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    <title>Institutional Insights</title>
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    <link>https://institutionalinsights.podbean.com</link>
    <description>Legal &amp; General Retirement Institutional’s (LGRI) podcast, Institutional Insights, cover a range of topics around Pension Risk Transfer (PRT) including: Market updates, pension scheme de-risking and longevity views. The episodes feature LGRI’s experts, discussing their views on the key trends in the PRT sector.</description>
    <pubDate>Thu, 16 Feb 2023 11:52:54 +0100</pubDate>
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        <copyright>Copyright 2020 All rights reserved.</copyright>
    <category>News:Business News</category>
    <ttl>1440</ttl>
    <itunes:type>episodic</itunes:type>
          <itunes:summary>Legal &amp; General Retirement Institutional’s (LGRI) podcast, Institutional Insights, cover a range of topics around Pension Risk Transfer (PRT) including: Market updates, pension scheme de-risking and longevity views. The episodes feature LGRI’s experts, discussing their views on the key trends in the PRT sector.</itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
	<itunes:category text="News">
		<itunes:category text="Business News" />
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        <itunes:name>institutionalinsights</itunes:name>
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        <title>Institutional Insights</title>
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    <item>
        <title>2023 Pension Risk Transfer trends in the UK and US markets</title>
        <itunes:title>2023 Pension Risk Transfer trends in the UK and US markets</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/2023-pension-risk-transfer-trends-in-the-uk-and-us-markets/</link>
                    <comments>https://institutionalinsights.podbean.com/e/2023-pension-risk-transfer-trends-in-the-uk-and-us-markets/#comments</comments>        <pubDate>Thu, 16 Feb 2023 11:52:54 +0100</pubDate>
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                                    <description><![CDATA[<p>The UK and US Pension Risk Transfer markets experienced an extremely busy 2022 with burgeoning demand signifying an exciting year ahead. Aysha Patel, New Business Origination Lead, Legal & General Retirement Institutional and Alex Gagnon, Distribution Manager, Legal & General Retirement America, discuss market dynamics and the trends we’re seeing in 2023.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>The UK and US Pension Risk Transfer markets experienced an extremely busy 2022 with burgeoning demand signifying an exciting year ahead. Aysha Patel, New Business Origination Lead, Legal & General Retirement Institutional and Alex Gagnon, Distribution Manager, Legal & General Retirement America, discuss market dynamics and the trends we’re seeing in 2023.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/guf2gf/UK_US_trends_podcast_audio_final94l3j.mp3" length="20712092" type="audio/mpeg"/>
                <itunes:summary><![CDATA[The UK and US Pension Risk Transfer markets experienced an extremely busy 2022 with burgeoning demand signifying an exciting year ahead. Aysha Patel, New Business Origination Lead, Legal & General Retirement Institutional and Alex Gagnon, Distribution Manager, Legal & General Retirement America, discuss market dynamics and the trends we’re seeing in 2023.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1288</itunes:duration>
                <itunes:episode>32</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Being a Vulnerable Customer Champion</title>
        <itunes:title>Being a Vulnerable Customer Champion</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/being-a-vulnerable-customer-champion/</link>
                    <comments>https://institutionalinsights.podbean.com/e/being-a-vulnerable-customer-champion/#comments</comments>        <pubDate>Tue, 04 Oct 2022 18:27:42 +0200</pubDate>
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                                    <description><![CDATA[<p>At Legal & General, looking after our customers is our number one priority and we understand that they all have different needs. In this episode, Pensions Administrator, Michala Crouch talks to our Vulnerable Customer Champions about the work we do in ensuring our teams can recognise those who require additional support. They’ll also highlight what services we provide to vulnerable customers, putting them at the heart of everything we do.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>At Legal & General, looking after our customers is our number one priority and we understand that they all have different needs. In this episode, Pensions Administrator, Michala Crouch talks to our Vulnerable Customer Champions about the work we do in ensuring our teams can recognise those who require additional support. They’ll also highlight what services we provide to vulnerable customers, putting them at the heart of everything we do.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4ump9g/VC_customers_audio-bb2rf.mp3" length="22145331" type="audio/mpeg"/>
                <itunes:summary><![CDATA[At Legal & General, looking after our customers is our number one priority and we understand that they all have different needs. In this episode, Pensions Administrator, Michala Crouch talks to our Vulnerable Customer Champions about the work we do in ensuring our teams can recognise those who require additional support. They’ll also highlight what services we provide to vulnerable customers, putting them at the heart of everything we do.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1383</itunes:duration>
                <itunes:episode>31</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Engaging members with their DB pension</title>
        <itunes:title>Engaging members with their DB pension</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/engaging-members-with-their-db-pension/</link>
                    <comments>https://institutionalinsights.podbean.com/e/engaging-members-with-their-db-pension/#comments</comments>        <pubDate>Mon, 22 Aug 2022 18:34:04 +0200</pubDate>
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                                    <description><![CDATA[<p>In this episode Michala Crouch, Pensions Administrator, talks to George Hutchinson, Customer Service Manager and Lauren Alexander, Team Manager at Legal & General Retirement Institutional about our partnership with the Customer Contact Association (CCA). They also provide an insight into how the Client Services team go above and beyond to deliver a great service to both trustees and members.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode Michala Crouch, Pensions Administrator, talks to George Hutchinson, Customer Service Manager and Lauren Alexander, Team Manager at Legal & General Retirement Institutional about our partnership with the Customer Contact Association (CCA). They also provide an insight into how the Client Services team go above and beyond to deliver a great service to both trustees and members.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/saqu4x/CCA_final_audiob6ly5.mp3" length="39108676" type="audio/mpeg"/>
                <itunes:summary><![CDATA[In this episode Michala Crouch, Pensions Administrator, talks to George Hutchinson, Customer Service Manager and Lauren Alexander, Team Manager at Legal & General Retirement Institutional about our partnership with the Customer Contact Association (CCA). They also provide an insight into how the Client Services team go above and beyond to deliver a great service to both trustees and members.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1625</itunes:duration>
                <itunes:episode>30</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Navigating uncertainty: how to use market volatility to your advantage</title>
        <itunes:title>Navigating uncertainty: how to use market volatility to your advantage</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/navigating-uncertainty-how-to-use-market-volatility-to-your-advantage/</link>
                    <comments>https://institutionalinsights.podbean.com/e/navigating-uncertainty-how-to-use-market-volatility-to-your-advantage/#comments</comments>        <pubDate>Wed, 25 May 2022 11:12:36 +0200</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/d7381705-dec6-3b1b-af7d-bc12db1ac600</guid>
                                    <description><![CDATA[<p>We all know that markets move. However, in the past few years we’ve lived through one of the most turbulent periods in modern history. Yet market volatility can also create opportunities for pension schemes on their de-risking journeys – during this period we have seen some of the most of attractive bulk annuity pricing in the history of the UK market.</p>
<p>The market factors that most impact buyout affordability have continued to move positively over the course of this year, namely interest rates and credit spreads. In this episode, Sabeen Iftikhar, Director in our Pension Risk Transfer (PRT) business, talks to Aysha Patel, New Business Origination Lead, PRT and Mat Webb, Head of insurance Solutions & Strategy at Legal & General Investment Management, about how pension schemes can take advantage of market volatility and achieve favourable pricing opportunities.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>We all know that markets move. However, in the past few years we’ve lived through one of the most turbulent periods in modern history. Yet market volatility can also create opportunities for pension schemes on their de-risking journeys – during this period we have seen some of the most of attractive bulk annuity pricing in the history of the UK market.</p>
<p>The market factors that most impact buyout affordability have continued to move positively over the course of this year, namely interest rates and credit spreads. In this episode, Sabeen Iftikhar, Director in our Pension Risk Transfer (PRT) business, talks to Aysha Patel, New Business Origination Lead, PRT and Mat Webb, Head of insurance Solutions & Strategy at Legal & General Investment Management, about how pension schemes can take advantage of market volatility and achieve favourable pricing opportunities.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/mh2ac7/DB_Endgame_final867y6.mp4" length="852992125" type="video/mp4"/>
                <itunes:summary><![CDATA[We all know that markets move. However, in the past few years we’ve lived through one of the most turbulent periods in modern history. Yet market volatility can also create opportunities for pension schemes on their de-risking journeys – during this period we have seen some of the most of attractive bulk annuity pricing in the history of the UK market.
The market factors that most impact buyout affordability have continued to move positively over the course of this year, namely interest rates and credit spreads. In this episode, Sabeen Iftikhar, Director in our Pension Risk Transfer (PRT) business, talks to Aysha Patel, New Business Origination Lead, PRT and Mat Webb, Head of insurance Solutions & Strategy at Legal & General Investment Management, about how pension schemes can take advantage of market volatility and achieve favourable pricing opportunities.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1087</itunes:duration>
                <itunes:episode>29</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>What sits behind insurer pricing?</title>
        <itunes:title>What sits behind insurer pricing?</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/what-sits-behind-insurer-pricing/</link>
                    <comments>https://institutionalinsights.podbean.com/e/what-sits-behind-insurer-pricing/#comments</comments>        <pubDate>Thu, 21 Apr 2022 11:47:32 +0200</pubDate>
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                                    <description><![CDATA[<p>Bea Male, Client Solutions Director talks to Dave Matthews, Head of PRT Quote Production and Roshni Sakaria, Actuarial Manager, about our insurer quote processes, while exploring the key inputs and factors that influence bulk annuity pricing. The episode also discusses how market volatility can impact pricing, as well as highlighting how insurers can help pension schemes take advantage of favourable pricing opportunities using different solutions, such as ‘price locks’.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Bea Male, Client Solutions Director talks to Dave Matthews, Head of PRT Quote Production and Roshni Sakaria, Actuarial Manager, about our insurer quote processes, while exploring the key inputs and factors that influence bulk annuity pricing. The episode also discusses how market volatility can impact pricing, as well as highlighting how insurers can help pension schemes take advantage of favourable pricing opportunities using different solutions, such as ‘price locks’.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/vxfatz/Pricing_episode_Final62dis.mp3" length="27071378" type="audio/mpeg"/>
                <itunes:summary><![CDATA[Bea Male, Client Solutions Director talks to Dave Matthews, Head of PRT Quote Production and Roshni Sakaria, Actuarial Manager, about our insurer quote processes, while exploring the key inputs and factors that influence bulk annuity pricing. The episode also discusses how market volatility can impact pricing, as well as highlighting how insurers can help pension schemes take advantage of favourable pricing opportunities using different solutions, such as ‘price locks’.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1686</itunes:duration>
                <itunes:episode>28</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>City regeneration</title>
        <itunes:title>City regeneration</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/city-regeneration/</link>
                    <comments>https://institutionalinsights.podbean.com/e/city-regeneration/#comments</comments>        <pubDate>Fri, 04 Mar 2022 09:30:09 +0100</pubDate>
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                                    <description><![CDATA[<p>This episode welcomes Wes Erlam, Head of Urban Regeneration, Ben Rodgers, Head of Regeneration and Aaron McClure, Investment Manager where they demystify how our unique business model enables us to deliver our purpose of inclusive capitalism.  By using examples of our regeneration projects in Manchester, Cardiff and Oxford, where we've created jobs, homes and services for local people, we can highlight how businesses can benefit the wider economy, while generating the right level of returns for customers.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>This episode welcomes Wes Erlam, Head of Urban Regeneration, Ben Rodgers, Head of Regeneration and Aaron McClure, Investment Manager where they demystify how our unique business model enables us to deliver our purpose of inclusive capitalism.  By using examples of our regeneration projects in Manchester, Cardiff and Oxford, where we've created jobs, homes and services for local people, we can highlight how businesses can benefit the wider economy, while generating the right level of returns for customers.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/crg8c4/City_Regeneration_LGRI_LGC_LGIMRA_aumln.mp3" length="27051424" type="audio/mpeg"/>
                <itunes:summary><![CDATA[This episode welcomes Wes Erlam, Head of Urban Regeneration, Ben Rodgers, Head of Regeneration and Aaron McClure, Investment Manager where they demystify how our unique business model enables us to deliver our purpose of inclusive capitalism.  By using examples of our regeneration projects in Manchester, Cardiff and Oxford, where we've created jobs, homes and services for local people, we can highlight how businesses can benefit the wider economy, while generating the right level of returns for customers.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1689</itunes:duration>
                <itunes:episode>27</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>What to expect in 2022</title>
        <itunes:title>What to expect in 2022</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/what-to-expect-in-2022-1643883920/</link>
                    <comments>https://institutionalinsights.podbean.com/e/what-to-expect-in-2022-1643883920/#comments</comments>        <pubDate>Thu, 03 Feb 2022 11:25:20 +0100</pubDate>
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                                    <description><![CDATA[<p>Industry experts expect 2022 to be another busy year for the Pension Risk Transfer (PRT) market. In this episode, we welcome back John Towner, Head of UK New Business, LGRI and Sheena McEwen, Head of Distribution, LGRA, where they reflect on trends presented in the UK and US markets throughout 2021 and what we can expect to see in 2022.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Industry experts expect 2022 to be another busy year for the Pension Risk Transfer (PRT) market. In this episode, we welcome back John Towner, Head of UK New Business, LGRI and Sheena McEwen, Head of Distribution, LGRA, where they reflect on trends presented in the UK and US markets throughout 2021 and what we can expect to see in 2022.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/w8j3cn/LGRI_podcast_-_What_to_expect_in_20229wjwx.mp4" length="1007360927" type="video/mp4"/>
                <itunes:summary><![CDATA[Industry experts expect 2022 to be another busy year for the Pension Risk Transfer (PRT) market. In this episode, we welcome back John Towner, Head of UK New Business, LGRI and Sheena McEwen, Head of Distribution, LGRA, where they reflect on trends presented in the UK and US markets throughout 2021 and what we can expect to see in 2022.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1302</itunes:duration>
                <itunes:episode>26</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>S3 E5 - Preparing to come to market</title>
        <itunes:title>S3 E5 - Preparing to come to market</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/s3-e5-preparing-to-come-to-market/</link>
                    <comments>https://institutionalinsights.podbean.com/e/s3-e5-preparing-to-come-to-market/#comments</comments>        <pubDate>Fri, 12 Nov 2021 13:36:24 +0100</pubDate>
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                                    <description><![CDATA[<p>We often hear the term “preparation is key” when pension schemes start their de-risking journey, but what does this actually mean? In this episode, we’re joined by Matt Nelmes, New Business Manager in LGRI, who outlines what schemes need to consider before coming to market.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><em>We often hear the term “preparation is key” when pension schemes start their de-risking journey, but what does this actually mean? In this episode, we’re joined by Matt Nelmes, New Business Manager in LGRI, who outlines what schemes need to consider before coming to market.</em></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/d229ss/How_to_prepare_to_come_to_market_final9f4xd.mp3" length="21733715" type="audio/mpeg"/>
                <itunes:summary><![CDATA[We often hear the term “preparation is key” when pension schemes start their de-risking journey, but what does this actually mean? In this episode, we’re joined by Matt Nelmes, New Business Manager in LGRI, who outlines what schemes need to consider before coming to market.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1356</itunes:duration>
                <itunes:episode>25</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>S3 E4 - How the environment impacts mortality</title>
        <itunes:title>S3 E4 - How the environment impacts mortality</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/how-the-environment-impacts-mortality/</link>
                    <comments>https://institutionalinsights.podbean.com/e/how-the-environment-impacts-mortality/#comments</comments>        <pubDate>Thu, 28 Oct 2021 21:37:03 +0200</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/b61fa567-2c7b-37c0-a009-8f98bce02cb0</guid>
                                    <description><![CDATA[<p>A year on, we welcome back Darryl Brundle, Head of Longevity and Ashley Kanter, Longevity Research and Innovation Specialist in LGRI's Longevity team, who have been exploring links between climate change and mortality rates. In this episode, Darryl and Ashley discuss their findings and explain why this information is important to insurers.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>A year on, we welcome back Darryl Brundle, Head of Longevity and Ashley Kanter, Longevity Research and Innovation Specialist in LGRI's Longevity team, who have been exploring links between climate change and mortality rates. In this episode, Darryl and Ashley discuss their findings and explain why this information is important to insurers.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/mrzctp/Longevity_2167knl.mp3" length="20051317" type="audio/mpeg"/>
                <itunes:summary><![CDATA[A year on, we welcome back Darryl Brundle, Head of Longevity and Ashley Kanter, Longevity Research and Innovation Specialist in LGRI's Longevity team, who have been exploring links between climate change and mortality rates. In this episode, Darryl and Ashley discuss their findings and explain why this information is important to insurers.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1251</itunes:duration>
                <itunes:episode>24</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>S3 E3 - The history of Legal &amp; General‘s PRT business</title>
        <itunes:title>S3 E3 - The history of Legal &amp; General‘s PRT business</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/s3-e3-the-history-of-legal-general-s-prt-business/</link>
                    <comments>https://institutionalinsights.podbean.com/e/s3-e3-the-history-of-legal-general-s-prt-business/#comments</comments>        <pubDate>Tue, 19 Oct 2021 10:16:11 +0200</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/0c011761-a758-3826-bf24-a53577a77a8e</guid>
                                    <description><![CDATA[<p class="xmsonormal">Legal & General Retirement Institutional is the UK’s market-leading bulk annuity provider, with over 30 years’ experience, it has insured over 3,500 pension schemes and currently looks after over half a million pension policyholders.</p>
<p class="xmsonormal">It all started in 1986, when senior management created two new business units. One was Group Risk; the other was Bulk Purchase Annuities (BPA). In this episode, we're joined by Dave Poulton, Chief Customer Officer at LGRI and welcome back retired senior actuary Dennis Canham, who was given BPA to “see what he could make of it”, as they discuss how our PRT business has developed throughout the years to what it is today.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p class="xmsonormal">Legal & General Retirement Institutional is the UK’s market-leading bulk annuity provider, with over 30 years’ experience, it has insured over 3,500 pension schemes and currently looks after over half a million pension policyholders.</p>
<p class="xmsonormal">It all started in 1986, when senior management created two new business units. One was Group Risk; the other was Bulk Purchase Annuities (BPA). In this episode, we're joined by Dave Poulton, Chief Customer Officer at LGRI and welcome back retired senior actuary Dennis Canham, who was given BPA to “see what he could make of it”, as they discuss how our PRT business has developed throughout the years to what it is today.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/cijph7/PRT_history79el5.mp3" length="18420209" type="audio/mpeg"/>
                <itunes:summary><![CDATA[Legal & General Retirement Institutional is the UK’s market-leading bulk annuity provider, with over 30 years’ experience, it has insured over 3,500 pension schemes and currently looks after over half a million pension policyholders.
It all started in 1986, when senior management created two new business units. One was Group Risk; the other was Bulk Purchase Annuities (BPA). In this episode, we're joined by Dave Poulton, Chief Customer Officer at LGRI and welcome back retired senior actuary Dennis Canham, who was given BPA to “see what he could make of it”, as they discuss how our PRT business has developed throughout the years to what it is today.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1146</itunes:duration>
                <itunes:episode>23</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>S3 E2 - Our PRT transaction with the Nortel Networks UK Pension Plan</title>
        <itunes:title>S3 E2 - Our PRT transaction with the Nortel Networks UK Pension Plan</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/our-prt-transaction-with-the-nortel-networks-uk-pension-plan/</link>
                    <comments>https://institutionalinsights.podbean.com/e/our-prt-transaction-with-the-nortel-networks-uk-pension-plan/#comments</comments>        <pubDate>Thu, 16 Sep 2021 18:20:50 +0200</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/772822a1-9b4c-3a6f-9601-69983c6a7e21</guid>
                                    <description><![CDATA[<p>In part two of our two-part episode, Brian Izzard, Member Nominated Trustee for the Nortel Networks UK Pension Plan and Dom Moret, Head of Origination & Execution, discuss our £2.4 billion PRT transaction in more detail, which enabled the Plan to exit the Pension Protection Fund (PPF) assessment and covered over 20,000 pension members' benefits. They also outline the key elements that made the transaction such a success.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In part two of our two-part episode, Brian Izzard, Member Nominated Trustee for the Nortel Networks UK Pension Plan and Dom Moret, Head of Origination & Execution, discuss our £2.4 billion PRT transaction in more detail, which enabled the Plan to exit the Pension Protection Fund (PPF) assessment and covered over 20,000 pension members' benefits. They also outline the key elements that made the transaction such a success.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gjwfj3/PPF_Nortel_Networks_Part_29wsg8.mp3" length="12268921" type="audio/mpeg"/>
                <itunes:summary><![CDATA[In part two of our two-part episode, Brian Izzard, Member Nominated Trustee for the Nortel Networks UK Pension Plan and Dom Moret, Head of Origination & Execution, discuss our £2.4 billion PRT transaction in more detail, which enabled the Plan to exit the Pension Protection Fund (PPF) assessment and covered over 20,000 pension members' benefits. They also outline the key elements that made the transaction such a success.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>765</itunes:duration>
                <itunes:episode>22</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>S3 E1 - Becoming a Member Nominated Trustee</title>
        <itunes:title>S3 E1 - Becoming a Member Nominated Trustee</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/s3-e1-becoming-a-member-nominated-trustee/</link>
                    <comments>https://institutionalinsights.podbean.com/e/s3-e1-becoming-a-member-nominated-trustee/#comments</comments>        <pubDate>Thu, 02 Sep 2021 18:47:28 +0200</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/6d2c7a1b-2fa7-3238-9fbd-9983d7bf0c2c</guid>
                                    <description><![CDATA[<p>In 2018, we announced a £2.4 billion Pension Risk Transfer (PRT) transaction with the Nortel Networks UK Pension Plan, which enabled the Plan to exit the Pension Protection Fund (PPF) assessment. In this two-part episode, we welcome Dom Moret, Head of Origination & Execution at Legal & General Retirement Institutional who worked on the transaction and Brian Izzard, Member Nominated Trustee for the Plan, discussing Brian's journey of becoming a trustee and how he felt when he first heard that Nortel Networks was going into administration.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In 2018, we announced a £2.4 billion Pension Risk Transfer (PRT) transaction with the Nortel Networks UK Pension Plan, which enabled the Plan to exit the Pension Protection Fund (PPF) assessment. In this two-part episode, we welcome Dom Moret, Head of Origination & Execution at Legal & General Retirement Institutional who worked on the transaction and Brian Izzard, Member Nominated Trustee for the Plan, discussing Brian's journey of becoming a trustee and how he felt when he first heard that Nortel Networks was going into administration.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/789kbr/Nortel_Networks_Part_18zhpv.mp3" length="14224433" type="audio/mpeg"/>
                <itunes:summary><![CDATA[In 2018, we announced a £2.4 billion Pension Risk Transfer (PRT) transaction with the Nortel Networks UK Pension Plan, which enabled the Plan to exit the Pension Protection Fund (PPF) assessment. In this two-part episode, we welcome Dom Moret, Head of Origination & Execution at Legal & General Retirement Institutional who worked on the transaction and Brian Izzard, Member Nominated Trustee for the Plan, discussing Brian's journey of becoming a trustee and how he felt when he first heard that Nortel Networks was going into administration.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>886</itunes:duration>
                <itunes:episode>21</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>S2 E10 - DB pension schemes as part of corporate M&amp;A transactions</title>
        <itunes:title>S2 E10 - DB pension schemes as part of corporate M&amp;A transactions</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/s2-e10-db-pension-schemes-as-part-of-corporate-ma-transactions/</link>
                    <comments>https://institutionalinsights.podbean.com/e/s2-e10-db-pension-schemes-as-part-of-corporate-ma-transactions/#comments</comments>        <pubDate>Thu, 01 Jul 2021 18:34:32 +0200</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/08b3c836-ff07-3fa1-980d-d7debfc35d65</guid>
                                    <description><![CDATA[<p>Julian Hobday, Origination & Execution Director, LGRI, Adolfo Aponte, Managing Director, Lincoln Pensions and Tom Lukic, Trustee, Dalriada, discuss what happens when a pension scheme’s corporate sponsor is acquired by another company and the Mergers & Acquisitions (M&A) agreement includes provisions regarding the pension scheme that makes the  sale conditional on the removal of future DB risk. The episode focuses on a recent transaction completed by Legal & General in November 2020, where Lincoln provided strategic advice to the seller.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Julian Hobday, Origination & Execution Director, LGRI, Adolfo Aponte, Managing Director, Lincoln Pensions and Tom Lukic, Trustee, Dalriada, discuss what happens when a pension scheme’s corporate sponsor is acquired by another company and the Mergers & Acquisitions (M&A) agreement includes provisions regarding the pension scheme that makes the  sale conditional on the removal of future DB risk. The episode focuses on a recent transaction completed by Legal & General in November 2020, where Lincoln provided strategic advice to the seller.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7jk5rp/M_A_transaction8re3l.mp3" length="26447140" type="audio/mpeg"/>
                <itunes:summary><![CDATA[Julian Hobday, Origination & Execution Director, LGRI, Adolfo Aponte, Managing Director, Lincoln Pensions and Tom Lukic, Trustee, Dalriada, discuss what happens when a pension scheme’s corporate sponsor is acquired by another company and the Mergers & Acquisitions (M&A) agreement includes provisions regarding the pension scheme that makes the  sale conditional on the removal of future DB risk. The episode focuses on a recent transaction completed by Legal & General in November 2020, where Lincoln provided strategic advice to the seller.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1649</itunes:duration>
                <itunes:episode>20</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>S2 E9 - Securing a global PRT transaction</title>
        <itunes:title>S2 E9 - Securing a global PRT transaction</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/s2-e9-securing-a-global-prt-transaction/</link>
                    <comments>https://institutionalinsights.podbean.com/e/s2-e9-securing-a-global-prt-transaction/#comments</comments>        <pubDate>Fri, 11 Jun 2021 10:50:38 +0200</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/e2a54eae-dac1-35b8-9332-ba167584c7b0</guid>
                                    <description><![CDATA[<p>Stefan Hentschel, Head of Treasury & Pension Asset Management, Evonik and John Towner, Head of New Business, LGRI discuss Legal & General’s second global transaction, announced in January 2021. The episode highlights the process from Evonik’s perspective, working together with L&G towards desired objectives and explores why it’s beneficial for a multinational company to have the option of de-risking with the same insurer across countries.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Stefan Hentschel, Head of Treasury & Pension Asset Management, Evonik and John Towner, Head of New Business, LGRI discuss Legal & General’s second global transaction, announced in January 2021. The episode highlights the process from Evonik’s perspective, working together with L&G towards desired objectives and explores why it’s beneficial for a multinational company to have the option of de-risking with the same insurer across countries.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/y4jssi/Evonik_case_study6684v.mp3" length="25313462" type="audio/mpeg"/>
                <itunes:summary><![CDATA[Stefan Hentschel, Head of Treasury & Pension Asset Management, Evonik and John Towner, Head of New Business, LGRI discuss Legal & General’s second global transaction, announced in January 2021. The episode highlights the process from Evonik’s perspective, working together with L&G towards desired objectives and explores why it’s beneficial for a multinational company to have the option of de-risking with the same insurer across countries.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1577</itunes:duration>
                <itunes:episode>19</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>S2 E8 - Converting Assured Payment Policies</title>
        <itunes:title>S2 E8 - Converting Assured Payment Policies</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/s2-e8-converting-assured-payment-policies/</link>
                    <comments>https://institutionalinsights.podbean.com/e/s2-e8-converting-assured-payment-policies/#comments</comments>        <pubDate>Thu, 27 May 2021 19:34:18 +0200</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/13954d2f-086e-3865-b73f-e3b9c6a4bba9</guid>
                                    <description><![CDATA[<p>We are pleased to have completed our first ever conversion of part of an Assured Payment Policy (APP) to a buy-in. In this episode, Sabeen Iftikhar, New Business Actuary and Frankie Borrell, Head of Client Solutions will explore APPs in more detail including their conversion mechanics, highlighting how innovative solutions such as APPs can help pension schemes on their de-risking journeys.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>We are pleased to have completed our first ever conversion of part of an Assured Payment Policy (APP) to a buy-in. In this episode, Sabeen Iftikhar, New Business Actuary and Frankie Borrell, Head of Client Solutions will explore APPs in more detail including their conversion mechanics, highlighting how innovative solutions such as APPs can help pension schemes on their de-risking journeys.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/je7dqz/Delta_podcast91uja.mp3" length="12005471" type="audio/mpeg"/>
                <itunes:summary><![CDATA[We are pleased to have completed our first ever conversion of part of an Assured Payment Policy (APP) to a buy-in. In this episode, Sabeen Iftikhar, New Business Actuary and Frankie Borrell, Head of Client Solutions will explore APPs in more detail including their conversion mechanics, highlighting how innovative solutions such as APPs can help pension schemes on their de-risking journeys.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>748</itunes:duration>
                <itunes:episode>18</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>S2 E7 – Agreeing an umbrella contract</title>
        <itunes:title>S2 E7 – Agreeing an umbrella contract</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/s2-e7-%e2%80%93-agreeing-an-umbrella-contract/</link>
                    <comments>https://institutionalinsights.podbean.com/e/s2-e7-%e2%80%93-agreeing-an-umbrella-contract/#comments</comments>        <pubDate>Fri, 30 Apr 2021 10:18:19 +0200</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/1da0a411-6bea-3946-9f9a-0e0a46e06fdc</guid>
                                    <description><![CDATA[Paige Wilson, New Business Manager and Camilla Curtis, Solicitor for PRT, discuss the process of agreeing an umbrella contract with an insurer. The episode explores how umbrella contracts can help DB pension schemes to capture favourable market moves and take advantage of pricing opportunities.]]></description>
                                                            <content:encoded><![CDATA[Paige Wilson, New Business Manager and Camilla Curtis, Solicitor for PRT, discuss the process of agreeing an umbrella contract with an insurer. The episode explores how umbrella contracts can help DB pension schemes to capture favourable market moves and take advantage of pricing opportunities.]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/imsvvb/Umbrella_frameworks8253g.mp3" length="12593108" type="audio/mpeg"/>
                <itunes:summary><![CDATA[Paige Wilson, New Business Manager and Camilla Curtis, Solicitor for PRT, discuss the process of agreeing an umbrella contract with an insurer. The episode explores how umbrella contracts can help DB pension schemes to capture favourable market moves and take advantage of pricing opportunities.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>785</itunes:duration>
                <itunes:episode>17</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>S2 E6 - How the PRT sector can drive forward ESG initiatives</title>
        <itunes:title>S2 E6 - How the PRT sector can drive forward ESG initiatives</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/s2-e6-how-the-prt-sector-can-drive-esg-investments/</link>
                    <comments>https://institutionalinsights.podbean.com/e/s2-e6-how-the-prt-sector-can-drive-esg-investments/#comments</comments>        <pubDate>Fri, 16 Apr 2021 11:04:46 +0200</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/9b2149b5-4021-3285-ae33-86ddcc63fb75</guid>
                                    <description><![CDATA[<p>Across the Legal & General Group, inclusive capitalism is a key principle that drives our corporate strategy and shapes our culture. Environmental, Social and Governance (ESG) factors and impact investing in the real economy are at the heart of our investment approach. Anisha Gangwani, Head of Investment Business Development, LGR, explores how Pension Risk Transfer can contribute to our ESG objectives and vision of inclusive capitalism.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Across the Legal & General Group, inclusive capitalism is a key principle that drives our corporate strategy and shapes our culture. Environmental, Social and Governance (ESG) factors and impact investing in the real economy are at the heart of our investment approach. Anisha Gangwani, Head of Investment Business Development, LGR, explores how Pension Risk Transfer can contribute to our ESG objectives and vision of inclusive capitalism.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/h4beq7/How_the_PRT_sector_can_drive_ESG_investments9knch.mp3" length="24471383" type="audio/mpeg"/>
                <itunes:summary><![CDATA[Across the Legal & General Group, inclusive capitalism is a key principle that drives our corporate strategy and shapes our culture. Environmental, Social and Governance (ESG) factors and impact investing in the real economy are at the heart of our investment approach. Anisha Gangwani, Head of Investment Business Development, LGR, explores how Pension Risk Transfer can contribute to our ESG objectives and vision of inclusive capitalism.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1524</itunes:duration>
                <itunes:episode>16</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>S2 E5 - Helping pension schemes to secure a PPF+ transaction</title>
        <itunes:title>S2 E5 - Helping pension schemes to secure a PPF+ transaction</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/s2-e5-helping-pension-schemes-to-secure-a-ppf-transaction/</link>
                    <comments>https://institutionalinsights.podbean.com/e/s2-e5-helping-pension-schemes-to-secure-a-ppf-transaction/#comments</comments>        <pubDate>Wed, 31 Mar 2021 17:00:07 +0200</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/92619b56-4377-3b6a-ab45-20f5d77588a8</guid>
                                    <description><![CDATA[<p>Rachel Cutts, Orgination & Execution Director and Gavin Smith, UK Head of Pricing and Execution talk to us about what happens when a pension scheme's sponsor becomes insolvent and the process when securing a PPF+ transaction to secure pension members benefits.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Rachel Cutts, Orgination & Execution Director and Gavin Smith, UK Head of Pricing and Execution talk to us about what happens when a pension scheme's sponsor becomes insolvent and the process when securing a PPF+ transaction to secure pension members benefits.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/rz2b2p/Helping_pension_schemes_to_secure_a_PPF_transaction_2_7ogli.mp3" length="11684482" type="audio/mpeg"/>
                <itunes:summary><![CDATA[Rachel Cutts, Orgination & Execution Director and Gavin Smith, UK Head of Pricing and Execution talk to us about what happens when a pension scheme's sponsor becomes insolvent and the process when securing a PPF+ transaction to secure pension members benefits.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>728</itunes:duration>
                <itunes:episode>15</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>S2 E4 - What to expect after a transaction</title>
        <itunes:title>S2 E4 - What to expect after a transaction</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/s2-e4-what-to-expect-after-a-transaction/</link>
                    <comments>https://institutionalinsights.podbean.com/e/s2-e4-what-to-expect-after-a-transaction/#comments</comments>        <pubDate>Thu, 18 Mar 2021 19:45:03 +0100</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/3fb24826-ac15-3dbe-bf19-768da51331ff</guid>
                                    <description><![CDATA[<p>Senior Transition Managers, Claire Shepherd and David Stevenson talk to us about what happens after a PRT transaction is agreed. They’ll aim to demystify the transition period, by explaining how the process works and how important it is to work closely with the insurer.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Senior Transition Managers, Claire Shepherd and David Stevenson talk to us about what happens after a PRT transaction is agreed. They’ll aim to demystify the transition period, by explaining how the process works and how important it is to work closely with the insurer.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/baigun/What_to_expect_after_a_transaction80273.mp3" length="16958181" type="audio/mpeg"/>
                <itunes:summary><![CDATA[Senior Transition Managers, Claire Shepherd and David Stevenson talk to us about what happens after a PRT transaction is agreed. They’ll aim to demystify the transition period, by explaining how the process works and how important it is to work closely with the insurer.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1054</itunes:duration>
                <itunes:episode>14</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>S2 E3 - Creating a better company culture through CSR</title>
        <itunes:title>S2 E3 - Creating a better company culture through CSR</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/s2-e3-creating-a-better-company-culture-through-csr/</link>
                    <comments>https://institutionalinsights.podbean.com/e/s2-e3-creating-a-better-company-culture-through-csr/#comments</comments>        <pubDate>Thu, 04 Mar 2021 20:26:59 +0100</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/777ee2b3-c4c4-3b00-ac3a-b7cb5284d23b</guid>
                                    <description><![CDATA[<p>Phil Anderson, Chief Operating Officer and Toby Wyithe, CSR Business Partner, at Legal & General Retirement Institutional discuss the benefits of corporate social responsibility (CSR) in business strategy. While reflecting on Legal & General's CSR initiatives in 2020, the episode outlines how CSR can help support customers, employees and the wider community. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Phil Anderson, Chief Operating Officer and Toby Wyithe, CSR Business Partner, at Legal & General Retirement Institutional discuss the benefits of corporate social responsibility (CSR) in business strategy. While reflecting on Legal & General's CSR initiatives in 2020, the episode outlines how CSR can help support customers, employees and the wider community<em>. </em></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9aytjn/Creating_company_culture_through_CSR_final88ywn.mp3" length="19632754" type="audio/mpeg"/>
                <itunes:summary><![CDATA[Phil Anderson, Chief Operating Officer and Toby Wyithe, CSR Business Partner, at Legal & General Retirement Institutional discuss the benefits of corporate social responsibility (CSR) in business strategy. While reflecting on Legal & General's CSR initiatives in 2020, the episode outlines how CSR can help support customers, employees and the wider community. ]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1220</itunes:duration>
                <itunes:episode>13</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>S2 E2 - The pandemic's effect on the life reinsurance market</title>
        <itunes:title>S2 E2 - The pandemic's effect on the life reinsurance market</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/s2-e2-the-pandemics-effect-on-the-life-reinsurance-market/</link>
                    <comments>https://institutionalinsights.podbean.com/e/s2-e2-the-pandemics-effect-on-the-life-reinsurance-market/#comments</comments>        <pubDate>Thu, 18 Feb 2021 20:50:12 +0100</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/41aea0ed-dcc8-32e9-b9b7-1eb63c51bc57</guid>
                                    <description><![CDATA[<p>The global pandemic led to reinsurance shooting up the business news agenda last year. Mike Walsh, Chief Financial Officer and Tom Ault, Chief Business Development Officer of Legal & General’s reinsurance business in Bermuda talk to us about their risk management strategy and the role of life reinsurance in helping businesses throughout the pandemic and beyond. The episode will also explore some of the challenges going forward in 2021 and what companies can do to prepare.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>The global pandemic led to reinsurance shooting up the business news agenda last year. Mike Walsh, Chief Financial Officer and Tom Ault, Chief Business Development Officer of Legal & General’s reinsurance business in Bermuda talk to us about their risk management strategy and the role of life reinsurance in helping businesses throughout the pandemic and beyond. The episode will also explore some of the challenges going forward in 2021 and what companies can do to prepare.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/nm3mvv/S2_E2_Pandemic_s_effect_on_the_life_reinsurance_market_final67epv.mp3" length="18938559" type="audio/mpeg"/>
                <itunes:summary><![CDATA[The global pandemic led to reinsurance shooting up the business news agenda last year. Mike Walsh, Chief Financial Officer and Tom Ault, Chief Business Development Officer of Legal & General’s reinsurance business in Bermuda talk to us about their risk management strategy and the role of life reinsurance in helping businesses throughout the pandemic and beyond. The episode will also explore some of the challenges going forward in 2021 and what companies can do to prepare.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1173</itunes:duration>
                <itunes:episode>12</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>S2 E1 - Looking ahead to 2021</title>
        <itunes:title>S2 E1 - Looking ahead to 2021</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/s2-e1-looking-ahead-to-2021/</link>
                    <comments>https://institutionalinsights.podbean.com/e/s2-e1-looking-ahead-to-2021/#comments</comments>        <pubDate>Thu, 04 Feb 2021 16:45:11 +0100</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/33049b65-bb16-384f-b40c-76d8faea0f27</guid>
                                    <description><![CDATA[<p>Dom Moret, Head of Origination & Execution, Legal & General Retirement Institutional (LGRI) and Sheena McEwen, Head of Distribution, Legal & General Retirement America (LGRA) reflect on the Pension Risk Transfer market in 2020, discussing trends and LGRI's highlights of the year. The guests will reference our recently published PRT monitor as they look forward to what we can expect in 2021.</p>
<p> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Dom Moret, Head of Origination & Execution, Legal & General Retirement Institutional (LGRI) and Sheena McEwen, Head of Distribution, Legal & General Retirement America (LGRA) reflect on the Pension Risk Transfer market in 2020, discussing trends and LGRI's highlights of the year. The guests will reference our recently published PRT monitor as they look forward to what we can expect in 2021.</p>
<p> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/uxrush/S2_E1_-_Looking_ahead_to_2021_final76xxj.mp3" length="20331386" type="audio/mpeg"/>
                <itunes:summary><![CDATA[Dom Moret, Head of Origination & Execution, Legal & General Retirement Institutional (LGRI) and Sheena McEwen, Head of Distribution, Legal & General Retirement America (LGRA) reflect on the Pension Risk Transfer market in 2020, discussing trends and LGRI's highlights of the year. The guests will reference our recently published PRT monitor as they look forward to what we can expect in 2021.
 ]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1257</itunes:duration>
                <itunes:episode>11</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>How pensions will help to build the future of the UK</title>
        <itunes:title>How pensions will help to build the future of the UK</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/episode-7-%e2%80%93-how-pensions-will-help-to-build-the-future-of-the-uk/</link>
                    <comments>https://institutionalinsights.podbean.com/e/episode-7-%e2%80%93-how-pensions-will-help-to-build-the-future-of-the-uk/#comments</comments>        <pubDate>Fri, 27 Nov 2020 17:00:04 +0100</pubDate>
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                                    <description><![CDATA[<p>In our last episode of the series, Natalie Bentley, Head of Operational Business Development at Legal & General Retirement Institutional, Will Devenney, Head of Infrastructure Debt for the UK and Europe and Charles-Henry Lecointe, Head of Infrastructure, North America from Legal & General Investment Management take a look at how insurers, such as ourselves, can use pension money to invest back into society to encourage economic recovery and help plug the UK’s infrastructure gap.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In our last episode of the series, Natalie Bentley, Head of Operational Business Development at Legal & General Retirement Institutional, Will Devenney, Head of Infrastructure Debt for the UK and Europe and Charles-Henry Lecointe, Head of Infrastructure, North America from Legal & General Investment Management take a look at how insurers, such as ourselves, can use pension money to invest back into society to encourage economic recovery and help plug the UK’s infrastructure gap.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/p8rjei/Final_final_Natalie_Will_Charles-Henry_UK_infrastructure_recording-_19f569.mp3" length="18685737" type="audio/mpeg"/>
                <itunes:summary><![CDATA[In our last episode of the series, Natalie Bentley, Head of Operational Business Development at Legal & General Retirement Institutional, Will Devenney, Head of Infrastructure Debt for the UK and Europe and Charles-Henry Lecointe, Head of Infrastructure, North America from Legal & General Investment Management take a look at how insurers, such as ourselves, can use pension money to invest back into society to encourage economic recovery and help plug the UK’s infrastructure gap.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1160</itunes:duration>
                <itunes:episode>10</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Investing in a year of pandemic - Risks and Opportunities</title>
        <itunes:title>Investing in a year of pandemic - Risks and Opportunities</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/investing-in-a-year-of-pandemic-risks-and-opportunities/</link>
                    <comments>https://institutionalinsights.podbean.com/e/investing-in-a-year-of-pandemic-risks-and-opportunities/#comments</comments>        <pubDate>Wed, 18 Nov 2020 17:01:31 +0100</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/8cc12408-b824-3ef3-bd0f-9bc254d86166</guid>
                                    <description><![CDATA[<p>Johnny Chow, Chief Investment Officer and Sumit Mehta, Head of Investment Solutions talk to us about how Covid-19 has impacted the investment landscape. Against this backdrop, Johnny and Sumit discuss LGRI’s approach to investing and risk management, as well as some of the long-term opportunities to deliver value for pension schemes.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Johnny Chow, Chief Investment Officer and Sumit Mehta, Head of Investment Solutions talk to us about how Covid-19 has impacted the investment landscape. Against this backdrop, Johnny and Sumit discuss LGRI’s approach to investing and risk management, as well as some of the long-term opportunities to deliver value for pension schemes.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ykj3wf/Johnny_Sumit_final_podcast_recording_3__18lucf.mp3" length="17093909" type="audio/mpeg"/>
                <itunes:summary><![CDATA[Johnny Chow, Chief Investment Officer and Sumit Mehta, Head of Investment Solutions talk to us about how Covid-19 has impacted the investment landscape. Against this backdrop, Johnny and Sumit discuss LGRI’s approach to investing and risk management, as well as some of the long-term opportunities to deliver value for pension schemes.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1057</itunes:duration>
                <itunes:episode>9</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Alternative de-risking solutions</title>
        <itunes:title>Alternative de-risking solutions</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/alternative-de-risking-solutions/</link>
                    <comments>https://institutionalinsights.podbean.com/e/alternative-de-risking-solutions/#comments</comments>        <pubDate>Thu, 29 Oct 2020 16:13:53 +0100</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/0a49ef32-0144-3143-a474-ecc569824dfe</guid>
                                    <description><![CDATA[<p>As the regulatory landscape evolves, so have the de-risking tools and solutions available to trustees, to help them better secure and protect their members’ benefits. Both established providers and new entrants are rising to the challenge of providing greater access and choice for the £1.9 trillion of DB pension liabilities remaining in the UK. In this episode, Frankie Borrell and Alexa Mitterhuber explore some of the different de-risking solutions available to pension schemes.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>As the regulatory landscape evolves, so have the de-risking tools and solutions available to trustees, to help them better secure and protect their members’ benefits. Both established providers and new entrants are rising to the challenge of providing greater access and choice for the £1.9 trillion of DB pension liabilities remaining in the UK. In this episode, Frankie Borrell and Alexa Mitterhuber explore some of the different de-risking solutions available to pension schemes.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/xcb99d/LGRI_Recording_-_Solutions_final9ks8u.mp3" length="13226859" type="audio/mpeg"/>
                <itunes:summary><![CDATA[As the regulatory landscape evolves, so have the de-risking tools and solutions available to trustees, to help them better secure and protect their members’ benefits. Both established providers and new entrants are rising to the challenge of providing greater access and choice for the £1.9 trillion of DB pension liabilities remaining in the UK. In this episode, Frankie Borrell and Alexa Mitterhuber explore some of the different de-risking solutions available to pension schemes.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>816</itunes:duration>
                <itunes:episode>7</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Lessons from lockdown – Making customers the centre of your business</title>
        <itunes:title>Lessons from lockdown – Making customers the centre of your business</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/lessons-from-lockdown-%e2%80%93-making-customers-the-centre-of-your-business/</link>
                    <comments>https://institutionalinsights.podbean.com/e/lessons-from-lockdown-%e2%80%93-making-customers-the-centre-of-your-business/#comments</comments>        <pubDate>Fri, 16 Oct 2020 10:15:55 +0200</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/b97f3fef-d2ea-33cd-8b53-f1ee6b0febf8</guid>
                                    <description><![CDATA[<p>Dave Poulton, Chief Customer Officer and Yawar Choudhry, Head of Client Services Proposition outline some of the challenges COVID-19 has brought to customer service and what they have learnt through the pandemic. The episode also highlights how the Client Services Team transitioned to remote working, while keeping the customer as top priority and we hear what our customers think about some of the new online processes that were rolled out at the start of lockdown.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Dave Poulton, Chief Customer Officer and Yawar Choudhry, Head of Client Services Proposition outline some of the challenges COVID-19 has brought to customer service and what they have learnt through the pandemic. The episode also highlights how the Client Services Team transitioned to remote working, while keeping the customer as top priority and we hear what our customers think about some of the new online processes that were rolled out at the start of lockdown.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/y963hd/Dave_Yawar_-_lessons_from_updated601me.mp3" length="17981501" type="audio/mpeg"/>
                <itunes:summary><![CDATA[Dave Poulton, Chief Customer Officer and Yawar Choudhry, Head of Client Services Proposition outline some of the challenges COVID-19 has brought to customer service and what they have learnt through the pandemic. The episode also highlights how the Client Services Team transitioned to remote working, while keeping the customer as top priority and we hear what our customers think about some of the new online processes that were rolled out at the start of lockdown.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1120</itunes:duration>
                <itunes:episode>6</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>How to tell whether you're  ready for a de-risking transaction</title>
        <itunes:title>How to tell whether you're  ready for a de-risking transaction</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/how-to-tell-whether-youre-ready-for-a-de-risking-transaction/</link>
                    <comments>https://institutionalinsights.podbean.com/e/how-to-tell-whether-youre-ready-for-a-de-risking-transaction/#comments</comments>        <pubDate>Thu, 01 Oct 2020 20:50:15 +0200</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/00d542f7-6b7d-39ce-aeb4-baca3479ea2b</guid>
                                    <description><![CDATA[<p>Frankie Borrell, Head of Client Solutions and Aysha Patel, Origination & Execution Director talk about how market volatility caused by COVID-19 has led to favourable pricing conditions for Schemes in a position to transact. But when is the right time to de-risk your scheme, what do you need to do to prepare for this, and how do you go about it?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Frankie Borrell, Head of Client Solutions and Aysha Patel, Origination & Execution Director talk about how market volatility caused by COVID-19 has led to favourable pricing conditions for Schemes in a position to transact. But when is the right time to de-risk your scheme, what do you need to do to prepare for this, and how do you go about it?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/x44593/Frankie_Aysha_-_episode_4_How_to_tell_whether_you_re_ready_for_a_de-risking_transaction-_28yh20.mp3" length="18336168" type="audio/mpeg"/>
                <itunes:summary><![CDATA[Frankie Borrell, Head of Client Solutions and Aysha Patel, Origination & Execution Director talk about how market volatility caused by COVID-19 has led to favourable pricing conditions for Schemes in a position to transact. But when is the right time to de-risk your scheme, what do you need to do to prepare for this, and how do you go about it?]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1141</itunes:duration>
                <itunes:episode>5</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>How COVID-19 has impacted longevity</title>
        <itunes:title>How COVID-19 has impacted longevity</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/how-covid-19-has-impacted-longevity/</link>
                    <comments>https://institutionalinsights.podbean.com/e/how-covid-19-has-impacted-longevity/#comments</comments>        <pubDate>Wed, 16 Sep 2020 21:44:50 +0200</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/1adb6c49-9cd0-3435-8fc4-457b98548fd9</guid>
                                    <description><![CDATA[<p>Darryl Brundle, Head of Longevity and Ashley Kanter, Longevity Research and Innovation Specialist talk about the impacts of COVID-19 on mortality rates over the year so far and discuss some of their key findings when analysing Legal & General's internal data. The episode also touches on how this affects the Pension Risk Transfer industry and behavioural changes as a result of the pandemic.</p>
<p> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Darryl Brundle, Head of Longevity and Ashley Kanter, Longevity Research and Innovation Specialist talk about the impacts of COVID-19 on mortality rates over the year so far and discuss some of their key findings when analysing Legal & General's internal data. The episode also touches on how this affects the Pension Risk Transfer industry and behavioural changes as a result of the pandemic.</p>
<p> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/zzxeih/Darryl_and_Ashley_-_How_COVID-19_has_impacted_longevity_6skzz.mp3" length="16928672" type="audio/mpeg"/>
                <itunes:summary><![CDATA[Darryl Brundle, Head of Longevity and Ashley Kanter, Longevity Research and Innovation Specialist talk about the impacts of COVID-19 on mortality rates over the year so far and discuss some of their key findings when analysing Legal & General's internal data. The episode also touches on how this affects the Pension Risk Transfer industry and behavioural changes as a result of the pandemic.
 ]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1046</itunes:duration>
                <itunes:episode>4</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>L&amp;G’s global PRT business - Reflecting on the year so far</title>
        <itunes:title>L&amp;G’s global PRT business - Reflecting on the year so far</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/lg-s-global-prt-business-reflecting-on-the-year-so-far-1599724253/</link>
                    <comments>https://institutionalinsights.podbean.com/e/lg-s-global-prt-business-reflecting-on-the-year-so-far-1599724253/#comments</comments>        <pubDate>Thu, 10 Sep 2020 09:50:53 +0200</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/9403d30d-c936-3423-b2c8-7ad89962c92f</guid>
                                    <description><![CDATA[<p>Chris DeMarco, the Managing Director of our UK PRT business and George Palms, President of Legal & General Retirement America provide a unique overview of our global PRT business. After looking at the first half of the year and discussing the impact of Covid-19, they look ahead to what lies in store for the UK and US PRT markets in 2020 and beyond.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Chris DeMarco, the Managing Director of our UK PRT business and George Palms, President of Legal & General Retirement America provide a unique overview of our global PRT business. After looking at the first half of the year and discussing the impact of Covid-19, they look ahead to what lies in store for the UK and US PRT markets in 2020 and beyond.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/qvfgc5/Episode_1_Chris_George_2_7rfqk.mp3" length="13886997" type="audio/mpeg"/>
                <itunes:summary><![CDATA[Chris DeMarco, the Managing Director of our UK PRT business and George Palms, President of Legal & General Retirement America provide a unique overview of our global PRT business. After looking at the first half of the year and discussing the impact of Covid-19, they look ahead to what lies in store for the UK and US PRT markets in 2020 and beyond.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>864</itunes:duration>
        <itunes:season>1</itunes:season>
        <itunes:episode>3</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>L&amp;G’s global PRT business - Reflecting on the year so far</title>
        <itunes:title>L&amp;G’s global PRT business - Reflecting on the year so far</itunes:title>
        <link>https://institutionalinsights.podbean.com/e/lg-s-global-prt-business-reflecting-on-the-year-so-far/</link>
                    <comments>https://institutionalinsights.podbean.com/e/lg-s-global-prt-business-reflecting-on-the-year-so-far/#comments</comments>        <pubDate>Thu, 03 Sep 2020 09:39:51 +0200</pubDate>
        <guid isPermaLink="false">institutionalinsights.podbean.com/90895e5a-5f43-3fd7-8ea0-7e217675b9b4</guid>
                                    <description><![CDATA[<p>Chris DeMarco, Managing Director of UK PRT and George Palms, President of Legal & General Retirement America, provide a unique overview of our global PRT business. After looking at the first half of the year and discussing the impact of Covid-19, they look ahead to what lies in store for the UK and US PRT markets in 2020 and beyond.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Chris DeMarco, Managing Director of UK PRT and George Palms, President of Legal & General Retirement America, provide a unique overview of our global PRT business. After looking at the first half of the year and discussing the impact of Covid-19, they look ahead to what lies in store for the UK and US PRT markets in 2020 and beyond.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gbxcdq/Episode_1_Chris_George81gbc.mp3" length="13525403" type="audio/mpeg"/>
                <itunes:summary><![CDATA[Chris DeMarco, Managing Director of UK PRT and George Palms, President of Legal & General Retirement America, provide a unique overview of our global PRT business. After looking at the first half of the year and discussing the impact of Covid-19, they look ahead to what lies in store for the UK and US PRT markets in 2020 and beyond.]]></itunes:summary>
        <itunes:author>institutionalinsights</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>842</itunes:duration>
                <itunes:episode>2</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
        <itunes:image href="https://pbcdn1.podbean.com/imglogo/ep-logo/pbblog9006482/resize_L_G_Skyline_RGBbv7bj.png" />    </item>
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