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    <title>Fortress Insurance Podcast</title>
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    <link>https://fortressinsurance.podbean.com</link>
    <description>These podcasts are a collection of 19 plus years in the insurance industry and the many questions and stories we’ve encountered along the way.

All episodes are intentionally kept short (on average less than 15min) to give you the maximum amount of information in the most efficient time possible.</description>
    <pubDate>Tue, 26 May 2026 15:20:54 -0500</pubDate>
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    <language>en</language>
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    <copyright>Copyright 2024 All rights reserved.</copyright>
    <category>Education</category>
    <ttl>1440</ttl>
    <itunes:type>serial</itunes:type>
          <itunes:summary>These podcasts are a collection of 19 plus years in the insurance industry and the many questions and stories we’ve encountered along the way.</itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
<itunes:category text="Education" />
<itunes:category text="Society &amp; Culture" />
<itunes:category text="Business" />
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        <itunes:name>Fortress Insurance</itunes:name>
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    <item>
        <title>#1: In the beginning ...</title>
        <itunes:title>#1: In the beginning ...</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/in-the-beginning/</link>
                    <comments>https://fortressinsurance.podbean.com/e/in-the-beginning/#comments</comments>        <pubDate>Sat, 03 Aug 2024 18:14:46 -0500</pubDate>
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                                    <description><![CDATA[<p>How did Fortress Insurance start? Join Tim as he shares how high school classmates, WWF wrestling, and time created the Fortress Insurance you know and love! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>How did Fortress Insurance start? Join Tim as he shares how high school classmates, WWF wrestling, and time created the Fortress Insurance you know and love! </p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[How did Fortress Insurance start? Join Tim as he shares how high school classmates, WWF wrestling, and time created the Fortress Insurance you know and love! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>670</itunes:duration>
                <itunes:episode>1</itunes:episode>
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    <item>
        <title>#2: Top 5 Questions, #1: Why'd My Rate Go Up?</title>
        <itunes:title>#2: Top 5 Questions, #1: Why'd My Rate Go Up?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/top-5-questions-1-whyd-my-rate-go-up/</link>
                    <comments>https://fortressinsurance.podbean.com/e/top-5-questions-1-whyd-my-rate-go-up/#comments</comments>        <pubDate>Sat, 03 Aug 2024 18:29:11 -0500</pubDate>
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                                    <description><![CDATA[<p>In this series of Top 5 questions that get asked, #1 is "Why'd my rate go up?" ... Do you ask this question? Listen to find out the answer! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this series of Top 5 questions that get asked, #1 is "Why'd my rate go up?" ... Do you ask this question? Listen to find out the answer! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/c3dnugsqfunm5qa8/FortressPodcast-Se01_Ep02-TOP_5_01_Whyd_my_rate_go_up.mp3" length="15128368" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this series of Top 5 questions that get asked, #1 is "Why'd my rate go up?" ... Do you ask this question? Listen to find out the answer! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>473</itunes:duration>
                <itunes:episode>2</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>#3: Top 5 Questions, #2: Am I Covered to Rent a Car?</title>
        <itunes:title>#3: Top 5 Questions, #2: Am I Covered to Rent a Car?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/top-5-questions-2-am-i-covered-to-rent-a-car/</link>
                    <comments>https://fortressinsurance.podbean.com/e/top-5-questions-2-am-i-covered-to-rent-a-car/#comments</comments>        <pubDate>Sat, 03 Aug 2024 18:32:19 -0500</pubDate>
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                                    <description><![CDATA[<p>In this series of Top 5 questions that get asked, #2 is "Am I covered to rent a car?" ... Do you ask this question? Listen to find out the answer! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this series of Top 5 questions that get asked, #2 is "Am I covered to rent a car?" ... Do you ask this question? Listen to find out the answer! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dkkgxu8vyr2hr2bq/FortressPodcast-Se01_Ep03-TOP_5_02_Am_I_covered_to_rent_a_car.mp3" length="12940770" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this series of Top 5 questions that get asked, #2 is "Am I covered to rent a car?" ... Do you ask this question? Listen to find out the answer! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>404</itunes:duration>
                <itunes:episode>3</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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        <title>#4: Top 5 Questions, #3: Rock Chips &amp; Glass?</title>
        <itunes:title>#4: Top 5 Questions, #3: Rock Chips &amp; Glass?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/top-5-questions-3-rock-chips-and-glass/</link>
                    <comments>https://fortressinsurance.podbean.com/e/top-5-questions-3-rock-chips-and-glass/#comments</comments>        <pubDate>Sat, 03 Aug 2024 18:33:37 -0500</pubDate>
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                                    <description><![CDATA[<p>In this series of Top 5 questions that get asked, #1 is "Rock Chips &amp; Glass?" ... Do you ask this question? Listen to find out the answer! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this series of Top 5 questions that get asked, #1 is "Rock Chips &amp; Glass?" ... Do you ask this question? Listen to find out the answer! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/yvzhwwrygrufrtwa/FortressPodcast-Se01_Ep04-TOP_5_03_Rock_Chips_And_Glass.mp3" length="13416407" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this series of Top 5 questions that get asked, #1 is "Rock Chips &amp; Glass?" ... Do you ask this question? Listen to find out the answer! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>419</itunes:duration>
                <itunes:episode>4</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>#5: Top 5 Questions, #4: When to Add My Kid &amp; When to Remove My Kid?</title>
        <itunes:title>#5: Top 5 Questions, #4: When to Add My Kid &amp; When to Remove My Kid?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/top-5-questions-4-when-to-add-my-kid-when-to-remove-my-kid/</link>
                    <comments>https://fortressinsurance.podbean.com/e/top-5-questions-4-when-to-add-my-kid-when-to-remove-my-kid/#comments</comments>        <pubDate>Sat, 03 Aug 2024 18:35:15 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/0111e56c-136d-34e9-979b-96101915d940</guid>
                                    <description><![CDATA[<p>In this series of Top 5 questions that get asked, #4 is "When to Add My Kid &amp; When to Remove My Kid?" ... Do you ask this question? Listen to find out the answer! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this series of Top 5 questions that get asked, #4 is "When to Add My Kid &amp; When to Remove My Kid?" ... Do you ask this question? Listen to find out the answer! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/n7xnxaxfg6wyv2yp/FortressPodcast-Se01_Ep05-TOP_5_04_When_to_add_my_kid_When_to_remove_my_kid.mp3" length="16221749" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this series of Top 5 questions that get asked, #4 is "When to Add My Kid &amp; When to Remove My Kid?" ... Do you ask this question? Listen to find out the answer! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>507</itunes:duration>
                <itunes:episode>5</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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        <title>#6: Top 5 Questions, #5: How to Add My New Vehicle?</title>
        <itunes:title>#6: Top 5 Questions, #5: How to Add My New Vehicle?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/top-5-questions-5-how-to-add-my-new-vehicle/</link>
                    <comments>https://fortressinsurance.podbean.com/e/top-5-questions-5-how-to-add-my-new-vehicle/#comments</comments>        <pubDate>Sat, 03 Aug 2024 18:36:37 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/b02033a3-41d9-3eb2-bb8f-7a2ede7d5687</guid>
                                    <description><![CDATA[<p>In this series of Top 5 questions that get asked, #5 is "How to Add My New Vehicle?" ... Do you ask this question? Listen to find out the answer! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this series of Top 5 questions that get asked, #5 is "How to Add My New Vehicle?" ... Do you ask this question? Listen to find out the answer! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/rs3ci8q5wgdhw23d/FortressPodcast-Se01_Ep06-TOP_5_05_How_to_add_my_new_vehicle.mp3" length="13273465" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this series of Top 5 questions that get asked, #5 is "How to Add My New Vehicle?" ... Do you ask this question? Listen to find out the answer! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>415</itunes:duration>
                <itunes:episode>6</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>#7: New roof proof</title>
        <itunes:title>#7: New roof proof</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/new_roof_proof/</link>
                    <comments>https://fortressinsurance.podbean.com/e/new_roof_proof/#comments</comments>        <pubDate>Mon, 12 Aug 2024 12:00:00 -0500</pubDate>
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                                    <description><![CDATA[<p>Got a new roof from a recent claim? Don't forget an important, but often overlooked, step that Tim discusses in this episode! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Got a new roof from a recent claim? Don't forget an important, but often overlooked, step that Tim discusses in this episode! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/msaa6ewqqzzqnjyv/FortressPodcast-Se01_Ep07-New_roof_proof.mp3" length="12988417" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Got a new roof from a recent claim? Don't forget an important, but often overlooked, step that Tim discusses in this episode! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>406</itunes:duration>
                <itunes:episode>7</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>#8: Is it cheaper on their own plan?</title>
        <itunes:title>#8: Is it cheaper on their own plan?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/is_it_cheaper_on_their_own_plan/</link>
                    <comments>https://fortressinsurance.podbean.com/e/is_it_cheaper_on_their_own_plan/#comments</comments>        <pubDate>Mon, 19 Aug 2024 06:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/13bf8d19-a209-3900-9830-166d4d60d379</guid>
                                    <description><![CDATA[<p>Do you wonder if it might be cheaper for your child to be on their own plan instead of yours? Tim shares the answer from his experience to this common question. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Do you wonder if it might be cheaper for your child to be on their own plan instead of yours? Tim shares the answer from his experience to this common question. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/thrstrmka59gr4hk/FortressPodcast-Se01_Ep08-Is_it_cheaper_on_their_own_plan.mp3" length="11941847" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Do you wonder if it might be cheaper for your child to be on their own plan instead of yours? Tim shares the answer from his experience to this common question. ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>373</itunes:duration>
                <itunes:episode>8</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#9: Big Deal or No Big Deal?</title>
        <itunes:title>#9: Big Deal or No Big Deal?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/big_deal_or_no_big_deal/</link>
                    <comments>https://fortressinsurance.podbean.com/e/big_deal_or_no_big_deal/#comments</comments>        <pubDate>Mon, 26 Aug 2024 10:30:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/daed00d1-43de-3581-a2ff-62eeb2375f02</guid>
                                    <description><![CDATA[<p>Listen for the top 3 things people assume are a big deal - that actually aren't! And also the top 3 things people assume aren't a big deal - that actually are! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Listen for the top 3 things people assume are a big deal - that actually aren't! And also the top 3 things people assume aren't a big deal - that actually are! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7fvu52eecadudtfk/FortressPodcast-Se01_Ep09-Big_deal_or_no_big_deal.mp3" length="16840329" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Listen for the top 3 things people assume are a big deal - that actually aren't! And also the top 3 things people assume aren't a big deal - that actually are! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>526</itunes:duration>
                <itunes:episode>9</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#10: Timber!</title>
        <itunes:title>#10: Timber!</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/timber/</link>
                    <comments>https://fortressinsurance.podbean.com/e/timber/#comments</comments>        <pubDate>Mon, 02 Sep 2024 07:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/9785e321-88d6-3cc6-a36d-77fed74f57c5</guid>
                                    <description><![CDATA[<p>In this episode Tim is talking about trees! Who is responsible for them? Who isn't? What else should I know? Listen for clarification on these commonly confusing questions.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode Tim is talking about trees! Who is responsible for them? Who isn't? What else should I know? Listen for clarification on these commonly confusing questions.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/hxah2qnexe8e39q4/FortressPodcast-Se01_Ep10-Timber.mp3" length="15081557" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode Tim is talking about trees! Who is responsible for them? Who isn't? What else should I know? Listen for clarification on these commonly confusing questions.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>471</itunes:duration>
                <itunes:episode>10</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>#11: Fortress Roles and Responsibilities</title>
        <itunes:title>#11: Fortress Roles and Responsibilities</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/fortress_roles_and_responsibilities/</link>
                    <comments>https://fortressinsurance.podbean.com/e/fortress_roles_and_responsibilities/#comments</comments>        <pubDate>Mon, 09 Sep 2024 07:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/f3bf824a-ebdf-3a95-b29f-f2d9950372a8</guid>
                                    <description><![CDATA[<p>There's are a lot of individual specialties that our team members at Fortress Insurance focus on and we want to make it easy on you to contact us in order to answer your important questions! Listen in to find out more about us, and more about how we structure our time and efforts to be the most beneficial to you!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>There's are a lot of individual specialties that our team members at Fortress Insurance focus on and we want to make it easy on you to contact us in order to answer your important questions! Listen in to find out more about us, and more about how we structure our time and efforts to be the most beneficial to you!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/g4fms9j3yvpjcqd4/FortressPodcast-Se01_Ep11-Fortress_roles_and_responsibilities.mp3" length="13629984" type="audio/mpeg"/>
        <itunes:summary><![CDATA[There's are a lot of individual specialties that our team members at Fortress Insurance focus on and we want to make it easy on you to contact us in order to answer your important questions! Listen in to find out more about us, and more about how we structure our time and efforts to be the most beneficial to you!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>568</itunes:duration>
                <itunes:episode>11</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#12: Solar Panels</title>
        <itunes:title>#12: Solar Panels</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/solar_panels/</link>
                    <comments>https://fortressinsurance.podbean.com/e/solar_panels/#comments</comments>        <pubDate>Mon, 16 Sep 2024 07:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/9769e624-7352-352f-9568-7955c2c175a9</guid>
                                    <description><![CDATA[<p>Do you have coverage on your solar panels or not? Is it even available? Listen in to learn more about solar panels and what's covered for your investment. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Do you have coverage on your solar panels or not? Is it even available? Listen in to learn more about solar panels and what's covered for your investment. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/x6imbmv6bz2p6a7z/FortressPodcast-Se01_Ep12-Solar_Panels.mp3" length="11895036" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Do you have coverage on your solar panels or not? Is it even available? Listen in to learn more about solar panels and what's covered for your investment. ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>372</itunes:duration>
                <itunes:episode>12</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#13: Will My Rate Go Up?</title>
        <itunes:title>#13: Will My Rate Go Up?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/will_my_rate_go_up/</link>
                    <comments>https://fortressinsurance.podbean.com/e/will_my_rate_go_up/#comments</comments>        <pubDate>Mon, 23 Sep 2024 07:00:00 -0500</pubDate>
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                                    <description><![CDATA[<p>A TOP 10 frequently asked question: "Will my rate go up if I [insert claim here]?" ... Who's at fault? Who isn't? What rate will it go up? ... Listen in to get answers to these common questions about rate increases.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>A TOP 10 frequently asked question: "Will my rate go up if I [insert claim here]?" ... Who's at fault? Who isn't? What rate will it go up? ... Listen in to get answers to these common questions about rate increases.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/k7697jxmhww6jr94/FortressPodcast-Se01_Ep13-Will_my_rate_go_up.mp3" length="15699300" type="audio/mpeg"/>
        <itunes:summary><![CDATA[A TOP 10 frequently asked question: "Will my rate go up if I [insert claim here]?" ... Who's at fault? Who isn't? What rate will it go up? ... Listen in to get answers to these common questions about rate increases.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>490</itunes:duration>
                <itunes:episode>13</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#14: Progressive 101</title>
        <itunes:title>#14: Progressive 101</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/progressive_101/</link>
                    <comments>https://fortressinsurance.podbean.com/e/progressive_101/#comments</comments>        <pubDate>Mon, 30 Sep 2024 07:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/05fa6825-7f4a-317f-9bf1-5fe3785a2aa2</guid>
                                    <description><![CDATA[<p>We're talking about The Flow show - Progressive Insurance! A quick history, along with current details, so that you know more about their organization and if they're the right choice for us to help you make. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>We're talking about <em>The Flow show</em> - Progressive Insurance! A quick history, along with current details, so that you know more about their organization and if they're the right choice for us to help you make. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5uhe7zdtkj27s5bw/FortressPodcast-Se01_Ep14-Progressive_101.mp3" length="15176015" type="audio/mpeg"/>
        <itunes:summary><![CDATA[We're talking about The Flow show - Progressive Insurance! A quick history, along with current details, so that you know more about their organization and if they're the right choice for us to help you make. ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>474</itunes:duration>
                <itunes:episode>14</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#15: Why the Dashes?</title>
        <itunes:title>#15: Why the Dashes?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/why_the_dashes/</link>
                    <comments>https://fortressinsurance.podbean.com/e/why_the_dashes/#comments</comments>        <pubDate>Mon, 07 Oct 2024 07:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/95823b80-7298-32ce-ba45-9dcf47740797</guid>
                                    <description><![CDATA[<p>Let's make you an auto insurance pro by talking about the "dashes" in your auto insurance policy! What do they mean? Why do they matter? What are the 3 P's? Find out in this episode.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Let's make you an auto insurance pro by talking about the "dashes" in your auto insurance policy! What do they mean? Why do they matter? What are the 3 P's? Find out in this episode.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wqn2y4h77h5wd48c/FortressPodcast-Se01_Ep15-Why_the_dashes.mp3" length="14748025" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Let's make you an auto insurance pro by talking about the "dashes" in your auto insurance policy! What do they mean? Why do they matter? What are the 3 P's? Find out in this episode.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>461</itunes:duration>
                <itunes:episode>15</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#16: Get to know: Ben Sage</title>
        <itunes:title>#16: Get to know: Ben Sage</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/get_to_know_ben_sage/</link>
                    <comments>https://fortressinsurance.podbean.com/e/get_to_know_ben_sage/#comments</comments>        <pubDate>Mon, 14 Oct 2024 12:20:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/5ad0b605-746f-3225-b9b2-49abc9de7603</guid>
                                    <description><![CDATA[<p>Let's introduce you to Ben Sage! Learn about this lifelong friend of Tim's, what the "Silver Tuna" was on their street, and more in this first of many exciting interviews with our staff at Fortress Insurance.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Let's introduce you to Ben Sage! Learn about this lifelong friend of Tim's, what the "Silver Tuna" was on their street, and more in this first of many exciting interviews with our staff at Fortress Insurance.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3eq426ddbnv9j77a/FortressPodcast-Se01_Ep16-Get_to_know_Ben_Sage.mp3" length="17659946" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Let's introduce you to Ben Sage! Learn about this lifelong friend of Tim's, what the "Silver Tuna" was on their street, and more in this first of many exciting interviews with our staff at Fortress Insurance.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>736</itunes:duration>
                <itunes:episode>16</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#17: Get to know: Jon Buller</title>
        <itunes:title>#17: Get to know: Jon Buller</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/get_to_know_jon_buller/</link>
                    <comments>https://fortressinsurance.podbean.com/e/get_to_know_jon_buller/#comments</comments>        <pubDate>Mon, 21 Oct 2024 12:44:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/81503e41-fbd9-38d6-9343-20092e57e37e</guid>
                                    <description><![CDATA[<p>Let me introduce you to Jon Buller! Learn about his musical service in the military, his commitment to his commercial clients and more in this exciting series of interviews with our staff at Fortress Insurance.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Let me introduce you to Jon Buller! Learn about his musical service in the military, his commitment to his commercial clients and more in this exciting series of interviews with our staff at Fortress Insurance.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/aeheird4byvm2zux/FortressPodcast-Se01_Ep17-Get_to_know_Jon_Buller.mp3" length="20227888" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Let me introduce you to Jon Buller! Learn about his musical service in the military, his commitment to his commercial clients and more in this exciting series of interviews with our staff at Fortress Insurance.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>843</itunes:duration>
                <itunes:episode>17</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#18: Most Common Claims "Fantasy Draft", with Jon Buller</title>
        <itunes:title>#18: Most Common Claims "Fantasy Draft", with Jon Buller</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/most_common_claims_draft_with_jon_buller/</link>
                    <comments>https://fortressinsurance.podbean.com/e/most_common_claims_draft_with_jon_buller/#comments</comments>        <pubDate>Mon, 28 Oct 2024 12:50:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/b878f1f4-0d74-3443-a23b-4a9daff0233a</guid>
                                    <description><![CDATA[<p>It's Insurance Claim "draft day" with Tim &amp; Jon. Listen to see what their first round picks are, what unexpected picks they have and learn a little (maybe a lot) along the way!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>It's Insurance Claim "draft day" with Tim &amp; Jon. Listen to see what their first round picks are, what unexpected picks they have and learn a little (<em>maybe a lot</em>) along the way!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4hp53svpzyybmk29/FortressPodcast-Se01_Ep18-Most_common_claims_draft_with_Jon_Buller.mp3" length="23618373" type="audio/mpeg"/>
        <itunes:summary><![CDATA[It's Insurance Claim "draft day" with Tim &amp; Jon. Listen to see what their first round picks are, what unexpected picks they have and learn a little (maybe a lot) along the way!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>984</itunes:duration>
                <itunes:episode>18</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#19: How umbrella insurance works, with Jon Buller</title>
        <itunes:title>#19: How umbrella insurance works, with Jon Buller</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/how_umbrella_insurance_works_with_jon_buller/</link>
                    <comments>https://fortressinsurance.podbean.com/e/how_umbrella_insurance_works_with_jon_buller/#comments</comments>        <pubDate>Mon, 04 Nov 2024 11:57:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/57f9e5b6-22c5-3cbe-8a4d-0ebca31d644b</guid>
                                    <description><![CDATA[<p>Confused about umbrella insurance? Maybe you've heard of it, but not totally certain what it includes. You're not alone! Most people have a misunderstanding of what it does. Don't be that guy! Listen in to learn exactly what umbrella insurance is! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Confused about umbrella insurance? Maybe you've heard of it, but not totally certain what it includes. You're not alone! Most people have a misunderstanding of what it does. Don't be that guy! Listen in to learn exactly what umbrella insurance is! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7izf9kr7nhndkkyh/FortressPodcast-Se01_Ep19-How_umbrella_insurance_works_with_Jon_Buller.mp3" length="16911382" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Confused about umbrella insurance? Maybe you've heard of it, but not totally certain what it includes. You're not alone! Most people have a misunderstanding of what it does. Don't be that guy! Listen in to learn exactly what umbrella insurance is! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>704</itunes:duration>
                <itunes:episode>19</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#20: 3 Reasons Group Life May Not Be the Best for You</title>
        <itunes:title>#20: 3 Reasons Group Life May Not Be the Best for You</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/3_reasons_group_life_may_not_be_the_best_for_you/</link>
                    <comments>https://fortressinsurance.podbean.com/e/3_reasons_group_life_may_not_be_the_best_for_you/#comments</comments>        <pubDate>Mon, 11 Nov 2024 08:41:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/30b31043-9622-3c26-ac9a-dcf20e1cf426</guid>
                                    <description><![CDATA[<p>Is your life insurance policy the right choice for you? Listen in as Tim provides 3 important considerations that you'll want to hear about in order to make the right choice for yourself!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Is your life insurance policy the right choice for you? Listen in as Tim provides 3 important considerations that you'll want to hear about in order to make the right choice for yourself!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7sg595h8fhvmhq5k/FortressPodcast-Se01_Ep27-3_Reasons_Group_Life_May_Not_Be_the_Best_for_You.mp3" length="13416198" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Is your life insurance policy the right choice for you? Listen in as Tim provides 3 important considerations that you'll want to hear about in order to make the right choice for yourself!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>559</itunes:duration>
                <itunes:episode>20</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#21: Get to know: Terry Miles</title>
        <itunes:title>#21: Get to know: Terry Miles</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/get_to_know_terry_miles/</link>
                    <comments>https://fortressinsurance.podbean.com/e/get_to_know_terry_miles/#comments</comments>        <pubDate>Mon, 18 Nov 2024 12:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/c294f5d4-4abd-3604-b9e3-2efcdf1420b3</guid>
                                    <description><![CDATA[<p>Let me introduce you to Terry "T-sizzle" Miles! Learn about his childhood in Morning Sun, his driving skills for roadtrips and more in this exciting series of interviews with our staff at Fortress Insurance.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Let me introduce you to Terry <em>"T-sizzle"</em> Miles! Learn about his childhood in Morning Sun, his driving skills for roadtrips and more in this exciting series of interviews with our staff at Fortress Insurance.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/hiyqmyxhe5gh2rev/FortressPodcast-Se01_Ep20-Get_to_know_Terry_Miles.mp3" length="18197860" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Let me introduce you to Terry "T-sizzle" Miles! Learn about his childhood in Morning Sun, his driving skills for roadtrips and more in this exciting series of interviews with our staff at Fortress Insurance.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>758</itunes:duration>
                <itunes:episode>21</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#22: 5 things to know about life insurance</title>
        <itunes:title>#22: 5 things to know about life insurance</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/5_things_to_know_about_life_insurance/</link>
                    <comments>https://fortressinsurance.podbean.com/e/5_things_to_know_about_life_insurance/#comments</comments>        <pubDate>Mon, 25 Nov 2024 12:13:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/a987e7a7-a88c-3c1a-b806-678a6554ec57</guid>
                                    <description><![CDATA[<p>Learn what the most common facts and common types of life insurance are, as well as what Fortress has learned over the years to best help their customers with it all!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Learn what the most common facts and common types of life insurance are, as well as what Fortress has learned over the years to best help their customers with it all!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dvm9pj3qgmmbh5mx/FortressPodcast-Se01_Ep21-5_Things_to_Know_About_Life_Insurance.mp3" length="13774180" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Learn what the most common facts and common types of life insurance are, as well as what Fortress has learned over the years to best help their customers with it all!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>574</itunes:duration>
                <itunes:episode>22</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#23: What is a P.A.F.? (Personal Articles Floater)</title>
        <itunes:title>#23: What is a P.A.F.? (Personal Articles Floater)</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/what_is_a_personal_articles_floater/</link>
                    <comments>https://fortressinsurance.podbean.com/e/what_is_a_personal_articles_floater/#comments</comments>        <pubDate>Mon, 02 Dec 2024 13:35:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/67b42e3c-88bf-378e-93ea-7978066c4c7a</guid>
                                    <description><![CDATA[<p>What's a P.A.F.? A Personal Articles Floater of course! ... Well ... what's THAT?! Listen in to learn what they are and why they're important! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>What's a P.A.F.? A Personal Articles Floater of course! ... Well ... what's THAT?! Listen in to learn what they are and why they're important! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ezamb5b4z53nx367/FortressPodcast-Se01_Ep22-What_is_a_Personal_Articles_Floater.mp3" length="14986679" type="audio/mpeg"/>
        <itunes:summary><![CDATA[What's a P.A.F.? A Personal Articles Floater of course! ... Well ... what's THAT?! Listen in to learn what they are and why they're important! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>624</itunes:duration>
                <itunes:episode>23</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#24: How to best reach us</title>
        <itunes:title>#24: How to best reach us</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/how_to_best_reach_us/</link>
                    <comments>https://fortressinsurance.podbean.com/e/how_to_best_reach_us/#comments</comments>        <pubDate>Mon, 09 Dec 2024 13:42:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/41616fe5-b45e-3681-902f-414c10f96efe</guid>
                                    <description><![CDATA[<p>What's the best way to reach us? By phone? By text? By email? Listen in to find out how we like to most effectively and clearly communicate with our customers!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>What's the best way to reach us? By phone? By text? By email? Listen in to find out how we like to most effectively and clearly communicate with our customers!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7fbskf9dyyrrwf5c/FortressPodcast-Se01_Ep23-How_to_best_reach_us.mp3" length="16804175" type="audio/mpeg"/>
        <itunes:summary><![CDATA[What's the best way to reach us? By phone? By text? By email? Listen in to find out how we like to most effectively and clearly communicate with our customers!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>700</itunes:duration>
                <itunes:episode>24</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#25: Who let the dogs out? with Jon Buller</title>
        <itunes:title>#25: Who let the dogs out? with Jon Buller</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/who_let_the_dogs_out/</link>
                    <comments>https://fortressinsurance.podbean.com/e/who_let_the_dogs_out/#comments</comments>        <pubDate>Mon, 16 Dec 2024 13:45:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/89dbd427-133f-3c24-95d0-1041dc77cfc7</guid>
                                    <description><![CDATA[<p>Dogs and liability ... what does the state, judicial and insurance agency say about who is liable with a dog incident? Listen in to hear examples from our experience and learn something maybe you didn't know before! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Dogs and liability ... what does the state, judicial and insurance agency say about who is liable with a dog incident? Listen in to hear examples from our experience and learn something maybe you didn't know before! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wb8sjmvvcvmffdc4/FortressPodcast-Se01_Ep24-Who_let_the_dogs_out_with_Jon_Buller.mp3" length="17125168" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Dogs and liability ... what does the state, judicial and insurance agency say about who is liable with a dog incident? Listen in to hear examples from our experience and learn something maybe you didn't know before! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>713</itunes:duration>
                <itunes:episode>25</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#26: Is my company good? with Jon Buller</title>
        <itunes:title>#26: Is my company good? with Jon Buller</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/is_my_company_good/</link>
                    <comments>https://fortressinsurance.podbean.com/e/is_my_company_good/#comments</comments>        <pubDate>Mon, 23 Dec 2024 11:35:13 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/bd8265c8-32a3-3232-8f94-ca1f5cdf2565</guid>
                                    <description><![CDATA[<p>Have you wondered whether or not you've got the best company caring for you? It could depend on many factors. Listen in to learn what factors you would want to care about for your situation. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Have you wondered whether or not you've got the best company caring for you? It could depend on many factors. Listen in to learn what factors you would want to care about for your situation. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/vx34ftvdvfakcq3k/FortressPodcast-Se01_Ep25-Is_my_company_good_with_Jon_Buller.mp3" length="26507933" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Have you wondered whether or not you've got the best company caring for you? It could depend on many factors. Listen in to learn what factors you would want to care about for your situation. ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1104</itunes:duration>
                <itunes:episode>26</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#27: What's the Rush?</title>
        <itunes:title>#27: What's the Rush?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/whats_the_rush/</link>
                    <comments>https://fortressinsurance.podbean.com/e/whats_the_rush/#comments</comments>        <pubDate>Mon, 30 Dec 2024 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/fe314ad3-c80b-3480-ad3c-34d7facd1b6b</guid>
                                    <description><![CDATA[<p>Why can't we just punch a few buttons and immediately get you an insurance policy? Life should be that easy right?? ... Well, there are some specific considerations and understandable limitations that are put in place for reasons that you'll want to hear about in this episode!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Why can't we just punch a few buttons and immediately get you an insurance policy? Life should be that easy right?? ... Well, there are some specific considerations and understandable limitations that are put in place for reasons that you'll want to hear about in this episode!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ty3vz5k3v34x56m4/FortressPodcast-Se01_Ep28-Whats_the_Rush.mp3" length="11204358" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Why can't we just punch a few buttons and immediately get you an insurance policy? Life should be that easy right?? ... Well, there are some specific considerations and understandable limitations that are put in place for reasons that you'll want to hear about in this episode!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>466</itunes:duration>
                <itunes:episode>27</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#28: In-home Business Equipment</title>
        <itunes:title>#28: In-home Business Equipment</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/in_home_business_equipment/</link>
                    <comments>https://fortressinsurance.podbean.com/e/in_home_business_equipment/#comments</comments>        <pubDate>Mon, 06 Jan 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/6da3927c-dfd8-38d1-8a77-a3551ac0e636</guid>
                                    <description><![CDATA[<p>Listen in for 3 quick stories to help you understand the relationship between personal property and in-home business equipment, coverage of those items, and details you'll want to be aware of when considering coverage or a claim. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Listen in for 3 quick stories to help you understand the relationship between personal property and in-home business equipment, coverage of those items, and details you'll want to be aware of when considering coverage or a claim. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/85jwwv7pw4bgrxbw/FortressPodcast-Se01_Ep29-In_Home_Business_Equipment.mp3" length="11275829" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Listen in for 3 quick stories to help you understand the relationship between personal property and in-home business equipment, coverage of those items, and details you'll want to be aware of when considering coverage or a claim. ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>470</itunes:duration>
                <itunes:episode>28</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#29: When to File a Claim</title>
        <itunes:title>#29: When to File a Claim</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/when_to_file_a_claim/</link>
                    <comments>https://fortressinsurance.podbean.com/e/when_to_file_a_claim/#comments</comments>        <pubDate>Mon, 13 Jan 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/50af39f0-ce9a-30b9-a6b6-167c9071c04d</guid>
                                    <description><![CDATA[<p>Do you know what goes in to filing a claim and what considerations you should be aware of before you file? Listen to this episode for some tips on when to file and when not to! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Do you know what goes in to filing a claim and what considerations you should be aware of before you file? Listen to this episode for some tips on when to file and when not to! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/6xwmz9h96m3jjit5/FortressPodcast-Se01_Ep30-When_to_File_a_Claim.mp3" length="15306418" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Do you know what goes in to filing a claim and what considerations you should be aware of before you file? Listen to this episode for some tips on when to file and when not to! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>638</itunes:duration>
                <itunes:episode>29</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#30: Settle Down</title>
        <itunes:title>#30: Settle Down</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/settle_down/</link>
                    <comments>https://fortressinsurance.podbean.com/e/settle_down/#comments</comments>        <pubDate>Mon, 20 Jan 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/f34f285c-e099-38f5-9eaa-c427f621e0ce</guid>
                                    <description><![CDATA[<p>Would you like to learn about what's involved in settling claims and who all is involved! Then settle down and listen up ... to this episode! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Would you like to learn about what's involved in settling claims and who all is involved! Then settle down and listen up ... to this episode! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/6ejry6h42xm2289q/FortressPodcast-Se01_Ep31-Settle_Down.mp3" length="11882079" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Would you like to learn about what's involved in settling claims and who all is involved! Then settle down and listen up ... to this episode! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>495</itunes:duration>
                <itunes:episode>30</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#31: Stop with the White Out</title>
        <itunes:title>#31: Stop with the White Out</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/stop_with_the_white_out/</link>
                    <comments>https://fortressinsurance.podbean.com/e/stop_with_the_white_out/#comments</comments>        <pubDate>Mon, 27 Jan 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/ec29c125-b261-30de-81ce-278651da0210</guid>
                                    <description><![CDATA[<p>Don't waste your time hiding your rates. Listen in to learn why! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Don't waste your time hiding your rates. Listen in to learn why! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/a6kyeyq972qk5fz8/FortressPodcast-Se01_Ep32-Stop_with_the_White_Out.mp3" length="14913955" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Don't waste your time hiding your rates. Listen in to learn why! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>621</itunes:duration>
                <itunes:episode>31</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#32: 80%, 100%, 125% Replacement Cost</title>
        <itunes:title>#32: 80%, 100%, 125% Replacement Cost</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/replacement_cost/</link>
                    <comments>https://fortressinsurance.podbean.com/e/replacement_cost/#comments</comments>        <pubDate>Mon, 03 Feb 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/c8460262-29db-3e86-a744-703a303e3a49</guid>
                                    <description><![CDATA[<p>Are you a home owner? Learn what the difference is between market value and replacement cost for your home, and what percentage you're required for coverage. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Are you a home owner? Learn what the difference is between market value and replacement cost for your home, and what percentage you're required for coverage. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3pe3cuv5cwnd3ksv/FortressPodcast-Se01_Ep33-80_100_125_Replacement_Cost.mp3" length="13558513" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you a home owner? Learn what the difference is between market value and replacement cost for your home, and what percentage you're required for coverage. ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>565</itunes:duration>
                <itunes:episode>32</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#33: Ramsey Unpacked</title>
        <itunes:title>#33: Ramsey Unpacked</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/ramsey_unpacked/</link>
                    <comments>https://fortressinsurance.podbean.com/e/ramsey_unpacked/#comments</comments>        <pubDate>Mon, 10 Feb 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/6ad9f859-4ec8-3c29-9672-1313f25de4de</guid>
                                    <description><![CDATA[<p>Did you know Fortress Insurance is a Ramsey Trusted independent insurance agency? Learn why that matters and what it took to be a part of that trusted network. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Did you know Fortress Insurance is a Ramsey Trusted independent insurance agency? Learn why that matters and what it took to be a part of that trusted network. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/g4fw6vxhu6v8vt6h/FortressPodcast-Se01_Ep34-Ramsey_Unpacked.mp3" length="15342154" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Did you know Fortress Insurance is a Ramsey Trusted independent insurance agency? Learn why that matters and what it took to be a part of that trusted network. ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>639</itunes:duration>
                <itunes:episode>33</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#34: Content Claims</title>
        <itunes:title>#34: Content Claims</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/content_claims/</link>
                    <comments>https://fortressinsurance.podbean.com/e/content_claims/#comments</comments>        <pubDate>Mon, 17 Feb 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/14a4fabd-be17-3195-824b-63d0709a371a</guid>
                                    <description><![CDATA[<p>Tim explains what to expect with personal property claims and shares his personal pro-tip to make those claims even easier! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Tim explains what to expect with personal property claims and shares his personal pro-tip to make those claims even easier! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/hnj5s35ryyfd924c/FortressPodcast-Se01_Ep35-Content_Claims.mp3" length="10741050" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Tim explains what to expect with personal property claims and shares his personal pro-tip to make those claims even easier! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>447</itunes:duration>
                <itunes:episode>34</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#35: Mean Parent. Nice Parent.</title>
        <itunes:title>#35: Mean Parent. Nice Parent.</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/mean_parent_nice_parent/</link>
                    <comments>https://fortressinsurance.podbean.com/e/mean_parent_nice_parent/#comments</comments>        <pubDate>Mon, 24 Feb 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/321b1151-c44a-3350-b067-3beff47ae6de</guid>
                                    <description><![CDATA[<p>Are you a parent? Are you thinking about having your student chip-in for their insurance? You'll want to listen in for tips on how to best decide what will work for your family and your coverage. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Are you a parent? Are you thinking about having your student chip-in for their insurance? You'll want to listen in for tips on how to best decide what will work for your family and your coverage. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/hk3gbdkm7u8ti4aj/FortressPodcast-Se01_Ep36-Mean_Parent_Nice_Parent.mp3" length="10883365" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you a parent? Are you thinking about having your student chip-in for their insurance? You'll want to listen in for tips on how to best decide what will work for your family and your coverage. ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>453</itunes:duration>
                <itunes:episode>35</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#36: Über Info on Vehicle Business Use</title>
        <itunes:title>#36: Über Info on Vehicle Business Use</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/uber_info_on_vehicle_business_use/</link>
                    <comments>https://fortressinsurance.podbean.com/e/uber_info_on_vehicle_business_use/#comments</comments>        <pubDate>Mon, 03 Mar 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/37978c83-2129-3a41-a437-cfcbea059695</guid>
                                    <description><![CDATA[<p>What's the difference between personal use and commercial use for your vehicle? If you're using your car for certain business uses you'll want to listen in and learn all about the coverage you may need.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>What's the difference between personal use and commercial use for your vehicle? If you're using your car for certain business uses you'll want to listen in and learn all about the coverage you may need.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dr3x7jyq8us5s22d/FortressPodcast-Se01_Ep37-Uber_info_on_Vehicle_Business_Use.mp3" length="12952263" type="audio/mpeg"/>
        <itunes:summary><![CDATA[What's the difference between personal use and commercial use for your vehicle? If you're using your car for certain business uses you'll want to listen in and learn all about the coverage you may need.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>539</itunes:duration>
                <itunes:episode>36</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#37: Meet a Real Live Insurance Lawyer - Interview with Lyssa Henderson</title>
        <itunes:title>#37: Meet a Real Live Insurance Lawyer - Interview with Lyssa Henderson</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/meet_a_real_live_insurance_lawyer_w_lissa_henderson/</link>
                    <comments>https://fortressinsurance.podbean.com/e/meet_a_real_live_insurance_lawyer_w_lissa_henderson/#comments</comments>        <pubDate>Mon, 10 Mar 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/b06ba625-8943-312f-bbdb-074803f75271</guid>
                                    <description><![CDATA[<p>We've got a REAL LIVE insurance lawyer on the episode today! Lyssa Henderson has lived all over the U.S. and has a wealth of knowledge and experience that she wants to share with you.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>We've got a REAL LIVE insurance lawyer on the episode today! Lyssa Henderson has lived all over the U.S. and has a wealth of knowledge and experience that she wants to share with you.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/55ey7hfcxh8qkhch/FortressPodcast-Se01_Ep26-Meet_a_Real_Live_Insurance_Lawyer_w_Lissa_Henderson.mp3" length="45550572" type="audio/mpeg"/>
        <itunes:summary><![CDATA[We've got a REAL LIVE insurance lawyer on the episode today! Lyssa Henderson has lived all over the U.S. and has a wealth of knowledge and experience that she wants to share with you.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1898</itunes:duration>
                <itunes:episode>37</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#38: What is Loss Assessment Coverage?, with Jon Buller</title>
        <itunes:title>#38: What is Loss Assessment Coverage?, with Jon Buller</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/what_is_loss_assessment_coverage/</link>
                    <comments>https://fortressinsurance.podbean.com/e/what_is_loss_assessment_coverage/#comments</comments>        <pubDate>Mon, 17 Mar 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/f5e3ad06-ffe1-3e48-b77f-32c68d70d731</guid>
                                    <description><![CDATA[<p>Are you or someone you know a part of an H.O.A.? Tim &amp; Jon share some cautionary stories and clear up what exactly Loss Assessment Coverage entails and how to get the perfect coverage for yourself.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Are you or someone you know a part of an H.O.A.? Tim &amp; Jon share some cautionary stories and clear up what exactly Loss Assessment Coverage entails and how to get the perfect coverage for yourself.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kf2gguvqe7viqhci/FortressPodcast-Ep38-What_is_Loss_Assessment_Coverage.mp3" length="11811235" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you or someone you know a part of an H.O.A.? Tim &amp; Jon share some cautionary stories and clear up what exactly Loss Assessment Coverage entails and how to get the perfect coverage for yourself.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>492</itunes:duration>
                <itunes:episode>38</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#39: Ya Fired!</title>
        <itunes:title>#39: Ya Fired!</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/ya_fired/</link>
                    <comments>https://fortressinsurance.podbean.com/e/ya_fired/#comments</comments>        <pubDate>Mon, 24 Mar 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/fca82124-7feb-3c7d-8825-3accfd63fe2d</guid>
                                    <description><![CDATA[<p>Insurance companies want every customer they can get right? ... or do they? ... Listen in to find out why insurance companies are much more selective about policies they choose and what you can do to ensure you still have coverage.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Insurance companies want every customer they can get right? ... or do they? ... Listen in to find out why insurance companies are much more selective about policies they choose and what you can do to ensure you still have coverage.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/z2jay8qi6tqkvu8b/FortressPodcast-Ep39-Ya_Fired.mp3" length="14842484" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Insurance companies want every customer they can get right? ... or do they? ... Listen in to find out why insurance companies are much more selective about policies they choose and what you can do to ensure you still have coverage.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>618</itunes:duration>
                <itunes:episode>39</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#40: Is Switching Bad?</title>
        <itunes:title>#40: Is Switching Bad?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/is_switching_bad/</link>
                    <comments>https://fortressinsurance.podbean.com/e/is_switching_bad/#comments</comments>        <pubDate>Mon, 31 Mar 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/6c5a6c34-5716-3e88-9884-9b5cccdd1d42</guid>
                                    <description><![CDATA[<p>Ever wonder if it makes you look bad if you're shopping around insurance companies? The answer is simple, but there are a few key things to consider. Listen in to learn Tim's tips on when a good-time vs a bad-time to switch is.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Ever wonder if it makes you look bad if you're shopping around insurance companies? The answer is simple, but there are a few key things to consider. Listen in to learn Tim's tips on when a good-time vs a bad-time to switch is.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/y4u6wkuvtekgcn2c/FortressPodcast-Ep40-Is_Switching_Bad.mp3" length="11026307" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Ever wonder if it makes you look bad if you're shopping around insurance companies? The answer is simple, but there are a few key things to consider. Listen in to learn Tim's tips on when a good-time vs a bad-time to switch is.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>459</itunes:duration>
                <itunes:episode>40</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#41 I've Heard Bad Things About Progressive</title>
        <itunes:title>#41 I've Heard Bad Things About Progressive</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/ive_heard_bad_things_about_progressive/</link>
                    <comments>https://fortressinsurance.podbean.com/e/ive_heard_bad_things_about_progressive/#comments</comments>        <pubDate>Mon, 07 Apr 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/5e9b2ed6-3b0f-3522-87d7-f595350d27e0</guid>
                                    <description><![CDATA[<p>Have you ever heard something about Progressive and wondered if it's true or not? Tim shares his hands-on experiences with Progressive Insurance in this informative episode!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Have you ever heard something about Progressive and wondered if it's true or not? Tim shares his hands-on experiences with Progressive Insurance in this informative episode!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/w6ws6r523m8twz7x/FortressPodcast-Ep41-Ive_Heard_Bad_Things_About_Progressive.mp3" length="9278402" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Have you ever heard something about Progressive and wondered if it's true or not? Tim shares his hands-on experiences with Progressive Insurance in this informative episode!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>386</itunes:duration>
                <itunes:episode>41</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#42: What's a Permissive User?</title>
        <itunes:title>#42: What's a Permissive User?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/whats_a_permissive_user/</link>
                    <comments>https://fortressinsurance.podbean.com/e/whats_a_permissive_user/#comments</comments>        <pubDate>Mon, 14 Apr 2025 09:35:33 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/a8202414-5d0d-3df1-bf0f-bfa2dbbc7f27</guid>
                                    <description><![CDATA[<p>Ever wonder, if you're driving someone else's car and you should happen to get into an accident, whose insurance you should involve? Get the answer and more clarification on this kind of situation from Tim in this episode!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Ever wonder, if you're driving someone else's car and you should happen to get into an accident, whose insurance you should involve? Get the answer and more clarification on this kind of situation from Tim in this episode!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/b6pphs7zbgjd5dmw/FortressPodcast-Ep42-Whats_a_Permissive_User.mp3" length="8315424" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Ever wonder, if you're driving someone else's car and you should happen to get into an accident, whose insurance you should involve? Get the answer and more clarification on this kind of situation from Tim in this episode!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>346</itunes:duration>
                <itunes:episode>42</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#43: No Auto? Big Problem!</title>
        <itunes:title>#43: No Auto? Big Problem!</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/no_auto_big_problem/</link>
                    <comments>https://fortressinsurance.podbean.com/e/no_auto_big_problem/#comments</comments>        <pubDate>Mon, 21 Apr 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/5c956195-6e8e-3476-a1a6-df25c767546e</guid>
                                    <description><![CDATA[<p>How soon after getting a new vehicle should you report to your insurance to make sure it's covered? The answer is simple, but different for different situations. You won't want to miss this episode to keep yourself safe, "in the know" and covered!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>How soon after getting a new vehicle should you report to your insurance to make sure it's covered? The answer is simple, but different for different situations. You won't want to miss this episode to keep yourself safe, <em>"in the know"</em> and covered!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2j8b3vicvjm4xef2/FortressPodcast-Ep43-No_Auto_Big_Problem.mp3" length="11954177" type="audio/mpeg"/>
        <itunes:summary><![CDATA[How soon after getting a new vehicle should you report to your insurance to make sure it's covered? The answer is simple, but different for different situations. You won't want to miss this episode to keep yourself safe, "in the know" and covered!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>498</itunes:duration>
                <itunes:episode>43</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#44: Level Up Your Finances - Interview with Justin Bennet</title>
        <itunes:title>#44: Level Up Your Finances - Interview with Justin Bennet</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/levelupyourfinances_interview_justinbennet/</link>
                    <comments>https://fortressinsurance.podbean.com/e/levelupyourfinances_interview_justinbennet/#comments</comments>        <pubDate>Mon, 28 Apr 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/41d3409c-2270-30ec-8d17-2a403bee51bf</guid>
                                    <description><![CDATA[<p>Justin Bennet is a not only local businessman who coaches people to control their finances, but he also learned to do this from his own mistakes. He has written a book called "Level Up Your Finances" and in this episode he and Tim talk about how they met, what kind of commitment it takes to write a book, and what exactly it means to "Level Up Your Finances".</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Justin Bennet is a not only local businessman who coaches people to control their finances, but he also learned to do this from his own mistakes. He has written a book called "Level Up Your Finances" and in this episode he and Tim talk about how they met, what kind of commitment it takes to write a book, and what exactly it means to "Level Up Your Finances".</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5iebwua2wjzuyxgf/FortressPodcast-LevelUpYourFinances_Interview_wJustinB.mp3" length="27539875" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Justin Bennet is a not only local businessman who coaches people to control their finances, but he also learned to do this from his own mistakes. He has written a book called "Level Up Your Finances" and in this episode he and Tim talk about how they met, what kind of commitment it takes to write a book, and what exactly it means to "Level Up Your Finances".]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1147</itunes:duration>
                <itunes:episode>52</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#45: Divorce &amp; Insurance</title>
        <itunes:title>#45: Divorce &amp; Insurance</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/divorce_and_insurance/</link>
                    <comments>https://fortressinsurance.podbean.com/e/divorce_and_insurance/#comments</comments>        <pubDate>Mon, 05 May 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/a9d14413-f0d5-32f9-aa3b-56312f89735c</guid>
                                    <description><![CDATA[<p>What do you do, as it pertains to insurance, when divorce is involved? Tim shares 10 quick checklist items to help out those that are going through this transition. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>What do you do, as it pertains to insurance, when divorce is involved? Tim shares 10 quick checklist items to help out those that are going through this transition. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/38e7kshqv5me2yqv/FortressPodcast-Ep45-Divorce_and_Insurance.mp3" length="10277115" type="audio/mpeg"/>
        <itunes:summary><![CDATA[What do you do, as it pertains to insurance, when divorce is involved? Tim shares 10 quick checklist items to help out those that are going through this transition. ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>428</itunes:duration>
                <itunes:episode>45</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#46: Disability 101</title>
        <itunes:title>#46: Disability 101</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/disability_101/</link>
                    <comments>https://fortressinsurance.podbean.com/e/disability_101/#comments</comments>        <pubDate>Mon, 12 May 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/8f99dfa3-852f-3404-a74a-21fa613e78a0</guid>
                                    <description><![CDATA[<p>Tim makes simple one of the hardest policies to decide on: Disability Insurance. Have you wondered if you need it? What is all included? Listen in and learn! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Tim makes simple one of the hardest policies to decide on: Disability Insurance. Have you wondered if you need it? What is all included? Listen in and learn! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gmnp5msdyzqguk7p/FortressPodcast-Ep46-Disability_101.mp3" length="13522777" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Tim makes simple one of the hardest policies to decide on: Disability Insurance. Have you wondered if you need it? What is all included? Listen in and learn! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>563</itunes:duration>
                <itunes:episode>46</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#47: Roof Replacement Schedules, with Jon Buller</title>
        <itunes:title>#47: Roof Replacement Schedules, with Jon Buller</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/roof_replacement_schedules/</link>
                    <comments>https://fortressinsurance.podbean.com/e/roof_replacement_schedules/#comments</comments>        <pubDate>Mon, 19 May 2025 09:14:51 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/7020da1e-2ac4-3cb2-8e3e-5cc0757a7358</guid>
                                    <description><![CDATA[<p>When's the last time that your roof was repaired? Has there been any damage in that time? How much of your roof is covered in these cases? ... Tim and Jon will easily inform you about the details of these questions and claims!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>When's the last time that your roof was repaired? Has there been any damage in that time? How much of your roof is covered in these cases? ... Tim and Jon will easily inform you about the details of these questions and claims!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/nmrrmbsan8uat7u5/FortressPodcast-Ep47-Roof_Replacement_Schedules_wJon.mp3" length="15912668" type="audio/mpeg"/>
        <itunes:summary><![CDATA[When's the last time that your roof was repaired? Has there been any damage in that time? How much of your roof is covered in these cases? ... Tim and Jon will easily inform you about the details of these questions and claims!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>663</itunes:duration>
                <itunes:episode>47</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#48: Rebuilt Titles, with Jon Buller</title>
        <itunes:title>#48: Rebuilt Titles, with Jon Buller</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/rebuilt_titles/</link>
                    <comments>https://fortressinsurance.podbean.com/e/rebuilt_titles/#comments</comments>        <pubDate>Mon, 26 May 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/efaf41a3-e2a4-3ac1-8fc9-368120c37143</guid>
                                    <description><![CDATA[<p>This is definitely in our "Top 10 Questions": Is a rebuilt title covered under insurance? Tim and Jon talk about this question and review the "ins and outs" of this situation in this episode!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>This is definitely in our "Top 10 Questions": Is a rebuilt title covered under insurance? Tim and Jon talk about this question and review the "ins and outs" of this situation in this episode!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/235vu4q79dv65chg/FortressPodcast-Ep48-Rebuilt_Titles_wJon.mp3" length="13522777" type="audio/mpeg"/>
        <itunes:summary><![CDATA[This is definitely in our "Top 10 Questions": Is a rebuilt title covered under insurance? Tim and Jon talk about this question and review the "ins and outs" of this situation in this episode!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>563</itunes:duration>
                <itunes:episode>48</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#49: When to Call it Business Use</title>
        <itunes:title>#49: When to Call it Business Use</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/when_to_call_it_business_use/</link>
                    <comments>https://fortressinsurance.podbean.com/e/when_to_call_it_business_use/#comments</comments>        <pubDate>Mon, 02 Jun 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/9a819520-be1b-388b-8c8a-c8eea4680941</guid>
                                    <description><![CDATA[<p>Is it personal or is it business? Or maybe something else? Tim provides some clear insight into understanding how to best decide on the right coverage for your situation.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Is it personal or is it business? Or maybe something else? Tim provides some clear insight into understanding how to best decide on the right coverage for your situation.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2sti6nywdmeyqis9/FortressPodcast-Ep49-When_to_Call_it_Business_Use.mp3" length="9885279" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Is it personal or is it business? Or maybe something else? Tim provides some clear insight into understanding how to best decide on the right coverage for your situation.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>412</itunes:duration>
                <itunes:episode>49</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#50: Renewal Review Recommendations</title>
        <itunes:title>#50: Renewal Review Recommendations</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/renewal_review_recommendations/</link>
                    <comments>https://fortressinsurance.podbean.com/e/renewal_review_recommendations/#comments</comments>        <pubDate>Mon, 09 Jun 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/5c7d8966-51f1-3d2e-8a24-d63e9c62a3e6</guid>
                                    <description><![CDATA[<p>When you're ready to renew your insurance we want to be there for you! Tim shares some quick tips on how to best connect with us at Fortress and shares some cautionary tales to help you prepare for your renewal!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>When you're ready to renew your insurance we want to be there for you! Tim shares some quick tips on how to best connect with us at Fortress and shares some cautionary tales to help you prepare for your renewal!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9facbbqjwaeja4hg/FortressPodcast-Ep50-Renewal_Review_Recommendations.mp3" length="13166049" type="audio/mpeg"/>
        <itunes:summary><![CDATA[When you're ready to renew your insurance we want to be there for you! Tim shares some quick tips on how to best connect with us at Fortress and shares some cautionary tales to help you prepare for your renewal!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>548</itunes:duration>
                <itunes:episode>50</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#51: Parking Lot Tips</title>
        <itunes:title>#51: Parking Lot Tips</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/parking-lot-tips/</link>
                    <comments>https://fortressinsurance.podbean.com/e/parking-lot-tips/#comments</comments>        <pubDate>Mon, 16 Jun 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/0ab90d3b-1886-3a8d-95df-fdbc1e5a57b0</guid>
                                    <description><![CDATA[<p>From door dings to personal safety, Tim share's some quick tips that will help you stay safe and incident-free in a parking lot. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>From door dings to personal safety, Tim share's some quick tips that will help you stay safe and incident-free in a parking lot. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bzp9zj2zaq7kbzv5/FortressPodcast-Ep51-Parking_Lot_Tips.mp3" length="7816381" type="audio/mpeg"/>
        <itunes:summary><![CDATA[From door dings to personal safety, Tim share's some quick tips that will help you stay safe and incident-free in a parking lot. ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>326</itunes:duration>
                <itunes:episode>51</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#52: What's an AOR?</title>
        <itunes:title>#52: What's an AOR?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/whats_an_aor/</link>
                    <comments>https://fortressinsurance.podbean.com/e/whats_an_aor/#comments</comments>        <pubDate>Mon, 23 Jun 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/d28e43ac-fe7e-3eea-97a9-45d5df3fdcab</guid>
                                    <description><![CDATA[<p>An A.O.R. is an "Agent of Record" ... ok, but why is that important to you? And what happens when that changes? Tim quickly breaks down this simple detail and why you want to have an AOR, as well as be aware of who yours is and how this information can help you in the long run.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>An A.O.R. is an "Agent of Record" ... ok, but why is that important to you? And what happens when that changes? Tim quickly breaks down this simple detail and why you want to have an AOR, as well as be aware of who yours is and how this information can help you in the long run.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tuiz8whxjbsv8ha9/FortressPodcast-Ep44-Whats_an_AOR.mp3" length="9171822" type="audio/mpeg"/>
        <itunes:summary><![CDATA[An A.O.R. is an "Agent of Record" ... ok, but why is that important to you? And what happens when that changes? Tim quickly breaks down this simple detail and why you want to have an AOR, as well as be aware of who yours is and how this information can help you in the long run.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>382</itunes:duration>
                <itunes:episode>44</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#53: Full Coverage or Liability Only?</title>
        <itunes:title>#53: Full Coverage or Liability Only?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/full_coverage_or_liability_only/</link>
                    <comments>https://fortressinsurance.podbean.com/e/full_coverage_or_liability_only/#comments</comments>        <pubDate>Mon, 30 Jun 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/8f8cc0ac-c334-300e-b3b4-6ece3dec63ee</guid>
                                    <description><![CDATA[<p>Ever wonder if you're paying too much for car insurance? It's a question we hear all the time, especially with today's economy! Many drivers ask us when it's okay to drop from full coverage to just liability-only. Depending on your unique situation, you may want to choose one over the other.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Ever wonder if you're paying too much for car insurance? It's a question we hear all the time, especially with today's economy! Many drivers ask us when it's okay to drop from full coverage to just liability-only. Depending on your unique situation, you may want to choose one over the other.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3c5hnc4rg8grczhp/FortressPodcast-Ep53-Full_Coverage_or_Liability_Only.mp3" length="10848257" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Ever wonder if you're paying too much for car insurance? It's a question we hear all the time, especially with today's economy! Many drivers ask us when it's okay to drop from full coverage to just liability-only. Depending on your unique situation, you may want to choose one over the other.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>452</itunes:duration>
                <itunes:episode>53</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#54: Escrow the Scarecrow, with Terry Miles</title>
        <itunes:title>#54: Escrow the Scarecrow, with Terry Miles</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/escrow_the_scarecrow_with_terry/</link>
                    <comments>https://fortressinsurance.podbean.com/e/escrow_the_scarecrow_with_terry/#comments</comments>        <pubDate>Mon, 07 Jul 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/264089ee-05d3-3476-816b-5a60b91e63da</guid>
                                    <description><![CDATA[<p>Some say they're super simple, while others find them to be a real headache – whether you're a first-time homebuyer or just curious, we'll break down what an escrow account is and why banks often require them. Plus, we tackle those tricky questions about what happens to your escrow when you switch home insurance companies. We've got tips to help you navigate it all smoothly, so you can avoid surprises and keep your finances on track.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Some say they're super simple, while others find them to be a real headache – whether you're a first-time homebuyer or just curious, we'll break down what an escrow account is and why banks often require them. Plus, we tackle those tricky questions about what happens to your escrow when you switch home insurance companies. We've got tips to help you navigate it all smoothly, so you can avoid surprises and keep your finances on track.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dvg7hhfkkpzbb6bi/FortressPodcast-Ep54-Escrow_the_Scarecrow_wTerry.mp3" length="17304472" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Some say they're super simple, while others find them to be a real headache – whether you're a first-time homebuyer or just curious, we'll break down what an escrow account is and why banks often require them. Plus, we tackle those tricky questions about what happens to your escrow when you switch home insurance companies. We've got tips to help you navigate it all smoothly, so you can avoid surprises and keep your finances on track.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>721</itunes:duration>
                <itunes:episode>54</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#55: Top 3 Inspector Disasters, with Jon Buller</title>
        <itunes:title>#55: Top 3 Inspector Disasters, with Jon Buller</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/top_3_inspector_disasters_with_jon_buller/</link>
                    <comments>https://fortressinsurance.podbean.com/e/top_3_inspector_disasters_with_jon_buller/#comments</comments>        <pubDate>Mon, 14 Jul 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/9b6f1341-6e6e-3b6d-a68a-6f9d9efdaefa</guid>
                                    <description><![CDATA[<p>Ever wonder what insurance companies look for when they're inspecting out your property? In this episode, we're diving deep into the world of property inspections, and sharing our TOP 3 wildest stories about what can go wrong!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Ever wonder what insurance companies look for when they're inspecting out your property? In this episode, we're diving deep into the world of property inspections, and sharing our TOP 3 wildest stories about what can go wrong!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/i6m9ez95rdyhsyzw/FortressPodcast-Ep55-Top3InspectorDistasters_wJon.mp3" length="15448733" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Ever wonder what insurance companies look for when they're inspecting out your property? In this episode, we're diving deep into the world of property inspections, and sharing our TOP 3 wildest stories about what can go wrong!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>644</itunes:duration>
                <itunes:episode>55</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#56: Starbucks or Renters Insurance?</title>
        <itunes:title>#56: Starbucks or Renters Insurance?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/starbucks_or_renters_insurance/</link>
                    <comments>https://fortressinsurance.podbean.com/e/starbucks_or_renters_insurance/#comments</comments>        <pubDate>Mon, 21 Jul 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/329c0022-8baf-3a3e-bd40-76e14ccb14a9</guid>
                                    <description><![CDATA[<p>Discover the surprising ways renters insurance safeguards you – from covering temporary housing if disaster strikes to protecting you from costly liability. You'll be amazed at how affordable it is! REALLY! Plus, hear why it might even benefit students and how it can boost your "insurance score."</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Discover the surprising ways renters insurance safeguards you – from covering temporary housing if disaster strikes to protecting you from costly liability. You'll be amazed at how affordable it is! REALLY! Plus, hear why it might even benefit students and how it can boost your "insurance score."</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/b2dniu44cimnu9dk/FortressPodcast-Ep56-Starbucks_OR_Renters_Insurance.mp3" length="15365769" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Discover the surprising ways renters insurance safeguards you – from covering temporary housing if disaster strikes to protecting you from costly liability. You'll be amazed at how affordable it is! REALLY! Plus, hear why it might even benefit students and how it can boost your "insurance score."]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>480</itunes:duration>
                <itunes:episode>56</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#57: The Story on Storage Units</title>
        <itunes:title>#57: The Story on Storage Units</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/the_story_on_storage_units/</link>
                    <comments>https://fortressinsurance.podbean.com/e/the_story_on_storage_units/#comments</comments>        <pubDate>Mon, 28 Jul 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/19900ba8-0c63-311b-8219-f26c6f7fbd66</guid>
                                    <description><![CDATA[<p>Got a storage unit packed with treasures? You're not alone! But here's a crucial question: is your stuff actually protected by insurance? Tim unlocks the secrets of insuring your belongings in storage. He shares fascinating real-life stories and reveals surprising details about how your existing policies might – or might not – extend to your off-site valuables. Don't let a mystery claim catch you off guard!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Got a storage unit packed with treasures? You're not alone! But here's a crucial question: is your stuff actually protected by insurance? Tim unlocks the secrets of insuring your belongings in storage. He shares fascinating real-life stories and reveals surprising details about how your existing policies might – or might not – extend to your off-site valuables. Don't let a mystery claim catch you off guard!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9vehu9qp97sdn8bq/FortressPodcast-Ep56-The_Story_On_Storage_Units.mp3" length="13939692" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Got a storage unit packed with treasures? You're not alone! But here's a crucial question: is your stuff actually protected by insurance? Tim unlocks the secrets of insuring your belongings in storage. He shares fascinating real-life stories and reveals surprising details about how your existing policies might – or might not – extend to your off-site valuables. Don't let a mystery claim catch you off guard!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>435</itunes:duration>
                <itunes:episode>57</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#58: Are the LA Fires Effecting Me?</title>
        <itunes:title>#58: Are the LA Fires Effecting Me?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/are_the_la_fires_effecting_me/</link>
                    <comments>https://fortressinsurance.podbean.com/e/are_the_la_fires_effecting_me/#comments</comments>        <pubDate>Mon, 04 Aug 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/9ba41edf-5df1-3351-82e8-b8a69d1a084f</guid>
                                    <description><![CDATA[<p>Is your home insurance rising because of wildfires or other natural disasters across the country? Tim tackles this hot topic and reveals some surprising factors and links influencing your premiums and what the future holds for homeowners.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Is your home insurance rising because of wildfires or other natural disasters across the country? Tim tackles this hot topic and reveals some surprising factors and links influencing your premiums and what the future holds for homeowners.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/i37jqqmms28xkgfa/FortressPodcast-Ep58-Are_the_LA_Fires_Effecting_Me.mp3" length="12940770" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Is your home insurance rising because of wildfires or other natural disasters across the country? Tim tackles this hot topic and reveals some surprising factors and links influencing your premiums and what the future holds for homeowners.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>404</itunes:duration>
                <itunes:episode>58</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#59: What's the Actual Cash Value?</title>
        <itunes:title>#59: What's the Actual Cash Value?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/whats_the_actual_cash_value/</link>
                    <comments>https://fortressinsurance.podbean.com/e/whats_the_actual_cash_value/#comments</comments>        <pubDate>Mon, 11 Aug 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/78799f8b-2d30-316d-95fa-7f01a326a1c5</guid>
                                    <description><![CDATA[<p>The world is falling apart, and so is your roof! But who's paying to fix it and how much is covered? In this episode, Tim is talking about a million-dollar word — "depreciation" — and how it's secretly costing you money. Listen in to find out if your policy is a plan or a surprise waiting to happen.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>The world is falling apart, and so is your roof! But who's paying to fix it and how much is covered? In this episode, Tim is talking about a million-dollar word — "depreciation" — and how it's secretly costing you money. Listen in to find out if your policy is a plan or a surprise waiting to happen.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/uwajwpw6fvjf8xpp/FortressPodcast-Ep59-Whats_the_Actual_Cash_Value.mp3" length="18029005" type="audio/mpeg"/>
        <itunes:summary><![CDATA[The world is falling apart, and so is your roof! But who's paying to fix it and how much is covered? In this episode, Tim is talking about a million-dollar word — "depreciation" — and how it's secretly costing you money. Listen in to find out if your policy is a plan or a surprise waiting to happen.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>563</itunes:duration>
                <itunes:episode>59</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#60: Why Rates Go Up After a Car Accident</title>
        <itunes:title>#60: Why Rates Go Up After a Car Accident</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/why_rates_go_up_after_a_car_accident/</link>
                    <comments>https://fortressinsurance.podbean.com/e/why_rates_go_up_after_a_car_accident/#comments</comments>        <pubDate>Mon, 18 Aug 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/c796fc95-484d-3e43-b05d-198e7eeda88d</guid>
                                    <description><![CDATA[<p>Ever wonder why your insurance premium goes up after an accident – at-fault  or otherwise? Tim breaks down the point systems insurance companies use and what they really prioritize when it comes to claims and raising your rate.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Ever wonder why your insurance premium goes up after an accident – at-fault  or otherwise? Tim breaks down the point systems insurance companies use and what they really prioritize when it comes to claims and raising your rate.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ukikcxc9q9n445yu/FortressPodcast-Ep60-Why_Rates_Go_Up_After_a_Car_Accident.mp3" length="16697387" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Ever wonder why your insurance premium goes up after an accident – at-fault  or otherwise? Tim breaks down the point systems insurance companies use and what they really prioritize when it comes to claims and raising your rate.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>522</itunes:duration>
                <itunes:episode>60</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#61: Bikes and eBikes</title>
        <itunes:title>#61: Bikes and eBikes</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/bikes_and_ebikes/</link>
                    <comments>https://fortressinsurance.podbean.com/e/bikes_and_ebikes/#comments</comments>        <pubDate>Mon, 25 Aug 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/e5198521-0ed3-37df-841f-26e9f7496c4f</guid>
                                    <description><![CDATA[<p>Hold on to your helmets, because we're talking bike insurance! From the sting of a stolen ride in my college days to the big questions about what's really covered by your homeowners policy, Tim is breaking it all down. Plus, we'll hit the accelerator on e-bikes and see how new, dedicated policies are a game-changer. Get the insider tips you need to secure your two-wheeled investment!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hold on to your helmets, because we're talking bike insurance! From the sting of a stolen ride in my college days to the big questions about what's really covered by your homeowners policy, Tim is breaking it all down. Plus, we'll hit the accelerator on e-bikes and see how new, dedicated policies are a game-changer. Get the insider tips you need to secure your two-wheeled investment!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9rp64fqimjbjyqby/FortressPodcast-Ep61-Bikes_and_eBikes.mp3" length="10372828" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hold on to your helmets, because we're talking bike insurance! From the sting of a stolen ride in my college days to the big questions about what's really covered by your homeowners policy, Tim is breaking it all down. Plus, we'll hit the accelerator on e-bikes and see how new, dedicated policies are a game-changer. Get the insider tips you need to secure your two-wheeled investment!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>324</itunes:duration>
                <itunes:episode>61</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#62: Excluding Drivers</title>
        <itunes:title>#62: Excluding Drivers</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/excluding_drivers/</link>
                    <comments>https://fortressinsurance.podbean.com/e/excluding_drivers/#comments</comments>        <pubDate>Mon, 01 Sep 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/2c8c2b74-f272-3d15-b078-8b448aa40cd6</guid>
                                    <description><![CDATA[<p>One of the most dangerous and delicate topics in the world of auto insurance: Excluding a driver from your policy. Whether it’s a college student or someone in the military, Tim is breaking down exactly why this "money-saving" move could cost you everything.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>One of the most dangerous and delicate topics in the world of auto insurance: Excluding a driver from your policy. Whether it’s a college student or someone in the military, Tim is breaking down exactly why this "money-saving" move could cost you everything.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/b5iveh5h2r2dnbzr/FortressPodcast-Ep62-Excluding_Drivers.mp3" length="13036064" type="audio/mpeg"/>
        <itunes:summary><![CDATA[One of the most dangerous and delicate topics in the world of auto insurance: Excluding a driver from your policy. Whether it’s a college student or someone in the military, Tim is breaking down exactly why this "money-saving" move could cost you everything.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>407</itunes:duration>
                <itunes:episode>62</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#63: Scammers</title>
        <itunes:title>#63: Scammers</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/scammers/</link>
                    <comments>https://fortressinsurance.podbean.com/e/scammers/#comments</comments>        <pubDate>Mon, 08 Sep 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/a6493359-982f-39ca-8c67-0a88f0ecef3f</guid>
                                    <description><![CDATA[<p>Hackers, scammers, and thieves — oh my! Tim talks about the fastest-growing threat to your finances: Cybercrime. He'll share stories and experiences, including one about a victim who lost over half a million dollars! But it’s not all bad news. Tim gives you the playbook to protect yourself — from spotting a scam instantly to securing your personal information.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Hackers, scammers, and thieves — oh my! Tim talks about the fastest-growing threat to your finances: Cybercrime. He'll share stories and experiences, including one about a victim who lost over half a million dollars! But it’s not all bad news. Tim gives you the playbook to protect yourself — from spotting a scam instantly to securing your personal information.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/nmxhjmrukt3uu8dy/FortressPodcast-Ep63-Scammers-EDIT.mp3" length="21024936" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Hackers, scammers, and thieves — oh my! Tim talks about the fastest-growing threat to your finances: Cybercrime. He'll share stories and experiences, including one about a victim who lost over half a million dollars! But it’s not all bad news. Tim gives you the playbook to protect yourself — from spotting a scam instantly to securing your personal information.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>657</itunes:duration>
                <itunes:episode>63</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#64: Starting a Business, with Jon Buller</title>
        <itunes:title>#64: Starting a Business, with Jon Buller</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/starting_a_business/</link>
                    <comments>https://fortressinsurance.podbean.com/e/starting_a_business/#comments</comments>        <pubDate>Mon, 15 Sep 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/f9f86df2-0ed4-315f-a38a-5285c8c9a1c8</guid>
                                    <description><![CDATA[<p>Do you have a business or are thinking about starting one? Tim and Jon cover everything from what an "S Corp" is to unique factors that affect your insurance rate, like job classifications and projected sales. Learn what steps new business owners can take to protect their personal assets, the complexities of calculating insurance costs, and why it's a great idea to plan for your insurance needs long before you open for business.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Do you have a business or are thinking about starting one? Tim and Jon cover everything from what an "S Corp" is to unique factors that affect your insurance rate, like job classifications and projected sales. Learn what steps new business owners can take to protect their personal assets, the complexities of calculating insurance costs, and why it's a great idea to plan for your insurance needs long before you open for business.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/k76453uvhyj699wp/FortressPodcast-Ep64-Starting_a_Business-wJonB-EDIT.mp3" length="20787535" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Do you have a business or are thinking about starting one? Tim and Jon cover everything from what an "S Corp" is to unique factors that affect your insurance rate, like job classifications and projected sales. Learn what steps new business owners can take to protect their personal assets, the complexities of calculating insurance costs, and why it's a great idea to plan for your insurance needs long before you open for business.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>649</itunes:duration>
                <itunes:episode>64</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#65: Subcontractors and Insurance, with Jon Buller</title>
        <itunes:title>#65: Subcontractors and Insurance, with Jon Buller</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/subcontractors_and_insurance/</link>
                    <comments>https://fortressinsurance.podbean.com/e/subcontractors_and_insurance/#comments</comments>        <pubDate>Mon, 22 Sep 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/26ac4c0d-54b8-33de-9122-399ca3d8b97e</guid>
                                    <description><![CDATA[<p>Tim and Jon help you understand how the line between subcontractors and employees affects your business insurance and what you need to do to protect yourself with the right documentation and coverage.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Tim and Jon help you understand how the line between subcontractors and employees affects your business insurance and what you need to do to protect yourself with the right documentation and coverage.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bb53r6hzagfvps5r/FortressPodcast-Ep65-Subcontracters_and_Insurance-wJonB.mp3" length="18171947" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Tim and Jon help you understand how the line between subcontractors and employees affects your business insurance and what you need to do to protect yourself with the right documentation and coverage.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>568</itunes:duration>
                <itunes:episode>65</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#66: Workers Compensation Insurance, with Jon Buller</title>
        <itunes:title>#66: Workers Compensation Insurance, with Jon Buller</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/workers_compensation_insurance/</link>
                    <comments>https://fortressinsurance.podbean.com/e/workers_compensation_insurance/#comments</comments>        <pubDate>Mon, 29 Sep 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/78b769ef-dc4c-332b-bf6b-c53b32fc089e</guid>
                                    <description><![CDATA[<p>Tim and Jon discuss common questions about workers comp, revealing essential details for business owners. They cover everything from who needs a policy to how rates are set, and even discuss the true purpose of this crucial coverage.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Tim and Jon discuss common questions about workers comp, revealing essential details for business owners. They cover everything from who needs a policy to how rates are set, and even discuss the true purpose of this crucial coverage.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/hkzeu5mdp2pias2m/FortressPodcast-Ep66-Workers_Compensation_Insurance-wJonB.mp3" length="19693318" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Tim and Jon discuss common questions about workers comp, revealing essential details for business owners. They cover everything from who needs a policy to how rates are set, and even discuss the true purpose of this crucial coverage.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>615</itunes:duration>
                <itunes:episode>66</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#67: Get to know: Thaylin Washington</title>
        <itunes:title>#67: Get to know: Thaylin Washington</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/get_to_know_thaylin/</link>
                    <comments>https://fortressinsurance.podbean.com/e/get_to_know_thaylin/#comments</comments>        <pubDate>Mon, 06 Oct 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/e1e6034a-2702-3be5-a4ff-593c92a98c72</guid>
                                    <description><![CDATA[<p>From high school rivalries to becoming coworkers, Tim helps you get to know Thaylin Washington - our resident "One-Off" &amp; Rental Insurance specialist! Hear how she went from "no sales" to being our favorite "sales machine" for all the strange insurance odds and ends! As well as some personal details like her college football star son!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>From high school rivalries to becoming coworkers, Tim helps you get to know Thaylin Washington - our resident "One-Off" &amp; Rental Insurance specialist! Hear how she went from "no sales" to being our favorite "sales machine" for all the strange insurance odds and ends! As well as some personal details like her college football star son!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/u7bhqtpc4eiwrksw/FortressPodcast-Ep67-Get_to_know_Thailyn.mp3" length="9922268" type="audio/mpeg"/>
        <itunes:summary><![CDATA[From high school rivalries to becoming coworkers, Tim helps you get to know Thaylin Washington - our resident "One-Off" &amp; Rental Insurance specialist! Hear how she went from "no sales" to being our favorite "sales machine" for all the strange insurance odds and ends! As well as some personal details like her college football star son!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>413</itunes:duration>
                <itunes:episode>67</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#68: Renters Insurance Dorm Room Reality Check, with Thaylin Washington</title>
        <itunes:title>#68: Renters Insurance Dorm Room Reality Check, with Thaylin Washington</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/renters_insurance_dorm_room_reality_check-wthaylinw/</link>
                    <comments>https://fortressinsurance.podbean.com/e/renters_insurance_dorm_room_reality_check-wthaylinw/#comments</comments>        <pubDate>Mon, 13 Oct 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/22243be6-5e0e-36db-a843-66d0a7222094</guid>
                                    <description><![CDATA[<p>Expanding on a previous podcast (#56: Starbucks or Renters Insurance?), Thaylin Washington - our resident Rental Insurance specialist - joins Tim to update you on when and where rental insurance is required and a place it's now not even available! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Expanding on a previous podcast (#56: Starbucks or Renters Insurance?), Thaylin Washington - our resident Rental Insurance specialist - joins Tim to update you on when and where rental insurance is required and a place it's now not even available! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/rrub2hiczm4rc9as/FortressPodcast-Ep68-Renters_Insurance_Dorm_Room_Reality_Check-wThaylinW.mp3" length="11454506" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Expanding on a previous podcast (#56: Starbucks or Renters Insurance?), Thaylin Washington - our resident Rental Insurance specialist - joins Tim to update you on when and where rental insurance is required and a place it's now not even available! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>477</itunes:duration>
                <itunes:episode>68</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#69: Home Insurance for Rookies</title>
        <itunes:title>#69: Home Insurance for Rookies</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/home_insurance_for_rookies/</link>
                    <comments>https://fortressinsurance.podbean.com/e/home_insurance_for_rookies/#comments</comments>        <pubDate>Mon, 20 Oct 2025 08:00:00 -0500</pubDate>
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                                    <description><![CDATA[<p>New to homeownership? Tim helps you understand the essentials of home insurance: the impact of your roof's age, understanding replacement cost, and navigating escrow accounts.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>New to homeownership? Tim helps you understand the essentials of home insurance: the impact of your roof's age, understanding replacement cost, and navigating escrow accounts.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/xy4vwxhwpk4jacbv/FortressPodcast-Ep69-Home_Insurace_for_Rookies.mp3" length="11240093" type="audio/mpeg"/>
        <itunes:summary><![CDATA[New to homeownership? Tim helps you understand the essentials of home insurance: the impact of your roof's age, understanding replacement cost, and navigating escrow accounts.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>468</itunes:duration>
                <itunes:episode>69</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#70: Early Possession Tips and Tricks</title>
        <itunes:title>#70: Early Possession Tips and Tricks</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/early_possession_tips_and_tricks/</link>
                    <comments>https://fortressinsurance.podbean.com/e/early_possession_tips_and_tricks/#comments</comments>        <pubDate>Mon, 27 Oct 2025 08:00:00 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/0135bcd7-5350-3a5a-a86c-1eb75d766a9f</guid>
                                    <description><![CDATA[<p>We hear it all the time: Can I move in early and start my home insurance before closing? Tim has a simple answer for you, and breaks down the steps to help protect you and the seller in this common situation.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>We hear it all the time: Can I move in early and start my home insurance before closing? Tim has a simple answer for you, and breaks down the steps to help protect you and the seller in this common situation.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/r7gmsymzevuafksi/FortressPodcast-Ep70-Early_Possession_Tips_and_Tricks.mp3" length="8779359" type="audio/mpeg"/>
        <itunes:summary><![CDATA[We hear it all the time: Can I move in early and start my home insurance before closing? Tim has a simple answer for you, and breaks down the steps to help protect you and the seller in this common situation.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>366</itunes:duration>
                <itunes:episode>70</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#71: Glorious Health Insurance, "A Letter from Bill"</title>
        <itunes:title>#71: Glorious Health Insurance, "A Letter from Bill"</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/glorious_health_insurance_a_letter_from_bill/</link>
                    <comments>https://fortressinsurance.podbean.com/e/glorious_health_insurance_a_letter_from_bill/#comments</comments>        <pubDate>Mon, 03 Nov 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/af7872ac-4173-3583-b1e4-9ddecbf17d69</guid>
                                    <description><![CDATA[<p>Tim reaches out to Fortress's internal Health Insurance guru, Bill, and shares the TOP 3 things you need to know before renewing or applying for Marketplace Health Insurance. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Tim reaches out to Fortress's internal Health Insurance guru, Bill, and shares the TOP 3 things you need to know before renewing or applying for Marketplace Health Insurance. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/fvuphbydaubmr6cw/FortressPodcast-Ep71-Claims_FAQ_Ep1-Water_Damage.mp3" length="8779359" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Tim reaches out to Fortress's internal Health Insurance guru, Bill, and shares the TOP 3 things you need to know before renewing or applying for Marketplace Health Insurance. ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>366</itunes:duration>
                <itunes:episode>71</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#72: Claims FAQ #1: Water Damage</title>
        <itunes:title>#72: Claims FAQ #1: Water Damage</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/claims_faq_01_water_damage/</link>
                    <comments>https://fortressinsurance.podbean.com/e/claims_faq_01_water_damage/#comments</comments>        <pubDate>Mon, 10 Nov 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/b094b250-10c3-36eb-81e3-290439f84011</guid>
                                    <description><![CDATA[<p>Kicking off a 5-part series on claims, Tim first helps you understand water damage claims. Learn about the basic 3 categories of water damage claims, the good/bad news in claims and tips to help you be prepared.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Kicking off a 5-part series on claims, Tim first helps you understand water damage claims. Learn about the basic 3 categories of water damage claims, the good/bad news in claims and tips to help you be prepared.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tp2uajhvhssq2bt7/FortressPodcast-Ep71-Glorious_Health_Insurance.mp3" length="12559799" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Kicking off a 5-part series on claims, Tim first helps you understand water damage claims. Learn about the basic 3 categories of water damage claims, the good/bad news in claims and tips to help you be prepared.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>523</itunes:duration>
                <itunes:episode>72</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#73: Claims FAQ #2: Parking Lot Claims</title>
        <itunes:title>#73: Claims FAQ #2: Parking Lot Claims</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/parking_lot_claims/</link>
                    <comments>https://fortressinsurance.podbean.com/e/parking_lot_claims/#comments</comments>        <pubDate>Mon, 17 Nov 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/2667779d-13c8-3aab-ad11-1c2170752a9a</guid>
                                    <description><![CDATA[<p>Continuing our 5-part claims series, Tim tackles tricky parking lot accidents. Learn about moving vehicles vs. stationary cars, the difficulty of proving fault, and minimizing your risk of a claim.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Continuing our 5-part claims series, Tim tackles tricky parking lot accidents. Learn about moving vehicles vs. stationary cars, the difficulty of proving fault, and minimizing your risk of a claim.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ddhxsxn38jwgivsv/FortressPodcast-Ep73-Claims_FAQ_Ep2-Parking_Lot_Claims.mp3" length="9210692" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Continuing our 5-part claims series, Tim tackles tricky parking lot accidents. Learn about moving vehicles vs. stationary cars, the difficulty of proving fault, and minimizing your risk of a claim.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>384</itunes:duration>
                <itunes:episode>73</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#74: Claims FAQ #3: Five Components of a Claims Experience, with Jon Buller</title>
        <itunes:title>#74: Claims FAQ #3: Five Components of a Claims Experience, with Jon Buller</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/five_components_of_a_claims_experience_w_jon_buller/</link>
                    <comments>https://fortressinsurance.podbean.com/e/five_components_of_a_claims_experience_w_jon_buller/#comments</comments>        <pubDate>Mon, 24 Nov 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/55be2f2c-bbc3-3bfb-875b-879a1272e000</guid>
                                    <description><![CDATA[<p>Get an insider's view on what matters most in insurance claims! Tim and Jon discuss accessibility, speed, and the five critical factors that define a quality claims department.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Get an insider's view on what matters most in insurance claims! Tim and Jon discuss accessibility, speed, and the five critical factors that define a quality claims department.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/zd72webeb2i6zguu/FortressPodcast-Ep74-Claims_FAQ_Ep3-Five_Componenets_of_a_Claims_Experience-wJonB.mp3" length="25149984" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Get an insider's view on what matters most in insurance claims! Tim and Jon discuss accessibility, speed, and the five critical factors that define a quality claims department.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1048</itunes:duration>
                <itunes:episode>74</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#75: Claims FAQ #4: What's a Claims Adjuster?, with Jon Buller</title>
        <itunes:title>#75: Claims FAQ #4: What's a Claims Adjuster?, with Jon Buller</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/whats_a_claims_adjuster/</link>
                    <comments>https://fortressinsurance.podbean.com/e/whats_a_claims_adjuster/#comments</comments>        <pubDate>Mon, 01 Dec 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/4ea6e8ab-06c2-309c-8a7b-99e2efb2dd66</guid>
                                    <description><![CDATA[<p>Agent vs. Adjuster: What's the difference? Tim &amp; Jon clarify the roles of field vs. desk adjusters, CAT teams, and the multiple eyes that review the many claims that are submitted every day! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Agent vs. Adjuster: What's the difference? Tim &amp; Jon clarify the roles of field vs. desk adjusters, CAT teams, and the multiple eyes that review the many claims that are submitted every day! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wpxb5bscjsr3g7a8/FortressPodcast-Ep75-Claims_FAQ_Ep4-Whats_a_Claims_Adjuster-wJonB.mp3" length="14557226" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Agent vs. Adjuster: What's the difference? Tim &amp; Jon clarify the roles of field vs. desk adjusters, CAT teams, and the multiple eyes that review the many claims that are submitted every day! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>606</itunes:duration>
                <itunes:episode>75</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#76: Claims FAQ #5: Roadside Assistance &amp; Glass, with Terry Miles</title>
        <itunes:title>#76: Claims FAQ #5: Roadside Assistance &amp; Glass, with Terry Miles</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/76-claims-faq-5-roadside-assistance-glass-with-terry-miles/</link>
                    <comments>https://fortressinsurance.podbean.com/e/76-claims-faq-5-roadside-assistance-glass-with-terry-miles/#comments</comments>        <pubDate>Mon, 08 Dec 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/78f40802-e082-35ec-9811-ecc8c94aeef4</guid>
                                    <description><![CDATA[<p>Don't get stuck on hold! Tim and Terry explain the most efficient strategy for handling towing and windshield repairs.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Don't get stuck on hold! Tim and Terry explain the most efficient strategy for handling towing and windshield repairs.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/cj4s274eh2dz2usn/FortressPodcast-Ep76-Claims_FAQ_Ep5-Roadside_Assistance_and_Glass-wTerryM.mp3" length="13558513" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Don't get stuck on hold! Tim and Terry explain the most efficient strategy for handling towing and windshield repairs.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>565</itunes:duration>
                <itunes:episode>76</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#77: Claims FAQ: BONUS Episode - Yes, We Do Claims!, with Jon Buller</title>
        <itunes:title>#77: Claims FAQ: BONUS Episode - Yes, We Do Claims!, with Jon Buller</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/claims_faq_bonus_episode_yes_we_do_claims/</link>
                    <comments>https://fortressinsurance.podbean.com/e/claims_faq_bonus_episode_yes_we_do_claims/#comments</comments>        <pubDate>Mon, 15 Dec 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/ce62505d-cf96-3f55-921f-522feddbf919</guid>
                                    <description><![CDATA[<p>Tim and Jon quickly answer a simple common question, "Do you do claims?" But, that's not all! They'll help you understand the agent’s true role, the limits of advice, and how we advocate for you when it counts.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Tim and Jon quickly answer a simple common question, "Do you do claims?" But, that's not all! They'll help you understand the agent’s true role, the limits of advice, and how we advocate for you when it counts.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/6g7r8a4qy5jtefmt/FortressPodcast-Ep77-Claims_FAQ_BONUS_EPISODE-Yes_We_Do_Claims-wJonB.mp3" length="20263623" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Tim and Jon quickly answer a simple common question, "Do you do claims?" But, that's not all! They'll help you understand the agent’s true role, the limits of advice, and how we advocate for you when it counts.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>844</itunes:duration>
                <itunes:episode>77</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#78: Medicare: Top 3</title>
        <itunes:title>#78: Medicare: Top 3</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/medicare_top_3/</link>
                    <comments>https://fortressinsurance.podbean.com/e/medicare_top_3/#comments</comments>        <pubDate>Mon, 22 Dec 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/4ae5ec3e-714c-3347-9037-5a85f97275d7</guid>
                                    <description><![CDATA[<p>Applying for Medicare supplements? Tim is quickly explaining the top 3 critical factors you need to know before you sign or renew.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Applying for Medicare supplements? Tim is quickly explaining the top 3 critical factors you need to know before you sign or renew.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tzbvtnyxe7pyc3i6/FortressPodcast-Ep78-Medicare.mp3" length="8494101" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Applying for Medicare supplements? Tim is quickly explaining the top 3 critical factors you need to know before you sign or renew.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>354</itunes:duration>
                <itunes:episode>78</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#79: Bonds, with Jon Buller</title>
        <itunes:title>#79: Bonds, with Jon Buller</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/bonds/</link>
                    <comments>https://fortressinsurance.podbean.com/e/bonds/#comments</comments>        <pubDate>Mon, 29 Dec 2025 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/c719c58b-ab2b-3420-bf78-87d4ca921df3</guid>
                                    <description><![CDATA[<p>Are bonds the most "boring" topic in insurance? ... Maybe. ... But, Tim &amp; Jon make it MUCH MORE interesting and help you understand how bonds actually protect your projects and get the job done.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Are bonds the most "boring" topic in insurance? ... Maybe. ... But, Tim &amp; Jon make it MUCH MORE interesting and help you understand how bonds actually protect your projects and get the job done.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/n5ekbcms4jnzr9xb/FortressPodcast-Ep79-Bonds-wJonB.mp3" length="13808035" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are bonds the most "boring" topic in insurance? ... Maybe. ... But, Tim &amp; Jon make it MUCH MORE interesting and help you understand how bonds actually protect your projects and get the job done.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>575</itunes:duration>
                <itunes:episode>79</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#80: Sour Grapes ... "I found it cheaper!"</title>
        <itunes:title>#80: Sour Grapes ... "I found it cheaper!"</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/sour_grapes_i_found_it_cheaper/</link>
                    <comments>https://fortressinsurance.podbean.com/e/sour_grapes_i_found_it_cheaper/#comments</comments>        <pubDate>Mon, 05 Jan 2026 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/60f6dbc3-eda9-3118-89ac-4993f3b1b764</guid>
                                    <description><![CDATA[<p>Is "cheaper" better? Or does value come from other offerings. Tim discusses the hidden costs of "big-box" insurance and why professional advice could outweigh a low price tag.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Is "cheaper" better? Or does value come from other offerings. Tim discusses the hidden costs of "big-box" insurance and why professional advice could outweigh a low price tag.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/zfihwv9vj6quudaq/FortressPodcast-Ep80-Sour_Grapes_I_Found_It_Cheaper.mp3" length="14200498" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Is "cheaper" better? Or does value come from other offerings. Tim discusses the hidden costs of "big-box" insurance and why professional advice could outweigh a low price tag.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>592</itunes:duration>
                <itunes:episode>80</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#81: Roof Rules</title>
        <itunes:title>#81: Roof Rules</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/roof_rules/</link>
                    <comments>https://fortressinsurance.podbean.com/e/roof_rules/#comments</comments>        <pubDate>Mon, 12 Jan 2026 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/9d5a7899-4179-3791-9cd3-519fa23ade1b</guid>
                                    <description><![CDATA[<p>Tim takes 10 minutes to talk about 10 insurance giants, to help you understand how they will approach your potential roof claim. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Tim takes 10 minutes to talk about 10 insurance giants, to help you understand how they will approach your potential roof claim. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bmfjedp5hstt53ui/FortressPodcast-Ep81-Roof_Rules.mp3" length="16982226" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Tim takes 10 minutes to talk about 10 insurance giants, to help you understand how they will approach your potential roof claim. ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>707</itunes:duration>
                <itunes:episode>81</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#82: I Got a Letter</title>
        <itunes:title>#82: I Got a Letter</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/i_got_a_letter_property_and_casualty_insurance/</link>
                    <comments>https://fortressinsurance.podbean.com/e/i_got_a_letter_property_and_casualty_insurance/#comments</comments>        <pubDate>Mon, 19 Jan 2026 11:15:46 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/cdaf0154-10aa-3d12-b816-2c869f740280</guid>
                                    <description><![CDATA[<p>A $10k repair or a $500 deductible? Tim shares helpful stories and explains the mystery of property and casualty insurance and how to protect your wallet from underground disasters!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>A $10k repair or a $500 deductible? Tim shares helpful stories and explains the mystery of property and casualty insurance and how to protect your wallet from underground disasters!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/jm2nnxmjfiyf92dw/FortressPodcast-Ep82-I_Got_a_Letter-Property_and_Casualty_Insurance.mp3" length="12631270" type="audio/mpeg"/>
        <itunes:summary><![CDATA[A $10k repair or a $500 deductible? Tim shares helpful stories and explains the mystery of property and casualty insurance and how to protect your wallet from underground disasters!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>526</itunes:duration>
                <itunes:episode>82</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#83: Driver Averaging</title>
        <itunes:title>#83: Driver Averaging</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/driver_averaging/</link>
                    <comments>https://fortressinsurance.podbean.com/e/driver_averaging/#comments</comments>        <pubDate>Mon, 26 Jan 2026 14:28:30 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/1dc84856-dbd0-31b9-a383-b6dcc2174944</guid>
                                    <description><![CDATA[<p>Ever wonder how insurers actually decide how to price your family’s policy? Tim explains the "35% Rule" and how modern driver averaging vs assignment impacts your household's bottom line.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Ever wonder how insurers actually decide how to price your family’s policy? Tim explains the "35% Rule" and how modern driver averaging vs assignment impacts your household's bottom line.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/aaqt66tadufsvtfv/FortressPodcast-Ep83-Driver_Averaging.mp3" length="9171195" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Ever wonder how insurers actually decide how to price your family’s policy? Tim explains the "35% Rule" and how modern driver averaging vs assignment impacts your household's bottom line.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>381</itunes:duration>
                <itunes:episode>83</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#84: Rethinking Life Insurance</title>
        <itunes:title>#84: Rethinking Life Insurance</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/rethinking_life_insurance/</link>
                    <comments>https://fortressinsurance.podbean.com/e/rethinking_life_insurance/#comments</comments>        <pubDate>Mon, 02 Feb 2026 13:24:12 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/8f8620e5-11f5-3b8a-965f-8839a874efb2</guid>
                                    <description><![CDATA[<p>From modern trends to easier applications, Tim explores why life insurance is trending, why it might be time to revisit your policy and how the process just got a whole lot easier! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>From modern trends to easier applications, Tim explores why life insurance is trending, why it might be time to revisit your policy and how the process just got a whole lot easier! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2sy4izsb4ci8gg94/FortressPodcast-Ep84-Rethinking_Life_Insurance-EDIT.mp3" length="14342813" type="audio/mpeg"/>
        <itunes:summary><![CDATA[From modern trends to easier applications, Tim explores why life insurance is trending, why it might be time to revisit your policy and how the process just got a whole lot easier! ]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>597</itunes:duration>
                <itunes:episode>84</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#85: Worst Claim of 2024: The Perfect Storm</title>
        <itunes:title>#85: Worst Claim of 2024: The Perfect Storm</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/worst_claim_of_2024_part1/</link>
                    <comments>https://fortressinsurance.podbean.com/e/worst_claim_of_2024_part1/#comments</comments>        <pubDate>Mon, 09 Feb 2026 12:16:27 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/aee50f24-bbad-3a14-8787-ed840a898fe0</guid>
                                    <description><![CDATA[<p>Tim share's a cautionary tale of a claim where bad timing, bad decisions and the bureaucracy of the business collided. Listen and learn!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Tim share's a cautionary tale of a claim where bad timing, bad decisions and the bureaucracy of the business collided. Listen and learn!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5y2qs9rq2xpc7sfj/FortressPodcast-Ep85-Worst_Claims_of_2024-Part_01.mp3" length="20834137" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Tim share's a cautionary tale of a claim where bad timing, bad decisions and the bureaucracy of the business collided. Listen and learn!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>867</itunes:duration>
                <itunes:episode>85</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#86: Worst Claim of 2025: The Plow(t) Thickens</title>
        <itunes:title>#86: Worst Claim of 2025: The Plow(t) Thickens</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/worst_claim_of_2025/</link>
                    <comments>https://fortressinsurance.podbean.com/e/worst_claim_of_2025/#comments</comments>        <pubDate>Mon, 16 Feb 2026 14:30:24 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/5e98f269-02ad-3c21-9389-2998058b1b66</guid>
                                    <description><![CDATA[<p>Tim shares a story of how a minor accident and unclear policy details caused a major claim issue to unravel.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Tim shares a story of how a minor accident and unclear policy details caused a major claim issue to unravel.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/j46mknsdwa4agx5a/FortressPodcast-Ep85-Worst_Claims_of_2025.mp3" length="11598075" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Tim shares a story of how a minor accident and unclear policy details caused a major claim issue to unravel.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>483</itunes:duration>
                <itunes:episode>86</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#87: Worst Claims of 2023: Happy Ending, Sad Ending &amp; Neutral Ending</title>
        <itunes:title>#87: Worst Claims of 2023: Happy Ending, Sad Ending &amp; Neutral Ending</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/worst_claims_of_2023/</link>
                    <comments>https://fortressinsurance.podbean.com/e/worst_claims_of_2023/#comments</comments>        <pubDate>Mon, 23 Feb 2026 08:00:00 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/4eab386d-ebd0-3028-9238-29898be969df</guid>
                                    <description><![CDATA[<p>Tim shares three unique stories, from 2023, to help you understand how claims can actually unfold — the good, the bad, and the ... complicated.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Tim shares three unique stories, from 2023, to help you understand how claims can actually unfold — the good, the bad, and the ... complicated.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/e7dsef9cyc7be9ic/FortressPodcast-Ep87-Worst_Claims_of_2023.mp3" length="18479982" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Tim shares three unique stories, from 2023, to help you understand how claims can actually unfold — the good, the bad, and the ... complicated.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>769</itunes:duration>
                <itunes:episode>87</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#88: Why Do Auto Rates Go Up Even Though My Car Gets Older?</title>
        <itunes:title>#88: Why Do Auto Rates Go Up Even Though My Car Gets Older?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/why_do_auto_rates_go_up_even_though_my_car_gets_older/</link>
                    <comments>https://fortressinsurance.podbean.com/e/why_do_auto_rates_go_up_even_though_my_car_gets_older/#comments</comments>        <pubDate>Tue, 03 Mar 2026 10:13:49 -0600</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/de3af50c-5bde-36c1-8894-d598b5f68051</guid>
                                    <description><![CDATA[<p>Why would insurance cost more for an aging car? It doesn't make sense right?! Tim explores four of his theories on insurance industry trends, driver data, and the rising costs of protection to help you understand why this occurs.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Why would insurance cost more for an aging car? It doesn't make sense right?! Tim explores four of his theories on insurance industry trends, driver data, and the rising costs of protection to help you understand why this occurs.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/5dcij55ufa2uyr9d/FortressPodcast-Ep88-Why_do_auto_rates_go_up_even_though_my_car_gets_older.mp3" length="13915241" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Why would insurance cost more for an aging car? It doesn't make sense right?! Tim explores four of his theories on insurance industry trends, driver data, and the rising costs of protection to help you understand why this occurs.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>579</itunes:duration>
                <itunes:episode>88</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#89: Why We Moved</title>
        <itunes:title>#89: Why We Moved</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/why_we_moved/</link>
                    <comments>https://fortressinsurance.podbean.com/e/why_we_moved/#comments</comments>        <pubDate>Mon, 09 Mar 2026 15:58:37 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/0dc1a80a-d42d-373b-a918-7389eb6baed2</guid>
                                    <description><![CDATA[<p>Big changes are here! Tim shares the story of how a chance meeting led to a brand-new space for Fortress Insurance.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Big changes are here! Tim shares the story of how a chance meeting led to a brand-new space for Fortress Insurance.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/522xi2hyhrcc6s5m/FortressPodcast-Ep89-Why_We_Moved.mp3" length="12032544" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Big changes are here! Tim shares the story of how a chance meeting led to a brand-new space for Fortress Insurance.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>501</itunes:duration>
                <itunes:episode>89</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#90: eBikes – Are You Covered?</title>
        <itunes:title>#90: eBikes – Are You Covered?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/bikes_are_you_covered/</link>
                    <comments>https://fortressinsurance.podbean.com/e/bikes_are_you_covered/#comments</comments>        <pubDate>Mon, 16 Mar 2026 11:22:54 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/02c005da-4bf5-386f-aafd-3a6de1da1499</guid>
                                    <description><![CDATA[<p>In this second episode about eBikes Tim provides some updated details and pro-tips on what's covered under your home insurance, what's not, and what to easily do if you need extra coverage.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this second episode about eBikes Tim provides some updated details and pro-tips on what's covered under your home insurance, what's not, and what to easily do if you need extra coverage.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bbbres2f463yj4pi/FortressPodcast-Ep90-eBikes_Are_You_Covered-EDIT.mp3" length="12060129" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this second episode about eBikes Tim provides some updated details and pro-tips on what's covered under your home insurance, what's not, and what to easily do if you need extra coverage.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>502</itunes:duration>
                <itunes:episode>90</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#91: Top Insurance Stereotypes – Part 1</title>
        <itunes:title>#91: Top Insurance Stereotypes – Part 1</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/top_insurance_stereotypes_part_1/</link>
                    <comments>https://fortressinsurance.podbean.com/e/top_insurance_stereotypes_part_1/#comments</comments>        <pubDate>Mon, 23 Mar 2026 13:46:50 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/4fd31e76-2da1-375a-8875-3ad39a52aa15</guid>
                                    <description><![CDATA[<p>You've probably heard them before, and might even believe some. But Tim is helping you cut through the falsehood vs the facts, so that you can know how to best manage your coverage.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>You've probably heard them before, and might even believe some. But Tim is helping you cut through the falsehood vs the facts, so that you can know how to best manage your coverage.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kkqasvvbwi8kjykj/FortressPodcast-Ep91-Top_Insurance_Stereotypes_Part_1.mp3" length="13879506" type="audio/mpeg"/>
        <itunes:summary><![CDATA[You've probably heard them before, and might even believe some. But Tim is helping you cut through the falsehood vs the facts, so that you can know how to best manage your coverage.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>578</itunes:duration>
                <itunes:episode>91</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#92: Top Insurance Stereotypes – Part 2</title>
        <itunes:title>#92: Top Insurance Stereotypes – Part 2</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/top_insurance_stereotypes_part2/</link>
                    <comments>https://fortressinsurance.podbean.com/e/top_insurance_stereotypes_part2/#comments</comments>        <pubDate>Mon, 30 Mar 2026 15:11:11 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/df9eb107-9f2a-3f0f-bf32-652559bdfc84</guid>
                                    <description><![CDATA[<p>Tim continues to debunk 5 more common myths and stereotypes in our 2nd part to this countdown series devoted to clarifying the most commonly misunderstood ideas about the insurance industry.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Tim continues to debunk 5 more common myths and stereotypes in our 2nd part to this countdown series devoted to clarifying the most commonly misunderstood ideas about the insurance industry.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/jdkzc7xq4ra6qgq7/FortressPodcast-Ep92-Top_Insurance_Stereotypes_Part_2.mp3" length="20869873" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Tim continues to debunk 5 more common myths and stereotypes in our 2nd part to this countdown series devoted to clarifying the most commonly misunderstood ideas about the insurance industry.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>869</itunes:duration>
                <itunes:episode>92</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#93: The Truth About Universal Home Insurance Company</title>
        <itunes:title>#93: The Truth About Universal Home Insurance Company</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/the_truth_about_universal_home_insurance_company/</link>
                    <comments>https://fortressinsurance.podbean.com/e/the_truth_about_universal_home_insurance_company/#comments</comments>        <pubDate>Mon, 06 Apr 2026 14:43:07 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/850b6ab6-6687-3ad6-92aa-acb88ac01031</guid>
                                    <description><![CDATA[<p>A fairly new insurance company, but a VERY popular one! In this episode, Tim is explaining the common questions that come up about Universal Home Insurance, and the pros and cons for you to consider in your decision.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>A fairly new insurance company, but a VERY popular one! In this episode, Tim is explaining the common questions that come up about Universal Home Insurance, and the pros and cons for you to consider in your decision.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/jg9bz2wpy7hi8zhg/FortressPodcast-Ep93-The_truth_about_universal_home_insurance_company.mp3" length="12274542" type="audio/mpeg"/>
        <itunes:summary><![CDATA[A fairly new insurance company, but a VERY popular one! In this episode, Tim is explaining the common questions that come up about Universal Home Insurance, and the pros and cons for you to consider in your decision.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>511</itunes:duration>
                <itunes:episode>93</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#94: Insurance Scoring</title>
        <itunes:title>#94: Insurance Scoring</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/insurance_scoring/</link>
                    <comments>https://fortressinsurance.podbean.com/e/insurance_scoring/#comments</comments>        <pubDate>Mon, 13 Apr 2026 15:47:38 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/20c67030-975f-3b6e-82d2-2561cf8f7c07</guid>
                                    <description><![CDATA[<p>Explore the "dicey" world of insurance scores. Tim shares how your credit data drives your premium and what you can do to find a better rate right now.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Explore the "dicey" world of insurance scores. Tim shares how your credit data drives your premium and what you can do to find a better rate right now.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4svhkkh7ihaewx3q/FortressPodcast-Ep94-Insurance_Scoring-EDIT.mp3" length="15418640" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Explore the "dicey" world of insurance scores. Tim shares how your credit data drives your premium and what you can do to find a better rate right now.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>642</itunes:duration>
                <itunes:episode>94</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#95: What Happens On a Scheduled Call?</title>
        <itunes:title>#95: What Happens On a Scheduled Call?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/what_happens_on_a_scheduled_call/</link>
                    <comments>https://fortressinsurance.podbean.com/e/what_happens_on_a_scheduled_call/#comments</comments>        <pubDate>Mon, 20 Apr 2026 15:59:50 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/748c1489-7700-3022-9463-09a4accb76ec</guid>
                                    <description><![CDATA[<p>Stop playing phone tag. Discover how a scheduled "checkup" helps our team catch hidden coverage gaps and keep your insurance rates in check.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Stop playing phone tag. Discover how a scheduled "checkup" helps our team catch hidden coverage gaps and keep your insurance rates in check.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/vqve8ebjcez87vhf/FortressPodcast-Ep95-What_Happens_On_a_Scheduled_Call.mp3" length="13023107" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Stop playing phone tag. Discover how a scheduled "checkup" helps our team catch hidden coverage gaps and keep your insurance rates in check.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>542</itunes:duration>
                <itunes:episode>95</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#96: Yes, we offer other companies and you’re not stuck with the one you started with the rest of your life!</title>
        <itunes:title>#96: Yes, we offer other companies and you’re not stuck with the one you started with the rest of your life!</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/yes_we_offer_other_companies/</link>
                    <comments>https://fortressinsurance.podbean.com/e/yes_we_offer_other_companies/#comments</comments>        <pubDate>Mon, 27 Apr 2026 15:01:16 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/2d9725ad-e20a-3baa-9a65-c50cd00fd12a</guid>
                                    <description><![CDATA[<p>This may be the longest podcast title we have, but it doesn't take Tim very long to give you the inside scoop to help you understand pricing and when the right time is to switch insurance companies!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>This may be the longest podcast title we have, but it doesn't take Tim very long to give you the inside scoop to help you understand pricing and when the right time is to switch insurance companies!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dt443fcf5jj59tmz/FortressPodcast-Ep96-Yes_We_offer_other_companies.mp3" length="14628070" type="audio/mpeg"/>
        <itunes:summary><![CDATA[This may be the longest podcast title we have, but it doesn't take Tim very long to give you the inside scoop to help you understand pricing and when the right time is to switch insurance companies!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>609</itunes:duration>
                <itunes:episode>96</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#97: What Happens / Who Warns When a Policy Cancels?</title>
        <itunes:title>#97: What Happens / Who Warns When a Policy Cancels?</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/what_happens_who_warns_when_a_policy_cancels/</link>
                    <comments>https://fortressinsurance.podbean.com/e/what_happens_who_warns_when_a_policy_cancels/#comments</comments>        <pubDate>Mon, 04 May 2026 14:35:10 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/329d0792-ed57-39b6-bce3-19711e8b6d5b</guid>
                                    <description><![CDATA[<p>Why do insurance policies cancel unexpectedly? Tim helps you understand the common triggers and the failsafes in place to protect your coverage.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Why do insurance policies cancel unexpectedly? Tim helps you understand the common triggers and the failsafes in place to protect your coverage.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gje3rpqyp7ahk3ts/FortressPodcast-Ep97-What_happens_who_warns_when_a_policy_cancels.mp3" length="17273752" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Why do insurance policies cancel unexpectedly? Tim helps you understand the common triggers and the failsafes in place to protect your coverage.]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>719</itunes:duration>
                <itunes:episode>97</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>#98: Four Reasons NOT to Buy Online – Part 1</title>
        <itunes:title>#98: Four Reasons NOT to Buy Online – Part 1</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/four_reasons_not_to_buy_online_part_1/</link>
                    <comments>https://fortressinsurance.podbean.com/e/four_reasons_not_to_buy_online_part_1/#comments</comments>        <pubDate>Mon, 11 May 2026 15:27:06 -0500</pubDate>
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                                    <description><![CDATA[<p>In this two part series, Tim is helping you understand the risks of purchasing your insurance coverage online and explaining the values of having the personal touch of an expert on your side!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this two part series, Tim is helping you understand the risks of purchasing your insurance coverage online and explaining the values of having the personal touch of an expert on your side!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ciukxq4vdgqq5gye/FortressPodcast-Ep98-Four_reasons_not_to_buy_online.mp3" length="9314137" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this two part series, Tim is helping you understand the risks of purchasing your insurance coverage online and explaining the values of having the personal touch of an expert on your side!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>387</itunes:duration>
                <itunes:episode>98</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#99: Four Reasons NOT to Buy Online – Part 2</title>
        <itunes:title>#99: Four Reasons NOT to Buy Online – Part 2</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/four_reasons_not_to_buy_online_part_2/</link>
                    <comments>https://fortressinsurance.podbean.com/e/four_reasons_not_to_buy_online_part_2/#comments</comments>        <pubDate>Mon, 18 May 2026 15:24:31 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/e38cc8b6-95cb-3508-bdc8-50cd2cefdfee</guid>
                                    <description><![CDATA[<p>In the second episode, of this 2 part series, Tim continues to explore the value of having someone that's on your side to protect your interests and your property!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In the second episode, of this 2 part series, Tim continues to explore the value of having someone that's on your side to protect your interests and your property!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9mpkp7zv7ypm95vx/FortressPodcast-Ep99-Four_reasons_not_to_buy_online-Part_2.mp3" length="15163476" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In the second episode, of this 2 part series, Tim continues to explore the value of having someone that's on your side to protect your interests and your property!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>631</itunes:duration>
                <itunes:episode>99</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>#100: TWFG and The Future of Fortress</title>
        <itunes:title>#100: TWFG and The Future of Fortress</itunes:title>
        <link>https://fortressinsurance.podbean.com/e/twfg_and_the_future_of_fortress/</link>
                    <comments>https://fortressinsurance.podbean.com/e/twfg_and_the_future_of_fortress/#comments</comments>        <pubDate>Tue, 26 May 2026 15:20:54 -0500</pubDate>
        <guid isPermaLink="false">fortressinsurance.podbean.com/66290d56-8e58-36e3-a581-1cdedae790e5</guid>
                                    <description><![CDATA[<p dir="ltr">BIG news! Fortress Insurance is joining a national leader (TWFG). Explore the "why" behind the move, what the future holds and most importantly how our commitment to you remains unchanged! We're closing a chapter on this podcast, but we're not done writing our story. Keep following us on social media so you can stay in touch and continue to learn!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p dir="ltr">BIG news! Fortress Insurance is joining a national leader (TWFG). Explore the "why" behind the move, what the future holds and most importantly how our commitment to you remains unchanged! We're closing a chapter on this podcast, but we're not done writing our story. Keep following us on social media so you can stay in touch and continue to learn!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4a489hvnhy8r9fkw/FortressPodcast-Ep100-TWFG_and_the_future_of_Fortress.mp3" length="18515718" type="audio/mpeg"/>
        <itunes:summary><![CDATA[BIG news! Fortress Insurance is joining a national leader (TWFG). Explore the "why" behind the move, what the future holds and most importantly how our commitment to you remains unchanged! We're closing a chapter on this podcast, but we're not done writing our story. Keep following us on social media so you can stay in touch and continue to learn!]]></itunes:summary>
        <itunes:author>Fortress Insurance</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>771</itunes:duration>
                <itunes:episode>100</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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