Covered. https://bozzuto.podbean.com

Real insurance conversations for California business owners since 1981.

]]> Mon, 17 Aug 2026 12:00:00 -0700 https://podbean.com/?v=5.5 en Copyright 2026 All rights reserved. Business 1440 episodic Bozzuto Insurance Services Bozzuto Insurance Services No false https://pbcdn1.podbean.com/imglogo/image-logo/22501397/Bozzuto_August_2026_Social_Content7shg5.png Covered. https://bozzuto.podbean.com 144 144 Liquor Liability Insurance Explained Liquor Liability Insurance Explained https://bozzuto.podbean.com/e/insurance-explained/ https://bozzuto.podbean.com/e/insurance-explained/#comments Mon, 17 Aug 2026 12:00:00 -0700 bozzuto.podbean.com/de647752-83f7-3c36-80e0-0b47cc428304 Liquor liability or host liquor liability? Turns out operating hours and how you make your money actually decide which one applies to you. In this episode of Covered, we get into the difference between the two, why general liability policies eventually get pushed to their limit (which is exactly why cyber and EPLI became their own separate coverages), and what happens when your business is considered higher risk and ends up in the surplus market. Spoiler: that's exactly when having a broker in your corner who actually checks a carrier's financial rating matters most.

]]> Liquor liability or host liquor liability? Turns out operating hours and how you make your money actually decide which one applies to you. In this episode of Covered, we get into the difference between the two, why general liability policies eventually get pushed to their limit (which is exactly why cyber and EPLI became their own separate coverages), and what happens when your business is considered higher risk and ends up in the surplus market. Spoiler: that's exactly when having a broker in your corner who actually checks a carrier's financial rating matters most.

]]> Bozzuto Insurance Services true No 999 1 3 full Why Insuring Contractors Is So Complicated Why Insuring Contractors Is So Complicated https://bozzuto.podbean.com/e/why-insuring-contractors-is-so-complicated/ https://bozzuto.podbean.com/e/why-insuring-contractors-is-so-complicated/#comments Mon, 03 Aug 2026 08:00:00 -0700 bozzuto.podbean.com/8888c099-0bea-37b8-948f-284615367e3d Construction is one of the hardest industries to insure, and it changes depending on the trade. In this episode, we break down the core policies every contractor needs (general liability, workers' comp, cyber, EPLI, and more), why residential tract housing is riskier to insure than commercial work, and how we help clients navigate the claims process when something goes wrong.

]]> Construction is one of the hardest industries to insure, and it changes depending on the trade. In this episode, we break down the core policies every contractor needs (general liability, workers' comp, cyber, EPLI, and more), why residential tract housing is riskier to insure than commercial work, and how we help clients navigate the claims process when something goes wrong.

]]> Bozzuto Insurance Services true No 837 1 2 full Welcome to Covered. Welcome to Covered. https://bozzuto.podbean.com/e/welcome-to-covered/ https://bozzuto.podbean.com/e/welcome-to-covered/#comments Fri, 31 Jul 2026 15:42:48 -0700 bozzuto.podbean.com/8d96c9e5-77c7-37e6-893c-941a6a659456 Welcome to the Covered Podcast, powered by Bozzuto Insurance. In this episode, we learn the history behind this 45-year-old family-owned company.

]]> Welcome to the Covered Podcast, powered by Bozzuto Insurance. In this episode, we learn the history behind this 45-year-old family-owned company.

]]> Bozzuto Insurance Services true No 1076 1 1 full