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    <title>The Home Advantage</title>
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    <description><![CDATA[<p class="isSelectedEnd"><span>Real estate is about a lot more than buying and selling houses.</span></p>
<p class="isSelectedEnd"><span>Hosted by third-generation real estate professional and investor Leighton Silva, this podcast brings together the people behind the biggest financial decisions you’ll make — lenders, contractors, CPAs, attorneys, financial advisors, insurance professionals, investors, and other industry experts.</span></p>
<p class="isSelectedEnd"><span>We break down the questions homeowners, buyers, sellers, and investors actually want answered — without the confusing industry jargon.</span></p>
<p class="isSelectedEnd"><span>From buying your first home and preparing a property for sale to renovations, taxes, financing, investing, building wealth, and avoiding expensive mistakes, every episode is designed to give you practical information you can actually use.</span></p>
<p class="isSelectedEnd"><span>Based in Southern California, Leighton brings firsthand experience from the Inland Empire to Orange County, along with a family background spanning more than 35 years in real estate.</span></p>
<p class="isSelectedEnd"><span>Real conversations. Experienced professionals. Better decisions.</span></p>
<p><span>New episodes covering real estate, homeownership, investing, and everything that comes with owning property.</span></p>]]></description>
    <pubDate>Mon, 05 Oct 2026 15:31:53 -0700</pubDate>
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        <copyright>Copyright 2026 All rights reserved.</copyright>
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    <ttl>1440</ttl>
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          <itunes:summary>What nobody tells you before buying a house could cost you thousands. Leighton Silva sits down with a mortgage expert to break down preapprovals, down payments, closing costs, credit scores, interest rates, seller credits, rate buydowns, and the biggest mistakes buyers make. Whether you’re buying your first home or your next investment, learn what you need to know before making your move.</itunes:summary>
        <itunes:author>Leighton Silva</itunes:author>
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        <title>Behind on Your Mortgage? Sell, Modify, or Short Sale Before Foreclosure Decides for You</title>
        <itunes:title>Behind on Your Mortgage? Sell, Modify, or Short Sale Before Foreclosure Decides for You</itunes:title>
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                    <comments>https://leightonsilva.podbean.com/e/behind-on-your-mortgage-sell-modify-or-short-sale-before-foreclosure-decides-for-you/#comments</comments>        <pubDate>Mon, 05 Oct 2026 15:31:53 -0700</pubDate>
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                                    <description><![CDATA[<p>Behind on your mortgage in California? Leighton Silva explains how short sales work, how they differ from foreclosure, and when a traditional home sale or loan modification may be a better option. Learn how equity, liens, lender approval, taxes, credit, and foreclosure deadlines affect homeowners in Orange County, Riverside, and the Inland Empire. Understand your options before the bank makes the decision for you.</p>
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                                                            <content:encoded><![CDATA[<p>Behind on your mortgage in California? Leighton Silva explains how short sales work, how they differ from foreclosure, and when a traditional home sale or loan modification may be a better option. Learn how equity, liens, lender approval, taxes, credit, and foreclosure deadlines affect homeowners in Orange County, Riverside, and the Inland Empire. Understand your options before the bank makes the decision for you.</p>
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        <itunes:summary><![CDATA[Behind on your mortgage in California? Leighton Silva explains how short sales work, how they differ from foreclosure, and when a traditional home sale or loan modification may be a better option. Learn how equity, liens, lender approval, taxes, credit, and foreclosure deadlines affect homeowners in Orange County, Riverside, and the Inland Empire. Understand your options before the bank makes the decision for you.]]></itunes:summary>
        <itunes:author>Leighton Silva</itunes:author>
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        <title>Inherited a Southern California Home? Prop 19 Could Trigger a Massive Tax Bill</title>
        <itunes:title>Inherited a Southern California Home? Prop 19 Could Trigger a Massive Tax Bill</itunes:title>
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                    <comments>https://leightonsilva.podbean.com/e/inherited-a-southern-california-home-prop-19-could-trigger-a-massive-tax-bill/#comments</comments>        <pubDate>Fri, 02 Oct 2026 11:38:52 -0700</pubDate>
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                                    <description><![CDATA[<p>What happens to the property taxes when you inherit a California home? Leighton Silva explains Prop 19, reassessment risks, primary-residence requirements, trusts, sibling ownership, and the options to keep, rent, or sell. You’ll also learn how eligible homeowners 55 and older may transfer their property-tax basis. Educational only, consult qualified legal and tax professionals about your situation.</p>
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                                                            <content:encoded><![CDATA[<p>What happens to the property taxes when you inherit a California home? Leighton Silva explains Prop 19, reassessment risks, primary-residence requirements, trusts, sibling ownership, and the options to keep, rent, or sell. You’ll also learn how eligible homeowners 55 and older may transfer their property-tax basis. Educational only, consult qualified legal and tax professionals about your situation.</p>
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        <itunes:summary><![CDATA[What happens to the property taxes when you inherit a California home? Leighton Silva explains Prop 19, reassessment risks, primary-residence requirements, trusts, sibling ownership, and the options to keep, rent, or sell. You’ll also learn how eligible homeowners 55 and older may transfer their property-tax basis. Educational only, consult qualified legal and tax professionals about your situation.]]></itunes:summary>
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        <title>What Nobody Tells You Before Buying a House | Mortgage Secrets with a Lender</title>
        <itunes:title>What Nobody Tells You Before Buying a House | Mortgage Secrets with a Lender</itunes:title>
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                    <comments>https://leightonsilva.podbean.com/e/what-nobody-tells-you-before-buying-a-house-mortgage-secrets-with-a-lender/#comments</comments>        <pubDate>Wed, 30 Sep 2026 18:30:40 -0700</pubDate>
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                                    <description><![CDATA[<p>What nobody tells you before buying a house could cost you thousands. Leighton Silva sits down with a mortgage expert to break down preapprovals, down payments, closing costs, credit scores, interest rates, seller credits, rate buydowns, and the biggest mistakes buyers make. Whether you're buying your first home or your next investment, learn what you need to know before making your move.</p>
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                                                            <content:encoded><![CDATA[<p>What nobody tells you before buying a house could cost you thousands. Leighton Silva sits down with a mortgage expert to break down preapprovals, down payments, closing costs, credit scores, interest rates, seller credits, rate buydowns, and the biggest mistakes buyers make. Whether you're buying your first home or your next investment, learn what you need to know before making your move.</p>
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        <itunes:summary><![CDATA[What nobody tells you before buying a house could cost you thousands. Leighton Silva sits down with a mortgage expert to break down preapprovals, down payments, closing costs, credit scores, interest rates, seller credits, rate buydowns, and the biggest mistakes buyers make. Whether you're buying your first home or your next investment, learn what you need to know before making your move.]]></itunes:summary>
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        <itunes:duration>374</itunes:duration>
        <itunes:season>1</itunes:season>
        <itunes:episode>1</itunes:episode>
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