Ducks in a Row: The Estate Planning Guide https://ducksinarow.podbean.com *Ducks in a Row: The Estate Planning Guide* is a comprehensive resource hosted by Attorney Erin Nunes from Surprenant, Beneski, and Nunes, focusing on empowering southeastern Massachusetts families with proactive estate planning strategies. The show offers expert insights and practical guidance on securing your family's future through thoughtful planning.

]]> Tue, 27 Oct 2026 15:22:35 -0300 https://podbean.com/?v=5.5 en Copyright 2026 All rights reserved. Business 1440 episodic The Legal Podcast Network (LPN) The Legal Podcast Network (LPN) No false https://pbcdn1.podbean.com/imglogo/image-logo/22262834/Christa_Silvieus_show_titlea1ctk.jpg Ducks in a Row: The Estate Planning Guide https://ducksinarow.podbean.com 144 144 Do You Need a Medicaid Trust in Massachusetts? Do You Need a Medicaid Trust in Massachusetts? https://ducksinarow.podbean.com/e/do-you-need-a-medicaid-trust-in-massachusetts/ https://ducksinarow.podbean.com/e/do-you-need-a-medicaid-trust-in-massachusetts/#comments Tue, 27 Oct 2026 15:22:35 -0300 ducksinarow.podbean.com/2bd96312-b301-3b75-9590-7170397838a9 Episode Summary:  In this episode of Ducks in a Row, the Estate Planning Guide, host Michelle Rotella is joined by attorney Erin Nunes to explore the intricacies of Medicaid trusts. Erin, a partner at Surprenant, Beneski & Nunes P.C., provides valuable insight into how Medicaid trusts can help Massachusetts families protect their assets from the high costs of long-term care. The discussion covers who might benefit from setting up a Medicaid trust, the types of assets that can be included, and the potential trade-offs involved.  Erin emphasizes the importance of starting this type of planning early and integrating it holistically with the rest of an estate plan. Listeners will gain a deeper understanding of whether a Medicaid trust is suitable for their needs and how it can be a powerful tool in estate planning.

Key Timestamps: 00:01 – Introduction 0:22 – Overview of Medicaid Trusts 0:48 – Who Should Consider a Medicaid Trust 1:14 – Deciding if a Medicaid Trust is Right for You 2:04 – Limitations of Accessing Equity 2:21 – Alternatives to Irrevocable Trusts 3:06 – Assets Suitable for Medicaid Trusts 3:50 – Assets to Avoid Placing in a Trust 4:39 – Control Over Trust Assets 5:17 – Impact of Needing Long-Term Care Early 5:40 – Benefits and Limitations of Medicaid Trusts 6:33 – Risks and Considerations for Families 7:25 – Case Examples of Medicaid Trusts 8:20 – Integrating Medicaid Trusts with Estate Plans 9:09 – Final Advice on Estate Planning

About the Show:  Ducks in a Row, the Estate Planning Guide is a podcast dedicated to helping families navigate the complexities of estate planning with confidence. Hosted by Michelle Rotella, the show features expert insights from attorney Erin Nunes and other professionals in the field. Each episode delves into essential topics such as asset protection, elder law, and long-term care planning, providing listeners with practical advice and strategies. Whether you're planning for the future or dealing with immediate estate concerns, this podcast offers clarity and guidance to ensure your family's financial security.

Visit More: https://myfamilyestateplanning.com

]]> Episode Summary: 
In this episode of Ducks in a Row, the Estate Planning Guide, host Michelle Rotella is joined by attorney Erin Nunes to explore the intricacies of Medicaid trusts. Erin, a partner at Surprenant, Beneski & Nunes P.C., provides valuable insight into how Medicaid trusts can help Massachusetts families protect their assets from the high costs of long-term care. The discussion covers who might benefit from setting up a Medicaid trust, the types of assets that can be included, and the potential trade-offs involved. 
Erin emphasizes the importance of starting this type of planning early and integrating it holistically with the rest of an estate plan. Listeners will gain a deeper understanding of whether a Medicaid trust is suitable for their needs and how it can be a powerful tool in estate planning.

Key Timestamps:
00:01 – Introduction
0:22 – Overview of Medicaid Trusts
0:48 – Who Should Consider a Medicaid Trust
1:14 – Deciding if a Medicaid Trust is Right for You
2:04 – Limitations of Accessing Equity
2:21 – Alternatives to Irrevocable Trusts
3:06 – Assets Suitable for Medicaid Trusts
3:50 – Assets to Avoid Placing in a Trust
4:39 – Control Over Trust Assets
5:17 – Impact of Needing Long-Term Care Early
5:40 – Benefits and Limitations of Medicaid Trusts
6:33 – Risks and Considerations for Families
7:25 – Case Examples of Medicaid Trusts
8:20 – Integrating Medicaid Trusts with Estate Plans
9:09 – Final Advice on Estate Planning

About the Show: 
Ducks in a Row, the Estate Planning Guide is a podcast dedicated to helping families navigate the complexities of estate planning with confidence. Hosted by Michelle Rotella, the show features expert insights from attorney Erin Nunes and other professionals in the field. Each episode delves into essential topics such as asset protection, elder law, and long-term care planning, providing listeners with practical advice and strategies. Whether you're planning for the future or dealing with immediate estate concerns, this podcast offers clarity and guidance to ensure your family's financial security.

Visit More: https://myfamilyestateplanning.com

]]> In this episode of Ducks in a Row, the Estate Planning Guide, host Michelle Rotella is joined by attorney Erin Nunes to explore the intricacies of Medicaid trusts. Erin, a partner at Surprenant, Beneski & Nunes P.C., provides valuable insight into how Medicaid trusts can help Massachusetts families protect their assets from the high costs of long-term care. The discussion covers who might benefit from setting up a Medicaid trust, the types of assets that can be included, and the potential trade-offs involved. The Legal Podcast Network (LPN) false No 620 15 full What Happens to Retirement Accounts When Someone Dies in Massachusetts? What Happens to Retirement Accounts When Someone Dies in Massachusetts? https://ducksinarow.podbean.com/e/what-happens-to-retirement-accounts-when-someone-dies-in-massachusetts/ https://ducksinarow.podbean.com/e/what-happens-to-retirement-accounts-when-someone-dies-in-massachusetts/#comments Tue, 13 Oct 2026 18:29:00 -0300 ducksinarow.podbean.com/a623d850-efb0-31d1-a729-2d57693c6681 Episode Summary:  In this episode of Ducks in a Row, the Estate Planning Guide, host Michelle Rotella is joined by ERIN NUNES, managing partner at Surprenant, Beneski & Nunes P.C., to discuss the critical decisions surrounding retirement accounts after a person passes away. ERIN explains the importance of beneficiary designations and how they can impact the distribution of assets, avoiding probate, and minimizing tax liabilities. 

The conversation delves into the challenges of outdated designations, the implications of naming minors or disabled individuals as beneficiaries, and the tax consequences under the Secure Act. ERIN shares real-life examples of how improper planning can lead to costly outcomes for families. Listeners will gain valuable insights on how to proactively manage beneficiary designations to align with their wishes and protect their loved ones' financial futures.

Key Timestamps: 00:01 – Introduction 00:47 – What Happens to Retirement Accounts After Death 01:30 – Importance of Beneficiary Designations 02:17 – Consequences of Not Naming a Beneficiary 03:20 – Role of a Will in Retirement Account Distribution 03:55 – Spouse vs. Non-Spouse Beneficiary Rules 04:58 – Naming Minor Children as Beneficiaries 05:40 – Common Mistakes in Beneficiary Designations 06:33 – Frequency of Reviewing Beneficiary Designations 07:07 – Example of Outdated Beneficiary Designation Issues 09:09 – Tax Consequences for Beneficiaries 10:23 – Advice for Reviewing Beneficiary Designations

About the Show:  Ducks in a Row, the Estate Planning Guide is a podcast dedicated to helping families in Southeastern Massachusetts plan for the future with confidence. Hosted by experts in estate planning and elder law, the show covers a range of topics from retirement accounts to wills and trusts, offering practical advice and insights. With a focus on protecting what matters most, each episode aims to demystify the complexities of estate planning, empowering listeners to make informed decisions for their loved ones. Whether you're planning for retirement or navigating elder care, this podcast provides the guidance you need.

https://myfamilyestateplanning.com/

]]> Episode Summary: 
In this episode of Ducks in a Row, the Estate Planning Guide, host Michelle Rotella is joined by ERIN NUNES, managing partner at Surprenant, Beneski & Nunes P.C., to discuss the critical decisions surrounding retirement accounts after a person passes away. ERIN explains the importance of beneficiary designations and how they can impact the distribution of assets, avoiding probate, and minimizing tax liabilities. 

The conversation delves into the challenges of outdated designations, the implications of naming minors or disabled individuals as beneficiaries, and the tax consequences under the Secure Act. ERIN shares real-life examples of how improper planning can lead to costly outcomes for families. Listeners will gain valuable insights on how to proactively manage beneficiary designations to align with their wishes and protect their loved ones' financial futures.

Key Timestamps:
00:01 – Introduction
00:47 – What Happens to Retirement Accounts After Death
01:30 – Importance of Beneficiary Designations
02:17 – Consequences of Not Naming a Beneficiary
03:20 – Role of a Will in Retirement Account Distribution
03:55 – Spouse vs. Non-Spouse Beneficiary Rules
04:58 – Naming Minor Children as Beneficiaries
05:40 – Common Mistakes in Beneficiary Designations
06:33 – Frequency of Reviewing Beneficiary Designations
07:07 – Example of Outdated Beneficiary Designation Issues
09:09 – Tax Consequences for Beneficiaries
10:23 – Advice for Reviewing Beneficiary Designations

About the Show: 
Ducks in a Row, the Estate Planning Guide is a podcast dedicated to helping families in Southeastern Massachusetts plan for the future with confidence. Hosted by experts in estate planning and elder law, the show covers a range of topics from retirement accounts to wills and trusts, offering practical advice and insights. With a focus on protecting what matters most, each episode aims to demystify the complexities of estate planning, empowering listeners to make informed decisions for their loved ones. Whether you're planning for retirement or navigating elder care, this podcast provides the guidance you need.

https://myfamilyestateplanning.com/

]]> In this episode of Ducks in a Row, the Estate Planning Guide, host Michelle Rotella is joined by ERIN NUNES, managing partner at Surprenant, Beneski & Nunes P.C., to discuss the critical decisions surrounding retirement accounts after a person passes away. ERIN explains the importance of beneficiary designations and how they can impact the distribution of assets, avoiding probate, and minimizing tax liabilities. The conversation delves into the challenges of outdated designations, the implications of naming minors or disabled individuals as beneficiaries, and the tax consequences under the Secure Act. ERIN shares real-life examples of how improper planning can lead to costly outcomes for families. Listeners will gain valuable insights on how to proactively manage beneficiary designations to align with their wishes and protect their loved ones’ financial futures. The Legal Podcast Network (LPN) false No 690 14 full Do Single Adults Need an Estate Plan in Massachusetts? Do Single Adults Need an Estate Plan in Massachusetts? https://ducksinarow.podbean.com/e/do-single-adults-need-an-estate-plan-in-massachusetts/ https://ducksinarow.podbean.com/e/do-single-adults-need-an-estate-plan-in-massachusetts/#comments Tue, 29 Sep 2026 07:00:00 -0300 ducksinarow.podbean.com/24c2a263-aa82-3754-9994-edeb2fc0a181 Episode Summary:  In this episode of Ducks in a Row: the Estate Planning Guide, Attorney Erin Nunes, managing partner at Surprenant, Beneski, and Nunes, discusses the critical importance of estate planning for single adults. Joined by host LeAnn Lyon, Erin dispels the myth that estate planning is only for those who are married or have children. The conversation highlights the unique challenges single adults face, such as the lack of default decision-makers in emergencies, and the potential complications of not having a plan in place. 

Erin emphasizes the need for foundational documents like durable power of attorney and healthcare proxies, which ensure that trusted individuals can make decisions on one's behalf. Listeners will gain valuable insights into why planning ahead is essential, regardless of marital status or wealth, and how it can prevent costly and time-consuming legal processes.

Key Timestamps: 00:01 – Introduction 00:25 – Common Misconceptions About Estate Planning 00:44 – Importance for Single Adults 01:40 – Overlooked Emergency Situations 02:19 – Decision-Making Without a Plan 03:05 – Court-Appointed Conservatorship and Guardianship 04:10 – Legal Adulthood and Power of Attorney 05:54 – Asset Distribution Without a Will 07:22 – Importance of Trusted Decision Makers 08:16 – Real-Life Consequences of Not Planning 10:01 – Hospital Conservatorship Situations 11:07 – Essential Documents for Single Adults

About the Show:  Ducks in a Row: the Estate Planning Guide is a podcast dedicated to helping individuals and families navigate the complexities of estate planning. Hosted by LeAnn Lyon and featuring expert insights from Attorney Erin Nunes, the show covers a wide range of topics from wills and trusts to healthcare proxies and power of attorney. 

Designed for anyone looking to protect their assets and ensure their wishes are honored, the podcast offers practical advice and real-world examples in a clear, accessible format. Whether you're planning for the future or managing an estate, Ducks in a Row provides the guidance you need to plan with confidence.

https://myfamilyestateplanning.com/

]]> Episode Summary: 
In this episode of Ducks in a Row: the Estate Planning Guide, Attorney Erin Nunes, managing partner at Surprenant, Beneski, and Nunes, discusses the critical importance of estate planning for single adults. Joined by host LeAnn Lyon, Erin dispels the myth that estate planning is only for those who are married or have children. The conversation highlights the unique challenges single adults face, such as the lack of default decision-makers in emergencies, and the potential complications of not having a plan in place. 

Erin emphasizes the need for foundational documents like durable power of attorney and healthcare proxies, which ensure that trusted individuals can make decisions on one's behalf. Listeners will gain valuable insights into why planning ahead is essential, regardless of marital status or wealth, and how it can prevent costly and time-consuming legal processes.

Key Timestamps:
00:01 – Introduction
00:25 – Common Misconceptions About Estate Planning
00:44 – Importance for Single Adults
01:40 – Overlooked Emergency Situations
02:19 – Decision-Making Without a Plan
03:05 – Court-Appointed Conservatorship and Guardianship
04:10 – Legal Adulthood and Power of Attorney
05:54 – Asset Distribution Without a Will
07:22 – Importance of Trusted Decision Makers
08:16 – Real-Life Consequences of Not Planning
10:01 – Hospital Conservatorship Situations
11:07 – Essential Documents for Single Adults

About the Show: 
Ducks in a Row: the Estate Planning Guide is a podcast dedicated to helping individuals and families navigate the complexities of estate planning. Hosted by LeAnn Lyon and featuring expert insights from Attorney Erin Nunes, the show covers a wide range of topics from wills and trusts to healthcare proxies and power of attorney. 

Designed for anyone looking to protect their assets and ensure their wishes are honored, the podcast offers practical advice and real-world examples in a clear, accessible format. Whether you're planning for the future or managing an estate, Ducks in a Row provides the guidance you need to plan with confidence.

https://myfamilyestateplanning.com/

]]> Ducks in a Row: the Estate Planning Guide is a podcast dedicated to helping individuals and families navigate the complexities of estate planning. Hosted by LeAnn Lyon and featuring expert insights from Attorney Erin Nunes, the show covers a wide range of topics from wills and trusts to healthcare proxies and power of attorney. Designed for anyone looking to protect their assets and ensure their wishes are honored, the podcast offers practical advice and real-world examples in a clear, accessible format. Whether you’re planning for the future or managing an estate, Ducks in a Row provides the guidance you need to plan with confidence. The Legal Podcast Network (LPN) false No 774 12 full What Does an Executor Actually Do in Massachusetts? What Does an Executor Actually Do in Massachusetts? https://ducksinarow.podbean.com/e/what-does-an-executor-actually-do-in-massachusetts/ https://ducksinarow.podbean.com/e/what-does-an-executor-actually-do-in-massachusetts/#comments Tue, 15 Sep 2026 10:43:34 -0300 ducksinarow.podbean.com/0a918d20-bac9-3008-a6ae-b565725be3fb Episode Summary: In this episode of Ducks in a Row: the Estate Planning Guide, attorney Erin Nunes, managing partner at Surprenant, Beneski and Nunes, delves into the critical role of an executor, now referred to as a personal representative in Massachusetts. Erin explains the responsibilities and challenges that come with managing an estate, from filing necessary forms with the probate court to handling creditors and distributing assets. She highlights the importance of choosing a detail-oriented and organized individual who can effectively manage the estate's complexities. Erin also discusses potential legal pitfalls executors may face, such as early distributions and poor record-keeping. This episode provides valuable insights for anyone involved in estate planning, ensuring that listeners understand the significance of selecting the right person to fulfill this vital role.

Key Timestamps: 00:01 – Introduction 00:44 – What Is an Executor? 01:32 – Common Misconceptions About Executor Duties 02:36 – Initial Tasks for Executors 03:35 – Decision-Making Authority in Probate 05:25 – Legal Risks for Executors 07:24 – Compensation for Executors 08:08 – Declining the Role of Executor 09:07 – Factors to Consider When Choosing an Executor 11:04 – Examples of Executor Challenges 12:27 – Importance of Planning Ahead

About the Show: Ducks in a Row: the Estate Planning Guide is a podcast designed for individuals and families looking to navigate the complexities of estate planning with confidence. Hosted by attorney Erin Nunes, the show covers a wide range of topics, from selecting executors to understanding probate processes. Each episode provides practical advice and insights to help listeners protect their assets and ensure their wishes are honored. With a focus on clarity and actionable guidance, Ducks in a Row: the Estate Planning Guide aims to demystify estate planning and empower listeners to make informed decisions for their future.

https://myfamilyestateplanning.com/

]]> Episode Summary:
In this episode of Ducks in a Row: the Estate Planning Guide, attorney Erin Nunes, managing partner at Surprenant, Beneski and Nunes, delves into the critical role of an executor, now referred to as a personal representative in Massachusetts. Erin explains the responsibilities and challenges that come with managing an estate, from filing necessary forms with the probate court to handling creditors and distributing assets. She highlights the importance of choosing a detail-oriented and organized individual who can effectively manage the estate's complexities. Erin also discusses potential legal pitfalls executors may face, such as early distributions and poor record-keeping. This episode provides valuable insights for anyone involved in estate planning, ensuring that listeners understand the significance of selecting the right person to fulfill this vital role.

Key Timestamps:
00:01 – Introduction
00:44 – What Is an Executor?
01:32 – Common Misconceptions About Executor Duties
02:36 – Initial Tasks for Executors
03:35 – Decision-Making Authority in Probate
05:25 – Legal Risks for Executors
07:24 – Compensation for Executors
08:08 – Declining the Role of Executor
09:07 – Factors to Consider When Choosing an Executor
11:04 – Examples of Executor Challenges
12:27 – Importance of Planning Ahead

About the Show:
Ducks in a Row: the Estate Planning Guide is a podcast designed for individuals and families looking to navigate the complexities of estate planning with confidence. Hosted by attorney Erin Nunes, the show covers a wide range of topics, from selecting executors to understanding probate processes. Each episode provides practical advice and insights to help listeners protect their assets and ensure their wishes are honored. With a focus on clarity and actionable guidance, Ducks in a Row: the Estate Planning Guide aims to demystify estate planning and empower listeners to make informed decisions for their future.

https://myfamilyestateplanning.com/

]]> In this episode of Ducks in a Row: the Estate Planning Guide, attorney Erin Nunes, managing partner at Surprenant, Beneski and Nunes, delves into the critical role of an executor, now referred to as a personal representative in Massachusetts. Erin explains the responsibilities and challenges that come with managing an estate, from filing necessary forms with the probate court to handling creditors and distributing assets. She highlights the importance of choosing a detail-oriented and organized individual who can effectively manage the estate’s complexities. Erin also discusses potential legal pitfalls executors may face, such as early distributions and poor record-keeping. This episode provides valuable insights for anyone involved in estate planning, ensuring that listeners understand the significance of selecting the right person to fulfill this vital role. ducksinarow false No 865 11 full Can a Nursing Home Take Your House in Massachusetts? Can a Nursing Home Take Your House in Massachusetts? https://ducksinarow.podbean.com/e/can-a-nursing-home-take-your-house-in-massachusetts/ https://ducksinarow.podbean.com/e/can-a-nursing-home-take-your-house-in-massachusetts/#comments Tue, 01 Sep 2026 14:06:41 -0300 ducksinarow.podbean.com/323cb1de-8e58-36de-8772-ed3114c926d0 Episode Summary:  In this episode of Ducks in a Row: the Estate Planning Guide, attorney Erin Nunes discusses the complexities of protecting your home when long-term care becomes necessary. Joined by host Evan Mack, Erin explains the common misconceptions families have about nursing homes taking their homes and clarifies the role of MassHealth in estate recovery. They delve into the intricacies of asset protection, the importance of pre-planning, and the potential pitfalls of transferring property to children. Erin emphasizes the necessity of understanding your options and the legal tools available, such as irrevocable trusts and life estate deeds, to safeguard your assets. This episode is crucial for families looking to make informed decisions about estate planning and long-term care, ensuring they are prepared for future challenges.

Key Timestamps: 00:01 ΓÇô Introduction 00:32 ΓÇô Why Families Fear Losing Their Homes 01:03 ΓÇô MassHealth and Home Ownership 02:13 ΓÇô Eligibility and Asset Protection 03:41 ΓÇô MassHealth's Role in Estate Recovery 04:56 ΓÇô Practical Challenges of Keeping a Home 05:47 ΓÇô Spousal Rights and Home Ownership 06:40 ΓÇô Understanding Estate Recovery 08:02 ΓÇô Risks of Transferring Home to Children 09:53 ΓÇô Real-Life Example of Misunderstanding 11:46 ΓÇô Importance of Informed Decision-Making

About the Show:  Ducks in a Row: the Estate Planning Guide is a podcast dedicated to helping families in southeastern Massachusetts plan their estates with confidence. Hosted by attorney Erin Nunes, the show provides valuable insights into estate planning, elder law, and asset protection. Each episode breaks down complex legal concepts into understandable discussions, empowering listeners to make informed decisions about their future. With a focus on clarity and actionable advice, the series aims to demystify the estate planning process and ensure that families are well-prepared to protect what matters most.

Visit the website below to learn more:

https://myfamilyestateplanning.com/

]]> Episode Summary: 
In this episode of Ducks in a Row: the Estate Planning Guide, attorney Erin Nunes discusses the complexities of protecting your home when long-term care becomes necessary. Joined by host Evan Mack, Erin explains the common misconceptions families have about nursing homes taking their homes and clarifies the role of MassHealth in estate recovery. They delve into the intricacies of asset protection, the importance of pre-planning, and the potential pitfalls of transferring property to children. Erin emphasizes the necessity of understanding your options and the legal tools available, such as irrevocable trusts and life estate deeds, to safeguard your assets. This episode is crucial for families looking to make informed decisions about estate planning and long-term care, ensuring they are prepared for future challenges.

Key Timestamps:
00:01 ΓÇô Introduction
00:32 ΓÇô Why Families Fear Losing Their Homes
01:03 ΓÇô MassHealth and Home Ownership
02:13 ΓÇô Eligibility and Asset Protection
03:41 ΓÇô MassHealth's Role in Estate Recovery
04:56 ΓÇô Practical Challenges of Keeping a Home
05:47 ΓÇô Spousal Rights and Home Ownership
06:40 ΓÇô Understanding Estate Recovery
08:02 ΓÇô Risks of Transferring Home to Children
09:53 ΓÇô Real-Life Example of Misunderstanding
11:46 ΓÇô Importance of Informed Decision-Making

About the Show: 
Ducks in a Row: the Estate Planning Guide is a podcast dedicated to helping families in southeastern Massachusetts plan their estates with confidence. Hosted by attorney Erin Nunes, the show provides valuable insights into estate planning, elder law, and asset protection. Each episode breaks down complex legal concepts into understandable discussions, empowering listeners to make informed decisions about their future. With a focus on clarity and actionable advice, the series aims to demystify the estate planning process and ensure that families are well-prepared to protect what matters most.

Visit the website below to learn more:

https://myfamilyestateplanning.com/

]]> In this episode of Ducks in a Row: the Estate Planning Guide, attorney Erin Nunes discusses the complexities of protecting your home when long-term care becomes necessary. Joined by host Evan Mack, Erin explains the common misconceptions families have about nursing homes taking their homes and clarifies the role of MassHealth in estate recovery. They delve into the intricacies of asset protection, the importance of pre-planning, and the potential pitfalls of transferring property to children. Erin emphasizes the necessity of understanding your options and the legal tools available, such as irrevocable trusts and life estate deeds, to safeguard your assets. This episode is crucial for families looking to make informed decisions about estate planning and long-term care, ensuring they are prepared for future challenges. ducksinarow false No 797 10 full What Happens to Bank Accounts When Someone Dies in Massachusetts? What Happens to Bank Accounts When Someone Dies in Massachusetts? https://ducksinarow.podbean.com/e/what-happens-to-bank-accounts-when-someone-dies-in-massachusetts/ https://ducksinarow.podbean.com/e/what-happens-to-bank-accounts-when-someone-dies-in-massachusetts/#comments Tue, 18 Aug 2026 13:14:20 -0300 ducksinarow.podbean.com/4f9aff24-7326-3ae0-b677-b2292da2bbe4 Episode Summary:  In this episode of Ducks in a Row: the Estate Planning Guide, attorney Erin Nunes from Surprenant, Beneski, and Nunes delves into the complexities surrounding bank accounts after a loved one passes away. Host Evan Mack guides the discussion as Erin explains the probate process in Massachusetts, highlighting the importance of account ownership and beneficiary designations. 

The episode clarifies the differences between joint accounts with rights of survivorship and convenience accounts, emphasizing the potential pitfalls families face if accounts are not properly set up. Erin shares real-life examples of disputes arising from unclear intentions and offers practical advice on how to avoid common mistakes, such as naming minors as beneficiaries. Listeners will gain valuable insights into estate planning, ensuring their assets are distributed according to their wishes while minimizing family conflicts.

Key Timestamps: 00:01 – Introduction 00:34 – Bank Account Ownership After Death 01:26 – Joint Account Types Explained 02:39 – Impact of Beneficiary Designations 03:27 – When Probate is Necessary 04:08 – Challenges Families Face Accessing Accounts 05:19 – Bank Requirements for Account Access 06:19 – Common Estate Planning Mistakes 08:02 – Real-Life Example of Account Disputes 09:14 – Importance of Understanding Account Setup 09:58 – Keeping Beneficiary Designations Updated

About the Show:  Ducks in a Row: the Estate Planning Guide is a comprehensive estate planning podcast designed for individuals and families looking to secure their financial future. Hosted by knowledgeable professionals, the show covers a wide range of topics, including wills, trusts, probate, and elder law. 

With a focus on clarity and actionable advice, each episode aims to demystify complex legal concepts, empowering listeners to make informed decisions. Whether you're planning for retirement or managing a loved one's estate, Ducks in a Row: the Estate Planning Guide provides the insights you need to protect what matters most.

Visit the website below to learn more:

https://myfamilyestateplanning.com/

]]> Episode Summary: 
In this episode of Ducks in a Row: the Estate Planning Guide, attorney Erin Nunes from Surprenant, Beneski, and Nunes delves into the complexities surrounding bank accounts after a loved one passes away. Host Evan Mack guides the discussion as Erin explains the probate process in Massachusetts, highlighting the importance of account ownership and beneficiary designations. 

The episode clarifies the differences between joint accounts with rights of survivorship and convenience accounts, emphasizing the potential pitfalls families face if accounts are not properly set up. Erin shares real-life examples of disputes arising from unclear intentions and offers practical advice on how to avoid common mistakes, such as naming minors as beneficiaries. Listeners will gain valuable insights into estate planning, ensuring their assets are distributed according to their wishes while minimizing family conflicts.

Key Timestamps:
00:01 – Introduction
00:34 – Bank Account Ownership After Death
01:26 – Joint Account Types Explained
02:39 – Impact of Beneficiary Designations
03:27 – When Probate is Necessary
04:08 – Challenges Families Face Accessing Accounts
05:19 – Bank Requirements for Account Access
06:19 – Common Estate Planning Mistakes
08:02 – Real-Life Example of Account Disputes
09:14 – Importance of Understanding Account Setup
09:58 – Keeping Beneficiary Designations Updated

About the Show: 
Ducks in a Row: the Estate Planning Guide is a comprehensive estate planning podcast designed for individuals and families looking to secure their financial future. Hosted by knowledgeable professionals, the show covers a wide range of topics, including wills, trusts, probate, and elder law. 

With a focus on clarity and actionable advice, each episode aims to demystify complex legal concepts, empowering listeners to make informed decisions. Whether you're planning for retirement or managing a loved one's estate, Ducks in a Row: the Estate Planning Guide provides the insights you need to protect what matters most.

Visit the website below to learn more:

https://myfamilyestateplanning.com/

]]> In this episode of Ducks in a Row: the Estate Planning Guide, attorney Erin Nunes from Surprenant, Beneski, and Nunes delves into the complexities surrounding bank accounts after a loved one passes away. Host Evan Mack guides the discussion as Erin explains the probate process in Massachusetts, highlighting the importance of account ownership and beneficiary designations. The episode clarifies the differences between joint accounts with rights of survivorship and convenience accounts, emphasizing the potential pitfalls families face if accounts are not properly set up. Erin shares real-life examples of disputes arising from unclear intentions and offers practical advice on how to avoid common mistakes, such as naming minors as beneficiaries. Listeners will gain valuable insights into estate planning, ensuring their assets are distributed according to their wishes while minimizing family conflicts. ducksinarow false No 648 9 full Can You Avoid Probate in Massachusetts Without a Trust? Can You Avoid Probate in Massachusetts Without a Trust? https://ducksinarow.podbean.com/e/can-you-avoid-probate-in-massachusetts-without-a-trust/ https://ducksinarow.podbean.com/e/can-you-avoid-probate-in-massachusetts-without-a-trust/#comments Tue, 04 Aug 2026 07:00:00 -0300 ducksinarow.podbean.com/9fa17bda-62b3-3234-9f9d-649f82e43536 Episode Summary:  In this episode of Ducks in a Row: the Estate Planning Guide, host Lisa Mosbey is joined by Attorney Erin Nunes, a managing partner at Surprenant, Beneski, and Nunes. They delve into the intricacies of avoiding probate in Massachusetts without setting up a trust. Erin explains the probate process, the role of wills, and how assets like homes and vehicles typically go through probate. 

She discusses alternative strategies such as joint ownership and beneficiary designations, highlighting their limitations. Erin also explores common pitfalls people encounter when attempting to avoid probate on their own and emphasizes the importance of comprehensive planning. Listeners will gain valuable insights into making informed decisions to protect their assets and ensure a smooth transition for their beneficiaries.

Key Timestamps: 00:01 – Introduction 00:26 – What It Means to Avoid Probate 01:57 – Strategies Beyond Trusts 03:54 – Challenges with Beneficiary Designations 05:01 – Assets Likely to Go Through Probate 06:24 – Avoiding Probate with Vehicles and RVs 07:09 – Common Mistakes in Probate Avoidance 08:08 – Importance of Professional Guidance 09:18 – Real-Life Examples of Probate Planning Issues 10:02 – Deciding If Probate Avoidance Is Right for You 11:08 – Simplifying the Probate Avoidance Process 12:36 – Steps to Take If You Need Beneficiary Designations 13:54 – Risks of Using Online Tools for Estate Planning

About the Show:  Ducks in a Row: the Estate Planning Guide is a podcast dedicated to helping families in Southeastern Massachusetts navigate the complexities of estate planning and elder law. Hosted by experienced legal professionals, the show offers practical advice and insights on topics such as probate, trusts, and asset protection. With a focus on clarity and actionable guidance, the series aims to empower listeners to make informed decisions about their future. Whether you're planning for retirement or managing a loved one's estate, Ducks in a Row: the Estate Planning Guide provides the tools and knowledge you need to secure your family's financial well-being.

]]> Episode Summary: 
In this episode of Ducks in a Row: the Estate Planning Guide, host Lisa Mosbey is joined by Attorney Erin Nunes, a managing partner at Surprenant, Beneski, and Nunes. They delve into the intricacies of avoiding probate in Massachusetts without setting up a trust. Erin explains the probate process, the role of wills, and how assets like homes and vehicles typically go through probate. 

She discusses alternative strategies such as joint ownership and beneficiary designations, highlighting their limitations. Erin also explores common pitfalls people encounter when attempting to avoid probate on their own and emphasizes the importance of comprehensive planning. Listeners will gain valuable insights into making informed decisions to protect their assets and ensure a smooth transition for their beneficiaries.

Key Timestamps:
00:01 – Introduction
00:26 – What It Means to Avoid Probate
01:57 – Strategies Beyond Trusts
03:54 – Challenges with Beneficiary Designations
05:01 – Assets Likely to Go Through Probate
06:24 – Avoiding Probate with Vehicles and RVs
07:09 – Common Mistakes in Probate Avoidance
08:08 – Importance of Professional Guidance
09:18 – Real-Life Examples of Probate Planning Issues
10:02 – Deciding If Probate Avoidance Is Right for You
11:08 – Simplifying the Probate Avoidance Process
12:36 – Steps to Take If You Need Beneficiary Designations
13:54 – Risks of Using Online Tools for Estate Planning

About the Show: 
Ducks in a Row: the Estate Planning Guide is a podcast dedicated to helping families in Southeastern Massachusetts navigate the complexities of estate planning and elder law. Hosted by experienced legal professionals, the show offers practical advice and insights on topics such as probate, trusts, and asset protection. With a focus on clarity and actionable guidance, the series aims to empower listeners to make informed decisions about their future. Whether you're planning for retirement or managing a loved one's estate, Ducks in a Row: the Estate Planning Guide provides the tools and knowledge you need to secure your family's financial well-being.

]]> In this episode of Ducks in a Row: the Estate Planning Guide, host Lisa Mosbey is joined by Attorney Erin Nunes, a managing partner at Surprenant, Beneski, and Nunes. They delve into the intricacies of avoiding probate in Massachusetts without setting up a trust. Erin explains the probate process, the role of wills, and how assets like homes and vehicles typically go through probate. She discusses alternative strategies such as joint ownership and beneficiary designations, highlighting their limitations. Erin also explores common pitfalls people encounter when attempting to avoid probate on their own and emphasizes the importance of comprehensive planning. Listeners will gain valuable insights into making informed decisions to protect their assets and ensure a smooth transition for their beneficiaries. ducksinarow false No 926 8 full What Does a Power of Attorney Actually Do in Massachusetts? What Does a Power of Attorney Actually Do in Massachusetts? https://ducksinarow.podbean.com/e/what-does-a-power-of-attorney-actually-do-in-massachusetts/ https://ducksinarow.podbean.com/e/what-does-a-power-of-attorney-actually-do-in-massachusetts/#comments Tue, 21 Jul 2026 12:49:16 -0300 ducksinarow.podbean.com/3bdf23e8-b930-39f5-a2a9-81d25ecc02ec Episode Summary:

In this episode of Ducks in a Row: the Estate Planning Guide: host Lisa Mosbey sits down with Attorney Erin Nunes, a managing partner at Surprenant, Beneski, and Nunes, to discuss the critical role of a power of attorney in estate planning. Erin explains what a power of attorney is, the types of decisions it allows, and the importance of having a comprehensive document. The conversation delves into real-life scenarios where a power of attorney is essential, such as selling real estate or managing assets when transitioning to assisted living. Erin also highlights common pitfalls when a power of attorney is missing or outdated, and the legal challenges families face without it. Listeners will gain valuable insights into choosing the right person for this role, the importance of naming alternates, and ensuring the document is regularly updated to reflect current wishes. This episode is a must-listen for anyone looking to safeguard their estate and ensure their loved ones are protected.

Key Timestamps:

00:01 – Introduction

0:25 – What a Power of Attorney Allows

0:49 – Importance of Specific Language in Documents

2:20 – Common Uses for Power of Attorney

3:00 – Types of Power of Attorney

3:46 – Choosing the Right Person

4:42 – Importance of Naming Alternates

5:33 – Document Expiration and Updates

7:19 – Problems Without a Power of Attorney

9:50 – Reviewing and Updating Documents

10:01 – Limitations of Power of Attorney

11:16 – Delegation of Authority

12:22 – Impact on Families

13:12 – Real-Life Example of Power of Attorney Benefits

About the Show:

Ducks in a Row: the Estate Planning Guide: is a podcast dedicated to helping families in southeastern Massachusetts navigate the complexities of estate planning and elder law. Hosted by legal professionals from Surprenant, Beneski, and Nunes, the show provides clear, practical advice on topics like wills, trusts, and powers of attorney. With a focus on proactive planning, the series aims to empower listeners to make informed decisions for their future. Whether you're planning for retirement or managing a loved one's estate, Ducks in a Row: the Estate Planning Guide offers valuable insights to ensure peace of mind.

]]> Episode Summary:

In this episode of Ducks in a Row: the Estate Planning Guide: host Lisa Mosbey sits down with Attorney Erin Nunes, a managing partner at Surprenant, Beneski, and Nunes, to discuss the critical role of a power of attorney in estate planning. Erin explains what a power of attorney is, the types of decisions it allows, and the importance of having a comprehensive document. The conversation delves into real-life scenarios where a power of attorney is essential, such as selling real estate or managing assets when transitioning to assisted living. Erin also highlights common pitfalls when a power of attorney is missing or outdated, and the legal challenges families face without it. Listeners will gain valuable insights into choosing the right person for this role, the importance of naming alternates, and ensuring the document is regularly updated to reflect current wishes. This episode is a must-listen for anyone looking to safeguard their estate and ensure their loved ones are protected.

Key Timestamps:

00:01 – Introduction

0:25 – What a Power of Attorney Allows

0:49 – Importance of Specific Language in Documents

2:20 – Common Uses for Power of Attorney

3:00 – Types of Power of Attorney

3:46 – Choosing the Right Person

4:42 – Importance of Naming Alternates

5:33 – Document Expiration and Updates

7:19 – Problems Without a Power of Attorney

9:50 – Reviewing and Updating Documents

10:01 – Limitations of Power of Attorney

11:16 – Delegation of Authority

12:22 – Impact on Families

13:12 – Real-Life Example of Power of Attorney Benefits

About the Show:

Ducks in a Row: the Estate Planning Guide: is a podcast dedicated to helping families in southeastern Massachusetts navigate the complexities of estate planning and elder law. Hosted by legal professionals from Surprenant, Beneski, and Nunes, the show provides clear, practical advice on topics like wills, trusts, and powers of attorney. With a focus on proactive planning, the series aims to empower listeners to make informed decisions for their future. Whether you're planning for retirement or managing a loved one's estate, Ducks in a Row: the Estate Planning Guide offers valuable insights to ensure peace of mind.

]]> In this episode of Ducks in a Row: the Estate Planning Guide: host Lisa Mosbey sits down with Attorney Erin Nunes, a managing partner at Surprenant, Beneski, and Nunes, to discuss the critical role of a power of attorney in estate planning. Erin explains what a power of attorney is, the types of decisions it allows, and the importance of having a comprehensive document. The conversation delves into real-life scenarios where a power of attorney is essential, such as selling real estate or managing assets when transitioning to assisted living. Erin also highlights common pitfalls when a power of attorney is missing or outdated, and the legal challenges families face without it. Listeners will gain valuable insights into choosing the right person for this role, the importance of naming alternates, and ensuring the document is regularly updated to reflect current wishes. This episode is a must-listen for anyone looking to safeguard their estate and ensure their loved ones are protected. ducksinarow false No 909 7 full What Happens If You Become Incapacitated Without a Plan in Massachusetts? What Happens If You Become Incapacitated Without a Plan in Massachusetts? https://ducksinarow.podbean.com/e/what-happens-if-you-become-incapacitated-without-a-plan-in-massachusetts/ https://ducksinarow.podbean.com/e/what-happens-if-you-become-incapacitated-without-a-plan-in-massachusetts/#comments Tue, 07 Jul 2026 07:00:00 -0300 ducksinarow.podbean.com/d9527cb4-e8c3-3ebe-b02d-bf3f94c7b741 Episode Summary: In this episode of Ducks in a Row: the Estate Planning Guide, Attorney Erin Nunes, a managing partner at Surprenant,Beneski and Nunes, discusses the complexities surrounding legal incapacity and the importance of estate planning. Host Evan Mack and Erin explore what happens when someone becomes unable to make decisions for themselves without a plan in place. They delve into the court processes of conservatorship and guardianship, highlighting the challenges families face when these legal mechanisms are required. Erin shares insights on common scenarios that lead to these situations, such as sudden illnesses or accidents, and emphasizes the critical role of documents like durable powers of attorney and healthcare proxies. Listeners will gain a deeper understanding of how proactive estate planning can alleviate stress and prevent family conflicts, ensuring that loved ones are cared for according to their wishes.

Key Timestamps: 00:01 – Introduction 00:23 – Understanding Legal Incapacity 00:58 – Court's Role in Decision-Making 01:57 – Importance of Estate Planning Documents 02:07 – Common Crisis Scenarios 03:02 – Decision-Making Without Documents 04:01 – Court Petition Process 04:57 – Impact on Finances and Medical Care 06:04 – Family Conflicts in Decision-Making 07:03 – Benefits of Having a Plan 08:32 – Key Planning Documents 09:42 – Comparing Planned vs. Unplanned Situations

About the Show:  Ducks in a Row: the Estate Planning Guide is a podcast dedicated to helping families navigate the complexities of estate planning and elder law. Hosted by knowledgeable attorneys, the show covers a wide range of topics, from legal incapacity and guardianship to healthcare proxies and durable powers of attorney. With a focus on clarity and practical advice, the series aims to empower listeners to make informed decisions about their future and their family's well-being. Whether you're planning for yourself or a loved one, Ducks in a Row: the Estate Planning Guide provides the insights needed to ensure peace of mind.

]]> Episode Summary:
In this episode of Ducks in a Row: the Estate Planning Guide, Attorney Erin Nunes, a managing partner at Surprenant,Beneski and Nunes, discusses the complexities surrounding legal incapacity and the importance of estate planning. Host Evan Mack and Erin explore what happens when someone becomes unable to make decisions for themselves without a plan in place. They delve into the court processes of conservatorship and guardianship, highlighting the challenges families face when these legal mechanisms are required. Erin shares insights on common scenarios that lead to these situations, such as sudden illnesses or accidents, and emphasizes the critical role of documents like durable powers of attorney and healthcare proxies. Listeners will gain a deeper understanding of how proactive estate planning can alleviate stress and prevent family conflicts, ensuring that loved ones are cared for according to their wishes.

Key Timestamps:
00:01 – Introduction
00:23 – Understanding Legal Incapacity
00:58 – Court's Role in Decision-Making
01:57 – Importance of Estate Planning Documents
02:07 – Common Crisis Scenarios
03:02 – Decision-Making Without Documents
04:01 – Court Petition Process
04:57 – Impact on Finances and Medical Care
06:04 – Family Conflicts in Decision-Making
07:03 – Benefits of Having a Plan
08:32 – Key Planning Documents
09:42 – Comparing Planned vs. Unplanned Situations

About the Show: 
Ducks in a Row: the Estate Planning Guide is a podcast dedicated to helping families navigate the complexities of estate planning and elder law. Hosted by knowledgeable attorneys, the show covers a wide range of topics, from legal incapacity and guardianship to healthcare proxies and durable powers of attorney. With a focus on clarity and practical advice, the series aims to empower listeners to make informed decisions about their future and their family's well-being. Whether you're planning for yourself or a loved one, Ducks in a Row: the Estate Planning Guide provides the insights needed to ensure peace of mind.

]]> In this episode of Ducks in a Row: the Estate Planning Guide, Attorney Erin Nunes, a managing partner at Surprenant, Beneski and Nunes, discusses the complexities surrounding legal incapacity and the importance of estate planning. Host Evan Mack and Erin explore what happens when someone becomes unable to make decisions for themselves without a plan in place. They delve into the court processes of conservatorship and guardianship, highlighting the challenges families face when these legal mechanisms are required. Erin shares insights on common scenarios that lead to these situations, such as sudden illnesses or accidents, and emphasizes the critical role of documents like durable powers of attorney and healthcare proxies. Listeners will gain a deeper understanding of how proactive estate planning can alleviate stress and prevent family conflicts, ensuring that loved ones are cared for according to their wishes. ducksinarow false No 679 6 full Understanding Essential Estate Planning Documents Understanding Essential Estate Planning Documents https://ducksinarow.podbean.com/e/understanding-essential-estate-planning-documents/ https://ducksinarow.podbean.com/e/understanding-essential-estate-planning-documents/#comments Tue, 23 Jun 2026 07:00:00 -0300 ducksinarow.podbean.com/c4d07bcf-2292-360e-9923-14dad9e9be62 Episode Summary: In this episode of Ducks in a Row, the Estate Planning Guide, attorney Erin Nunes from Surprenant, Beneski and Nunes discusses the critical documents involved in estate planning. Erin explains the importance of foundational documents like wills, trusts, powers of attorney, and healthcare proxies, emphasizing their role in safeguarding assets and ensuring wishes are honored. She clarifies common misconceptions about wills and probate, and illustrates how trusts can be used to avoid probate and protect assets from long-term care costs. Erin also highlights the significance of having comprehensive powers of attorney and healthcare proxies to prevent the need for costly and time-consuming court interventions. Listeners will gain valuable insights into how proper planning can alleviate stress and provide peace of mind for families during challenging times.

Key Timestamps: 00:01 – Introduction 00:24 – Key Estate Planning Documents 00:55 – Misunderstandings About Wills 01:39 – Role of Trusts in Estate Planning 02:45 – Power of Attorney Explained 03:45 – Importance of Naming Alternates 04:54 – Healthcare Proxies and Their Role 05:45 – Consequences of Incomplete Planning 06:45 – Real-Life Example of Effective Planning 08:20 – Deciding What to Prioritize 10:12 – Impact of Comprehensive Planning 11:31 – Reducing Family Stress with a Plan

About the Show: Ducks in a Row, the Estate Planning Guide is a podcast dedicated to helping families navigate the complexities of estate planning. Hosted by seasoned attorney Erin Nunes, the show provides clear, practical advice on creating and managing estate plans that protect assets and honor personal wishes. Each episode delves into critical topics such as wills, trusts, and powers of attorney, offering listeners the knowledge they need to make informed decisions. With a focus on clarity and actionable insights, this series is an essential resource for anyone looking to secure their family's future.

]]> Episode Summary:
In this episode of Ducks in a Row, the Estate Planning Guide, attorney Erin Nunes from Surprenant, Beneski and Nunes discusses the critical documents involved in estate planning. Erin explains the importance of foundational documents like wills, trusts, powers of attorney, and healthcare proxies, emphasizing their role in safeguarding assets and ensuring wishes are honored. She clarifies common misconceptions about wills and probate, and illustrates how trusts can be used to avoid probate and protect assets from long-term care costs. Erin also highlights the significance of having comprehensive powers of attorney and healthcare proxies to prevent the need for costly and time-consuming court interventions. Listeners will gain valuable insights into how proper planning can alleviate stress and provide peace of mind for families during challenging times.

Key Timestamps:
00:01 – Introduction
00:24 – Key Estate Planning Documents
00:55 – Misunderstandings About Wills
01:39 – Role of Trusts in Estate Planning
02:45 – Power of Attorney Explained
03:45 – Importance of Naming Alternates
04:54 – Healthcare Proxies and Their Role
05:45 – Consequences of Incomplete Planning
06:45 – Real-Life Example of Effective Planning
08:20 – Deciding What to Prioritize
10:12 – Impact of Comprehensive Planning
11:31 – Reducing Family Stress with a Plan

About the Show:
Ducks in a Row, the Estate Planning Guide is a podcast dedicated to helping families navigate the complexities of estate planning. Hosted by seasoned attorney Erin Nunes, the show provides clear, practical advice on creating and managing estate plans that protect assets and honor personal wishes. Each episode delves into critical topics such as wills, trusts, and powers of attorney, offering listeners the knowledge they need to make informed decisions. With a focus on clarity and actionable insights, this series is an essential resource for anyone looking to secure their family's future.

]]> In this episode of Ducks in a Row, the Estate Planning Guide, attorney Erin Nunes from Surprenant, Beneski and Nunes discusses the critical documents involved in estate planning. Erin explains the importance of foundational documents like wills, trusts, powers of attorney, and healthcare proxies, emphasizing their role in safeguarding assets and ensuring wishes are honored. She clarifies common misconceptions about wills and probate, and illustrates how trusts can be used to avoid probate and protect assets from long-term care costs. Erin also highlights the significance of having comprehensive powers of attorney and healthcare proxies to prevent the need for costly and time-consuming court interventions. Listeners will gain valuable insights into how proper planning can alleviate stress and provide peace of mind for families during challenging times. ducksinarow false No 779 5 full The First 90 Days After a Parent’s Diagnosis: Legal Steps Massachusetts Families Should Consider The First 90 Days After a Parent’s Diagnosis: Legal Steps Massachusetts Families Should Consider https://ducksinarow.podbean.com/e/the-first-90-days-after-a-parent-s-diagnosis-legal-steps-massachusetts-families-should-consider/ https://ducksinarow.podbean.com/e/the-first-90-days-after-a-parent-s-diagnosis-legal-steps-massachusetts-families-should-consider/#comments Tue, 09 Jun 2026 18:05:58 -0300 ducksinarow.podbean.com/7c8e30c6-b843-33ba-abad-e5958b6b4446 Episode Summary: In this episode of Ducks in a Row, the Estate Planning Guide, Erin Nunes, a managing partner at Surprenant, Beneski, and Nunes, delves into the intricacies of estate planning. They discuss the critical importance of having a plan in place, especially after a parent's diagnosis that could lead to legal incapacitation. Erin explains common pitfalls Massachusetts families face, such as the risks of giving away assets too soon or adding children's names to property deeds. The episode highlights the benefits of using irrevocable trusts for asset protection and the nuances of the five-year lookback rule. Erin also provides insights into determining legal capacity for signing a power of attorney and the implications of guardianship and conservatorship. Listeners will gain valuable knowledge on safeguarding assets and ensuring their wishes are honored, making this episode a must-listen for anyone interested in estate planning.

Key Timestamps: 00:01 – Introduction 00:54 – Importance of Estate Planning 01:50 – Common Mistakes in Asset Management 03:04 – Determining Legal Capacity 04:09 – Understanding the Five-Year Lookback Rule 05:36 – Risks of Adding Children's Names to Deeds 07:53 – Benefits of Irrevocable Trusts 08:56 – When to Consider Setting Up a Trust 09:26 – Guardianship and Conservatorship Explained 11:04 – Concerns About Power of Attorney 12:17 – Protecting Assets in Crisis Situations 13:15 – Massachusetts Laws and Asset Protection 14:13 – Final Thoughts on Estate Planning

About the Show: Ducks in a Row, the Estate Planning Guide is a podcast dedicated to helping families in southeastern Massachusetts navigate the complexities of estate planning and elder law. Hosted by Lisa Mosbey, the show features insightful discussions with legal professionals like Erin Nunes, who provide clear, actionable advice on wills, trusts, and asset protection. With a focus on turning complex legal hurdles into proactive roadmaps, the series empowers listeners to plan for the future with confidence and clarity. Whether you're planning for yourself or your loved ones, this podcast is your go-to resource for understanding the nuances of estate planning.

]]> Episode Summary:
In this episode of Ducks in a Row, the Estate Planning Guide, Erin Nunes, a managing partner at Surprenant, Beneski, and Nunes, delves into the intricacies of estate planning. They discuss the critical importance of having a plan in place, especially after a parent's diagnosis that could lead to legal incapacitation. Erin explains common pitfalls Massachusetts families face, such as the risks of giving away assets too soon or adding children's names to property deeds. The episode highlights the benefits of using irrevocable trusts for asset protection and the nuances of the five-year lookback rule. Erin also provides insights into determining legal capacity for signing a power of attorney and the implications of guardianship and conservatorship. Listeners will gain valuable knowledge on safeguarding assets and ensuring their wishes are honored, making this episode a must-listen for anyone interested in estate planning.

Key Timestamps:
00:01 – Introduction
00:54 – Importance of Estate Planning
01:50 – Common Mistakes in Asset Management
03:04 – Determining Legal Capacity
04:09 – Understanding the Five-Year Lookback Rule
05:36 – Risks of Adding Children's Names to Deeds
07:53 – Benefits of Irrevocable Trusts
08:56 – When to Consider Setting Up a Trust
09:26 – Guardianship and Conservatorship Explained
11:04 – Concerns About Power of Attorney
12:17 – Protecting Assets in Crisis Situations
13:15 – Massachusetts Laws and Asset Protection
14:13 – Final Thoughts on Estate Planning

About the Show:
Ducks in a Row, the Estate Planning Guide is a podcast dedicated to helping families in southeastern Massachusetts navigate the complexities of estate planning and elder law. Hosted by Lisa Mosbey, the show features insightful discussions with legal professionals like Erin Nunes, who provide clear, actionable advice on wills, trusts, and asset protection. With a focus on turning complex legal hurdles into proactive roadmaps, the series empowers listeners to plan for the future with confidence and clarity. Whether you're planning for yourself or your loved ones, this podcast is your go-to resource for understanding the nuances of estate planning.

]]> In this episode of Ducks in a Row, the Estate Planning Guide, Erin Nunes, a managing partner at Surprenant, Beneski, and Nunes, delves into the intricacies of estate planning. They discuss the critical importance of having a plan in place, especially after a parent’s diagnosis that could lead to legal incapacitation. Erin explains common pitfalls Massachusetts families face, such as the risks of giving away assets too soon or adding children’s names to property deeds. The episode highlights the benefits of using irrevocable trusts for asset protection and the nuances of the five-year lookback rule. Erin also provides insights into determining legal capacity for signing a power of attorney and the implications of guardianship and conservatorship. Listeners will gain valuable knowledge on safeguarding assets and ensuring their wishes are honored, making this episode a must-listen for anyone interested in estate planning. ducksinarow false No 966 4 full Medicaid Planning in Massachusetts: What Families Get Wrong About Long-Term Care Medicaid Planning in Massachusetts: What Families Get Wrong About Long-Term Care https://ducksinarow.podbean.com/e/medicaid-planning-in-massachusetts-what-families-get-wrong-about-long-term-care/ https://ducksinarow.podbean.com/e/medicaid-planning-in-massachusetts-what-families-get-wrong-about-long-term-care/#comments Tue, 26 May 2026 13:00:00 -0300 ducksinarow.podbean.com/91a6e13b-cbcb-3883-aaa4-673d726d3abe Episode Summary: In this episode of Ducks in a Row, the Estate Planning Guide, host Lisa Mosbey is joined by Attorney Erin Nunes from Surpenant, Beneski, and Nunes Estate Planning and Elder Law. They delve into the complexities of MassHealth, Medicaid, and Medicare, focusing on the distinctions and implications for Massachusetts residents. Erin explains the critical five-year lookback rule and its impact on last-minute planning. The discussion covers various strategies for asset protection, including the use of irrevocable trusts and Medicaid Protection Trusts. Erin emphasizes the importance of early planning and the potential pitfalls of DIY Medicaid planning. Listeners will gain valuable insights into protecting their assets while ensuring eligibility for necessary care, making this episode a must-listen for families looking to secure their financial future.

Key Timestamps: 00:01 – Introduction 00:25 – Wills vs. Trusts: What's Best for Your Family? 00:52 – Understanding MassHealth, Medicaid, and Medicare Differences 02:13 – Consequences of Not Planning for MassHealth 02:44 – The Five-Year Lookback Rule Explained 04:13 – Protecting Assets Without Going Broke 05:59 – Can the State Take Your House? 07:14 – Protecting Your Home in a Married Situation 08:35 – Medicaid Protection Trusts vs. Regular Trusts 11:09 – Crisis Planning: Options for Families in Need 13:34 – Last-Minute Strategies for Asset Protection 14:02 – Biggest Mistakes in DIY Medicaid Planning

About the Show:  Ducks in a Row, the Estate Planning Guide is a podcast dedicated to helping families in southeastern Massachusetts navigate the complexities of estate planning and elder law. Hosted by Lisa Mosbey, the show features expert insights from Attorney Erin Nunes and her team, who are committed to demystifying legal hurdles and providing clear, actionable advice. Whether discussing wills, trusts, or Medicaid planning, this series aims to empower listeners with the knowledge they need to make informed decisions for their future. With a focus on clarity and proactive planning, Ducks in a Row is an essential resource for anyone looking to secure their family's financial well-being.

]]> Episode Summary:
In this episode of Ducks in a Row, the Estate Planning Guide, host Lisa Mosbey is joined by Attorney Erin Nunes from Surpenant, Beneski, and Nunes Estate Planning and Elder Law. They delve into the complexities of MassHealth, Medicaid, and Medicare, focusing on the distinctions and implications for Massachusetts residents. Erin explains the critical five-year lookback rule and its impact on last-minute planning. The discussion covers various strategies for asset protection, including the use of irrevocable trusts and Medicaid Protection Trusts. Erin emphasizes the importance of early planning and the potential pitfalls of DIY Medicaid planning. Listeners will gain valuable insights into protecting their assets while ensuring eligibility for necessary care, making this episode a must-listen for families looking to secure their financial future.

Key Timestamps:
00:01 – Introduction
00:25 – Wills vs. Trusts: What's Best for Your Family?
00:52 – Understanding MassHealth, Medicaid, and Medicare Differences
02:13 – Consequences of Not Planning for MassHealth
02:44 – The Five-Year Lookback Rule Explained
04:13 – Protecting Assets Without Going Broke
05:59 – Can the State Take Your House?
07:14 – Protecting Your Home in a Married Situation
08:35 – Medicaid Protection Trusts vs. Regular Trusts
11:09 – Crisis Planning: Options for Families in Need
13:34 – Last-Minute Strategies for Asset Protection
14:02 – Biggest Mistakes in DIY Medicaid Planning

About the Show: 
Ducks in a Row, the Estate Planning Guide is a podcast dedicated to helping families in southeastern Massachusetts navigate the complexities of estate planning and elder law. Hosted by Lisa Mosbey, the show features expert insights from Attorney Erin Nunes and her team, who are committed to demystifying legal hurdles and providing clear, actionable advice. Whether discussing wills, trusts, or Medicaid planning, this series aims to empower listeners with the knowledge they need to make informed decisions for their future. With a focus on clarity and proactive planning, Ducks in a Row is an essential resource for anyone looking to secure their family's financial well-being.

]]> In this episode of Ducks in a Row, the Estate Planning Guide, host Lisa Mosbey is joined by Attorney Erin Nunes from Surpenant, Beneski, and Nunes Estate Planning and Elder Law. They delve into the complexities of MassHealth, Medicaid, and Medicare, focusing on the distinctions and implications for Massachusetts residents. Erin explains the critical five-year lookback rule and its impact on last-minute planning. The discussion covers various strategies for asset protection, including the use of irrevocable trusts and Medicaid Protection Trusts. Erin emphasizes the importance of early planning and the potential pitfalls of DIY Medicaid planning. Listeners will gain valuable insights into protecting their assets while ensuring eligibility for necessary care, making this episode a must-listen for families looking to secure their financial future. ducksinarow false No 1010 3 full Will vs. Trust in Massachusetts: What Actually Makes Sense for Your Family? Will vs. Trust in Massachusetts: What Actually Makes Sense for Your Family? https://ducksinarow.podbean.com/e/will-vs-trust-in-massachusetts-what-actually-makes-sense-for-your-family/ https://ducksinarow.podbean.com/e/will-vs-trust-in-massachusetts-what-actually-makes-sense-for-your-family/#comments Tue, 28 Apr 2026 10:50:08 -0300 ducksinarow.podbean.com/6e7445fa-fbe7-362e-bb10-3d607b567de0 Episode Summary: In this episode of *Ducks in a Row: The Estate Planning Guide*, Attorney Erin Nunes sheds light on the critical distinctions between wills and trusts in Massachusetts. Discover how these legal tools impact probate, privacy, costs, and family dynamics, offering invaluable insights for effective estate planning strategies.

Key Timestamps: 00:00 – Episode intro and guest overview 00:45 – Difference between wills and trusts in Massachusetts 02:10 – Trusts aren’t just for the wealthy; focus on goals, not estate size 03:15 – Cost and time differences: probate vs. trust administration 04:15 – Privacy benefits of trusts vs. wills 05:00 – Beneficiary designations and assets outside the will 06:00 – Blended families and why trusts offer more flexibility 07:15 – Inclusion of adopted children and stepchildren in estate plans 08:00 – Trusts for vacation or rental properties and immediate authority 09:30 – Incapacity planning with trusts vs. wills 10:15 – Structured inheritance: drip-feeding to beneficiaries 11:15 – Example of a complex trust for children with varying needs 14:30 – Choosing a trustee: family member vs. professional 15:30 – Using both wills and trusts: pour-over will strategy 16:30 – Episode wrap-up and resources for further planning

About the Show: *Ducks in a Row: The Estate Planning Guide*, with Attorney Erin Nunes, provides expert guidance on navigating the intricate world of estate planning. Join us to explore proactive legal strategies and secure your family's future with confidence.

]]> Episode Summary:
In this episode of *Ducks in a Row: The Estate Planning Guide*, Attorney Erin Nunes sheds light on the critical distinctions between wills and trusts in Massachusetts. Discover how these legal tools impact probate, privacy, costs, and family dynamics, offering invaluable insights for effective estate planning strategies.

Key Timestamps:
00:00 – Episode intro and guest overview
00:45 – Difference between wills and trusts in Massachusetts
02:10 – Trusts aren’t just for the wealthy; focus on goals, not estate size
03:15 – Cost and time differences: probate vs. trust administration
04:15 – Privacy benefits of trusts vs. wills
05:00 – Beneficiary designations and assets outside the will
06:00 – Blended families and why trusts offer more flexibility
07:15 – Inclusion of adopted children and stepchildren in estate plans
08:00 – Trusts for vacation or rental properties and immediate authority
09:30 – Incapacity planning with trusts vs. wills
10:15 – Structured inheritance: drip-feeding to beneficiaries
11:15 – Example of a complex trust for children with varying needs
14:30 – Choosing a trustee: family member vs. professional
15:30 – Using both wills and trusts: pour-over will strategy
16:30 – Episode wrap-up and resources for further planning

About the Show:
*Ducks in a Row: The Estate Planning Guide*, with Attorney Erin Nunes, provides expert guidance on navigating the intricate world of estate planning. Join us to explore proactive legal strategies and secure your family's future with confidence.

]]> In this episode of *Ducks in a Row: The Estate Planning Guide*, Attorney Erin Nunes sheds light on the critical distinctions between wills and trusts in Massachusetts. Discover how these legal tools impact probate, privacy, costs, and family dynamics, offering invaluable insights for effective estate planning strategies. ducksinarow false No 1092 2 full What Happens If You Die Without an Estate Plan in Massachusetts? What Happens If You Die Without an Estate Plan in Massachusetts? https://ducksinarow.podbean.com/e/what-happens-if-you-die-without-an-estate-plan-in-massachusetts/ https://ducksinarow.podbean.com/e/what-happens-if-you-die-without-an-estate-plan-in-massachusetts/#comments Tue, 14 Apr 2026 15:30:06 -0300 ducksinarow.podbean.com/a6ab0b1e-90da-312e-bf81-d12db3ed4727 Episode Summary: In this episode of *Ducks in a Row: The Estate Planning Guide* Attorney Erin Nunes sheds light on the common pitfalls families face when estate planning is delayed until a crisis hits. She emphasizes the importance of having a will and outlines how intestacy laws in Massachusetts can impact asset distribution. Erin also provides insights on avoiding probate, navigating blended family dynamics, and ensuring minor children are cared for according to your wishes.

Key Timestamps: 00:00 – Introduction 01:30 – The importance of having a will 03:45 – Impact of intestacy laws in Massachusetts 06:20 – Ways to avoid probate 08:10 – Handling joint property in blended families 10:15 – Guardianship of minor children without a will 12:00 – Smoothing the probate process midstream 14:30 – The significance of transparent communication 16:45 – Motivation for early estate planning

About the Show: *Ducks in a Row: The Estate Planning Guide* is a comprehensive resource hosted by Attorney Erin Nunes from Surprenant, Beneski, and Nunes, focusing on empowering southeastern Massachusetts families with proactive estate planning strategies. The show offers expert insights and practical guidance on securing your family's future through thoughtful planning.

]]> Episode Summary:
In this episode of *Ducks in a Row: The Estate Planning Guide* Attorney Erin Nunes sheds light on the common pitfalls families face when estate planning is delayed until a crisis hits. She emphasizes the importance of having a will and outlines how intestacy laws in Massachusetts can impact asset distribution. Erin also provides insights on avoiding probate, navigating blended family dynamics, and ensuring minor children are cared for according to your wishes.

Key Timestamps:
00:00 – Introduction
01:30 – The importance of having a will
03:45 – Impact of intestacy laws in Massachusetts
06:20 – Ways to avoid probate
08:10 – Handling joint property in blended families
10:15 – Guardianship of minor children without a will
12:00 – Smoothing the probate process midstream
14:30 – The significance of transparent communication
16:45 – Motivation for early estate planning

About the Show:
*Ducks in a Row: The Estate Planning Guide* is a comprehensive resource hosted by Attorney Erin Nunes from Surprenant, Beneski, and Nunes, focusing on empowering southeastern Massachusetts families with proactive estate planning strategies. The show offers expert insights and practical guidance on securing your family's future through thoughtful planning.

]]> In this episode of *Ducks in a Row: The Estate Planning Guide* Attorney Erin Nunes sheds light on the common pitfalls families face when estate planning is delayed until a crisis hits. She emphasizes the importance of having a will and outlines how intestacy laws in Massachusetts can impact asset distribution. Erin also provides insights on avoiding probate, navigating blended family dynamics, and ensuring minor children are cared for according to your wishes. ducksinarow false No 1080 1 full