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    <title>All Things Real Estate Podcast</title>
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    <description>Podcast covering all things real estate</description>
    <pubDate>Fri, 13 Jun 2025 14:35:40 -0500</pubDate>
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        <copyright>Copyright 2024 All rights reserved.</copyright>
    <category>Business</category>
    <ttl>1440</ttl>
    <itunes:type>episodic</itunes:type>
          <itunes:summary></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
<itunes:category text="Business" />
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        <itunes:name>Gary L Kelley</itunes:name>
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    <item>
        <title>Ai and real estate</title>
        <itunes:title>Ai and real estate</itunes:title>
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        <itunes:summary><![CDATA[]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
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                <itunes:episode>55</itunes:episode>
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        <title>Artificial Intelligence and Real Estate Part 1</title>
        <itunes:title>Artificial Intelligence and Real Estate Part 1</itunes:title>
        <link>https://gary7t.podbean.com/e/artificial-intelligence-and-real-estate-part-1/</link>
                    <comments>https://gary7t.podbean.com/e/artificial-intelligence-and-real-estate-part-1/#comments</comments>        <pubDate>Sun, 08 Jun 2025 15:02:23 -0500</pubDate>
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                                    <description><![CDATA[<p>What are predictions on impact of AI?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>What are predictions on impact of AI?</p>
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        <itunes:summary><![CDATA[What are predictions on impact of AI?]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>834</itunes:duration>
                <itunes:episode>53</itunes:episode>
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    <item>
        <title>FHA Loans Part 2</title>
        <itunes:title>FHA Loans Part 2</itunes:title>
        <link>https://gary7t.podbean.com/e/fha-loans-part-2/</link>
                    <comments>https://gary7t.podbean.com/e/fha-loans-part-2/#comments</comments>        <pubDate>Sat, 10 May 2025 09:40:58 -0500</pubDate>
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        <itunes:summary><![CDATA[]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>971</itunes:duration>
                <itunes:episode>52</itunes:episode>
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        <title>FHA Loans. part 1</title>
        <itunes:title>FHA Loans. part 1</itunes:title>
        <link>https://gary7t.podbean.com/e/fha-loans-part-1/</link>
                    <comments>https://gary7t.podbean.com/e/fha-loans-part-1/#comments</comments>        <pubDate>Sat, 10 May 2025 09:40:24 -0500</pubDate>
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                                    <description><![CDATA[<p>Gary Kelley and Brad Avergon on FHA loans for real estate.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Gary Kelley and Brad Avergon on FHA loans for real estate.</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[Gary Kelley and Brad Avergon on FHA loans for real estate.]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>834</itunes:duration>
                <itunes:episode>51</itunes:episode>
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        <title>Home Inspections and finances</title>
        <itunes:title>Home Inspections and finances</itunes:title>
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                    <comments>https://gary7t.podbean.com/e/home-inspections-and-finances/#comments</comments>        <pubDate>Mon, 10 Mar 2025 07:53:37 -0500</pubDate>
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                                    <description><![CDATA[<p>@gary Kelley and @Brad Avergon...when home inspection results are troubling and how to finance repairs</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>@gary Kelley and @Brad Avergon...when home inspection results are troubling and how to finance repairs</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[@gary Kelley and @Brad Avergon...when home inspection results are troubling and how to finance repairs]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>783</itunes:duration>
                <itunes:episode>50</itunes:episode>
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        <title>When the home inspection is bad part 1</title>
        <itunes:title>When the home inspection is bad part 1</itunes:title>
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                    <comments>https://gary7t.podbean.com/e/when-the-home-inspection-is-bad-part-1/#comments</comments>        <pubDate>Mon, 10 Mar 2025 07:51:59 -0500</pubDate>
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                                    <description><![CDATA[<p>@Brad Avergon and @Gary Kelley discuss home inspections</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>@Brad Avergon and @Gary Kelley discuss home inspections</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[@Brad Avergon and @Gary Kelley discuss home inspections]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>741</itunes:duration>
                <itunes:episode>49</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>Do you love your home - part 2</title>
        <itunes:title>Do you love your home - part 2</itunes:title>
        <link>https://gary7t.podbean.com/e/do-you-love-your-home-part-2/</link>
                    <comments>https://gary7t.podbean.com/e/do-you-love-your-home-part-2/#comments</comments>        <pubDate>Sat, 08 Feb 2025 17:58:59 -0500</pubDate>
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                                    <description><![CDATA[]]></description>
                                                            <content:encoded><![CDATA[]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>844</itunes:duration>
                <itunes:episode>48</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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        <title>Do you love your home?</title>
        <itunes:title>Do you love your home?</itunes:title>
        <link>https://gary7t.podbean.com/e/do-you-love-your-home/</link>
                    <comments>https://gary7t.podbean.com/e/do-you-love-your-home/#comments</comments>        <pubDate>Sat, 08 Feb 2025 17:58:28 -0500</pubDate>
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                                    <description><![CDATA[<p>@Brad Avergon and Gary Kelley talk about loving your home</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>@Brad Avergon and Gary Kelley talk about loving your home</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[@Brad Avergon and Gary Kelley talk about loving your home]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>756</itunes:duration>
                <itunes:episode>47</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>New Home Resolutions - the steps</title>
        <itunes:title>New Home Resolutions - the steps</itunes:title>
        <link>https://gary7t.podbean.com/e/new-home-resolutions-the-steps/</link>
                    <comments>https://gary7t.podbean.com/e/new-home-resolutions-the-steps/#comments</comments>        <pubDate>Tue, 07 Jan 2025 19:26:08 -0500</pubDate>
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                                    <description><![CDATA[<p>Brad and Gary discuss the steps in buying a home.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Brad and Gary discuss the steps in buying a home.</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[Brad and Gary discuss the steps in buying a home.]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>751</itunes:duration>
                <itunes:episode>46</itunes:episode>
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        <title>New Home Resolutions</title>
        <itunes:title>New Home Resolutions</itunes:title>
        <link>https://gary7t.podbean.com/e/new-home-resolutions/</link>
                    <comments>https://gary7t.podbean.com/e/new-home-resolutions/#comments</comments>        <pubDate>Tue, 07 Jan 2025 19:24:24 -0500</pubDate>
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                                    <description><![CDATA[<p>Brad and Gary talk about new home resolutions and the importance of a preapproval</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Brad and Gary talk about new home resolutions and the importance of a preapproval</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/sdhnvwgkuek23wx3/New_Year_-_new_home_resolutions895mv.mp3" length="22010358" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Brad and Gary talk about new home resolutions and the importance of a preapproval]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>682</itunes:duration>
                <itunes:episode>45</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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        <title>Buying and Selling through the winter holidays</title>
        <itunes:title>Buying and Selling through the winter holidays</itunes:title>
        <link>https://gary7t.podbean.com/e/buying-and-selling-through-the-winter-holidays/</link>
                    <comments>https://gary7t.podbean.com/e/buying-and-selling-through-the-winter-holidays/#comments</comments>        <pubDate>Tue, 03 Dec 2024 02:16:08 -0500</pubDate>
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                                    <description><![CDATA[<p>Gary Kelley and Brad Avergon on buying and selling with the winter holidays</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Gary Kelley and Brad Avergon on buying and selling with the winter holidays</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[Gary Kelley and Brad Avergon on buying and selling with the winter holidays]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>915</itunes:duration>
                <itunes:episode>44</itunes:episode>
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        <title>Buying and selling in Winter part 1</title>
        <itunes:title>Buying and selling in Winter part 1</itunes:title>
        <link>https://gary7t.podbean.com/e/buying-and-selling-in-winter-part-1/</link>
                    <comments>https://gary7t.podbean.com/e/buying-and-selling-in-winter-part-1/#comments</comments>        <pubDate>Tue, 03 Dec 2024 02:14:12 -0500</pubDate>
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                                    <description><![CDATA[<p>Gary Kelley and Brad Avergon on Buying and selling through the holidays</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Gary Kelley and Brad Avergon on Buying and selling through the holidays</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/cxkdzmv2zus43m9s/December_Show_1_Podcast76rsc.mp3" length="26093797" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Gary Kelley and Brad Avergon on Buying and selling through the holidays]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>810</itunes:duration>
                <itunes:episode>43</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>My first house part 2</title>
        <itunes:title>My first house part 2</itunes:title>
        <link>https://gary7t.podbean.com/e/my-first-house-part-2/</link>
                    <comments>https://gary7t.podbean.com/e/my-first-house-part-2/#comments</comments>        <pubDate>Sat, 09 Nov 2024 09:26:25 -0500</pubDate>
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                                    <description><![CDATA[<p>Gary and Brad discuss houses and Thanksgiving.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Gary and Brad discuss houses and Thanksgiving.</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[Gary and Brad discuss houses and Thanksgiving.]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>733</itunes:duration>
                <itunes:episode>42</itunes:episode>
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    <item>
        <title>My first house</title>
        <itunes:title>My first house</itunes:title>
        <link>https://gary7t.podbean.com/e/my-first-house/</link>
                    <comments>https://gary7t.podbean.com/e/my-first-house/#comments</comments>        <pubDate>Sat, 09 Nov 2024 09:25:39 -0500</pubDate>
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                                    <description><![CDATA[<p>Gary and Brad discuss Gary's first house</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Gary and Brad discuss Gary's first house</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[Gary and Brad discuss Gary's first house]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>809</itunes:duration>
                <itunes:episode>41</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>Buying and Selling in the fall</title>
        <itunes:title>Buying and Selling in the fall</itunes:title>
        <link>https://gary7t.podbean.com/e/buying-and-selling-in-the-fall-1728391714/</link>
                    <comments>https://gary7t.podbean.com/e/buying-and-selling-in-the-fall-1728391714/#comments</comments>        <pubDate>Tue, 08 Oct 2024 07:48:34 -0500</pubDate>
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                                    <description><![CDATA[<p>Part 2 of the show.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Part 2 of the show.</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[Part 2 of the show.]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>765</itunes:duration>
                <itunes:episode>40</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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        <title>Buying and Selling in the Fall</title>
        <itunes:title>Buying and Selling in the Fall</itunes:title>
        <link>https://gary7t.podbean.com/e/buying-and-selling-in-the-fall/</link>
                    <comments>https://gary7t.podbean.com/e/buying-and-selling-in-the-fall/#comments</comments>        <pubDate>Tue, 08 Oct 2024 07:47:36 -0500</pubDate>
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                                    <description><![CDATA[<p>Gary and Brad offer suggestions for buying and selling in the fall.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Gary and Brad offer suggestions for buying and selling in the fall.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/6q7w6rnzwjx98kc9/Podcast_Show_1_October_2024_1736jp.mp3" length="25615251" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Gary and Brad offer suggestions for buying and selling in the fall.]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>794</itunes:duration>
                <itunes:episode>39</itunes:episode>
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    <item>
        <title>buying and selling real estate in the fall...part 2</title>
        <itunes:title>buying and selling real estate in the fall...part 2</itunes:title>
        <link>https://gary7t.podbean.com/e/buying-and-selling-real-estate-in-the-fallpart-2/</link>
                    <comments>https://gary7t.podbean.com/e/buying-and-selling-real-estate-in-the-fallpart-2/#comments</comments>        <pubDate>Fri, 06 Sep 2024 14:43:12 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/8a092cc7-ed75-3273-a6ad-e941a5cf01ca</guid>
                                    <description><![CDATA[]]></description>
                                                            <content:encoded><![CDATA[]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/teekprh76rsikkfk/Buying_and_selling_in_the_fall_part_2anqe6.mp3" length="26153184" type="audio/mpeg"/>
        <itunes:summary><![CDATA[]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>812</itunes:duration>
                <itunes:episode>38</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Buying or selling real estate in the fall</title>
        <itunes:title>Buying or selling real estate in the fall</itunes:title>
        <link>https://gary7t.podbean.com/e/buying-or-selling-real-estate-in-the-fall/</link>
                    <comments>https://gary7t.podbean.com/e/buying-or-selling-real-estate-in-the-fall/#comments</comments>        <pubDate>Fri, 06 Sep 2024 14:41:24 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/ae659ccf-1cd9-303b-b8e4-0a57632fce0b</guid>
                                    <description><![CDATA[<p>It's labor day.  let's buy and sell real estate</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>It's labor day.  let's buy and sell real estate</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kkp2pxhasvxkwemu/Buying_and_selling_in_the_fall8s8uw.mp3" length="23151383" type="audio/mpeg"/>
        <itunes:summary><![CDATA[It's labor day.  let's buy and sell real estate]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>718</itunes:duration>
                <itunes:episode>37</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>NAR Lawsuit and Implications Part 2</title>
        <itunes:title>NAR Lawsuit and Implications Part 2</itunes:title>
        <link>https://gary7t.podbean.com/e/nar-lawsuit-and-implications-part-2/</link>
                    <comments>https://gary7t.podbean.com/e/nar-lawsuit-and-implications-part-2/#comments</comments>        <pubDate>Mon, 12 Aug 2024 19:53:03 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/9889b63f-be24-32fc-a13e-7b4d4393e672</guid>
                                    <description><![CDATA[<p>Brad Avergon and Gary Kelley continue the discussion on the NAR lawsuit and implications.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Brad Avergon and Gary Kelley continue the discussion on the NAR lawsuit and implications.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/474j4awkd5vakwvq/NAR_Lawsuit_and_Implications_part_2aegs4.mp3" length="12534552" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Brad Avergon and Gary Kelley continue the discussion on the NAR lawsuit and implications.]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>777</itunes:duration>
                <itunes:episode>36</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>NAR Lawsuit and Implications part 1</title>
        <itunes:title>NAR Lawsuit and Implications part 1</itunes:title>
        <link>https://gary7t.podbean.com/e/nar-lawsuit-and-implications-part-1/</link>
                    <comments>https://gary7t.podbean.com/e/nar-lawsuit-and-implications-part-1/#comments</comments>        <pubDate>Mon, 12 Aug 2024 19:51:30 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/a9b08966-5b13-3cc2-b3a7-5accd54f176c</guid>
                                    <description><![CDATA[<p>Brad Avergon and Gary Kelley discuss the NAR lawsuit and implications</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Brad Avergon and Gary Kelley discuss the NAR lawsuit and implications</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4jq3vdt6mwzds2kh/NAR_Lawsuit_and_implications_part_17vge0.mp3" length="11678154" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Brad Avergon and Gary Kelley discuss the NAR lawsuit and implications]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>723</itunes:duration>
                <itunes:episode>35</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Funding Staying in your home</title>
        <itunes:title>Funding Staying in your home</itunes:title>
        <link>https://gary7t.podbean.com/e/funding-staying-in-your-home/</link>
                    <comments>https://gary7t.podbean.com/e/funding-staying-in-your-home/#comments</comments>        <pubDate>Tue, 16 Jul 2024 07:57:11 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/7849ac44-bc4d-342c-831e-349477c1f36c</guid>
                                    <description><![CDATA[<p>Brad Avergon and Gary Kelley talk about funding NOT moving...and how to afford home improvements</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Brad Avergon and Gary Kelley talk about funding NOT moving...and how to afford home improvements</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ndik4g3hby4jetve/Funding_staying_in_you_home6ovdx.mp3" length="23411079" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Brad Avergon and Gary Kelley talk about funding NOT moving...and how to afford home improvements]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>727</itunes:duration>
                <itunes:episode>34</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Real Estate is Year Round</title>
        <itunes:title>Real Estate is Year Round</itunes:title>
        <link>https://gary7t.podbean.com/e/real-estate-is-year-round/</link>
                    <comments>https://gary7t.podbean.com/e/real-estate-is-year-round/#comments</comments>        <pubDate>Tue, 16 Jul 2024 07:55:56 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/ef3cfb79-2894-39e8-b5b2-5272fc9c0dd2</guid>
                                    <description><![CDATA[<p>Brad Avergon and Gary Kelley on the cycles in Real Estate</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Brad Avergon and Gary Kelley on the cycles in Real Estate</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3mhtf4t4iuszqawu/Real_Estate_is_Year_Round9vf9v.mp3" length="22830677" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Brad Avergon and Gary Kelley on the cycles in Real Estate]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>709</itunes:duration>
                <itunes:episode>33</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Deluge Devastation : Confronting Catastrophic Water Damage</title>
        <itunes:title>Deluge Devastation : Confronting Catastrophic Water Damage</itunes:title>
        <link>https://gary7t.podbean.com/e/deluge-devastation-confronting-catastrophic-water-damage/</link>
                    <comments>https://gary7t.podbean.com/e/deluge-devastation-confronting-catastrophic-water-damage/#comments</comments>        <pubDate>Sat, 08 Jun 2024 11:11:49 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/4bb18353-fb86-39e8-bc76-f43241c920bd</guid>
                                    <description><![CDATA[<p>Brad Avergon and Gary Kelley discuss the downsides to water.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Brad Avergon and Gary Kelley discuss the downsides to water.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/pgzbdneh68ihcnni/Deluge_Devastation_Confronting_Catastrophic_Water_Damageb2kl2.mp3" length="26220886" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Brad Avergon and Gary Kelley discuss the downsides to water.]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>815</itunes:duration>
                <itunes:episode>32</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>The downside to water</title>
        <itunes:title>The downside to water</itunes:title>
        <link>https://gary7t.podbean.com/e/the-downside-to-water/</link>
                    <comments>https://gary7t.podbean.com/e/the-downside-to-water/#comments</comments>        <pubDate>Fri, 07 Jun 2024 09:00:42 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/b377bf39-e2c3-34a0-8fcf-9d3d83203e96</guid>
                                    <description><![CDATA[<p>Brad Avergon and Gary Kelley share personal experiences with water in homes</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Brad Avergon and Gary Kelley share personal experiences with water in homes</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/q24sgcqzkayq7btt/The_downside_to_Water6v3pu.mp4" length="1804035923" type="video/mp4"/>
        <itunes:summary><![CDATA[Brad Avergon and Gary Kelley share personal experiences with water in homes]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>715</itunes:duration>
                <itunes:episode>31</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Real Estate Roller Coaster part 2</title>
        <itunes:title>Real Estate Roller Coaster part 2</itunes:title>
        <link>https://gary7t.podbean.com/e/real-estate-roller-coaster-part-2/</link>
                    <comments>https://gary7t.podbean.com/e/real-estate-roller-coaster-part-2/#comments</comments>        <pubDate>Mon, 06 May 2024 07:44:37 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/08e046e7-09e9-3a7d-82b4-d5e62fe89e80</guid>
                                    <description><![CDATA[<p>What should buyers do?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>What should buyers do?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/vvi53dhvxjkhf3ik/Real_Estate_Rollercoaster_Part_29dlo0.mp3" length="27821628" type="audio/mpeg"/>
        <itunes:summary><![CDATA[What should buyers do?]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>865</itunes:duration>
                <itunes:episode>30</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Real Estate Rollercoaster  Part 1</title>
        <itunes:title>Real Estate Rollercoaster  Part 1</itunes:title>
        <link>https://gary7t.podbean.com/e/real-estate-rollercoaster-part-1/</link>
                    <comments>https://gary7t.podbean.com/e/real-estate-rollercoaster-part-1/#comments</comments>        <pubDate>Mon, 06 May 2024 07:43:34 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/874951bc-e39f-3a35-80e4-29ec665dce13</guid>
                                    <description><![CDATA[<p>High interest rates are driving a slowness in the real estate market</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>High interest rates are driving a slowness in the real estate market</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/r7gt29fz76u4c8rr/Real_Estate_Rollercoater_Part_1adi4a.mp3" length="21708550" type="audio/mpeg"/>
        <itunes:summary><![CDATA[High interest rates are driving a slowness in the real estate market]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>674</itunes:duration>
                <itunes:episode>29</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Personal reflections on a real estate short sale</title>
        <itunes:title>Personal reflections on a real estate short sale</itunes:title>
        <link>https://gary7t.podbean.com/e/personal-reflections-on-a-real-estate-short-sale/</link>
                    <comments>https://gary7t.podbean.com/e/personal-reflections-on-a-real-estate-short-sale/#comments</comments>        <pubDate>Tue, 30 Apr 2024 14:14:28 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/0724ce35-0623-3446-bd27-908078be87d1</guid>
                                    <description><![CDATA[<p>Andrea Castinetti, Broker Owner of Castinetti Realty Group, discusses when she personally did a short sale.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Andrea Castinetti, Broker Owner of Castinetti Realty Group, discusses when she personally did a short sale.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/zgby5i5qfe8rt3iu/Personal_relections_on_a_short_sale6mrv6.mp3" length="13631245" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Andrea Castinetti, Broker Owner of Castinetti Realty Group, discusses when she personally did a short sale.]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>486</itunes:duration>
                <itunes:episode>28</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>How is the Market....April 30 2024</title>
        <itunes:title>How is the Market....April 30 2024</itunes:title>
        <link>https://gary7t.podbean.com/e/how-is-the-marketapril-30-2024/</link>
                    <comments>https://gary7t.podbean.com/e/how-is-the-marketapril-30-2024/#comments</comments>        <pubDate>Tue, 30 Apr 2024 14:12:56 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/c322529d-3742-34e0-9aa7-8c33f4815b1d</guid>
                                    <description><![CDATA[<p>Andrea Castinetti and Gary Kelley discuss the real estate market</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Andrea Castinetti and Gary Kelley discuss the real estate market</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/q24x8sixbypuytft/How_s_the_market6nsss.mp3" length="16400396" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Andrea Castinetti and Gary Kelley discuss the real estate market]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>585</itunes:duration>
                <itunes:episode>27</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Selling an Empty House: Tips and Strategies for a Swift, Profitable Sale - part 2</title>
        <itunes:title>Selling an Empty House: Tips and Strategies for a Swift, Profitable Sale - part 2</itunes:title>
        <link>https://gary7t.podbean.com/e/selling-an-empty-house-tips-and-strategies-for-a-swift-profitable-sale-part-2/</link>
                    <comments>https://gary7t.podbean.com/e/selling-an-empty-house-tips-and-strategies-for-a-swift-profitable-sale-part-2/#comments</comments>        <pubDate>Sun, 14 Apr 2024 08:57:00 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/a4969bd2-fdca-3673-b442-e1b173b4167f</guid>
                                    <description><![CDATA[<p>When selling a vacant house, sometimes repairs are needed.  This show discusses options.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>When selling a vacant house, sometimes repairs are needed.  This show discusses options.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/vi2hfsvnw9suqgck/APRIL_SHOW_2_PODCAST7x2x5.mp3" length="24302716" type="audio/mpeg"/>
        <itunes:summary><![CDATA[When selling a vacant house, sometimes repairs are needed.  This show discusses options.]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>755</itunes:duration>
                <itunes:episode>26</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Selling an Empty House: Tips and Strategies for a Swift, Profitable Sale Part 1</title>
        <itunes:title>Selling an Empty House: Tips and Strategies for a Swift, Profitable Sale Part 1</itunes:title>
        <link>https://gary7t.podbean.com/e/selling-an-empty-house-tips-and-strategies-for-a-swift-profitable-sale-part-1/</link>
                    <comments>https://gary7t.podbean.com/e/selling-an-empty-house-tips-and-strategies-for-a-swift-profitable-sale-part-1/#comments</comments>        <pubDate>Sat, 13 Apr 2024 08:57:40 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/d6ac266f-f5a6-357d-b39e-dd1b4ae7b26a</guid>
                                    <description><![CDATA[<p>The US has many vacant properties.  Let's examine 3 examples and discuss approaches to remedy  </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>The US has many vacant properties.  Let's examine 3 examples and discuss approaches to remedy  </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/26azzjvz7tcdaytb/APRIL_SHOW_1_PODCAST909vc.mp3" length="23215780" type="audio/mpeg"/>
        <itunes:summary><![CDATA[The US has many vacant properties.  Let's examine 3 examples and discuss approaches to remedy  ]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>709</itunes:duration>
                <itunes:episode>25</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Mortgage Underwriting with Jen Fenney</title>
        <itunes:title>Mortgage Underwriting with Jen Fenney</itunes:title>
        <link>https://gary7t.podbean.com/e/mortgage-underwriting-with-jen-fenney/</link>
                    <comments>https://gary7t.podbean.com/e/mortgage-underwriting-with-jen-fenney/#comments</comments>        <pubDate>Tue, 09 Apr 2024 12:50:14 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/23099510-335e-3bdc-8d4c-167886701f5c</guid>
                                    <description><![CDATA[<p>Jen Feeney was a mortgage underwriter for decades.  What does an underwriter do?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Jen Feeney was a mortgage underwriter for decades.  What does an underwriter do?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/qb347p/riverside_mortgage_underwriting_apr_9_2024_001_april_9ah13v.mp3" length="4706029" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Jen Feeney was a mortgage underwriter for decades.  What does an underwriter do?]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>588</itunes:duration>
                <itunes:episode>24</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Reflections on the NAR settlement conversation</title>
        <itunes:title>Reflections on the NAR settlement conversation</itunes:title>
        <link>https://gary7t.podbean.com/e/reflections-on-the-nar-settlement-conversation/</link>
                    <comments>https://gary7t.podbean.com/e/reflections-on-the-nar-settlement-conversation/#comments</comments>        <pubDate>Mon, 25 Mar 2024 12:00:43 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/943741d1-0300-35cc-9846-e94e035cbbf7</guid>
                                    <description><![CDATA[]]></description>
                                                            <content:encoded><![CDATA[]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dgex6e/nar_settlement_conversation_621h0.mp3" length="6525196" type="audio/mpeg"/>
        <itunes:summary><![CDATA[]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>815</itunes:duration>
                <itunes:episode>23</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>A personal rant on the recent commission conversations</title>
        <itunes:title>A personal rant on the recent commission conversations</itunes:title>
        <link>https://gary7t.podbean.com/e/a-personal-rant-on-the-recent-commission-conversations/</link>
                    <comments>https://gary7t.podbean.com/e/a-personal-rant-on-the-recent-commission-conversations/#comments</comments>        <pubDate>Mon, 25 Mar 2024 11:59:38 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/efa482ed-c9ee-3479-bf8a-8787af6ef333</guid>
                                    <description><![CDATA[]]></description>
                                                            <content:encoded><![CDATA[]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/k89tpf/A_rantone_the_recent_commisisons_conversations7wb4k.mp3" length="7783462" type="audio/mpeg"/>
        <itunes:summary><![CDATA[]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>972</itunes:duration>
                <itunes:episode>22</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>How's business?</title>
        <itunes:title>How's business?</itunes:title>
        <link>https://gary7t.podbean.com/e/hows-business/</link>
                    <comments>https://gary7t.podbean.com/e/hows-business/#comments</comments>        <pubDate>Thu, 14 Mar 2024 12:56:16 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/9fa3c640-9505-3425-96ed-7e911ac4644c</guid>
                                    <description><![CDATA[<p><a href='https://studio.youtube.com/channel/UCL_StwwIm8cyrLBw3599hMg'> @movewithgk </a> and <a href='https://studio.youtube.com/channel/UC9BsRe-xiw8cidrID_yi9zw'> @bradavergonmortgageloanoff6326 </a> have a candid discussion about today's real estate markets....</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><a href='https://studio.youtube.com/channel/UCL_StwwIm8cyrLBw3599hMg'> @movewithgk </a> and <a href='https://studio.youtube.com/channel/UC9BsRe-xiw8cidrID_yi9zw'> @bradavergonmortgageloanoff6326 </a> have a candid discussion about today's real estate markets....</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kfdk7n/SEPTEMBER_2023_SHOW_2_PODCAST_HOW_S_BUSINESS8yocc.mp3" length="17369383" type="audio/mpeg"/>
        <itunes:summary><![CDATA[ @movewithgk  and  @bradavergonmortgageloanoff6326  have a candid discussion about today's real estate markets....]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>720</itunes:duration>
                <itunes:episode>21</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>The tortoise and the hare...a tale in real estate</title>
        <itunes:title>The tortoise and the hare...a tale in real estate</itunes:title>
        <link>https://gary7t.podbean.com/e/the-tortoise-and-the-harea-tale-in-real-estate/</link>
                    <comments>https://gary7t.podbean.com/e/the-tortoise-and-the-harea-tale-in-real-estate/#comments</comments>        <pubDate>Thu, 14 Mar 2024 12:52:07 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/6d6f8bc0-d128-334e-947f-5fb6dbf5c07e</guid>
                                    <description><![CDATA[]]></description>
                                                            <content:encoded><![CDATA[]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/chp8vw/SEPTEMBER_2023_SHOW_1_PODCAST_HELP_YOURSELF9wm9n.mp3" length="17085819" type="audio/mpeg"/>
        <itunes:summary><![CDATA[]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>709</itunes:duration>
                <itunes:episode>20</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>Buying can be scary</title>
        <itunes:title>Buying can be scary</itunes:title>
        <link>https://gary7t.podbean.com/e/buying-can-be-scary/</link>
                    <comments>https://gary7t.podbean.com/e/buying-can-be-scary/#comments</comments>        <pubDate>Thu, 14 Mar 2024 12:49:56 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/52e0b934-4734-3b61-b100-04ed4b9c8a62</guid>
                                    <description><![CDATA[]]></description>
                                                            <content:encoded><![CDATA[]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/c7vjiw/OCTOBER_2023_SHOW_2_PODCAST_BUYING_CAN_BE_SCARYb452r.mp3" length="23274028" type="audio/mpeg"/>
        <itunes:summary><![CDATA[]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>724</itunes:duration>
                <itunes:episode>19</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>Sales are slowing</title>
        <itunes:title>Sales are slowing</itunes:title>
        <link>https://gary7t.podbean.com/e/sales-are-slowing/</link>
                    <comments>https://gary7t.podbean.com/e/sales-are-slowing/#comments</comments>        <pubDate>Thu, 14 Mar 2024 12:48:30 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/e5f5783b-fbc0-3a50-8ad3-0baae38fb772</guid>
                                    <description><![CDATA[<p>In this episode <a href='https://www.youtube.com/channel/UCL_StwwIm8cyrLBw3599hMg'>@movewithgk</a> and <a href='https://www.youtube.com/channel/UC9BsRe-xiw8cidrID_yi9zw'>@bradavergonmortgageloanoff6326</a> share a story about how 2 people prepared very differently to meet</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode <a href='https://www.youtube.com/channel/UCL_StwwIm8cyrLBw3599hMg'>@movewithgk</a> and <a href='https://www.youtube.com/channel/UC9BsRe-xiw8cidrID_yi9zw'>@bradavergonmortgageloanoff6326</a> share a story about how 2 people prepared very differently to meet</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/mmpvzn/OCTOBER_2023_SHOW_1_PODCAST_ARE_SALES_SLOWING9y3bj.mp3" length="23043815" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode @movewithgk and @bradavergonmortgageloanoff6326 share a story about how 2 people prepared very differently to meet]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>717</itunes:duration>
                <itunes:episode>18</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>What should sellers do in this market?</title>
        <itunes:title>What should sellers do in this market?</itunes:title>
        <link>https://gary7t.podbean.com/e/what-should-sellers-do-in-this-market/</link>
                    <comments>https://gary7t.podbean.com/e/what-should-sellers-do-in-this-market/#comments</comments>        <pubDate>Thu, 14 Mar 2024 12:41:18 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/fdacd05d-6587-39f1-8bc7-d67f0850239d</guid>
                                    <description><![CDATA[<p><a href='https://studio.youtube.com/channel/UC9BsRe-xiw8cidrID_yi9zw'> @bradavergonmortgageloanoff6326 </a> and <a href='https://studio.youtube.com/channel/UCL_StwwIm8cyrLBw3599hMg'> @movewithgk </a> discuss what sellers should do now as the winter comes (do not despair) and potential impacts of SitzerBurnett</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><a href='https://studio.youtube.com/channel/UC9BsRe-xiw8cidrID_yi9zw'> @bradavergonmortgageloanoff6326 </a> and <a href='https://studio.youtube.com/channel/UCL_StwwIm8cyrLBw3599hMg'> @movewithgk </a> discuss what sellers should do now as the winter comes (do not despair) and potential impacts of SitzerBurnett</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/qr692w/NOV_2023_SHOW_2_PODCAST_WHAT_SHOULD_SELLERS_DOal2zx.mp3" length="22228003" type="audio/mpeg"/>
        <itunes:summary><![CDATA[ @bradavergonmortgageloanoff6326  and  @movewithgk  discuss what sellers should do now as the winter comes (do not despair) and potential impacts of SitzerBurnett]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>691</itunes:duration>
                <itunes:episode>17</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>What should sellers do in this market?  Nov 2023</title>
        <itunes:title>What should sellers do in this market?  Nov 2023</itunes:title>
        <link>https://gary7t.podbean.com/e/what-should-sellers-do-in-this-market-nov-2023/</link>
                    <comments>https://gary7t.podbean.com/e/what-should-sellers-do-in-this-market-nov-2023/#comments</comments>        <pubDate>Thu, 14 Mar 2024 12:36:01 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/c5c73aaa-41ee-305c-a3dc-ed7cf46459be</guid>
                                    <description><![CDATA[]]></description>
                                                            <content:encoded><![CDATA[]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/8ypnxh/NOV_2023_SHOW_1_ADVICE_FOR_TODAY_S_MARKET84h26.mp3" length="23128209" type="audio/mpeg"/>
        <itunes:summary><![CDATA[]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>721</itunes:duration>
                <itunes:episode>16</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Downpayment programs to help</title>
        <itunes:title>Downpayment programs to help</itunes:title>
        <link>https://gary7t.podbean.com/e/downpayment-programs-to-help-1710437494/</link>
                    <comments>https://gary7t.podbean.com/e/downpayment-programs-to-help-1710437494/#comments</comments>        <pubDate>Thu, 14 Mar 2024 12:31:34 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/4cd66d79-be6c-3419-956b-c2fd88b55d4a</guid>
                                    <description><![CDATA[<p><a href='https://studio.youtube.com/channel/UC9BsRe-xiw8cidrID_yi9zw'> @bradavergonmortgageloanoff6326 </a> and <a href='https://studio.youtube.com/channel/UCL_StwwIm8cyrLBw3599hMg'> @movewithgk </a> continue discussing downpayment programs</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><a href='https://studio.youtube.com/channel/UC9BsRe-xiw8cidrID_yi9zw'> @bradavergonmortgageloanoff6326 </a> and <a href='https://studio.youtube.com/channel/UCL_StwwIm8cyrLBw3599hMg'> @movewithgk </a> continue discussing downpayment programs</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gf2ptp/DECEMBER_2023_SHOW_2_PODCAST_PROGRAMS_TO_HELP872c9.mp3" length="25465930" type="audio/mpeg"/>
        <itunes:summary><![CDATA[ @bradavergonmortgageloanoff6326  and  @movewithgk  continue discussing downpayment programs]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>793</itunes:duration>
                <itunes:episode>15</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>Downpayment Programs to Help</title>
        <itunes:title>Downpayment Programs to Help</itunes:title>
        <link>https://gary7t.podbean.com/e/downpayment-programs-to-help/</link>
                    <comments>https://gary7t.podbean.com/e/downpayment-programs-to-help/#comments</comments>        <pubDate>Thu, 14 Mar 2024 12:30:17 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/a1cf9b19-b404-344e-96a7-5b0dfb4c2581</guid>
                                    <description><![CDATA[<p><a href='https://studio.youtube.com/channel/UC9BsRe-xiw8cidrID_yi9zw'> @bradavergonmortgageloanoff6326 </a> and <a href='https://studio.youtube.com/channel/UCL_StwwIm8cyrLBw3599hMg'> @movewithgk </a> discuss downpayment programs</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><a href='https://studio.youtube.com/channel/UC9BsRe-xiw8cidrID_yi9zw'> @bradavergonmortgageloanoff6326 </a> and <a href='https://studio.youtube.com/channel/UCL_StwwIm8cyrLBw3599hMg'> @movewithgk </a> discuss downpayment programs</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ka6wv8/DECEMBER_2023_SHOW_1_PODCAST_PROGRAMS_TO_HELP8ij4i.mp3" length="23120786" type="audio/mpeg"/>
        <itunes:summary><![CDATA[ @bradavergonmortgageloanoff6326  and  @movewithgk  discuss downpayment programs]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>707</itunes:duration>
                <itunes:episode>14</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Foreclosures Part 2</title>
        <itunes:title>Foreclosures Part 2</itunes:title>
        <link>https://gary7t.podbean.com/e/foreclosures-part-2/</link>
                    <comments>https://gary7t.podbean.com/e/foreclosures-part-2/#comments</comments>        <pubDate>Thu, 14 Mar 2024 12:27:54 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/02357e59-50b3-3ae2-aacc-0652d22634a8</guid>
                                    <description><![CDATA[<p><a href='https://studio.youtube.com/channel/UC9BsRe-xiw8cidrID_yi9zw'> @bradavergonmortgageloanoff6326 </a> and <a href='https://studio.youtube.com/channel/UCL_StwwIm8cyrLBw3599hMg'> @movewithgk </a> continue the conversation regarding buying a foreclosure property.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><a href='https://studio.youtube.com/channel/UC9BsRe-xiw8cidrID_yi9zw'> @bradavergonmortgageloanoff6326 </a> and <a href='https://studio.youtube.com/channel/UCL_StwwIm8cyrLBw3599hMg'> @movewithgk </a> continue the conversation regarding buying a foreclosure property.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9i4pev/JANUARY_2024_SHOW_2_PODCAST_FORECLOSURE_NIGHTMARESa5znq.mp3" length="24302226" type="audio/mpeg"/>
        <itunes:summary><![CDATA[ @bradavergonmortgageloanoff6326  and  @movewithgk  continue the conversation regarding buying a foreclosure property.]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>756</itunes:duration>
                <itunes:episode>13</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Buying a foreclosure part 1</title>
        <itunes:title>Buying a foreclosure part 1</itunes:title>
        <link>https://gary7t.podbean.com/e/buying-a-foreclosure-part-1/</link>
                    <comments>https://gary7t.podbean.com/e/buying-a-foreclosure-part-1/#comments</comments>        <pubDate>Thu, 14 Mar 2024 12:26:47 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/32c6047d-f04d-3919-bed1-789c4a5133cb</guid>
                                    <description><![CDATA[<p><a href='https://www.youtube.com/channel/UC9BsRe-xiw8cidrID_yi9zw'>@bradavergonmortgageloanoff6326</a> and <a href='https://www.youtube.com/channel/UCL_StwwIm8cyrLBw3599hMg'>@movewithgk</a> talk foreclosures</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><a href='https://www.youtube.com/channel/UC9BsRe-xiw8cidrID_yi9zw'>@bradavergonmortgageloanoff6326</a> and <a href='https://www.youtube.com/channel/UCL_StwwIm8cyrLBw3599hMg'>@movewithgk</a> talk foreclosures</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/cycn73/JANUARY_SHOW_2024_1_PODCAST_BUYING_FORECLOSURE8n7y5.mp3" length="24777094" type="audio/mpeg"/>
        <itunes:summary><![CDATA[@bradavergonmortgageloanoff6326 and @movewithgk talk foreclosures]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>771</itunes:duration>
                <itunes:episode>12</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Staging a home - part 2</title>
        <itunes:title>Staging a home - part 2</itunes:title>
        <link>https://gary7t.podbean.com/e/staging-a-home-part-2/</link>
                    <comments>https://gary7t.podbean.com/e/staging-a-home-part-2/#comments</comments>        <pubDate>Thu, 14 Mar 2024 12:23:40 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/cba93683-92e4-3da5-8da4-151d1ea4d498</guid>
                                    <description><![CDATA[<p><a href='https://studio.youtube.com/channel/UC9BsRe-xiw8cidrID_yi9zw'> @bradavergonmortgageloanoff6326 </a> and <a href='https://studio.youtube.com/channel/UCL_StwwIm8cyrLBw3599hMg'> @movewithgk </a> continue the discussion on the benefits of staging a home for sale.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p><a href='https://studio.youtube.com/channel/UC9BsRe-xiw8cidrID_yi9zw'> @bradavergonmortgageloanoff6326 </a> and <a href='https://studio.youtube.com/channel/UCL_StwwIm8cyrLBw3599hMg'> @movewithgk </a> continue the discussion on the benefits of staging a home for sale.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/hqu5aq/FEBRUARY_SHOW_2_PODCAST_STAGING8zo0a.mp3" length="24039547" type="audio/mpeg"/>
        <itunes:summary><![CDATA[ @bradavergonmortgageloanoff6326  and  @movewithgk  continue the discussion on the benefits of staging a home for sale.]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>746</itunes:duration>
                <itunes:episode>11</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Why buy a home when interest rates are high? Part 2</title>
        <itunes:title>Why buy a home when interest rates are high? Part 2</itunes:title>
        <link>https://gary7t.podbean.com/e/why-buy-a-home-when-interest-rates-are-high-part-2/</link>
                    <comments>https://gary7t.podbean.com/e/why-buy-a-home-when-interest-rates-are-high-part-2/#comments</comments>        <pubDate>Thu, 07 Mar 2024 15:26:16 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/88316e89-b7e8-3704-8e4c-5bff444028e1</guid>
                                    <description><![CDATA[<p>Gary Kelley and Brad Avergon continue the conversation on home buying with elevated interest rates.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Gary Kelley and Brad Avergon continue the conversation on home buying with elevated interest rates.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/uz337w/March_Show_29fk74.mp3" length="24667231" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Gary Kelley and Brad Avergon continue the conversation on home buying with elevated interest rates.]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>768</itunes:duration>
                <itunes:episode>10</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Why buy a home when interest rates are high?  Part 1</title>
        <itunes:title>Why buy a home when interest rates are high?  Part 1</itunes:title>
        <link>https://gary7t.podbean.com/e/why-buy-a-home-when-interest-rates-are-high-part-1/</link>
                    <comments>https://gary7t.podbean.com/e/why-buy-a-home-when-interest-rates-are-high-part-1/#comments</comments>        <pubDate>Thu, 07 Mar 2024 14:15:28 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/42163b92-9975-3259-a2e9-d256955be368</guid>
                                    <description><![CDATA[<p>Brad Avergon and Gary Kelley discuss buying a home during a period of high interest rates.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Brad Avergon and Gary Kelley discuss buying a home during a period of high interest rates.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gcieju/March_Show_16ahlq.mp3" length="22247175" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Brad Avergon and Gary Kelley discuss buying a home during a period of high interest rates.]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>678</itunes:duration>
                <itunes:episode>9</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Staging a home</title>
        <itunes:title>Staging a home</itunes:title>
        <link>https://gary7t.podbean.com/e/staging-a-home/</link>
                    <comments>https://gary7t.podbean.com/e/staging-a-home/#comments</comments>        <pubDate>Sun, 25 Feb 2024 14:08:48 -0500</pubDate>
        <guid isPermaLink="false">gary7t.podbean.com/671adf50-a9e0-3f95-9c05-00fef8765a72</guid>
                                    <description><![CDATA[<p>Loan officer Brad Avergon and Real Estate Agent Gary Kelley on Staging homes.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Loan officer Brad Avergon and Real Estate Agent Gary Kelley on Staging homes.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/pengx4/all_things_real_estate_jan_29_2024_001_riversideacnya.mp3" length="24059024" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Loan officer Brad Avergon and Real Estate Agent Gary Kelley on Staging homes.]]></itunes:summary>
        <itunes:author>Gary L Kelley</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1468</itunes:duration>
                <itunes:episode>5</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
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