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    <title>The Closing Table Podcast</title>
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    <link>https://esalgado87.podbean.com</link>
    <description>This podcast designed to elevate your professional journey! Whether you’re looking to gain insights into the real estate market, build meaningful business relationships, or find the motivation to reach your personal and professional goals, this podcast has something for you. Join us for engaging discussions, expert advice, and exclusive inside scoops that will help you thrive in the business world. Tune in and start building the connections that matter!</description>
    <pubDate>Wed, 01 Apr 2026 12:00:00 -0400</pubDate>
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        <copyright>Copyright 2025 All rights reserved.</copyright>
    <category>Business</category>
    <ttl>1440</ttl>
    <itunes:type>episodic</itunes:type>
          <itunes:summary></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
<itunes:category text="Business" />
    <itunes:owner>
        <itunes:name>Ernie Salgado/ Mel Ficarro</itunes:name>
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        <link>https://esalgado87.podbean.com</link>
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    <item>
        <title>Episode 28- You're a Realtor! NOW WHAT?!</title>
        <itunes:title>Episode 28- You're a Realtor! NOW WHAT?!</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-28-youre-a-realtor-now-what/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-28-youre-a-realtor-now-what/#comments</comments>        <pubDate>Wed, 01 Apr 2026 12:00:00 -0400</pubDate>
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                                    <description><![CDATA[<p>In episode 26 Ernie went over the steps to become a realtor and getting you license and the small financial investment to get started. Now what are you gonna do with that! You gotta start building your business! How do you do that! Ernie goes over a few things that was a little to no financial investment to find leads and prospects to get your business going!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In episode 26 Ernie went over the steps to become a realtor and getting you license and the small financial investment to get started. Now what are you gonna do with that! You gotta start building your business! How do you do that! Ernie goes over a few things that was a little to no financial investment to find leads and prospects to get your business going!</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[In episode 26 Ernie went over the steps to become a realtor and getting you license and the small financial investment to get started. Now what are you gonna do with that! You gotta start building your business! How do you do that! Ernie goes over a few things that was a little to no financial investment to find leads and prospects to get your business going!]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2929</itunes:duration>
                <itunes:episode>29</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>Episode 27- 2018 Realtor of the Year Mr. Mark Mohn!!!</title>
        <itunes:title>Episode 27- 2018 Realtor of the Year Mr. Mark Mohn!!!</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-27-2018-realtor-of-the-year-mr-mark-mohn/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-27-2018-realtor-of-the-year-mr-mark-mohn/#comments</comments>        <pubDate>Wed, 18 Mar 2026 12:00:00 -0400</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/31b48454-2db0-3d12-a15a-4e66fea43df1</guid>
                                    <description><![CDATA[<p>In this episode, Mark Mohn sits down with us to briefly go over some community redevelopment projects, his time becoming a realtor and transitioning to Government Affairs Ambassador, all the way into being an RBAR (Reading-Berks Association of Realtors) Associate. This man has a world of knowledge in his cranium and we plan to tap into that knowledge, experience, expertise and his involvement in a lot of the development efforts throughout the county. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode, Mark Mohn sits down with us to briefly go over some community redevelopment projects, his time becoming a realtor and transitioning to Government Affairs Ambassador, all the way into being an RBAR (Reading-Berks Association of Realtors) Associate. This man has a world of knowledge in his cranium and we plan to tap into that knowledge, experience, expertise and his involvement in a lot of the development efforts throughout the county. </p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[In this episode, Mark Mohn sits down with us to briefly go over some community redevelopment projects, his time becoming a realtor and transitioning to Government Affairs Ambassador, all the way into being an RBAR (Reading-Berks Association of Realtors) Associate. This man has a world of knowledge in his cranium and we plan to tap into that knowledge, experience, expertise and his involvement in a lot of the development efforts throughout the county. ]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>3664</itunes:duration>
                <itunes:episode>27</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>Episode 26- Becoming a Realtor!</title>
        <itunes:title>Episode 26- Becoming a Realtor!</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-26-becoming-a-realtor/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-26-becoming-a-realtor/#comments</comments>        <pubDate>Wed, 04 Mar 2026 12:00:00 -0500</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/31c659e7-3c4d-385a-83fd-0c8894bb9c16</guid>
                                    <description><![CDATA[<p>In this episode, Ernie briefly goes over the few steps to take to become a realtor and the financial investment needed to start your career. Its important to find a good support system. The right brokerage helps build the right real estate business!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode, Ernie briefly goes over the few steps to take to become a realtor and the financial investment needed to start your career. Its important to find a good support system. The right brokerage helps build the right real estate business!</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[In this episode, Ernie briefly goes over the few steps to take to become a realtor and the financial investment needed to start your career. Its important to find a good support system. The right brokerage helps build the right real estate business!]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1697</itunes:duration>
                <itunes:episode>28</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>Episode 25- 1 Year Anniversary Episode!!!</title>
        <itunes:title>Episode 25- 1 Year Anniversary Episode!!!</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-25-1-year-anniversary-episode/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-25-1-year-anniversary-episode/#comments</comments>        <pubDate>Wed, 18 Feb 2026 12:00:00 -0500</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/8994cd4e-2faf-30ec-aea4-f8abe6796c01</guid>
                                    <description><![CDATA[<p>On this episode Ernie and Mel bring back some of the first guests that took precious time out of there day for a podcast startup and shared some great info. A little fun was had at Ernie expense, but it was a great opportunity to catch up and see where they  are and where they want to be. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>On this episode Ernie and Mel bring back some of the first guests that took precious time out of there day for a podcast startup and shared some great info. A little fun was had at Ernie expense, but it was a great opportunity to catch up and see where they  are and where they want to be. </p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[On this episode Ernie and Mel bring back some of the first guests that took precious time out of there day for a podcast startup and shared some great info. A little fun was had at Ernie expense, but it was a great opportunity to catch up and see where they  are and where they want to be. ]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2750</itunes:duration>
                <itunes:episode>25</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>Episode 24 - Year end Recap and 2026 Goals!!!</title>
        <itunes:title>Episode 24 - Year end Recap and 2026 Goals!!!</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-23-year-end-recap-and-2026-goals/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-23-year-end-recap-and-2026-goals/#comments</comments>        <pubDate>Wed, 04 Feb 2026 12:00:00 -0500</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/eea2a6aa-56af-38f9-b808-c5f3f62d8c2e</guid>
                                    <description><![CDATA[<p>A lot got done 2025. But 2026 is only just beginning and a lot planned for it. Mel helped Fulton Mortgage company Affiliate of the year award for 2025. Ernie earned Realtor of the Year!!!! And it isn't enough! We want to help more people, build more relationship, and make a bigger impact!!!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>A lot got done 2025. But 2026 is only just beginning and a lot planned for it. Mel helped Fulton Mortgage company Affiliate of the year award for 2025. Ernie earned Realtor of the Year!!!! And it isn't enough! We want to help more people, build more relationship, and make a bigger impact!!!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/cfga8vjnu6xsuf7d/Year_end_recap_and_2026_goals6a8gq.mp3" length="54360316" type="audio/mpeg"/>
        <itunes:summary><![CDATA[A lot got done 2025. But 2026 is only just beginning and a lot planned for it. Mel helped Fulton Mortgage company Affiliate of the year award for 2025. Ernie earned Realtor of the Year!!!! And it isn't enough! We want to help more people, build more relationship, and make a bigger impact!!!]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2264</itunes:duration>
                <itunes:episode>24</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>Episode 23- Building a more effective Google business page!</title>
        <itunes:title>Episode 23- Building a more effective Google business page!</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-23-building-a-more-effective-google-business-page/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-23-building-a-more-effective-google-business-page/#comments</comments>        <pubDate>Wed, 21 Jan 2026 12:00:00 -0500</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/a997d658-403a-3771-a278-d9753ce9f534</guid>
                                    <description><![CDATA[<p>On this episode, Ernie and Mel call back Jay Winkleman of the Computer Wizards to help explain SEO and building a good google business page that should help you get exposure on google that should help your business grow!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>On this episode, Ernie and Mel call back Jay Winkleman of the Computer Wizards to help explain SEO and building a good google business page that should help you get exposure on google that should help your business grow!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7qxry4mzuahxv78c/Google_business_page_and_SEO7reqa.mp3" length="68412522" type="audio/mpeg"/>
        <itunes:summary><![CDATA[On this episode, Ernie and Mel call back Jay Winkleman of the Computer Wizards to help explain SEO and building a good google business page that should help you get exposure on google that should help your business grow!]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2850</itunes:duration>
                <itunes:episode>23</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 22.- Non qualified mortgage? WHAT!?</title>
        <itunes:title>Episode 22.- Non qualified mortgage? WHAT!?</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-22-non-qualified-mortgage-what/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-22-non-qualified-mortgage-what/#comments</comments>        <pubDate>Wed, 07 Jan 2026 12:03:00 -0500</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/12eedb5e-503c-37b9-9c9b-fb78dfc377fb</guid>
                                    <description><![CDATA[<p>Ernie and Mel discuss what a non QM loan is and who it primarily helps. If you are an investor or a self employed or business owner these loans can help you achieve homeownership!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Ernie and Mel discuss what a non QM loan is and who it primarily helps. If you are an investor or a self employed or business owner these loans can help you achieve homeownership!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/8wkft7hm4hqdw5a9/Non_QM_loans88kcu.mp3" length="61422154" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Ernie and Mel discuss what a non QM loan is and who it primarily helps. If you are an investor or a self employed or business owner these loans can help you achieve homeownership!]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2559</itunes:duration>
                <itunes:episode>22</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 21- Unhidden Gems of Berks County</title>
        <itunes:title>Episode 21- Unhidden Gems of Berks County</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-19-unhidden-gems-of-berks-county/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-19-unhidden-gems-of-berks-county/#comments</comments>        <pubDate>Wed, 17 Dec 2025 12:01:00 -0500</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/dbc071c8-f079-3e1b-99ec-d61687633909</guid>
                                    <description><![CDATA[<p>On this episode Ernie and Mel talk about some great places to eat and see if you ever make it out to Berks County. There is a lot to offer, festival's to visit, attractions to see and places to eat that are fantastic in the community!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>On this episode Ernie and Mel talk about some great places to eat and see if you ever make it out to Berks County. There is a lot to offer, festival's to visit, attractions to see and places to eat that are fantastic in the community!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/i7mmja5vr6ztrii2/Full_Berks_County_Gems9qz2i.mp3" length="67556750" type="audio/mpeg"/>
        <itunes:summary><![CDATA[On this episode Ernie and Mel talk about some great places to eat and see if you ever make it out to Berks County. There is a lot to offer, festival's to visit, attractions to see and places to eat that are fantastic in the community!]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2814</itunes:duration>
                <itunes:episode>19</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 20- Keep it clean with PuroClean- Liz Sweeney</title>
        <itunes:title>Episode 20- Keep it clean with PuroClean- Liz Sweeney</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-18-keep-it-clean-with-puro-clean/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-18-keep-it-clean-with-puro-clean/#comments</comments>        <pubDate>Wed, 03 Dec 2025 12:00:00 -0500</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/5165e009-2753-3841-889a-e959fdd6d7f8</guid>
                                    <description><![CDATA[<p>Our guest and friend Liz Sweeney discusses a company specializing in emergency cleanup services with Puroclean. This company has a very high customer satisfaction record and its because of there attention to detail and there compassion with the consumer. They do more than just help clean up a home from catastrophes. They also help with hoarder situations, biohazard and chemical clean up. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Our guest and friend Liz Sweeney discusses a company specializing in emergency cleanup services with Puroclean. This company has a very high customer satisfaction record and its because of there attention to detail and there compassion with the consumer. They do more than just help clean up a home from catastrophes. They also help with hoarder situations, biohazard and chemical clean up. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/zadbmsmzyz8xc4e7/Liz_Sweeney_Episodeb8hut.mp3" length="54431787" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Our guest and friend Liz Sweeney discusses a company specializing in emergency cleanup services with Puroclean. This company has a very high customer satisfaction record and its because of there attention to detail and there compassion with the consumer. They do more than just help clean up a home from catastrophes. They also help with hoarder situations, biohazard and chemical clean up. ]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2267</itunes:duration>
                <itunes:episode>18</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Eps. 19- What's Happening in Berks County?!</title>
        <itunes:title>Eps. 19- What's Happening in Berks County?!</itunes:title>
        <link>https://esalgado87.podbean.com/e/eps-19-whats-happening-in-berks-county/</link>
                    <comments>https://esalgado87.podbean.com/e/eps-19-whats-happening-in-berks-county/#comments</comments>        <pubDate>Wed, 19 Nov 2025 12:01:00 -0500</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/110eec2d-25a0-3826-8952-cba08191074a</guid>
                                    <description><![CDATA[<p>There is a lot going on throughout berks county. One of the biggest is the new development that broke ground mid to late October off of Broadcasting road! Outlet style shopping center along with the development of 700 residential homes!! This could have market implications for the next ew years to come! TUNE IN!!!!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>There is a lot going on throughout berks county. One of the biggest is the new development that broke ground mid to late October off of Broadcasting road! Outlet style shopping center along with the development of 700 residential homes!! This could have market implications for the next ew years to come! TUNE IN!!!!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/k2geatv5af84fma9/Berks_Happenings74tst.mp3" length="56856786" type="audio/mpeg"/>
        <itunes:summary><![CDATA[There is a lot going on throughout berks county. One of the biggest is the new development that broke ground mid to late October off of Broadcasting road! Outlet style shopping center along with the development of 700 residential homes!! This could have market implications for the next ew years to come! TUNE IN!!!!]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2368</itunes:duration>
                <itunes:episode>21</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 18- And the highest bidder is.... ISAIAH AYALA!!</title>
        <itunes:title>Episode 18- And the highest bidder is.... ISAIAH AYALA!!</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-17-and-the-highest-bidder-is-isaiah-ayala/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-17-and-the-highest-bidder-is-isaiah-ayala/#comments</comments>        <pubDate>Wed, 05 Nov 2025 12:01:00 -0500</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/6000dc12-7275-3188-a50e-1351ec173a3e</guid>
                                    <description><![CDATA[<p>On this episode, we dive into the world of public auctions by a local auctioneer and realtor! We learn a little more about what it takes to become an auctioneer, how they are marketed and the value it brings to have more than one way to sell a property for the public. Isaiah Ayala, realtor, auctioneer and once in the agricultural space shares how he is able to assist sellers with multiple strategies!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>On this episode, we dive into the world of public auctions by a local auctioneer and realtor! We learn a little more about what it takes to become an auctioneer, how they are marketed and the value it brings to have more than one way to sell a property for the public. Isaiah Ayala, realtor, auctioneer and once in the agricultural space shares how he is able to assist sellers with multiple strategies!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/83nsp5huwxitxikd/Isaiah_Ayala_-_8_25_25_1109_PM69uhp.mp3" length="60923111" type="audio/mpeg"/>
        <itunes:summary><![CDATA[On this episode, we dive into the world of public auctions by a local auctioneer and realtor! We learn a little more about what it takes to become an auctioneer, how they are marketed and the value it brings to have more than one way to sell a property for the public. Isaiah Ayala, realtor, auctioneer and once in the agricultural space shares how he is able to assist sellers with multiple strategies!]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2538</itunes:duration>
                <itunes:episode>17</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 17- New Appraisal changes could affect your next transaction!</title>
        <itunes:title>Episode 17- New Appraisal changes could affect your next transaction!</itunes:title>
        <link>https://esalgado87.podbean.com/e/new-appraisal-changes-could-affect-your-next-transaction/</link>
                    <comments>https://esalgado87.podbean.com/e/new-appraisal-changes-could-affect-your-next-transaction/#comments</comments>        <pubDate>Wed, 15 Oct 2025 12:01:00 -0400</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/64807505-3676-3166-9d7a-ee7713cc08f0</guid>
                                    <description><![CDATA[<p>New appraisal changes are expected to cause heavy delays in transaction closings as well as getting appraisals scheduled. Changes in valuing a property, and overall recording of the inspection throughout the inspection. Make sure to contact your lender before writing up an offer to make sure that you don't put yourself and your clients in a situation. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>New appraisal changes are expected to cause heavy delays in transaction closings as well as getting appraisals scheduled. Changes in valuing a property, and overall recording of the inspection throughout the inspection. Make sure to contact your lender before writing up an offer to make sure that you don't put yourself and your clients in a situation. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tyspxxur3trhae5h/New_Appraisal_Changes8mg99.mp3" length="53290131" type="audio/mpeg"/>
        <itunes:summary><![CDATA[New appraisal changes are expected to cause heavy delays in transaction closings as well as getting appraisals scheduled. Changes in valuing a property, and overall recording of the inspection throughout the inspection. Make sure to contact your lender before writing up an offer to make sure that you don't put yourself and your clients in a situation. ]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2220</itunes:duration>
                <itunes:episode>20</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 16- Tik tok Real estate?</title>
        <itunes:title>Episode 16- Tik tok Real estate?</itunes:title>
        <link>https://esalgado87.podbean.com/e/tik-tok-real-estate/</link>
                    <comments>https://esalgado87.podbean.com/e/tik-tok-real-estate/#comments</comments>        <pubDate>Wed, 01 Oct 2025 12:00:00 -0400</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/145d4dd1-5c2e-3fe2-aa60-4aabd8f8410d</guid>
                                    <description><![CDATA[<p>Mel and Ernie go over some of the tik tokers who focus on real estate  related content. Some of their favorites, and some of their... not so favorites. And what to look out for when listening to some of these content creators.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Mel and Ernie go over some of the tik tokers who focus on real estate  related content. Some of their favorites, and some of their... not so favorites. And what to look out for when listening to some of these content creators.</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[Mel and Ernie go over some of the tik tokers who focus on real estate  related content. Some of their favorites, and some of their... not so favorites. And what to look out for when listening to some of these content creators.]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2493</itunes:duration>
                <itunes:episode>15</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 15- Be Still Foundation- Bob Krause!</title>
        <itunes:title>Episode 15- Be Still Foundation- Bob Krause!</itunes:title>
        <link>https://esalgado87.podbean.com/e/be-still-foundation-bob-krause/</link>
                    <comments>https://esalgado87.podbean.com/e/be-still-foundation-bob-krause/#comments</comments>        <pubDate>Wed, 24 Sep 2025 12:01:00 -0400</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/2e477c87-e093-3f5a-ad30-ab5576e11006</guid>
                                    <description><![CDATA[<p>This gentleman created a business and revolutionized working at your desk with the walking activity desk. He was diagnosed with early onset Parkinsons at a very early age which caused him embarrassment and shame. But a revolutionary procedure allowed him to enjoy life the way he was meant to. And from there, he created a non profit foundation which helps others get the same procedure with financial assistance and mental support. The Be Still Foundation has helped many and has the goal to help many more per year. This is an episode you don't want to miss!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>This gentleman created a business and revolutionized working at your desk with the walking activity desk. He was diagnosed with early onset Parkinsons at a very early age which caused him embarrassment and shame. But a revolutionary procedure allowed him to enjoy life the way he was meant to. And from there, he created a non profit foundation which helps others get the same procedure with financial assistance and mental support. The Be Still Foundation has helped many and has the goal to help many more per year. This is an episode you don't want to miss!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gfgy6ihhbu8vnfmp/Bobby_Krause_Episode_Edited_-_8_20_25_422_AM8mlq3.mp3" length="70238167" type="audio/mpeg"/>
        <itunes:summary><![CDATA[This gentleman created a business and revolutionized working at your desk with the walking activity desk. He was diagnosed with early onset Parkinsons at a very early age which caused him embarrassment and shame. But a revolutionary procedure allowed him to enjoy life the way he was meant to. And from there, he created a non profit foundation which helps others get the same procedure with financial assistance and mental support. The Be Still Foundation has helped many and has the goal to help many more per year. This is an episode you don't want to miss!]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2926</itunes:duration>
                <itunes:episode>16</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 14- Think outside the box and get your house!</title>
        <itunes:title>Episode 14- Think outside the box and get your house!</itunes:title>
        <link>https://esalgado87.podbean.com/e/think-outside-the-box-and-get-your-house/</link>
                    <comments>https://esalgado87.podbean.com/e/think-outside-the-box-and-get-your-house/#comments</comments>        <pubDate>Wed, 17 Sep 2025 12:00:00 -0400</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/26b2a030-105c-3f3f-96a0-de85b818af3f</guid>
                                    <description><![CDATA[<p>You've probably heard the morbid saying, "Theres more than one way to skin a cat?" Which by the way, why the hell are we skinning cats. Anyway, theres more than one way to offer to buy a house. And we go over a few simple but effective strategies you could use when submitting against multiple offer situations!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>You've probably heard the morbid saying, "Theres more than one way to skin a cat?" Which by the way, why the hell are we skinning cats. Anyway, theres more than one way to offer to buy a house. And we go over a few simple but effective strategies you could use when submitting against multiple offer situations!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4kanwui58tyaytkv/Edited-_Buyer_Strategies69v18.mp3" length="58176492" type="audio/mpeg"/>
        <itunes:summary><![CDATA[You've probably heard the morbid saying, "Theres more than one way to skin a cat?" Which by the way, why the hell are we skinning cats. Anyway, theres more than one way to offer to buy a house. And we go over a few simple but effective strategies you could use when submitting against multiple offer situations!]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2423</itunes:duration>
                <itunes:episode>12</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 13- Teamwork makes the dream work!</title>
        <itunes:title>Episode 13- Teamwork makes the dream work!</itunes:title>
        <link>https://esalgado87.podbean.com/e/teamwork-makes-the-dream-work/</link>
                    <comments>https://esalgado87.podbean.com/e/teamwork-makes-the-dream-work/#comments</comments>        <pubDate>Wed, 03 Sep 2025 12:00:00 -0400</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/3b13b426-300a-3eac-b8cc-eb837681e626</guid>
                                    <description><![CDATA[<p>You can't do as much as you think by yourself. Having a good support system and a team to help you succeed is prevalent to your journey to success! YOUR NETWORTH IS YOUR NETWORK!!!!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>You can't do as much as you think by yourself. Having a good support system and a team to help you succeed is prevalent to your journey to success! YOUR NETWORTH IS YOUR NETWORK!!!!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3bnvysdkgdgmnhtb/Teamwork_ready_for_Podbeanab0ay.mp3" length="37347705" type="audio/mpeg"/>
        <itunes:summary><![CDATA[You can't do as much as you think by yourself. Having a good support system and a team to help you succeed is prevalent to your journey to success! YOUR NETWORTH IS YOUR NETWORK!!!!]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1555</itunes:duration>
                <itunes:episode>6</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 12- Getting your future financially fit!!!! With Dennis Pelligrini</title>
        <itunes:title>Episode 12- Getting your future financially fit!!!! With Dennis Pelligrini</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-12-getting-your-future-financially-fit-with-dennis-pelligrini/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-12-getting-your-future-financially-fit-with-dennis-pelligrini/#comments</comments>        <pubDate>Wed, 27 Aug 2025 12:00:00 -0400</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/1f8f4981-f46a-3c96-af8b-4f7d95594cba</guid>
                                    <description><![CDATA[<p>Mel and Ernie have guest from Peak Financial Services who has been a numbers guy all his life. Dennis Pellgrini goes over common terms and products to help you with your financial future and what's the right and wrong way to save. He also goes over a strategy very attractive to those who have a business and ways to alleviate the pains of a capital gains tax when you sell a property or a business!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Mel and Ernie have guest from Peak Financial Services who has been a numbers guy all his life. Dennis Pellgrini goes over common terms and products to help you with your financial future and what's the right and wrong way to save. He also goes over a strategy very attractive to those who have a business and ways to alleviate the pains of a capital gains tax when you sell a property or a business!</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[Mel and Ernie have guest from Peak Financial Services who has been a numbers guy all his life. Dennis Pellgrini goes over common terms and products to help you with your financial future and what's the right and wrong way to save. He also goes over a strategy very attractive to those who have a business and ways to alleviate the pains of a capital gains tax when you sell a property or a business!]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2786</itunes:duration>
                <itunes:episode>14</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 11- Debate turns Vent Fest</title>
        <itunes:title>Episode 11- Debate turns Vent Fest</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-11-debate-turns-vent-fest/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-11-debate-turns-vent-fest/#comments</comments>        <pubDate>Wed, 20 Aug 2025 12:00:00 -0400</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/64df28ed-7926-3593-b2de-fcfebd663701</guid>
                                    <description><![CDATA[<p>This episode was supposed to be a fun and light debate on who has the most challenging job. But it turned into a bitch fest to allow us to lift the weight off our shoulders from past crap. Then we started to review some movies or shows thats real estate related. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>This episode was supposed to be a fun and light debate on who has the most challenging job. But it turned into a bitch fest to allow us to lift the weight off our shoulders from past crap. Then we started to review some movies or shows thats real estate related. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/zh6x9uetuzp7qk5v/eps_11_THE_VENT_FEST_audio8qy60.mp3" length="66023258" type="audio/mpeg"/>
        <itunes:summary><![CDATA[This episode was supposed to be a fun and light debate on who has the most challenging job. But it turned into a bitch fest to allow us to lift the weight off our shoulders from past crap. Then we started to review some movies or shows thats real estate related. ]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2750</itunes:duration>
                <itunes:episode>9</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 10 - WHATS UP WITH Ai!!!!</title>
        <itunes:title>Episode 10 - WHATS UP WITH Ai!!!!</itunes:title>
        <link>https://esalgado87.podbean.com/e/whats-up-with-ai/</link>
                    <comments>https://esalgado87.podbean.com/e/whats-up-with-ai/#comments</comments>        <pubDate>Wed, 06 Aug 2025 12:00:00 -0400</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/0bf83c09-1409-3ab6-ae32-abffffa06283</guid>
                                    <description><![CDATA[<p>We are joined by a constantly adaptive professional who knows how to make change to better the business. Alyse Mitten with Interlace Communications comes with worlds of experience. Having a business in marketing, she saw a niche and began to educate and control her future. Her Book "AI Resistance" discusses the advantages of AI and if it really is worth the risk. </p>
<p>If you want to get in touch with her, her email is <a href='mailto:alyse@iciconnect.com'>alyse@iciconnect.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>We are joined by a constantly adaptive professional who knows how to make change to better the business. Alyse Mitten with Interlace Communications comes with worlds of experience. Having a business in marketing, she saw a niche and began to educate and control her future. Her Book "AI Resistance" discusses the advantages of AI and if it really is worth the risk. </p>
<p>If you want to get in touch with her, her email is <a href='mailto:alyse@iciconnect.com'>alyse@iciconnect.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/n73dt7k7kdhdi623/Alyse_Mitten_episode5yiy0.mp3" length="81216492" type="audio/mpeg"/>
        <itunes:summary><![CDATA[We are joined by a constantly adaptive professional who knows how to make change to better the business. Alyse Mitten with Interlace Communications comes with worlds of experience. Having a business in marketing, she saw a niche and began to educate and control her future. Her Book "AI Resistance" discusses the advantages of AI and if it really is worth the risk. 
If you want to get in touch with her, her email is alyse@iciconnect.com]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>3383</itunes:duration>
                <itunes:episode>13</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 9- Understanding and valuing your self worth</title>
        <itunes:title>Episode 9- Understanding and valuing your self worth</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-8-understanding-and-valuing-your-self-worth/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-8-understanding-and-valuing-your-self-worth/#comments</comments>        <pubDate>Wed, 16 Jul 2025 12:00:00 -0400</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/530aa238-4118-3f38-8169-92f62454ca01</guid>
                                    <description><![CDATA[<p>Ernie and Mel talk about self worth and how not valuing your own can hurt your business and your personal growth. Some of the warning signs on how to tell if someone isn't valuing and respecting your time and ways to avoid it. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Ernie and Mel talk about self worth and how not valuing your own can hurt your business and your personal growth. Some of the warning signs on how to tell if someone isn't valuing and respecting your time and ways to avoid it. </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/98x97w3whtchn8gs/Self_worth_Episode-_edited802se.mp3" length="53183552" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Ernie and Mel talk about self worth and how not valuing your own can hurt your business and your personal growth. Some of the warning signs on how to tell if someone isn't valuing and respecting your time and ways to avoid it. ]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2215</itunes:duration>
                <itunes:episode>7</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 8- Evan Markwood with USHA Health Insurance provider</title>
        <itunes:title>Episode 8- Evan Markwood with USHA Health Insurance provider</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-8-evan-markwood-with-usha-health-insurance-provider/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-8-evan-markwood-with-usha-health-insurance-provider/#comments</comments>        <pubDate>Wed, 02 Jul 2025 12:00:00 -0400</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/35a6393e-6a1a-34b1-8daa-a63566197db5</guid>
                                    <description><![CDATA[<p>Health insurance is not enjoyable to talk about or learn about, but Evan Markwood can not only keep you engaged, but make sure you are making the right choice for your health options! He goes over different coverages, the differences between HSA and FSA, inexpensive options for healthcare providers, and why premiums have sky rocketed the way they have! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Health insurance is not enjoyable to talk about or learn about, but Evan Markwood can not only keep you engaged, but make sure you are making the right choice for your health options! He goes over different coverages, the differences between HSA and FSA, inexpensive options for healthcare providers, and why premiums have sky rocketed the way they have! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wgqfky8v72vqe6rv/Evan_Markwood_Episodeavn2a.mp3" length="69839434" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Health insurance is not enjoyable to talk about or learn about, but Evan Markwood can not only keep you engaged, but make sure you are making the right choice for your health options! He goes over different coverages, the differences between HSA and FSA, inexpensive options for healthcare providers, and why premiums have sky rocketed the way they have! ]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2909</itunes:duration>
                <itunes:episode>11</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 7- A positive Mindset journey of Steven Sims from Keller Williams</title>
        <itunes:title>Episode 7- A positive Mindset journey of Steven Sims from Keller Williams</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-7-a-positive-mindset-journey-of-steven-sims-from-keller-williams/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-7-a-positive-mindset-journey-of-steven-sims-from-keller-williams/#comments</comments>        <pubDate>Wed, 18 Jun 2025 12:00:00 -0400</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/612a7fcb-6854-3805-92a4-a3d504916253</guid>
                                    <description><![CDATA[<p>This episode is one you need to hear. Steven Sims from Keller Williams Platinum will hype you up to conquer the world. Melody and I were ready to go punch a UFC fighter and take his ass down. His positive mindset and what and who inspires him helps him with is journey towards success. A native of Philadelphia and only 4 months in Berks county and he is absolutely killing his goals! </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>This episode is one you need to hear. Steven Sims from Keller Williams Platinum will hype you up to conquer the world. Melody and I were ready to go punch a UFC fighter and take his ass down. His positive mindset and what and who inspires him helps him with is journey towards success. A native of Philadelphia and only 4 months in Berks county and he is absolutely killing his goals! </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/u72hvq97ti424y8f/Full_Episode-_Steve_Sims9a4k4.mp3" length="72483862" type="audio/mpeg"/>
        <itunes:summary><![CDATA[This episode is one you need to hear. Steven Sims from Keller Williams Platinum will hype you up to conquer the world. Melody and I were ready to go punch a UFC fighter and take his ass down. His positive mindset and what and who inspires him helps him with is journey towards success. A native of Philadelphia and only 4 months in Berks county and he is absolutely killing his goals! ]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>3019</itunes:duration>
                <itunes:episode>10</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 6- Title Insurance? With Denise Semler of Capstone Land Transfer</title>
        <itunes:title>Episode 6- Title Insurance? With Denise Semler of Capstone Land Transfer</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-6-title-insurance-with-denise-semler-of-capstone-land-transfer/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-6-title-insurance-with-denise-semler-of-capstone-land-transfer/#comments</comments>        <pubDate>Wed, 04 Jun 2025 12:00:00 -0400</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/82406e3d-000b-3e66-aace-480ebd992cc4</guid>
                                    <description><![CDATA[<p>The title search process is by far one of the most important tasks when buying a home and most don't understand what title insurance is and what's covered. Denise shares her experience and needs for title insurance and how it can protect you in the long run! You can find her at denise@capstonelandtransfer.com</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>The title search process is by far one of the most important tasks when buying a home and most don't understand what title insurance is and what's covered. Denise shares her experience and needs for title insurance and how it can protect you in the long run! You can find her at denise@capstonelandtransfer.com</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/mk7c3ubcq6jk8cqi/Podcast_Episode-_Denise_Semler7mchj.mp3" length="58426014" type="audio/mpeg"/>
        <itunes:summary><![CDATA[The title search process is by far one of the most important tasks when buying a home and most don't understand what title insurance is and what's covered. Denise shares her experience and needs for title insurance and how it can protect you in the long run! You can find her at denise@capstonelandtransfer.com]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2434</itunes:duration>
                <itunes:episode>8</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Episode 5- Assumable, recast, loan mod and release... OH MY!</title>
        <itunes:title>Episode 5- Assumable, recast, loan mod and release... OH MY!</itunes:title>
        <link>https://esalgado87.podbean.com/e/episode-5-assumable-recast-loan-mod-and-release-oh-my/</link>
                    <comments>https://esalgado87.podbean.com/e/episode-5-assumable-recast-loan-mod-and-release-oh-my/#comments</comments>        <pubDate>Wed, 21 May 2025 12:00:00 -0400</pubDate>
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                                    <description><![CDATA[<p>An extension of sheriff sale episode, Co-host Mel Ficarro with Fulton Mortgage Company talks about some options that some don't know are available. From options to help with your current loan, to options to help sell your home, to options that help stop a sheriff sale auction. </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>An extension of sheriff sale episode, Co-host Mel Ficarro with Fulton Mortgage Company talks about some options that some don't know are available. From options to help with your current loan, to options to help sell your home, to options that help stop a sheriff sale auction. </p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[An extension of sheriff sale episode, Co-host Mel Ficarro with Fulton Mortgage Company talks about some options that some don't know are available. From options to help with your current loan, to options to help sell your home, to options that help stop a sheriff sale auction. ]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2355</itunes:duration>
                <itunes:episode>5</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>Episode 4- Guest Speaker Steve Kope Speaks on the world of Property Insurance!</title>
        <itunes:title>Episode 4- Guest Speaker Steve Kope Speaks on the world of Property Insurance!</itunes:title>
        <link>https://esalgado87.podbean.com/e/guest-speaker-steve-kope-speaks-on-the-world-of-property-insurance/</link>
                    <comments>https://esalgado87.podbean.com/e/guest-speaker-steve-kope-speaks-on-the-world-of-property-insurance/#comments</comments>        <pubDate>Wed, 07 May 2025 12:00:00 -0400</pubDate>
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                                    <description><![CDATA[<p>In this episode, we bring on Guest speaker Steve Kope with Comparion Insurance Agency who speaks on the world of property insurance, how he helps his customers, how he helps our clients, and some things that some people didn't know about from just inquiring about claims and how it can affect your future coverage or qualifications!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode, we bring on Guest speaker Steve Kope with Comparion Insurance Agency who speaks on the world of property insurance, how he helps his customers, how he helps our clients, and some things that some people didn't know about from just inquiring about claims and how it can affect your future coverage or qualifications!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ss37xerb6mw9v54w/Episode_4-Steve_Kope_Episode_3615hq.mp3" length="60851640" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode, we bring on Guest speaker Steve Kope with Comparion Insurance Agency who speaks on the world of property insurance, how he helps his customers, how he helps our clients, and some things that some people didn't know about from just inquiring about claims and how it can affect your future coverage or qualifications!]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2535</itunes:duration>
                <itunes:episode>4</itunes:episode>
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        <title>Episode 3- SHERIFF SALES!!! OH NO!!!!!</title>
        <itunes:title>Episode 3- SHERIFF SALES!!! OH NO!!!!!</itunes:title>
        <link>https://esalgado87.podbean.com/e/sheriff-sales-oh-no/</link>
                    <comments>https://esalgado87.podbean.com/e/sheriff-sales-oh-no/#comments</comments>        <pubDate>Wed, 23 Apr 2025 12:00:00 -0400</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/3a72be4d-98db-3c46-a99e-bedb2fc2628e</guid>
                                    <description><![CDATA[<p>In this episode Ernie goes over his challenges helping people on the sheriff sale list, how he goes about helping them, how to help stop or delay the auction date and what most realtors and other people don't know about the process! As well as creative ways to invest in sheriff sale properties.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode Ernie goes over his challenges helping people on the sheriff sale list, how he goes about helping them, how to help stop or delay the auction date and what most realtors and other people don't know about the process! As well as creative ways to invest in sheriff sale properties.</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[In this episode Ernie goes over his challenges helping people on the sheriff sale list, how he goes about helping them, how to help stop or delay the auction date and what most realtors and other people don't know about the process! As well as creative ways to invest in sheriff sale properties.]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2236</itunes:duration>
                <itunes:episode>3</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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        <title>Episode 2- Common misunderstandings and the tic Tok famer?</title>
        <itunes:title>Episode 2- Common misunderstandings and the tic Tok famer?</itunes:title>
        <link>https://esalgado87.podbean.com/e/common-misunderstandings-and-the-tic-tok-famer/</link>
                    <comments>https://esalgado87.podbean.com/e/common-misunderstandings-and-the-tic-tok-famer/#comments</comments>        <pubDate>Wed, 02 Apr 2025 12:00:00 -0400</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/d498376b-860b-3dff-802e-6a9110a96944</guid>
                                    <description><![CDATA[<p>Melody and Ernie go into discussions about what people think we do what we actually do. Ernie gets commonly upset with falsely spread information, the analyze a tik Tok famous FSBO that made his fame on spreading bad information to the public and becoming the best in the clickbait business!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Melody and Ernie go into discussions about what people think we do what we actually do. Ernie gets commonly upset with falsely spread information, the analyze a tik Tok famous FSBO that made his fame on spreading bad information to the public and becoming the best in the clickbait business!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4h9gt9ci5sbdq66k/Episode_2_6ne97.mp3" length="79504949" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Melody and Ernie go into discussions about what people think we do what we actually do. Ernie gets commonly upset with falsely spread information, the analyze a tik Tok famous FSBO that made his fame on spreading bad information to the public and becoming the best in the clickbait business!]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>3312</itunes:duration>
                <itunes:episode>2</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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        <title>Episode 1- Meet the hosts! Brief market update for buyers and sellers!</title>
        <itunes:title>Episode 1- Meet the hosts! Brief market update for buyers and sellers!</itunes:title>
        <link>https://esalgado87.podbean.com/e/meet-the-hosts-brief-market-update-for-buyers-and-sellers/</link>
                    <comments>https://esalgado87.podbean.com/e/meet-the-hosts-brief-market-update-for-buyers-and-sellers/#comments</comments>        <pubDate>Wed, 05 Mar 2025 11:56:26 -0500</pubDate>
        <guid isPermaLink="false">esalgado87.podbean.com/61bc2503-c9dd-3947-bef6-5b9bf51607d3</guid>
                                    <description><![CDATA[<p>Episode one discusses who we are and why we are putting this together. You will hear where Mel Ficarro started her career to where she is now. Ernie discusses his previous challenges before jumping into real estate. We share a brief market update to help you stay ahead of the curve and make better real estate decisions!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Episode one discusses who we are and why we are putting this together. You will hear where Mel Ficarro started her career to where she is now. Ernie discusses his previous challenges before jumping into real estate. We share a brief market update to help you stay ahead of the curve and make better real estate decisions!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7td969mbbtb5xu2c/Project_-_2_28_25_1025_PM872q2.mp3" length="52041896" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Episode one discusses who we are and why we are putting this together. You will hear where Mel Ficarro started her career to where she is now. Ernie discusses his previous challenges before jumping into real estate. We share a brief market update to help you stay ahead of the curve and make better real estate decisions!]]></itunes:summary>
        <itunes:author>Ernie Salgado/ Mel Ficarro</itunes:author>
        <itunes:explicit>true</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2167</itunes:duration>
                <itunes:episode>1</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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