i-started-last-year-thats-helping-us-pay-off-our-debt-faster/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/80-the-side-hustle-i-started-last-year-thats-helping-us-pay-off-our-debt-faster/#comments</comments>        <pubDate>Tue, 11 Jun 2024 04:14:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/40047b57-d8b9-364f-9cfa-cb4b6ad3311f</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>-Have you been looking for remote jobs with no luck? </p>
<p>-Are you a mom who's wanting to contribute more to her family's finances but the cost of childcare makes it feel so pointless to even look at what's out there? </p>
<p>Last summer I started looking for part time remote positions to help us pay off our debt faster and that was.... well, interesting.  I decided to lay down the search and about that time I got an email from Macaroni KID about becoming the publisher of my local Macaroni KID website.  </p>
<p>I've now been a publisher for Macaroni  KID for over 6 months and I'm finally ready to share more. </p>
<p>In this episode you'll hear:</p>
<p>- My story of how I wound up as a Macaroni KID publisher</p>
<p>- How it works and how you make money</p>
<p>- My honest opinion about who this would be a good opportunity for and who it would not be for. </p>
<p>Resources from this episode:</p>
<p>If you're interested in applying for an open Macaroni KID publisher position <a href='https://joinmacaronikid.com/'>learn more HERE</a> (Please use my name "Krista Naldjian" as a reference as I do get a referral bonus)</p>
<p>If you have a network marketing/direct selling business I need your feedback!  I'm creating a free personal finance workshop for network marketing Mamas and I would love if you took a few minutes to fill out <a href='https://docs.google.com/forms/d/e/1FAIpQLSdt_uzijW9a4y4s6eArGMktVEzhimTisV04eCPizjz6v684dQ/viewform?usp=sf_link'>this market research survey</a> as I develop the content of the workshop.  When you fill it out by 6/17 you will be entered to win a $25 Starbucks gift card.  Thank you for your help!</p>
<p>Love and belief, </p>
<p>&lt;3 Krista</p>
<p>ps. If you're struggling with debt, make sure you grab my FREE resource,<a href='http://subscribepage.io/K2tY2b'> The Debt Payoff Get Started Guide</a></p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p><em>-Have you been looking for remote jobs with no luck? </em></p>
<p><em>-Are you a mom who's wanting to contribute more to her family's finances but the cost of childcare makes it feel so pointless to even look at what's out there? </em></p>
<p>Last summer I started looking for part time remote positions to help us pay off our debt faster and that was.... well, interesting.  I decided to lay down the search and about that time I got an email from Macaroni KID about becoming the publisher of my local Macaroni KID website.  </p>
<p>I've now been a publisher for Macaroni  KID for over 6 months and I'm finally ready to share more. </p>
<p>In this episode you'll hear:</p>
<p>- My story of how I wound up as a Macaroni KID publisher</p>
<p>- How it works and how you make money</p>
<p>- My honest opinion about who this would be a good opportunity for <em>and who it would not be for. </em></p>
<p>Resources from this episode:</p>
<p>If you're interested in applying for an open Macaroni KID publisher position <a href='https://joinmacaronikid.com/'>learn more HERE</a> (Please use my name "Krista Naldjian" as a reference as I do get a referral bonus)</p>
<p>If you have a network marketing/direct selling business I need your feedback!  I'm creating a free personal finance workshop for network marketing Mamas and I would love if you took a few minutes to fill out <a href='https://docs.google.com/forms/d/e/1FAIpQLSdt_uzijW9a4y4s6eArGMktVEzhimTisV04eCPizjz6v684dQ/viewform?usp=sf_link'>this market research survey</a> as I develop the content of the workshop.  When you fill it out by 6/17 you will be entered to win a $25 Starbucks gift card.  Thank you for your help!</p>
<p>Love and belief, </p>
<p><em>&lt;3 Krista</em></p>
<p><em>ps. If you're struggling with debt, make sure you grab my FREE resource,</em><a href='http://subscribepage.io/K2tY2b'><em> </em><em>The Debt Payoff Get Started Guide</em></a></p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/nq3urirq7bv9fib8/80_The_side_hustle_I_started_last_year_that_s_helping_us_pay_off_our_debt_faster7smry.mp3" length="15622789" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
-Have you been looking for remote jobs with no luck? 
-Are you a mom who's wanting to contribute more to her family's finances but the cost of childcare makes it feel so pointless to even look at what's out there? 
Last summer I started looking for part time remote positions to help us pay off our debt faster and that was.... well, interesting.  I decided to lay down the search and about that time I got an email from Macaroni KID about becoming the publisher of my local Macaroni KID website.  
I've now been a publisher for Macaroni  KID for over 6 months and I'm finally ready to share more. 
In this episode you'll hear:
- My story of how I wound up as a Macaroni KID publisher
- How it works and how you make money
- My honest opinion about who this would be a good opportunity for and who it would not be for. 
Resources from this episode:
If you're interested in applying for an open Macaroni KID publisher position learn more HERE (Please use my name "Krista Naldjian" as a reference as I do get a referral bonus)
If you have a network marketing/direct selling business I need your feedback!  I'm creating a free personal finance workshop for network marketing Mamas and I would love if you took a few minutes to fill out this market research survey as I develop the content of the workshop.  When you fill it out by 6/17 you will be entered to win a $25 Starbucks gift card.  Thank you for your help!
Love and belief, 
&lt;3 Krista
ps. If you're struggling with debt, make sure you grab my FREE resource, The Debt Payoff Get Started Guide
----more----
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1141</itunes:duration>
                <itunes:episode>80</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>79. What I wish more people understood about how to become wealthy (and the #1 piece of advice I'll give my kids)</title>
        <itunes:title>79. What I wish more people understood about how to become wealthy (and the #1 piece of advice I'll give my kids)</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/79-what-i-wish-more-people-understood-about-how-to-become-wealthy-and-the-1-piece-of-advice-ill-give-my-kids/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/79-what-i-wish-more-people-understood-about-how-to-become-wealthy-and-the-1-piece-of-advice-ill-give-my-kids/#comments</comments>        <pubDate>Thu, 06 Jun 2024 04:51:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/8dbb3ee7-6aea-3f10-8c91-b87641273b15</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Important question: How do you define wealth?</p>
<p>In today's episode we talk about the original definition of wealth and what that means for you as you pursue wealth in your own life. </p>
<p>Plus, I share the biggest advice I'll give my kids as they pursue their passions and build wealth in their own lives.  </p>
<p>HINT: It will help you get to where you want to go much faster</p>
<p>Cheers to living well!</p>
<p>&lt;3 Krista</p>
<p>ps. if you're struggling with debt, make sure you grab my FREE resource, <a href='http://subscribepage.io/K2tY2b'>The Debt Payoff Get Started Guide</a></p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Important question: How do you define wealth?</p>
<p>In today's episode we talk about the original definition of wealth and what that means for you as you pursue wealth in your own life. </p>
<p>Plus, I share the biggest advice I'll give my kids as they pursue their passions and build wealth in their own lives.  </p>
<p>HINT: It will help you get to where you want to go much faster</p>
<p><em>Cheers to living well!</em></p>
<p><em>&lt;3 Krista</em></p>
<p><em>ps. if you're struggling with debt, make sure you grab my FREE resource, <a href='http://subscribepage.io/K2tY2b'>The Debt Payoff Get Started Guide</a></em></p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/umbraqg4sh5cjp8v/79_What_I_wish_more_people_understood_about_how_to_become_wealthy_and_the_1_piece_of_advice_I_ll_give_my_kids_8mu40.mp3" length="11801548" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Important question: How do you define wealth?
In today's episode we talk about the original definition of wealth and what that means for you as you pursue wealth in your own life. 
Plus, I share the biggest advice I'll give my kids as they pursue their passions and build wealth in their own lives.  
HINT: It will help you get to where you want to go much faster
Cheers to living well!
&lt;3 Krista
ps. if you're struggling with debt, make sure you grab my FREE resource, The Debt Payoff Get Started Guide
----more----
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>850</itunes:duration>
                <itunes:episode>79</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>78. LIVE Q&amp;A Coaching on paying off a large amount of debt, mom guilt and money mindset</title>
        <itunes:title>78. LIVE Q&amp;A Coaching on paying off a large amount of debt, mom guilt and money mindset</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/78-live-qa-coaching-on-paying-off-a-large-amount-of-debt-mom-guilt-and-money-mindset/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/78-live-qa-coaching-on-paying-off-a-large-amount-of-debt-mom-guilt-and-money-mindset/#comments</comments>        <pubDate>Tue, 04 Jun 2024 04:43:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/e66778ce-5535-3b46-8ac5-be84a6b51f93</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Do you have a large amount of debt to pay off and it feels like a heavy load to carry?</p>
<p>Do you struggle with mom guilt over your debt because you have to say "no" to your kids a lot more than you would like?</p>
<p>Do you have some negative thought patterns that you'd like to break through? </p>
<p>In today's coaching conversation with Katharine Bailey we cover it all! Katharine is a listener of the show and I was excited to sit down with her and hear about what she's working on so that our conversation could help you if you're going through something similar.  </p>
<p>A big thank you to Katharine for being so open and honest!</p>
<p>We can't wait to celebrate your next debt payoff milestone later this year!</p>
<p>Love and belief, </p>
<p>&lt;3 Krista</p>
<p>ps. if you're struggling with debt, make sure you grab my FREE resource, <a href='http://subscribepage.io/K2tY2b'>The Debt Payoff Get Started Guide</a></p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Do you have a large amount of debt to pay off and it feels like a heavy load to carry?</p>
<p>Do you struggle with mom guilt over your debt because you have to say "no" to your kids a lot more than you would like?</p>
<p>Do you have some negative thought patterns that you'd like to break through? </p>
<p>In today's coaching conversation with Katharine Bailey we cover it all! Katharine is a listener of the show and I was excited to sit down with her and hear about what she's working on so that our conversation could help you if you're going through something similar.  </p>
<p>A big thank you to Katharine for being so open and honest!</p>
<p>We can't wait to celebrate your next debt payoff milestone later this year!</p>
<p>Love and belief, </p>
<p><em>&lt;3 Krista</em></p>
<p><em>ps. if you're struggling with debt, make sure you grab my FREE resource, <a href='http://subscribepage.io/K2tY2b'>The Debt Payoff Get Started Guide</a></em></p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/spayeg63x45as9q5/78_LIVE_Q_A_Coaching_on_paying_off_a_large_amount_of_debt_mom_guilt_and_money_mindsetbr0fj.mp3" length="13529723" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Do you have a large amount of debt to pay off and it feels like a heavy load to carry?
Do you struggle with mom guilt over your debt because you have to say "no" to your kids a lot more than you would like?
Do you have some negative thought patterns that you'd like to break through? 
In today's coaching conversation with Katharine Bailey we cover it all! Katharine is a listener of the show and I was excited to sit down with her and hear about what she's working on so that our conversation could help you if you're going through something similar.  
A big thank you to Katharine for being so open and honest!
We can't wait to celebrate your next debt payoff milestone later this year!
Love and belief, 
&lt;3 Krista
ps. if you're struggling with debt, make sure you grab my FREE resource, The Debt Payoff Get Started Guide
----more----
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1241</itunes:duration>
                <itunes:episode>78</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>77. Avoiding the summer slump- 3 tips to help you stay on track for your goals during the summer months.</title>
        <itunes:title>77. Avoiding the summer slump- 3 tips to help you stay on track for your goals during the summer months.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/77-avoiding-the-summer-slump-3-tips-to-help-you-stay-on-track-for-your-goals-during-the-summer-months/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/77-avoiding-the-summer-slump-3-tips-to-help-you-stay-on-track-for-your-goals-during-the-summer-months/#comments</comments>        <pubDate>Thu, 30 May 2024 04:56:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/63624bcb-37fc-3d58-91c6-332037ed05d5</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Hi Friends!</p>
<p>Summer is here, and we are excited over here in our house. </p>
<p>If you have a tendency to press pause on your goals this time of year, this episode will help you think a different thought about this. </p>
<p>I will be giving you 3 tips to help you stay on track for your debt free or savings goals because there is a way that summer can be your best months yet when it comes to your money goals. </p>
<p>If you want to join me in making this a fun summer that doesn't break the bank, you can grab my summer fun guide<a href='http://subscribepage.io/m80i1P'> HERE</a></p>
<p>For just $11 you will receive my 8 page summer fun guide plus this year's added bonus of 5 inexpensive or free activities sent to your inbox in the month of June.  </p>
<p>You don't have to be the DIY Queen this summer.  Let me do it for you!</p>
<p>Grab the<a href='http://subscribepage.io/m80i1P'> Young, Wild, and FREE Summer Fun Guide</a> by 5/31!</p>
<p>See you on the next episode!</p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Hi Friends!</p>
<p>Summer is here, and we are excited over here in our house. </p>
<p>If you have a tendency to press pause on your goals this time of year, this episode will help you think a different thought about this. </p>
<p>I will be giving you 3 tips to help you stay on track for your debt free or savings goals because there is a way that summer can be your best months yet when it comes to your money goals. </p>
<p>If you want to join me in making this a fun summer that doesn't break the bank, you can grab my summer fun guide<a href='http://subscribepage.io/m80i1P'> HERE</a></p>
<p>For just $11 you will receive my 8 page summer fun guide plus this year's added bonus of 5 inexpensive or free activities sent to your inbox in the month of June.  </p>
<p>You don't have to be the DIY Queen this summer.  Let me do it for you!</p>
<p>Grab the<a href='http://subscribepage.io/m80i1P'> Young, Wild, and FREE Summer Fun Guide</a> by 5/31!</p>
<p>See you on the next episode!</p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/eqf9y2st4f4ckzbb/77_Avoiding_the_summer_slump-_3_tips_to_help_you_stay_on_track_for_your_goals_during_the_summer_months7wxce.mp3" length="9524258" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hi Friends!
Summer is here, and we are excited over here in our house. 
If you have a tendency to press pause on your goals this time of year, this episode will help you think a different thought about this. 
I will be giving you 3 tips to help you stay on track for your debt free or savings goals because there is a way that summer can be your best months yet when it comes to your money goals. 
If you want to join me in making this a fun summer that doesn't break the bank, you can grab my summer fun guide HERE
For just $11 you will receive my 8 page summer fun guide plus this year's added bonus of 5 inexpensive or free activities sent to your inbox in the month of June.  
You don't have to be the DIY Queen this summer.  Let me do it for you!
Grab the Young, Wild, and FREE Summer Fun Guide by 5/31!
See you on the next episode!
----more----
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>683</itunes:duration>
                <itunes:episode>77</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>76. The Number 1 Reason you need to pay off your credit card debt ASAP (it's not what you think)</title>
        <itunes:title>76. The Number 1 Reason you need to pay off your credit card debt ASAP (it's not what you think)</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/76-the-number-1-reason-you-need-to-pay-off-your-credit-card-debt-asap-its-not-what-you-think/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/76-the-number-1-reason-you-need-to-pay-off-your-credit-card-debt-asap-its-not-what-you-think/#comments</comments>        <pubDate>Tue, 28 May 2024 04:51:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/68a014b4-0c63-33d2-b90e-b237f70d5d6f</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Hi friends!</p>
<p>Credit cards... let's talk about them.</p>
<p>Does it feel like you're stuck in minimum payment purgatory when it comes to your credit cards?</p>
<p>Do you cringe every time you think about how much money you're wasting on interest?</p>
<p>Do you try to not think about it all and hope you can start making more money soon so you can pay it off?</p>
<p>Today's episode is designed to help you see the urgency in getting your credit cards paid off asap so you can stop throwing away your hard earned money on interest.  </p>
<p>Let's make this your debt payoff era!</p>
<p>If you want to join me in making this a fun summer that doesn't break the bank, you can grab my summer fun guide<a href='http://subscribepage.io/m80i1P'> HERE</a></p>
<p>For just $11 you will receive my 8 page summer fun guide plus this year's added bonus of 5 inexpensive or free activities sent to your inbox in the month of June.  </p>
<p>You don't have to be the DIY Queen this summer.  Let me do it for you!</p>
<p>Grab the<a href='http://subscribepage.io/m80i1P'> Young, Wild, and FREE Summer Fun Guide</a> by 5/31!</p>
<p>See you on the next episode!</p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Hi friends!</p>
<p>Credit cards... let's talk about them.</p>
<p>Does it feel like you're stuck in minimum payment purgatory when it comes to your credit cards?</p>
<p>Do you cringe every time you think about how much money you're wasting on interest?</p>
<p>Do you try to not think about it all and hope you can start making more money soon so you can pay it off?</p>
<p>Today's episode is designed to help you see the urgency in getting your credit cards paid off asap so you can stop throwing away your hard earned money on interest.  </p>
<p>Let's make this your debt payoff era!</p>
<p>If you want to join me in making this a fun summer that doesn't break the bank, you can grab my summer fun guide<a href='http://subscribepage.io/m80i1P'> HERE</a></p>
<p>For just $11 you will receive my 8 page summer fun guide plus this year's added bonus of 5 inexpensive or free activities sent to your inbox in the month of June.  </p>
<p>You don't have to be the DIY Queen this summer.  Let me do it for you!</p>
<p>Grab the<a href='http://subscribepage.io/m80i1P'> Young, Wild, and FREE Summer Fun Guide</a> by 5/31!</p>
<p>See you on the next episode!</p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/6ng5beepcx34a6pi/76_The_Number_1_reason_you_need_to_pay_off_your_credit_card_debt_ASAP_it_s_not_what_you_think_9d4rj.mp3" length="8599032" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Hi friends!
Credit cards... let's talk about them.
Does it feel like you're stuck in minimum payment purgatory when it comes to your credit cards?
Do you cringe every time you think about how much money you're wasting on interest?
Do you try to not think about it all and hope you can start making more money soon so you can pay it off?
Today's episode is designed to help you see the urgency in getting your credit cards paid off asap so you can stop throwing away your hard earned money on interest.  
Let's make this your debt payoff era!
If you want to join me in making this a fun summer that doesn't break the bank, you can grab my summer fun guide HERE
For just $11 you will receive my 8 page summer fun guide plus this year's added bonus of 5 inexpensive or free activities sent to your inbox in the month of June.  
You don't have to be the DIY Queen this summer.  Let me do it for you!
Grab the Young, Wild, and FREE Summer Fun Guide by 5/31!
See you on the next episode!
----more----
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>620</itunes:duration>
                <itunes:episode>76</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>75. Googling "ways to make money online?"  One thing I wish I knew before I pursued online side hustles.</title>
        <itunes:title>75. Googling "ways to make money online?"  One thing I wish I knew before I pursued online side hustles.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/75-googling-ways-to-make-money-online-one-thing-i-wish-i-knew-before-i-pursued-online-side-hustles/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/75-googling-ways-to-make-money-online-one-thing-i-wish-i-knew-before-i-pursued-online-side-hustles/#comments</comments>        <pubDate>Thu, 23 May 2024 04:15:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/7b1f7f5e-9dfc-3d50-b3aa-5a1e25c5ece8</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>If you're looking for ways to make extra money online you have probably seen just how many options are out there.  Before you drive yourself crazy applying for all the things, listen to this episode. </p>
<p>I'll share one important question to ask yourself to help you tune out the noise and make the best decision for you and your family.  </p>
<p>--&gt; And don't forget!  My Summer Fun Guide with added bonuses is now available!</p>
<p>If you want to join me in making this a fun summer that doesn't break the bank, you can grab my summer fun guide <a href='http://subscribepage.io/m80i1P'>HERE</a></p>
<p>For just $11 you will receive my 8 page summer fun guide plus this year's added bonus of 5 inexpensive or free activities sent to your inbox in the month of June.  </p>
<p>You don't have to be the DIY Queen this summer.  Let me do it for you!</p>
<p>Grab the <a href='http://subscribepage.io/m80i1P'>Young, Wild, and FREE Summer Fun Guide</a> by 5/31!</p>
<p>See you on the next episode!</p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>If you're looking for ways to make extra money online you have probably seen just how many options are out there.  Before you drive yourself crazy applying for all the things, listen to this episode. </p>
<p>I'll share one important question to ask yourself to help you tune out the noise and make the best decision for you and your family.  </p>
<p>--&gt; And don't forget!  My Summer Fun Guide with added bonuses is now available!</p>
<p>If you want to join me in making this a fun summer that doesn't break the bank, you can grab my summer fun guide <a href='http://subscribepage.io/m80i1P'>HERE</a></p>
<p>For just $11 you will receive my 8 page summer fun guide plus this year's added bonus of 5 inexpensive or free activities sent to your inbox in the month of June.  </p>
<p>You don't have to be the DIY Queen this summer.  Let me do it for you!</p>
<p>Grab the <a href='http://subscribepage.io/m80i1P'>Young, Wild, and FREE Summer Fun Guide</a> by 5/31!</p>
<p>See you on the next episode!</p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/xdj62my9izktbbng/75_Googling_ways_to_make_money_online_One_thing_I_wish_I_knew_before_I_pursued_online_side_hustles8lowk.mp3" length="8599224" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
If you're looking for ways to make extra money online you have probably seen just how many options are out there.  Before you drive yourself crazy applying for all the things, listen to this episode. 
I'll share one important question to ask yourself to help you tune out the noise and make the best decision for you and your family.  
--&gt; And don't forget!  My Summer Fun Guide with added bonuses is now available!
If you want to join me in making this a fun summer that doesn't break the bank, you can grab my summer fun guide HERE
For just $11 you will receive my 8 page summer fun guide plus this year's added bonus of 5 inexpensive or free activities sent to your inbox in the month of June.  
You don't have to be the DIY Queen this summer.  Let me do it for you!
Grab the Young, Wild, and FREE Summer Fun Guide by 5/31!
See you on the next episode!
----more----
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>620</itunes:duration>
                <itunes:episode>75</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>74. How we're staying on track for our financial goals during the summer WITHOUT skipping out on fun family experiences.  A peek into our summer plans.</title>
        <itunes:title>74. How we're staying on track for our financial goals during the summer WITHOUT skipping out on fun family experiences.  A peek into our summer plans.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/74-how-were-staying-on-track-for-our-financial-goals-during-the-summer-without-skipping-out-on-fun-family-experiences-a-peek-into-our-summer-plans/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/74-how-were-staying-on-track-for-our-financial-goals-during-the-summer-without-skipping-out-on-fun-family-experiences-a-peek-into-our-summer-plans/#comments</comments>        <pubDate>Tue, 21 May 2024 04:05:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/f6cfd286-a2ea-3f41-a8f2-9824fd7c1a9f</guid>
                                    <description><![CDATA[<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>Happy (almost) summer! </p>
<p>Does summer feel different for you this year?  Maybe your financial goals are different and you need to keep your budget extra tight this summer.  </p>
<p>You don't have to take a trip to Disney to have a great summer.  In this episode I break down what I'm doing to save money (and my sanity) this year and I'm inviting you to join me! </p>
<p>If you want to join me in making this a fun summer that doesn't break the bank, you can grab my summer fun guide <a href='http://subscribepage.io/m80i1P'>HERE</a></p>
<p>For just $11 you will receive my 8 page summer fun guide plus this year's added bonus of 5 inexpensive or free activities sent to your inbox in the month of June.  </p>
<p>You don't have to be the DIY Queen this summer.  Let me do it for you!</p>
<p>Grab the <a href='http://subscribepage.io/m80i1P'>Young, Wild, and FREE Summer Fun Guide</a> by 5/31!</p>
<p>See you on the next episode!</p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>Happy (almost) summer! </p>
<p>Does summer feel different for you this year?  Maybe your financial goals are different and you need to keep your budget extra tight this summer.  </p>
<p>You don't have to take a trip to Disney to have a great summer.  In this episode I break down what I'm doing to save money (and my sanity) this year and I'm inviting you to join me! </p>
<p>If you want to join me in making this a fun summer that doesn't break the bank, you can grab my summer fun guide <a href='http://subscribepage.io/m80i1P'>HERE</a></p>
<p>For just $11 you will receive my 8 page summer fun guide plus this year's added bonus of 5 inexpensive or free activities sent to your inbox in the month of June.  </p>
<p>You don't have to be the DIY Queen this summer.  Let me do it for you!</p>
<p>Grab the <a href='http://subscribepage.io/m80i1P'>Young, Wild, and FREE Summer Fun Guide</a> by 5/31!</p>
<p>See you on the next episode!</p>
<p>----more----</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/k35uvecbgmdtmrva/74_How_we_re_staying_on_track_for_our_financial_goals_during_the_summer_months_WITHOUT_skipping_out_on_fun_family_experiences_A_peek_into_our_summer_plans_au1ob.mp3" length="7750605" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*** This Podcast is NOT financial advice.  It is simply for educational purposes***
Happy (almost) summer! 
Does summer feel different for you this year?  Maybe your financial goals are different and you need to keep your budget extra tight this summer.  
You don't have to take a trip to Disney to have a great summer.  In this episode I break down what I'm doing to save money (and my sanity) this year and I'm inviting you to join me! 
If you want to join me in making this a fun summer that doesn't break the bank, you can grab my summer fun guide HERE
For just $11 you will receive my 8 page summer fun guide plus this year's added bonus of 5 inexpensive or free activities sent to your inbox in the month of June.  
You don't have to be the DIY Queen this summer.  Let me do it for you!
Grab the Young, Wild, and FREE Summer Fun Guide by 5/31!
See you on the next episode!
----more----
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>559</itunes:duration>
                <itunes:episode>74</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>73. Not motivated by the traditional definition of wealth?  Here are 3 of my surprising motivators that I’m focusing on as we pay off over 6 figures of debt</title>
        <itunes:title>73. Not motivated by the traditional definition of wealth?  Here are 3 of my surprising motivators that I’m focusing on as we pay off over 6 figures of debt</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/73-not-motivated-bythetraditional-definition-ofwealthhereare-3of-my-surprising-motivators-that-im-focusing-onas-wepayoff-over-6figures-of-debt/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/73-not-motivated-bythetraditional-definition-ofwealthhereare-3of-my-surprising-motivators-that-im-focusing-onas-wepayoff-over-6figures-of-debt/#comments</comments>        <pubDate>Thu, 16 May 2024 04:39:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/7dec9eec-b9d8-3ff2-9c23-cd95e00b0037</guid>
                                    <description><![CDATA[<p>Hey friend!</p>
<p>Is the traditional definition of wealth just not doing it for you?  The fancy cars, the big houses, luxury travel, designer purses?  So maybe you can't seem to find the motivation to pursue more. </p>
<p>In today's episode I share some of my non-traditional motivators that I'm focusing on as we pay off over 6 figures of debt.  My hope is it inspires you to think outside of the box when it comes to your own money motivation. </p>
<p>Cheers to a wealthy life!</p>
<p>&lt;3 Krista</p>
<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p> My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hey friend!</p>
<p>Is the traditional definition of wealth just not doing it for you?  The fancy cars, the big houses, luxury travel, designer purses?  So maybe you can't seem to find the motivation to pursue more. </p>
<p>In today's episode I share some of my non-traditional motivators that I'm focusing on as we pay off over 6 figures of debt.  My hope is it inspires you to think outside of the box when it comes to your own money motivation. </p>
<p>Cheers to a wealthy life!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p> My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/km9hp2jdmd6ysb3y/73_Not_motivated_by_the_traditional_definition_of_wealth_Here_are_3_of_my_surprising_motivators_that_I_m_focusing_on_as_we_pay_off_over_6_figures_of_debt71x7j.mp3" length="10146571" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hey friend!
Is the traditional definition of wealth just not doing it for you?  The fancy cars, the big houses, luxury travel, designer purses?  So maybe you can't seem to find the motivation to pursue more. 
In today's episode I share some of my non-traditional motivators that I'm focusing on as we pay off over 6 figures of debt.  My hope is it inspires you to think outside of the box when it comes to your own money motivation. 
Cheers to a wealthy life!
&lt;3 Krista
*** This Podcast is NOT financial advice.  It is simply for educational purposes***
 My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>741</itunes:duration>
                <itunes:episode>73</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>72. Ready to start cooking at home to save money?  Stock your pantry with these 8 things to get started with some cheap, easy meals</title>
        <itunes:title>72. Ready to start cooking at home to save money?  Stock your pantry with these 8 things to get started with some cheap, easy meals</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/72-ready-to-start-cooking-at-home-to-save-money-stock-your-pantry-with-these-8-things-to-get-started-with-some-cheap-easy-meals/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/72-ready-to-start-cooking-at-home-to-save-money-stock-your-pantry-with-these-8-things-to-get-started-with-some-cheap-easy-meals/#comments</comments>        <pubDate>Tue, 14 May 2024 04:34:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/9c399218-c7c5-30c4-b6ca-586d0575205f</guid>
                                    <description><![CDATA[<p>Where are all my aspiring cooks at?  Ok maybe you don't aspire to be a good cook but you probably would love some more ways to save money.  We've all heard we can save money by cooking at home instead of going out to eat but where do you start?  </p>
<p>In today's episode we're going to cover 8 pantry staples to start with as you build up some things in your pantry that will help you whip up some quick, inexpensive meals.  </p>
<p>Happy cooking!  (and eating)</p>
<p>&lt;3 Krista</p>
<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p> My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Where are all my aspiring cooks at?  Ok maybe you don't aspire to be a good cook but you probably would love some more ways to save money.  We've all heard we can save money by cooking at home instead of going out to eat but where do you start?  </p>
<p>In today's episode we're going to cover 8 pantry staples to start with as you build up some things in your pantry that will help you whip up some quick, inexpensive meals.  </p>
<p>Happy cooking!  (and eating)</p>
<p><em>&lt;3 Krista</em></p>
<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p> My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wi5bq4i6ut5uv5ca/72_Ready_to_start_cooking_at_home_to_save_money_Stock_your_pantry_with_these_8_things_to_get_started_with_some_easy_cheap_meals9zy28.mp3" length="12279981" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Where are all my aspiring cooks at?  Ok maybe you don't aspire to be a good cook but you probably would love some more ways to save money.  We've all heard we can save money by cooking at home instead of going out to eat but where do you start?  
In today's episode we're going to cover 8 pantry staples to start with as you build up some things in your pantry that will help you whip up some quick, inexpensive meals.  
Happy cooking!  (and eating)
&lt;3 Krista
*** This Podcast is NOT financial advice.  It is simply for educational purposes***
 My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>896</itunes:duration>
                <itunes:episode>72</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>71. Hesitant to spend money on yourself as a mom?  How to drop the guilt about spending money on yourself</title>
        <itunes:title>71. Hesitant to spend money on yourself as a mom?  How to drop the guilt about spending money on yourself</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/71-hesitant-to-spend-money-on-yourself-as-a-mom-how-to-drop-the-guilt-about-spending-money-on-yourself/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/71-hesitant-to-spend-money-on-yourself-as-a-mom-how-to-drop-the-guilt-about-spending-money-on-yourself/#comments</comments>        <pubDate>Thu, 09 May 2024 05:25:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/7100ab54-b9e0-301b-a81e-5f19bde3084d</guid>
                                    <description><![CDATA[<p>Happy Mother's Day! </p>
<p>As you're getting ready to be celebrated I hope you'll take a few minutes to listen to this quick episode about spending money on yourself as a busy mom.  We have a lot on our plates and we give so much to others, but what about ourselves?  Where does spending on self care or our own wants come into play?  </p>
<p>I hope this episode encourages you to think of yourself alongside of spending on others.  </p>
<p>If this episode resonates with you, please share it with a mom friend!</p>
<p>I appreciate you and wish you the best Mother's Day!</p>
<p>&lt;3 Krista</p>
<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p> My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Happy Mother's Day! </p>
<p>As you're getting ready to be celebrated I hope you'll take a few minutes to listen to this quick episode about spending money on yourself as a busy mom.  We have a lot on our plates and we give so much to others, but what about ourselves?  Where does spending on self care or our own wants come into play?  </p>
<p>I hope this episode encourages you to think of yourself alongside of spending on others.  </p>
<p>If this episode resonates with you, please share it with a mom friend!</p>
<p>I appreciate you and wish you the best Mother's Day!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p> My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gxuc776vauksfydz/71_Hesitant_to_spend_money_on_yourself_as_a_mom_How_to_drop_the_guilt_about_spending_money_on_yourselfasclu.mp3" length="5968759" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Happy Mother's Day! 
As you're getting ready to be celebrated I hope you'll take a few minutes to listen to this quick episode about spending money on yourself as a busy mom.  We have a lot on our plates and we give so much to others, but what about ourselves?  Where does spending on self care or our own wants come into play?  
I hope this episode encourages you to think of yourself alongside of spending on others.  
If this episode resonates with you, please share it with a mom friend!
I appreciate you and wish you the best Mother's Day!
&lt;3 Krista
*** This Podcast is NOT financial advice.  It is simply for educational purposes***
 My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>445</itunes:duration>
                <itunes:episode>71</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>70. Should I save first?  Or pay off debt first?  A step-by-step on navigating the beginning stages of your financial journey.</title>
        <itunes:title>70. Should I save first?  Or pay off debt first?  A step-by-step on navigating the beginning stages of your financial journey.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/70-should-i-save-first-or-pay-off-debt-first-a-step-by-step-on-navigating-the-beginning-stages-of-your-financial-journey/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/70-should-i-save-first-or-pay-off-debt-first-a-step-by-step-on-navigating-the-beginning-stages-of-your-financial-journey/#comments</comments>        <pubDate>Tue, 07 May 2024 04:18:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/040eb4f6-4320-3077-b725-3cdf760f4d31</guid>
                                    <description><![CDATA[<p>Are you at the beginning phases of paying off debt and you're not sure where to even begin? </p>
<p>In today's episode I'm sharing what I would do if I were just starting off and answering the common question "should I save or pay off debt first?"</p>
<p>As I share in the episode, I don't want you getting so hung up on details that you stay stuck and don't take action, so hopefully today's episode gives you the inspiration to just get started.  </p>
<p>Day one, or one day?  You get to decide!</p>
<p>Believing in you, </p>
<p>&lt;3 Krista</p>
<p>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Are you at the beginning phases of paying off debt and you're not sure where to even begin? </p>
<p>In today's episode I'm sharing what I would do if I were just starting off and answering the common question "should I save or pay off debt first?"</p>
<p>As I share in the episode, I don't want you getting so hung up on details that you stay stuck and don't take action, so hopefully today's episode gives you the inspiration to just get started.  </p>
<p>Day one, or one day?  You get to decide!</p>
<p>Believing in you, </p>
<p><em>&lt;3 Krista</em></p>
<p><em>*** This Podcast is NOT financial advice.  It is simply for educational purposes***</em></p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/axezwvrmzttwbmdt/70_Should_I_save_first_Or_pay_off_debt_first_au1dv.mp3" length="9050537" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you at the beginning phases of paying off debt and you're not sure where to even begin? 
In today's episode I'm sharing what I would do if I were just starting off and answering the common question "should I save or pay off debt first?"
As I share in the episode, I don't want you getting so hung up on details that you stay stuck and don't take action, so hopefully today's episode gives you the inspiration to just get started.  
Day one, or one day?  You get to decide!
Believing in you, 
&lt;3 Krista
*** This Podcast is NOT financial advice.  It is simply for educational purposes***
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>659</itunes:duration>
                <itunes:episode>70</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>69. How to increase your income WITHOUT working more hours</title>
        <itunes:title>69. How to increase your income WITHOUT working more hours</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/69-how-to-increase-your-income-without-working-more-hours/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/69-how-to-increase-your-income-without-working-more-hours/#comments</comments>        <pubDate>Thu, 02 May 2024 04:26:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/0c91f5d4-d6d7-3936-8e49-a41137e8cb3f</guid>
                                    <description><![CDATA[<p>Are you feeling maxed out on the hours you're willing to put into work but you still could use some extra income?  In this episode I'm sharing some things you can focus on if you want to increase your income without working more hours.  </p>
<p>Some things I reference in this episode:</p>
<p>1.  My affiliate link for my High Yield Savings Account (I receive a small commission if you use this link and meet certain requirements.)  Be sure to do your research and pick the best account for you!</p>
<p>All you have to do is use <a href='http://raisin.com/en-us/referral-program?utm_source=email&amp;utm_medium=referral&amp;utm_campaign=raf-bonus'> this link</a> and select a high-yield savings product that’s right for you, and enter my unique referral code kristan040128 during the quick sign-up process to be eligible.</p>
<p>2. In this episode I shared there were a few people you can learn about investing from.  Here are a few of my favorite accounts to learn from on Instagram:</p>
<p>@clevergirlfinance</p>
<p>@momswhoinvest</p>
<p>@personalfinanceclub</p>
<p>Go get your money!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Are you feeling maxed out on the hours you're willing to put into work but you still could use some extra income?  In this episode I'm sharing some things you can focus on if you want to increase your income without working more hours.  </p>
<p>Some things I reference in this episode:</p>
<p>1.  My affiliate link for my High Yield Savings Account (I receive a small commission if you use this link and meet certain requirements.)  Be sure to do your research and pick the best account for you!</p>
<p>All you have to do is use <a href='http://raisin.com/en-us/referral-program?utm_source=email&amp;utm_medium=referral&amp;utm_campaign=raf-bonus'> this link</a> and select a high-yield savings product that’s right for you, and enter my unique referral code kristan040128 during the quick sign-up process to be eligible.</p>
<p>2. In this episode I shared there were a few people you can learn about investing from.  Here are a few of my favorite accounts to learn from on Instagram:</p>
<p>@clevergirlfinance</p>
<p>@momswhoinvest</p>
<p>@personalfinanceclub</p>
<p>Go get your money!</p>
<p><em>&lt;3 Krista</em></p>
<p>----more----</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/uxsjfx4mi885rhrd/69_How_to_increase_your_income_without_working_more_hours61n0c.mp3" length="14233810" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you feeling maxed out on the hours you're willing to put into work but you still could use some extra income?  In this episode I'm sharing some things you can focus on if you want to increase your income without working more hours.  
Some things I reference in this episode:
1.  My affiliate link for my High Yield Savings Account (I receive a small commission if you use this link and meet certain requirements.)  Be sure to do your research and pick the best account for you!
All you have to do is use  this link and select a high-yield savings product that’s right for you, and enter my unique referral code kristan040128 during the quick sign-up process to be eligible.
2. In this episode I shared there were a few people you can learn about investing from.  Here are a few of my favorite accounts to learn from on Instagram:
@clevergirlfinance
@momswhoinvest
@personalfinanceclub
Go get your money!
&lt;3 Krista
----more----
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>632</itunes:duration>
                <itunes:episode>69</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>68. Ditch the mom guilt!  4 Things you can do daily to connect with your kids while on a budget that costs nothing</title>
        <itunes:title>68. Ditch the mom guilt!  4 Things you can do daily to connect with your kids while on a budget that costs nothing</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/68-ditch-the-mom-guilt-4-things-you-can-do-daily-to-connect-with-your-kids-while-on-a-budget-that-costs-nothing/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/68-ditch-the-mom-guilt-4-things-you-can-do-daily-to-connect-with-your-kids-while-on-a-budget-that-costs-nothing/#comments</comments>        <pubDate>Tue, 30 Apr 2024 04:21:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/acd1174c-bae0-32c3-b3a7-246522651a95</guid>
                                    <description><![CDATA[<p>Hi friend!</p>
<p>Are you struggling with mom guilt while on a budget?  Maybe having to say "no" to the newest gadgets or to extra family vacations is leaving you feeling like your kids are missing out (they're not, but maybe you're feeling that way.)</p>
<p>In today's episode I'm sharing 4 things you can do with your kids daily to connect with them that don't cost you a thing.  These 4 things helped us when we were at the beginning of our debt payoff journey and were struggling with some of the changes to our family dynamic.  </p>
<p>I pray these bless you!</p>
<p>Love and belief, </p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friend!</p>
<p>Are you struggling with mom guilt while on a budget?  Maybe having to say "no" to the newest gadgets or to extra family vacations is leaving you feeling like your kids are missing out (they're not, but maybe you're feeling that way.)</p>
<p>In today's episode I'm sharing 4 things you can do with your kids daily to connect with them that don't cost you a thing.  These 4 things helped us when we were at the beginning of our debt payoff journey and were struggling with some of the changes to our family dynamic.  </p>
<p>I pray these bless you!</p>
<p>Love and belief, </p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/knrg5bxn6j9ccp49/68_Ditch_the_mom_guilt_4_things_you_can_do_daily_to_connect_with_your_kids_when_you_re_on_a_budget_that_cost_nothingaovbc.mp3" length="21742273" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friend!
Are you struggling with mom guilt while on a budget?  Maybe having to say "no" to the newest gadgets or to extra family vacations is leaving you feeling like your kids are missing out (they're not, but maybe you're feeling that way.)
In today's episode I'm sharing 4 things you can do with your kids daily to connect with them that don't cost you a thing.  These 4 things helped us when we were at the beginning of our debt payoff journey and were struggling with some of the changes to our family dynamic.  
I pray these bless you!
Love and belief, 
&lt;3 Krista
----more----
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>955</itunes:duration>
                <itunes:episode>68</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>67. Got 10 minutes?  Here are 5 things you can do to improve your finances in just 10 minutes or less</title>
        <itunes:title>67. Got 10 minutes?  Here are 5 things you can do to improve your finances in just 10 minutes or less</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/67-got-10-minutes-here-are-5-things-you-can-do-to-improve-your-finances-in-just-10-minutes-or-less/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/67-got-10-minutes-here-are-5-things-you-can-do-to-improve-your-finances-in-just-10-minutes-or-less/#comments</comments>        <pubDate>Thu, 25 Apr 2024 06:43:47 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/49475bed-34c2-3a56-9e49-8d56b3d609cc</guid>
                                    <description><![CDATA[<p>Hi there, busy mama!</p>
<p>I know your to-do list feels never ending, but making progress towards your financial goals doesn't have to take up all your precious and very limited free time.  </p>
<p>In this episode I give you 5 things you can do while waiting in the school pick up line, sitting in the waiting room at the Orthodontist, or while you're waiting for your oldest to finish dance practice.  </p>
<p>In this episode I reference high yield savings accounts.  I personally use <a href='http://raisin.com/en-us/referral-program?utm_source=email&amp;utm_medium=referral&amp;utm_campaign=raf-bonus'>Raisin</a> if you want to check out the high yield savings account options they offer.  </p>
<p>If you use my code kristan040128 you can earn as much as $125 in bonus cash by meeting program eligibility requirements *this is an affiliate link and I do receive a referral bonus when you use it. </p>
<p>Have a great week!</p>
<p>----more----</p>
<p> </p>
<p>The NEW 3 Days to $1K Challenge is here!</p>
<p>What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY?</p>
<p>In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do (things much cooler than gas for your car or electricity for your house)</p>
<p>You can join us in the challenge by clicking<a href='http://subscribepage.io/JCN0Cy'> this link</a> and getting yourself enrolled for as little as $37!</p>
<p>But hurry! We start April 29th!</p>
<p>----more----</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi there, busy mama!</p>
<p>I know your to-do list feels never ending, but making progress towards your financial goals doesn't have to take up all your precious and very limited free time.  </p>
<p>In this episode I give you 5 things you can do while waiting in the school pick up line, sitting in the waiting room at the Orthodontist, or while you're waiting for your oldest to finish dance practice.  </p>
<p>In this episode I reference high yield savings accounts.  I personally use <a href='http://raisin.com/en-us/referral-program?utm_source=email&amp;utm_medium=referral&amp;utm_campaign=raf-bonus'>Raisin</a> if you want to check out the high yield savings account options they offer.  </p>
<p>If you use my code kristan040128 you can earn as much as $125 in bonus cash by meeting program eligibility requirements *this is an affiliate link and I do receive a referral bonus when you use it. </p>
<p>Have a great week!</p>
<p>----more----</p>
<p> </p>
<p>The NEW 3 Days to $1K Challenge is here!</p>
<p><em>What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY?</em></p>
<p>In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do <em>(things much cooler than gas for your car or electricity for your house)</em></p>
<p>You can join us in the challenge by clicking<a href='http://subscribepage.io/JCN0Cy'> this link</a> and getting yourself enrolled for as little as $37!</p>
<p><em>But hurry! We start April 29th!</em></p>
<p><em>----more----</em></p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/hmyat3qhn8gyxtzr/67_Got_10_minutes_Here_are_5_things_you_can_do_to_improve_your_finances_in_just_10_minutes_or_less8klyg.mp3" length="24324970" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi there, busy mama!
I know your to-do list feels never ending, but making progress towards your financial goals doesn't have to take up all your precious and very limited free time.  
In this episode I give you 5 things you can do while waiting in the school pick up line, sitting in the waiting room at the Orthodontist, or while you're waiting for your oldest to finish dance practice.  
In this episode I reference high yield savings accounts.  I personally use Raisin if you want to check out the high yield savings account options they offer.  
If you use my code kristan040128 you can earn as much as $125 in bonus cash by meeting program eligibility requirements *this is an affiliate link and I do receive a referral bonus when you use it. 
Have a great week!
----more----
 
The NEW 3 Days to $1K Challenge is here!
What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY?
In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do (things much cooler than gas for your car or electricity for your house)
You can join us in the challenge by clicking this link and getting yourself enrolled for as little as $37!
But hurry! We start April 29th!
----more----
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1061</itunes:duration>
                <itunes:episode>67</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>66.Making your kid a millionaire by investing for them when they are little with Christy Lepley from Moms Who Invest.</title>
        <itunes:title>66.Making your kid a millionaire by investing for them when they are little with Christy Lepley from Moms Who Invest.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/66making-your-kid-a-millionaire-by-investing-for-them-when-they-are-little-with-christy-lepley-from-moms-who-invest/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/66making-your-kid-a-millionaire-by-investing-for-them-when-they-are-little-with-christy-lepley-from-moms-who-invest/#comments</comments>        <pubDate>Tue, 23 Apr 2024 03:51:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/315b0702-6b0b-3ec4-9951-076f4609b4d7</guid>
                                    <description><![CDATA[<p>Hey everyone!  </p>
<p>We are so lucky to have Christy Lepley from Moms Who Invest on today's podcast episode!</p>
<p>Christy is a mom who teaches other moms how to invest AND invest for their kids while they are still young.  In today's episode she shares how it doesn't have to be super complicated to start investing for your kids and get them set up for success as future adults.  </p>
<p>Check out all of Christy's things below:</p>
<p><a href='https://momswhoinvest.co/'>Visit Christy's website</a> and be sure to grab her free Ultimate Beginners Guide to Investing!</p>
<p><a href='https://momswhoinvest.co/richkids?fbclid=IwZXh0bgNhZW0CMTAAAR0s6cGbd9-UQvOGrB5TlbTJOqvbUjQhUeyJcU46kLe8Be6oV5Tq5Sg8x4Y_aem_AbACNx4NW0xxDILE-lyrcdzQPl93N4r9lOHo5apZU1YSMaXHZqF7flBmv0gTybaUixpSCaAzFBNeuwxhDJgbYqrX'>Click here</a> to grab Christy's 90 minute Rich Kid's Workshop</p>
<p>Listen to the Ambitious Money Podcast <a href='https://podcasts.apple.com/us/podcast/ambitious-money-podcast/id1476486790'>HERE</a></p>
<p>Follow Christy on <a href='https://www.instagram.com/moms.who.invest/'>Instagram</a></p>
<p>The NEW 3 Days to $1K Challenge is here!</p>
<p>What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY?</p>
<p>In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do (things much cooler than gas for your car or electricity for your house)</p>
<p>You can join us in the challenge by clicking<a href='http://subscribepage.io/JCN0Cy'> this link</a> and getting yourself enrolled for as little as $37!</p>
<p>But hurry! We start April 29th!</p>
<p>----more----</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hey everyone!  </p>
<p>We are so lucky to have Christy Lepley from Moms Who Invest on today's podcast episode!</p>
<p>Christy is a mom who teaches other moms how to invest AND invest for their kids while they are still young.  In today's episode she shares how it doesn't have to be super complicated to start investing for your kids and get them set up for success as future adults.  </p>
<p>Check out all of Christy's things below:</p>
<p><a href='https://momswhoinvest.co/'>Visit Christy's website</a> and be sure to grab her free Ultimate Beginners Guide to Investing!</p>
<p><a href='https://momswhoinvest.co/richkids?fbclid=IwZXh0bgNhZW0CMTAAAR0s6cGbd9-UQvOGrB5TlbTJOqvbUjQhUeyJcU46kLe8Be6oV5Tq5Sg8x4Y_aem_AbACNx4NW0xxDILE-lyrcdzQPl93N4r9lOHo5apZU1YSMaXHZqF7flBmv0gTybaUixpSCaAzFBNeuwxhDJgbYqrX'>Click here</a> to grab Christy's 90 minute Rich Kid's Workshop</p>
<p>Listen to the Ambitious Money Podcast <a href='https://podcasts.apple.com/us/podcast/ambitious-money-podcast/id1476486790'>HERE</a></p>
<p>Follow Christy on <a href='https://www.instagram.com/moms.who.invest/'>Instagram</a></p>
<p>The NEW 3 Days to $1K Challenge is here!</p>
<p><em>What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY?</em></p>
<p>In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do <em>(things much cooler than gas for your car or electricity for your house)</em></p>
<p>You can join us in the challenge by clicking<a href='http://subscribepage.io/JCN0Cy'> this link</a> and getting yourself enrolled for as little as $37!</p>
<p><em>But hurry! We start April 29th!</em></p>
<p><em>----more----</em></p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ebsw66kpxita9gj3/66_Making_your_kid_a_millionaire_by_investing_for_them_when_they_are_little_with_Christy_Lepley_from_Moms_Who_Invest8k3g0.mp3" length="29057880" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hey everyone!  
We are so lucky to have Christy Lepley from Moms Who Invest on today's podcast episode!
Christy is a mom who teaches other moms how to invest AND invest for their kids while they are still young.  In today's episode she shares how it doesn't have to be super complicated to start investing for your kids and get them set up for success as future adults.  
Check out all of Christy's things below:
Visit Christy's website and be sure to grab her free Ultimate Beginners Guide to Investing!
Click here to grab Christy's 90 minute Rich Kid's Workshop
Listen to the Ambitious Money Podcast HERE
Follow Christy on Instagram
The NEW 3 Days to $1K Challenge is here!
What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY?
In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do (things much cooler than gas for your car or electricity for your house)
You can join us in the challenge by clicking this link and getting yourself enrolled for as little as $37!
But hurry! We start April 29th!
----more----
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2166</itunes:duration>
                <itunes:episode>66</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>65. "What is the 3 Days to $1K Challenge?"  Answering all of your questions about the challenge that starts on April 29th.</title>
        <itunes:title>65. "What is the 3 Days to $1K Challenge?"  Answering all of your questions about the challenge that starts on April 29th.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/65-what-is-the-3-days-to-1k-challenge-answering-all-of-your-questions-about-the-challenge-that-starts-on-april-29th/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/65-what-is-the-3-days-to-1k-challenge-answering-all-of-your-questions-about-the-challenge-that-starts-on-april-29th/#comments</comments>        <pubDate>Thu, 18 Apr 2024 04:29:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c2b3d878-c85f-3488-b41b-7626ac891dc2</guid>
                                    <description><![CDATA[<p>The NEW 3 Days to $1K Challenge is here!</p>
<p>What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY?</p>
<p>In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do (things much cooler than gas for your car or electricity for your house)</p>
<p>You can join us in the challenge by clicking<a href='http://subscribepage.io/JCN0Cy'> this link</a> and getting yourself enrolled for as little as $37!</p>
<p>But hurry! We start April 29th!</p>
<p>In today's episode I am breaking down:</p>
<p>- What is the format of the challenge?</p>
<p>- What is the difference between General Admission and VIP?</p>
<p>- What will I walk away with after the challenge?</p>
<p>-What is the time commitment and what will I get for the enrollment fee? </p>
<p>It's all inside of this short episode so tune in and get yourself enrolled to be a part of the first ever 3 Days to $1K challenge!</p>
<p>----more----</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>The NEW 3 Days to $1K Challenge is here!</p>
<p><em>What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY?</em></p>
<p>In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do <em>(things much cooler than gas for your car or electricity for your house)</em></p>
<p>You can join us in the challenge by clicking<a href='http://subscribepage.io/JCN0Cy'> this link</a> and getting yourself enrolled for as little as $37!</p>
<p><em>But hurry! We start April 29th!</em></p>
<p>In today's episode I am breaking down:</p>
<p>- What is the format of the challenge?</p>
<p>- What is the difference between General Admission and VIP?</p>
<p>- What will I walk away with after the challenge?</p>
<p>-What is the time commitment and what will I get for the enrollment fee? </p>
<p>It's all inside of this short episode so tune in and get yourself enrolled to be a part of the first ever 3 Days to $1K challenge!</p>
<p><em>----more----</em></p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/u6wj6aad72srwwrx/65_What_is_the_3_Days_to_1K_Challenge_Answering_all_of_your_questions_about_the_challenge_that_starts_on_April_29th6fu58.mp3" length="12035343" type="audio/mpeg"/>
        <itunes:summary><![CDATA[The NEW 3 Days to $1K Challenge is here!
What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY?
In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do (things much cooler than gas for your car or electricity for your house)
You can join us in the challenge by clicking this link and getting yourself enrolled for as little as $37!
But hurry! We start April 29th!
In today's episode I am breaking down:
- What is the format of the challenge?
- What is the difference between General Admission and VIP?
- What will I walk away with after the challenge?
-What is the time commitment and what will I get for the enrollment fee? 
It's all inside of this short episode so tune in and get yourself enrolled to be a part of the first ever 3 Days to $1K challenge!
----more----
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>535</itunes:duration>
                <itunes:episode>65</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>64. 3 Questions to ask yourself if you want to increase the margin in your budget by $1,000 every month.</title>
        <itunes:title>64. 3 Questions to ask yourself if you want to increase the margin in your budget by $1,000 every month.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/64-3-questions-to-ask-yourself-if-you-want-to-increase-the-margin-in-your-budget-by-1000-every-month/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/64-3-questions-to-ask-yourself-if-you-want-to-increase-the-margin-in-your-budget-by-1000-every-month/#comments</comments>        <pubDate>Tue, 16 Apr 2024 04:51:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/7e239753-043b-3ad7-b79e-cb37782eecac</guid>
                                    <description><![CDATA[<p>The NEW 3 Days to $1K Challenge is here!</p>
<p>What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY?</p>
<p>In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do (things much cooler than gas for your car or electricity for your house)</p>
<p>You can join us in the challenge by clicking <a href='http://subscribepage.io/JCN0Cy'>this link</a> and getting yourself enrolled for as little as $37!</p>
<p>But hurry! We start April 29th!</p>
<p>----more----</p>
<p>"If we only had an extra $1,000 a month.  That would change our situation drastically!" </p>
<p>Maybe.  But before you go working your tail off to make some extra money, there are some things you want to have lined up first to make sure it's worth your efforts.  </p>
<p>In today's episode I'm sharing 3 questions to ask yourself if you truly feel that creating margin in your budget is what needs to happen to get to your goals.  </p>
<p>Rooting for you!</p>
<p>&lt;3 Krista</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>The NEW 3 Days to $1K Challenge is here!</p>
<p><em>What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY?</em></p>
<p>In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do <em>(things much cooler than gas for your car or electricity for your house)</em></p>
<p>You can join us in the challenge by clicking <a href='http://subscribepage.io/JCN0Cy'>this link</a> and getting yourself enrolled for as little as $37!</p>
<p><em>But hurry! We start April 29th!</em></p>
<p><em>----more----</em></p>
<p>"If we only had an extra $1,000 a month.  That would change our situation drastically!" </p>
<p>Maybe.  But before you go working your tail off to make some extra money, there are some things you want to have lined up first to make sure it's worth your efforts.  </p>
<p>In today's episode I'm sharing 3 questions to ask yourself if you truly feel that creating margin in your budget is what needs to happen to get to your goals.  </p>
<p>Rooting for you!</p>
<p><em>&lt;3 Krista</em></p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2492gbh8h6jfhd5q/64_3_Questions_to_ask_yourself_if_you_want_to_increase_the_margin_in_your_budget_by_1_000_every_month738i5.mp3" length="16962155" type="audio/mpeg"/>
        <itunes:summary><![CDATA[The NEW 3 Days to $1K Challenge is here!
What if you were just 3 days away from creating an extra $1,000 per month in your budget CONSISTENTLY?
In this new 3 day challenge we're going to create your new road map to financial overflow each month so that you finally have the excess for the things you've been wanting to do (things much cooler than gas for your car or electricity for your house)
You can join us in the challenge by clicking this link and getting yourself enrolled for as little as $37!
But hurry! We start April 29th!
----more----
"If we only had an extra $1,000 a month.  That would change our situation drastically!" 
Maybe.  But before you go working your tail off to make some extra money, there are some things you want to have lined up first to make sure it's worth your efforts.  
In today's episode I'm sharing 3 questions to ask yourself if you truly feel that creating margin in your budget is what needs to happen to get to your goals.  
Rooting for you!
&lt;3 Krista
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>738</itunes:duration>
                <itunes:episode>64</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>63. Summer Plans Start Now!  3 Steps To Take Now To Ensure Your Summer Vacation Fits Into Your Budget</title>
        <itunes:title>63. Summer Plans Start Now!  3 Steps To Take Now To Ensure Your Summer Vacation Fits Into Your Budget</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/63-summer-plans-start-now-3-steps-to-take-now-to-ensure-your-summer-vacation-fits-into-your-budget/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/63-summer-plans-start-now-3-steps-to-take-now-to-ensure-your-summer-vacation-fits-into-your-budget/#comments</comments>        <pubDate>Thu, 11 Apr 2024 04:08:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/43cd2d8c-561e-327b-9689-88c129033030</guid>
                                    <description><![CDATA[<p>Let me guess, you have dreams of lying on a warm beach somewhere this summer?  </p>
<p>Or maybe you want to travel the country with your kids in an RV? </p>
<p>Whatever your summer vacation plans look like, the biggest thing you need to do is make sure they fit in your budget.  </p>
<p>There's nothing more stressful than a vacation that's supposed to be relaxing, but instead feels very stressful because of finances.  </p>
<p>In this episode I give you 3 steps to take now to make sure you summer vacation plans fit in your budget so you can actually enjoy it.  </p>
<p>Happy planning!</p>
<p>&lt;3 Krista</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Let me guess, you have dreams of lying on a warm beach somewhere this summer?  </p>
<p>Or maybe you want to travel the country with your kids in an RV? </p>
<p>Whatever your summer vacation plans look like, the biggest thing you need to do is make sure they fit in your budget.  </p>
<p>There's nothing more stressful than a vacation that's supposed to be relaxing, but instead feels very stressful because of finances.  </p>
<p>In this episode I give you 3 steps to take now to make sure you summer vacation plans fit in your budget so you can actually enjoy it.  </p>
<p>Happy planning!</p>
<p><em>&lt;3 Krista</em></p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/iphjra/63_Summer_Plans_start_now_3_steps_to_take_now_to_ensure_your_Summer_vacation_fits_into_your_budget9xz6r.mp3" length="16301296" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Let me guess, you have dreams of lying on a warm beach somewhere this summer?  
Or maybe you want to travel the country with your kids in an RV? 
Whatever your summer vacation plans look like, the biggest thing you need to do is make sure they fit in your budget.  
There's nothing more stressful than a vacation that's supposed to be relaxing, but instead feels very stressful because of finances.  
In this episode I give you 3 steps to take now to make sure you summer vacation plans fit in your budget so you can actually enjoy it.  
Happy planning!
&lt;3 Krista
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>715</itunes:duration>
                <itunes:episode>63</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>62. A Budgeting Mistake You Could Be Making That Might Be Derailing Your Progress</title>
        <itunes:title>62. A Budgeting Mistake You Could Be Making That Might Be Derailing Your Progress</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/62-a-budgeting-mistake-you-could-be-making-that-might-be-derailing-your-progress/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/62-a-budgeting-mistake-you-could-be-making-that-might-be-derailing-your-progress/#comments</comments>        <pubDate>Tue, 09 Apr 2024 04:00:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/94b8399e-72cb-390d-97ea-290c21abb933</guid>
                                    <description><![CDATA[<p>Would you consider yourself to be a perfectionist? </p>
<p>Does budgeting stress you out because it doesn't always play out the way you'd planned? </p>
<p>Do you feel like you're doing something wrong because your numbers never reflect exactly what you budgeted for?  </p>
<p>If so, you want to listen to today's episode where I share a budgeting mistake you might be making that could be the thing that's derailing your progress. </p>
<p>In this episode I refer to the book <a href='https://amzn.to/3vyNXmh'>The Lazy Genius Way by Kendra Adachi if you'd like to read it for yourself.</a></p>
<p>&lt;3 Krista</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Would you consider yourself to be a perfectionist? </p>
<p>Does budgeting stress you out because it doesn't always play out the way you'd planned? </p>
<p>Do you feel like you're doing something wrong because your numbers never reflect exactly what you budgeted for?  </p>
<p>If so, you want to listen to today's episode where I share a budgeting mistake you might be making that could be the thing that's derailing your progress. </p>
<p>In this episode I refer to the book <a href='https://amzn.to/3vyNXmh'>The Lazy Genius Way by Kendra Adachi if you'd like to read it for yourself.</a></p>
<p><em>&lt;3 Krista</em></p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/abdmax/62_A_budgeting_mistake_you_could_be_making_that_might_be_derailing_your_progress8cr6p.mp3" length="13746587" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Would you consider yourself to be a perfectionist? 
Does budgeting stress you out because it doesn't always play out the way you'd planned? 
Do you feel like you're doing something wrong because your numbers never reflect exactly what you budgeted for?  
If so, you want to listen to today's episode where I share a budgeting mistake you might be making that could be the thing that's derailing your progress. 
In this episode I refer to the book The Lazy Genius Way by Kendra Adachi if you'd like to read it for yourself.
&lt;3 Krista
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>611</itunes:duration>
                <itunes:episode>62</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>61. 3 Reasons why your Credit Score matters, and 1 Really important reason you shouldn't give it so much weight; A Credit Score Conversation.</title>
        <itunes:title>61. 3 Reasons why your Credit Score matters, and 1 Really important reason you shouldn't give it so much weight; A Credit Score Conversation.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/61-3-reasons-why-your-credit-score-matters-and-1-really-important-reason-you-shouldnt-give-it-so-much-weight-a-credit-score-conversation/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/61-3-reasons-why-your-credit-score-matters-and-1-really-important-reason-you-shouldnt-give-it-so-much-weight-a-credit-score-conversation/#comments</comments>        <pubDate>Thu, 04 Apr 2024 04:09:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/f0923514-412c-3475-9478-a98105dece7f</guid>
                                    <description><![CDATA[<p>Do you have a goal to improve your credit score?  </p>
<p>I have a question for you: Why?</p>
<p>It actually is a good thing to want to improve your credit, but not everyone understands why it's actually important.  </p>
<p>In today's episode I give you 3 reasons why your credit score matters and how it impacts your life.  PLUS I share 1 really important reason I don't think you need to give it too much of your mental energy.  </p>
<p>I hope you enjoy this conversation all about Credit Scores.  </p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Do you have a goal to improve your credit score?  </p>
<p>I have a question for you: Why?</p>
<p>It actually is a good thing to want to improve your credit, but not everyone understands why it's actually important.  </p>
<p>In today's episode I give you 3 reasons why your credit score matters and how it impacts your life.  PLUS I share 1 really important reason I don't think you need to give it too much of your mental energy.  </p>
<p>I hope you enjoy this conversation all about Credit Scores.  </p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4yteqj/61_3_Reasons_why_your_credit_score_matters_and_1_really_important_reason_why_you_shouldn_t_give_it_to_much_weight_A_Credit_Score_Conversation7mvrr.mp3" length="20429809" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Do you have a goal to improve your credit score?  
I have a question for you: Why?
It actually is a good thing to want to improve your credit, but not everyone understands why it's actually important.  
In today's episode I give you 3 reasons why your credit score matters and how it impacts your life.  PLUS I share 1 really important reason I don't think you need to give it too much of your mental energy.  
I hope you enjoy this conversation all about Credit Scores.  
&lt;3 Krista
----more----
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>932</itunes:duration>
                <itunes:episode>61</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>60. If I was getting a Tax Return, here's what I would do with it (an order of operations)</title>
        <itunes:title>60. If I was getting a Tax Return, here's what I would do with it (an order of operations)</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/60-if-i-was-getting-a-tax-return-heres-what-i-would-do-with-it-an-order-of-operations/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/60-if-i-was-getting-a-tax-return-heres-what-i-would-do-with-it-an-order-of-operations/#comments</comments>        <pubDate>Tue, 02 Apr 2024 04:05:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/fe83cf64-a828-3251-aa53-7d38748adee7</guid>
                                    <description><![CDATA[<p>Are you getting a tax return this year?   </p>
<p>If so, you want to listen to this episode where I break down the order of operations I would consider if I was getting a tax return.  </p>
<p>Part of being Money Mindful Moms means we thoughtfully plan where we want our money to go, so get ahead of this now and have a plan for the tax return that is hitting your account. </p>
<p>Happy Tax season!</p>
<p>&lt;3 Krista</p>
<p>----more----</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Are you getting a tax return this year?   </p>
<p>If so, you want to listen to this episode where I break down the order of operations I would consider if I was getting a tax return.  </p>
<p>Part of being Money Mindful Moms means we thoughtfully plan where we want our money to go, so get ahead of this now and have a plan for the tax return that is hitting your account. </p>
<p>Happy Tax season!</p>
<p><em>&lt;3 Krista</em></p>
<p><em>----more----</em></p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/w2cxtw/60_If_I_was_getting_a_tax_return_here_s_what_I_would_do_with_it_an_order_of_operations_for_a_tax_return_79bpy.mp3" length="22667320" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you getting a tax return this year?   
If so, you want to listen to this episode where I break down the order of operations I would consider if I was getting a tax return.  
Part of being Money Mindful Moms means we thoughtfully plan where we want our money to go, so get ahead of this now and have a plan for the tax return that is hitting your account. 
Happy Tax season!
&lt;3 Krista
----more----
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1021</itunes:duration>
                <itunes:episode>60</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>59. How We Found An Extra $500 A Month In Our Already Tight Budget.  Save For When You Have One Of "Those Months."</title>
        <itunes:title>59. How We Found An Extra $500 A Month In Our Already Tight Budget.  Save For When You Have One Of "Those Months."</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/59-how-we-found-an-extra-500-a-month-in-our-already-tight-budget-save-for-when-you-have-one-of-those-months/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/59-how-we-found-an-extra-500-a-month-in-our-already-tight-budget-save-for-when-you-have-one-of-those-months/#comments</comments>        <pubDate>Thu, 28 Mar 2024 04:06:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/e27f0ddd-6843-3bdb-89ea-d0eb948f69cb</guid>
                                    <description><![CDATA[<p>Would an extra $500 a month make a difference for your family right now? </p>
<p>If so, I want you to stop what you're doing and listen to this episode.  I break down one of our extra tight months from a while back and how we were able to squeeze an extra $500 out of our budget to make our numbers work. </p>
<p>Not only do I share the things we did to find the $500, but I leave you with a message on what to do with that $500 so it doesn't disappear on something random.  </p>
<p>I pray it blesses you!</p>
<p>&lt;3 Krista</p>
<p><a href='https://moneymindfulmoms.com/2019/01/13/how-we-found-an-extra-500-in-our-already-tight-budget/'>Read the full blog post I reference here</a></p>
<p>____________________________________________________________________</p>
<p>It’s time!  The next round of The Overflow Program is NOW open for enrollment!  </p>
<ul><li style="font-weight:400;">Are you tired of googling things like “how to pay off debt?” “how to make money from home?” or “how to save on groceries?” only to be left feeling less clear about what you should do next? </li>
<li style="font-weight:400;">Does it feel like all your money disappears as soon as it hits your bank account and you have nothing to really show for it?</li>
<li style="font-weight:400;">Have you done your best to cut back, skip your weekly Starbucks, and ditch your Netflix subscription only to feel like you’re still not making progress?  </li>
</ul>
<p>If any of those are hitting home with you, YOU are exactly who this program is for! </p>
<p><a href='http://subscribepage.io/sVBhpO'>Get enrolled for The Overflow Program HERE!</a></p>
<p>______________________________________________________________________</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>Would an extra $500 a month make a difference for your family right now? </em></p>
<p>If so, I want you to stop what you're doing and listen to this episode.  I break down one of our extra tight months from a while back and how we were able to squeeze an extra $500 out of our budget to make our numbers work. </p>
<p>Not only do I share the things we did to find the $500, but I leave you with a message on what to do with that $500 so it doesn't disappear on something random.  </p>
<p>I pray it blesses you!</p>
<p><em>&lt;3 Krista</em></p>
<p><a href='https://moneymindfulmoms.com/2019/01/13/how-we-found-an-extra-500-in-our-already-tight-budget/'>Read the full blog post I reference here</a></p>
<p><em>____________________________________________________________________</em></p>
<p>It’s time!  The next round of The Overflow Program is NOW open for enrollment!  </p>
<ul><li style="font-weight:400;">Are you tired of googling things like<em> “how to pay off debt?” “how to make money from home?”</em> or <em>“how to save on groceries?”</em> only to be left feeling less clear about what you should do next? </li>
<li style="font-weight:400;">Does it feel like all your money disappears as soon as it hits your bank account and you have nothing to really show for it?</li>
<li style="font-weight:400;">Have you done your best to cut back, skip your weekly Starbucks, and ditch your Netflix subscription only to feel like you’re still not making progress?  </li>
</ul>
<p>If any of those are hitting home with you, YOU are exactly who this program is for! </p>
<p><a href='http://subscribepage.io/sVBhpO'>Get enrolled for The Overflow Program HERE!</a></p>
<p>______________________________________________________________________</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wckiwp/59_How_we_found_500_a_month_in_our_already_tight_budget_Save_for_when_you_have_one_of_THOSE_months72xrt.mp3" length="19993692" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Would an extra $500 a month make a difference for your family right now? 
If so, I want you to stop what you're doing and listen to this episode.  I break down one of our extra tight months from a while back and how we were able to squeeze an extra $500 out of our budget to make our numbers work. 
Not only do I share the things we did to find the $500, but I leave you with a message on what to do with that $500 so it doesn't disappear on something random.  
I pray it blesses you!
&lt;3 Krista
Read the full blog post I reference here
____________________________________________________________________
It’s time!  The next round of The Overflow Program is NOW open for enrollment!  
Are you tired of googling things like “how to pay off debt?” “how to make money from home?” or “how to save on groceries?” only to be left feeling less clear about what you should do next? 
Does it feel like all your money disappears as soon as it hits your bank account and you have nothing to really show for it?
Have you done your best to cut back, skip your weekly Starbucks, and ditch your Netflix subscription only to feel like you’re still not making progress?  
If any of those are hitting home with you, YOU are exactly who this program is for! 
Get enrolled for The Overflow Program HERE!
______________________________________________________________________
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>861</itunes:duration>
                <itunes:episode>59</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>58. Start a Side Hustle or Budget Better?  Pros and Cons.</title>
        <itunes:title>58. Start a Side Hustle or Budget Better?  Pros and Cons.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/58-start-a-side-hustle-or-budget-better-pros-and-cons/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/58-start-a-side-hustle-or-budget-better-pros-and-cons/#comments</comments>        <pubDate>Tue, 26 Mar 2024 04:00:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/8374e6ab-5408-3475-b455-af08463362d2</guid>
                                    <description><![CDATA[<p>Have you been considering starting a side hustle, starting a home based business, or looking for a part time remote job to fix your finances? </p>
<p>TODAY'S EPISODE IS FOR YOU!</p>
<p>You may want to consider going that route OR you may actually just need to budget better.  </p>
<p>In today's episode we dive into both option and discuss pros and cons.  I hope it helps you walk away with clarity on what your next steps should be.  </p>
<p>&lt;3 Krista</p>
<p>____________________________________________________________________</p>
<p>It’s time!  The next round of The Overflow Program is NOW open for enrollment!  </p>
<ul><li style="font-weight:400;">Are you tired of googling things like “how to pay off debt?” “how to make money from home?” or “how to save on groceries?” only to be left feeling less clear about what you should do next? </li>
<li style="font-weight:400;">Does it feel like all your money disappears as soon as it hits your bank account and you have nothing to really show for it?</li>
<li style="font-weight:400;">Have you done your best to cut back, skip your weekly Starbucks, and ditch your Netflix subscription only to feel like you’re still not making progress?  </li>
</ul>
<p>If any of those are hitting home with you, YOU are exactly who this program is for! </p>
<p><a href='http://subscribepage.io/sVBhpO'>Get enrolled for The Overflow Program HERE!</a></p>
<p>______________________________________________________________________</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Have you been considering starting a side hustle, starting a home based business, or looking for a part time remote job to fix your finances? </p>
<p>TODAY'S EPISODE IS FOR YOU!</p>
<p>You may want to consider going that route <em>OR</em> you may actually just need to budget better.  </p>
<p>In today's episode we dive into both option and discuss pros and cons.  I hope it helps you walk away with clarity on what your next steps should be.  </p>
<p><em>&lt;3 Krista</em></p>
<p><em>____________________________________________________________________</em></p>
<p>It’s time!  The next round of The Overflow Program is NOW open for enrollment!  </p>
<ul><li style="font-weight:400;">Are you tired of googling things like<em> “how to pay off debt?” “how to make money from home?”</em> or <em>“how to save on groceries?”</em> only to be left feeling less clear about what you should do next? </li>
<li style="font-weight:400;">Does it feel like all your money disappears as soon as it hits your bank account and you have nothing to really show for it?</li>
<li style="font-weight:400;">Have you done your best to cut back, skip your weekly Starbucks, and ditch your Netflix subscription only to feel like you’re still not making progress?  </li>
</ul>
<p>If any of those are hitting home with you, YOU are exactly who this program is for! </p>
<p><a href='http://subscribepage.io/sVBhpO'>Get enrolled for The Overflow Program HERE!</a></p>
<p>______________________________________________________________________</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9gyi95/58_Start_a_side_hustle_or_budget_better_Pros_and_Cons6p106.mp3" length="21302751" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Have you been considering starting a side hustle, starting a home based business, or looking for a part time remote job to fix your finances? 
TODAY'S EPISODE IS FOR YOU!
You may want to consider going that route OR you may actually just need to budget better.  
In today's episode we dive into both option and discuss pros and cons.  I hope it helps you walk away with clarity on what your next steps should be.  
&lt;3 Krista
____________________________________________________________________
It’s time!  The next round of The Overflow Program is NOW open for enrollment!  
Are you tired of googling things like “how to pay off debt?” “how to make money from home?” or “how to save on groceries?” only to be left feeling less clear about what you should do next? 
Does it feel like all your money disappears as soon as it hits your bank account and you have nothing to really show for it?
Have you done your best to cut back, skip your weekly Starbucks, and ditch your Netflix subscription only to feel like you’re still not making progress?  
If any of those are hitting home with you, YOU are exactly who this program is for! 
Get enrolled for The Overflow Program HERE!
______________________________________________________________________
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>911</itunes:duration>
                <itunes:episode>58</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>57. Pay Off Your Debt Without Sacrificing all of Your Family Time. Hear How to Make it Happen Inside of My Program!</title>
        <itunes:title>57. Pay Off Your Debt Without Sacrificing all of Your Family Time. Hear How to Make it Happen Inside of My Program!</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/57-pay-off-your-debt-without-sacrificing-all-of-your-family-time-hear-how-to-make-it-happen-inside-of-my-program/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/57-pay-off-your-debt-without-sacrificing-all-of-your-family-time-hear-how-to-make-it-happen-inside-of-my-program/#comments</comments>        <pubDate>Thu, 21 Mar 2024 04:36:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/eec66e5f-6569-3748-8751-e39d8cefdf32</guid>
                                    <description><![CDATA[<p>In today's episode I'm giving you a peek into what it's like to be a part of The Overflow Program.  </p>
<p>-What will you be doing over the course of the 8 weeks?  What's included?</p>
<p>-What topics will we cover and what can you expect to walk away from the 8 weeks with? </p>
<p>- How can you pay off your debt WITHOUT sacrificing all your precious family time? </p>
<p>I answer all of that and more in today's episode.  I hope it answers your questions if you're considering joining us in this next round!</p>
<p>&lt;3 Krista</p>
<p>It’s time!  The next round of The Overflow Program is NOW open for enrollment!  </p>
<ul><li style="font-weight:400;">Are you tired of googling things like “how to pay off debt?” “how to make money from home?” or “how to save on groceries?” only to be left feeling less clear about what you should do next? </li>
<li style="font-weight:400;">Does it feel like all your money disappears as soon as it hits your bank account and you have nothing to really show for it?</li>
<li style="font-weight:400;">Have you done your best to cut back, skip your weekly Starbucks, and ditch your Netflix subscription only to feel like you’re still not making progress?  </li>
</ul>
<p>If any of those are hitting home with you, YOU are exactly who this program is for! </p>
<p><a href='http://subscribepage.io/sVBhpO'>Get enrolled for The Overflow Program HERE!</a></p>
<p>_______________________________________________________________________</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In today's episode I'm giving you a peek into what it's like to be a part of The Overflow Program.  </p>
<p>-What will you be doing over the course of the 8 weeks?  What's included?</p>
<p>-What topics will we cover and what can you expect to walk away from the 8 weeks with? </p>
<p>- How can you pay off your debt WITHOUT sacrificing all your precious family time? </p>
<p>I answer all of that and more in today's episode.  I hope it answers your questions if you're considering joining us in this next round!</p>
<p><em>&lt;3 Krista</em></p>
<p>It’s time!  The next round of The Overflow Program is NOW open for enrollment!  </p>
<ul><li style="font-weight:400;">Are you tired of googling things like<em> “how to pay off debt?” “how to make money from home?”</em> or <em>“how to save on groceries?”</em> only to be left feeling less clear about what you should do next? </li>
<li style="font-weight:400;">Does it feel like all your money disappears as soon as it hits your bank account and you have nothing to really show for it?</li>
<li style="font-weight:400;">Have you done your best to cut back, skip your weekly Starbucks, and ditch your Netflix subscription only to feel like you’re still not making progress?  </li>
</ul>
<p>If any of those are hitting home with you, YOU are exactly who this program is for! </p>
<p><a href='http://subscribepage.io/sVBhpO'>Get enrolled for The Overflow Program HERE!</a></p>
<p>_______________________________________________________________________</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gg4mqz/57_Pay_Off_Your_Debt_Without_Sacrificing_all_of_Your_Family_Time_Hear_How_to_Make_it_Happen_Inside_of_My_Program96ita.mp3" length="14889585" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In today's episode I'm giving you a peek into what it's like to be a part of The Overflow Program.  
-What will you be doing over the course of the 8 weeks?  What's included?
-What topics will we cover and what can you expect to walk away from the 8 weeks with? 
- How can you pay off your debt WITHOUT sacrificing all your precious family time? 
I answer all of that and more in today's episode.  I hope it answers your questions if you're considering joining us in this next round!
&lt;3 Krista
It’s time!  The next round of The Overflow Program is NOW open for enrollment!  
Are you tired of googling things like “how to pay off debt?” “how to make money from home?” or “how to save on groceries?” only to be left feeling less clear about what you should do next? 
Does it feel like all your money disappears as soon as it hits your bank account and you have nothing to really show for it?
Have you done your best to cut back, skip your weekly Starbucks, and ditch your Netflix subscription only to feel like you’re still not making progress?  
If any of those are hitting home with you, YOU are exactly who this program is for! 
Get enrolled for The Overflow Program HERE!
_______________________________________________________________________
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>664</itunes:duration>
                <itunes:episode>57</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>56. From Paycheck to Paycheck and No Savings to Feeling Empowered By Money and a Solid Plan to Reach Her Goals- With Student Isabel</title>
        <itunes:title>56. From Paycheck to Paycheck and No Savings to Feeling Empowered By Money and a Solid Plan to Reach Her Goals- With Student Isabel</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/56-from-paycheck-to-paycheck-and-no-savings-to-feeling-empowered-by-money-and-a-solid-plan-to-reach-her-goals-with-student-isabel/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/56-from-paycheck-to-paycheck-and-no-savings-to-feeling-empowered-by-money-and-a-solid-plan-to-reach-her-goals-with-student-isabel/#comments</comments>        <pubDate>Tue, 19 Mar 2024 04:30:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/e1cad1d5-1331-3080-bfad-c88f0214862d</guid>
                                    <description><![CDATA[<p>Today I'm excited for you to hear from one of my brand new graduates of The Overflow Program Isabel as she shares her journey starting just 8 weeks ago living paycheck to paycheck, having no savings or a plan on how she was going to get her finances on track to feeling like the fear was taken out of finances and she now has a solid plan in place to reach her debt payoff goal.  </p>
<p>I hope as you listen to her wins it helps transfer belief that you can have this be your story too!</p>
<p>I pray this conversation blesses you!</p>
<p>&lt;3 Krista</p>
<p>It’s time!  The next round of The Overflow Program is NOW open for enrollment!  </p>
<ul><li style="font-weight:400;">Are you tired of googling things like “how to pay off debt?” “how to make money from home?” or “how to save on groceries?” only to be left feeling less clear about what you should do next? </li>
<li style="font-weight:400;">Does it feel like all your money disappears as soon as it hits your bank account and you have nothing to really show for it?</li>
<li style="font-weight:400;">Have you done your best to cut back, skip your weekly Starbucks, and ditch your Netflix subscription only to feel like you’re still not making progress?  </li>
</ul>
<p>If any of those are hitting home with you, YOU are exactly who this program is for! </p>
<p><a href='http://subscribepage.io/sVBhpO'>Get enrolled for The Overflow Program HERE!</a></p>
<p>________________________________________________________________________</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Today I'm excited for you to hear from one of my brand new graduates of The Overflow Program Isabel as she shares her journey starting just 8 weeks ago living paycheck to paycheck, having no savings or a plan on how she was going to get her finances on track to feeling like the fear was taken out of finances and she now has a solid plan in place to reach her debt payoff goal.  </p>
<p>I hope as you listen to her wins it helps transfer belief that you can have this be your story too!</p>
<p>I pray this conversation blesses you!</p>
<p><em>&lt;3 Krista</em></p>
<p>It’s time!  The next round of The Overflow Program is NOW open for enrollment!  </p>
<ul><li style="font-weight:400;">Are you tired of googling things like<em> “how to pay off debt?” “how to make money from home?”</em> or <em>“how to save on groceries?”</em> only to be left feeling less clear about what you should do next? </li>
<li style="font-weight:400;">Does it feel like all your money disappears as soon as it hits your bank account and you have nothing to really show for it?</li>
<li style="font-weight:400;">Have you done your best to cut back, skip your weekly Starbucks, and ditch your Netflix subscription only to feel like you’re still not making progress?  </li>
</ul>
<p>If any of those are hitting home with you, YOU are exactly who this program is for! </p>
<p><a href='http://subscribepage.io/sVBhpO'>Get enrolled for The Overflow Program HERE!</a></p>
<p>________________________________________________________________________</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tp8isp/56_From_Paycheck_to_Paycheck_and_no_savings_to_feeling_empowered_by_money_and_a_solid_plan_to_reach_her_goals-_With_Student_Isabelbgzhc.mp3" length="14732621" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Today I'm excited for you to hear from one of my brand new graduates of The Overflow Program Isabel as she shares her journey starting just 8 weeks ago living paycheck to paycheck, having no savings or a plan on how she was going to get her finances on track to feeling like the fear was taken out of finances and she now has a solid plan in place to reach her debt payoff goal.  
I hope as you listen to her wins it helps transfer belief that you can have this be your story too!
I pray this conversation blesses you!
&lt;3 Krista
It’s time!  The next round of The Overflow Program is NOW open for enrollment!  
Are you tired of googling things like “how to pay off debt?” “how to make money from home?” or “how to save on groceries?” only to be left feeling less clear about what you should do next? 
Does it feel like all your money disappears as soon as it hits your bank account and you have nothing to really show for it?
Have you done your best to cut back, skip your weekly Starbucks, and ditch your Netflix subscription only to feel like you’re still not making progress?  
If any of those are hitting home with you, YOU are exactly who this program is for! 
Get enrolled for The Overflow Program HERE!
________________________________________________________________________
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>849</itunes:duration>
                <itunes:episode>56</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>55. Want to be a Stay at Home Mom but finances are holding you back?  Do these 2 things with your money to see if there may be a way you can make your SAHM dreams come true!</title>
        <itunes:title>55. Want to be a Stay at Home Mom but finances are holding you back?  Do these 2 things with your money to see if there may be a way you can make your SAHM dreams come true!</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/55-want-to-bea-stay-athomemom-but-finances-areholding-you-backdo-these-2things-with-your-money-to-seeif-theremay-be-a-way-you-canmakeyoursahmdreams-co/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/55-want-to-bea-stay-athomemom-but-finances-areholding-you-backdo-these-2things-with-your-money-to-seeif-theremay-be-a-way-you-canmakeyoursahmdreams-co/#comments</comments>        <pubDate>Thu, 14 Mar 2024 04:25:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/dcd35df4-d97e-3bee-8aab-1368a2f11379</guid>
                                    <description><![CDATA[<ul><li>Are you dreaming of the day you can walk into work and give your 2 weeks notice so you can be a Stay at Home Mom? 

</li>
<li>Or maybe you dream of starting a business from home that allows you the flexibility to drop off and pick up your kids from school but you don't think you could afford to.</li>
</ul>
<p>If that is you, I have some good stuff for you in today's episode.  I want you to make that decision from a place of power so I am breaking it down.  The good, the bad, and the ugly.  And I'm giving you 2 things to do with your finances to see if it's something that may actually work for you and your family.  </p>
<p>If that's what you want, I want that for you too, friend! </p>
<p>So listen in, that the steps I lay out, and check back in with me to let me know what you decide.  </p>
<p>And just like I shared in the episode, if you need more support, my program is opening up for enrollment so soon and I would love nothing more than to see your name on the enrollment list taking action towards your goals.  </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in April but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<ul><li>Are you dreaming of the day you can walk into work and give your 2 weeks notice so you can be a Stay at Home Mom? <br>
<br>
</li>
<li>Or maybe you dream of starting a business from home that allows you the flexibility to drop off and pick up your kids from school but you don't think you could afford to.</li>
</ul>
<p>If that is you, I have some good stuff for you in today's episode.  I want you to make that decision from a place of power so I am breaking it down.  The good, the bad, and the ugly.  And I'm giving you 2 things to do with your finances to see if it's something that may actually work for you and your family.  </p>
<p>If that's what you want, I want that for you too, friend! </p>
<p>So listen in, that the steps I lay out, and check back in with me to let me know what you decide.  </p>
<p>And just like I shared in the episode, if you need more support, my program is opening up for enrollment so soon and I would love nothing more than to see your name on the enrollment list taking action towards your goals.  </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in April but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/x5giee/55_Want_to_be_a_Stay_at_Home_Mom_but_finances_are_holding_you_back_Do_these_2_things_with_your_money_to_see_if_there_might_be_a_way_for_you_to_make_your_SAHM_dreams_come_trueb6ivy.mp3" length="19568306" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you dreaming of the day you can walk into work and give your 2 weeks notice so you can be a Stay at Home Mom? 
Or maybe you dream of starting a business from home that allows you the flexibility to drop off and pick up your kids from school but you don't think you could afford to.
If that is you, I have some good stuff for you in today's episode.  I want you to make that decision from a place of power so I am breaking it down.  The good, the bad, and the ugly.  And I'm giving you 2 things to do with your finances to see if it's something that may actually work for you and your family.  
If that's what you want, I want that for you too, friend! 
So listen in, that the steps I lay out, and check back in with me to let me know what you decide.  
And just like I shared in the episode, if you need more support, my program is opening up for enrollment so soon and I would love nothing more than to see your name on the enrollment list taking action towards your goals.  
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in April but you can get on my first to know list HERE
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>867</itunes:duration>
                <itunes:episode>55</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>54. Spending every paycheck as fast as it comes in?  4 tips to set up a simple budget that isn't overwhleming</title>
        <itunes:title>54. Spending every paycheck as fast as it comes in?  4 tips to set up a simple budget that isn't overwhleming</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/54-spending-every-paycheck-as-fast-as-it-comes-in-4-tips-to-set-up-a-simple-budget-that-isnt-overwhleming/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/54-spending-every-paycheck-as-fast-as-it-comes-in-4-tips-to-set-up-a-simple-budget-that-isnt-overwhleming/#comments</comments>        <pubDate>Tue, 12 Mar 2024 04:07:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/403fc9b8-8f2a-3d18-93a1-ff7523f8530c</guid>
                                    <description><![CDATA[<p>Does it feel like your paycheck disappears just as fast as it came in?  </p>
<p>Do you feel like payday should be exciting but there's nothing left to show for it as soon as you pay your bills?</p>
<p>You are not alone and in today's episode we're going to talk about why that can happen and 4 things you can do to help you set up a simple budget that you'll actually stick to because it doesn't feel overwhelming.  </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in April but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Does it feel like your paycheck disappears just as fast as it came in?  </p>
<p>Do you feel like payday should be exciting but there's nothing left to show for it as soon as you pay your bills?</p>
<p>You are not alone and in today's episode we're going to talk about why that can happen and 4 things you can do to help you set up a simple budget that you'll actually stick to because it doesn't feel overwhelming.  </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in April but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>My NEW <em>Debt Free Get Started Guide</em> is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/qp3437/54_Spending_every_paycheck_as_fast_as_it_comes_in_4_tips_to_set_up_a_simple_budget_that_isn_t_overwhleming9suya.mp3" length="21576023" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Does it feel like your paycheck disappears just as fast as it came in?  
Do you feel like payday should be exciting but there's nothing left to show for it as soon as you pay your bills?
You are not alone and in today's episode we're going to talk about why that can happen and 4 things you can do to help you set up a simple budget that you'll actually stick to because it doesn't feel overwhelming.  
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in April but you can get on my first to know list HERE
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>958</itunes:duration>
                <itunes:episode>54</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>53. How you may be working harder, not smarter when it comes to your financial goals.</title>
        <itunes:title>53. How you may be working harder, not smarter when it comes to your financial goals.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/53-how-you-may-be-working-harder-not-smarter-when-it-comes-to-your-financial-goals/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/53-how-you-may-be-working-harder-not-smarter-when-it-comes-to-your-financial-goals/#comments</comments>        <pubDate>Thu, 07 Mar 2024 04:38:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/6880bb9b-f14d-3a57-bbf7-60ec00966301</guid>
                                    <description><![CDATA[<p>Does it feel like you're always pushing upstream when it comes to your $ goals?  </p>
<p>Does it feel like you're taking one step forward and two steps back in your pursuit to pay off debt?</p>
<p>Do you find yourself thinking making more money has to be the answer because you've tried everything and you're still not making progress towards saving money?</p>
<p>You may be working harder, not smarter.  In today's episode I am pointing out a "blind spot" I see from many people I talk to that are feeling these exact same things.  </p>
<p>I hope this episode helps you break through!  </p>
<p>----more----</p>
<p>The next round of The Overflow Program is opening for enrollment in just a couple of weeks.  Want to be on the first-to-know list? I'll drop you a note as soon as the doors open!</p>
<p><a href='https://docs.google.com/forms/d/e/1FAIpQLSe80qGvE_P-FgFrSX3XRFjpqiP1zEc4wRYv7ousXB1fWD9NQQ/viewform'>Add your name HERE</a></p>
<p>----more----</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Does it feel like you're always pushing upstream when it comes to your $ goals?  </p>
<p>Does it feel like you're taking one step forward and two steps back in your pursuit to pay off debt?</p>
<p>Do you find yourself thinking making more money has to be the answer because you've tried everything and you're still not making progress towards saving money?</p>
<p>You may be working harder, not smarter.  In today's episode I am pointing out a "blind spot" I see from many people I talk to that are feeling these exact same things.  </p>
<p>I hope this episode helps you break through!  </p>
<p>----more----</p>
<p>The next round of The Overflow Program is opening for enrollment in just a couple of weeks.  Want to be on the first-to-know list? I'll drop you a note as soon as the doors open!</p>
<p><a href='https://docs.google.com/forms/d/e/1FAIpQLSe80qGvE_P-FgFrSX3XRFjpqiP1zEc4wRYv7ousXB1fWD9NQQ/viewform'>Add your name HERE</a></p>
<p>----more----</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2ssw7a/53_How_you_may_be_working_harder_not_smarter_when_it_comes_to_your_financial_goals9fkus.mp3" length="20501748" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Does it feel like you're always pushing upstream when it comes to your $ goals?  
Does it feel like you're taking one step forward and two steps back in your pursuit to pay off debt?
Do you find yourself thinking making more money has to be the answer because you've tried everything and you're still not making progress towards saving money?
You may be working harder, not smarter.  In today's episode I am pointing out a "blind spot" I see from many people I talk to that are feeling these exact same things.  
I hope this episode helps you break through!  
----more----
The next round of The Overflow Program is opening for enrollment in just a couple of weeks.  Want to be on the first-to-know list? I'll drop you a note as soon as the doors open!
Add your name HERE
----more----
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>691</itunes:duration>
                <itunes:episode>53</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>52. Struggling with how to "do it all" as a mom?  3 Practical ways you can implement rhythms in home and business from Alexis Greco</title>
        <itunes:title>52. Struggling with how to "do it all" as a mom?  3 Practical ways you can implement rhythms in home and business from Alexis Greco</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/52-struggling-with-how-to-do-it-all-as-a-mom-3-practical-ways-you-can-implement-rhythms-in-home-and-business-from-alexis-greco/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/52-struggling-with-how-to-do-it-all-as-a-mom-3-practical-ways-you-can-implement-rhythms-in-home-and-business-from-alexis-greco/#comments</comments>        <pubDate>Tue, 05 Mar 2024 04:25:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/afb89eb7-8dc3-30fe-8b61-77fe1304e6aa</guid>
                                    <description><![CDATA[<p>In today's episode we get the privilege of learning from Alexis Greco.  Alexis is an Army wife, a homeschool mom to her 4 children ages 10 and under and she coaches female entrepreneurs all over the world on how to use systems to create the thriving home and business of their dreams... a life in rhythm. </p>
<p>If you are on the struggle bus when it comes to figuring out how to show up powerfully at home AND at work, the conversation I have with Alexis today is just the tip of the iceberg.  </p>
<p>Here's how you can connect with Alexis:</p>
<p><a href='https://www.instagram.com/alexistgreco/'>Follow here HERE on intagram</a></p>
<p>Grab her <a href='https://alexistgreco.myflodesk.com/ykotvq37xe'>Rhythm Reset Bingo Card</a> and complete one item each day</p>
<p>Learn more about her 6 month<a href='https://rhythmichome.kartra.com/page/6yz31#_rs65j50v7'> Rhythm Reset program</a></p>
<p>----more----</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In today's episode we get the privilege of learning from Alexis Greco.  Alexis is an Army wife, a homeschool mom to her 4 children ages 10 and under and she coaches female entrepreneurs all over the world on how to use systems to create the thriving home and business of their dreams... a life in rhythm. </p>
<p>If you are on the struggle bus when it comes to figuring out how to show up powerfully at home AND at work, the conversation I have with Alexis today is just the tip of the iceberg.  </p>
<p>Here's how you can connect with Alexis:</p>
<p><a href='https://www.instagram.com/alexistgreco/'>Follow here HERE on intagram</a></p>
<p>Grab her <a href='https://alexistgreco.myflodesk.com/ykotvq37xe'>Rhythm Reset Bingo Card</a> and complete one item each day</p>
<p>Learn more about her 6 month<a href='https://rhythmichome.kartra.com/page/6yz31#_rs65j50v7'> Rhythm Reset program</a></p>
<p>----more----</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tx7van/52_Struggling_with_how_to_do_it_all_as_a_mom_3_Practical_ways_you_can_implement_rhythms_in_home_and_business_from_Alexis_Greco7xze0.mp3" length="18756685" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In today's episode we get the privilege of learning from Alexis Greco.  Alexis is an Army wife, a homeschool mom to her 4 children ages 10 and under and she coaches female entrepreneurs all over the world on how to use systems to create the thriving home and business of their dreams... a life in rhythm. 
If you are on the struggle bus when it comes to figuring out how to show up powerfully at home AND at work, the conversation I have with Alexis today is just the tip of the iceberg.  
Here's how you can connect with Alexis:
Follow here HERE on intagram
Grab her Rhythm Reset Bingo Card and complete one item each day
Learn more about her 6 month Rhythm Reset program
----more----
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>978</itunes:duration>
                <itunes:episode>52</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>51. 10 Expenses you may not have thought of to have on your radar as your kids grow.</title>
        <itunes:title>51. 10 Expenses you may not have thought of to have on your radar as your kids grow.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/51-10-expenses-you-may-not-have-thought-of-to-have-on-your-radar-as-your-kids-grow/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/51-10-expenses-you-may-not-have-thought-of-to-have-on-your-radar-as-your-kids-grow/#comments</comments>        <pubDate>Thu, 29 Feb 2024 04:25:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/addc7aa1-057c-3514-975d-c53c439da70b</guid>
                                    <description><![CDATA[<p>Are you a parent of littles?  Not sure what to expect will pop up when it comes to expenses for your kids as they continue to grow?  Today's episode is for you.  </p>
<p>I'm sharing 10 things that came up for us as our kids were getting older that I had never really given much thought to until we were at that stage.  I hope it helps you prepare for what may be coming down the road!</p>
<p>----more----</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Are you a parent of littles?  Not sure what to expect will pop up when it comes to expenses for your kids as they continue to grow?  Today's episode is for you.  </p>
<p>I'm sharing 10 things that came up for us as our kids were getting older that I had never really given much thought to until we were at that stage.  I hope it helps you prepare for what may be coming down the road!</p>
<p>----more----</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/g5g3ud/51_10_expenses_you_may_not_have_thought_of_to_have_on_your_radar_as_your_kids_groway8lk.mp3" length="39296284" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you a parent of littles?  Not sure what to expect will pop up when it comes to expenses for your kids as they continue to grow?  Today's episode is for you.  
I'm sharing 10 things that came up for us as our kids were getting older that I had never really given much thought to until we were at that stage.  I hope it helps you prepare for what may be coming down the road!
----more----
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1301</itunes:duration>
                <itunes:episode>51</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>50. There's a new dating app exclusively for people with good credit.  Is someone's credit score a deal breaker when  it comes to dating?</title>
        <itunes:title>50. There's a new dating app exclusively for people with good credit.  Is someone's credit score a deal breaker when  it comes to dating?</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/50-theres-a-new-dating-app-exclusively-for-people-with-good-credit-is-someones-credit-score-a-deal-breaker-when-it-comes-to-dating/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/50-theres-a-new-dating-app-exclusively-for-people-with-good-credit-is-someones-credit-score-a-deal-breaker-when-it-comes-to-dating/#comments</comments>        <pubDate>Tue, 27 Feb 2024 04:17:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/002d17fc-13cf-34a6-883d-0792f5284910</guid>
                                    <description><![CDATA[<p>Today's topic is juicy!  </p>
<p>Do you think you should only date people with good credit?  A new app called "Score" is playing matchmaker but only if you have good credit.  </p>
<p>In today's episode I give you my honest opinion and break down who might benefit from this app and some things about the app that rub me the wrong way.  </p>
<p>Basically the good, the bad and the ugly.  </p>
<p>My source material for today's episode: <a href='https://techcrunch.com/2024/02/12/score-is-a-new-dating-app-for-people-with-good-to-excellent-credit/?fbclid=IwAR0WF_fxhZ_3L8bPqH2dOdu57ebaSWu89F612xYpSfw0STYLpsBY9IngQbI'>HERE</a></p>
<p>----more----</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Today's topic is juicy!  </p>
<p>Do you think you should only date people with good credit?  A new app called "Score" is playing matchmaker but only if you have good credit.  </p>
<p>In today's episode I give you my honest opinion and break down who might benefit from this app and some things about the app that rub me the wrong way.  </p>
<p>Basically the good, the bad and the ugly.  </p>
<p>My source material for today's episode: <a href='https://techcrunch.com/2024/02/12/score-is-a-new-dating-app-for-people-with-good-to-excellent-credit/?fbclid=IwAR0WF_fxhZ_3L8bPqH2dOdu57ebaSWu89F612xYpSfw0STYLpsBY9IngQbI'>HERE</a></p>
<p>----more----</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide<a href='http://subscribepage.io/K2tY2b'> right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/xfu389/50_There_s_a_new_dating_app_exclusively_for_people_with_good_credit_Is_someone_s_credit_score_a_deal_breaker_when_it_comes_to_dating_72raw.mp3" length="25402980" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Today's topic is juicy!  
Do you think you should only date people with good credit?  A new app called "Score" is playing matchmaker but only if you have good credit.  
In today's episode I give you my honest opinion and break down who might benefit from this app and some things about the app that rub me the wrong way.  
Basically the good, the bad and the ugly.  
My source material for today's episode: HERE
----more----
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
 ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>834</itunes:duration>
                <itunes:episode>50</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>49. When setbacks arise.  How to handle the unexpected in your already tight budget.</title>
        <itunes:title>49. When setbacks arise.  How to handle the unexpected in your already tight budget.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/49-when-setbacks-arise-how-to-handle-the-unexpected-in-your-already-tight-budget/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/49-when-setbacks-arise-how-to-handle-the-unexpected-in-your-already-tight-budget/#comments</comments>        <pubDate>Thu, 22 Feb 2024 04:13:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/6b3567a9-acc3-38b9-b942-65f4e16f19b7</guid>
                                    <description><![CDATA[<p>Help! My car needs a $3,000 repair!</p>
<p>Has this ever happened to you?  You're cruising along towards your $ goals and then all of a sudden you're sucker punched with a major unexpected expense? </p>
<p>In today's episode I'm sharing some of the recent setbacks we've experienced and how we're handling them as I continue to work on my goal to pay off all my credit card debt by the time I turn 40 in July. </p>
<p>Unexpected expenses don't have to derail you.  You can still meet you goals and I hope the things I share in this episode inspire you to find a solution and push through (with a 5 minute pity party along the way)</p>
<p>Believing in you!</p>
<p>&lt;3 Krista</p>
<p>PLUS</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide <a href='http://subscribepage.io/K2tY2b'>right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p> </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>Help! My car needs a $3,000 repair!</em></p>
<p>Has this ever happened to you?  You're cruising along towards your $ goals and then all of a sudden you're sucker punched with a major unexpected expense? </p>
<p>In today's episode I'm sharing some of the recent setbacks we've experienced and how we're handling them as I continue to work on my goal to pay off all my credit card debt by the time I turn 40 in July. </p>
<p>Unexpected expenses don't have to derail you.  You can still meet you goals and I hope the things I share in this episode inspire you to find a solution and push through (with a 5 minute pity party along the way)</p>
<p>Believing in you!</p>
<p>&lt;3 <em>Krista</em></p>
<p>PLUS</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide <a href='http://subscribepage.io/K2tY2b'>right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p> </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/g9c3yb/49_When_setbacks_arise_How_to_handle_the_unexpected_in_your_already_tight_budget_8k7cg.mp3" length="23449290" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Help! My car needs a $3,000 repair!
Has this ever happened to you?  You're cruising along towards your $ goals and then all of a sudden you're sucker punched with a major unexpected expense? 
In today's episode I'm sharing some of the recent setbacks we've experienced and how we're handling them as I continue to work on my goal to pay off all my credit card debt by the time I turn 40 in July. 
Unexpected expenses don't have to derail you.  You can still meet you goals and I hope the things I share in this episode inspire you to find a solution and push through (with a 5 minute pity party along the way)
Believing in you!
&lt;3 Krista
PLUS
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>800</itunes:duration>
                <itunes:episode>49</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>48. A message to my fellow Over Achiever Mamas chasing big money goals this year.</title>
        <itunes:title>48. A message to my fellow Over Achiever Mamas chasing big money goals this year.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/48-a-message-to-my-fellow-over-achiever-mamas-chasing-big-money-goals-this-year/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/48-a-message-to-my-fellow-over-achiever-mamas-chasing-big-money-goals-this-year/#comments</comments>        <pubDate>Tue, 20 Feb 2024 04:59:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c4e88302-c070-3d0a-8887-d52f3dbc72da</guid>
                                    <description><![CDATA[<p>Are you an Over Achiever? </p>
<p>If so, high five!  Because me too! :) </p>
<p>In today's episode I'm sharing how some of the qualities of being an Over Achiever can actually set you back in your pursuit of your money goals.  </p>
<p>We can be perfectionists and extra hard on ourselves which is not the vibe we're going for especially when it comes to pursuing a wealthy life.  So let's change that!  I'll share  my biggest tip with you on how to change your mindset around this.  It's something I'm working through right now as well. </p>
<p>Cheers to breaking old thought patterns that no longer serve us! </p>
<p>&lt;3 Krista</p>
<p>PLUS</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide <a href='http://subscribepage.io/K2tY2b'>right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p> </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Are you an Over Achiever? </p>
<p>If so, high five!  Because me too! :) </p>
<p>In today's episode I'm sharing how some of the qualities of being an Over Achiever can actually set you back in your pursuit of your money goals.  </p>
<p>We can be perfectionists and extra hard on ourselves which is not the vibe we're going for especially when it comes to pursuing a wealthy life.  So let's change that!  I'll share  my biggest tip with you on how to change your mindset around this.  It's something I'm working through right now as well. </p>
<p>Cheers to breaking old thought patterns that no longer serve us! </p>
<p><em>&lt;3 Krista</em></p>
<p>PLUS</p>
<p>My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:</p>
<p>-you've put paying off debt on the back burner because life is full.</p>
<p>-you're not sure where to start.</p>
<p>-you have too much on your plate to scour the internet trying to find your next step. </p>
<p>-you just need a push to get started and let momentum take over.</p>
<p>-you're ready to be freaking done with debt once and for all.  </p>
<p>You can grab your get started guide <a href='http://subscribepage.io/K2tY2b'>right HERE</a> and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  </p>
<p> </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/89zd4k/48_A_Message_to_my_fellow_Over_Achiever_mamas_chasing_big_money_goals_this_year7nj1v.mp3" length="19249706" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you an Over Achiever? 
If so, high five!  Because me too! :) 
In today's episode I'm sharing how some of the qualities of being an Over Achiever can actually set you back in your pursuit of your money goals.  
We can be perfectionists and extra hard on ourselves which is not the vibe we're going for especially when it comes to pursuing a wealthy life.  So let's change that!  I'll share  my biggest tip with you on how to change your mindset around this.  It's something I'm working through right now as well. 
Cheers to breaking old thought patterns that no longer serve us! 
&lt;3 Krista
PLUS
My NEW Debt Free Get Started Guide is available for you to snag right now for FREE!  This guide is for you if:
-you've put paying off debt on the back burner because life is full.
-you're not sure where to start.
-you have too much on your plate to scour the internet trying to find your next step. 
-you just need a push to get started and let momentum take over.
-you're ready to be freaking done with debt once and for all.  
You can grab your get started guide right HERE and start getting your plan in place right away to get your debt paid off so you can do much cooler stuff with your money each month than handing it over to credit card companies.  
 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>648</itunes:duration>
                <itunes:episode>48</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>47. Money &amp; Relationships. 3 ways to make money conversations with your partner less stressful</title>
        <itunes:title>47. Money &amp; Relationships. 3 ways to make money conversations with your partner less stressful</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/47-money-relationships-3-ways-to-make-money-conversations-with-your-partner-less-stressful/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/47-money-relationships-3-ways-to-make-money-conversations-with-your-partner-less-stressful/#comments</comments>        <pubDate>Thu, 15 Feb 2024 04:29:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/34bd8f86-6b27-3ee8-9593-c12d26f2fc10</guid>
                                    <description><![CDATA[<p>Have you ever said something like: </p>
<p>- I made a budget, but I can't get my husband on board with sticking to it. </p>
<p>- I'm a saver but my partner is a spender and it feels like he's undoing everything I'm trying to do. </p>
<p>- We've just stopped talking about money because it always leads to an argument.  </p>
<p>If any of those sound like you, you're in the right place with today's episode.  In this episode I'm sharing some signs your relationship might be in a money funk PLUS you will walk away with 3 tips to make your money conversations with your partner easier and less likely to lead to an argument.  </p>
<p>What if money could actually feel like one of the strongest parts of your relationship?  I believe that can be true for you.  </p>
<p>I pray this conversation blesses you!</p>
<p>&lt;3 Krista</p>
<p>Related episodes: </p>
<p><a href='https://podcasts.apple.com/us/podcast/24-living-on-1-income-3-things-you-must-do-if-youre/id1706548215?i=1000636785183'>24. Living on one income? 3 things you must do if you're a one income household</a></p>
<p><a href='https://podcasts.apple.com/us/podcast/12-15-years-of-marriage-and-money-what-weve-done/id1706548215?i=1000631596433'>12. 15 years of marriage and money. What we've done well and what we'd have done differently with our finances.</a></p>
<p><a href='https://podcasts.apple.com/us/podcast/03-dating-your-spouse-on-a-budget-7-cheap-or-free/id1706548215?i=1000627869964'>03. Dating your spouse on a budget. 7 cheap or FREE date night ideas.</a></p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Have you ever said something like: </p>
<p>- I made a budget, but I can't get my husband on board with sticking to it. </p>
<p>- I'm a saver but my partner is a spender and it feels like he's undoing everything I'm trying to do. </p>
<p>- We've just stopped talking about money because it always leads to an argument.  </p>
<p>If any of those sound like you, you're in the right place with today's episode.  In this episode I'm sharing some signs your relationship might be in a money funk PLUS you will walk away with 3 tips to make your money conversations with your partner easier and less likely to lead to an argument.  </p>
<p>What if money could actually feel like one of the strongest parts of your relationship?  I believe that can be true for you.  </p>
<p>I pray this conversation blesses you!</p>
<p><em>&lt;3 Krista</em></p>
<p>Related episodes: </p>
<p><a href='https://podcasts.apple.com/us/podcast/24-living-on-1-income-3-things-you-must-do-if-youre/id1706548215?i=1000636785183'>24. Living on one income? 3 things you must do if you're a one income household</a></p>
<p><a href='https://podcasts.apple.com/us/podcast/12-15-years-of-marriage-and-money-what-weve-done/id1706548215?i=1000631596433'>12. 15 years of marriage and money. What we've done well and what we'd have done differently with our finances.</a></p>
<p><a href='https://podcasts.apple.com/us/podcast/03-dating-your-spouse-on-a-budget-7-cheap-or-free/id1706548215?i=1000627869964'>03. Dating your spouse on a budget. 7 cheap or FREE date night ideas.</a></p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/m7a7kp/47_Money_Relationships-_3_ways_to_make_money_conversations_with_your_partner_easierbundh.mp3" length="36205575" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Have you ever said something like: 
- I made a budget, but I can't get my husband on board with sticking to it. 
- I'm a saver but my partner is a spender and it feels like he's undoing everything I'm trying to do. 
- We've just stopped talking about money because it always leads to an argument.  
If any of those sound like you, you're in the right place with today's episode.  In this episode I'm sharing some signs your relationship might be in a money funk PLUS you will walk away with 3 tips to make your money conversations with your partner easier and less likely to lead to an argument.  
What if money could actually feel like one of the strongest parts of your relationship?  I believe that can be true for you.  
I pray this conversation blesses you!
&lt;3 Krista
Related episodes: 
24. Living on one income? 3 things you must do if you're a one income household
12. 15 years of marriage and money. What we've done well and what we'd have done differently with our finances.
03. Dating your spouse on a budget. 7 cheap or FREE date night ideas.
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1188</itunes:duration>
                <itunes:episode>47</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>46. These 4 items in your budget are what you should focus on FIRST if you want to get to your goal faster</title>
        <itunes:title>46. These 4 items in your budget are what you should focus on FIRST if you want to get to your goal faster</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/46-these-4-items-in-your-budget-are-what-you-should-focus-on-first-if-you-want-to-get-to-your-goal-faster/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/46-these-4-items-in-your-budget-are-what-you-should-focus-on-first-if-you-want-to-get-to-your-goal-faster/#comments</comments>        <pubDate>Tue, 13 Feb 2024 04:23:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/a3d3f9c8-c139-30f5-8b5e-fabf520f8508</guid>
                                    <description><![CDATA[<p>If you are itching to get to your goals faster there may be some places in your budget that you can adjust to make it happen.  In today's episode I'm sharing the 4 items in your budget to start with that will give you the most return.  </p>
<p>If you want to:</p>
<ul><li>pay off debt </li>
<li>finish saving for a down payment on a house</li>
<li>free up space in your budget to be able to start investing</li>
</ul>
<p>Start by taking a look at these 4 things before you start skipping your weekly coffee run or cancel your netflix subscription.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>If you are itching to get to your goals faster there may be some places in your budget that you can adjust to make it happen.  In today's episode I'm sharing the 4 items in your budget to start with that will give you the most return.  </p>
<p>If you want to:</p>
<ul><li>pay off debt </li>
<li>finish saving for a down payment on a house</li>
<li>free up space in your budget to be able to start investing</li>
</ul>
<p>Start by taking a look at these 4 things before you start skipping your weekly coffee run or cancel your netflix subscription.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/vscug4/46_These_4_items_in_your_budget_are_what_you_should_focus_on_FIRST_if_you_want_to_get_to_your_goal_faster9pmiu.mp3" length="30974987" type="audio/mpeg"/>
        <itunes:summary><![CDATA[If you are itching to get to your goals faster there may be some places in your budget that you can adjust to make it happen.  In today's episode I'm sharing the 4 items in your budget to start with that will give you the most return.  
If you want to:
pay off debt 
finish saving for a down payment on a house
free up space in your budget to be able to start investing
Start by taking a look at these 4 things before you start skipping your weekly coffee run or cancel your netflix subscription.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1043</itunes:duration>
                <itunes:episode>46</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>45. Looking at work from home opportunities?  Meet one mom who has started and grown her successful business and podcast from home while raising young kids.</title>
        <itunes:title>45. Looking at work from home opportunities?  Meet one mom who has started and grown her successful business and podcast from home while raising young kids.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/45-looking-atworkfromhomeopportunitiesmeetonemom-who-has-startedand-grownher-successfulbusiness-and-podcastfromhomewhile-raisingyoungkids/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/45-looking-atworkfromhomeopportunitiesmeetonemom-who-has-startedand-grownher-successfulbusiness-and-podcastfromhomewhile-raisingyoungkids/#comments</comments>        <pubDate>Thu, 08 Feb 2024 04:34:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/9cd6b210-161a-3f39-81b0-f2c674320d26</guid>
                                    <description><![CDATA[<p>After reading your market research surveys I hear you loud and clear... this economy has you looking for ways to make money from home.  I couldn't love this more!  There absolutely is a way you can get to your goals faster by adding an extra income stream.  </p>
<p>That's why I knew I had to bring on my friend Lizzie, better known as @fiercelizzie on instagram.  </p>
<p>Lizzie is a doula and childbirth educator who is passionate about helping moms who want to feel empowered and confident for birth.  She runs an online and in person business, hosts a podcast that just recently hit 100K downloads- Unapologetically Unmedicated, and homeschools her three kids.  </p>
<p><a href='https://podcasts.apple.com/us/podcast/unapologetically-unmedicated-empowered-informed-birth/id1561852103'>To learn more from Lizzie be sure to listen to her podcast Unapologetically Unmedicated</a></p>
<p><a href='https://www.instagram.com/fiercelizzie/'>and follow her on Instagram @fiercelizzie</a></p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>After reading your market research surveys I hear you loud and clear... this economy has you looking for ways to make money from home.  I couldn't love this more!  There absolutely is a way you can get to your goals faster by adding an extra income stream.  </p>
<p>That's why I knew I had to bring on my friend Lizzie, better known as @fiercelizzie on instagram.  </p>
<p>Lizzie is a doula and childbirth educator who is passionate about helping moms who want to feel empowered and confident for birth.  She runs an online and in person business, hosts a podcast that just recently hit 100K downloads- Unapologetically Unmedicated, and homeschools her three kids.  </p>
<p><a href='https://podcasts.apple.com/us/podcast/unapologetically-unmedicated-empowered-informed-birth/id1561852103'>To learn more from Lizzie be sure to listen to her podcast Unapologetically Unmedicated</a></p>
<p><a href='https://www.instagram.com/fiercelizzie/'>and follow her on Instagram @fiercelizzie</a></p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/w27gsf/45_Looking_at_work_from_home_opportunities_Meet_one_mom_who_has_started_and_grown_a_business_and_grown_a_podcast_to_100K_downloads_ad9rr.mp3" length="28551054" type="audio/mpeg"/>
        <itunes:summary><![CDATA[After reading your market research surveys I hear you loud and clear... this economy has you looking for ways to make money from home.  I couldn't love this more!  There absolutely is a way you can get to your goals faster by adding an extra income stream.  
That's why I knew I had to bring on my friend Lizzie, better known as @fiercelizzie on instagram.  
Lizzie is a doula and childbirth educator who is passionate about helping moms who want to feel empowered and confident for birth.  She runs an online and in person business, hosts a podcast that just recently hit 100K downloads- Unapologetically Unmedicated, and homeschools her three kids.  
To learn more from Lizzie be sure to listen to her podcast Unapologetically Unmedicated
and follow her on Instagram @fiercelizzie
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1733</itunes:duration>
                <itunes:episode>45</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>44. Breaking down the challenge I completed in January that helped me 10x my results</title>
        <itunes:title>44. Breaking down the challenge I completed in January that helped me 10x my results</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/44-breaking-down-the-challenge-i-completed-in-january-that-helped-me-10x-my-results/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/44-breaking-down-the-challenge-i-completed-in-january-that-helped-me-10x-my-results/#comments</comments>        <pubDate>Tue, 06 Feb 2024 04:58:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/7b30ae26-63d6-3c24-ad3a-e1b91b8fbc8d</guid>
                                    <description><![CDATA[<p>I did a challenge in January.  Because sometimes you just need to do something big to shake things up.  In today's episode I share exactly what I did and how it could serve you in getting to your financial goals faster this year. </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program won't be until April but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE and I'll send you something to get you started right away</a></p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>I did a challenge in January.  Because sometimes you just need to do something big to shake things up.  In today's episode I share exactly what I did and how it could serve you in getting to your financial goals faster this year. </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program won't be until April but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE and I'll send you something to get you started right away</a></p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/qmenhk/44_Breaking_down_the_challenge_I_completed_in_January_that_helped_me_10x_my_results9ab8x.mp3" length="48166400" type="audio/mpeg"/>
        <itunes:summary><![CDATA[I did a challenge in January.  Because sometimes you just need to do something big to shake things up.  In today's episode I share exactly what I did and how it could serve you in getting to your financial goals faster this year. 
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program won't be until April but you can get on my first to know list HERE and I'll send you something to get you started right away
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1652</itunes:duration>
                <itunes:episode>44</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>43. How Moms can Master Money.  Use the strengths you already have to help you pay off thousands of dollars of debt this year!</title>
        <itunes:title>43. How Moms can Master Money.  Use the strengths you already have to help you pay off thousands of dollars of debt this year!</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/43-how-moms-can-master-money-use-the-strengths-you-already-have-to-help-you-pay-off-thousands-of-dollars-of-debt-this-year/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/43-how-moms-can-master-money-use-the-strengths-you-already-have-to-help-you-pay-off-thousands-of-dollars-of-debt-this-year/#comments</comments>        <pubDate>Thu, 01 Feb 2024 04:05:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c469c548-9e94-3fcb-a135-4407de6a2427</guid>
                                    <description><![CDATA[<p>"I'm just a mom." </p>
<p>Great!  That makes you qualified to master money.  Did you know that as a mom you already have so many of the skills you need to master your money?  </p>
<p>-You don't have to be a numbers person. </p>
<p>-You don't have to know anything about investing (yet)</p>
<p>-You don't have to love excel spreadsheets </p>
<p>Take your preconceived notions about what you think it takes to be good with money off the table and listen to today's episode to hear how your skills as a mom might be the keys to paying off your debt once and for all this year!</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>"I'm just a mom." </p>
<p>Great!  That makes you qualified to master money.  Did you know that as a mom you already have so many of the skills you need to master your money?  </p>
<p>-You don't have to be a numbers person. </p>
<p>-You don't have to know anything about investing (yet)</p>
<p>-You don't have to love excel spreadsheets </p>
<p>Take your preconceived notions about what you think it takes to be good with money off the table and listen to today's episode to hear how your skills as a mom might be the keys to paying off your debt once and for all this year!</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gj9qvu/43_How_Moms_can_Master_Money_Use_the_strengths_you_already_have_to_help_you_pay_off_thousands_of_dollars_of_debt_this_yearb74bc.mp3" length="21780144" type="audio/mpeg"/>
        <itunes:summary><![CDATA["I'm just a mom." 
Great!  That makes you qualified to master money.  Did you know that as a mom you already have so many of the skills you need to master your money?  
-You don't have to be a numbers person. 
-You don't have to know anything about investing (yet)
-You don't have to love excel spreadsheets 
Take your preconceived notions about what you think it takes to be good with money off the table and listen to today's episode to hear how your skills as a mom might be the keys to paying off your debt once and for all this year!
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>737</itunes:duration>
                <itunes:episode>43</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>42. Feeling the pressure to keep up with the Joneses?  3 things you can do to tune out the noise while you're working on your financial goals</title>
        <itunes:title>42. Feeling the pressure to keep up with the Joneses?  3 things you can do to tune out the noise while you're working on your financial goals</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/42-feeling-the-pressure-to-keep-up-with-the-joneses-3-things-you-can-do-to-tune-out-the-noise-while-youre-working-on-your-financial-goals/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/42-feeling-the-pressure-to-keep-up-with-the-joneses-3-things-you-can-do-to-tune-out-the-noise-while-youre-working-on-your-financial-goals/#comments</comments>        <pubDate>Tue, 30 Jan 2024 04:59:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/5fa20944-7edd-3857-b054-86ce7810c797</guid>
                                    <description><![CDATA[<p>Struggling with comparison? In today's episode we're talking all about one of the most challenging parts of focusing on your finances.... staying positive when it feels like everyone else is getting to go on vacations, buy houses, buy cars, and put their kids in all the most expensive activities.</p>
<p>I'll admit, it's hard to avoid feeling this way from time to time but there are some things you can do to tune out the noise so it makes it easier for you to keep your eyes on YOUR prize instead of THEIR prize.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Struggling with comparison? In today's episode we're talking all about one of the most challenging parts of focusing on your finances.... staying positive when it feels like everyone else is getting to go on vacations, buy houses, buy cars, and put their kids in all the most expensive activities.</p>
<p>I'll admit, it's hard to avoid feeling this way from time to time but there are some things you can do to tune out the noise so it makes it easier for you to keep your eyes on YOUR prize instead of THEIR prize.  </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/qb7xk6/42_Feeling_the_pressure_to_keep_up_with_the_Joneses_3_things_you_can_do_to_tune_out_the_noise_while_you_re_working_on_your_financial_goals6jryi.mp3" length="24162886" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Struggling with comparison? In today's episode we're talking all about one of the most challenging parts of focusing on your finances.... staying positive when it feels like everyone else is getting to go on vacations, buy houses, buy cars, and put their kids in all the most expensive activities.
I'll admit, it's hard to avoid feeling this way from time to time but there are some things you can do to tune out the noise so it makes it easier for you to keep your eyes on YOUR prize instead of THEIR prize.  
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>816</itunes:duration>
                <itunes:episode>42</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>41."When should I make changes to my budget?"- 5 signs your budget might need to change.</title>
        <itunes:title>41."When should I make changes to my budget?"- 5 signs your budget might need to change.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/41when-should-i-make-changes-to-my-budget-5-signs-your-budget-might-need-to-change/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/41when-should-i-make-changes-to-my-budget-5-signs-your-budget-might-need-to-change/#comments</comments>        <pubDate>Thu, 25 Jan 2024 04:55:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/4089c209-1c44-3bfc-9adb-71cd96391b15</guid>
                                    <description><![CDATA[<p>Does your budget feel like it's in a rut?  Is it just not working for you?  Or maybe you're less than inspired to stick to it?  There are a handful of things you may want to look at to see if those changes might help. </p>
<p>Budgeting, when done right, actually is fun!  So if it feels like a chore and your numbers are always off, let's change that!   </p>
<p>More resources:</p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Does your budget feel like it's in a rut?  Is it just not working for you?  Or maybe you're less than inspired to stick to it?  There are a handful of things you may want to look at to see if those changes might help. </p>
<p>Budgeting, when done right, actually is fun!  So if it feels like a chore and your numbers are always off, let's change that!   </p>
<p>More resources:</p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/f3mwng/41_When_should_I_make_changes_to_my_budget_-_5_signs_your_budget_might_need_to_change8pedd.mp3" length="25987861" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Does your budget feel like it's in a rut?  Is it just not working for you?  Or maybe you're less than inspired to stick to it?  There are a handful of things you may want to look at to see if those changes might help. 
Budgeting, when done right, actually is fun!  So if it feels like a chore and your numbers are always off, let's change that!   
More resources:
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>871</itunes:duration>
                <itunes:episode>41</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>40. My Credit Card Debt Free by 40 goal.  Why you may need to be bold if you want to get your debt paid off</title>
        <itunes:title>40. My Credit Card Debt Free by 40 goal.  Why you may need to be bold if you want to get your debt paid off</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/40-my-credit-card-debt-free-by-40-goal-why-you-may-need-to-be-bold-if-you-want-to-get-your-debt-paid-off/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/40-my-credit-card-debt-free-by-40-goal-why-you-may-need-to-be-bold-if-you-want-to-get-your-debt-paid-off/#comments</comments>        <pubDate>Tue, 23 Jan 2024 04:52:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/be5da044-084a-3a88-90be-496023f9eed6</guid>
                                    <description><![CDATA[<p>I'm turning 40 this year and what better way to celebrate than paying off all my credit card debt?!  In this episode I not only share the details on my goal, but I also share why it matters for you.  </p>
<p>If you have a big goal with your money this year I share a bold action step you may want to take to get it done once and for all.  </p>
<p>Cheers to being debt free mamas who are breaking the cycle for our kids!</p>
<p>More resources:</p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>I'm turning 40 this year and what better way to celebrate than paying off all my credit card debt?!  In this episode I not only share the details on my goal, but I also share why it matters for you.  </p>
<p>If you have a big goal with your money this year I share a bold action step you may want to take to get it done once and for all.  </p>
<p>Cheers to being debt free mamas who are breaking the cycle for our kids!</p>
<p>More resources:</p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/93r6ps/40_My_Credit_Card_Debt_Free_by_40_goal_Why_you_may_need_to_be_bold_if_you_want_to_get_your_debt_paid_off96nwo.mp3" length="27228036" type="audio/mpeg"/>
        <itunes:summary><![CDATA[I'm turning 40 this year and what better way to celebrate than paying off all my credit card debt?!  In this episode I not only share the details on my goal, but I also share why it matters for you.  
If you have a big goal with your money this year I share a bold action step you may want to take to get it done once and for all.  
Cheers to being debt free mamas who are breaking the cycle for our kids!
More resources:
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>916</itunes:duration>
                <itunes:episode>40</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>39. 3 Financial reasons you need a village as a mom.  Plus, how to create one if you don't have one.</title>
        <itunes:title>39. 3 Financial reasons you need a village as a mom.  Plus, how to create one if you don't have one.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/39-3-financial-reasons-you-need-a-village-as-a-mom-plus-how-to-create-one-if-you-dont-have-one/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/39-3-financial-reasons-you-need-a-village-as-a-mom-plus-how-to-create-one-if-you-dont-have-one/#comments</comments>        <pubDate>Thu, 18 Jan 2024 04:35:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/3000fd6d-374d-3fc2-a405-436c9c3f031c</guid>
                                    <description><![CDATA[<p>When was the last time you heard someone say "it takes a village!" </p>
<p>I hear it all the time.  And it's true!  </p>
<p>But what if there was a way your village could help lighten the financial load of motherhood?  And, even better, you can help do the same for someone else!  </p>
<p>Don't have a village? </p>
<p>You can create one.  And in this episode I share one simple thing you can do to start creating your own village if you don't have local family and friends to help out. </p>
<p>Speaking of village, will you take 30 seconds to share this episode with your village?  I'm always grateful when I hear "my friend shared your show with me!"</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>When was the last time you heard someone say "it takes a village!" </p>
<p>I hear it all the time.  And it's true!  </p>
<p>But what if there was a way your village could help lighten the financial load of motherhood?  And, even better, you can help do the same for someone else!  </p>
<p>Don't have a village? </p>
<p>You can create one.  And in this episode I share one simple thing you can do to start creating your own village if you don't have local family and friends to help out. </p>
<p>Speaking of village, will you take 30 seconds to share this episode with your village?  I'm always grateful when I hear "my friend shared your show with me!"</p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3zzi7d/39_3_financial_reasons_you_need_a_village_as_a_mom_Plus_how_to_create_one_if_you_don_t_have_oneatj1s.mp3" length="27404323" type="audio/mpeg"/>
        <itunes:summary><![CDATA[When was the last time you heard someone say "it takes a village!" 
I hear it all the time.  And it's true!  
But what if there was a way your village could help lighten the financial load of motherhood?  And, even better, you can help do the same for someone else!  
Don't have a village? 
You can create one.  And in this episode I share one simple thing you can do to start creating your own village if you don't have local family and friends to help out. 
Speaking of village, will you take 30 seconds to share this episode with your village?  I'm always grateful when I hear "my friend shared your show with me!"
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>906</itunes:duration>
                <itunes:episode>39</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>38. The problem with "Target Mom Culture"- How you may be impacting your kids' future money habits without even realizing it.</title>
        <itunes:title>38. The problem with "Target Mom Culture"- How you may be impacting your kids' future money habits without even realizing it.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/38-the-problem-with-target-mom-culture-how-you-may-be-impacting-your-kids-future-money-habits-without-even-realizing-it/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/38-the-problem-with-target-mom-culture-how-you-may-be-impacting-your-kids-future-money-habits-without-even-realizing-it/#comments</comments>        <pubDate>Tue, 16 Jan 2024 04:29:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/6eed255f-1161-354e-b1fd-9f6b63e1806c</guid>
                                    <description><![CDATA[<p>Target moms, let's discuss! </p>
<p>I love Target as much as the next person, but their marketing department has the secret sauce that is making us fall into a consumerism trap.  </p>
<p>What can you do if you want to keep shopping at Target but you want to avoid passing on any negative spending habits or mindsets to your kids? </p>
<p>There is a way you can enjoy your Target trips without making overspending normal to your kids.  In today's episode we'll talk about how. </p>
<p>Share this episode with a friend! </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Target moms, let's discuss! </p>
<p>I love Target as much as the next person, but their marketing department has the secret sauce that is making us fall into a consumerism trap.  </p>
<p>What can you do if you want to keep shopping at Target but you want to avoid passing on any negative spending habits or mindsets to your kids? </p>
<p>There is a way you can enjoy your Target trips without making overspending normal to your kids.  In today's episode we'll talk about how. </p>
<p>Share this episode with a friend! </p>
<p>More resources:</p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/n7dqwy/38_The_problem_with_Target_Mom_Culture_-_How_you_may_be_impacting_your_kids_future_money_habits_without_even_realizing_it70mdg.mp3" length="19796851" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Target moms, let's discuss! 
I love Target as much as the next person, but their marketing department has the secret sauce that is making us fall into a consumerism trap.  
What can you do if you want to keep shopping at Target but you want to avoid passing on any negative spending habits or mindsets to your kids? 
There is a way you can enjoy your Target trips without making overspending normal to your kids.  In today's episode we'll talk about how. 
Share this episode with a friend! 
More resources:
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>666</itunes:duration>
                <itunes:episode>38</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>37. Let’s talk motivation (A pizza party motivation story) Why what’s motivating you might be the reason you’re NOT seeing lasting results</title>
        <itunes:title>37. Let’s talk motivation (A pizza party motivation story) Why what’s motivating you might be the reason you’re NOT seeing lasting results</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/37-let-s-talk-motivation-a-pizza-party-motivation-story-why-what-s-motivating-you-might-be-the-reason-you-re-not-seeing-lasting-results/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/37-let-s-talk-motivation-a-pizza-party-motivation-story-why-what-s-motivating-you-might-be-the-reason-you-re-not-seeing-lasting-results/#comments</comments>        <pubDate>Thu, 11 Jan 2024 04:35:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/3a8ee1c3-423e-3f26-86f5-b0c55742522d</guid>
                                    <description><![CDATA[<p>Do you ever wonder why your efforts to get your money right haven't lasted in the past?  </p>
<p>Have you ever worked really hard to save for a vacation and then as soon as the vacation is over you go right back to your old, overspending ways?  </p>
<p>Why is that?</p>
<p>Today we are talking about motivation and how shifting your focus can help you finally make the lasting change you're looking for.  </p>
<p>Ready to take it step further and put a plan in place with all the info you gather from today's exercise?  The Overflow Program is open for enrollment through TOMORROW 1/12!  Use this link to learn more and to get yourself enrolled. </p>
<p><a href='https://subscribepage.io/sVBhpO'>Learn more and enroll HERE</a></p>
<p>We start 1/15 and I would be honored to walk alongside you as you start of 2024 prioritizing your finances which is ultimately prioritizing you and your family.  </p>
<p> </p>
<p>More resources:</p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Do you ever wonder why your efforts to get your money right haven't lasted in the past?  </p>
<p>Have you ever worked really hard to save for a vacation and then as soon as the vacation is over you go right back to your old, overspending ways?  </p>
<p><em>Why is that?</em></p>
<p>Today we are talking about motivation and how shifting your focus can help you finally make the lasting change you're looking for.  </p>
<p><em>Ready to take it step further and put a plan in place with all the info you gather from today's exercise?</em>  The Overflow Program is open for enrollment through TOMORROW 1/12!  Use this link to learn more and to get yourself enrolled. </p>
<p><a href='https://subscribepage.io/sVBhpO'>Learn more and enroll HERE</a></p>
<p>We start 1/15 and<em> I would be honored to walk alongside you as you start of 2024 prioritizing your finances which is ultimately prioritizing you and your family.  </em></p>
<p> </p>
<p>More resources:</p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/jwrr9t/37_Let_s_talk_motivation_A_pizza_party_motivation_story_Why_what_s_motivating_you_might_be_the_reason_you_re_not_seeing_lasting_results6cvao.mp3" length="20633417" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Do you ever wonder why your efforts to get your money right haven't lasted in the past?  
Have you ever worked really hard to save for a vacation and then as soon as the vacation is over you go right back to your old, overspending ways?  
Why is that?
Today we are talking about motivation and how shifting your focus can help you finally make the lasting change you're looking for.  
Ready to take it step further and put a plan in place with all the info you gather from today's exercise?  The Overflow Program is open for enrollment through TOMORROW 1/12!  Use this link to learn more and to get yourself enrolled. 
Learn more and enroll HERE
We start 1/15 and I would be honored to walk alongside you as you start of 2024 prioritizing your finances which is ultimately prioritizing you and your family.  
 
More resources:
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>677</itunes:duration>
                <itunes:episode>37</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>36. Where do I start?  If you only have 5 minutes to do one thing for your finances, here’s what I would do</title>
        <itunes:title>36. Where do I start?  If you only have 5 minutes to do one thing for your finances, here’s what I would do</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/36-where-do-i-start-if-you-only-have-5-minutes-to-do-one-thing-for-your-finances-here-s-what-i-would-do/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/36-where-do-i-start-if-you-only-have-5-minutes-to-do-one-thing-for-your-finances-here-s-what-i-would-do/#comments</comments>        <pubDate>Tue, 09 Jan 2024 04:25:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/d0d23e46-e71f-3222-8550-d0ee5f4abae0</guid>
                                    <description><![CDATA[<p>Let me guess.... you're busy?!</p>
<p>All the more reason why, getting started now making money systems a priority matters.  If you're wanting to start or kick start your journey towards paying off debt or building emergency savings, today's episode gives you the smallest task that will make the biggest impact to kick things off. </p>
<p>And the best part?  You can do it in 5 minutes or less! </p>
<p>Ready to take it step further and put a plan in place with all the info you gather from today's exercise?  The Overflow Program is open for enrollment through THIS FRIDAY 1/12!  Use this link to learn more and to get yourself enrolled. </p>
<p><a href='https://subscribepage.io/sVBhpO'>Learn more and enroll HERE</a></p>
<p>We start 1/15 and I would be honored to walk alongside you as you start of 2024 prioritizing your finances which is ultimately prioritizing you and your family.  </p>
<p> </p>
<p>More resources:</p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Let me guess.... you're busy?!</p>
<p>All the more reason why, getting started now making money systems a priority matters.  If you're wanting to start or kick start your journey towards paying off debt or building emergency savings, today's episode gives you the smallest task that will make the biggest impact to kick things off. </p>
<p>And the best part?  You can do it in 5 minutes or less! </p>
<p><em>Ready to take it step further and put a plan in place with all the info you gather from today's exercise?</em>  The Overflow Program is open for enrollment through THIS FRIDAY 1/12!  Use this link to learn more and to get yourself enrolled. </p>
<p><a href='https://subscribepage.io/sVBhpO'>Learn more and enroll HERE</a></p>
<p>We start 1/15 and<em> I would be honored to walk alongside you as you start of 2024 prioritizing your finances which is ultimately prioritizing you and your family.  </em></p>
<p> </p>
<p>More resources:</p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9q36g5/36_Where_do_I_start_If_you_only_have_5_minutes_to_do_one_thing_for_your_finances_here_s_what_I_d_do92fxt.mp3" length="19979170" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Let me guess.... you're busy?!
All the more reason why, getting started now making money systems a priority matters.  If you're wanting to start or kick start your journey towards paying off debt or building emergency savings, today's episode gives you the smallest task that will make the biggest impact to kick things off. 
And the best part?  You can do it in 5 minutes or less! 
Ready to take it step further and put a plan in place with all the info you gather from today's exercise?  The Overflow Program is open for enrollment through THIS FRIDAY 1/12!  Use this link to learn more and to get yourself enrolled. 
Learn more and enroll HERE
We start 1/15 and I would be honored to walk alongside you as you start of 2024 prioritizing your finances which is ultimately prioritizing you and your family.  
 
More resources:
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>660</itunes:duration>
                <itunes:episode>36</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>35. 2024 Money goals?  3 Mistakes people make in the New Year without even realizing it.</title>
        <itunes:title>35. 2024 Money goals?  3 Mistakes people make in the New Year without even realizing it.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/35-2024-money-goals-3-mistakes-people-make-in-the-new-year-without-even-realizing-it/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/35-2024-money-goals-3-mistakes-people-make-in-the-new-year-without-even-realizing-it/#comments</comments>        <pubDate>Thu, 04 Jan 2024 04:14:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/e729dc32-7555-371b-b69f-7e7c7e5e2f24</guid>
                                    <description><![CDATA[<p>Hi friend!</p>
<p>If you have money goals this year I would bet you want to save yourself the time and headache that comes from making unnecessary mistakes.  Today's episode covers a few common mistakes I see, especially this time of year when we're thinking about our goals even more. </p>
<p>Ready to go all in this year?  My program The Overflow Program is currently open for enrollment through January 12th.  This is my signature 8 week program for the mom who wants to kick debt to the curb once and for all.  I would love to save a spot for you!</p>
<p><a href='https://subscribepage.io/sVBhpO'>Click this link to learn more and have the option to enroll. </a> </p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friend!</p>
<p>If you have money goals this year I would bet you want to save yourself the time and headache that comes from making unnecessary mistakes.  Today's episode covers a few common mistakes I see, especially this time of year when we're thinking about our goals even more. </p>
<p>Ready to go all in this year?  My program The Overflow Program is currently open for enrollment through January 12th.  This is my signature 8 week program for the mom who wants to kick debt to the curb once and for all.  I would love to save a spot for you!</p>
<p><a href='https://subscribepage.io/sVBhpO'>Click this link to learn more and have the option to enroll. </a> </p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/x4wppq/35_2024_Money_goals_3_mistakes_people_make_in_the_New_Year_without_even_realizing_it_a7wvt.mp3" length="22453836" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friend!
If you have money goals this year I would bet you want to save yourself the time and headache that comes from making unnecessary mistakes.  Today's episode covers a few common mistakes I see, especially this time of year when we're thinking about our goals even more. 
Ready to go all in this year?  My program The Overflow Program is currently open for enrollment through January 12th.  This is my signature 8 week program for the mom who wants to kick debt to the curb once and for all.  I would love to save a spot for you!
Click this link to learn more and have the option to enroll.  
More resources: 
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>739</itunes:duration>
                <itunes:episode>35</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>34. If you want to become debt free in 2024 (and stay debt free) try focusing on THIS instead of obsessing about the outcome</title>
        <itunes:title>34. If you want to become debt free in 2024 (and stay debt free) try focusing on THIS instead of obsessing about the outcome</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/34-if-you-wan-to-become-debt-free-in-2024-and-stay-debt-free-try-focusing-on-this-instead-of-obsessing-about-the-outcome/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/34-if-you-wan-to-become-debt-free-in-2024-and-stay-debt-free-try-focusing-on-this-instead-of-obsessing-about-the-outcome/#comments</comments>        <pubDate>Tue, 02 Jan 2024 04:07:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/199a6ef3-d305-3ba5-9bb7-a042cf3efeba</guid>
                                    <description><![CDATA[<p>Happy New Year!</p>
<p>I hope you are feeling excited about what this New Year could bring for you and for your family.  Whether you paid off $0 of debt last year, or $10,000 of debt last year, if you're not debt free yet and you want this to be your year, I have some thoughts on how to shift your focus to ensure this is your year.  </p>
<p>In this episode we talk about why I have 124 episodes of Judge Judy currently on my DVR and how it relates to my focus on my goals this year.  </p>
<p>If you're ready to fully dive in to your money goals this year I have great news!  The Overflow Program is officially open for enrollment TODAY! </p>
<p><a href='https://subscribepage.io/sVBhpO'>Click this link to learn more and have the option to enroll. </a> </p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Happy New Year!</p>
<p>I hope you are feeling excited about what this New Year could bring for you and for your family.  Whether you paid off $0 of debt last year, or $10,000 of debt last year, if you're not debt free yet and you want this to be your year, I have some thoughts on how to shift your focus to ensure this is your year.  </p>
<p>In this episode we talk about why I have 124 episodes of Judge Judy currently on my DVR and how it relates to my focus on my goals this year.  </p>
<p>If you're ready to fully dive in to your money goals this year I have great news!  The Overflow Program is officially open for enrollment TODAY! </p>
<p><a href='https://subscribepage.io/sVBhpO'>Click this link to learn more and have the option to enroll. </a> </p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/xtqyd9/34_If_you_want_to_become_debt_free_in_2024_and_stay_debt_free_try_focusing_on_THIS_instead_of_the_outcome_you_want9wudk.mp3" length="17167487" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Happy New Year!
I hope you are feeling excited about what this New Year could bring for you and for your family.  Whether you paid off $0 of debt last year, or $10,000 of debt last year, if you're not debt free yet and you want this to be your year, I have some thoughts on how to shift your focus to ensure this is your year.  
In this episode we talk about why I have 124 episodes of Judge Judy currently on my DVR and how it relates to my focus on my goals this year.  
If you're ready to fully dive in to your money goals this year I have great news!  The Overflow Program is officially open for enrollment TODAY! 
Click this link to learn more and have the option to enroll.  
More resources: 
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>571</itunes:duration>
                <itunes:episode>34</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>33. If you have a dream to start a business in 2024 you must do THIS first. Your 1st focus if you want to start a small side business, a big business, or anything in between</title>
        <itunes:title>33. If you have a dream to start a business in 2024 you must do THIS first. Your 1st focus if you want to start a small side business, a big business, or anything in between</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/33-if-youhavea-dream-to-start-abusiness-in-2024-youmustdo-this-firstyour1stfocusif-you-want-tostart-a-smallsidebusinessa-bigbusinessor-anything-inbetw/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/33-if-youhavea-dream-to-start-abusiness-in-2024-youmustdo-this-firstyour1stfocusif-you-want-tostart-a-smallsidebusinessa-bigbusinessor-anything-inbetw/#comments</comments>        <pubDate>Thu, 28 Dec 2023 04:52:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/d3483622-84e6-39b8-846b-f932a5da5914</guid>
                                    <description><![CDATA[<p>Happy New Year!</p>
<p>I am loving hearing from so many of you that you want to start a business.  You have passions and dreams that you're eager to get out into the world. And I get it!  I've had several businesses over the past 18 years and I can 100% relate to the excitement of sharing your passions that can help people with the world.  </p>
<p>With that experience I've found there's one important first step that can either make or break a new business.  If you want to avoid this misstep please listen to this episode. </p>
<p>Looking forward to hearing about all of the mom owned businesses born in 2024!</p>
<p>xoxo, </p>
<p>Krista</p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Happy New Year!</p>
<p>I am loving hearing from so many of you that you want to start a business.  You have passions and dreams that you're eager to get out into the world. And I get it!  I've had several businesses over the past 18 years and I can 100% relate to the excitement of sharing your passions that can help people with the world.  </p>
<p>With that experience I've found there's one important first step that can either make or break a new business.  If you want to avoid this misstep please listen to this episode. </p>
<p>Looking forward to hearing about all of the mom owned businesses born in 2024!</p>
<p><em>xoxo, </em></p>
<p><em>Krista</em></p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/n9htnj/33_If_you_have_a_dream_to_start_a_business_in_2024_you_must_do_THIS_first_7locm.mp3" length="20439304" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Happy New Year!
I am loving hearing from so many of you that you want to start a business.  You have passions and dreams that you're eager to get out into the world. And I get it!  I've had several businesses over the past 18 years and I can 100% relate to the excitement of sharing your passions that can help people with the world.  
With that experience I've found there's one important first step that can either make or break a new business.  If you want to avoid this misstep please listen to this episode. 
Looking forward to hearing about all of the mom owned businesses born in 2024!
xoxo, 
Krista
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>674</itunes:duration>
                <itunes:episode>33</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>32. The BIGGEST mistake you might be making when setting your financial goals for 2024</title>
        <itunes:title>32. The BIGGEST mistake you might be making when setting your financial goals for 2024</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/32-the-biggest-mistake-you-might-be-making-when-setting-your-financial-goals-for-2024/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/32-the-biggest-mistake-you-might-be-making-when-setting-your-financial-goals-for-2024/#comments</comments>        <pubDate>Tue, 26 Dec 2023 04:47:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/1d5a7da2-cc42-373a-b12c-46a39de597ad</guid>
                                    <description><![CDATA[<p>It's almost that time! The time to watch the ball drop and dream about what 2024 might bring for you and your family.  </p>
<p>But there's one important step I see people skip that could make or break your success with the goals you have.  So before you do your New Year's goal setting session, listen to this episode first so you don't miss it.  </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>It's almost that time! The time to watch the ball drop and dream about what 2024 might bring for you and your family.  </p>
<p>But there's one important step I see people skip that could make or break your success with the goals you have.  So before you do your New Year's goal setting session, listen to this episode first so you don't miss it.  </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/a2jdmi/32_The_BIGGEST_mistake_you_might_be_making_when_setting_financial_goals_for_the_New_Yeara38bf.mp3" length="31290362" type="audio/mpeg"/>
        <itunes:summary><![CDATA[It's almost that time! The time to watch the ball drop and dream about what 2024 might bring for you and your family.  
But there's one important step I see people skip that could make or break your success with the goals you have.  So before you do your New Year's goal setting session, listen to this episode first so you don't miss it.  
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1023</itunes:duration>
                <itunes:episode>32</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>31. Our Holiday Budget Breakdown.  Unconventional things we did to save money this year.  Did we stay on budget?  What went well and what didn’t this year.</title>
        <itunes:title>31. Our Holiday Budget Breakdown.  Unconventional things we did to save money this year.  Did we stay on budget?  What went well and what didn’t this year.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/31-our-holiday-budget-breakdown-unconventional-things-we-did-to-save-money-this-year-did-we-stay-on-budget-what-went-well-and-what-didn-t-this-year/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/31-our-holiday-budget-breakdown-unconventional-things-we-did-to-save-money-this-year-did-we-stay-on-budget-what-went-well-and-what-didn-t-this-year/#comments</comments>        <pubDate>Thu, 21 Dec 2023 04:25:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/24bc5048-c596-3af4-b7c2-588cf9cb4354</guid>
                                    <description><![CDATA[<p>Happy (almost) Merry Christmas!</p>
<p>On today's episode I break down our spending for the holidays.  I share exactly what we did to keep our budget extra tight this year and a few unconventional things we did that saved us money this year.  </p>
<p>I also share something I want to do differently next year because it wasn't perfect by any means. </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Happy (almost) Merry Christmas!</p>
<p>On today's episode I break down our spending for the holidays.  I share exactly what we did to keep our budget extra tight this year and a few unconventional things we did that saved us money this year.  </p>
<p>I also share something I want to do differently next year because it wasn't perfect by any means. </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/57bu69/31_Our_Holiday_Budget_Breakdown_Did_we_stay_on_budget_What_went_well_and_what_didn_t7eqrl.mp3" length="23753333" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Happy (almost) Merry Christmas!
On today's episode I break down our spending for the holidays.  I share exactly what we did to keep our budget extra tight this year and a few unconventional things we did that saved us money this year.  
I also share something I want to do differently next year because it wasn't perfect by any means. 
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources: 
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>785</itunes:duration>
                <itunes:episode>31</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>30. Non-Scale Victories (Money Edition)  All the Money Wins I Experienced this Year</title>
        <itunes:title>30. Non-Scale Victories (Money Edition)  All the Money Wins I Experienced this Year</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/30-non-scale-victories-money-edition-all-the-money-wins-i-experienced-this-year/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/30-non-scale-victories-money-edition-all-the-money-wins-i-experienced-this-year/#comments</comments>        <pubDate>Tue, 19 Dec 2023 04:21:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/16d499d1-0807-3583-bd65-d112962ded05</guid>
                                    <description><![CDATA[<p>In today's episode I dive in to what some of my non-scale victories (or NSV's) were in relation to my money this year.  If you're reflecting on your year you MUST consider your own NSV's especially if you didn't hit your goal in terms of a dollar amount put into savings or a debt payoff goal. </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In today's episode I dive in to what some of my non-scale victories (or NSV's) were in relation to my money this year.  If you're reflecting on your year you MUST consider your own NSV's especially if you didn't hit your goal in terms of a dollar amount put into savings or a debt payoff goal. </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kuxh5m/30_Non-Scale_Victories_Money_Edition_All_the_money_wins_I_experienced_this_yearapdx3.mp3" length="26279569" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In today's episode I dive in to what some of my non-scale victories (or NSV's) were in relation to my money this year.  If you're reflecting on your year you MUST consider your own NSV's especially if you didn't hit your goal in terms of a dollar amount put into savings or a debt payoff goal. 
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources: 
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>860</itunes:duration>
                <itunes:episode>30</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>29. Holidays on a Budget Series Pt. 5- The Story of the Christmas Pack n Play.  A Holiday message I want to leave you with</title>
        <itunes:title>29. Holidays on a Budget Series Pt. 5- The Story of the Christmas Pack n Play.  A Holiday message I want to leave you with</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/29-holidays-on-a-budget-series-pt-5-the-story-of-the-christmas-pack-n-play-a-holiday-message-i-want-to-leave-you-with/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/29-holidays-on-a-budget-series-pt-5-the-story-of-the-christmas-pack-n-play-a-holiday-message-i-want-to-leave-you-with/#comments</comments>        <pubDate>Thu, 14 Dec 2023 04:43:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/b7c1febe-da58-3fed-926a-5bf25876fb16</guid>
                                    <description><![CDATA[<p>We've reached the end of our Holidays on a Budget Series and on this episode I leave you with some hope no matter what this season looks like that next year could look entirely different.  </p>
<p>In the next few weeks we'll dive into what that could look like for you.  Wishing you the best Holiday season!</p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>We've reached the end of our Holidays on a Budget Series and on this episode I leave you with some hope no matter what this season looks like that next year could look entirely different.  </p>
<p>In the next few weeks we'll dive into what that could look like for you.  Wishing you the best Holiday season!</p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/q7byxc/29_Holidays_on_a_Budget_Series_Pt_5-_The_Story_of_the_Christmas_Pack_n_Play_A_Holiday_Message_I_want_to_leave_you_with_bh57a.mp3" length="12497025" type="audio/mpeg"/>
        <itunes:summary><![CDATA[We've reached the end of our Holidays on a Budget Series and on this episode I leave you with some hope no matter what this season looks like that next year could look entirely different.  
In the next few weeks we'll dive into what that could look like for you.  Wishing you the best Holiday season!
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources: 
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
 ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>411</itunes:duration>
                <itunes:episode>29</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>28. Holidays on a Budget Series Pt. 4- Traveling in style (and on budget)</title>
        <itunes:title>28. Holidays on a Budget Series Pt. 4- Traveling in style (and on budget)</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/28-holidays-on-a-budget-series-pt-4-traveling-in-style-and-on-budget/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/28-holidays-on-a-budget-series-pt-4-traveling-in-style-and-on-budget/#comments</comments>        <pubDate>Tue, 12 Dec 2023 04:31:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/80e2f57e-16be-3f12-9cca-79839813041e</guid>
                                    <description><![CDATA[<p>On today's episode we're talking about all things Holiday Travel. </p>
<p>-Do you have plans in place already but you're hoping to save money so you can stay on track with your financial goals?</p>
<p>-Is travel not in your budget this year?  I've got you covered too.  </p>
<p>There is a way you can enjoy your trips this year knowing you're not going further into debt to make it happen. </p>
<p>Happy traveling!</p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>On today's episode we're talking about all things Holiday Travel. </p>
<p>-Do you have plans in place already but you're hoping to save money so you can stay on track with your financial goals?</p>
<p>-Is travel not in your budget this year?  I've got you covered too.  </p>
<p>There is a way you can enjoy your trips this year knowing you're not going further into debt to make it happen. </p>
<p>Happy traveling!</p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gd9iky/28_Holidays_on_a_Budget_Series_Pt_4-_Traveling_in_style_and_on_budget_8p7e1.mp3" length="25659517" type="audio/mpeg"/>
        <itunes:summary><![CDATA[On today's episode we're talking about all things Holiday Travel. 
-Do you have plans in place already but you're hoping to save money so you can stay on track with your financial goals?
-Is travel not in your budget this year?  I've got you covered too.  
There is a way you can enjoy your trips this year knowing you're not going further into debt to make it happen. 
Happy traveling!
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources: 
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>856</itunes:duration>
                <itunes:episode>28</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>27. Holidays on a Budget Series Pt. 3- Family Experiences.  You don’t have to miss out on the magic of the season with your kids! Celebrate the season AND stay on budget.</title>
        <itunes:title>27. Holidays on a Budget Series Pt. 3- Family Experiences.  You don’t have to miss out on the magic of the season with your kids! Celebrate the season AND stay on budget.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/27-holidays-ona-budgetseries-pt3-familyexperiencesyou-don-thaveto-miss-out-onthe-magicof-the-season-with-your-kidscelebratethe-seasonandstayon-budget/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/27-holidays-ona-budgetseries-pt3-familyexperiencesyou-don-thaveto-miss-out-onthe-magicof-the-season-with-your-kidscelebratethe-seasonandstayon-budget/#comments</comments>        <pubDate>Thu, 07 Dec 2023 04:59:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/2ea2cd81-3e73-3a57-9fde-21776d84e2b8</guid>
                                    <description><![CDATA[<p>Happy Holidays!</p>
<p>Mom guilt can rear it's ugly head this time of year, can't it?  We see what everyone else is doing with their families and suddenly we're spiraling and worrying if we're not doing enough for our kids.  </p>
<p>In today's episode we're releasing the mom guilt and identifying the things we actually want to do with our families this time of year.  </p>
<p>We will dive into how to make them fit into your budget so you don't lose the magic in January when your credit card bill comes.  </p>
<p>For more Holidays on a Budget Series be sure to subscribe to the Money Mindful Moms show so you don't miss an episode!</p>
<p>Love and belief, </p>
<p>&lt;3 Krista</p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
<p> </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Happy Holidays!</p>
<p>Mom guilt can rear it's ugly head this time of year, can't it?  We see what everyone else is doing with their families and suddenly we're spiraling and worrying if we're not doing enough for our kids.  </p>
<p>In today's episode we're releasing the mom guilt and identifying the things we actually want to do with our families this time of year.  </p>
<p>We will dive into how to make them fit into your budget so you don't lose the magic in January when your credit card bill comes.  </p>
<p>For more Holidays on a Budget Series be sure to subscribe to the Money Mindful Moms show so you don't miss an episode!</p>
<p>Love and belief, </p>
<p><em>&lt;3 Krista</em></p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
<p> </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/xhr8vx/27_Holidays_on_a_Budget_Pt_3-_Family_Experiences7vxkg.mp3" length="25972821" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Happy Holidays!
Mom guilt can rear it's ugly head this time of year, can't it?  We see what everyone else is doing with their families and suddenly we're spiraling and worrying if we're not doing enough for our kids.  
In today's episode we're releasing the mom guilt and identifying the things we actually want to do with our families this time of year.  
We will dive into how to make them fit into your budget so you don't lose the magic in January when your credit card bill comes.  
For more Holidays on a Budget Series be sure to subscribe to the Money Mindful Moms show so you don't miss an episode!
Love and belief, 
&lt;3 Krista
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here
 
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources: 
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>869</itunes:duration>
                <itunes:episode>27</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>26. Holidays on a Budget Series Pt. 2- Holiday Parties without blowing your budget</title>
        <itunes:title>26. Holidays on a Budget Series Pt. 2- Holiday Parties without blowing your budget</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/26-holidays-on-a-budget-series-pt-2-holiday-parties-without-blowing-your-budget/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/26-holidays-on-a-budget-series-pt-2-holiday-parties-without-blowing-your-budget/#comments</comments>        <pubDate>Tue, 05 Dec 2023 04:19:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/05eb6cc8-95a1-3dea-97a8-fa04942dee7c</guid>
                                    <description><![CDATA[<p>Happy Holidays!  </p>
<p>One of the most overlooked parts of the Holidays when it comes to your budget is parties.  The costs involved can really add up and if you're not factoring them in to your overall spending plan this time of year, it's really easy to go over budget and start putting things on credit cards you won't be able to pay off right away. </p>
<p>In today's episode we'll cover how to determine exactly what you'll participate in this year and how to determine if it fits in your budget, and if not, ways to make adjustments so it CAN fit in your budget if you want to make it a priority. </p>
<p>Believing this can be your most beautiful AND on budget holiday season yet!</p>
<p>&lt;3 Krista</p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Happy Holidays!  </p>
<p>One of the most overlooked parts of the Holidays when it comes to your budget is parties.  The costs involved can really add up and if you're not factoring them in to your overall spending plan this time of year, it's really easy to go over budget and start putting things on credit cards you won't be able to pay off right away. </p>
<p>In today's episode we'll cover how to determine exactly what you'll participate in this year and how to determine if it fits in your budget, and if not, ways to make adjustments so it CAN fit in your budget if you want to make it a priority. </p>
<p>Believing this can be your most beautiful AND on budget holiday season yet!</p>
<p><em>&lt;3 Krista</em></p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kmmbvg/26_Holidays_on_a_Budget_Series_Pt_2-_Holiday_Parties8bv0x.mp3" length="24309259" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Happy Holidays!  
One of the most overlooked parts of the Holidays when it comes to your budget is parties.  The costs involved can really add up and if you're not factoring them in to your overall spending plan this time of year, it's really easy to go over budget and start putting things on credit cards you won't be able to pay off right away. 
In today's episode we'll cover how to determine exactly what you'll participate in this year and how to determine if it fits in your budget, and if not, ways to make adjustments so it CAN fit in your budget if you want to make it a priority. 
Believing this can be your most beautiful AND on budget holiday season yet!
&lt;3 Krista
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources: 
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>810</itunes:duration>
                <itunes:episode>26</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>25. Holidays on a Budget series #1- Gifts</title>
        <itunes:title>25. Holidays on a Budget series #1- Gifts</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/25-holidays-on-a-budget-series-1-gifts/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/25-holidays-on-a-budget-series-1-gifts/#comments</comments>        <pubDate>Thu, 30 Nov 2023 04:11:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/dbbd4680-2b88-32e1-b91f-304543f3be1f</guid>
                                    <description><![CDATA[<p>Hi friend!</p>
<p>Today is the first episode in a new series all about doing the Holidays on a budget.  As my friend beautifully put it, "we're having a humble Christmas this year." </p>
<p>Are you having a humble Christmas this year?  There is a way you can stay on budget this year without sacrificing the best parts of the holidays.  </p>
<p>In todays episode we're talking about gifts.  Inexpensive gifts, free gifts and changing your mindset around gift giving.</p>
<p>I reference an inexpensive gift idea from a blog post I have.  If you'd like all the details on this homemade game idea, you can find it all <a href='https://moneymindfulmoms.com/2022/12/05/cheap-neighbor-gift/'>in this blog post. </a></p>
<p>If you enjoyed this episode, be sure to come back the next couple of weeks for more Holidays on a Budget!</p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friend!</p>
<p>Today is the first episode in a new series all about doing the Holidays on a budget.  As my friend beautifully put it, "we're having a humble Christmas this year." </p>
<p>Are you having a humble Christmas this year?  There is a way you can stay on budget this year without sacrificing the best parts of the holidays.  </p>
<p>In todays episode we're talking about gifts.  Inexpensive gifts, free gifts and changing your mindset around gift giving.</p>
<p>I reference an inexpensive gift idea from a blog post I have.  If you'd like all the details on this homemade game idea, you can find it all <a href='https://moneymindfulmoms.com/2022/12/05/cheap-neighbor-gift/'>in this blog post. </a></p>
<p>If you enjoyed this episode, be sure to come back the next couple of weeks for more Holidays on a Budget!</p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list<a href='https://forms.gle/CijRQDWdXMbMdhUj8'> HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/xpfyc7/25_Holidays_on_a_Budget_series_18zryy.mp3" length="22491898" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friend!
Today is the first episode in a new series all about doing the Holidays on a budget.  As my friend beautifully put it, "we're having a humble Christmas this year." 
Are you having a humble Christmas this year?  There is a way you can stay on budget this year without sacrificing the best parts of the holidays.  
In todays episode we're talking about gifts.  Inexpensive gifts, free gifts and changing your mindset around gift giving.
I reference an inexpensive gift idea from a blog post I have.  If you'd like all the details on this homemade game idea, you can find it all in this blog post. 
If you enjoyed this episode, be sure to come back the next couple of weeks for more Holidays on a Budget!
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources: 
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>759</itunes:duration>
                <itunes:episode>25</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>24. Living on 1 income?  3 things you MUST do if you’re a one income household</title>
        <itunes:title>24. Living on 1 income?  3 things you MUST do if you’re a one income household</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/24-living-on-1-income-3-things-you-must-do-if-you-re-a-one-income-household/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/24-living-on-1-income-3-things-you-must-do-if-you-re-a-one-income-household/#comments</comments>        <pubDate>Tue, 28 Nov 2023 07:02:42 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/714a004b-d3d2-335a-8d34-51b2dde21cad</guid>
                                    <description><![CDATA[<p>Are you living on one income or considering going down to one income? </p>
<p>Are you dreaming about quitting a job you don't like so you can be home with your kids?  Or maybe you want to start a business but that means you won't have income coming in for a while.  </p>
<p>In today's episode we'll go over 3 things you MUST do if you're considering going down to 1 income, or even if you are already a 1 income family, these 3 things will help make it easier!</p>
<p>The sale on my 7 day intensive called FUNded ends today!  And for Black Friday/Cyber Monday it's on sale for just $39, normally valued at $199! </p>
<p>TODAY IS THE LAST DAY!</p>
<p><a href='http://subscribepage.io/n1W9ME'>BLACK FRIDAY DEAL INSIDE</a></p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list <a href='https://forms.gle/CijRQDWdXMbMdhUj8'>HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Are you living on one income or considering going down to one income? </p>
<p>Are you dreaming about quitting a job you don't like so you can be home with your kids?  Or maybe you want to start a business but that means you won't have income coming in for a while.  </p>
<p>In today's episode we'll go over 3 things you MUST do if you're considering going down to 1 income, or even if you are already a 1 income family, these 3 things will help make it easier!</p>
<p>The sale on my 7 day intensive called FUNded ends today!  And for Black Friday/Cyber Monday it's on sale for just $39, normally valued at $199! </p>
<p>TODAY IS THE LAST DAY!</p>
<p><a href='http://subscribepage.io/n1W9ME'>BLACK FRIDAY DEAL INSIDE</a></p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list <a href='https://forms.gle/CijRQDWdXMbMdhUj8'>HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/d6ndya/24_Living_on_1_income_3_things_you_MUST_do_if_you_re_a_one_income_household8ftbz.mp3" length="23318076" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you living on one income or considering going down to one income? 
Are you dreaming about quitting a job you don't like so you can be home with your kids?  Or maybe you want to start a business but that means you won't have income coming in for a while.  
In today's episode we'll go over 3 things you MUST do if you're considering going down to 1 income, or even if you are already a 1 income family, these 3 things will help make it easier!
The sale on my 7 day intensive called FUNded ends today!  And for Black Friday/Cyber Monday it's on sale for just $39, normally valued at $199! 
TODAY IS THE LAST DAY!
BLACK FRIDAY DEAL INSIDE
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources: 
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>796</itunes:duration>
                <itunes:episode>24</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>23.  Gratitude.  How one simple practice can shift your mindset (and your bank account)</title>
        <itunes:title>23.  Gratitude.  How one simple practice can shift your mindset (and your bank account)</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/23-gratitude-how-one-simple-practice-can-shift-your-mindset-and-your-bank-account/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/23-gratitude-how-one-simple-practice-can-shift-your-mindset-and-your-bank-account/#comments</comments>        <pubDate>Thu, 23 Nov 2023 04:30:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/fbaa2051-eca2-357f-8cb4-9b2dae0f5964</guid>
                                    <description><![CDATA[<p>Happy Thanksgiving!  </p>
<p>Because it's a day of being thankful we're talking about how you can tweak your gratitude list to help you start looking for things to be grateful for, even during a challenging season.  </p>
<p>Also, take advantage of my Black Friday deal and get my 7 day intensive called FUNded for just $39!  This is only available through 11/28 so use this link to learn more and to get yours while it's on sale. </p>
<p><a href='http://subscribepage.io/n1W9ME'>BLACK FRIDAY DEAL INSIDE</a></p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list <a href='https://forms.gle/CijRQDWdXMbMdhUj8'>HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Happy Thanksgiving!  </p>
<p>Because it's a day of being thankful we're talking about how you can tweak your gratitude list to help you start looking for things to be grateful for, even during a challenging season.  </p>
<p>Also, take advantage of my Black Friday deal and get my 7 day intensive called FUNded for just $39!  This is only available through 11/28 so use this link to learn more and to get yours while it's on sale. </p>
<p><a href='http://subscribepage.io/n1W9ME'>BLACK FRIDAY DEAL INSIDE</a></p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list <a href='https://forms.gle/CijRQDWdXMbMdhUj8'>HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7arvhf/23_Gratitude_How_one_simple_practice_can_shift_your_mindset_and_your_bank_account_too_a4pkb.mp3" length="17434928" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Happy Thanksgiving!  
Because it's a day of being thankful we're talking about how you can tweak your gratitude list to help you start looking for things to be grateful for, even during a challenging season.  
Also, take advantage of my Black Friday deal and get my 7 day intensive called FUNded for just $39!  This is only available through 11/28 so use this link to learn more and to get yours while it's on sale. 
BLACK FRIDAY DEAL INSIDE
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources: 
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
 ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>568</itunes:duration>
                <itunes:episode>23</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>22. Are you a crab or an orca?</title>
        <itunes:title>22. Are you a crab or an orca?</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/22-are-you-a-crab-or-an-orca/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/22-are-you-a-crab-or-an-orca/#comments</comments>        <pubDate>Tue, 21 Nov 2023 04:23:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c4edf5e5-01da-3bd9-a7dc-e74a40c7e02a</guid>
                                    <description><![CDATA[<p>Hi friend!  In today's episode we're talking about the importance of who you surround yourself with.  It is so true that the people you spend your time with either drag you down or lift you up.  There is no in between.  After listening I hope you'll be part of #teamorca because it starts with you!</p>
<p>Also, take advantage of my Black Friday deal and get my 7 day intensive called FUNded for just $39!  This is only available through 11/28 so use this link to learn more and to get yours while it's on sale. </p>
<p><a href='http://subscribepage.io/n1W9ME'>BLACK FRIDAY DEAL INSIDE</a></p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list <a href='https://forms.gle/CijRQDWdXMbMdhUj8'>HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friend!  In today's episode we're talking about the importance of who you surround yourself with.  It is so true that the people you spend your time with either drag you down or lift you up.  There is no in between.  After listening I hope you'll be part of #teamorca because it starts with you!</p>
<p>Also, take advantage of my Black Friday deal and get my 7 day intensive called FUNded for just $39!  This is only available through 11/28 so use this link to learn more and to get yours while it's on sale. </p>
<p><a href='http://subscribepage.io/n1W9ME'>BLACK FRIDAY DEAL INSIDE</a></p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list <a href='https://forms.gle/CijRQDWdXMbMdhUj8'>HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/z2nhha/22_Are_you_a_crab_or_an_orca_6x718.mp3" length="31439956" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friend!  In today's episode we're talking about the importance of who you surround yourself with.  It is so true that the people you spend your time with either drag you down or lift you up.  There is no in between.  After listening I hope you'll be part of #teamorca because it starts with you!
Also, take advantage of my Black Friday deal and get my 7 day intensive called FUNded for just $39!  This is only available through 11/28 so use this link to learn more and to get yours while it's on sale. 
BLACK FRIDAY DEAL INSIDE
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources: 
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
 ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1028</itunes:duration>
                <itunes:episode>22</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>21. How to budget when you don’t like budgeting.  5 things to change up to make budgeting work for you!</title>
        <itunes:title>21. How to budget when you don’t like budgeting.  5 things to change up to make budgeting work for you!</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/21-how-to-budget-when-you-don-t-like-budgeting-5-things-to-change-up-to-make-budgeting-work-for-you/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/21-how-to-budget-when-you-don-t-like-budgeting-5-things-to-change-up-to-make-budgeting-work-for-you/#comments</comments>        <pubDate>Thu, 16 Nov 2023 04:30:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/eabc54f9-4e4c-38ae-951a-cb77cbbcc4fe</guid>
                                    <description><![CDATA[<p>Welcome back!</p>
<p>Today's episode is specifically for my friends who don't love budgeting.  There IS a way you can learn to love it so today our goal is to get you one step closer to loving it.  </p>
<p>In this episode I give you 5 things to consider changing up to make it work for your life.  </p>
<p>Believing your budgeting ninja status is right around the corner!</p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list <a>HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome back!</p>
<p>Today's episode is specifically for my friends who don't love budgeting.  There IS a way you can learn to love it so today our goal is to get you one step closer to loving it.  </p>
<p>In this episode I give you 5 things to consider changing up to make it work for your life.  </p>
<p>Believing your budgeting ninja status is right around the corner!</p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list <a>HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/meifts/21_How_to_budget_when_you_don_t_like_budgeting_5_things_to_change_up_to_make_budgeting_work_for_you6y8wh.mp3" length="28887795" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome back!
Today's episode is specifically for my friends who don't love budgeting.  There IS a way you can learn to love it so today our goal is to get you one step closer to loving it.  
In this episode I give you 5 things to consider changing up to make it work for your life.  
Believing your budgeting ninja status is right around the corner!
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources: 
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>914</itunes:duration>
                <itunes:episode>21</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>20. How to know when it’s time to add an income stream</title>
        <itunes:title>20. How to know when it’s time to add an income stream</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/20-how-to-know-when-it-s-time-to-add-an-income-stream/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/20-how-to-know-when-it-s-time-to-add-an-income-stream/#comments</comments>        <pubDate>Tue, 14 Nov 2023 04:29:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/1dc903e1-3921-308f-9407-faf2d5395812</guid>
                                    <description><![CDATA[<p>Hey friends!  </p>
<p>I know the cost of living is on many people's minds these days and one of the solutions you may be considering is adding a stream of income.  But how do you know if it's the right time? </p>
<p>And if it is the right time, how do you know what your next move should be?  What stream of income makes sense for your situation?  </p>
<p>We're going to be covering all that in today's episode. </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list <a>HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hey friends!  </p>
<p>I know the cost of living is on many people's minds these days and one of the solutions you may be considering is adding a stream of income.  But how do you know if it's the right time? </p>
<p>And if it is the right time, how do you know what your next move should be?  What stream of income makes sense for your situation?  </p>
<p>We're going to be covering all that in today's episode. </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list <a>HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/jv4acn/20_How_to_know_when_it_s_time_to_add_an_income_stream87otr.mp3" length="25619736" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hey friends!  
I know the cost of living is on many people's minds these days and one of the solutions you may be considering is adding a stream of income.  But how do you know if it's the right time? 
And if it is the right time, how do you know what your next move should be?  What stream of income makes sense for your situation?  
We're going to be covering all that in today's episode. 
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources: 
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>809</itunes:duration>
                <itunes:episode>20</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>19. Our debt story.  How we ended up with 6 figures of debt.</title>
        <itunes:title>19. Our debt story.  How we ended up with 6 figures of debt.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/19-our-debt-story-how-we-ended-up-with-6-figures-of-debt/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/19-our-debt-story-how-we-ended-up-with-6-figures-of-debt/#comments</comments>        <pubDate>Thu, 09 Nov 2023 04:04:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/8e3e99d2-3f43-3248-b42a-6373c162b18d</guid>
                                    <description><![CDATA[<p>*A note about this episode:  I will be talking about the topic of child loss so if that's not something you want to hear about, it would be best to skip this episode.  </p>
<p>Today's episode will be a change of pace.  Instead of me giving you some action items I will be sharing a story.  </p>
<p>I hope it gives you hope that you can turn the ship around if you're not where you want to be financially.  </p>
<p>Thank you for letting me be share this part of our story with you.  </p>
<p>&lt;3, Krista</p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>*A note about this episode:  I will be talking about the topic of child loss so if that's not something you want to hear about, it would be best to skip this episode.  </p>
<p>Today's episode will be a change of pace.  Instead of me giving you some action items I will be sharing a story.  </p>
<p>I hope it gives you hope that you can turn the ship around if you're not where you want to be financially.  </p>
<p>Thank you for letting me be share this part of our story with you.  </p>
<p><em>&lt;3, Krista</em></p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/g492dc/19_How_we_got_here_Our_story_of_how_we_ended_up_with_6_figures_of_debt7qe8z.mp3" length="29384302" type="audio/mpeg"/>
        <itunes:summary><![CDATA[*A note about this episode:  I will be talking about the topic of child loss so if that's not something you want to hear about, it would be best to skip this episode.  
Today's episode will be a change of pace.  Instead of me giving you some action items I will be sharing a story.  
I hope it gives you hope that you can turn the ship around if you're not where you want to be financially.  
Thank you for letting me be share this part of our story with you.  
&lt;3, Krista
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>936</itunes:duration>
                <itunes:episode>19</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>18. The Holidays don’t have to break the bank this year.  5 Questions to ask yourself BEFORE you start planning to save you $$$</title>
        <itunes:title>18. The Holidays don’t have to break the bank this year.  5 Questions to ask yourself BEFORE you start planning to save you $$$</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/18-the-holidays-don-t-have-to-break-the-bank-this-year-5-questions-to-ask-yourself-before-you-start-planning-to-save-you/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/18-the-holidays-don-t-have-to-break-the-bank-this-year-5-questions-to-ask-yourself-before-you-start-planning-to-save-you/#comments</comments>        <pubDate>Tue, 07 Nov 2023 04:23:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/dd51e812-519c-3ee7-b9d9-40d1a817199b</guid>
                                    <description><![CDATA[<p>Hey friends!</p>
<p>Whether you're ready or not we're officially into the holiday season and, while you may have been one that typically wings it this time of year and ends up overspending, I believe that this year could be different for you.  BUT it will take planning and a willingness to be intentional this year. </p>
<p>In today's episode I give you 5 reflection questions to help you plan out your Holiday season to make sure that it's in alignment with what you want AND in alignment with your budget. </p>
<p>If your'e enjoying the show, be sure to share this episode if it was helpful and tag me over on instagram.  It truly is the best way you can say thank you. </p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hey friends!</p>
<p>Whether you're ready or not we're officially into the holiday season and, while you may have been one that typically wings it this time of year and ends up overspending, I believe that this year could be different for you.  BUT it will take planning and a willingness to be intentional this year. </p>
<p>In today's episode I give you 5 reflection questions to help you plan out your Holiday season to make sure that it's in alignment with what you want AND in alignment with your budget. </p>
<p>If your'e enjoying the show, be sure to share this episode if it was helpful and tag me over on instagram.  It truly is the best way you can say thank you. </p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/i45dbr/18_The_Holidays_don_t_have_to_break_the_bank_this_year_5_Questions_to_ask_yourself_BEFORE_you_start_planning_to_save_you_atbce.mp3" length="28911149" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hey friends!
Whether you're ready or not we're officially into the holiday season and, while you may have been one that typically wings it this time of year and ends up overspending, I believe that this year could be different for you.  BUT it will take planning and a willingness to be intentional this year. 
In today's episode I give you 5 reflection questions to help you plan out your Holiday season to make sure that it's in alignment with what you want AND in alignment with your budget. 
If your'e enjoying the show, be sure to share this episode if it was helpful and tag me over on instagram.  It truly is the best way you can say thank you. 
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>903</itunes:duration>
                <itunes:episode>18</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>17. Taking a pay cut.  What you should focus on if you’re heading into an income dip season (and how to prepare if you’re not there now)</title>
        <itunes:title>17. Taking a pay cut.  What you should focus on if you’re heading into an income dip season (and how to prepare if you’re not there now)</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/17-taking-a-pay-cut-what-you-should-focus-on-if-you-re-heading-into-an-income-dip-season-and-how-to-prepare-if-you-re-not-there-now/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/17-taking-a-pay-cut-what-you-should-focus-on-if-you-re-heading-into-an-income-dip-season-and-how-to-prepare-if-you-re-not-there-now/#comments</comments>        <pubDate>Thu, 02 Nov 2023 04:35:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/8a0e2717-521b-3c23-b643-07cdac9fea4a</guid>
                                    <description><![CDATA[<p>Happy November!</p>
<p>Listen, I know no one likes to think about taking a pay cut.  I hope you're not there.  But if you are, there are some things you can focus on in that season to lessen the blow.  And if you're not there, in today's episode I give you 3 things to prepare for when the next time comes that your income dips. </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list <a href=''>HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Happy November!</p>
<p>Listen, I know no one likes to think about taking a pay cut.  I hope you're not there.  But if you are, there are some things you can focus on in that season to lessen the blow.  And if you're not there, in today's episode I give you 3 things to prepare for when the next time comes that your income dips. </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list <a href=''>HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/jguj3g/17_Taking_a_pay_cut_What_you_should_focus_on_if_you_re_heading_into_an_income_dip_season_or_how_to_prepare_for_one_if_you_re_not_there_now_72ino.mp3" length="27197643" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Happy November!
Listen, I know no one likes to think about taking a pay cut.  I hope you're not there.  But if you are, there are some things you can focus on in that season to lessen the blow.  And if you're not there, in today's episode I give you 3 things to prepare for when the next time comes that your income dips. 
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources: 
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>868</itunes:duration>
                <itunes:episode>17</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>16. A money myth that might be keeping you stuck</title>
        <itunes:title>16. A money myth that might be keeping you stuck</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/16-a-money-myth-that-might-be-keeping-you-stuck/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/16-a-money-myth-that-might-be-keeping-you-stuck/#comments</comments>        <pubDate>Tue, 31 Oct 2023 04:03:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/7f659860-6af9-3a75-a83e-95e3c94a435b</guid>
                                    <description><![CDATA[<p>Hey friend!</p>
<p>If you have been stuck at the same place for a while, today's episode might give you something to think about.  We're talking about a money myth you might be believing that's keeping your stuck.  </p>
<p>By now you've probably realized how much mindset plays a factor in your journey with money.  It's worth looking at your beliefs around money especially if you're not where you want to be.  </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list <a href=''>HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hey friend!</p>
<p>If you have been stuck at the same place for a while, today's episode might give you something to think about.  We're talking about a money myth you might be believing that's keeping your stuck.  </p>
<p>By now you've probably realized how much mindset plays a factor in your journey with money.  It's worth looking at your beliefs around money especially if you're not where you want to be.  </p>
<p>If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list <a href=''>HERE</a></p>
<p>More resources: </p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/uc2fzb/16_A_money_myth_that_might_be_keeping_you_stuckbc78f.mp3" length="19603331" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hey friend!
If you have been stuck at the same place for a while, today's episode might give you something to think about.  We're talking about a money myth you might be believing that's keeping your stuck.  
By now you've probably realized how much mindset plays a factor in your journey with money.  It's worth looking at your beliefs around money especially if you're not where you want to be.  
If you need more support with your debt payoff or savings goals, my next round of the Overflow Program will be in January but you can get on my first to know list HERE
More resources: 
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>624</itunes:duration>
                <itunes:episode>16</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>15. Paying for Peace: 3 unexpected things I pay for even on a tight budget (and how you might be making it harder on yourself by being too frugal)</title>
        <itunes:title>15. Paying for Peace: 3 unexpected things I pay for even on a tight budget (and how you might be making it harder on yourself by being too frugal)</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/15-paying-for-peace-3-unexpected-things-i-pay-for-even-on-a-tight-budget-and-how-you-might-be-making-it-harder-on-yourself-by-being-too-frugal/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/15-paying-for-peace-3-unexpected-things-i-pay-for-even-on-a-tight-budget-and-how-you-might-be-making-it-harder-on-yourself-by-being-too-frugal/#comments</comments>        <pubDate>Thu, 26 Oct 2023 04:34:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/41cf5e3c-120d-37a3-9ef8-4c751d020d0c</guid>
                                    <description><![CDATA[<p>Hi friends!</p>
<p>In today's episode we are kicking the old school money advice to the curb that says you need to cut everything "non essential" out of your budget.  Because what many money experts might consider "non essential" might be very essential and could actually help you get to your goals faster. </p>
<p>Questions to ask yourself to identify how you might be able to pay for peace:</p>
<p>1. What is draining me in my personal life?</p>
<p>2. What is draining me in my professional life?</p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friends!</p>
<p>In today's episode we are kicking the old school money advice to the curb that says you need to cut everything "non essential" out of your budget.  Because what many money experts might consider "non essential" might be very essential and could actually help you get to your goals faster. </p>
<p>Questions to ask yourself to identify how you might be able to pay for peace:</p>
<p>1. What is draining me in my personal life?</p>
<p>2. What is draining me in my professional life?</p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bf3gsf/MMM_ep_15_final6945c.mp3" length="30944739" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friends!
In today's episode we are kicking the old school money advice to the curb that says you need to cut everything "non essential" out of your budget.  Because what many money experts might consider "non essential" might be very essential and could actually help you get to your goals faster. 
Questions to ask yourself to identify how you might be able to pay for peace:
1. What is draining me in my personal life?
2. What is draining me in my professional life?
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1015</itunes:duration>
                <itunes:episode>15</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>14. Struggling with consistency?  You may be missing this ONE thing</title>
        <itunes:title>14. Struggling with consistency?  You may be missing this ONE thing</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/14-struggling-with-consistency-you-may-be-missing-this-one-thing/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/14-struggling-with-consistency-you-may-be-missing-this-one-thing/#comments</comments>        <pubDate>Tue, 24 Oct 2023 04:29:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/419f6505-bd59-3e0c-99d6-51118259b100</guid>
                                    <description><![CDATA[<p>Hi friends! </p>
<p>If you are someone who has no problem getting fired up for your financial goals, but you can't seem to stick to them for the long run, today's episode was made for you.  </p>
<p>In this episode we'll cover one thing you might be missing that's keeping you in that perpetual hot and cold mentality about your goals.  </p>
<p>B</p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi friends! </p>
<p>If you are someone who has no problem getting fired up for your financial goals, but you can't seem to stick to them for the long run, today's episode was made for you.  </p>
<p>In this episode we'll cover one thing you might be missing that's keeping you in that perpetual hot and cold mentality about your goals.  </p>
<p>B</p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/t6nrdf/MMM_ep_14_final7p6cf.mp3" length="19273159" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi friends! 
If you are someone who has no problem getting fired up for your financial goals, but you can't seem to stick to them for the long run, today's episode was made for you.  
In this episode we'll cover one thing you might be missing that's keeping you in that perpetual hot and cold mentality about your goals.  
B
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>620</itunes:duration>
                <itunes:episode>14</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>13. 4 things you can start doing to teach your kids good money habits even if you’re way off track with your own money goals</title>
        <itunes:title>13. 4 things you can start doing to teach your kids good money habits even if you’re way off track with your own money goals</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/13-4-things-you-can-start-doing-to-teach-your-kids-good-money-habits-even-if-you-re-way-off-track-with-your-own-money-goals/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/13-4-things-you-can-start-doing-to-teach-your-kids-good-money-habits-even-if-you-re-way-off-track-with-your-own-money-goals/#comments</comments>        <pubDate>Thu, 19 Oct 2023 04:02:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/e1b8b7b4-f47f-3d9e-9c59-6d3a639ac688</guid>
                                    <description><![CDATA[<p>Hi Mama, </p>
<p>We all want to get it right when it comes to parenting.  It can feel defeating when we know what our kids need to be successful but feel unequipped to give it to them. </p>
<p>If that's how you feel when it comes to teaching your kids about money, this episode will give you so much hope.  You have what it takes right now, no matter where you're at.  </p>
<p>In this episode I reference this blog post with some of my favorite YouTube videos for kids about money</p>
<p><a href='https://moneymindfulmoms.com/2020/08/19/the-top-5-youtube-videos-about-money-for-kids/'>https://moneymindfulmoms.com/2020/08/19/the-top-5-youtube-videos-about-money-for-kids/</a></p>
<p>As always, be sure to do your research because not all advice is good advice.  </p>
<p>Believing in you!</p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
<p> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hi Mama, </p>
<p>We all want to get it right when it comes to parenting.  It can feel defeating when we know what our kids need to be successful but feel unequipped to give it to them. </p>
<p>If that's how you feel when it comes to teaching your kids about money, this episode will give you so much hope.  You have what it takes right now, no matter where you're at.  </p>
<p>In this episode I reference this blog post with some of my favorite YouTube videos for kids about money</p>
<p><a href='https://moneymindfulmoms.com/2020/08/19/the-top-5-youtube-videos-about-money-for-kids/'>https://moneymindfulmoms.com/2020/08/19/the-top-5-youtube-videos-about-money-for-kids/</a></p>
<p>As always, be sure to do your research because not all advice is good advice.  </p>
<p>Believing in you!</p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
<p> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/j33yfw/13_4_things_you_can_start_doing_to_teach_your_kids_good_money_habits_even_if_you_re_way_off_track_with_your_own_money_goals_aexzv.mp3" length="40732478" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hi Mama, 
We all want to get it right when it comes to parenting.  It can feel defeating when we know what our kids need to be successful but feel unequipped to give it to them. 
If that's how you feel when it comes to teaching your kids about money, this episode will give you so much hope.  You have what it takes right now, no matter where you're at.  
In this episode I reference this blog post with some of my favorite YouTube videos for kids about money
https://moneymindfulmoms.com/2020/08/19/the-top-5-youtube-videos-about-money-for-kids/
As always, be sure to do your research because not all advice is good advice.  
Believing in you!
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here
 ]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1299</itunes:duration>
                <itunes:episode>13</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>12. 15 years of marriage and money. What we’ve done well and what we’d have done differently with our finances.</title>
        <itunes:title>12. 15 years of marriage and money. What we’ve done well and what we’d have done differently with our finances.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/12-15-years-of-marriage-and-money-what-we-ve-done-well-and-what-we-d-have-done-differently-with-our-finances/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/12-15-years-of-marriage-and-money-what-we-ve-done-well-and-what-we-d-have-done-differently-with-our-finances/#comments</comments>        <pubDate>Tue, 17 Oct 2023 04:30:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/be69187e-da12-3f4d-8c8b-36e0b514220f</guid>
                                    <description><![CDATA[<p>Tomorrow is our 15 year wedding anniversary so, of course, I had to have my husband on the podcast to celebrate!</p>
<p>In this conversation Abe and I talk about some of the biggest money wins we have had during our marriage and some of the learning opportunities that came from missing the mark.  </p>
<p>We hope it helps you see that your setbacks are normal and also reminds you of all the things you have to be proud of yourself for.  </p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Tomorrow is our 15 year wedding anniversary so, of course, I had to have my husband on the podcast to celebrate!</p>
<p>In this conversation Abe and I talk about some of the biggest money wins we have had during our marriage and some of the learning opportunities that came from missing the mark.  </p>
<p>We hope it helps you see that your setbacks are normal and also reminds you of all the things you have to be proud of yourself for.  </p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9jtzsw/12_15_years_of_marriage_and_money_What_we_ve_done_well_and_what_we_d_have_done_differently_with_our_finances_asuth.mp3" length="42267936" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Tomorrow is our 15 year wedding anniversary so, of course, I had to have my husband on the podcast to celebrate!
In this conversation Abe and I talk about some of the biggest money wins we have had during our marriage and some of the learning opportunities that came from missing the mark.  
We hope it helps you see that your setbacks are normal and also reminds you of all the things you have to be proud of yourself for.  
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1367</itunes:duration>
                <itunes:episode>12</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>11. Income- Your most powerful wealth building tool.  START HERE if you want to bring in income for your family whether you’re a SAHM, WFHM, or work outside the home.</title>
        <itunes:title>11. Income- Your most powerful wealth building tool.  START HERE if you want to bring in income for your family whether you’re a SAHM, WFHM, or work outside the home.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/11-incomeyour-most-powerfulwealth-building-tool-starthereif-you-want-tobringin-incomeforyourfamily-whetheryou-re-a-sahmwfhmor-work-outside-thehome/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/11-incomeyour-most-powerfulwealth-building-tool-starthereif-you-want-tobringin-incomeforyourfamily-whetheryou-re-a-sahmwfhmor-work-outside-thehome/#comments</comments>        <pubDate>Thu, 12 Oct 2023 04:07:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/2d462525-2993-3ad0-ab9b-7bfc4d55acef</guid>
                                    <description><![CDATA[<p>Have you ever felt like your income is what it is and there isn't much you can do about it?  </p>
<p>Today's episode will hopefully show you that that's simply not true.  In this episode I give you 3 places to start focusing on to bring in more income for your family either on a part time basis, or even working up to full time.  </p>
<p>There is a way you can increase your income WITHOUT having to go get a traditional part time job.  </p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Have you ever felt like your income is what it is and there isn't much you can do about it?  </p>
<p>Today's episode will hopefully show you that that's simply not true.  In this episode I give you 3 places to start focusing on to bring in more income for your family either on a part time basis, or even working up to full time.  </p>
<p>There is a way you can increase your income WITHOUT having to go get a traditional part time job.  </p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn:<a href='http://www.moneymindfulmoms.com'> www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/d358aw/11_Income-_Your_most_powerful_wealth_building_tool_START_HERE_if_you_want_to_bring_in_income_for_your_family_whether_you_re_a_SAHM_WFHM_or_work_outside_the_home9gl2i.mp3" length="22874283" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Have you ever felt like your income is what it is and there isn't much you can do about it?  
Today's episode will hopefully show you that that's simply not true.  In this episode I give you 3 places to start focusing on to bring in more income for your family either on a part time basis, or even working up to full time.  
There is a way you can increase your income WITHOUT having to go get a traditional part time job.  
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>740</itunes:duration>
                        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>10. I missed my goal.  The pep talk I gave myself that you might need to hear too</title>
        <itunes:title>10. I missed my goal.  The pep talk I gave myself that you might need to hear too</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/10-i-missed-my-goal-the-pep-talk-i-gave-myself-that-you-might-need-to-hear-too/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/10-i-missed-my-goal-the-pep-talk-i-gave-myself-that-you-might-need-to-hear-too/#comments</comments>        <pubDate>Tue, 10 Oct 2023 04:00:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/b6a56a0f-1931-3b20-a50a-98d8276b0234</guid>
                                    <description><![CDATA[<p>Hey there!</p>
<p>On today's episode I'm lifting the curtain on a part of my business that I think might serve you too... setting and missing goals.  </p>
<p>In this episode I referenced Angela Duckworth's research on grit.  If you'd like to know more I would start with her Ted Talk</p>
<p><a href='https://www.ted.com/talks/angela_lee_duckworth_grit_the_power_of_passion_and_perseverance?language=en'>Watch it here</a></p>
<p>If you want to see just how gritty you are, you can take here 12 item grit assessment to learn more</p>
<p><a href='https://www.dropbox.com/s/2pzjz1v0dadmr8r/12-item%20Grit%20Scale.pdf?dl=0'>https://www.dropbox.com/s/2pzjz1v0dadmr8r/12-item%20Grit%20Scale.pdf?dl=0</a></p>
<p>And if you want to read her book you can check your local library or I'll link it below if you'd like to order it</p>
<p><a href='https://amzn.to/48GqvSK'>Order "Grit" here</a></p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hey there!</p>
<p>On today's episode I'm lifting the curtain on a part of my business that I think might serve you too... setting and missing goals.  </p>
<p>In this episode I referenced Angela Duckworth's research on grit.  If you'd like to know more I would start with her Ted Talk</p>
<p><a href='https://www.ted.com/talks/angela_lee_duckworth_grit_the_power_of_passion_and_perseverance?language=en'>Watch it here</a></p>
<p>If you want to see just how gritty you are, you can take here 12 item grit assessment to learn more</p>
<p><a href='https://www.dropbox.com/s/2pzjz1v0dadmr8r/12-item%20Grit%20Scale.pdf?dl=0'>https://www.dropbox.com/s/2pzjz1v0dadmr8r/12-item%20Grit%20Scale.pdf?dl=0</a></p>
<p>And if you want to read her book you can check your local library or I'll link it below if you'd like to order it</p>
<p><a href='https://amzn.to/48GqvSK'>Order "Grit" here</a></p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/u9nut9/10_I_missed_my_goal_The_pep_talk_I_gave_myself_that_you_might_need_to_hear_toobue0j.mp3" length="21158695" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hey there!
On today's episode I'm lifting the curtain on a part of my business that I think might serve you too... setting and missing goals.  
In this episode I referenced Angela Duckworth's research on grit.  If you'd like to know more I would start with her Ted Talk
Watch it here
If you want to see just how gritty you are, you can take here 12 item grit assessment to learn more
https://www.dropbox.com/s/2pzjz1v0dadmr8r/12-item%20Grit%20Scale.pdf?dl=0
And if you want to read her book you can check your local library or I'll link it below if you'd like to order it
Order "Grit" here
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>672</itunes:duration>
                        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>09. $0 saved for The Holidays?  Put the credit cards down!  There IS a way you can still have a debt free Christmas if you start now</title>
        <itunes:title>09. $0 saved for The Holidays?  Put the credit cards down!  There IS a way you can still have a debt free Christmas if you start now</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/09-0-saved-for-the-holidays-put-the-credit-cards-down-there-is-a-way-you-can-still-have-a-debt-free-christmas-is-you-start-now/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/09-0-saved-for-the-holidays-put-the-credit-cards-down-there-is-a-way-you-can-still-have-a-debt-free-christmas-is-you-start-now/#comments</comments>        <pubDate>Thu, 05 Oct 2023 04:45:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/20643c5d-27cd-34a0-8d9c-fa85a71ad507</guid>
                                    <description><![CDATA[<p>Happy October! </p>
<p>I know Christmas may feel far away but if you have little to nothing saved for it, it can feel stressful watching the weeks pass.  You don't have to resort to putting it all on credit cards, though.  If you're ready to get into action right away to make sure you have a great debt free Christmas, today's episode was made just for you.  </p>
<p>In today's episode I refer to a company called Ohm Connect that rewards you for saving energy.  To see if it's available in your area and sign up, use the link below</p>
<p><a href='https://refer.ohm.co/kristanaldjian'>Get rewarded for saving energy with Ohm Connect</a></p>
<p>*This is an affiliate link.  I will receive an affiliate commission at no extra cost to you.  All opinions are my own and I only share recommendations I truly enjoy. </p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Happy October! </p>
<p>I know Christmas may feel far away but if you have little to nothing saved for it, it can feel stressful watching the weeks pass.  You don't have to resort to putting it all on credit cards, though.  If you're ready to get into action right away to make sure you have a great debt free Christmas, today's episode was made just for you.  </p>
<p>In today's episode I refer to a company called Ohm Connect that rewards you for saving energy.  To see if it's available in your area and sign up, use the link below</p>
<p><a href='https://refer.ohm.co/kristanaldjian'>Get rewarded for saving energy with Ohm Connect</a></p>
<p>*This is an affiliate link.  I will receive an affiliate commission at no extra cost to you.  All opinions are my own and I only share recommendations I truly enjoy. </p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/pgbr3f/09_0_saved_for_the_Holidays_Put_the_credit_cards_down_There_IS_a_way_you_can_still_have_a_great_Christmas_if_you_start_nowbuck2.mp3" length="26772899" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Happy October! 
I know Christmas may feel far away but if you have little to nothing saved for it, it can feel stressful watching the weeks pass.  You don't have to resort to putting it all on credit cards, though.  If you're ready to get into action right away to make sure you have a great debt free Christmas, today's episode was made just for you.  
In today's episode I refer to a company called Ohm Connect that rewards you for saving energy.  To see if it's available in your area and sign up, use the link below
Get rewarded for saving energy with Ohm Connect
*This is an affiliate link.  I will receive an affiliate commission at no extra cost to you.  All opinions are my own and I only share recommendations I truly enjoy. 
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>880</itunes:duration>
                        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>08. Where are my spenders?  3 things you can do to go from spender to saver.</title>
        <itunes:title>08. Where are my spenders?  3 things you can do to go from spender to saver.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/08-where-are-my-spenders-3-things-you-can-do-to-go-from-spender-to-saver/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/08-where-are-my-spenders-3-things-you-can-do-to-go-from-spender-to-saver/#comments</comments>        <pubDate>Tue, 03 Oct 2023 04:42:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/6352edab-3ddf-3ce8-887f-452354fc7e36</guid>
                                    <description><![CDATA[<p>Hey friend!</p>
<p>Are you more of a spender or a saver?  In today's episode I have some tips for my fellow spenders to help you channel your inner saver.  There is a way you can spend joyfully knowing you're the one in control and not the shoes calling your name.  </p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hey friend!</p>
<p>Are you more of a spender or a saver?  In today's episode I have some tips for my fellow spenders to help you channel your inner saver.  There is a way you can spend joyfully knowing you're the one in control and not the shoes calling your name.  </p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2x6k9x/08_Where_are_my_spenders_3_things_you_can_do_to_go_from_spender_to_saver94mzr.mp3" length="27503567" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hey friend!
Are you more of a spender or a saver?  In today's episode I have some tips for my fellow spenders to help you channel your inner saver.  There is a way you can spend joyfully knowing you're the one in control and not the shoes calling your name.  
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>880</itunes:duration>
                        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>07. There may be a way you can make your next career move WITHOUT money being your #1 motivator</title>
        <itunes:title>07. There may be a way you can make your next career move WITHOUT money being your #1 motivator</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/07-there-may-be-a-way-you-can-make-your-next-career-move-without-money-being-your-1-motivator/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/07-there-may-be-a-way-you-can-make-your-next-career-move-without-money-being-your-1-motivator/#comments</comments>        <pubDate>Thu, 28 Sep 2023 04:56:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/decbbd59-b6a5-3592-9ab9-5d6e054d36bc</guid>
                                    <description><![CDATA[<p>Hey mama!</p>
<p>I know it can be challenging to know what the best decision can be when money is a major factor.  But what if you could make your next career move WITHOUT money being the #1 motivator?  </p>
<p>Should I go back to work, or not?  Should I start the business?  Should I take a job that's more fulfilling for less pay?  Lots to think about, and in today's episode I share the story of one of my clients Elizabeth who recently made a similar decision and we talk about how she was able to make a proactive decision from a position of strength instead of a reactive decision from a place of stress. </p>
<p>**And just a reminder that tomorrow is the LAST day to enroll in this round of the Overflow Program.  I hope to see your name on the enrollment list!</p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hey mama!</p>
<p>I know it can be challenging to know what the best decision can be when money is a major factor.  But what if you could make your next career move WITHOUT money being the #1 motivator?  </p>
<p>Should I go back to work, or not?  Should I start the business?  Should I take a job that's more fulfilling for less pay?  Lots to think about, and in today's episode I share the story of one of my clients Elizabeth who recently made a similar decision and we talk about how she was able to make a proactive decision from a position of strength instead of a reactive decision from a place of stress. </p>
<p>**And just a reminder that tomorrow is the LAST day to enroll in this round of the Overflow Program.  I hope to see your name on the enrollment list!</p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/qi4e2m/07_There_may_be_a_way_you_can_make_your_next_career_move_WITHOUT_money_being_the_number_1_motivatoraci0t.mp3" length="23489056" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hey mama!
I know it can be challenging to know what the best decision can be when money is a major factor.  But what if you could make your next career move WITHOUT money being the #1 motivator?  
Should I go back to work, or not?  Should I start the business?  Should I take a job that's more fulfilling for less pay?  Lots to think about, and in today's episode I share the story of one of my clients Elizabeth who recently made a similar decision and we talk about how she was able to make a proactive decision from a position of strength instead of a reactive decision from a place of stress. 
**And just a reminder that tomorrow is the LAST day to enroll in this round of the Overflow Program.  I hope to see your name on the enrollment list!
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>760</itunes:duration>
                        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>06. Should I invest in a coach? 3 questions to ask yourself before you invest.</title>
        <itunes:title>06. Should I invest in a coach? 3 questions to ask yourself before you invest.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/06-should-i-invest-in-a-coach-or-a-course-or-a-program/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/06-should-i-invest-in-a-coach-or-a-course-or-a-program/#comments</comments>        <pubDate>Tue, 26 Sep 2023 04:52:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/0116b996-1ec4-3034-810f-8a5597753979</guid>
                                    <description><![CDATA[<p>Hey friend!</p>
<p>Some of my best investments have been in coaches or courses so I'm here to bust the myth that you can't invest in yourself when you're on a budget.  But how do you know if it's the right move financially?  In this episode I give you 3 questions to ask yourself before you invest in a coach (or a course, or a program). </p>
<p> More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hey friend!</p>
<p>Some of my best investments have been in coaches or courses so I'm here to bust the myth that you can't invest in yourself when you're on a budget.  But how do you know if it's the right move financially?  In this episode I give you 3 questions to ask yourself before you invest in a coach (or a course, or a program). </p>
<p> More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/cjcxgb/06_Should_I_invest_in_a_coach6gtv1.mp3" length="27741482" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hey friend!
Some of my best investments have been in coaches or courses so I'm here to bust the myth that you can't invest in yourself when you're on a budget.  But how do you know if it's the right move financially?  In this episode I give you 3 questions to ask yourself before you invest in a coach (or a course, or a program). 
 More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>870</itunes:duration>
                        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>05. 4 Things I would do differently if I were starting over paying off a LARGE amount of debt</title>
        <itunes:title>05. 4 Things I would do differently if I were starting over paying off a LARGE amount of debt</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/05-4-things-i-would-do-differently-if-i-were-starting-over-paying-off-a-large-amount-of-debt/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/05-4-things-i-would-do-differently-if-i-were-starting-over-paying-off-a-large-amount-of-debt/#comments</comments>        <pubDate>Thu, 21 Sep 2023 04:45:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/edc5a405-6ac9-3bee-a456-a709ca0a97ee</guid>
                                    <description><![CDATA[<p>Happy Thursday!</p>
<p>It's not always easy to look back at past mistakes, but there's definitely something to be learned from every perceived failure.  On today's episode I am fully transparent about our journey to pay off over 6 figures of debt and share the things I would do differently if I were starting over. </p>
<p>Hopefully it helps you avoid some similar pitfalls if you're just beginning paying off debt or even if you're in the middle of your own journey.  There's always the opportunity to hit the refresh button and do things differently if what you're doing isn't working. </p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Happy Thursday!</p>
<p>It's not always easy to look back at past mistakes, but there's definitely something to be learned from every perceived failure.  On today's episode I am fully transparent about our journey to pay off over 6 figures of debt and share the things I would do differently if I were starting over. </p>
<p>Hopefully it helps you avoid some similar pitfalls if you're just beginning paying off debt or even if you're in the middle of your own journey.  There's always the opportunity to hit the refresh button and do things differently if what you're doing isn't working. </p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/aegnwf/MMM_ep_5_FINAL7r691.mp3" length="23164138" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Happy Thursday!
It's not always easy to look back at past mistakes, but there's definitely something to be learned from every perceived failure.  On today's episode I am fully transparent about our journey to pay off over 6 figures of debt and share the things I would do differently if I were starting over. 
Hopefully it helps you avoid some similar pitfalls if you're just beginning paying off debt or even if you're in the middle of your own journey.  There's always the opportunity to hit the refresh button and do things differently if what you're doing isn't working. 
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>795</itunes:duration>
                        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>04. How to embrace the financial season you’re in WITHOUT settling</title>
        <itunes:title>04. How to embrace the financial season you’re in WITHOUT settling</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/04-how-to-embrace-the-financial-season-you-re-in-without-settling/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/04-how-to-embrace-the-financial-season-you-re-in-without-settling/#comments</comments>        <pubDate>Tue, 19 Sep 2023 05:11:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/477ac371-6f92-38a9-973c-210f5701bf33</guid>
                                    <description><![CDATA[<p>Hey friend!</p>
<p>Are you in a difficult financial season?  Maybe you've experienced a drastic change in income or you've been hit hard with some major life expenses.  </p>
<p>Today we're talking about embracing it (yes, that's possible) WITHOUT falling into the trap of settling there.  </p>
<p>There is a way you can find a way to accept what is while still believing and working towards a more fruitful season.  </p>
<p>I'm excited to encourage you today!</p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hey friend!</p>
<p>Are you in a difficult financial season?  Maybe you've experienced a drastic change in income or you've been hit hard with some major life expenses.  </p>
<p>Today we're talking about embracing it (yes, that's possible) WITHOUT falling into the trap of settling there.  </p>
<p>There is a way you can find a way to accept what is while still believing and working towards a more fruitful season.  </p>
<p>I'm excited to encourage you today!</p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2nvfui/MMM_ep_4_FINALbrfz3.mp3" length="28250135" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hey friend!
Are you in a difficult financial season?  Maybe you've experienced a drastic change in income or you've been hit hard with some major life expenses.  
Today we're talking about embracing it (yes, that's possible) WITHOUT falling into the trap of settling there.  
There is a way you can find a way to accept what is while still believing and working towards a more fruitful season.  
I'm excited to encourage you today!
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>929</itunes:duration>
                        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>03. Dating your spouse on a budget- 7 cheap or FREE date night ideas</title>
        <itunes:title>03. Dating your spouse on a budget- 7 cheap or FREE date night ideas</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/7-cheap-or-free-date-night-ideas-when-youre-on-a-budget/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/7-cheap-or-free-date-night-ideas-when-youre-on-a-budget/#comments</comments>        <pubDate>Mon, 18 Sep 2023 12:19:13 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c2fe73e9-6e09-305d-b5b6-73d5667ae7fa</guid>
                                    <description><![CDATA[<p>Today's episode is all about dating your spouse while on a budget.  </p>
<p>Like my podcast cover art says, over here we're about "living big while spending a little."  Just because you're in a season where you're spending less does not mean you are missing out on something as important as date nights!</p>
<p>In this episode we cover 7 cheap or free date night ideas PLUS we talk about creative child care ideas.  </p>
<p>I hope it blesses you!</p>
<p>&lt;3 Krista</p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Today's episode is all about dating your spouse while on a budget.  </p>
<p>Like my podcast cover art says, over here we're about "living big while spending a little."  Just because you're in a season where you're spending less does not mean you are missing out on something as important as date nights!</p>
<p>In this episode we cover 7 cheap or free date night ideas PLUS we talk about creative child care ideas.  </p>
<p>I hope it blesses you!</p>
<p>&lt;3 Krista</p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/p695bt/MMM_podcast_ep_3_final7u8ag.mp3" length="37199187" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Today's episode is all about dating your spouse while on a budget.  
Like my podcast cover art says, over here we're about "living big while spending a little."  Just because you're in a season where you're spending less does not mean you are missing out on something as important as date nights!
In this episode we cover 7 cheap or free date night ideas PLUS we talk about creative child care ideas.  
I hope it blesses you!
&lt;3 Krista
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1267</itunes:duration>
                        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>02. Stuck in the ”in between”- What to do when you’re not broke, but not thriving either.</title>
        <itunes:title>02. Stuck in the ”in between”- What to do when you’re not broke, but not thriving either.</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/when-youre-not-broke-but-not-thriving-either/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/when-youre-not-broke-but-not-thriving-either/#comments</comments>        <pubDate>Thu, 14 Sep 2023 05:30:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/68f0d695-a27d-3c93-aa24-e41460ece170</guid>
                                    <description><![CDATA[<p>Hey friend!</p>
<p>Today's topic is close to my heart because I believe far too many people have unknowingly settled for the "in between."  It's where you're not broke but you're also not thriving. </p>
<p>It's one thing for this to be a temporary season but many of us camp out here permanently and I don't want that for you.  You deserve to not just get by, but to thrive.  </p>
<p>I hope this episode helps you think a new thought. </p>
<p>&lt;3 Krista</p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hey friend!</p>
<p>Today's topic is close to my heart because I believe far too many people have unknowingly settled for the "in between."  It's where you're not broke but you're also not thriving. </p>
<p>It's one thing for this to be a temporary season but many of us camp out here permanently and I don't want that for you.  You deserve to not just get by, but to thrive.  </p>
<p>I hope this episode helps you think a new thought. </p>
<p>&lt;3 Krista</p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7nanyk/MMM_Podcast_ep_2_final7q5e3.mp3" length="22151413" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hey friend!
Today's topic is close to my heart because I believe far too many people have unknowingly settled for the "in between."  It's where you're not broke but you're also not thriving. 
It's one thing for this to be a temporary season but many of us camp out here permanently and I don't want that for you.  You deserve to not just get by, but to thrive.  
I hope this episode helps you think a new thought. 
&lt;3 Krista
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>763</itunes:duration>
                        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>01. What is MONEY MINDFUL?  Plus 3 ways you can become more money mindful TODAY!</title>
        <itunes:title>01. What is MONEY MINDFUL?  Plus 3 ways you can become more money mindful TODAY!</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/what-is-money-mindful/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/what-is-money-mindful/#comments</comments>        <pubDate>Thu, 14 Sep 2023 05:16:00 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/c431fbca-5445-3556-a666-fedfb6b06986</guid>
                                    <description><![CDATA[<p>What does it even mean to be "money mindful?"  </p>
<p>There is sooo... much information on the internet about finances.  So how can we get started without obsessing about every dollar? </p>
<p>In today's episode, we'll cover 3 ways you can get started today with becoming more money mindful.  </p>
<p>I hope you enjoy this first episode!</p>
<p>&lt;3 Krista</p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>What does it even mean to be "money mindful?"  </p>
<p>There is sooo... much information on the internet about finances.  So how can we get started without obsessing about every dollar? </p>
<p>In today's episode, we'll cover 3 ways you can get started today with becoming more money mindful.  </p>
<p>I hope you enjoy this first episode!</p>
<p>&lt;3 Krista</p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/fjr8ra/MMM_podcast_ep_1_final96wz4.mp3" length="26848281" type="audio/mpeg"/>
        <itunes:summary><![CDATA[What does it even mean to be "money mindful?"  
There is sooo... much information on the internet about finances.  So how can we get started without obsessing about every dollar? 
In today's episode, we'll cover 3 ways you can get started today with becoming more money mindful.  
I hope you enjoy this first episode!
&lt;3 Krista
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>931</itunes:duration>
                        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Welcome to Money Mindful Moms!</title>
        <itunes:title>Welcome to Money Mindful Moms!</itunes:title>
        <link>https://moneymindfulmoms.podbean.com/e/welcome-to-money-mindful-moms/</link>
                    <comments>https://moneymindfulmoms.podbean.com/e/welcome-to-money-mindful-moms/#comments</comments>        <pubDate>Fri, 08 Sep 2023 10:20:14 -0700</pubDate>
        <guid isPermaLink="false">moneymindfulmoms.podbean.com/5adfb84b-41b2-3bd1-9d52-cbe8cfd77504</guid>
                                    <description><![CDATA[<p>The Podcast for moms who want their money to match the goals they have for their lives.  </p>
<p>Are you tired of feeling limited by your bank account balance BUT you don't want to wait until your kids are older to be able to do fun experiences with them?  Do you want to get to a place where your money can do more than just pay bills?  </p>
<p>There is a way that you can ditch debt and have overflow so you can spend money on what's most important to you. </p>
<p>Hey, I'm Krista, wife, mom, and money coach.  I'm a fierce advocate for moms and I believe that moms with money skills will change the world.  </p>
<p>In this podcast you will learn: </p>
<p>--&gt; Money Mindset Shifts that will allow you to ditch the guilt around money</p>
<p>--&gt; Money myths that are keeping your stuck </p>
<p>--&gt; Inspiration for fun family experiences that don’t break the bank so you HAVE FUN through it all </p>
<p>--&gt; And we’ll do it all while balancing busy mom life.</p>
<p>There's no time to waste because time literally equals money.  Let's get started!</p>
<p>More resources: </p>
<p>Want to work with me?  
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>The Podcast for moms who want their money to match the goals they have for their lives.  </p>
<p>Are you tired of feeling limited by your bank account balance BUT you don't want to wait until your kids are older to be able to do fun experiences with them?  Do you want to get to a place where your money can do more than just pay bills?  </p>
<p>There is a way that you can ditch debt and have overflow so you can spend money on what's most important to you. </p>
<p>Hey, I'm Krista, wife, mom, and money coach.  I'm a fierce advocate for moms and I believe that moms with money skills will change the world.  </p>
<p>In this podcast you will learn: </p>
<p>--&gt; Money Mindset Shifts that will allow you to ditch the guilt around money</p>
<p>--&gt; Money myths that are keeping your stuck </p>
<p>--&gt; Inspiration for fun family experiences that don’t break the bank so you HAVE FUN through it all </p>
<p>--&gt; And we’ll do it all while balancing busy mom life.</p>
<p>There's no time to waste because time literally equals money.  Let's get started!</p>
<p>More resources: </p>
<p>Want to work with me?  <br>
My group coaching program called The Overflow Program is open for enrollment 4 times per year.  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Learn more here</a></p>
<p>Learn: <a href='http://www.moneymindfulmoms.com'>www.moneymindfulmoms.com</a></p>
<p>Connect: moneymindfulmoms@gmail.com</p>
<p>Instagram: @moneymindfulmoms </p>
<p>Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  </p>
<p><a href='http://www.subscribepage.io/6FAUhx'>Snag it here</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/em4i44/MMM_Podcast_Trailer_1_bhvyk.mp3" length="4926934" type="audio/mpeg"/>
        <itunes:summary><![CDATA[The Podcast for moms who want their money to match the goals they have for their lives.  
Are you tired of feeling limited by your bank account balance BUT you don't want to wait until your kids are older to be able to do fun experiences with them?  Do you want to get to a place where your money can do more than just pay bills?  
There is a way that you can ditch debt and have overflow so you can spend money on what's most important to you. 
Hey, I'm Krista, wife, mom, and money coach.  I'm a fierce advocate for moms and I believe that moms with money skills will change the world.  
In this podcast you will learn: 
--&gt; Money Mindset Shifts that will allow you to ditch the guilt around money
--&gt; Money myths that are keeping your stuck 
--&gt; Inspiration for fun family experiences that don’t break the bank so you HAVE FUN through it all 
--&gt; And we’ll do it all while balancing busy mom life.
There's no time to waste because time literally equals money.  Let's get started!
More resources: 
Want to work with me?  My group coaching program called The Overflow Program is open for enrollment 4 times per year.  
Learn more here
Learn: www.moneymindfulmoms.com
Connect: moneymindfulmoms@gmail.com
Instagram: @moneymindfulmoms 
Grab my freebie!  A 30 minute date night podcast episode I recorded with my husband for you and your spouse to listen to together and open up a discussion about your financial goals.  This was a fun one!  
Snag it here]]></itunes:summary>
        <itunes:author>Krista Naldjian</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>148</itunes:duration>
                        <itunes:episodeType>trailer</itunes:episodeType>
            </item>
</channel>
</rss>
