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    <title>Debt Free Momentum for High Achievers: Become Debt Free, Savings Strategies, Money Management, Calendar Budgeting, Money Mindset</title>
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    <description>If your family makes good money, but it just doesn’t feel like it, Debt Free Momentum for High Achievers is for you! In fact, 8 million people earning over 6-figures are living paycheck-to-paycheck and it’s time we changed that for you.

This podcast is for you if are asking...
＞ How to stop overspending
＞ How high earners can get out of debt
＞ How to do budgeting for high income earners

Hi! I’m Shanalei, a budgeting coach who specializes in strategic money methods to break free from debt and manage your money with ease so you can get on with living your purpose.

If you...
 • have loads of debt that strangles your joy
 • realize the negative toll that worldly possessions have on your life
 • do not have enough resources available to create experiences you want to have with your kids before they leave home
 • are tired of the grind to make more money to achieve your long-term goals
 • feel financially defeated
start listening!

WARNING: With continued listening you are bound to ENJOY budgeting and become excited for your future. 

Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com
Learn more: www.sanitycents.com

Podcast topics:
Debt Elimination * Calendar Budgeting * Budgeting Tips * Budget Tracker * Personal Finance * Money Management * Debt Management * Debt Elimination * Expense Reduction * Financial Planning * Money Mindset * Money Management * Expense tracking * Budgeting Strategies * Budgeting for Career Professionals

~~~~~~~~~~~~~~~~
Intro music credit: Music from #Uppbeat
https://uppbeat.io/t/mood-maze/trendsetter
License code: 9NBSTYBQQQC9ZCC7</description>
    <pubDate>Sun, 19 Apr 2026 22:43:03 -0500</pubDate>
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    <copyright>Copyright 2023-2024 All rights reserved.</copyright>
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        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
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        <itunes:name>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:name>
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        <title>76 | How High Earners Lose Money Without Realizing It — And What Actually Stops the Leak</title>
        <itunes:title>76 | How High Earners Lose Money Without Realizing It — And What Actually Stops the Leak</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/76-how-high-earners-lose-money-without-realizing-it-%e2%80%94-and-what-actually-stops-the-leak/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/76-how-high-earners-lose-money-without-realizing-it-%e2%80%94-and-what-actually-stops-the-leak/#comments</comments>        <pubDate>Sun, 19 Apr 2026 22:43:03 -0500</pubDate>
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                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">High earners move fast, juggle a lot, and make decisions in an environment designed to pull their money in a dozen different directions. In this episode, Shanalei breaks down the subtle systems, structures, and everyday moments that quietly drain your income, things most people never notice because they’re baked into modern life.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">You’ll explore why your money can feel tighter than it should, even with a strong income, and why traditional budgeting advice doesn’t account for the real forces shaping your spending. More importantly, you’ll learn the guardrails that help you create breathing room, protect your cash flow, and make confident decisions without adding more work to your plate or cutting out the things you enjoy.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">If you’re ready to understand what’s been influencing your financial momentum and how to take back control with clarity and intention this episode gives you the insight you’ve been missing.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Take control of your money in the same way you run your career...with clarity, not guesswork. Learn More about the Clarity Calendar:  <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a> - Get an at‑a‑glance view of your entire 12‑month financial calendar so you can stop re‑running numbers in your head and start making confident decisions.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Website: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">High earners move fast, juggle a lot, and make decisions in an environment designed to pull their money in a dozen different directions. In this episode, Shanalei breaks down the subtle systems, structures, and everyday moments that quietly drain your income, things most people never notice because they’re baked into modern life.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">You’ll explore why your money can feel tighter than it should, even with a strong income, and why traditional budgeting advice doesn’t account for the real forces shaping your spending. More importantly, you’ll learn the guardrails that help you create breathing room, protect your cash flow, and make confident decisions without adding more work to your plate or cutting out the things you enjoy.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">If you’re ready to understand what’s been influencing your financial momentum and how to take back control with clarity and intention this episode gives you the insight you’ve been missing.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Take control of your money in the same way you run your career...with clarity, not guesswork. Learn More about the Clarity Calendar:  <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a> - Get an at‑a‑glance view of your entire 12‑month financial calendar so you can stop re‑running numbers in your head and start making confident decisions.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Website: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[High earners move fast, juggle a lot, and make decisions in an environment designed to pull their money in a dozen different directions. In this episode, Shanalei breaks down the subtle systems, structures, and everyday moments that quietly drain your income, things most people never notice because they’re baked into modern life.
 
You’ll explore why your money can feel tighter than it should, even with a strong income, and why traditional budgeting advice doesn’t account for the real forces shaping your spending. More importantly, you’ll learn the guardrails that help you create breathing room, protect your cash flow, and make confident decisions without adding more work to your plate or cutting out the things you enjoy.
 
If you’re ready to understand what’s been influencing your financial momentum and how to take back control with clarity and intention this episode gives you the insight you’ve been missing.
 
Take control of your money in the same way you run your career...with clarity, not guesswork. Learn More about the Clarity Calendar:  https://sanitycents.com/sffbf_join/ - Get an at‑a‑glance view of your entire 12‑month financial calendar so you can stop re‑running numbers in your head and start making confident decisions.
 
Website: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1442</itunes:duration>
                <itunes:episode>76</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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        <title>75 | Why High Earners Still Feel Behind and the Quick Fix That Changes Everything</title>
        <itunes:title>75 | Why High Earners Still Feel Behind and the Quick Fix That Changes Everything</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/75-why-high-earners-still-feel-behind-and-the-quick-fix-that-changes-everything/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/75-why-high-earners-still-feel-behind-and-the-quick-fix-that-changes-everything/#comments</comments>        <pubDate>Fri, 27 Feb 2026 19:40:13 -0600</pubDate>
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                                    <description><![CDATA[<p style="margin: 0in; font-size: 16.0pt;">High achievers often assume they’re behind with money because they’re not disciplined enough, not organized enough, or not “good” with budgeting. But the real reason is far simpler, and it has nothing to do with your habits or willpower. In this episode, we'll break down why even successful, well‑paid professionals can feel uncertain, stressed, or constantly one step behind, despite doing so many things right.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">You’ll hear why traditional budgeting tools don’t solve the problem, why smart people still end up reacting instead of planning, and what shifts your financial experience from overwhelm to confidence. This episode offers a fresh perspective on money management for high achievers who want clarity, calm, and a sense of control—without adding more work to their already full lives.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Take control of your money in the same way you run your career...with clarity, not guesswork. Learn More about the Clarity Calendar:  <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a> - Get an at‑a‑glance view of your entire 12‑month financial calendar so you can stop re‑running numbers in your head and start making confident decisions.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Website: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-size: 16.0pt;">High achievers often assume they’re behind with money because they’re not disciplined enough, not organized enough, or not “good” with budgeting. But the real reason is far simpler, and it has nothing to do with your habits or willpower. In this episode, we'll break down why even successful, well‑paid professionals can feel uncertain, stressed, or constantly one step behind, despite doing so many things right.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">You’ll hear why traditional budgeting tools don’t solve the problem, why smart people still end up reacting instead of planning, and what shifts your financial experience from overwhelm to confidence. This episode offers a fresh perspective on money management for high achievers who want clarity, calm, and a sense of control—without adding more work to their already full lives.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Take control of your money in the same way you run your career...with clarity, not guesswork. Learn More about the Clarity Calendar:  <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a> - Get an at‑a‑glance view of your entire 12‑month financial calendar so you can stop re‑running numbers in your head and start making confident decisions.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Website: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/rqrwtrnwna4p2icc/75_why_high_achievers_feel_behind_from_descript_final9s235.mp3" length="10724582" type="audio/mpeg"/>
        <itunes:summary><![CDATA[High achievers often assume they’re behind with money because they’re not disciplined enough, not organized enough, or not “good” with budgeting. But the real reason is far simpler, and it has nothing to do with your habits or willpower. In this episode, we'll break down why even successful, well‑paid professionals can feel uncertain, stressed, or constantly one step behind, despite doing so many things right.
 
You’ll hear why traditional budgeting tools don’t solve the problem, why smart people still end up reacting instead of planning, and what shifts your financial experience from overwhelm to confidence. This episode offers a fresh perspective on money management for high achievers who want clarity, calm, and a sense of control—without adding more work to their already full lives.
 
Take control of your money in the same way you run your career...with clarity, not guesswork. Learn More about the Clarity Calendar:  https://sanitycents.com/sffbf_join/ - Get an at‑a‑glance view of your entire 12‑month financial calendar so you can stop re‑running numbers in your head and start making confident decisions.
 
Website: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
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        <title>74 | Find Your Money Stage: Discover Where You Fall on the 6 Financial Stages of the Clarity Curve</title>
        <itunes:title>74 | Find Your Money Stage: Discover Where You Fall on the 6 Financial Stages of the Clarity Curve</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/74-find-your-money-stage-discover-where-you-fall-on-the-6-financial-stages-of-the-clarity-curve/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/74-find-your-money-stage-discover-where-you-fall-on-the-6-financial-stages-of-the-clarity-curve/#comments</comments>        <pubDate>Tue, 27 Jan 2026 22:07:39 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/dcfd16d7-c44e-3cc6-9cb1-284711a6824d</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-size: 12.0pt;">In this episode, you'll go behind the scenes and learn about the Clarity Curve: a simple, six‑stage roadmap that helps you understand why money feels the way it feels at different points in your life. Instead of guessing, stressing, or assuming you’re “bad with money,” the Clarity Curve shows you exactly where you are and what’s actually driving your current financial patterns.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-size: 12.0pt;">You’ll hear real‑life examples, relatable stories, and the emotional side of each stage which range from barely getting by to building real momentum. And if you’re in a stage you don’t want to stay in, you’ll learn how a quick 30‑second quiz can pinpoint the biggest budgeting issue holding you back.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 12.0pt;">If you’ve ever thought, “Why do we always feel like we don’t have money?” this episode will help you understand what’s really going on.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Take the 30-second Quiz to Diagnose Your Biggest Budgeting Issue:  <a href='https://sanitycents.com/quiz/'>https://sanitycents.com/quiz/</a> - Identify what's hold your money back and simple steps to bust through it.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Stop budgeting blindly and start seeing your options! Grab the Clarity Calendar Budget Forecaster:  <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a> - finally see your money clearly with the simplest, most effective way to understand your entire financial year at a glance.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-size: 12.0pt;">In this episode, you'll go behind the scenes and learn about the Clarity Curve: a simple, six‑stage roadmap that helps you understand why money feels the way it feels at different points in your life. Instead of guessing, stressing, or assuming you’re “bad with money,” the Clarity Curve shows you exactly where you are and what’s actually driving your current financial patterns.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-size: 12.0pt;">You’ll hear real‑life examples, relatable stories, and the emotional side of each stage which range from barely getting by to building real momentum. And if you’re in a stage you don’t want to stay in, you’ll learn how a quick 30‑second quiz can pinpoint the biggest budgeting issue holding you back.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 12.0pt;">If you’ve ever thought, “Why do we always feel like we don’t have money?” this episode will help you understand what’s really going on.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Take the 30-second Quiz to Diagnose Your Biggest Budgeting Issue:  <a href='https://sanitycents.com/quiz/'>https://sanitycents.com/quiz/</a> - Identify what's hold your money back and simple steps to bust through it.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Stop budgeting blindly and start seeing your options! Grab the Clarity Calendar Budget Forecaster:  <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a> - finally <em>see</em> your money clearly with the simplest, most effective way to understand your entire financial year at a glance.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/s5y6tgr9q4zncdz5/74_-_clarity_curve_from_descript_final89gbv.mp3" length="11021999" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode, you'll go behind the scenes and learn about the Clarity Curve: a simple, six‑stage roadmap that helps you understand why money feels the way it feels at different points in your life. Instead of guessing, stressing, or assuming you’re “bad with money,” the Clarity Curve shows you exactly where you are and what’s actually driving your current financial patterns.
 
You’ll hear real‑life examples, relatable stories, and the emotional side of each stage which range from barely getting by to building real momentum. And if you’re in a stage you don’t want to stay in, you’ll learn how a quick 30‑second quiz can pinpoint the biggest budgeting issue holding you back.
 
If you’ve ever thought, “Why do we always feel like we don’t have money?” this episode will help you understand what’s really going on.
 
Take the 30-second Quiz to Diagnose Your Biggest Budgeting Issue:  https://sanitycents.com/quiz/ - Identify what's hold your money back and simple steps to bust through it.
 
Stop budgeting blindly and start seeing your options! Grab the Clarity Calendar Budget Forecaster:  https://sanitycents.com/sffbf_join/ - finally see your money clearly with the simplest, most effective way to understand your entire financial year at a glance.
 
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>703</itunes:duration>
                <itunes:episode>74</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>73 | The Hidden Budgeting Block That Keeps You Feeling Stuck (and How to Break Free)</title>
        <itunes:title>73 | The Hidden Budgeting Block That Keeps You Feeling Stuck (and How to Break Free)</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/73-the-hidden-budgeting-block-that-keeps-you-feeling-stuck-and-how-to-break-free/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/73-the-hidden-budgeting-block-that-keeps-you-feeling-stuck-and-how-to-break-free/#comments</comments>        <pubDate>Tue, 06 Jan 2026 21:31:59 -0600</pubDate>
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                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">If you’ve ever felt like you’re doing everything “right” with your money but still not moving forward, this episode is what you need to hear...</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">We’re breaking down the real reason you feel stuck financially and why most people never identify the true problem behind their budgeting stress.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Inside this episode, you’ll hear a personal story about being trapped in a financial treadmill, the simple framework that helps you pinpoint your biggest money struggle, and the clarity strategy that finally gives you breathing room.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-size: 11.0pt;">You’ll also learn how to get a full‑year view of your finances so you can stop being surprised by expenses, catch tight months before they happen, and make decisions with calm confidence.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">If you’re ready to understand what’s actually holding you back — and take the first step toward real momentum — this episode will show you where to start.</p>
<p> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Take the Quiz--Diagnose Your Biggest Budgeting Issue:  <a href='https://sanitycents.com/quiz/'>https://sanitycents.com/quiz/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Stop Budgeting Blindly - Grab the Clarity Calendar Budget Forecaster:  <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">If you’ve ever felt like you’re doing everything “right” with your money but still not moving forward, this episode is what you need to hear...</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">We’re breaking down the real reason you feel stuck financially and why most people never identify the true problem behind their budgeting stress.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Inside this episode, you’ll hear a personal story about being trapped in a financial treadmill, the simple framework that helps you pinpoint your biggest money struggle, and the clarity strategy that finally gives you breathing room.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-size: 11.0pt;">You’ll also learn how to get a full‑year view of your finances so you can stop being surprised by expenses, catch tight months before they happen, and make decisions with calm confidence.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">If you’re ready to understand what’s actually holding you back — and take the first step toward real momentum — this episode will show you where to start.</p>
<p> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Take the Quiz--Diagnose Your Biggest Budgeting Issue:  <a href='https://sanitycents.com/quiz/'>https://sanitycents.com/quiz/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Stop Budgeting Blindly - Grab the Clarity Calendar Budget Forecaster:  <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/nd4crvkt9grvfjf8/73_-_feeling_stuck_descript_final9fvz9.mp3" length="14738218" type="audio/mpeg"/>
        <itunes:summary><![CDATA[If you’ve ever felt like you’re doing everything “right” with your money but still not moving forward, this episode is what you need to hear...
 
We’re breaking down the real reason you feel stuck financially and why most people never identify the true problem behind their budgeting stress.
 
Inside this episode, you’ll hear a personal story about being trapped in a financial treadmill, the simple framework that helps you pinpoint your biggest money struggle, and the clarity strategy that finally gives you breathing room.
 
You’ll also learn how to get a full‑year view of your finances so you can stop being surprised by expenses, catch tight months before they happen, and make decisions with calm confidence.
 
If you’re ready to understand what’s actually holding you back — and take the first step toward real momentum — this episode will show you where to start.
 
Take the Quiz--Diagnose Your Biggest Budgeting Issue:  https://sanitycents.com/quiz/
 
Stop Budgeting Blindly - Grab the Clarity Calendar Budget Forecaster:  https://sanitycents.com/sffbf_join/
 
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>949</itunes:duration>
                <itunes:episode>73</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>72 | Why Your Budget Keeps Failing: The #1 Money Mistake That’s Costing You Control Over Your Money</title>
        <itunes:title>72 | Why Your Budget Keeps Failing: The #1 Money Mistake That’s Costing You Control Over Your Money</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/72-why-your-budget-keeps-failing-the-1-money-mistake-that-s-costing-you-control-over-your-money/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/72-why-your-budget-keeps-failing-the-1-money-mistake-that-s-costing-you-control-over-your-money/#comments</comments>        <pubDate>Sun, 07 Dec 2025 23:18:21 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/f454286c-8fd7-34b0-b944-a461e13e5e7e</guid>
                                    <description><![CDATA[<p>Most people don’t quit budgeting because they’re “bad with money.” They quit because their plan never lines up with real life. That disconnect leaves you feeling like you’re failing, even when you’re not. </p>
<p> </p>
<p>In this episode of Debt Free Momentum, Shanalei uncovers the hidden reason budgets collapse and shows how a simple shift can turn budgeting from a frustrating chore into a powerful tool for confidence and control. If you’ve ever wondered why your hard work doesn’t seem to pay off, this episode will reveal the missing piece that changes everything.</p>
<p> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Stop Budgeting Blindly and grab the Clarity Calendar:  <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Most people don’t quit budgeting because they’re “bad with money.” They quit because their plan never lines up with real life. That disconnect leaves you feeling like you’re failing, even when you’re not. </p>
<p> </p>
<p>In this episode of Debt Free Momentum, Shanalei uncovers the hidden reason budgets collapse and shows how a simple shift can turn budgeting from a frustrating chore into a powerful tool for confidence and control. If you’ve ever wondered why your hard work doesn’t seem to pay off, this episode will reveal the missing piece that changes everything.</p>
<p> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Stop Budgeting Blindly and grab the Clarity Calendar:  <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wyx2vxpxyq84tjic/Why_Your_Budget_Keeps_Failing-MISALIGNMENT_from_descript_final87y8v.mp3" length="8926056" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Most people don’t quit budgeting because they’re “bad with money.” They quit because their plan never lines up with real life. That disconnect leaves you feeling like you’re failing, even when you’re not. 
 
In this episode of Debt Free Momentum, Shanalei uncovers the hidden reason budgets collapse and shows how a simple shift can turn budgeting from a frustrating chore into a powerful tool for confidence and control. If you’ve ever wondered why your hard work doesn’t seem to pay off, this episode will reveal the missing piece that changes everything.
 
Stop Budgeting Blindly and grab the Clarity Calendar:  https://sanitycents.com/sffbf_join/
 
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>594</itunes:duration>
                <itunes:episode>72</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>71 | 5 Holiday Spending Mistakes That Trigger the January Debt Hangover (and How to Stop Overspending)</title>
        <itunes:title>71 | 5 Holiday Spending Mistakes That Trigger the January Debt Hangover (and How to Stop Overspending)</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/71-holiday-spending-mistakes-that-wreck-your-january-budget-and-how-to-avoid-the-debt-hangover/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/71-holiday-spending-mistakes-that-wreck-your-january-budget-and-how-to-avoid-the-debt-hangover/#comments</comments>        <pubDate>Wed, 19 Nov 2025 22:28:16 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/f7551412-12d5-3810-a70a-12cb3c672425</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">The holidays are magical—but they can also leave your wallet in ruins. If you’ve ever woken up in January with a “debt hangover” from overspending on gifts, travel, and celebrations, this episode is for you. Shanalei breaks down the hidden money traps that drain your budget faster than you realize and shares a fresh perspective on how to keep the joy without the financial regret.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-size: 14.0pt;">You’ll discover how small shifts in your holiday approach can protect your finances, stretch your budget further, and set you up for a debt‑free new year. This isn’t about cutting back on joy—it’s about investing in memories that matter and avoiding the money mistakes that leave you stressed when the credit card bill arrives.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Tune in to learn how to keep the magic of the season alive while building momentum toward financial clarity in January and beyond.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Stop Budgeting Blindly and switch to the Clarity Calendar:  <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">The holidays are magical—but they can also leave your wallet in ruins. If you’ve ever woken up in January with a “debt hangover” from overspending on gifts, travel, and celebrations, this episode is for you. Shanalei breaks down the hidden money traps that drain your budget faster than you realize and shares a fresh perspective on how to keep the joy without the financial regret.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-size: 14.0pt;">You’ll discover how small shifts in your holiday approach can protect your finances, stretch your budget further, and set you up for a debt‑free new year. This isn’t about cutting back on joy—it’s about investing in memories that matter and avoiding the money mistakes that leave you stressed when the credit card bill arrives.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Tune in to learn how to keep the magic of the season alive while building momentum toward financial clarity in January and beyond.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Stop Budgeting Blindly and switch to the Clarity Calendar:  <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tbg3hbte4heznu5j/71_jan_debt_hangover_descript_aud_final6y2ym.mp3" length="10232349" type="audio/mpeg"/>
        <itunes:summary><![CDATA[The holidays are magical—but they can also leave your wallet in ruins. If you’ve ever woken up in January with a “debt hangover” from overspending on gifts, travel, and celebrations, this episode is for you. Shanalei breaks down the hidden money traps that drain your budget faster than you realize and shares a fresh perspective on how to keep the joy without the financial regret.
 
You’ll discover how small shifts in your holiday approach can protect your finances, stretch your budget further, and set you up for a debt‑free new year. This isn’t about cutting back on joy—it’s about investing in memories that matter and avoiding the money mistakes that leave you stressed when the credit card bill arrives.
 
Tune in to learn how to keep the magic of the season alive while building momentum toward financial clarity in January and beyond.
 
Stop Budgeting Blindly and switch to the Clarity Calendar:  https://sanitycents.com/sffbf_join/
 
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>743</itunes:duration>
                <itunes:episode>71</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>70 | End-of-Month Budget Stress: 3 Money Mistakes That Keep Families Stuck in Reaction Mode (and How to Regain Financial Clarity Before It’s Too Late)</title>
        <itunes:title>70 | End-of-Month Budget Stress: 3 Money Mistakes That Keep Families Stuck in Reaction Mode (and How to Regain Financial Clarity Before It’s Too Late)</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/the-budget-mistake-that-keeps-you-in-reaction-mode-and-how-to-break-free-before-month-end/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/the-budget-mistake-that-keeps-you-in-reaction-mode-and-how-to-break-free-before-month-end/#comments</comments>        <pubDate>Sat, 01 Nov 2025 19:17:21 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/f54badf3-5505-34ae-a251-0c3714b73350</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">If your budget feels more like a guessing game than a guide, this episode is your invitation to pause, regroup, and breathe. (Ahhh!)</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">We’re diving into that end-of-month moment when the numbers look scary, decision fatigue sets in, and you’re stuck reacting instead of planning. Inside, you’ll learn a simple, repeatable way to check in with your money—without spreadsheets or shame. You’ll walk away knowing exactly what’s available, what’s coming, and how to make grounded decisions before the next swipe.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Whether you’re bracing for bills or just trying to make sense of your spending, this episode offers a mindset shift and a practical tool to help you feel calm, clear, and in control.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Stop Budgeting Blindly and Start Budget Forecasting - Join the Priority List:   <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">If your budget feels more like a guessing game than a guide, this episode is your invitation to pause, regroup, and breathe. (Ahhh!)</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">We’re diving into that end-of-month moment when the numbers look scary, decision fatigue sets in, and you’re stuck reacting instead of planning. Inside, you’ll learn a simple, repeatable way to check in with your money—without spreadsheets or shame. You’ll walk away knowing exactly what’s available, what’s coming, and how to make grounded decisions before the next swipe.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Whether you’re bracing for bills or just trying to make sense of your spending, this episode offers a mindset shift and a practical tool to help you feel calm, clear, and in control.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Stop Budgeting Blindly and Start Budget Forecasting - Join the Priority List:   <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/zrbahzz6q5vy7x9y/70_-_knowing_from_descript_final9ehsm.mp3" length="7694205" type="audio/mpeg"/>
        <itunes:summary><![CDATA[If your budget feels more like a guessing game than a guide, this episode is your invitation to pause, regroup, and breathe. (Ahhh!)
 
We’re diving into that end-of-month moment when the numbers look scary, decision fatigue sets in, and you’re stuck reacting instead of planning. Inside, you’ll learn a simple, repeatable way to check in with your money—without spreadsheets or shame. You’ll walk away knowing exactly what’s available, what’s coming, and how to make grounded decisions before the next swipe.
 
Whether you’re bracing for bills or just trying to make sense of your spending, this episode offers a mindset shift and a practical tool to help you feel calm, clear, and in control.
 
Stop Budgeting Blindly and Start Budget Forecasting - Join the Priority List:   https://sanitycents.com/sffbf_join/
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>485</itunes:duration>
                <itunes:episode>70</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>69 | Bite-Sized Budgeting: 10 of 10: Budgeting with Abundance: How to Shift Your Money Mindset and Plan with Confidence</title>
        <itunes:title>69 | Bite-Sized Budgeting: 10 of 10: Budgeting with Abundance: How to Shift Your Money Mindset and Plan with Confidence</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/episode-69-bite-sized-budgeting-10-of-10-budgeting-with-abundance-how-to-shift-your-money-mindset-and-plan-with-confidence/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/episode-69-bite-sized-budgeting-10-of-10-budgeting-with-abundance-how-to-shift-your-money-mindset-and-plan-with-confidence/#comments</comments>        <pubDate>Sun, 12 Oct 2025 20:28:49 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/bd8bcaf2-af33-3f52-b39d-7ad2a987481e</guid>
                                    <description><![CDATA[<p>In the final episode of the Bite-Sized Budgeting series, Shanalei dives deep into the mindset behind money — the beliefs, fears, and habits that shape how families spend, save, and dream. This isn’t just about budgeting tips; it’s about reclaiming your peace and possibility.</p>
<p>You’ll explore how small language shifts can gently move you from scarcity to abundance, how a simple contingency plan can soften life’s financial curveballs, and how revisiting your budget with intention can turn it into a tool for clarity — not control.</p>
<p>Whether you’re navigating a tight season, dreaming of a family trip, or simply trying to breathe easier, this episode offers practical encouragement and emotional resonance. It’s a reminder that your budget should evolve with you — reflecting your values, your season, and your hope.

</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_sffbf/'>Stop Guessing and Start Budget Forecasting</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Join the Priority List Now:  <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In the final episode of the <em>Bite-Sized Budgeting</em> series, Shanalei dives deep into the mindset behind money — the beliefs, fears, and habits that shape how families spend, save, and dream. This isn’t just about budgeting tips; it’s about reclaiming your peace and possibility.</p>
<p>You’ll explore how small language shifts can gently move you from scarcity to abundance, how a simple contingency plan can soften life’s financial curveballs, and how revisiting your budget with intention can turn it into a tool for clarity — not control.</p>
<p>Whether you’re navigating a tight season, dreaming of a family trip, or simply trying to breathe easier, this episode offers practical encouragement and emotional resonance. It’s a reminder that your budget should evolve with you — reflecting your values, your season, and your hope.<br>
<br>
</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_sffbf/'>Stop Guessing and Start Budget Forecasting</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Join the Priority List Now:  <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dvbraipnzcuxa3nt/Episode_69_bitesize_10-descript_final8quw7.mp3" length="12783902" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In the final episode of the Bite-Sized Budgeting series, Shanalei dives deep into the mindset behind money — the beliefs, fears, and habits that shape how families spend, save, and dream. This isn’t just about budgeting tips; it’s about reclaiming your peace and possibility.
You’ll explore how small language shifts can gently move you from scarcity to abundance, how a simple contingency plan can soften life’s financial curveballs, and how revisiting your budget with intention can turn it into a tool for clarity — not control.
Whether you’re navigating a tight season, dreaming of a family trip, or simply trying to breathe easier, this episode offers practical encouragement and emotional resonance. It’s a reminder that your budget should evolve with you — reflecting your values, your season, and your hope.
Stop Guessing and Start Budget Forecasting
Join the Priority List Now:  https://sanitycents.com/sffbf_join/
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>853</itunes:duration>
                <itunes:episode>69</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>68 | Bite-Sized Budgeting: 9 of 10: Building a Family Budget Together: How to Avoid Overspending and Teach Kids Smart Money Habits</title>
        <itunes:title>68 | Bite-Sized Budgeting: 9 of 10: Building a Family Budget Together: How to Avoid Overspending and Teach Kids Smart Money Habits</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/68-bite-sized-budgeting-9-of-10-building-a-family-budget-together-how-to-avoid-overspending-and-teach-kids-smart-money-habits/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/68-bite-sized-budgeting-9-of-10-building-a-family-budget-together-how-to-avoid-overspending-and-teach-kids-smart-money-habits/#comments</comments>        <pubDate>Mon, 15 Sep 2025 22:08:59 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/1887823d-a1b3-3374-8274-1463610bd91b</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">If you’ve found yourself managing the household finances by default while juggling bills, tracking spending, and wondering how to make it all work, this episode is your breath of fresh air.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Shanalei breaks down how to build a family budget that’s collaborative, intentional, and rooted in real life. Because budgeting isn’t just about numbers — it’s about building trust, making thoughtful choices together, and teaching your kids money habits they’ll carry into adulthood.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Inside this episode, you’ll learn:</p>
<ul style="margin-top:0in;margin-bottom:0in;" type="disc">
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">How to plan your monthly budget with a family calendar huddle</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Why tracking spending patterns helps avoid overspending and impulse buys</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">How to create a “fun money” bucket that keeps joy in your financial plan</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Ways to teach kids the difference between needs and wants and let them help define it</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">How to set budget guardrails that support financial freedom without restricting joy</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Why involving your family early builds confidence, reduces money stress, and strengthens values</li>
</ul>
<p> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_sffbf/'>Stop Guessing and Start Budget Forecasting - The Stress-Free Family Budget Forecaster </a>is OPEN for a limited time. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Join SFFBF Now:  <a href='https://sanitycents.com/launch_sffbf/'>https://sanitycents.com/launch_sffbf/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">If you’ve found yourself managing the household finances by default while juggling bills, tracking spending, and wondering how to make it all work, this episode is your breath of fresh air.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Shanalei breaks down how to build a family budget that’s collaborative, intentional, and rooted in real life. Because budgeting isn’t just about numbers — it’s about building trust, making thoughtful choices together, and teaching your kids money habits they’ll carry into adulthood.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Inside this episode, you’ll learn:</p>
<ul style="margin-top:0in;margin-bottom:0in;" type="disc">
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">How to plan your monthly budget with a family calendar huddle</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Why tracking spending patterns helps avoid overspending and impulse buys</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">How to create a “fun money” bucket that keeps joy in your financial plan</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Ways to teach kids the difference between needs and wants and let them help define it</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">How to set budget guardrails that support financial freedom without restricting joy</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Why involving your family early builds confidence, reduces money stress, and strengthens values</li>
</ul>
<p> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_sffbf/'>Stop Guessing and Start Budget Forecasting - The Stress-Free Family Budget Forecaster </a>is OPEN for a limited time. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Join SFFBF Now:  <a href='https://sanitycents.com/launch_sffbf/'>https://sanitycents.com/launch_sffbf/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/n39njcbk3w9nca2e/68_-_bitesize_-_9_fromdescript_final9rhya.mp3" length="16781788" type="audio/mpeg"/>
        <itunes:summary><![CDATA[If you’ve found yourself managing the household finances by default while juggling bills, tracking spending, and wondering how to make it all work, this episode is your breath of fresh air.
 
Shanalei breaks down how to build a family budget that’s collaborative, intentional, and rooted in real life. Because budgeting isn’t just about numbers — it’s about building trust, making thoughtful choices together, and teaching your kids money habits they’ll carry into adulthood.
 
Inside this episode, you’ll learn:

How to plan your monthly budget with a family calendar huddle
Why tracking spending patterns helps avoid overspending and impulse buys
How to create a “fun money” bucket that keeps joy in your financial plan
Ways to teach kids the difference between needs and wants and let them help define it
How to set budget guardrails that support financial freedom without restricting joy
Why involving your family early builds confidence, reduces money stress, and strengthens values

 
Stop Guessing and Start Budget Forecasting - The Stress-Free Family Budget Forecaster is OPEN for a limited time. 
Join SFFBF Now:  https://sanitycents.com/launch_sffbf/
 
Visit the website for free resources: https://sanitycents.com
 
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1120</itunes:duration>
                <itunes:episode>68</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>67 | Bite-Sized Budgeting 8 of 10: From Stress to Confidence: Debt-Free Habits, Money Mindset Shifts &amp; Budgeting Without Burnout”</title>
        <itunes:title>67 | Bite-Sized Budgeting 8 of 10: From Stress to Confidence: Debt-Free Habits, Money Mindset Shifts &amp; Budgeting Without Burnout”</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/67-bite-sized-budgeting-7-of-10-from-stressed-to-money-confidence-build-lasting-financial-habits-with-accountability/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/67-bite-sized-budgeting-7-of-10-from-stressed-to-money-confidence-build-lasting-financial-habits-with-accountability/#comments</comments>        <pubDate>Sun, 31 Aug 2025 23:14:37 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/7141d962-830d-35dd-be5e-53ca7ece5969</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Ever feel like your budget is just one big guessing game? Like you're juggling bills, second-guessing every expense, and wondering if you'll ever break free from the paycheck-to-paycheck cycle? You're not alone. This episode is here to help you shift from stress to confidence with practical strategies and mindset shifts that support lasting change.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">We’ll explore how to build debt-free habits that stick, even when life gets messy. You’ll learn how to reframe limiting beliefs, use affirmations to boost follow-through, and create accountability systems that feel supportive instead of overwhelming. We’ll also talk about how to balance joy and responsibility in your budget without burning out.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Plus, I’ll introduce a new clarity-driven tool that helps you plan ahead, spend with confidence, and feel in control of your finances. If you're ready to build habits that support financial freedom and peace of mind, this episode is your starting point.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/sffbf_join/'>Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster Priority List</a>: <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Ever feel like your budget is just one big guessing game? Like you're juggling bills, second-guessing every expense, and wondering if you'll ever break free from the paycheck-to-paycheck cycle? You're not alone. This episode is here to help you shift from stress to confidence with practical strategies and mindset shifts that support lasting change.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">We’ll explore how to build debt-free habits that stick, even when life gets messy. You’ll learn how to reframe limiting beliefs, use affirmations to boost follow-through, and create accountability systems that feel supportive instead of overwhelming. We’ll also talk about how to balance joy and responsibility in your budget without burning out.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Plus, I’ll introduce a new clarity-driven tool that helps you plan ahead, spend with confidence, and feel in control of your finances. If you're ready to build habits that support financial freedom and peace of mind, this episode is your starting point.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/sffbf_join/'>Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster Priority List</a>: <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9ivvuuvacw6s9xwu/67_-bitesize_-_8_descript_final6mxek.mp3" length="18454150" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Ever feel like your budget is just one big guessing game? Like you're juggling bills, second-guessing every expense, and wondering if you'll ever break free from the paycheck-to-paycheck cycle? You're not alone. This episode is here to help you shift from stress to confidence with practical strategies and mindset shifts that support lasting change.
 
We’ll explore how to build debt-free habits that stick, even when life gets messy. You’ll learn how to reframe limiting beliefs, use affirmations to boost follow-through, and create accountability systems that feel supportive instead of overwhelming. We’ll also talk about how to balance joy and responsibility in your budget without burning out.
 
Plus, I’ll introduce a new clarity-driven tool that helps you plan ahead, spend with confidence, and feel in control of your finances. If you're ready to build habits that support financial freedom and peace of mind, this episode is your starting point.
 
Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster Priority List: https://sanitycents.com/sffbf_join/
 
Visit the website for free resources: https://sanitycents.com
 
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1233</itunes:duration>
                <itunes:episode>67</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>66 | Bite-Sized Budgeting 7 of 10: Crystal Clear Budgeting from the Heart: How to Make Confident Money Decisions Without the Stress</title>
        <itunes:title>66 | Bite-Sized Budgeting 7 of 10: Crystal Clear Budgeting from the Heart: How to Make Confident Money Decisions Without the Stress</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/money-mindset-and-motivation-emotional-wellness-and-financial-success-for-families/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/money-mindset-and-motivation-emotional-wellness-and-financial-success-for-families/#comments</comments>        <pubDate>Sun, 17 Aug 2025 23:00:47 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/070a518b-3198-32da-bf8f-06ee81ef94b4</guid>
                                    <description><![CDATA[<p>In Episode 7 of our series, Shanalei introduces a fresh way to approach family budgeting. It's one that’s less about spreadsheets and more about emotional care.  </p>
<p>You’ll learn: </p>
<ul>
<li>How forecasting brings emotional clarity to everyday money decisions </li>
<li>Why traditional budgeting often misses the mark for real families </li>
<li>How to use the Forecaster to reduce stress and increase confidence </li>
<li>What it means to align your spending with your values, not your worries</li>
</ul>
<p>This is budgeting with heart. And it’s designed to help you breathe easier, plan smarter, and say yes more often to what matters most.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/sffbf_join/'>Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster</a>: <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In Episode 7 of our series, Shanalei introduces a fresh way to approach family budgeting. It's one that’s less about spreadsheets and more about emotional care.  </p>
<p>You’ll learn: </p>
<ul>
<li>How forecasting brings emotional clarity to everyday money decisions </li>
<li>Why traditional budgeting often misses the mark for real families </li>
<li>How to use the Forecaster to reduce stress and increase confidence </li>
<li>What it means to align your spending with your values, not your worries</li>
</ul>
<p>This is budgeting with heart. And it’s designed to help you breathe easier, plan smarter, and say yes more often to what matters most.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/sffbf_join/'>Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster</a>: <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gsgq68uwbznyjqss/66_episode_7_bite_size_final6s4fn.mp3" length="12822155" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In Episode 7 of our series, Shanalei introduces a fresh way to approach family budgeting. It's one that’s less about spreadsheets and more about emotional care.  
You’ll learn: 

How forecasting brings emotional clarity to everyday money decisions 
Why traditional budgeting often misses the mark for real families 
How to use the Forecaster to reduce stress and increase confidence 
What it means to align your spending with your values, not your worries

This is budgeting with heart. And it’s designed to help you breathe easier, plan smarter, and say yes more often to what matters most.
 
Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster: https://sanitycents.com/sffbf_join/
 
Visit the website for free resources: https://sanitycents.com
 
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>805</itunes:duration>
                <itunes:episode>66</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>65 | Bite-Sized Budgeting 6 of 10: Smart Budgeting Strategies and Shortcuts for Eliminating Debt and Building Your Wealth Like a Pro</title>
        <itunes:title>65 | Bite-Sized Budgeting 6 of 10: Smart Budgeting Strategies and Shortcuts for Eliminating Debt and Building Your Wealth Like a Pro</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/65-bite-sized-budgeting-6-of-10-smart-budgeting-strategies-and-shortcuts-for-eliminating-debt-and-building-your-wealth-like-a-pro/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/65-bite-sized-budgeting-6-of-10-smart-budgeting-strategies-and-shortcuts-for-eliminating-debt-and-building-your-wealth-like-a-pro/#comments</comments>        <pubDate>Sun, 03 Aug 2025 22:36:10 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/61ff7e2c-7562-3c7c-8dd9-6aaa266c55e0</guid>
                                    <description><![CDATA[<p>Ready to take your budgeting and debt-free journey to the next level, without the stress and sacrifice? In this episode of Bite-Sized Budgeting, Shanalei shares strategy shortcuts designed for busy professionals who want to build real financial momentum without micromanaging every dollar. Learn how small shifts in payment habits, smart automation, and intentional spending can accelerate your progress and help you breathe easier financially. These are practical, high-impact moves that fit your lifestyle and support your long-term goals.</p>
<p>Plus, discover why giving yourself permission to enjoy life is a powerful part of staying on track. From leveraging high-yield accounts to creating a “fun money” bucket that fuels joy and sustainability, this episode is packed with mindset-driven insights and tools to help you gain clarity, confidence, and control. Whether you're focused on paying off debt or building wealth, you'll walk away with fresh ideas and a sneak peek at a revolutionary new budgeting tool that makes it all easier.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/sffbf_join/'>Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster</a>: <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Ready to take your budgeting and debt-free journey to the next level, without the stress and sacrifice? In this episode of Bite-Sized Budgeting, Shanalei shares strategy shortcuts designed for busy professionals who want to build real financial momentum without micromanaging every dollar. Learn how small shifts in payment habits, smart automation, and intentional spending can accelerate your progress and help you breathe easier financially. These are practical, high-impact moves that fit your lifestyle and support your long-term goals.</p>
<p>Plus, discover why giving yourself permission to enjoy life is a powerful part of staying on track. From leveraging high-yield accounts to creating a “fun money” bucket that fuels joy and sustainability, this episode is packed with mindset-driven insights and tools to help you gain clarity, confidence, and control. Whether you're focused on paying off debt or building wealth, you'll walk away with fresh ideas and a sneak peek at a revolutionary new budgeting tool that makes it all easier.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/sffbf_join/'>Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster</a>: <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2fvn55rvsar7a4v2/65_-_bitesize_6_of_10_finala1nks.mp3" length="8885521" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Ready to take your budgeting and debt-free journey to the next level, without the stress and sacrifice? In this episode of Bite-Sized Budgeting, Shanalei shares strategy shortcuts designed for busy professionals who want to build real financial momentum without micromanaging every dollar. Learn how small shifts in payment habits, smart automation, and intentional spending can accelerate your progress and help you breathe easier financially. These are practical, high-impact moves that fit your lifestyle and support your long-term goals.
Plus, discover why giving yourself permission to enjoy life is a powerful part of staying on track. From leveraging high-yield accounts to creating a “fun money” bucket that fuels joy and sustainability, this episode is packed with mindset-driven insights and tools to help you gain clarity, confidence, and control. Whether you're focused on paying off debt or building wealth, you'll walk away with fresh ideas and a sneak peek at a revolutionary new budgeting tool that makes it all easier.
 
Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster: https://sanitycents.com/sffbf_join/
 
Visit the website for free resources: https://sanitycents.com
 
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>571</itunes:duration>
                <itunes:episode>65</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>64 | Bite-Sized Budgeting 5 of 10: How to Keep Your Family Budget on Track: Money-Smart Safeguards, Stay Within Limits, and Protect Your Financial Goals for Lasting Security</title>
        <itunes:title>64 | Bite-Sized Budgeting 5 of 10: How to Keep Your Family Budget on Track: Money-Smart Safeguards, Stay Within Limits, and Protect Your Financial Goals for Lasting Security</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/64bitesizedbudgeting5-of10how-to-keep-your-family-budgeton-trackmoney-smart-safeguardsstaywithin-limitsand-protect-your-financial-goals-for-lasting/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/64bitesizedbudgeting5-of10how-to-keep-your-family-budgeton-trackmoney-smart-safeguardsstaywithin-limitsand-protect-your-financial-goals-for-lasting/#comments</comments>        <pubDate>Sun, 20 Jul 2025 22:28:26 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/5425efa3-3359-3fe6-b555-c79eb92e2ca2</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Are you tired of seeing your well-intentioned family budget slip off course month after month? In this episode, we break down the practical secrets to not only sticking with your plan, but building real, lasting financial security for your family. You’ll discover:</p>
<ul>
<li style="font-family:Calibri;font-size:16pt;">The most effective money-smart safeguards you can put in place to protect your spending and savings even when life throws a curveball.</li>
<li style="font-family:Calibri;font-size:16pt;">How to set the right limits and use modern tools to effortlessly monitor your progress and stay accountable (yes, even with a busy family schedule).</li>
<li style="font-family:Calibri;font-size:16pt;">Proven accountability strategies that turn budgeting from a solo stressor into a supportive, all-in team effort.</li>
<li style="font-family:Calibri;font-size:16pt;">Simple ways to course-correct and adjust your plan so you never have to feel guilty or give up when life happens.</li>
</ul>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Packed with relatable examples, mindset prompts, and easy steps you can implement today, this episode will motivate you to become proactive, confident, and prepared. Whether you’re just starting out or looking to level up your money management, tune in to learn how a few smart decisions can keep you on track and make financial security a reality for your family.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/sffbf_join/'>Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster</a>: <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://deal.incogni.io/aff_c?offer_id=2&amp;aff_id=1289'>Keep your data private with Incogni</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Are you tired of seeing your well-intentioned family budget slip off course month after month? In this episode, we break down the practical secrets to not only sticking with your plan, but building real, lasting financial security for your family. You’ll discover:</p>
<ul>
<li style="font-family:Calibri;font-size:16pt;">The most effective money-smart safeguards you can put in place to protect your spending and savings even when life throws a curveball.</li>
<li style="font-family:Calibri;font-size:16pt;">How to set the right limits and use modern tools to effortlessly monitor your progress and stay accountable (yes, even with a busy family schedule).</li>
<li style="font-family:Calibri;font-size:16pt;">Proven accountability strategies that turn budgeting from a solo stressor into a supportive, all-in team effort.</li>
<li style="font-family:Calibri;font-size:16pt;">Simple ways to course-correct and adjust your plan so you never have to feel guilty or give up when life happens.</li>
</ul>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Packed with relatable examples, mindset prompts, and easy steps you can implement today, this episode will motivate you to become proactive, confident, and prepared. Whether you’re just starting out or looking to level up your money management, tune in to learn how a few smart decisions can keep you on track and make financial security a reality for your family.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/sffbf_join/'>Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster</a>: <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://deal.incogni.io/aff_c?offer_id=2&amp;aff_id=1289'>Keep your data private with Incogni</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/j8y5dhxyudbi28qn/5_of_10_-_Bite_Sized_Budgeting_final96x2l.mp3" length="15301773" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you tired of seeing your well-intentioned family budget slip off course month after month? In this episode, we break down the practical secrets to not only sticking with your plan, but building real, lasting financial security for your family. You’ll discover:

The most effective money-smart safeguards you can put in place to protect your spending and savings even when life throws a curveball.
How to set the right limits and use modern tools to effortlessly monitor your progress and stay accountable (yes, even with a busy family schedule).
Proven accountability strategies that turn budgeting from a solo stressor into a supportive, all-in team effort.
Simple ways to course-correct and adjust your plan so you never have to feel guilty or give up when life happens.

Packed with relatable examples, mindset prompts, and easy steps you can implement today, this episode will motivate you to become proactive, confident, and prepared. Whether you’re just starting out or looking to level up your money management, tune in to learn how a few smart decisions can keep you on track and make financial security a reality for your family.
 
 
Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster: https://sanitycents.com/sffbf_join/
 
Keep your data private with Incogni
 
Visit the website for free resources: https://sanitycents.com
 
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>710</itunes:duration>
                <itunes:episode>64</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>63 | Bite-Sized Budgeting 4 of 10: Smart Spending Strategies: Save More, Stress Less, and Enjoy Summer Guilt-Free</title>
        <itunes:title>63 | Bite-Sized Budgeting 4 of 10: Smart Spending Strategies: Save More, Stress Less, and Enjoy Summer Guilt-Free</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/63-smart-spending-strategies-save-more-stress-less-and-enjoy-summer-guilt-free/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/63-smart-spending-strategies-save-more-stress-less-and-enjoy-summer-guilt-free/#comments</comments>        <pubDate>Sun, 06 Jul 2025 14:11:26 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/acdfdcb5-b96e-3c9a-9d82-f6807c299ab4</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Ready to enjoy summer treats and family fun—without blowing your budget? In this episode of Bite-Sized Budgeting, Shanalei reveals her top smart spending strategies for busy families who want to eliminate debt and live with less stress.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Discover how to master mindful spending, avoid impulse buys, and use powerful cashback tools to score real money (not just gift cards) on everything from groceries to vacations. Shanalei shares personal hacks for meal planning that can save your family over $1,500 a year, and explains how celebrating small financial wins can keep you motivated on your debt-free journey.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">If you want practical, mindset-driven tips to make your money work for you—and still say yes to life’s little pleasures—this episode is packed with actionable advice you can start using today. Don’t miss out on the strategies Shanalei uses herself, plus a special invitation to her monthly newsletter for even more insider savings!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/sffbf_join/'>Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster</a>: <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Ready to enjoy summer treats and family fun—without blowing your budget? In this episode of Bite-Sized Budgeting, Shanalei reveals her top smart spending strategies for busy families who want to eliminate debt and live with less stress.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Discover how to master mindful spending, avoid impulse buys, and use powerful cashback tools to score real money (not just gift cards) on everything from groceries to vacations. Shanalei shares personal hacks for meal planning that can save your family over $1,500 a year, and explains how celebrating small financial wins can keep you motivated on your debt-free journey.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">If you want practical, mindset-driven tips to make your money work for you—and still say yes to life’s little pleasures—this episode is packed with actionable advice you can start using today. Don’t miss out on the strategies Shanalei uses herself, plus a special invitation to her monthly newsletter for even more insider savings!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/sffbf_join/'>Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster</a>: <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ubvxeu576abeabcn/bite_size_budgeting_4_-_smart_spending_strategies_finalapbxc.mp3" length="13685300" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Ready to enjoy summer treats and family fun—without blowing your budget? In this episode of Bite-Sized Budgeting, Shanalei reveals her top smart spending strategies for busy families who want to eliminate debt and live with less stress.
 
Discover how to master mindful spending, avoid impulse buys, and use powerful cashback tools to score real money (not just gift cards) on everything from groceries to vacations. Shanalei shares personal hacks for meal planning that can save your family over $1,500 a year, and explains how celebrating small financial wins can keep you motivated on your debt-free journey.
 
If you want practical, mindset-driven tips to make your money work for you—and still say yes to life’s little pleasures—this episode is packed with actionable advice you can start using today. Don’t miss out on the strategies Shanalei uses herself, plus a special invitation to her monthly newsletter for even more insider savings!
 
Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster: https://sanitycents.com/sffbf_join/
 
 
Visit the website for free resources: https://sanitycents.com
 
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>646</itunes:duration>
                <itunes:episode>63</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>62 | Bite-Sized Budgeting 3 of 10: Debt Reduction &amp; Savings Strategies: Proven Family Budgeting Tips for Financial Security</title>
        <itunes:title>62 | Bite-Sized Budgeting 3 of 10: Debt Reduction &amp; Savings Strategies: Proven Family Budgeting Tips for Financial Security</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/62-bite-sized-budgeting-3-of-10-debt-reduction-savings-strategies-proven-family-budgeting-tips-for-financial-security/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/62-bite-sized-budgeting-3-of-10-debt-reduction-savings-strategies-proven-family-budgeting-tips-for-financial-security/#comments</comments>        <pubDate>Mon, 23 Jun 2025 07:48:15 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/cab89d3e-d330-3e25-af9c-3945b828b53f</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Ready to kick debt to the curb and build a safety net for your family? This episode reveals practical, family-friendly strategies to pay off debt faster, grow your emergency savings, and prepare for unexpected expenses. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Learn how to turn everyday habits into powerful financial wins and create a secure future together. Whether you’re just starting out or looking to fine-tune your budget, these actionable tips will help your family thrive—no matter what life brings.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/sffbf_join/'>Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster</a>: <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Ready to kick debt to the curb and build a safety net for your family? This episode reveals practical, family-friendly strategies to pay off debt faster, grow your emergency savings, and prepare for unexpected expenses. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Learn how to turn everyday habits into powerful financial wins and create a secure future together. Whether you’re just starting out or looking to fine-tune your budget, these actionable tips will help your family thrive—no matter what life brings.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/sffbf_join/'>Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster</a>: <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dmr4kf746n679ncj/part_3_bitesized_budgeting_finalbq6gv.mp3" length="19324889" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Ready to kick debt to the curb and build a safety net for your family? This episode reveals practical, family-friendly strategies to pay off debt faster, grow your emergency savings, and prepare for unexpected expenses. 
 
Learn how to turn everyday habits into powerful financial wins and create a secure future together. Whether you’re just starting out or looking to fine-tune your budget, these actionable tips will help your family thrive—no matter what life brings.
 
Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster: https://sanitycents.com/sffbf_join/
 
Visit the website for free resources: https://sanitycents.com
 
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
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                <itunes:episode>62</itunes:episode>
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        <title>61 | Bite-Sized Budgeting 2 of 10: Track Your Spending and Cut Costs: Practical Money Management Tips for Families</title>
        <itunes:title>61 | Bite-Sized Budgeting 2 of 10: Track Your Spending and Cut Costs: Practical Money Management Tips for Families</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/61-bite-sized-budgeting-2-of-10-track-your-spending-and-cut-costs-practical-money-management-tips-for-families/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/61-bite-sized-budgeting-2-of-10-track-your-spending-and-cut-costs-practical-money-management-tips-for-families/#comments</comments>        <pubDate>Tue, 10 Jun 2025 18:19:08 -0500</pubDate>
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                                    <description><![CDATA[<p style="margin: 0in; font-family: fkGroteskNeue; font-size: 12.0pt;">Ready to take control of your spending without sacrificing summer fun? </p>
<p style="margin: 0in; font-family: fkGroteskNeue; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: UICTFontTextStyleBody; font-size: 17.25pt;">Discover simple, effective strategies to take control of your finances this summer—without the overwhelm of tracking every expense. Learn how weekly reflections and spending buckets can help you proactively manage your money, avoid overspending, and stay on top of your goals. Explore practical ways to cut costs, build healthier financial habits, and involve your family in money-saving fun.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: UICTFontTextStyleBody; font-size: 17.25pt;">This episode is packed with actionable tips to help you enjoy more freedom, less stress, and a brighter financial future—all while making the most of every sun-soaked moment.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/sffbf_join/'>Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster</a>: <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Affiliate Link: <a href='https://dashboard.qubemoney.com/register/start/?affiliate_id=27241&amp;utm_term=27241&amp;coupon=SANITYCENTS888&amp;utm_campaign=referral'>Qube Money - Get 2 months free</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: fkGroteskNeue; font-size: 12.0pt;">Ready to take control of your spending without sacrificing summer fun? </p>
<p style="margin: 0in; font-family: fkGroteskNeue; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: UICTFontTextStyleBody; font-size: 17.25pt;">Discover simple, effective strategies to take control of your finances this summer—without the overwhelm of tracking every expense. Learn how weekly reflections and spending buckets can help you proactively manage your money, avoid overspending, and stay on top of your goals. Explore practical ways to cut costs, build healthier financial habits, and involve your family in money-saving fun.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: UICTFontTextStyleBody; font-size: 17.25pt;">This episode is packed with actionable tips to help you enjoy more freedom, less stress, and a brighter financial future—all while making the most of every sun-soaked moment.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/sffbf_join/'>Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster</a>: <a href='https://sanitycents.com/sffbf_join/'>https://sanitycents.com/sffbf_join/</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Affiliate Link: <a href='https://dashboard.qubemoney.com/register/start/?affiliate_id=27241&amp;utm_term=27241&amp;coupon=SANITYCENTS888&amp;utm_campaign=referral'>Qube Money - Get 2 months free</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[Ready to take control of your spending without sacrificing summer fun? 
 
Discover simple, effective strategies to take control of your finances this summer—without the overwhelm of tracking every expense. Learn how weekly reflections and spending buckets can help you proactively manage your money, avoid overspending, and stay on top of your goals. Explore practical ways to cut costs, build healthier financial habits, and involve your family in money-saving fun.
 
This episode is packed with actionable tips to help you enjoy more freedom, less stress, and a brighter financial future—all while making the most of every sun-soaked moment.
 
Stop Guessing and Start Forecasting - Sign up for Stress-Free Family Budget Forecaster: https://sanitycents.com/sffbf_join/
 
Affiliate Link: Qube Money - Get 2 months free
Visit the website for free resources: https://sanitycents.com
 
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
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        <itunes:block>No</itunes:block>
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        <title>60 | Bite-Sized Budgeting Tips - 1 of 10: Budgeting Basics for Families: Financial Goals and a Strong Money Foundation</title>
        <itunes:title>60 | Bite-Sized Budgeting Tips - 1 of 10: Budgeting Basics for Families: Financial Goals and a Strong Money Foundation</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/60-bite-sized-budgeting-tips-1-of-10-budgeting-basics-for-families-financial-goals-and-a-strong-money-foundation/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/60-bite-sized-budgeting-tips-1-of-10-budgeting-basics-for-families-financial-goals-and-a-strong-money-foundation/#comments</comments>        <pubDate>Sun, 25 May 2025 19:17:48 -0500</pubDate>
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                                    <description><![CDATA[<p>Short on time because you’re busy enjoying summer with the kids? No problem—these bite-sized tips are designed for your busy lifestyle!</p>
<p>Start your journey toward financial freedom by focusing on what truly matters for your family’s money. Learn how to create a strong foundation that adapts with you, gain new insights to keep your plan on track, and discover ways to make your money work smarter—all while freeing up more time to enjoy the season.</p>
<p>Tune in for practical encouragement, fresh perspectives, and simple steps that can transform your family’s financial future.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_sffbf/'>Stop Budgeting Blindly - Learn more about the Stress-Free Family Budget Forecaster</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Short on time because you’re busy enjoying summer with the kids? No problem—these bite-sized tips are designed for your busy lifestyle!</p>
<p>Start your journey toward financial freedom by focusing on what truly matters for your family’s money. Learn how to create a strong foundation that adapts with you, gain new insights to keep your plan on track, and discover ways to make your money work smarter—all while freeing up more time to enjoy the season.</p>
<p>Tune in for practical encouragement, fresh perspectives, and simple steps that can transform your family’s financial future.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_sffbf/'>Stop Budgeting Blindly - Learn more about the Stress-Free Family Budget Forecaster</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4kefu8uq2d64meuj/episode_1_of_10_-_bite_size_budgeting_final86v0d.mp3" length="13610389" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Short on time because you’re busy enjoying summer with the kids? No problem—these bite-sized tips are designed for your busy lifestyle!
Start your journey toward financial freedom by focusing on what truly matters for your family’s money. Learn how to create a strong foundation that adapts with you, gain new insights to keep your plan on track, and discover ways to make your money work smarter—all while freeing up more time to enjoy the season.
Tune in for practical encouragement, fresh perspectives, and simple steps that can transform your family’s financial future.
Stop Budgeting Blindly - Learn more about the Stress-Free Family Budget Forecaster
 
Visit the website for free resources: https://sanitycents.com
 
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
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        <itunes:block>No</itunes:block>
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        <title>59 | The Budgeting Hack Everyone Needs to Reduce Financial Stress, Fill the Gaps &amp; Take Control of Your Money</title>
        <itunes:title>59 | The Budgeting Hack Everyone Needs to Reduce Financial Stress, Fill the Gaps &amp; Take Control of Your Money</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/59-the-budgeting-hack-everyone-needs-to-reduce-financial-stress-fill-the-gaps-take-control-of-your-money/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/59-the-budgeting-hack-everyone-needs-to-reduce-financial-stress-fill-the-gaps-take-control-of-your-money/#comments</comments>        <pubDate>Sun, 11 May 2025 19:55:47 -0500</pubDate>
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                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Life throws surprises at you—last-minute school expenses, unexpected bills, and those tiny costs that somehow add up fast. And when you're working toward debt freedom, every dollar matters.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">In this episode, we’re tackling the game-changing mindset shift that will finally break the cycle of financial overwhelm: flexible budgeting.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Too many people associate budgeting with restriction, but what if it was actually about freedom? What if you could design a financial plan that keeps you in control, calm, and confident, no matter what comes your way?</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">I’ll share the key principles that can help you manage money without stress, plus the one simple step you can take today to start making your budget work for YOU—not against you.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">If you’re ready to stop feeling drained by unpredictable expenses and start building a strong, adaptable financial foundation, this episode is for you.</p>
<p style="margin: 0in; font-family: 'Segoe UI Emoji'; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-size: 14.0pt;">🎧 Tune in now and take back control of your finances—your future self will thank you!</p>
<p>---</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money with Calendar Budget Mastery, the budgeting method so powerful (and simple) you'll wish you knew it sooner</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Life throws surprises at you—last-minute school expenses, unexpected bills, and those tiny costs that somehow add up fast. And when you're working toward debt freedom, every dollar matters.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">In this episode, we’re tackling the game-changing mindset shift that will finally break the cycle of financial overwhelm: flexible budgeting.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Too many people associate budgeting with restriction, but what if it was actually about freedom? What if you could design a financial plan that keeps you in control, calm, and confident, no matter what comes your way?</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">I’ll share the key principles that can help you manage money without stress, plus the one simple step you can take today to start making your budget work for YOU—not against you.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">If you’re ready to stop feeling drained by unpredictable expenses and start building a strong, adaptable financial foundation, this episode is for you.</p>
<p style="margin: 0in; font-family: 'Segoe UI Emoji'; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-size: 14.0pt;">🎧 Tune in now and take back control of your finances—your future self will thank you!</p>
<p>---</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money with Calendar Budget Mastery, the budgeting method so powerful (and simple) you'll wish you knew it sooner</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/x7skjj9u4dpx74tt/59-flexible_budgeting.mp3" length="22290456" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Life throws surprises at you—last-minute school expenses, unexpected bills, and those tiny costs that somehow add up fast. And when you're working toward debt freedom, every dollar matters.
 
In this episode, we’re tackling the game-changing mindset shift that will finally break the cycle of financial overwhelm: flexible budgeting.
 
Too many people associate budgeting with restriction, but what if it was actually about freedom? What if you could design a financial plan that keeps you in control, calm, and confident, no matter what comes your way?
 
I’ll share the key principles that can help you manage money without stress, plus the one simple step you can take today to start making your budget work for YOU—not against you.
 
If you’re ready to stop feeling drained by unpredictable expenses and start building a strong, adaptable financial foundation, this episode is for you.
 
🎧 Tune in now and take back control of your finances—your future self will thank you!
---
Uplevel Your Money with Calendar Budget Mastery, the budgeting method so powerful (and simple) you'll wish you knew it sooner
 
Visit the website for free resources: https://sanitycents.com
 
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>930</itunes:duration>
                <itunes:episode>59</itunes:episode>
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    <item>
        <title>58 | You don’t need more Money: Change your Approach, Not Your Income--That Crushes Debt</title>
        <itunes:title>58 | You don’t need more Money: Change your Approach, Not Your Income--That Crushes Debt</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/58-you-don-t-need-more-money-change-your-approach-not-your-income-that-crushes-debt/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/58-you-don-t-need-more-money-change-your-approach-not-your-income-that-crushes-debt/#comments</comments>        <pubDate>Sun, 27 Apr 2025 10:45:00 -0500</pubDate>
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                                    <description><![CDATA[<p>Struggling with debt and think earning more is the solution? Think again!</p>
<p>
In this episode of the Debt Free Momentum Podcast, I reveal my proven strategies for debt management that focus on maximizing your existing income.
 • Practical budgeting tips: Learn how to avoid impulse buying and take control of your spending habits.
 • Smart grocery hack: Discover simple ways to save money on everyday essentials.
 • Inspiring success story: Hear how intentional spending and creative budgeting helped one listener crush their debt.</p>
<p>
Whether you're looking to improve your financial literacy, master money management, or achieve financial freedom, this episode is packed with actionable steps to help you get there—without needing to earn more income. Tune in now and start your journey to debt-free living today!</p>
<p>---</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money with Calendar Budget Mastery, the budgeting method so powerful (and simple) you'll wish you knew it sooner</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Struggling with debt and think earning more is the solution? Think again!</p>
<p><br>
In this episode of the Debt Free Momentum Podcast, I reveal my proven strategies for debt management that focus on maximizing your existing income.<br>
 • Practical budgeting tips: Learn how to avoid impulse buying and take control of your spending habits.<br>
 • Smart grocery hack: Discover simple ways to save money on everyday essentials.<br>
 • Inspiring success story: Hear how intentional spending and creative budgeting helped one listener crush their debt.</p>
<p><br>
Whether you're looking to improve your financial literacy, master money management, or achieve financial freedom, this episode is packed with actionable steps to help you get there—without needing to earn more income. Tune in now and start your journey to debt-free living today!</p>
<p>---</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money with Calendar Budget Mastery, the budgeting method so powerful (and simple) you'll wish you knew it sooner</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bhqrj94gszkt56um/58_resourcefulness_aud.mp3" length="19211696" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Struggling with debt and think earning more is the solution? Think again!
In this episode of the Debt Free Momentum Podcast, I reveal my proven strategies for debt management that focus on maximizing your existing income. • Practical budgeting tips: Learn how to avoid impulse buying and take control of your spending habits. • Smart grocery hack: Discover simple ways to save money on everyday essentials. • Inspiring success story: Hear how intentional spending and creative budgeting helped one listener crush their debt.
Whether you're looking to improve your financial literacy, master money management, or achieve financial freedom, this episode is packed with actionable steps to help you get there—without needing to earn more income. Tune in now and start your journey to debt-free living today!
---
Uplevel Your Money with Calendar Budget Mastery, the budgeting method so powerful (and simple) you'll wish you knew it sooner
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>913</itunes:duration>
                <itunes:episode>58</itunes:episode>
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        <title>57 | Money Detox: The 6-Month Credit Card Debt Cure to Fast-Track Your Payoff &amp; Build Financial Freedom</title>
        <itunes:title>57 | Money Detox: The 6-Month Credit Card Debt Cure to Fast-Track Your Payoff &amp; Build Financial Freedom</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/money-detox-the-6-month-credit-card-debt-cure-to-fast-track-your-payoff-build-financial-freedom/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/money-detox-the-6-month-credit-card-debt-cure-to-fast-track-your-payoff-build-financial-freedom/#comments</comments>        <pubDate>Sun, 06 Apr 2025 08:55:00 -0500</pubDate>
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                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 18.0pt;">Credit card debt can feel like an endless cycle, but what if you could break free for good? In this episode of Debt Free Momentum, we’re diving into a powerful strategy that flips the script on traditional debt payoff methods. If you’re tired of moving money around and hoping for the best, this is your moment to take control. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 18.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Perfect for career professionals who are always striving to find new ways to eliminate debt. Discover how to your current mode of operation is actually sinking you further in a hole, just like quicksand. Tune in to hear the mindset shifts that you need to reset and revamp your journey towards financial freedom!</p>
<p>---</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money with Calendar Budget Mastery, the budgeting method so powerful (and simple) you'll wish you knew it sooner</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 18.0pt;">Credit card debt can feel like an endless cycle, but what if you could break free for good? In this episode of Debt Free Momentum, we’re diving into a powerful strategy that flips the script on traditional debt payoff methods. If you’re tired of moving money around and hoping for the best, this is your moment to take control. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 18.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Perfect for career professionals who are always striving to find new ways to eliminate debt. Discover how to your current mode of operation is actually sinking you further in a hole, just like quicksand. Tune in to hear the mindset shifts that you need to reset and revamp your journey towards financial freedom!</p>
<p>---</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money with Calendar Budget Mastery, the budgeting method so powerful (and simple) you'll wish you knew it sooner</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/pn6bdnagih35na2p/the_credit_card_trap_audacity_ap_final9pdn8.mp3" length="11758594" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Credit card debt can feel like an endless cycle, but what if you could break free for good? In this episode of Debt Free Momentum, we’re diving into a powerful strategy that flips the script on traditional debt payoff methods. If you’re tired of moving money around and hoping for the best, this is your moment to take control. 
 
Perfect for career professionals who are always striving to find new ways to eliminate debt. Discover how to your current mode of operation is actually sinking you further in a hole, just like quicksand. Tune in to hear the mindset shifts that you need to reset and revamp your journey towards financial freedom!
---
Uplevel Your Money with Calendar Budget Mastery, the budgeting method so powerful (and simple) you'll wish you knew it sooner
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
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        <itunes:block>No</itunes:block>
        <itunes:duration>527</itunes:duration>
                <itunes:episode>57</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>56 | 80/20 Principle on Maximizing Wealth and Reducing Debt: Smart Budgeting and Financial Optimization Strategies</title>
        <itunes:title>56 | 80/20 Principle on Maximizing Wealth and Reducing Debt: Smart Budgeting and Financial Optimization Strategies</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/56-8020-principle-on-maximizing-wealth-and-reducing-debt-smart-budgeting-and-financial-optimization-strategies/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/56-8020-principle-on-maximizing-wealth-and-reducing-debt-smart-budgeting-and-financial-optimization-strategies/#comments</comments>        <pubDate>Mon, 24 Mar 2025 01:11:00 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/efc5b91b-f30d-3e64-9d5b-6f4c30d20050</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Unlock the power of the Pareto Principle to reframe your finances. This episode reveals how ambitious professionals can leverage the 80/20 rule to maximize wealth building and accelerate debt payoff. Discover how focusing on the vital 20% of actions can yield 80% of your financial results, allowing you to optimize your money management without compromising career momentum.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Key benefits explored:</p>
<ul style="margin-top:0in;margin-bottom:0in;" type="disc">
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Enhanced Financial Clarity: Gain a crystal-clear view of your money flow, reducing stress and improving decision-making.</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Optimized Cash Flow: Free up more money for debt repayment and savings without feeling deprived.</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Effortless Money Management: Reduce financial stress and errors while increasing your financial visibility.</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Empowered Financial Mindset: Unlock greater financial potential and drive long-term success with a powerful mental shift.</li>
</ul>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Perfect for high-achieving professionals, this episode offers actionable insights to transform your financial journey. Learn to work smarter, not harder, by applying the 80/20 principle to your personal finances. Discover how to achieve significant financial breakthroughs while maintaining your career trajectory.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Tune in to revolutionize your approach to budgeting, saving, investing, and debt management. Start your journey towards financial freedom today!</p>
<p>---</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money with Calendar Budget Mastery, the budgeting method so powerful (and simple) you'll wish you knew it soon</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Unlock the power of the Pareto Principle to reframe your finances. This episode reveals how ambitious professionals can leverage the 80/20 rule to maximize wealth building and accelerate debt payoff. Discover how focusing on the vital 20% of actions can yield 80% of your financial results, allowing you to optimize your money management without compromising career momentum.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Key benefits explored:</p>
<ul style="margin-top:0in;margin-bottom:0in;" type="disc">
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Enhanced Financial Clarity: Gain a crystal-clear view of your money flow, reducing stress and improving decision-making.</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Optimized Cash Flow: Free up more money for debt repayment and savings without feeling deprived.</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Effortless Money Management: Reduce financial stress and errors while increasing your financial visibility.</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Empowered Financial Mindset: Unlock greater financial potential and drive long-term success with a powerful mental shift.</li>
</ul>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Perfect for high-achieving professionals, this episode offers actionable insights to transform your financial journey. Learn to work smarter, not harder, by applying the 80/20 principle to your personal finances. Discover how to achieve significant financial breakthroughs while maintaining your career trajectory.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Tune in to revolutionize your approach to budgeting, saving, investing, and debt management. Start your journey towards financial freedom today!</p>
<p>---</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money with Calendar Budget Mastery, the budgeting method so powerful (and simple) you'll wish you knew it soon</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9bpva24j2uvavdzu/descript_80-20_audacityfixap_trimmed.mp3" length="11043864" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Unlock the power of the Pareto Principle to reframe your finances. This episode reveals how ambitious professionals can leverage the 80/20 rule to maximize wealth building and accelerate debt payoff. Discover how focusing on the vital 20% of actions can yield 80% of your financial results, allowing you to optimize your money management without compromising career momentum.
 
Key benefits explored:

Enhanced Financial Clarity: Gain a crystal-clear view of your money flow, reducing stress and improving decision-making.
Optimized Cash Flow: Free up more money for debt repayment and savings without feeling deprived.
Effortless Money Management: Reduce financial stress and errors while increasing your financial visibility.
Empowered Financial Mindset: Unlock greater financial potential and drive long-term success with a powerful mental shift.

 
Perfect for high-achieving professionals, this episode offers actionable insights to transform your financial journey. Learn to work smarter, not harder, by applying the 80/20 principle to your personal finances. Discover how to achieve significant financial breakthroughs while maintaining your career trajectory.
 
Tune in to revolutionize your approach to budgeting, saving, investing, and debt management. Start your journey towards financial freedom today!
---
Uplevel Your Money with Calendar Budget Mastery, the budgeting method so powerful (and simple) you'll wish you knew it soon
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>661</itunes:duration>
                <itunes:episode>56</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>55 | Part 3: 2025 Tough Love Money Conversation You Need to Hear</title>
        <itunes:title>55 | Part 3: 2025 Tough Love Money Conversation You Need to Hear</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/55-part-3/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/55-part-3/#comments</comments>        <pubDate>Tue, 11 Mar 2025 07:37:14 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/58640194-fe38-383a-b4b2-1fd69c1ab394</guid>
                                    <description><![CDATA[<p>This is the final and most powerful piece of the series—the missing link to unlocking your true potential. If you’ve ever felt stuck, unsure why you’re not making meaningful progress, or held back despite your best efforts, this episode will give you the clarity you’ve been searching for. </p>
<p>It’s time to uncover what’s been keeping you in neutral and take the bold steps necessary to move forward. This conversation will challenge your perspective, spark transformative action, and help you break through barriers standing between you and the future you deserve.</p>
<p>Don’t miss this critical moment—it could change everything.</p>
<p>---</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>This is the final and most powerful piece of the series—the missing link to unlocking your true potential. If you’ve ever felt stuck, unsure why you’re not making meaningful progress, or held back despite your best efforts, this episode will give you the clarity you’ve been searching for. </p>
<p>It’s time to uncover what’s been keeping you in neutral and take the bold steps necessary to move forward. This conversation will challenge your perspective, spark transformative action, and help you break through barriers standing between you and the future you deserve.</p>
<p>Don’t miss this critical moment—it could change everything.</p>
<p>---</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/mn9z2xct2yk53t5k/part3-rerecorded_finalap.mp3" length="14943252" type="audio/mpeg"/>
        <itunes:summary><![CDATA[This is the final and most powerful piece of the series—the missing link to unlocking your true potential. If you’ve ever felt stuck, unsure why you’re not making meaningful progress, or held back despite your best efforts, this episode will give you the clarity you’ve been searching for. 
It’s time to uncover what’s been keeping you in neutral and take the bold steps necessary to move forward. This conversation will challenge your perspective, spark transformative action, and help you break through barriers standing between you and the future you deserve.
Don’t miss this critical moment—it could change everything.
---
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1005</itunes:duration>
                <itunes:episode>55</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>54 | Part 2: 2025 Tough Love Money Conversation You Need to Hear</title>
        <itunes:title>54 | Part 2: 2025 Tough Love Money Conversation You Need to Hear</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/54-part-2-2025-tough-love-money-conversation-you-need-to-hear/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/54-part-2-2025-tough-love-money-conversation-you-need-to-hear/#comments</comments>        <pubDate>Mon, 03 Mar 2025 01:11:00 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/6b4c505b-0c24-3832-ac39-bb617b417217</guid>
                                    <description><![CDATA[
<p class="my-0">Are you ready to break free from financial limitations and unlock your true potential? This episode challenges you to confront the financial realities that are silently shaping your future. Discover the consequences of staying stuck and how it can impact your financial future.</p>
<p class="my-0"> </p>
<p class="my-0">It's time to stop settling and start building the future you deserve. Listen in to ignite your motivation and take the needed steps towards financial freedom.</p>

<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[
<p class="my-0">Are you ready to break free from financial limitations and unlock your true potential? This episode challenges you to confront the financial realities that are silently shaping your future. Discover the consequences of staying stuck and how it can impact your financial future.</p>
<p class="my-0"> </p>
<p class="my-0">It's time to stop settling and start building the future you deserve. Listen in to ignite your motivation and take the needed steps towards financial freedom.</p>

<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/34y2vverkg3335gg/54-PART_2_finalap870qa.mp3" length="8095474" type="audio/mpeg"/>
        <itunes:summary><![CDATA[
Are you ready to break free from financial limitations and unlock your true potential? This episode challenges you to confront the financial realities that are silently shaping your future. Discover the consequences of staying stuck and how it can impact your financial future.
 
It's time to stop settling and start building the future you deserve. Listen in to ignite your motivation and take the needed steps towards financial freedom.

 
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>578</itunes:duration>
                <itunes:episode>54</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>53 | 2025 Tough Love Money Conversation You Need to Hear</title>
        <itunes:title>53 | 2025 Tough Love Money Conversation You Need to Hear</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/53-2025-tough-love-money-conversation-you-need-to-hear/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/53-2025-tough-love-money-conversation-you-need-to-hear/#comments</comments>        <pubDate>Mon, 10 Feb 2025 17:00:00 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/00485df8-6c9e-364a-b74a-650d537315c5</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Get ready for a no-holds-barred conversation that'll shake up your financial comfort zone. We're uncovering what’s at the heart of what's holding you back and lighting a fire under your dreams for 2025.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Get ready to confront some uncomfortable truths and discover what truly drives you. This isn't just another pep talk – it's your wake-up call to stop settling and start building the life you deserve.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">So, if you ready to get real, get motivated, and get moving, listen in.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Get ready for a no-holds-barred conversation that'll shake up your financial comfort zone. We're uncovering what’s at the heart of what's holding you back and lighting a fire under your dreams for 2025.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Get ready to confront some uncomfortable truths and discover what truly drives you. This isn't just another pep talk – it's your wake-up call to stop settling and start building the life you deserve.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">So, if you ready to get real, get motivated, and get moving, listen in.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/hwz5rxm7u8xvj63t/53-PART_1_ToughLove_Finalap18tztt.mp3" length="4554668" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Get ready for a no-holds-barred conversation that'll shake up your financial comfort zone. We're uncovering what’s at the heart of what's holding you back and lighting a fire under your dreams for 2025.
 
Get ready to confront some uncomfortable truths and discover what truly drives you. This isn't just another pep talk – it's your wake-up call to stop settling and start building the life you deserve.
 
So, if you ready to get real, get motivated, and get moving, listen in.
 
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>325</itunes:duration>
                <itunes:episode>53</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>52 | An Underused Strategy That Can Slash Your Debt Faster</title>
        <itunes:title>52 | An Underused Strategy That Can Slash Your Debt Faster</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/52-an-underused-strategy-that-can-slash-your-debt-faster/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/52-an-underused-strategy-that-can-slash-your-debt-faster/#comments</comments>        <pubDate>Sun, 02 Feb 2025 01:11:00 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/84369544-cfbf-3b70-ade1-760739b069bc</guid>
                                    <description><![CDATA[<p>Today, I'm sharing a debt reduction strategy that could be a game-changer for your personal finance, debt-reduction journey. We've all experienced monthly payments that seem like an endless financial burden preventing us from reaching our goals. As someone passionate about helping you optimize your budgeting and money management, I've been where many of you are - feeling frustrated and searching for a smarter way to tackle massive loans that are hanging over our heads.</p>
<p>What makes this method so genius is that it doesn't require you to disrupt your existing budgeting patterns or find extra money in your tight financial plan. </p>
<p>Today, we're diving into an underused debt paydown approach that could dramatically accelerate your path to financial independence, without adding stress to your monthly budget. I'll walk you through how making a simple adjustment to your payment schedule can help you save money on interest and chip away at your principal faster - whether we're talking about mortgages, car loans, student loans, or credit card debt. This strategy is perfect for anyone serious about money management, debt reduction, and creating a solid financial foundation. My goal is to provide you with a practical, actionable method that could help you see real progress in your debt elimination journey, all while keeping your current budget completely intact.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Today, I'm sharing a debt reduction strategy that could be a game-changer for your personal finance, debt-reduction journey. We've all experienced monthly payments that seem like an endless financial burden preventing us from reaching our goals. As someone passionate about helping you optimize your budgeting and money management, I've been where many of you are - feeling frustrated and searching for a smarter way to tackle massive loans that are hanging over our heads.</p>
<p>What makes this method so genius is that it doesn't require you to disrupt your existing budgeting patterns or find extra money in your tight financial plan. </p>
<p>Today, we're diving into an underused debt paydown approach that could dramatically accelerate your path to financial independence, without adding stress to your monthly budget. I'll walk you through how making a simple adjustment to your payment schedule can help you save money on interest and chip away at your principal faster - whether we're talking about mortgages, car loans, student loans, or credit card debt. This strategy is perfect for anyone serious about money management, debt reduction, and creating a solid financial foundation. My goal is to provide you with a practical, actionable method that could help you see real progress in your debt elimination journey, all while keeping your current budget completely intact.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/cfhb3bqb3f5c2f3f/biweekly_debt_paydownap6p6it.mp3" length="6897418" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Today, I'm sharing a debt reduction strategy that could be a game-changer for your personal finance, debt-reduction journey. We've all experienced monthly payments that seem like an endless financial burden preventing us from reaching our goals. As someone passionate about helping you optimize your budgeting and money management, I've been where many of you are - feeling frustrated and searching for a smarter way to tackle massive loans that are hanging over our heads.
What makes this method so genius is that it doesn't require you to disrupt your existing budgeting patterns or find extra money in your tight financial plan. 
Today, we're diving into an underused debt paydown approach that could dramatically accelerate your path to financial independence, without adding stress to your monthly budget. I'll walk you through how making a simple adjustment to your payment schedule can help you save money on interest and chip away at your principal faster - whether we're talking about mortgages, car loans, student loans, or credit card debt. This strategy is perfect for anyone serious about money management, debt reduction, and creating a solid financial foundation. My goal is to provide you with a practical, actionable method that could help you see real progress in your debt elimination journey, all while keeping your current budget completely intact.
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>492</itunes:duration>
                <itunes:episode>52</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>51 |  The Secret Visual Tool That Could Supercharge Your 2025 Finances</title>
        <itunes:title>51 |  The Secret Visual Tool That Could Supercharge Your 2025 Finances</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/51-the-secret-visual-tool-that-could-supercharge-your-2025-finances/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/51-the-secret-visual-tool-that-could-supercharge-your-2025-finances/#comments</comments>        <pubDate>Mon, 27 Jan 2025 01:11:00 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/5cc3242b-b3e5-3a12-a3fe-c5deba780bfa</guid>
                                    <description><![CDATA[<p>In this episode, I want to share a practical strategy that could help you approach your financial goals more effectively. We've all experienced the challenge of setting ambitious targets at the start of the year, only to see them gradually lose momentum. I've been there and I understand how frustrating it can be to feel like you're not making meaningful progress.</p>
<p>Today, we'll explore a visual tool that offers a different perspective on goal-setting and financial planning. I'll walk you through four key insights that demonstrate how this method can help you stay more focused and intentional with your financial objectives. Whether you're looking to save for a specific milestone, plan for the future, or simply gain more clarity around your financial goals, this episode provides a straightforward approach that might just help you stay on track. My aim is to give you a practical strategy that could make your financial planning a bit more manageable and meaningful.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode, I want to share a practical strategy that could help you approach your financial goals more effectively. We've all experienced the challenge of setting ambitious targets at the start of the year, only to see them gradually lose momentum. I've been there and I understand how frustrating it can be to feel like you're not making meaningful progress.</p>
<p>Today, we'll explore a visual tool that offers a different perspective on goal-setting and financial planning. I'll walk you through four key insights that demonstrate how this method can help you stay more focused and intentional with your financial objectives. Whether you're looking to save for a specific milestone, plan for the future, or simply gain more clarity around your financial goals, this episode provides a straightforward approach that might just help you stay on track. My aim is to give you a practical strategy that could make your financial planning a bit more manageable and meaningful.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/4ag43fjgqzpi8fyn/51moneyboardap.mp3" length="7803614" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode, I want to share a practical strategy that could help you approach your financial goals more effectively. We've all experienced the challenge of setting ambitious targets at the start of the year, only to see them gradually lose momentum. I've been there and I understand how frustrating it can be to feel like you're not making meaningful progress.
Today, we'll explore a visual tool that offers a different perspective on goal-setting and financial planning. I'll walk you through four key insights that demonstrate how this method can help you stay more focused and intentional with your financial objectives. Whether you're looking to save for a specific milestone, plan for the future, or simply gain more clarity around your financial goals, this episode provides a straightforward approach that might just help you stay on track. My aim is to give you a practical strategy that could make your financial planning a bit more manageable and meaningful.
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>557</itunes:duration>
                <itunes:episode>51</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>50 | Day 5/5 Kickstart Financial Freedom 2025: Rewrite Your Financial Story</title>
        <itunes:title>50 | Day 5/5 Kickstart Financial Freedom 2025: Rewrite Your Financial Story</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/50-day-55-kickstart-financial-freedom-2025-rewrite-your-financial-story/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/50-day-55-kickstart-financial-freedom-2025-rewrite-your-financial-story/#comments</comments>        <pubDate>Fri, 10 Jan 2025 01:11:00 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/d7083a74-6111-3c03-a107-e1569b6adb41</guid>
                                    <description><![CDATA[<p>Welcome to the grand finale of our exhilarating 5-day journey, "Kickstart Financial Freedom 2025." As we wrap up this transformative series, we're diving into a topic that's close to everyone's heart: shaping our financial destiny.</p>
<p>In today's episode, we'll uncover powerful techniques to optimize your money goals. This episode is your gateway to transforming your financial landscape and paving the way for a prosperous future. So, buckle up and prepare to embrace a new financial mindset. Your journey to financial freedom starts now!</p>
<p>The Debt-Free Momentum Podcast is designed to challenge your current financial mindset, discover game-changing money management techniques, and take the first steps towards lasting financial freedom. This is where your journey to a debt-free life truly begins - are you ready to take control?</p>
<p>This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome to the grand finale of our exhilarating 5-day journey, "Kickstart Financial Freedom 2025." As we wrap up this transformative series, we're diving into a topic that's close to everyone's heart: shaping our financial destiny.</p>
<p>In today's episode, we'll uncover powerful techniques to optimize your money goals. This episode is your gateway to transforming your financial landscape and paving the way for a prosperous future. So, buckle up and prepare to embrace a new financial mindset. Your journey to financial freedom starts now!</p>
<p>The Debt-Free Momentum Podcast is designed to challenge your current financial mindset, discover game-changing money management techniques, and take the first steps towards lasting financial freedom. This is where your journey to a debt-free life truly begins - are you ready to take control?</p>
<p>This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/hfb5sd8yq4bavp7m/day5-goalsap.mp3" length="6590539" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to the grand finale of our exhilarating 5-day journey, "Kickstart Financial Freedom 2025." As we wrap up this transformative series, we're diving into a topic that's close to everyone's heart: shaping our financial destiny.
In today's episode, we'll uncover powerful techniques to optimize your money goals. This episode is your gateway to transforming your financial landscape and paving the way for a prosperous future. So, buckle up and prepare to embrace a new financial mindset. Your journey to financial freedom starts now!
The Debt-Free Momentum Podcast is designed to challenge your current financial mindset, discover game-changing money management techniques, and take the first steps towards lasting financial freedom. This is where your journey to a debt-free life truly begins - are you ready to take control?
This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon.
 
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>470</itunes:duration>
                <itunes:episode>50</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>49 | Day 4/5 Kickstart Financial Freedom 2025: Best Debt Elimination Strategy</title>
        <itunes:title>49 | Day 4/5 Kickstart Financial Freedom 2025: Best Debt Elimination Strategy</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/49-day-45-kickstart-financial-freedom-2025-best-debt-elimination-strategy/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/49-day-45-kickstart-financial-freedom-2025-best-debt-elimination-strategy/#comments</comments>        <pubDate>Thu, 09 Jan 2025 01:11:00 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/80e86e6e-ec4b-3eaa-b9b2-6725d1a92735</guid>
                                    <description><![CDATA[<p>Are you ready to revolutionize your approach to debt and pave the way for true financial freedom? Welcome to Day 4 of our exhilarating 5-day series, "Kickstart Financial Freedom 2025." </p>
<p>Today we're tackling the cornerstone of debt elimination - the most effective paydown method.</p>
<p>Whether you're drowning in credit card debt, grappling with student loans, or simply looking to optimize your debt repayment strategy, this episode will equip you with the knowledge and tools to make your money work for you, not against you.</p>
<p>Prepare to challenge your current financial mindset, discover game-changing money management techniques, and take the first steps towards lasting financial freedom. This is where your journey to a debt-free life truly begins - are you ready to take control?</p>
<p>This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Are you ready to revolutionize your approach to debt and pave the way for true financial freedom? Welcome to Day 4 of our exhilarating 5-day series, "Kickstart Financial Freedom 2025." </p>
<p>Today we're tackling the cornerstone of debt elimination - the most effective paydown method.</p>
<p>Whether you're drowning in credit card debt, grappling with student loans, or simply looking to optimize your debt repayment strategy, this episode will equip you with the knowledge and tools to make your money work for you, not against you.</p>
<p>Prepare to challenge your current financial mindset, discover game-changing money management techniques, and take the first steps towards lasting financial freedom. This is where your journey to a debt-free life truly begins - are you ready to take control?</p>
<p>This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/7ygm4dizvdfrg29e/day4-snowball_doneap.mp3" length="5458320" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you ready to revolutionize your approach to debt and pave the way for true financial freedom? Welcome to Day 4 of our exhilarating 5-day series, "Kickstart Financial Freedom 2025." 
Today we're tackling the cornerstone of debt elimination - the most effective paydown method.
Whether you're drowning in credit card debt, grappling with student loans, or simply looking to optimize your debt repayment strategy, this episode will equip you with the knowledge and tools to make your money work for you, not against you.
Prepare to challenge your current financial mindset, discover game-changing money management techniques, and take the first steps towards lasting financial freedom. This is where your journey to a debt-free life truly begins - are you ready to take control?
This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon.
 
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>389</itunes:duration>
                <itunes:episode>49</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>48 | Day 3/5 Kickstart Financial Freedom 2025: The Silent Wealth Killer</title>
        <itunes:title>48 | Day 3/5 Kickstart Financial Freedom 2025: The Silent Wealth Killer</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/48-day-35-kickstart-financial-freedom-2025-the-silent-wealth-killer/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/48-day-35-kickstart-financial-freedom-2025-the-silent-wealth-killer/#comments</comments>        <pubDate>Wed, 08 Jan 2025 01:11:00 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/051b49b0-d299-317b-8a15-cea710f80296</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">🔥 Are you READY to transform your financial future and break free from the chains of debt? This isn't just another podcast episode - this is your personal FINANCIAL BREAKTHROUGH!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">In today's high-stakes financial landscape, interest isn't just a number - it's a silent wealth killer that can derail your dreams. Join host Shanalei as she exposes the hidden mechanisms that keep you trapped in a cycle of financial struggle. This episode dives deep into the true cost of interest, revealing how seemingly small percentages can dramatically impact your long-term financial health.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Part of the innovatively fresh "Kickstart Financial Freedom 2025" series, this powerful episode is laser-focused on high-achieving professionals who are tired of feeling financially defeated and ready to take REAL control of their money. You'll discover shocking insights about how interest eats away at your hard-earned income and learn powerful strategies to turn the tables on debt.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Each moment of this podcast is designed to provide actionable, immediately implementable techniques that will help you accelerate towards financial freedom. Whether you're struggling with credit card debt, student loans, or mortgage payments, you'll walk away with a clear blueprint for creating intentional financial transformation. This isn't just about understanding numbers - it's about rekindling your life's true potential and building unstoppable financial momentum.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Your financial revolution starts now. Are you ready to make your money work for you, not against you? Tune in and take the first step towards demolishing debt and creating the financial future you've always dreamed of!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">🔥 Are you READY to transform your financial future and break free from the chains of debt? This isn't just another podcast episode - this is your personal FINANCIAL BREAKTHROUGH!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">In today's high-stakes financial landscape, interest isn't just a number - it's a silent wealth killer that can derail your dreams. Join host Shanalei as she exposes the hidden mechanisms that keep you trapped in a cycle of financial struggle. This episode dives deep into the true cost of interest, revealing how seemingly small percentages can dramatically impact your long-term financial health.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Part of the innovatively fresh "Kickstart Financial Freedom 2025" series, this powerful episode is laser-focused on high-achieving professionals who are tired of feeling financially defeated and ready to take REAL control of their money. You'll discover shocking insights about how interest eats away at your hard-earned income and learn powerful strategies to turn the tables on debt.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Each moment of this podcast is designed to provide actionable, immediately implementable techniques that will help you accelerate towards financial freedom. Whether you're struggling with credit card debt, student loans, or mortgage payments, you'll walk away with a clear blueprint for creating intentional financial transformation. This isn't just about understanding numbers - it's about rekindling your life's true potential and building unstoppable financial momentum.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Your financial revolution starts now. Are you ready to make your money work for you, not against you? Tune in and take the first step towards demolishing debt and creating the financial future you've always dreamed of!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ub9gi6zczgg59ak3/day3-interest_retakeap.mp3" length="4406899" type="audio/mpeg"/>
        <itunes:summary><![CDATA[🔥 Are you READY to transform your financial future and break free from the chains of debt? This isn't just another podcast episode - this is your personal FINANCIAL BREAKTHROUGH!
 
In today's high-stakes financial landscape, interest isn't just a number - it's a silent wealth killer that can derail your dreams. Join host Shanalei as she exposes the hidden mechanisms that keep you trapped in a cycle of financial struggle. This episode dives deep into the true cost of interest, revealing how seemingly small percentages can dramatically impact your long-term financial health.
 
Part of the innovatively fresh "Kickstart Financial Freedom 2025" series, this powerful episode is laser-focused on high-achieving professionals who are tired of feeling financially defeated and ready to take REAL control of their money. You'll discover shocking insights about how interest eats away at your hard-earned income and learn powerful strategies to turn the tables on debt.
 
Each moment of this podcast is designed to provide actionable, immediately implementable techniques that will help you accelerate towards financial freedom. Whether you're struggling with credit card debt, student loans, or mortgage payments, you'll walk away with a clear blueprint for creating intentional financial transformation. This isn't just about understanding numbers - it's about rekindling your life's true potential and building unstoppable financial momentum.
 
Your financial revolution starts now. Are you ready to make your money work for you, not against you? Tune in and take the first step towards demolishing debt and creating the financial future you've always dreamed of!
 
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>314</itunes:duration>
                <itunes:episode>48</itunes:episode>
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        <title>47 | Day 2/5 Kickstart Financial Freedom 2025: Your Debt Decoder</title>
        <itunes:title>47 | Day 2/5 Kickstart Financial Freedom 2025: Your Debt Decoder</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/47-day-25-kickstart-financial-freedom-2025-your-debt-decoder/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/47-day-25-kickstart-financial-freedom-2025-your-debt-decoder/#comments</comments>        <pubDate>Tue, 07 Jan 2025 01:11:00 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/c4872324-a2a2-3b5f-a9b8-ec8d9c10f4c3</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Are you READY to transform your financial future and create REAL financial freedom? This isn't just another podcast episode - this is your personal FINANCIAL BREAKTHROUGH! 2025 is the year you take back control, decode your financial challenges, and create unstoppable momentum!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: __fkGroteskNeue_598ab8; font-size: 16.0pt;">This is Day 2 of our 5-day series, "Kickstart Financial Freedom 2025." I'm Shanalei, and today we're diving into a game-changing concept: your Debt-to-Income Ratio (DTI). Knowing your DTI is like having a financial GPS - it shows you exactly where you stand and how much debt is ahead of you. Once you have this crucial information, you're equipped to make clear, strategic moves to eliminate your debt and accelerate towards financial freedom.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: __fkGroteskNeue_598ab8; font-size: 16.0pt;">This episode is tailor-made for high-achieving professionals who are ready to turn their income into a wealth-building machine. You'll walk away with powerful money management techniques that will make your money work for you, not against you. Get ready to gain clarity, take control, and set the stage for your debt-free future. This is where your financial revolution truly begins!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Each episode of the 5-day series provides actionable, immediately implementable strategies designed to demolish debt, rekindle life's joys, and create intentional financial freedom. Perfect for professionals ready to stop feeling financially defeated and start taking control of their money story, "Debt-Free Momentum" is the ultimate guide to financial transformation.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Are you READY to transform your financial future and create REAL financial freedom? This isn't just another podcast episode - this is your personal FINANCIAL BREAKTHROUGH! 2025 is the year you take back control, decode your financial challenges, and create unstoppable momentum!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: __fkGroteskNeue_598ab8; font-size: 16.0pt;">This is Day 2 of our 5-day series, "Kickstart Financial Freedom 2025." I'm Shanalei, and today we're diving into a game-changing concept: your Debt-to-Income Ratio (DTI). Knowing your DTI is like having a financial GPS - it shows you exactly where you stand and how much debt is ahead of you. Once you have this crucial information, you're equipped to make clear, strategic moves to eliminate your debt and accelerate towards financial freedom.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: __fkGroteskNeue_598ab8; font-size: 16.0pt;">This episode is tailor-made for high-achieving professionals who are ready to turn their income into a wealth-building machine. You'll walk away with powerful money management techniques that will make your money work for you, not against you. Get ready to gain clarity, take control, and set the stage for your debt-free future. This is where your financial revolution truly begins!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Each episode of the 5-day series provides actionable, immediately implementable strategies designed to demolish debt, rekindle life's joys, and create intentional financial freedom. Perfect for professionals ready to stop feeling financially defeated and start taking control of their money story, "Debt-Free Momentum" is the ultimate guide to financial transformation.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/k4advd4w6juhwpzy/day2-dtiap.mp3" length="5529257" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you READY to transform your financial future and create REAL financial freedom? This isn't just another podcast episode - this is your personal FINANCIAL BREAKTHROUGH! 2025 is the year you take back control, decode your financial challenges, and create unstoppable momentum!
 
This is Day 2 of our 5-day series, "Kickstart Financial Freedom 2025." I'm Shanalei, and today we're diving into a game-changing concept: your Debt-to-Income Ratio (DTI). Knowing your DTI is like having a financial GPS - it shows you exactly where you stand and how much debt is ahead of you. Once you have this crucial information, you're equipped to make clear, strategic moves to eliminate your debt and accelerate towards financial freedom.
 
This episode is tailor-made for high-achieving professionals who are ready to turn their income into a wealth-building machine. You'll walk away with powerful money management techniques that will make your money work for you, not against you. Get ready to gain clarity, take control, and set the stage for your debt-free future. This is where your financial revolution truly begins!
 
Each episode of the 5-day series provides actionable, immediately implementable strategies designed to demolish debt, rekindle life's joys, and create intentional financial freedom. Perfect for professionals ready to stop feeling financially defeated and start taking control of their money story, "Debt-Free Momentum" is the ultimate guide to financial transformation.
 
This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon.
 
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>394</itunes:duration>
                <itunes:episode>47</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>46 | Day 1/5 Kickstart Financial Freedom 2025: Start Your Debt Domino</title>
        <itunes:title>46 | Day 1/5 Kickstart Financial Freedom 2025: Start Your Debt Domino</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/46-day-15-kickstart-financial-freedom-2025-start-your-debt-domino/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/46-day-15-kickstart-financial-freedom-2025-start-your-debt-domino/#comments</comments>        <pubDate>Mon, 06 Jan 2025 01:11:00 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/e268b71b-7ae7-30d0-8705-3835ed1e4ef3</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Are you READY to DEMOLISH your debt and create REAL financial freedom? This isn't just another podcast episode - this is your FINANCIAL REVOLUTION! And 2025 is your year!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">In this episode of "Debt-Free Momentum" we are kicking off the first day of our 5-day series called "Kickstart Financial Freedom 2025."</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Today, we are going to discover where it all began…We're focusing on the paradox of high-income earners struggling with debt and will give you actionable steps to reverse the cycle. This first day of the series sets the stage for understanding the psychological and practical factors contributing to the debt paradox among high earners, preparing you for the upcoming days' focused tips and strategies.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Listen in if you are finally ready to get rid of debt. Designed for high-achieving professionals, Shanalei is going to give you strategic money management techniques so your money can start working for you.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Each episode of the 5 day series provides actionable, immediately implementable strategies designed to demolish debt, rekindle life's joys, and create intentional financial freedom. Perfect for professionals ready to stop feeling financially defeated and start taking control of their money story, "Debt-Free Momentum" is the ultimate guide to financial transformation.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Are you READY to DEMOLISH your debt and create REAL financial freedom? This isn't just another podcast episode - this is your FINANCIAL REVOLUTION! And 2025 is your year!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">In this episode of "Debt-Free Momentum" we are kicking off the first day of our 5-day series called "Kickstart Financial Freedom 2025."</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Today, we are going to discover where it all began…We're focusing on the paradox of high-income earners struggling with debt and will give you actionable steps to reverse the cycle. This first day of the series sets the stage for understanding the psychological and practical factors contributing to the debt paradox among high earners, preparing you for the upcoming days' focused tips and strategies.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Listen in if you are finally ready to get rid of debt. Designed for high-achieving professionals, Shanalei is going to give you strategic money management techniques so your money can start working for you.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Each episode of the 5 day series provides actionable, immediately implementable strategies designed to demolish debt, rekindle life's joys, and create intentional financial freedom. Perfect for professionals ready to stop feeling financially defeated and start taking control of their money story, "Debt-Free Momentum" is the ultimate guide to financial transformation.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel Your Money: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/y4meudgz6ikuw39z/46_day1-psychology_of_debtap.mp3" length="7750649" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you READY to DEMOLISH your debt and create REAL financial freedom? This isn't just another podcast episode - this is your FINANCIAL REVOLUTION! And 2025 is your year!
 
In this episode of "Debt-Free Momentum" we are kicking off the first day of our 5-day series called "Kickstart Financial Freedom 2025."
 
Today, we are going to discover where it all began…We're focusing on the paradox of high-income earners struggling with debt and will give you actionable steps to reverse the cycle. This first day of the series sets the stage for understanding the psychological and practical factors contributing to the debt paradox among high earners, preparing you for the upcoming days' focused tips and strategies.
 
Listen in if you are finally ready to get rid of debt. Designed for high-achieving professionals, Shanalei is going to give you strategic money management techniques so your money can start working for you.
 
Each episode of the 5 day series provides actionable, immediately implementable strategies designed to demolish debt, rekindle life's joys, and create intentional financial freedom. Perfect for professionals ready to stop feeling financially defeated and start taking control of their money story, "Debt-Free Momentum" is the ultimate guide to financial transformation.
 
This isn't just another financial podcast - it's a transformative journey that exposes the hidden psychological barriers keeping smart, high-income earners from true wealth. Through strategic money management techniques and powerful mindset shifts, listeners will discover how to break free from the HENRY (High Earners, Not Rich Yet) phenomenon, turning their income into a wealth-building weapon.
 
Uplevel Your Money: Learn More about Calendar Budget Mastery
Visit the website for free resources: https://sanitycents.com
Contact: shanalei@sanitycents.com
 ]]></itunes:summary>
        <itunes:author>SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>553</itunes:duration>
                <itunes:episode>46</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>45 | Struggle with budgeting? Maybe it’s not about how much money you make.</title>
        <itunes:title>45 | Struggle with budgeting? Maybe it’s not about how much money you make.</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/45-struggle-with-budgeting-maybe-it-s-not-about-how-much-money-you-make/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/45-struggle-with-budgeting-maybe-it-s-not-about-how-much-money-you-make/#comments</comments>        <pubDate>Tue, 05 Nov 2024 10:30:00 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/791bb957-a9d5-3055-8b52-e2250495d0d5</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Do you feel like your financial situation remains unchanged despite having a budget, or do you struggle to stick to the budget you set? If so, today’s episode is just for you!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">We dive into the idea that your budgeting woes might not be directly tied to how much money you make. Instead, there could be underlying factors at play that are holding you back. The good news? Many of these factors are self-imposed and can be changed with a little effort and awareness.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Join us as we explore practical tips and mindset shifts that can help you break free from the cycle of frustration. You’ll discover how to approach budgeting in a way that feels more manageable and effective, ultimately leading to a healthier financial situation. Don't miss it!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://pages.sanitycents.com/starterkit'>Get Started: Grab the Free Calendar Budgeting Starter Kit</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Budget brilliantly, friends! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Do you feel like your financial situation remains unchanged despite having a budget, or do you struggle to stick to the budget you set? If so, today’s episode is just for you!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">We dive into the idea that your budgeting woes might not be directly tied to how much money you make. Instead, there could be underlying factors at play that are holding you back. The good news? Many of these factors are self-imposed and can be changed with a little effort and awareness.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Join us as we explore practical tips and mindset shifts that can help you break free from the cycle of frustration. You’ll discover how to approach budgeting in a way that feels more manageable and effective, ultimately leading to a healthier financial situation. Don't miss it!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://pages.sanitycents.com/starterkit'>Get Started: Grab the Free Calendar Budgeting Starter Kit</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Budget brilliantly, friends! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/6p8u9tsmnfqccvug/45-struggleap.mp3" length="15837995" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Do you feel like your financial situation remains unchanged despite having a budget, or do you struggle to stick to the budget you set? If so, today’s episode is just for you!
 
We dive into the idea that your budgeting woes might not be directly tied to how much money you make. Instead, there could be underlying factors at play that are holding you back. The good news? Many of these factors are self-imposed and can be changed with a little effort and awareness.
 
Join us as we explore practical tips and mindset shifts that can help you break free from the cycle of frustration. You’ll discover how to approach budgeting in a way that feels more manageable and effective, ultimately leading to a healthier financial situation. Don't miss it!
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.
 
Uplevel: Learn More about Calendar Budget Mastery
Get Started: Grab the Free Calendar Budgeting Starter Kit
 
Budget brilliantly, friends! I'm rooting for your success!
Contact: shanalei@sanitycents.com
Visit the website for free resources: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1131</itunes:duration>
                <itunes:episode>45</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>44 | Top 10 Game-Changing Budgeting Moves if Starting Over from Scratch</title>
        <itunes:title>44 | Top 10 Game-Changing Budgeting Moves if Starting Over from Scratch</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/10-game-changing-budgeting-moves-if-starting-over-from-scratch/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/10-game-changing-budgeting-moves-if-starting-over-from-scratch/#comments</comments>        <pubDate>Sat, 28 Sep 2024 16:06:12 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/85a88d37-09e8-3bd0-be36-5a9117dc537a</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Today I'm sharing my Top 10 List of must-do money moves that I would do over again to transform my financial future. Whether you're just starting out or looking to course-correct, these budgeting moves can help you overcome (or avoid) debt and pave the way towards a path that’s aligned with your future goals.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Remember, every small change you make today can lead to significant improvements tomorrow. So, let's embark on this journey together and build the financial freedom you deserve for yourself and your family.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://pages.sanitycents.com/starterkit'>Get Started: Grab the Free Calendar Budgeting Starter Kit</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Related episode: <a href='https://www.podbean.com/eas/pb-cbfdv-16e953b'>04 | The budgeting method that changed my view on budgeting</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Budget Brilliantly, friends! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Today I'm sharing my Top 10 List of must-do money moves that I would do over again to transform my financial future. Whether you're just starting out or looking to course-correct, these budgeting moves can help you overcome (or avoid) debt and pave the way towards a path that’s aligned with your future goals.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Remember, every small change you make today can lead to significant improvements tomorrow. So, let's embark on this journey together and build the financial freedom you deserve for yourself and your family.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Uplevel: Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://pages.sanitycents.com/starterkit'>Get Started: Grab the Free Calendar Budgeting Starter Kit</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Related episode: <a href='https://www.podbean.com/eas/pb-cbfdv-16e953b'>04 | The budgeting method that changed my view on budgeting</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Budget Brilliantly, friends! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/64xhsmcztws3tz2f/44-Top10_starting_over2apa05w0.mp3" length="15203163" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Today I'm sharing my Top 10 List of must-do money moves that I would do over again to transform my financial future. Whether you're just starting out or looking to course-correct, these budgeting moves can help you overcome (or avoid) debt and pave the way towards a path that’s aligned with your future goals.
 
Remember, every small change you make today can lead to significant improvements tomorrow. So, let's embark on this journey together and build the financial freedom you deserve for yourself and your family.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.
 
Uplevel: Learn More about Calendar Budget Mastery
Get Started: Grab the Free Calendar Budgeting Starter Kit
 
Related episode: 04 | The budgeting method that changed my view on budgeting
 
Budget Brilliantly, friends! I'm rooting for your success!
Contact: shanalei@sanitycents.com
Visit the website for free resources: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1085</itunes:duration>
                <itunes:episode>44</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>43 | Dodge the Social Media Trap: Secure Your Financial Future</title>
        <itunes:title>43 | Dodge the Social Media Trap: Secure Your Financial Future</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/43-dodge-the-social-media-trap-secure-your-financial-future/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/43-dodge-the-social-media-trap-secure-your-financial-future/#comments</comments>        <pubDate>Sat, 24 Aug 2024 19:18:41 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/c3329ef9-4eeb-330a-b59b-2421a17a69d4</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">In this week's candid episode, we'll talk about the social pressures that affect how we handle our money in today’s world. With social media all around us, it’s easy to feel like we need to spend money to fit in, impress friends or family, which can lead to poor financial choices. We'll highlight social pressures, discuss real-life stories, and identify strategies for overcoming pressures. From setting your financial goals to possibly breaking away from social media, let's take control of our external motivations and ensure that we are focused on what is best for our families.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://pages.sanitycents.com/starterkit'>Grab the Free Calendar Budgeting Starter Kit</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">
Budget Brilliantly, friends! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">In this week's candid episode, we'll talk about the social pressures that affect how we handle our money in today’s world. With social media all around us, it’s easy to feel like we need to spend money to fit in, impress friends or family, which can lead to poor financial choices. We'll highlight social pressures, discuss real-life stories, and identify strategies for overcoming pressures. From setting your financial goals to possibly breaking away from social media, let's take control of our external motivations and ensure that we are focused on what is best for our families.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://pages.sanitycents.com/starterkit'>Grab the Free Calendar Budgeting Starter Kit</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><br>
Budget Brilliantly, friends! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/i8iaiingdvfsexuq/43_-_Societal_pressures-2ap86152.mp3" length="13503335" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this week's candid episode, we'll talk about the social pressures that affect how we handle our money in today’s world. With social media all around us, it’s easy to feel like we need to spend money to fit in, impress friends or family, which can lead to poor financial choices. We'll highlight social pressures, discuss real-life stories, and identify strategies for overcoming pressures. From setting your financial goals to possibly breaking away from social media, let's take control of our external motivations and ensure that we are focused on what is best for our families.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.
 
Learn More about Calendar Budget Mastery
Grab the Free Calendar Budgeting Starter Kit
Budget Brilliantly, friends! I'm rooting for your success!
Contact: shanalei@sanitycents.com
Visit the website for free resources: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>964</itunes:duration>
                <itunes:episode>43</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>42 | Think Rich: Learn how to build a wealthy perspective</title>
        <itunes:title>42 | Think Rich: Learn how to build a wealthy perspective</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/42-think-rich-learn-how-to-build-a-wealthy-perspective/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/42-think-rich-learn-how-to-build-a-wealthy-perspective/#comments</comments>        <pubDate>Tue, 06 Aug 2024 16:45:00 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/f7742e5c-d9fc-3382-8b22-1129404b1ae7</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">In this episode, we explore the power of a positive mindset in achieving financial success. You'll discover practical strategies to shift your thinking from scarcity to abundance and why it’s imperative to achieving financial wellbeing. Listen in to unlock your potential for prosperity and reshape your financial future.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up: Calendar Budget Mastery Waiting List</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://pages.sanitycents.com/starterkit'>Grab the Free Calendar Budgeting Starter Kit</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">
Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">In this episode, we explore the power of a positive mindset in achieving financial success. You'll discover practical strategies to shift your thinking from scarcity to abundance and why it’s imperative to achieving financial wellbeing. Listen in to unlock your potential for prosperity and reshape your financial future.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up: Calendar Budget Mastery Waiting List</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://pages.sanitycents.com/starterkit'>Grab the Free Calendar Budgeting Starter Kit</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><br>
Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kpra4hw599nabyhj/42-Think_Richapatsbq.mp3" length="8211763" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode, we explore the power of a positive mindset in achieving financial success. You'll discover practical strategies to shift your thinking from scarcity to abundance and why it’s imperative to achieving financial wellbeing. Listen in to unlock your potential for prosperity and reshape your financial future.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.
 
Learn More about Calendar Budget Mastery
Sign up: Calendar Budget Mastery Waiting List
Grab the Free Calendar Budgeting Starter Kit
Budget Brilliantly, my friend! I'm rooting for your success!
Contact: shanalei@sanitycents.com
Visit the website for free resources: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>586</itunes:duration>
                <itunes:episode>42</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>41 | Mastering Sinking Funds: Unlocking Financial Peace of Mind (Part 2 of 2)</title>
        <itunes:title>41 | Mastering Sinking Funds: Unlocking Financial Peace of Mind (Part 2 of 2)</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/41-sinking-funds-part-2/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/41-sinking-funds-part-2/#comments</comments>        <pubDate>Sun, 14 Jul 2024 10:32:35 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/1723c45b-012d-393d-9690-35f9a01d06b2</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Part Two - All about sinking funds, how they can transform your financial planning and help to keep your budget on track. We’ll talk about tools to use, common mistakes people make when setting up and using sinking funds, and how incorporate them into your financial plan.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Plus, SIGN UP NOW for the waitlist for the launch of <a href='https://sanitycents.com/launch_cbm/'>Calendar Budget Mastery</a> which will be announced on 7/17. Designed to streamline your budgeting process and forecast your bank balance weeks in advance, it's like having a crystal ball for your money. Don't miss out on a limited enrollment period. <a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up for the waiting list today</a>!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up: Calendar Budget Mastery Waiting List</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Part Two - All about sinking funds, how they can transform your financial planning and help to keep your budget on track. We’ll talk about tools to use, common mistakes people make when setting up and using sinking funds, and how incorporate them into your financial plan.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Plus, SIGN UP NOW for the waitlist for the launch of <a href='https://sanitycents.com/launch_cbm/'>Calendar Budget Mastery</a> which will be announced on 7/17. Designed to streamline your budgeting process and forecast your bank balance weeks in advance, it's like having a crystal ball for your money. Don't miss out on a limited enrollment period. <a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up for the waiting list today</a>!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up: Calendar Budget Mastery Waiting List</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/urgdu89mwcppgy7n/sinking_funds_part_2apb47am.mp3" length="13420659" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Part Two - All about sinking funds, how they can transform your financial planning and help to keep your budget on track. We’ll talk about tools to use, common mistakes people make when setting up and using sinking funds, and how incorporate them into your financial plan.
 
Plus, SIGN UP NOW for the waitlist for the launch of Calendar Budget Mastery which will be announced on 7/17. Designed to streamline your budgeting process and forecast your bank balance weeks in advance, it's like having a crystal ball for your money. Don't miss out on a limited enrollment period. Sign up for the waiting list today!
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.
 
Learn More about Calendar Budget Mastery
Sign up: Calendar Budget Mastery Waiting List
 
Budget Brilliantly, my friend! I'm rooting for your success!
Contact: shanalei@sanitycents.com
Visit the website for free resources: https://sanitycents.com
 ]]></itunes:summary>
        <itunes:author>Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>958</itunes:duration>
                <itunes:episode>41</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>40 | Mastering Sinking Funds: Unlocking Financial Peace of Mind (Part 1 of 2)</title>
        <itunes:title>40 | Mastering Sinking Funds: Unlocking Financial Peace of Mind (Part 1 of 2)</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/40-mastering-sinking-funds-unlocking-financial-peace-of-mind-part-1-of-2/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/40-mastering-sinking-funds-unlocking-financial-peace-of-mind-part-1-of-2/#comments</comments>        <pubDate>Wed, 03 Jul 2024 21:37:28 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/857ab78f-62c7-3c9b-b261-17c7d6e97f18</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">In this budgeting episode, we delve into the power of sinking funds and how they can transform your financial planning. We'll not only discuss the best ways to identify which sinking funds you should have but also provide a step-by-step guide on setting them up. Importantly, we’ll highlight a crucial step that is often overlooked, which can make all the difference in effectively managing your sinking funds. Tune in to learn how to implement this powerful tool in your budget and ensure you’re prepared for future expenses without financial stress.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Plus, SIGN UP NOW for the waitlist for the launch of the <a href='https://sanitycents.com/launch_cbm/'>Calendar Budget Mastery Program</a> in late July. Designed to streamline your budgeting process and forecast your bank balance weeks in advance, it's like having a crystal ball for your money.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Don't miss out—<a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up for the waiting list today</a>!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up: Calendar Budget Mastery Waiting List</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">In this budgeting episode, we delve into the power of sinking funds and how they can transform your financial planning. We'll not only discuss the best ways to identify which sinking funds you should have but also provide a step-by-step guide on setting them up. Importantly, we’ll highlight a <em>crucial step </em>that is often overlooked, which can make all the difference in effectively managing your sinking funds. Tune in to learn how to implement this powerful tool in your budget and ensure you’re prepared for future expenses without financial stress.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Plus, SIGN UP NOW for the waitlist for the launch of the <a href='https://sanitycents.com/launch_cbm/'>Calendar Budget Mastery Program</a> in late July. Designed to streamline your budgeting process and forecast your bank balance weeks in advance, it's like having a crystal ball for your money.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Don't miss out—<a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up for the waiting list today</a>!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up: Calendar Budget Mastery Waiting List</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Visit the website for free resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/nrmn9yqvj9fzxs2y/40_sinking_funds_part_1apbb1vw.mp3" length="13442249" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this budgeting episode, we delve into the power of sinking funds and how they can transform your financial planning. We'll not only discuss the best ways to identify which sinking funds you should have but also provide a step-by-step guide on setting them up. Importantly, we’ll highlight a crucial step that is often overlooked, which can make all the difference in effectively managing your sinking funds. Tune in to learn how to implement this powerful tool in your budget and ensure you’re prepared for future expenses without financial stress.
 
Plus, SIGN UP NOW for the waitlist for the launch of the Calendar Budget Mastery Program in late July. Designed to streamline your budgeting process and forecast your bank balance weeks in advance, it's like having a crystal ball for your money.
Don't miss out—Sign up for the waiting list today!
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.
 
Learn More about Calendar Budget Mastery
Sign up: Calendar Budget Mastery Waiting List
 
Budget Brilliantly, my friend! I'm rooting for your success!
Contact: shanalei@sanitycents.com
Visit the website for free resources: https://sanitycents.com
 ]]></itunes:summary>
        <itunes:author>Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>960</itunes:duration>
                <itunes:episode>40</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>39 | Is your budget a HOT mess? Here's how to get back on track.</title>
        <itunes:title>39 | Is your budget a HOT mess? Here's how to get back on track.</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/39-is-your-budget-a-hot-mess-heres-how-to-get-back-on-track/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/39-is-your-budget-a-hot-mess-heres-how-to-get-back-on-track/#comments</comments>        <pubDate>Tue, 25 Jun 2024 20:37:07 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/829572ea-c221-33e5-8bab-64ae9e6ff750</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Are you feeling overwhelmed by your finances and not sure where to start or do you just feel like some days are better than others? In this episode, we dive deep into practical tactics designed for anyone struggling with a chaotic budget. Tune in to learn how to take control of your financial situation, reduce stress, and set yourself up for long-term success. Let's turn that budget disaster into a well-oiled financial plan!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Plus, SIGN UP NOW for the waitlist for the launch of the <a href='https://sanitycents.com/launch_cbm/'>Calendar Budget Mastery Program</a> in late July. Designed to streamline your budgeting process and forecast your bank balance weeks in advance, it's like having a crystal ball for your money.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Don't miss out—<a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up for the waiting list today</a>!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up: Calendar Budget Mastery Waiting List</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Follow-up Episodes:</p>
<ul style="margin-top:0in;margin-bottom:0in;" type="disc"><li style="margin-top:0;margin-bottom:0;vertical-align:middle;"><a href='https://budgetingbrilliance.podbean.com/e/36-over-spender-10-easy-tactics-for-controlling-your-spending-for-those-who-struggle-to-budget-every-month/'>Episode 36: Control Overspending</a></li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;"><a href='https://budgetingbrilliance.podbean.com/e/30-consolidation-loans-are-they-right-for-you-and-do-they-really-help-and-my-personal-stories/'>Episode 30: Consolidation Loans</a></li>
</ul>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Website: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Are you feeling overwhelmed by your finances and not sure where to start or do you just feel like some days are better than others? In this episode, we dive deep into practical tactics designed for anyone struggling with a chaotic budget. Tune in to learn how to take control of your financial situation, reduce stress, and set yourself up for long-term success. Let's turn that budget disaster into a well-oiled financial plan!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Plus, SIGN UP NOW for the waitlist for the launch of the <a href='https://sanitycents.com/launch_cbm/'>Calendar Budget Mastery Program</a> in late July. Designed to streamline your budgeting process and forecast your bank balance weeks in advance, it's like having a crystal ball for your money.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Don't miss out—<a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up for the waiting list today</a>!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://sanitycents.com/launch_cbm/'>Learn More about Calendar Budget Mastery</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"><a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up: Calendar Budget Mastery Waiting List</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Follow-up Episodes:</p>
<ul style="margin-top:0in;margin-bottom:0in;" type="disc"><li style="margin-top:0;margin-bottom:0;vertical-align:middle;"><a href='https://budgetingbrilliance.podbean.com/e/36-over-spender-10-easy-tactics-for-controlling-your-spending-for-those-who-struggle-to-budget-every-month/'>Episode 36: Control Overspending</a></li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;"><a href='https://budgetingbrilliance.podbean.com/e/30-consolidation-loans-are-they-right-for-you-and-do-they-really-help-and-my-personal-stories/'>Episode 30: Consolidation Loans</a></li>
</ul>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Website: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wk3sxgv3y9s3c8m7/hot_messap8yb4x.mp3" length="15791537" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you feeling overwhelmed by your finances and not sure where to start or do you just feel like some days are better than others? In this episode, we dive deep into practical tactics designed for anyone struggling with a chaotic budget. Tune in to learn how to take control of your financial situation, reduce stress, and set yourself up for long-term success. Let's turn that budget disaster into a well-oiled financial plan!
 
Plus, SIGN UP NOW for the waitlist for the launch of the Calendar Budget Mastery Program in late July. Designed to streamline your budgeting process and forecast your bank balance weeks in advance, it's like having a crystal ball for your money.
Don't miss out—Sign up for the waiting list today!
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.
 
Learn More about Calendar Budget Mastery
Sign up: Calendar Budget Mastery Waiting List
 
Follow-up Episodes:
Episode 36: Control Overspending
Episode 30: Consolidation Loans
 
 
Budget Brilliantly, my friend! I'm rooting for your success!
Contact: shanalei@sanitycents.com
Website: https://sanitycents.com
 ]]></itunes:summary>
        <itunes:author>Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1127</itunes:duration>
                <itunes:episode>39</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>38 | Quick 2-Question Test to Predict Your Financial Success Long-term. How well do you measure up?</title>
        <itunes:title>38 | Quick 2-Question Test to Predict Your Financial Success Long-term. How well do you measure up?</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/38-quick-test-to-know-if-you-ll-win-at-money-long-term-and-achieve-financial-freedom/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/38-quick-test-to-know-if-you-ll-win-at-money-long-term-and-achieve-financial-freedom/#comments</comments>        <pubDate>Wed, 19 Jun 2024 01:01:00 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/bbe79e6a-929c-3648-8bee-2022f2f3dbe6</guid>
                                    <description><![CDATA[<p>In this episode of the Budgeting Brilliance podcast, we dive into a simple, yet powerful TWO question test to determine if you'll achieve long-term financial independence. Discover key habits and mindset shifts that set financially successful individuals apart. Whether you're just starting your budgeting journey or looking to refine your strategies, this episode offers valuable insights to help you secure a prosperous future. Tune in to learn the essentials of effective budgeting and unlock the path to financial independence.</p>
<p> </p>
<p>Plus, don't forget to sign up for the waitlist for the launch of the <a href='https://sanitycents.com/launch_cbm/'>Calendar Budget Mastery Program</a>. Designed to streamline your budgeting process and forecast your bank balance weeks in advance, it's like having a crystal ball for your money. Don't miss out—<a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up for the waiting list today</a>!</p>
<p> </p>
<p>It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p> </p>
<p><a href='https://sanitycents.com/launch_cbm/'>Learn More about Calendar Budget Mastery</a></p>
<p><a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up: Calendar Budget Mastery Waiting List</a></p>
<p> </p>
<p>Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p>Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p>Website: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode of the Budgeting Brilliance podcast, we dive into a simple, yet powerful TWO question test to determine if you'll achieve long-term financial independence. Discover key habits and mindset shifts that set financially successful individuals apart. Whether you're just starting your budgeting journey or looking to refine your strategies, this episode offers valuable insights to help you secure a prosperous future. Tune in to learn the essentials of effective budgeting and unlock the path to financial independence.</p>
<p> </p>
<p>Plus, don't forget to sign up for the waitlist for the launch of the <a href='https://sanitycents.com/launch_cbm/'>Calendar Budget Mastery Program</a>. Designed to streamline your budgeting process and forecast your bank balance weeks in advance, it's like having a crystal ball for your money. Don't miss out—<a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up for the waiting list today</a>!</p>
<p> </p>
<p>It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p> </p>
<p><a href='https://sanitycents.com/launch_cbm/'>Learn More about Calendar Budget Mastery</a></p>
<p><a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up: Calendar Budget Mastery Waiting List</a></p>
<p> </p>
<p>Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p>Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p>Website: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/gk9i9a6qtuditt3c/questions_longterm_successap.mp3" length="9686009" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode of the Budgeting Brilliance podcast, we dive into a simple, yet powerful TWO question test to determine if you'll achieve long-term financial independence. Discover key habits and mindset shifts that set financially successful individuals apart. Whether you're just starting your budgeting journey or looking to refine your strategies, this episode offers valuable insights to help you secure a prosperous future. Tune in to learn the essentials of effective budgeting and unlock the path to financial independence.
 
Plus, don't forget to sign up for the waitlist for the launch of the Calendar Budget Mastery Program. Designed to streamline your budgeting process and forecast your bank balance weeks in advance, it's like having a crystal ball for your money. Don't miss out—Sign up for the waiting list today!
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.
 
Learn More about Calendar Budget Mastery
Sign up: Calendar Budget Mastery Waiting List
 
Budget Brilliantly, my friend! I'm rooting for your success!
Contact: shanalei@sanitycents.com
Website: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>691</itunes:duration>
                <itunes:episode>38</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>37 | STOP(!) Making Budgeting Complicated | I have a simpler budgeting plan</title>
        <itunes:title>37 | STOP(!) Making Budgeting Complicated | I have a simpler budgeting plan</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/37-stop-making-budgeting-complicated-i-have-a-simpler-budgeting-plan/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/37-stop-making-budgeting-complicated-i-have-a-simpler-budgeting-plan/#comments</comments>        <pubDate>Mon, 10 Jun 2024 00:01:00 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/1c4c5cb3-9368-3a58-8701-8bb5190731a4</guid>
                                    <description><![CDATA[<p>I'm excited to announce the latest episode of the Budgeting Brilliance Podcast, where we'll talk about an all-too-common problem -- overcomplicating budgeting. In this episode, we explore some traditional methods and how they are overwhelming and that simplifying your approach can lead to greater financial clarity and peace of mind.</p>
<p>Plus, I'm unveiling my new Calendar Budget Mastery program, designed to streamline your budgeting process and forecast your bank balance weeks in advance. Don't miss out—sign up for the waiting list today (see the link below) and be the first to experience a simpler, more effective way to manage your finances!</p>
<p>It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p>Finally start budgeting the right and most intuitive way -- Calendar Budgeting. I'm excited to be able to share this pivotal shift in traditional budgeting with you. Sign up to be the first to know when it launches in July.</p>
<p> </p>
<p><a href='https://sanitycents.com/launch_cbm/'>Learn More about Calendar Budget Mastery</a></p>
<p><a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up: Calendar Budget Mastery Waiting List</a></p>
<p> </p>
<p>Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p> </p>
<p>Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p>Website: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>I'm excited to announce the latest episode of the Budgeting Brilliance Podcast, where we'll talk about an all-too-common problem -- overcomplicating budgeting. In this episode, we explore some traditional methods and how they are overwhelming and that simplifying your approach can lead to greater financial clarity and peace of mind.</p>
<p>Plus, I'm unveiling my new Calendar Budget Mastery program, designed to streamline your budgeting process and forecast your bank balance weeks in advance. Don't miss out—sign up for the waiting list today (see the link below) and be the first to experience a simpler, more effective way to manage your finances!</p>
<p>It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p>Finally start budgeting the right and most intuitive way -- Calendar Budgeting. I'm excited to be able to share this pivotal shift in traditional budgeting with you. Sign up to be the first to know when it launches in July.</p>
<p> </p>
<p><a href='https://sanitycents.com/launch_cbm/'>Learn More about Calendar Budget Mastery</a></p>
<p><a href='https://pages.sanitycents.com/bbb-mastery-list'>Sign up: Calendar Budget Mastery Waiting List</a></p>
<p> </p>
<p>Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p> </p>
<p>Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p>Website: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ewcdzunaspmcdje4/38-stopmakingbudgetingcomplicated3ap.mp3" length="12171801" type="audio/mpeg"/>
        <itunes:summary><![CDATA[I'm excited to announce the latest episode of the Budgeting Brilliance Podcast, where we'll talk about an all-too-common problem -- overcomplicating budgeting. In this episode, we explore some traditional methods and how they are overwhelming and that simplifying your approach can lead to greater financial clarity and peace of mind.
Plus, I'm unveiling my new Calendar Budget Mastery program, designed to streamline your budgeting process and forecast your bank balance weeks in advance. Don't miss out—sign up for the waiting list today (see the link below) and be the first to experience a simpler, more effective way to manage your finances!
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.
Finally start budgeting the right and most intuitive way -- Calendar Budgeting. I'm excited to be able to share this pivotal shift in traditional budgeting with you. Sign up to be the first to know when it launches in July.
 
Learn More about Calendar Budget Mastery
Sign up: Calendar Budget Mastery Waiting List
 
Budget Brilliantly, my friend! I'm rooting for your success!
 
Contact: shanalei@sanitycents.com
Website: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>869</itunes:duration>
                <itunes:episode>37</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>36 | Over-spender: 10 Easy Tactics for Controlling Your Spending for Those Who Struggle to Budget Every Month</title>
        <itunes:title>36 | Over-spender: 10 Easy Tactics for Controlling Your Spending for Those Who Struggle to Budget Every Month</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/36-over-spender-10-easy-tactics-for-controlling-your-spending-for-those-who-struggle-to-budget-every-month/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/36-over-spender-10-easy-tactics-for-controlling-your-spending-for-those-who-struggle-to-budget-every-month/#comments</comments>        <pubDate>Thu, 02 May 2024 09:00:00 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/86f928b6-359a-3404-892e-55d9cca8e377</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">In this podcast episode, we'll under 10 simple, yet effective tactics tailored for individuals facing challenges with budgeting each month. From practical tips like eliminating temptations to adopting cash-only spending habits, you'll hear actionable advice to regain control over your finances.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Learn how to curb impulse purchases, prioritize needs over wants, and leverage technology for smarter money management. Tune in to discover how implementing these strategies can pave the way towards a more stable financial future, even for those who find budgeting daunting. Whether you're a seasoned budgeter or just starting out, these insights are good to revisit on a yearly basis for ensuring long-term financial stability and freedom.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. <a href='https://pages.sanitycents.com/starterkit'>Grab the FREE Budgeting Starter Kit today!</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Listen to the break down of Calendar Budgeting: <a href='https://budgetingbrilliance.podbean.com/e/04-the-budgeting-method-that-changed-my-view-on-budgeting/'>Episode 4: The Budgeting Method That Changed My View on Budgeting</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 14.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: arial; font-size: 14.0pt;">Website: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">In this podcast episode, we'll under 10 simple, yet effective tactics tailored for individuals facing challenges with budgeting each month. From practical tips like eliminating temptations to adopting cash-only spending habits, you'll hear actionable advice to regain control over your finances.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Learn how to curb impulse purchases, prioritize needs over wants, and leverage technology for smarter money management. Tune in to discover how implementing these strategies can pave the way towards a more stable financial future, even for those who find budgeting daunting. Whether you're a seasoned budgeter or just starting out, these insights are good to revisit on a yearly basis for ensuring long-term financial stability and freedom.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. <a href='https://pages.sanitycents.com/starterkit'>Grab the FREE Budgeting Starter Kit today!</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Listen to the break down of Calendar Budgeting: <a href='https://budgetingbrilliance.podbean.com/e/04-the-budgeting-method-that-changed-my-view-on-budgeting/'>Episode 4: The Budgeting Method That Changed My View on Budgeting</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 14.0pt;">Contact: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: arial; font-size: 14.0pt;">Website: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tpt3u66tx5jyj4z3/36tentacticscontrolspendingap.mp3" length="16849990" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this podcast episode, we'll under 10 simple, yet effective tactics tailored for individuals facing challenges with budgeting each month. From practical tips like eliminating temptations to adopting cash-only spending habits, you'll hear actionable advice to regain control over your finances.
 
Learn how to curb impulse purchases, prioritize needs over wants, and leverage technology for smarter money management. Tune in to discover how implementing these strategies can pave the way towards a more stable financial future, even for those who find budgeting daunting. Whether you're a seasoned budgeter or just starting out, these insights are good to revisit on a yearly basis for ensuring long-term financial stability and freedom.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.
 
Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. Grab the FREE Budgeting Starter Kit today!
 
Listen to the break down of Calendar Budgeting: Episode 4: The Budgeting Method That Changed My View on Budgeting
 
Budget Brilliantly, my friend! I'm rooting for your success!
 
Contact: shanalei@sanitycents.com
Website: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1203</itunes:duration>
                <itunes:episode>36</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>35 | Money Mindset: The Power of Positivity - Overcoming Negative Thinking for a Fulfilling Life and Improved Financial Goals</title>
        <itunes:title>35 | Money Mindset: The Power of Positivity - Overcoming Negative Thinking for a Fulfilling Life and Improved Financial Goals</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/35-money-mindset-the-power-of-positivity-overcoming-negative-thinking-for-a-fulfilling-life-and-improved-financial-goals/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/35-money-mindset-the-power-of-positivity-overcoming-negative-thinking-for-a-fulfilling-life-and-improved-financial-goals/#comments</comments>        <pubDate>Mon, 22 Apr 2024 00:12:00 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/016efb8e-30f1-31d1-9ed9-5bfc4b282bf9</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">There's an intersection of where your money meets your mindset and how your thinking can empower or hinder your financial progress. If you are a working mom hoping to finally take control of your money this year, tune in for insights on how quickly you can turn a negative situation into fast, positive action.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">After this episode, you'll be equipped with ways to supercharge your mindset to achieve the financial goals that you've been longing for. Plus, we'll go through a quick exercise to demonstrate how to empower the way you think about money and other aspects of your life. And listen to the end for today's Money Mantra to help you focus on attracting prosperity and opportunities into your life.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. <a href='https://pages.sanitycents.com/starterkit'>Grab the FREE Budgeting Starter Kit today!</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">More about Calendar Budgeting: <a href='https://budgetingbrilliance.podbean.com/e/04-the-budgeting-method-that-changed-my-view-on-budgeting/'>Episode 4: The Budgeting Method That Changed My View on Budgeting</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 16.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out the resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Music from #Uppbeat): <a href='https://uppbeat.io/t/tobias-voigt/silhouettes'>https://uppbeat.io/t/tobias-voigt/silhouettes</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">License code: YXMZ4RG2T2GZYFP2</p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">There's an intersection of where your money meets your mindset and how your thinking can empower or hinder your financial progress. If you are a working mom hoping to finally take control of your money this year, tune in for insights on how quickly you can turn a negative situation into fast, positive action.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">After this episode, you'll be equipped with ways to supercharge your mindset to achieve the financial goals that you've been longing for. Plus, we'll go through a quick exercise to demonstrate how to empower the way you think about money and other aspects of your life. And listen to the end for today's Money Mantra to help you focus on attracting prosperity and opportunities into your life.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. <a href='https://pages.sanitycents.com/starterkit'>Grab the FREE Budgeting Starter Kit today!</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">More about Calendar Budgeting: <a href='https://budgetingbrilliance.podbean.com/e/04-the-budgeting-method-that-changed-my-view-on-budgeting/'>Episode 4: The Budgeting Method That Changed My View on Budgeting</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 16.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out the resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Music from #Uppbeat): <a href='https://uppbeat.io/t/tobias-voigt/silhouettes'>https://uppbeat.io/t/tobias-voigt/silhouettes</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">License code: YXMZ4RG2T2GZYFP2</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[There's an intersection of where your money meets your mindset and how your thinking can empower or hinder your financial progress. If you are a working mom hoping to finally take control of your money this year, tune in for insights on how quickly you can turn a negative situation into fast, positive action.
 
After this episode, you'll be equipped with ways to supercharge your mindset to achieve the financial goals that you've been longing for. Plus, we'll go through a quick exercise to demonstrate how to empower the way you think about money and other aspects of your life. And listen to the end for today's Money Mantra to help you focus on attracting prosperity and opportunities into your life.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. Together, I'm hoping to break the stigma that budgeting is all about not spending your hard-earned money. Instead, I'll open your eyes to how budgeting is about using your money to be the most effective. With this information, you'll begin to let loose of money stress and rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Join the Moneywise Mama Movement and let your inner brilliance shine.
 
Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. Grab the FREE Budgeting Starter Kit today!
 
More about Calendar Budgeting: Episode 4: The Budgeting Method That Changed My View on Budgeting
 
Budget Brilliantly, my friend! I'm rooting for your success!
 
Contact: sanitycents@gmail.com or check out the resources: https://sanitycents.com
 
 
Music from #Uppbeat): https://uppbeat.io/t/tobias-voigt/silhouettes
License code: YXMZ4RG2T2GZYFP2]]></itunes:summary>
        <itunes:author>Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>737</itunes:duration>
                <itunes:episode>35</itunes:episode>
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        <title>34 | Three key considerations before lending money to avoid unnecessary impact to your family's budget</title>
        <itunes:title>34 | Three key considerations before lending money to avoid unnecessary impact to your family's budget</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/34-three-key-considerations-before-lending-money-to-avoid-unnecessary-impact-to-your-familys-budget/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/34-three-key-considerations-before-lending-money-to-avoid-unnecessary-impact-to-your-familys-budget/#comments</comments>        <pubDate>Mon, 15 Apr 2024 18:59:51 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/c4503018-bd52-38f6-aef1-8dd387a842dc</guid>
                                    <description><![CDATA[<p>Can you confidently navigate the "Can I borrow money?" question from family or friends? Do you know what key factors to consider when faced with this pressing issue and how it can impact your budget? I’m sure you’ll agree that it’s not easy for either party — the person asking  or the person receiving it.</p>
<p> </p>
<p>Today, we’re focusing the top three factors to consider when the question comes your way. Learn invaluable tips, understand the considerations to weigh, and ensure that it aligns with your financial priorities and family responsibilities.</p>
<p> </p>
<p>It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. I want to help you become a moneywise mama. Let your inner brilliance shine.</p>
<p> </p>
<p>Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. <a href='https://pages.sanitycents.com/starterkit'>Grab the FREE Budgeting Starter Kit today!</a></p>
<p> </p>
<p>Listen to the break down of Calendar Budgeting: <a href='https://budgetingbrilliance.podbean.com/e/04-the-budgeting-method-that-changed-my-view-on-budgeting/'>Episode 4: The Budgeting Method That Changed My View on Budgeting</a></p>
<p> </p>
<p>Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p> </p>
<p>Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out the resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Can you confidently navigate the "Can I borrow money?" question from family or friends? Do you know what key factors to consider when faced with this pressing issue and how it can impact your budget? I’m sure you’ll agree that it’s not easy for either party — the person asking  or the person receiving it.</p>
<p> </p>
<p>Today, we’re focusing the top three factors to consider when the question comes your way. Learn invaluable tips, understand the considerations to weigh, and ensure that it aligns with your financial priorities and family responsibilities.</p>
<p> </p>
<p>It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. I want to help you become a moneywise mama. Let your inner brilliance shine.</p>
<p> </p>
<p>Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the <em>FREE Budgeting Starter Kit. </em>Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. <a href='https://pages.sanitycents.com/starterkit'>Grab the FREE Budgeting Starter Kit today!</a></p>
<p> </p>
<p>Listen to the break down of Calendar Budgeting: <a href='https://budgetingbrilliance.podbean.com/e/04-the-budgeting-method-that-changed-my-view-on-budgeting/'>Episode 4: The Budgeting Method That Changed My View on Budgeting</a></p>
<p> </p>
<p>Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p> </p>
<p>Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out the resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bnmzk5rnbcau7k7y/34_borrow_moneyapb7ljj.mp3" length="7988319" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Can you confidently navigate the "Can I borrow money?" question from family or friends? Do you know what key factors to consider when faced with this pressing issue and how it can impact your budget? I’m sure you’ll agree that it’s not easy for either party — the person asking  or the person receiving it.
 
Today, we’re focusing the top three factors to consider when the question comes your way. Learn invaluable tips, understand the considerations to weigh, and ensure that it aligns with your financial priorities and family responsibilities.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. I want to help you become a moneywise mama. Let your inner brilliance shine.
 
Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. Grab the FREE Budgeting Starter Kit today!
 
Listen to the break down of Calendar Budgeting: Episode 4: The Budgeting Method That Changed My View on Budgeting
 
Budget Brilliantly, my friend! I'm rooting for your success!
 
Contact: sanitycents@gmail.com or check out the resources: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>570</itunes:duration>
                <itunes:episode>34</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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        <title>33 | Part 2: Why monthly budgeting doesn't work and what to do instead</title>
        <itunes:title>33 | Part 2: Why monthly budgeting doesn't work and what to do instead</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/33-part-2-why-monthly-budgeting-doesnt-work-and-what-to-do-instead/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/33-part-2-why-monthly-budgeting-doesnt-work-and-what-to-do-instead/#comments</comments>        <pubDate>Mon, 08 Apr 2024 00:01:00 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/d6f3f96a-8cfb-3a58-8afb-be88b704e306</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-size: 16.0pt;">Can’t seem to manage your money even though you are doing all of the right budgeting steps, diligently month after month? In this week's episode, we'll continue the conversation as to why busy, working moms may struggle to find the momentum to repeatedly create a budget that's effective. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">I'll continue to share why common budgeting worksheets can’t help you to manage your money in the way that you think it should, leaving you unfulfilled with the entire process.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. I want to help you become a moneywise mama. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. <a href='https://pages.sanitycents.com/starterkit'>Grab the FREE Budgeting Starter Kit today!</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">To hear me break down Calendar Budgeting, listen to <a href='https://budgetingbrilliance.podbean.com/e/04-the-budgeting-method-that-changed-my-view-on-budgeting/'>Episode 4: The Budgeting Method That Changed My View on Budgeting</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 16.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out the resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-size: 16.0pt;">Can’t seem to manage your money even though you are doing all of the right budgeting steps, diligently month after month? In this week's episode, we'll continue the conversation as to why busy, working moms may struggle to find the momentum to repeatedly create a budget that's effective. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">I'll continue to share why common budgeting worksheets can’t help you to manage your money in the way that you think it should, leaving you unfulfilled with the entire process.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. I want to help you become a moneywise mama. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. <a href='https://pages.sanitycents.com/starterkit'>Grab the FREE Budgeting Starter Kit today!</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">To hear me break down Calendar Budgeting, listen to <a href='https://budgetingbrilliance.podbean.com/e/04-the-budgeting-method-that-changed-my-view-on-budgeting/'>Episode 4: The Budgeting Method That Changed My View on Budgeting</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 16.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out the resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/amv8eg/33-part2problemap.mp3" length="15153498" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Can’t seem to manage your money even though you are doing all of the right budgeting steps, diligently month after month? In this week's episode, we'll continue the conversation as to why busy, working moms may struggle to find the momentum to repeatedly create a budget that's effective. 
 
I'll continue to share why common budgeting worksheets can’t help you to manage your money in the way that you think it should, leaving you unfulfilled with the entire process.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. I want to help you become a moneywise mama. Let your inner brilliance shine.
 
Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. Grab the FREE Budgeting Starter Kit today!
 
To hear me break down Calendar Budgeting, listen to Episode 4: The Budgeting Method That Changed My View on Budgeting
 
Budget Brilliantly, my friend! I'm rooting for your success!
 
Contact: sanitycents@gmail.com or check out the resources: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>631</itunes:duration>
                <itunes:episode>33</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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        <title>32 | Here's why monthly budgeting doesn't work and what to do instead</title>
        <itunes:title>32 | Here's why monthly budgeting doesn't work and what to do instead</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/episode-32-heres-why-monthly-budgeting-doesnt-work-and-what-to-do-instead/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/episode-32-heres-why-monthly-budgeting-doesnt-work-and-what-to-do-instead/#comments</comments>        <pubDate>Mon, 25 Mar 2024 22:17:16 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/24a2ea53-d9ac-39de-aadf-f980017686ce</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-size: 16.0pt;">Are you wondering why you can’t seem to manage your money even though you are doing all of the right budgeting steps? Tune in to this week's episode as we delve into the struggles faced by busy, working moms who find themselves unable to manage their finances effectively despite repeatedly creating a budget. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">We'll explore a misconception surrounding common budgeting worksheets and offer an insightful strategy that will make you wonder why you didn't think of budgeting this way sooner. Today's episode is for you if you are wondering why you can’t get a handle on your money and your budgeting plan just doesn't seem to work or doesn't help the way you think that it should.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. <a href='https://pages.sanitycents.com/starterkit'>Grab the FREE Budgeting Starter Kit today!</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">To hear me break down Calendar Budgeting, listen to <a href='https://budgetingbrilliance.podbean.com/e/04-the-budgeting-method-that-changed-my-view-on-budgeting/'>Episode 4: The Budgeting Method That Changed My View on Budgeting</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 16.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-size: 16.0pt;">Are you wondering why you can’t seem to manage your money even though you are doing all of the right budgeting steps? Tune in to this week's episode as we delve into the struggles faced by busy, working moms who find themselves unable to manage their finances effectively despite repeatedly creating a budget. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">We'll explore a misconception surrounding common budgeting worksheets and offer an insightful strategy that will make you wonder why you didn't think of budgeting this way sooner. Today's episode is for you if you are wondering why you can’t get a handle on your money and your budgeting plan just doesn't seem to work or doesn't help the way you think that it should.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. <a href='https://pages.sanitycents.com/starterkit'>Grab the FREE Budgeting Starter Kit today!</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">To hear me break down Calendar Budgeting, listen to <a href='https://budgetingbrilliance.podbean.com/e/04-the-budgeting-method-that-changed-my-view-on-budgeting/'>Episode 4: The Budgeting Method That Changed My View on Budgeting</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 16.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/a26rzd/32_-_ProblemMonthlyBudgeting7fzrn.mp3" length="8897107" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Are you wondering why you can’t seem to manage your money even though you are doing all of the right budgeting steps? Tune in to this week's episode as we delve into the struggles faced by busy, working moms who find themselves unable to manage their finances effectively despite repeatedly creating a budget. 
 
We'll explore a misconception surrounding common budgeting worksheets and offer an insightful strategy that will make you wonder why you didn't think of budgeting this way sooner. Today's episode is for you if you are wondering why you can’t get a handle on your money and your budgeting plan just doesn't seem to work or doesn't help the way you think that it should.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. Grab the FREE Budgeting Starter Kit today!
 
To hear me break down Calendar Budgeting, listen to Episode 4: The Budgeting Method That Changed My View on Budgeting
 
Budget Brilliantly, my friend! I'm rooting for your success!
 
Contact: sanitycents@gmail.com or check out resources: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>635</itunes:duration>
                <itunes:episode>32</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>31 | Avoid this common trend and save yourself from years of debt and despair</title>
        <itunes:title>31 | Avoid this common trend and save yourself from years of debt and despair</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/31-avoid-this-common-trend-and-save-yourself-from-years-of-debt-and-despair/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/31-avoid-this-common-trend-and-save-yourself-from-years-of-debt-and-despair/#comments</comments>        <pubDate>Mon, 18 Mar 2024 18:10:17 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/b523c26c-7561-3f6f-8dbf-c14b83e88e2e</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">In this episode, I'm discussing a trend that I've observed lately, and it happens to so many people, almost without thinking. To demonstrate the points, I'm reviewing some real-life scenarios that I heard on other financial-related podcasts. Together, we'll break down this sneaky trend and I'll offer actionable strategies for safeguarding your financial well-being that will save you from years of debt-stricken heartache.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. <a href='https://pages.sanitycents.com/starterkit'>Grab the FREE Budgeting Starter Kit today!</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">In this episode, I'm discussing a trend that I've observed lately, and it happens to so many people, almost without thinking. To demonstrate the points, I'm reviewing some real-life scenarios that I heard on other financial-related podcasts. Together, we'll break down this sneaky trend and I'll offer actionable strategies for safeguarding your financial well-being that will save you from years of debt-stricken heartache.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. <a href='https://pages.sanitycents.com/starterkit'>Grab the FREE Budgeting Starter Kit today!</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2dszm5/31_-_planningap8o0de.mp3" length="10799923" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode, I'm discussing a trend that I've observed lately, and it happens to so many people, almost without thinking. To demonstrate the points, I'm reviewing some real-life scenarios that I heard on other financial-related podcasts. Together, we'll break down this sneaky trend and I'll offer actionable strategies for safeguarding your financial well-being that will save you from years of debt-stricken heartache.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. Grab the FREE Budgeting Starter Kit today!
 
Budget Brilliantly, my friend! I'm rooting for your success!
 
Contact: sanitycents@gmail.com or check out resources: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>771</itunes:duration>
                <itunes:episode>31</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>30 | Consolidation Loans: Helpful or Not? (plus my personal stories of consolidation loans)</title>
        <itunes:title>30 | Consolidation Loans: Helpful or Not? (plus my personal stories of consolidation loans)</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/30-consolidation-loans-are-they-right-for-you-and-do-they-really-help-and-my-personal-stories/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/30-consolidation-loans-are-they-right-for-you-and-do-they-really-help-and-my-personal-stories/#comments</comments>        <pubDate>Tue, 12 Mar 2024 08:12:20 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/af500cdb-031e-3fea-b1c4-abae03d0ff19</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">In this episode, we're talking all things consolidation loans--the good and the bad. And I'm sharing candid, personal stories of my own experiences with these loans while offering valuable insights if you are contemplating the decision to consolidate your debts. We'll discuss the benefits and drawbacks of consolidation loans, helping you make an informed choice that aligns with your financial goals.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Whether you're a mom looking to streamline your monthly payments or simply curious about the potential pitfalls of consolidation, this episode equips you with the knowledge to navigate this decision confidently.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. <a href='https://pages.sanitycents.com/starterkit'>Grab the FREE Budgeting Starter Kit today!</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">In this episode, we're talking all things consolidation loans--the good and the bad. And I'm sharing candid, personal stories of my own experiences with these loans while offering valuable insights if you are contemplating the decision to consolidate your debts. We'll discuss the benefits and drawbacks of consolidation loans, helping you make an informed choice that aligns with your financial goals.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 16.0pt;">Whether you're a mom looking to streamline your monthly payments or simply curious about the potential pitfalls of consolidation, this episode equips you with the knowledge to navigate this decision confidently.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. <a href='https://pages.sanitycents.com/starterkit'>Grab the FREE Budgeting Starter Kit today!</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/xbm9c8/30_-_consolidation_loansap84sn4.mp3" length="16139395" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode, we're talking all things consolidation loans--the good and the bad. And I'm sharing candid, personal stories of my own experiences with these loans while offering valuable insights if you are contemplating the decision to consolidate your debts. We'll discuss the benefits and drawbacks of consolidation loans, helping you make an informed choice that aligns with your financial goals.
 
Whether you're a mom looking to streamline your monthly payments or simply curious about the potential pitfalls of consolidation, this episode equips you with the knowledge to navigate this decision confidently.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Finally start budgeting the right and most intuitive way -- Calendar Budgeting -- with the FREE Budgeting Starter Kit. Not only is this method easy to start using, but it also gives you confidence in your money on a daily basis. Grab the FREE Budgeting Starter Kit today!
 
Budget Brilliantly, my friend! I'm rooting for your success!
 
Contact: sanitycents@gmail.com or check out resources: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1152</itunes:duration>
                <itunes:episode>30</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>29 | The ONE thing you need before paying down debt or you won't be successful</title>
        <itunes:title>29 | The ONE thing you need before paying down debt or you won't be successful</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/29-the-one-thing-you-need-before-paying-down-debt-or-you-wont-be-successful/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/29-the-one-thing-you-need-before-paying-down-debt-or-you-wont-be-successful/#comments</comments>        <pubDate>Mon, 04 Mar 2024 16:26:51 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/c6604c7d-3d21-32e0-a7f4-0892305d5441</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">We all know that paying down debt is a common financial goal, but there's one key element that often gets overlooked – the foundation that sets the stage for your success. Before you attempt to start aggressively paying off those balances, there's a crucial step you can't afford to miss in today's episode.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Don't delay. You need to have your budget in order using this method to manage your money! Get the FREE <a href='https://pages.sanitycents.com/starterkit'>Budgeting Starter Kit</a> today!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">We all know that paying down debt is a common financial goal, but there's one key element that often gets overlooked – the foundation that sets the stage for your success. Before you attempt to start aggressively paying off those balances, there's a crucial step you can't afford to miss in today's episode.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Don't delay. You need to have your budget in order using this method to manage your money! Get the <em>FREE </em><a href='https://pages.sanitycents.com/starterkit'>Budgeting Starter Kit</a> today!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tebtpq/29_-_one_thing_before_paying_debtap7h4t3.mp3" length="9987020" type="audio/mpeg"/>
        <itunes:summary><![CDATA[We all know that paying down debt is a common financial goal, but there's one key element that often gets overlooked – the foundation that sets the stage for your success. Before you attempt to start aggressively paying off those balances, there's a crucial step you can't afford to miss in today's episode.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Don't delay. You need to have your budget in order using this method to manage your money! Get the FREE Budgeting Starter Kit today!
 
Budget Brilliantly, my friend! I'm rooting for your success!
 
Contact: sanitycents@gmail.com or check out resources: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>713</itunes:duration>
                <itunes:episode>29</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>28 | The Secret Method to Unleashing More Freebies, Discounts, and Perks from Companies</title>
        <itunes:title>28 | The Secret Method to Unleashing More Freebies, Discounts, and Perks from Companies</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/episode-28-the-secret-method-to-unleashing-more-freebies-discounts-and-perks-from-companies/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/episode-28-the-secret-method-to-unleashing-more-freebies-discounts-and-perks-from-companies/#comments</comments>        <pubDate>Mon, 26 Feb 2024 21:32:07 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/dcbb3c5f-3338-33c2-b483-5bf56ce25b45</guid>
                                    <description><![CDATA[<p>In this episode, we'll dive into my favorite way to get more freebies, discounts, perks and sometimes a better shopping experience from companies. Whether you're a seasoned budgeting pro or a newcomer to the savvy finance game, today's tip will be for everyone. </p>
<p>And best of all, this isn't about clipping coupons or waiting for a seasonal sale. I can't wait to share how simple this tactic is and to see what you are able to do with it.</p>
<p>So, put on your earbuds while doing the dishes and let's embark on this journey together and unlock a world of freebies and discounts – because you deserve more!</p>
<p>It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Get 2024 off on the right track by scheduling a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free, 15-min Debt Freedom Discovery Call</a> today!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode, we'll dive into my favorite way to get more freebies, discounts, perks and sometimes a better shopping experience from companies. Whether you're a seasoned budgeting pro or a newcomer to the savvy finance game, today's tip will be for everyone. </p>
<p>And best of all, this isn't about clipping coupons or waiting for a seasonal sale. I can't wait to share how simple this tactic is and to see what you are able to do with it.</p>
<p>So, put on your earbuds while doing the dishes and let's embark on this journey together and unlock a world of freebies and discounts – because you deserve more!</p>
<p>It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Get 2024 off on the right track by scheduling a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free, 15-min Debt Freedom Discovery Call</a> today!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/i8cp2h/episode_28_-_morefreebiesapb87qh.mp3" length="15180131" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode, we'll dive into my favorite way to get more freebies, discounts, perks and sometimes a better shopping experience from companies. Whether you're a seasoned budgeting pro or a newcomer to the savvy finance game, today's tip will be for everyone. 
And best of all, this isn't about clipping coupons or waiting for a seasonal sale. I can't wait to share how simple this tactic is and to see what you are able to do with it.
So, put on your earbuds while doing the dishes and let's embark on this journey together and unlock a world of freebies and discounts – because you deserve more!
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
Get 2024 off on the right track by scheduling a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. Register for a free, 15-min Debt Freedom Discovery Call today!
 
Budget Brilliantly, my friend! I'm rooting for your success!
 
Contact: sanitycents@gmail.com or check out resources: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1084</itunes:duration>
                <itunes:episode>28</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>27 | Avoiding budgeting? Here are five (5) negative misconceptions people have about budgeting which are actually financially beneficial.</title>
        <itunes:title>27 | Avoiding budgeting? Here are five (5) negative misconceptions people have about budgeting which are actually financially beneficial.</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/27-avoiding-budgeting-here-are-five-5-negative-misconceptions-people-have-about-budgeting-which-are-actually-financially-beneficial/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/27-avoiding-budgeting-here-are-five-5-negative-misconceptions-people-have-about-budgeting-which-are-actually-financially-beneficial/#comments</comments>        <pubDate>Mon, 19 Feb 2024 18:38:48 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/7189563a-49fe-3bf4-ade1-ae36d2b99fb2</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">In this episode, we'll tackle negative misconceptions surrounding budgeting. Contrary to popular belief, we will unravel the truth behind five commonly held notions that, surprisingly, work in favor of your financial well-being. From the idea that budgeting restricts freedom to the misconception that it only serves the those in financial distress, we debunk these myths and highlight how embracing these budgeting principles can substantially enhance your bottom line. Let's challenge conventional wisdom and shed light on the empowering aspects of budgeting that often go unnoticed.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Get 2024 off on the right track by scheduling a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free, 15-min Debt Freedom Discovery Call</a> today!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">In this episode, we'll tackle negative misconceptions surrounding budgeting. Contrary to popular belief, we will unravel the truth behind five commonly held notions that, surprisingly, work in favor of your financial well-being. From the idea that budgeting restricts freedom to the misconception that it only serves the those in financial distress, we debunk these myths and highlight how embracing these budgeting principles can substantially enhance your bottom line. Let's challenge conventional wisdom and shed light on the empowering aspects of budgeting that often go unnoticed.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Get 2024 off on the right track by scheduling a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free, 15-min Debt Freedom Discovery Call</a> today!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/igbky6/episode_27_-_misconceptionsapb99ap.mp3" length="9670653" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode, we'll tackle negative misconceptions surrounding budgeting. Contrary to popular belief, we will unravel the truth behind five commonly held notions that, surprisingly, work in favor of your financial well-being. From the idea that budgeting restricts freedom to the misconception that it only serves the those in financial distress, we debunk these myths and highlight how embracing these budgeting principles can substantially enhance your bottom line. Let's challenge conventional wisdom and shed light on the empowering aspects of budgeting that often go unnoticed.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Get 2024 off on the right track by scheduling a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. Register for a free, 15-min Debt Freedom Discovery Call today!
 
Budget Brilliantly, my friend! I'm rooting for your success!
 
Contact: sanitycents@gmail.com or check out resources: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>690</itunes:duration>
                <itunes:episode>27</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>26 | Why Financial Coaching Could be a Competitive Advantage For Your Budget in 2024. Learn what it is and why you need it.</title>
        <itunes:title>26 | Why Financial Coaching Could be a Competitive Advantage For Your Budget in 2024. Learn what it is and why you need it.</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/26-why-financial-coaching-could-be-a-competitive-advantage-for-your-budget-in-2024-learn-what-it-is-and-why-you-need-it/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/26-why-financial-coaching-could-be-a-competitive-advantage-for-your-budget-in-2024-learn-what-it-is-and-why-you-need-it/#comments</comments>        <pubDate>Mon, 12 Feb 2024 22:51:49 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/8ae507bb-e189-3f0e-84b9-a77d9f1b804b</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Have you ever considered Financial Coaching? If not, consider this - even the best athelets in the world still need a coach and you should have the same mindset, especially for something as important as your family's money. In this episode, you'll learn more about financial coaching, how coaches are helpful and what it's like to work with a coach.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Schedule a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free, 15-min Debt Freedom Discovery Call</a> today!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">I love to hear from listeners - contact me at: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out budgeting resources at: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Have you ever considered Financial Coaching? If not, consider this - even the best athelets in the world still need a coach and you should have the same mindset, especially for something as important as your family's money. In this episode, you'll learn more about financial coaching, how coaches are helpful and what it's like to work with a coach.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Schedule a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free, 15-min Debt Freedom Discovery Call</a> today!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">I love to hear from listeners - contact me at: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out budgeting resources at: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/2h84yq/26_-_benefits_of_coachingapa2oc8.mp3" length="9497297" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Have you ever considered Financial Coaching? If not, consider this - even the best athelets in the world still need a coach and you should have the same mindset, especially for something as important as your family's money. In this episode, you'll learn more about financial coaching, how coaches are helpful and what it's like to work with a coach.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Schedule a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. Register for a free, 15-min Debt Freedom Discovery Call today!
 
I love to hear from listeners - contact me at: sanitycents@gmail.com or check out budgeting resources at: https://sanitycents.com
 
Budget Brilliantly, my friend! I'm rooting for your success!]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>678</itunes:duration>
                <itunes:episode>26</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>25 | Unveiling a financial ticking time bomb to your budget. Ensure to monitor and control these expenses before it's too late.</title>
        <itunes:title>25 | Unveiling a financial ticking time bomb to your budget. Ensure to monitor and control these expenses before it's too late.</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/25-unveiling-a-financial-ticking-time-bomb-to-your-budget-ensure-to-monitor-and-control-these-expenses-before-its-too-late/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/25-unveiling-a-financial-ticking-time-bomb-to-your-budget-ensure-to-monitor-and-control-these-expenses-before-its-too-late/#comments</comments>        <pubDate>Mon, 05 Feb 2024 18:01:24 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/a9ca15db-ff31-311f-9cef-772d002e548f</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">In this week's episode, we'll unravel the hidden dangers of what I call 'ticking time bomb expenses'—those sneaky budget busters that can wreak havoc if left unchecked. I'll offer insights on identifying and defusing these financial threats before they explode (i.e., cost you too much unexpected money). Don't let these silent saboteurs compromise your financial peace; tune in for strategies that empower you to take control of your financial future.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Get 2024 off on the right track by scheduling a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free, 15-min Debt Freedom Discovery Call</a> today!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">I love to hear from listeners - contact me at: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out budgeting resources at: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;"> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">In this week's episode, we'll unravel the hidden dangers of what I call 'ticking time bomb expenses'—those sneaky budget busters that can wreak havoc if left unchecked. I'll offer insights on identifying and defusing these financial threats before they explode (i.e., cost you too much unexpected money). Don't let these silent saboteurs compromise your financial peace; tune in for strategies that empower you to take control of your financial future.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Get 2024 off on the right track by scheduling a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free, 15-min Debt Freedom Discovery Call</a> today!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">I love to hear from listeners - contact me at: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out budgeting resources at: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;"> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/tyrn7b/episode_25_-_ticking_time_bomb_expenseap83g30.mp3" length="9358743" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this week's episode, we'll unravel the hidden dangers of what I call 'ticking time bomb expenses'—those sneaky budget busters that can wreak havoc if left unchecked. I'll offer insights on identifying and defusing these financial threats before they explode (i.e., cost you too much unexpected money). Don't let these silent saboteurs compromise your financial peace; tune in for strategies that empower you to take control of your financial future.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Get 2024 off on the right track by scheduling a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. Register for a free, 15-min Debt Freedom Discovery Call today!
 
I love to hear from listeners - contact me at: sanitycents@gmail.com or check out budgeting resources at: https://sanitycents.com
 
Budget Brilliantly, my friend! I'm rooting for your success!
 ]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>668</itunes:duration>
                <itunes:episode>25</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>24 | Money Mindset: Mastering Debt Paydown and four (4) Game-Changing ideas to accelerate momentum</title>
        <itunes:title>24 | Money Mindset: Mastering Debt Paydown and four (4) Game-Changing ideas to accelerate momentum</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/money-mindset-mastering-debt-paydown-and-four-4-game-changing-ideas-to-accelerate-momentum/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/money-mindset-mastering-debt-paydown-and-four-4-game-changing-ideas-to-accelerate-momentum/#comments</comments>        <pubDate>Mon, 29 Jan 2024 01:01:00 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/77013894-c2f4-32f5-9567-f1f229a69b76</guid>
                                    <description><![CDATA[<p>In this episode, we're delving into the nitty-gritty of debt paydown, sharing personal reflections on the journey to financial freedom. Join us as we explore four game-changing ideas to supercharge your debt paydown strategy. From practical budgeting techniques to actionable steps you can implement right away, we've got you covered. Whether you're wrestling with student loans, credit card debt, or other financial challenges, this episode is your roadmap to financial resilience. Tune in for an insightful conversation of real-life stories and expert advice to empower you on your quest to break free from debt. Don't miss out on this episode – your wallet will thank you!</p>
<p> </p>
<p>It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p> </p>
<p>Get 2024 off on the right track by scheduling a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free, 15-min Debt Freedom Discovery Call</a> today!</p>
<p> </p>
<p>&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p> </p>
<p>Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p>Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com/'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p>In this episode, we're delving into the nitty-gritty of debt paydown, sharing personal reflections on the journey to financial freedom. Join us as we explore four game-changing ideas to supercharge your debt paydown strategy. From practical budgeting techniques to actionable steps you can implement right away, we've got you covered. Whether you're wrestling with student loans, credit card debt, or other financial challenges, this episode is your roadmap to financial resilience. Tune in for an insightful conversation of real-life stories and expert advice to empower you on your quest to break free from debt. Don't miss out on this episode – your wallet will thank you!</p>
<p> </p>
<p>It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p> </p>
<p>Get 2024 off on the right track by scheduling a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free, 15-min Debt Freedom Discovery Call</a> today!</p>
<p> </p>
<p>&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p> </p>
<p>Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p>Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com/'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ss3jsj/24-mmm-REFLECT_ON_DEBT_PAYDOWNap8kfa6.mp3" length="10244471" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode, we're delving into the nitty-gritty of debt paydown, sharing personal reflections on the journey to financial freedom. Join us as we explore four game-changing ideas to supercharge your debt paydown strategy. From practical budgeting techniques to actionable steps you can implement right away, we've got you covered. Whether you're wrestling with student loans, credit card debt, or other financial challenges, this episode is your roadmap to financial resilience. Tune in for an insightful conversation of real-life stories and expert advice to empower you on your quest to break free from debt. Don't miss out on this episode – your wallet will thank you!
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Get 2024 off on the right track by scheduling a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. Register for a free, 15-min Debt Freedom Discovery Call today!
 
&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: https://pages.sanitycents.com/group
 
Budget Brilliantly, my friend! I'm rooting for your success!
Contact: sanitycents@gmail.com or check out resources: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>731</itunes:duration>
                <itunes:episode>24</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>23 | Money Hack: How to use AI or ChatGPT to reduce your grocery costs by assisting with your meal planning. It's easy, quick and fun!</title>
        <itunes:title>23 | Money Hack: How to use AI or ChatGPT to reduce your grocery costs by assisting with your meal planning. It's easy, quick and fun!</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/23-money-hack-how-to-use-ai-or-chatgpt-to-reduce-your-grocery-costs-by-assisting-with-your-meal-planning-its-easy-quick-and-fun/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/23-money-hack-how-to-use-ai-or-chatgpt-to-reduce-your-grocery-costs-by-assisting-with-your-meal-planning-its-easy-quick-and-fun/#comments</comments>        <pubDate>Mon, 22 Jan 2024 01:01:00 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/264ea553-d0bc-3711-9719-01fa9ad53b9a</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. AI is everywhere, but did you know that you could use it to help with your daily activities? Today we're going to explore how to use ChatGPT to help with one of your largest monthly expenses, groceries. With the use of ChatGPT, I've been able to free up my time and mental energy with regards to meal planning. It can create the shopping list and if done right, you’ll likely save money using this strategy.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Get 2024 off on the right track by scheduling a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free, 15-min Debt Freedom Discovery Call</a> today!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. AI is everywhere, but did you know that you could use it to help with your daily activities? Today we're going to explore how to use ChatGPT to help with one of your largest monthly expenses, groceries. With the use of ChatGPT, I've been able to free up my time and mental energy with regards to meal planning. It can create the shopping list and if done right, you’ll likely save money using this strategy.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Get 2024 off on the right track by scheduling a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free, 15-min Debt Freedom Discovery Call</a> today!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: arial; font-size: 12.0pt;">Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/anbcu2/23-chatgpt_meal_planningap7vp56.mp3" length="12109955" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance. AI is everywhere, but did you know that you could use it to help with your daily activities? Today we're going to explore how to use ChatGPT to help with one of your largest monthly expenses, groceries. With the use of ChatGPT, I've been able to free up my time and mental energy with regards to meal planning. It can create the shopping list and if done right, you’ll likely save money using this strategy.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Get 2024 off on the right track by scheduling a FREE Debt Freedom Discovery Call with me to see how I can help you break through the barriers holding you back from achieving financial independence. Register for a free, 15-min Debt Freedom Discovery Call today!
 
&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: https://pages.sanitycents.com/group
 
Budget Brilliantly, my friend! I'm rooting for your success!
Contact: sanitycents@gmail.com or check out resources: https://sanitycents.com
 ]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>864</itunes:duration>
                <itunes:episode>23</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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    <item>
        <title>22 | What? Buy Now, Pay Later is Coming to Walmart Self-Checkouts? Is this a dangerous trap or a useful tool? Let's discuss.</title>
        <itunes:title>22 | What? Buy Now, Pay Later is Coming to Walmart Self-Checkouts? Is this a dangerous trap or a useful tool? Let's discuss.</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/22-what-buy-now-pay-later-is-coming-to-walmart-self-checkouts-is-this-a-dangerous-trap-or-a-useful-tool-lets-discuss/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/22-what-buy-now-pay-later-is-coming-to-walmart-self-checkouts-is-this-a-dangerous-trap-or-a-useful-tool-lets-discuss/#comments</comments>        <pubDate>Mon, 15 Jan 2024 01:01:00 -0600</pubDate>
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                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. In December 2023, Affirm and Walmart announced a partnership of offering Buy Now, Pay Later (BNPL) to be offered at the kiosk self-checkouts. In today's discussion, we'll explore if this is a positive or a negative move for society, along with highlighting some details about BNPL services that you may have not been aware of.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Get 2024 off on the right track by scheduling a Debt Freedom discovery call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free Debt Freedom Discovery Call</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p>Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. In December 2023, Affirm and Walmart announced a partnership of offering Buy Now, Pay Later (BNPL) to be offered at the kiosk self-checkouts. In today's discussion, we'll explore if this is a positive or a negative move for society, along with highlighting some details about BNPL services that you may have not been aware of.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Get 2024 off on the right track by scheduling a Debt Freedom discovery call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free Debt Freedom Discovery Call</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p>Contact: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> or check out resources: <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/dhn8qx/22-BuyNowPayLaterap.mp3" length="8827276" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance. In December 2023, Affirm and Walmart announced a partnership of offering Buy Now, Pay Later (BNPL) to be offered at the kiosk self-checkouts. In today's discussion, we'll explore if this is a positive or a negative move for society, along with highlighting some details about BNPL services that you may have not been aware of.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Get 2024 off on the right track by scheduling a Debt Freedom discovery call with me to see how I can help you break through the barriers holding you back from achieving financial independence. Register for a free Debt Freedom Discovery Call
 
&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: https://pages.sanitycents.com/group
 
Budget Brilliantly, my friend! I'm rooting for your success!
Contact: sanitycents@gmail.com or check out resources: https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>630</itunes:duration>
                <itunes:episode>22</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
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        <title>21 | Need a budget refresh? Make these 5 money moves in 2024</title>
        <itunes:title>21 | Need a budget refresh? Make these 5 money moves in 2024</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/21-need-a-budget-refresh-make-these-5-money-moves-in-2024/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/21-need-a-budget-refresh-make-these-5-money-moves-in-2024/#comments</comments>        <pubDate>Mon, 08 Jan 2024 23:50:04 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/1e441600-afdd-382b-b742-26b055ccb614</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. Are you bummed lately with your budget and feeling frustrated? Are you looking for fresh ideas and need to make a shift from how you’ve been operating? Don’t despair. This episode is for you. I’m here to help you avoid big mistakes and offering strategic tips to improve your future financial outlook in far less time than it took me.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Get 2024 off on the right track by scheduling a Debt Freedom discovery call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free Debt Freedom Discovery Call</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. Are you bummed lately with your budget and feeling frustrated? Are you looking for fresh ideas and need to make a shift from how you’ve been operating? Don’t despair. This episode is for you. I’m here to help you avoid big mistakes and offering strategic tips to improve your future financial outlook in far less time than it took me.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Get 2024 off on the right track by scheduling a Debt Freedom discovery call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free Debt Freedom Discovery Call</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/m5t5ek/21-2024_money_habitsapbuvqv.mp3" length="18296362" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance. Are you bummed lately with your budget and feeling frustrated? Are you looking for fresh ideas and need to make a shift from how you’ve been operating? Don’t despair. This episode is for you. I’m here to help you avoid big mistakes and offering strategic tips to improve your future financial outlook in far less time than it took me.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Get 2024 off on the right track by scheduling a Debt Freedom discovery call with me to see how I can help you break through the barriers holding you back from achieving financial independence. Register for a free Debt Freedom Discovery Call
 
&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: https://pages.sanitycents.com/group
 
Budget Brilliantly, my friend! I'm rooting for your success!]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1306</itunes:duration>
                <itunes:episode>21</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>20 | Tired of New Year’s resolutions or lack willpower? Try this instead for creating lasting habits.</title>
        <itunes:title>20 | Tired of New Year’s resolutions or lack willpower? Try this instead for creating lasting habits.</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/20-tired-of-new-year-s-resolutions-or-lack-willpower-try-this-instead-for-creating-lasting-habits/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/20-tired-of-new-year-s-resolutions-or-lack-willpower-try-this-instead-for-creating-lasting-habits/#comments</comments>        <pubDate>Mon, 01 Jan 2024 01:00:00 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/0986552a-362e-3715-b1a5-ee1ed77d358f</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. Tired of creating short term resolutions that you aren’t going to stick to? Want to do something new, but don't possess the willpower to make a change? I have just the strategy on today's podcast. Learn how to create new, lasting habits with these easy tips.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Get 2024 off on the right track by scheduling a Debt Freedom discovery call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free Debt Freedom Discovery Call</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. Tired of creating short term resolutions that you aren’t going to stick to? Want to do something new, but don't possess the willpower to make a change? I have just the strategy on today's podcast. Learn how to create new, lasting habits with these easy tips.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Get 2024 off on the right track by scheduling a Debt Freedom discovery call with me to see how I can help you break through the barriers holding you back from achieving financial independence. <a href='https://calendly.com/sanitycents/debt-freedom-discovery-call'>Register for a free Debt Freedom Discovery Call</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/wdtbhb/20-New_Year_Resolutionsap6zdlh.mp3" length="5934500" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance. Tired of creating short term resolutions that you aren’t going to stick to? Want to do something new, but don't possess the willpower to make a change? I have just the strategy on today's podcast. Learn how to create new, lasting habits with these easy tips.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Get 2024 off on the right track by scheduling a Debt Freedom discovery call with me to see how I can help you break through the barriers holding you back from achieving financial independence. Register for a free Debt Freedom Discovery Call
 
&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: https://pages.sanitycents.com/group
 
Budget Brilliantly, my friend! I'm rooting for your success!]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>423</itunes:duration>
                <itunes:episode>20</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>19 | Merry Christmas! Do you need help overcoming your holiday overspending blues? I have a quick method that can help you to forgive and forget quickly.</title>
        <itunes:title>19 | Merry Christmas! Do you need help overcoming your holiday overspending blues? I have a quick method that can help you to forgive and forget quickly.</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/19-merry-christmas-do-you-need-help-overcoming-your-holiday-overspending-blues-i-have-a-quick-method-that-can-help-you-to-forgive-and-forget-quickly/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/19-merry-christmas-do-you-need-help-overcoming-your-holiday-overspending-blues-i-have-a-quick-method-that-can-help-you-to-forgive-and-forget-quickly/#comments</comments>        <pubDate>Mon, 25 Dec 2023 01:00:00 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/df937af0-1a1d-3de2-b35e-4634033bb856</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. If the hustle and bustle of the holidays aren't stressful enough, try layering on having to buy 'all the things' for everyone. If you're having second thoughts or regrets about how much money you've spent, this episode is for you. Today I'm sharing a strategy that can help you let out your frustrations once-and-for-all so you can move on with your life because there's no sense continuing to stress over something that you can't undo.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Have a budgeting question you want answered on the show or want to work 1 on 1? Send email here: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Want to DIY? Check out resources on my website, <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Budget Better Starter Kit</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. If the hustle and bustle of the holidays aren't stressful enough, try layering on having to buy 'all the things' for everyone. If you're having second thoughts or regrets about how much money you've spent, this episode is for you. Today I'm sharing a strategy that can help you let out your frustrations once-and-for-all so you can move on with your life because there's no sense continuing to stress over something that you can't undo.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Have a budgeting question you want answered on the show or want to work 1 on 1? Send email here: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Want to DIY? Check out resources on my website, <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Budget Better Starter Kit</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/kydqn3/19_-_Overcoming_Christmas_Overspending_Blues2ap9ix3o.mp3" length="5622312" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance. If the hustle and bustle of the holidays aren't stressful enough, try layering on having to buy 'all the things' for everyone. If you're having second thoughts or regrets about how much money you've spent, this episode is for you. Today I'm sharing a strategy that can help you let out your frustrations once-and-for-all so you can move on with your life because there's no sense continuing to stress over something that you can't undo.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Have a budgeting question you want answered on the show or want to work 1 on 1? Send email here: sanitycents@gmail.com
 
Want to DIY? Check out resources on my website, https://sanitycents.com
&gt;&gt; Budget Better Starter Kit
&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: https://pages.sanitycents.com/group
 
Budget Brilliantly, my friend! I'm rooting for your success!]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>401</itunes:duration>
                <itunes:episode>19</itunes:episode>
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    <item>
        <title>18 | SIX (6) Christmas Budgeting Tips to Help Reduce Holiday Stress and Stay on Budget</title>
        <itunes:title>18 | SIX (6) Christmas Budgeting Tips to Help Reduce Holiday Stress and Stay on Budget</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/18-six-6-christmas-budgeting-tips-to-help-reduce-holiday-stress-and-stay-on-budget/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/18-six-6-christmas-budgeting-tips-to-help-reduce-holiday-stress-and-stay-on-budget/#comments</comments>        <pubDate>Sun, 17 Dec 2023 18:32:17 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/dabf6d22-eb7b-35f3-abc0-c91867143263</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. Holidays can be stressful in so many ways, especially on our money. In this episode, I'll share six ways to help you to reduce your money stress and stay on budget. Don't miss tip number four which has saved me $1100 over the past few years and can be done at any time, not just during the holidays.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Have a budgeting question you want answered on the show? Send email here: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Looking for assistance? Check out resources on my website, <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Want to work 1:1 and have a plan for 2024? Let's work together.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Budget Better Starter Kit</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Set your Debt on Fire - Free Resource: <a href='https://pages.sanitycents.com/dofpledge'>https://pages.sanitycents.com/dofpledge</a> to get out of debt once and for all!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 18.0pt;"> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. Holidays can be stressful in so many ways, especially on our money. In this episode, I'll share six ways to help you to reduce your money stress and stay on budget. Don't miss tip number four which has saved me $1100 over the past few years and can be done at any time, not just during the holidays.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Have a budgeting question you want answered on the show? Send email here: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Looking for assistance? Check out resources on my website, <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Want to work 1:1 and have a plan for 2024? Let's work together.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Budget Better Starter Kit</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Set your Debt on Fire - Free Resource: <a href='https://pages.sanitycents.com/dofpledge'>https://pages.sanitycents.com/dofpledge</a> to get out of debt once and for all!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 18.0pt;"> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/6c7mx6/18-6_christmas_budgeting_tipsap74edt.mp3" length="14314231" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance. Holidays can be stressful in so many ways, especially on our money. In this episode, I'll share six ways to help you to reduce your money stress and stay on budget. Don't miss tip number four which has saved me $1100 over the past few years and can be done at any time, not just during the holidays.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com
 
Looking for assistance? Check out resources on my website, https://sanitycents.com
&gt;&gt; Want to work 1:1 and have a plan for 2024? Let's work together.
&gt;&gt; Budget Better Starter Kit
&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: https://pages.sanitycents.com/group
 
Set your Debt on Fire - Free Resource: https://pages.sanitycents.com/dofpledge to get out of debt once and for all!
 
Budget Brilliantly, my friend! I'm rooting for your success!
 ]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1022</itunes:duration>
                <itunes:episode>18</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>17 | Money Mindset Moment: Is your negativity keeping you broke? Learn how turn things around.</title>
        <itunes:title>17 | Money Mindset Moment: Is your negativity keeping you broke? Learn how turn things around.</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/17-money-mindset-moment-is-your-negativity-keeping-you-broke-learn-how-turn-things-around/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/17-money-mindset-moment-is-your-negativity-keeping-you-broke-learn-how-turn-things-around/#comments</comments>        <pubDate>Sun, 10 Dec 2023 16:25:18 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/02e38164-7598-3bde-bacc-542e8193d0dc</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. In this Money Mindset Moment episode, we'll discuss impacts of negative thoughts on your financial success and your well-being. But I won't stop there, I'll give you quick and easy steps to help you overcome your negativity and regain your power over it. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Have a budgeting question you want answered on the show? Send email here: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Looking for assistance? Check out resources on my website, <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Want to work 1:1 and have a plan for 2024? Let's work together.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Budget Better Starter Kit</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Set your Debt on Fire - Free Resource: <a href='https://pages.sanitycents.com/dofpledge'>https://pages.sanitycents.com/dofpledge</a> to get out of debt once and for all!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. In this Money Mindset Moment episode, we'll discuss impacts of negative thoughts on your financial success and your well-being. But I won't stop there, I'll give you quick and easy steps to help you overcome your negativity and regain your power over it. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Have a budgeting question you want answered on the show? Send email here: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Looking for assistance? Check out resources on my website, <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Want to work 1:1 and have a plan for 2024? Let's work together.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Budget Better Starter Kit</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Set your Debt on Fire - Free Resource: <a href='https://pages.sanitycents.com/dofpledge'>https://pages.sanitycents.com/dofpledge</a> to get out of debt once and for all!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Budget Brilliantly, my friend! I'm rooting for your success!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/9amycu/17ap.mp3" length="14363578" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance. In this Money Mindset Moment episode, we'll discuss impacts of negative thoughts on your financial success and your well-being. But I won't stop there, I'll give you quick and easy steps to help you overcome your negativity and regain your power over it. 
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com
 
Looking for assistance? Check out resources on my website, https://sanitycents.com
&gt;&gt; Want to work 1:1 and have a plan for 2024? Let's work together.
&gt;&gt; Budget Better Starter Kit
&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: https://pages.sanitycents.com/group
 
Set your Debt on Fire - Free Resource: https://pages.sanitycents.com/dofpledge to get out of debt once and for all!
 
Budget Brilliantly, my friend! I'm rooting for your success!]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1025</itunes:duration>
                <itunes:episode>17</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>16 | Are you truly budgeting? Let’s find out.</title>
        <itunes:title>16 | Are you truly budgeting? Let’s find out.</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/16-are-you-truly-budgeting-let-s-find-out/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/16-are-you-truly-budgeting-let-s-find-out/#comments</comments>        <pubDate>Sun, 03 Dec 2023 20:57:51 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/33aef216-3324-3aff-91cd-378c8756bf9b</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. In this episode we'll uncover whether or not you are truly budgeting your money effectively. Do you have all of the necessary components to manager your money for future financial success? Not sure? Listen in on this episode so you can get on the right path before 2024 begins!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Related episode:</p>
<p style="margin: 0in; font-family: 'Calibri Light'; font-size: 14.0pt;">07 | <a href='https://budgetingbrilliance.podbean.com/e/07-the-four-essential-pieces-of-an-effective-budget-behind-the-scenes-look-at-my-4-part-budget-framework/'>4 Essential Pieces of Effective Budgeting (My 4-Part Budget Framework)</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Have a budgeting question you want answered on the show? Send email here: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Looking for assistance? Check out resources on my website, <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Budget Starter Kit</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Understanding Your Debt</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Take the Debt on Fire Pledge: <a href='https://pages.sanitycents.com/dofpledge'>https://pages.sanitycents.com/dofpledge</a> to get out of debt once and for all!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Budget Brilliantly, my friend!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. In this episode we'll uncover whether or not you are truly budgeting your money effectively. Do you have all of the necessary components to manager your money for future financial success? Not sure? Listen in on this episode so you can get on the right path before 2024 begins!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Related episode:</p>
<p style="margin: 0in; font-family: 'Calibri Light'; font-size: 14.0pt;">07 | <a href='https://budgetingbrilliance.podbean.com/e/07-the-four-essential-pieces-of-an-effective-budget-behind-the-scenes-look-at-my-4-part-budget-framework/'>4 Essential Pieces of Effective Budgeting (My 4-Part Budget Framework)</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Have a budgeting question you want answered on the show? Send email here: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Looking for assistance? Check out resources on my website, <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Budget Starter Kit</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Understanding Your Debt</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Take the Debt on Fire Pledge: <a href='https://pages.sanitycents.com/dofpledge'>https://pages.sanitycents.com/dofpledge</a> to get out of debt once and for all!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Budget Brilliantly, my friend!</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/rbkdb6/16_truly_budgetingap89erq.mp3" length="21050038" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance. In this episode we'll uncover whether or not you are truly budgeting your money effectively. Do you have all of the necessary components to manager your money for future financial success? Not sure? Listen in on this episode so you can get on the right path before 2024 begins!
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Related episode:
07 | 4 Essential Pieces of Effective Budgeting (My 4-Part Budget Framework)
 
Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com
 
Looking for assistance? Check out resources on my website, https://sanitycents.com
&gt;&gt; Budget Starter Kit
&gt;&gt; Understanding Your Debt
&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: https://pages.sanitycents.com/group
 
Take the Debt on Fire Pledge: https://pages.sanitycents.com/dofpledge to get out of debt once and for all!
 
Budget Brilliantly, my friend!]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1503</itunes:duration>
                <itunes:episode>16</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>15 | Budgeting Guardrails: The simple secret to financial success</title>
        <itunes:title>15 | Budgeting Guardrails: The simple secret to financial success</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/15-budgeting-guardrails-the-simple-secret-to-financial-success/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/15-budgeting-guardrails-the-simple-secret-to-financial-success/#comments</comments>        <pubDate>Sun, 26 Nov 2023 12:04:28 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/20844b4a-3c7c-3fb3-83ab-be42fbe2595c</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. In this episode we'll discuss all about having guardrails for your budget and why they are the secret sauce to your financial future. Let's dive into what guardrails are and why they are oh so important. Without having guardrails, you may be led astray and not be where you hoped to be in the future.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine with a better budget.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Related episodes:</p>
<p style="margin: 0in; font-family: 'Calibri Light'; font-size: 14.0pt;">07 | <a href='https://budgetingbrilliance.podbean.com/e/07-the-four-essential-pieces-of-an-effective-budget-behind-the-scenes-look-at-my-4-part-budget-framework/'>4 Essential Pieces of Effective Budgeting (My 4-Part Budget Framework)</a></p>
<p style="margin: 0in; font-family: 'Calibri Light'; font-size: 14.0pt;">09 | <a href='https://budgetingbrilliance.podbean.com/e/09-the-power-of-categorizing-your-spending/'>The Power of Categorizing Your Spending</a></p>
<p style="margin: 0in; font-family: 'Calibri Light'; font-size: 14.0pt;">13 | <a href='https://budgetingbrilliance.podbean.com/e/13-effective-goal-planning-why-and-how-to-create-them-for-future-financial-success/'>Effective Goal Planning: Why and how to create them for financial success</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Take the Debt on Fire Pledge: <a href='https://pages.sanitycents.com/dofpledge'>Download here</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Looking for free help? Check out my website, <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Budget Starter Kit</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Debt Calculations</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; 110+ Ways to Save More Money</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Take the Budget Quiz: How good do you budget?</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: helvetica; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 18.0pt;"> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. In this episode we'll discuss all about having guardrails for your budget and why they are the secret sauce to your financial future. Let's dive into what guardrails are and why they are oh so important. Without having guardrails, you may be led astray and not be where you hoped to be in the future.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine with a better budget.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Related episodes:</p>
<p style="margin: 0in; font-family: 'Calibri Light'; font-size: 14.0pt;">07 | <a href='https://budgetingbrilliance.podbean.com/e/07-the-four-essential-pieces-of-an-effective-budget-behind-the-scenes-look-at-my-4-part-budget-framework/'>4 Essential Pieces of Effective Budgeting (My 4-Part Budget Framework)</a></p>
<p style="margin: 0in; font-family: 'Calibri Light'; font-size: 14.0pt;">09 | <a href='https://budgetingbrilliance.podbean.com/e/09-the-power-of-categorizing-your-spending/'>The Power of Categorizing Your Spending</a></p>
<p style="margin: 0in; font-family: 'Calibri Light'; font-size: 14.0pt;">13 | <a href='https://budgetingbrilliance.podbean.com/e/13-effective-goal-planning-why-and-how-to-create-them-for-future-financial-success/'>Effective Goal Planning: Why and how to create them for financial success</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Take the Debt on Fire Pledge: <a href='https://pages.sanitycents.com/dofpledge'>Download here</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Looking for free help? Check out my website, <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Budget Starter Kit</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Debt Calculations</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; 110+ Ways to Save More Money</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Take the Budget Quiz: How good do you budget?</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: helvetica; font-size: 12.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 18.0pt;"> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/cjj22a/15-guardrailsap.mp3" length="8638378" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance. In this episode we'll discuss all about having guardrails for your budget and why they are the secret sauce to your financial future. Let's dive into what guardrails are and why they are oh so important. Without having guardrails, you may be led astray and not be where you hoped to be in the future.
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine with a better budget.
 
Related episodes:
07 | 4 Essential Pieces of Effective Budgeting (My 4-Part Budget Framework)
09 | The Power of Categorizing Your Spending
13 | Effective Goal Planning: Why and how to create them for financial success
 
Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com
 
Take the Debt on Fire Pledge: Download here
 
Looking for free help? Check out my website, https://sanitycents.com
&gt;&gt; Budget Starter Kit
&gt;&gt; Debt Calculations
&gt;&gt; 110+ Ways to Save More Money
&gt;&gt; Take the Budget Quiz: How good do you budget?
&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: https://pages.sanitycents.com/group
 
 ]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>719</itunes:duration>
                <itunes:episode>15</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>14 | MMM | It’s time to set your DEBT on FIRE - Take the DOF Pledge</title>
        <itunes:title>14 | MMM | It’s time to set your DEBT on FIRE - Take the DOF Pledge</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/14-mmm-it-s-time-to-set-your-debt-on-fire-take-the-dof-pledge/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/14-mmm-it-s-time-to-set-your-debt-on-fire-take-the-dof-pledge/#comments</comments>        <pubDate>Sun, 19 Nov 2023 22:03:43 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/441418ac-2ce1-32b2-a2f2-9f0df080cd65</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Welcome to this week's Money Mindset Moment. Let's have an open and honest, real money conversation about debt and what it's doing to everyone, including yourself. Something has to give. In this episode, I'll share my DEBT on FIRE Movement and how you can join to take control of your debt and start living out your DREAMS!!! Let's do this, friend!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">It's my mission with this podcast to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. It's time to let your inner brilliance shine. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Take the Debt on Fire Pledge: <a href='https://pages.sanitycents.com/dofpledge'>https://pages.sanitycents.com/dofpledge</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Looking for free resources to take massive action? Check out my website, <a href='https://sanitycents.com'>https://sanitycents.com</a> where you'll access tools like:</p>
<ul style="margin-top:0in;margin-bottom:0in;" type="disc"><li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Budget Starter Kit</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Debt Guide</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">100+ Ways to Save More Money</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Join the Community: Budgeting for Working Moms, and have your questions answered by me <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></li>
</ul>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Want to work 1:1? Send me an email here: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Have a budgeting question you want answered on the show? Send email here: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Subscribe so you don't miss out on my weekly episodes. Budgeting isn't hard, you just have to be intentional. Be Brilliant!</p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Welcome to this week's Money Mindset Moment. Let's have an open and honest, real money conversation about debt and what it's doing to everyone, including yourself. Something has to give. In this episode, I'll share my DEBT on FIRE Movement and how you can join to take control of your debt and start living out your DREAMS!!! Let's do this, friend!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">It's my mission with this podcast to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. It's time to let your inner brilliance shine. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Take the Debt on Fire Pledge: <a href='https://pages.sanitycents.com/dofpledge'>https://pages.sanitycents.com/dofpledge</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Looking for free resources to take massive action? Check out my website, <a href='https://sanitycents.com'>https://sanitycents.com</a> where you'll access tools like:</p>
<ul style="margin-top:0in;margin-bottom:0in;" type="disc"><li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Budget Starter Kit</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Debt Guide</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">100+ Ways to Save More Money</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Join the Community: Budgeting for Working Moms, and have your questions answered by me <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></li>
</ul>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Want to work 1:1? Send me an email here: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Have a budgeting question you want answered on the show? Send email here: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Subscribe so you don't miss out on my weekly episodes. Budgeting isn't hard, you just have to be intentional. <em>Be Brilliant!</em></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/ywctja/14ap.mp3" length="10851646" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to this week's Money Mindset Moment. Let's have an open and honest, real money conversation about debt and what it's doing to everyone, including yourself. Something has to give. In this episode, I'll share my DEBT on FIRE Movement and how you can join to take control of your debt and start living out your DREAMS!!! Let's do this, friend!
 
It's my mission with this podcast to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. It's time to let your inner brilliance shine. 
 
Take the Debt on Fire Pledge: https://pages.sanitycents.com/dofpledge
 
Looking for free resources to take massive action? Check out my website, https://sanitycents.com where you'll access tools like:
Budget Starter Kit
Debt Guide
100+ Ways to Save More Money
Join the Community: Budgeting for Working Moms, and have your questions answered by me https://pages.sanitycents.com/group
 
Want to work 1:1? Send me an email here: shanalei@sanitycents.com 
Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com
 
Subscribe so you don't miss out on my weekly episodes. Budgeting isn't hard, you just have to be intentional. Be Brilliant!]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>775</itunes:duration>
                <itunes:episode>14</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>13 | Effective Goal Planning: Why and how to create them for future financial success</title>
        <itunes:title>13 | Effective Goal Planning: Why and how to create them for future financial success</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/13-effective-goal-planning-why-and-how-to-create-them-for-future-financial-success/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/13-effective-goal-planning-why-and-how-to-create-them-for-future-financial-success/#comments</comments>        <pubDate>Sun, 12 Nov 2023 19:58:03 -0600</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/10017813-80d2-3ae5-8a4a-9c45bf76b0f0</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. In this episode we'll discuss effective goal planning -- why to create goals and the steps on how to do it. Believe it or not, creating, setting and monitoring goals are essential to your overall financial success. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Black Friday specials (limited seats available)</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; <a href='https://pages.sanitycents.com/products/budget-audit?promo=AUDITTHX50&amp;_gl=1*bicosv*_ga*MzIyNTQ5MTM0LjE2Nzk4NDU2NDM.*_ga_XDKWSJGBYG*MTY5OTg0MDMyOC4zLjAuMTY5OTg0MDMyOC4wLjAuMA..'>Budget Audit </a>(50% off until 11/24)</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; <a href='https://pages.sanitycents.com/products/1-on-1-coaching-with-budget-creation?promo=BETA80&amp;_gl=1*lfo1g5*_ga*MzIyNTQ5MTM0LjE2Nzk4NDU2NDM.*_ga_XDKWSJGBYG*MTY5OTg0MDMyOC4zLjAuMTY5OTg0MDMyOC4wLjAuMA..'>Budget Mastery</a> (over 75% off until 11/24)</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Related episode:</p>
<p style="margin: 0in; font-family: 'Calibri Light'; font-size: 14.0pt;">07 | <a href='https://www.podbean.com/ew/pb-4ecdm-14bc80d'>4 Essential Pieces of Effective Budgeting (My 4-Part Budget Framework)</a></p>
<p style="margin: 0in; font-family: 'Calibri Light'; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Have a budgeting question you want answered on the show? Send email here: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Looking for free help? Check out my website, <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Budget Starter Kit</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Understanding Your Debt</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; 110+ Ways to Save More Money</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Take the Budget Quiz: How good do you budget?</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: helvetica; font-size: 12.0pt;"> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. In this episode we'll discuss effective goal planning -- why to create goals and the steps on how to do it. Believe it or not, creating, setting and monitoring goals are essential to your overall financial success. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Black Friday specials (limited seats available)</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; <a href='https://pages.sanitycents.com/products/budget-audit?promo=AUDITTHX50&amp;_gl=1*bicosv*_ga*MzIyNTQ5MTM0LjE2Nzk4NDU2NDM.*_ga_XDKWSJGBYG*MTY5OTg0MDMyOC4zLjAuMTY5OTg0MDMyOC4wLjAuMA..'>Budget Audit </a>(50% off until 11/24)</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; <a href='https://pages.sanitycents.com/products/1-on-1-coaching-with-budget-creation?promo=BETA80&amp;_gl=1*lfo1g5*_ga*MzIyNTQ5MTM0LjE2Nzk4NDU2NDM.*_ga_XDKWSJGBYG*MTY5OTg0MDMyOC4zLjAuMTY5OTg0MDMyOC4wLjAuMA..'>Budget Mastery</a> (over 75% off until 11/24)</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Related episode:</p>
<p style="margin: 0in; font-family: 'Calibri Light'; font-size: 14.0pt;">07 | <a href='https://www.podbean.com/ew/pb-4ecdm-14bc80d'>4 Essential Pieces of Effective Budgeting (My 4-Part Budget Framework)</a></p>
<p style="margin: 0in; font-family: 'Calibri Light'; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Have a budgeting question you want answered on the show? Send email here: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Looking for free help? Check out my website, <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Budget Starter Kit</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Understanding Your Debt</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; 110+ Ways to Save More Money</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Take the Budget Quiz: How good do you budget?</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p style="margin: 0in; font-family: helvetica; font-size: 12.0pt;"> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/a7gz4z/Episode13_Goalsap.mp3" length="16289683" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance. In this episode we'll discuss effective goal planning -- why to create goals and the steps on how to do it. Believe it or not, creating, setting and monitoring goals are essential to your overall financial success. 
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Black Friday specials (limited seats available)
&gt;&gt; Budget Audit (50% off until 11/24)
&gt;&gt; Budget Mastery (over 75% off until 11/24)
 
Related episode:
07 | 4 Essential Pieces of Effective Budgeting (My 4-Part Budget Framework)
 
Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com
 
Looking for free help? Check out my website, https://sanitycents.com
&gt;&gt; Budget Starter Kit
&gt;&gt; Understanding Your Debt
&gt;&gt; 110+ Ways to Save More Money
&gt;&gt; Take the Budget Quiz: How good do you budget?
&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: https://pages.sanitycents.com/group
 ]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1163</itunes:duration>
                <itunes:episode>13</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>12 | Money Mindset Moment: Celebrate Your Financial Setbacks</title>
        <itunes:title>12 | Money Mindset Moment: Celebrate Your Financial Setbacks</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/12-money-mindset-moment-celebrate-your-financial-setbacks/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/12-money-mindset-moment-celebrate-your-financial-setbacks/#comments</comments>        <pubDate>Sun, 05 Nov 2023 19:07:16 -0600</pubDate>
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                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Welcome to Budgeting Brilliance’s Money Mindset Moment. In this episode I'll help you to realize why you should celebrate your previous financial setbacks and not be embarrassed by them.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">It's my mission with this podcast to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. It's time to let your inner brilliance shine. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Want to work 1:1? Send me an email here: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Have a budgeting question you want answered on the show? Send email here: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Looking for free resources to take massive action? Check out my website, <a href='https://sanitycents.com'>https://sanitycents.com</a> where you'll access tools like:</p>
<ul style="margin-top:0in;margin-bottom:0in;" type="disc"><li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Budget Starter Kit</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Debt Guide</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">100+ Ways to Save More Money</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Take the Budget Quiz: How good is your budget?</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Join the waitlist for Budget Mastery</li>
</ul>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">&gt;&gt; Join the Community: Budgeting for Working Moms and have your questions answered by me &lt;&lt; <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Welcome to Budgeting Brilliance’s Money Mindset Moment. In this episode I'll help you to realize why you should celebrate your previous financial setbacks and not be embarrassed by them.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">It's my mission with this podcast to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. It's time to let your inner brilliance shine. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Want to work 1:1? Send me an email here: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Have a budgeting question you want answered on the show? Send email here: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Looking for free resources to take massive action? Check out my website, <a href='https://sanitycents.com'>https://sanitycents.com</a> where you'll access tools like:</p>
<ul style="margin-top:0in;margin-bottom:0in;" type="disc"><li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Budget Starter Kit</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Debt Guide</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">100+ Ways to Save More Money</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Take the Budget Quiz: How good is your budget?</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Join the waitlist for Budget Mastery</li>
</ul>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">&gt;&gt; Join the Community: Budgeting for Working Moms and have your questions answered by me &lt;&lt; <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/37ncrj/Episode12_MMM04_ReflectionsChallengesap.mp3" length="6331103" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance’s Money Mindset Moment. In this episode I'll help you to realize why you should celebrate your previous financial setbacks and not be embarrassed by them.
 
It's my mission with this podcast to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. It's time to let your inner brilliance shine. 
 
Want to work 1:1? Send me an email here: shanalei@sanitycents.com
 
Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com 
 
Looking for free resources to take massive action? Check out my website, https://sanitycents.com where you'll access tools like:
Budget Starter Kit
Debt Guide
100+ Ways to Save More Money
Take the Budget Quiz: How good is your budget?
Join the waitlist for Budget Mastery
&gt;&gt; Join the Community: Budgeting for Working Moms and have your questions answered by me &lt;&lt; https://pages.sanitycents.com/group]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>452</itunes:duration>
                <itunes:episode>12</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>11 | Top 5 Budgeting Tips for Long-term Financial Success</title>
        <itunes:title>11 | Top 5 Budgeting Tips for Long-term Financial Success</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/episode-11-top-5-budgeting-tips-for-long-term-financial-success/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/episode-11-top-5-budgeting-tips-for-long-term-financial-success/#comments</comments>        <pubDate>Sun, 29 Oct 2023 22:04:36 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/13901196-0cda-340d-a681-7a1dd7b053fc</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. This episode contains my TOP FIVE TIPS for long-term budgeting success that everyone should implement, some of which I wish someone had shared with me sooner. So, if you want a head start from where I began, listen in for these key budgeting success tips!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Related episodes:</p>
<p style="margin: 0in; font-family: 'Calibri Light'; font-size: 14.0pt;">04 | <a href='https://www.podbean.com/ew/pb-gkqca-14a161e'>The budgeting method that changed my view on budgeting</a></p>
<p style="margin: 0in; font-family: 'Calibri Light'; font-size: 14.0pt;">07 | <a href='https://www.podbean.com/ew/pb-4ecdm-14bc80d'>4 Essential Pieces of Effective Budgeting (My 4-Part Budget Framework)</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Want to work 1:1? Send me an email here: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Have a budgeting question you want answered on the show? Send email here: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Looking for free help? Check out my website, <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Budget Starter Kit</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Understanding Your Debt</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; 110+ Ways to Save More Money</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Take the Budget Quiz: How good do you budget?</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the waitlist for Budget Mastery</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me:</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"><a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Welcome to Budgeting Brilliance. This episode contains my TOP FIVE TIPS for long-term budgeting success that everyone should implement, some of which I wish someone had shared with me sooner. So, if you want a head start from where I began, listen in for these key budgeting success tips!</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Related episodes:</p>
<p style="margin: 0in; font-family: 'Calibri Light'; font-size: 14.0pt;">04 | <a href='https://www.podbean.com/ew/pb-gkqca-14a161e'>The budgeting method that changed my view on budgeting</a></p>
<p style="margin: 0in; font-family: 'Calibri Light'; font-size: 14.0pt;">07 | <a href='https://www.podbean.com/ew/pb-4ecdm-14bc80d'>4 Essential Pieces of Effective Budgeting (My 4-Part Budget Framework)</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Want to work 1:1? Send me an email here: <a href='mailto:shanalei@sanitycents.com'>shanalei@sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Have a budgeting question you want answered on the show? Send email here: <a href='mailto:sanitycents@gmail.com'>sanitycents@gmail.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">Looking for free help? Check out my website, <a href='https://sanitycents.com'>https://sanitycents.com</a></p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Budget Starter Kit</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Understanding Your Debt</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; 110+ Ways to Save More Money</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Take the Budget Quiz: How good do you budget?</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the waitlist for Budget Mastery</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;">&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me:</p>
<p style="margin: 0in; font-family: Calibri; font-size: 14.0pt;"><a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bbjppm/Episode11_5TipsBudgetingap.mp3" length="20493337" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance. This episode contains my TOP FIVE TIPS for long-term budgeting success that everyone should implement, some of which I wish someone had shared with me sooner. So, if you want a head start from where I began, listen in for these key budgeting success tips!
 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine.
 
Related episodes:
04 | The budgeting method that changed my view on budgeting
07 | 4 Essential Pieces of Effective Budgeting (My 4-Part Budget Framework)
 
Want to work 1:1? Send me an email here: shanalei@sanitycents.com
Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com
 
Looking for free help? Check out my website, https://sanitycents.com
&gt;&gt; Budget Starter Kit
&gt;&gt; Understanding Your Debt
&gt;&gt; 110+ Ways to Save More Money
&gt;&gt; Take the Budget Quiz: How good do you budget?
&gt;&gt; Join the waitlist for Budget Mastery
 
&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me:
https://pages.sanitycents.com/group]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1463</itunes:duration>
                <itunes:episode>11</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>10 | Money Mindset Moment: Your Core Money Beliefs - Are they helping or limiting you?</title>
        <itunes:title>10 | Money Mindset Moment: Your Core Money Beliefs - Are they helping or limiting you?</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/10-money-mindset-moment-your-core-money-beliefs-are-they-helping-or-limiting-you/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/10-money-mindset-moment-your-core-money-beliefs-are-they-helping-or-limiting-you/#comments</comments>        <pubDate>Sun, 22 Oct 2023 18:42:37 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/de1309b6-5619-3ca8-891e-9167b8ad0f2f</guid>
                                    <description><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Welcome to this week's Budgeting Brilliance’s Money Mindset Moment. In this episode we’ll uncover your core beliefs and how they may impact your money behaviors and mindset. By reflecting upon your money ideas, you can determine if your beliefs are empowering or limiting you and your family.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">It's my mission with this podcast to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. It's time to let your inner brilliance shine. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Want to work 1:1? Send me an email here: shanalei@sanitycents.com </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Looking for free resources to take massive action? Check out my website, <a href='https://sanitycents.com'>https://sanitycents.com</a> where you'll access tools like:</p>
<ul style="margin-top:0in;margin-bottom:0in;" type="disc"><li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Budget Starter Kit</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Debt Guide</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">100+ Ways to Save More Money</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Take the Budget Quiz: How good is your budget?</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Join the waitlist for Budget Mastery</li>
</ul>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Join our Community: Budgeting for Working Moms and have your questions answered by me &lt;&lt; <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Welcome to this week's Budgeting Brilliance’s Money Mindset Moment. In this episode we’ll uncover your core beliefs and how they may impact your money behaviors and mindset. By reflecting upon your money ideas, you can determine if your beliefs are empowering or limiting you and your family.</p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">It's my mission with this podcast to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. It's time to let your inner brilliance shine. </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Want to work 1:1? Send me an email here: shanalei@sanitycents.com </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Looking for free resources to take massive action? Check out my website, <a href='https://sanitycents.com'>https://sanitycents.com</a> where you'll access tools like:</p>
<ul style="margin-top:0in;margin-bottom:0in;" type="disc"><li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Budget Starter Kit</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Debt Guide</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">100+ Ways to Save More Money</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Take the Budget Quiz: How good is your budget?</li>
<li style="margin-top:0;margin-bottom:0;vertical-align:middle;">Join the waitlist for Budget Mastery</li>
</ul>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;"> </p>
<p style="margin: 0in; font-family: Calibri; font-size: 11.0pt;">Join our Community: Budgeting for Working Moms and have your questions answered by me &lt;&lt; <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/bpk3fz/MMM_CoreBeliefsap.mp3" length="9642558" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to this week's Budgeting Brilliance’s Money Mindset Moment. In this episode we’ll uncover your core beliefs and how they may impact your money behaviors and mindset. By reflecting upon your money ideas, you can determine if your beliefs are empowering or limiting you and your family.
 
It's my mission with this podcast to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. It's time to let your inner brilliance shine. 
 
Want to work 1:1? Send me an email here: shanalei@sanitycents.com 
Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com 
 
Looking for free resources to take massive action? Check out my website, https://sanitycents.com where you'll access tools like:
Budget Starter Kit
Debt Guide
100+ Ways to Save More Money
Take the Budget Quiz: How good is your budget?
Join the waitlist for Budget Mastery
 
Join our Community: Budgeting for Working Moms and have your questions answered by me &lt;&lt; https://pages.sanitycents.com/group]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>688</itunes:duration>
                <itunes:episode>10</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>09 | The Power of Categorizing Your Spending</title>
        <itunes:title>09 | The Power of Categorizing Your Spending</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/09-the-power-of-categorizing-your-spending/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/09-the-power-of-categorizing-your-spending/#comments</comments>        <pubDate>Sun, 15 Oct 2023 19:01:41 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/90b651c5-6174-3c7a-9792-03ef0d99d140</guid>
                                    <description><![CDATA[In this episode we’ll uncover the power behind categorizing your expenses. Setting aside a small amount of time every quarter can help to uncover areas that are stealing your family's future so you can stop it before you waste too much. It's a simple tactic that can save you thousands of dollars over the long run if you take the time to do it.
 
I'm on a mission to help moms break free from suffocating debt that stifles happiness and with this podcast I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. It's time to let your inner brilliance shine. 
 
Want to work 1:1? Send me an email here: shanalei@sanitycents.com 
 
Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com 
 
Looking for free resources to take massive action? Check out my website, <a href='https://sanitycents.com'>https://sanitycents.com</a> where you'll get access to tools like:
<ul><li>Budget Starter Kit</li>
<li>Debt Guide</li>
<li>100+ Ways to Save More Money</li>
<li>Take the Budget Quiz: How good is your budget?</li>
<li>Join the waitlist for Budget Mastery - or email me for early access plus 1:1 help</li>
</ul>
&gt;&gt; Join the Community: Budgeting for Working Moms and have your questions answered by me -- <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a>]]></description>
                                                            <content:encoded><![CDATA[In this episode we’ll uncover the power behind categorizing your expenses. Setting aside a small amount of time every quarter can help to uncover areas that are stealing your family's future so you can stop it before you waste too much. It's a simple tactic that can save you thousands of dollars over the long run if you take the time to do it.
 
I'm on a mission to help moms break free from suffocating debt that stifles happiness and with this podcast I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. It's time to let your inner brilliance shine. 
 
Want to work 1:1? Send me an email here: shanalei@sanitycents.com 
 
Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com 
 
Looking for free resources to take massive action? Check out my website, <a href='https://sanitycents.com'>https://sanitycents.com</a> where you'll get access to tools like:
<ul><li>Budget Starter Kit</li>
<li>Debt Guide</li>
<li>100+ Ways to Save More Money</li>
<li>Take the Budget Quiz: How good is your budget?</li>
<li>Join the waitlist for Budget Mastery - or email me for early access plus 1:1 help</li>
</ul>
&gt;&gt; Join the Community: Budgeting for Working Moms and have your questions answered by me -- <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a>]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/pbui6e/Episode9_Categorizingap.mp3" length="10222239" type="audio/mpeg"/>
        <itunes:summary><![CDATA[In this episode we’ll uncover the power behind categorizing your expenses. Setting aside a small amount of time every quarter can help to uncover areas that are stealing your family's future so you can stop it before you waste too much. It's a simple tactic that can save you thousands of dollars over the long run if you take the time to do it.
 
I'm on a mission to help moms break free from suffocating debt that stifles happiness and with this podcast I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. It's time to let your inner brilliance shine. 
 
Want to work 1:1? Send me an email here: shanalei@sanitycents.com 
 
Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com 
 
Looking for free resources to take massive action? Check out my website, https://sanitycents.com where you'll get access to tools like:
Budget Starter Kit
Debt Guide
100+ Ways to Save More Money
Take the Budget Quiz: How good is your budget?
Join the waitlist for Budget Mastery - or email me for early access plus 1:1 help
&gt;&gt; Join the Community: Budgeting for Working Moms and have your questions answered by me -- https://pages.sanitycents.com/group]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>730</itunes:duration>
                <itunes:episode>9</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>08 | Money Mindset Moment: Manifesting Your Future Abundant Life</title>
        <itunes:title>08 | Money Mindset Moment: Manifesting Your Future Abundant Life</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/08-money-mindset-moment-manifesting-your-future-abundant-life/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/08-money-mindset-moment-manifesting-your-future-abundant-life/#comments</comments>        <pubDate>Sun, 08 Oct 2023 18:24:00 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/5e16c38f-c8f7-3009-8d26-9f7239751609</guid>
                                    <description><![CDATA[<p>Welcome to Budgeting Brilliance’s Money Mindset Moment. In this episode we’ll work towards manifesting our future abundant life and take actionable steps to achieve it.</p>
<p>It's my mission with this podcast to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. It's time to let your inner brilliance shine. </p>
<p>Want to work 1:1? Send me an email here: shanalei@sanitycents.com </p>
<p>Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com </p>
<p>Looking for free resources to take massive action? Check out my website, <a href='https://sanitycents.com'>https://sanitycents.com</a> where you'll access tools like:</p>
<ul><li>Budget Starter Kit</li>
<li>Debt Guide</li>
<li>100+ Ways to Save More Money</li>
<li>Take the Budget Quiz: How good is your budget?</li>
<li>Join the waitlist for Budget Mastery</li>
</ul>
<p>&gt;&gt; Join the Community: Budgeting for Working Moms and have your questions answered by me &lt;&lt; <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p> </p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome to Budgeting Brilliance’s Money Mindset Moment. In this episode we’ll work towards manifesting our future abundant life and take actionable steps to achieve it.</p>
<p>It's my mission with this podcast to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. It's time to let your inner brilliance shine. </p>
<p>Want to work 1:1? Send me an email here: shanalei@sanitycents.com </p>
<p>Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com </p>
<p>Looking for free resources to take massive action? Check out my website, <a href='https://sanitycents.com'>https://sanitycents.com</a> where you'll access tools like:</p>
<ul><li>Budget Starter Kit</li>
<li>Debt Guide</li>
<li>100+ Ways to Save More Money</li>
<li>Take the Budget Quiz: How good is your budget?</li>
<li>Join the waitlist for Budget Mastery</li>
</ul>
<p>&gt;&gt; Join the Community: Budgeting for Working Moms and have your questions answered by me &lt;&lt; <a href='https://pages.sanitycents.com/group'>https://pages.sanitycents.com/group</a></p>
<p> </p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/39enr6/episode08_futureabundanceap.mp3" length="7679346" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance’s Money Mindset Moment. In this episode we’ll work towards manifesting our future abundant life and take actionable steps to achieve it.
It's my mission with this podcast to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. It's time to let your inner brilliance shine. 
Want to work 1:1? Send me an email here: shanalei@sanitycents.com 
Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com 
Looking for free resources to take massive action? Check out my website, https://sanitycents.com where you'll access tools like:
Budget Starter Kit
Debt Guide
100+ Ways to Save More Money
Take the Budget Quiz: How good is your budget?
Join the waitlist for Budget Mastery
&gt;&gt; Join the Community: Budgeting for Working Moms and have your questions answered by me &lt;&lt; https://pages.sanitycents.com/group
 ]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>548</itunes:duration>
                <itunes:episode>8</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>07 | The Four Essential Pieces of an Effective Budget (Behind the scenes look at my 4-Part Budget Framework)</title>
        <itunes:title>07 | The Four Essential Pieces of an Effective Budget (Behind the scenes look at my 4-Part Budget Framework)</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/07-the-four-essential-pieces-of-an-effective-budget-behind-the-scenes-look-at-my-4-part-budget-framework/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/07-the-four-essential-pieces-of-an-effective-budget-behind-the-scenes-look-at-my-4-part-budget-framework/#comments</comments>        <pubDate>Sun, 01 Oct 2023 15:19:36 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/ccaca0d3-aac9-3440-979d-7d2eb359f836</guid>
                                    <description><![CDATA[<p>Welcome to the Budgeting Brilliance Podcast. In this episode we're discussing the 4 essential components that I coach people through in our budgeting sessions. Without these vital components, your budgeting plan will have a gap and you will probably miss your future financial goals. </p>
<p>It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine. </p>
<p>Want to work 1:1? Send me an email here: shanalei@sanitycents.com </p>
<p>Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com </p>
<p>Looking for free help? Check out my website, https://SanityCents.com
&gt;&gt; Budget Starter Kit 
&gt;&gt; Understanding Your Debt 
&gt;&gt; 110+ Ways to Save More Money 
&gt;&gt; Take the Budget Quiz: How good do you budget? 
&gt;&gt; Join the waitlist for Budget Mastery </p>
<p>&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: 
https://pages.sanitycents.com/group</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome to the Budgeting Brilliance Podcast. In this episode we're discussing the 4 essential components that I coach people through in our budgeting sessions. Without these vital components, your budgeting plan will have a gap and you will probably miss your future financial goals. </p>
<p>It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine. </p>
<p>Want to work 1:1? Send me an email here: shanalei@sanitycents.com </p>
<p>Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com </p>
<p>Looking for free help? Check out my website, https://SanityCents.com<br>
&gt;&gt; Budget Starter Kit <br>
&gt;&gt; Understanding Your Debt <br>
&gt;&gt; 110+ Ways to Save More Money <br>
&gt;&gt; Take the Budget Quiz: How good do you budget? <br>
&gt;&gt; Join the waitlist for Budget Mastery </p>
<p>&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: <br>
https://pages.sanitycents.com/group</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/g6kkbf/EPISODE07_4PartsEffectiveBudgetap.mp3" length="16819765" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to the Budgeting Brilliance Podcast. In this episode we're discussing the 4 essential components that I coach people through in our budgeting sessions. Without these vital components, your budgeting plan will have a gap and you will probably miss your future financial goals. 
It's my mission with this podcast, to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine. 
Want to work 1:1? Send me an email here: shanalei@sanitycents.com 
Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com 
Looking for free help? Check out my website, https://SanityCents.com&gt;&gt; Budget Starter Kit &gt;&gt; Understanding Your Debt &gt;&gt; 110+ Ways to Save More Money &gt;&gt; Take the Budget Quiz: How good do you budget? &gt;&gt; Join the waitlist for Budget Mastery 
&gt;&gt; Join the Budgeting for Working Moms Community and have your questions answered by me: https://pages.sanitycents.com/group]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>1201</itunes:duration>
                <itunes:episode>7</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>06 | Money Mindset Moment: How your past impacts your present money behaviors</title>
        <itunes:title>06 | Money Mindset Moment: How your past impacts your present money behaviors</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/06-money-mindset-moment-how-your-past-impacts-your-present-money-behaviors/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/06-money-mindset-moment-how-your-past-impacts-your-present-money-behaviors/#comments</comments>        <pubDate>Sun, 24 Sep 2023 15:29:39 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/f920d815-d62d-366e-a013-ce1110c92463</guid>
                                    <description><![CDATA[<p>Welcome to Budgeting Brilliance’s Money Mindset Moment. In this episode we’ll reflect upon how our past experiences and relationships with money impact your current actions/behaviors. The episode includes a mantra to help you break free from your past and move into a positive future outlook.</p>
<p>With this podcast, I hope to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine. https://sanitycents.com</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome to Budgeting Brilliance’s Money Mindset Moment. In this episode we’ll reflect upon how our past experiences and relationships with money impact your current actions/behaviors. The episode includes a mantra to help you break free from your past and move into a positive future outlook.</p>
<p>With this podcast, I hope to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine. https://sanitycents.com</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/b3z2q6/EPISODE06_MM01ap.mp3" length="11245098" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance’s Money Mindset Moment. In this episode we’ll reflect upon how our past experiences and relationships with money impact your current actions/behaviors. The episode includes a mantra to help you break free from your past and move into a positive future outlook.
With this podcast, I hope to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine. https://sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
        <itunes:explicit>false</itunes:explicit>
        <itunes:block>No</itunes:block>
        <itunes:duration>803</itunes:duration>
                <itunes:episode>6</itunes:episode>
        <itunes:episodeType>full</itunes:episodeType>
            </item>
    <item>
        <title>05 | $100k earners are living paycheck-to-paycheck and steps to overcome it</title>
        <itunes:title>05 | $100k earners are living paycheck-to-paycheck and steps to overcome it</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/05-100k-earners-are-living-paycheck-to-paycheck-and-steps-to-overcome-it/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/05-100k-earners-are-living-paycheck-to-paycheck-and-steps-to-overcome-it/#comments</comments>        <pubDate>Sun, 17 Sep 2023 19:18:01 -0500</pubDate>
        <guid isPermaLink="false">BudgetingBrilliance.podbean.com/878d8d76-071b-324f-b7dd-a5b32774f17e</guid>
                                    <description><![CDATA[<p>Welcome to Budgeting Brilliance. In this episode, we're discussing the growing situation of people living paycheck-to-paycheck, even earners making over $100k/yr, and steps you can take to overcome it. With this podcast, I hope to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine. https://sanitycents.com</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome to Budgeting Brilliance. In this episode, we're discussing the growing situation of people living paycheck-to-paycheck, even earners making over $100k/yr, and steps you can take to overcome it. With this podcast, I hope to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine. https://sanitycents.com</p>
]]></content:encoded>
                                    
        <enclosure url="https://mcdn.podbean.com/mf/web/qmd4eh/EPISODE05ap.mp3" length="17149520" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance. In this episode, we're discussing the growing situation of people living paycheck-to-paycheck, even earners making over $100k/yr, and steps you can take to overcome it. With this podcast, I hope to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine. https://sanitycents.com]]></itunes:summary>
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        <title>04 | The budgeting method that changed my view on budgeting - All About Calendar Budgeting</title>
        <itunes:title>04 | The budgeting method that changed my view on budgeting - All About Calendar Budgeting</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/04-the-budgeting-method-that-changed-my-view-on-budgeting/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/04-the-budgeting-method-that-changed-my-view-on-budgeting/#comments</comments>        <pubDate>Sun, 10 Sep 2023 22:01:35 -0500</pubDate>
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                                    <description><![CDATA[<p>Welcome to Budgeting Brilliance. Today's episode is all about the #1 budgeting method that completely transformed my views on budgeting. If you are seeking an easy, intuitive and trustworthy method, look no further. With this podcast, I hope to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine. https://www.sanitycents.com</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome to Budgeting Brilliance. Today's episode is all about the #1 budgeting method that completely transformed my views on budgeting. If you are seeking an easy, intuitive and trustworthy method, look no further. With this podcast, I hope to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine. https://www.sanitycents.com</p>
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        <enclosure url="https://mcdn.podbean.com/mf/web/7ndeu5/EPISODE04ap.mp3" length="11702953" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance. Today's episode is all about the #1 budgeting method that completely transformed my views on budgeting. If you are seeking an easy, intuitive and trustworthy method, look no further. With this podcast, I hope to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine. https://www.sanitycents.com]]></itunes:summary>
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        <title>03 | How to stay motivated while paying off debt</title>
        <itunes:title>03 | How to stay motivated while paying off debt</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/03-how-to-stay-motivated-while-paying-off-debt/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/03-how-to-stay-motivated-while-paying-off-debt/#comments</comments>        <pubDate>Sun, 03 Sep 2023 17:11:15 -0500</pubDate>
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                                    <description><![CDATA[<p>Welcome to Budgeting Brilliance. This episode is for those who are paying off debt or about to venture into the depths of debt payoff. I'll equip you with the strategies that have helped others just like you make it through. I'm here to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. https://sanitycents.com</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome to Budgeting Brilliance. This episode is for those who are paying off debt or about to venture into the depths of debt payoff. I'll equip you with the strategies that have helped others just like you make it through. I'm here to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. https://sanitycents.com</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance. This episode is for those who are paying off debt or about to venture into the depths of debt payoff. I'll equip you with the strategies that have helped others just like you make it through. I'm here to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. https://sanitycents.com]]></itunes:summary>
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        <title>02 | Do you need a budget?</title>
        <itunes:title>02 | Do you need a budget?</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/02_budget/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/02_budget/#comments</comments>        <pubDate>Sun, 27 Aug 2023 15:07:30 -0500</pubDate>
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                                    <description><![CDATA[<p style="margin:0in;font-family:Calibri;font-size:18pt;">Welcome to Budgeting Brilliance. In this episode we'll discuss if you need a budget or does it matter. With this podcast, I hope to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine. https://www.sanitycents.com</p>
]]></description>
                                                            <content:encoded><![CDATA[<p style="margin:0in;font-family:Calibri;font-size:18pt;">Welcome to Budgeting Brilliance. In this episode we'll discuss if you need a budget or does it matter. With this podcast, I hope to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine. https://www.sanitycents.com</p>
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        <enclosure url="https://mcdn.podbean.com/mf/web/tc8ttm/EPISODE01ap.mp3" length="18331211" type="audio/mpeg"/>
        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance. In this episode we'll discuss if you need a budget or does it matter. With this podcast, I hope to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. Let your inner brilliance shine. https://www.sanitycents.com]]></itunes:summary>
        <itunes:author>Shanalei</itunes:author>
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        <itunes:block>No</itunes:block>
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        <title>01 | Welcome to Budgeting Brilliance! A podcast for busy working moms wanting to overcome overwhelming debt.</title>
        <itunes:title>01 | Welcome to Budgeting Brilliance! A podcast for busy working moms wanting to overcome overwhelming debt.</itunes:title>
        <link>https://BudgetingBrilliance.podbean.com/e/01_welcome/</link>
                    <comments>https://BudgetingBrilliance.podbean.com/e/01_welcome/#comments</comments>        <pubDate>Sun, 27 Aug 2023 14:56:21 -0500</pubDate>
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                                    <description><![CDATA[<p>Welcome to Budgeting Brilliance. With this podcast, I hope to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. In this episode I discuss our financial struggles through adulthood and how I came to create this budgeting community to help moms who were struggling as I once was. It's time to let your inner brilliance shine.</p>
<p>Learn more: https://www.sanitycents.com</p>
]]></description>
                                                            <content:encoded><![CDATA[<p>Welcome to Budgeting Brilliance. With this podcast, I hope to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. In this episode I discuss our financial struggles through adulthood and how I came to create this budgeting community to help moms who were struggling as I once was. It's time to let your inner brilliance shine.</p>
<p>Learn more: https://www.sanitycents.com</p>
]]></content:encoded>
                                    
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        <itunes:summary><![CDATA[Welcome to Budgeting Brilliance. With this podcast, I hope to help moms break free from suffocating debt that stifles happiness. I want to help you to rekindle life's joys by reconnecting with your kids and rediscovering your purpose. In this episode I discuss our financial struggles through adulthood and how I came to create this budgeting community to help moms who were struggling as I once was. It's time to let your inner brilliance shine.
Learn more: https://www.sanitycents.com]]></itunes:summary>
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