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    <title>The Guaranteed Retirement Guy’s Podcast</title>
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    <link>https://guaranteedretirementguy.podbean.com</link>
    <description>John Stevenson, a prominent wealth protection educator, has been able to help thousands of people successfully strategize for retirement. With retirees living longer and retiring earlier, having a retirement income that cannot be outlived has been a growing concern for many seniors. His clients include teachers, business owners, executives, doctors, and entrepreneurs to name a few. Not a single client has ever lost money due to market fluctuations.

John is also an expert in structuring Tax-Free Retirement Accounts, which help his clients build wealth safely, and enjoy an extremely low tax burden, or even zero taxes in retirement. His services focus on helping people Retire On Purpose, and not just leaving it to chance.

As an avid educator, John actively teaches classes on social security, estate planning, and retirement tax planning in universities and colleges throughout Nevada. He’s also a well-known Retirement &amp; Income Radio host with thousands of listeners who tune in each week to learn from him.

John knows the importance of helping seniors and families protect against financial downturns, have income they can’t outlive, and minimize taxes. He has recently been published in numerous publications with millions of readers worldwide such as Think Advisor, Annuity.com, The Annuity Associates, Retire Village, YFS Magazine, and others.</description>
    <pubDate>Wed, 10 Jun 2026 19:50:00 -0300</pubDate>
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        <copyright>Copyright 2023 All rights reserved.</copyright>
    <category>Business:Investing</category>
    <ttl>1440</ttl>
    <itunes:type>episodic</itunes:type>
          <itunes:summary></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
	<itunes:category text="Business">
		<itunes:category text="Investing" />
	</itunes:category>
    <itunes:owner>
        <itunes:name>guaranteedretirementguy</itunes:name>
            </itunes:owner>
    	<itunes:block>No</itunes:block>
	<itunes:explicit>false</itunes:explicit>
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        <title>The Guaranteed Retirement Guy’s Podcast</title>
        <link>https://guaranteedretirementguy.podbean.com</link>
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    <item>
        <title>How Much of My Portfolio Should Go Into Annuities?</title>
        <itunes:title>How Much of My Portfolio Should Go Into Annuities?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/how-much-of-my-portfolio-should-go-into-annuities/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/how-much-of-my-portfolio-should-go-into-annuities/#comments</comments>        <pubDate>Wed, 10 Jun 2026 19:50:00 -0300</pubDate>
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                                    <description><![CDATA[<p>Is there a "correct" percentage?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Is there a "correct" percentage?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/sqivpeiwqd5mid8p/How_Much_of_My_Portfolio_Should_Go_Into_Annuities_6nun3.mp3" length="9226993" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Is there a "correct" percentage?]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>384</itunes:duration>
                <itunes:episode>164</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>How Do I Protect My Retirement From Market Crashes Without Sitting in Cash?</title>
        <itunes:title>How Do I Protect My Retirement From Market Crashes Without Sitting in Cash?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/how-do-i-protect-my-retirement-from-market-crashes-without-sitting-in-cash/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/how-do-i-protect-my-retirement-from-market-crashes-without-sitting-in-cash/#comments</comments>        <pubDate>Wed, 03 Jun 2026 19:49:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/4c74bf82-6606-3e92-8988-eb3c613e72f2</guid>
                                    <description><![CDATA[<p>Don't want the market, or cash? Let me show you something else...</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Don't want the market, or cash? Let me show you something else...</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/v5xv5d8gpwdqwsih/How_Do_I_Protect_My_Retirement_From_Market_Crashes_Without_Sitting_in_Cash_9ckvr.mp3" length="12335355" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Don't want the market, or cash? Let me show you something else...]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>513</itunes:duration>
                <itunes:episode>163</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Do I Even Need an Annuity If I Already Have Millions?</title>
        <itunes:title>Do I Even Need an Annuity If I Already Have Millions?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/do-i-even-need-an-annuity-if-i-already-have-millions/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/do-i-even-need-an-annuity-if-i-already-have-millions/#comments</comments>        <pubDate>Wed, 27 May 2026 19:48:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/016f4e69-a157-3ab1-9a3f-b550917dae8e</guid>
                                    <description><![CDATA[<p>Annuities are for the middle class, right? Not so fast...</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Annuities are for the middle class, right? Not so fast...</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/pyu63vtpek4728pg/Do_I_Even_Need_an_Annuity_If_I_Already_Have_Millions_7iook.mp3" length="11267052" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Annuities are for the middle class, right? Not so fast...]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>469</itunes:duration>
                <itunes:episode>162</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Can Annuities Reduce My Taxes (Legally)?</title>
        <itunes:title>Can Annuities Reduce My Taxes (Legally)?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/can-annuities-reduce-my-taxes-legally/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/can-annuities-reduce-my-taxes-legally/#comments</comments>        <pubDate>Wed, 20 May 2026 19:48:00 -0300</pubDate>
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                                    <description><![CDATA[<p>Listen to this tax hack for annuities!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Listen to this tax hack for annuities!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/f57fa6vr9zqpwuvc/Can_Annuities_Reduce_My_Taxes_Legally_5zmct.mp3" length="10270846" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Listen to this tax hack for annuities!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>427</itunes:duration>
                <itunes:episode>161</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Are Annuities Better Than Just Taking 4% From My Portfolio?</title>
        <itunes:title>Are Annuities Better Than Just Taking 4% From My Portfolio?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/are-annuities-better-than-just-taking-4-from-my-portfolio/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/are-annuities-better-than-just-taking-4-from-my-portfolio/#comments</comments>        <pubDate>Wed, 13 May 2026 19:47:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/db3e3e98-deaf-3018-a8b6-038fcc729b91</guid>
                                    <description><![CDATA[<p>Can you get more than 4% from an annuity?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Can you get more than 4% from an annuity?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/nrhigqkscwqrnwdw/Are_Annuities_Better_Than_Just_Taking_4_From_My_Portfolio_6d83d.mp3" length="9401282" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Can you get more than 4% from an annuity?]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>391</itunes:duration>
                <itunes:episode>160</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Annuities vs Real Estate for Generating Passive Income in Retirement</title>
        <itunes:title>Annuities vs Real Estate for Generating Passive Income in Retirement</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/annuities-vs-real-estate-for-generating-passive-income-in-retirement/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/annuities-vs-real-estate-for-generating-passive-income-in-retirement/#comments</comments>        <pubDate>Wed, 06 May 2026 19:46:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/80884294-8cd6-372b-88f7-2b5940cab020</guid>
                                    <description><![CDATA[<p>Which is better? Annuities or real property??</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Which is better? Annuities or real property??</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/zcwz85rkhu6dprp9/Annuities_vs_real_estate_for_generating_passive_income_in_retirement8lika.mp3" length="13972919" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Which is better? Annuities or real property??]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>582</itunes:duration>
                <itunes:episode>159</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>How Future Rate cuts are worrying retirees and how YOU can Avoid it</title>
        <itunes:title>How Future Rate cuts are worrying retirees and how YOU can Avoid it</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/how-future-rate-cuts-are-worrying-retirees-and-how-you-can-avoid-it/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/how-future-rate-cuts-are-worrying-retirees-and-how-you-can-avoid-it/#comments</comments>        <pubDate>Wed, 29 Apr 2026 13:39:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/841a7ab0-d4aa-37cd-b6dd-7cd68be711f8</guid>
                                    <description><![CDATA[<p>Buy an annuity NOW if you want to lock in high rates.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Buy an annuity NOW if you want to lock in high rates.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/hc7ri3cbsczdbyxv/How_Future_Rate_cuts_are_worring_retirees_and_how_YOU_can_Avoid_it96n0o.mp3" length="13132821" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Buy an annuity NOW if you want to lock in high rates.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>547</itunes:duration>
                <itunes:episode>158</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Retire Early with Annuity and Take Social Security later..</title>
        <itunes:title>Retire Early with Annuity and Take Social Security later..</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/retire-early-with-annuity-and-take-social-security-later/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/retire-early-with-annuity-and-take-social-security-later/#comments</comments>        <pubDate>Wed, 22 Apr 2026 13:34:00 -0300</pubDate>
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                                    <description><![CDATA[<p>Should you use an annuity to retire early?  This can be the perfect strategy</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Should you use an annuity to retire early?  This can be the perfect strategy</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/se9484i8jvgavz9p/Retire_Early_with_Annuity_and_Take_Social_Security_later6am9c.mp3" length="11903395" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Should you use an annuity to retire early?  This can be the perfect strategy]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>495</itunes:duration>
                <itunes:episode>157</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Using the Annuity Ladder Strategy to Catapult your Income</title>
        <itunes:title>Using the Annuity Ladder Strategy to Catapult your Income</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/using-the-annuity-ladder-strategy-to-catapult-your-income/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/using-the-annuity-ladder-strategy-to-catapult-your-income/#comments</comments>        <pubDate>Wed, 15 Apr 2026 13:29:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/a20b89e8-9ca4-339a-94ac-90e380e1ed06</guid>
                                    <description><![CDATA[<p>Annuity ladders are proven strategies to fight inflation and give you large raises as you get older.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Annuity ladders are proven strategies to fight inflation and give you large raises as you get older.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/w5vdzy7fa5c498xd/Using_the_Annuity_Ladder_Strategy_to_catapult_your_Income7b9j6.mp3" length="14147208" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Annuity ladders are proven strategies to fight inflation and give you large raises as you get older.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>589</itunes:duration>
                <itunes:episode>156</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>What are The Highest Paying Annuities??</title>
        <itunes:title>What are The Highest Paying Annuities??</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/what-are-the-highest-paying-annuities/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/what-are-the-highest-paying-annuities/#comments</comments>        <pubDate>Wed, 08 Apr 2026 13:28:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/2f3c5a4c-7cf4-3232-9c6c-eccd7713f339</guid>
                                    <description><![CDATA[<p>Which annuities are paying the highest or are all of them doing it??</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Which annuities are paying the highest or are all of them doing it??</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/8zdigbpyp5snyneq/What_are_The_Highest_Paying_Annuities_6lver.mp3" length="13151003" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Which annuities are paying the highest or are all of them doing it??]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>547</itunes:duration>
                <itunes:episode>155</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>$87k/Year Joint income from $1.1 million Annuity</title>
        <itunes:title>$87k/Year Joint income from $1.1 million Annuity</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/87kyear-joint-income-from-11-million-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/87kyear-joint-income-from-11-million-annuity/#comments</comments>        <pubDate>Wed, 01 Apr 2026 00:17:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/905c987f-e201-340d-8cf1-5d81bff362b7</guid>
                                    <description><![CDATA[<p>Another great example of how a small amount of money can give huge steady income amounts for the rest of your life...</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Another great example of how a small amount of money can give huge steady income amounts for the rest of your life...</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/88tc79nj2ihy7sip/_87k_Year_Joint_income_from_11_million_Annuity7h4ep.mp3" length="12761047" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Another great example of how a small amount of money can give huge steady income amounts for the rest of your life...]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>531</itunes:duration>
                <itunes:episode>154</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>$70k per year from a $500k MassMutual Annuity</title>
        <itunes:title>$70k per year from a $500k MassMutual Annuity</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/70k-per-year-from-a-500k-massmutual-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/70k-per-year-from-a-500k-massmutual-annuity/#comments</comments>        <pubDate>Wed, 25 Mar 2026 00:16:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/6b5fb382-0ed5-386a-9e4c-9d7fa84d3b79</guid>
                                    <description><![CDATA[<p>How would you like $70k per year in passive income from only a $500k investment?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>How would you like $70k per year in passive income from only a $500k investment?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/czm6z94gp27sf79y/_70k_per_year_from_a_500k_MassMutual_Annuity8p3jx.mp3" length="11369243" type="audio/mpeg"/>
        <itunes:summary><![CDATA[How would you like $70k per year in passive income from only a $500k investment?]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>473</itunes:duration>
                <itunes:episode>153</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Incredible SPIA and Income Rider Combination</title>
        <itunes:title>Incredible SPIA and Income Rider Combination</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/incredible-spia-and-income-rider-combination/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/incredible-spia-and-income-rider-combination/#comments</comments>        <pubDate>Wed, 18 Mar 2026 00:15:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/de4c3fa8-f51d-3d1d-af52-5d4050c0416c</guid>
                                    <description><![CDATA[<p>This is a story of 7 annuity contracts... for a couple who want to retire early for lots of income and early income...without penalties...</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>This is a story of 7 annuity contracts... for a couple who want to retire early for lots of income and early income...without penalties...</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/pgai9emvcs2u67wg/Incredible_SPIA_and_Income_Rider_Combination6w4m5.mp3" length="10673341" type="audio/mpeg"/>
        <itunes:summary><![CDATA[This is a story of 7 annuity contracts... for a couple who want to retire early for lots of income and early income...without penalties...]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>444</itunes:duration>
                <itunes:episode>152</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Best annuity for younger spouse and Adult Children - Generational Wealth Tips</title>
        <itunes:title>Best annuity for younger spouse and Adult Children - Generational Wealth Tips</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/best-annuity-for-younger-spouse-and-adult-children-generational-wealth-tips/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/best-annuity-for-younger-spouse-and-adult-children-generational-wealth-tips/#comments</comments>        <pubDate>Wed, 11 Mar 2026 00:14:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/5a8a8dbe-84d5-3a8a-b787-9c0c4f797566</guid>
                                    <description><![CDATA[<p>This a great episode about one of my clients how has more money than he can spend...and he is still using annuities...</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>This a great episode about one of my clients how has more money than he can spend...and he is still using annuities...</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wajakrn6wfpnx9t3/Best_annuity_for_younger_spouse_and_Adult_Children_-_Generational_Wealth_Tipsadc08.mp3" length="11890856" type="audio/mpeg"/>
        <itunes:summary><![CDATA[This a great episode about one of my clients how has more money than he can spend...and he is still using annuities...]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>495</itunes:duration>
                <itunes:episode>151</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>$725k Variable Annuity Being Crushed by Fixed Income Product??</title>
        <itunes:title>$725k Variable Annuity Being Crushed by Fixed Income Product??</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/725k-variable-annuity-being-crushed-by-fixed-income-product/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/725k-variable-annuity-being-crushed-by-fixed-income-product/#comments</comments>        <pubDate>Wed, 04 Mar 2026 00:13:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/abe7b889-a494-3789-a10e-e98cd458ebed</guid>
                                    <description><![CDATA[<p>Fixed income products are on the rise...and they are beating everything else!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Fixed income products are on the rise...and they are beating everything else!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/t5fzugdkf9m6vw7h/_725k_Variable_Annuity_Being_Crushed_by_Fixed_Income_Product_8u16j.mp3" length="11332880" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Fixed income products are on the rise...and they are beating everything else!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>472</itunes:duration>
                <itunes:episode>150</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>$214k x 8% = Double the Safe withdrawal rate for LIFE!</title>
        <itunes:title>$214k x 8% = Double the Safe withdrawal rate for LIFE!</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/214k-x-8-double-the-safe-withdrawal-rate-for-life/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/214k-x-8-double-the-safe-withdrawal-rate-for-life/#comments</comments>        <pubDate>Wed, 25 Feb 2026 00:12:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/41501c1a-07c9-3617-93ea-8850bf325272</guid>
                                    <description><![CDATA[<p>What a GREAT opportunity an annuity is to double your safe withdrawal rate...for life!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>What a GREAT opportunity an annuity is to double your safe withdrawal rate...for life!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/sr6c5a9i7s56eens/_214k_x_8_Double_the_Safe_withdrawal_rate_for_LIFE_6dihg.mp3" length="12137243" type="audio/mpeg"/>
        <itunes:summary><![CDATA[What a GREAT opportunity an annuity is to double your safe withdrawal rate...for life!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>505</itunes:duration>
                <itunes:episode>149</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>$151k - $180k  per year from Corebridge Annuity??</title>
        <itunes:title>$151k - $180k  per year from Corebridge Annuity??</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/151k-180k-per-year-from-corebridge-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/151k-180k-per-year-from-corebridge-annuity/#comments</comments>        <pubDate>Wed, 18 Feb 2026 00:11:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/577f8577-f06f-3f93-80a7-6a8162adf4d4</guid>
                                    <description><![CDATA[<p>This is a story of one of my clients who is replacing a bad annuity for a GREAT annuity.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>This is a story of one of my clients who is replacing a bad annuity for a GREAT annuity.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2i76nya4cdxwzpfh/_151-_180k_per_year_from_Corebridge_Annuity_bco2c.mp3" length="11890856" type="audio/mpeg"/>
        <itunes:summary><![CDATA[This is a story of one of my clients who is replacing a bad annuity for a GREAT annuity.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>495</itunes:duration>
                <itunes:episode>148</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>$96,000 Annual Income from $750k Annuity</title>
        <itunes:title>$96,000 Annual Income from $750k Annuity</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/96000-annual-income-from-750k-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/96000-annual-income-from-750k-annuity/#comments</comments>        <pubDate>Wed, 11 Feb 2026 00:10:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/4d01cd2d-c435-32a1-ba07-e88cce165572</guid>
                                    <description><![CDATA[<p>A great story of my friend and client in Hawaii who got 2 great annuities!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>A great story of my friend and client in Hawaii who got 2 great annuities!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/t9ffcqujxi7bcvcb/_96_000_Annual_Income_from_750k_Annuity98gqn.mp3" length="11962954" type="audio/mpeg"/>
        <itunes:summary><![CDATA[A great story of my friend and client in Hawaii who got 2 great annuities!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>498</itunes:duration>
                <itunes:episode>147</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>$80,000 Per Year from $500k Annuity</title>
        <itunes:title>$80,000 Per Year from $500k Annuity</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/80000-per-year-from-500k-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/80000-per-year-from-500k-annuity/#comments</comments>        <pubDate>Wed, 04 Feb 2026 17:22:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/f1bbacf7-fde7-3ee7-b774-44b27a36be97</guid>
                                    <description><![CDATA[<p>I know it seems too good to be true, but it isn't.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>I know it seems too good to be true, but it isn't.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/t4rxjnzzwimqt3xi/_80_000_Per_Year_from_500k_Annuityak036.mp3" length="13972919" type="audio/mpeg"/>
        <itunes:summary><![CDATA[I know it seems too good to be true, but it isn't.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>582</itunes:duration>
                <itunes:episode>146</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Using Annuities to Retire internationally</title>
        <itunes:title>Using Annuities to Retire internationally</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/using-annuities-to-retire-internationally/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/using-annuities-to-retire-internationally/#comments</comments>        <pubDate>Wed, 28 Jan 2026 17:20:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/00a8c2c4-1a28-3315-8fba-f2e6ebec1a5a</guid>
                                    <description><![CDATA[<p>If you want to live permanently in another country, then you need an annuity. Let's find out how this works...</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>If you want to live permanently in another country, then you need an annuity. Let's find out how this works...</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/mcy6icve8m3quqry/Using_Annuities_to_Retire_internationallybvm2i.mp3" length="11705282" type="audio/mpeg"/>
        <itunes:summary><![CDATA[If you want to live permanently in another country, then you need an annuity. Let's find out how this works...]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>487</itunes:duration>
                <itunes:episode>145</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Using $1 Million to Generate $149k in Annual Income</title>
        <itunes:title>Using $1 Million to Generate $149k in Annual Income</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/using-1-million-to-generate-149k-in-annual-income/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/using-1-million-to-generate-149k-in-annual-income/#comments</comments>        <pubDate>Wed, 21 Jan 2026 17:19:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/227941b2-80d2-3095-a086-1e41fd3f48b8</guid>
                                    <description><![CDATA[<p>Let's see how $1 million can give you this much... or maybe more</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Let's see how $1 million can give you this much... or maybe more</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dxt75qatpkyhscah/Using_1_Million_to_Generate_149k_in_Annual_Income7fhsq.mp3" length="12443189" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Let's see how $1 million can give you this much... or maybe more]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>518</itunes:duration>
                <itunes:episode>144</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Is a SPIA or a MYGA better for Income?</title>
        <itunes:title>Is a SPIA or a MYGA better for Income?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/is-a-spia-or-a-myga-better-for-income/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/is-a-spia-or-a-myga-better-for-income/#comments</comments>        <pubDate>Wed, 14 Jan 2026 17:18:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/7bec7966-a236-3c82-8bf8-94bc7d1b22f2</guid>
                                    <description><![CDATA[<p>MYGA rates are REALLY good right now...</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>MYGA rates are REALLY good right now...</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/6wexfrckxhpeafkb/Is_a_SPIA_or_a_MYGA_better_for_Income_74k5t.mp3" length="12119061" type="audio/mpeg"/>
        <itunes:summary><![CDATA[MYGA rates are REALLY good right now...]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>504</itunes:duration>
                <itunes:episode>143</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>How Much Should you REALLY put into an annuity?</title>
        <itunes:title>How Much Should you REALLY put into an annuity?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/how-much-should-you-really-put-into-an-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/how-much-should-you-really-put-into-an-annuity/#comments</comments>        <pubDate>Wed, 07 Jan 2026 17:17:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/7b31bbde-c4eb-322b-9b94-df98951a6d15</guid>
                                    <description><![CDATA[<p>How much money do you need to invest into an annuity? Do you use all or part of your assets?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>How much money do you need to invest into an annuity? Do you use all or part of your assets?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/c9dzjbepgkgq37gm/How_Much_Should_you_REALLY_put_into_an_annuity_755q7.mp3" length="11915306" type="audio/mpeg"/>
        <itunes:summary><![CDATA[How much money do you need to invest into an annuity? Do you use all or part of your assets?]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>496</itunes:duration>
                <itunes:episode>142</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Do Annuities Grow fast enough to Beat Inflation?</title>
        <itunes:title>Do Annuities Grow fast enough to Beat Inflation?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/do-annuities-grow-fast-enough-to-beat-inflation/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/do-annuities-grow-fast-enough-to-beat-inflation/#comments</comments>        <pubDate>Wed, 31 Dec 2025 17:16:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/827e2a79-3fba-33f9-8dac-1ecc175f56da</guid>
                                    <description><![CDATA[<p>Annuities can beat inflation, but you have to know how to do it.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Annuities can beat inflation, but you have to know how to do it.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9tpfw58pvawtmsdg/Do_Annuities_Grow_fast_enough_to_Beat_Inflation_62aas.mp3" length="12587385" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Annuities can beat inflation, but you have to know how to do it.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>524</itunes:duration>
                <itunes:episode>141</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Can Annuities be used for RMDs?</title>
        <itunes:title>Can Annuities be used for RMDs?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/can-annuities-be-used-for-rmds/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/can-annuities-be-used-for-rmds/#comments</comments>        <pubDate>Wed, 24 Dec 2025 17:16:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/98c2e715-e0b6-325b-9481-6c9c8196e75c</guid>
                                    <description><![CDATA[<p>Lifetime annuities can satisfy all or a portion your RMD requirements.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Lifetime annuities can satisfy all or a portion your RMD requirements.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wff82fdrecnai63u/Can_Annuities_be_used_for_RMDs_a0sf5.mp3" length="14320870" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Lifetime annuities can satisfy all or a portion your RMD requirements.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>596</itunes:duration>
                <itunes:episode>140</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>$79k per year from only a $300k Annuity?!</title>
        <itunes:title>$79k per year from only a $300k Annuity?!</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/79k-per-year-from-only-a-300k-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/79k-per-year-from-only-a-300k-annuity/#comments</comments>        <pubDate>Wed, 17 Dec 2025 17:14:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/a75bf2f6-252a-3c35-bde0-c1f8c80b3f1f</guid>
                                    <description><![CDATA[<p>Is this for real??  Yes, I show you exactly how this annuity really will payout this amount for a small premium.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Is this for real??  Yes, I show you exactly how this annuity really will payout this amount for a small premium.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dpkkdah9bapxqi34/_79k_per_year_from_only_a_300k_Annuity_6vcl2.mp3" length="14518983" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Is this for real??  Yes, I show you exactly how this annuity really will payout this amount for a small premium.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>604</itunes:duration>
                <itunes:episode>139</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>How to get $178k per year from an annuity</title>
        <itunes:title>How to get $178k per year from an annuity</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/how-to-get-178k-per-year-from-an-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/how-to-get-178k-per-year-from-an-annuity/#comments</comments>        <pubDate>Wed, 10 Dec 2025 17:13:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/b3ae1656-114f-3816-a835-f3c47740268c</guid>
                                    <description><![CDATA[<p>In this episode, I share how to triple your money inside an income annuity.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode, I share how to triple your money inside an income annuity.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/y6bqiyxzp9hsuqzb/_How_to_get_178k_per_year_from_an_annuity7jkm7.mp3" length="11387424" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode, I share how to triple your money inside an income annuity.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>474</itunes:duration>
                <itunes:episode>138</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Free Annuity Advice? How I get Paid</title>
        <itunes:title>Free Annuity Advice? How I get Paid</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/free-annuity-advice-how-i-get-paid/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/free-annuity-advice-how-i-get-paid/#comments</comments>        <pubDate>Wed, 03 Dec 2025 17:12:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/61dda568-32ef-3088-bf6a-f688a565b141</guid>
                                    <description><![CDATA[<p>In this podcast, I tell you reasons why I don't want you to book a call with me!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this podcast, I tell you reasons why I don't want you to book a call with me!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tc2j8ick7per7xfa/Free_Annuity_Advice_How_I_get_Paid9rcym.mp3" length="15118964" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this podcast, I tell you reasons why I don't want you to book a call with me!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>629</itunes:duration>
                <itunes:episode>137</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Guaranteed Income for Peace of Mind</title>
        <itunes:title>Guaranteed Income for Peace of Mind</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/guaranteed-income-for-peace-of-mind/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/guaranteed-income-for-peace-of-mind/#comments</comments>        <pubDate>Wed, 26 Nov 2025 12:10:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/4b1568fe-322e-3de0-bb41-b9b03298a44f</guid>
                                    <description><![CDATA[<p>What is peace of mind worth to you when it comes to unpredictable growth or guaranteed income for life?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>What is peace of mind worth to you when it comes to unpredictable growth or guaranteed income for life?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/j7gyw47e9ipzx8nz/Guaranteed_Income_for_Peace_of_Mind7e87g.mp3" length="9845154" type="audio/mpeg"/>
        <itunes:summary><![CDATA[What is peace of mind worth to you when it comes to unpredictable growth or guaranteed income for life?]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>410</itunes:duration>
                <itunes:episode>136</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Why Buy an Annuity BEFORE Retirement?</title>
        <itunes:title>Why Buy an Annuity BEFORE Retirement?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/why-buy-an-annuity-before-retirement/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/why-buy-an-annuity-before-retirement/#comments</comments>        <pubDate>Wed, 19 Nov 2025 12:09:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/5fadd185-a165-34e3-ad9a-5b318d60b977</guid>
                                    <description><![CDATA[<p>Let's talk about the POWER of deferral for annuity contracts</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Let's talk about the POWER of deferral for annuity contracts</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bi4n5shsyeimf8cv/Why_Buy_an_Annuity_BEFORE_Retirement_7gmi5.mp3" length="10613155" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Let's talk about the POWER of deferral for annuity contracts]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>442</itunes:duration>
                <itunes:episode>135</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Best Annuities for Predictable Income</title>
        <itunes:title>Best Annuities for Predictable Income</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/best-annuities-for-predictable-income/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/best-annuities-for-predictable-income/#comments</comments>        <pubDate>Wed, 12 Nov 2025 12:08:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/4c2b2a55-711e-37da-b08a-aa73bd90fd1d</guid>
                                    <description><![CDATA[<p>You are gonna love this episode! There really are good, better, and then BEST.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>You are gonna love this episode! There really are good, better, and then BEST.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5f3bd8zf46bda5bj/Best_Annuities_for_Predictable_Income67iii.mp3" length="8818856" type="audio/mpeg"/>
        <itunes:summary><![CDATA[You are gonna love this episode! There really are good, better, and then BEST.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>367</itunes:duration>
                <itunes:episode>134</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>What does a $250k Annuity Pay?</title>
        <itunes:title>What does a $250k Annuity Pay?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/what-does-a-250k-annuity-pay/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/what-does-a-250k-annuity-pay/#comments</comments>        <pubDate>Wed, 05 Nov 2025 12:07:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/e7fd8df1-48f5-3199-bbb8-b85c2e7fffb6</guid>
                                    <description><![CDATA[<p>This is one of the most common questions people ask!!!  What does a $250k annuity really payout?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>This is one of the most common questions people ask!!!  What does a $250k annuity really payout?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/8fqrykx7vebkqix6/What_does_a_250k_Annuity_Pay_bhuzi.mp3" length="10589331" type="audio/mpeg"/>
        <itunes:summary><![CDATA[This is one of the most common questions people ask!!!  What does a $250k annuity really payout?]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>441</itunes:duration>
                <itunes:episode>133</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Using Annuities for Long-Term Care</title>
        <itunes:title>Using Annuities for Long-Term Care</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/using-annuities-for-long-term-care/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/using-annuities-for-long-term-care/#comments</comments>        <pubDate>Wed, 29 Oct 2025 12:06:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/79fdd32e-c5c0-3e24-b47a-6c7585f823f4</guid>
                                    <description><![CDATA[<p>Long-term care is something none of us want, but most of us have to plan for...</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Long-term care is something none of us want, but most of us have to plan for...</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wmx2zq49htt6sgdt/Using_Annuities_for_Long-Term_Carebw4i2.mp3" length="7744910" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Long-term care is something none of us want, but most of us have to plan for...]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>322</itunes:duration>
                <itunes:episode>132</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Why You fear Running out of money more than Dying</title>
        <itunes:title>Why You fear Running out of money more than Dying</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/why-you-fear-running-out-of-money-more-than-dying/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/why-you-fear-running-out-of-money-more-than-dying/#comments</comments>        <pubDate>Wed, 22 Oct 2025 12:05:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/0c59b403-c25c-3c2d-a3a2-0f57630e0a81</guid>
                                    <description><![CDATA[<p>What is your #1 fear??  Never run out of money!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>What is your #1 fear??  Never run out of money!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/qpc3i2ub8uhdkbug/Why_You_fear_Running_out_of_money_more_than_Dyingbi3dx.mp3" length="11206866" type="audio/mpeg"/>
        <itunes:summary><![CDATA[What is your #1 fear??  Never run out of money!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>466</itunes:duration>
                <itunes:episode>131</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>The Safest Ways to Create Consistent Income in Retirement</title>
        <itunes:title>The Safest Ways to Create Consistent Income in Retirement</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/the-safest-ways-to-create-consistent-income-in-retirement/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/the-safest-ways-to-create-consistent-income-in-retirement/#comments</comments>        <pubDate>Wed, 15 Oct 2025 16:46:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/a7a26be1-d144-3102-bf4a-c7bc270fce93</guid>
                                    <description><![CDATA[<p>Annuities provide safe and regular monthly income year after year. Let's talk about it.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Annuities provide safe and regular monthly income year after year. Let's talk about it.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/36g7cbv8psux88zu/The_Safest_Ways_to_Create_Consistent_Income_in_Retirement64hwu.mp3" length="10907189" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Annuities provide safe and regular monthly income year after year. Let's talk about it.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>454</itunes:duration>
                <itunes:episode>130</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Protecting your Retirement Income from Inflation and Taxes</title>
        <itunes:title>Protecting your Retirement Income from Inflation and Taxes</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/protecting-your-retirement-income-from-inflation-and-taxes/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/protecting-your-retirement-income-from-inflation-and-taxes/#comments</comments>        <pubDate>Wed, 08 Oct 2025 16:45:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/448de4c9-3291-35a8-beaf-cca881c612d9</guid>
                                    <description><![CDATA[<p>Lifetime income is great from an annuity, but you also need to protect yourself from rising costs due to inflation as well as the tax man.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Lifetime income is great from an annuity, but you also need to protect yourself from rising costs due to inflation as well as the tax man.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gemwjpnwibp7747c/Protecting_your_retirement_Income_from_Inflation_and_Taxes6zj89.mp3" length="14345321" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Lifetime income is great from an annuity, but you also need to protect yourself from rising costs due to inflation as well as the tax man.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>597</itunes:duration>
                <itunes:episode>129</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>How to Structure an Annuity for Partial Withdrawals without Penalties</title>
        <itunes:title>How to Structure an Annuity for Partial Withdrawals without Penalties</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/how-to-structure-an-annuity-for-partial-withdrawals-without-penalties/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/how-to-structure-an-annuity-for-partial-withdrawals-without-penalties/#comments</comments>        <pubDate>Wed, 01 Oct 2025 16:44:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/9da0bab7-c0b7-3b2e-ac7e-325dfd119799</guid>
                                    <description><![CDATA[<p>If you want access to your annuity money without being penalized, there is a way to do it!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>If you want access to your annuity money without being penalized, there is a way to do it!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/cvdjusmdsrkapg67/How_to_structure_and_Annuity_for_partial_Withdrawals_without_penaltiesb5ndl.mp3" length="8806944" type="audio/mpeg"/>
        <itunes:summary><![CDATA[If you want access to your annuity money without being penalized, there is a way to do it!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>366</itunes:duration>
                <itunes:episode>128</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>How to Prepare for Retirement if Social Security is Not Enough</title>
        <itunes:title>How to Prepare for Retirement if Social Security is Not Enough</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/how-to-prepare-for-retirement-if-social-security-is-not-enough/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/how-to-prepare-for-retirement-if-social-security-is-not-enough/#comments</comments>        <pubDate>Wed, 24 Sep 2025 16:43:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/d5d7b006-5012-38c7-a4f8-4c05c76afe20</guid>
                                    <description><![CDATA[<p>In this video I show you how to add more guaranteed lifetime income to your Social Security payment.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this video I show you how to add more guaranteed lifetime income to your Social Security payment.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/h38ycrikczb84m68/How_to_Prepare_for_Retirement_if_Social_Security_is_Not_Enoughaulf9.mp3" length="12700861" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this video I show you how to add more guaranteed lifetime income to your Social Security payment.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>529</itunes:duration>
                <itunes:episode>127</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Best Annuity Solutions for High Income Earners</title>
        <itunes:title>Best Annuity Solutions for High Income Earners</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/best-annuity-solutions-for-high-income-earners/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/best-annuity-solutions-for-high-income-earners/#comments</comments>        <pubDate>Wed, 17 Sep 2025 16:42:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/3218eac5-69bc-344d-8397-d81716f877a0</guid>
                                    <description><![CDATA[<p>If you want high income in retirement like you enjoy now, then this episode is for you!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>If you want high income in retirement like you enjoy now, then this episode is for you!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/xewgexx49zq4mxhd/Best_Annuity_Solutions_for_High_Income_Earners9l32t.mp3" length="9952988" type="audio/mpeg"/>
        <itunes:summary><![CDATA[If you want high income in retirement like you enjoy now, then this episode is for you!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>414</itunes:duration>
                <itunes:episode>126</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Best Annuity Riders for Flexibility and Liquidity</title>
        <itunes:title>Best Annuity Riders for Flexibility and Liquidity</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/best-annuity-riders-for-flexibility-and-liquidity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/best-annuity-riders-for-flexibility-and-liquidity/#comments</comments>        <pubDate>Wed, 10 Sep 2025 16:41:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/268f74b8-95e9-3c39-af13-fcff2d0b7a2a</guid>
                                    <description><![CDATA[<p>Do you want an annuity, but still want some flexibility as well as access to your cash?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Do you want an annuity, but still want some flexibility as well as access to your cash?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3cybxe89jnrj5c7x/Best_Annuity_Riders_for_Flexibility_and_Liquidity6yv37.mp3" length="10873961" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Do you want an annuity, but still want some flexibility as well as access to your cash?]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>452</itunes:duration>
                <itunes:episode>125</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Best Annuities for Avoiding Market Downturns</title>
        <itunes:title>Best Annuities for Avoiding Market Downturns</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/best-annuities-for-avoiding-market-downturns/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/best-annuities-for-avoiding-market-downturns/#comments</comments>        <pubDate>Wed, 03 Sep 2025 16:40:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/43c70d82-19d1-3b81-997e-e2c7c43fb2a0</guid>
                                    <description><![CDATA[<p>In this episode I talk about the best annuities to protect against market crashes.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode I talk about the best annuities to protect against market crashes.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/q8s5zudye9366yy5/Best_Annuities_for_Avoiding_Market_Downturns8zddi.mp3" length="9401282" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode I talk about the best annuities to protect against market crashes.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>391</itunes:duration>
                <itunes:episode>124</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Annuities and Vacations!</title>
        <itunes:title>Annuities and Vacations!</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/annuities-and-vacations/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/annuities-and-vacations/#comments</comments>        <pubDate>Wed, 27 Aug 2025 16:39:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/10451233-e04e-301a-a03a-8c190d0a6442</guid>
                                    <description><![CDATA[<p>Annuities are great! Vacations can be more enjoyable if you have one too.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Annuities are great! Vacations can be more enjoyable if you have one too.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/yynmf4mrua34986e/Annuities_and_Vacations6he7i.mp3" length="11345419" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Annuities are great! Vacations can be more enjoyable if you have one too.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>472</itunes:duration>
                <itunes:episode>123</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>$103k Lifetime income at age 60</title>
        <itunes:title>$103k Lifetime income at age 60</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/103k-lifetime-income-at-age-60/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/103k-lifetime-income-at-age-60/#comments</comments>        <pubDate>Wed, 20 Aug 2025 14:16:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/991c6b0c-1585-3447-8cb1-9e55e2d6ff30</guid>
                                    <description><![CDATA[<p>Another great income story about how an annuity helped one of my clients achieve long term income.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Another great income story about how an annuity helped one of my clients achieve long term income.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/e3uja9juuxfp8js9/_103k_Lifetime_income_at_age_60b8pzn.mp3" length="11645096" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Another great income story about how an annuity helped one of my clients achieve long term income.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>485</itunes:duration>
                <itunes:episode>122</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>What does ChatGBT think about annuities...</title>
        <itunes:title>What does ChatGBT think about annuities...</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/what-does-chatgbt-think-about-annuities/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/what-does-chatgbt-think-about-annuities/#comments</comments>        <pubDate>Wed, 13 Aug 2025 14:15:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/1dae4d97-7d08-3042-be2e-629c90083a3a</guid>
                                    <description><![CDATA[<p>ver thought about what AI thinks of annuity contracts?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>ver thought about what AI thinks of annuity contracts?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ieiwrcjaj85pc5u3/What_does_ChatGBT_think_about_annuities7ykso.mp3" length="15436821" type="audio/mpeg"/>
        <itunes:summary><![CDATA[ver thought about what AI thinks of annuity contracts?]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>643</itunes:duration>
                <itunes:episode>121</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>$107k Lifetime Annuity Payment</title>
        <itunes:title>$107k Lifetime Annuity Payment</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/107k-lifetime-annuity-payment/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/107k-lifetime-annuity-payment/#comments</comments>        <pubDate>Wed, 06 Aug 2025 14:14:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/506a37d1-c772-3afa-bb42-100158ce09b7</guid>
                                    <description><![CDATA[<p>Check out this episode where I talk about a client who was able to take a massive amount of income early in life.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Check out this episode where I talk about a client who was able to take a massive amount of income early in life.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/m4rieb64d9ef3jnz/_107k_Lifetime_Annuity_Payment9t0i0.mp3" length="11423159" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Check out this episode where I talk about a client who was able to take a massive amount of income early in life.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>475</itunes:duration>
                <itunes:episode>120</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Taking Lifetime Income while Preserving the Balance?</title>
        <itunes:title>Taking Lifetime Income while Preserving the Balance?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/taking-lifetime-income-while-preserving-the-balance/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/taking-lifetime-income-while-preserving-the-balance/#comments</comments>        <pubDate>Wed, 30 Jul 2025 14:12:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/9cd91bb2-8ea4-3612-ab5f-ea7907538629</guid>
                                    <description><![CDATA[<p>Can you really take lifetime income and still preserve the principal?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Can you really take lifetime income and still preserve the principal?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/8fe7jimxcwjuuhaz/Taking_Lifetime_income_while_preserving_the_balance714fw.mp3" length="10132919" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Can you really take lifetime income and still preserve the principal?]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>422</itunes:duration>
                <itunes:episode>119</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Annuity Premium Bonus vs. Benefit Base Bonus</title>
        <itunes:title>Annuity Premium Bonus vs. Benefit Base Bonus</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/annuity-premium-bonus-vs-benefit-base-bonus/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/annuity-premium-bonus-vs-benefit-base-bonus/#comments</comments>        <pubDate>Wed, 23 Jul 2025 13:05:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/5fcb0411-cdb7-3862-8ff3-133f76a2be72</guid>
                                    <description><![CDATA[<p>Are you being pitched an annuity with a bonus? Here's the inside scoop...</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Are you being pitched an annuity with a bonus? Here's the inside scoop...</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/p6aammuuw7x5k9v9/Annuity_Premium_Bonus_vs_Benefit_Base_Bonus7m9xl.mp3" length="11572998" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you being pitched an annuity with a bonus? Here's the inside scoop...]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>482</itunes:duration>
                <itunes:episode>118</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Bonds paying 4.5% v Annuities Paying 5.5%</title>
        <itunes:title>Bonds paying 4.5% v Annuities Paying 5.5%</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/bonds-paying-45-v-annuities-paying-55/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/bonds-paying-45-v-annuities-paying-55/#comments</comments>        <pubDate>Wed, 16 Jul 2025 13:04:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/ec04684e-83ac-3654-8742-29936761281e</guid>
                                    <description><![CDATA[<p>Should you buy a bond or a MYGA? Let's talk about the pros and cons of each</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Should you buy a bond or a MYGA? Let's talk about the pros and cons of each</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3fwjv2rwtera3q5u/Bonds_paying_45_v_Annuities_Paying_55_bf7jp.mp3" length="12095238" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Should you buy a bond or a MYGA? Let's talk about the pros and cons of each]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>503</itunes:duration>
                <itunes:episode>117</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Tired of the Stock Market? Afraid You'll lose all Your Money? Watch this first!!</title>
        <itunes:title>Tired of the Stock Market? Afraid You'll lose all Your Money? Watch this first!!</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/tired-of-the-stock-market-afraid-youll-lose-all-your-money-watch-this-first/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/tired-of-the-stock-market-afraid-youll-lose-all-your-money-watch-this-first/#comments</comments>        <pubDate>Wed, 09 Jul 2025 01:22:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/c40311b7-1c9e-3d7c-91ca-274b40046ae1</guid>
                                    <description><![CDATA[<p>If you are tired of the stock market and want to secure solid guaranteed returns, you'll love this episode...</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>If you are tired of the stock market and want to secure solid guaranteed returns, you'll love this episode...</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/h3i9eyd8b9egf88x/Tired_of_the_Stock_Market_Afraid_You_ll_lose_all_Your_Money_64rva.mp3" length="10073360" type="audio/mpeg"/>
        <itunes:summary><![CDATA[If you are tired of the stock market and want to secure solid guaranteed returns, you'll love this episode...]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>419</itunes:duration>
                <itunes:episode>116</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>How to generate $184,000 from Lifetime Annuity</title>
        <itunes:title>How to generate $184,000 from Lifetime Annuity</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/how-to-generate-184000-from-lifetime-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/how-to-generate-184000-from-lifetime-annuity/#comments</comments>        <pubDate>Wed, 02 Jul 2025 01:21:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/7680ff95-c982-3857-8e68-de6dc55df004</guid>
                                    <description><![CDATA[<p>Can $1.6 million really generate $184k in annual income guaranteed for life? Watch how this can be done here.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Can $1.6 million really generate $184k in annual income guaranteed for life? Watch how this can be done here.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/sy3gpy9ejgbn85p8/How_to_generate_184_000_from_Lifetime_Annuity864bh.mp3" length="11771110" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Can $1.6 million really generate $184k in annual income guaranteed for life? Watch how this can be done here.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>490</itunes:duration>
                <itunes:episode>115</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Bridge income gap before Social Security with a MYGA</title>
        <itunes:title>Bridge income gap before Social Security with a MYGA</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/bridge-income-gap-before-social-security-with-a-myga/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/bridge-income-gap-before-social-security-with-a-myga/#comments</comments>        <pubDate>Wed, 25 Jun 2025 01:20:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/4aa41c0b-b1c8-3e35-a712-88fac6ef804f</guid>
                                    <description><![CDATA[<p>MYGAS are great ways to bridge income gaps while preserving your principal balance</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>MYGAS are great ways to bridge income gaps while preserving your principal balance</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gv79b7amzwy3k7jn/Bridge_income_gap_before_Social_Security_with_a_MYGA88h64.mp3" length="11381155" type="audio/mpeg"/>
        <itunes:summary><![CDATA[MYGAS are great ways to bridge income gaps while preserving your principal balance]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>474</itunes:duration>
                <itunes:episode>114</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Annuity Contract Earning 1.6% ??</title>
        <itunes:title>Annuity Contract Earning 1.6% ??</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/annuity-contract-earning-16/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/annuity-contract-earning-16/#comments</comments>        <pubDate>Wed, 18 Jun 2025 01:19:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/3b9febfe-37b8-3346-806c-4dde6d35e8ca</guid>
                                    <description><![CDATA[<p>1.6% is a pathetic return for an annuity whn you can get over 5% guaranteed right now....</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>1.6% is a pathetic return for an annuity whn you can get over 5% guaranteed right now....</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/t3dukktfjtrjepnn/Annuity_Contract_Earning_16_8c6dx.mp3" length="10658294" type="audio/mpeg"/>
        <itunes:summary><![CDATA[1.6% is a pathetic return for an annuity whn you can get over 5% guaranteed right now....]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>443</itunes:duration>
                <itunes:episode>113</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>$111k Annual Income from $800k Annuity??</title>
        <itunes:title>$111k Annual Income from $800k Annuity??</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/111k-annual-income-from-800k-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/111k-annual-income-from-800k-annuity/#comments</comments>        <pubDate>Wed, 11 Jun 2025 01:18:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/6bbfeb44-75d2-33b4-bbba-ccc7cdda8241</guid>
                                    <description><![CDATA[<p>I love telling real stories about real clients! This person was able to create a ton of income from their annuity to learn how they did it.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>I love telling real stories about real clients! This person was able to create a ton of income from their annuity to learn how they did it.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/s3ys9mjnpjdmtrrj/_111k_Annual_Income_from_800k_Annuity7ujxp.mp3" length="12310905" type="audio/mpeg"/>
        <itunes:summary><![CDATA[I love telling real stories about real clients! This person was able to create a ton of income from their annuity to learn how they did it.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>512</itunes:duration>
                <itunes:episode>112</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>$1.2 Million for $102k/Year Joint Income at 60 Years Old</title>
        <itunes:title>$1.2 Million for $102k/Year Joint Income at 60 Years Old</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/12-million-for-102kyear-joint-income-at-60-years-old/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/12-million-for-102kyear-joint-income-at-60-years-old/#comments</comments>        <pubDate>Wed, 04 Jun 2025 01:17:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/aebf384a-98bd-3516-87d6-3c62902d864c</guid>
                                    <description><![CDATA[<p>Check out this episode where I talk about how one of my clients used $1.2 million to create over $100k in annual income!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Check out this episode where I talk about how one of my clients used $1.2 million to create over $100k in annual income!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/b2pn2t5mvpn8udrx/_12_Million_for_102k_Year_Joint_Income_at_60_Years_Old8tq7u.mp3" length="10673341" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Check out this episode where I talk about how one of my clients used $1.2 million to create over $100k in annual income!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>444</itunes:duration>
                <itunes:episode>111</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Annuities for Kids and other Non-Spouses</title>
        <itunes:title>Annuities for Kids and other Non-Spouses</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/annuities-for-kids-and-other-non-spouses/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/annuities-for-kids-and-other-non-spouses/#comments</comments>        <pubDate>Wed, 30 Apr 2025 10:55:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/02007663-15b2-3e37-882c-ab70f4da1459</guid>
                                    <description><![CDATA[<p>Can you buy lifetime income for someone other than a spouse? What about a child or someone non related?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Can you buy lifetime income for someone other than a spouse? What about a child or someone non related?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5d8ntewnnwzd9sx2/Annuities_for_Kids_and_other_Non-Spouses6oe4o.mp3" length="10529145" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Can you buy lifetime income for someone other than a spouse? What about a child or someone non related?]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>438</itunes:duration>
                <itunes:episode>110</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Avoiding Market Crashes with an Annuity</title>
        <itunes:title>Avoiding Market Crashes with an Annuity</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/avoiding-market-crashes-with-an-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/avoiding-market-crashes-with-an-annuity/#comments</comments>        <pubDate>Wed, 23 Apr 2025 10:54:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/cf7c9d00-18b0-35b3-a70e-73845991e6b6</guid>
                                    <description><![CDATA[<p>How do you avoid market crashes with an annuity? What about the indexed ones?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>How do you avoid market crashes with an annuity? What about the indexed ones?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kv3peanhmaj8j8b2/Avoiding_Market_Crashes_with_an_Annuity7fdv1.mp3" length="13799257" type="audio/mpeg"/>
        <itunes:summary><![CDATA[How do you avoid market crashes with an annuity? What about the indexed ones?]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>574</itunes:duration>
                <itunes:episode>109</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Comdex Scores vs A+ Ratings for Annuity companies</title>
        <itunes:title>Comdex Scores vs A+ Ratings for Annuity companies</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/comdex-scores-vs-a-ratings-for-annuity-companies/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/comdex-scores-vs-a-ratings-for-annuity-companies/#comments</comments>        <pubDate>Wed, 16 Apr 2025 10:53:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/e026244f-88ef-34af-b5d6-6652870bb8aa</guid>
                                    <description><![CDATA[<p>Comdex scores are another way of finding out how strong an annuity carrier is. How important is it?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Comdex scores are another way of finding out how strong an annuity carrier is. How important is it?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/x39preumzv45iwkt/Comdex_Scores_vs_A_Ratings_for_Annuity_companies9x1b2.mp3" length="10487140" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Comdex scores are another way of finding out how strong an annuity carrier is. How important is it?]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>436</itunes:duration>
                <itunes:episode>108</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Do LA Fires Affect Annuities?</title>
        <itunes:title>Do LA Fires Affect Annuities?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/do-la-fires-affect-annuities/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/do-la-fires-affect-annuities/#comments</comments>        <pubDate>Wed, 09 Apr 2025 10:52:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/8c2fe10f-eeef-301a-9104-edd51d06007a</guid>
                                    <description><![CDATA[<p>Insurance companies are suffering massive losses due to the Palisades Fire in LA, CA and you might be wondering if that affects annuities.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Insurance companies are suffering massive losses due to the Palisades Fire in LA, CA and you might be wondering if that affects annuities.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/jdtx2gw2s7pcpnfn/Do_LA_Fires_Affect_Annuities_bepk8.mp3" length="9833243" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Insurance companies are suffering massive losses due to the Palisades Fire in LA, CA and you might be wondering if that affects annuities.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>409</itunes:duration>
                <itunes:episode>107</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Generating Retirement Income</title>
        <itunes:title>Generating Retirement Income</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/generating-retirement-income/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/generating-retirement-income/#comments</comments>        <pubDate>Wed, 02 Apr 2025 10:51:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/1e9b7ac0-1cef-38d5-a9fe-2cdc7f09cd97</guid>
                                    <description><![CDATA[<p>There are many ways to generate retirement income. I talk about it here.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>There are many ways to generate retirement income. I talk about it here.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/avihk7ikg4rcpfai/Generating_Retirement_Income8qow4.mp3" length="11309057" type="audio/mpeg"/>
        <itunes:summary><![CDATA[There are many ways to generate retirement income. I talk about it here.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>471</itunes:duration>
                <itunes:episode>106</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Multiple Annuity Contract Replacement</title>
        <itunes:title>Multiple Annuity Contract Replacement</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/multiple-annuity-contract-replacement/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/multiple-annuity-contract-replacement/#comments</comments>        <pubDate>Wed, 26 Mar 2025 10:50:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/f2644f4d-9268-3a70-97dc-0768591b18f0</guid>
                                    <description><![CDATA[<p>In this episode I talk about replacing multiple annuity contracts at once and the extra income my clients received as a result.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode I talk about replacing multiple annuity contracts at once and the extra income my clients received as a result.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/53vkxe5inmfkufzu/Multiple_Annuity_Contract_Replacement9v7b7.mp3" length="13157272" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode I talk about replacing multiple annuity contracts at once and the extra income my clients received as a result.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>548</itunes:duration>
                <itunes:episode>105</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>TSP Accounts for Annuities</title>
        <itunes:title>TSP Accounts for Annuities</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/tsp-accounts-for-annuities/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/tsp-accounts-for-annuities/#comments</comments>        <pubDate>Wed, 19 Mar 2025 10:49:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/5717c7d7-1aa6-3b95-9a34-5b7bebbae8aa</guid>
                                    <description><![CDATA[<p>Do you own a TSP account and looking for the highest annuity payout? Let's talk about your options.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Do you own a TSP account and looking for the highest annuity payout? Let's talk about your options.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/znhx3cakf7mzbrrr/TSP_Accounts_for_Annuitiesb3k62.mp3" length="13601145" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Do you own a TSP account and looking for the highest annuity payout? Let's talk about your options.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>566</itunes:duration>
                <itunes:episode>104</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Best MYGA Rates for 2025</title>
        <itunes:title>Best MYGA Rates for 2025</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/best-myga-rates-for-2025/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/best-myga-rates-for-2025/#comments</comments>        <pubDate>Wed, 12 Mar 2025 10:49:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/344313ec-8954-38a6-befa-d34b50d841a0</guid>
                                    <description><![CDATA[<p>What are MYGAs paying right now? Is it a good to time to buy one? Let's find out!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>What are MYGAs paying right now? Is it a good to time to buy one? Let's find out!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/x3qje8gqzt6s8yev/Best_MYGA_Rates_for_2025bbzvs.mp3" length="12952890" type="audio/mpeg"/>
        <itunes:summary><![CDATA[What are MYGAs paying right now? Is it a good to time to buy one? Let's find out!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>539</itunes:duration>
                <itunes:episode>103</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>My San Diego Trip... and Annuities</title>
        <itunes:title>My San Diego Trip... and Annuities</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/my-san-diego-trip-and-annuities/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/my-san-diego-trip-and-annuities/#comments</comments>        <pubDate>Wed, 05 Mar 2025 10:47:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/c8d79869-408a-3b6a-b916-94b901708284</guid>
                                    <description><![CDATA[<p>In this episode I talk about my vacation to San Diego and the importance in annuities for vacations!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode I talk about my vacation to San Diego and the importance in annuities for vacations!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9tafuen2jx4e25tb/My_San_Diego_Trip_and_Annuities8c1t5.mp3" length="15317076" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode I talk about my vacation to San Diego and the importance in annuities for vacations!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>638</itunes:duration>
                <itunes:episode>102</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>30-Day Free Look Period for Annuities</title>
        <itunes:title>30-Day Free Look Period for Annuities</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/30-day-free-look-period-for-annuities/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/30-day-free-look-period-for-annuities/#comments</comments>        <pubDate>Wed, 26 Feb 2025 16:17:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/1b9a5723-8385-3847-8689-0548dafe0bf1</guid>
                                    <description><![CDATA[<p>The free-look period is important to consider when purchasing an annuity. In this episode I talk about the the process.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>The free-look period is important to consider when purchasing an annuity. In this episode I talk about the the process.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/h9c3ux3q4rfqsqky/30-Day_Free_Look_Period_for_Annuities6lsyi.mp3" length="12226895" type="audio/mpeg"/>
        <itunes:summary><![CDATA[The free-look period is important to consider when purchasing an annuity. In this episode I talk about the the process.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>509</itunes:duration>
                <itunes:episode>101</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Buying a Second Pension</title>
        <itunes:title>Buying a Second Pension</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/buying-a-second-pension/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/buying-a-second-pension/#comments</comments>        <pubDate>Wed, 19 Feb 2025 16:16:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/7e586fd6-b689-3054-b585-1b5e56a39b68</guid>
                                    <description><![CDATA[<p>Buying an annuity is buying a second pension. Let's talk about how to get the highest payout for your retirement.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Buying an annuity is buying a second pension. Let's talk about how to get the highest payout for your retirement.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gynqbq37pwff33sn/Buying_a_Second_Pensionavnn6.mp3" length="11285233" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Buying an annuity is buying a second pension. Let's talk about how to get the highest payout for your retirement.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>470</itunes:duration>
                <itunes:episode>100</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Can You Mix Qualified and Non-Qualified Money for Annuity Purchase?</title>
        <itunes:title>Can You Mix Qualified and Non-Qualified Money for Annuity Purchase?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/can-you-mix-qualified-and-non-qualified-money-for-annuity-purchase/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/can-you-mix-qualified-and-non-qualified-money-for-annuity-purchase/#comments</comments>        <pubDate>Wed, 12 Feb 2025 16:15:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/e9265a1a-5ffa-3d13-a1e8-d35c22603416</guid>
                                    <description><![CDATA[<p>Let's talk about how to purchase an annuity using the right funds and how things would look using mixed funds from different sources.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Let's talk about how to purchase an annuity using the right funds and how things would look using mixed funds from different sources.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/u3tvs9jt54eqbma4/Can_You_Mix_Qualified_and_Non-Qualified_Money_for_Annuity_Purchase_84n2i.mp3" length="12113419" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Let's talk about how to purchase an annuity using the right funds and how things would look using mixed funds from different sources.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>504</itunes:duration>
                <itunes:episode>99</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Bad Performing Annuity? - Here's a Solution</title>
        <itunes:title>Bad Performing Annuity? - Here's a Solution</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/bad-performing-annuity-heres-a-solution/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/bad-performing-annuity-heres-a-solution/#comments</comments>        <pubDate>Wed, 05 Feb 2025 16:14:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/418b4238-8cf1-30fb-b19e-aa1171e8606a</guid>
                                    <description><![CDATA[<p>Do you have a FIA that is earning small returns? If so, I have the solution for you. In this episode I talk about using the right indexes as well as annuity contracts to earn the most.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Do you have a FIA that is earning small returns? If so, I have the solution for you. In this episode I talk about using the right indexes as well as annuity contracts to earn the most.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dzrqmsgaryr52yys/Bad_Performing_Annuity_-_Here_s_a_Solution8hr79.mp3" length="10594973" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Do you have a FIA that is earning small returns? If so, I have the solution for you. In this episode I talk about using the right indexes as well as annuity contracts to earn the most.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>441</itunes:duration>
                <itunes:episode>98</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Ultra High Joint Income from a Joint Annuity!</title>
        <itunes:title>Ultra High Joint Income from a Joint Annuity!</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/ultra-high-joint-income-from-a-joint-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/ultra-high-joint-income-from-a-joint-annuity/#comments</comments>        <pubDate>Wed, 29 Jan 2025 16:13:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/39642fde-e7f5-3885-ac46-3937a76113df</guid>
                                    <description><![CDATA[<p>Check out this case study where I go over a VERY high payout for a couple I am working with.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Check out this case study where I go over a VERY high payout for a couple I am working with.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/v4yh2pfrtk7rs96w/Ultra_High_Joint_Income_from_a_Joint_Annuity_a5quf.mp3" length="11003110" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Check out this case study where I go over a VERY high payout for a couple I am working with.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>458</itunes:duration>
                <itunes:episode>97</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>High Joint Annuity Payout For Younger Spouse</title>
        <itunes:title>High Joint Annuity Payout For Younger Spouse</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/high-joint-annuity-payout-for-younger-spouse/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/high-joint-annuity-payout-for-younger-spouse/#comments</comments>        <pubDate>Wed, 22 Jan 2025 16:12:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/df07516a-2e19-3a2a-a0ef-4dd291e1cd76</guid>
                                    <description><![CDATA[<p>If you are married to a young spouse, then there are annuity contracts that will give them the highest annual income after you leave this life.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>If you are married to a young spouse, then there are annuity contracts that will give them the highest annual income after you leave this life.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/v5zjrtu3rsy8hpqk/High_Joint_Annuity_Payout_For_Younger_Spouse_7pyxr.mp3" length="9362412" type="audio/mpeg"/>
        <itunes:summary><![CDATA[If you are married to a young spouse, then there are annuity contracts that will give them the highest annual income after you leave this life.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>389</itunes:duration>
                <itunes:episode>96</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>What should I do with expired annuity contracts?</title>
        <itunes:title>What should I do with expired annuity contracts?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/what-should-i-do-with-expired-annuity-contracts/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/what-should-i-do-with-expired-annuity-contracts/#comments</comments>        <pubDate>Wed, 15 Jan 2025 16:11:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/69a6c13f-390e-3a18-b60a-1220ce653b4a</guid>
                                    <description><![CDATA[<p>Is your annuity contract expiring? If so, lets talk about your options!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Is your annuity contract expiring? If so, lets talk about your options!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/qg69zfk8u35jnccb/What_to_do_with_expired_annuity_contracts_bfke3.mp3" length="11855120" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Is your annuity contract expiring? If so, lets talk about your options!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>493</itunes:duration>
                <itunes:episode>95</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>FIAs or IULs for Retirement Income?</title>
        <itunes:title>FIAs or IULs for Retirement Income?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/fias-or-iuls-for-retirement-income/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/fias-or-iuls-for-retirement-income/#comments</comments>        <pubDate>Wed, 08 Jan 2025 16:10:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/b88c1414-3406-3af6-8fe5-dff14c75b6ee</guid>
                                    <description><![CDATA[<p>Should you use an IUL or an annuity contract for your retirement? In this episode I talk about hypothetical versus guaranteed income.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Should you use an IUL or an annuity contract for your retirement? In this episode I talk about hypothetical versus guaranteed income.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4bs5exzak7crs9km/FIAs_or_IULs_for_Retirement_Income_7pcy9.mp3" length="13547228" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Should you use an IUL or an annuity contract for your retirement? In this episode I talk about hypothetical versus guaranteed income.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>564</itunes:duration>
                <itunes:episode>94</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Fee or No Fee Annuity?</title>
        <itunes:title>Fee or No Fee Annuity?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/fee-or-no-fee-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/fee-or-no-fee-annuity/#comments</comments>        <pubDate>Wed, 01 Jan 2025 15:55:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/81947317-c4fe-3650-8d3b-218fad841635</guid>
                                    <description><![CDATA[<p>In this episode I talk about what fees are good for and why you should pay them or not pay them in an annuity contract.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode I talk about what fees are good for and why you should pay them or not pay them in an annuity contract.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/yn4kw2i3i4qj7g32/Fee_or_No_Fee_Annuity_9pamc.mp3" length="12461370" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode I talk about what fees are good for and why you should pay them or not pay them in an annuity contract.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>519</itunes:duration>
                <itunes:episode>93</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>The GREAT Wealth Transfer</title>
        <itunes:title>The GREAT Wealth Transfer</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/the-great-wealth-transfer/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/the-great-wealth-transfer/#comments</comments>        <pubDate>Wed, 25 Dec 2024 14:55:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/350c966d-1f99-3562-a46a-2861696050a6</guid>
                                    <description><![CDATA[<p>In this episode I talk about how the great wealth transfer is affecting retirements as well as annuities.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode I talk about how the great wealth transfer is affecting retirements as well as annuities.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tha3e462q2jvj36x/The_GREAT_Wealth_Transfer9ukoj.mp3" length="20477409" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode I talk about how the great wealth transfer is affecting retirements as well as annuities.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>853</itunes:duration>
                <itunes:episode>92</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Should I Purchase more than 1 Annuity?</title>
        <itunes:title>Should I Purchase more than 1 Annuity?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/should-i-purchase-more-than-1-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/should-i-purchase-more-than-1-annuity/#comments</comments>        <pubDate>Wed, 18 Dec 2024 14:54:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/c6c181d1-a5b6-31b4-b200-3e5d94b40bed</guid>
                                    <description><![CDATA[<p>Are multiple annuities a good thing? Depending on your long-term income goals, they can be the best thing in your portfolio!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Are multiple annuities a good thing? Depending on your long-term income goals, they can be the best thing in your portfolio!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/afxzepibku26m3ka/Should_I_Purchase_more_than_1_Annuity_aw51z.mp3" length="13283287" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are multiple annuities a good thing? Depending on your long-term income goals, they can be the best thing in your portfolio!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>553</itunes:duration>
                <itunes:episode>91</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Look-Up Your Advisor - DON'T rely on BBB!</title>
        <itunes:title>Look-Up Your Advisor - DON'T rely on BBB!</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/look-up-your-advisor-dont-rely-on-bbb/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/look-up-your-advisor-dont-rely-on-bbb/#comments</comments>        <pubDate>Wed, 11 Dec 2024 14:53:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/dbab9e57-9751-3fa7-931f-a4d5ab2bca04</guid>
                                    <description><![CDATA[<p>Don't rely on PAID review services who are always biased towards an advisor that may not be in your best interest.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Don't rely on PAID review services who are always biased towards an advisor that may not be in your best interest.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3phiedntjrcr73nz/Look-Up_Your_Advisor_-_DON_T_rely_on_BBB_920it.mp3" length="13490177" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Don't rely on PAID review services who are always biased towards an advisor that may not be in your best interest.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>561</itunes:duration>
                <itunes:episode>90</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>BEST Indexed Annuity Rates</title>
        <itunes:title>BEST Indexed Annuity Rates</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/best-indexed-annuity-rates/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/best-indexed-annuity-rates/#comments</comments>        <pubDate>Wed, 04 Dec 2024 14:52:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/13807e80-115b-3003-bf95-491dc04d6a3c</guid>
                                    <description><![CDATA[<p>Which companies have the very BEST index annuity rates? In this episode I tell you which ones you should avoid and which ones are offering the best rates.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Which companies have the very BEST index annuity rates? In this episode I tell you which ones you should avoid and which ones are offering the best rates.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/35kv4zeai78uz69a/BEST_Indexed_Annuity_Ratesb8or1.mp3" length="14423061" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Which companies have the very BEST index annuity rates? In this episode I tell you which ones you should avoid and which ones are offering the best rates.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>600</itunes:duration>
                <itunes:episode>89</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Annuity Riders - How They Work</title>
        <itunes:title>Annuity Riders - How They Work</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/annuity-riders-how-they-work/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/annuity-riders-how-they-work/#comments</comments>        <pubDate>Wed, 27 Nov 2024 14:51:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/a047b47e-2e96-38b7-a437-ad78e9dd0ca9</guid>
                                    <description><![CDATA[<p>How do annuity riders actually work? In this episode, I break it all down for you.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>How do annuity riders actually work? In this episode, I break it all down for you.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/y4qmy99h4fw984mv/Annuity_Riders_-_How_They_Work8k0k9.mp3" length="12826875" type="audio/mpeg"/>
        <itunes:summary><![CDATA[How do annuity riders actually work? In this episode, I break it all down for you.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>534</itunes:duration>
                <itunes:episode>88</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>$1.1 Trillion in Annuity Sales</title>
        <itunes:title>$1.1 Trillion in Annuity Sales</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/11-trillion-in-annuity-sales/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/11-trillion-in-annuity-sales/#comments</comments>        <pubDate>Wed, 20 Nov 2024 14:49:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/872607ae-d8a1-3c96-9d3e-f5eeb79d706e</guid>
                                    <description><![CDATA[<p>In this episode I talk about the phenomenon that is happening right now in the annuity industry.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode I talk about the phenomenon that is happening right now in the annuity industry.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7v32jhwk3ahft8cj/_11_Trillion_in_Annuity_Sales63524.mp3" length="16696968" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode I talk about the phenomenon that is happening right now in the annuity industry.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>695</itunes:duration>
                <itunes:episode>87</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Different Ways to Generate Income in Retirement</title>
        <itunes:title>Different Ways to Generate Income in Retirement</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/different-ways-to-generate-income-in-retirement/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/different-ways-to-generate-income-in-retirement/#comments</comments>        <pubDate>Wed, 13 Nov 2024 14:55:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/f4caad53-d004-3dde-a7c2-504b6b905386</guid>
                                    <description><![CDATA[<p>In this episode, I talk about different ways to generate income in retirement. You have options!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode, I talk about different ways to generate income in retirement. You have options!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/w9sevjhn57eputkm/Different_Ways_to_Generate_Income_in_Retirement9dd4c.mp3" length="15982885" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode, I talk about different ways to generate income in retirement. You have options!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>665</itunes:duration>
                <itunes:episode>86</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Annuity Calculators - What to Expect</title>
        <itunes:title>Annuity Calculators - What to Expect</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/annuity-calculators-what-to-expect/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/annuity-calculators-what-to-expect/#comments</comments>        <pubDate>Wed, 06 Nov 2024 14:53:00 -0400</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/14fcba12-3994-3f96-b2ab-9187ba3c608f</guid>
                                    <description><![CDATA[<p>In this episode I talk about the annuity calculator that I am building on my website now that you will have access to so you can see all of the annuities on the market!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode I talk about the annuity calculator that I am building on my website now that you will have access to so you can see all of the annuities on the market!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/rvnpz6zxjmz7vqn5/Annuity_Calculators_-_What_to_Expect9epvr.mp3" length="10418177" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode I talk about the annuity calculator that I am building on my website now that you will have access to so you can see all of the annuities on the market!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>433</itunes:duration>
                <itunes:episode>85</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Best Passive Income Opportunities in Retirement</title>
        <itunes:title>Best Passive Income Opportunities in Retirement</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/best-passive-income-opportunities-in-retirement/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/best-passive-income-opportunities-in-retirement/#comments</comments>        <pubDate>Wed, 30 Oct 2024 14:52:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/1a8a4c26-31ad-3362-82cb-74cfb1560955</guid>
                                    <description><![CDATA[<p>In this episode I talk about the top passive income opportunities for your retirement.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode I talk about the top passive income opportunities for your retirement.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2282875crh7p6nkf/Best_Passive_Income_Opportunities_in_Retirement96dfu.mp3" length="14789194" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode I talk about the top passive income opportunities for your retirement.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>616</itunes:duration>
                <itunes:episode>84</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Growth in an Annuity vs the Stock Market??</title>
        <itunes:title>Growth in an Annuity vs the Stock Market??</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/growth-in-an-annuity-vs-the-stock-market/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/growth-in-an-annuity-vs-the-stock-market/#comments</comments>        <pubDate>Wed, 23 Oct 2024 14:51:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/f98d9ff6-cd74-3635-8b4b-977b33591f06</guid>
                                    <description><![CDATA[<p>Can you earn more in an annuity or the stock market? Find out now in this episode!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Can you earn more in an annuity or the stock market? Find out now in this episode!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kev997i9bjcmegi5/Growth_in_an_Annuity_vs_the_Stock_Market9rh3t.mp3" length="14303316" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Can you earn more in an annuity or the stock market? Find out now in this episode!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>595</itunes:duration>
                <itunes:episode>83</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Higher Stock Market Returns equals More Money For Guaranteed Income!</title>
        <itunes:title>Higher Stock Market Returns equals More Money For Guaranteed Income!</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/higher-stock-market-returns-equals-more-money-for-guaranteed-income/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/higher-stock-market-returns-equals-more-money-for-guaranteed-income/#comments</comments>        <pubDate>Wed, 16 Oct 2024 14:50:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/9c5c6442-dd21-3194-85e9-9c39b2bb8640</guid>
                                    <description><![CDATA[<p>Take advantage of your gains and put some of it into an annuity!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Take advantage of your gains and put some of it into an annuity!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/reb897fj5f5pwd23/Higher_Stock_Market_Returns_equals_More_Money_For_Guaranteed_Income_agnjp.mp3" length="11248870" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Take advantage of your gains and put some of it into an annuity!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>468</itunes:duration>
                <itunes:episode>82</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Do Elections or the Federal Reserve Affect Annuities More??</title>
        <itunes:title>Do Elections or the Federal Reserve Affect Annuities More??</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/do-elections-or-the-federal-reserve-affect-annuities-more/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/do-elections-or-the-federal-reserve-affect-annuities-more/#comments</comments>        <pubDate>Wed, 09 Oct 2024 14:48:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/bc47147b-44fa-3adb-9dbc-ec7b9ea4ccb1</guid>
                                    <description><![CDATA[<p>If you think elections affect annuities, you may be right. Let's talk about the election as well as the recent fed rate cuts and what they mean for annuities.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>If you think elections affect annuities, you may be right. Let's talk about the election as well as the recent fed rate cuts and what they mean for annuities.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wu6wq44task6d4kq/Do_Elections_or_the_Federal_Reserve_Affect_Annuities_More_atrh4.mp3" length="12023140" type="audio/mpeg"/>
        <itunes:summary><![CDATA[If you think elections affect annuities, you may be right. Let's talk about the election as well as the recent fed rate cuts and what they mean for annuities.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>500</itunes:duration>
                <itunes:episode>81</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Current MYGA Rates and Income Riders</title>
        <itunes:title>Current MYGA Rates and Income Riders</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/current-myga-rates-and-income-riders/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/current-myga-rates-and-income-riders/#comments</comments>        <pubDate>Wed, 02 Oct 2024 14:47:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/735ee541-414c-3f23-8d56-0ca7c810dc43</guid>
                                    <description><![CDATA[<p>In this episode I give you the latest scoop on current rates after the Fed cuts!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode I give you the latest scoop on current rates after the Fed cuts!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/b3mqxjydkctkc7n8/Current_Rates_for_MYGAs_and_income_Ridersa10mf.mp3" length="12058875" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode I give you the latest scoop on current rates after the Fed cuts!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>502</itunes:duration>
                <itunes:episode>80</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Make sure you have enough savings outside of your annuity!!!</title>
        <itunes:title>Make sure you have enough savings outside of your annuity!!!</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/make-sure-you-have-enough-savings-outside-of-your-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/make-sure-you-have-enough-savings-outside-of-your-annuity/#comments</comments>        <pubDate>Wed, 25 Sep 2024 15:05:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/d82145e2-1eab-3550-8eb4-6ff83723c547</guid>
                                    <description><![CDATA[<p>Liquid assets outside of your annuity contract is important. if you don't have it, you can't buy an annuity.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Liquid assets outside of your annuity contract is important. if you don't have it, you can't buy an annuity.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/yjcu5qdun4kxf7hw/Make_sure_you_have_enough_savings_outside_of_an_annuity_-6vnpw.mp3" length="11878944" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Liquid assets outside of your annuity contract is important. if you don't have it, you can't buy an annuity.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>494</itunes:duration>
                <itunes:episode>79</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>My Summer Break...and how Annuities give you Eternal Summers</title>
        <itunes:title>My Summer Break...and how Annuities give you Eternal Summers</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/my-summer-breakand-how-annuities-give-you-eternal-summers/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/my-summer-breakand-how-annuities-give-you-eternal-summers/#comments</comments>        <pubDate>Wed, 18 Sep 2024 15:04:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/bc783348-d306-3850-9ca2-a444c381a8fc</guid>
                                    <description><![CDATA[<p>Yes, annuities really can provide you the lifestyle you've always dreamed of. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Yes, annuities really can provide you the lifestyle you've always dreamed of. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/s7nen5hdn4s8ni4y/Summer_Break_With_The_kids_-_how_annuities_help-been1.mp3" length="15833047" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Yes, annuities really can provide you the lifestyle you've always dreamed of. ]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>659</itunes:duration>
                <itunes:episode>78</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Replacing Your Annuity Contract is not Always a Good Thing...</title>
        <itunes:title>Replacing Your Annuity Contract is not Always a Good Thing...</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/replacing-your-annuity-contract-is-not-always-a-good-thing/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/replacing-your-annuity-contract-is-not-always-a-good-thing/#comments</comments>        <pubDate>Wed, 11 Sep 2024 15:03:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/8100b682-ba81-38f5-b66b-cf4064276a1e</guid>
                                    <description><![CDATA[<p>Don;t let an advisor "churn" your account by selling you an annuity to replace an old one that may be just as good.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Don;t let an advisor "churn" your account by selling you an annuity to replace an old one that may be just as good.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/fwvg97wjv7ihpasc/Replacing_an_annuity_contract_is_not_always_best-7f9qp.mp3" length="11429429" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Don;t let an advisor "churn" your account by selling you an annuity to replace an old one that may be just as good.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>476</itunes:duration>
                <itunes:episode>77</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Don't Buy the Wrong Annuity!</title>
        <itunes:title>Don't Buy the Wrong Annuity!</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/dont-buy-the-wrong-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/dont-buy-the-wrong-annuity/#comments</comments>        <pubDate>Wed, 04 Sep 2024 15:02:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/9f7c86b1-251a-3ab9-856a-5a370443af76</guid>
                                    <description><![CDATA[<p>Don't let an advisor sell you the wrong annuity! In this episode, I talk about the kinds you should focus on.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Don't let an advisor sell you the wrong annuity! In this episode, I talk about the kinds you should focus on.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9kmeqbw3jueuvzah/Don_t_buy_the_wrong_annuity_-7tquq.mp3" length="11129125" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Don't let an advisor sell you the wrong annuity! In this episode, I talk about the kinds you should focus on.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>463</itunes:duration>
                <itunes:episode>76</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>President Trump's Social Security Tax Repeal Proposal</title>
        <itunes:title>President Trump's Social Security Tax Repeal Proposal</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/president-trumps-social-security-tax-repeal-proposal/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/president-trumps-social-security-tax-repeal-proposal/#comments</comments>        <pubDate>Wed, 28 Aug 2024 15:00:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/f6e2de30-0f77-3706-92bf-074ab623c0f2</guid>
                                    <description><![CDATA[<p>If President Trump is reelected, will he repeal Social Security taxes, and if so, should you wait to take your benefit?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>If President Trump is reelected, will he repeal Social Security taxes, and if so, should you wait to take your benefit?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/vqaqx3qbszsvc75s/President_Trump_s_Social_Security_Tax_Repeal_Proposal_-_8n8o6.mp3" length="11369243" type="audio/mpeg"/>
        <itunes:summary><![CDATA[If President Trump is reelected, will he repeal Social Security taxes, and if so, should you wait to take your benefit?]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>473</itunes:duration>
                <itunes:episode>75</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Are the Rates on Annuities Going down?</title>
        <itunes:title>Are the Rates on Annuities Going down?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/are-the-rates-on-annuities-going-down/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/are-the-rates-on-annuities-going-down/#comments</comments>        <pubDate>Wed, 21 Aug 2024 14:28:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/27212c83-055a-308f-8bac-6cb4fac2ced1</guid>
                                    <description><![CDATA[<p>Annuities are influenced by the fed-rates, and any cuts there WILL have an impact on annuity payouts.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Annuities are influenced by the fed-rates, and any cuts there WILL have an impact on annuity payouts.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/jv9yicwvwmesi6xp/Are_Annuity_Rates_Falling98e6i.mp3" length="11393066" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Annuities are influenced by the fed-rates, and any cuts there WILL have an impact on annuity payouts.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>474</itunes:duration>
                <itunes:episode>74</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>The case for FIA's with Income Riders versus a MYGA</title>
        <itunes:title>The case for FIA's with Income Riders versus a MYGA</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/the-case-for-fias-with-income-riders-versus-a-myga/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/the-case-for-fias-with-income-riders-versus-a-myga/#comments</comments>        <pubDate>Wed, 14 Aug 2024 20:46:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/728f84f7-ee34-3fa3-9ab6-66eb9d1d11a1</guid>
                                    <description><![CDATA[<p>Income Riders or MYGA...which is right for you?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Income Riders or MYGA...which is right for you?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5n4n4yxpeuhnzu3r/The_case_for_FIA_s_with_index_riders_versus_a_MYGAaw3aw.mp3" length="14777282" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Income Riders or MYGA...which is right for you?]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>615</itunes:duration>
                <itunes:episode>73</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>In what instance would a SPIA be better than an FIA annuity with income rider?</title>
        <itunes:title>In what instance would a SPIA be better than an FIA annuity with income rider?</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/in-what-instance-would-a-spia-be-better-than-an-fia-annuity-with-income-rider/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/in-what-instance-would-a-spia-be-better-than-an-fia-annuity-with-income-rider/#comments</comments>        <pubDate>Wed, 07 Aug 2024 20:44:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/8f68375a-2f3f-3dd8-a27c-a597127f142e</guid>
                                    <description><![CDATA[<p>SPIAs or income riders? Which one should you get? In this episode I talk and compare both options.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>SPIAs or income riders? Which one should you get? In this episode I talk and compare both options.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/swyfqwhbwezgiy22/In_what_instance_would_a_SPIA_be_better_than_an_FIA_annuity_with_income_rider_70hl7.mp3" length="11369243" type="audio/mpeg"/>
        <itunes:summary><![CDATA[SPIAs or income riders? Which one should you get? In this episode I talk and compare both options.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>473</itunes:duration>
                <itunes:episode>72</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>FIA par and caps - Explained and why they change</title>
        <itunes:title>FIA par and caps - Explained and why they change</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/fia-par-and-caps-explained-and-why-they-change/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/fia-par-and-caps-explained-and-why-they-change/#comments</comments>        <pubDate>Wed, 31 Jul 2024 20:42:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/1e07e3ea-3ebb-3955-aa16-18608c46e1a3</guid>
                                    <description><![CDATA[<p>Par rates and cap rates can change over time and you need to know how and why.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Par rates and cap rates can change over time and you need to know how and why.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wfukasq34kmprk3q/Participation_Rates_Explained_and_why_they_change9a2mo.mp3" length="13007434" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Par rates and cap rates can change over time and you need to know how and why.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>541</itunes:duration>
                <itunes:episode>71</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Happiness and Freedom in Retirement</title>
        <itunes:title>Happiness and Freedom in Retirement</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/happiness-and-freedom-in-retirement/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/happiness-and-freedom-in-retirement/#comments</comments>        <pubDate>Wed, 24 Jul 2024 20:41:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/7e1f79a7-6d59-3a2e-b812-9f9ccea3d524</guid>
                                    <description><![CDATA[<p>In this episode, I talk about your motivations and how you make decision regarding your retirement income.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode, I talk about your motivations and how you make decision regarding your retirement income.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/vti6nw9cqbmixsfa/Happiness_and_Freedom_in_Retirement976r4.mp3" length="12947248" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode, I talk about your motivations and how you make decision regarding your retirement income.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>539</itunes:duration>
                <itunes:episode>70</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Social Security is an Annuity and what to do when you lose it</title>
        <itunes:title>Social Security is an Annuity and what to do when you lose it</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/social-security-is-an-annuity-and-what-do-do-when-you-lose-it/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/social-security-is-an-annuity-and-what-do-do-when-you-lose-it/#comments</comments>        <pubDate>Wed, 17 Jul 2024 20:40:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/55c5a810-5887-30b4-9c1e-daedd025ad8d</guid>
                                    <description><![CDATA[<p>What happens when you lose your Social Security benefit? I'm talking about when your spouse dies and you need a way to bridge the gap of income lost. Let's talk about annuities.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>What happens when you lose your Social Security benefit? I'm talking about when your spouse dies and you need a way to bridge the gap of income lost. Let's talk about annuities.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ewaxewk37ztzz49u/Social_Security_is_and_Annuity_and_what_do_do_when_you_lose_it9atmz.mp3" length="12905243" type="audio/mpeg"/>
        <itunes:summary><![CDATA[What happens when you lose your Social Security benefit? I'm talking about when your spouse dies and you need a way to bridge the gap of income lost. Let's talk about annuities.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>537</itunes:duration>
                <itunes:episode>69</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Why I Joined and Co-Founded Annuity.com</title>
        <itunes:title>Why I Joined and Co-Founded Annuity.com</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/why-i-joined-and-co-founded-annuitycom/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/why-i-joined-and-co-founded-annuitycom/#comments</comments>        <pubDate>Wed, 10 Jul 2024 20:38:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/dec9b791-df79-37b9-b5df-4787bf68d541</guid>
                                    <description><![CDATA[<p>I co-founded annuity.com for agent benefits as well as benefits to retirees nationwide. Listen in for more details.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>I co-founded annuity.com for agent benefits as well as benefits to retirees nationwide. Listen in for more details.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/vup63esj5n823ycu/Why_I_Joined_Annuitycom9nhn2.mp3" length="11848851" type="audio/mpeg"/>
        <itunes:summary><![CDATA[I co-founded annuity.com for agent benefits as well as benefits to retirees nationwide. Listen in for more details.]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>493</itunes:duration>
                <itunes:episode>68</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>$481k per year from a $5 Million Annuity</title>
        <itunes:title>$481k per year from a $5 Million Annuity</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/481k-per-year-from-a-5-million-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/481k-per-year-from-a-5-million-annuity/#comments</comments>        <pubDate>Wed, 03 Jul 2024 15:50:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/9ea6478a-e146-31a1-ae08-1d95ee07d616</guid>
                                    <description><![CDATA[<p>I want to show you how you can create over 14 million in guaranteed income from only $5 million in an annuity. you will love this episode!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>I want to show you how you can create over 14 million in guaranteed income from only $5 million in an annuity. you will love this episode!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/x4imds4g2fi2hn7a/_481k_Year_from_5_Million_Annuity61son.mp3" length="13666973" type="audio/mpeg"/>
        <itunes:summary><![CDATA[I want to show you how you can create over 14 million in guaranteed income from only $5 million in an annuity. you will love this episode!]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>569</itunes:duration>
                <itunes:episode>67</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Will One Million Dollars Be Enough in 2024??</title>
        <itunes:title>Will One Million Dollars Be Enough in 2024??</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/will-one-million-dollars-be-enough-in-2024/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/will-one-million-dollars-be-enough-in-2024/#comments</comments>        <pubDate>Wed, 26 Jun 2024 15:49:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/09675fd7-7828-34d8-af16-6f4647bc6dc4</guid>
                                    <description><![CDATA[<p>$1 million sounds like a lot, but will it be enough for your retirement in the years to come? I go over it more in this article: <a href='https://johnstevenson.com/retiring-in-2024/'>https://johnstevenson.com/retiring-in-2024/</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>$1 million sounds like a lot, but will it be enough for your retirement in the years to come? I go over it more in this article: <a href='https://johnstevenson.com/retiring-in-2024/'>https://johnstevenson.com/retiring-in-2024/</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kvy27prxwvva6iue/Will_1_Milion_Be_Enough_to_Retire_in_2024-7fsk8.mp3" length="12436919" type="audio/mpeg"/>
        <itunes:summary><![CDATA[$1 million sounds like a lot, but will it be enough for your retirement in the years to come? I go over it more in this article: https://johnstevenson.com/retiring-in-2024/]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>518</itunes:duration>
                <itunes:episode>66</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>500% Return on an Annuity???</title>
        <itunes:title>500% Return on an Annuity???</itunes:title>
        <link>https://guaranteedretirementguy.podbean.com/e/500-return-on-an-annuity/</link>
                    <comments>https://guaranteedretirementguy.podbean.com/e/500-return-on-an-annuity/#comments</comments>        <pubDate>Wed, 19 Jun 2024 15:47:00 -0300</pubDate>
        <guid isPermaLink="false">guaranteedretirementguy.podbean.com/8e4699d1-4ca8-3e3a-97ce-da97722ea46d</guid>
                                    <description><![CDATA[<p>In this episode I talk about the likelihood of your FIA earning outrageous returns. See more in this post I made earlier: <a href='https://johnstevenson.com/annuity-returns/'>https://johnstevenson.com/annuity-returns/</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode I talk about the likelihood of your FIA earning outrageous returns. See more in this post I made earlier: <a href='https://johnstevenson.com/annuity-returns/'>https://johnstevenson.com/annuity-returns/</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/stawnv2xhge6hrn4/500_Return_on_FIAs80jb0.mp3" length="11905902" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode I talk about the likelihood of your FIA earning outrageous returns. See more in this post I made earlier: https://johnstevenson.com/annuity-returns/]]></itunes:summary>
        <itunes:author>guaranteedretirementguy</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>495</itunes:duration>
                <itunes:episode>65</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
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