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<channel>
    <title>Between Escrows Podcast</title>
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    <description><![CDATA[<p>Welcome to <em>Between Escrows</em>—where real conversations meet real strategy in the world of real estate, lending, and business growth.</p>
<p>Hosted by Amy Scruggs and Roger Savy, this podcast goes beyond transactions to explore what truly drives long-term success: <strong>relationships, mindset, and intentional growth.</strong> Each episode delivers practical insights, honest conversations, and actionable strategies designed to help loan officers, real estate professionals, and entrepreneurs build sustainable, relationship-driven businesses.</p>
<p>From navigating market shifts to mastering communication, building your network, and thinking like a CEO—not just a salesperson—<em>Between Escrows</em> is your space to step out of reaction mode and into purposeful growth.</p>
<p>Whether you’re in the middle of a deal or in between escrows, this is where you sharpen your approach, elevate your business, and stay connected to what matters most.</p>]]></description>
    <pubDate>Sun, 26 Jul 2026 16:28:08 -0300</pubDate>
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    <language>en</language>
        <copyright>Copyright 2026 All rights reserved.</copyright>
    <category>Business:Entrepreneurship</category>
    <ttl>1440</ttl>
    <itunes:type>episodic</itunes:type>
          <itunes:summary>Welcome to Between Escrows—where real conversations meet real strategy in the world of real estate, lending, and business growth.

Hosted by Amy Scruggs and Roger Savy, this podcast goes beyond transactions to explore what truly drives long-term success: relationships, mindset, and intentional growth. Each episode delivers practical insights, honest conversations, and actionable strategies designed to help loan officers, real estate professionals, and entrepreneurs build sustainable, relationship-driven businesses.

From navigating market shifts to mastering communication, building your network, and thinking like a CEO—not just a salesperson—Between Escrows is your space to step out of reaction mode and into purposeful growth.

Whether you’re in the middle of a deal or in between escrows, this is where you sharpen your approach, elevate your business, and stay connected to what matters most. Your hosts: Roger That Coaching and Amy Scruggs Media Coaching.  Brought to you by: Elevated Lending</itunes:summary>
        <itunes:author>betweenescrows</itunes:author>
	<itunes:category text="Business">
		<itunes:category text="Entrepreneurship" />
	</itunes:category>
    <itunes:owner>
        <itunes:name>betweenescrows</itunes:name>
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    	<itunes:block>No</itunes:block>
	<itunes:explicit>false</itunes:explicit>
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        <title>Between Escrows Podcast</title>
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    <item>
        <title>One Chapter at a Time: Leadership, Growth &amp; the Career Journey with Christopher Oscar | Between Escrows</title>
        <itunes:title>One Chapter at a Time: Leadership, Growth &amp; the Career Journey with Christopher Oscar | Between Escrows</itunes:title>
        <link>https://betweenescrows.podbean.com/e/one-chapter-at-a-time-leadership-growth-the-career-journey-with-christopher-oscar-between-escrows/</link>
                    <comments>https://betweenescrows.podbean.com/e/one-chapter-at-a-time-leadership-growth-the-career-journey-with-christopher-oscar-between-escrows/#comments</comments>        <pubDate>Sun, 26 Jul 2026 16:28:08 -0300</pubDate>
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                                    <description><![CDATA[<p class="font-claude-response-body break-words whitespace-normal" dir="ltr">What does it look like to build a remarkable real estate career — not in a straight line, but one chapter at a time?</p>
<p class="font-claude-response-body break-words whitespace-normal" dir="ltr">This week Between Escrows sits down with Christopher Oscar, a strategic leader with Engel &amp; Völkers Sonoma whose career has taken him through some of the most important roles in the real estate profession — producing agent, sales leader, and now a strategic force within one of the most prestigious luxury brands in the world.</p>
<p class="font-claude-response-body break-words whitespace-normal" dir="ltr">This is not a conversation about deals and commissions. It is a conversation about growth, leadership, relationships, and what it truly takes to keep evolving at every stage of your career.</p>
<p>In this episode:
 From agent to leader — what the transition really looks like
 How to embrace each new chapter instead of fighting it
 The relationships that carry you further than any transaction ever could
 What strategic leadership looks like inside Engel &amp; Völkers
 The lessons only experience can teach you</p>
<p class="font-claude-response-body break-words whitespace-normal" dir="ltr">Whether you are just getting started or you are a seasoned professional wondering what your next chapter looks like — this conversation is for you.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p class="font-claude-response-body break-words whitespace-normal" dir="ltr">What does it look like to build a remarkable real estate career — not in a straight line, but one chapter at a time?</p>
<p class="font-claude-response-body break-words whitespace-normal" dir="ltr">This week Between Escrows sits down with Christopher Oscar, a strategic leader with Engel &amp; Völkers Sonoma whose career has taken him through some of the most important roles in the real estate profession — producing agent, sales leader, and now a strategic force within one of the most prestigious luxury brands in the world.</p>
<p class="font-claude-response-body break-words whitespace-normal" dir="ltr">This is not a conversation about deals and commissions. It is a conversation about growth, leadership, relationships, and what it truly takes to keep evolving at every stage of your career.</p>
<p>In this episode:<br>
 From agent to leader — what the transition really looks like<br>
 How to embrace each new chapter instead of fighting it<br>
 The relationships that carry you further than any transaction ever could<br>
 What strategic leadership looks like inside Engel &amp; Völkers<br>
 The lessons only experience can teach you</p>
<p class="font-claude-response-body break-words whitespace-normal" dir="ltr">Whether you are just getting started or you are a seasoned professional wondering what your next chapter looks like — this conversation is for you.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/iqtpvfbp7xt2sg5w/One_Chapter_at_a_Time_Leadership_Growth_and_the_Career_Journey_1_aozz0.mp3" length="38188751" type="audio/mpeg"/>
        <itunes:summary><![CDATA[What does it look like to build a remarkable real estate career — not in a straight line, but one chapter at a time?
This week Between Escrows sits down with Christopher Oscar, a strategic leader with Engel &amp; Völkers Sonoma whose career has taken him through some of the most important roles in the real estate profession — producing agent, sales leader, and now a strategic force within one of the most prestigious luxury brands in the world.
This is not a conversation about deals and commissions. It is a conversation about growth, leadership, relationships, and what it truly takes to keep evolving at every stage of your career.
In this episode: From agent to leader — what the transition really looks like How to embrace each new chapter instead of fighting it The relationships that carry you further than any transaction ever could What strategic leadership looks like inside Engel &amp; Völkers The lessons only experience can teach you
Whether you are just getting started or you are a seasoned professional wondering what your next chapter looks like — this conversation is for you.]]></itunes:summary>
        <itunes:author>betweenescrows</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2386</itunes:duration>
                <itunes:episode>11</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>The Man Behind The Partnership Business Family and Leadership</title>
        <itunes:title>The Man Behind The Partnership Business Family and Leadership</itunes:title>
        <link>https://betweenescrows.podbean.com/e/the-man-behind-the-partnership-business-family-and-leadership/</link>
                    <comments>https://betweenescrows.podbean.com/e/the-man-behind-the-partnership-business-family-and-leadership/#comments</comments>        <pubDate>Wed, 24 Jun 2026 17:15:17 -0300</pubDate>
        <guid isPermaLink="false">betweenescrows.podbean.com/7acec319-9e89-3459-9105-b0c06b74b331</guid>
                                    <description><![CDATA[<p>What does it take to build a life and a business rooted in integrity? This week on Between Escrows, Amy and Roger sit down with Sonoma County real estate veteran Julio Caceres — 25+ years in banking, finance, and real estate, a Master's in Economics, and a reputation that speaks for itself across Wine Country and the Bay Area. This conversation goes beyond the transaction. Julio opens up about building a business alongside his life partner, leading with purpose in both career and community, and the lessons that 25 years in the industry can only teach you one deal at a time. If you are in real estate, in business, or simply someone who values integrity and leadership — this one is for you. Between Escrows | Real conversations. Real people. Real results.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>What does it take to build a life and a business rooted in integrity? This week on Between Escrows, Amy and Roger sit down with Sonoma County real estate veteran Julio Caceres — 25+ years in banking, finance, and real estate, a Master's in Economics, and a reputation that speaks for itself across Wine Country and the Bay Area. This conversation goes beyond the transaction. Julio opens up about building a business alongside his life partner, leading with purpose in both career and community, and the lessons that 25 years in the industry can only teach you one deal at a time. If you are in real estate, in business, or simply someone who values integrity and leadership — this one is for you. Between Escrows | Real conversations. Real people. Real results.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/6twf8m3cgvizdk78/The_Man_Behind_The_Partnership_Business_Family_and_Leadership_8vrfj.mp3" length="36483791" type="audio/mpeg"/>
        <itunes:summary><![CDATA[What does it take to build a life and a business rooted in integrity? This week on Between Escrows, Amy and Roger sit down with Sonoma County real estate veteran Julio Caceres — 25+ years in banking, finance, and real estate, a Master's in Economics, and a reputation that speaks for itself across Wine Country and the Bay Area. This conversation goes beyond the transaction. Julio opens up about building a business alongside his life partner, leading with purpose in both career and community, and the lessons that 25 years in the industry can only teach you one deal at a time. If you are in real estate, in business, or simply someone who values integrity and leadership — this one is for you. Between Escrows | Real conversations. Real people. Real results.]]></itunes:summary>
        <itunes:author>betweenescrows</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2280</itunes:duration>
                <itunes:episode>10</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>From a mule to a stallion: Lessons in leadership with special guest Joe Burns</title>
        <itunes:title>From a mule to a stallion: Lessons in leadership with special guest Joe Burns</itunes:title>
        <link>https://betweenescrows.podbean.com/e/from-a-mule-to-a-stallion-lessons-in-leadership-with-special-guest-joe-burns/</link>
                    <comments>https://betweenescrows.podbean.com/e/from-a-mule-to-a-stallion-lessons-in-leadership-with-special-guest-joe-burns/#comments</comments>        <pubDate>Sun, 07 Jun 2026 16:38:33 -0300</pubDate>
        <guid isPermaLink="false">betweenescrows.podbean.com/cef208cb-84c1-339a-b659-4cc538f994b8</guid>
                                    <description><![CDATA[<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">Every great leader has a story of when they were just grinding — head down, doing the work, figuring it out one deal at a time.</p>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">This week, Between Escrows welcomes Joe Burns — 30+ year real estate veteran, former Mayor of Sausalito, and President-Elect of the Marin Association of Realtors — for a candid conversation about what it really takes to grow from a producer into a true leader.</p>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">Joe has worked every corner of the business — buyers, luxury sellers, commercial investors, rehab projects — across some of California's most desirable markets including Marin, Napa, and Sonoma. He brings a rare combination of street-level experience and executive-level perspective that you don't find very often.</p>
<p class="font-claude-response-body break-words whitespace-pre-wrap leading-[1.7]">In this episode:</p>
<p class="font-claude-response-body break-words whitespace-pre-wrap leading-[1.7]">The journey from mule to stallion — what it really takes </p>
<p class="font-claude-response-body break-words whitespace-pre-wrap leading-[1.7]">Leadership lessons from 30+ years in real estate and sales management </p>
<p class="font-claude-response-body break-words whitespace-pre-wrap leading-[1.7]">What's happening right now in the Marin, Napa &amp; Sonoma markets </p>
<p class="font-claude-response-body break-words whitespace-pre-wrap leading-[1.7]">Why community matters more than most agents realize </p>
<p class="font-claude-response-body break-words whitespace-pre-wrap leading-[1.7]">How to evolve your business — and yourself — at every stage of your career</p>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">Whether you're just starting out or you've been in the game for decades — this conversation will make you think differently about where you are and where you're going.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">Every great leader has a story of when they were just grinding — head down, doing the work, figuring it out one deal at a time.</p>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">This week, Between Escrows welcomes Joe Burns — 30+ year real estate veteran, former Mayor of Sausalito, and President-Elect of the Marin Association of Realtors — for a candid conversation about what it really takes to grow from a producer into a true leader.</p>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">Joe has worked every corner of the business — buyers, luxury sellers, commercial investors, rehab projects — across some of California's most desirable markets including Marin, Napa, and Sonoma. He brings a rare combination of street-level experience and executive-level perspective that you don't find very often.</p>
<p class="font-claude-response-body break-words whitespace-pre-wrap leading-[1.7]">In this episode:</p>
<p class="font-claude-response-body break-words whitespace-pre-wrap leading-[1.7]">The journey from mule to stallion — what it really takes </p>
<p class="font-claude-response-body break-words whitespace-pre-wrap leading-[1.7]">Leadership lessons from 30+ years in real estate and sales management </p>
<p class="font-claude-response-body break-words whitespace-pre-wrap leading-[1.7]">What's happening right now in the Marin, Napa &amp; Sonoma markets </p>
<p class="font-claude-response-body break-words whitespace-pre-wrap leading-[1.7]">Why community matters more than most agents realize </p>
<p class="font-claude-response-body break-words whitespace-pre-wrap leading-[1.7]">How to evolve your business — and yourself — at every stage of your career</p>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">Whether you're just starting out or you've been in the game for decades — this conversation will make you think differently about where you are and where you're going.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/q5khxpcv2tc97fpy/_From_a_Mule_to_a_Stallion_Lessons_in_Leadership_Special_Guest_Joe_Burns9bn1m.mp3" length="43494095" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Every great leader has a story of when they were just grinding — head down, doing the work, figuring it out one deal at a time.
This week, Between Escrows welcomes Joe Burns — 30+ year real estate veteran, former Mayor of Sausalito, and President-Elect of the Marin Association of Realtors — for a candid conversation about what it really takes to grow from a producer into a true leader.
Joe has worked every corner of the business — buyers, luxury sellers, commercial investors, rehab projects — across some of California's most desirable markets including Marin, Napa, and Sonoma. He brings a rare combination of street-level experience and executive-level perspective that you don't find very often.
In this episode:
The journey from mule to stallion — what it really takes 
Leadership lessons from 30+ years in real estate and sales management 
What's happening right now in the Marin, Napa &amp; Sonoma markets 
Why community matters more than most agents realize 
How to evolve your business — and yourself — at every stage of your career
Whether you're just starting out or you've been in the game for decades — this conversation will make you think differently about where you are and where you're going.]]></itunes:summary>
        <itunes:author>betweenescrows</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2718</itunes:duration>
                <itunes:episode>9</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Build It Right. The truth about construction builder financing in today's market.</title>
        <itunes:title>Build It Right. The truth about construction builder financing in today's market.</itunes:title>
        <link>https://betweenescrows.podbean.com/e/build-it-right-the-truth-about-construction-builder-financing-in-todays-market/</link>
                    <comments>https://betweenescrows.podbean.com/e/build-it-right-the-truth-about-construction-builder-financing-in-todays-market/#comments</comments>        <pubDate>Fri, 22 May 2026 15:43:02 -0300</pubDate>
        <guid isPermaLink="false">betweenescrows.podbean.com/7fbd00d7-3d7e-354a-8345-32d47a675f3c</guid>
                                    <description><![CDATA[<p>We're going all in on construction and builder financing with guest Rich Clissold J.D.
What's actually happening in today's building world? What do buyers, builders, and real estate professionals need to know RIGHT NOW? We're sitting down for an exclusive conversation that pulls back the curtain on one of the most complex — and most misunderstood — corners of the market.
If you're working with builders, have clients looking to build, or just want to stay ahead of the curve — you cannot miss this one.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>We're going all in on construction and builder financing with guest Rich Clissold J.D.<br>
What's actually happening in today's building world? What do buyers, builders, and real estate professionals need to know RIGHT NOW? We're sitting down for an exclusive conversation that pulls back the curtain on one of the most complex — and most misunderstood — corners of the market.<br>
If you're working with builders, have clients looking to build, or just want to stay ahead of the curve — you cannot miss this one.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/h2ufmwmupg9a5zef/Build_It_Right_The_Truth_About_Construction_Builder_Financing_in_Today_s_Market9q1s1.mp3" length="35928143" type="audio/mpeg"/>
        <itunes:summary><![CDATA[We're going all in on construction and builder financing with guest Rich Clissold J.D.What's actually happening in today's building world? What do buyers, builders, and real estate professionals need to know RIGHT NOW? We're sitting down for an exclusive conversation that pulls back the curtain on one of the most complex — and most misunderstood — corners of the market.If you're working with builders, have clients looking to build, or just want to stay ahead of the curve — you cannot miss this one.]]></itunes:summary>
        <itunes:author>betweenescrows</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2245</itunes:duration>
                <itunes:episode>8</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Why human interaction is your greatest competitive advantage</title>
        <itunes:title>Why human interaction is your greatest competitive advantage</itunes:title>
        <link>https://betweenescrows.podbean.com/e/why-human-interaction-is-your-greatest-competitive-advantage/</link>
                    <comments>https://betweenescrows.podbean.com/e/why-human-interaction-is-your-greatest-competitive-advantage/#comments</comments>        <pubDate>Mon, 11 May 2026 18:09:36 -0300</pubDate>
        <guid isPermaLink="false">betweenescrows.podbean.com/bd43fa57-4442-3654-b309-e4cd51a6043e</guid>
                                    <description><![CDATA[<p>In a world gone all-in on AI, the most dangerous thing you can do is forget the people already in your world.
In this live episode of Between Escrows, Roger and Amy sound the alarm — and issue a challenge. Because while everyone is chasing the next shiny tech tool, the loan officers and Realtors who are actually winning right now are doing something radically different. They are becoming unforgettable to the people who already know them, trust them, and want to refer them.
Nearly 90% of business in 2025 came from past clients and referrals. So why are we still treating cold leads like the prize?
This conversation is about HI — Human Interaction — and why it may be the most underrated strategy in your entire business right now.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In a world gone all-in on AI, the most dangerous thing you can do is forget the people already in your world.<br>
In this live episode of Between Escrows, Roger and Amy sound the alarm — and issue a challenge. Because while everyone is chasing the next shiny tech tool, the loan officers and Realtors who are actually winning right now are doing something radically different. They are becoming unforgettable to the people who already know them, trust them, and want to refer them.<br>
Nearly 90% of business in 2025 came from past clients and referrals. So why are we still treating cold leads like the prize?<br>
This conversation is about HI — Human Interaction — and why it may be the most underrated strategy in your entire business right now.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7p9pqgtj6vdznq24/Why_Human_Interaction_Is_Your_Greatest_Competitive_Advantagebu9xn.mp3" length="36262991" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In a world gone all-in on AI, the most dangerous thing you can do is forget the people already in your world.In this live episode of Between Escrows, Roger and Amy sound the alarm — and issue a challenge. Because while everyone is chasing the next shiny tech tool, the loan officers and Realtors who are actually winning right now are doing something radically different. They are becoming unforgettable to the people who already know them, trust them, and want to refer them.Nearly 90% of business in 2025 came from past clients and referrals. So why are we still treating cold leads like the prize?This conversation is about HI — Human Interaction — and why it may be the most underrated strategy in your entire business right now.]]></itunes:summary>
        <itunes:author>betweenescrows</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2266</itunes:duration>
                <itunes:episode>7</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Be the Master of your Calendar Part 2: The morning success path</title>
        <itunes:title>Be the Master of your Calendar Part 2: The morning success path</itunes:title>
        <link>https://betweenescrows.podbean.com/e/be-the-master-of-your-calendar-part-2-the-morning-success-path/</link>
                    <comments>https://betweenescrows.podbean.com/e/be-the-master-of-your-calendar-part-2-the-morning-success-path/#comments</comments>        <pubDate>Mon, 04 May 2026 14:40:49 -0300</pubDate>
        <guid isPermaLink="false">betweenescrows.podbean.com/827167ca-d701-30ff-a0dd-8bd017ee1c6e</guid>
                                    <description><![CDATA[<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">The calendar conversation isn't over — it's just getting good.</p>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">In Part 2, Roger Savy and Amy Scruggs go deeper and get practical. Because knowing your 168 hours matter is one thing. Knowing exactly how to start them? That's where the real shift happens.</p>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">This episode is all about the morning — and why how you begin your day is the single greatest predictor of how you'll end it. Roger and Amy break down the strategies, routines, and mindset moves that set top producers apart before most people even pour their first cup of coffee.</p>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">What you'll walk away with:</p>
<ul class="[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3">
<li class="whitespace-normal break-words pl-2">A morning framework built for focus, not frenzy</li>
<li class="whitespace-normal break-words pl-2">The non-negotiables that protect your energy before the world starts demanding it</li>
<li class="whitespace-normal break-words pl-2">How to build a routine that's sustainable — not just aspirational</li>
<li class="whitespace-normal break-words pl-2">Why your first hour sets the tone for every decision that follows</li>
</ul>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">You don't rise to the level of your goals. You fall to the level of your systems. And it all starts in the morning. Between Escrows | Real strategies for real estate professionals building a business and a life they actually love.  Downloadable :   <a href='https://drive.google.com/file/d/1F1jkZdFHCwK-fryRilOMzlZzWWxNS1Ph/view?usp=drive_link'>Morning success 1 sheet</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">The calendar conversation isn't over — it's just getting good.</p>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">In Part 2, Roger Savy and Amy Scruggs go deeper and get practical. Because knowing your 168 hours matter is one thing. Knowing exactly how to <em>start</em> them? That's where the real shift happens.</p>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">This episode is all about the morning — and why how you begin your day is the single greatest predictor of how you'll end it. Roger and Amy break down the strategies, routines, and mindset moves that set top producers apart before most people even pour their first cup of coffee.</p>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">What you'll walk away with:</p>
<ul class="[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3">
<li class="whitespace-normal break-words pl-2">A morning framework built for focus, not frenzy</li>
<li class="whitespace-normal break-words pl-2">The non-negotiables that protect your energy before the world starts demanding it</li>
<li class="whitespace-normal break-words pl-2">How to build a routine that's sustainable — not just aspirational</li>
<li class="whitespace-normal break-words pl-2">Why your first hour sets the tone for every decision that follows</li>
</ul>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">You don't rise to the level of your goals. You fall to the level of your systems. And it all starts in the morning. Between Escrows | Real strategies for real estate professionals building a business and a life they actually love.  Downloadable :   <a href='https://drive.google.com/file/d/1F1jkZdFHCwK-fryRilOMzlZzWWxNS1Ph/view?usp=drive_link'>Morning success 1 sheet</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4ge4wy3bzg6u7uqd/Be_the_Master_of_Your_Calendar_Part_2_The_morning_success_pathbn2fp.mp3" length="35729231" type="audio/mpeg"/>
        <itunes:summary><![CDATA[The calendar conversation isn't over — it's just getting good.
In Part 2, Roger Savy and Amy Scruggs go deeper and get practical. Because knowing your 168 hours matter is one thing. Knowing exactly how to start them? That's where the real shift happens.
This episode is all about the morning — and why how you begin your day is the single greatest predictor of how you'll end it. Roger and Amy break down the strategies, routines, and mindset moves that set top producers apart before most people even pour their first cup of coffee.
What you'll walk away with:

A morning framework built for focus, not frenzy
The non-negotiables that protect your energy before the world starts demanding it
How to build a routine that's sustainable — not just aspirational
Why your first hour sets the tone for every decision that follows

You don't rise to the level of your goals. You fall to the level of your systems. And it all starts in the morning. Between Escrows | Real strategies for real estate professionals building a business and a life they actually love.  Downloadable :   Morning success 1 sheet]]></itunes:summary>
        <itunes:author>betweenescrows</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2233</itunes:duration>
                <itunes:episode>6</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Being the Master of Your Calendar</title>
        <itunes:title>Being the Master of Your Calendar</itunes:title>
        <link>https://betweenescrows.podbean.com/e/being-the-master-of-your-calendar/</link>
                    <comments>https://betweenescrows.podbean.com/e/being-the-master-of-your-calendar/#comments</comments>        <pubDate>Mon, 27 Apr 2026 19:42:35 -0300</pubDate>
        <guid isPermaLink="false">betweenescrows.podbean.com/4d68d2a8-972f-3143-934a-1d2c0e08ff32</guid>
                                    <description><![CDATA[<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">The purpose of business is to live an intentional life. The one YOU want. So, the real question isn't how busy you are — it's where you're actually putting your energy.</p>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">We break down:</p>
<ul class="[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3">
<li class="whitespace-normal break-words pl-2">Why your calendar is the single most honest reflection of your priorities</li>
<li class="whitespace-normal break-words pl-2">How the most successful agents protect their time like a non-negotiable asset</li>
<li class="whitespace-normal break-words pl-2">The mindset shift from reactive to masterfully intentional</li>
<li class="whitespace-normal break-words pl-2">Practical ways to audit your 168 and take back control</li>
</ul>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">We all think we've got time. But the truth is — we're already spending it. The only question is whether you're spending it on purpose.</p>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">This one's going to make you look at your week differently.  How are YOU protecting your 168?</p>
]]></description>
                                                            <content:encoded><![CDATA[<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]"><em>The purpose of business is to live an intentional life.</em> The one YOU want. So, the real question isn't how busy you are — it's where you're actually putting your energy.</p>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">We break down:</p>
<ul class="[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3">
<li class="whitespace-normal break-words pl-2">Why your calendar is the single most honest reflection of your priorities</li>
<li class="whitespace-normal break-words pl-2">How the most successful agents protect their time like a non-negotiable asset</li>
<li class="whitespace-normal break-words pl-2">The mindset shift from reactive to <em>masterfully intentional</em></li>
<li class="whitespace-normal break-words pl-2">Practical ways to audit your 168 and take back control</li>
</ul>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">We all think we've got time. But the truth is — we're already spending it. The only question is whether you're spending it <em>on purpose.</em></p>
<p class="font-claude-response-body break-words whitespace-normal leading-[1.7]">This one's going to make you look at your week differently.  How are YOU protecting your 168?</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/z5ctvmv2zjxhg82g/Be_the_Master_of_your_calendar8x9ac.mp3" length="41901647" type="audio/mpeg"/>
        <itunes:summary><![CDATA[The purpose of business is to live an intentional life. The one YOU want. So, the real question isn't how busy you are — it's where you're actually putting your energy.
We break down:

Why your calendar is the single most honest reflection of your priorities
How the most successful agents protect their time like a non-negotiable asset
The mindset shift from reactive to masterfully intentional
Practical ways to audit your 168 and take back control

We all think we've got time. But the truth is — we're already spending it. The only question is whether you're spending it on purpose.
This one's going to make you look at your week differently.  How are YOU protecting your 168?]]></itunes:summary>
        <itunes:author>betweenescrows</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2618</itunes:duration>
                <itunes:episode>5</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>The time of order taking is over</title>
        <itunes:title>The time of order taking is over</itunes:title>
        <link>https://betweenescrows.podbean.com/e/the-time-of-order-taking-is-over/</link>
                    <comments>https://betweenescrows.podbean.com/e/the-time-of-order-taking-is-over/#comments</comments>        <pubDate>Tue, 21 Apr 2026 19:20:13 -0300</pubDate>
        <guid isPermaLink="false">betweenescrows.podbean.com/f43fd225-88bc-34f1-a849-6d060c76ca66</guid>
                                    <description><![CDATA[<p>The time of order taking is over. If you’re not leading the conversation… someone else will.</p>
<p> </p>
<p> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>The time of order taking is over. If you’re not leading the conversation… someone else will.</p>
<p> </p>
<p> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/znwqw4dyczjf4nj6/Between_escrows_The_TIme_of_Order_Taking_is_over7j9is.mp3" length="26172660" type="audio/mpeg"/>
        <itunes:summary><![CDATA[The time of order taking is over. If you’re not leading the conversation… someone else will.
 
 ]]></itunes:summary>
        <itunes:author>betweenescrows</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1639</itunes:duration>
                <itunes:episode>4</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Between Escrows Show Trailer</title>
        <itunes:title>Between Escrows Show Trailer</itunes:title>
        <link>https://betweenescrows.podbean.com/e/between-escrows-show-trailer/</link>
                    <comments>https://betweenescrows.podbean.com/e/between-escrows-show-trailer/#comments</comments>        <pubDate>Wed, 15 Apr 2026 18:35:20 -0300</pubDate>
        <guid isPermaLink="false">betweenescrows.podbean.com/8f3ec2d1-4675-3fa8-b331-b914b34e0fbe</guid>
                                    <description><![CDATA[<p>Welcome to Between Escrows—the podcast for real estate and lending professionals who want more than just the next deal.</p>
<p>This is where we talk relationships, strategy, and building a business that lasts.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome to <em>Between Escrows</em>—the podcast for real estate and lending professionals who want more than just the next deal.</p>
<p>This is where we talk relationships, strategy, and building a business that lasts.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/8ddvpnuen9ppyd9s/Between_Escrows_Trailer-18e9qa.mp3" length="951249" type="audio/mpeg"/>
        <itunes:summary>Welcome to Between Escrows—the podcast for real estate and lending professionals who want more than just the next deal.

This is where we talk relationships, strategy, and building a business that lasts.</itunes:summary>
        <itunes:author>betweenescrows</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>59</itunes:duration>
        <itunes:season>1</itunes:season>
                <itunes:episodeType>trailer</itunes:episodeType>
            </item>
    <item>
        <title>Mentorship and the right team for new sales agents</title>
        <itunes:title>Mentorship and the right team for new sales agents</itunes:title>
        <link>https://betweenescrows.podbean.com/e/mentorship-and-the-right-team-for-new-sales-agents/</link>
                    <comments>https://betweenescrows.podbean.com/e/mentorship-and-the-right-team-for-new-sales-agents/#comments</comments>        <pubDate>Mon, 06 Apr 2026 18:36:52 -0300</pubDate>
        <guid isPermaLink="false">betweenescrows.podbean.com/998b7d3c-84d7-3b39-b258-8b59dd24490b</guid>
                                    <description><![CDATA[<p>Starting out in real estate or lending can feel overwhelming—but you don’t have to do it alone.</p>
<p>In Episode 3 of Between Escrows, Amy Scruggs and Roger Savy are joined by special guest Jeff Blackwell to break down one of the most important factors in early success: mentorship and the right team environment.</p>
<p>Whether you’re new to the industry or looking to grow faster, this conversation highlights why the people around you can make—or break—your trajectory.</p>

 In this episode, we cover:
<ul>
<li>Why mentorship provides confidence, clarity, and direction early on</li>
<li>The risks of trying to “figure it out” alone</li>
<li>How the right team environment accelerates growth</li>
<li>The importance of culture, collaboration, and support</li>
<li>Avoiding common mistakes that slow down new agents</li>
<li>Jeff Blackwell’s advice to “move your feet” when business slows</li>
<li>How mentorship shortens the learning curve and builds long-term success</li>
</ul>

<p>Jeff shares real-world insight on staying proactive during slow periods, while Amy and Roger emphasize the power of surrounding yourself with people who are invested in your growth.</p>
<p>This episode is a reminder that success in this industry isn’t meant to be built in isolation—it’s built through guidance, connection, and the right environment.</p>

Key Takeaway:
<p>You don’t have to know everything—
you just need the right people in your corner.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Starting out in real estate or lending can feel overwhelming—but you don’t have to do it alone.</p>
<p>In Episode 3 of <em>Between Escrows</em>, Amy Scruggs and Roger Savy are joined by special guest Jeff Blackwell to break down one of the most important factors in early success: mentorship and the right team environment.</p>
<p>Whether you’re new to the industry or looking to grow faster, this conversation highlights why the people around you can make—or break—your trajectory.</p>

 In this episode, we cover:
<ul>
<li>Why mentorship provides confidence, clarity, and direction early on</li>
<li>The risks of trying to “figure it out” alone</li>
<li>How the right team environment accelerates growth</li>
<li>The importance of culture, collaboration, and support</li>
<li>Avoiding common mistakes that slow down new agents</li>
<li>Jeff Blackwell’s advice to “move your feet” when business slows</li>
<li>How mentorship shortens the learning curve and builds long-term success</li>
</ul>

<p>Jeff shares real-world insight on staying proactive during slow periods, while Amy and Roger emphasize the power of surrounding yourself with people who are invested in your growth.</p>
<p>This episode is a reminder that success in this industry isn’t meant to be built in isolation—it’s built through guidance, connection, and the right environment.</p>

Key Takeaway:
<p>You don’t have to know everything—<br>
you just need the right people in your corner.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/psvdmzmc9vfbud9p/Between_Escrows_Episode_3_mentorship_and_the_right_team_for_new_agentsawzl5.mp3" length="36683562" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Starting out in real estate or lending can feel overwhelming—but you don’t have to do it alone.
In Episode 3 of Between Escrows, Amy Scruggs and Roger Savy are joined by special guest Jeff Blackwell to break down one of the most important factors in early success: mentorship and the right team environment.
Whether you’re new to the industry or looking to grow faster, this conversation highlights why the people around you can make—or break—your trajectory.

 In this episode, we cover:

Why mentorship provides confidence, clarity, and direction early on
The risks of trying to “figure it out” alone
How the right team environment accelerates growth
The importance of culture, collaboration, and support
Avoiding common mistakes that slow down new agents
Jeff Blackwell’s advice to “move your feet” when business slows
How mentorship shortens the learning curve and builds long-term success


Jeff shares real-world insight on staying proactive during slow periods, while Amy and Roger emphasize the power of surrounding yourself with people who are invested in your growth.
This episode is a reminder that success in this industry isn’t meant to be built in isolation—it’s built through guidance, connection, and the right environment.

Key Takeaway:
You don’t have to know everything—you just need the right people in your corner.]]></itunes:summary>
        <itunes:author>betweenescrows</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>2297</itunes:duration>
                <itunes:episode>3</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>Playing the Long Game in Your Business</title>
        <itunes:title>Playing the Long Game in Your Business</itunes:title>
        <link>https://betweenescrows.podbean.com/e/playing-the-long-game-in-your-business/</link>
                    <comments>https://betweenescrows.podbean.com/e/playing-the-long-game-in-your-business/#comments</comments>        <pubDate>Sat, 28 Mar 2026 17:31:43 -0300</pubDate>
        <guid isPermaLink="false">betweenescrows.podbean.com/88fa7b2a-c50a-3d67-967e-074434f5e30e</guid>
                                    <description><![CDATA[<p>Are you building a business… or just reacting to the next deal?</p>
<p>In Episode 2 of Between Escrows, Amy Scruggs and Roger Savy dive into one of the biggest mindset shifts in real estate and lending: playing the long game.</p>
<p>In an industry driven by commissions and constant movement, it’s easy to fall into short-term thinking. But the professionals who truly win? They think—and act—like entrepreneurs.</p>

 In this episode, we cover:
<ul>
<li>Why playing the short game leads to burnout and inconsistency</li>
<li>The mindset shift from salesperson → entrepreneur</li>
<li>Moving from “Always Be Closing” to “Always Be Connecting”</li>
<li>How daily habits shape your business months (and years) ahead</li>
<li>The difference between being busy vs. truly productive</li>
<li>Why giving (not just receiving) builds long-term success</li>
<li>How to stay focused when the market feels unpredictable</li>
<li>The power of saying “no” until you check your calendar</li>
<li>Managing your energy, emotions, and focus for sustainable growth</li>
</ul>

<p>Roger shares practical strategies for staying grounded in what you can control—relationships, conversations, and consistency—while Amy brings real-life insight on aligning daily actions with long-term vision and growth.</p>
<p>Together, they explore how shifting your mindset from reactive to intentional can transform not just your business… but your career.</p>

Key Takeaway:
<p>You don’t lose in this industry because of lack of talent—
you lose when you play the short game in a long-term business.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Are you building a business… or just reacting to the next deal?</p>
<p>In Episode 2 of Between Escrows, Amy Scruggs and Roger Savy dive into one of the biggest mindset shifts in real estate and lending: playing the long game.</p>
<p>In an industry driven by commissions and constant movement, it’s easy to fall into short-term thinking. But the professionals who truly win? They think—and act—like entrepreneurs.</p>

 In this episode, we cover:
<ul>
<li>Why playing the short game leads to burnout and inconsistency</li>
<li>The mindset shift from salesperson → entrepreneur</li>
<li>Moving from “Always Be Closing” to “Always Be Connecting”</li>
<li>How daily habits shape your business months (and years) ahead</li>
<li>The difference between being busy vs. truly productive</li>
<li>Why giving (not just receiving) builds long-term success</li>
<li>How to stay focused when the market feels unpredictable</li>
<li>The power of saying “no” until you check your calendar</li>
<li>Managing your energy, emotions, and focus for sustainable growth</li>
</ul>

<p>Roger shares practical strategies for staying grounded in what you can control—relationships, conversations, and consistency—while Amy brings real-life insight on aligning daily actions with long-term vision and growth.</p>
<p>Together, they explore how shifting your mindset from reactive to intentional can transform not just your business… but your career.</p>

Key Takeaway:
<p>You don’t lose in this industry because of lack of talent—<br>
you lose when you play the short game in a long-term business.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/3nqg3crcvtj2uhg7/Between_Escrows_Episode_2_mp3bo9rv.mp3" length="26587158" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you building a business… or just reacting to the next deal?
In Episode 2 of Between Escrows, Amy Scruggs and Roger Savy dive into one of the biggest mindset shifts in real estate and lending: playing the long game.
In an industry driven by commissions and constant movement, it’s easy to fall into short-term thinking. But the professionals who truly win? They think—and act—like entrepreneurs.

 In this episode, we cover:

Why playing the short game leads to burnout and inconsistency
The mindset shift from salesperson → entrepreneur
Moving from “Always Be Closing” to “Always Be Connecting”
How daily habits shape your business months (and years) ahead
The difference between being busy vs. truly productive
Why giving (not just receiving) builds long-term success
How to stay focused when the market feels unpredictable
The power of saying “no” until you check your calendar
Managing your energy, emotions, and focus for sustainable growth


Roger shares practical strategies for staying grounded in what you can control—relationships, conversations, and consistency—while Amy brings real-life insight on aligning daily actions with long-term vision and growth.
Together, they explore how shifting your mindset from reactive to intentional can transform not just your business… but your career.

Key Takeaway:
You don’t lose in this industry because of lack of talent—you lose when you play the short game in a long-term business.]]></itunes:summary>
        <itunes:author>betweenescrows</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1665</itunes:duration>
                <itunes:episode>2</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>The Power of Your Data Base</title>
        <itunes:title>The Power of Your Data Base</itunes:title>
        <link>https://betweenescrows.podbean.com/e/the-power-of-your-data-base/</link>
                    <comments>https://betweenescrows.podbean.com/e/the-power-of-your-data-base/#comments</comments>        <pubDate>Sat, 28 Mar 2026 15:06:33 -0300</pubDate>
        <guid isPermaLink="false">betweenescrows.podbean.com/0561e458-aa4a-397b-8e2b-ba753e84b93b</guid>
                                    <description><![CDATA[<p>Welcome to the very first episode of Between Escrows, where real conversations meet real strategy in today’s lending and real estate world. In this episode, Amy Scruggs and Roger Savy break down one of the most valuable assets in your business: your network—and how to truly use it. What you’ll learn: How to build and manage your personal “power bank” of professional relationships</p>
<p>The difference between trusted clients, advocates, and active prospects Why consistent outreach (every 6 weeks) can transform your business How to set and track meaningful referral goals Practical strategies for both extroverts and introverts The art of asking better questions to create deeper, lasting connections.</p>
<p>Roger shares proven frameworks for staying top of mind, while Amy brings real-world insight from her career across lending, media, and business development—showing how authentic relationships create long-term opportunity.</p>
<p>This episode is a reminder that success in this industry isn’t transactional—it’s relational—and your network is your greatest asset when you know how to use it.</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome to the very first episode of Between Escrows, where real conversations meet real strategy in today’s lending and real estate world. In this episode, Amy Scruggs and Roger Savy break down one of the most valuable assets in your business: your network—and how to truly use it. What you’ll learn: How to build and manage your personal “power bank” of professional relationships</p>
<p>The difference between trusted clients, advocates, and active prospects Why consistent outreach (every 6 weeks) can transform your business How to set and track meaningful referral goals Practical strategies for both extroverts and introverts The art of asking better questions to create deeper, lasting connections.</p>
<p>Roger shares proven frameworks for staying top of mind, while Amy brings real-world insight from her career across lending, media, and business development—showing how authentic relationships create long-term opportunity.</p>
<p>This episode is a reminder that success in this industry isn’t transactional—it’s relational—and your network is your greatest asset when you know how to use it.</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/uqteusrgbnywiw2w/Between_Escrows_The_Power_of_Your_Databaseaix3n.mp3" length="25661001" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to the very first episode of Between Escrows, where real conversations meet real strategy in today’s lending and real estate world. In this episode, Amy Scruggs and Roger Savy break down one of the most valuable assets in your business: your network—and how to truly use it. What you’ll learn: How to build and manage your personal “power bank” of professional relationships
The difference between trusted clients, advocates, and active prospects Why consistent outreach (every 6 weeks) can transform your business How to set and track meaningful referral goals Practical strategies for both extroverts and introverts The art of asking better questions to create deeper, lasting connections.
Roger shares proven frameworks for staying top of mind, while Amy brings real-world insight from her career across lending, media, and business development—showing how authentic relationships create long-term opportunity.
This episode is a reminder that success in this industry isn’t transactional—it’s relational—and your network is your greatest asset when you know how to use it.]]></itunes:summary>
        <itunes:author>betweenescrows</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1607</itunes:duration>
                <itunes:episode>1</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
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